Discover Bank Mortgage Lending & HMDA Data, 2022
In 2022, Discover Bank of Greenwood, DE reported 163,101 mortgage applications totaling $15.0 billion, up 36% from 2021. The average application was for $91,789, and applicants reported an average income of $127,996. 12% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (5,416), Houston-The Woodlands-Sugar Land, TX (3,903) and Phoenix-Mesa-Scottsdale, AZ (3,548) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 163,101 |
| Total Mortgage Loan Application Amount | $14,970,975,000 |
| Average Mortgage Loan Application Amount | $91,789 |
| Highest Mortgage Loan Application Amount | $305,000 |
| Average Applicant Income | $127,996 |
| Highest Applicant Income | $9,927,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 15,758 | $ 1,243,790,000 | $ 78,930 | $ 99,766 |
| Atlanta-Sandy Springs-Roswell, GA | 5,416 | $ 520,820,000 | $ 96,163 | $ 130,000 |
| Houston-The Woodlands-Sugar Land, TX | 3,903 | $ 378,135,000 | $ 96,883 | $ 137,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,548 | $ 349,590,000 | $ 98,531 | $ 133,000 |
| Chicago-Naperville, IL | 3,525 | $ 309,645,000 | $ 87,842 | $ 132,000 |
| Dallas-Plano-Irving, TX | 3,454 | $ 365,830,000 | $ 105,914 | $ 147,000 |
| New York-Jersey City-White Plains, NY-NJ | 3,181 | $ 371,415,000 | $ 116,760 | $ 169,297 |
| Los Angeles-Long Beach-Glendale, CA | 2,921 | $ 358,285,000 | $ 122,658 | $ 174,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,921 | $ 279,055,000 | $ 95,534 | $ 122,000 |
| New York-Newark, NY | 2,776 | $ 272,100,000 | $ 98,018 | $ 155,615 |
| Riverside-San Bernardino-Ontario, CA | 2,757 | $ 264,385,000 | $ 95,895 | $ 134,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,425 | $ 246,985,000 | $ 101,849 | $ 169,788 |
| Nassau County-Suffolk County, NY | 2,185 | $ 244,255,000 | $ 111,787 | $ 169,000 |
| Las Vegas-Henderson-Paradise, NV | 2,182 | $ 203,580,000 | $ 93,299 | $ 131,000 |
| Orlando-Kissimmee-Sanford, FL | 2,140 | $ 203,510,000 | $ 95,098 | $ 123,000 |
| Denver-Aurora-Lakewood, CO | 1,992 | $ 188,540,000 | $ 94,648 | $ 145,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,905 | $ 179,255,000 | $ 94,097 | $ 132,368 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,714 | $ 151,280,000 | $ 88,261 | $ 122,816 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,555 | $ 157,175,000 | $ 101,077 | $ 132,000 |
| Fort Worth-Arlington, TX | 1,541 | $ 148,375,000 | $ 96,284 | $ 129,000 |
| Newark, NJ-PA | 1,506 | $ 149,630,000 | $ 99,355 | $ 161,840 |
| Miami-Miami Beach-Kendall, FL | 1,472 | $ 153,260,000 | $ 104,116 | $ 142,000 |
| San Diego-Carlsbad, CA | 1,462 | $ 177,120,000 | $ 121,149 | $ 179,000 |
| Austin-Round Rock, TX | 1,418 | $ 172,410,000 | $ 121,586 | $ 161,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,379 | $ 130,895,000 | $ 94,920 | $ 125,000 |
| Warren-Troy-Farmington Hills, MI | 1,379 | $ 115,475,000 | $ 83,738 | $ 125,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,370 | $ 137,360,000 | $ 100,262 | $ 148,000 |
| Indianapolis-Carmel-Anderson, IN | 1,334 | $ 105,930,000 | $ 79,407 | $ 115,000 |
| San Antonio-New Braunfels, TX | 1,295 | $ 118,775,000 | $ 91,718 | $ 125,000 |
| St. Louis, MO-IL | 1,264 | $ 103,330,000 | $ 81,748 | $ 116,587 |
| Camden, NJ | 1,256 | $ 100,440,000 | $ 79,968 | $ 128,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,256 | $ 121,450,000 | $ 96,695 | $ 148,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,254 | $ 124,070,000 | $ 98,939 | $ 128,000 |
| Cincinnati, OH-KY-IN | 1,252 | $ 95,230,000 | $ 76,062 | $ 117,585 |
| Cleveland-Elyria, OH | 1,248 | $ 94,210,000 | $ 75,488 | $ 115,000 |
| Columbus, OH | 1,232 | $ 105,370,000 | $ 85,527 | $ 117,000 |
| Kansas City, MO-KS | 1,175 | $ 101,065,000 | $ 86,012 | $ 116,898 |
| Pittsburgh, PA | 1,160 | $ 89,820,000 | $ 77,431 | $ 115,000 |
| Anaheim-Santa Ana-Irvine, CA | 1,141 | $ 150,145,000 | $ 131,590 | $ 193,000 |
| Jacksonville, FL | 1,110 | $ 99,360,000 | $ 89,513 | $ 130,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,098 | $ 108,250,000 | $ 98,588 | $ 143,424 |
| Oakland-Hayward-Berkeley, CA | 1,062 | $ 138,940,000 | $ 130,828 | $ 210,000 |
| Seattle-Bellevue-Everett, WA | 1,048 | $ 123,490,000 | $ 117,833 | $ 166,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,013 | $ 83,485,000 | $ 82,413 | $ 118,231 |
| Raleigh, NC | 996 | $ 95,760,000 | $ 96,144 | $ 141,000 |
| Providence-Warwick, RI-MA | 953 | $ 80,555,000 | $ 84,527 | $ 121,184 |
| Philadelphia, PA | 920 | $ 80,150,000 | $ 87,119 | $ 120,000 |
| Richmond, VA | 913 | $ 75,765,000 | $ 82,984 | $ 122,000 |
| Cambridge-Newton-Framingham, MA | 886 | $ 94,970,000 | $ 107,189 | $ 160,000 |
| Boston, MA | 873 | $ 87,865,000 | $ 100,647 | $ 148,000 |
| Detroit-Dearborn-Livonia, MI | 856 | $ 62,110,000 | $ 72,558 | $ 100,000 |
| Memphis, TN-MS-AR | 812 | $ 67,220,000 | $ 82,783 | $ 109,328 |
| Hartford-West Hartford-East Hartford, CT | 727 | $ 60,695,000 | $ 83,486 | $ 121,000 |
| Louisville/Jefferson County, KY-IN | 721 | $ 54,675,000 | $ 75,832 | $ 107,894 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 717 | $ 59,825,000 | $ 83,437 | $ 110,000 |
| Oklahoma City, OK | 707 | $ 58,095,000 | $ 82,171 | $ 118,000 |
| Salt Lake City, UT | 693 | $ 68,625,000 | $ 99,025 | $ 125,000 |
| North Port-Sarasota-Bradenton, FL | 692 | $ 68,580,000 | $ 99,104 | $ 123,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 648 | $ 57,450,000 | $ 88,657 | $ 96,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 639 | $ 52,705,000 | $ 82,480 | $ 122,492 |
| Lakeland-Winter Haven, FL | 613 | $ 52,325,000 | $ 85,358 | $ 99,000 |
| Cape Coral-Fort Myers, FL | 612 | $ 57,270,000 | $ 93,578 | $ 109,000 |
| New Orleans-Metairie, LA | 610 | $ 54,710,000 | $ 89,688 | $ 113,000 |
| Worcester, MA-CT | 605 | $ 52,115,000 | $ 86,140 | $ 126,733 |
| Charleston-North Charleston, SC | 579 | $ 52,505,000 | $ 90,682 | $ 134,000 |
| Bridgeport-Stamford-Norwalk, CT | 578 | $ 63,860,000 | $ 110,484 | $ 187,000 |
| Elgin, IL | 568 | $ 43,980,000 | $ 77,429 | $ 129,000 |
| Greenville-Anderson-Mauldin, SC | 567 | $ 46,555,000 | $ 82,107 | $ 104,000 |
| Birmingham-Hoover, AL | 564 | $ 43,650,000 | $ 77,393 | $ 115,000 |
| Tucson, AZ | 563 | $ 48,685,000 | $ 86,474 | $ 110,000 |
| Tulsa, OK | 549 | $ 44,995,000 | $ 81,958 | $ 107,000 |
| Colorado Springs, CO | 545 | $ 51,805,000 | $ 95,055 | $ 126,000 |
| Rochester, NY | 545 | $ 42,425,000 | $ 77,844 | $ 108,000 |
| Wilmington, DE-MD-NJ | 544 | $ 48,210,000 | $ 88,621 | $ 134,625 |
| Knoxville, TN | 531 | $ 46,705,000 | $ 87,956 | $ 112,000 |
| Lake County-Kenosha County, IL-WI | 531 | $ 46,485,000 | $ 87,542 | $ 151,101 |
| Gary, IN | 515 | $ 40,155,000 | $ 77,970 | $ 112,000 |
| Palm Bay-Melbourne-Titusville, FL | 508 | $ 45,810,000 | $ 90,177 | $ 108,000 |
| New Haven-Milford, CT | 500 | $ 43,650,000 | $ 87,300 | $ 119,000 |
| Columbia, SC | 495 | $ 38,415,000 | $ 77,606 | $ 111,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 486 | $ 39,300,000 | $ 80,864 | $ 94,893 |
| Tacoma-Lakewood, WA | 484 | $ 47,650,000 | $ 98,450 | $ 153,000 |
| Milwaukee-Waukesha-West Allis, WI | 478 | $ 38,590,000 | $ 80,732 | $ 124,000 |
| Akron, OH | 463 | $ 36,725,000 | $ 79,319 | $ 112,000 |
| Port St. Lucie, FL | 457 | $ 42,185,000 | $ 92,308 | $ 112,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 453 | $ 66,835,000 | $ 147,538 | $ 226,000 |
| Omaha-Council Bluffs, NE-IA | 452 | $ 34,900,000 | $ 77,212 | $ 133,000 |
| Albuquerque, NM | 444 | $ 39,090,000 | $ 88,040 | $ 123,000 |
| Albany-Schenectady-Troy, NY | 443 | $ 38,065,000 | $ 85,925 | $ 117,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 418 | $ 46,040,000 | $ 110,143 | $ 168,000 |
| Stockton-Lodi, CA | 418 | $ 38,960,000 | $ 93,205 | $ 145,000 |
| Bakersfield, CA | 405 | $ 37,135,000 | $ 91,691 | $ 127,000 |
| Boise City, ID | 390 | $ 38,700,000 | $ 99,230 | $ 124,000 |
| Grand Rapids-Wyoming, MI | 390 | $ 30,920,000 | $ 79,282 | $ 110,000 |
| El Paso, TX | 380 | $ 30,790,000 | $ 81,026 | $ 107,000 |
| Springfield, MA | 380 | $ 30,840,000 | $ 81,157 | $ 119,000 |
| Fresno, CA | 377 | $ 34,735,000 | $ 92,135 | $ 133,000 |
| Chattanooga, TN-GA | 361 | $ 31,975,000 | $ 88,573 | $ 101,138 |
| Little Rock-North Little Rock-Conway, AR | 357 | $ 27,075,000 | $ 75,840 | $ 103,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 339 | $ 31,185,000 | $ 91,991 | $ 116,000 |
| Reno, NV | 337 | $ 34,045,000 | $ 101,023 | $ 131,000 |
| Dayton-Springfield-Kettering, OH | 335 | $ 24,005,000 | $ 71,656 | $ 96,000 |
| Winston-Salem, NC | 335 | $ 25,375,000 | $ 75,746 | $ 113,000 |
| Baton Rouge, LA | 331 | $ 26,035,000 | $ 78,655 | $ 105,000 |
| Greensboro-High Point, NC | 331 | $ 24,745,000 | $ 74,758 | $ 95,000 |
| Rockingham County-Strafford County, NH | 322 | $ 31,710,000 | $ 98,478 | $ 141,000 |
| Ogden-Clearfield, UT | 321 | $ 30,405,000 | $ 94,719 | $ 113,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 319 | $ 22,285,000 | $ 69,858 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 317 | $ 28,195,000 | $ 88,943 | $ 113,000 |
| Greeley, CO | 314 | $ 26,700,000 | $ 85,031 | $ 139,000 |
| Portland-South Portland, ME | 314 | $ 29,020,000 | $ 92,420 | $ 125,000 |
| Toledo, OH | 311 | $ 21,455,000 | $ 68,987 | $ 98,000 |
| Augusta-Richmond County, GA-SC | 305 | $ 22,565,000 | $ 73,983 | $ 107,167 |
| Killeen-Temple, TX | 305 | $ 24,685,000 | $ 80,934 | $ 108,000 |
| Durham-Chapel Hill, NC | 304 | $ 31,120,000 | $ 102,368 | $ 132,000 |
| Provo-Orem, UT | 304 | $ 29,980,000 | $ 98,618 | $ 131,000 |
| Springfield, MO | 302 | $ 23,110,000 | $ 76,523 | $ 133,000 |
| Huntsville, AL | 300 | $ 25,380,000 | $ 84,600 | $ 114,000 |
| Wichita, KS | 288 | $ 21,360,000 | $ 74,166 | $ 108,000 |
| Manchester-Nashua, NH | 286 | $ 24,750,000 | $ 86,538 | $ 126,000 |
| Savannah, GA | 284 | $ 25,940,000 | $ 91,338 | $ 112,000 |
| Ocala, FL | 283 | $ 21,125,000 | $ 74,646 | $ 93,000 |
| Vallejo-Fairfield, CA | 282 | $ 26,610,000 | $ 94,361 | $ 150,000 |
| Youngstown-Warren-Boardman, OH-PA | 275 | $ 17,425,000 | $ 63,363 | $ 85,854 |
| Harrisburg-Carlisle, PA | 268 | $ 22,680,000 | $ 84,626 | $ 118,000 |
| Syracuse, NY | 266 | $ 19,800,000 | $ 74,436 | $ 105,000 |
| Reading, PA | 265 | $ 21,295,000 | $ 80,358 | $ 97,000 |
| York-Hanover, PA | 253 | $ 19,265,000 | $ 76,146 | $ 103,000 |
| Fayetteville, NC | 247 | $ 17,445,000 | $ 70,627 | $ 104,000 |
| Urban Honolulu, HI | 245 | $ 29,665,000 | $ 121,081 | $ 142,000 |
| Modesto, CA | 241 | $ 21,635,000 | $ 89,771 | $ 124,000 |
| Atlantic City-Hammonton, NJ | 240 | $ 20,650,000 | $ 86,041 | $ 104,000 |
| Spartanburg, SC | 239 | $ 18,795,000 | $ 78,640 | $ 112,000 |
| McAllen-Edinburg-Mission, TX | 234 | $ 19,850,000 | $ 84,829 | $ 104,000 |
| San Francisco-Redwood City-South San Francisco, CA | 233 | $ 37,665,000 | $ 161,652 | $ 246,000 |
| Naples-Immokalee-Marco Island, FL | 232 | $ 26,480,000 | $ 114,137 | $ 146,000 |
| Trenton, NJ | 226 | $ 21,770,000 | $ 96,327 | $ 142,000 |
| Lexington-Fayette, KY | 221 | $ 17,175,000 | $ 77,714 | $ 109,000 |
| East Stroudsburg, PA | 219 | $ 18,695,000 | $ 85,365 | $ 156,000 |
| Jackson, MS | 219 | $ 17,895,000 | $ 81,712 | $ 102,000 |
| Canton-Massillon, OH | 218 | $ 16,620,000 | $ 76,238 | $ 91,000 |
| Fort Wayne, IN | 217 | $ 16,235,000 | $ 74,815 | $ 91,000 |
| Asheville, NC | 214 | $ 19,270,000 | $ 90,046 | $ 106,000 |
| Spokane-Spokane Valley, WA | 214 | $ 18,700,000 | $ 87,383 | $ 109,000 |
| Lancaster, PA | 213 | $ 17,435,000 | $ 81,854 | $ 115,000 |
| Hagerstown-Martinsburg, MD-WV | 210 | $ 17,050,000 | $ 81,190 | $ 109,000 |
| Fort Collins, CO | 204 | $ 17,610,000 | $ 86,323 | $ 133,000 |
| Lansing-East Lansing, MI | 198 | $ 14,520,000 | $ 73,333 | $ 104,000 |
| Punta Gorda, FL | 189 | $ 17,095,000 | $ 90,449 | $ 101,000 |
| Salem, OR | 189 | $ 15,385,000 | $ 81,402 | $ 112,000 |
| Salisbury, MD-DE | 187 | $ 18,015,000 | $ 96,336 | $ 108,000 |
| Crestview-Fort Walton Beach-Destin, FL | 183 | $ 17,615,000 | $ 96,256 | $ 109,000 |
| Mobile, AL | 183 | $ 13,935,000 | $ 76,147 | $ 108,000 |
| Tallahassee, FL | 183 | $ 15,985,000 | $ 87,349 | $ 102,000 |
| Gulfport-Biloxi-Pascagoula, MS | 181 | $ 13,765,000 | $ 76,049 | $ 96,000 |
| Wilmington, NC | 181 | $ 18,055,000 | $ 99,751 | $ 138,000 |
| Clarksville, TN-KY | 177 | $ 14,535,000 | $ 82,118 | $ 99,468 |
| Gainesville, GA | 173 | $ 14,875,000 | $ 85,982 | $ 113,000 |
| South Bend-Mishawaka, IN-MI | 165 | $ 12,655,000 | $ 76,696 | $ 94,400 |
| Corpus Christi, TX | 163 | $ 13,075,000 | $ 80,214 | $ 113,000 |
| Dover, DE | 163 | $ 14,155,000 | $ 86,840 | $ 114,000 |
| Visalia-Porterville, CA | 163 | $ 14,525,000 | $ 89,110 | $ 113,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 162 | $ 15,070,000 | $ 93,024 | $ 120,000 |
| Norwich-New London, CT | 162 | $ 12,740,000 | $ 78,641 | $ 117,000 |
| Ann Arbor, MI | 157 | $ 14,045,000 | $ 89,458 | $ 128,000 |
| Hickory-Lenoir-Morganton, NC | 157 | $ 12,395,000 | $ 78,949 | $ 97,000 |
| Lake Havasu City-Kingman, AZ | 154 | $ 14,690,000 | $ 95,389 | $ 85,000 |
| Roanoke, VA | 153 | $ 11,785,000 | $ 77,026 | $ 95,000 |
| Olympia-Tumwater, WA | 151 | $ 14,675,000 | $ 97,185 | $ 183,000 |
| Rockford, IL | 151 | $ 11,105,000 | $ 73,543 | $ 132,000 |
| Sebastian-Vero Beach, FL | 149 | $ 14,055,000 | $ 94,328 | $ 94,000 |
| Columbus, GA-AL | 148 | $ 10,260,000 | $ 69,324 | $ 96,500 |
| Flint, MI | 148 | $ 10,580,000 | $ 71,486 | $ 91,000 |
| Madison, WI | 146 | $ 13,730,000 | $ 94,041 | $ 121,000 |
| Lynchburg, VA | 145 | $ 11,405,000 | $ 78,655 | $ 93,000 |
| Lincoln, NE | 144 | $ 11,690,000 | $ 81,180 | $ 125,000 |
| Gainesville, FL | 143 | $ 13,945,000 | $ 97,517 | $ 102,000 |
| Lafayette, LA | 143 | $ 10,685,000 | $ 74,720 | $ 120,000 |
| Sioux Falls, SD | 142 | $ 10,480,000 | $ 73,802 | $ 96,000 |
| Daphne-Fairhope-Foley, AL | 140 | $ 13,140,000 | $ 93,857 | $ 112,000 |
| Kingsport-Bristol-Bristol, TN-VA | 140 | $ 11,140,000 | $ 79,571 | $ 93,528 |
| Prescott Valley-Prescott, AZ | 140 | $ 13,800,000 | $ 98,571 | $ 123,000 |
| Anchorage, AK | 139 | $ 12,195,000 | $ 87,733 | $ 180,000 |
| Barnstable Town, MA | 138 | $ 14,460,000 | $ 104,782 | $ 126,000 |
| Salinas, CA | 138 | $ 16,590,000 | $ 120,217 | $ 144,000 |
| Waco, TX | 133 | $ 12,085,000 | $ 90,864 | $ 112,000 |
| Homosassa Springs, FL | 132 | $ 10,910,000 | $ 82,651 | $ 89,000 |
| Beaumont-Port Arthur, TX | 131 | $ 11,035,000 | $ 84,236 | $ 100,000 |
| Peoria, IL | 131 | $ 8,285,000 | $ 63,244 | $ 97,000 |
| Eugene, OR | 130 | $ 12,290,000 | $ 94,538 | $ 99,000 |
| Macon-Bibb County, GA | 129 | $ 9,435,000 | $ 73,139 | $ 95,000 |
| Merced, CA | 129 | $ 12,055,000 | $ 93,449 | $ 128,000 |
| Santa Maria-Santa Barbara, CA | 127 | $ 13,345,000 | $ 105,078 | $ 174,000 |
| Santa Rosa, CA | 127 | $ 12,735,000 | $ 100,275 | $ 178,000 |
| Brownsville-Harlingen, TX | 125 | $ 10,525,000 | $ 84,200 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 125 | $ 8,915,000 | $ 71,320 | $ 113,928 |
| Lubbock, TX | 122 | $ 9,690,000 | $ 79,426 | $ 121,000 |
| Bremerton-Silverdale, WA | 119 | $ 11,785,000 | $ 99,033 | $ 126,000 |
| Duluth, MN-WI | 117 | $ 9,155,000 | $ 78,247 | $ 97,923 |
| Kennewick-Richland, WA | 117 | $ 10,785,000 | $ 92,179 | $ 121,000 |
| Montgomery, AL | 117 | $ 9,165,000 | $ 78,333 | $ 96,000 |
| Boulder, CO | 114 | $ 11,840,000 | $ 103,859 | $ 146,000 |
| Evansville, IN-KY | 113 | $ 8,705,000 | $ 77,035 | $ 92,353 |
| Billings, MT | 112 | $ 9,970,000 | $ 89,017 | $ 125,000 |
| Pueblo, CO | 112 | $ 9,370,000 | $ 83,660 | $ 90,000 |
| Utica-Rome, NY | 112 | $ 7,680,000 | $ 68,571 | $ 91,000 |
| Charleston, WV | 111 | $ 7,595,000 | $ 68,423 | $ 138,000 |
| Grand Junction, CO | 111 | $ 10,425,000 | $ 93,918 | $ 99,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 111 | $ 11,525,000 | $ 103,828 | $ 164,000 |
| Tyler, TX | 111 | $ 10,195,000 | $ 91,846 | $ 116,000 |
| Redding, CA | 110 | $ 8,380,000 | $ 76,181 | $ 134,000 |
| Yuma, AZ | 108 | $ 9,180,000 | $ 85,000 | $ 92,000 |
| Vineland-Bridgeton, NJ | 107 | $ 8,105,000 | $ 75,747 | $ 100,000 |
| Athens-Clarke County, GA | 106 | $ 10,340,000 | $ 97,547 | $ 127,000 |
| Yuba City, CA | 104 | $ 8,240,000 | $ 79,230 | $ 125,000 |
| Green Bay, WI | 103 | $ 8,015,000 | $ 77,815 | $ 111,000 |
| Warner Robins, GA | 103 | $ 7,855,000 | $ 76,262 | $ 107,000 |
| Winchester, VA-WV | 102 | $ 9,350,000 | $ 91,666 | $ 123,529 |
| Kalamazoo-Portage, MI | 101 | $ 7,175,000 | $ 71,039 | $ 90,000 |
| Jacksonville, NC | 96 | $ 7,210,000 | $ 75,104 | $ 112,000 |
| Medford, OR | 96 | $ 9,220,000 | $ 96,041 | $ 130,000 |
| Topeka, KS | 96 | $ 6,470,000 | $ 67,395 | $ 96,000 |
| Fargo, ND-MN | 95 | $ 7,545,000 | $ 79,421 | $ 114,473 |
| Shreveport-Bossier City, LA | 95 | $ 7,485,000 | $ 78,789 | $ 111,000 |
| Bend-Redmond, OR | 94 | $ 9,630,000 | $ 102,446 | $ 132,000 |
| Erie, PA | 94 | $ 6,510,000 | $ 69,255 | $ 93,000 |
| Las Cruces, NM | 94 | $ 8,420,000 | $ 89,574 | $ 97,000 |
| Panama City, FL | 94 | $ 8,970,000 | $ 95,425 | $ 128,000 |
| Kingston, NY | 93 | $ 8,565,000 | $ 92,096 | $ 211,000 |
| Charlottesville, VA | 91 | $ 8,175,000 | $ 89,835 | $ 121,000 |
| Longview, TX | 91 | $ 7,225,000 | $ 79,395 | $ 117,000 |
| Ocean City, NJ | 91 | $ 9,355,000 | $ 102,802 | $ 128,000 |
| Amarillo, TX | 90 | $ 7,180,000 | $ 79,777 | $ 105,000 |
| Johnson City, TN | 90 | $ 7,010,000 | $ 77,888 | $ 87,000 |
| Lafayette-West Lafayette, IN | 90 | $ 6,280,000 | $ 69,777 | $ 96,000 |
| St. George, UT | 89 | $ 7,665,000 | $ 86,123 | $ 133,000 |
| Joplin, MO | 88 | $ 5,720,000 | $ 65,000 | $ 88,000 |
| Binghamton, NY | 87 | $ 6,295,000 | $ 72,356 | $ 120,000 |
| Elkhart-Goshen, IN | 87 | $ 7,035,000 | $ 80,862 | $ 114,000 |
| Racine, WI | 87 | $ 7,235,000 | $ 83,160 | $ 121,000 |
| Laredo, TX | 84 | $ 6,220,000 | $ 74,047 | $ 99,000 |
| Rochester, MN | 84 | $ 6,560,000 | $ 78,095 | $ 106,000 |
| Coeur D'Alene, ID | 83 | $ 8,675,000 | $ 104,518 | $ 113,000 |
| Elizabethtown-Fort Knox, KY | 83 | $ 5,345,000 | $ 64,397 | $ 87,000 |
| Columbia, MO | 82 | $ 6,580,000 | $ 80,243 | $ 124,000 |
| Glens Falls, NY | 82 | $ 6,820,000 | $ 83,170 | $ 104,000 |
| Idaho Falls, ID | 81 | $ 8,095,000 | $ 99,938 | $ 209,000 |
| Monroe, MI | 81 | $ 5,485,000 | $ 67,716 | $ 116,000 |
| Appleton, WI | 80 | $ 7,450,000 | $ 93,125 | $ 107,000 |
| Muskegon, MI | 80 | $ 5,040,000 | $ 63,000 | $ 74,000 |
| The Villages, FL | 79 | $ 7,825,000 | $ 99,050 | $ 99,000 |
| Burlington, NC | 78 | $ 7,220,000 | $ 92,564 | $ 124,000 |
| Chambersburg-Waynesboro, PA | 78 | $ 6,790,000 | $ 87,051 | $ 95,000 |
| Auburn-Opelika, AL | 77 | $ 6,565,000 | $ 85,259 | $ 149,000 |
| College Station-Bryan, TX | 76 | $ 7,200,000 | $ 94,736 | $ 113,000 |
| Dothan, AL | 76 | $ 6,460,000 | $ 85,000 | $ 77,000 |
| Fort Smith, AR-OK | 76 | $ 5,740,000 | $ 75,526 | $ 84,947 |
| Madera, CA | 75 | $ 6,345,000 | $ 84,600 | $ 145,000 |
| Bowling Green, KY | 73 | $ 5,565,000 | $ 76,232 | $ 91,000 |
| Yakima, WA | 73 | $ 6,995,000 | $ 95,821 | $ 104,000 |
| Houma-Thibodaux, LA | 72 | $ 5,240,000 | $ 72,777 | $ 104,000 |
| Lebanon, PA | 72 | $ 5,410,000 | $ 75,138 | $ 101,000 |
| Santa Fe, NM | 71 | $ 7,385,000 | $ 104,014 | $ 192,000 |
| Tuscaloosa, AL | 71 | $ 5,565,000 | $ 78,380 | $ 99,000 |
| Jackson, MI | 70 | $ 5,830,000 | $ 83,285 | $ 103,000 |
| San Rafael, CA | 70 | $ 11,240,000 | $ 160,571 | $ 224,000 |
| Champaign-Urbana, IL | 68 | $ 5,270,000 | $ 77,500 | $ 107,000 |
| El Centro, CA | 68 | $ 5,700,000 | $ 83,823 | $ 105,000 |
| Florence, SC | 68 | $ 4,670,000 | $ 68,676 | $ 152,000 |
| Jackson, TN | 68 | $ 5,040,000 | $ 74,117 | $ 87,000 |
| Jonesboro, AR | 68 | $ 5,580,000 | $ 82,058 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 68 | $ 8,710,000 | $ 128,088 | $ 166,000 |
| Springfield, IL | 68 | $ 3,970,000 | $ 58,382 | $ 113,000 |
| Chico, CA | 67 | $ 6,285,000 | $ 93,805 | $ 119,000 |
| Sherman-Denison, TX | 67 | $ 6,765,000 | $ 100,970 | $ 118,000 |
| Weirton-Steubenville, WV-OH | 67 | $ 5,115,000 | $ 76,343 | $ 86,970 |
| Bellingham, WA | 66 | $ 7,070,000 | $ 107,121 | $ 117,000 |
| Logan, UT-ID | 66 | $ 6,220,000 | $ 94,242 | $ 105,090 |
| Pittsfield, MA | 66 | $ 5,680,000 | $ 86,060 | $ 100,000 |
| Cleveland, TN | 65 | $ 4,355,000 | $ 67,000 | $ 98,000 |
| Mansfield, OH | 65 | $ 4,655,000 | $ 71,615 | $ 95,000 |
| Rapid City, SD | 65 | $ 5,195,000 | $ 79,923 | $ 107,000 |
| Bangor, ME | 64 | $ 5,690,000 | $ 88,906 | $ 99,000 |
| Lake Charles, LA | 64 | $ 6,710,000 | $ 104,843 | $ 108,000 |
| Abilene, TX | 62 | $ 5,680,000 | $ 91,612 | $ 110,000 |
| Bloomington, IL | 62 | $ 4,090,000 | $ 65,967 | $ 117,000 |
| Decatur, AL | 62 | $ 5,040,000 | $ 81,290 | $ 94,000 |
| Kahului-Wailuku-Lahaina, HI | 62 | $ 7,480,000 | $ 120,645 | $ 116,000 |
| Lewiston-Auburn, ME | 62 | $ 4,540,000 | $ 73,225 | $ 103,000 |
| Midland, TX | 62 | $ 5,700,000 | $ 91,935 | $ 129,000 |
| Oshkosh-Neenah, WI | 62 | $ 4,390,000 | $ 70,806 | $ 103,000 |
| Terre Haute, IN | 62 | $ 4,020,000 | $ 64,838 | $ 94,000 |
| Springfield, OH | 61 | $ 4,065,000 | $ 66,639 | $ 84,000 |
| Beckley, WV | 60 | $ 4,130,000 | $ 68,833 | $ 105,000 |
| Davenport-Moline-Rock Island, IA-IL | 60 | $ 4,370,000 | $ 72,833 | $ 94,000 |
| Rome, GA | 60 | $ 4,980,000 | $ 83,000 | $ 97,000 |
| Staunton-Waynesboro, VA | 60 | $ 5,130,000 | $ 85,500 | $ 101,000 |
| Battle Creek, MI | 59 | $ 4,255,000 | $ 72,118 | $ 81,000 |
| Bismarck, ND | 59 | $ 4,825,000 | $ 81,779 | $ 105,000 |
| Greenville, NC | 59 | $ 4,295,000 | $ 72,796 | $ 100,000 |
| Michigan City-La Porte, IN | 59 | $ 4,905,000 | $ 83,135 | $ 97,000 |
| Monroe, LA | 59 | $ 4,085,000 | $ 69,237 | $ 96,000 |
| Morgantown, WV | 58 | $ 4,610,000 | $ 79,482 | $ 112,000 |
| Wheeling, WV-OH | 58 | $ 3,770,000 | $ 65,000 | $ 80,706 |
| Wichita Falls, TX | 58 | $ 3,350,000 | $ 57,758 | $ 97,000 |
| Dalton, GA | 57 | $ 4,255,000 | $ 74,649 | $ 87,000 |
| Great Falls, MT | 57 | $ 4,135,000 | $ 72,543 | $ 83,000 |
| Janesville-Beloit, WI | 57 | $ 4,885,000 | $ 85,701 | $ 95,000 |
| Sebring, FL | 57 | $ 4,165,000 | $ 73,070 | $ 147,000 |
| Sierra Vista-Douglas, AZ | 57 | $ 4,245,000 | $ 74,473 | $ 85,000 |
| Hanford-Corcoran, CA | 56 | $ 5,000,000 | $ 89,285 | $ 138,000 |
| Carbondale-Marion, IL | 55 | $ 3,945,000 | $ 71,727 | $ 110,000 |
| Florence-Muscle Shoals, AL | 55 | $ 4,015,000 | $ 73,000 | $ 99,000 |
| Niles-Benton Harbor, MI | 55 | $ 3,785,000 | $ 68,818 | $ 127,000 |
| Albany, GA | 54 | $ 4,410,000 | $ 81,666 | $ 97,000 |
| Cheyenne, WY | 54 | $ 5,190,000 | $ 96,111 | $ 99,000 |
| Hot Springs, AR | 54 | $ 5,000,000 | $ 92,592 | $ 208,000 |
| New Bern, NC | 54 | $ 4,750,000 | $ 87,962 | $ 108,000 |
| St. Cloud, MN | 54 | $ 3,440,000 | $ 63,703 | $ 97,000 |
| Brunswick, GA | 53 | $ 4,545,000 | $ 85,754 | $ 83,000 |
| Casper, WY | 53 | $ 3,935,000 | $ 74,245 | $ 96,000 |
| Burlington-South Burlington, VT | 52 | $ 4,950,000 | $ 95,192 | $ 152,000 |
| Albany, OR | 51 | $ 3,985,000 | $ 78,137 | $ 96,000 |
| Napa, CA | 51 | $ 5,955,000 | $ 116,764 | $ 176,000 |
| Saginaw, MI | 51 | $ 4,405,000 | $ 86,372 | $ 87,000 |
| Twin Falls, ID | 51 | $ 4,985,000 | $ 97,745 | $ 84,000 |
| Kokomo, IN | 50 | $ 3,650,000 | $ 73,000 | $ 105,000 |
| Grants Pass, OR | 49 | $ 5,025,000 | $ 102,551 | $ 93,000 |
| Hattiesburg, MS | 49 | $ 3,995,000 | $ 81,530 | $ 110,000 |
| Johnstown, PA | 49 | $ 3,385,000 | $ 69,081 | $ 93,000 |
| Lawton, OK | 49 | $ 3,855,000 | $ 78,673 | $ 97,000 |
| Odessa, TX | 49 | $ 5,145,000 | $ 105,000 | $ 119,000 |
| Sheboygan, WI | 49 | $ 3,395,000 | $ 69,285 | $ 93,000 |
| Bloomington, IN | 48 | $ 3,910,000 | $ 81,458 | $ 102,000 |
| Morristown, TN | 48 | $ 3,970,000 | $ 82,708 | $ 88,000 |
| Altoona, PA | 47 | $ 3,125,000 | $ 66,489 | $ 81,000 |
| Bay City, MI | 47 | $ 3,155,000 | $ 67,127 | $ 68,000 |
| Blacksburg-Christiansburg-Radford, VA | 47 | $ 3,675,000 | $ 78,191 | $ 115,000 |
| Flagstaff, AZ | 47 | $ 5,345,000 | $ 113,723 | $ 156,000 |
| Gettysburg, PA | 47 | $ 4,615,000 | $ 98,191 | $ 106,000 |
| Rocky Mount, NC | 47 | $ 3,075,000 | $ 65,425 | $ 98,000 |
| Hammond, LA | 46 | $ 3,600,000 | $ 78,260 | $ 108,000 |
| Pocatello, ID | 46 | $ 3,980,000 | $ 86,521 | $ 100,000 |
| St. Joseph, MO-KS | 46 | $ 3,820,000 | $ 83,043 | $ 100,739 |
| Wausau, WI | 46 | $ 3,650,000 | $ 79,347 | $ 99,000 |
| Anniston-Oxford-Jacksonville, AL | 45 | $ 3,445,000 | $ 76,555 | $ 88,000 |
| Kankakee, IL | 45 | $ 3,575,000 | $ 79,444 | $ 109,000 |
| Lawrence, KS | 45 | $ 3,695,000 | $ 82,111 | $ 118,000 |
| Lima, OH | 45 | $ 3,035,000 | $ 67,444 | $ 73,000 |
| Mount Vernon-Anacortes, WA | 44 | $ 4,280,000 | $ 97,272 | $ 122,000 |
| San Angelo, TX | 44 | $ 4,400,000 | $ 100,000 | $ 121,000 |
| Alexandria, LA | 43 | $ 2,765,000 | $ 64,302 | $ 88,000 |
| Manhattan, KS | 43 | $ 4,015,000 | $ 93,372 | $ 98,000 |
| Muncie, IN | 43 | $ 3,075,000 | $ 71,511 | $ 111,000 |
| Valdosta, GA | 43 | $ 2,585,000 | $ 60,116 | $ 129,000 |
| Jefferson City, MO | 42 | $ 3,260,000 | $ 77,619 | $ 100,000 |
| Sumter, SC | 42 | $ 3,140,000 | $ 74,761 | $ 94,000 |
| Harrisonburg, VA | 41 | $ 2,625,000 | $ 64,024 | $ 120,000 |
| Farmington, NM | 40 | $ 3,490,000 | $ 87,250 | $ 100,000 |
| Gadsden, AL | 40 | $ 2,940,000 | $ 73,500 | $ 82,000 |
| State College, PA | 39 | $ 3,825,000 | $ 98,076 | $ 117,000 |
| Texarkana, TX-AR | 39 | $ 3,115,000 | $ 79,871 | $ 92,333 |
| Missoula, MT | 38 | $ 3,470,000 | $ 91,315 | $ 113,000 |
| Cape Girardeau, MO-IL | 37 | $ 3,315,000 | $ 89,594 | $ 93,378 |
| Wenatchee, WA | 37 | $ 4,345,000 | $ 117,432 | $ 128,000 |
| Bloomsburg-Berwick, PA | 35 | $ 2,965,000 | $ 84,714 | $ 118,000 |
| Owensboro, KY | 35 | $ 1,655,000 | $ 47,285 | $ 96,000 |
| Grand Forks, ND-MN | 34 | $ 2,960,000 | $ 87,058 | $ 112,029 |
| Elmira, NY | 33 | $ 2,115,000 | $ 64,090 | $ 88,000 |
| Goldsboro, NC | 33 | $ 2,035,000 | $ 61,666 | $ 89,000 |
| Hinesville, GA | 33 | $ 2,215,000 | $ 67,121 | $ 86,000 |
| Lewiston, ID-WA | 33 | $ 3,955,000 | $ 119,848 | $ 135,515 |
| Parkersburg-Vienna, WV | 33 | $ 2,275,000 | $ 68,939 | $ 70,000 |
| Fairbanks, AK | 32 | $ 3,890,000 | $ 121,562 | $ 110,000 |
| Longview, WA | 32 | $ 3,170,000 | $ 99,062 | $ 113,000 |
| Midland, MI | 31 | $ 1,865,000 | $ 60,161 | $ 78,000 |
| Carson City, NV | 30 | $ 2,890,000 | $ 96,333 | $ 100,000 |
| Columbus, IN | 30 | $ 2,270,000 | $ 75,666 | $ 110,000 |
| Walla Walla, WA | 29 | $ 2,665,000 | $ 91,896 | $ 86,000 |
| Watertown-Fort Drum, NY | 29 | $ 2,175,000 | $ 75,000 | $ 113,000 |
| Williamsport, PA | 28 | $ 2,120,000 | $ 75,714 | $ 99,000 |
| Eau Claire, WI | 27 | $ 2,145,000 | $ 79,444 | $ 93,000 |
| Fond Du Lac, WI | 27 | $ 2,405,000 | $ 89,074 | $ 90,000 |
| Pine Bluff, AR | 27 | $ 1,595,000 | $ 59,074 | $ 76,000 |
| Corvallis, OR | 26 | $ 2,060,000 | $ 79,230 | $ 118,000 |
| Grand Island, NE | 26 | $ 1,450,000 | $ 55,769 | $ 76,000 |
| La Crosse-Onalaska, WI-MN | 24 | $ 1,470,000 | $ 61,250 | $ 104,166 |
| Mankato-North Mankato, MN | 23 | $ 1,845,000 | $ 80,217 | $ 103,000 |
| Victoria, TX | 21 | $ 1,615,000 | $ 76,904 | $ 464,000 |
| Sioux City, IA-NE-SD | 20 | $ 1,570,000 | $ 78,500 | $ 108,600 |
| Enid, OK | 19 | $ 1,375,000 | $ 72,368 | $ 89,000 |
| Cumberland, MD-WV | 18 | $ 1,400,000 | $ 77,777 | $ 120,000 |
| Decatur, IL | 18 | $ 1,000,000 | $ 55,555 | $ 69,000 |
| Danville, IL | 16 | $ 1,070,000 | $ 66,875 | $ 92,000 |
| Ithaca, NY | 15 | $ 1,515,000 | $ 101,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 99,455 | $8,099,845,000 | $81,000 | $305,000 | $126,000 | $9,927,000 |
| Home Improvement | 39,276 | $3,416,560,000 | $86,000 | $305,000 | $138,000 | $8,887,000 |
| Refinancing | 23,002 | $3,253,640,000 | $141,000 | $305,000 | $118,000 | $8,188,000 |
| Home Purchase | 1,368 | $200,930,000 | $146,000 | $305,000 | $154,000 | $7,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 88,000 | $7,771,780,000 | $88,000 | $305,000 | $126,000 | $9,927,000 |
| Not Provided | 30,557 | $2,924,615,000 | $95,000 | $305,000 | $141,000 | $9,360,000 |
| Hispanic | 16,888 | $1,537,180,000 | $91,000 | $305,000 | $120,000 | $8,887,000 |
| Black or African American | 11,901 | $1,030,075,000 | $86,000 | $305,000 | $109,000 | $9,772,000 |
| Asian | 7,300 | $863,990,000 | $118,000 | $305,000 | $145,000 | $6,058,000 |
| American Indian or Alaskan Native | 4,729 | $412,625,000 | $87,000 | $305,000 | $114,000 | $4,375,000 |
| Native Hawaiian or Other Pacific Islander | 271 | $25,095,000 | $92,000 | $305,000 | $119,000 | $1,046,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 163,101 | $14,970,975,000 | $91,000 | $305,000 | $128,000 | $9,927,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 76,632 | $7,025,300,000 | $91,000 | $305,000 | $115,000 | $9,927,000 |
| File Closed For Incompleteness | 46,868 | $4,089,620,000 | $87,000 | $305,000 | $136,000 | $9,772,000 |
| Loan Originated | 19,901 | $2,016,045,000 | $101,000 | $305,000 | $146,000 | $1,881,000 |
| Application Withdrawn By Applicant | 19,095 | $1,777,175,000 | $93,000 | $305,000 | $140,000 | $9,360,000 |
| Application Approved But Not Accepted | 605 | $62,835,000 | $103,000 | $305,000 | $139,000 | $689,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 86,469 | $7,945,675,000 | $91,000 | $305,000 | $139,000 | $9,772,000 |
| Credit History | 27,588 | $2,309,860,000 | $83,000 | $305,000 | $110,000 | $9,927,000 |
| Collateral | 18,216 | $1,686,700,000 | $92,000 | $305,000 | $126,000 | $3,775,000 |
| Debt-To-Income Ratio | 13,799 | $1,280,775,000 | $92,000 | $305,000 | $83,000 | $1,220,000 |
| Credit Application Incomplete | 10,583 | $1,123,415,000 | $106,000 | $305,000 | $137,000 | $8,188,000 |
| Other | 5,901 | $568,815,000 | $96,000 | $305,000 | $144,000 | $8,260,000 |
| Unverifiable Information | 348 | $38,150,000 | $109,000 | $305,000 | $122,000 | $1,120,000 |
| Employment History | 197 | $17,585,000 | $89,000 | $305,000 | $71,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About