Ditech Financial LLC Mortgage Lending & HMDA Data, 2019

In 2019, Ditech Financial LLC of Fort Washington, PA reported 71,555 mortgage applications totaling $15.2 billion, down 46% from 2018. The average application was for $212,509, and applicants reported an average income of $74,830. 25% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,998), Chicago-Naperville, IL (1,926) and Phoenix-Mesa-Scottsdale, AZ (1,836) (applications in parentheses).

Mortgage Company & Address Ditech Financial LLC
1100 Virginia Drive, Suite 100
Fort Washington, PA 19034
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 71,555
Total Mortgage Loan Application Amount $15,206,130,000
Average Mortgage Loan Application Amount $212,509
Highest Mortgage Loan Application Amount $37,285,000
Average Applicant Income $74,830
Highest Applicant Income $7,248,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ditech Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ditech Financial LLC by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 6,969 $ 1,023,535,000 $ 146,869 $ 63,308
Atlanta-Sandy Springs-Roswell, GA 1,998 $ 358,240,000 $ 179,299 $ 65,000
Chicago-Naperville, IL 1,926 $ 408,600,000 $ 212,149 $ 85,000
Phoenix-Mesa-Scottsdale, AZ 1,836 $ 404,170,000 $ 220,136 $ 76,000
Riverside-San Bernardino-Ontario, CA 1,826 $ 495,055,000 $ 271,114 $ 83,000
Denver-Aurora-Lakewood, CO 1,657 $ 505,525,000 $ 305,084 $ 85,000
Los Angeles-Long Beach-Glendale, CA 1,633 $ 575,975,000 $ 352,709 $ 94,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 1,237 $ 358,565,000 $ 289,866 $ 98,309
Houston-The Woodlands-Sugar Land, TX 1,182 $ 203,770,000 $ 172,394 $ 73,000
Minneapolis-St. Paul-Bloomington, MN-WI 1,028 $ 225,430,000 $ 219,289 $ 73,967
Tampa-St. Petersburg-Clearwater, FL 1,003 $ 178,855,000 $ 178,320 $ 62,000
Indianapolis-Carmel-Anderson, IN 938 $ 157,810,000 $ 168,240 $ 70,000
Dallas-Plano-Irving, TX 934 $ 188,330,000 $ 201,638 $ 76,000
San Diego-Carlsbad, CA 906 $ 347,510,000 $ 383,565 $ 103,000
Orlando-Kissimmee-Sanford, FL 881 $ 171,935,000 $ 195,158 $ 66,000
Warren-Troy-Farmington Hills, MI 866 $ 148,100,000 $ 171,016 $ 77,000
St. Louis, MO-IL 817 $ 136,485,000 $ 167,056 $ 72,534
Sacramento--Roseville--Arden-Arcade, CA 746 $ 215,780,000 $ 289,249 $ 93,000
Las Vegas-Henderson-Paradise, NV 745 $ 156,695,000 $ 210,328 $ 76,000
Miami-Miami Beach-Kendall, FL 732 $ 164,950,000 $ 225,341 $ 65,000
New York-Newark, NY 732 $ 194,720,000 $ 266,010 $ 94,036
Cambridge-Newton-Framingham, MA 722 $ 225,910,000 $ 312,894 $ 106,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 704 $ 152,190,000 $ 216,178 $ 70,000
Milwaukee-Waukesha-West Allis, WI 676 $ 149,030,000 $ 220,458 $ 90,000
Charlotte-Concord-Gastonia, NC-SC 663 $ 115,755,000 $ 174,592 $ 68,194
Portland-Vancouver-Hillsboro, OR-WA 663 $ 194,945,000 $ 294,034 $ 90,895
Baltimore-Columbia-Towson, MD 657 $ 152,045,000 $ 231,423 $ 75,000
Montgomery County-Bucks County-Chester County, PA 599 $ 148,755,000 $ 248,338 $ 97,000
Seattle-Bellevue-Everett, WA 576 $ 184,250,000 $ 319,878 $ 98,000
Philadelphia, PA 554 $ 93,420,000 $ 168,628 $ 65,000
San Antonio-New Braunfels, TX 534 $ 95,830,000 $ 179,456 $ 70,000
Boston, MA 527 $ 169,165,000 $ 320,996 $ 100,000
Jacksonville, FL 501 $ 89,655,000 $ 178,952 $ 70,000
Anaheim-Santa Ana-Irvine, CA 497 $ 191,945,000 $ 386,207 $ 113,000
West Palm Beach-Boca Raton-Delray Beach, FL 494 $ 108,880,000 $ 220,404 $ 69,000
Fort Worth-Arlington, TX 493 $ 91,555,000 $ 185,709 $ 68,000
Oakland-Hayward-Berkeley, CA 483 $ 177,755,000 $ 368,022 $ 109,000
Kansas City, MO-KS 473 $ 82,375,000 $ 174,154 $ 70,649
Providence-Warwick, RI-MA 468 $ 107,960,000 $ 230,683 $ 81,102
New York-Jersey City-White Plains, NY-NJ 461 $ 163,135,000 $ 353,872 $ 128,097
Columbus, OH 459 $ 83,085,000 $ 181,013 $ 73,000
Newark, NJ-PA 453 $ 121,825,000 $ 268,929 $ 89,911
Austin-Round Rock, TX 448 $ 104,560,000 $ 233,392 $ 98,000
Pittsburgh, PA 417 $ 57,345,000 $ 137,517 $ 71,000
Detroit-Dearborn-Livonia, MI 411 $ 54,625,000 $ 132,907 $ 63,000
Camden, NJ 410 $ 80,270,000 $ 195,780 $ 93,000
Colorado Springs, CO 396 $ 110,560,000 $ 279,191 $ 77,000
Worcester, MA-CT 385 $ 86,705,000 $ 225,207 $ 77,825
Nashville-Davidson--Murfreesboro--Franklin, TN 384 $ 77,610,000 $ 202,109 $ 65,000
Cincinnati, OH-KY-IN 380 $ 59,510,000 $ 156,605 $ 65,044
Tucson, AZ 373 $ 62,235,000 $ 166,849 $ 63,000
Salt Lake City, UT 350 $ 94,420,000 $ 269,771 $ 66,000
Virginia Beach-Norfolk-Newport News, VA-NC 334 $ 69,010,000 $ 206,616 $ 69,595
Charleston-North Charleston, SC 318 $ 66,370,000 $ 208,710 $ 77,000
Tacoma-Lakewood, WA 311 $ 89,255,000 $ 286,993 $ 87,000
Lakeland-Winter Haven, FL 298 $ 48,300,000 $ 162,080 $ 58,000
Cleveland-Elyria, OH 297 $ 40,595,000 $ 136,683 $ 66,000
Allentown-Bethlehem-Easton, PA-NJ 296 $ 55,350,000 $ 186,993 $ 61,165
Birmingham-Hoover, AL 290 $ 43,570,000 $ 150,241 $ 60,000
Richmond, VA 275 $ 55,345,000 $ 201,254 $ 82,000
Raleigh, NC 271 $ 49,065,000 $ 181,051 $ 90,000
Fresno, CA 268 $ 55,850,000 $ 208,395 $ 83,000
North Port-Sarasota-Bradenton, FL 267 $ 55,225,000 $ 206,835 $ 67,000
Louisville/Jefferson County, KY-IN 263 $ 42,395,000 $ 161,197 $ 57,201
Stockton-Lodi, CA 263 $ 71,755,000 $ 272,832 $ 81,000
Wilmington, DE-MD-NJ 263 $ 57,425,000 $ 218,346 $ 65,513
Greeley, CO 262 $ 72,670,000 $ 277,366 $ 83,000
Elgin, IL 257 $ 56,995,000 $ 221,770 $ 80,000
Washington-Baltimore-Arlington, DC 254 $ 74,740,000 $ 294,251 $ 90,000
Modesto, CA 248 $ 61,220,000 $ 246,854 $ 76,000
New Orleans-Metairie, LA 248 $ 34,940,000 $ 140,887 $ 71,000
Grand Rapids-Wyoming, MI 243 $ 37,185,000 $ 153,024 $ 62,000
Memphis, TN-MS-AR 238 $ 30,850,000 $ 129,621 $ 55,983
Deltona-Daytona Beach-Ormond Beach, FL 237 $ 40,295,000 $ 170,021 $ 56,000
Hartford-West Hartford-East Hartford, CT 235 $ 47,625,000 $ 202,659 $ 76,000
Ogden-Clearfield, UT 234 $ 61,920,000 $ 264,615 $ 70,000
Bakersfield, CA 227 $ 44,945,000 $ 197,995 $ 59,000
Gary, IN 221 $ 35,895,000 $ 162,420 $ 60,000
Oxnard-Thousand Oaks-Ventura, CA 215 $ 78,895,000 $ 366,953 $ 99,000
Columbia, SC 214 $ 33,830,000 $ 158,084 $ 65,000
Lake County-Kenosha County, IL-WI 209 $ 45,525,000 $ 217,822 $ 98,856
Palm Bay-Melbourne-Titusville, FL 209 $ 39,625,000 $ 189,593 $ 64,000
Portland-South Portland, ME 207 $ 46,485,000 $ 224,565 $ 76,000
San Jose-Sunnyvale-Santa Clara, CA 204 $ 81,090,000 $ 397,500 $ 129,000
Provo-Orem, UT 201 $ 53,745,000 $ 267,388 $ 62,000
Bridgeport-Stamford-Norwalk, CT 197 $ 56,615,000 $ 287,385 $ 78,000
Albuquerque, NM 196 $ 31,360,000 $ 160,000 $ 62,000
Rockingham County-Strafford County, NH 188 $ 46,540,000 $ 247,553 $ 104,000
Boise City, ID 187 $ 41,745,000 $ 223,235 $ 73,000
Tulsa, OK 187 $ 27,615,000 $ 147,673 $ 68,000
Cape Coral-Fort Myers, FL 186 $ 37,230,000 $ 200,161 $ 72,000
Reading, PA 186 $ 31,010,000 $ 166,720 $ 74,000
New Haven-Milford, CT 182 $ 35,450,000 $ 194,780 $ 68,000
Greenville-Anderson-Mauldin, SC 180 $ 27,850,000 $ 154,722 $ 62,000
Oklahoma City, OK 176 $ 25,430,000 $ 144,488 $ 66,000
Port St. Lucie, FL 172 $ 33,010,000 $ 191,918 $ 67,000
Vallejo-Fairfield, CA 167 $ 49,235,000 $ 294,820 $ 83,000
Manchester-Nashua, NH 164 $ 39,620,000 $ 241,585 $ 80,000
Pensacola-Ferry Pass-Brent, FL 157 $ 26,795,000 $ 170,668 $ 61,000
Greensboro-High Point, NC 155 $ 22,415,000 $ 144,612 $ 60,000
Fort Wayne, IN 151 $ 21,815,000 $ 144,470 $ 56,000
Lansing-East Lansing, MI 151 $ 20,945,000 $ 138,708 $ 65,000
Augusta-Richmond County, GA-SC 137 $ 21,395,000 $ 156,167 $ 60,802
McAllen-Edinburg-Mission, TX 137 $ 16,385,000 $ 119,598 $ 62,000
Spokane-Spokane Valley, WA 136 $ 28,700,000 $ 211,029 $ 61,000
Durham-Chapel Hill, NC 135 $ 19,515,000 $ 144,555 $ 57,000
Baton Rouge, LA 134 $ 19,840,000 $ 148,059 $ 57,000
Reno, NV 134 $ 32,550,000 $ 242,910 $ 65,000
Salisbury, MD-DE 134 $ 26,130,000 $ 195,000 $ 73,313
Urban Honolulu, HI 132 $ 65,300,000 $ 494,696 $ 99,000
Prescott Valley-Prescott, AZ 129 $ 27,655,000 $ 214,379 $ 78,000
Salem, OR 128 $ 28,950,000 $ 226,171 $ 63,000
Davenport-Moline-Rock Island, IA-IL 127 $ 22,825,000 $ 179,724 $ 102,921
Fort Collins, CO 125 $ 35,725,000 $ 285,800 $ 83,000
Santa Rosa, CA 122 $ 43,270,000 $ 354,672 $ 93,000
Dayton-Springfield-Kettering, OH 121 $ 15,795,000 $ 130,537 $ 70,000
Montgomery, AL 120 $ 16,790,000 $ 139,916 $ 63,000
Redding, CA 120 $ 26,690,000 $ 222,416 $ 83,000
Fayetteville, NC 119 $ 17,135,000 $ 143,991 $ 56,000
Chattanooga, TN-GA 118 $ 16,920,000 $ 143,389 $ 59,720
Ann Arbor, MI 117 $ 22,205,000 $ 189,786 $ 78,000
Wichita, KS 116 $ 14,900,000 $ 128,448 $ 83,000
Winston-Salem, NC 114 $ 15,590,000 $ 136,754 $ 54,000
Springfield, MA 113 $ 20,165,000 $ 178,451 $ 55,000
Columbus, GA-AL 112 $ 18,170,000 $ 162,232 $ 63,875
Little Rock-North Little Rock-Conway, AR 110 $ 14,020,000 $ 127,454 $ 48,000
Crestview-Fort Walton Beach-Destin, FL 109 $ 22,855,000 $ 209,678 $ 74,000
Savannah, GA 109 $ 19,575,000 $ 179,587 $ 72,000
Jackson, MS 105 $ 13,495,000 $ 128,523 $ 49,000
Killeen-Temple, TX 105 $ 11,555,000 $ 110,047 $ 51,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 103 $ 17,485,000 $ 169,757 $ 70,834
Akron, OH 102 $ 13,920,000 $ 136,470 $ 56,000
Flint, MI 102 $ 13,310,000 $ 130,490 $ 55,000
Visalia-Porterville, CA 102 $ 20,240,000 $ 198,431 $ 67,000
Gainesville, FL 101 $ 15,995,000 $ 158,366 $ 59,000
Omaha-Council Bluffs, NE-IA 101 $ 19,355,000 $ 191,633 $ 75,108
Ocala, FL 99 $ 14,445,000 $ 145,909 $ 48,000
Des Moines-West Des Moines, IA 98 $ 16,490,000 $ 168,265 $ 59,000
Barnstable Town, MA 96 $ 25,200,000 $ 262,500 $ 94,000
York-Hanover, PA 96 $ 16,270,000 $ 169,479 $ 60,000
San Francisco-Redwood City-South San Francisco, CA 94 $ 35,760,000 $ 380,425 $ 108,000
El Paso, TX 93 $ 11,285,000 $ 121,344 $ 67,000
Harrisburg-Carlisle, PA 93 $ 15,855,000 $ 170,483 $ 56,000
Madison, WI 91 $ 20,925,000 $ 229,945 $ 75,000
Naples-Immokalee-Marco Island, FL 89 $ 22,315,000 $ 250,730 $ 94,000
Spartanburg, SC 89 $ 11,935,000 $ 134,101 $ 66,000
Lake Havasu City-Kingman, AZ 88 $ 15,180,000 $ 172,500 $ 81,000
Yuma, AZ 88 $ 10,830,000 $ 123,068 $ 54,000
Roanoke, VA 87 $ 15,715,000 $ 180,632 $ 67,000
Eugene, OR 86 $ 19,980,000 $ 232,325 $ 65,000
Wilmington, NC 85 $ 17,075,000 $ 200,882 $ 76,000
Asheville, NC 84 $ 14,640,000 $ 174,285 $ 58,000
Merced, CA 84 $ 19,320,000 $ 230,000 $ 73,000
Huntsville, AL 83 $ 12,675,000 $ 152,710 $ 70,000
Mobile, AL 83 $ 10,005,000 $ 120,542 $ 54,000
Olympia-Tumwater, WA 83 $ 21,945,000 $ 264,397 $ 85,000
Syracuse, NY 83 $ 11,315,000 $ 136,325 $ 72,000
Bend-Redmond, OR 82 $ 20,940,000 $ 255,365 $ 69,000
Knoxville, TN 82 $ 11,770,000 $ 143,536 $ 59,000
Atlantic City-Hammonton, NJ 80 $ 15,450,000 $ 193,125 $ 96,000
Lexington-Fayette, KY 80 $ 12,620,000 $ 157,750 $ 49,000
Scranton--Wilkes-Barre--Hazleton, PA 80 $ 8,920,000 $ 111,500 $ 45,000
Toledo, OH 80 $ 10,070,000 $ 125,875 $ 60,000
Monroe, LA 79 $ 10,125,000 $ 128,164 $ 51,000
South Bend-Mishawaka, IN-MI 79 $ 9,605,000 $ 121,582 $ 46,075
Bremerton-Silverdale, WA 78 $ 22,170,000 $ 284,230 $ 101,000
Nassau County-Suffolk County, NY 78 $ 30,240,000 $ 387,692 $ 116,000
Tallahassee, FL 78 $ 12,610,000 $ 161,666 $ 72,000
Yuba City, CA 77 $ 17,005,000 $ 220,844 $ 70,000
Medford, OR 75 $ 55,055,000 $ 734,066 $ 68,000
Salinas, CA 75 $ 25,425,000 $ 339,000 $ 89,000
Trenton, NJ 71 $ 14,895,000 $ 209,788 $ 86,000
Beaumont-Port Arthur, TX 70 $ 8,920,000 $ 127,428 $ 67,000
Warner Robins, GA 70 $ 11,360,000 $ 162,285 $ 69,000
East Stroudsburg, PA 69 $ 11,165,000 $ 161,811 $ 59,000
Hickory-Lenoir-Morganton, NC 69 $ 7,945,000 $ 115,144 $ 42,000
Shreveport-Bossier City, LA 69 $ 8,255,000 $ 119,637 $ 42,000
Lafayette, LA 68 $ 10,490,000 $ 154,264 $ 64,000
Burlington-South Burlington, VT 67 $ 15,205,000 $ 226,940 $ 85,000
Lancaster, PA 67 $ 11,685,000 $ 174,402 $ 54,000
Kennewick-Richland, WA 66 $ 13,540,000 $ 205,151 $ 66,000
Racine, WI 66 $ 13,920,000 $ 210,909 $ 82,000
Dover, DE 65 $ 13,345,000 $ 205,307 $ 51,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 65 $ 20,855,000 $ 320,846 $ 89,000
Youngstown-Warren-Boardman, OH-PA 65 $ 6,655,000 $ 102,384 $ 63,261
Boulder, CO 64 $ 20,800,000 $ 325,000 $ 79,000
Pueblo, CO 64 $ 11,000,000 $ 171,875 $ 61,000
Brownsville-Harlingen, TX 63 $ 7,215,000 $ 114,523 $ 67,000
Canton-Massillon, OH 63 $ 7,495,000 $ 118,968 $ 64,000
Homosassa Springs, FL 63 $ 7,835,000 $ 124,365 $ 50,000
Bloomington, IN 61 $ 12,105,000 $ 198,442 $ 85,000
Elkhart-Goshen, IN 61 $ 7,855,000 $ 128,770 $ 43,000
Rapid City, SD 61 $ 13,245,000 $ 217,131 $ 70,000
Anchorage, AK 60 $ 15,680,000 $ 261,333 $ 81,000
Gulfport-Biloxi-Pascagoula, MS 60 $ 7,020,000 $ 117,000 $ 63,000
Gainesville, GA 59 $ 10,035,000 $ 170,084 $ 62,000
Auburn-Opelika, AL 58 $ 11,550,000 $ 199,137 $ 74,000
Springfield, MO 58 $ 7,340,000 $ 126,551 $ 43,000
Lynchburg, VA 57 $ 10,005,000 $ 175,526 $ 70,000
Santa Maria-Santa Barbara, CA 57 $ 15,385,000 $ 269,912 $ 82,000
Tuscaloosa, AL 57 $ 7,895,000 $ 138,508 $ 76,000
Jackson, MI 56 $ 6,790,000 $ 121,250 $ 55,000
Grand Junction, CO 55 $ 11,385,000 $ 207,000 $ 67,000
Punta Gorda, FL 55 $ 9,065,000 $ 164,818 $ 53,000
Coeur D'Alene, ID 54 $ 14,460,000 $ 267,777 $ 75,000
Flagstaff, AZ 52 $ 10,070,000 $ 193,653 $ 74,000
Longview, TX 52 $ 6,310,000 $ 121,346 $ 52,000
Muskegon, MI 51 $ 6,255,000 $ 122,647 $ 54,000
Corpus Christi, TX 50 $ 6,940,000 $ 138,800 $ 63,000
Hilton Head Island-Bluffton-Beaufort, SC 49 $ 9,375,000 $ 191,326 $ 108,000
Midland, TX 49 $ 12,485,000 $ 254,795 $ 78,000
Monroe, MI 49 $ 7,115,000 $ 145,204 $ 60,000
Bellingham, WA 48 $ 13,600,000 $ 283,333 $ 91,000
Burlington, NC 48 $ 8,120,000 $ 169,166 $ 75,000
Chico, CA 48 $ 11,570,000 $ 241,041 $ 83,000
Clarksville, TN-KY 47 $ 6,855,000 $ 145,851 $ 68,042
Fayetteville-Springdale-Rogers, AR-MO 46 $ 7,430,000 $ 161,521 $ 84,000
Laredo, TX 46 $ 6,270,000 $ 136,304 $ 42,000
Athens-Clarke County, GA 45 $ 6,665,000 $ 148,111 $ 50,000
Lubbock, TX 44 $ 7,400,000 $ 168,181 $ 84,000
Rockford, IL 44 $ 4,740,000 $ 107,727 $ 59,000
Topeka, KS 44 $ 5,000,000 $ 113,636 $ 61,000
Albany-Schenectady-Troy, NY 43 $ 8,735,000 $ 203,139 $ 76,000
Peoria, IL 43 $ 5,265,000 $ 122,441 $ 59,000
St. George, UT 43 $ 10,465,000 $ 243,372 $ 85,000
Yakima, WA 43 $ 8,245,000 $ 191,744 $ 58,000
Daphne-Fairhope-Foley, AL 42 $ 6,450,000 $ 153,571 $ 74,000
Jacksonville, NC 42 $ 7,200,000 $ 171,428 $ 54,000
Staunton-Waynesboro, VA 42 $ 7,890,000 $ 187,857 $ 53,000
Evansville, IN-KY 41 $ 4,885,000 $ 119,146 $ 57,780
Green Bay, WI 41 $ 5,495,000 $ 134,024 $ 60,000
Madera, CA 40 $ 9,050,000 $ 226,250 $ 83,000
Amarillo, TX 38 $ 5,040,000 $ 132,631 $ 131,000
Hanford-Corcoran, CA 38 $ 7,060,000 $ 185,789 $ 94,000
Norwich-New London, CT 38 $ 7,370,000 $ 193,947 $ 67,000
Sebastian-Vero Beach, FL 38 $ 6,300,000 $ 165,789 $ 50,000
Tyler, TX 38 $ 5,180,000 $ 136,315 $ 81,000
Albany, GA 37 $ 4,465,000 $ 120,675 $ 59,000
Albany, OR 37 $ 8,125,000 $ 219,594 $ 62,000
Cape Girardeau, MO-IL 37 $ 6,185,000 $ 167,162 $ 73,000
Longview, WA 37 $ 8,785,000 $ 237,432 $ 75,000
Macon-Bibb County, GA 37 $ 4,035,000 $ 109,054 $ 46,000
Odessa, TX 37 $ 7,735,000 $ 209,054 $ 80,000
Valdosta, GA 37 $ 5,465,000 $ 147,702 $ 58,000
Waco, TX 37 $ 5,845,000 $ 157,972 $ 54,000
Greenville, NC 36 $ 4,860,000 $ 135,000 $ 54,000
Lincoln, NE 36 $ 6,140,000 $ 170,555 $ 65,000
Niles-Benton Harbor, MI 36 $ 3,930,000 $ 109,166 $ 48,000
Santa Fe, NM 36 $ 9,460,000 $ 262,777 $ 89,000
Charlottesville, VA 35 $ 6,655,000 $ 190,142 $ 58,000
Duluth, MN-WI 35 $ 5,465,000 $ 156,142 $ 64,285
Kingsport-Bristol-Bristol, TN-VA 35 $ 4,245,000 $ 121,285 $ 38,857
Lafayette-West Lafayette, IN 35 $ 5,065,000 $ 144,714 $ 55,000
Santa Cruz-Watsonville, CA 35 $ 12,875,000 $ 367,857 $ 77,000
Sheboygan, WI 35 $ 6,815,000 $ 194,714 $ 81,000
Decatur, AL 34 $ 2,860,000 $ 84,117 $ 43,000
Muncie, IN 34 $ 3,610,000 $ 106,176 $ 52,000
Panama City, FL 34 $ 6,690,000 $ 196,764 $ 97,000
St. Cloud, MN 34 $ 5,350,000 $ 157,352 $ 60,000
Billings, MT 33 $ 6,255,000 $ 189,545 $ 60,000
Ocean City, NJ 33 $ 7,315,000 $ 221,666 $ 256,000
Cheyenne, WY 32 $ 7,620,000 $ 238,125 $ 78,000
Kahului-Wailuku-Lahaina, HI 32 $ 11,280,000 $ 352,500 $ 69,000
Sherman-Denison, TX 32 $ 5,610,000 $ 175,312 $ 69,000
Vineland-Bridgeton, NJ 32 $ 4,620,000 $ 144,375 $ 56,000
Kalamazoo-Portage, MI 31 $ 4,285,000 $ 138,225 $ 65,000
Mount Vernon-Anacortes, WA 31 $ 8,605,000 $ 277,580 $ 87,000
Bloomington, IL 30 $ 3,330,000 $ 111,000 $ 92,000
Hattiesburg, MS 30 $ 2,900,000 $ 96,666 $ 41,000
Huntington-Ashland, WV-KY-OH 30 $ 3,090,000 $ 103,000 $ 43,000
Lewiston-Auburn, ME 30 $ 5,320,000 $ 177,333 $ 48,000
Idaho Falls, ID 29 $ 5,325,000 $ 183,620 $ 83,000
Kokomo, IN 29 $ 3,745,000 $ 129,137 $ 48,000
Appleton, WI 28 $ 4,970,000 $ 177,500 $ 62,000
Dalton, GA 28 $ 3,290,000 $ 117,500 $ 38,000
Fargo, ND-MN 28 $ 5,920,000 $ 211,428 $ 75,392
Florence, SC 28 $ 3,480,000 $ 124,285 $ 36,000
Grants Pass, OR 28 $ 5,860,000 $ 209,285 $ 62,000
Hinesville, GA 28 $ 3,370,000 $ 120,357 $ 57,000
Las Cruces, NM 28 $ 4,340,000 $ 155,000 $ 78,000
Twin Falls, ID 28 $ 4,740,000 $ 169,285 $ 82,000
Bangor, ME 27 $ 3,105,000 $ 115,000 $ 52,000
Columbus, IN 27 $ 4,135,000 $ 153,148 $ 38,000
Harrisonburg, VA 27 $ 5,395,000 $ 199,814 $ 53,000
Napa, CA 27 $ 9,915,000 $ 367,222 $ 98,000
Sierra Vista-Douglas, AZ 27 $ 3,555,000 $ 131,666 $ 64,000
The Villages, FL 27 $ 4,755,000 $ 176,111 $ 78,000
Hagerstown-Martinsburg, MD-WV 26 $ 5,370,000 $ 206,538 $ 72,115
Houma-Thibodaux, LA 26 $ 2,780,000 $ 106,923 $ 52,000
Joplin, MO 26 $ 2,840,000 $ 109,230 $ 46,000
Lawton, OK 26 $ 3,180,000 $ 122,307 $ 52,000
New Bern, NC 26 $ 4,190,000 $ 161,153 $ 130,000
Sumter, SC 26 $ 3,430,000 $ 131,923 $ 52,000
Winchester, VA-WV 26 $ 5,970,000 $ 229,615 $ 73,000
Abilene, TX 25 $ 3,485,000 $ 139,400 $ 62,000
Cedar Rapids, IA 25 $ 3,575,000 $ 143,000 $ 57,000
Janesville-Beloit, WI 25 $ 2,845,000 $ 113,800 $ 54,000
Logan, UT-ID 25 $ 5,365,000 $ 214,600 $ 75,240
Saginaw, MI 25 $ 2,625,000 $ 105,000 $ 33,000
Terre Haute, IN 25 $ 2,425,000 $ 97,000 $ 56,000
California-Lexington Park, MD 24 $ 6,800,000 $ 283,333 $ 119,000
Chambersburg-Waynesboro, PA 24 $ 3,330,000 $ 138,750 $ 58,000
College Station-Bryan, TX 24 $ 3,050,000 $ 127,083 $ 104,000
Erie, PA 24 $ 2,800,000 $ 116,666 $ 51,000
Jackson, TN 24 $ 2,460,000 $ 102,500 $ 37,000
Rome, GA 24 $ 2,570,000 $ 107,083 $ 44,000
Brunswick, GA 23 $ 2,885,000 $ 125,434 $ 47,000
El Centro, CA 23 $ 4,655,000 $ 202,391 $ 67,000
Florence-Muscle Shoals, AL 23 $ 3,255,000 $ 141,521 $ 69,000
Michigan City-La Porte, IN 23 $ 2,965,000 $ 128,913 $ 56,000
Rochester, NY 23 $ 4,975,000 $ 216,304 $ 108,000
San Angelo, TX 23 $ 3,075,000 $ 133,695 $ 59,000
Springfield, OH 23 $ 2,235,000 $ 97,173 $ 44,000
Wenatchee, WA 23 $ 4,055,000 $ 176,304 $ 87,000
Buffalo-Cheektowaga-Niagara Falls, NY 22 $ 3,650,000 $ 165,909 $ 72,000
Champaign-Urbana, IL 22 $ 3,310,000 $ 150,454 $ 92,000
Rocky Mount, NC 22 $ 2,580,000 $ 117,272 $ 50,000
San Rafael, CA 22 $ 8,740,000 $ 397,272 $ 129,000
Johnson City, TN 21 $ 2,855,000 $ 135,952 $ 58,000
Sebring, FL 21 $ 2,425,000 $ 115,476 $ 53,000
Anniston-Oxford-Jacksonville, AL 20 $ 2,460,000 $ 123,000 $ 44,000
Battle Creek, MI 20 $ 1,970,000 $ 98,500 $ 78,000
Bay City, MI 20 $ 1,580,000 $ 79,000 $ 43,000
Blacksburg-Christiansburg-Radford, VA 20 $ 2,950,000 $ 147,500 $ 43,000
Bowling Green, KY 20 $ 3,250,000 $ 162,500 $ 97,000
Sioux Falls, SD 20 $ 3,180,000 $ 159,000 $ 66,000
Dothan, AL 19 $ 2,145,000 $ 112,894 $ 63,000
Elizabethtown-Fort Knox, KY 19 $ 2,925,000 $ 153,947 $ 38,000
Fond Du Lac, WI 19 $ 2,465,000 $ 129,736 $ 54,000
Jonesboro, AR 19 $ 2,025,000 $ 106,578 $ 42,000
Lebanon, PA 19 $ 3,175,000 $ 167,105 $ 41,000
Walla Walla, WA 19 $ 3,715,000 $ 195,526 $ 61,000
Columbia, MO 18 $ 2,650,000 $ 147,222 $ 71,000
Great Falls, MT 18 $ 2,930,000 $ 162,777 $ 115,000
Lake Charles, LA 18 $ 1,740,000 $ 96,666 $ 48,000
Mansfield, OH 18 $ 2,020,000 $ 112,222 $ 56,000
Missoula, MT 18 $ 3,850,000 $ 213,888 $ 58,000
Oshkosh-Neenah, WI 18 $ 2,450,000 $ 136,111 $ 49,000
Springfield, IL 18 $ 2,200,000 $ 122,222 $ 71,000
Utica-Rome, NY 18 $ 2,440,000 $ 135,555 $ 68,000
Gadsden, AL 17 $ 2,315,000 $ 136,176 $ 71,000
Pine Bluff, AR 17 $ 1,435,000 $ 84,411 $ 43,000
Decatur, IL 16 $ 1,430,000 $ 89,375 $ 68,000
Gettysburg, PA 16 $ 3,110,000 $ 194,375 $ 65,000
Iowa City, IA 16 $ 2,420,000 $ 151,250 $ 48,000
Morristown, TN 16 $ 1,700,000 $ 106,250 $ 38,000
Victoria, TX 16 $ 2,050,000 $ 128,125 $ 94,000
Fort Smith, AR-OK 15 $ 1,835,000 $ 122,333 $ 37,333
Texarkana, TX-AR 15 $ 1,825,000 $ 121,666 $ 52,333
Wichita Falls, TX 15 $ 1,445,000 $ 96,333 $ 55,000
Williamsport, PA 15 $ 1,545,000 $ 103,000 $ 36,000
Alexandria, LA 14 $ 1,150,000 $ 82,142 $ 83,000
Carson City, NV 14 $ 3,070,000 $ 219,285 $ 76,000
Eau Claire, WI 14 $ 1,730,000 $ 123,571 $ 55,000
Enid, OK 14 $ 2,290,000 $ 163,571 $ 84,000
Farmington, NM 14 $ 1,690,000 $ 120,714 $ 57,000
Hot Springs, AR 14 $ 1,340,000 $ 95,714 $ 48,000
Lawrence, KS 14 $ 1,770,000 $ 126,428 $ 76,000
Carbondale-Marion, IL 13 $ 1,375,000 $ 105,769 $ 41,000
Corvallis, OR 13 $ 3,575,000 $ 275,000 $ 74,000
Dubuque, IA 13 $ 1,925,000 $ 148,076 $ 55,000
Goldsboro, NC 13 $ 1,335,000 $ 102,692 $ 42,000
Hammond, LA 13 $ 2,215,000 $ 170,384 $ 74,000
Jefferson City, MO 13 $ 1,675,000 $ 128,846 $ 47,000
Johnstown, PA 13 $ 1,495,000 $ 115,000 $ 70,000
Owensboro, KY 13 $ 1,365,000 $ 105,000 $ 49,000
Pittsfield, MA 13 $ 2,415,000 $ 185,769 $ 23,000
Rochester, MN 13 $ 2,305,000 $ 177,307 $ 72,000
Altoona, PA 12 $ 1,390,000 $ 115,833 $ 45,000
Ames, IA 12 $ 1,420,000 $ 118,333 $ 53,000
Cleveland, TN 12 $ 1,590,000 $ 132,500 $ 51,000
Casper, WY 11 $ 2,655,000 $ 241,363 $ 92,000
Sioux City, IA-NE-SD 11 $ 1,625,000 $ 147,727 $ 48,909
State College, PA 11 $ 1,815,000 $ 165,000 $ 55,000
Watertown-Fort Drum, NY 11 $ 2,135,000 $ 194,090 $ 70,000
Bloomsburg-Berwick, PA 10 $ 1,400,000 $ 140,000 $ 65,000
Fairbanks, AK 10 $ 2,300,000 $ 230,000 $ 74,000
Glens Falls, NY 10 $ 1,230,000 $ 123,000 $ 67,000
Grand Forks, ND-MN 10 $ 1,510,000 $ 151,000 $ 43,700
Pocatello, ID 10 $ 1,870,000 $ 187,000 $ 70,000
Wausau, WI 10 $ 1,680,000 $ 168,000 $ 52,000
Cumberland, MD-WV 9 $ 935,000 $ 103,888 $ 34,000
Lewiston, ID-WA 9 $ 1,525,000 $ 169,444 $ 56,000
St. Joseph, MO-KS 9 $ 1,385,000 $ 153,888 $ 49,777
Kankakee, IL 8 $ 1,420,000 $ 177,500 $ 47,000
Manhattan, KS 8 $ 820,000 $ 102,500 $ 51,000
Midland, MI 8 $ 1,350,000 $ 168,750 $ 103,000
Waterloo-Cedar Falls, IA 8 $ 790,000 $ 98,750 $ 68,000
Bismarck, ND 7 $ 1,085,000 $ 155,000 $ 78,000
Kingston, NY 7 $ 1,635,000 $ 233,571 $ 83,000
Mankato-North Mankato, MN 7 $ 1,605,000 $ 229,285 $ 54,000
Wheeling, WV-OH 7 $ 675,000 $ 96,428 $ 50,000
Danville, IL 6 $ 300,000 $ 50,000 $ 49,000
Binghamton, NY 5 $ 705,000 $ 141,000 $ 64,000
La Crosse-Onalaska, WI-MN 5 $ 855,000 $ 171,000 $ 58,000
Lima, OH 4 $ 660,000 $ 165,000 $ 53,000
Weirton-Steubenville, WV-OH 4 $ 350,000 $ 87,500 $ 61,000
Grand Island, NE 3 $ 385,000 $ 128,333 $ 47,000
Elmira, NY 2 $ 580,000 $ 290,000 $ 127,000
Parkersburg-Vienna, WV 1 $ 65,000 $ 65,000 $ 56,000
San Juan-Carolina-Caguas, PR 1 $ 95,000 $ 95,000 $ 49,000

Mortgage Loan Application Detail Totals for Ditech Financial LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 29,479 $6,143,595,000 $208,000 $4,655,000 $75,000 $4,600,000
Refinancing 24,593 $5,011,880,000 $203,000 $37,285,000 $66,000 $6,000,000
Home Purchase 16,697 $3,889,565,000 $232,000 $6,665,000 $87,000 $7,248,000
Home Improvement 485 $118,745,000 $244,000 $1,335,000 $89,000 $380,000
Other Purpose 300 $42,130,000 $140,000 $755,000 $82,000 $1,200,000
Not Applicable 1 $215,000 $215,000 $215,000 $48,000 $48,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,418 $5,901,940,000 $194,000 $7,005,000 $72,000 $6,000,000
Not applicable 19,799 $5,011,195,000 $253,000 $1,505,000 $90,000 $7,248,000
Hispanic 6,499 $1,319,285,000 $202,000 $6,665,000 $60,000 $1,800,000
Black or African American 6,106 $1,012,990,000 $165,000 $2,135,000 $56,000 $1,800,000
Not Provided 5,914 $1,283,505,000 $217,000 $37,285,000 $75,000 $5,000,000
Asian 1,887 $481,695,000 $255,000 $855,000 $97,000 $3,120,000
American Indian or Alaskan Native 528 $88,990,000 $168,000 $1,125,000 $57,000 $1,200,000
Native Hawaiian or Other Pacific Islander 162 $41,920,000 $258,000 $835,000 $66,000 $360,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 37,411 $7,330,250,000 $195,000 $37,285,000 $86,000 $7,248,000
FHA-insured (Federal Housing Administration) 24,038 $5,076,920,000 $211,000 $4,655,000 $58,000 $1,884,000
VA-guaranteed (Veterans Administration) 9,259 $2,667,355,000 $288,000 $1,705,000 $77,000 $1,509,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 847 $131,605,000 $155,000 $405,000 $55,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 19,799 $5,011,195,000 $253,000 $1,505,000 $90,000 $7,248,000
Loan Originated 17,579 $3,837,375,000 $218,000 $1,275,000 $69,000 $1,500,000
Application Withdrawn By Applicant 14,097 $2,694,850,000 $191,000 $37,285,000 $77,000 $6,000,000
Application Denied By Financial Institution 13,317 $2,443,025,000 $183,000 $6,665,000 $62,000 $2,900,000
File Closed For Incompleteness 6,088 $1,081,140,000 $177,000 $2,105,000 $75,000 $4,600,000
Application Approved But Not Accepted 611 $119,915,000 $196,000 $795,000 $64,000 $1,008,000
Preapproval Denied by Financial Institution 64 $18,630,000 $291,000 $745,000 $83,000 $218,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 58,174 $12,744,475,000 $219,000 $37,285,000 $78,000 $7,248,000
Credit History 3,980 $681,050,000 $171,000 $1,995,000 $70,000 $2,900,000
Debt-To-Income Ratio 3,556 $700,870,000 $197,000 $6,665,000 $41,000 $443,000
Other 3,538 $604,190,000 $170,000 $1,915,000 $62,000 $2,151,000
Collateral 1,689 $349,545,000 $206,000 $2,405,000 $83,000 $2,726,000
Unverifiable Information 274 $64,110,000 $233,000 $755,000 $76,000 $396,000
Insufficient Cash (Downpayment, Closing Cost) 191 $27,785,000 $145,000 $2,135,000 $48,000 $220,000
Employment History 85 $14,295,000 $168,000 $485,000 $55,000 $204,000
Credit Application Incomplete 68 $19,810,000 $291,000 $745,000 $84,000 $218,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ditech Financial LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ditech Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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