Dollar Bank, FSB Mortgage Lending & HMDA Data, 2010

In 2010, Dollar Bank, FSB of Pittsburgh, PA reported 10,612 mortgage applications totaling $1.5 billion, up 11% from 2009. The average application was for $136,940, and applicants reported an average income of $103,964. 65% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Pittsburgh, PA (6,667), Cleveland-Elyria-Mentor, OH (2,242) and Akron, OH (209) (applications in parentheses).

Mortgage Company & Address Dollar Bank, FSB
#3 Gateway Center
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,612
Total Mortgage Loan Application Amount $1,453,215,000
Average Mortgage Loan Application Amount $136,940
Highest Mortgage Loan Application Amount $3,550,000
Average Applicant Income $103,964
Highest Applicant Income $9,847,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dollar Bank, FSB by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 4,371 $ 475,936,000 $ 108,884 $ 97,000
Cuyahoga, Ohio 1,497 $ 148,929,000 $ 99,484 $ 84,000
Westmoreland, Pennsylvania 1,053 $ 115,528,000 $ 109,713 $ 88,000
Butler, Pennsylvania 492 $ 70,552,000 $ 143,398 $ 98,000
Washington, Pennsylvania 475 $ 60,362,000 $ 127,077 $ 102,000
Lake, Ohio 340 $ 29,698,000 $ 87,347 $ 71,000
Lorain, Ohio 269 $ 25,604,000 $ 95,182 $ 75,000
Summit, Ohio 184 $ 25,714,000 $ 139,750 $ 113,000
Beaver, Pennsylvania 170 $ 15,495,000 $ 91,147 $ 80,000
Medina, Ohio 98 $ 16,302,000 $ 166,346 $ 101,000
St. Louis, Missouri 91 $ 56,816,000 $ 624,351 $ 302,000
Cook, Illinois 80 $ 35,018,000 $ 437,725 $ 251,000
Fayette, Pennsylvania 57 $ 4,379,000 $ 76,824 $ 78,000
Waukesha, Wisconsin 56 $ 29,067,000 $ 519,053 $ 277,000
Armstrong, Pennsylvania 49 $ 4,144,000 $ 84,571 $ 75,000
Ozaukee, Wisconsin 44 $ 20,427,000 $ 464,250 $ 265,000
Lake, Illinois 41 $ 18,479,000 $ 450,707 $ 291,000
Geauga, Ohio 38 $ 6,137,000 $ 161,500 $ 136,000
Milwaukee, Wisconsin 38 $ 14,878,000 $ 391,526 $ 301,000
Franklin, Ohio 28 $ 10,028,000 $ 358,142 $ 176,000
Hennepin, Minnesota 27 $ 13,554,000 $ 502,000 $ 207,000
Stark, Ohio 27 $ 3,615,000 $ 133,888 $ 301,000
Hamilton, Indiana 25 $ 8,355,000 $ 334,200 $ 239,000
Hamilton, Ohio 25 $ 14,622,000 $ 584,880 $ 265,000
Portage, Ohio 25 $ 3,576,000 $ 143,040 $ 127,000
Lawrence, Pennsylvania 22 $ 1,511,000 $ 68,681 $ 70,000
Sussex, Delaware 20 $ 5,266,000 $ 263,300 $ 141,000
Indiana, Pennsylvania 20 $ 1,538,000 $ 76,900 $ 68,000
Marion, Indiana 15 $ 5,883,000 $ 392,200 $ 208,000
Greene, Pennsylvania 15 $ 991,000 $ 66,066 $ 63,000
Delaware, Ohio 14 $ 6,254,000 $ 446,714 $ 249,000
Mercer, Pennsylvania 14 $ 1,608,000 $ 114,857 $ 96,000
DuPage, Illinois 13 $ 5,237,000 $ 402,846 $ 198,000
Mecklenburg, North Carolina 13 $ 5,320,000 $ 409,230 $ 163,000
Warren, Ohio 13 $ 3,583,000 $ 275,615 $ 161,000
Somerset, Pennsylvania 13 $ 1,705,000 $ 131,153 $ 235,000
Ashtabula, Ohio 12 $ 937,000 $ 78,083 $ 166,000
Erie, Ohio 12 $ 869,000 $ 72,416 $ 89,000
Johnson, Kansas 11 $ 5,988,000 $ 544,363 $ 323,000
Carver, Minnesota 11 $ 5,637,000 $ 512,454 $ 164,000
Erie, Pennsylvania 11 $ 1,881,000 $ 171,000 $ 154,000
Trumbull, Ohio 10 $ 1,655,000 $ 165,500 $ 156,000
Bucks, Pennsylvania 10 $ 4,742,000 $ 474,200 $ 174,000
Washington, Wisconsin 10 $ 4,507,000 $ 450,700 $ 273,000
Mahoning, Ohio 9 $ 2,337,000 $ 259,666 $ 162,000
Crawford, Pennsylvania 9 $ 1,273,000 $ 141,444 $ 157,000
Boulder, Colorado 8 $ 4,190,000 $ 523,750 $ 167,000
Howard, Maryland 7 $ 3,536,000 $ 505,142 $ 228,000
Lucas, Ohio 7 $ 1,782,000 $ 254,571 $ 214,000
Clarion, Pennsylvania 7 $ 622,000 $ 88,857 $ 79,000
Montgomery, Pennsylvania 7 $ 4,052,000 $ 578,857 $ 222,000
St. Charles, Missouri 6 $ 3,555,000 $ 592,500 $ 226,000
Fairfax, Virginia 6 $ 2,433,000 $ 405,500 $ 187,000
St. Louis City, Missouri 5 $ 3,478,000 $ 695,600 $ 304,000
Fairfield, Ohio 5 $ 143,000 $ 28,600 $ 94,000
Montgomery, Ohio 5 $ 501,000 $ 100,200 $ 94,000
Providence, Rhode Island 5 $ 2,347,000 $ 469,400 $ 171,000
Walworth, Wisconsin 5 $ 2,687,000 $ 537,400 $ 502,000
Eagle, Colorado 4 $ 2,267,000 $ 566,750 $ 562,000
Collier, Florida 4 $ 1,168,000 $ 292,000 $ 393,000
Lee, Florida 4 $ 1,826,000 $ 456,500 $ 306,000
Kane, Illinois 4 $ 1,588,000 $ 397,000 $ 278,000
Jefferson, Kentucky 4 $ 1,301,000 $ 325,250 $ 210,000
Jackson, Missouri 4 $ 1,652,000 $ 413,000 $ 274,000
Wake, North Carolina 4 $ 1,705,000 $ 426,250 $ 341,000
Huron, Ohio 4 $ 232,000 $ 58,000 $ 119,000
Ottawa, Ohio 4 $ 542,000 $ 135,500 $ 228,000
Cambria, Pennsylvania 4 $ 264,000 $ 66,000 $ 44,000
Maricopa, Arizona 3 $ 813,000 $ 271,000 $ 160,000
Douglas, Colorado 3 $ 1,323,000 $ 441,000 $ 125,000
Will, Illinois 3 $ 1,153,000 $ 384,333 $ 142,000
Boone, Kentucky 3 $ 811,000 $ 270,333 $ 129,000
Middlesex, Massachusetts 3 $ 1,989,000 $ 663,000 $ 327,000
Dakota, Minnesota 3 $ 1,108,000 $ 369,333 $ 153,000
Ramsey, Minnesota 3 $ 1,262,000 $ 420,666 $ 151,000
Union, North Carolina 3 $ 1,597,000 $ 532,333 $ 177,000
Columbiana, Ohio 3 $ 74,000 $ 24,666 $ 57,000
Knox, Ohio 3 $ 266,000 $ 88,666 $ 77,000
Licking, Ohio 3 $ 1,070,000 $ 356,666 $ 175,000
Blair, Pennsylvania 3 $ 290,000 $ 96,666 $ 89,000
Delaware, Pennsylvania 3 $ 1,464,000 $ 488,000 $ 226,000
Warren, Pennsylvania 3 $ 531,000 $ 177,000 $ 130,000
Kent, Rhode Island 3 $ 1,552,000 $ 517,333 $ 336,000
Washington, Rhode Island 3 $ 1,650,000 $ 550,000 $ 216,000
Greenville, South Carolina 3 $ 853,000 $ 284,333 $ 135,000
Palm Beach, Florida 2 $ 400,000 $ 200,000 $ 175,000
McHenry, Illinois 2 $ 470,000 $ 235,000 $ 134,000
Madison, Indiana 2 $ 474,000 $ 237,000 $ 365,000
Baltimore, Maryland 2 $ 849,000 $ 424,500 $ 126,000
Frederick, Maryland 2 $ 886,000 $ 443,000 $ 162,000
Barnstable, Massachusetts 2 $ 1,270,000 $ 635,000 $ 305,000
Essex, Massachusetts 2 $ 1,431,000 $ 715,500 $ 426,000
Emmet, Michigan 2 $ 630,000 $ 315,000 $ 72,000
Camden, Missouri 2 $ 1,182,000 $ 591,000 $ 213,000
Jefferson, Missouri 2 $ 854,000 $ 427,000 $ 264,000
Cabarrus, North Carolina 2 $ 937,000 $ 468,500 $ 260,000
Iredell, North Carolina 2 $ 1,049,000 $ 524,500 $ 223,000
New Hanover, North Carolina 2 $ 1,400,000 $ 700,000 $ 454,000
Belmont, Ohio 2 $ 48,000 $ 24,000 $ 38,000
Carroll, Ohio 2 $ 86,000 $ 43,000 $ 156,000
Jefferson, Ohio 2 $ 14,000 $ 7,000 $ 65,000
Tuscarawas, Ohio 2 $ 88,000 $ 44,000 $ 52,000
Wayne, Ohio 2 $ 130,000 $ 65,000 $ 97,000
Clearfield, Pennsylvania 2 $ 459,000 $ 229,500 $ 136,000
Cumberland, Pennsylvania 2 $ 278,000 $ 139,000 $ 72,000
Lycoming, Pennsylvania 2 $ 237,000 $ 118,500 $ 72,000
Philadelphia, Pennsylvania 2 $ 397,000 $ 198,500 $ 80,000
Venango, Pennsylvania 2 $ 122,000 $ 61,000 $ 73,000
Beaufort, South Carolina 2 $ 1,200,000 $ 600,000 $ 264,000
Lexington, South Carolina 2 $ 350,000 $ 175,000 $ 86,000
Accomack, Virginia 2 $ 252,000 $ 126,000 $ 85,000
Loudoun, Virginia 2 $ 834,000 $ 417,000 $ 225,000
Racine, Wisconsin 2 $ 640,000 $ 320,000 $ 103,000
Pima, Arizona 1 $ 230,000 $ 230,000 $ 197,000
Arapahoe, Colorado 1 $ 650,000 $ 650,000 $ 155,000
Broomfield, Colorado 1 $ 800,000 $ 800,000 $ 340,000
Denver, Colorado 1 $ 638,000 $ 638,000 $ 199,000
El Paso, Colorado 1 $ 750,000 $ 750,000 $ 541,000
Garfield, Colorado 1 $ 383,000 $ 383,000 $ 165,000
Grand, Colorado 1 $ 700,000 $ 700,000 $ 835,000
La Plata, Colorado 1 $ 1,302,000 $ 1,302,000 $ 510,000
Larimer, Colorado 1 $ 270,000 $ 270,000 $ 115,000
Summit, Colorado 1 $ 605,000 $ 605,000 $ 326,000
Fairfield, Connecticut 1 $ 454,000 $ 454,000 $ 116,000
Hartford, Connecticut 1 $ 540,000 $ 540,000 $ 402,000
New Haven, Connecticut 1 $ 700,000 $ 700,000 $ 370,000
Kent, Delaware 1 $ 245,000 $ 245,000 $ 83,000
Hillsborough, Florida 1 $ 90,000 $ 90,000 $ 71,000
Manatee, Florida 1 $ 200,000 $ 200,000 $ 117,000
Seminole, Florida 1 $ 165,000 $ 165,000 $ 49,000
Sumter, Florida 1 $ 189,000 $ 189,000 $ 336,000
St. Clair, Illinois 1 $ 208,000 $ 208,000 $ 64,000
Boone, Indiana 1 $ 580,000 $ 580,000 $ 291,000
Floyd, Indiana 1 $ 114,000 $ 114,000 $ 121,000
Hendricks, Indiana 1 $ 208,000 $ 208,000 $ 105,000
Vigo, Indiana 1 $ 285,000 $ 285,000 $ 246,000
Bullitt, Kentucky 1 $ 258,000 $ 258,000 $ 100,000
Kenton, Kentucky 1 $ 117,000 $ 117,000 $ 53,000
Oldham, Kentucky 1 $ 508,000 $ 508,000 $ 155,000
Orleans, Louisiana 1 $ 750,000 $ 750,000 $ 470,000
Cumberland, Maine 1 $ 545,000 $ 545,000 $ 237,000
Hancock, Maine 1 $ 299,000 $ 299,000 $ 254,000
Berkshire, Massachusetts 1 $ 750,000 $ 750,000 $ 504,000
Norfolk, Massachusetts 1 $ 597,000 $ 597,000 $ 140,000
Plymouth, Massachusetts 1 $ 650,000 $ 650,000 $ 340,000
Suffolk, Massachusetts 1 $ 483,000 $ 483,000 $ 109,000
Allegan, Michigan 1 $ 750,000 $ 750,000 $ 346,000
Antrim, Michigan 1 $ 593,000 $ 593,000 $ 291,000
Manistee, Michigan 1 $ 180,000 $ 180,000 $ 170,000
Ottawa, Michigan 1 $ 156,000 $ 156,000 $ 42,000
Van Buren, Michigan 1 $ 570,000 $ 570,000 $ 500,000
Boone, Missouri 1 $ 548,000 $ 548,000 $ 138,000
Clay, Missouri 1 $ 520,000 $ 520,000 $ 393,000
Franklin, Missouri 1 $ 700,000 $ 700,000 $ 145,000
Platte, Missouri 1 $ 503,000 $ 503,000 $ 94,000
Clark, Nevada 1 $ 21,000 $ 21,000 $ 16,000
Belknap, New Hampshire 1 $ 469,000 $ 469,000 $ 686,000
Cheshire, New Hampshire 1 $ 526,000 $ 526,000 $ 246,000
Union, New Jersey 1 $ 600,000 $ 600,000 $ 225,000
Monroe, New York 1 $ 30,000 $ 30,000 $ 144,000
Brunswick, North Carolina 1 $ 380,000 $ 380,000 $ 148,000
Buncombe, North Carolina 1 $ 700,000 $ 700,000 $ 336,000
Burke, North Carolina 1 $ 450,000 $ 450,000 $ 152,000
Gaston, North Carolina 1 $ 324,000 $ 324,000 $ 79,000
Guilford, North Carolina 1 $ 202,000 $ 202,000 $ 160,000
Moore, North Carolina 1 $ 299,000 $ 299,000 $ 253,000
Onslow, North Carolina 1 $ 520,000 $ 520,000 $ 540,000
Orange, North Carolina 1 $ 540,000 $ 540,000 $ 265,000
Pender, North Carolina 1 $ 380,000 $ 380,000 $ 82,000
Ashland, Ohio 1 $ 47,000 $ 47,000 $ 19,000
Butler, Ohio 1 $ 128,000 $ 128,000 $ 117,000
Clark, Ohio 1 $ 750,000 $ 750,000 $ 279,000
Clermont, Ohio 1 $ 188,000 $ 188,000 $ 91,000
Greene, Ohio 1 $ 182,000 $ 182,000 $ 55,000
Madison, Ohio 1 $ 650,000 $ 650,000 $ 339,000
Miami, Ohio 1 $ 193,000 $ 193,000 $ 68,000
Richland, Ohio 1 $ 75,000 $ 75,000 $ 70,000
Sandusky, Ohio 1 $ 210,000 $ 210,000 $ 78,000
Columbia, Pennsylvania 1 $ 100,000 $ 100,000 $ 170,000
Dauphin, Pennsylvania 1 $ 188,000 $ 188,000 $ 86,000
Forest, Pennsylvania 1 $ 53,000 $ 53,000 $ 125,000
Franklin, Pennsylvania 1 $ 178,000 $ 178,000 $ 61,000
Jefferson, Pennsylvania 1 $ 122,000 $ 122,000 $ 90,000
Lancaster, Pennsylvania 1 $ 316,000 $ 316,000 $ 212,000
Lebanon, Pennsylvania 1 $ 95,000 $ 95,000 $ 23,000
Luzerne, Pennsylvania 1 $ 201,000 $ 201,000 $ 192,000
Potter, Pennsylvania 1 $ 62,000 $ 62,000 $ 192,000
Bristol, Rhode Island 1 $ 644,000 $ 644,000 $ 393,000
Aiken, South Carolina 1 $ 115,000 $ 115,000 $ 440,000
Davidson, Tennessee 1 $ 139,000 $ 139,000 $ 63,000
Loudon, Tennessee 1 $ 569,000 $ 569,000 $ 1,081,000
Henrico, Virginia 1 $ 200,000 $ 200,000 $ 66,000
Monongalia, West Virginia 1 $ 74,000 $ 74,000 $ 81,000
Dane, Wisconsin 1 $ 184,000 $ 184,000 $ 73,000
Door, Wisconsin 1 $ 600,000 $ 600,000 $ 447,000
Jefferson, Wisconsin 1 $ 517,000 $ 517,000 $ 157,000
Oneida, Wisconsin 1 $ 640,000 $ 640,000 $ 384,000
Sheboygan, Wisconsin 1 $ 635,000 $ 635,000 $ 966,000

Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,738 $997,559,000 $173,000 $3,550,000 $115,000 $3,250,000
Home Improvement 2,964 $124,759,000 $42,000 $1,000,000 $80,000 $3,500,000
Home Purchase 1,910 $330,897,000 $173,000 $2,200,000 $108,000 $9,847,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,221 $1,185,488,000 $144,000 $1,327,000 $109,000 $9,847,000
Not Provided 1,414 $153,492,000 $108,000 $1,000,000 $95,000 $1,240,000
Black or African American 624 $40,214,000 $64,000 $722,000 $54,000 $794,000
Asian 168 $40,951,000 $243,000 $896,000 $154,000 $1,563,000
Hispanic 118 $11,015,000 $93,000 $622,000 $70,000 $480,000
Native Hawaiian or Other Pacific Islander 30 $5,662,000 $188,000 $750,000 $92,000 $277,000
Not applicable 23 $14,930,000 $649,000 $3,550,000 $71,000 $655,000
American Indian or Alaskan Native 14 $1,463,000 $104,000 $335,000 $93,000 $284,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,994 $1,394,448,000 $139,000 $3,550,000 $108,000 $9,847,000
FHA-insured (Federal Housing Administration) 598 $56,578,000 $94,000 $333,000 $46,000 $185,000
VA-guaranteed (Veterans Administration) 20 $2,189,000 $109,000 $205,000 $54,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,901 $1,060,444,000 $153,000 $3,550,000 $116,000 $9,847,000
Application Denied By Financial Institution 1,715 $112,170,000 $65,000 $1,327,000 $65,000 $780,000
Application Withdrawn By Applicant 1,068 $141,852,000 $132,000 $2,200,000 $103,000 $3,250,000
File Closed For Incompleteness 333 $50,541,000 $151,000 $740,000 $98,000 $577,000
Preapproval Approved but not Accepted 298 $36,488,000 $122,000 $750,000 $62,000 $357,000
Application Approved But Not Accepted 165 $40,853,000 $247,000 $750,000 $134,000 $921,000
Preapproval Denied by Financial Institution 132 $10,867,000 $82,000 $560,000 $47,000 $231,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 865 $38,682,000 $44,000 $460,000 $56,000 $327,000
Debt-To-Income Ratio 563 $41,138,000 $73,000 $770,000 $54,000 $384,000
Collateral 199 $24,929,000 $125,000 $1,302,000 $103,000 $534,000
Other 176 $13,808,000 $78,000 $1,327,000 $85,000 $780,000
Unverifiable Information 14 $1,633,000 $116,000 $450,000 $59,000 $200,000
Credit Application Incomplete 12 $698,000 $58,000 $220,000 $115,000 $450,000
Employment History 12 $932,000 $77,000 $155,000 $46,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,073,000 $268,000 $700,000 $129,000 $332,000
Mortgage Insurance Denied 2 $144,000 $72,000 $75,000 $43,000 $60,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dollar Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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