E-Loan, Inc. Mortgage Lending & HMDA Data, 2005
In 2005, E-Loan, Inc. of Pleasanton, CA reported 125,387 mortgage applications totaling $21.2 billion, up 5% from 2004. The average application was for $169,389, and applicants reported an average income of $79,857. 18% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (3,371), Phoenix-Mesa-Scottsdale, AZ (3,275) and Los Angeles-Long Beach-Glendale, CA (3,058) (applications in parentheses).
| Mortgage Company & Address | E-Loan, Inc. 6230 Stoneridge Mall Road Pleasanton, CA 94588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 125,387 |
| Total Mortgage Loan Application Amount | $21,239,283,000 |
| Average Mortgage Loan Application Amount | $169,389 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $79,857 |
| Highest Applicant Income | $1,850,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E-Loan, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 3,371 | $ 507,631,000 | $ 150,587 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,275 | $ 572,873,000 | $ 174,923 | $ 77,000 |
| Los Angeles-Long Beach-Glendale, CA | 3,058 | $ 894,550,000 | $ 292,527 | $ 107,000 |
| Riverside-San Bernardino-Ontario, CA | 2,708 | $ 606,813,000 | $ 224,081 | $ 89,000 |
| Chicago-Naperville-Joliet, IL | 2,296 | $ 410,338,000 | $ 178,718 | $ 86,000 |
| Oakland-Fremont-Hayward, CA | 2,252 | $ 776,591,000 | $ 344,845 | $ 108,000 |
| Philadelphia, PA | 1,775 | $ 289,338,000 | $ 163,007 | $ 93,000 |
| Baltimore-Towson, MD | 1,758 | $ 315,045,000 | $ 179,206 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,730 | $ 243,413,000 | $ 140,701 | $ 78,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,603 | $ 400,965,000 | $ 250,134 | $ 95,000 |
| New York-Wayne-White Plains, NY-NJ | 1,593 | $ 448,759,000 | $ 281,706 | $ 116,000 |
| Las Vegas-Paradise, NV | 1,564 | $ 320,312,000 | $ 204,803 | $ 87,000 |
| Orlando, FL | 1,548 | $ 238,687,000 | $ 154,190 | $ 80,000 |
| Seattle-Bellevue-Everett, WA | 1,435 | $ 314,522,000 | $ 219,179 | $ 90,000 |
| Nassau-Suffolk, NY | 1,401 | $ 320,688,000 | $ 228,899 | $ 108,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,233 | $ 385,967,000 | $ 313,030 | $ 103,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,166 | $ 166,778,000 | $ 143,034 | $ 77,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,140 | $ 384,606,000 | $ 337,373 | $ 123,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,133 | $ 211,304,000 | $ 186,499 | $ 93,000 |
| Denver-Aurora, CO | 1,115 | $ 182,069,000 | $ 163,290 | $ 89,000 |
| Edison, NJ | 1,062 | $ 299,461,000 | $ 281,978 | $ 105,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 979 | $ 371,564,000 | $ 379,534 | $ 116,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 975 | $ 166,557,000 | $ 170,827 | $ 91,000 |
| Miami-Miami Beach-Kendall, FL | 934 | $ 174,220,000 | $ 186,531 | $ 83,000 |
| Houston-Baytown-Sugar Land, TX | 892 | $ 143,840,000 | $ 161,255 | $ 103,000 |
| Jacksonville, FL | 875 | $ 120,953,000 | $ 138,232 | $ 89,000 |
| St. Louis, MO-IL | 874 | $ 110,009,000 | $ 125,868 | $ 81,000 |
| Richmond, VA | 864 | $ 116,487,000 | $ 134,822 | $ 78,000 |
| San Francisco-San Mateo-Redwood City, CA | 856 | $ 367,496,000 | $ 429,317 | $ 135,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 852 | $ 166,760,000 | $ 195,727 | $ 90,000 |
| Warren-Farmington Hills-Troy, MI | 834 | $ 107,887,000 | $ 129,360 | $ 79,000 |
| Portland-Vancouver-Beaverton, OR-WA | 830 | $ 145,129,000 | $ 174,854 | $ 83,000 |
| Pittsburgh, PA | 827 | $ 76,273,000 | $ 92,228 | $ 76,000 |
| Cleveland-Elyria-Mentor, OH | 780 | $ 78,696,000 | $ 100,892 | $ 76,000 |
| Bethesda-Frederick-Gaithersburg, MD | 754 | $ 177,840,000 | $ 235,862 | $ 96,000 |
| Charlotte-Gastonia-Concord, NC-SC | 746 | $ 91,101,000 | $ 122,119 | $ 84,000 |
| Newark-Union, NJ-PA | 736 | $ 227,237,000 | $ 308,745 | $ 115,000 |
| Indianapolis, IN | 693 | $ 66,320,000 | $ 95,699 | $ 83,000 |
| Raleigh-Cary, NC | 687 | $ 93,312,000 | $ 135,825 | $ 76,000 |
| Dallas-Plano-Irving, TX | 685 | $ 120,735,000 | $ 176,255 | $ 100,000 |
| Boston-Quincy, MA | 669 | $ 159,819,000 | $ 238,892 | $ 94,000 |
| Columbus, OH | 662 | $ 72,237,000 | $ 109,119 | $ 80,000 |
| Cincinnati-Middletown, OH-KY-IN | 638 | $ 76,978,000 | $ 120,655 | $ 86,000 |
| Hartford-West Hartford-East Hartford, CT | 635 | $ 96,836,000 | $ 152,497 | $ 84,000 |
| Nashville-Davidson--Murfreesboro, TN | 602 | $ 77,459,000 | $ 128,669 | $ 76,000 |
| Stockton, CA | 597 | $ 154,997,000 | $ 259,626 | $ 92,000 |
| Cambridge-Newton-Framingham, MA | 574 | $ 148,030,000 | $ 257,891 | $ 99,000 |
| Tucson, AZ | 553 | $ 82,376,000 | $ 148,962 | $ 85,000 |
| Detroit-Livonia-Dearborn, MI | 550 | $ 52,822,000 | $ 96,040 | $ 78,000 |
| Tacoma, WA | 525 | $ 81,369,000 | $ 154,988 | $ 77,000 |
| Providence-New Bedford-Fall River, RI-MA | 503 | $ 89,224,000 | $ 177,383 | $ 90,000 |
| Birmingham-Hoover, AL | 475 | $ 51,720,000 | $ 108,884 | $ 75,000 |
| Kansas City, MO-KS | 467 | $ 43,224,000 | $ 92,556 | $ 72,000 |
| Sarasota-Bradenton-Venice, FL | 466 | $ 83,550,000 | $ 179,291 | $ 87,000 |
| Camden, NJ | 458 | $ 97,340,000 | $ 212,532 | $ 92,000 |
| Salt Lake City, UT | 442 | $ 64,333,000 | $ 145,549 | $ 92,000 |
| Palm Bay-Melbourne-Titusville, FL | 431 | $ 64,176,000 | $ 148,900 | $ 75,000 |
| Bakersfield, CA | 429 | $ 74,706,000 | $ 174,139 | $ 79,000 |
| Milwaukee-Waukesha-West Allis, WI | 429 | $ 53,167,000 | $ 123,932 | $ 98,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 427 | $ 137,117,000 | $ 321,117 | $ 118,000 |
| New Haven-Milford, CT | 426 | $ 67,931,000 | $ 159,462 | $ 91,000 |
| Cape Coral-Fort Myers, FL | 421 | $ 74,929,000 | $ 177,978 | $ 85,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 413 | $ 52,121,000 | $ 126,200 | $ 79,000 |
| Vallejo-Fairfield, CA | 413 | $ 114,351,000 | $ 276,878 | $ 90,000 |
| Bridgeport-Stamford-Norwalk, CT | 409 | $ 116,346,000 | $ 284,464 | $ 111,000 |
| New Orleans-Metairie-Kenner, LA | 407 | $ 52,305,000 | $ 128,513 | $ 77,000 |
| Oklahoma City, OK | 403 | $ 29,906,000 | $ 74,208 | $ 71,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 401 | $ 73,306,000 | $ 182,807 | $ 89,000 |
| Fresno, CA | 393 | $ 72,519,000 | $ 184,526 | $ 81,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 391 | $ 53,577,000 | $ 137,025 | $ 69,000 |
| Worcester, MA | 376 | $ 66,249,000 | $ 176,194 | $ 87,000 |
| Albuquerque, NM | 369 | $ 46,135,000 | $ 125,027 | $ 76,000 |
| Louisville, KY-IN | 365 | $ 39,636,000 | $ 108,591 | $ 67,000 |
| Modesto, CA | 360 | $ 78,833,000 | $ 218,980 | $ 81,000 |
| Tulsa, OK | 353 | $ 27,751,000 | $ 78,614 | $ 66,000 |
| Memphis, TN-MS-AR | 348 | $ 40,789,000 | $ 117,209 | $ 85,000 |
| Wilmington, DE-MD-NJ | 347 | $ 49,247,000 | $ 141,922 | $ 81,000 |
| Austin-Round Rock, TX | 341 | $ 56,952,000 | $ 167,014 | $ 93,000 |
| Dayton, OH | 333 | $ 32,128,000 | $ 96,480 | $ 77,000 |
| Colorado Springs, CO | 332 | $ 42,311,000 | $ 127,442 | $ 83,000 |
| Boise City-Nampa, ID | 330 | $ 38,952,000 | $ 118,036 | $ 74,000 |
| Albany-Schenectady-Troy, NY | 327 | $ 40,269,000 | $ 123,146 | $ 84,000 |
| Fort Worth-Arlington, TX | 323 | $ 45,948,000 | $ 142,253 | $ 84,000 |
| Charleston-North Charleston, SC | 322 | $ 51,609,000 | $ 160,276 | $ 79,000 |
| Reno-Sparks, NV | 322 | $ 72,598,000 | $ 225,459 | $ 87,000 |
| Springfield, MA | 320 | $ 41,768,000 | $ 130,525 | $ 72,000 |
| Lakeland, FL | 319 | $ 34,961,000 | $ 109,595 | $ 65,000 |
| Essex County, MA | 306 | $ 65,254,000 | $ 213,248 | $ 86,000 |
| Akron, OH | 300 | $ 31,033,000 | $ 103,443 | $ 67,000 |
| Greensboro-High Point, NC | 299 | $ 30,755,000 | $ 102,859 | $ 77,000 |
| Portland-South Portland-Biddeford, ME | 298 | $ 43,941,000 | $ 147,453 | $ 84,000 |
| Omaha-Council Bluffs, NE-IA | 297 | $ 26,363,000 | $ 88,764 | $ 84,000 |
| Pensacola-Ferry Pass-Brent, FL | 295 | $ 35,852,000 | $ 121,532 | $ 74,000 |
| Buffalo-Niagara Falls, NY | 287 | $ 25,221,000 | $ 87,878 | $ 67,000 |
| Port St. Lucie-Fort Pierce, FL | 272 | $ 47,510,000 | $ 174,669 | $ 77,000 |
| San Antonio, TX | 266 | $ 39,504,000 | $ 148,511 | $ 105,000 |
| Rockingham County-Strafford County, NH | 265 | $ 45,592,000 | $ 172,045 | $ 80,000 |
| Toledo, OH | 265 | $ 25,324,000 | $ 95,562 | $ 74,000 |
| York-Hanover, PA | 263 | $ 29,276,000 | $ 111,315 | $ 79,000 |
| Little Rock-North Little Rock, AR | 260 | $ 26,608,000 | $ 102,338 | $ 76,000 |
| Santa Rosa-Petaluma, CA | 260 | $ 83,014,000 | $ 319,284 | $ 112,000 |
| Columbia, SC | 259 | $ 31,577,000 | $ 121,918 | $ 75,000 |
| Lake County-Kenosha County, IL-WI | 256 | $ 46,528,000 | $ 181,750 | $ 94,000 |
| Harrisburg-Carlisle, PA | 253 | $ 27,634,000 | $ 109,225 | $ 70,000 |
| Baton Rouge, LA | 247 | $ 26,084,000 | $ 105,603 | $ 79,000 |
| Gary, IN | 246 | $ 23,483,000 | $ 95,459 | $ 67,000 |
| Knoxville, TN | 241 | $ 26,721,000 | $ 110,875 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 240 | $ 25,278,000 | $ 105,325 | $ 69,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 234 | $ 26,468,000 | $ 113,111 | $ 77,000 |
| Rochester, NY | 233 | $ 20,953,000 | $ 89,927 | $ 68,000 |
| Des Moines, IA | 229 | $ 22,690,000 | $ 99,082 | $ 79,000 |
| Scranton--Wilkes-Barre, PA | 227 | $ 19,676,000 | $ 86,678 | $ 65,000 |
| Durham, NC | 226 | $ 34,208,000 | $ 151,362 | $ 85,000 |
| Wilmington, NC | 220 | $ 30,375,000 | $ 138,068 | $ 85,000 |
| Jackson, MS | 217 | $ 20,206,000 | $ 93,115 | $ 79,000 |
| Manchester-Nashua, NH | 212 | $ 36,179,000 | $ 170,655 | $ 80,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 211 | $ 63,944,000 | $ 303,052 | $ 122,000 |
| Honolulu, HI | 209 | $ 65,661,000 | $ 314,167 | $ 91,000 |
| Bremerton-Silverdale, WA | 203 | $ 32,321,000 | $ 159,216 | $ 75,000 |
| Lancaster, PA | 203 | $ 19,059,000 | $ 93,886 | $ 68,000 |
| Winston-Salem, NC | 202 | $ 22,338,000 | $ 110,584 | $ 73,000 |
| Wichita, KS | 199 | $ 14,398,000 | $ 72,351 | $ 67,000 |
| Syracuse, NY | 198 | $ 17,737,000 | $ 89,580 | $ 72,000 |
| Visalia-Porterville, CA | 197 | $ 29,975,000 | $ 152,157 | $ 85,000 |
| Tallahassee, FL | 195 | $ 22,747,000 | $ 116,651 | $ 71,000 |
| Asheville, NC | 193 | $ 25,108,000 | $ 130,093 | $ 79,000 |
| Greenville, SC | 192 | $ 26,788,000 | $ 139,520 | $ 75,000 |
| Lexington-Fayette, KY | 191 | $ 21,091,000 | $ 110,424 | $ 72,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 185 | $ 27,479,000 | $ 148,535 | $ 78,000 |
| Ogden-Clearfield, UT | 182 | $ 20,104,000 | $ 110,461 | $ 68,000 |
| Huntsville, AL | 181 | $ 17,600,000 | $ 97,237 | $ 75,000 |
| Naples-Marco Island, FL | 178 | $ 44,478,000 | $ 249,876 | $ 94,000 |
| Ocala, FL | 178 | $ 19,004,000 | $ 106,764 | $ 68,000 |
| Reading, PA | 178 | $ 19,914,000 | $ 111,876 | $ 78,000 |
| Montgomery, AL | 176 | $ 15,074,000 | $ 85,647 | $ 68,000 |
| Spokane, WA | 171 | $ 22,552,000 | $ 131,883 | $ 74,000 |
| Prescott, AZ | 170 | $ 28,662,000 | $ 168,600 | $ 86,000 |
| Norwich-New London, CT | 169 | $ 23,831,000 | $ 141,011 | $ 80,000 |
| Madison, WI | 168 | $ 22,872,000 | $ 136,142 | $ 73,000 |
| Springfield, MO | 161 | $ 13,016,000 | $ 80,844 | $ 63,000 |
| Canton-Massillon, OH | 160 | $ 15,210,000 | $ 95,062 | $ 68,000 |
| Savannah, GA | 159 | $ 20,253,000 | $ 127,377 | $ 70,000 |
| Fayetteville, NC | 158 | $ 11,792,000 | $ 74,632 | $ 70,000 |
| Salem, OR | 158 | $ 18,781,000 | $ 118,867 | $ 78,000 |
| Youngstown-Warren-Boardman, OH-PA | 158 | $ 13,179,000 | $ 83,411 | $ 62,000 |
| Flint, MI | 151 | $ 11,937,000 | $ 79,052 | $ 62,000 |
| Fort Collins-Loveland, CO | 150 | $ 23,852,000 | $ 159,013 | $ 84,000 |
| Mobile, AL | 145 | $ 13,098,000 | $ 90,331 | $ 80,000 |
| Fort Wayne, IN | 143 | $ 12,669,000 | $ 88,594 | $ 69,000 |
| Chattanooga, TN-GA | 142 | $ 16,001,000 | $ 112,683 | $ 74,000 |
| Roanoke, VA | 142 | $ 12,919,000 | $ 90,978 | $ 65,000 |
| Trenton-Ewing, NJ | 142 | $ 38,039,000 | $ 267,880 | $ 121,000 |
| Fort Walton Beach-Crestview-Destin, FL | 141 | $ 21,950,000 | $ 155,673 | $ 94,000 |
| Lansing-East Lansing, MI | 137 | $ 14,163,000 | $ 103,379 | $ 73,000 |
| Shreveport-Bossier City, LA | 137 | $ 12,235,000 | $ 89,306 | $ 65,000 |
| Augusta-Richmond County, GA-SC | 135 | $ 14,253,000 | $ 105,577 | $ 80,000 |
| Kalamazoo-Portage, MI | 135 | $ 13,727,000 | $ 101,681 | $ 71,000 |
| Provo-Orem, UT | 134 | $ 19,810,000 | $ 147,835 | $ 76,000 |
| Punta Gorda, FL | 134 | $ 20,353,000 | $ 151,888 | $ 76,000 |
| Eugene-Springfield, OR | 132 | $ 17,661,000 | $ 133,795 | $ 73,000 |
| Redding, CA | 132 | $ 24,193,000 | $ 183,280 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 126 | $ 41,756,000 | $ 331,396 | $ 123,000 |
| San Luis Obispo-Paso Robles, CA | 125 | $ 35,044,000 | $ 280,352 | $ 107,000 |
| Medford, OR | 123 | $ 20,722,000 | $ 168,471 | $ 74,000 |
| Ann Arbor, MI | 119 | $ 19,505,000 | $ 163,907 | $ 94,000 |
| Peoria, IL | 119 | $ 11,329,000 | $ 95,201 | $ 71,000 |
| Panama City-Lynn Haven, FL | 118 | $ 16,507,000 | $ 139,889 | $ 76,000 |
| Hickory-Lenoir-Morganton, NC | 117 | $ 9,921,000 | $ 84,794 | $ 58,000 |
| Merced, CA | 117 | $ 24,644,000 | $ 210,632 | $ 74,000 |
| Salinas, CA | 114 | $ 38,008,000 | $ 333,403 | $ 125,000 |
| Barnstable Town, MA | 113 | $ 24,591,000 | $ 217,619 | $ 101,000 |
| Bend, OR | 113 | $ 20,262,000 | $ 179,309 | $ 91,000 |
| Boulder, CO | 110 | $ 22,199,000 | $ 201,809 | $ 101,000 |
| Burlington-South Burlington, VT | 110 | $ 17,626,000 | $ 160,236 | $ 76,000 |
| Yuba City, CA | 110 | $ 20,462,000 | $ 186,018 | $ 77,000 |
| Charlottesville, VA | 108 | $ 17,740,000 | $ 164,259 | $ 92,000 |
| Anchorage, AK | 107 | $ 22,593,000 | $ 211,149 | $ 76,000 |
| Lynchburg, VA | 107 | $ 12,800,000 | $ 119,626 | $ 72,000 |
| Hagerstown-Martinsburg, MD-WV | 106 | $ 14,021,000 | $ 132,273 | $ 68,000 |
| Olympia, WA | 106 | $ 15,703,000 | $ 148,141 | $ 84,000 |
| Bellingham, WA | 105 | $ 20,802,000 | $ 198,114 | $ 79,000 |
| Kingston, NY | 105 | $ 16,104,000 | $ 153,371 | $ 88,000 |
| Rockford, IL | 105 | $ 10,167,000 | $ 96,828 | $ 76,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 102 | $ 39,197,000 | $ 384,284 | $ 101,000 |
| Chico, CA | 101 | $ 18,932,000 | $ 187,445 | $ 76,000 |
| Dover, DE | 101 | $ 13,180,000 | $ 130,495 | $ 68,000 |
| Evansville, IN-KY | 101 | $ 7,901,000 | $ 78,227 | $ 64,000 |
| Gainesville, FL | 100 | $ 12,256,000 | $ 122,560 | $ 78,000 |
| Lincoln, NE | 100 | $ 8,499,000 | $ 84,990 | $ 64,000 |
| Yuma, AZ | 100 | $ 12,081,000 | $ 120,810 | $ 76,000 |
| Atlantic City, NJ | 99 | $ 22,045,000 | $ 222,676 | $ 81,000 |
| Gulfport-Biloxi, MS | 96 | $ 10,080,000 | $ 105,000 | $ 71,000 |
| Kennewick-Richland-Pasco, WA | 96 | $ 8,799,000 | $ 91,656 | $ 73,000 |
| Lafayette, LA | 96 | $ 11,003,000 | $ 114,614 | $ 71,000 |
| South Bend-Mishawaka, IN-MI | 94 | $ 6,987,000 | $ 74,329 | $ 66,000 |
| Macon, GA | 92 | $ 9,857,000 | $ 107,141 | $ 66,000 |
| Greeley, CO | 89 | $ 12,828,000 | $ 144,134 | $ 75,000 |
| Davenport-Moline-Rock Island, IA-IL | 88 | $ 10,334,000 | $ 117,431 | $ 81,000 |
| Racine, WI | 87 | $ 10,558,000 | $ 121,356 | $ 69,000 |
| Utica-Rome, NY | 86 | $ 6,451,000 | $ 75,011 | $ 73,000 |
| Vero Beach, FL | 86 | $ 12,607,000 | $ 146,593 | $ 64,000 |
| Erie, PA | 85 | $ 6,347,000 | $ 74,670 | $ 65,000 |
| Napa, CA | 84 | $ 27,638,000 | $ 329,023 | $ 132,000 |
| El Centro, CA | 81 | $ 12,793,000 | $ 157,938 | $ 78,000 |
| Houma-Bayou Cane-Thibodaux, LA | 81 | $ 7,588,000 | $ 93,679 | $ 65,000 |
| Topeka, KS | 81 | $ 5,702,000 | $ 70,395 | $ 87,000 |
| Holland-Grand Haven, MI | 80 | $ 9,065,000 | $ 113,312 | $ 77,000 |
| Jacksonville, NC | 79 | $ 6,230,000 | $ 78,860 | $ 65,000 |
| Madera, CA | 79 | $ 14,011,000 | $ 177,354 | $ 70,000 |
| Columbus, GA-AL | 78 | $ 9,472,000 | $ 121,435 | $ 76,000 |
| Pascagoula, MS | 77 | $ 7,272,000 | $ 94,441 | $ 73,000 |
| Pittsfield, MA | 77 | $ 11,203,000 | $ 145,493 | $ 85,000 |
| Winchester, VA-WV | 77 | $ 13,595,000 | $ 176,558 | $ 81,000 |
| Charleston, WV | 76 | $ 8,890,000 | $ 116,973 | $ 69,000 |
| El Paso, TX | 76 | $ 11,437,000 | $ 150,486 | $ 88,000 |
| Clarksville, TN-KY | 74 | $ 7,175,000 | $ 96,959 | $ 61,000 |
| Coeur D'Alene, ID | 74 | $ 12,085,000 | $ 163,310 | $ 77,000 |
| Spartanburg, SC | 74 | $ 8,421,000 | $ 113,797 | $ 61,000 |
| Binghamton, NY | 73 | $ 5,789,000 | $ 79,301 | $ 70,000 |
| Las Cruces, NM | 72 | $ 9,256,000 | $ 128,555 | $ 91,000 |
| Sioux Falls, SD | 72 | $ 6,314,000 | $ 87,694 | $ 92,000 |
| Tuscaloosa, AL | 72 | $ 8,086,000 | $ 112,305 | $ 91,000 |
| Athens-Clarke County, GA | 71 | $ 8,257,000 | $ 116,295 | $ 70,000 |
| Janesville, WI | 71 | $ 6,669,000 | $ 93,929 | $ 63,000 |
| Santa Fe, NM | 71 | $ 15,568,000 | $ 219,267 | $ 96,000 |
| Hanford-Corcoran, CA | 70 | $ 10,152,000 | $ 145,028 | $ 74,000 |
| Cedar Rapids, IA | 68 | $ 6,196,000 | $ 91,117 | $ 76,000 |
| Glens Falls, NY | 65 | $ 7,347,000 | $ 113,030 | $ 72,000 |
| Lake Charles, LA | 65 | $ 6,033,000 | $ 92,815 | $ 64,000 |
| Blacksburg-Christiansburg-Radford, VA | 64 | $ 5,484,000 | $ 85,687 | $ 65,000 |
| Terre Haute, IN | 64 | $ 4,639,000 | $ 72,484 | $ 70,000 |
| Alexandria, LA | 63 | $ 4,914,000 | $ 78,000 | $ 67,000 |
| Cheyenne, WY | 63 | $ 6,675,000 | $ 105,952 | $ 73,000 |
| Salisbury, MD | 63 | $ 7,674,000 | $ 121,809 | $ 96,000 |
| Flagstaff, AZ | 62 | $ 12,713,000 | $ 205,048 | $ 96,000 |
| Yakima, WA | 62 | $ 6,946,000 | $ 112,032 | $ 78,000 |
| Bangor, ME | 60 | $ 6,381,000 | $ 106,350 | $ 66,000 |
| Champaign-Urbana, IL | 60 | $ 6,730,000 | $ 112,166 | $ 64,000 |
| Jackson, MI | 60 | $ 5,620,000 | $ 93,666 | $ 50,000 |
| Ocean City, NJ | 60 | $ 16,122,000 | $ 268,700 | $ 132,000 |
| Rochester, MN | 60 | $ 7,993,000 | $ 133,216 | $ 67,000 |
| Bloomington-Normal, IL | 59 | $ 6,418,000 | $ 108,779 | $ 83,000 |
| Columbia, MO | 59 | $ 4,974,000 | $ 84,305 | $ 66,000 |
| Florence, SC | 59 | $ 5,990,000 | $ 101,525 | $ 63,000 |
| Joplin, MO | 59 | $ 4,757,000 | $ 80,627 | $ 64,000 |
| St. George, UT | 59 | $ 10,401,000 | $ 176,288 | $ 85,000 |
| Fort Smith, AR-OK | 58 | $ 5,102,000 | $ 87,965 | $ 53,000 |
| Johnson City, TN | 58 | $ 6,778,000 | $ 116,862 | $ 72,000 |
| Mount Vernon-Anacortes, WA | 58 | $ 8,292,000 | $ 142,965 | $ 70,000 |
| Pueblo, CO | 58 | $ 5,157,000 | $ 88,913 | $ 81,000 |
| Gainesville, GA | 57 | $ 9,326,000 | $ 163,614 | $ 69,000 |
| Grand Junction, CO | 57 | $ 6,699,000 | $ 117,526 | $ 78,000 |
| Green Bay, WI | 57 | $ 5,800,000 | $ 101,754 | $ 90,000 |
| Niles-Benton Harbor, MI | 57 | $ 6,211,000 | $ 108,964 | $ 85,000 |
| Duluth, MN-WI | 56 | $ 5,018,000 | $ 89,607 | $ 61,000 |
| Lafayette, IN | 56 | $ 6,481,000 | $ 115,732 | $ 83,000 |
| Lawton, OK | 56 | $ 2,988,000 | $ 53,357 | $ 55,000 |
| Lewiston-Auburn, ME | 56 | $ 5,090,000 | $ 90,892 | $ 83,000 |
| Auburn-Opelika, AL | 55 | $ 5,074,000 | $ 92,254 | $ 80,000 |
| Oshkosh-Neenah, WI | 55 | $ 5,458,000 | $ 99,236 | $ 77,000 |
| Saginaw-Saginaw Township North, MI | 55 | $ 4,501,000 | $ 81,836 | $ 63,000 |
| Dothan, AL | 54 | $ 4,436,000 | $ 82,148 | $ 58,000 |
| Anniston-Oxford, AL | 53 | $ 4,262,000 | $ 80,415 | $ 65,000 |
| Appleton, WI | 53 | $ 6,399,000 | $ 120,735 | $ 84,000 |
| Decatur, AL | 53 | $ 3,980,000 | $ 75,094 | $ 60,000 |
| Mansfield, OH | 53 | $ 4,894,000 | $ 92,339 | $ 66,000 |
| Battle Creek, MI | 52 | $ 4,559,000 | $ 87,673 | $ 70,000 |
| Corpus Christi, TX | 52 | $ 7,212,000 | $ 138,692 | $ 82,000 |
| Monroe, MI | 52 | $ 6,306,000 | $ 121,269 | $ 85,000 |
| Waterloo-Cedar Falls, IA | 52 | $ 4,008,000 | $ 77,076 | $ 75,000 |
| Elkhart-Goshen, IN | 51 | $ 3,457,000 | $ 67,784 | $ 62,000 |
| State College, PA | 51 | $ 6,193,000 | $ 121,431 | $ 70,000 |
| Jefferson City, MO | 50 | $ 4,613,000 | $ 92,260 | $ 66,000 |
| Jonesboro, AR | 50 | $ 4,971,000 | $ 99,420 | $ 70,000 |
| Monroe, LA | 50 | $ 4,548,000 | $ 90,960 | $ 72,000 |
| Warner Robins, GA | 50 | $ 4,010,000 | $ 80,200 | $ 73,000 |
| Anderson, SC | 49 | $ 5,467,000 | $ 111,571 | $ 57,000 |
| Lebanon, PA | 49 | $ 4,624,000 | $ 94,367 | $ 69,000 |
| Rapid City, SD | 49 | $ 4,688,000 | $ 95,673 | $ 67,000 |
| Hattiesburg, MS | 47 | $ 4,012,000 | $ 85,361 | $ 65,000 |
| Idaho Falls, ID | 47 | $ 5,476,000 | $ 116,510 | $ 88,000 |
| Burlington, NC | 46 | $ 4,693,000 | $ 102,021 | $ 71,000 |
| Valdosta, GA | 46 | $ 4,872,000 | $ 105,913 | $ 59,000 |
| Killeen-Temple-Fort Hood, TX | 45 | $ 5,691,000 | $ 126,466 | $ 81,000 |
| Muskegon-Norton Shores, MI | 45 | $ 3,102,000 | $ 68,933 | $ 58,000 |
| Rocky Mount, NC | 45 | $ 3,811,000 | $ 84,688 | $ 59,000 |
| St. Cloud, MN | 45 | $ 4,880,000 | $ 108,444 | $ 62,000 |
| Elizabethtown, KY | 44 | $ 3,044,000 | $ 69,181 | $ 59,000 |
| Dalton, GA | 43 | $ 4,840,000 | $ 112,558 | $ 69,000 |
| St. Joseph, MO-KS | 43 | $ 2,914,000 | $ 67,767 | $ 59,000 |
| Anderson, IN | 42 | $ 2,858,000 | $ 68,047 | $ 60,000 |
| Beaumont-Port Arthur, TX | 42 | $ 4,435,000 | $ 105,595 | $ 79,000 |
| Casper, WY | 41 | $ 4,214,000 | $ 102,780 | $ 69,000 |
| Florence-Muscle Shoals, AL | 41 | $ 3,529,000 | $ 86,073 | $ 60,000 |
| Harrisonburg, VA | 41 | $ 5,163,000 | $ 125,926 | $ 68,000 |
| Kokomo, IN | 41 | $ 3,025,000 | $ 73,780 | $ 65,000 |
| Springfield, OH | 41 | $ 2,829,000 | $ 69,000 | $ 68,000 |
| Altoona, PA | 40 | $ 3,086,000 | $ 77,150 | $ 65,000 |
| Brunswick, GA | 40 | $ 5,371,000 | $ 134,275 | $ 72,000 |
| Carson City, NV | 40 | $ 7,587,000 | $ 189,675 | $ 67,000 |
| Danville, VA | 40 | $ 3,184,000 | $ 79,600 | $ 60,000 |
| Gadsden, AL | 40 | $ 3,279,000 | $ 81,975 | $ 69,000 |
| Rome, GA | 40 | $ 4,834,000 | $ 120,850 | $ 67,000 |
| Bowling Green, KY | 39 | $ 5,101,000 | $ 130,794 | $ 90,000 |
| Farmington, NM | 39 | $ 4,377,000 | $ 112,230 | $ 72,000 |
| Greenville, NC | 39 | $ 3,851,000 | $ 98,743 | $ 74,000 |
| McAllen-Edinburg-Pharr, TX | 39 | $ 5,062,000 | $ 129,794 | $ 94,000 |
| Wenatchee, WA | 39 | $ 5,582,000 | $ 143,128 | $ 67,000 |
| Albany, GA | 38 | $ 3,530,000 | $ 92,894 | $ 76,000 |
| Bismarck, ND | 38 | $ 3,883,000 | $ 102,184 | $ 73,000 |
| Bloomington, IN | 38 | $ 3,467,000 | $ 91,236 | $ 91,000 |
| Cleveland, TN | 38 | $ 4,217,000 | $ 110,973 | $ 67,000 |
| Kingsport-Bristol-Bristol, TN-VA | 38 | $ 3,830,000 | $ 100,789 | $ 64,000 |
| Kankakee-Bradley, IL | 37 | $ 4,217,000 | $ 113,972 | $ 67,000 |
| Lawrence, KS | 37 | $ 4,982,000 | $ 134,648 | $ 65,000 |
| Michigan City-La Porte, IN | 37 | $ 3,028,000 | $ 81,837 | $ 75,000 |
| Vineland-Millville-Bridgeton, NJ | 37 | $ 6,649,000 | $ 179,702 | $ 67,000 |
| Billings, MT | 36 | $ 4,915,000 | $ 136,527 | $ 57,000 |
| Sheboygan, WI | 36 | $ 2,805,000 | $ 77,916 | $ 77,000 |
| Springfield, IL | 36 | $ 2,629,000 | $ 73,027 | $ 76,000 |
| Williamsport, PA | 36 | $ 2,902,000 | $ 80,611 | $ 70,000 |
| Brownsville-Harlingen, TX | 35 | $ 3,644,000 | $ 104,114 | $ 76,000 |
| Eau Claire, WI | 35 | $ 2,779,000 | $ 79,400 | $ 65,000 |
| Goldsboro, NC | 35 | $ 2,574,000 | $ 73,542 | $ 61,000 |
| Longview, WA | 35 | $ 4,730,000 | $ 135,142 | $ 68,000 |
| Missoula, MT | 35 | $ 7,463,000 | $ 213,228 | $ 66,000 |
| Owensboro, KY | 35 | $ 2,020,000 | $ 57,714 | $ 54,000 |
| Hot Springs, AR | 34 | $ 3,129,000 | $ 92,029 | $ 69,000 |
| Tyler, TX | 34 | $ 5,796,000 | $ 170,470 | $ 110,000 |
| Cumberland, MD-WV | 33 | $ 2,460,000 | $ 74,545 | $ 57,000 |
| Decatur, IL | 33 | $ 2,225,000 | $ 67,424 | $ 62,000 |
| Waco, TX | 33 | $ 3,639,000 | $ 110,272 | $ 60,000 |
| Iowa City, IA | 32 | $ 3,125,000 | $ 97,656 | $ 56,000 |
| Johnstown, PA | 32 | $ 2,340,000 | $ 73,125 | $ 66,000 |
| Muncie, IN | 32 | $ 2,080,000 | $ 65,000 | $ 53,000 |
| Lubbock, TX | 31 | $ 4,321,000 | $ 139,387 | $ 89,000 |
| Morgantown, WV | 31 | $ 4,694,000 | $ 151,419 | $ 108,000 |
| Pine Bluff, AR | 31 | $ 2,148,000 | $ 69,290 | $ 70,000 |
| Bay City, MI | 29 | $ 2,252,000 | $ 77,655 | $ 47,000 |
| Hinesville-Fort Stewart, GA | 29 | $ 2,156,000 | $ 74,344 | $ 65,000 |
| Ithaca, NY | 29 | $ 3,078,000 | $ 106,137 | $ 77,000 |
| Sandusky, OH | 29 | $ 3,643,000 | $ 125,620 | $ 87,000 |
| Elmira, NY | 28 | $ 2,071,000 | $ 73,964 | $ 75,000 |
| Fargo, ND-MN | 28 | $ 2,301,000 | $ 82,178 | $ 62,000 |
| Fond Du Lac, WI | 28 | $ 2,704,000 | $ 96,571 | $ 58,000 |
| Parkersburg-Marietta, WV-OH | 28 | $ 3,215,000 | $ 114,821 | $ 81,000 |
| Danville, IL | 27 | $ 1,564,000 | $ 57,925 | $ 55,000 |
| College Station-Bryan, TX | 26 | $ 2,965,000 | $ 114,038 | $ 89,000 |
| Columbus, IN | 26 | $ 2,356,000 | $ 90,615 | $ 78,000 |
| Corvallis, OR | 26 | $ 4,069,000 | $ 156,500 | $ 93,000 |
| Jackson, TN | 26 | $ 2,199,000 | $ 84,576 | $ 66,000 |
| Lima, OH | 26 | $ 2,137,000 | $ 82,192 | $ 61,000 |
| Morristown, TN | 26 | $ 3,210,000 | $ 123,461 | $ 56,000 |
| Pocatello, ID | 25 | $ 1,844,000 | $ 73,760 | $ 59,000 |
| Wausau, WI | 25 | $ 2,027,000 | $ 81,080 | $ 60,000 |
| Huntington-Ashland, WV-KY-OH | 24 | $ 2,430,000 | $ 101,250 | $ 41,000 |
| Sioux City, IA-NE-SD | 24 | $ 1,194,000 | $ 49,750 | $ 70,000 |
| Logan, UT-ID | 23 | $ 3,024,000 | $ 131,478 | $ 60,000 |
| La Crosse, WI-MN | 22 | $ 2,510,000 | $ 114,090 | $ 81,000 |
| Sumter, SC | 22 | $ 1,729,000 | $ 78,590 | $ 63,000 |
| Grand Forks, ND-MN | 21 | $ 1,743,000 | $ 83,000 | $ 59,000 |
| Fairbanks, AK | 19 | $ 3,506,000 | $ 184,526 | $ 91,000 |
| Longview, TX | 19 | $ 2,485,000 | $ 130,789 | $ 78,000 |
| Laredo, TX | 18 | $ 2,858,000 | $ 158,777 | $ 77,000 |
| Amarillo, TX | 17 | $ 2,176,000 | $ 128,000 | $ 74,000 |
| Ames, IA | 15 | $ 1,186,000 | $ 79,066 | $ 53,000 |
| Victoria, TX | 15 | $ 1,536,000 | $ 102,400 | $ 74,000 |
| Great Falls, MT | 14 | $ 1,852,000 | $ 132,285 | $ 95,000 |
| Dubuque, IA | 12 | $ 1,124,000 | $ 93,666 | $ 123,000 |
| Wheeling, WV-OH | 12 | $ 1,410,000 | $ 117,500 | $ 57,000 |
| Midland, TX | 11 | $ 1,599,000 | $ 145,363 | $ 116,000 |
| San Angelo, TX | 11 | $ 1,063,000 | $ 96,636 | $ 43,000 |
| Weirton-Steubenville, WV-OH | 11 | $ 1,164,000 | $ 105,818 | $ 44,000 |
| Lewiston, ID-WA | 10 | $ 889,000 | $ 88,900 | $ 63,000 |
| Texarkana, Tx-Texarkana, AR | 9 | $ 971,000 | $ 107,888 | $ 67,000 |
| Abilene, TX | 8 | $ 944,000 | $ 118,000 | $ 67,000 |
| Wichita Falls, TX | 8 | $ 707,000 | $ 88,375 | $ 75,000 |
| Sherman-Denison, TX | 7 | $ 1,166,000 | $ 166,571 | $ 79,000 |
| Odessa, TX | 6 | $ 516,000 | $ 86,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for E-Loan, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 59,545 | $13,092,914,000 | $183,823 | $4,000,000 | $76,000 | $1,850,000 |
| Home Improvement | 36,271 | $1,709,092,000 | $45,239 | $500,000 | $69,739 | $1,050,000 |
| Home Purchase | 29,571 | $6,437,277,000 | $190,098 | $4,000,000 | $87,254 | $1,011,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 61,190 | $9,510,868,000 | $143,764 | $4,000,000 | $78,019 | $1,850,000 |
| Not Provided | 48,823 | $8,984,568,000 | $151,921 | $4,000,000 | $80,529 | $1,050,000 |
| Black or African American | 5,400 | $741,675,000 | $137,428 | $1,500,000 | $68,408 | $960,000 |
| Hispanic | 5,275 | $948,400,000 | $143,640 | $2,700,000 | $76,320 | $762,000 |
| Asian | 3,313 | $837,445,000 | $187,551 | $2,225,000 | $88,265 | $861,000 |
| American Indian or Alaskan Native | 1,008 | $139,385,000 | $147,100 | $1,500,000 | $74,280 | $510,000 |
| Native Hawaiian or Other Pacific Islander | 378 | $76,942,000 | $141,500 | $1,500,000 | $75,975 | $675,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 125,387 | $21,239,283,000 | $145,980 | $4,000,000 | $77,627 | $1,850,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 49,011 | $6,969,725,000 | $133,294 | $4,000,000 | $65,196 | $980,000 |
| Application Withdrawn By Applicant | 27,782 | $5,050,150,000 | $155,470 | $4,000,000 | $85,490 | $990,000 |
| Application Approved But Not Accepted | 26,034 | $5,388,835,000 | $173,450 | $3,200,000 | $84,882 | $965,000 |
| Loan Originated | 22,560 | $3,830,573,000 | $137,921 | $1,995,000 | $85,019 | $1,850,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E-Loan, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E-Loan, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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