E-Loan, Inc. Mortgage Lending & HMDA Data, 2005

In 2005, E-Loan, Inc. of Pleasanton, CA reported 125,387 mortgage applications totaling $21.2 billion, up 5% from 2004. The average application was for $169,389, and applicants reported an average income of $79,857. 18% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (3,371), Phoenix-Mesa-Scottsdale, AZ (3,275) and Los Angeles-Long Beach-Glendale, CA (3,058) (applications in parentheses).

Mortgage Company & Address E-Loan, Inc.
6230 Stoneridge Mall Road
Pleasanton, CA 94588
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 125,387
Total Mortgage Loan Application Amount $21,239,283,000
Average Mortgage Loan Application Amount $169,389
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $79,857
Highest Applicant Income $1,850,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E-Loan, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E-Loan, Inc. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,058 $ 894,550,000 $ 292,527 $ 107,000
Maricopa, Arizona 3,041 $ 539,492,000 $ 177,406 $ 82,000
Clark, Nevada 1,564 $ 320,312,000 $ 204,803 $ 87,000
Riverside, California 1,441 $ 348,780,000 $ 242,040 $ 93,000
San Bernardino, California 1,267 $ 258,033,000 $ 203,656 $ 86,000
Cook, Illinois 1,260 $ 230,867,000 $ 183,227 $ 83,000
Alameda, California 1,257 $ 440,041,000 $ 350,072 $ 104,000
San Diego, California 1,233 $ 385,967,000 $ 313,030 $ 103,000
Orange, California 1,140 $ 384,606,000 $ 337,373 $ 123,000
Broward, Florida 1,133 $ 211,304,000 $ 186,499 $ 93,000
King, Washington 1,019 $ 237,213,000 $ 232,789 $ 99,000
Sacramento, California 1,011 $ 231,583,000 $ 229,063 $ 84,000
Contra Costa, California 995 $ 336,550,000 $ 338,241 $ 114,000
Santa Clara, California 944 $ 360,267,000 $ 381,638 $ 120,000
Miami-Dade, Florida 934 $ 174,220,000 $ 186,531 $ 83,000
Suffolk, New York 854 $ 185,690,000 $ 217,435 $ 102,000
Palm Beach, Florida 852 $ 166,760,000 $ 195,727 $ 90,000
Orange, Florida 802 $ 127,939,000 $ 159,524 $ 82,000
Hillsborough, Florida 766 $ 112,517,000 $ 146,889 $ 80,000
Fairfax, Virginia 745 $ 207,078,000 $ 277,957 $ 111,000
San Joaquin, California 597 $ 154,997,000 $ 259,626 $ 92,000
Prince George's, Maryland 584 $ 113,980,000 $ 195,171 $ 83,000
Harris, Texas 577 $ 90,451,000 $ 156,760 $ 88,000
Middlesex, Massachusetts 574 $ 148,030,000 $ 257,891 $ 99,000
Wake, North Carolina 567 $ 82,545,000 $ 145,582 $ 85,000
Pinellas, Florida 559 $ 80,184,000 $ 143,441 $ 79,000
Pima, Arizona 553 $ 82,376,000 $ 148,962 $ 85,000
Wayne, Michigan 550 $ 52,822,000 $ 96,040 $ 78,000
Nassau, New York 547 $ 134,998,000 $ 246,797 $ 114,000
Gwinnett, Georgia 545 $ 78,071,000 $ 143,249 $ 84,000
Duval, Florida 544 $ 67,943,000 $ 124,895 $ 75,000
Fulton, Georgia 533 $ 105,523,000 $ 197,979 $ 96,000
Pierce, Washington 525 $ 81,369,000 $ 154,988 $ 77,000
Montgomery, Maryland 508 $ 127,741,000 $ 251,458 $ 101,000
Cobb, Georgia 506 $ 77,575,000 $ 153,310 $ 88,000
Philadelphia, Pennsylvania 489 $ 51,704,000 $ 105,734 $ 69,000
Baltimore, Maryland 473 $ 74,346,000 $ 157,179 $ 86,000
Mecklenburg, North Carolina 470 $ 58,206,000 $ 123,842 $ 79,000
Anne Arundel, Maryland 447 $ 89,619,000 $ 200,489 $ 87,000
Cuyahoga, Ohio 435 $ 41,661,000 $ 95,772 $ 71,000
Brevard, Florida 431 $ 64,176,000 $ 148,900 $ 75,000
Kern, California 429 $ 74,706,000 $ 174,139 $ 79,000
Ventura, California 427 $ 137,117,000 $ 321,117 $ 118,000
Hartford, Connecticut 426 $ 62,267,000 $ 146,166 $ 80,000
New Haven, Connecticut 426 $ 67,931,000 $ 159,462 $ 91,000
San Mateo, California 423 $ 183,559,000 $ 433,945 $ 128,000
Lee, Florida 421 $ 74,929,000 $ 177,978 $ 85,000
Prince William, Virginia 419 $ 102,785,000 $ 245,310 $ 95,000
Snohomish, Washington 416 $ 77,309,000 $ 185,838 $ 77,000
Solano, California 413 $ 114,351,000 $ 276,878 $ 90,000
Fairfield, Connecticut 409 $ 116,346,000 $ 284,464 $ 111,000
Allegheny, Pennsylvania 406 $ 38,215,000 $ 94,125 $ 83,000
Franklin, Ohio 400 $ 42,754,000 $ 106,885 $ 77,000
DeKalb, Georgia 399 $ 56,870,000 $ 142,531 $ 90,000
Oakland, Michigan 396 $ 55,674,000 $ 140,590 $ 86,000
Fresno, California 393 $ 72,519,000 $ 184,526 $ 81,000
Volusia, Florida 391 $ 53,577,000 $ 137,025 $ 69,000
Montgomery, Pennsylvania 389 $ 71,693,000 $ 184,300 $ 105,000
St. Louis, Missouri 378 $ 53,668,000 $ 141,978 $ 96,000
Worcester, Massachusetts 376 $ 66,249,000 $ 176,194 $ 87,000
Salt Lake, Utah 375 $ 52,543,000 $ 140,114 $ 86,000
Virginia Beach, Virginia 374 $ 56,402,000 $ 150,807 $ 74,000
Queens, New York 362 $ 85,909,000 $ 237,317 $ 98,000
Stanislaus, California 360 $ 78,833,000 $ 218,980 $ 81,000
Bucks, Pennsylvania 349 $ 71,598,000 $ 205,151 $ 97,000
New Castle, Delaware 347 $ 49,247,000 $ 141,922 $ 81,000
Westchester, New York 340 $ 107,355,000 $ 315,750 $ 135,000
Hennepin, Minnesota 337 $ 63,319,000 $ 187,890 $ 95,000
Middlesex, New Jersey 324 $ 88,564,000 $ 273,345 $ 96,000
Seminole, Florida 321 $ 51,729,000 $ 161,149 $ 86,000
Polk, Florida 319 $ 34,961,000 $ 109,595 $ 65,000
Washoe, Nevada 319 $ 71,960,000 $ 225,579 $ 88,000
El Paso, Colorado 318 $ 40,466,000 $ 127,251 $ 85,000
Will, Illinois 312 $ 51,083,000 $ 163,727 $ 85,000
Shelby, Tennessee 311 $ 37,432,000 $ 120,360 $ 88,000
Placer, California 308 $ 90,714,000 $ 294,525 $ 104,000
San Francisco, California 308 $ 127,720,000 $ 414,675 $ 142,000
DuPage, Illinois 306 $ 61,027,000 $ 199,434 $ 93,000
Essex, Massachusetts 306 $ 65,254,000 $ 213,248 $ 86,000
Marion, Indiana 304 $ 26,184,000 $ 86,131 $ 68,000
Multnomah, Oregon 302 $ 55,306,000 $ 183,132 $ 76,000
Washington, Oregon 297 $ 50,305,000 $ 169,377 $ 92,000
Baltimore City, Maryland 296 $ 36,725,000 $ 124,070 $ 70,000
Chester, Pennsylvania 295 $ 58,151,000 $ 197,122 $ 109,000
Chesterfield, Virginia 295 $ 39,606,000 $ 134,257 $ 90,000
Loudoun, Virginia 287 $ 79,880,000 $ 278,327 $ 106,000
Monmouth, New Jersey 283 $ 83,908,000 $ 296,494 $ 100,000
Pasco, Florida 282 $ 35,583,000 $ 126,180 $ 65,000
Tarrant, Texas 282 $ 39,601,000 $ 140,429 $ 85,000
Macomb, Michigan 276 $ 30,687,000 $ 111,184 $ 73,000
Ocean, New Jersey 274 $ 67,238,000 $ 245,394 $ 102,000
Kings, New York 272 $ 83,558,000 $ 307,198 $ 133,000
Providence, Rhode Island 269 $ 44,324,000 $ 164,773 $ 66,000
Bergen, New Jersey 266 $ 93,115,000 $ 350,056 $ 119,000
Hamilton, Ohio 266 $ 29,879,000 $ 112,327 $ 78,000
Dallas, Texas 265 $ 43,592,000 $ 164,498 $ 94,000
Sarasota, Florida 264 $ 45,636,000 $ 172,863 $ 83,000
York, Pennsylvania 263 $ 29,276,000 $ 111,315 $ 79,000
Sonoma, California 260 $ 83,014,000 $ 319,284 $ 112,000
Jefferson, Alabama 257 $ 28,862,000 $ 112,303 $ 74,000
Lake, Illinois 256 $ 46,528,000 $ 181,750 $ 94,000
Jackson, Missouri 254 $ 22,072,000 $ 86,897 $ 67,000
Bernalillo, New Mexico 254 $ 32,209,000 $ 126,807 $ 85,000
Delaware, Pennsylvania 253 $ 36,192,000 $ 143,051 $ 91,000
Milwaukee, Wisconsin 253 $ 25,183,000 $ 99,537 $ 70,000
Arapahoe, Colorado 251 $ 35,511,000 $ 141,478 $ 86,000
Frederick, Maryland 246 $ 50,099,000 $ 203,654 $ 91,000
Norfolk, Massachusetts 245 $ 63,096,000 $ 257,534 $ 98,000
Jefferson, Kentucky 244 $ 26,678,000 $ 109,336 $ 72,000
Oklahoma, Oklahoma 242 $ 18,065,000 $ 74,648 $ 69,000
Johnson, Kansas 241 $ 28,541,000 $ 118,427 $ 92,000
Jefferson, Colorado 240 $ 39,780,000 $ 165,750 $ 95,000
Summit, Ohio 239 $ 24,896,000 $ 104,167 $ 70,000
Plymouth, Massachusetts 236 $ 48,410,000 $ 205,127 $ 94,000
Pinal, Arizona 234 $ 33,381,000 $ 142,653 $ 69,000
Tulsa, Oklahoma 234 $ 18,355,000 $ 78,440 $ 73,000
Clark, Washington 232 $ 38,264,000 $ 164,931 $ 86,000
Ada, Idaho 231 $ 30,374,000 $ 131,489 $ 81,000
Bristol, Massachusetts 228 $ 43,646,000 $ 191,429 $ 79,000
Hampden, Massachusetts 225 $ 27,867,000 $ 123,853 $ 63,000
Erie, New York 224 $ 20,704,000 $ 92,428 $ 66,000
Orange, New York 224 $ 39,300,000 $ 175,446 $ 85,000
Richmond, New York 217 $ 47,198,000 $ 217,502 $ 92,000
Osceola, Florida 216 $ 31,589,000 $ 146,245 $ 79,000
Guilford, North Carolina 213 $ 23,806,000 $ 111,765 $ 82,000
Hillsborough, New Hampshire 212 $ 36,179,000 $ 170,655 $ 80,000
District of Columbia, District Of Columbia 211 $ 63,944,000 $ 303,052 $ 122,000
Morris, New Jersey 211 $ 67,837,000 $ 321,502 $ 117,000
Montgomery, Ohio 211 $ 18,737,000 $ 88,800 $ 75,000
Essex, New Jersey 210 $ 67,161,000 $ 319,814 $ 115,000
Henrico, Virginia 210 $ 30,997,000 $ 147,604 $ 96,000
Lake, Florida 209 $ 27,430,000 $ 131,244 $ 69,000
Honolulu, Hawaii 209 $ 65,661,000 $ 314,167 $ 91,000
Denver, Colorado 208 $ 39,348,000 $ 189,173 $ 87,000
Lancaster, Pennsylvania 203 $ 19,059,000 $ 93,886 $ 68,000
Davidson, Tennessee 203 $ 26,292,000 $ 129,517 $ 72,000
Kitsap, Washington 203 $ 32,321,000 $ 159,216 $ 75,000
Manatee, Florida 202 $ 37,914,000 $ 187,693 $ 92,000
Northampton, Pennsylvania 201 $ 27,891,000 $ 138,761 $ 86,000
Collin, Texas 200 $ 40,016,000 $ 200,080 $ 103,000
Howard, Maryland 199 $ 50,022,000 $ 251,366 $ 111,000
St. Charles, Missouri 199 $ 24,346,000 $ 122,341 $ 82,000
Rockingham, New Hampshire 199 $ 36,653,000 $ 184,185 $ 82,000
Tulare, California 197 $ 29,975,000 $ 152,157 $ 85,000
Bexar, Texas 197 $ 29,032,000 $ 147,370 $ 83,000
St. Lucie, Florida 196 $ 29,845,000 $ 152,270 $ 72,000
Burlington, New Jersey 194 $ 44,972,000 $ 231,814 $ 92,000
Cherokee, Georgia 193 $ 30,187,000 $ 156,409 $ 93,000
Travis, Texas 193 $ 33,716,000 $ 174,694 $ 97,000
Chesapeake, Virginia 190 $ 28,975,000 $ 152,500 $ 83,000
Suffolk, Massachusetts 188 $ 48,313,000 $ 256,984 $ 90,000
Horry, South Carolina 185 $ 27,479,000 $ 148,535 $ 78,000
Douglas, Nebraska 184 $ 17,202,000 $ 93,489 $ 73,000
Kent, Michigan 183 $ 19,155,000 $ 104,672 $ 70,000
Somerset, New Jersey 181 $ 59,751,000 $ 330,116 $ 124,000
Monroe, Pennsylvania 179 $ 25,103,000 $ 140,240 $ 87,000
Spotsylvania, Virginia 179 $ 34,537,000 $ 192,944 $ 90,000
Collier, Florida 178 $ 44,478,000 $ 249,876 $ 94,000
Marion, Florida 178 $ 19,004,000 $ 106,764 $ 68,000
Harford, Maryland 178 $ 29,940,000 $ 168,202 $ 87,000
Berks, Pennsylvania 178 $ 19,914,000 $ 111,876 $ 78,000
Dutchess, New York 177 $ 34,006,000 $ 192,124 $ 94,000
Adams, Colorado 174 $ 22,584,000 $ 129,793 $ 86,000
Douglas, Colorado 173 $ 33,895,000 $ 195,924 $ 103,000
Hudson, New Jersey 173 $ 52,351,000 $ 302,606 $ 111,000
Kane, Illinois 172 $ 30,317,000 $ 176,261 $ 102,000
Lucas, Ohio 172 $ 15,388,000 $ 89,465 $ 64,000
Polk, Iowa 171 $ 15,546,000 $ 90,912 $ 71,000
Spokane, Washington 171 $ 22,552,000 $ 131,883 $ 74,000
Yavapai, Arizona 170 $ 28,662,000 $ 168,600 $ 86,000
El Dorado, California 170 $ 49,064,000 $ 288,611 $ 102,000
Lehigh, Pennsylvania 170 $ 20,051,000 $ 117,947 $ 78,000
Charleston, South Carolina 170 $ 32,913,000 $ 193,605 $ 87,000
New London, Connecticut 169 $ 23,831,000 $ 141,011 $ 80,000
Mohave, Arizona 165 $ 22,636,000 $ 137,187 $ 75,000
Escambia, Florida 164 $ 17,691,000 $ 107,871 $ 73,000
Clackamas, Oregon 162 $ 31,067,000 $ 191,771 $ 96,000
Stafford, Virginia 162 $ 37,366,000 $ 230,654 $ 109,000
Forsyth, North Carolina 161 $ 17,288,000 $ 107,378 $ 77,000
Knox, Tennessee 160 $ 17,771,000 $ 111,068 $ 72,000
Henry, Georgia 156 $ 20,615,000 $ 132,147 $ 76,000
Sedgwick, Kansas 156 $ 11,594,000 $ 74,320 $ 75,000
Madison, Alabama 153 $ 15,287,000 $ 99,915 $ 84,000
Leon, Florida 153 $ 18,614,000 $ 121,660 $ 74,000
Benton, Arkansas 152 $ 17,071,000 $ 112,309 $ 85,000
East Baton Rouge, Louisiana 152 $ 16,343,000 $ 107,519 $ 85,000
Genesee, Michigan 151 $ 11,937,000 $ 79,052 $ 62,000
Monroe, New York 151 $ 13,875,000 $ 91,887 $ 78,000
Onondaga, New York 151 $ 13,697,000 $ 90,708 $ 74,000
Denton, Texas 151 $ 27,269,000 $ 180,589 $ 111,000
Larimer, Colorado 150 $ 23,852,000 $ 159,013 $ 84,000
Charles, Maryland 150 $ 28,196,000 $ 187,973 $ 112,000
Litchfield, Connecticut 149 $ 25,380,000 $ 170,335 $ 86,000
Lake, Indiana 149 $ 13,779,000 $ 92,476 $ 64,000
Stark, Ohio 148 $ 14,214,000 $ 96,040 $ 78,000
McHenry, Illinois 147 $ 25,330,000 $ 172,312 $ 91,000
Mobile, Alabama 145 $ 13,098,000 $ 90,331 $ 80,000
Greenville, South Carolina 145 $ 21,138,000 $ 145,779 $ 84,000
York, Maine 144 $ 20,240,000 $ 140,555 $ 75,000
Clay, Florida 142 $ 20,604,000 $ 145,098 $ 93,000
Mercer, New Jersey 142 $ 38,039,000 $ 267,880 $ 121,000
Dane, Wisconsin 142 $ 20,736,000 $ 146,028 $ 79,000
Okaloosa, Florida 141 $ 21,950,000 $ 155,673 $ 94,000
Cumberland, North Carolina 141 $ 11,078,000 $ 78,567 $ 72,000
Richland, South Carolina 141 $ 18,609,000 $ 131,978 $ 84,000
Ramsey, Minnesota 140 $ 19,949,000 $ 142,492 $ 87,000
Dakota, Minnesota 138 $ 25,430,000 $ 184,275 $ 87,000
Pulaski, Arkansas 135 $ 14,105,000 $ 104,481 $ 74,000
St. Johns, Florida 135 $ 25,137,000 $ 186,200 $ 111,000
Butler, Ohio 135 $ 14,511,000 $ 107,488 $ 86,000
Charlotte, Florida 134 $ 20,353,000 $ 151,888 $ 76,000
Utah, Utah 134 $ 19,810,000 $ 147,835 $ 76,000
Cumberland, Maine 133 $ 21,144,000 $ 158,977 $ 96,000
Shasta, California 132 $ 24,193,000 $ 183,280 $ 86,000
Middlesex, Connecticut 132 $ 23,140,000 $ 175,303 $ 91,000
Camden, New Jersey 132 $ 25,931,000 $ 196,446 $ 92,000
Gloucester, New Jersey 132 $ 26,437,000 $ 200,280 $ 91,000
Lane, Oregon 132 $ 17,661,000 $ 133,795 $ 73,000
Santa Rosa, Florida 131 $ 18,161,000 $ 138,633 $ 76,000
Passaic, New Jersey 130 $ 35,561,000 $ 273,546 $ 103,000
Durham, North Carolina 129 $ 16,620,000 $ 128,837 $ 85,000
Lorain, Ohio 129 $ 12,073,000 $ 93,589 $ 73,000
Warren, Ohio 128 $ 20,172,000 $ 157,593 $ 104,000
St. Tammany, Louisiana 127 $ 16,680,000 $ 131,338 $ 89,000
Dauphin, Pennsylvania 127 $ 13,299,000 $ 104,716 $ 77,000
Santa Cruz, California 126 $ 41,756,000 $ 331,396 $ 123,000
Hamilton, Indiana 126 $ 17,496,000 $ 138,857 $ 96,000
Marin, California 125 $ 56,217,000 $ 449,736 $ 139,000
San Luis Obispo, California 125 $ 35,044,000 $ 280,352 $ 107,000
New York, New York 125 $ 56,870,000 $ 454,960 $ 157,000
Carroll, Maryland 124 $ 26,066,000 $ 210,209 $ 90,000
DeSoto, Mississippi 124 $ 11,311,000 $ 91,217 $ 71,000
Hernando, Florida 123 $ 15,129,000 $ 123,000 $ 91,000
Clayton, Georgia 123 $ 12,976,000 $ 105,495 $ 68,000
Jackson, Oregon 123 $ 20,722,000 $ 168,471 $ 74,000
Union, New Jersey 122 $ 36,177,000 $ 296,532 $ 106,000
Luzerne, Pennsylvania 122 $ 10,093,000 $ 82,729 $ 64,000
Rutherford, Tennessee 122 $ 11,453,000 $ 93,877 $ 68,000
Paulding, Georgia 120 $ 13,298,000 $ 110,816 $ 64,000
Westmoreland, Pennsylvania 120 $ 10,724,000 $ 89,366 $ 80,000
Washtenaw, Michigan 119 $ 19,505,000 $ 163,907 $ 94,000
Marion, Oregon 119 $ 13,808,000 $ 116,033 $ 73,000
Hamilton, Tennessee 119 $ 14,197,000 $ 119,302 $ 80,000
Davis, Utah 119 $ 14,169,000 $ 119,067 $ 73,000
Arlington, Virginia 119 $ 35,476,000 $ 298,117 $ 106,000
Shelby, Alabama 118 $ 14,216,000 $ 120,474 $ 90,000
Sussex, Delaware 118 $ 22,042,000 $ 186,796 $ 78,000
Bay, Florida 118 $ 16,507,000 $ 139,889 $ 76,000
Forsyth, Georgia 118 $ 24,708,000 $ 209,389 $ 94,000
Allen, Indiana 118 $ 11,054,000 $ 93,677 $ 72,000
Merced, California 117 $ 24,644,000 $ 210,632 $ 74,000
Union, North Carolina 117 $ 17,920,000 $ 153,162 $ 99,000
Montgomery, Alabama 116 $ 9,964,000 $ 85,896 $ 78,000
Orleans, Louisiana 115 $ 17,501,000 $ 152,182 $ 83,000
Monterey, California 114 $ 38,008,000 $ 333,403 $ 125,000
Yolo, California 114 $ 29,604,000 $ 259,684 $ 100,000
Jefferson, Louisiana 114 $ 12,208,000 $ 107,087 $ 66,000
Bronx, New York 114 $ 27,306,000 $ 239,526 $ 93,000
Buncombe, North Carolina 114 $ 16,279,000 $ 142,798 $ 75,000
Barnstable, Massachusetts 113 $ 24,591,000 $ 217,619 $ 101,000
Deschutes, Oregon 113 $ 20,262,000 $ 179,309 $ 91,000
Fort Bend, Texas 113 $ 20,465,000 $ 181,106 $ 95,000
Williamson, Texas 113 $ 17,291,000 $ 153,017 $ 98,000
Newport News, Virginia 113 $ 13,035,000 $ 115,353 $ 69,000
New Hanover, North Carolina 112 $ 14,515,000 $ 129,598 $ 73,000
Waukesha, Wisconsin 112 $ 17,220,000 $ 153,750 $ 108,000
Williamson, Tennessee 111 $ 21,777,000 $ 196,189 $ 103,000
Boulder, Colorado 110 $ 22,199,000 $ 201,809 $ 101,000
Rockland, New York 110 $ 28,526,000 $ 259,327 $ 115,000
Kent, Rhode Island 110 $ 18,959,000 $ 172,354 $ 88,000
Madison, Illinois 109 $ 11,580,000 $ 106,238 $ 78,000
Baldwin, Alabama 107 $ 13,663,000 $ 127,691 $ 81,000
Jefferson, Missouri 107 $ 10,929,000 $ 102,140 $ 64,000
Washington, Maryland 106 $ 14,021,000 $ 132,273 $ 68,000
Cumberland, Pennsylvania 106 $ 12,152,000 $ 114,641 $ 72,000
Hampton, Virginia 106 $ 10,875,000 $ 102,594 $ 77,000
Thurston, Washington 106 $ 15,703,000 $ 148,141 $ 84,000
Ulster, New York 105 $ 16,104,000 $ 153,371 $ 88,000
Norfolk, Virginia 105 $ 13,554,000 $ 129,085 $ 70,000
Whatcom, Washington 105 $ 20,802,000 $ 198,114 $ 79,000
Chatham, Georgia 104 $ 12,760,000 $ 122,692 $ 72,000
Fayette, Kentucky 104 $ 11,175,000 $ 107,451 $ 71,000
St. Louis City, Missouri 104 $ 10,689,000 $ 102,778 $ 81,000
Alexandria, Virginia 104 $ 25,235,000 $ 242,644 $ 103,000
Santa Barbara, California 102 $ 39,197,000 $ 384,284 $ 101,000
Butte, California 101 $ 18,932,000 $ 187,445 $ 76,000
Kent, Delaware 101 $ 13,180,000 $ 130,495 $ 68,000
Yuma, Arizona 100 $ 12,081,000 $ 120,810 $ 76,000
Calvert, Maryland 100 $ 20,618,000 $ 206,180 $ 102,000
Merrimack, New Hampshire 100 $ 16,188,000 $ 161,880 $ 89,000
Lake, Ohio 100 $ 10,680,000 $ 106,800 $ 72,000
Atlantic, New Jersey 99 $ 22,045,000 $ 222,676 $ 81,000
Beaufort, South Carolina 99 $ 20,816,000 $ 210,262 $ 99,000
Kalamazoo, Michigan 98 $ 9,601,000 $ 97,969 $ 70,000
Anoka, Minnesota 98 $ 15,205,000 $ 155,153 $ 89,000
Greene, Missouri 98 $ 8,613,000 $ 87,887 $ 62,000
Hunterdon, New Jersey 97 $ 32,211,000 $ 332,072 $ 134,000
Albany, New York 97 $ 12,460,000 $ 128,453 $ 93,000
Windham, Connecticut 96 $ 13,921,000 $ 145,010 $ 86,000
Lancaster, Nebraska 96 $ 8,104,000 $ 84,416 $ 65,000
Sussex, New Jersey 96 $ 23,851,000 $ 248,447 $ 109,000
Alachua, Florida 95 $ 11,857,000 $ 124,810 $ 83,000
Clermont, Ohio 95 $ 11,447,000 $ 120,494 $ 86,000
St. Joseph, Indiana 94 $ 6,987,000 $ 74,329 $ 66,000
Fayette, Georgia 93 $ 15,705,000 $ 168,870 $ 105,000
Nevada, California 92 $ 24,670,000 $ 268,152 $ 116,000
Saratoga, New York 92 $ 11,966,000 $ 130,065 $ 95,000
Washington, Pennsylvania 92 $ 9,113,000 $ 99,054 $ 72,000
Citrus, Florida 91 $ 9,854,000 $ 108,285 $ 58,000
St. Clair, Illinois 91 $ 8,868,000 $ 97,450 $ 82,000
Mahoning, Ohio 90 $ 7,715,000 $ 85,722 $ 66,000
Weld, Colorado 89 $ 12,828,000 $ 144,134 $ 75,000
Scott, Iowa 88 $ 10,334,000 $ 117,431 $ 81,000
Chittenden, Vermont 88 $ 14,525,000 $ 165,056 $ 84,000
Canyon, Idaho 87 $ 7,368,000 $ 84,689 $ 63,000
Lexington, South Carolina 87 $ 9,907,000 $ 113,873 $ 67,000
Racine, Wisconsin 87 $ 10,558,000 $ 121,356 $ 69,000
Indian River, Florida 86 $ 12,607,000 $ 146,593 $ 64,000
Cecil, Maryland 86 $ 12,144,000 $ 141,209 $ 92,000
Johnston, North Carolina 86 $ 7,795,000 $ 90,639 $ 71,000
Lackawanna, Pennsylvania 86 $ 8,214,000 $ 95,511 $ 74,000
Richmond City, Virginia 86 $ 13,537,000 $ 157,406 $ 72,000
Washington, Minnesota 85 $ 15,254,000 $ 179,458 $ 105,000
Cleveland, Oklahoma 85 $ 6,469,000 $ 76,105 $ 64,000
Erie, Pennsylvania 85 $ 6,347,000 $ 74,670 $ 65,000
Napa, California 84 $ 27,638,000 $ 329,023 $ 132,000
Sandoval, New Mexico 84 $ 10,387,000 $ 123,654 $ 69,000
Brunswick, North Carolina 84 $ 12,265,000 $ 146,011 $ 107,000
Medina, Ohio 84 $ 9,498,000 $ 113,071 $ 85,000
Douglas, Georgia 83 $ 10,704,000 $ 128,963 $ 83,000
Hinds, Mississippi 83 $ 6,553,000 $ 78,951 $ 87,000
Montgomery, Texas 83 $ 14,594,000 $ 175,831 $ 135,000
Gaston, North Carolina 82 $ 7,331,000 $ 89,402 $ 73,000
Imperial, California 81 $ 12,793,000 $ 157,938 $ 78,000
Flagler, Florida 81 $ 11,357,000 $ 140,209 $ 71,000
Lafayette, Louisiana 81 $ 9,294,000 $ 114,740 $ 79,000
Winnebago, Illinois 80 $ 7,266,000 $ 90,825 $ 70,000
Ottawa, Michigan 80 $ 9,065,000 $ 113,312 $ 77,000
Madera, California 79 $ 14,011,000 $ 177,354 $ 70,000
Porter, Indiana 79 $ 8,446,000 $ 106,911 $ 78,000
Onslow, North Carolina 79 $ 6,230,000 $ 78,860 $ 65,000
Franklin, Pennsylvania 79 $ 8,343,000 $ 105,607 $ 61,000
Kenosha, Wisconsin 79 $ 10,341,000 $ 130,898 $ 77,000
Washington, Arkansas 78 $ 9,012,000 $ 115,538 $ 67,000
Lake, California 77 $ 15,023,000 $ 195,103 $ 83,000
Tolland, Connecticut 77 $ 11,429,000 $ 148,428 $ 81,000
St. Mary's, Maryland 77 $ 13,428,000 $ 174,389 $ 84,000
Berkshire, Massachusetts 77 $ 11,203,000 $ 145,493 $ 85,000
Dorchester, South Carolina 77 $ 10,730,000 $ 139,350 $ 75,000
Martin, Florida 76 $ 17,665,000 $ 232,434 $ 87,000
Columbia, Georgia 76 $ 9,041,000 $ 118,960 $ 89,000
Sarpy, Nebraska 76 $ 5,602,000 $ 73,710 $ 82,000
El Paso, Texas 76 $ 11,437,000 $ 150,486 $ 88,000
Johnson, Indiana 75 $ 5,553,000 $ 74,040 $ 111,000
Livingston, Michigan 75 $ 12,153,000 $ 162,040 $ 81,000
Harrison, Mississippi 75 $ 7,412,000 $ 98,826 $ 71,000
Berkeley, South Carolina 75 $ 7,966,000 $ 106,213 $ 73,000
Coweta, Georgia 74 $ 9,621,000 $ 130,013 $ 83,000
Kootenai, Idaho 74 $ 12,085,000 $ 163,310 $ 77,000
Cabarrus, North Carolina 74 $ 7,426,000 $ 100,351 $ 89,000
Spartanburg, South Carolina 74 $ 8,421,000 $ 113,797 $ 61,000
Berkeley, West Virginia 74 $ 13,128,000 $ 177,405 $ 72,000
Hawaii, Hawaii 72 $ 19,971,000 $ 277,375 $ 90,000
Dona Ana, New Mexico 72 $ 9,256,000 $ 128,555 $ 91,000
Ingham, Michigan 71 $ 6,653,000 $ 93,704 $ 61,000
Jackson, Mississippi 71 $ 6,614,000 $ 93,154 $ 77,000
Clay, Missouri 71 $ 7,499,000 $ 105,619 $ 86,000
Santa Fe, New Mexico 71 $ 15,568,000 $ 219,267 $ 96,000
Delaware, Ohio 71 $ 9,733,000 $ 137,084 $ 88,000
Pike, Pennsylvania 71 $ 9,687,000 $ 136,436 $ 76,000
Benton, Washington 71 $ 6,493,000 $ 91,450 $ 82,000
Rock, Wisconsin 71 $ 6,669,000 $ 93,929 $ 63,000
Kings, California 70 $ 10,152,000 $ 145,028 $ 74,000
Caddo, Louisiana 70 $ 6,119,000 $ 87,414 $ 55,000
Anchorage, Alaska 69 $ 15,768,000 $ 228,521 $ 75,000
Montgomery, Tennessee 69 $ 6,855,000 $ 99,347 $ 63,000
Carroll, Georgia 68 $ 7,211,000 $ 106,044 $ 55,000
Rensselaer, New York 68 $ 7,509,000 $ 110,426 $ 82,000
Trumbull, Ohio 68 $ 5,464,000 $ 80,352 $ 59,000
Hanover, Virginia 68 $ 10,322,000 $ 151,794 $ 82,000
Tuscaloosa, Alabama 67 $ 7,767,000 $ 115,925 $ 92,000
Hampshire, Massachusetts 67 $ 9,087,000 $ 135,626 $ 80,000
Orange, North Carolina 67 $ 13,029,000 $ 194,462 $ 104,000
Washington, Rhode Island 67 $ 13,043,000 $ 194,671 $ 105,000
York, South Carolina 67 $ 9,701,000 $ 144,791 $ 82,000
Fauquier, Virginia 67 $ 16,016,000 $ 239,044 $ 97,000
Calaveras, California 66 $ 14,467,000 $ 219,196 $ 87,000
Bibb, Georgia 66 $ 7,532,000 $ 114,121 $ 69,000
Strafford, New Hampshire 66 $ 8,939,000 $ 135,439 $ 79,000
Catawba, North Carolina 66 $ 5,927,000 $ 89,803 $ 64,000
Butler, Pennsylvania 66 $ 8,388,000 $ 127,090 $ 97,000
Fairfield, Ohio 65 $ 7,177,000 $ 110,415 $ 76,000
Maui, Hawaii 64 $ 23,311,000 $ 364,234 $ 169,000
Vanderburgh, Indiana 64 $ 4,822,000 $ 75,343 $ 53,000
Boone, Kentucky 64 $ 6,137,000 $ 95,890 $ 74,000
Rankin, Mississippi 64 $ 6,062,000 $ 94,718 $ 77,000
Oneida, New York 64 $ 5,312,000 $ 83,000 $ 84,000
Schuylkill, Pennsylvania 64 $ 3,527,000 $ 55,109 $ 61,000
Humboldt, California 63 $ 11,141,000 $ 176,841 $ 93,000
Calcasieu, Louisiana 63 $ 5,866,000 $ 93,111 $ 62,000
Niagara, New York 63 $ 4,517,000 $ 71,698 $ 69,000
Laramie, Wyoming 63 $ 6,675,000 $ 105,952 $ 73,000
Coconino, Arizona 62 $ 12,713,000 $ 205,048 $ 96,000
Licking, Ohio 62 $ 6,237,000 $ 100,596 $ 69,000
Weber, Utah 62 $ 5,875,000 $ 94,758 $ 62,000
Yakima, Washington 62 $ 6,946,000 $ 112,032 $ 78,000
Linn, Iowa 61 $ 5,891,000 $ 96,573 $ 81,000
Greene, Ohio 61 $ 7,382,000 $ 121,016 $ 93,000
Portage, Ohio 61 $ 6,137,000 $ 100,606 $ 63,000
Fayette, Pennsylvania 61 $ 3,855,000 $ 63,196 $ 49,000
Hendricks, Indiana 60 $ 5,101,000 $ 85,016 $ 74,000
Bossier, Louisiana 60 $ 5,718,000 $ 95,300 $ 78,000
Penobscot, Maine 60 $ 6,381,000 $ 106,350 $ 66,000
Wicomico, Maryland 60 $ 7,554,000 $ 125,900 $ 104,000
Jackson, Michigan 60 $ 5,620,000 $ 93,666 $ 50,000
Cape May, New Jersey 60 $ 16,122,000 $ 268,700 $ 132,000
Sutter, California 59 $ 10,822,000 $ 183,423 $ 83,000
McLean, Illinois 59 $ 6,418,000 $ 108,779 $ 83,000
Kenton, Kentucky 59 $ 6,414,000 $ 108,711 $ 73,000
St. Clair, Michigan 59 $ 6,474,000 $ 109,728 $ 75,000
Iredell, North Carolina 59 $ 7,756,000 $ 131,457 $ 70,000
Washington, Utah 59 $ 10,401,000 $ 176,288 $ 85,000
Pueblo, Colorado 58 $ 5,157,000 $ 88,913 $ 81,000
Monroe, Florida 58 $ 19,539,000 $ 336,879 $ 152,000
Muscogee, Georgia 58 $ 6,991,000 $ 120,534 $ 75,000
Douglas, Oregon 58 $ 7,755,000 $ 133,706 $ 64,000
Suffolk, Virginia 58 $ 8,778,000 $ 151,344 $ 77,000
Skagit, Washington 58 $ 8,292,000 $ 142,965 $ 70,000
Cochise, Arizona 57 $ 6,488,000 $ 113,824 $ 75,000
Mesa, Colorado 57 $ 6,699,000 $ 117,526 $ 78,000
Hall, Georgia 57 $ 9,326,000 $ 163,614 $ 69,000
Berrien, Michigan 57 $ 6,211,000 $ 108,964 $ 85,000
Boone, Missouri 57 $ 4,919,000 $ 86,298 $ 68,000
Schenectady, New York 57 $ 7,026,000 $ 123,263 $ 70,000
Randolph, North Carolina 57 $ 4,602,000 $ 80,736 $ 74,000
Galveston, Texas 57 $ 9,076,000 $ 159,228 $ 125,000
Frederick, Virginia 57 $ 10,388,000 $ 182,245 $ 79,000
James City, Virginia 57 $ 11,255,000 $ 197,456 $ 97,000
Androscoggin, Maine 56 $ 5,090,000 $ 90,892 $ 83,000
Kennebec, Maine 56 $ 6,024,000 $ 107,571 $ 63,000
Comanche, Oklahoma 56 $ 2,988,000 $ 53,357 $ 55,000
Beaver, Pennsylvania 56 $ 4,775,000 $ 85,267 $ 67,000
Walworth, Wisconsin 56 $ 8,199,000 $ 146,410 $ 88,000
Lee, Alabama 55 $ 5,074,000 $ 92,254 $ 80,000
Tuolumne, California 55 $ 12,483,000 $ 226,963 $ 101,000
Rapides, Louisiana 55 $ 4,256,000 $ 77,381 $ 65,000
Lenawee, Michigan 55 $ 5,206,000 $ 94,654 $ 78,000
Saginaw, Michigan 55 $ 4,501,000 $ 81,836 $ 63,000
Cass, Missouri 55 $ 5,010,000 $ 91,090 $ 65,000
Minnehaha, South Dakota 55 $ 4,423,000 $ 80,418 $ 76,000
Sumner, Tennessee 55 $ 6,438,000 $ 117,054 $ 72,000
Winnebago, Wisconsin 55 $ 5,458,000 $ 99,236 $ 77,000
Shawnee, Kansas 54 $ 3,918,000 $ 72,555 $ 94,000
Broome, New York 54 $ 4,540,000 $ 84,074 $ 78,000
Davidson, North Carolina 54 $ 4,123,000 $ 76,351 $ 52,000
Warren, Virginia 54 $ 8,640,000 $ 160,000 $ 83,000
Calhoun, Alabama 53 $ 4,262,000 $ 80,415 $ 65,000
Barrow, Georgia 53 $ 6,699,000 $ 126,396 $ 61,000
Tippecanoe, Indiana 53 $ 5,996,000 $ 113,132 $ 83,000
Putnam, New York 53 $ 12,037,000 $ 227,113 $ 129,000
Richland, Ohio 53 $ 4,894,000 $ 92,339 $ 66,000
Portsmouth, Virginia 53 $ 6,291,000 $ 118,698 $ 55,000
Roanoke, Virginia 53 $ 4,917,000 $ 92,773 $ 76,000
Calhoun, Michigan 52 $ 4,559,000 $ 87,673 $ 70,000
Monroe, Michigan 52 $ 6,306,000 $ 121,269 $ 85,000
Rowan, North Carolina 52 $ 4,875,000 $ 93,750 $ 58,000
Yuba, California 51 $ 9,640,000 $ 189,019 $ 71,000
Newton, Georgia 51 $ 4,978,000 $ 97,607 $ 70,000
Kendall, Illinois 51 $ 6,442,000 $ 126,313 $ 71,000
Elkhart, Indiana 51 $ 3,457,000 $ 67,784 $ 62,000
Madison, Mississippi 51 $ 6,478,000 $ 127,019 $ 81,000
Warren, New Jersey 51 $ 12,634,000 $ 247,725 $ 118,000
Centre, Pennsylvania 51 $ 6,193,000 $ 121,431 $ 70,000
Island, Washington 51 $ 8,642,000 $ 169,450 $ 76,000
Clarke, Georgia 50 $ 5,564,000 $ 111,280 $ 68,000
Houston, Georgia 50 $ 4,010,000 $ 80,200 $ 73,000
Rockdale, Georgia 50 $ 7,232,000 $ 144,640 $ 74,000
Peoria, Illinois 50 $ 5,486,000 $ 109,720 $ 75,000
Tazewell, Illinois 50 $ 4,154,000 $ 83,080 $ 61,000
Lee, Mississippi 50 $ 4,056,000 $ 81,120 $ 78,000
Adams, Pennsylvania 50 $ 5,925,000 $ 118,500 $ 86,000
Albemarle, Virginia 50 $ 9,060,000 $ 181,200 $ 125,000
Bartow, Georgia 49 $ 5,727,000 $ 116,877 $ 70,000
Belknap, New Hampshire 49 $ 8,646,000 $ 176,448 $ 84,000
Lebanon, Pennsylvania 49 $ 4,624,000 $ 94,367 $ 69,000
Anderson, South Carolina 49 $ 5,467,000 $ 111,571 $ 57,000
Walton, Georgia 48 $ 6,000,000 $ 125,000 $ 100,000
Sullivan, New York 48 $ 6,590,000 $ 137,291 $ 84,000
Harnett, North Carolina 48 $ 3,804,000 $ 79,250 $ 56,000
Windsor, Vermont 48 $ 6,767,000 $ 140,979 $ 78,000
Morgan, Alabama 47 $ 3,590,000 $ 76,382 $ 63,000
Richmond, Georgia 47 $ 4,083,000 $ 86,872 $ 78,000
Worcester, Maryland 47 $ 9,619,000 $ 204,659 $ 134,000
Cheshire, New Hampshire 47 $ 6,430,000 $ 136,808 $ 85,000
Grafton, New Hampshire 47 $ 6,908,000 $ 146,978 $ 81,000
Josephine, Oregon 47 $ 7,876,000 $ 167,574 $ 64,000
Jefferson, West Virginia 47 $ 10,399,000 $ 221,255 $ 80,000
Houston, Alabama 46 $ 3,978,000 $ 86,478 $ 62,000
Nassau, Florida 46 $ 6,449,000 $ 140,195 $ 96,000
St. Louis, Minnesota 46 $ 3,999,000 $ 86,934 $ 66,000
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Mortgage Loan Application Detail Totals for E-Loan, Inc. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 59,545 $13,092,914,000 $183,823 $4,000,000 $76,000 $1,850,000
Home Improvement 36,271 $1,709,092,000 $45,239 $500,000 $69,739 $1,050,000
Home Purchase 29,571 $6,437,277,000 $190,098 $4,000,000 $87,254 $1,011,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 61,190 $9,510,868,000 $143,764 $4,000,000 $78,019 $1,850,000
Not Provided 48,823 $8,984,568,000 $151,921 $4,000,000 $80,529 $1,050,000
Black or African American 5,400 $741,675,000 $137,428 $1,500,000 $68,408 $960,000
Hispanic 5,275 $948,400,000 $143,640 $2,700,000 $76,320 $762,000
Asian 3,313 $837,445,000 $187,551 $2,225,000 $88,265 $861,000
American Indian or Alaskan Native 1,008 $139,385,000 $147,100 $1,500,000 $74,280 $510,000
Native Hawaiian or Other Pacific Islander 378 $76,942,000 $141,500 $1,500,000 $75,975 $675,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 125,387 $21,239,283,000 $145,980 $4,000,000 $77,627 $1,850,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 49,011 $6,969,725,000 $133,294 $4,000,000 $65,196 $980,000
Application Withdrawn By Applicant 27,782 $5,050,150,000 $155,470 $4,000,000 $85,490 $990,000
Application Approved But Not Accepted 26,034 $5,388,835,000 $173,450 $3,200,000 $84,882 $965,000
Loan Originated 22,560 $3,830,573,000 $137,921 $1,995,000 $85,019 $1,850,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E-Loan, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E-Loan, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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