Emigrant Mortgage LLC Mortgage Lending & HMDA Data, 2003
In 2003, Emigrant Mortgage LLC of New York, NY reported 2,486 mortgage applications totaling $1.1 billion. The average application was for $452,129, and applicants reported an average income of $0. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Chicago, IL (413), Boston, MA-NH (212) and Newark, NJ (172) (applications in parentheses).
| Mortgage Company & Address | Emigrant Mortgage LLC 5 East 42nd Street 4th Floor New York, NY 10017 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 2,486 |
| Total Mortgage Loan Application Amount | $1,123,993,000 |
| Average Mortgage Loan Application Amount | $452,129 |
| Highest Mortgage Loan Application Amount | $2,350,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Emigrant Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 294 | $ 131,087,000 | $ 445,874 | $ 0 |
| Bergen, New Jersey | 132 | $ 59,808,000 | $ 453,090 | $ 0 |
| Collier, Florida | 117 | $ 61,649,000 | $ 526,914 | $ 0 |
| Fairfield, Connecticut | 103 | $ 54,240,000 | $ 526,601 | $ 0 |
| Lee, Florida | 103 | $ 53,615,000 | $ 520,533 | $ 0 |
| Morris, New Jersey | 100 | $ 40,439,000 | $ 404,390 | $ 0 |
| Oakland, Michigan | 77 | $ 29,879,000 | $ 388,038 | $ 0 |
| Middlesex, Massachusetts | 75 | $ 55,170,000 | $ 735,600 | $ 0 |
| Palm Beach, Florida | 69 | $ 37,114,000 | $ 537,884 | $ 0 |
| Suffolk, Massachusetts | 58 | $ 34,399,000 | $ 593,086 | $ 0 |
| Norfolk, Massachusetts | 52 | $ 32,740,000 | $ 629,615 | $ 0 |
| Fairfax, Virginia | 50 | $ 22,052,000 | $ 441,040 | $ 0 |
| Montgomery, Pennsylvania | 49 | $ 30,931,000 | $ 631,244 | $ 0 |
| Lake, Illinois | 46 | $ 26,626,000 | $ 578,826 | $ 0 |
| Sarasota, Florida | 44 | $ 17,700,000 | $ 402,272 | $ 0 |
| Monmouth, New Jersey | 43 | $ 16,388,000 | $ 381,116 | $ 0 |
| Montgomery, Maryland | 41 | $ 23,882,000 | $ 582,487 | $ 0 |
| DuPage, Illinois | 39 | $ 16,461,000 | $ 422,076 | $ 0 |
| Delaware, Pennsylvania | 36 | $ 21,446,000 | $ 595,722 | $ 0 |
| Barnstable, Massachusetts | 33 | $ 18,902,000 | $ 572,787 | $ 0 |
| Bucks, Pennsylvania | 32 | $ 12,353,000 | $ 386,031 | $ 0 |
| Charlotte, Florida | 30 | $ 5,757,000 | $ 191,900 | $ 0 |
| Union, New Jersey | 30 | $ 9,419,000 | $ 313,966 | $ 0 |
| Wayne, Michigan | 29 | $ 6,011,000 | $ 207,275 | $ 0 |
| Ocean, New Jersey | 29 | $ 12,821,000 | $ 442,103 | $ 0 |
| Essex, New Jersey | 28 | $ 12,343,000 | $ 440,821 | $ 0 |
| Middlesex, New Jersey | 28 | $ 5,871,000 | $ 209,678 | $ 0 |
| Somerset, New Jersey | 28 | $ 12,049,000 | $ 430,321 | $ 0 |
| Monroe, Florida | 26 | $ 11,023,000 | $ 423,961 | $ 0 |
| Nantucket, Massachusetts | 25 | $ 21,152,000 | $ 846,080 | $ 0 |
| Chester, Pennsylvania | 25 | $ 13,754,000 | $ 550,160 | $ 0 |
| Cape May, New Jersey | 23 | $ 15,963,000 | $ 694,043 | $ 0 |
| Hudson, New Jersey | 23 | $ 5,991,000 | $ 260,478 | $ 0 |
| Orange, Florida | 22 | $ 4,347,000 | $ 197,590 | $ 0 |
| Miami-Dade, Florida | 20 | $ 8,766,000 | $ 438,300 | $ 0 |
| Washtenaw, Michigan | 20 | $ 7,147,000 | $ 357,350 | $ 0 |
| Fulton, Georgia | 19 | $ 9,655,000 | $ 508,157 | $ 0 |
| Loudoun, Virginia | 17 | $ 5,232,000 | $ 307,764 | $ 0 |
| Hennepin, Minnesota | 16 | $ 7,300,000 | $ 456,250 | $ 0 |
| Kane, Illinois | 15 | $ 3,708,000 | $ 247,200 | $ 0 |
| Plymouth, Massachusetts | 15 | $ 7,731,000 | $ 515,400 | $ 0 |
| Philadelphia, Pennsylvania | 15 | $ 6,607,000 | $ 440,466 | $ 0 |
| Broward, Florida | 14 | $ 5,937,000 | $ 424,071 | $ 0 |
| Essex, Massachusetts | 13 | $ 6,658,000 | $ 512,153 | $ 0 |
| Macomb, Michigan | 12 | $ 1,418,000 | $ 118,166 | $ 0 |
| Hunterdon, New Jersey | 12 | $ 3,308,000 | $ 275,666 | $ 0 |
| Passaic, New Jersey | 12 | $ 3,038,000 | $ 253,166 | $ 0 |
| Seminole, Florida | 11 | $ 2,326,000 | $ 211,454 | $ 0 |
| Anne Arundel, Maryland | 11 | $ 5,929,000 | $ 539,000 | $ 0 |
| Prince William, Virginia | 11 | $ 3,706,000 | $ 336,909 | $ 0 |
| Martin, Florida | 10 | $ 5,349,000 | $ 534,900 | $ 0 |
| Will, Illinois | 10 | $ 2,312,000 | $ 231,200 | $ 0 |
| Burlington, New Jersey | 10 | $ 3,723,000 | $ 372,300 | $ 0 |
| Mercer, New Jersey | 10 | $ 5,365,000 | $ 536,500 | $ 0 |
| Sussex, New Jersey | 10 | $ 1,951,000 | $ 195,100 | $ 0 |
| Prince George's, Maryland | 9 | $ 1,402,000 | $ 155,777 | $ 0 |
| Atlantic, New Jersey | 9 | $ 5,092,000 | $ 565,777 | $ 0 |
| Indian River, Florida | 8 | $ 4,256,000 | $ 532,000 | $ 0 |
| Osceola, Florida | 8 | $ 1,219,000 | $ 152,375 | $ 0 |
| Ramsey, Minnesota | 8 | $ 2,738,000 | $ 342,250 | $ 0 |
| Litchfield, Connecticut | 7 | $ 3,285,000 | $ 469,285 | $ 0 |
| Manatee, Florida | 7 | $ 1,686,000 | $ 240,857 | $ 0 |
| Volusia, Florida | 7 | $ 1,089,000 | $ 155,571 | $ 0 |
| Gwinnett, Georgia | 7 | $ 1,700,000 | $ 242,857 | $ 0 |
| McHenry, Illinois | 7 | $ 1,781,000 | $ 254,428 | $ 0 |
| Worcester, Massachusetts | 7 | $ 2,893,000 | $ 413,285 | $ 0 |
| Hartford, Connecticut | 6 | $ 1,231,000 | $ 205,166 | $ 0 |
| New Haven, Connecticut | 6 | $ 1,202,000 | $ 200,333 | $ 0 |
| Pinellas, Florida | 6 | $ 2,114,000 | $ 352,333 | $ 0 |
| DeKalb, Georgia | 6 | $ 2,249,000 | $ 374,833 | $ 0 |
| Baltimore, Maryland | 6 | $ 2,480,000 | $ 413,333 | $ 0 |
| Howard, Maryland | 6 | $ 1,813,000 | $ 302,166 | $ 0 |
| Dakota, Minnesota | 6 | $ 1,306,000 | $ 217,666 | $ 0 |
| Alexandria, Virginia | 6 | $ 2,130,000 | $ 355,000 | $ 0 |
| Arlington, Virginia | 6 | $ 2,449,000 | $ 408,166 | $ 0 |
| Bristol, Massachusetts | 5 | $ 2,248,000 | $ 449,600 | $ 0 |
| New Castle, Delaware | 4 | $ 733,000 | $ 183,250 | $ 0 |
| Sussex, Delaware | 4 | $ 2,525,000 | $ 631,250 | $ 0 |
| Brevard, Florida | 4 | $ 1,090,000 | $ 272,500 | $ 0 |
| Hillsborough, Florida | 4 | $ 1,049,000 | $ 262,250 | $ 0 |
| Cherokee, Georgia | 4 | $ 1,044,000 | $ 261,000 | $ 0 |
| Dukes, Massachusetts | 4 | $ 3,332,000 | $ 833,000 | $ 0 |
| Scott, Minnesota | 4 | $ 906,000 | $ 226,500 | $ 0 |
| Warren, New Jersey | 4 | $ 1,239,000 | $ 309,750 | $ 0 |
| New London, Connecticut | 3 | $ 248,000 | $ 82,666 | $ 0 |
| Lake, Florida | 3 | $ 357,000 | $ 119,000 | $ 0 |
| St. Lucie, Florida | 3 | $ 1,139,000 | $ 379,666 | $ 0 |
| Clayton, Georgia | 3 | $ 397,000 | $ 132,333 | $ 0 |
| Cobb, Georgia | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Carroll, Maryland | 3 | $ 1,038,000 | $ 346,000 | $ 0 |
| Frederick, Maryland | 3 | $ 998,000 | $ 332,666 | $ 0 |
| Livingston, Michigan | 3 | $ 720,000 | $ 240,000 | $ 0 |
| Camden, New Jersey | 3 | $ 772,000 | $ 257,333 | $ 0 |
| Newport, Rhode Island | 3 | $ 653,000 | $ 217,666 | $ 0 |
| Washington, Rhode Island | 3 | $ 2,021,000 | $ 673,666 | $ 0 |
| Middlesex, Connecticut | 2 | $ 619,000 | $ 309,500 | $ 0 |
| District of Columbia, District Of Columbia | 2 | $ 1,426,000 | $ 713,000 | $ 0 |
| Polk, Florida | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Henry, Georgia | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Worcester, Maryland | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Charlevoix, Michigan | 2 | $ 924,000 | $ 462,000 | $ 0 |
| Emmet, Michigan | 2 | $ 472,000 | $ 236,000 | $ 0 |
| Anoka, Minnesota | 2 | $ 303,000 | $ 151,500 | $ 0 |
| Belknap, New Hampshire | 2 | $ 777,000 | $ 388,500 | $ 0 |
| Fauquier, Virginia | 2 | $ 734,000 | $ 367,000 | $ 0 |
| Manassas, Virginia | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Milwaukee, Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Eagle, Colorado | 1 | $ 842,000 | $ 842,000 | $ 0 |
| Bay, Florida | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Dixie, Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Flagler, Florida | 1 | $ 137,000 | $ 137,000 | $ 0 |
| St. Johns, Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Douglas, Georgia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Hall, Georgia | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Rabun, Georgia | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Rockdale, Georgia | 1 | $ 219,000 | $ 219,000 | $ 0 |
| DeKalb, Illinois | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Kendall, Illinois | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Winnebago, Illinois | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Garrett, Maryland | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Talbot, Maryland | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Berkshire, Massachusetts | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Berrien, Michigan | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Lapeer, Michigan | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Leelanau, Michigan | 1 | $ 232,000 | $ 232,000 | $ 0 |
| St. Clair, Michigan | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Carver, Minnesota | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Sherburne, Minnesota | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Washington, Minnesota | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Rockingham, New Hampshire | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Wayne, Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Bristol, Rhode Island | 1 | $ 678,000 | $ 678,000 | $ 0 |
| Kent, Rhode Island | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Culpeper, Virginia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Fairfax City, Virginia | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Kenosha, Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Walworth, Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 0 |
Mortgage Loan Application Detail Totals for Emigrant Mortgage LLC in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 1,368 | $597,166,000 | $426,062 | $2,275,000 | $0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) | 1,118 | $526,827,000 | $429,625 | $2,350,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,486 | $1,123,993,000 | $452,411 | $2,350,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,486 | $1,123,993,000 | $452,411 | $2,350,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,486 | $1,123,993,000 | $452,411 | $2,350,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Emigrant Mortgage LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Emigrant Mortgage LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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