Enterprise Bank of Sc Mortgage Lending & HMDA Data, 2019
In 2019, Enterprise Bank of Sc of Ehrhardt, SC reported 225 mortgage applications totaling $19.5 million, up 41% from 2018. The average application was for $86,555, and applicants reported an average income of $79,777. 59% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Charleston-North Charleston, SC (16), Hilton Head Island-Bluffton-Beaufort, SC (15) and Tulsa, OK (4) (applications in parentheses).
| Mortgage Company & Address | Enterprise Bank of Sc 13497 Broxton Bridge Rd Ehrhardt, SC 29081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 225 |
| Total Mortgage Loan Application Amount | $19,475,000 |
| Average Mortgage Loan Application Amount | $86,555 |
| Highest Mortgage Loan Application Amount | $645,000 |
| Average Applicant Income | $79,777 |
| Highest Applicant Income | $656,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Enterprise Bank of Sc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Colleton, South Carolina | 73 | $ 7,355,000 | $ 100,753 | $ 85,000 |
| Barnwell, South Carolina | 32 | $ 2,110,000 | $ 65,937 | $ 69,000 |
| Beaufort, South Carolina | 13 | $ 1,075,000 | $ 82,692 | $ 61,000 |
| Orangeburg, South Carolina | 11 | $ 905,000 | $ 82,272 | $ 113,000 |
| Bamberg, South Carolina | 9 | $ 715,000 | $ 79,444 | $ 134,000 |
| Charleston, South Carolina | 8 | $ 1,440,000 | $ 180,000 | $ 157,000 |
| Dorchester, South Carolina | 7 | $ 685,000 | $ 97,857 | $ 76,000 |
| Hampton, South Carolina | 3 | $ 185,000 | $ 61,666 | $ 31,000 |
| Gilchrist, Florida | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| Pitt, North Carolina | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Wagoner, Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 92,000 |
| Aiken, South Carolina | 2 | $ 50,000 | $ 25,000 | $ 29,000 |
| Jasper, South Carolina | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| Lexington, South Carolina | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Denton, Texas | 2 | $ 130,000 | $ 65,000 | $ 78,000 |
| Cullman, Alabama | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Dallas, Alabama | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Fayette, Alabama | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Lamar, Alabama | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Clay, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Lincoln, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Alachua, Florida | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| DeSoto, Florida | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Duval, Florida | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Manatee, Florida | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Polk, Florida | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Union, Florida | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Bryan, Georgia | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Warren, Georgia | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Acadia, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Ascension, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Bienville, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Caddo, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Calcasieu, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Jefferson Davis, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Natchitoches, Louisiana | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| St. Landry, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Tangipahoa, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Vermilion, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Hancock, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 112,000 |
| Pontotoc, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Wayne, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Grant, New Mexico | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Lea, New Mexico | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Gaston, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Johnston, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Madison, North Carolina | 1 | $ 345,000 | $ 345,000 | $ 234,000 |
| Creek, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Rogers, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Berkeley, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Calhoun, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Clarendon, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Dillon, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Oconee, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Pickens, South Carolina | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Lincoln, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Loudon, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 133,000 |
| Meigs, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Monroe, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Sevier, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Burleson, Texas | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Ector, Texas | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Gaines, Texas | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Grimes, Texas | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Hood, Texas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Hunt, Texas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Kerr, Texas | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Oldham, Texas | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| San Augustine, Texas | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Enterprise Bank of Sc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 142 | $12,430,000 | $87,000 | $645,000 | $67,000 | $656,000 |
| Refinancing | 55 | $5,865,000 | $106,000 | $455,000 | $114,000 | $511,000 |
| Home Improvement | 17 | $695,000 | $40,000 | $95,000 | $64,000 | $111,000 |
| Other Purpose | 11 | $485,000 | $44,000 | $85,000 | $98,000 | $244,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 172 | $15,350,000 | $89,000 | $645,000 | $84,000 | $656,000 |
| Black or African American | 17 | $755,000 | $44,000 | $105,000 | $41,000 | $121,000 |
| Hispanic | 12 | $810,000 | $67,000 | $195,000 | $61,000 | $96,000 |
| Not applicable | 12 | $1,310,000 | $109,000 | $405,000 | $0 | $0 |
| Not Provided | 9 | $1,075,000 | $119,000 | $215,000 | $61,000 | $104,000 |
| American Indian or Alaskan Native | 2 | $70,000 | $35,000 | $45,000 | $68,000 | $101,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $100,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 225 | $19,475,000 | $86,000 | $645,000 | $78,000 | $656,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 132 | $13,170,000 | $99,000 | $645,000 | $96,000 | $656,000 |
| Loan Purchased By The Institution | 58 | $3,850,000 | $66,000 | $155,000 | $57,000 | $133,000 |
| Application Withdrawn By Applicant | 19 | $1,615,000 | $85,000 | $295,000 | $66,000 | $296,000 |
| Application Denied By Financial Institution | 15 | $775,000 | $51,000 | $125,000 | $43,000 | $86,000 |
| Application Approved But Not Accepted | 1 | $65,000 | $65,000 | $65,000 | $43,000 | $43,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 225 | $19,475,000 | $86,000 | $645,000 | $78,000 | $656,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Enterprise Bank of Sc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Enterprise Bank of Sc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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