Equity One Mortgage Lending & HMDA Data, 2006
In 2006, Equity One of Rosemont, IL reported 66,928 mortgage applications totaling $9.3 billion, down 30% from 2005. The average application was for $138,831, and applicants reported an average income of $65,832. 28% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Philadelphia, PA (1,595), Pittsburgh, PA (1,395) and Washington-Arlington-Alexandria, DC-VA-MD-WV (1,294) (applications in parentheses).
| Mortgage Company & Address | Equity One 9600 West Bryn Mawr Rosemont, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 66,928 |
| Total Mortgage Loan Application Amount | $9,291,704,000 |
| Average Mortgage Loan Application Amount | $138,831 |
| Highest Mortgage Loan Application Amount | $2,420,000 |
| Average Applicant Income | $65,832 |
| Highest Applicant Income | $9,248,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity One filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 1,595 | $ 231,641,000 | $ 145,229 | $ 70,000 |
| Pittsburgh, PA | 1,395 | $ 97,288,000 | $ 69,740 | $ 54,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,294 | $ 305,645,000 | $ 236,201 | $ 80,428 |
| Richmond, VA | 1,248 | $ 141,365,000 | $ 113,273 | $ 59,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,206 | $ 138,916,000 | $ 115,187 | $ 83,459 |
| Phoenix-Mesa-Scottsdale, AZ | 1,067 | $ 158,447,000 | $ 148,497 | $ 60,000 |
| Camden, NJ | 1,002 | $ 158,075,000 | $ 157,759 | $ 87,000 |
| Kansas City, MO-KS | 984 | $ 116,514,000 | $ 118,408 | $ 54,087 |
| New York-White Plains-Wayne, NY-NJ | 984 | $ 339,084,000 | $ 344,597 | $ 90,413 |
| Baltimore-Towson, MD | 974 | $ 149,075,000 | $ 153,054 | $ 71,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 940 | $ 124,717,000 | $ 132,677 | $ 62,031 |
| Tampa-St. Petersburg-Clearwater, FL | 905 | $ 130,225,000 | $ 143,895 | $ 61,000 |
| Charleston-North Charleston, SC | 896 | $ 108,761,000 | $ 121,385 | $ 69,000 |
| Chicago-Naperville-Joliet, IL | 886 | $ 172,799,000 | $ 195,032 | $ 62,000 |
| St. Louis, MO-IL | 816 | $ 94,299,000 | $ 115,562 | $ 48,069 |
| Newark-Union, NJ-PA | 779 | $ 172,913,000 | $ 221,967 | $ 80,193 |
| Columbia, SC | 759 | $ 64,338,000 | $ 84,766 | $ 52,000 |
| Atlanta-Sandy Springs-Marietta, GA | 746 | $ 129,355,000 | $ 173,398 | $ 78,000 |
| Providence-New Bedford-Fall River, RI-MA | 618 | $ 163,422,000 | $ 264,436 | $ 59,466 |
| Orlando-Kissimmee, FL | 592 | $ 87,288,000 | $ 147,445 | $ 68,000 |
| Edison, NJ | 587 | $ 134,482,000 | $ 229,100 | $ 106,000 |
| Scranton--Wilkes-Barre, PA | 569 | $ 49,937,000 | $ 87,762 | $ 54,000 |
| Indianapolis-Carmel, IN | 532 | $ 61,393,000 | $ 115,400 | $ 58,000 |
| Omaha-Council Bluffs, NE-IA | 531 | $ 54,699,000 | $ 103,011 | $ 132,474 |
| Detroit-Livonia-Dearborn, MI | 517 | $ 57,126,000 | $ 110,495 | $ 63,000 |
| Raleigh-Cary, NC | 512 | $ 65,047,000 | $ 127,044 | $ 79,000 |
| Hickory-Lenoir-Morganton, NC | 470 | $ 37,312,000 | $ 79,387 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 461 | $ 50,103,000 | $ 108,683 | $ 71,867 |
| Wilmington, DE-MD-NJ | 460 | $ 72,170,000 | $ 156,891 | $ 73,078 |
| Riverside-San Bernardino-Ontario, CA | 452 | $ 127,635,000 | $ 282,378 | $ 92,000 |
| Greensboro-High Point, NC | 438 | $ 45,623,000 | $ 104,162 | $ 64,000 |
| Hartford-West Hartford-East Hartford, CT | 425 | $ 89,220,000 | $ 209,929 | $ 49,000 |
| Greenville, SC | 423 | $ 29,557,000 | $ 69,874 | $ 46,000 |
| Cincinnati-Middletown, OH-KY-IN | 422 | $ 46,467,000 | $ 110,111 | $ 60,405 |
| Wilmington, NC | 407 | $ 60,550,000 | $ 148,771 | $ 86,000 |
| Nashville-Davidson--Murfreesboro, TN | 398 | $ 42,968,000 | $ 107,959 | $ 62,000 |
| Jacksonville, FL | 390 | $ 54,659,000 | $ 140,151 | $ 72,000 |
| Winston-Salem, NC | 388 | $ 36,795,000 | $ 94,832 | $ 64,000 |
| Warren-Troy-Farmington Hills, MI | 385 | $ 69,586,000 | $ 180,742 | $ 71,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 382 | $ 50,560,000 | $ 132,356 | $ 70,000 |
| Las Vegas-Paradise, NV | 360 | $ 80,491,000 | $ 223,586 | $ 58,000 |
| Harrisburg-Carlisle, PA | 359 | $ 39,029,000 | $ 108,715 | $ 60,000 |
| Portland-Vancouver-Beaverton, OR-WA | 358 | $ 54,096,000 | $ 151,106 | $ 60,000 |
| Boston-Quincy, MA | 350 | $ 110,073,000 | $ 314,494 | $ 83,000 |
| Milwaukee-Waukesha-West Allis, WI | 337 | $ 45,334,000 | $ 134,522 | $ 71,000 |
| Cleveland-Elyria-Mentor, OH | 332 | $ 45,889,000 | $ 138,219 | $ 65,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 324 | $ 69,886,000 | $ 215,697 | $ 106,944 |
| Tucson, AZ | 323 | $ 39,278,000 | $ 121,603 | $ 53,000 |
| Lakeland, FL | 322 | $ 31,541,000 | $ 97,953 | $ 53,000 |
| Asheville, NC | 317 | $ 40,639,000 | $ 128,198 | $ 70,000 |
| New Haven-Milford, CT | 316 | $ 59,755,000 | $ 189,098 | $ 56,000 |
| Knoxville, TN | 311 | $ 28,766,000 | $ 92,495 | $ 55,000 |
| Denver-Aurora, CO | 309 | $ 54,035,000 | $ 174,870 | $ 58,000 |
| Des Moines-West Des Moines, IA | 298 | $ 31,631,000 | $ 106,144 | $ 62,000 |
| Los Angeles-Long Beach-Glendale, CA | 297 | $ 117,287,000 | $ 394,905 | $ 112,000 |
| Durham, NC | 286 | $ 29,670,000 | $ 103,741 | $ 64,000 |
| Boise City-Nampa, ID | 284 | $ 34,533,000 | $ 121,595 | $ 57,000 |
| Reading, PA | 282 | $ 32,672,000 | $ 115,858 | $ 58,000 |
| Nassau-Suffolk, NY | 280 | $ 96,530,000 | $ 344,750 | $ 110,000 |
| Columbus, OH | 279 | $ 35,604,000 | $ 127,612 | $ 74,000 |
| Youngstown-Warren-Boardman, OH-PA | 274 | $ 24,149,000 | $ 88,135 | $ 50,364 |
| Fayetteville, NC | 273 | $ 17,954,000 | $ 65,765 | $ 64,000 |
| York-Hanover, PA | 273 | $ 32,201,000 | $ 117,952 | $ 71,000 |
| Grand Rapids-Wyoming, MI | 235 | $ 30,130,000 | $ 128,212 | $ 59,000 |
| Florence, SC | 234 | $ 14,938,000 | $ 63,837 | $ 46,000 |
| Springfield, MA | 227 | $ 32,103,000 | $ 141,422 | $ 47,000 |
| Atlantic City, NJ | 223 | $ 46,465,000 | $ 208,363 | $ 104,000 |
| Louisville-Jefferson County, KY-IN | 218 | $ 17,134,000 | $ 78,596 | $ 50,577 |
| Trenton-Ewing, NJ | 217 | $ 30,482,000 | $ 140,470 | $ 77,000 |
| Ocala, FL | 214 | $ 21,012,000 | $ 98,186 | $ 49,000 |
| Bethesda-Gaithersburg-Frederick, MD | 212 | $ 53,057,000 | $ 250,268 | $ 83,000 |
| Akron, OH | 198 | $ 25,813,000 | $ 130,368 | $ 70,000 |
| Cambridge-Newton-Framingham, MA | 194 | $ 54,622,000 | $ 281,556 | $ 80,000 |
| Seattle-Bellevue-Everett, WA | 193 | $ 46,607,000 | $ 241,487 | $ 70,000 |
| Worcester, MA | 193 | $ 42,773,000 | $ 221,621 | $ 59,000 |
| Toledo, OH | 191 | $ 16,931,000 | $ 88,643 | $ 45,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 186 | $ 38,964,000 | $ 209,483 | $ 74,000 |
| Gary, IN | 186 | $ 21,458,000 | $ 115,365 | $ 51,000 |
| Chattanooga, TN-GA | 183 | $ 12,582,000 | $ 68,754 | $ 45,754 |
| Essex County, MA | 181 | $ 48,739,000 | $ 269,276 | $ 66,000 |
| Albuquerque, NM | 180 | $ 23,657,000 | $ 131,427 | $ 125,000 |
| Miami-Miami Beach-Kendall, FL | 177 | $ 35,551,000 | $ 200,853 | $ 59,000 |
| Rocky Mount, NC | 177 | $ 13,879,000 | $ 78,412 | $ 51,000 |
| Wichita, KS | 177 | $ 15,947,000 | $ 90,096 | $ 41,000 |
| Jacksonville, NC | 175 | $ 15,482,000 | $ 88,468 | $ 64,000 |
| Spartanburg, SC | 173 | $ 14,697,000 | $ 84,953 | $ 48,000 |
| Lancaster, PA | 171 | $ 19,508,000 | $ 114,081 | $ 62,000 |
| Roanoke, VA | 171 | $ 15,574,000 | $ 91,076 | $ 42,000 |
| Bridgeport-Stamford-Norwalk, CT | 166 | $ 45,758,000 | $ 275,650 | $ 82,000 |
| Altoona, PA | 165 | $ 6,996,000 | $ 42,400 | $ 40,000 |
| Charlottesville, VA | 164 | $ 19,337,000 | $ 117,908 | $ 37,000 |
| Dallas-Plano-Irving, TX | 164 | $ 20,365,000 | $ 124,176 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 164 | $ 23,983,000 | $ 146,237 | $ 56,000 |
| Vineland-Millville-Bridgeton, NJ | 155 | $ 15,564,000 | $ 100,412 | $ 64,000 |
| Sioux City, IA-NE-SD | 150 | $ 12,047,000 | $ 80,313 | $ 44,600 |
| Colorado Springs, CO | 149 | $ 22,299,000 | $ 149,657 | $ 69,000 |
| Greenville, NC | 149 | $ 12,215,000 | $ 81,979 | $ 55,000 |
| Tacoma, WA | 147 | $ 26,994,000 | $ 183,632 | $ 63,000 |
| Dayton, OH | 146 | $ 12,862,000 | $ 88,095 | $ 53,000 |
| Manchester-Nashua, NH | 146 | $ 22,294,000 | $ 152,698 | $ 69,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 145 | $ 40,289,000 | $ 277,855 | $ 80,000 |
| Lynchburg, VA | 143 | $ 15,365,000 | $ 107,447 | $ 53,000 |
| Tallahassee, FL | 139 | $ 12,077,000 | $ 86,884 | $ 58,000 |
| Rockingham County-Strafford County, NH | 135 | $ 18,388,000 | $ 136,207 | $ 70,000 |
| Salem, OR | 130 | $ 11,647,000 | $ 89,592 | $ 51,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 129 | $ 28,317,000 | $ 219,511 | $ 91,000 |
| Danville, VA | 128 | $ 9,482,000 | $ 74,078 | $ 38,000 |
| Ocean City, NJ | 126 | $ 38,706,000 | $ 307,190 | $ 133,000 |
| Springfield, MO | 126 | $ 13,210,000 | $ 104,841 | $ 50,000 |
| Erie, PA | 121 | $ 6,342,000 | $ 52,413 | $ 46,000 |
| Kingsport-Bristol-Bristol, TN-VA | 121 | $ 9,676,000 | $ 79,966 | $ 51,545 |
| Anderson, SC | 120 | $ 9,635,000 | $ 80,291 | $ 55,000 |
| Sioux Falls, SD | 120 | $ 14,463,000 | $ 120,525 | $ 73,000 |
| Madison, WI | 118 | $ 20,590,000 | $ 174,491 | $ 70,000 |
| Fresno, CA | 115 | $ 22,784,000 | $ 198,121 | $ 64,000 |
| Lansing-East Lansing, MI | 115 | $ 12,946,000 | $ 112,573 | $ 47,000 |
| Savannah, GA | 115 | $ 15,310,000 | $ 133,130 | $ 66,000 |
| Sumter, SC | 113 | $ 8,525,000 | $ 75,442 | $ 44,000 |
| Green Bay, WI | 111 | $ 14,584,000 | $ 131,387 | $ 60,000 |
| Morristown, TN | 110 | $ 9,250,000 | $ 84,090 | $ 49,000 |
| Augusta-Richmond County, GA-SC | 109 | $ 11,321,000 | $ 103,862 | $ 46,752 |
| Sarasota-Bradenton-Venice, FL | 108 | $ 20,130,000 | $ 186,388 | $ 152,000 |
| Topeka, KS | 108 | $ 10,628,000 | $ 98,407 | $ 31,000 |
| Dover, DE | 106 | $ 16,662,000 | $ 157,188 | $ 74,000 |
| Palm Bay-Melbourne-Titusville, FL | 106 | $ 16,578,000 | $ 156,396 | $ 57,000 |
| Fort Wayne, IN | 104 | $ 9,949,000 | $ 95,663 | $ 63,000 |
| San Diego-Carlsbad-San Marcos, CA | 104 | $ 40,270,000 | $ 387,211 | $ 80,000 |
| Goldsboro, NC | 103 | $ 7,091,000 | $ 68,844 | $ 50,000 |
| Johnstown, PA | 102 | $ 6,977,000 | $ 68,401 | $ 46,000 |
| Brunswick, GA | 101 | $ 14,668,000 | $ 145,227 | $ 110,000 |
| South Bend-Mishawaka, IN-MI | 99 | $ 9,011,000 | $ 91,020 | $ 37,222 |
| Bakersfield, CA | 97 | $ 20,094,000 | $ 207,154 | $ 71,000 |
| Canton-Massillon, OH | 95 | $ 12,212,000 | $ 128,547 | $ 60,000 |
| Clarksville, TN-KY | 95 | $ 6,992,000 | $ 73,600 | $ 57,621 |
| Flint, MI | 95 | $ 10,059,000 | $ 105,884 | $ 54,000 |
| Appleton, WI | 94 | $ 12,770,000 | $ 135,851 | $ 110,000 |
| Portland-South Portland-Biddeford, ME | 94 | $ 17,618,000 | $ 187,425 | $ 64,000 |
| Salisbury, MD | 94 | $ 13,270,000 | $ 141,170 | $ 85,000 |
| Cape Coral-Fort Myers, FL | 92 | $ 20,780,000 | $ 225,869 | $ 86,000 |
| Williamsport, PA | 92 | $ 6,811,000 | $ 74,032 | $ 45,000 |
| Fort Worth-Arlington, TX | 89 | $ 9,109,000 | $ 102,348 | $ 60,000 |
| Harrisonburg, VA | 85 | $ 8,924,000 | $ 104,988 | $ 52,000 |
| Greeley, CO | 84 | $ 14,917,000 | $ 177,583 | $ 57,000 |
| Norwich-New London, CT | 80 | $ 17,704,000 | $ 221,300 | $ 62,000 |
| Burlington, NC | 79 | $ 8,299,000 | $ 105,050 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 78 | $ 14,682,000 | $ 188,230 | $ 67,192 |
| Poughkeepsie-Newburgh-Middletown, NY | 78 | $ 19,834,000 | $ 254,282 | $ 66,000 |
| Lebanon, PA | 77 | $ 8,637,000 | $ 112,168 | $ 51,000 |
| Lexington-Fayette, KY | 77 | $ 6,118,000 | $ 79,454 | $ 58,000 |
| Lincoln, NE | 77 | $ 8,822,000 | $ 114,571 | $ 168,000 |
| Houston-Sugar Land-Baytown, TX | 75 | $ 10,649,000 | $ 141,986 | $ 65,000 |
| Joplin, MO | 74 | $ 6,202,000 | $ 83,810 | $ 43,000 |
| Memphis, TN-MS-AR | 73 | $ 8,660,000 | $ 118,630 | $ 46,767 |
| Oshkosh-Neenah, WI | 66 | $ 8,940,000 | $ 135,454 | $ 69,000 |
| Winchester, VA-WV | 66 | $ 11,211,000 | $ 169,863 | $ 61,000 |
| Gainesville, FL | 64 | $ 6,722,000 | $ 105,031 | $ 50,000 |
| State College, PA | 64 | $ 5,802,000 | $ 90,656 | $ 45,000 |
| Eugene-Springfield, OR | 63 | $ 7,966,000 | $ 126,444 | $ 49,000 |
| Port St. Lucie-Fort Pierce, FL | 63 | $ 13,025,000 | $ 206,746 | $ 61,000 |
| Blacksburg-Christiansburg-Radford, VA | 62 | $ 5,255,000 | $ 84,758 | $ 44,000 |
| Janesville, WI | 62 | $ 7,339,000 | $ 118,370 | $ 79,000 |
| Racine, WI | 61 | $ 7,895,000 | $ 129,426 | $ 48,000 |
| Rapid City, SD | 57 | $ 6,213,000 | $ 109,000 | $ 65,000 |
| Salt Lake City, UT | 57 | $ 9,663,000 | $ 169,526 | $ 74,000 |
| Evansville, IN-KY | 56 | $ 5,943,000 | $ 106,125 | $ 53,500 |
| Johnson City, TN | 56 | $ 3,418,000 | $ 61,035 | $ 64,000 |
| Prescott, AZ | 56 | $ 8,207,000 | $ 146,553 | $ 47,000 |
| Albany-Schenectady-Troy, NY | 55 | $ 8,790,000 | $ 159,818 | $ 69,000 |
| Rockford, IL | 55 | $ 6,888,000 | $ 125,236 | $ 45,000 |
| Jackson, MI | 54 | $ 7,026,000 | $ 130,111 | $ 63,000 |
| Reno-Sparks, NV | 54 | $ 12,284,000 | $ 227,481 | $ 46,000 |
| Cedar Rapids, IA | 53 | $ 5,645,000 | $ 106,509 | $ 65,000 |
| Elkhart-Goshen, IN | 52 | $ 5,893,000 | $ 113,326 | $ 50,000 |
| Tulsa, OK | 52 | $ 5,323,000 | $ 102,365 | $ 52,000 |
| Cleveland, TN | 51 | $ 3,712,000 | $ 72,784 | $ 42,000 |
| Kalamazoo-Portage, MI | 51 | $ 5,383,000 | $ 105,549 | $ 95,000 |
| Pueblo, CO | 51 | $ 5,042,000 | $ 98,862 | $ 76,000 |
| Spokane, WA | 51 | $ 6,910,000 | $ 135,490 | $ 52,000 |
| Stockton, CA | 51 | $ 16,088,000 | $ 315,450 | $ 86,000 |
| Oakland-Fremont-Hayward, CA | 50 | $ 18,508,000 | $ 370,160 | $ 100,000 |
| Santa Ana-Anaheim-Irvine, CA | 50 | $ 21,045,000 | $ 420,900 | $ 106,000 |
| Modesto, CA | 49 | $ 13,073,000 | $ 266,795 | $ 61,000 |
| Pensacola-Ferry Pass-Brent, FL | 48 | $ 7,151,000 | $ 148,979 | $ 67,000 |
| St. Joseph, MO-KS | 48 | $ 5,186,000 | $ 108,041 | $ 35,458 |
| Bloomington, IN | 47 | $ 5,106,000 | $ 108,638 | $ 57,000 |
| Buffalo-Niagara Falls, NY | 46 | $ 5,209,000 | $ 113,239 | $ 31,000 |
| Elizabethtown, KY | 46 | $ 2,820,000 | $ 61,304 | $ 49,000 |
| Naples-Marco Island, FL | 46 | $ 13,168,000 | $ 286,260 | $ 120,000 |
| Davenport-Moline-Rock Island, IA-IL | 45 | $ 4,591,000 | $ 102,022 | $ 41,333 |
| Hagerstown-Martinsburg, MD-WV | 45 | $ 9,149,000 | $ 203,311 | $ 56,000 |
| Anderson, IN | 44 | $ 3,908,000 | $ 88,818 | $ 30,000 |
| Terre Haute, IN | 44 | $ 3,447,000 | $ 78,340 | $ 55,000 |
| Visalia-Porterville, CA | 43 | $ 7,560,000 | $ 175,813 | $ 50,000 |
| Yakima, WA | 42 | $ 5,393,000 | $ 128,404 | $ 57,000 |
| Fargo, ND-MN | 41 | $ 5,699,000 | $ 139,000 | $ 92,024 |
| Muskegon-Norton Shores, MI | 41 | $ 4,182,000 | $ 102,000 | $ 51,000 |
| Waterloo-Cedar Falls, IA | 41 | $ 3,775,000 | $ 92,073 | $ 40,000 |
| Olympia, WA | 40 | $ 7,087,000 | $ 177,175 | $ 69,000 |
| Michigan City-La Porte, IN | 39 | $ 4,513,000 | $ 115,717 | $ 39,000 |
| Punta Gorda, FL | 38 | $ 9,271,000 | $ 243,973 | $ 64,000 |
| Battle Creek, MI | 37 | $ 3,538,000 | $ 95,621 | $ 41,000 |
| Coeur D'Alene, ID | 37 | $ 6,665,000 | $ 180,135 | $ 79,000 |
| Ann Arbor, MI | 36 | $ 8,280,000 | $ 230,000 | $ 334,000 |
| Kokomo, IN | 34 | $ 3,397,000 | $ 99,911 | $ 44,000 |
| Rochester, NY | 34 | $ 4,103,000 | $ 120,676 | $ 37,000 |
| Vallejo-Fairfield, CA | 34 | $ 11,889,000 | $ 349,676 | $ 178,000 |
| Saginaw-Saginaw Township North, MI | 33 | $ 2,913,000 | $ 88,272 | $ 45,000 |
| Kankakee-Bradley, IL | 32 | $ 3,729,000 | $ 116,531 | $ 49,000 |
| Athens-Clarke County, GA | 31 | $ 4,198,000 | $ 135,419 | $ 54,000 |
| Bend, OR | 30 | $ 5,577,000 | $ 185,900 | $ 59,000 |
| Kingston, NY | 30 | $ 6,523,000 | $ 217,433 | $ 63,000 |
| Oklahoma City, OK | 30 | $ 2,724,000 | $ 90,800 | $ 67,000 |
| Barnstable Town, MA | 29 | $ 10,106,000 | $ 348,482 | $ 79,000 |
| Cumberland, MD-WV | 29 | $ 3,130,000 | $ 107,931 | $ 44,000 |
| Jefferson City, MO | 29 | $ 2,678,000 | $ 92,344 | $ 42,000 |
| Mansfield, OH | 29 | $ 2,680,000 | $ 92,413 | $ 59,000 |
| Owensboro, KY | 29 | $ 1,305,000 | $ 45,000 | $ 75,000 |
| Pocatello, ID | 29 | $ 3,116,000 | $ 107,448 | $ 83,000 |
| Chico, CA | 28 | $ 5,058,000 | $ 180,642 | $ 54,000 |
| Duluth, MN-WI | 28 | $ 3,036,000 | $ 108,428 | $ 86,535 |
| Fond Du Lac, WI | 28 | $ 3,342,000 | $ 119,357 | $ 63,000 |
| Muncie, IN | 28 | $ 3,566,000 | $ 127,357 | $ 33,000 |
| Lafayette, IN | 27 | $ 2,707,000 | $ 100,259 | $ 42,000 |
| Monroe, MI | 27 | $ 3,994,000 | $ 147,925 | $ 70,000 |
| Ogden-Clearfield, UT | 27 | $ 4,622,000 | $ 171,185 | $ 50,000 |
| Pittsfield, MA | 27 | $ 4,179,000 | $ 154,777 | $ 46,000 |
| Yuma, AZ | 27 | $ 3,930,000 | $ 145,555 | $ 42,000 |
| Bangor, ME | 26 | $ 4,503,000 | $ 173,192 | $ 53,000 |
| Bremerton-Silverdale, WA | 26 | $ 4,137,000 | $ 159,115 | $ 44,000 |
| Dalton, GA | 26 | $ 2,400,000 | $ 92,307 | $ 48,000 |
| Idaho Falls, ID | 26 | $ 2,696,000 | $ 103,692 | $ 41,000 |
| Lewiston-Auburn, ME | 26 | $ 4,110,000 | $ 158,076 | $ 26,000 |
| Sheboygan, WI | 25 | $ 3,914,000 | $ 156,560 | $ 144,000 |
| Columbus, GA-AL | 24 | $ 3,435,000 | $ 143,125 | $ 47,000 |
| Fort Collins-Loveland, CO | 24 | $ 5,025,000 | $ 209,375 | $ 76,000 |
| Madera, CA | 24 | $ 5,394,000 | $ 224,750 | $ 58,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 24 | $ 9,652,000 | $ 402,166 | $ 89,000 |
| Springfield, OH | 24 | $ 1,968,000 | $ 82,000 | $ 40,000 |
| Holland-Grand Haven, MI | 23 | $ 3,518,000 | $ 152,956 | $ 68,000 |
| Niles-Benton Harbor, MI | 23 | $ 2,340,000 | $ 101,739 | $ 41,000 |
| Peoria, IL | 23 | $ 2,435,000 | $ 105,869 | $ 34,000 |
| Flagstaff, AZ | 22 | $ 4,118,000 | $ 187,181 | $ 58,000 |
| Merced, CA | 22 | $ 6,444,000 | $ 292,909 | $ 60,000 |
| El Centro, CA | 21 | $ 3,826,000 | $ 182,190 | $ 78,000 |
| Jackson, TN | 21 | $ 2,245,000 | $ 106,904 | $ 47,000 |
| Lawrence, KS | 21 | $ 2,724,000 | $ 129,714 | $ 67,000 |
| Wenatchee, WA | 21 | $ 3,279,000 | $ 156,142 | $ 53,000 |
| Las Cruces, NM | 20 | $ 2,825,000 | $ 141,250 | $ 94,000 |
| Longview, WA | 20 | $ 2,783,000 | $ 139,150 | $ 51,000 |
| Rochester, MN | 19 | $ 2,475,000 | $ 130,263 | $ 172,000 |
| Syracuse, NY | 19 | $ 2,570,000 | $ 135,263 | $ 48,000 |
| Farmington, NM | 18 | $ 2,407,000 | $ 133,722 | $ 78,000 |
| Sandusky, OH | 18 | $ 2,088,000 | $ 116,000 | $ 51,000 |
| Santa Fe, NM | 18 | $ 3,811,000 | $ 211,722 | $ 158,000 |
| Burlington-South Burlington, VT | 17 | $ 3,425,000 | $ 201,470 | $ 46,000 |
| Iowa City, IA | 17 | $ 2,518,000 | $ 148,117 | $ 169,000 |
| Logan, UT-ID | 17 | $ 1,331,000 | $ 78,294 | $ 42,941 |
| Mount Vernon-Anacortes, WA | 17 | $ 2,993,000 | $ 176,058 | $ 78,000 |
| Sebastian-Vero Beach, FL | 17 | $ 3,547,000 | $ 208,647 | $ 82,000 |
| Hanford-Corcoran, CA | 16 | $ 2,558,000 | $ 159,875 | $ 43,000 |
| Lima, OH | 16 | $ 1,883,000 | $ 117,687 | $ 46,000 |
| Panama City-Lynn Haven, FL | 16 | $ 2,336,000 | $ 146,000 | $ 65,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 8,345,000 | $ 521,562 | $ 592,000 |
| Bellingham, WA | 15 | $ 2,979,000 | $ 198,600 | $ 54,000 |
| Binghamton, NY | 15 | $ 1,352,000 | $ 90,133 | $ 24,000 |
| Champaign-Urbana, IL | 15 | $ 2,323,000 | $ 154,866 | $ 42,000 |
| Columbia, MO | 15 | $ 1,404,000 | $ 93,600 | $ 38,000 |
| Columbus, IN | 15 | $ 1,405,000 | $ 93,666 | $ 41,000 |
| McAllen-Edinburg-Mission, TX | 15 | $ 1,352,000 | $ 90,133 | $ 49,000 |
| San Antonio, TX | 15 | $ 1,839,000 | $ 122,600 | $ 49,000 |
| Wausau, WI | 15 | $ 1,566,000 | $ 104,400 | $ 45,000 |
| Yuba City, CA | 15 | $ 3,594,000 | $ 239,600 | $ 60,000 |
| Boulder, CO | 14 | $ 2,056,000 | $ 146,857 | $ 49,000 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 1,104,000 | $ 78,857 | $ 137,857 |
| Missoula, MT | 14 | $ 2,244,000 | $ 160,285 | $ 74,000 |
| Santa Rosa-Petaluma, CA | 14 | $ 4,802,000 | $ 343,000 | $ 135,000 |
| Albany, GA | 13 | $ 1,432,000 | $ 110,153 | $ 32,000 |
| Ames, IA | 13 | $ 1,443,000 | $ 111,000 | $ 44,000 |
| Bowling Green, KY | 13 | $ 1,013,000 | $ 77,923 | $ 36,000 |
| Grand Junction, CO | 13 | $ 1,954,000 | $ 150,307 | $ 83,000 |
| Macon, GA | 13 | $ 1,230,000 | $ 94,615 | $ 45,000 |
| Medford, OR | 12 | $ 2,933,000 | $ 244,416 | $ 79,000 |
| San Francisco-San Mateo-Redwood City, CA | 12 | $ 5,248,000 | $ 437,333 | $ 212,000 |
| San Luis Obispo-Paso Robles, CA | 12 | $ 3,856,000 | $ 321,333 | $ 78,000 |
| Santa Barbara-Santa Maria, CA | 12 | $ 4,746,000 | $ 395,500 | $ 57,000 |
| Austin-Round Rock, TX | 11 | $ 1,486,000 | $ 135,090 | $ 41,000 |
| Lewiston, ID-WA | 11 | $ 1,115,000 | $ 101,363 | $ 57,363 |
| Provo-Orem, UT | 11 | $ 1,500,000 | $ 136,363 | $ 65,000 |
| St. Cloud, MN | 11 | $ 1,908,000 | $ 173,454 | $ 62,000 |
| Hinesville-Fort Stewart, GA | 10 | $ 911,000 | $ 91,100 | $ 55,000 |
| Kennewick-Richland-Pasco, WA | 10 | $ 1,454,000 | $ 145,400 | $ 53,000 |
| Redding, CA | 10 | $ 2,222,000 | $ 222,200 | $ 62,000 |
| Salinas, CA | 10 | $ 3,953,000 | $ 395,300 | $ 63,000 |
| Sherman-Denison, TX | 10 | $ 915,000 | $ 91,500 | $ 61,000 |
| Carson City, NV | 9 | $ 1,714,000 | $ 190,444 | $ 46,000 |
| Dubuque, IA | 9 | $ 903,000 | $ 100,333 | $ 32,000 |
| Glens Falls, NY | 9 | $ 1,614,000 | $ 179,333 | $ 58,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 888,000 | $ 98,666 | $ 40,000 |
| Longview, TX | 9 | $ 795,000 | $ 88,333 | $ 42,000 |
| Utica-Rome, NY | 9 | $ 1,294,000 | $ 143,777 | $ 32,000 |
| Waco, TX | 9 | $ 981,000 | $ 109,000 | $ 29,000 |
| Bay City, MI | 8 | $ 763,000 | $ 95,375 | $ 44,000 |
| Billings, MT | 8 | $ 1,128,000 | $ 141,000 | $ 73,000 |
| Bismarck, ND | 8 | $ 1,211,000 | $ 151,375 | $ 80,000 |
| Corvallis, OR | 8 | $ 724,000 | $ 90,500 | $ 59,000 |
| Decatur, IL | 8 | $ 738,000 | $ 92,250 | $ 31,000 |
| Fort Walton Beach-Crestview-Destin, FL | 8 | $ 1,316,000 | $ 164,500 | $ 52,000 |
| Gainesville, GA | 8 | $ 1,253,000 | $ 156,625 | $ 89,000 |
| La Crosse, WI-MN | 8 | $ 1,092,000 | $ 136,500 | $ 54,000 |
| Warner Robins, GA | 8 | $ 997,000 | $ 124,625 | $ 38,000 |
| College Station-Bryan, TX | 7 | $ 812,000 | $ 116,000 | $ 40,000 |
| Danville, IL | 7 | $ 642,000 | $ 91,714 | $ 40,000 |
| Grand Forks, ND-MN | 7 | $ 802,000 | $ 114,571 | $ 67,857 |
| Weirton-Steubenville, WV-OH | 7 | $ 335,000 | $ 47,857 | $ 35,000 |
| Bloomington-Normal, IL | 6 | $ 957,000 | $ 159,500 | $ 69,000 |
| Corpus Christi, TX | 6 | $ 650,000 | $ 108,333 | $ 81,000 |
| El Paso, TX | 6 | $ 808,000 | $ 134,666 | $ 180,000 |
| Springfield, IL | 6 | $ 502,000 | $ 83,666 | $ 54,000 |
| St. George, UT | 6 | $ 878,000 | $ 146,333 | $ 43,000 |
| Wichita Falls, TX | 6 | $ 473,000 | $ 78,833 | $ 44,000 |
| Casper, WY | 5 | $ 673,000 | $ 134,600 | $ 54,000 |
| Eau Claire, WI | 5 | $ 744,000 | $ 148,800 | $ 54,000 |
| Tyler, TX | 5 | $ 741,000 | $ 148,200 | $ 48,000 |
| Valdosta, GA | 5 | $ 512,000 | $ 102,400 | $ 49,000 |
| Wheeling, WV-OH | 5 | $ 850,000 | $ 170,000 | $ 81,200 |
| Birmingham-Hoover, AL | 4 | $ 461,000 | $ 115,250 | $ 25,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 443,000 | $ 110,750 | $ 23,000 |
| Laredo, TX | 4 | $ 634,000 | $ 158,500 | $ 37,000 |
| Napa, CA | 3 | $ 700,000 | $ 233,333 | $ 77,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 191,000 | $ 63,666 | $ 38,000 |
| Brownsville-Harlingen, TX | 2 | $ 282,000 | $ 141,000 | $ 73,000 |
| Elmira, NY | 2 | $ 144,000 | $ 72,000 | $ 27,000 |
| Fort Smith, AR-OK | 2 | $ 200,000 | $ 100,000 | $ 38,500 |
| Great Falls, MT | 2 | $ 199,000 | $ 99,500 | $ 47,000 |
| Lawton, OK | 2 | $ 113,000 | $ 56,500 | $ 35,000 |
| Midland, TX | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Abilene, TX | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Anniston-Oxford, AL | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Hot Springs, AR | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Huntsville, AL | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Ithaca, NY | 1 | $ 186,000 | $ 186,000 | $ 39,000 |
| Little Rock-North Little Rock, AR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lubbock, TX | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| Montgomery, AL | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Rome, GA | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 340,000 | $ 340,000 | $ 60,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 60,000 | $ 60,000 | $ 0 |
Mortgage Loan Application Detail Totals for Equity One in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 53,229 | $7,604,696,000 | $142,000 | $2,420,000 | $64,000 | $9,248,000 |
| Home Purchase | 9,095 | $1,403,695,000 | $154,000 | $1,900,000 | $79,000 | $9,000,000 |
| Home Improvement | 4,604 | $283,313,000 | $61,000 | $808,000 | $61,000 | $1,680,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38,343 | $5,055,845,000 | $131,000 | $2,000,000 | $70,000 | $9,248,000 |
| Black or African American | 12,488 | $1,563,447,000 | $125,000 | $1,530,000 | $61,000 | $8,000,000 |
| Not Provided | 9,603 | $1,521,224,000 | $158,000 | $2,420,000 | $64,000 | $3,702,000 |
| Hispanic | 4,441 | $764,429,000 | $172,000 | $1,080,000 | $67,000 | $3,000,000 |
| Not applicable | 1,053 | $178,500,000 | $169,000 | $700,000 | $8,000 | $629,000 |
| Asian | 652 | $154,598,000 | $237,000 | $1,480,000 | $85,000 | $1,224,000 |
| American Indian or Alaskan Native | 221 | $30,765,000 | $139,000 | $610,000 | $92,000 | $7,000,000 |
| Native Hawaiian or Other Pacific Islander | 127 | $22,896,000 | $180,000 | $896,000 | $90,000 | $844,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 66,292 | $9,209,942,000 | $138,000 | $2,420,000 | $66,000 | $9,248,000 |
| FHA-insured (Federal Housing Administration) | 599 | $75,966,000 | $126,000 | $465,000 | $50,000 | $1,800,000 |
| VA-guaranteed (Veterans Administration) | 35 | $5,385,000 | $153,000 | $425,000 | $48,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $411,000 | $205,000 | $246,000 | $79,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 21,055 | $3,343,540,000 | $158,000 | $2,420,000 | $67,000 | $8,333,000 |
| Application Denied By Financial Institution | 19,113 | $2,508,428,000 | $131,000 | $2,000,000 | $66,000 | $9,000,000 |
| Loan Originated | 18,923 | $2,408,442,000 | $127,000 | $1,850,000 | $70,000 | $9,248,000 |
| Application Approved But Not Accepted | 6,500 | $802,290,000 | $123,000 | $1,468,000 | $64,000 | $2,943,000 |
| Loan Purchased By The Institution | 980 | $167,099,000 | $170,000 | $630,000 | $0 | $0 |
| File Closed For Incompleteness | 357 | $61,905,000 | $173,000 | $999,000 | $67,000 | $1,800,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 597 | $31,851,000 | $53,000 | $500,000 | $52,000 | $520,000 |
| Collateral | 205 | $14,318,000 | $69,000 | $654,000 | $58,000 | $371,000 |
| Debt-To-Income Ratio | 204 | $12,457,000 | $61,000 | $433,000 | $42,000 | $149,000 |
| Other | 95 | $6,465,000 | $68,000 | $428,000 | $51,000 | $248,000 |
| Unverifiable Information | 17 | $1,576,000 | $92,000 | $386,000 | $56,000 | $144,000 |
| Credit Application Incomplete | 10 | $683,000 | $68,000 | $321,000 | $51,000 | $165,000 |
| Employment History | 5 | $216,000 | $43,000 | $102,000 | $49,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $104,000 | $52,000 | $89,000 | $40,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity One's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity One's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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