Equity Resources Inc Mortgage Lending & HMDA Data, 2017

In 2017, Equity Resources Inc of Newark, OH reported 6,458 mortgage applications totaling $1.2 billion, down 10% from 2016. The average application was for $180,486, and applicants reported an average income of $82,885. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Pittsburgh, PA (1,310), Columbus, OH (913) and Raleigh, NC (651) (applications in parentheses).

Mortgage Company & Address Equity Resources Inc
Po Box 5177
Newark, OH 43055
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,458
Total Mortgage Loan Application Amount $1,165,585,000
Average Mortgage Loan Application Amount $180,486
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $82,885
Highest Applicant Income $3,938,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Resources Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Resources Inc by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 600 $ 103,358,000 $ 172,263 $ 91,000
Wake, North Carolina 521 $ 126,560,000 $ 242,917 $ 108,000
Franklin, Ohio 392 $ 66,793,000 $ 170,390 $ 85,000
Lucas, Ohio 269 $ 33,666,000 $ 125,152 $ 63,000
Washington, Pennsylvania 230 $ 34,360,000 $ 149,391 $ 76,000
Beaver, Pennsylvania 213 $ 30,654,000 $ 143,915 $ 72,000
Guilford, North Carolina 209 $ 33,736,000 $ 161,416 $ 80,000
Hamilton, Ohio 185 $ 23,440,000 $ 126,702 $ 69,000
Delaware, Ohio 176 $ 44,982,000 $ 255,579 $ 113,000
Licking, Ohio 163 $ 22,896,000 $ 140,466 $ 67,000
Westmoreland, Pennsylvania 142 $ 19,017,000 $ 133,922 $ 66,000
St. Mary's, Maryland 116 $ 30,452,000 $ 262,517 $ 98,000
Johnston, North Carolina 114 $ 21,323,000 $ 187,043 $ 77,000
Montgomery, Maryland 110 $ 33,058,000 $ 300,527 $ 106,000
Montgomery, Ohio 108 $ 13,043,000 $ 120,768 $ 78,000
Fairfield, Ohio 101 $ 17,759,000 $ 175,831 $ 81,000
Wood, Ohio 101 $ 14,040,000 $ 139,009 $ 68,000
Monroe, Michigan 97 $ 14,073,000 $ 145,082 $ 68,000
Blair, Pennsylvania 96 $ 13,082,000 $ 136,270 $ 75,000
Prince George's, Maryland 94 $ 25,079,000 $ 266,797 $ 90,000
Baltimore, Maryland 92 $ 20,123,000 $ 218,728 $ 77,000
Butler, Pennsylvania 85 $ 17,816,000 $ 209,600 $ 93,000
Clermont, Ohio 73 $ 12,926,000 $ 177,068 $ 74,000
Warren, Ohio 70 $ 12,651,000 $ 180,728 $ 83,000
Erie, Pennsylvania 64 $ 8,363,000 $ 130,671 $ 63,000
Horry, South Carolina 63 $ 9,339,000 $ 148,238 $ 64,000
Butler, Ohio 57 $ 8,787,000 $ 154,157 $ 80,000
Durham, North Carolina 55 $ 11,795,000 $ 214,454 $ 93,000
Mercer, Pennsylvania 55 $ 5,939,000 $ 107,981 $ 60,000
Anne Arundel, Maryland 52 $ 12,949,000 $ 249,019 $ 82,000
Calvert, Maryland 50 $ 10,876,000 $ 217,520 $ 95,000
Forsyth, North Carolina 50 $ 7,846,000 $ 156,920 $ 72,000
Miami, Ohio 49 $ 6,703,000 $ 136,795 $ 65,000
Plymouth, Massachusetts 45 $ 11,463,000 $ 254,733 $ 72,000
Mecklenburg, North Carolina 40 $ 7,568,000 $ 189,200 $ 96,000
Baltimore City, Maryland 39 $ 6,102,000 $ 156,461 $ 75,000
Harford, Maryland 39 $ 8,855,000 $ 227,051 $ 82,000
Fulton, Ohio 39 $ 4,931,000 $ 126,435 $ 59,000
Lawrence, Pennsylvania 37 $ 3,807,000 $ 102,891 $ 50,000
Hillsborough, Florida 33 $ 6,805,000 $ 206,212 $ 96,000
Sarasota, Florida 33 $ 5,606,000 $ 169,878 $ 207,000
Union, Ohio 32 $ 8,215,000 $ 256,718 $ 103,000
Fayette, Pennsylvania 30 $ 3,714,000 $ 123,800 $ 61,000
Harnett, North Carolina 29 $ 4,266,000 $ 147,103 $ 60,000
Manatee, Florida 27 $ 4,463,000 $ 165,296 $ 74,000
Pinellas, Florida 24 $ 4,428,000 $ 184,500 $ 90,000
Clinton, Ohio 23 $ 2,654,000 $ 115,391 $ 55,000
New Haven, Connecticut 22 $ 3,618,000 $ 164,454 $ 74,000
District of Columbia, District Of Columbia 22 $ 8,295,000 $ 377,045 $ 113,000
Charles, Maryland 22 $ 5,912,000 $ 268,727 $ 75,000
Rockingham, North Carolina 22 $ 3,560,000 $ 161,818 $ 72,000
Frederick, Maryland 20 $ 5,421,000 $ 271,050 $ 82,000
Howard, Maryland 20 $ 5,784,000 $ 289,200 $ 106,000
Orange, North Carolina 20 $ 5,522,000 $ 276,100 $ 124,000
Randolph, North Carolina 20 $ 2,750,000 $ 137,500 $ 77,000
Knox, Ohio 20 $ 2,582,000 $ 129,100 $ 65,000
Perry, Ohio 20 $ 2,946,000 $ 147,300 $ 67,000
Carroll, Maryland 18 $ 4,825,000 $ 268,055 $ 83,000
Carteret, North Carolina 18 $ 4,209,000 $ 233,833 $ 110,000
Berkeley, South Carolina 18 $ 4,745,000 $ 263,611 $ 81,000
Dorchester, South Carolina 18 $ 3,336,000 $ 185,333 $ 67,000
Davidson, North Carolina 17 $ 2,899,000 $ 170,529 $ 73,000
Suffolk, Massachusetts 16 $ 8,049,000 $ 503,062 $ 140,000
Franklin, North Carolina 16 $ 3,624,000 $ 226,500 $ 76,000
Scioto, Ohio 16 $ 2,390,000 $ 149,375 $ 56,000
Cambria, Pennsylvania 16 $ 1,804,000 $ 112,750 $ 65,000
Greene, Pennsylvania 16 $ 2,294,000 $ 143,375 $ 69,000
Polk, Florida 15 $ 2,510,000 $ 167,333 $ 71,000
Bristol, Massachusetts 15 $ 3,707,000 $ 247,133 $ 81,000
Alamance, North Carolina 15 $ 2,202,000 $ 146,800 $ 81,000
Greene, Ohio 15 $ 2,146,000 $ 143,066 $ 74,000
Pickaway, Ohio 14 $ 3,048,000 $ 217,714 $ 94,000
Brunswick, North Carolina 13 $ 2,090,000 $ 160,769 $ 83,000
Wayne, Michigan 12 $ 1,317,000 $ 109,750 $ 61,000
Rowan, North Carolina 12 $ 1,833,000 $ 152,750 $ 53,000
Marion, Ohio 12 $ 1,343,000 $ 111,916 $ 53,000
Craven, North Carolina 11 $ 1,582,000 $ 143,818 $ 62,000
Cumberland, North Carolina 11 $ 1,258,000 $ 114,363 $ 55,000
Shelby, Ohio 11 $ 1,430,000 $ 130,000 $ 71,000
Charlotte, Florida 10 $ 1,564,000 $ 156,400 $ 56,000
Chatham, North Carolina 10 $ 2,437,000 $ 243,700 $ 133,000
Granville, North Carolina 10 $ 2,118,000 $ 211,800 $ 61,000
Moore, North Carolina 10 $ 2,008,000 $ 200,800 $ 118,000
Ottawa, Ohio 10 $ 1,241,000 $ 124,100 $ 41,000
Armstrong, Pennsylvania 10 $ 1,130,000 $ 113,000 $ 60,000
Iredell, North Carolina 9 $ 950,000 $ 105,555 $ 42,000
Pitt, North Carolina 9 $ 1,759,000 $ 195,444 $ 96,000
Mahoning, Ohio 9 $ 1,043,000 $ 115,888 $ 65,000
Richland, Ohio 9 $ 1,023,000 $ 113,666 $ 55,000
York, Pennsylvania 9 $ 1,508,000 $ 167,555 $ 85,000
Providence, Rhode Island 9 $ 2,036,000 $ 226,222 $ 65,000
Charleston, South Carolina 9 $ 1,840,000 $ 204,444 $ 98,000
Fairfield, Connecticut 8 $ 2,216,000 $ 277,000 $ 107,000
Pasco, Florida 8 $ 1,220,000 $ 152,500 $ 64,000
Middlesex, Massachusetts 8 $ 1,901,000 $ 237,625 $ 119,000
Cabarrus, North Carolina 8 $ 1,139,000 $ 142,375 $ 57,000
Onslow, North Carolina 8 $ 1,250,000 $ 156,250 $ 225,000
Brown, Ohio 8 $ 1,322,000 $ 165,250 $ 85,000
Morrow, Ohio 8 $ 1,386,000 $ 173,250 $ 68,000
Trumbull, Ohio 8 $ 869,000 $ 108,625 $ 43,000
Fairfax, Virginia 8 $ 2,387,000 $ 298,375 $ 115,000
Union, North Carolina 7 $ 1,598,000 $ 228,285 $ 109,000
Wilson, North Carolina 7 $ 1,177,000 $ 168,142 $ 92,000
Clark, Ohio 7 $ 808,000 $ 115,428 $ 58,000
Cuyahoga, Ohio 7 $ 1,436,000 $ 205,142 $ 93,000
Muskingum, Ohio 7 $ 758,000 $ 108,285 $ 76,000
Sandusky, Ohio 7 $ 600,000 $ 85,714 $ 43,000
Crawford, Pennsylvania 7 $ 955,000 $ 136,428 $ 68,000
Loudoun, Virginia 7 $ 2,775,000 $ 396,428 $ 129,000
Prince William, Virginia 7 $ 2,315,000 $ 330,714 $ 102,000
Cecil, Maryland 6 $ 1,236,000 $ 206,000 $ 61,000
Gaston, North Carolina 6 $ 754,000 $ 125,666 $ 57,000
Nash, North Carolina 6 $ 743,000 $ 123,833 $ 53,000
New Hanover, North Carolina 6 $ 1,786,000 $ 297,666 $ 122,000
Highland, Ohio 6 $ 753,000 $ 125,500 $ 61,000
Chester, Pennsylvania 6 $ 1,739,000 $ 289,833 $ 163,000
Somerset, Pennsylvania 6 $ 714,000 $ 119,000 $ 74,000
Litchfield, Connecticut 5 $ 871,000 $ 174,200 $ 36,000
Marion, Florida 5 $ 523,000 $ 104,600 $ 45,000
Jackson, Michigan 5 $ 880,000 $ 176,000 $ 63,000
Burke, North Carolina 5 $ 681,000 $ 136,200 $ 51,000
Lee, North Carolina 5 $ 625,000 $ 125,000 $ 47,000
Adams, Ohio 5 $ 639,000 $ 127,800 $ 67,000
Champaign, Ohio 5 $ 605,000 $ 121,000 $ 80,000
Henry, Ohio 5 $ 546,000 $ 109,200 $ 48,000
Stark, Ohio 5 $ 1,021,000 $ 204,200 $ 134,000
Summit, Ohio 5 $ 1,203,000 $ 240,600 $ 151,000
Bedford, Pennsylvania 5 $ 675,000 $ 135,000 $ 50,000
Brevard, Florida 4 $ 924,000 $ 231,000 $ 96,000
Lee, Florida 4 $ 700,000 $ 175,000 $ 76,000
Orange, Florida 4 $ 755,000 $ 188,750 $ 229,000
Washington, Maryland 4 $ 793,000 $ 198,250 $ 47,000
Norfolk, Massachusetts 4 $ 1,252,000 $ 313,000 $ 78,000
Lenawee, Michigan 4 $ 593,000 $ 148,250 $ 85,000
Surry, North Carolina 4 $ 628,000 $ 157,000 $ 55,000
Vance, North Carolina 4 $ 643,000 $ 160,750 $ 62,000
Wayne, North Carolina 4 $ 497,000 $ 124,250 $ 26,000
Coshocton, Ohio 4 $ 490,000 $ 122,500 $ 51,000
Hocking, Ohio 4 $ 389,000 $ 97,250 $ 43,000
Adams, Pennsylvania 4 $ 599,000 $ 149,750 $ 63,000
Berks, Pennsylvania 4 $ 601,000 $ 150,250 $ 76,000
Lancaster, Pennsylvania 4 $ 753,000 $ 188,250 $ 91,000
Marion, Indiana 3 $ 549,000 $ 183,000 $ 77,000
Worcester, Maryland 3 $ 545,000 $ 181,666 $ 153,000
Essex, Massachusetts 3 $ 1,521,000 $ 507,000 $ 91,000
Calhoun, Michigan 3 $ 199,000 $ 66,333 $ 40,000
Washtenaw, Michigan 3 $ 402,000 $ 134,000 $ 52,000
Alexander, North Carolina 3 $ 461,000 $ 153,666 $ 87,000
Columbiana, Ohio 3 $ 424,000 $ 141,333 $ 80,000
Darke, Ohio 3 $ 222,000 $ 74,000 $ 50,000
Madison, Ohio 3 $ 413,000 $ 137,666 $ 40,000
Clarion, Pennsylvania 3 $ 469,000 $ 156,333 $ 76,000
Elk, Pennsylvania 3 $ 303,000 $ 101,000 $ 73,000
Spotsylvania, Virginia 3 $ 619,000 $ 206,333 $ 47,000
Stafford, Virginia 3 $ 915,000 $ 305,000 $ 87,000
Collier, Florida 2 $ 461,000 $ 230,500 $ 93,000
Duval, Florida 2 $ 396,000 $ 198,000 $ 101,000
Hernando, Florida 2 $ 259,000 $ 129,500 $ 114,000
Campbell, Kentucky 2 $ 283,000 $ 141,500 $ 59,000
Garrett, Maryland 2 $ 549,000 $ 274,500 $ 187,000
Wicomico, Maryland 2 $ 274,000 $ 137,000 $ 91,000
Macomb, Michigan 2 $ 287,000 $ 143,500 $ 90,000
Hillsborough, New Hampshire 2 $ 469,000 $ 234,500 $ 74,000
Ashe, North Carolina 2 $ 218,000 $ 109,000 $ 74,000
Caldwell, North Carolina 2 $ 384,000 $ 192,000 $ 74,000
Caswell, North Carolina 2 $ 206,000 $ 103,000 $ 33,000
Cleveland, North Carolina 2 $ 237,000 $ 118,500 $ 46,000
Davie, North Carolina 2 $ 391,000 $ 195,500 $ 72,000
Lenoir, North Carolina 2 $ 255,000 $ 127,500 $ 77,000
Northampton, North Carolina 2 $ 208,000 $ 104,000 $ 51,000
Pender, North Carolina 2 $ 269,000 $ 134,500 $ 62,000
Person, North Carolina 2 $ 295,000 $ 147,500 $ 51,000
Stokes, North Carolina 2 $ 293,000 $ 146,500 $ 56,000
Watauga, North Carolina 2 $ 433,000 $ 216,500 $ 108,000
Allen, Ohio 2 $ 158,000 $ 79,000 $ 46,000
Ashland, Ohio 2 $ 175,000 $ 87,500 $ 72,000
Ashtabula, Ohio 2 $ 123,000 $ 61,500 $ 138,000
Erie, Ohio 2 $ 209,000 $ 104,500 $ 58,000
Hancock, Ohio 2 $ 437,000 $ 218,500 $ 84,000
Logan, Ohio 2 $ 530,000 $ 265,000 $ 77,000
Lorain, Ohio 2 $ 485,000 $ 242,500 $ 107,000
Preble, Ohio 2 $ 283,000 $ 141,500 $ 60,000
Ross, Ohio 2 $ 232,000 $ 116,000 $ 55,000
Centre, Pennsylvania 2 $ 460,000 $ 230,000 $ 75,000
Clearfield, Pennsylvania 2 $ 237,000 $ 118,500 $ 78,000
Lycoming, Pennsylvania 2 $ 218,000 $ 109,000 $ 44,000
Philadelphia, Pennsylvania 2 $ 441,000 $ 220,500 $ 59,000
Union, Pennsylvania 2 $ 376,000 $ 188,000 $ 71,000
York, South Carolina 2 $ 236,000 $ 118,000 $ 109,000
Caroline, Virginia 2 $ 366,000 $ 183,000 $ 94,000
Hanover, Virginia 2 $ 820,000 $ 410,000 $ 92,000
Windham, Connecticut 1 $ 219,000 $ 219,000 $ 90,000
Alachua, Florida 1 $ 88,000 $ 88,000 $ 81,000
Bay, Florida 1 $ 68,000 $ 68,000 $ 100,000
Broward, Florida 1 $ 213,000 $ 213,000 $ 66,000
Citrus, Florida 1 $ 142,000 $ 142,000 $ 74,000
Martin, Florida 1 $ 361,000 $ 361,000 $ 120,000
Palm Beach, Florida 1 $ 262,000 $ 262,000 $ 134,000
Seminole, Florida 1 $ 211,000 $ 211,000 $ 56,000
St. Lucie, Florida 1 $ 185,000 $ 185,000 $ 20,000
Volusia, Florida 1 $ 424,000 $ 424,000 $ 219,000
Walton, Florida 1 $ 258,000 $ 258,000 $ 148,000
Union, Indiana 1 $ 134,000 $ 134,000 $ 69,000
Wayne, Indiana 1 $ 56,000 $ 56,000 $ 49,000
Boyd, Kentucky 1 $ 53,000 $ 53,000 $ 18,000
Bracken, Kentucky 1 $ 202,000 $ 202,000 $ 83,000
Jefferson, Kentucky 1 $ 20,000 $ 20,000 $ 64,000
Kenton, Kentucky 1 $ 424,000 $ 424,000 $ 94,000
Mason, Kentucky 1 $ 157,000 $ 157,000 $ 64,000
Morgan, Kentucky 1 $ 72,000 $ 72,000 $ 172,000
Caroline, Maryland 1 $ 312,000 $ 312,000 $ 109,000
Worcester, Massachusetts 1 $ 172,000 $ 172,000 $ 53,000
Hillsdale, Michigan 1 $ 113,000 $ 113,000 $ 48,000
Ingham, Michigan 1 $ 167,000 $ 167,000 $ 43,000
Oakland, Michigan 1 $ 82,000 $ 82,000 $ 44,000
Coos, New Hampshire 1 $ 57,000 $ 57,000 $ 35,000
Merrimack, New Hampshire 1 $ 225,000 $ 225,000 $ 117,000
Anson, North Carolina 1 $ 100,000 $ 100,000 $ 50,000
Currituck, North Carolina 1 $ 262,000 $ 262,000 $ 66,000
Edgecombe, North Carolina 1 $ 81,000 $ 81,000 $ 33,000
Halifax, North Carolina 1 $ 152,000 $ 152,000 $ 153,000
Haywood, North Carolina 1 $ 186,000 $ 186,000 $ 73,000
Hoke, North Carolina 1 $ 100,000 $ 100,000 $ 107,000
Lincoln, North Carolina 1 $ 593,000 $ 593,000 $ 292,000
Martin, North Carolina 1 $ 70,000 $ 70,000 $ 182,000
Pamlico, North Carolina 1 $ 125,000 $ 125,000 $ 155,000
Robeson, North Carolina 1 $ 157,000 $ 157,000 $ 48,000
Sampson, North Carolina 1 $ 111,000 $ 111,000 $ 59,000
Warren, North Carolina 1 $ 476,000 $ 476,000 $ 290,000
Washington, North Carolina 1 $ 94,000 $ 94,000 $ 75,000
Wilkes, North Carolina 1 $ 213,000 $ 213,000 $ 93,000
Belmont, Ohio 1 $ 153,000 $ 153,000 $ 53,000
Carroll, Ohio 1 $ 248,000 $ 248,000 $ 124,000
Defiance, Ohio 1 $ 159,000 $ 159,000 $ 89,000
Fayette, Ohio 1 $ 167,000 $ 167,000 $ 53,000
Geauga, Ohio 1 $ 167,000 $ 167,000 $ 62,000
Hardin, Ohio 1 $ 218,000 $ 218,000 $ 61,000
Harrison, Ohio 1 $ 136,000 $ 136,000 $ 46,000
Lake, Ohio 1 $ 207,000 $ 207,000 $ 116,000
Lawrence, Ohio 1 $ 125,000 $ 125,000 $ 82,000
Medina, Ohio 1 $ 143,000 $ 143,000 $ 108,000
Putnam, Ohio 1 $ 76,000 $ 76,000 $ 37,000
Seneca, Ohio 1 $ 86,000 $ 86,000 $ 50,000
Washington, Ohio 1 $ 184,000 $ 184,000 $ 60,000
Wyandot, Ohio 1 $ 160,000 $ 160,000 $ 70,000
Bradford, Pennsylvania 1 $ 137,000 $ 137,000 $ 103,000
Bucks, Pennsylvania 1 $ 213,000 $ 213,000 $ 62,000
Cumberland, Pennsylvania 1 $ 171,000 $ 171,000 $ 97,000
Dauphin, Pennsylvania 1 $ 125,000 $ 125,000 $ 46,000
Forest, Pennsylvania 1 $ 34,000 $ 34,000 $ 114,000
Franklin, Pennsylvania 1 $ 160,000 $ 160,000 $ 65,000
Huntingdon, Pennsylvania 1 $ 213,000 $ 213,000 $ 71,000
Indiana, Pennsylvania 1 $ 96,000 $ 96,000 $ 128,000
Lackawanna, Pennsylvania 1 $ 155,000 $ 155,000 $ 64,000
Lebanon, Pennsylvania 1 $ 143,000 $ 143,000 $ 57,000
Lehigh, Pennsylvania 1 $ 150,000 $ 150,000 $ 36,000
Montgomery, Pennsylvania 1 $ 428,000 $ 428,000 $ 183,000
Northampton, Pennsylvania 1 $ 80,000 $ 80,000 $ 42,000
Potter, Pennsylvania 1 $ 74,000 $ 74,000 $ 94,000
Venango, Pennsylvania 1 $ 161,000 $ 161,000 $ 74,000
Warren, Pennsylvania 1 $ 124,000 $ 124,000 $ 81,000
Kent, Rhode Island 1 $ 164,000 $ 164,000 $ 48,000
Chester, South Carolina 1 $ 83,000 $ 83,000 $ 31,000
Florence, South Carolina 1 $ 190,000 $ 190,000 $ 204,000
Lexington, South Carolina 1 $ 133,000 $ 133,000 $ 75,000
Williamsburg, South Carolina 1 $ 61,000 $ 61,000 $ 16,000
Alexandria, Virginia 1 $ 400,000 $ 400,000 $ 107,000
Fauquier, Virginia 1 $ 466,000 $ 466,000 $ 113,000
Henry, Virginia 1 $ 155,000 $ 155,000 $ 49,000
King George, Virginia 1 $ 362,000 $ 362,000 $ 86,000
Lynchburg, Virginia 1 $ 335,000 $ 335,000 $ 64,000
Manassas, Virginia 1 $ 379,000 $ 379,000 $ 160,000

Mortgage Loan Application Detail Totals for Equity Resources Inc in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,292 $949,948,000 $179,000 $1,000,000 $80,000 $1,569,000
Refinancing 1,163 $215,186,000 $185,000 $675,000 $96,000 $3,938,000
Home Improvement 3 $451,000 $150,000 $226,000 $89,000 $198,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,997 $865,239,000 $173,000 $827,000 $83,000 $3,938,000
Black or African American 663 $123,988,000 $187,000 $636,000 $70,000 $589,000
Asian 382 $93,280,000 $244,000 $1,000,000 $116,000 $481,000
Hispanic 333 $67,211,000 $201,000 $692,000 $70,000 $274,000
Not Provided 52 $9,407,000 $180,000 $510,000 $98,000 $442,000
American Indian or Alaskan Native 19 $4,029,000 $212,000 $466,000 $68,000 $113,000
Native Hawaiian or Other Pacific Islander 12 $2,431,000 $202,000 $286,000 $81,000 $145,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,669 $700,898,000 $191,000 $1,000,000 $98,000 $3,938,000
FHA-insured (Federal Housing Administration) 1,926 $313,018,000 $162,000 $692,000 $64,000 $960,000
VA-guaranteed (Veterans Administration) 471 $95,353,000 $202,000 $749,000 $75,000 $271,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 392 $56,316,000 $143,000 $325,000 $51,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,587 $822,055,000 $179,000 $1,000,000 $81,000 $1,104,000
Application Withdrawn By Applicant 1,468 $275,240,000 $187,000 $900,000 $88,000 $1,569,000
Application Denied By Financial Institution 270 $40,251,000 $149,000 $557,000 $83,000 $3,938,000
Application Approved But Not Accepted 133 $28,039,000 $210,000 $601,000 $87,000 $354,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 37 $5,314,000 $143,000 $387,000 $83,000 $292,000
Credit History 26 $3,995,000 $153,000 $422,000 $85,000 $420,000
Debt-To-Income Ratio 20 $3,057,000 $152,000 $557,000 $258,000 $3,938,000
Collateral 8 $993,000 $124,000 $271,000 $49,000 $87,000
Unverifiable Information 4 $815,000 $203,000 $250,000 $53,000 $89,000
Insufficient Cash (Downpayment, Closing Cost) 4 $486,000 $121,000 $138,000 $52,000 $68,000
Employment History 1 $282,000 $282,000 $282,000 $90,000 $90,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources Inc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Resources Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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