Equity Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Equity Services, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Services, Inc. 5711 Six Forks Road, Ste 201 Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,505 |
| Total Mortgage Loan Application Amount | $426,282,000 |
| Average Mortgage Loan Application Amount | $177,923 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $97,365 |
| Highest Applicant Income | $1,258,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Equity Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Equity Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Services, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 741 | $ 136,319,000 | $ 183,000 | $ 85,000 |
| Washington County Virginia | 108 | $ 13,779,000 | $ 127,000 | $ 50,000 |
| Durham County North Carolina | 82 | $ 14,544,000 | $ 177,000 | $ 89,000 |
| Mecklenburg County North Carolina | 57 | $ 9,509,000 | $ 166,000 | $ 67,000 |
| Johnston County North Carolina | 51 | $ 6,208,000 | $ 121,000 | $ 59,000 |
| Moore County North Carolina | 47 | $ 8,119,000 | $ 172,000 | $ 84,000 |
| Guilford County North Carolina | 44 | $ 6,546,000 | $ 148,000 | $ 62,000 |
| Orange County North Carolina | 41 | $ 7,424,000 | $ 181,000 | $ 81,000 |
| Fairfax County Virginia | 40 | $ 9,971,000 | $ 249,000 | $ 100,000 |
| New Hanover County North Carolina | 34 | $ 7,656,000 | $ 225,000 | $ 153,000 |
| Sullivan County Tennessee | 31 | $ 3,032,000 | $ 97,000 | $ 34,000 |
| Palm Beach County Florida | 30 | $ 5,636,000 | $ 187,000 | $ 137,000 |
| Cumberland County North Carolina | 28 | $ 3,275,000 | $ 116,000 | $ 64,000 |
| Cleveland County North Carolina | 27 | $ 3,523,000 | $ 130,000 | $ 49,000 |
| Forsyth County North Carolina | 26 | $ 3,550,000 | $ 136,000 | $ 92,000 |
| Watauga County North Carolina | 25 | $ 4,885,000 | $ 195,000 | $ 95,000 |
| Harnett County North Carolina | 24 | $ 2,724,000 | $ 113,000 | $ 55,000 |
| Davidson County North Carolina | 23 | $ 2,971,000 | $ 129,000 | $ 67,000 |
| Prince William County Virginia | 20 | $ 4,182,000 | $ 209,000 | $ 86,000 |
| Prince George's County Maryland | 19 | $ 3,312,000 | $ 174,000 | $ 77,000 |
| Person County North Carolina | 19 | $ 3,202,000 | $ 168,000 | $ 74,000 |
| Carteret County North Carolina | 18 | $ 5,719,000 | $ 317,000 | $ 196,000 |
| Bristol County Virginia | 18 | $ 1,339,000 | $ 74,000 | $ 47,000 |
| Horry County South Carolina | 17 | $ 2,430,000 | $ 142,000 | $ 93,000 |
| Russell County Virginia | 17 | $ 1,749,000 | $ 102,000 | $ 51,000 |
| Chatham County North Carolina | 15 | $ 3,490,000 | $ 232,000 | $ 131,000 |
| Montgomery County Maryland | 14 | $ 3,673,000 | $ 262,000 | $ 99,000 |
| Gaston County North Carolina | 14 | $ 1,673,000 | $ 119,000 | $ 65,000 |
| Granville County North Carolina | 14 | $ 1,603,000 | $ 114,000 | $ 44,000 |
| Loudoun County Virginia | 14 | $ 3,754,000 | $ 268,000 | $ 128,000 |
| Tazewell County Virginia | 14 | $ 1,403,000 | $ 100,000 | $ 43,000 |
| Brunswick County North Carolina | 13 | $ 2,761,000 | $ 212,000 | $ 164,000 |
| Wilson County North Carolina | 13 | $ 2,994,000 | $ 230,000 | $ 94,000 |
| Iredell County North Carolina | 12 | $ 1,979,000 | $ 164,000 | $ 85,000 |
| Pitt County North Carolina | 12 | $ 1,706,000 | $ 142,000 | $ 60,000 |
| Randolph County North Carolina | 12 | $ 1,440,000 | $ 120,000 | $ 81,000 |
| Alexandria County Virginia | 12 | $ 3,511,000 | $ 292,000 | $ 153,000 |
| Broward County Florida | 11 | $ 2,132,000 | $ 193,000 | $ 74,000 |
| Fulton County Georgia | 11 | $ 2,713,000 | $ 246,000 | $ 103,000 |
| Frederick County Maryland | 11 | $ 2,281,000 | $ 207,000 | $ 81,000 |
| Virginia Beach County Virginia | 11 | $ 1,935,000 | $ 175,000 | $ 82,000 |
| Alamance County North Carolina | 10 | $ 1,213,000 | $ 121,000 | $ 60,000 |
| Union County North Carolina | 10 | $ 2,486,000 | $ 248,000 | $ 88,000 |
| Pinellas County Florida | 9 | $ 893,000 | $ 99,000 | $ 160,000 |
| Anne Arundel County Maryland | 9 | $ 2,173,000 | $ 241,000 | $ 84,000 |
| Baltimore County Maryland | 9 | $ 1,895,000 | $ 210,000 | $ 144,000 |
| Buncombe County North Carolina | 9 | $ 1,179,000 | $ 131,000 | $ 72,000 |
| Richmond County North Carolina | 9 | $ 905,000 | $ 100,000 | $ 58,000 |
| Arlington County Virginia | 9 | $ 2,815,000 | $ 312,000 | $ 125,000 |
| Smyth County Virginia | 9 | $ 1,053,000 | $ 117,000 | $ 23,000 |
| Seminole County Florida | 8 | $ 1,557,000 | $ 194,000 | $ 81,000 |
| Catawba County North Carolina | 8 | $ 1,568,000 | $ 196,000 | $ 142,000 |
| Franklin County North Carolina | 8 | $ 1,176,000 | $ 147,000 | $ 64,000 |
| Robeson County North Carolina | 8 | $ 885,000 | $ 110,000 | $ 72,000 |
| Buchanan County Virginia | 8 | $ 620,000 | $ 77,000 | $ 45,000 |
| Norfolk County Virginia | 8 | $ 1,262,000 | $ 157,000 | $ 151,000 |
| Miami-Dade County Florida | 7 | $ 1,608,000 | $ 229,000 | $ 187,000 |
| Orange County Florida | 7 | $ 1,130,000 | $ 161,000 | $ 67,000 |
| Montgomery County North Carolina | 7 | $ 1,032,000 | $ 147,000 | $ 79,000 |
| Northampton County North Carolina | 7 | $ 503,000 | $ 71,000 | $ 40,000 |
| Mercer County West Virginia | 7 | $ 780,000 | $ 111,000 | $ 63,000 |
| Duval County Florida | 6 | $ 900,000 | $ 150,000 | $ 86,000 |
| Lee County Florida | 6 | $ 1,278,000 | $ 213,000 | $ 101,000 |
| Cobb County Georgia | 6 | $ 1,038,000 | $ 173,000 | $ 95,000 |
| Avery County North Carolina | 6 | $ 1,207,000 | $ 201,000 | $ 110,000 |
| Nash County North Carolina | 6 | $ 705,000 | $ 117,000 | $ 63,000 |
| Vance County North Carolina | 6 | $ 757,000 | $ 126,000 | $ 77,000 |
| Warren County North Carolina | 6 | $ 675,000 | $ 112,000 | $ 87,000 |
| Shelby County Tennessee | 6 | $ 1,107,000 | $ 184,000 | $ 99,000 |
| Henrico County Virginia | 6 | $ 1,286,000 | $ 214,000 | $ 146,000 |
| Henry County Virginia | 6 | $ 648,000 | $ 108,000 | $ 80,000 |
| Spotsylvania County Virginia | 6 | $ 623,000 | $ 103,000 | $ 73,000 |
| Volusia County Florida | 5 | $ 654,000 | $ 130,000 | $ 67,000 |
| Gwinnett County Georgia | 5 | $ 1,347,000 | $ 269,000 | $ 104,000 |
| Howard County Maryland | 5 | $ 682,000 | $ 136,000 | $ 106,000 |
| Lincoln County North Carolina | 5 | $ 986,000 | $ 197,000 | $ 106,000 |
| Knox County Tennessee | 5 | $ 683,000 | $ 136,000 | $ 85,000 |
| Chesterfield County Virginia | 5 | $ 719,000 | $ 143,000 | $ 108,000 |
| Richmond City County Virginia | 5 | $ 688,000 | $ 137,000 | $ 80,000 |
| Polk County Florida | 4 | $ 645,000 | $ 161,000 | $ 72,000 |
| Baltimore City County Maryland | 4 | $ 605,000 | $ 151,000 | $ 39,000 |
| Charles County Maryland | 4 | $ 882,000 | $ 220,000 | $ 83,000 |
| Ashe County North Carolina | 4 | $ 512,000 | $ 128,000 | $ 56,000 |
| Cabarrus County North Carolina | 4 | $ 418,000 | $ 104,000 | $ 99,000 |
| Dare County North Carolina | 4 | $ 1,083,000 | $ 270,000 | $ 125,000 |
| Henderson County North Carolina | 4 | $ 711,000 | $ 177,000 | $ 218,000 |
| Pender County North Carolina | 4 | $ 742,000 | $ 185,000 | $ 74,000 |
| Rowan County North Carolina | 4 | $ 681,000 | $ 170,000 | $ 75,000 |
| Davidson County Tennessee | 4 | $ 502,000 | $ 125,000 | $ 64,000 |
| Stafford County Virginia | 4 | $ 1,018,000 | $ 254,000 | $ 89,000 |
| Eagle County Colorado | 3 | $ 767,000 | $ 255,000 | $ 68,000 |
| Larimer County Colorado | 3 | $ 547,000 | $ 182,000 | $ 94,000 |
| Hillsborough County Florida | 3 | $ 444,000 | $ 148,000 | $ 76,000 |
| Carroll County Georgia | 3 | $ 224,000 | $ 74,000 | $ 82,000 |
| Coweta County Georgia | 3 | $ 287,000 | $ 95,000 | $ 75,000 |
| Forsyth County Georgia | 3 | $ 428,000 | $ 142,000 | $ 133,000 |
| Hall County Georgia | 3 | $ 669,000 | $ 223,000 | $ 149,000 |
| Hamilton County Indiana | 3 | $ 506,000 | $ 168,000 | $ 88,000 |
| Marion County Indiana | 3 | $ 292,000 | $ 97,000 | $ 104,000 |
| Jefferson County Kentucky | 3 | $ 411,000 | $ 137,000 | $ 91,000 |
| Carroll County Maryland | 3 | $ 717,000 | $ 239,000 | $ 163,000 |
| Washington County Maryland | 3 | $ 388,000 | $ 129,000 | $ 64,000 |
| Worcester County Maryland | 3 | $ 763,000 | $ 254,000 | $ 120,000 |
| Beaufort County North Carolina | 3 | $ 337,000 | $ 112,000 | $ 49,000 |
| Chowan County North Carolina | 3 | $ 393,000 | $ 131,000 | $ 94,000 |
| Hoke County North Carolina | 3 | $ 228,000 | $ 76,000 | $ 45,000 |
| Lee County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 54,000 |
| Lenoir County North Carolina | 3 | $ 283,000 | $ 94,000 | $ 50,000 |
| Martin County North Carolina | 3 | $ 299,000 | $ 99,000 | $ 63,000 |
| McDowell County North Carolina | 3 | $ 329,000 | $ 109,000 | $ 62,000 |
| Onslow County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 119,000 |
| Wayne County North Carolina | 3 | $ 406,000 | $ 135,000 | $ 82,000 |
| Providence County Rhode Island | 3 | $ 666,000 | $ 222,000 | $ 110,000 |
| York County South Carolina | 3 | $ 286,000 | $ 95,000 | $ 43,000 |
| Johnson County Tennessee | 3 | $ 369,000 | $ 123,000 | $ 72,000 |
| Washington County Tennessee | 3 | $ 586,000 | $ 195,000 | $ 121,000 |
| Dallas County Texas | 3 | $ 1,041,000 | $ 347,000 | $ 221,000 |
| Albemarle County Virginia | 3 | $ 494,000 | $ 164,000 | $ 52,000 |
| Brunswick County Virginia | 3 | $ 687,000 | $ 229,000 | $ 95,000 |
| Campbell County Virginia | 3 | $ 176,000 | $ 58,000 | $ 30,000 |
| Chesapeake County Virginia | 3 | $ 556,000 | $ 185,000 | $ 76,000 |
| Fairfax City County Virginia | 3 | $ 666,000 | $ 222,000 | $ 161,000 |
| James City County Virginia | 3 | $ 555,000 | $ 185,000 | $ 70,000 |
| Mecklenburg County Virginia | 3 | $ 525,000 | $ 175,000 | $ 92,000 |
| Boulder County Colorado | 2 | $ 525,000 | $ 262,000 | $ 59,000 |
| El Paso County Colorado | 2 | $ 363,000 | $ 181,000 | $ 74,000 |
| Jefferson County Colorado | 2 | $ 434,000 | $ 217,000 | $ 62,000 |
| Brevard County Florida | 2 | $ 404,000 | $ 202,000 | $ 125,000 |
| Marion County Florida | 2 | $ 204,000 | $ 102,000 | $ 12,000 |
| Monroe County Florida | 2 | $ 1,250,000 | $ 625,000 | $ 604,000 |
| Okaloosa County Florida | 2 | $ 214,000 | $ 107,000 | $ 39,000 |
| Santa Rosa County Florida | 2 | $ 235,000 | $ 117,000 | $ 37,000 |
| Sarasota County Florida | 2 | $ 384,000 | $ 192,000 | $ 156,000 |
| Bryan County Georgia | 2 | $ 306,000 | $ 153,000 | $ 84,000 |
| Clarke County Georgia | 2 | $ 348,000 | $ 174,000 | $ 104,000 |
| DeKalb County Georgia | 2 | $ 283,000 | $ 141,000 | $ 98,000 |
| Cook County Illinois | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| McHenry County Illinois | 2 | $ 434,000 | $ 217,000 | $ 115,000 |
| Lake County Indiana | 2 | $ 259,000 | $ 129,000 | $ 60,000 |
| Johnson County Kansas | 2 | $ 291,000 | $ 145,000 | $ 142,000 |
| Boone County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 65,000 |
| Fayette County Kentucky | 2 | $ 335,000 | $ 167,000 | $ 36,000 |
| Queen Anne's County Maryland | 2 | $ 426,000 | $ 213,000 | $ 81,000 |
| Bertie County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Camden County North Carolina | 2 | $ 378,000 | $ 189,000 | $ 78,000 |
| Craven County North Carolina | 2 | $ 608,000 | $ 304,000 | $ 140,000 |
| Currituck County North Carolina | 2 | $ 625,000 | $ 312,000 | $ 215,000 |
| Edgecombe County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 51,000 |
| Gates County North Carolina | 2 | $ 289,000 | $ 144,000 | $ 47,000 |
| Halifax County North Carolina | 2 | $ 372,000 | $ 186,000 | $ 101,000 |
| Haywood County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Pasquotank County North Carolina | 2 | $ 171,000 | $ 85,000 | $ 84,000 |
| Perquimans County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 107,000 |
| Rockingham County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 13,000 |
| Scotland County North Carolina | 2 | $ 272,000 | $ 136,000 | $ 75,000 |
| Washington County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 67,000 |
| Delaware County Pennsylvania | 2 | $ 175,000 | $ 87,000 | $ 45,000 |
| Lehigh County Pennsylvania | 2 | $ 231,000 | $ 115,000 | $ 44,000 |
| Greenville County South Carolina | 2 | $ 441,000 | $ 220,000 | $ 35,000 |
| Greensville County Virginia | 2 | $ 301,000 | $ 150,000 | $ 59,000 |
| Isle of Wight County Virginia | 2 | $ 404,000 | $ 202,000 | $ 88,000 |
| Lancaster County Virginia | 2 | $ 417,000 | $ 208,000 | $ 156,000 |
| Newport News County Virginia | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Petersburg County Virginia | 2 | $ 252,000 | $ 126,000 | $ 49,000 |
| Roanoke County Virginia | 2 | $ 228,000 | $ 114,000 | $ 46,000 |
| Southampton County Virginia | 2 | $ 291,000 | $ 145,000 | $ 47,000 |
| Wise County Virginia | 2 | $ 151,000 | $ 75,000 | $ 36,000 |
| York County Virginia | 2 | $ 431,000 | $ 215,000 | $ 81,000 |
| Teton County Wyoming | 2 | $ 213,000 | $ 106,000 | $ 72,000 |
| Baldwin County Alabama | 1 | $ 137,000 | $ 137,000 | $ 60,000 |
| Lee County Alabama | 1 | $ 310,000 | $ 310,000 | $ 140,000 |
| Shelby County Alabama | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Maricopa County Arizona | 1 | $ 278,000 | $ 278,000 | $ 74,000 |
| Lonoke County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Chaffee County Colorado | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Custer County Colorado | 1 | $ 478,000 | $ 478,000 | $ 261,000 |
| Denver County Colorado | 1 | $ 281,000 | $ 281,000 | $ 50,000 |
| Douglas County Colorado | 1 | $ 210,000 | $ 210,000 | $ 122,000 |
| Grand County Colorado | 1 | $ 202,000 | $ 202,000 | $ 142,000 |
| New Haven County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| District of Columbia County District Of Columbia | 1 | $ 215,000 | $ 215,000 | $ 161,000 |
| Charlotte County Florida | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Clay County Florida | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Indian River County Florida | 1 | $ 334,000 | $ 334,000 | $ 240,000 |
| Lake County Florida | 1 | $ 140,000 | $ 140,000 | $ 134,000 |
| St. Lucie County Florida | 1 | $ 74,000 | $ 74,000 | $ 162,000 |
| Barrow County Georgia | 1 | $ 224,000 | $ 224,000 | $ 143,000 |
| Catoosa County Georgia | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Chatham County Georgia | 1 | $ 261,000 | $ 261,000 | $ 110,000 |
| Cherokee County Georgia | 1 | $ 223,000 | $ 223,000 | $ 71,000 |
| Columbia County Georgia | 1 | $ 127,000 | $ 127,000 | $ 56,000 |
| Dawson County Georgia | 1 | $ 249,000 | $ 249,000 | $ 140,000 |
| Douglas County Georgia | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Fannin County Georgia | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Fayette County Georgia | 1 | $ 184,000 | $ 184,000 | $ 129,000 |
| Floyd County Georgia | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| Henry County Georgia | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Houston County Georgia | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Jackson County Georgia | 1 | $ 130,000 | $ 130,000 | $ 25,000 |
| Lowndes County Georgia | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Newton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Paulding County Georgia | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Richmond County Georgia | 1 | $ 171,000 | $ 171,000 | $ 121,000 |
| Seminole County Georgia | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Spalding County Georgia | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Towns County Georgia | 1 | $ 109,000 | $ 109,000 | $ 110,000 |
| Walker County Georgia | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Walton County Georgia | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Madison County Illinois | 1 | $ 157,000 | $ 157,000 | $ 66,000 |
| Bartholomew County Indiana | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Elkhart County Indiana | 1 | $ 134,000 | $ 134,000 | $ 74,000 |
| Hancock County Indiana | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| Harrison County Indiana | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Miami County Indiana | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Porter County Indiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Vanderburgh County Indiana | 1 | $ 219,000 | $ 219,000 | $ 90,000 |
| Bourbon County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
| East Baton Rouge County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| West Feliciana County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Cecil County Maryland | 1 | $ 139,000 | $ 139,000 | $ 92,000 |
| Talbot County Maryland | 1 | $ 263,000 | $ 263,000 | $ 116,000 |
| Wicomico County Maryland | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Middlesex County Massachusetts | 1 | $ 508,000 | $ 508,000 | $ 132,000 |
| Oakland County Michigan | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Osceola County Michigan | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Van Buren County Michigan | 1 | $ 72,000 | $ 72,000 | $ 71,000 |
| Gallatin County Montana | 1 | $ 334,000 | $ 334,000 | $ 480,000 |
| Clark County Nevada | 1 | $ 118,000 | $ 118,000 | $ 300,000 |
| Bergen County New Jersey | 1 | $ 274,000 | $ 274,000 | $ 90,000 |
| Burlington County New Jersey | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
| Sandoval County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Nassau County New York | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 121,000 |
| Anson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Clay County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Greene County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Jackson County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Madison County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Rutherford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Sampson County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Stanly County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 64,000 |
| Stokes County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Wilkes County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Yadkin County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
| Yancey County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 524,000 |
| Lake County Ohio | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Tulsa County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Allegheny County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 83,000 |
| Bucks County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 148,000 |
| Philadelphia County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 86,000 |
| Aiken County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Charleston County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 33,000 |
| Cherokee County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Fairfield County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 78,000 |
| Hampton County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Kershaw County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Lee County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Lexington County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Oconee County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Orangeburg County South Carolina | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Richland County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 107,000 |
| Spartanburg County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Bledsoe County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 86,000 |
| Montgomery County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Sumner County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| Weakley County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Wilson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Bexar County Texas | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Tarrant County Texas | 1 | $ 108,000 | $ 108,000 | $ 293,000 |
| Accomack County Virginia | 1 | $ 232,000 | $ 232,000 | $ 65,000 |
| Augusta County Virginia | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Bedford County Virginia | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Charlotte County Virginia | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| Culpeper County Virginia | 1 | $ 276,000 | $ 276,000 | $ 82,000 |
| Dickenson County Virginia | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Fauquier County Virginia | 1 | $ 179,000 | $ 179,000 | $ 58,000 |
| Franklin County Virginia | 1 | $ 170,000 | $ 170,000 | $ 129,000 |
| Frederick County Virginia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Gloucester County Virginia | 1 | $ 282,000 | $ 282,000 | $ 68,000 |
| Halifax County Virginia | 1 | $ 167,000 | $ 167,000 | $ 73,000 |
| King George County Virginia | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Louisa County Virginia | 1 | $ 207,000 | $ 207,000 | $ 58,000 |
| Lynchburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Manassas Park County Virginia | 1 | $ 334,000 | $ 334,000 | $ 84,000 |
| Montgomery County Virginia | 1 | $ 72,000 | $ 72,000 | $ 59,000 |
| Nelson County Virginia | 1 | $ 186,000 | $ 186,000 | $ 109,000 |
| Nottoway County Virginia | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| Patrick County Virginia | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Pittsylvania County Virginia | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Salem County Virginia | 1 | $ 276,000 | $ 276,000 | $ 83,000 |
| Winchester County Virginia | 1 | $ 265,000 | $ 265,000 | $ 216,000 |
| Wythe County Virginia | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
| Berkeley County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Harrison County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Lewis County West Virginia | 1 | $ 78,000 | $ 78,000 | $ 105,000 |
| Waukesha County Wisconsin | 1 | $ 311,000 | $ 311,000 | $ 220,000 |
| Laramie County Wyoming | 1 | $ 117,000 | $ 117,000 | $ 72,000 |
| Sheridan County Wyoming | 1 | $ 224,000 | $ 224,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Equity Services, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,477 | $265,801,000 | $167,800 | $1,092,000 | $95,000 | $955,000 |
| Home Purchase | 1,028 | $160,481,000 | $187,296 | $1,425,000 | $99,555 | $1,258,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,911 | $324,767,000 | $187,454 | $1,425,000 | $110,757 | $1,258,000 |
| Not Provided | 294 | $50,499,000 | $151,866 | $1,000,000 | $63,066 | $539,000 |
| Asian | 148 | $28,739,000 | $221,100 | $610,000 | $104,700 | $1,020,000 |
| Black or African American | 79 | $11,217,000 | $147,428 | $1,000,000 | $72,285 | $377,000 |
| Hispanic | 34 | $5,258,000 | $190,000 | $333,000 | $101,400 | $446,000 |
| Not applicable | 30 | $4,531,000 | $211,444 | $530,000 | $89,666 | $180,000 |
| American Indian or Alaskan Native | 6 | $673,000 | $115,000 | $149,000 | $48,666 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $598,000 | $204,000 | $224,000 | $89,000 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,464 | $421,454,000 | $186,176 | $1,425,000 | $104,088 | $1,258,000 |
| FHA-insured (Federal Housing Administration) | 32 | $3,480,000 | $103,500 | $212,000 | $44,500 | $129,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,348,000 | $138,000 | $227,000 | $46,000 | $92,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,285 | $396,071,000 | $188,470 | $1,425,000 | $106,088 | $1,258,000 |
| Loan Purchased By The Institution | 126 | $17,553,000 | $208,714 | $600,000 | $83,000 | $480,000 |
| Application Denied By Financial Institution | 61 | $7,349,000 | $239,571 | $760,000 | $77,571 | $222,000 |
| Application Approved But Not Accepted | 23 | $3,025,000 | $148,750 | $275,000 | $52,500 | $184,000 |
| Application Withdrawn By Applicant | 10 | $2,284,000 | $236,000 | $632,000 | $30,000 | $217,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Services, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.