Everett Financial Inc. Mortgage Lending & HMDA Data, 2009

In 2009, Everett Financial Inc. of Dallas, TX reported 12,788 mortgage applications totaling $2.1 billion, up 89% from 2008. The average application was for $161,964, and applicants reported an average income of $69,397. 81% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (2,661), Houston-Sugar Land-Baytown, TX (1,469) and Fort Worth-Arlington, TX (1,221) (applications in parentheses).

Mortgage Company & Address Everett Financial Inc.
14801 Quorum Dr Suite 300
Dallas, TX 75254
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 12,788
Total Mortgage Loan Application Amount $2,071,196,000
Average Mortgage Loan Application Amount $161,964
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $69,397
Highest Applicant Income $2,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everett Financial Inc. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant, Texas 1,044 $ 160,374,000 $ 153,614 $ 75,000
Dallas, Texas 975 $ 155,362,000 $ 159,345 $ 75,000
Collin, Texas 842 $ 162,429,000 $ 192,908 $ 90,000
Harris, Texas 786 $ 112,478,000 $ 143,101 $ 70,000
Bexar, Texas 736 $ 103,337,000 $ 140,403 $ 65,000
Denton, Texas 564 $ 102,023,000 $ 180,891 $ 84,000
Travis, Texas 463 $ 88,842,000 $ 191,883 $ 84,000
Williamson, Texas 327 $ 55,111,000 $ 168,535 $ 66,000
Cook, Illinois 283 $ 64,463,000 $ 227,784 $ 70,000
El Paso, Texas 260 $ 33,042,000 $ 127,084 $ 50,000
Cameron, Texas 249 $ 27,475,000 $ 110,341 $ 64,000
Brazoria, Texas 245 $ 34,415,000 $ 140,469 $ 68,000
Hidalgo, Texas 241 $ 29,424,000 $ 122,091 $ 59,000
Fort Bend, Texas 205 $ 37,391,000 $ 182,395 $ 81,000
McLennan, Texas 130 $ 16,538,000 $ 127,215 $ 59,000
Hays, Texas 119 $ 20,153,000 $ 169,352 $ 67,000
Montgomery, Texas 108 $ 17,787,000 $ 164,694 $ 86,000
Rockwall, Texas 103 $ 17,210,000 $ 167,087 $ 74,000
Smith, Texas 91 $ 12,565,000 $ 138,076 $ 58,000
Galveston, Texas 90 $ 13,634,000 $ 151,488 $ 77,000
Lake, Indiana 84 $ 13,123,000 $ 156,226 $ 48,000
Polk, Iowa 84 $ 10,553,000 $ 125,630 $ 42,000
Hennepin, Minnesota 82 $ 15,788,000 $ 192,536 $ 68,000
Ellis, Texas 79 $ 12,952,000 $ 163,949 $ 65,000
Parker, Texas 78 $ 13,052,000 $ 167,333 $ 85,000
Johnson, Texas 74 $ 11,650,000 $ 157,432 $ 68,000
Kaufman, Texas 73 $ 11,429,000 $ 156,561 $ 68,000
Gregg, Texas 71 $ 9,895,000 $ 139,366 $ 63,000
Houston, Alabama 64 $ 8,129,000 $ 127,015 $ 47,000
Guadalupe, Texas 61 $ 9,942,000 $ 162,983 $ 68,000
Jefferson, Texas 59 $ 8,379,000 $ 142,016 $ 70,000
Will, Illinois 56 $ 12,612,000 $ 225,214 $ 62,000
Brazos, Texas 55 $ 8,735,000 $ 158,818 $ 82,000
DuPage, Illinois 49 $ 11,686,000 $ 238,489 $ 65,000
Anoka, Minnesota 49 $ 9,328,000 $ 190,367 $ 61,000
Baltimore, Maryland 48 $ 10,910,000 $ 227,291 $ 58,000
Dakota, Minnesota 48 $ 10,989,000 $ 228,937 $ 70,000
Jefferson, Alabama 46 $ 5,680,000 $ 123,478 $ 51,000
Trumbull, Ohio 42 $ 3,772,000 $ 89,809 $ 40,000
Comal, Texas 42 $ 8,735,000 $ 207,976 $ 82,000
Ector, Texas 41 $ 4,936,000 $ 120,390 $ 48,000
Palm Beach, Florida 38 $ 6,175,000 $ 162,500 $ 58,000
Monroe, Indiana 38 $ 4,966,000 $ 130,684 $ 50,000
Broward, Florida 37 $ 5,190,000 $ 140,270 $ 54,000
Dale, Alabama 35 $ 3,931,000 $ 112,314 $ 45,000
Porter, Indiana 34 $ 5,403,000 $ 158,911 $ 54,000
Ramsey, Minnesota 34 $ 6,413,000 $ 188,617 $ 65,000
Lubbock, Texas 34 $ 3,848,000 $ 113,176 $ 56,000
Marion, Indiana 32 $ 4,315,000 $ 134,843 $ 54,000
Bastrop, Texas 31 $ 4,688,000 $ 151,225 $ 70,000
Nueces, Texas 31 $ 4,588,000 $ 148,000 $ 95,000
Aransas, Texas 30 $ 4,534,000 $ 151,133 $ 81,000
Kane, Illinois 29 $ 6,342,000 $ 218,689 $ 49,000
Randolph, North Carolina 29 $ 3,452,000 $ 119,034 $ 40,000
Lake, Illinois 27 $ 6,061,000 $ 224,481 $ 62,000
Franklin, Ohio 26 $ 4,124,000 $ 158,615 $ 73,000
Bell, Texas 26 $ 3,845,000 $ 147,884 $ 51,000
Grayson, Texas 26 $ 3,606,000 $ 138,692 $ 100,000
Tuscaloosa, Alabama 25 $ 3,758,000 $ 150,320 $ 67,000
Wilson, Texas 25 $ 4,579,000 $ 183,160 $ 84,000
Wise, Texas 25 $ 4,988,000 $ 199,520 $ 96,000
Hunt, Texas 24 $ 3,829,000 $ 159,541 $ 64,000
Denver, Colorado 23 $ 4,903,000 $ 213,173 $ 68,000
Henderson, Texas 23 $ 3,754,000 $ 163,217 $ 113,000
St. Louis, Missouri 21 $ 3,196,000 $ 152,190 $ 51,000
Adams, Colorado 20 $ 3,788,000 $ 189,400 $ 51,000
Arapahoe, Colorado 20 $ 4,359,000 $ 217,950 $ 122,000
Tulsa, Oklahoma 20 $ 2,595,000 $ 129,750 $ 56,000
Randall, Texas 20 $ 2,965,000 $ 148,250 $ 63,000
Jefferson, Colorado 19 $ 4,679,000 $ 246,263 $ 70,000
Cobb, Georgia 19 $ 3,492,000 $ 183,789 $ 82,000
Jackson, Indiana 19 $ 2,009,000 $ 105,736 $ 38,000
Oklahoma, Oklahoma 19 $ 3,148,000 $ 165,684 $ 61,000
Harrison, Texas 19 $ 2,859,000 $ 150,473 $ 81,000
Midland, Texas 19 $ 2,751,000 $ 144,789 $ 73,000
Autauga, Alabama 18 $ 1,967,000 $ 109,277 $ 33,000
Douglas, Colorado 18 $ 4,491,000 $ 249,500 $ 73,000
McHenry, Illinois 18 $ 3,558,000 $ 197,666 $ 59,000
York, South Carolina 18 $ 2,705,000 $ 150,277 $ 55,000
La Crosse, Wisconsin 18 $ 2,003,000 $ 111,277 $ 42,000
Sauk, Wisconsin 18 $ 2,887,000 $ 160,388 $ 77,000
Lauderdale, Alabama 17 $ 2,077,000 $ 122,176 $ 49,000
Sherburne, Minnesota 17 $ 3,745,000 $ 220,294 $ 50,000
Geneva, Alabama 16 $ 1,771,000 $ 110,687 $ 52,000
El Paso, Colorado 16 $ 3,011,000 $ 188,187 $ 51,000
Winnebago, Illinois 16 $ 2,249,000 $ 140,562 $ 47,000
Wright, Minnesota 16 $ 3,193,000 $ 199,562 $ 52,000
Bernalillo, New Mexico 16 $ 3,056,000 $ 191,000 $ 42,000
Cleveland, Oklahoma 16 $ 2,727,000 $ 170,437 $ 65,000
Brown, Wisconsin 16 $ 2,700,000 $ 168,750 $ 76,000
Lee, Alabama 15 $ 2,674,000 $ 178,266 $ 58,000
Russell, Alabama 15 $ 1,807,000 $ 120,466 $ 39,000
Boulder, Colorado 15 $ 4,083,000 $ 272,200 $ 91,000
Fulton, Georgia 15 $ 3,580,000 $ 238,666 $ 131,000
Kankakee, Illinois 15 $ 1,912,000 $ 127,466 $ 46,000
Baltimore City, Maryland 15 $ 3,461,000 $ 230,733 $ 70,000
Prince George's, Maryland 15 $ 4,034,000 $ 268,933 $ 67,000
Cabarrus, North Carolina 15 $ 1,671,000 $ 111,400 $ 47,000
Hood, Texas 15 $ 3,162,000 $ 210,800 $ 98,000
Winnebago, Wisconsin 15 $ 2,369,000 $ 157,933 $ 56,000
Larimer, Colorado 14 $ 3,233,000 $ 230,928 $ 77,000
Gwinnett, Georgia 14 $ 2,424,000 $ 173,142 $ 52,000
Douglas, Nebraska 14 $ 1,896,000 $ 135,428 $ 59,000
Hardin, Texas 14 $ 2,056,000 $ 146,857 $ 71,000
Riverside, California 13 $ 2,559,000 $ 196,846 $ 70,000
Ventura, California 13 $ 3,694,000 $ 284,153 $ 84,000
Anne Arundel, Maryland 13 $ 4,055,000 $ 311,923 $ 81,000
Jefferson, Missouri 13 $ 2,210,000 $ 170,000 $ 41,000
Charleston, South Carolina 13 $ 2,469,000 $ 189,923 $ 93,000
Uvalde, Texas 13 $ 1,406,000 $ 108,153 $ 58,000
Webb, Texas 13 $ 1,941,000 $ 149,307 $ 55,000
Douglas, Wisconsin 13 $ 1,104,000 $ 84,923 $ 33,000
Outagamie, Wisconsin 13 $ 1,592,000 $ 122,461 $ 44,000
Colbert, Alabama 12 $ 1,243,000 $ 103,583 $ 48,000
Weld, Colorado 12 $ 2,570,000 $ 214,166 $ 71,000
Brevard, Florida 12 $ 1,814,000 $ 151,166 $ 82,000
Montgomery, Maryland 12 $ 3,741,000 $ 311,750 $ 80,000
Scott, Minnesota 12 $ 2,621,000 $ 218,416 $ 78,000
Washington, Minnesota 12 $ 2,568,000 $ 214,000 $ 61,000
Jackson, Missouri 12 $ 1,746,000 $ 145,500 $ 69,000
Shelby, Tennessee 12 $ 1,169,000 $ 97,416 $ 77,000
Maverick, Texas 12 $ 1,593,000 $ 132,750 $ 72,000
Kitsap, Washington 12 $ 3,254,000 $ 271,166 $ 76,000
San Diego, California 11 $ 2,899,000 $ 263,545 $ 76,000
Henry, Georgia 11 $ 1,709,000 $ 155,363 $ 69,000
Kendall, Illinois 11 $ 2,445,000 $ 222,272 $ 40,000
St. Charles, Missouri 11 $ 2,140,000 $ 194,545 $ 53,000
Mahoning, Ohio 11 $ 928,000 $ 84,363 $ 41,000
Montgomery, Ohio 11 $ 1,099,000 $ 99,909 $ 80,000
Caldwell, Texas 11 $ 1,363,000 $ 123,909 $ 59,000
Cherokee, Texas 11 $ 1,235,000 $ 112,272 $ 50,000
Taylor, Texas 11 $ 2,038,000 $ 185,272 $ 94,000
Muscogee, Georgia 10 $ 1,205,000 $ 120,500 $ 48,000
Sarpy, Nebraska 10 $ 1,422,000 $ 142,200 $ 43,000
Angelina, Texas 10 $ 1,108,000 $ 110,800 $ 53,000
Chambers, Texas 10 $ 1,556,000 $ 155,600 $ 77,000
Hill, Texas 10 $ 1,451,000 $ 145,100 $ 89,000
Panola, Texas 10 $ 1,068,000 $ 106,800 $ 51,000
Wharton, Texas 10 $ 1,167,000 $ 116,700 $ 44,000
Milwaukee, Wisconsin 10 $ 1,833,000 $ 183,300 $ 35,000
Elmore, Alabama 9 $ 1,407,000 $ 156,333 $ 57,000
Forsyth, Georgia 9 $ 2,052,000 $ 228,000 $ 89,000
DeKalb, Illinois 9 $ 1,712,000 $ 190,222 $ 40,000
Grundy, Illinois 9 $ 1,669,000 $ 185,444 $ 63,000
Johnson, Indiana 9 $ 1,228,000 $ 136,444 $ 50,000
Dallas, Iowa 9 $ 970,000 $ 107,777 $ 39,000
Rowan, North Carolina 9 $ 1,194,000 $ 132,666 $ 48,000
Stanly, North Carolina 9 $ 1,051,000 $ 116,777 $ 43,000
Comanche, Oklahoma 9 $ 1,497,000 $ 166,333 $ 66,000
Atascosa, Texas 9 $ 1,088,000 $ 120,888 $ 68,000
Austin, Texas 9 $ 1,161,000 $ 129,000 $ 59,000
Bee, Texas 9 $ 1,234,000 $ 137,111 $ 76,000
Cooke, Texas 9 $ 1,830,000 $ 203,333 $ 148,000
Upshur, Texas 9 $ 1,202,000 $ 133,555 $ 65,000
Henry, Alabama 8 $ 812,000 $ 101,500 $ 51,000
St. Clair, Alabama 8 $ 1,526,000 $ 190,750 $ 62,000
Los Angeles, California 8 $ 2,400,000 $ 300,000 $ 96,000
Tazewell, Illinois 8 $ 944,000 $ 118,000 $ 43,000
LaPorte, Indiana 8 $ 1,388,000 $ 173,500 $ 49,000
Frederick, Maryland 8 $ 1,554,000 $ 194,250 $ 76,000
Isanti, Minnesota 8 $ 1,612,000 $ 201,500 $ 51,000
Stearns, Minnesota 8 $ 1,359,000 $ 169,875 $ 61,000
Mecklenburg, North Carolina 8 $ 1,231,000 $ 153,875 $ 68,000
Horry, South Carolina 8 $ 1,348,000 $ 168,500 $ 47,000
Kendall, Texas 8 $ 2,127,000 $ 265,875 $ 113,000
Liberty, Texas 8 $ 1,203,000 $ 150,375 $ 77,000
Van Zandt, Texas 8 $ 958,000 $ 119,750 $ 73,000
Dane, Wisconsin 8 $ 1,637,000 $ 204,625 $ 136,000
Shelby, Alabama 7 $ 1,504,000 $ 214,857 $ 92,000
Kern, California 7 $ 1,171,000 $ 167,285 $ 51,000
Duval, Florida 7 $ 1,087,000 $ 155,285 $ 46,000
Miami-Dade, Florida 7 $ 1,820,000 $ 260,000 $ 109,000
LaSalle, Illinois 7 $ 1,056,000 $ 150,857 $ 22,000
Carroll, Maryland 7 $ 2,018,000 $ 288,285 $ 73,000
Crow Wing, Minnesota 7 $ 1,323,000 $ 189,000 $ 66,000
St. Louis City, Missouri 7 $ 1,092,000 $ 156,000 $ 34,000
Washington, Nebraska 7 $ 1,197,000 $ 171,000 $ 93,000
Berkeley, South Carolina 7 $ 1,117,000 $ 159,571 $ 59,000
Greenville, South Carolina 7 $ 1,426,000 $ 203,714 $ 56,000
Richland, South Carolina 7 $ 921,000 $ 131,571 $ 46,000
Rusk, Texas 7 $ 613,000 $ 87,571 $ 65,000
Cullman, Alabama 6 $ 570,000 $ 95,000 $ 38,000
Broomfield, Colorado 6 $ 1,149,000 $ 191,500 $ 73,000
Mesa, Colorado 6 $ 1,429,000 $ 238,166 $ 62,000
Orange, Florida 6 $ 1,217,000 $ 202,833 $ 30,000
Douglas, Georgia 6 $ 1,511,000 $ 251,833 $ 98,000
St. Clair, Illinois 6 $ 941,000 $ 156,833 $ 53,000
Hamilton, Indiana 6 $ 1,072,000 $ 178,666 $ 24,000
Warren, Iowa 6 $ 760,000 $ 126,666 $ 46,000
Caddo, Louisiana 6 $ 1,232,000 $ 205,333 $ 69,000
Oakland, Michigan 6 $ 1,449,000 $ 241,500 $ 20,000
Clay, Missouri 6 $ 1,002,000 $ 167,000 $ 37,000
Lancaster, Nebraska 6 $ 716,000 $ 119,333 $ 33,000
Sandoval, New Mexico 6 $ 1,303,000 $ 217,166 $ 91,000
Cuyahoga, Ohio 6 $ 705,000 $ 117,500 $ 36,000
Canadian, Oklahoma 6 $ 751,000 $ 125,166 $ 57,000
Bowie, Texas 6 $ 648,000 $ 108,000 $ 70,000
Burnet, Texas 6 $ 944,000 $ 157,333 $ 85,000
Kerr, Texas 6 $ 1,111,000 $ 185,166 $ 87,000
Medina, Texas 6 $ 911,000 $ 151,833 $ 69,000
Moore, Texas 6 $ 587,000 $ 97,833 $ 54,000
Fairfax, Virginia 6 $ 2,337,000 $ 389,500 $ 129,000
Waukesha, Wisconsin 6 $ 1,272,000 $ 212,000 $ 38,000
Madison, Alabama 5 $ 1,198,000 $ 239,600 $ 78,000
Benton, Arkansas 5 $ 1,151,000 $ 230,200 $ 134,000
Summit, Colorado 5 $ 1,979,000 $ 395,800 $ 103,000
Hillsborough, Florida 5 $ 909,000 $ 181,800 $ 58,000
St. Lucie, Florida 5 $ 642,000 $ 128,400 $ 54,000
DeKalb, Georgia 5 $ 1,034,000 $ 206,800 $ 71,000
Fayette, Illinois 5 $ 472,000 $ 94,400 $ 17,000
Sangamon, Illinois 5 $ 611,000 $ 122,200 $ 65,000
St. Joseph, Indiana 5 $ 593,000 $ 118,600 $ 31,000
Harford, Maryland 5 $ 960,000 $ 192,000 $ 44,000
Howard, Maryland 5 $ 1,600,000 $ 320,000 $ 92,000
Wayne, Michigan 5 $ 1,474,000 $ 294,800 $ 105,000
Carver, Minnesota 5 $ 1,134,000 $ 226,800 $ 58,000
Itasca, Minnesota 5 $ 866,000 $ 173,200 $ 42,000
St. Louis, Minnesota 5 $ 480,000 $ 96,000 $ 26,000
Chatham, North Carolina 5 $ 585,000 $ 117,000 $ 46,000
Onslow, North Carolina 5 $ 916,000 $ 183,200 $ 84,000
Wake, North Carolina 5 $ 1,233,000 $ 246,600 $ 79,000
Delaware, Ohio 5 $ 1,119,000 $ 223,800 $ 60,000
Hamilton, Ohio 5 $ 1,004,000 $ 200,800 $ 101,000
Milam, Texas 5 $ 724,000 $ 144,800 $ 61,000
San Jacinto, Texas 5 $ 834,000 $ 166,800 $ 114,000
San Patricio, Texas 5 $ 740,000 $ 148,000 $ 87,000
Washington, Texas 5 $ 561,000 $ 112,200 $ 38,000
Wood, Texas 5 $ 577,000 $ 115,400 $ 65,000
Columbia, Wisconsin 5 $ 651,000 $ 130,200 $ 33,000
Butler, Alabama 4 $ 372,000 $ 93,000 $ 33,000
Mobile, Alabama 4 $ 603,000 $ 150,750 $ 62,000
Montgomery, Alabama 4 $ 801,000 $ 200,250 $ 53,000
Sacramento, California 4 $ 830,000 $ 207,500 $ 58,000
San Bernardino, California 4 $ 1,088,000 $ 272,000 $ 76,000
Montezuma, Colorado 4 $ 751,000 $ 187,750 $ 70,000
District of Columbia, District Of Columbia 4 $ 1,070,000 $ 267,500 $ 80,000
Lee, Florida 4 $ 785,000 $ 196,250 $ 55,000
Sarasota, Florida 4 $ 783,000 $ 195,750 $ 142,000
Chatham, Georgia 4 $ 775,000 $ 193,750 $ 52,000
Fayette, Georgia 4 $ 767,000 $ 191,750 $ 81,000
Houston, Georgia 4 $ 658,000 $ 164,500 $ 81,000
Boone, Illinois 4 $ 796,000 $ 199,000 $ 69,000
Champaign, Illinois 4 $ 780,000 $ 195,000 $ 38,000
Livingston, Illinois 4 $ 378,000 $ 94,500 $ 45,000
Peoria, Illinois 4 $ 568,000 $ 142,000 $ 32,000
Madison, Iowa 4 $ 441,000 $ 110,250 $ 29,000
Story, Iowa 4 $ 600,000 $ 150,000 $ 69,000
Bossier, Louisiana 4 $ 489,000 $ 122,250 $ 47,000
Charles, Maryland 4 $ 1,164,000 $ 291,000 $ 99,000
Olmsted, Minnesota 4 $ 994,000 $ 248,500 $ 112,000
Otter Tail, Minnesota 4 $ 737,000 $ 184,250 $ 87,000
Pine, Minnesota 4 $ 640,000 $ 160,000 $ 31,000
Steele, Minnesota 4 $ 622,000 $ 155,500 $ 34,000
Todd, Minnesota 4 $ 552,000 $ 138,000 $ 41,000
Cass, Nebraska 4 $ 590,000 $ 147,500 $ 63,000
Phelps, Nebraska 4 $ 394,000 $ 98,500 $ 50,000
San Juan, New Mexico 4 $ 913,000 $ 228,250 $ 85,000
Santa Fe, New Mexico 4 $ 904,000 $ 226,000 $ 36,000
Davidson, North Carolina 4 $ 539,000 $ 134,750 $ 40,000
Butler, Ohio 4 $ 653,000 $ 163,250 $ 209,000
Warren, Ohio 4 $ 774,000 $ 193,500 $ 92,000
Dorchester, South Carolina 4 $ 845,000 $ 211,250 $ 83,000
Lexington, South Carolina 4 $ 694,000 $ 173,500 $ 58,000
Anderson, Texas 4 $ 657,000 $ 164,250 $ 88,000
Bosque, Texas 4 $ 398,000 $ 99,500 $ 39,000
Calhoun, Texas 4 $ 597,000 $ 149,250 $ 92,000
Falls, Texas 4 $ 401,000 $ 100,250 $ 47,000
Fannin, Texas 4 $ 504,000 $ 126,000 $ 60,000
Gonzales, Texas 4 $ 379,000 $ 94,750 $ 25,000
Lamar, Texas 4 $ 512,000 $ 128,000 $ 60,000
Llano, Texas 4 $ 943,000 $ 235,750 $ 126,000
Navarro, Texas 4 $ 464,000 $ 116,000 $ 48,000
Palo Pinto, Texas 4 $ 457,000 $ 114,250 $ 71,000
Polk, Texas 4 $ 534,000 $ 133,500 $ 102,000
Potter, Texas 4 $ 503,000 $ 125,750 $ 52,000
Victoria, Texas 4 $ 565,000 $ 141,250 $ 72,000
Salt Lake, Utah 4 $ 750,000 $ 187,500 $ 0
Prince William, Virginia 4 $ 1,176,000 $ 294,000 $ 101,000
Kenosha, Wisconsin 4 $ 733,000 $ 183,250 $ 38,000
Racine, Wisconsin 4 $ 699,000 $ 174,750 $ 33,000
Rock, Wisconsin 4 $ 376,000 $ 94,000 $ 29,000
St. Croix, Wisconsin 4 $ 842,000 $ 210,500 $ 88,000
Waupaca, Wisconsin 4 $ 748,000 $ 187,000 $ 41,000
Baldwin, Alabama 3 $ 675,000 $ 225,000 $ 57,000
Morgan, Alabama 3 $ 571,000 $ 190,333 $ 85,000
Washington, Arkansas 3 $ 477,000 $ 159,000 $ 59,000
Alameda, California 3 $ 1,131,000 $ 377,000 $ 123,000
Contra Costa, California 3 $ 1,186,000 $ 395,333 $ 721,000
Orange, California 3 $ 889,000 $ 296,333 $ 78,000
Stanislaus, California 3 $ 562,000 $ 187,333 $ 85,000
Clay, Florida 3 $ 599,000 $ 199,666 $ 47,000
Carroll, Georgia 3 $ 512,000 $ 170,666 $ 78,000
Cherokee, Georgia 3 $ 776,000 $ 258,666 $ 76,000
Clayton, Georgia 3 $ 332,000 $ 110,666 $ 32,000
Coweta, Georgia 3 $ 716,000 $ 238,666 $ 85,000
Hall, Georgia 3 $ 767,000 $ 255,666 $ 79,000
Harris, Georgia 3 $ 519,000 $ 173,000 $ 68,000
Newton, Georgia 3 $ 303,000 $ 101,000 $ 3,000
Paulding, Georgia 3 $ 523,000 $ 174,333 $ 3,000
Knox, Illinois 3 $ 263,000 $ 87,666 $ 25,000
Madison, Illinois 3 $ 553,000 $ 184,333 $ 30,000
Woodford, Illinois 3 $ 357,000 $ 119,000 $ 40,000
Allen, Indiana 3 $ 312,000 $ 104,000 $ 16,000
Boone, Indiana 3 $ 366,000 $ 122,000 $ 71,000
Brown, Indiana 3 $ 626,000 $ 208,666 $ 60,000
Webster, Iowa 3 $ 194,000 $ 64,666 $ 10,000
Johnson, Kansas 3 $ 622,000 $ 207,333 $ 96,000
St. Tammany, Louisiana 3 $ 704,000 $ 234,666 $ 97,000
St. Mary's, Maryland 3 $ 563,000 $ 187,666 $ 42,000
Blue Earth, Minnesota 3 $ 562,000 $ 187,333 $ 65,000
Chisago, Minnesota 3 $ 588,000 $ 196,000 $ 35,000
Douglas, Minnesota 3 $ 563,000 $ 187,666 $ 48,000
Hubbard, Minnesota 3 $ 441,000 $ 147,000 $ 31,000
Koochiching, Minnesota 3 $ 491,000 $ 163,666 $ 46,000
Mower, Minnesota 3 $ 599,000 $ 199,666 $ 69,000
Rice, Minnesota 3 $ 669,000 $ 223,000 $ 76,000
Lee, Mississippi 3 $ 550,000 $ 183,333 $ 53,000
Boone, Missouri 3 $ 438,000 $ 146,000 $ 58,000
Cape Girardeau, Missouri 3 $ 401,000 $ 133,666 $ 56,000
Cass, Missouri 3 $ 450,000 $ 150,000 $ 74,000
Polk, Missouri 3 $ 414,000 $ 138,000 $ 28,000
Scotts Bluff, Nebraska 3 $ 537,000 $ 179,000 $ 67,000
Alamance, North Carolina 3 $ 240,000 $ 80,000 $ 63,000
Jefferson, Ohio 3 $ 454,000 $ 151,333 $ 83,000
Licking, Ohio 3 $ 303,000 $ 101,000 $ 92,000
Portage, Ohio 3 $ 486,000 $ 162,000 $ 33,000
Grady, Oklahoma 3 $ 468,000 $ 156,000 $ 50,000
Sequoyah, Oklahoma 3 $ 263,000 $ 87,666 $ 48,000
Hamilton, Tennessee 3 $ 348,000 $ 116,000 $ 63,000
Andrews, Texas 3 $ 485,000 $ 161,666 $ 100,000
Cass, Texas 3 $ 228,000 $ 76,000 $ 37,000
Coryell, Texas 3 $ 358,000 $ 119,333 $ 55,000
Gillespie, Texas 3 $ 509,000 $ 169,666 $ 34,000
Gray, Texas 3 $ 248,000 $ 82,666 $ 39,000
Hopkins, Texas 3 $ 346,000 $ 115,333 $ 56,000
Jasper, Texas 3 $ 237,000 $ 79,000 $ 83,000
Lee, Texas 3 $ 414,000 $ 138,000 $ 63,000
Limestone, Texas 3 $ 380,000 $ 126,666 $ 89,000
Orange, Texas 3 $ 416,000 $ 138,666 $ 59,000
Somervell, Texas 3 $ 785,000 $ 261,666 $ 91,000
Starr, Texas 3 $ 183,000 $ 61,000 $ 33,000
Terry, Texas 3 $ 356,000 $ 118,666 $ 58,000
Tom Green, Texas 3 $ 205,000 $ 68,333 $ 31,000
Walker, Texas 3 $ 498,000 $ 166,000 $ 80,000
Waller, Texas 3 $ 432,000 $ 144,000 $ 64,000
Wichita, Texas 3 $ 269,000 $ 89,666 $ 63,000
Young, Texas 3 $ 559,000 $ 186,333 $ 33,000
Hanover, Virginia 3 $ 607,000 $ 202,333 $ 62,000
James City, Virginia 3 $ 946,000 $ 315,333 $ 83,000
Newport News, Virginia 3 $ 545,000 $ 181,666 $ 63,000
Roanoke, Virginia 3 $ 693,000 $ 231,000 $ 58,000
Roanoke City, Virginia 3 $ 387,000 $ 129,000 $ 62,000
Virginia Beach, Virginia 3 $ 551,000 $ 183,666 $ 73,000
Adams, Wisconsin 3 $ 451,000 $ 150,333 $ 49,000
Fond du Lac, Wisconsin 3 $ 462,000 $ 154,000 $ 62,000
Manitowoc, Wisconsin 3 $ 346,000 $ 115,333 $ 65,000
Marathon, Wisconsin 3 $ 468,000 $ 156,000 $ 58,000
Polk, Wisconsin 3 $ 599,000 $ 199,666 $ 85,000
Sheboygan, Wisconsin 3 $ 298,000 $ 99,333 $ 32,000
Vernon, Wisconsin 3 $ 435,000 $ 145,000 $ 39,000
Campbell, Wyoming 3 $ 737,000 $ 245,666 $ 81,000
Bibb, Alabama 2 $ 327,000 $ 163,500 $ 55,000
Chilton, Alabama 2 $ 341,000 $ 170,500 $ 74,000
Coffee, Alabama 2 $ 428,000 $ 214,000 $ 33,000
Dallas, Alabama 2 $ 176,000 $ 88,000 $ 40,000
Etowah, Alabama 2 $ 223,000 $ 111,500 $ 59,000
Fayette, Alabama 2 $ 101,000 $ 50,500 $ 46,000
Franklin, Alabama 2 $ 136,000 $ 68,000 $ 29,000
Limestone, Alabama 2 $ 302,000 $ 151,000 $ 56,000
Talladega, Alabama 2 $ 327,000 $ 163,500 $ 58,000
Columbia, Arkansas 2 $ 93,000 $ 46,500 $ 19,000
Independence, Arkansas 2 $ 186,000 $ 93,000 $ 48,000
Pulaski, Arkansas 2 $ 369,000 $ 184,500 $ 77,000
Saline, Arkansas 2 $ 445,000 $ 222,500 $ 37,000
Sebastian, Arkansas 2 $ 246,000 $ 123,000 $ 13,000
Fresno, California 2 $ 443,000 $ 221,500 $ 133,000
San Joaquin, California 2 $ 479,000 $ 239,500 $ 5,000
San Mateo, California 2 $ 569,000 $ 284,500 $ 79,000
Santa Barbara, California 2 $ 362,000 $ 181,000 $ 19,000
Santa Cruz, California 2 $ 786,000 $ 393,000 $ 99,000
Solano, California 2 $ 587,000 $ 293,500 $ 98,000
Garfield, Colorado 2 $ 441,000 $ 220,500 $ 76,000
La Plata, Colorado 2 $ 541,000 $ 270,500 $ 58,000
Charlotte, Florida 2 $ 263,000 $ 131,500 $ 45,000
Collier, Florida 2 $ 408,000 $ 204,000 $ 90,000
Pasco, Florida 2 $ 229,000 $ 114,500 $ 56,000
Polk, Florida 2 $ 165,000 $ 82,500 $ 53,000
Columbia, Georgia 2 $ 537,000 $ 268,500 $ 93,000
Putnam, Georgia 2 $ 253,000 $ 126,500 $ 242,000
Rockdale, Georgia 2 $ 506,000 $ 253,000 $ 25,000
Walton, Georgia 2 $ 448,000 $ 224,000 $ 27,000
Adams, Illinois 2 $ 345,000 $ 172,500 $ 11,000
Christian, Illinois 2 $ 147,000 $ 73,500 $ 25,000
Effingham, Illinois 2 $ 239,000 $ 119,500 $ 57,000
Henry, Illinois 2 $ 291,000 $ 145,500 $ 87,000
McLean, Illinois 2 $ 360,000 $ 180,000 $ 39,000
Shelby, Illinois 2 $ 137,000 $ 68,500 $ 27,000
Clark, Indiana 2 $ 337,000 $ 168,500 $ 59,000
Elkhart, Indiana 2 $ 391,000 $ 195,500 $ 156,000
Hancock, Indiana 2 $ 153,000 $ 76,500 $ 30,000
Hendricks, Indiana 2 $ 365,000 $ 182,500 $ 99,000
Madison, Indiana 2 $ 123,000 $ 61,500 $ 67,000
Morgan, Indiana 2 $ 300,000 $ 150,000 $ 69,000
Owen, Indiana 2 $ 261,000 $ 130,500 $ 76,000
Shelby, Indiana 2 $ 271,000 $ 135,500 $ 63,000
Sullivan, Indiana 2 $ 114,000 $ 57,000 $ 53,000
Jasper, Iowa 2 $ 171,000 $ 85,500 $ 43,000
Johnson, Iowa 2 $ 464,000 $ 232,000 $ 82,000
Marion, Iowa 2 $ 180,000 $ 90,000 $ 37,000
Pottawattamie, Iowa 2 $ 210,000 $ 105,000 $ 24,000
Shelby, Iowa 2 $ 173,000 $ 86,500 $ 21,000
Wayne, Iowa 2 $ 160,000 $ 80,000 $ 19,000
Sedgwick, Kansas 2 $ 358,000 $ 179,000 $ 58,000
Shawnee, Kansas 2 $ 290,000 $ 145,000 $ 72,000
Jefferson, Louisiana 2 $ 515,000 $ 257,500 $ 52,000
Livingston, Louisiana 2 $ 309,000 $ 154,500 $ 99,000
Dickinson, Michigan 2 $ 134,000 $ 67,000 $ 42,000
Livingston, Michigan 2 $ 416,000 $ 208,000 $ 96,000
Ottawa, Michigan 2 $ 631,000 $ 315,500 $ 28,000
St. Clair, Michigan 2 $ 404,000 $ 202,000 $ 10,000
Carlton, Minnesota 2 $ 403,000 $ 201,500 $ 18,000
Goodhue, Minnesota 2 $ 368,000 $ 184,000 $ 56,000
Houston, Minnesota 2 $ 185,000 $ 92,500 $ 62,000
Kandiyohi, Minnesota 2 $ 351,000 $ 175,500 $ 149,000
Lake, Minnesota 2 $ 195,000 $ 97,500 $ 60,000
Morrison, Minnesota 2 $ 259,000 $ 129,500 $ 43,000
Murray, Minnesota 2 $ 216,000 $ 108,000 $ 51,000
Norman, Minnesota 2 $ 222,000 $ 111,000 $ 44,000
Carter, Missouri 2 $ 352,000 $ 176,000 $ 37,000
Christian, Missouri 2 $ 330,000 $ 165,000 $ 61,000
Howell, Missouri 2 $ 185,000 $ 92,500 $ 30,000
Jasper, Missouri 2 $ 262,000 $ 131,000 $ 12,000
Lincoln, Missouri 2 $ 309,000 $ 154,500 $ 62,000
Morgan, Missouri 2 $ 190,000 $ 95,000 $ 26,000
Newton, Missouri 2 $ 249,000 $ 124,500 $ 49,000
Oregon, Missouri 2 $ 252,000 $ 126,000 $ 45,000
Perry, Missouri 2 $ 240,000 $ 120,000 $ 38,000
Platte, Missouri 2 $ 258,000 $ 129,000 $ 40,000
St. Francois, Missouri 2 $ 237,000 $ 118,500 $ 12,000
Taney, Missouri 2 $ 273,000 $ 136,500 $ 52,000
Warren, Missouri 2 $ 286,000 $ 143,000 $ 14,000
Washington, Missouri 2 $ 160,000 $ 80,000 $ 17,000
Chaves, New Mexico 2 $ 335,000 $ 167,500 $ 58,000
Curry, New Mexico 2 $ 502,000 $ 251,000 $ 88,000
Quay, New Mexico 2 $ 170,000 $ 85,000 $ 52,000
San Miguel, New Mexico 2 $ 238,000 $ 119,000 $ 92,000
Valencia, New Mexico 2 $ 228,000 $ 114,000 $ 38,000
Buncombe, North Carolina 2 $ 557,000 $ 278,500 $ 80,000
Forsyth, North Carolina 2 $ 533,000 $ 266,500 $ 77,000
Columbiana, Ohio 2 $ 235,000 $ 117,500 $ 34,000
Geauga, Ohio 2 $ 355,000 $ 177,500 $ 49,000
Harrison, Ohio 2 $ 143,000 $ 71,500 $ 41,000
Henry, Ohio 2 $ 347,000 $ 173,500 $ 76,000
Lake, Ohio 2 $ 314,000 $ 157,000 $ 29,000
Ottawa, Ohio 2 $ 386,000 $ 193,000 $ 123,000
Stark, Ohio 2 $ 323,000 $ 161,500 $ 61,000
Summit, Ohio 2 $ 433,000 $ 216,500 $ 103,000
Tuscarawas, Ohio 2 $ 229,000 $ 114,500 $ 26,000
Wayne, Ohio 2 $ 405,000 $ 202,500 $ 58,000
Beckham, Oklahoma 2 $ 255,000 $ 127,500 $ 37,000
Carter, Oklahoma 2 $ 282,000 $ 141,000 $ 99,000
Cherokee, Oklahoma 2 $ 262,000 $ 131,000 $ 61,000
Kay, Oklahoma 2 $ 213,000 $ 106,500 $ 55,000
Pottawatomie, Oklahoma 2 $ 303,000 $ 151,500 $ 48,000
Rogers, Oklahoma 2 $ 194,000 $ 97,000 $ 33,000
Seminole, Oklahoma 2 $ 373,000 $ 186,500 $ 46,000
Stephens, Oklahoma 2 $ 240,000 $ 120,000 $ 72,000
Wagoner, Oklahoma 2 $ 268,000 $ 134,000 $ 56,000
Woods, Oklahoma 2 $ 140,000 $ 70,000 $ 63,000
Multnomah, Oregon 2 $ 413,000 $ 206,500 $ 50,000
Beaufort, South Carolina 2 $ 493,000 $ 246,500 $ 62,000
Minnehaha, South Dakota 2 $ 582,000 $ 291,000 $ 139,000
Davidson, Tennessee 2 $ 207,000 $ 103,500 $ 23,000
Maury, Tennessee 2 $ 300,000 $ 150,000 $ 48,000
Sevier, Tennessee 2 $ 384,000 $ 192,000 $ 70,000
Blanco, Texas 2 $ 429,000 $ 214,500 $ 60,000
Burleson, Texas 2 $ 197,000 $ 98,500 $ 36,000
Colorado, Texas 2 $ 243,000 $ 121,500 $ 37,000
Comanche, Texas 2 $ 209,000 $ 104,500 $ 71,000
Erath, Texas 2 $ 225,000 $ 112,500 $ 68,000
Freestone, Texas 2 $ 162,000 $ 81,000 $ 82,000
Frio, Texas 2 $ 187,000 $ 93,500 $ 52,000
Grimes, Texas 2 $ 263,000 $ 131,500 $ 52,000
Hockley, Texas 2 $ 300,000 $ 150,000 $ 71,000
Houston, Texas 2 $ 281,000 $ 140,500 $ 42,000
Lavaca, Texas 2 $ 319,000 $ 159,500 $ 104,000
Marion, Texas 2 $ 243,000 $ 121,500 $ 61,000
Matagorda, Texas 2 $ 225,000 $ 112,500 $ 71,000
Nacogdoches, Texas 2 $ 188,000 $ 94,000 $ 25,000
Trinity, Texas 2 $ 264,000 $ 132,000 $ 78,000
Val Verde, Texas 2 $ 355,000 $ 177,500 $ 89,000
Caroline, Virginia 2 $ 397,000 $ 198,500 $ 75,000
Chesterfield, Virginia 2 $ 590,000 $ 295,000 $ 103,000
Frederick, Virginia 2 $ 330,000 $ 165,000 $ 51,000
Loudoun, Virginia 2 $ 549,000 $ 274,500 $ 88,000
Norfolk, Virginia 2 $ 494,000 $ 247,000 $ 79,000
Mason, Washington 2 $ 561,000 $ 280,500 $ 63,000
Thurston, Washington 2 $ 426,000 $ 213,000 $ 76,000
Ashland, Wisconsin 2 $ 369,000 $ 184,500 $ 79,000
Bayfield, Wisconsin 2 $ 192,000 $ 96,000 $ 33,000
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Mortgage Loan Application Detail Totals for Everett Financial Inc. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,582 $955,897,000 $145,000 $998,000 $66,000 $2,000,000
Refinancing 6,206 $1,115,299,000 $179,000 $1,500,000 $73,000 $1,224,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,816 $1,332,515,000 $170,000 $1,500,000 $75,000 $2,000,000
Hispanic 2,193 $282,811,000 $128,000 $640,000 $56,000 $839,000
Not Provided 1,493 $243,888,000 $163,000 $998,000 $69,000 $1,224,000
Black or African American 961 $151,162,000 $157,000 $625,000 $55,000 $249,000
Asian 251 $46,431,000 $184,000 $417,000 $76,000 $600,000
Native Hawaiian or Other Pacific Islander 40 $8,313,000 $207,000 $600,000 $73,000 $250,000
American Indian or Alaskan Native 34 $6,076,000 $178,000 $417,000 $71,000 $276,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 7,208 $1,079,485,000 $149,000 $674,000 $56,000 $1,565,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,585 $825,148,000 $179,000 $1,500,000 $94,000 $2,000,000
VA-guaranteed (Veterans Administration) 775 $139,836,000 $180,000 $629,000 $59,000 $794,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 220 $26,727,000 $121,000 $356,000 $43,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,328 $1,672,416,000 $161,000 $998,000 $70,000 $2,000,000
Application Withdrawn By Applicant 1,540 $256,107,000 $166,000 $1,500,000 $69,000 $1,224,000
Application Denied By Financial Institution 651 $103,126,000 $158,000 $900,000 $63,000 $636,000
Application Approved But Not Accepted 151 $24,397,000 $161,000 $424,000 $67,000 $340,000
File Closed For Incompleteness 56 $7,354,000 $131,000 $338,000 $101,000 $1,217,000
Preapproval Approved but not Accepted 41 $5,290,000 $129,000 $345,000 $47,000 $191,000
Preapproval Denied by Financial Institution 21 $2,506,000 $119,000 $251,000 $43,000 $110,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 174 $23,853,000 $137,000 $595,000 $52,000 $636,000
Debt-To-Income Ratio 109 $19,466,000 $178,000 $635,000 $59,000 $416,000
Other 93 $14,430,000 $155,000 $417,000 $69,000 $235,000
Collateral 67 $11,742,000 $175,000 $417,000 $72,000 $209,000
Unverifiable Information 58 $8,712,000 $150,000 $376,000 $73,000 $240,000
Credit Application Incomplete 21 $4,155,000 $197,000 $345,000 $80,000 $160,000
Employment History 16 $1,890,000 $118,000 $238,000 $49,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 4 $737,000 $184,000 $417,000 $64,000 $165,000
Mortgage Insurance Denied 2 $191,000 $95,000 $104,000 $54,000 $57,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everett Financial Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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