Everett Financial Inc. Mortgage Lending & HMDA Data, 2009
In 2009, Everett Financial Inc. of Dallas, TX reported 12,788 mortgage applications totaling $2.1 billion, up 89% from 2008. The average application was for $161,964, and applicants reported an average income of $69,397. 81% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (2,661), Houston-Sugar Land-Baytown, TX (1,469) and Fort Worth-Arlington, TX (1,221) (applications in parentheses).
| Mortgage Company & Address | Everett Financial Inc. 14801 Quorum Dr Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 12,788 |
| Total Mortgage Loan Application Amount | $2,071,196,000 |
| Average Mortgage Loan Application Amount | $161,964 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $69,397 |
| Highest Applicant Income | $2,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 2,661 | $ 465,394,000 | $ 174,894 | $ 81,000 |
| Houston-Sugar Land-Baytown, TX | 1,469 | $ 220,891,000 | $ 150,368 | $ 73,000 |
| Fort Worth-Arlington, TX | 1,221 | $ 190,064,000 | $ 155,662 | $ 75,000 |
| Austin-Round Rock, TX | 951 | $ 170,157,000 | $ 178,924 | $ 75,000 |
| San Antonio, TX | 888 | $ 130,819,000 | $ 147,318 | $ 67,000 |
| Chicago-Naperville-Joliet, IL | 464 | $ 104,487,000 | $ 225,187 | $ 65,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 290 | $ 58,821,000 | $ 202,831 | $ 64,331 |
| El Paso, TX | 260 | $ 33,042,000 | $ 127,084 | $ 50,000 |
| Brownsville-Harlingen, TX | 249 | $ 27,475,000 | $ 110,341 | $ 64,000 |
| McAllen-Edinburg-Mission, TX | 241 | $ 29,424,000 | $ 122,091 | $ 59,000 |
| Waco, TX | 130 | $ 16,538,000 | $ 127,215 | $ 59,000 |
| Gary, IN | 119 | $ 18,659,000 | $ 156,798 | $ 49,000 |
| Atlanta-Sandy Springs-Marietta, GA | 109 | $ 21,480,000 | $ 197,064 | $ 76,000 |
| Denver-Aurora-Broomfield, CO | 109 | $ 23,914,000 | $ 219,394 | $ 76,000 |
| Des Moines-West Des Moines, IA | 103 | $ 12,724,000 | $ 123,533 | $ 41,000 |
| Baltimore-Towson, MD | 93 | $ 23,004,000 | $ 247,354 | $ 65,000 |
| Tyler, TX | 91 | $ 12,565,000 | $ 138,076 | $ 58,000 |
| Dothan, AL | 88 | $ 10,712,000 | $ 121,727 | $ 48,000 |
| Longview, TX | 87 | $ 11,710,000 | $ 134,597 | $ 64,000 |
| Beaumont-Port Arthur, TX | 76 | $ 10,851,000 | $ 142,776 | $ 70,000 |
| St. Louis, MO-IL | 69 | $ 11,168,000 | $ 161,855 | $ 43,565 |
| Birmingham-Hoover, AL | 66 | $ 9,606,000 | $ 145,545 | $ 58,000 |
| Corpus Christi, TX | 66 | $ 9,862,000 | $ 149,424 | $ 88,000 |
| Indianapolis-Carmel, IN | 62 | $ 8,852,000 | $ 142,774 | $ 54,000 |
| College Station-Bryan, TX | 57 | $ 8,932,000 | $ 156,701 | $ 80,000 |
| Youngstown-Warren-Boardman, OH-PA | 53 | $ 4,700,000 | $ 88,679 | $ 40,000 |
| Oklahoma City, OK | 46 | $ 7,286,000 | $ 158,391 | $ 62,000 |
| Charlotte-Gastonia-Concord, NC-SC | 42 | $ 5,711,000 | $ 135,976 | $ 55,000 |
| Bloomington, IN | 41 | $ 5,294,000 | $ 129,121 | $ 51,000 |
| Odessa, TX | 41 | $ 4,936,000 | $ 120,390 | $ 48,000 |
| Omaha-Council Bluffs, NE-IA | 38 | $ 5,415,000 | $ 142,500 | $ 60,736 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 38 | $ 11,126,000 | $ 292,789 | $ 87,552 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 38 | $ 6,175,000 | $ 162,500 | $ 58,000 |
| Columbus, OH | 37 | $ 5,945,000 | $ 160,675 | $ 71,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 37 | $ 5,190,000 | $ 140,270 | $ 54,000 |
| Lubbock, TX | 34 | $ 3,848,000 | $ 113,176 | $ 56,000 |
| Montgomery, AL | 32 | $ 4,229,000 | $ 132,156 | $ 42,000 |
| Lake County-Kenosha County, IL-WI | 31 | $ 6,794,000 | $ 219,161 | $ 58,903 |
| Greensboro-High Point, NC | 30 | $ 3,586,000 | $ 119,533 | $ 40,000 |
| Killeen-Temple-Fort Hood, TX | 30 | $ 4,321,000 | $ 144,033 | $ 51,000 |
| Columbus, GA-AL | 29 | $ 3,636,000 | $ 125,379 | $ 44,793 |
| Florence-Muscle Shoals, AL | 29 | $ 3,320,000 | $ 114,482 | $ 49,000 |
| Kansas City, MO-KS | 29 | $ 4,615,000 | $ 159,137 | $ 63,758 |
| Amarillo, TX | 26 | $ 3,687,000 | $ 141,807 | $ 59,000 |
| Sherman-Denison, TX | 26 | $ 3,606,000 | $ 138,692 | $ 100,000 |
| Tuscaloosa, AL | 26 | $ 4,175,000 | $ 160,576 | $ 69,000 |
| Albuquerque, NM | 24 | $ 4,587,000 | $ 191,125 | $ 54,000 |
| Charleston-North Charleston-Summerville, SC | 24 | $ 4,431,000 | $ 184,625 | $ 81,000 |
| Tulsa, OK | 24 | $ 3,057,000 | $ 127,375 | $ 54,000 |
| Bethesda-Frederick-Rockville, MD | 20 | $ 5,295,000 | $ 264,750 | $ 78,000 |
| Duluth, MN-WI | 20 | $ 1,987,000 | $ 99,350 | $ 29,850 |
| La Crosse, WI-MN | 20 | $ 2,188,000 | $ 109,400 | $ 44,000 |
| Rockford, IL | 20 | $ 3,045,000 | $ 152,250 | $ 51,000 |
| Midland, TX | 19 | $ 2,751,000 | $ 144,789 | $ 73,000 |
| Milwaukee-Waukesha-West Allis, WI | 19 | $ 3,630,000 | $ 191,052 | $ 42,000 |
| Green Bay, WI | 18 | $ 2,885,000 | $ 160,277 | $ 72,000 |
| Riverside-San Bernardino-Ontario, CA | 17 | $ 3,647,000 | $ 214,529 | $ 71,000 |
| Colorado Springs, CO | 16 | $ 3,011,000 | $ 188,187 | $ 51,000 |
| Auburn-Opelika, AL | 15 | $ 2,674,000 | $ 178,266 | $ 58,000 |
| Boulder, CO | 15 | $ 4,083,000 | $ 272,200 | $ 91,000 |
| Kankakee-Bradley, IL | 15 | $ 1,912,000 | $ 127,466 | $ 46,000 |
| Oshkosh-Neenah, WI | 15 | $ 2,369,000 | $ 157,933 | $ 56,000 |
| Peoria, IL | 15 | $ 1,869,000 | $ 124,600 | $ 39,000 |
| Cincinnati-Middletown, OH-KY-IN | 14 | $ 2,621,000 | $ 187,214 | $ 132,000 |
| Fort Collins-Loveland, CO | 14 | $ 3,233,000 | $ 230,928 | $ 77,000 |
| Madison, WI | 14 | $ 2,536,000 | $ 181,142 | $ 96,000 |
| Memphis, TN-MS-AR | 14 | $ 1,524,000 | $ 108,857 | $ 74,000 |
| Appleton, WI | 13 | $ 1,592,000 | $ 122,461 | $ 44,000 |
| Laredo, TX | 13 | $ 1,941,000 | $ 149,307 | $ 55,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 3,694,000 | $ 284,153 | $ 84,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 2,947,000 | $ 226,692 | $ 75,000 |
| Abilene, TX | 12 | $ 2,205,000 | $ 183,750 | $ 92,000 |
| Bremerton-Silverdale, WA | 12 | $ 3,254,000 | $ 271,166 | $ 76,000 |
| Columbia, SC | 12 | $ 1,866,000 | $ 155,500 | $ 46,000 |
| Greeley, CO | 12 | $ 2,570,000 | $ 214,166 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 1,814,000 | $ 151,166 | $ 82,000 |
| Richmond, VA | 12 | $ 2,369,000 | $ 197,416 | $ 73,000 |
| Cleveland-Elyria-Mentor, OH | 11 | $ 1,557,000 | $ 141,545 | $ 39,000 |
| Dayton, OH | 11 | $ 1,099,000 | $ 99,909 | $ 80,000 |
| Jacksonville, FL | 11 | $ 1,828,000 | $ 166,181 | $ 47,000 |
| San Diego-Carlsbad-San Marcos, CA | 11 | $ 2,899,000 | $ 263,545 | $ 76,000 |
| Shreveport-Bossier City, LA | 10 | $ 1,721,000 | $ 172,100 | $ 60,000 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 2,269,000 | $ 226,900 | $ 33,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 1,715,000 | $ 190,555 | $ 97,666 |
| Lawton, OK | 9 | $ 1,497,000 | $ 166,333 | $ 66,000 |
| Orlando-Kissimmee, FL | 9 | $ 1,673,000 | $ 185,888 | $ 40,000 |
| St. Cloud, MN | 9 | $ 1,554,000 | $ 172,666 | $ 61,000 |
| Victoria, TX | 9 | $ 1,473,000 | $ 163,666 | $ 84,000 |
| Los Angeles-Long Beach-Glendale, CA | 8 | $ 2,400,000 | $ 300,000 | $ 96,000 |
| Michigan City-La Porte, IN | 8 | $ 1,388,000 | $ 173,500 | $ 49,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 8 | $ 1,348,000 | $ 168,500 | $ 47,000 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 1,735,000 | $ 216,875 | $ 80,000 |
| Tampa-St. Petersburg-Clearwater, FL | 8 | $ 1,307,000 | $ 163,375 | $ 56,000 |
| Bakersfield, CA | 7 | $ 1,171,000 | $ 167,285 | $ 51,000 |
| Fort Smith, AR-OK | 7 | $ 714,000 | $ 102,000 | $ 39,714 |
| Greenville-Mauldin-Easley, SC | 7 | $ 1,426,000 | $ 203,714 | $ 56,000 |
| Huntsville, AL | 7 | $ 1,500,000 | $ 214,285 | $ 71,000 |
| Lincoln, NE | 7 | $ 797,000 | $ 113,857 | $ 33,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 1,820,000 | $ 260,000 | $ 109,000 |
| Texarkana, Tx-Texarkana, AR | 7 | $ 726,000 | $ 103,714 | $ 60,000 |
| Durham-Chapel Hill, NC | 6 | $ 834,000 | $ 139,000 | $ 58,000 |
| Grand Junction, CO | 6 | $ 1,429,000 | $ 238,166 | $ 62,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,105,000 | $ 184,166 | $ 54,000 |
| Oakland-Fremont-Hayward, CA | 6 | $ 2,317,000 | $ 386,166 | $ 422,000 |
| Roanoke, VA | 6 | $ 1,080,000 | $ 180,000 | $ 60,000 |
| Rochester, MN | 6 | $ 1,345,000 | $ 224,166 | $ 96,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 6 | $ 1,505,000 | $ 250,833 | $ 76,000 |
| Springfield, MO | 6 | $ 942,000 | $ 157,000 | $ 34,000 |
| Akron, OH | 5 | $ 919,000 | $ 183,800 | $ 61,000 |
| Bradenton-Sarasota-Venice, FL | 5 | $ 928,000 | $ 185,600 | $ 114,000 |
| Detroit-Livonia-Dearborn, MI | 5 | $ 1,474,000 | $ 294,800 | $ 105,000 |
| Jacksonville, NC | 5 | $ 916,000 | $ 183,200 | $ 84,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 684,000 | $ 136,800 | $ 41,000 |
| Port St. Lucie, FL | 5 | $ 642,000 | $ 128,400 | $ 54,000 |
| Raleigh-Cary, NC | 5 | $ 1,233,000 | $ 246,600 | $ 79,000 |
| Savannah, GA | 5 | $ 970,000 | $ 194,000 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 593,000 | $ 118,600 | $ 31,000 |
| Springfield, IL | 5 | $ 611,000 | $ 122,200 | $ 65,000 |
| Ames, IA | 4 | $ 600,000 | $ 150,000 | $ 69,000 |
| Baton Rouge, LA | 4 | $ 774,000 | $ 193,500 | $ 82,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 785,000 | $ 196,250 | $ 55,000 |
| Cape Girardeau-Jackson, MO-IL | 4 | $ 493,000 | $ 123,250 | $ 61,750 |
| Champaign-Urbana, IL | 4 | $ 780,000 | $ 195,000 | $ 38,000 |
| Chattanooga, TN-GA | 4 | $ 540,000 | $ 135,000 | $ 65,000 |
| Farmington, NM | 4 | $ 913,000 | $ 228,250 | $ 85,000 |
| Fort Wayne, IN | 4 | $ 478,000 | $ 119,500 | $ 37,000 |
| Janesville, WI | 4 | $ 376,000 | $ 94,000 | $ 29,000 |
| Joplin, MO | 4 | $ 511,000 | $ 127,750 | $ 30,000 |
| Mobile, AL | 4 | $ 603,000 | $ 150,750 | $ 62,000 |
| Racine, WI | 4 | $ 699,000 | $ 174,750 | $ 33,000 |
| Salt Lake City, UT | 4 | $ 750,000 | $ 187,500 | $ 0 |
| Santa Fe, NM | 4 | $ 904,000 | $ 226,000 | $ 36,000 |
| Toledo, OH | 4 | $ 859,000 | $ 214,750 | $ 115,000 |
| Warner Robins, GA | 4 | $ 658,000 | $ 164,500 | $ 81,000 |
| Wichita Falls, TX | 4 | $ 369,000 | $ 92,250 | $ 50,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 698,000 | $ 232,666 | $ 88,000 |
| Burlington, NC | 3 | $ 240,000 | $ 80,000 | $ 63,000 |
| Canton-Massillon, OH | 3 | $ 472,000 | $ 157,333 | $ 50,000 |
| Columbia, MO | 3 | $ 438,000 | $ 146,000 | $ 58,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 505,000 | $ 168,333 | $ 58,000 |
| Decatur, AL | 3 | $ 571,000 | $ 190,333 | $ 85,000 |
| Evansville, IN-KY | 3 | $ 269,000 | $ 89,666 | $ 39,000 |
| Fond Du Lac, WI | 3 | $ 462,000 | $ 154,000 | $ 62,000 |
| Gainesville, GA | 3 | $ 767,000 | $ 255,666 | $ 79,000 |
| Iowa City, IA | 3 | $ 542,000 | $ 180,666 | $ 67,000 |
| Jefferson City, MO | 3 | $ 306,000 | $ 102,000 | $ 20,000 |
| Knoxville, TN | 3 | $ 575,000 | $ 191,666 | $ 82,000 |
| Mankato-North Mankato, MN | 3 | $ 562,000 | $ 187,333 | $ 65,000 |
| Modesto, CA | 3 | $ 562,000 | $ 187,333 | $ 85,000 |
| San Angelo, TX | 3 | $ 205,000 | $ 68,333 | $ 31,000 |
| Santa Ana-Anaheim-Irvine, CA | 3 | $ 889,000 | $ 296,333 | $ 78,000 |
| Sheboygan, WI | 3 | $ 298,000 | $ 99,333 | $ 32,000 |
| Terre Haute, IN | 3 | $ 220,000 | $ 73,333 | $ 58,000 |
| Wausau, WI | 3 | $ 468,000 | $ 156,000 | $ 58,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 454,000 | $ 151,333 | $ 83,000 |
| Winston-Salem, NC | 3 | $ 744,000 | $ 248,000 | $ 172,000 |
| Anderson, IN | 2 | $ 123,000 | $ 61,500 | $ 67,000 |
| Asheville, NC | 2 | $ 557,000 | $ 278,500 | $ 80,000 |
| Bloomington-Normal, IL | 2 | $ 360,000 | $ 180,000 | $ 39,000 |
| Eau Claire, WI | 2 | $ 197,000 | $ 98,500 | $ 47,000 |
| Elkhart-Goshen, IN | 2 | $ 391,000 | $ 195,500 | $ 156,000 |
| Fresno, CA | 2 | $ 443,000 | $ 221,500 | $ 133,000 |
| Gadsden, AL | 2 | $ 223,000 | $ 111,500 | $ 59,000 |
| Holland-Grand Haven, MI | 2 | $ 631,000 | $ 315,500 | $ 28,000 |
| Lakeland-Winter Haven, FL | 2 | $ 165,000 | $ 82,500 | $ 53,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 337,000 | $ 168,500 | $ 59,000 |
| Macon, GA | 2 | $ 424,000 | $ 212,000 | $ 17,000 |
| Naples-Marco Island, FL | 2 | $ 408,000 | $ 204,000 | $ 90,000 |
| Olympia, WA | 2 | $ 426,000 | $ 213,000 | $ 76,000 |
| Portland-Vancouver-Beaverton, OR-WA | 2 | $ 413,000 | $ 206,500 | $ 50,000 |
| Punta Gorda, FL | 2 | $ 263,000 | $ 131,500 | $ 45,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 569,000 | $ 284,500 | $ 79,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 362,000 | $ 181,000 | $ 19,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 786,000 | $ 393,000 | $ 99,000 |
| Sioux Falls, SD | 2 | $ 582,000 | $ 291,000 | $ 139,000 |
| Stockton, CA | 2 | $ 479,000 | $ 239,500 | $ 5,000 |
| Topeka, KS | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Vallejo-Fairfield, CA | 2 | $ 587,000 | $ 293,500 | $ 98,000 |
| Wichita, KS | 2 | $ 358,000 | $ 179,000 | $ 58,000 |
| Winchester, VA-WV | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Albany, GA | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Anderson, SC | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Ann Arbor, MI | 1 | $ 210,000 | $ 210,000 | $ 95,000 |
| Athens-Clarke County, GA | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Bay City, MI | 1 | $ 254,000 | $ 254,000 | $ 10,000 |
| Brunswick, GA | 1 | $ 157,000 | $ 157,000 | $ 104,000 |
| Casper, WY | 1 | $ 139,000 | $ 139,000 | $ 26,000 |
| Charlottesville, VA | 1 | $ 445,000 | $ 445,000 | $ 220,000 |
| Cheyenne, WY | 1 | $ 188,000 | $ 188,000 | $ 51,000 |
| Cleveland, TN | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Dalton, GA | 1 | $ 169,000 | $ 169,000 | $ 86,000 |
| Danville, IL | 1 | $ 157,000 | $ 157,000 | $ 37,000 |
| Decatur, IL | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 204,000 | $ 204,000 | $ 10,000 |
| Fargo, ND-MN | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Flint, MI | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Florence, SC | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Gainesville, FL | 1 | $ 346,000 | $ 346,000 | $ 144,000 |
| Grand Forks, ND-MN | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 172,000 | $ 172,000 | $ 102,000 |
| Hattiesburg, MS | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Hot Springs, AR | 1 | $ 192,000 | $ 192,000 | $ 180,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Jackson, MS | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
| Jackson, TN | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Johnson City, TN | 1 | $ 194,000 | $ 194,000 | $ 98,000 |
| Jonesboro, AR | 1 | $ 102,000 | $ 102,000 | $ 106,000 |
| Kalamazoo-Portage, MI | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Kokomo, IN | 1 | $ 198,000 | $ 198,000 | $ 104,000 |
| Lafayette, IN | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Lafayette, LA | 1 | $ 208,000 | $ 208,000 | $ 114,000 |
| Lake Charles, LA | 1 | $ 210,000 | $ 210,000 | $ 107,000 |
| Lansing-East Lansing, MI | 1 | $ 249,000 | $ 249,000 | $ 10,000 |
| Manhattan, KS | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Merced, CA | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Monroe, MI | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Muncie, IN | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Napa, CA | 1 | $ 417,000 | $ 417,000 | $ 301,000 |
| Ocala, FL | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Ogden-Clearfield, UT | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 306,000 | $ 306,000 | $ 190,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 58,000 | $ 58,000 | $ 18,000 |
| Pine Bluff, AR | 1 | $ 181,000 | $ 181,000 | $ 46,000 |
| Provo-Orem, UT | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Sebastian-Vero Beach, FL | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Sioux City, IA-NE-SD | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| St. Joseph, MO-KS | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Sumter, SC | 1 | $ 116,000 | $ 116,000 | $ 87,000 |
| Tucson, AZ | 1 | $ 179,000 | $ 179,000 | $ 107,000 |
| Valdosta, GA | 1 | $ 169,000 | $ 169,000 | $ 49,000 |
| Visalia-Porterville, CA | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
| Wilmington, NC | 1 | $ 264,000 | $ 264,000 | $ 61,000 |
| Yuba City, CA | 1 | $ 317,000 | $ 317,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Everett Financial Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,582 | $955,897,000 | $145,000 | $998,000 | $66,000 | $2,000,000 |
| Refinancing | 6,206 | $1,115,299,000 | $179,000 | $1,500,000 | $73,000 | $1,224,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,816 | $1,332,515,000 | $170,000 | $1,500,000 | $75,000 | $2,000,000 |
| Hispanic | 2,193 | $282,811,000 | $128,000 | $640,000 | $56,000 | $839,000 |
| Not Provided | 1,493 | $243,888,000 | $163,000 | $998,000 | $69,000 | $1,224,000 |
| Black or African American | 961 | $151,162,000 | $157,000 | $625,000 | $55,000 | $249,000 |
| Asian | 251 | $46,431,000 | $184,000 | $417,000 | $76,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $8,313,000 | $207,000 | $600,000 | $73,000 | $250,000 |
| American Indian or Alaskan Native | 34 | $6,076,000 | $178,000 | $417,000 | $71,000 | $276,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 7,208 | $1,079,485,000 | $149,000 | $674,000 | $56,000 | $1,565,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,585 | $825,148,000 | $179,000 | $1,500,000 | $94,000 | $2,000,000 |
| VA-guaranteed (Veterans Administration) | 775 | $139,836,000 | $180,000 | $629,000 | $59,000 | $794,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 220 | $26,727,000 | $121,000 | $356,000 | $43,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,328 | $1,672,416,000 | $161,000 | $998,000 | $70,000 | $2,000,000 |
| Application Withdrawn By Applicant | 1,540 | $256,107,000 | $166,000 | $1,500,000 | $69,000 | $1,224,000 |
| Application Denied By Financial Institution | 651 | $103,126,000 | $158,000 | $900,000 | $63,000 | $636,000 |
| Application Approved But Not Accepted | 151 | $24,397,000 | $161,000 | $424,000 | $67,000 | $340,000 |
| File Closed For Incompleteness | 56 | $7,354,000 | $131,000 | $338,000 | $101,000 | $1,217,000 |
| Preapproval Approved but not Accepted | 41 | $5,290,000 | $129,000 | $345,000 | $47,000 | $191,000 |
| Preapproval Denied by Financial Institution | 21 | $2,506,000 | $119,000 | $251,000 | $43,000 | $110,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 174 | $23,853,000 | $137,000 | $595,000 | $52,000 | $636,000 |
| Debt-To-Income Ratio | 109 | $19,466,000 | $178,000 | $635,000 | $59,000 | $416,000 |
| Other | 93 | $14,430,000 | $155,000 | $417,000 | $69,000 | $235,000 |
| Collateral | 67 | $11,742,000 | $175,000 | $417,000 | $72,000 | $209,000 |
| Unverifiable Information | 58 | $8,712,000 | $150,000 | $376,000 | $73,000 | $240,000 |
| Credit Application Incomplete | 21 | $4,155,000 | $197,000 | $345,000 | $80,000 | $160,000 |
| Employment History | 16 | $1,890,000 | $118,000 | $238,000 | $49,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $737,000 | $184,000 | $417,000 | $64,000 | $165,000 |
| Mortgage Insurance Denied | 2 | $191,000 | $95,000 | $104,000 | $54,000 | $57,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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