Everett Financial, Inc. Mortgage Lending & HMDA Data, 2013
In 2013, Everett Financial, Inc. of Dallas, TX reported 30,051 mortgage applications totaling $5.7 billion, up 20% from 2012. The average application was for $190,111, and applicants reported an average income of $92,579. 60% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Dallas-Plano-Irving, TX (5,069), Atlanta-Sandy Springs-Marietta, GA (2,335) and Austin-Round Rock-San Marcos, TX (2,310) (applications in parentheses).
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 30,051 |
| Total Mortgage Loan Application Amount | $5,713,034,000 |
| Average Mortgage Loan Application Amount | $190,111 |
| Highest Mortgage Loan Application Amount | $1,908,000 |
| Average Applicant Income | $92,579 |
| Highest Applicant Income | $7,752,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 5,069 | $ 949,863,000 | $ 187,386 | $ 101,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,335 | $ 453,293,000 | $ 194,129 | $ 89,000 |
| Austin-Round Rock-San Marcos, TX | 2,310 | $ 442,037,000 | $ 191,358 | $ 98,000 |
| Fort Worth-Arlington, TX | 2,163 | $ 367,719,000 | $ 170,004 | $ 92,000 |
| Houston-Sugar Land-Baytown, TX | 1,448 | $ 272,115,000 | $ 187,924 | $ 109,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,007 | $ 128,976,000 | $ 128,079 | $ 62,000 |
| Huntsville, AL | 856 | $ 140,068,000 | $ 163,630 | $ 71,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 803 | $ 158,901,000 | $ 197,884 | $ 75,821 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 742 | $ 174,555,000 | $ 235,249 | $ 116,000 |
| Denver-Aurora-Broomfield, CO | 654 | $ 150,569,000 | $ 230,227 | $ 85,000 |
| Chicago-Joliet-Naperville, IL | 649 | $ 132,978,000 | $ 204,896 | $ 71,000 |
| Birmingham-Hoover, AL | 523 | $ 74,686,000 | $ 142,803 | $ 65,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 522 | $ 102,035,000 | $ 195,469 | $ 108,000 |
| San Antonio-New Braunfels, TX | 470 | $ 97,105,000 | $ 206,606 | $ 90,000 |
| Montgomery, AL | 317 | $ 40,854,000 | $ 128,876 | $ 60,000 |
| Auburn-Opelika, AL | 303 | $ 50,646,000 | $ 167,148 | $ 84,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 300 | $ 72,312,000 | $ 241,040 | $ 94,000 |
| Pensacola-Ferry Pass-Brent, FL | 286 | $ 50,100,000 | $ 175,174 | $ 116,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 280 | $ 90,878,000 | $ 324,564 | $ 133,785 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 242 | $ 48,246,000 | $ 199,363 | $ 91,504 |
| Seattle-Bellevue-Everett, WA | 228 | $ 75,220,000 | $ 329,912 | $ 118,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 220 | $ 56,185,000 | $ 255,386 | $ 115,000 |
| Tulsa, OK | 152 | $ 22,077,000 | $ 145,243 | $ 63,000 |
| Eugene-Springfield, OR | 146 | $ 33,724,000 | $ 230,986 | $ 102,000 |
| Crestview-Fort Walton Beach-Destin, FL | 145 | $ 26,561,000 | $ 183,179 | $ 92,000 |
| Miami-Miami Beach-Kendall, FL | 135 | $ 29,037,000 | $ 215,088 | $ 94,000 |
| Dothan, AL | 134 | $ 18,455,000 | $ 137,723 | $ 60,000 |
| Memphis, TN-MS-AR | 128 | $ 20,063,000 | $ 156,742 | $ 106,320 |
| Los Angeles-Long Beach-Glendale, CA | 122 | $ 46,311,000 | $ 379,598 | $ 157,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 118 | $ 19,035,000 | $ 161,313 | $ 98,000 |
| Beaumont-Port Arthur, TX | 113 | $ 17,337,000 | $ 153,424 | $ 94,000 |
| Lawton, OK | 113 | $ 17,668,000 | $ 156,353 | $ 61,000 |
| Florence-Muscle Shoals, AL | 108 | $ 12,831,000 | $ 118,805 | $ 56,000 |
| Greeley, CO | 89 | $ 16,920,000 | $ 190,112 | $ 78,000 |
| Longview, TX | 88 | $ 13,659,000 | $ 155,215 | $ 78,000 |
| Corpus Christi, TX | 87 | $ 14,442,000 | $ 166,000 | $ 94,000 |
| Salt Lake City, UT | 83 | $ 18,025,000 | $ 217,168 | $ 74,000 |
| Hinesville-Fort Stewart, GA | 79 | $ 8,921,000 | $ 112,924 | $ 54,000 |
| Colorado Springs, CO | 78 | $ 16,882,000 | $ 216,435 | $ 81,000 |
| Riverside-San Bernardino-Ontario, CA | 76 | $ 18,937,000 | $ 249,171 | $ 139,000 |
| Amarillo, TX | 74 | $ 10,289,000 | $ 139,040 | $ 79,000 |
| Sherman-Denison, TX | 71 | $ 12,684,000 | $ 178,647 | $ 115,000 |
| Columbia, SC | 70 | $ 13,633,000 | $ 194,757 | $ 98,000 |
| El Paso, TX | 64 | $ 11,203,000 | $ 175,046 | $ 95,000 |
| St. Cloud, MN | 62 | $ 9,497,000 | $ 153,177 | $ 55,000 |
| Baltimore-Towson, MD | 61 | $ 14,092,000 | $ 231,016 | $ 83,000 |
| Killeen-Temple-Fort Hood, TX | 61 | $ 10,747,000 | $ 176,180 | $ 71,000 |
| Gainesville, GA | 60 | $ 10,554,000 | $ 175,900 | $ 69,000 |
| Odessa, TX | 60 | $ 10,290,000 | $ 171,500 | $ 81,000 |
| Lake County-Kenosha County, IL-WI | 59 | $ 11,214,000 | $ 190,067 | $ 73,559 |
| McAllen-Edinburg-Mission, TX | 59 | $ 9,550,000 | $ 161,864 | $ 85,000 |
| New Orleans-Metairie-Kenner, LA | 59 | $ 10,690,000 | $ 181,186 | $ 99,000 |
| Fort Collins-Loveland, CO | 58 | $ 13,441,000 | $ 231,741 | $ 82,000 |
| Boulder, CO | 56 | $ 13,295,000 | $ 237,410 | $ 91,000 |
| Lubbock, TX | 54 | $ 9,937,000 | $ 184,018 | $ 122,000 |
| Santa Ana-Anaheim-Irvine, CA | 54 | $ 21,690,000 | $ 401,666 | $ 117,000 |
| Tampa-St. Petersburg-Clearwater, FL | 53 | $ 9,333,000 | $ 176,094 | $ 80,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 53 | $ 12,261,000 | $ 231,339 | $ 81,000 |
| College Station-Bryan, TX | 52 | $ 9,991,000 | $ 192,134 | $ 104,000 |
| Midland, TX | 50 | $ 10,042,000 | $ 200,840 | $ 97,000 |
| San Diego-Carlsbad-San Marcos, CA | 48 | $ 15,772,000 | $ 328,583 | $ 117,000 |
| Waco, TX | 48 | $ 7,816,000 | $ 162,833 | $ 75,000 |
| Louisville/Jefferson County, KY-IN | 45 | $ 7,055,000 | $ 156,777 | $ 89,666 |
| Tacoma, WA | 45 | $ 10,576,000 | $ 235,022 | $ 76,000 |
| Oklahoma City, OK | 44 | $ 7,248,000 | $ 164,727 | $ 85,000 |
| Tyler, TX | 44 | $ 7,652,000 | $ 173,909 | $ 70,000 |
| Wilmington, NC | 43 | $ 7,884,000 | $ 183,348 | $ 67,000 |
| Orlando-Kissimmee-Sanford, FL | 41 | $ 7,237,000 | $ 176,512 | $ 73,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 41 | $ 10,246,000 | $ 249,902 | $ 83,000 |
| Oakland-Fremont-Hayward, CA | 40 | $ 14,688,000 | $ 367,200 | $ 120,000 |
| Decatur, AL | 38 | $ 5,592,000 | $ 147,157 | $ 72,000 |
| Baton Rouge, LA | 37 | $ 7,692,000 | $ 207,891 | $ 89,000 |
| Gulfport-Biloxi, MS | 37 | $ 6,630,000 | $ 179,189 | $ 98,000 |
| Savannah, GA | 37 | $ 8,192,000 | $ 221,405 | $ 88,000 |
| Brownsville-Harlingen, TX | 36 | $ 6,245,000 | $ 173,472 | $ 77,000 |
| Ogden-Clearfield, UT | 36 | $ 8,724,000 | $ 242,333 | $ 87,000 |
| Bethesda-Rockville-Frederick, MD | 34 | $ 10,950,000 | $ 322,058 | $ 105,000 |
| Little Rock-North Little Rock-Conway, AR | 34 | $ 6,464,000 | $ 190,117 | $ 89,000 |
| Milwaukee-Waukesha-West Allis, WI | 34 | $ 6,596,000 | $ 194,000 | $ 80,000 |
| Richmond, VA | 34 | $ 7,199,000 | $ 211,735 | $ 100,000 |
| Bend, OR | 32 | $ 8,483,000 | $ 265,093 | $ 135,000 |
| Hartford-West Hartford-East Hartford, CT | 31 | $ 6,228,000 | $ 200,903 | $ 102,000 |
| Indianapolis-Carmel, IN | 31 | $ 5,089,000 | $ 164,161 | $ 66,000 |
| Rochester, MN | 30 | $ 5,707,000 | $ 190,233 | $ 78,000 |
| Duluth, MN-WI | 29 | $ 5,870,000 | $ 202,413 | $ 119,448 |
| Gary, IN | 28 | $ 5,101,000 | $ 182,178 | $ 47,000 |
| Grand Junction, CO | 27 | $ 5,882,000 | $ 217,851 | $ 94,000 |
| San Francisco-San Mateo-Redwood City, CA | 27 | $ 11,801,000 | $ 437,074 | $ 183,000 |
| Albuquerque, NM | 26 | $ 4,869,000 | $ 187,269 | $ 77,000 |
| Provo-Orem, UT | 26 | $ 6,539,000 | $ 251,500 | $ 100,000 |
| Knoxville, TN | 25 | $ 5,074,000 | $ 202,960 | $ 76,000 |
| Laredo, TX | 25 | $ 5,113,000 | $ 204,520 | $ 101,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 23 | $ 4,560,000 | $ 198,260 | $ 94,000 |
| Salem, OR | 23 | $ 4,123,000 | $ 179,260 | $ 60,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 23 | $ 8,859,000 | $ 385,173 | $ 161,000 |
| Port St. Lucie, FL | 22 | $ 4,589,000 | $ 208,590 | $ 96,000 |
| Greensboro-High Point, NC | 21 | $ 2,552,000 | $ 121,523 | $ 20,000 |
| Madison, WI | 21 | $ 4,274,000 | $ 203,523 | $ 82,000 |
| Medford, OR | 21 | $ 5,124,000 | $ 244,000 | $ 79,000 |
| Augusta-Richmond County, GA-SC | 20 | $ 4,219,000 | $ 210,950 | $ 85,800 |
| Des Moines-West Des Moines, IA | 20 | $ 3,336,000 | $ 166,800 | $ 56,000 |
| Jacksonville, FL | 20 | $ 2,955,000 | $ 147,750 | $ 76,000 |
| San Angelo, TX | 20 | $ 2,547,000 | $ 127,350 | $ 54,000 |
| Chattanooga, TN-GA | 19 | $ 3,339,000 | $ 175,736 | $ 66,210 |
| North Port-Bradenton-Sarasota, FL | 19 | $ 3,601,000 | $ 189,526 | $ 102,000 |
| Omaha-Council Bluffs, NE-IA | 19 | $ 2,631,000 | $ 138,473 | $ 59,947 |
| Spokane, WA | 19 | $ 3,223,000 | $ 169,631 | $ 53,000 |
| Bremerton-Silverdale, WA | 18 | $ 4,867,000 | $ 270,388 | $ 82,000 |
| Columbus, GA-AL | 18 | $ 2,896,000 | $ 160,888 | $ 86,000 |
| Tuscaloosa, AL | 18 | $ 2,316,000 | $ 128,666 | $ 66,000 |
| Abilene, TX | 17 | $ 2,312,000 | $ 136,000 | $ 86,000 |
| Shreveport-Bossier City, LA | 17 | $ 3,272,000 | $ 192,470 | $ 72,000 |
| St. Louis, MO-IL | 17 | $ 3,190,000 | $ 187,647 | $ 64,000 |
| Athens-Clarke County, GA | 16 | $ 2,228,000 | $ 139,250 | $ 59,000 |
| Bakersfield-Delano, CA | 16 | $ 2,961,000 | $ 185,062 | $ 89,000 |
| Charleston-North Charleston-Summerville, SC | 16 | $ 4,948,000 | $ 309,250 | $ 109,000 |
| Greenville-Mauldin-Easley, SC | 16 | $ 3,501,000 | $ 218,812 | $ 146,000 |
| Stockton, CA | 16 | $ 3,861,000 | $ 241,312 | $ 121,000 |
| Mankato-North Mankato, MN | 15 | $ 2,688,000 | $ 179,200 | $ 83,000 |
| Pueblo, CO | 15 | $ 2,523,000 | $ 168,200 | $ 64,000 |
| Raleigh-Cary, NC | 15 | $ 3,589,000 | $ 239,266 | $ 84,000 |
| Victoria, TX | 15 | $ 2,270,000 | $ 151,333 | $ 102,000 |
| Wichita Falls, TX | 15 | $ 2,186,000 | $ 145,733 | $ 82,000 |
| Cape Coral-Fort Myers, FL | 14 | $ 3,070,000 | $ 219,285 | $ 101,000 |
| Mobile, AL | 14 | $ 2,671,000 | $ 190,785 | $ 101,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 4,814,000 | $ 343,857 | $ 119,000 |
| Houma-Bayou Cane-Thibodaux, LA | 12 | $ 2,412,000 | $ 201,000 | $ 236,000 |
| Kennewick-Pasco-Richland, WA | 11 | $ 1,993,000 | $ 181,181 | $ 79,000 |
| Lynchburg, VA | 11 | $ 2,475,000 | $ 225,000 | $ 102,000 |
| Naples-Marco Island, FL | 11 | $ 2,651,000 | $ 241,000 | $ 291,000 |
| Roanoke, VA | 11 | $ 2,206,000 | $ 200,545 | $ 106,000 |
| Charlottesville, VA | 10 | $ 2,556,000 | $ 255,600 | $ 112,000 |
| Green Bay, WI | 10 | $ 1,924,000 | $ 192,400 | $ 94,000 |
| Santa Fe, NM | 10 | $ 2,787,000 | $ 278,700 | $ 81,000 |
| Texarkana, Tx-Texarkana, AR | 10 | $ 1,586,000 | $ 158,600 | $ 85,200 |
| Dalton, GA | 9 | $ 1,564,000 | $ 173,777 | $ 71,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 1,477,000 | $ 164,111 | $ 84,666 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 1,327,000 | $ 147,444 | $ 62,000 |
| Fort Smith, AR-OK | 9 | $ 915,000 | $ 101,666 | $ 46,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 2,299,000 | $ 255,444 | $ 78,000 |
| Peoria, IL | 9 | $ 1,455,000 | $ 161,666 | $ 95,000 |
| Santa Rosa-Petaluma, CA | 9 | $ 3,400,000 | $ 377,777 | $ 158,000 |
| Wichita, KS | 9 | $ 1,048,000 | $ 116,444 | $ 51,000 |
| Bellingham, WA | 8 | $ 2,029,000 | $ 253,625 | $ 86,000 |
| Casper, WY | 8 | $ 1,936,000 | $ 242,000 | $ 96,000 |
| Clarksville, TN-KY | 8 | $ 1,502,000 | $ 187,750 | $ 104,750 |
| Corvallis, OR | 8 | $ 1,739,000 | $ 217,375 | $ 88,000 |
| Evansville, IN-KY | 8 | $ 1,379,000 | $ 172,375 | $ 183,625 |
| Kansas City, MO-KS | 8 | $ 1,023,000 | $ 127,875 | $ 84,000 |
| Lafayette, LA | 8 | $ 1,271,000 | $ 158,875 | $ 71,000 |
| Lake Charles, LA | 8 | $ 1,374,000 | $ 171,750 | $ 127,000 |
| Olympia, WA | 8 | $ 2,298,000 | $ 287,250 | $ 91,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 3,171,000 | $ 396,375 | $ 224,000 |
| Visalia-Porterville, CA | 8 | $ 1,528,000 | $ 191,000 | $ 82,000 |
| Winchester, VA-WV | 8 | $ 1,608,000 | $ 201,000 | $ 126,000 |
| Yakima, WA | 8 | $ 1,652,000 | $ 206,500 | $ 130,000 |
| Farmington, NM | 7 | $ 1,055,000 | $ 150,714 | $ 68,000 |
| Fresno, CA | 7 | $ 1,911,000 | $ 273,000 | $ 130,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 900,000 | $ 128,571 | $ 84,000 |
| Kankakee-Bradley, IL | 7 | $ 1,065,000 | $ 152,142 | $ 53,000 |
| Las Cruces, NM | 7 | $ 1,485,000 | $ 212,142 | $ 71,000 |
| Longview, WA | 7 | $ 1,239,000 | $ 177,000 | $ 93,000 |
| Racine, WI | 7 | $ 1,309,000 | $ 187,000 | $ 112,000 |
| Rockford, IL | 7 | $ 977,000 | $ 139,571 | $ 29,000 |
| San Luis Obispo-Paso Robles, CA | 7 | $ 1,915,000 | $ 273,571 | $ 61,000 |
| Sheboygan, WI | 7 | $ 1,139,000 | $ 162,714 | $ 54,000 |
| Tallahassee, FL | 7 | $ 1,335,000 | $ 190,714 | $ 81,000 |
| Wenatchee-East Wenatchee, WA | 7 | $ 1,928,000 | $ 275,428 | $ 88,000 |
| Wilmington, DE-MD-NJ | 7 | $ 1,148,000 | $ 164,000 | $ 65,000 |
| Cedar Rapids, IA | 6 | $ 1,121,000 | $ 186,833 | $ 72,000 |
| Eau Claire, WI | 6 | $ 795,000 | $ 132,500 | $ 53,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,019,000 | $ 169,833 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 910,000 | $ 151,666 | $ 40,833 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 6 | $ 1,355,000 | $ 225,833 | $ 102,000 |
| Rockingham County-Strafford County, NH | 6 | $ 1,316,000 | $ 219,333 | $ 70,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 6 | $ 2,743,000 | $ 457,166 | $ 120,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,040,000 | $ 173,333 | $ 93,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 1,093,000 | $ 182,166 | $ 83,666 |
| Spartanburg, SC | 6 | $ 1,361,000 | $ 226,833 | $ 103,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,113,000 | $ 185,500 | $ 232,000 |
| Appleton, WI | 5 | $ 769,000 | $ 153,800 | $ 71,000 |
| Asheville, NC | 5 | $ 1,055,000 | $ 211,000 | $ 89,000 |
| Champaign-Urbana, IL | 5 | $ 669,000 | $ 133,800 | $ 95,000 |
| Chico, CA | 5 | $ 1,078,000 | $ 215,600 | $ 91,000 |
| Elkhart-Goshen, IN | 5 | $ 887,000 | $ 177,400 | $ 49,000 |
| Fargo, ND-MN | 5 | $ 725,000 | $ 145,000 | $ 55,000 |
| Hot Springs, AR | 5 | $ 1,195,000 | $ 239,000 | $ 81,000 |
| Modesto, CA | 5 | $ 1,345,000 | $ 269,000 | $ 161,000 |
| Owensboro, KY | 5 | $ 574,000 | $ 114,800 | $ 83,000 |
| Redding, CA | 5 | $ 845,000 | $ 169,000 | $ 95,000 |
| Salinas, CA | 5 | $ 1,336,000 | $ 267,200 | $ 84,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,202,000 | $ 240,400 | $ 88,000 |
| Wausau, WI | 5 | $ 630,000 | $ 126,000 | $ 54,000 |
| Alexandria, LA | 4 | $ 665,000 | $ 166,250 | $ 78,000 |
| Brunswick, GA | 4 | $ 864,000 | $ 216,000 | $ 110,000 |
| Cheyenne, WY | 4 | $ 890,000 | $ 222,500 | $ 60,000 |
| Cincinnati-Middletown, OH-KY-IN | 4 | $ 697,000 | $ 174,250 | $ 273,000 |
| Hanford-Corcoran, CA | 4 | $ 674,000 | $ 168,500 | $ 62,000 |
| Harrisonburg, VA | 4 | $ 652,000 | $ 163,000 | $ 67,000 |
| Jackson, MS | 4 | $ 690,000 | $ 172,500 | $ 59,000 |
| Janesville, WI | 4 | $ 789,000 | $ 197,250 | $ 67,000 |
| Johnson City, TN | 4 | $ 610,000 | $ 152,500 | $ 299,000 |
| Jonesboro, AR | 4 | $ 765,000 | $ 191,250 | $ 73,000 |
| Lakeland-Winter Haven, FL | 4 | $ 573,000 | $ 143,250 | $ 89,000 |
| Manchester-Nashua, NH | 4 | $ 970,000 | $ 242,500 | $ 96,000 |
| Merced, CA | 4 | $ 869,000 | $ 217,250 | $ 105,000 |
| Monroe, LA | 4 | $ 748,000 | $ 187,000 | $ 117,000 |
| Napa, CA | 4 | $ 1,785,000 | $ 446,250 | $ 127,000 |
| Warner Robins, GA | 4 | $ 675,000 | $ 168,750 | $ 56,000 |
| Winston-Salem, NC | 4 | $ 714,000 | $ 178,500 | $ 82,000 |
| Albany, GA | 3 | $ 387,000 | $ 129,000 | $ 42,000 |
| Ames, IA | 3 | $ 406,000 | $ 135,333 | $ 66,000 |
| Anderson, SC | 3 | $ 446,000 | $ 148,666 | $ 79,000 |
| Anniston-Oxford, AL | 3 | $ 454,000 | $ 151,333 | $ 65,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 512,000 | $ 170,666 | $ 61,000 |
| Bloomington-Normal, IL | 3 | $ 407,000 | $ 135,666 | $ 81,000 |
| Burlington, NC | 3 | $ 346,000 | $ 115,333 | $ 26,000 |
| Durham-Chapel Hill, NC | 3 | $ 506,000 | $ 168,666 | $ 55,000 |
| Gadsden, AL | 3 | $ 391,000 | $ 130,333 | $ 66,000 |
| Gainesville, FL | 3 | $ 345,000 | $ 115,000 | $ 145,000 |
| Grand Forks, ND-MN | 3 | $ 311,000 | $ 103,666 | $ 46,000 |
| Jackson, TN | 3 | $ 522,000 | $ 174,000 | $ 59,000 |
| Logan, UT-ID | 3 | $ 1,268,000 | $ 422,666 | $ 221,000 |
| Macon, GA | 3 | $ 500,000 | $ 166,666 | $ 57,000 |
| Norwich-New London, CT | 3 | $ 789,000 | $ 263,000 | $ 94,000 |
| Ocala, FL | 3 | $ 320,000 | $ 106,666 | $ 58,000 |
| Oshkosh-Neenah, WI | 3 | $ 437,000 | $ 145,666 | $ 49,000 |
| Pascagoula, MS | 3 | $ 426,000 | $ 142,000 | $ 49,000 |
| Punta Gorda, FL | 3 | $ 768,000 | $ 256,000 | $ 80,000 |
| Springfield, IL | 3 | $ 569,000 | $ 189,666 | $ 77,000 |
| St. George, UT | 3 | $ 907,000 | $ 302,333 | $ 128,000 |
| Cleveland, TN | 2 | $ 384,000 | $ 192,000 | $ 119,000 |
| Cumberland, MD-WV | 2 | $ 417,000 | $ 208,500 | $ 73,000 |
| El Centro, CA | 2 | $ 382,000 | $ 191,000 | $ 87,000 |
| Fayetteville, NC | 2 | $ 329,000 | $ 164,500 | $ 48,000 |
| Florence, SC | 2 | $ 525,000 | $ 262,500 | $ 128,000 |
| Hattiesburg, MS | 2 | $ 388,000 | $ 194,000 | $ 98,000 |
| Kalamazoo-Portage, MI | 2 | $ 493,000 | $ 246,500 | $ 102,000 |
| La Crosse, WI-MN | 2 | $ 184,000 | $ 92,000 | $ 35,500 |
| Lafayette, IN | 2 | $ 435,000 | $ 217,500 | $ 118,000 |
| Lewiston, ID-WA | 2 | $ 378,000 | $ 189,000 | $ 68,000 |
| Lexington-Fayette, KY | 2 | $ 345,000 | $ 172,500 | $ 73,000 |
| Morristown, TN | 2 | $ 233,000 | $ 116,500 | $ 68,000 |
| New Haven-Milford, CT | 2 | $ 407,000 | $ 203,500 | $ 52,000 |
| Palm Coast, FL | 2 | $ 321,000 | $ 160,500 | $ 72,000 |
| Salisbury, MD | 2 | $ 333,000 | $ 166,500 | $ 113,000 |
| Sioux City, IA-NE-SD | 2 | $ 225,000 | $ 112,500 | $ 94,000 |
| Topeka, KS | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| Yuba City, CA | 2 | $ 305,000 | $ 152,500 | $ 68,000 |
| Battle Creek, MI | 1 | $ 43,000 | $ 43,000 | $ 80,000 |
| Decatur, IL | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Elizabethtown, KY | 1 | $ 128,000 | $ 128,000 | $ 27,000 |
| Fort Wayne, IN | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| Iowa City, IA | 1 | $ 100,000 | $ 100,000 | $ 175,000 |
| Joplin, MO | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| Kokomo, IN | 1 | $ 127,000 | $ 127,000 | $ 67,000 |
| Madera-Chowchilla, CA | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Manhattan, KS | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Muncie, IN | 1 | $ 209,000 | $ 209,000 | $ 90,000 |
| Nassau-Suffolk, NY | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Niles-Benton Harbor, MI | 1 | $ 338,000 | $ 338,000 | $ 305,000 |
| Pine Bluff, AR | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Rome, GA | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Terre Haute, IN | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Valdosta, GA | 1 | $ 136,000 | $ 136,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,606 | $2,982,018,000 | $179,000 | $1,908,000 | $89,000 | $7,752,000 |
| Refinancing | 13,445 | $2,731,016,000 | $203,000 | $1,500,000 | $97,000 | $4,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,318 | $3,729,178,000 | $193,000 | $1,908,000 | $96,000 | $7,752,000 |
| Not Provided | 5,732 | $1,149,028,000 | $200,000 | $1,500,000 | $99,000 | $3,000,000 |
| Hispanic | 2,339 | $377,289,000 | $161,000 | $800,000 | $70,000 | $873,000 |
| Black or African American | 1,777 | $286,068,000 | $160,000 | $883,000 | $69,000 | $1,019,000 |
| Asian | 745 | $148,554,000 | $199,000 | $1,481,000 | $98,000 | $1,860,000 |
| American Indian or Alaskan Native | 92 | $13,531,000 | $147,000 | $480,000 | $65,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $9,386,000 | $195,000 | $610,000 | $96,000 | $316,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,068 | $3,887,733,000 | $203,000 | $1,908,000 | $111,000 | $7,752,000 |
| FHA-insured (Federal Housing Administration) | 7,972 | $1,280,302,000 | $160,000 | $743,000 | $60,000 | $2,431,000 |
| VA-guaranteed (Veterans Administration) | 2,038 | $411,288,000 | $201,000 | $789,000 | $71,000 | $1,008,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 973 | $133,711,000 | $137,000 | $423,000 | $48,000 | $696,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,093 | $3,338,382,000 | $184,000 | $1,908,000 | $90,000 | $2,864,000 |
| Application Withdrawn By Applicant | 11,353 | $2,262,974,000 | $199,000 | $1,500,000 | $98,000 | $7,752,000 |
| Application Denied By Financial Institution | 462 | $84,616,000 | $183,000 | $1,750,000 | $71,000 | $540,000 |
| Application Approved But Not Accepted | 75 | $13,569,000 | $180,000 | $513,000 | $86,000 | $600,000 |
| File Closed For Incompleteness | 68 | $13,493,000 | $198,000 | $885,000 | $89,000 | $636,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 138 | $25,538,000 | $185,000 | $743,000 | $59,000 | $306,000 |
| Credit History | 108 | $19,134,000 | $177,000 | $920,000 | $73,000 | $292,000 |
| Collateral | 80 | $13,784,000 | $172,000 | $700,000 | $85,000 | $411,000 |
| Other | 68 | $13,116,000 | $192,000 | $1,750,000 | $71,000 | $388,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $4,774,000 | $217,000 | $1,332,000 | $80,000 | $540,000 |
| Unverifiable Information | 19 | $3,158,000 | $166,000 | $552,000 | $85,000 | $303,000 |
| Employment History | 19 | $3,339,000 | $175,000 | $493,000 | $62,000 | $127,000 |
| Credit Application Incomplete | 6 | $1,528,000 | $254,000 | $750,000 | $89,000 | $192,000 |
| Mortgage Insurance Denied | 2 | $245,000 | $122,000 | $131,000 | $86,000 | $100,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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