Everhome Mortgage Company Mortgage Lending & HMDA Data, 2006

In 2006, Everhome Mortgage Company of Jacksonville, FL reported 4,899 mortgage applications totaling $835.2 million, up 27% from 2005. The average application was for $170,476, and applicants reported an average income of $64,904. 60% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (483), New York-White Plains-Wayne, NY-NJ (218) and Washington-Arlington-Alexandria, DC-VA-MD-WV (124) (applications in parentheses).

Mortgage Company & Address Everhome Mortgage Company
8100 Nations Way
Jacksonville, FL 32256
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  
Total Number of Mortgage Applications 4,899
Total Mortgage Loan Application Amount $835,162,000
Average Mortgage Loan Application Amount $170,476
Highest Mortgage Loan Application Amount $1,512,000
Average Applicant Income $64,904
Highest Applicant Income $2,004,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everhome Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everhome Mortgage Company by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 118 $ 27,189,000 $ 230,415 $ 65,000
Fulton, Georgia 112 $ 29,823,000 $ 266,276 $ 101,000
Broward, Florida 76 $ 17,524,000 $ 230,578 $ 60,000
Gwinnett, Georgia 73 $ 14,061,000 $ 192,616 $ 90,000
Suffolk, New York 72 $ 16,794,000 $ 233,250 $ 87,000
Cook, Illinois 69 $ 10,567,000 $ 153,144 $ 56,000
Cobb, Georgia 65 $ 12,516,000 $ 192,553 $ 75,000
Palm Beach, Florida 60 $ 12,696,000 $ 211,600 $ 65,000
Maricopa, Arizona 59 $ 9,767,000 $ 165,542 $ 60,000
Queens, New York 58 $ 15,674,000 $ 270,241 $ 47,000
DeKalb, Georgia 56 $ 11,369,000 $ 203,017 $ 73,000
Miami-Dade, Florida 55 $ 10,299,000 $ 187,254 $ 43,000
Duval, Florida 52 $ 8,593,000 $ 165,250 $ 68,000
King, Washington 50 $ 9,479,000 $ 189,580 $ 53,000
Hillsborough, Florida 46 $ 7,474,000 $ 162,478 $ 59,000
Kings, New York 46 $ 12,560,000 $ 273,043 $ 49,000
Nassau, New York 39 $ 10,024,000 $ 257,025 $ 99,000
Pinellas, Florida 35 $ 4,563,000 $ 130,371 $ 52,000
Mecklenburg, North Carolina 35 $ 6,676,000 $ 190,742 $ 88,000
San Bernardino, California 34 $ 7,261,000 $ 213,558 $ 78,000
Orange, California 33 $ 8,990,000 $ 272,424 $ 92,000
Franklin, Ohio 33 $ 4,243,000 $ 128,575 $ 61,000
Philadelphia, Pennsylvania 33 $ 2,793,000 $ 84,636 $ 34,000
Prince George's, Maryland 32 $ 5,166,000 $ 161,437 $ 64,000
Riverside, California 31 $ 8,007,000 $ 258,290 $ 92,000
Marion, Indiana 30 $ 3,690,000 $ 123,000 $ 68,000
Westchester, New York 30 $ 8,890,000 $ 296,333 $ 106,000
Vanderburgh, Indiana 28 $ 3,683,000 $ 131,535 $ 71,000
Wayne, Michigan 27 $ 3,198,000 $ 118,444 $ 43,000
Orange, Florida 26 $ 5,047,000 $ 194,115 $ 69,000
Montgomery, Maryland 26 $ 5,132,000 $ 197,384 $ 59,000
Oakland, Michigan 26 $ 5,464,000 $ 210,153 $ 88,000
Snohomish, Washington 26 $ 4,757,000 $ 182,961 $ 54,000
District of Columbia, District Of Columbia 25 $ 4,353,000 $ 174,120 $ 65,000
San Diego, California 24 $ 5,317,000 $ 221,541 $ 87,000
Shelby, Tennessee 24 $ 3,588,000 $ 149,500 $ 39,000
Henry, Georgia 23 $ 4,924,000 $ 214,086 $ 98,000
Cuyahoga, Ohio 22 $ 2,710,000 $ 123,181 $ 48,000
Harris, Texas 22 $ 2,273,000 $ 103,318 $ 59,000
Clark, Nevada 21 $ 5,085,000 $ 242,142 $ 146,000
Richmond, New York 21 $ 4,704,000 $ 224,000 $ 83,000
Summit, Ohio 21 $ 2,609,000 $ 124,238 $ 84,000
Volusia, Florida 20 $ 2,596,000 $ 129,800 $ 38,000
Cherokee, Georgia 20 $ 4,327,000 $ 216,350 $ 76,000
Kern, California 19 $ 2,714,000 $ 142,842 $ 45,000
San Joaquin, California 19 $ 3,224,000 $ 169,684 $ 28,000
Pasco, Florida 19 $ 2,579,000 $ 135,736 $ 49,000
Seminole, Florida 19 $ 3,091,000 $ 162,684 $ 53,000
Vigo, Indiana 19 $ 1,909,000 $ 100,473 $ 56,000
Bergen, New Jersey 19 $ 5,708,000 $ 300,421 $ 81,000
Pima, Arizona 18 $ 2,044,000 $ 113,555 $ 65,000
Sacramento, California 18 $ 3,313,000 $ 184,055 $ 72,000
Jefferson, Colorado 18 $ 3,483,000 $ 193,500 $ 58,000
St. Johns, Florida 18 $ 4,432,000 $ 246,222 $ 81,000
Dallas, Texas 18 $ 2,141,000 $ 118,944 $ 55,000
Fairfax, Virginia 18 $ 4,982,000 $ 276,777 $ 88,000
Clayton, Georgia 17 $ 2,346,000 $ 138,000 $ 64,000
Forsyth, Georgia 17 $ 6,085,000 $ 357,941 $ 104,000
Hennepin, Minnesota 17 $ 2,885,000 $ 169,705 $ 58,000
Davidson, Tennessee 17 $ 2,634,000 $ 154,941 $ 63,000
Bexar, Texas 17 $ 1,764,000 $ 103,764 $ 46,000
Osceola, Florida 16 $ 3,010,000 $ 188,125 $ 66,000
Pierce, Washington 16 $ 2,766,000 $ 172,875 $ 60,000
Fresno, California 15 $ 1,846,000 $ 123,066 $ 31,000
Arapahoe, Colorado 15 $ 2,756,000 $ 183,733 $ 87,000
Fairfield, Connecticut 15 $ 4,275,000 $ 285,000 $ 163,000
Douglas, Georgia 15 $ 2,813,000 $ 187,533 $ 68,000
Will, Illinois 15 $ 2,390,000 $ 159,333 $ 87,000
Essex, New Jersey 15 $ 2,902,000 $ 193,466 $ 51,000
Middlesex, New Jersey 15 $ 2,553,000 $ 170,200 $ 69,000
York, Pennsylvania 15 $ 1,698,000 $ 113,200 $ 55,000
Santa Clara, California 14 $ 3,679,000 $ 262,785 $ 71,000
Hartford, Connecticut 14 $ 2,156,000 $ 154,000 $ 67,000
Lee, Florida 14 $ 2,100,000 $ 150,000 $ 54,000
Fayette, Georgia 14 $ 2,847,000 $ 203,357 $ 89,000
Burlington, New Jersey 14 $ 2,230,000 $ 159,285 $ 71,000
Bronx, New York 14 $ 2,634,000 $ 188,142 $ 45,000
Anchorage, Alaska 13 $ 2,414,000 $ 185,692 $ 69,000
Contra Costa, California 13 $ 2,714,000 $ 208,769 $ 49,000
Stanislaus, California 13 $ 2,932,000 $ 225,538 $ 71,000
Denver, Colorado 13 $ 2,493,000 $ 191,769 $ 72,000
Douglas, Colorado 13 $ 2,646,000 $ 203,538 $ 91,000
Sarasota, Florida 13 $ 2,584,000 $ 198,769 $ 46,000
Coweta, Georgia 13 $ 2,333,000 $ 179,461 $ 91,000
Hall, Georgia 13 $ 2,065,000 $ 158,846 $ 89,000
Delaware, Indiana 13 $ 1,448,000 $ 111,384 $ 53,000
El Paso, Colorado 12 $ 2,039,000 $ 169,916 $ 89,000
Sussex, Delaware 12 $ 2,155,000 $ 179,583 $ 33,000
Rockdale, Georgia 12 $ 2,351,000 $ 195,916 $ 110,000
Middlesex, Massachusetts 12 $ 1,619,000 $ 134,916 $ 27,000
Jackson, Missouri 12 $ 958,000 $ 79,833 $ 47,000
Prince William, Virginia 12 $ 2,717,000 $ 226,416 $ 91,000
Jefferson, Alabama 11 $ 2,336,000 $ 212,363 $ 75,000
Tulare, California 11 $ 1,569,000 $ 142,636 $ 51,000
Brevard, Florida 11 $ 1,343,000 $ 122,090 $ 38,000
Lake, Indiana 11 $ 1,064,000 $ 96,727 $ 69,000
Warrick, Indiana 11 $ 1,302,000 $ 118,363 $ 41,000
Baltimore, Maryland 11 $ 1,688,000 $ 153,454 $ 46,000
Kent, Michigan 11 $ 1,264,000 $ 114,909 $ 43,000
Camden, New Jersey 11 $ 1,269,000 $ 115,363 $ 54,000
Monmouth, New Jersey 11 $ 2,363,000 $ 214,818 $ 74,000
Wake, North Carolina 11 $ 1,377,000 $ 125,181 $ 41,000
Hamilton, Ohio 11 $ 1,737,000 $ 157,909 $ 109,000
Stark, Ohio 11 $ 1,480,000 $ 134,545 $ 65,000
Allegheny, Pennsylvania 11 $ 899,000 $ 81,727 $ 23,000
Tarrant, Texas 11 $ 1,148,000 $ 104,363 $ 59,000
New Castle, Delaware 10 $ 1,766,000 $ 176,600 $ 76,000
Polk, Florida 10 $ 1,622,000 $ 162,200 $ 67,000
Hamilton, Indiana 10 $ 2,197,000 $ 219,700 $ 76,000
Monroe, Indiana 10 $ 845,000 $ 84,500 $ 39,000
Henderson, Kentucky 10 $ 1,042,000 $ 104,200 $ 35,000
Norfolk, Massachusetts 10 $ 2,759,000 $ 275,900 $ 99,000
St. Louis, Missouri 10 $ 1,311,000 $ 131,100 $ 71,000
Oklahoma, Oklahoma 10 $ 647,000 $ 64,700 $ 24,000
Delaware, Pennsylvania 10 $ 1,468,000 $ 146,800 $ 61,000
Collin, Texas 10 $ 1,727,000 $ 172,700 $ 50,000
Milwaukee, Wisconsin 10 $ 1,198,000 $ 119,800 $ 50,000
San Luis Obispo, California 9 $ 1,036,000 $ 115,111 $ 33,000
Adams, Colorado 9 $ 1,363,000 $ 151,444 $ 68,000
New Haven, Connecticut 9 $ 1,994,000 $ 221,555 $ 87,000
Collier, Florida 9 $ 2,273,000 $ 252,555 $ 54,000
Lake, Florida 9 $ 1,639,000 $ 182,111 $ 81,000
Marion, Florida 9 $ 855,000 $ 95,000 $ 18,000
Okaloosa, Florida 9 $ 1,563,000 $ 173,666 $ 44,000
DuPage, Illinois 9 $ 2,060,000 $ 228,888 $ 86,000
Lake, Illinois 9 $ 1,242,000 $ 138,000 $ 66,000
Vermilion, Illinois 9 $ 681,000 $ 75,666 $ 60,000
Muhlenberg, Kentucky 9 $ 853,000 $ 94,777 $ 75,000
Baltimore City, Maryland 9 $ 782,000 $ 86,888 $ 34,000
Worcester, Massachusetts 9 $ 1,180,000 $ 131,111 $ 50,000
Macomb, Michigan 9 $ 1,192,000 $ 132,444 $ 39,000
Mercer, New Jersey 9 $ 1,890,000 $ 210,000 $ 66,000
Morris, New Jersey 9 $ 2,049,000 $ 227,666 $ 99,000
Onondaga, New York 9 $ 732,000 $ 81,333 $ 47,000
Orange, New York 9 $ 1,253,000 $ 139,222 $ 62,000
Cumberland, North Carolina 9 $ 645,000 $ 71,666 $ 45,000
Butler, Ohio 9 $ 1,855,000 $ 206,111 $ 72,000
Lorain, Ohio 9 $ 1,230,000 $ 136,666 $ 54,000
Tulsa, Oklahoma 9 $ 1,620,000 $ 180,000 $ 94,000
Beaufort, South Carolina 9 $ 1,868,000 $ 207,555 $ 122,000
Travis, Texas 9 $ 2,497,000 $ 277,444 $ 210,000
Loudoun, Virginia 9 $ 2,573,000 $ 285,888 $ 118,000
Pulaski, Arkansas 8 $ 777,000 $ 97,125 $ 67,000
Ventura, California 8 $ 1,890,000 $ 236,250 $ 86,000
Highlands, Florida 8 $ 803,000 $ 100,375 $ 46,000
Bartow, Georgia 8 $ 1,209,000 $ 151,125 $ 40,000
Carroll, Georgia 8 $ 1,120,000 $ 140,000 $ 90,000
Williamson, Illinois 8 $ 841,000 $ 105,125 $ 38,000
Fountain, Indiana 8 $ 523,000 $ 65,375 $ 46,000
Hendricks, Indiana 8 $ 973,000 $ 121,625 $ 50,000
Putnam, Indiana 8 $ 721,000 $ 90,125 $ 34,000
Sedgwick, Kansas 8 $ 552,000 $ 69,000 $ 46,000
Daviess, Kentucky 8 $ 1,036,000 $ 129,500 $ 58,000
Jefferson, Kentucky 8 $ 754,000 $ 94,250 $ 44,000
Anne Arundel, Maryland 8 $ 1,630,000 $ 203,750 $ 77,000
Bristol, Massachusetts 8 $ 1,771,000 $ 221,375 $ 72,000
Hudson, New Jersey 8 $ 1,095,000 $ 136,875 $ 64,000
Ocean, New Jersey 8 $ 1,258,000 $ 157,250 $ 58,000
Somerset, New Jersey 8 $ 1,616,000 $ 202,000 $ 110,000
Cambria, Pennsylvania 8 $ 700,000 $ 87,500 $ 41,000
Lancaster, Pennsylvania 8 $ 919,000 $ 114,875 $ 45,000
Greenville, South Carolina 8 $ 984,000 $ 123,000 $ 53,000
Virginia Beach, Virginia 8 $ 1,899,000 $ 237,375 $ 103,000
Mobile, Alabama 7 $ 838,000 $ 119,714 $ 57,000
Alameda, California 7 $ 1,539,000 $ 219,857 $ 48,000
Merced, California 7 $ 1,216,000 $ 173,714 $ 44,000
Santa Barbara, California 7 $ 1,091,000 $ 155,857 $ 33,000
Boulder, Colorado 7 $ 1,587,000 $ 226,714 $ 85,000
Clay, Florida 7 $ 1,266,000 $ 180,857 $ 36,000
Escambia, Florida 7 $ 706,000 $ 100,857 $ 46,000
Chatham, Georgia 7 $ 1,568,000 $ 224,000 $ 145,000
Clarke, Georgia 7 $ 882,000 $ 126,000 $ 118,000
Paulding, Georgia 7 $ 1,256,000 $ 179,428 $ 98,000
Honolulu, Hawaii 7 $ 1,780,000 $ 254,285 $ 92,000
Jefferson, Illinois 7 $ 701,000 $ 100,142 $ 43,000
Randolph, Indiana 7 $ 600,000 $ 85,714 $ 37,000
Hopkins, Kentucky 7 $ 534,000 $ 76,285 $ 47,000
Frederick, Maryland 7 $ 1,372,000 $ 196,000 $ 85,000
Plymouth, Massachusetts 7 $ 994,000 $ 142,000 $ 34,000
Suffolk, Massachusetts 7 $ 1,450,000 $ 207,142 $ 24,000
Dakota, Minnesota 7 $ 881,000 $ 125,857 $ 78,000
Passaic, New Jersey 7 $ 1,614,000 $ 230,571 $ 46,000
Union, New Jersey 7 $ 1,006,000 $ 143,714 $ 27,000
Erie, New York 7 $ 767,000 $ 109,571 $ 77,000
Alamance, North Carolina 7 $ 829,000 $ 118,428 $ 199,000
Lake, Ohio 7 $ 920,000 $ 131,428 $ 49,000
Montgomery, Ohio 7 $ 508,000 $ 72,571 $ 57,000
Monroe, Pennsylvania 7 $ 719,000 $ 102,714 $ 91,000
Horry, South Carolina 7 $ 1,055,000 $ 150,714 $ 27,000
Williamson, Tennessee 7 $ 1,383,000 $ 197,571 $ 65,000
Chesterfield, Virginia 7 $ 949,000 $ 135,571 $ 86,000
Madison, Alabama 6 $ 754,000 $ 125,666 $ 94,000
Solano, California 6 $ 1,198,000 $ 199,666 $ 55,000
Weld, Colorado 6 $ 1,094,000 $ 182,333 $ 74,000
Alachua, Florida 6 $ 548,000 $ 91,333 $ 50,000
Bay, Florida 6 $ 1,116,000 $ 186,000 $ 74,000
Nassau, Florida 6 $ 1,478,000 $ 246,333 $ 70,000
Barrow, Georgia 6 $ 763,000 $ 127,166 $ 59,000
Dawson, Georgia 6 $ 2,020,000 $ 336,666 $ 233,000
Madison, Illinois 6 $ 508,000 $ 84,666 $ 43,000
St. Clair, Illinois 6 $ 372,000 $ 62,000 $ 16,000
Johnson, Kansas 6 $ 910,000 $ 151,666 $ 91,000
Genesee, Michigan 6 $ 744,000 $ 124,000 $ 69,000
DeSoto, Mississippi 6 $ 1,033,000 $ 172,166 $ 113,000
New York, New York 6 $ 2,846,000 $ 474,333 $ 109,000
Rockland, New York 6 $ 1,275,000 $ 212,500 $ 67,000
Guilford, North Carolina 6 $ 519,000 $ 86,500 $ 42,000
Delaware, Ohio 6 $ 1,135,000 $ 189,166 $ 55,000
Fairfield, Ohio 6 $ 811,000 $ 135,166 $ 49,000
Lucas, Ohio 6 $ 641,000 $ 106,833 $ 54,000
Portage, Ohio 6 $ 1,140,000 $ 190,000 $ 72,000
Chester, Pennsylvania 6 $ 1,202,000 $ 200,333 $ 64,000
Montgomery, Pennsylvania 6 $ 1,103,000 $ 183,833 $ 99,000
Richland, South Carolina 6 $ 938,000 $ 156,333 $ 38,000
Denton, Texas 6 $ 1,293,000 $ 215,500 $ 87,000
Arlington, Virginia 6 $ 2,065,000 $ 344,166 $ 66,000
Hampton, Virginia 6 $ 603,000 $ 100,500 $ 35,000
Kings, California 5 $ 547,000 $ 109,400 $ 56,000
San Mateo, California 5 $ 1,949,000 $ 389,800 $ 103,000
Shasta, California 5 $ 1,042,000 $ 208,400 $ 90,000
Sonoma, California 5 $ 1,742,000 $ 348,400 $ 87,000
Kent, Delaware 5 $ 1,025,000 $ 205,000 $ 80,000
Charlotte, Florida 5 $ 535,000 $ 107,000 $ 38,000
Houston, Georgia 5 $ 644,000 $ 128,800 $ 18,000
Muscogee, Georgia 5 $ 622,000 $ 124,400 $ 31,000
Kane, Illinois 5 $ 654,000 $ 130,800 $ 67,000
Saline, Illinois 5 $ 253,000 $ 50,600 $ 51,000
Fayette, Kentucky 5 $ 566,000 $ 113,200 $ 45,000
Howard, Maryland 5 $ 1,074,000 $ 214,800 $ 56,000
Essex, Massachusetts 5 $ 1,307,000 $ 261,400 $ 47,000
Hampden, Massachusetts 5 $ 575,000 $ 115,000 $ 38,000
Washtenaw, Michigan 5 $ 448,000 $ 89,600 $ 29,000
Ramsey, Minnesota 5 $ 840,000 $ 168,000 $ 56,000
Jefferson, Missouri 5 $ 436,000 $ 87,200 $ 65,000
Pettis, Missouri 5 $ 180,000 $ 36,000 $ 0
Albany, New York 5 $ 645,000 $ 129,000 $ 44,000
Buncombe, North Carolina 5 $ 764,000 $ 152,800 $ 28,000
Geauga, Ohio 5 $ 1,298,000 $ 259,600 $ 82,000
Comanche, Oklahoma 5 $ 301,000 $ 60,200 $ 53,000
Washington, Oregon 5 $ 654,000 $ 130,800 $ 48,000
Beaver, Pennsylvania 5 $ 474,000 $ 94,800 $ 43,000
Sullivan, Tennessee 5 $ 464,000 $ 92,800 $ 30,000
Salt Lake, Utah 5 $ 474,000 $ 94,800 $ 39,000
Henrico, Virginia 5 $ 950,000 $ 190,000 $ 64,000
Norfolk, Virginia 5 $ 426,000 $ 85,200 $ 49,000
Skagit, Washington 5 $ 609,000 $ 121,800 $ 48,000
Pinal, Arizona 4 $ 715,000 $ 178,750 $ 65,000
Jefferson, Arkansas 4 $ 222,000 $ 55,500 $ 19,000
San Francisco, California 4 $ 1,551,000 $ 387,750 $ 170,000
Santa Cruz, California 4 $ 1,544,000 $ 386,000 $ 134,000
Larimer, Colorado 4 $ 830,000 $ 207,500 $ 81,000
New London, Connecticut 4 $ 769,000 $ 192,250 $ 89,000
Citrus, Florida 4 $ 366,000 $ 91,500 $ 56,000
St. Lucie, Florida 4 $ 567,000 $ 141,750 $ 27,000
Gordon, Georgia 4 $ 501,000 $ 125,250 $ 48,000
Oconee, Georgia 4 $ 1,354,000 $ 338,500 $ 122,000
Richmond, Georgia 4 $ 390,000 $ 97,500 $ 15,000
Ada, Idaho 4 $ 546,000 $ 136,500 $ 29,000
Jackson, Illinois 4 $ 404,000 $ 101,000 $ 48,000
Allen, Indiana 4 $ 376,000 $ 94,000 $ 78,000
Knox, Indiana 4 $ 236,000 $ 59,000 $ 36,000
Perry, Indiana 4 $ 415,000 $ 103,750 $ 62,000
Tippecanoe, Indiana 4 $ 747,000 $ 186,750 $ 83,000
Vermillion, Indiana 4 $ 301,000 $ 75,250 $ 35,000
Leavenworth, Kansas 4 $ 462,000 $ 115,500 $ 62,000
Harford, Maryland 4 $ 642,000 $ 160,500 $ 79,000
Berrien, Michigan 4 $ 365,000 $ 91,250 $ 65,000
Livingston, Michigan 4 $ 552,000 $ 138,000 $ 67,000
Cass, Missouri 4 $ 329,000 $ 82,250 $ 48,000
St. Charles, Missouri 4 $ 733,000 $ 183,250 $ 60,000
Sarpy, Nebraska 4 $ 443,000 $ 110,750 $ 63,000
Hillsborough, New Hampshire 4 $ 654,000 $ 163,500 $ 43,000
Rockingham, New Hampshire 4 $ 1,179,000 $ 294,750 $ 88,000
Santa Fe, New Mexico 4 $ 682,000 $ 170,500 $ 35,000
Dutchess, New York 4 $ 753,000 $ 188,250 $ 44,000
Monroe, New York 4 $ 260,000 $ 65,000 $ 41,000
Saratoga, New York 4 $ 661,000 $ 165,250 $ 74,000
Schenectady, New York 4 $ 657,000 $ 164,250 $ 86,000
Union, North Carolina 4 $ 514,000 $ 128,500 $ 61,000
Erie, Ohio 4 $ 456,000 $ 114,000 $ 63,000
Licking, Ohio 4 $ 1,019,000 $ 254,750 $ 58,000
Warren, Ohio 4 $ 492,000 $ 123,000 $ 17,000
Berks, Pennsylvania 4 $ 633,000 $ 158,250 $ 55,000
Charleston, South Carolina 4 $ 812,000 $ 203,000 $ 263,000
Lexington, South Carolina 4 $ 469,000 $ 117,250 $ 101,000
Dickson, Tennessee 4 $ 575,000 $ 143,750 $ 65,000
Rutherford, Tennessee 4 $ 583,000 $ 145,750 $ 52,000
Wilson, Tennessee 4 $ 465,000 $ 116,250 $ 38,000
Hidalgo, Texas 4 $ 306,000 $ 76,500 $ 48,000
Nueces, Texas 4 $ 413,000 $ 103,250 $ 45,000
Chittenden, Vermont 4 $ 605,000 $ 151,250 $ 77,000
Alexandria, Virginia 4 $ 956,000 $ 239,000 $ 52,000
Portsmouth, Virginia 4 $ 551,000 $ 137,750 $ 44,000
Spokane, Washington 4 $ 292,000 $ 73,000 $ 30,000
Baldwin, Alabama 3 $ 916,000 $ 305,333 $ 103,000
Calhoun, Alabama 3 $ 296,000 $ 98,666 $ 54,000
Chambers, Alabama 3 $ 293,000 $ 97,666 $ 79,000
Montgomery, Alabama 3 $ 230,000 $ 76,666 $ 9,000
Morgan, Alabama 3 $ 271,000 $ 90,333 $ 4,000
Cochise, Arizona 3 $ 569,000 $ 189,666 $ 25,000
Crittenden, Arkansas 3 $ 255,000 $ 85,000 $ 35,000
Butte, California 3 $ 713,000 $ 237,666 $ 68,000
Napa, California 3 $ 995,000 $ 331,666 $ 55,000
Mesa, Colorado 3 $ 614,000 $ 204,666 $ 43,000
Indian River, Florida 3 $ 285,000 $ 95,000 $ 43,000
Leon, Florida 3 $ 547,000 $ 182,333 $ 69,000
Manatee, Florida 3 $ 472,000 $ 157,333 $ 16,000
Martin, Florida 3 $ 566,000 $ 188,666 $ 48,000
Santa Rosa, Florida 3 $ 213,000 $ 71,000 $ 29,000
Columbia, Georgia 3 $ 366,000 $ 122,000 $ 32,000
Gilmer, Georgia 3 $ 496,000 $ 165,333 $ 32,000
Newton, Georgia 3 $ 378,000 $ 126,000 $ 31,000
Walton, Georgia 3 $ 736,000 $ 245,333 $ 128,000
Henry, Illinois 3 $ 218,000 $ 72,666 $ 24,000
Johnson, Illinois 3 $ 399,000 $ 133,000 $ 52,000
McHenry, Illinois 3 $ 673,000 $ 224,333 $ 66,000
Perry, Illinois 3 $ 431,000 $ 143,666 $ 77,000
White, Illinois 3 $ 223,000 $ 74,333 $ 32,000
Daviess, Indiana 3 $ 190,000 $ 63,333 $ 28,000
Elkhart, Indiana 3 $ 286,000 $ 95,333 $ 33,000
Floyd, Indiana 3 $ 302,000 $ 100,666 $ 98,000
Madison, Indiana 3 $ 310,000 $ 103,333 $ 50,000
Miami, Indiana 3 $ 452,000 $ 150,666 $ 50,000
Morgan, Indiana 3 $ 238,000 $ 79,333 $ 30,000
Parke, Indiana 3 $ 195,000 $ 65,000 $ 31,000
Posey, Indiana 3 $ 429,000 $ 143,000 $ 54,000
Rush, Indiana 3 $ 337,000 $ 112,333 $ 40,000
Spencer, Indiana 3 $ 241,000 $ 80,333 $ 31,000
Wayne, Indiana 3 $ 290,000 $ 96,666 $ 27,000
Scott, Iowa 3 $ 233,000 $ 77,666 $ 40,000
Wyandotte, Kansas 3 $ 125,000 $ 41,666 $ 54,000
Kenton, Kentucky 3 $ 659,000 $ 219,666 $ 86,000
Logan, Kentucky 3 $ 804,000 $ 268,000 $ 67,000
Calcasieu, Louisiana 3 $ 358,000 $ 119,333 $ 90,000
Orleans, Louisiana 3 $ 360,000 $ 120,000 $ 88,000
St. Tammany, Louisiana 3 $ 773,000 $ 257,666 $ 32,000
York, Maine 3 $ 534,000 $ 178,000 $ 44,000
Barnstable, Massachusetts 3 $ 933,000 $ 311,000 $ 74,000
Eaton, Michigan 3 $ 375,000 $ 125,000 $ 72,000
Ingham, Michigan 3 $ 444,000 $ 148,000 $ 68,000
Lamar, Mississippi 3 $ 225,000 $ 75,000 $ 48,000
Madison, Mississippi 3 $ 550,000 $ 183,333 $ 54,000
Rankin, Mississippi 3 $ 421,000 $ 140,333 $ 79,000
Platte, Missouri 3 $ 370,000 $ 123,333 $ 69,000
Yellowstone, Montana 3 $ 272,000 $ 90,666 $ 15,000
Lancaster, Nebraska 3 $ 230,000 $ 76,666 $ 35,000
Gloucester, New Jersey 3 $ 295,000 $ 98,333 $ 45,000
Sussex, New Jersey 3 $ 877,000 $ 292,333 $ 99,000
Warren, New Jersey 3 $ 560,000 $ 186,666 $ 40,000
Broome, New York 3 $ 264,000 $ 88,000 $ 51,000
Niagara, New York 3 $ 320,000 $ 106,666 $ 34,000
Putnam, New York 3 $ 755,000 $ 251,666 $ 189,000
Schoharie, New York 3 $ 280,000 $ 93,333 $ 55,000
Sullivan, New York 3 $ 577,000 $ 192,333 $ 40,000
Currituck, North Carolina 3 $ 501,000 $ 167,000 $ 129,000
Dare, North Carolina 3 $ 386,000 $ 128,666 $ 48,000
Forsyth, North Carolina 3 $ 315,000 $ 105,000 $ 75,000
Iredell, North Carolina 3 $ 264,000 $ 88,000 $ 49,000
New Hanover, North Carolina 3 $ 594,000 $ 198,000 $ 0
Allen, Ohio 3 $ 292,000 $ 97,333 $ 38,000
Ashland, Ohio 3 $ 188,000 $ 62,666 $ 56,000
Ashtabula, Ohio 3 $ 287,000 $ 95,666 $ 25,000
Knox, Ohio 3 $ 388,000 $ 129,333 $ 58,000
Mahoning, Ohio 3 $ 198,000 $ 66,000 $ 18,000
Medina, Ohio 3 $ 622,000 $ 207,333 $ 93,000
Wayne, Ohio 3 $ 264,000 $ 88,000 $ 71,000
Clackamas, Oregon 3 $ 784,000 $ 261,333 $ 74,000
Multnomah, Oregon 3 $ 303,000 $ 101,000 $ 33,000
Lackawanna, Pennsylvania 3 $ 290,000 $ 96,666 $ 32,000
Luzerne, Pennsylvania 3 $ 455,000 $ 151,666 $ 85,000
Pike, Pennsylvania 3 $ 374,000 $ 124,666 $ 103,000
Providence, Rhode Island 3 $ 501,000 $ 167,000 $ 13,000
York, South Carolina 3 $ 436,000 $ 145,333 $ 63,000
Montgomery, Tennessee 3 $ 422,000 $ 140,666 $ 46,000
Sevier, Tennessee 3 $ 430,000 $ 143,333 $ 30,000
El Paso, Texas 3 $ 133,000 $ 44,333 $ 17,000
Ellis, Texas 3 $ 407,000 $ 135,666 $ 16,000
Grayson, Texas 3 $ 295,000 $ 98,333 $ 61,000
Chesapeake, Virginia 3 $ 483,000 $ 161,000 $ 48,000
Isle of Wight, Virginia 3 $ 594,000 $ 198,000 $ 104,000
Roanoke City, Virginia 3 $ 294,000 $ 98,000 $ 24,000
Spotsylvania, Virginia 3 $ 503,000 $ 167,666 $ 53,000
Kitsap, Washington 3 $ 421,000 $ 140,333 $ 76,000
Thurston, Washington 3 $ 453,000 $ 151,000 $ 51,000
Kanawha, West Virginia 3 $ 399,000 $ 133,000 $ 68,000
Lee, Alabama 2 $ 177,000 $ 88,500 $ 67,000
Mohave, Arizona 2 $ 216,000 $ 108,000 $ 41,000
Baxter, Arkansas 2 $ 181,000 $ 90,500 $ 144,000
Craighead, Arkansas 2 $ 119,000 $ 59,500 $ 32,000
Garland, Arkansas 2 $ 319,000 $ 159,500 $ 62,000
Sebastian, Arkansas 2 $ 121,000 $ 60,500 $ 16,000
Washington, Arkansas 2 $ 162,000 $ 81,000 $ 44,000
Humboldt, California 2 $ 219,000 $ 109,500 $ 60,000
Madera, California 2 $ 245,000 $ 122,500 $ 35,000
Marin, California 2 $ 607,000 $ 303,500 $ 27,000
Placer, California 2 $ 213,000 $ 106,500 $ 73,000
Park, Colorado 2 $ 318,000 $ 159,000 $ 0
Pueblo, Colorado 2 $ 160,000 $ 80,000 $ 36,000
Middlesex, Connecticut 2 $ 179,000 $ 89,500 $ 15,000
Windham, Connecticut 2 $ 128,000 $ 64,000 $ 19,000
Flagler, Florida 2 $ 245,000 $ 122,500 $ 26,000
Gadsden, Florida 2 $ 213,000 $ 106,500 $ 72,000
Gulf, Florida 2 $ 548,000 $ 274,000 $ 113,000
Hernando, Florida 2 $ 181,000 $ 90,500 $ 0
Monroe, Florida 2 $ 682,000 $ 341,000 $ 53,000
Catoosa, Georgia 2 $ 97,000 $ 48,500 $ 16,000
Jackson, Georgia 2 $ 166,000 $ 83,000 $ 64,000
Polk, Georgia 2 $ 197,000 $ 98,500 $ 41,000
Spalding, Georgia 2 $ 120,000 $ 60,000 $ 30,000
Whitfield, Georgia 2 $ 225,000 $ 112,500 $ 51,000
Maui, Hawaii 2 $ 214,000 $ 107,000 $ 96,000
Canyon, Idaho 2 $ 307,000 $ 153,500 $ 72,000
Lawrence, Illinois 2 $ 106,000 $ 53,000 $ 0
Union, Illinois 2 $ 264,000 $ 132,000 $ 72,000
Clay, Indiana 2 $ 163,000 $ 81,500 $ 24,000
Dubois, Indiana 2 $ 280,000 $ 140,000 $ 129,000
Howard, Indiana 2 $ 301,000 $ 150,500 $ 76,000
Marshall, Indiana 2 $ 177,000 $ 88,500 $ 47,000
Sullivan, Indiana 2 $ 254,000 $ 127,000 $ 65,000
Mills, Iowa 2 $ 276,000 $ 138,000 $ 47,000
Polk, Iowa 2 $ 161,000 $ 80,500 $ 53,000
Nelson, Kentucky 2 $ 303,000 $ 151,500 $ 0
Oldham, Kentucky 2 $ 534,000 $ 267,000 $ 81,000
Union, Kentucky 2 $ 61,000 $ 30,500 $ 13,000
Warren, Kentucky 2 $ 244,000 $ 122,000 $ 76,000
Ascension, Louisiana 2 $ 264,000 $ 132,000 $ 7,000
Caddo, Louisiana 2 $ 378,000 $ 189,000 $ 20,000
East Baton Rouge, Louisiana 2 $ 195,000 $ 97,500 $ 116,000
Lafayette, Louisiana 2 $ 333,000 $ 166,500 $ 49,000
Tangipahoa, Louisiana 2 $ 265,000 $ 132,500 $ 44,000
Penobscot, Maine 2 $ 220,000 $ 110,000 $ 41,000
Carroll, Maryland 2 $ 239,000 $ 119,500 $ 63,000
Queen Anne's, Maryland 2 $ 567,000 $ 283,500 $ 112,000
Washington, Maryland 2 $ 264,000 $ 132,000 $ 43,000
Hampshire, Massachusetts 2 $ 385,000 $ 192,500 $ 0
Branch, Michigan 2 $ 157,000 $ 78,500 $ 11,000
Charlevoix, Michigan 2 $ 360,000 $ 180,000 $ 39,000
Jackson, Michigan 2 $ 157,000 $ 78,500 $ 63,000
Kalamazoo, Michigan 2 $ 347,000 $ 173,500 $ 94,000
Lenawee, Michigan 2 $ 228,000 $ 114,000 $ 84,000
Manistee, Michigan 2 $ 220,000 $ 110,000 $ 22,000
Midland, Michigan 2 $ 396,000 $ 198,000 $ 117,000
Montcalm, Michigan 2 $ 131,000 $ 65,500 $ 23,000
Anoka, Minnesota 2 $ 490,000 $ 245,000 $ 43,000
Crow Wing, Minnesota 2 $ 373,000 $ 186,500 $ 122,000
Isanti, Minnesota 2 $ 262,000 $ 131,000 $ 37,000
Scott, Minnesota 2 $ 286,000 $ 143,000 $ 52,000
Stearns, Minnesota 2 $ 301,000 $ 150,500 $ 73,000
Washington, Minnesota 2 $ 174,000 $ 87,000 $ 21,000
Harrison, Mississippi 2 $ 180,000 $ 90,000 $ 56,000
Hinds, Mississippi 2 $ 118,000 $ 59,000 $ 44,000
Camden, Missouri 2 $ 579,000 $ 289,500 $ 208,000
Clay, Missouri 2 $ 448,000 $ 224,000 $ 52,000
Stone, Missouri 2 $ 513,000 $ 256,500 $ 101,000
Flathead, Montana 2 $ 493,000 $ 246,500 $ 39,000
Nye, Nevada 2 $ 240,000 $ 120,000 $ 34,000
Grafton, New Hampshire 2 $ 256,000 $ 128,000 $ 80,000
Strafford, New Hampshire 2 $ 436,000 $ 218,000 $ 72,000
Atlantic, New Jersey 2 $ 159,000 $ 79,500 $ 44,000
Cape May, New Jersey 2 $ 408,000 $ 204,000 $ 83,000
Hunterdon, New Jersey 2 $ 355,000 $ 177,500 $ 125,000
Bernalillo, New Mexico 2 $ 157,000 $ 78,500 $ 16,000
Dona Ana, New Mexico 2 $ 177,000 $ 88,500 $ 78,000
Grant, New Mexico 2 $ 121,000 $ 60,500 $ 80,000
Lincoln, New Mexico 2 $ 394,000 $ 197,000 $ 22,000
Sandoval, New Mexico 2 $ 305,000 $ 152,500 $ 35,000
Torrance, New Mexico 2 $ 190,000 $ 95,000 $ 34,000
Otsego, New York 2 $ 188,000 $ 94,000 $ 84,000
Rensselaer, New York 2 $ 172,000 $ 86,000 $ 42,000
Ulster, New York 2 $ 239,000 $ 119,500 $ 91,000
Cabarrus, North Carolina 2 $ 374,000 $ 187,000 $ 78,000
Macon, North Carolina 2 $ 789,000 $ 394,500 $ 500,000
Mitchell, North Carolina 2 $ 178,000 $ 89,000 $ 82,000
Onslow, North Carolina 2 $ 331,000 $ 165,500 $ 111,000
Rowan, North Carolina 2 $ 239,000 $ 119,500 $ 69,000
Wilkes, North Carolina 2 $ 248,000 $ 124,000 $ 42,000
Defiance, Ohio 2 $ 238,000 $ 119,000 $ 0
Fayette, Ohio 2 $ 392,000 $ 196,000 $ 85,000
Greene, Ohio 2 $ 181,000 $ 90,500 $ 8,000
Huron, Ohio 2 $ 401,000 $ 200,500 $ 105,000
Jackson, Ohio 2 $ 214,000 $ 107,000 $ 57,000
Madison, Ohio 2 $ 189,000 $ 94,500 $ 33,000
Ottawa, Ohio 2 $ 228,000 $ 114,000 $ 69,000
Richland, Ohio 2 $ 221,000 $ 110,500 $ 36,000
Ross, Ohio 2 $ 99,000 $ 49,500 $ 0
Tuscarawas, Ohio 2 $ 214,000 $ 107,000 $ 60,000
Wood, Ohio 2 $ 204,000 $ 102,000 $ 23,000
Cleveland, Oklahoma 2 $ 198,000 $ 99,000 $ 70,000
McClain, Oklahoma 2 $ 219,000 $ 109,500 $ 28,000
Okfuskee, Oklahoma 2 $ 91,000 $ 45,500 $ 19,000
Klamath, Oregon 2 $ 208,000 $ 104,000 $ 31,000
Adams, Pennsylvania 2 $ 280,000 $ 140,000 $ 53,000
Blair, Pennsylvania 2 $ 155,000 $ 77,500 $ 67,000
Bucks, Pennsylvania 2 $ 383,000 $ 191,500 $ 96,000
Cumberland, Pennsylvania 2 $ 217,000 $ 108,500 $ 59,000
Dauphin, Pennsylvania 2 $ 422,000 $ 211,000 $ 54,000
Perry, Pennsylvania 2 $ 270,000 $ 135,000 $ 69,000
Wayne, Pennsylvania 2 $ 94,000 $ 47,000 $ 12,000
Westmoreland, Pennsylvania 2 $ 271,000 $ 135,500 $ 72,000
Dorchester, South Carolina 2 $ 262,000 $ 131,000 $ 74,000
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Mortgage Loan Application Detail Totals for Everhome Mortgage Company in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,553 $767,576,000 $168,000 $1,512,000 $63,000 $2,004,000
Home Purchase 328 $65,771,000 $200,000 $1,230,000 $92,000 $1,315,000
Home Improvement 18 $1,815,000 $100,000 $215,000 $53,000 $120,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,922 $498,512,000 $170,000 $1,512,000 $70,000 $2,004,000
Not Provided 941 $167,689,000 $178,000 $1,300,000 $63,000 $1,200,000
Black or African American 543 $77,926,000 $143,000 $1,231,000 $52,000 $335,000
Hispanic 340 $55,271,000 $162,000 $806,000 $46,000 $492,000
Asian 107 $28,045,000 $262,000 $1,200,000 $75,000 $553,000
American Indian or Alaskan Native 29 $4,697,000 $161,000 $450,000 $53,000 $140,000
Native Hawaiian or Other Pacific Islander 17 $3,022,000 $177,000 $403,000 $60,000 $176,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,899 $835,162,000 $170,000 $1,512,000 $65,000 $2,004,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,962 $494,364,000 $166,000 $1,512,000 $64,000 $1,315,000
Application Denied By Financial Institution 1,006 $175,797,000 $174,000 $1,375,000 $67,000 $2,004,000
Application Withdrawn By Applicant 391 $74,513,000 $190,000 $1,200,000 $83,000 $1,500,000
Application Approved But Not Accepted 384 $64,824,000 $168,000 $696,000 $51,000 $520,000
File Closed For Incompleteness 156 $25,664,000 $164,000 $556,000 $64,000 $254,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 345 $54,214,000 $157,000 $1,375,000 $61,000 $2,004,000
Collateral 312 $52,820,000 $169,000 $1,231,000 $68,000 $400,000
Other 187 $34,885,000 $186,000 $762,000 $79,000 $1,200,000
Debt-To-Income Ratio 148 $31,812,000 $214,000 $1,000,000 $64,000 $370,000
Insufficient Cash (Downpayment, Closing Cost) 6 $711,000 $118,000 $255,000 $60,000 $142,000
Unverifiable Information 4 $961,000 $240,000 $417,000 $50,000 $91,000
Employment History 3 $317,000 $105,000 $175,000 $30,000 $34,000
Mortgage Insurance Denied 1 $77,000 $77,000 $77,000 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everhome Mortgage Company's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everhome Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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