Evolve Bank & Trust Mortgage Lending & HMDA Data, 2017
In 2017, Evolve Bank & Trust of Memphis, TN reported 4,838 mortgage applications totaling $1.0 billion, down 22% from 2016. The average application was for $211,151, and applicants reported an average income of $87,299. 73% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Columbus, OH (905), Memphis, TN-MS-AR (429) and Atlanta-Sandy Springs-Roswell, GA (352) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,838 |
| Total Mortgage Loan Application Amount | $1,021,550,000 |
| Average Mortgage Loan Application Amount | $211,151 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $87,299 |
| Highest Applicant Income | $1,271,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 905 | $ 158,469,000 | $ 175,103 | $ 75,000 |
| Memphis, TN-MS-AR | 429 | $ 73,910,000 | $ 172,284 | $ 80,305 |
| Atlanta-Sandy Springs-Roswell, GA | 352 | $ 71,429,000 | $ 202,923 | $ 83,000 |
| Tampa-St. Petersburg-Clearwater, FL | 289 | $ 63,972,000 | $ 221,356 | $ 90,000 |
| Worcester, MA-CT | 264 | $ 57,581,000 | $ 218,109 | $ 77,068 |
| Chicago-Naperville-Arlington Heights, IL | 241 | $ 53,702,000 | $ 222,829 | $ 92,000 |
| Nassau County-Suffolk County, NY | 214 | $ 66,188,000 | $ 309,289 | $ 133,000 |
| Wilmington, DE-MD-NJ | 169 | $ 35,373,000 | $ 209,307 | $ 70,343 |
| Phoenix-Mesa-Scottsdale, AZ | 107 | $ 26,164,000 | $ 244,523 | $ 109,000 |
| Cambridge-Newton-Framingham, MA | 100 | $ 33,024,000 | $ 330,240 | $ 111,000 |
| Jonesboro, AR | 90 | $ 13,201,000 | $ 146,677 | $ 51,000 |
| Tulsa, OK | 75 | $ 11,765,000 | $ 156,866 | $ 84,000 |
| Boston, MA | 71 | $ 22,513,000 | $ 317,084 | $ 92,000 |
| Grand Rapids-Wyoming, MI | 55 | $ 8,437,000 | $ 153,400 | $ 62,000 |
| Bridgeport-Stamford-Norwalk, CT | 48 | $ 14,130,000 | $ 294,375 | $ 101,000 |
| New York-Jersey City-White Plains, NY-NJ | 42 | $ 14,365,000 | $ 342,023 | $ 116,785 |
| Miami-Miami Beach-Kendall, FL | 36 | $ 9,071,000 | $ 251,972 | $ 93,000 |
| Dover, DE | 35 | $ 7,632,000 | $ 218,057 | $ 62,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 8,285,000 | $ 236,714 | $ 72,000 |
| Providence-Warwick, RI-MA | 35 | $ 8,946,000 | $ 255,600 | $ 100,257 |
| Salisbury, MD-DE | 34 | $ 9,476,000 | $ 278,705 | $ 122,117 |
| Cape Coral-Fort Myers, FL | 31 | $ 5,898,000 | $ 190,258 | $ 105,000 |
| Cleveland-Elyria, OH | 29 | $ 3,894,000 | $ 134,275 | $ 71,000 |
| Houston-The Woodlands-Sugar Land, TX | 28 | $ 6,974,000 | $ 249,071 | $ 125,000 |
| Lake County-Kenosha County, IL-WI | 23 | $ 4,282,000 | $ 186,173 | $ 98,869 |
| Dallas-Plano-Irving, TX | 22 | $ 6,766,000 | $ 307,545 | $ 154,000 |
| Denver-Aurora-Lakewood, CO | 22 | $ 7,575,000 | $ 344,318 | $ 124,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 22 | $ 8,233,000 | $ 374,227 | $ 96,545 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 4,555,000 | $ 216,904 | $ 86,000 |
| Springfield, MA | 21 | $ 3,833,000 | $ 182,523 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 21 | $ 4,163,000 | $ 198,238 | $ 68,000 |
| Raleigh, NC | 20 | $ 4,815,000 | $ 240,750 | $ 128,000 |
| Manchester-Nashua, NH | 19 | $ 3,896,000 | $ 205,052 | $ 95,000 |
| Midland, TX | 13 | $ 4,017,000 | $ 309,000 | $ 114,000 |
| New Haven-Milford, CT | 13 | $ 2,412,000 | $ 185,538 | $ 79,000 |
| Rockingham County-Strafford County, NH | 13 | $ 3,890,000 | $ 299,230 | $ 112,000 |
| Mansfield, OH | 12 | $ 1,428,000 | $ 119,000 | $ 48,000 |
| Amarillo, TX | 11 | $ 2,001,000 | $ 181,909 | $ 85,000 |
| Anaheim-Santa Ana-Irvine, CA | 11 | $ 6,543,000 | $ 594,818 | $ 151,000 |
| Elgin, IL | 11 | $ 2,482,000 | $ 225,636 | $ 91,000 |
| Hammond, LA | 11 | $ 1,868,000 | $ 169,818 | $ 88,000 |
| Orlando-Kissimmee-Sanford, FL | 11 | $ 2,300,000 | $ 209,090 | $ 94,000 |
| Tucson, AZ | 11 | $ 2,360,000 | $ 214,545 | $ 73,000 |
| Baltimore-Columbia-Towson, MD | 10 | $ 2,809,000 | $ 280,900 | $ 98,000 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 2,274,000 | $ 227,400 | $ 110,000 |
| Lakeland-Winter Haven, FL | 10 | $ 2,338,000 | $ 233,800 | $ 65,000 |
| Little Rock-North Little Rock-Conway, AR | 10 | $ 2,385,000 | $ 238,500 | $ 108,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 3,685,000 | $ 368,500 | $ 151,000 |
| New Orleans-Metairie, LA | 10 | $ 2,553,000 | $ 255,300 | $ 201,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 2,365,000 | $ 236,500 | $ 85,000 |
| Charleston-North Charleston, SC | 9 | $ 1,879,000 | $ 208,777 | $ 93,000 |
| Las Vegas-Henderson-Paradise, NV | 9 | $ 1,763,000 | $ 195,888 | $ 80,000 |
| Oklahoma City, OK | 9 | $ 1,544,000 | $ 171,555 | $ 86,000 |
| Philadelphia, PA | 9 | $ 1,512,000 | $ 168,000 | $ 83,000 |
| San Antonio-New Braunfels, TX | 9 | $ 2,530,000 | $ 281,111 | $ 94,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,837,000 | $ 204,111 | $ 75,000 |
| Austin-Round Rock, TX | 8 | $ 2,260,000 | $ 282,500 | $ 217,000 |
| Barnstable Town, MA | 8 | $ 2,597,000 | $ 324,625 | $ 121,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,415,000 | $ 176,875 | $ 82,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,900,000 | $ 237,500 | $ 101,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 1,359,000 | $ 169,875 | $ 129,000 |
| Kansas City, MO-KS | 8 | $ 1,165,000 | $ 145,625 | $ 98,000 |
| Newark, NJ-PA | 8 | $ 3,032,000 | $ 379,000 | $ 132,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 8 | $ 2,363,000 | $ 295,375 | $ 70,625 |
| Akron, OH | 7 | $ 1,126,000 | $ 160,857 | $ 51,000 |
| Gary, IN | 7 | $ 1,885,000 | $ 269,285 | $ 73,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 1,736,000 | $ 248,000 | $ 95,000 |
| Cincinnati, OH-KY-IN | 6 | $ 1,233,000 | $ 205,500 | $ 82,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 1,400,000 | $ 233,333 | $ 70,333 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 873,000 | $ 145,500 | $ 61,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 1,661,000 | $ 276,833 | $ 104,000 |
| Toledo, OH | 6 | $ 810,000 | $ 135,000 | $ 68,000 |
| Columbus, GA-AL | 5 | $ 665,000 | $ 133,000 | $ 91,000 |
| Durham-Chapel Hill, NC | 5 | $ 866,000 | $ 173,200 | $ 104,000 |
| Gainesville, GA | 5 | $ 1,371,000 | $ 274,200 | $ 100,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 2,809,000 | $ 561,800 | $ 102,000 |
| Camden, NJ | 4 | $ 1,321,000 | $ 330,250 | $ 105,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 595,000 | $ 148,750 | $ 70,000 |
| Fort Worth-Arlington, TX | 4 | $ 698,000 | $ 174,500 | $ 78,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 952,000 | $ 238,000 | $ 80,000 |
| Jackson, TN | 4 | $ 383,000 | $ 95,750 | $ 49,000 |
| Madison, WI | 4 | $ 812,000 | $ 203,000 | $ 84,000 |
| Port St. Lucie, FL | 4 | $ 1,163,000 | $ 290,750 | $ 279,000 |
| San Diego-Carlsbad, CA | 4 | $ 1,086,000 | $ 271,500 | $ 89,000 |
| Winston-Salem, NC | 4 | $ 374,000 | $ 93,500 | $ 72,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 169,000 | $ 56,333 | $ 91,000 |
| Asheville, NC | 3 | $ 343,000 | $ 114,333 | $ 31,000 |
| Bakersfield, CA | 3 | $ 674,000 | $ 224,666 | $ 79,000 |
| Bremerton-Silverdale, WA | 3 | $ 941,000 | $ 313,666 | $ 102,000 |
| Dayton, OH | 3 | $ 388,000 | $ 129,333 | $ 87,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 1,046,000 | $ 348,666 | $ 133,000 |
| Dutchess County-Putnam County, NY | 3 | $ 496,000 | $ 165,333 | $ 65,000 |
| Fort Smith, AR-OK | 3 | $ 483,000 | $ 161,000 | $ 91,000 |
| Gainesville, FL | 3 | $ 752,000 | $ 250,666 | $ 52,000 |
| Jacksonville, FL | 3 | $ 610,000 | $ 203,333 | $ 68,000 |
| Lexington-Fayette, KY | 3 | $ 340,000 | $ 113,333 | $ 143,000 |
| Macon-Bibb County, GA | 3 | $ 729,000 | $ 243,000 | $ 163,000 |
| Modesto, CA | 3 | $ 635,000 | $ 211,666 | $ 35,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,200,000 | $ 400,000 | $ 104,000 |
| Parkersburg-Vienna, WV | 3 | $ 277,000 | $ 92,333 | $ 47,000 |
| Pine Bluff, AR | 3 | $ 357,000 | $ 119,000 | $ 48,000 |
| Punta Gorda, FL | 3 | $ 534,000 | $ 178,000 | $ 69,000 |
| St. Joseph, MO-KS | 3 | $ 349,000 | $ 116,333 | $ 48,000 |
| Urban Honolulu, HI | 3 | $ 1,644,000 | $ 548,000 | $ 171,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 428,000 | $ 142,666 | $ 92,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 204,000 | $ 102,000 | $ 41,000 |
| Bend-Redmond, OR | 2 | $ 739,000 | $ 369,500 | $ 61,000 |
| Brownsville-Harlingen, TX | 2 | $ 245,000 | $ 122,500 | $ 59,000 |
| Canton-Massillon, OH | 2 | $ 219,000 | $ 109,500 | $ 51,000 |
| Chattanooga, TN-GA | 2 | $ 214,000 | $ 107,000 | $ 18,000 |
| Colorado Springs, CO | 2 | $ 465,000 | $ 232,500 | $ 135,000 |
| Columbia, SC | 2 | $ 267,000 | $ 133,500 | $ 39,000 |
| El Paso, TX | 2 | $ 196,000 | $ 98,000 | $ 39,000 |
| Fort Wayne, IN | 2 | $ 563,000 | $ 281,500 | $ 106,000 |
| Greeley, CO | 2 | $ 493,000 | $ 246,500 | $ 83,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 308,000 | $ 154,000 | $ 114,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Huntsville, AL | 2 | $ 487,000 | $ 243,500 | $ 84,000 |
| Kankakee, IL | 2 | $ 433,000 | $ 216,500 | $ 80,000 |
| Las Cruces, NM | 2 | $ 193,000 | $ 96,500 | $ 45,000 |
| Lawton, OK | 2 | $ 243,000 | $ 121,500 | $ 64,000 |
| Lima, OH | 2 | $ 158,000 | $ 79,000 | $ 42,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 237,000 | $ 118,500 | $ 57,000 |
| Morgantown, WV | 2 | $ 225,000 | $ 112,500 | $ 199,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 896,000 | $ 448,000 | $ 315,000 |
| Pittsburgh, PA | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Pittsfield, MA | 2 | $ 322,000 | $ 161,000 | $ 57,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 718,000 | $ 359,000 | $ 75,000 |
| Savannah, GA | 2 | $ 543,000 | $ 271,500 | $ 164,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 464,000 | $ 232,000 | $ 136,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 278,000 | $ 139,000 | $ 149,000 |
| St. Louis, MO-IL | 2 | $ 556,000 | $ 278,000 | $ 72,000 |
| Topeka, KS | 2 | $ 339,000 | $ 169,500 | $ 79,000 |
| Victoria, TX | 2 | $ 390,000 | $ 195,000 | $ 131,000 |
| Wichita, KS | 2 | $ 268,000 | $ 134,000 | $ 39,000 |
| Wilmington, NC | 2 | $ 571,000 | $ 285,500 | $ 182,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 257,000 | $ 257,000 | $ 96,000 |
| Ann Arbor, MI | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Athens-Clarke County, GA | 1 | $ 378,000 | $ 378,000 | $ 135,000 |
| Auburn-Opelika, AL | 1 | $ 147,000 | $ 147,000 | $ 104,000 |
| Bellingham, WA | 1 | $ 208,000 | $ 208,000 | $ 63,000 |
| Binghamton, NY | 1 | $ 132,000 | $ 132,000 | $ 84,000 |
| Bloomington, IL | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Bloomington, IN | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Boulder, CO | 1 | $ 186,000 | $ 186,000 | $ 25,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 371,000 | $ 371,000 | $ 80,000 |
| Clarksville, TN-KY | 1 | $ 232,000 | $ 232,000 | $ 19,000 |
| Corpus Christi, TX | 1 | $ 393,000 | $ 393,000 | $ 122,000 |
| Corvallis, OR | 1 | $ 253,000 | $ 253,000 | $ 103,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 302,000 | $ 302,000 | $ 662,000 |
| Des Moines-West Des Moines, IA | 1 | $ 248,000 | $ 248,000 | $ 85,000 |
| East Stroudsburg, PA | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Erie, PA | 1 | $ 64,000 | $ 64,000 | $ 69,000 |
| Evansville, IN-KY | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Flagstaff, AZ | 1 | $ 175,000 | $ 175,000 | $ 291,000 |
| Florence, SC | 1 | $ 259,000 | $ 259,000 | $ 158,000 |
| Greensboro-High Point, NC | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Harrisburg-Carlisle, PA | 1 | $ 262,000 | $ 262,000 | $ 152,000 |
| Homosassa Springs, FL | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Hot Springs, AR | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Jackson, MS | 1 | $ 244,000 | $ 244,000 | $ 164,000 |
| Johnson City, TN | 1 | $ 400,000 | $ 400,000 | $ 80,000 |
| Kalamazoo-Portage, MI | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Killeen-Temple, TX | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Knoxville, TN | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Kokomo, IN | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Lake Charles, LA | 1 | $ 248,000 | $ 248,000 | $ 65,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 178,000 | $ 178,000 | $ 95,000 |
| Lincoln, NE | 1 | $ 202,000 | $ 202,000 | $ 94,000 |
| Longview, WA | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 38,000 | $ 38,000 | $ 166,000 |
| Missoula, MT | 1 | $ 257,000 | $ 257,000 | $ 245,000 |
| Mobile, AL | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Morristown, TN | 1 | $ 336,000 | $ 336,000 | $ 145,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 268,000 | $ 268,000 | $ 104,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 108,000 | $ 108,000 | $ 81,000 |
| New Bern, NC | 1 | $ 217,000 | $ 217,000 | $ 72,000 |
| Norwich-New London, CT | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Olympia-Tumwater, WA | 1 | $ 240,000 | $ 240,000 | $ 44,000 |
| Oshkosh-Neenah, WI | 1 | $ 293,000 | $ 293,000 | $ 145,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 359,000 | $ 359,000 | $ 253,000 |
| Panama City, FL | 1 | $ 78,000 | $ 78,000 | $ 123,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 195,000 | $ 195,000 | $ 32,000 |
| Portland-South Portland, ME | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Prescott, AZ | 1 | $ 424,000 | $ 424,000 | $ 173,000 |
| Provo-Orem, UT | 1 | $ 209,000 | $ 209,000 | $ 63,000 |
| Racine, WI | 1 | $ 158,000 | $ 158,000 | $ 160,000 |
| Reading, PA | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Reno, NV | 1 | $ 309,000 | $ 309,000 | $ 113,000 |
| Richmond, VA | 1 | $ 345,000 | $ 345,000 | $ 372,000 |
| Roanoke, VA | 1 | $ 236,000 | $ 236,000 | $ 123,000 |
| Rockford, IL | 1 | $ 390,000 | $ 390,000 | $ 47,000 |
| Salem, OR | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Salt Lake City, UT | 1 | $ 198,000 | $ 198,000 | $ 175,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 169,000 | $ 169,000 | $ 40,000 |
| Sebring, FL | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Shreveport-Bossier City, LA | 1 | $ 164,000 | $ 164,000 | $ 55,000 |
| Silver Spring-Frederick-Rockville, MD | 1 | $ 188,000 | $ 188,000 | $ 111,000 |
| Spartanburg, SC | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Stockton-Lodi, CA | 1 | $ 426,000 | $ 426,000 | $ 74,000 |
| Tacoma-Lakewood, WA | 1 | $ 320,000 | $ 320,000 | $ 176,000 |
| The Villages, FL | 1 | $ 424,000 | $ 424,000 | $ 110,000 |
| Trenton, NJ | 1 | $ 372,000 | $ 372,000 | $ 272,000 |
| Visalia-Porterville, CA | 1 | $ 109,000 | $ 109,000 | $ 110,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 206,000 | $ 206,000 | $ 78,000 |
| Williamsport, PA | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| York-Hanover, PA | 1 | $ 296,000 | $ 296,000 | $ 95,000 |
| Yuma, AZ | 1 | $ 186,000 | $ 186,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,838 | $791,150,000 | $206,000 | $2,000,000 | $85,000 | $1,271,000 |
| Refinancing | 874 | $204,458,000 | $233,000 | $2,505,000 | $96,000 | $920,000 |
| Home Improvement | 126 | $25,942,000 | $205,000 | $567,000 | $97,000 | $382,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,254 | $696,029,000 | $213,000 | $2,000,000 | $95,000 | $1,271,000 |
| Black or African American | 600 | $117,743,000 | $196,000 | $801,000 | $70,000 | $351,000 |
| Hispanic | 498 | $102,205,000 | $205,000 | $570,000 | $70,000 | $288,000 |
| Asian | 242 | $55,177,000 | $228,000 | $842,000 | $95,000 | $466,000 |
| Not Provided | 156 | $32,476,000 | $208,000 | $679,000 | $78,000 | $305,000 |
| Not applicable | 60 | $10,982,000 | $183,000 | $2,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,240,000 | $249,000 | $636,000 | $80,000 | $223,000 |
| American Indian or Alaskan Native | 11 | $2,698,000 | $245,000 | $692,000 | $110,000 | $259,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,800 | $626,740,000 | $223,000 | $2,505,000 | $103,000 | $1,271,000 |
| FHA-insured (Federal Housing Administration) | 1,577 | $293,514,000 | $186,000 | $647,000 | $64,000 | $457,000 |
| VA-guaranteed (Veterans Administration) | 305 | $78,199,000 | $256,000 | $802,000 | $83,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 156 | $23,097,000 | $148,000 | $403,000 | $51,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,519 | $737,738,000 | $209,000 | $2,505,000 | $88,000 | $1,271,000 |
| Application Denied By Financial Institution | 560 | $118,904,000 | $212,000 | $800,000 | $84,000 | $804,000 |
| Application Approved But Not Accepted | 448 | $95,855,000 | $213,000 | $1,673,000 | $88,000 | $558,000 |
| Application Withdrawn By Applicant | 311 | $69,053,000 | $222,000 | $1,380,000 | $89,000 | $400,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 179 | $42,332,000 | $236,000 | $800,000 | $98,000 | $804,000 |
| Collateral | 94 | $17,473,000 | $185,000 | $757,000 | $87,000 | $298,000 |
| Debt-To-Income Ratio | 91 | $18,820,000 | $206,000 | $497,000 | $58,000 | $219,000 |
| Credit History | 88 | $18,077,000 | $205,000 | $625,000 | $83,000 | $317,000 |
| Unverifiable Information | 55 | $12,535,000 | $227,000 | $561,000 | $90,000 | $457,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 44 | $7,996,000 | $181,000 | $417,000 | $67,000 | $237,000 |
| Employment History | 8 | $1,247,000 | $155,000 | $268,000 | $72,000 | $330,000 |
| Credit Application Incomplete | 1 | $424,000 | $424,000 | $424,000 | $204,000 | $204,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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