Evolve Bank & Trust Mortgage Lending & HMDA Data, 2020
In 2020, Evolve Bank & Trust of Memphis, TN reported 6,439 mortgage applications totaling $1.9 billion, up 92% from 2019. The average application was for $294,678, and applicants reported an average income of $125,555. 75% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Memphis, TN-MS-AR (615), Wilmington, DE-MD-NJ (359) and Hartford-West Hartford-East Hartford, CT (286) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,439 |
| Total Mortgage Loan Application Amount | $1,897,435,000 |
| Average Mortgage Loan Application Amount | $294,678 |
| Highest Mortgage Loan Application Amount | $3,105,000 |
| Average Applicant Income | $125,555 |
| Highest Applicant Income | $2,555,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Memphis, TN-MS-AR | 615 | $ 146,755,000 | $ 238,626 | $ 127,265 |
| Wilmington, DE-MD-NJ | 359 | $ 86,765,000 | $ 241,685 | $ 88,445 |
| Outside any metro area | 352 | $ 83,000,000 | $ 235,795 | $ 131,260 |
| Hartford-West Hartford-East Hartford, CT | 286 | $ 72,190,000 | $ 252,412 | $ 123,000 |
| Tampa-St. Petersburg-Clearwater, FL | 283 | $ 69,655,000 | $ 246,130 | $ 98,000 |
| Worcester, MA-CT | 266 | $ 67,510,000 | $ 253,796 | $ 81,315 |
| Nassau County-Suffolk County, NY | 265 | $ 99,975,000 | $ 377,264 | $ 151,000 |
| Cambridge-Newton-Framingham, MA | 251 | $ 88,685,000 | $ 353,326 | $ 128,000 |
| Columbus, OH | 238 | $ 53,360,000 | $ 224,201 | $ 97,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 205 | $ 71,925,000 | $ 350,853 | $ 120,043 |
| Los Angeles-Long Beach-Glendale, CA | 183 | $ 96,085,000 | $ 525,054 | $ 179,000 |
| Bridgeport-Stamford-Norwalk, CT | 171 | $ 61,875,000 | $ 361,842 | $ 150,000 |
| Phoenix-Mesa-Scottsdale, AZ | 169 | $ 47,335,000 | $ 280,088 | $ 133,000 |
| Atlanta-Sandy Springs-Roswell, GA | 145 | $ 37,405,000 | $ 257,965 | $ 100,000 |
| New York-Jersey City-White Plains, NY-NJ | 124 | $ 52,080,000 | $ 420,000 | $ 168,193 |
| Jonesboro, AR | 109 | $ 24,225,000 | $ 222,247 | $ 103,000 |
| Springfield, MA | 100 | $ 24,630,000 | $ 246,300 | $ 106,000 |
| Salisbury, MD-DE | 99 | $ 24,925,000 | $ 251,767 | $ 102,616 |
| Oakland-Hayward-Berkeley, CA | 95 | $ 46,965,000 | $ 494,368 | $ 203,000 |
| New Haven-Milford, CT | 89 | $ 24,315,000 | $ 273,202 | $ 127,000 |
| Boston, MA | 80 | $ 30,840,000 | $ 385,500 | $ 129,000 |
| Baltimore-Columbia-Towson, MD | 71 | $ 19,795,000 | $ 278,802 | $ 109,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 66 | $ 15,040,000 | $ 227,878 | $ 61,727 |
| Dover, DE | 57 | $ 13,405,000 | $ 235,175 | $ 68,000 |
| Providence-Warwick, RI-MA | 54 | $ 16,020,000 | $ 296,666 | $ 118,500 |
| Houston-The Woodlands-Sugar Land, TX | 52 | $ 11,440,000 | $ 220,000 | $ 154,000 |
| Bend-Redmond, OR | 51 | $ 20,565,000 | $ 403,235 | $ 179,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 51 | $ 30,995,000 | $ 607,745 | $ 234,000 |
| Charleston-North Charleston, SC | 43 | $ 16,605,000 | $ 386,162 | $ 119,000 |
| Longview, TX | 39 | $ 6,055,000 | $ 155,256 | $ 76,000 |
| Orlando-Kissimmee-Sanford, FL | 38 | $ 8,650,000 | $ 227,631 | $ 78,000 |
| Provo-Orem, UT | 36 | $ 12,400,000 | $ 344,444 | $ 150,000 |
| Riverside-San Bernardino-Ontario, CA | 34 | $ 10,110,000 | $ 297,352 | $ 212,000 |
| Dallas-Plano-Irving, TX | 33 | $ 7,585,000 | $ 229,848 | $ 92,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 33 | $ 9,995,000 | $ 302,878 | $ 111,000 |
| Manchester-Nashua, NH | 30 | $ 8,400,000 | $ 280,000 | $ 105,000 |
| Anaheim-Santa Ana-Irvine, CA | 29 | $ 13,215,000 | $ 455,689 | $ 144,000 |
| Cleveland-Elyria, OH | 28 | $ 5,680,000 | $ 202,857 | $ 140,000 |
| Fort Worth-Arlington, TX | 28 | $ 6,570,000 | $ 234,642 | $ 108,000 |
| New York-Newark, NY | 27 | $ 7,995,000 | $ 296,111 | $ 163,444 |
| Rockingham County-Strafford County, NH | 27 | $ 7,635,000 | $ 282,777 | $ 112,000 |
| Little Rock-North Little Rock-Conway, AR | 23 | $ 2,925,000 | $ 127,173 | $ 137,000 |
| Richmond, VA | 22 | $ 7,660,000 | $ 348,181 | $ 118,000 |
| Salt Lake City, UT | 22 | $ 6,800,000 | $ 309,090 | $ 134,000 |
| St. Louis, MO-IL | 22 | $ 4,700,000 | $ 213,636 | $ 136,636 |
| Cape Coral-Fort Myers, FL | 21 | $ 5,295,000 | $ 252,142 | $ 109,000 |
| Charlotte-Concord-Gastonia, NC-SC | 21 | $ 6,535,000 | $ 311,190 | $ 132,857 |
| Chicago-Naperville, IL | 21 | $ 6,005,000 | $ 285,952 | $ 232,000 |
| Las Vegas-Henderson-Paradise, NV | 21 | $ 6,585,000 | $ 313,571 | $ 156,000 |
| Norwich-New London, CT | 21 | $ 5,535,000 | $ 263,571 | $ 144,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 21 | $ 8,465,000 | $ 403,095 | $ 149,000 |
| Seattle-Bellevue-Everett, WA | 21 | $ 10,495,000 | $ 499,761 | $ 171,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 21 | $ 7,055,000 | $ 335,952 | $ 182,000 |
| Kansas City, MO-KS | 20 | $ 5,660,000 | $ 283,000 | $ 117,750 |
| Miami-Miami Beach-Kendall, FL | 20 | $ 5,460,000 | $ 273,000 | $ 78,000 |
| Philadelphia, PA | 20 | $ 5,670,000 | $ 283,500 | $ 144,000 |
| San Antonio-New Braunfels, TX | 20 | $ 4,680,000 | $ 234,000 | $ 53,000 |
| Austin-Round Rock, TX | 19 | $ 5,885,000 | $ 309,736 | $ 133,000 |
| San Francisco-Redwood City-South San Francisco, CA | 19 | $ 13,195,000 | $ 694,473 | $ 286,000 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 4,825,000 | $ 253,947 | $ 103,000 |
| Barnstable Town, MA | 18 | $ 6,600,000 | $ 366,666 | $ 228,000 |
| Montgomery County-Bucks County-Chester County, PA | 18 | $ 5,820,000 | $ 323,333 | $ 113,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 4,605,000 | $ 270,882 | $ 153,000 |
| Midland, TX | 16 | $ 5,430,000 | $ 339,375 | $ 176,000 |
| Ogden-Clearfield, UT | 16 | $ 4,600,000 | $ 287,500 | $ 80,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 5,430,000 | $ 339,375 | $ 242,000 |
| San Diego-Carlsbad, CA | 16 | $ 6,470,000 | $ 404,375 | $ 100,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 15 | $ 5,125,000 | $ 341,666 | $ 222,000 |
| Washington-Baltimore-Arlington, DC | 15 | $ 6,065,000 | $ 404,333 | $ 167,000 |
| North Port-Sarasota-Bradenton, FL | 14 | $ 4,580,000 | $ 327,142 | $ 134,000 |
| Lakeland-Winter Haven, FL | 13 | $ 2,935,000 | $ 225,769 | $ 78,000 |
| Newark, NJ-PA | 13 | $ 6,145,000 | $ 472,692 | $ 232,000 |
| Denver-Aurora-Lakewood, CO | 12 | $ 4,410,000 | $ 367,500 | $ 95,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 2,580,000 | $ 215,000 | $ 94,000 |
| Urban Honolulu, HI | 11 | $ 5,505,000 | $ 500,454 | $ 111,000 |
| Amarillo, TX | 10 | $ 2,490,000 | $ 249,000 | $ 119,000 |
| Beaumont-Port Arthur, TX | 10 | $ 2,050,000 | $ 205,000 | $ 64,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 2,770,000 | $ 277,000 | $ 58,000 |
| Pittsburgh, PA | 10 | $ 2,230,000 | $ 223,000 | $ 108,000 |
| Tucson, AZ | 10 | $ 2,350,000 | $ 235,000 | $ 90,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,875,000 | $ 208,333 | $ 90,888 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 2,415,000 | $ 268,333 | $ 76,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 2,895,000 | $ 321,666 | $ 109,000 |
| Raleigh, NC | 9 | $ 2,465,000 | $ 273,888 | $ 131,000 |
| Cincinnati, OH-KY-IN | 8 | $ 2,070,000 | $ 258,750 | $ 78,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 3,190,000 | $ 398,750 | $ 131,000 |
| Oklahoma City, OK | 8 | $ 1,300,000 | $ 162,500 | $ 174,000 |
| Port St. Lucie, FL | 8 | $ 1,640,000 | $ 205,000 | $ 98,000 |
| Portland-South Portland, ME | 8 | $ 3,600,000 | $ 450,000 | $ 207,000 |
| Albuquerque, NM | 7 | $ 1,535,000 | $ 219,285 | $ 46,000 |
| Boise City, ID | 7 | $ 1,515,000 | $ 216,428 | $ 116,000 |
| Colorado Springs, CO | 7 | $ 2,195,000 | $ 313,571 | $ 81,000 |
| Greensboro-High Point, NC | 7 | $ 1,905,000 | $ 272,142 | $ 243,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,745,000 | $ 249,285 | $ 57,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,015,000 | $ 287,857 | $ 120,000 |
| Jacksonville, FL | 7 | $ 2,235,000 | $ 319,285 | $ 161,000 |
| Prescott Valley-Prescott, AZ | 7 | $ 3,235,000 | $ 462,142 | $ 137,000 |
| Punta Gorda, FL | 7 | $ 1,555,000 | $ 222,142 | $ 136,000 |
| Camden, NJ | 6 | $ 1,350,000 | $ 225,000 | $ 84,000 |
| Jackson, TN | 6 | $ 910,000 | $ 151,666 | $ 95,000 |
| Las Cruces, NM | 6 | $ 1,340,000 | $ 223,333 | $ 117,000 |
| Mansfield, OH | 6 | $ 740,000 | $ 123,333 | $ 47,000 |
| Pittsfield, MA | 6 | $ 1,570,000 | $ 261,666 | $ 107,000 |
| Stockton-Lodi, CA | 6 | $ 2,120,000 | $ 353,333 | $ 119,000 |
| Vallejo-Fairfield, CA | 6 | $ 2,400,000 | $ 400,000 | $ 95,000 |
| Winston-Salem, NC | 6 | $ 950,000 | $ 158,333 | $ 63,000 |
| Columbia, SC | 5 | $ 1,215,000 | $ 243,000 | $ 95,000 |
| Elgin, IL | 5 | $ 1,005,000 | $ 201,000 | $ 81,000 |
| Knoxville, TN | 5 | $ 1,385,000 | $ 277,000 | $ 165,000 |
| Akron, OH | 4 | $ 720,000 | $ 180,000 | $ 67,000 |
| Birmingham-Hoover, AL | 4 | $ 650,000 | $ 162,500 | $ 63,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 700,000 | $ 175,000 | $ 82,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 1,030,000 | $ 257,500 | $ 166,000 |
| Durham-Chapel Hill, NC | 4 | $ 750,000 | $ 187,500 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,040,000 | $ 260,000 | $ 100,000 |
| Jackson, MS | 4 | $ 1,220,000 | $ 305,000 | $ 206,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 950,000 | $ 237,500 | $ 120,500 |
| Macon-Bibb County, GA | 4 | $ 1,290,000 | $ 322,500 | $ 139,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 950,000 | $ 237,500 | $ 135,000 |
| Reno, NV | 4 | $ 980,000 | $ 245,000 | $ 104,000 |
| San Rafael, CA | 4 | $ 3,500,000 | $ 875,000 | $ 217,000 |
| Santa Fe, NM | 4 | $ 4,890,000 | $ 1,222,500 | $ 991,000 |
| Santa Rosa, CA | 4 | $ 1,610,000 | $ 402,500 | $ 160,000 |
| Springfield, OH | 4 | $ 600,000 | $ 150,000 | $ 49,000 |
| Tulsa, OK | 4 | $ 470,000 | $ 117,500 | $ 248,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 755,000 | $ 251,666 | $ 114,000 |
| Asheville, NC | 3 | $ 855,000 | $ 285,000 | $ 64,000 |
| Boulder, CO | 3 | $ 645,000 | $ 215,000 | $ 50,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 565,000 | $ 188,333 | $ 32,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 615,000 | $ 205,000 | $ 52,000 |
| Fayetteville, NC | 3 | $ 685,000 | $ 228,333 | $ 98,000 |
| Florence, SC | 3 | $ 285,000 | $ 95,000 | $ 30,000 |
| Hot Springs, AR | 3 | $ 415,000 | $ 138,333 | $ 60,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 575,000 | $ 191,666 | $ 26,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 1,895,000 | $ 631,666 | $ 306,000 |
| Medford, OR | 3 | $ 905,000 | $ 301,666 | $ 152,000 |
| Merced, CA | 3 | $ 975,000 | $ 325,000 | $ 144,000 |
| Modesto, CA | 3 | $ 865,000 | $ 288,333 | $ 117,000 |
| Niles-Benton Harbor, MI | 3 | $ 1,375,000 | $ 458,333 | $ 700,000 |
| Odessa, TX | 3 | $ 835,000 | $ 278,333 | $ 108,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 855,000 | $ 285,000 | $ 193,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 2,055,000 | $ 685,000 | $ 236,000 |
| St. George, UT | 3 | $ 755,000 | $ 251,666 | $ 64,000 |
| The Villages, FL | 3 | $ 855,000 | $ 285,000 | $ 42,000 |
| Tyler, TX | 3 | $ 525,000 | $ 175,000 | $ 81,000 |
| Visalia-Porterville, CA | 3 | $ 675,000 | $ 225,000 | $ 536,000 |
| Albany, OR | 2 | $ 540,000 | $ 270,000 | $ 130,000 |
| Anchorage, AK | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Appleton, WI | 2 | $ 480,000 | $ 240,000 | $ 111,000 |
| Athens-Clarke County, GA | 2 | $ 830,000 | $ 415,000 | $ 147,000 |
| Billings, MT | 2 | $ 580,000 | $ 290,000 | $ 103,000 |
| Cape Girardeau, MO-IL | 2 | $ 680,000 | $ 340,000 | $ 206,000 |
| Charlottesville, VA | 2 | $ 560,000 | $ 280,000 | $ 108,000 |
| Coeur D'Alene, ID | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| Duluth, MN-WI | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| Eugene, OR | 2 | $ 450,000 | $ 225,000 | $ 142,000 |
| Florence-Muscle Shoals, AL | 2 | $ 510,000 | $ 255,000 | $ 132,000 |
| Fresno, CA | 2 | $ 490,000 | $ 245,000 | $ 124,000 |
| Gainesville, GA | 2 | $ 730,000 | $ 365,000 | $ 158,000 |
| Greenville, NC | 2 | $ 330,000 | $ 165,000 | $ 30,000 |
| Hinesville, GA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 530,000 | $ 265,000 | $ 57,000 |
| Laredo, TX | 2 | $ 450,000 | $ 225,000 | $ 76,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Lubbock, TX | 2 | $ 670,000 | $ 335,000 | $ 109,000 |
| Madison, WI | 2 | $ 300,000 | $ 150,000 | $ 24,000 |
| Montgomery, AL | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Morgantown, WV | 2 | $ 430,000 | $ 215,000 | $ 37,000 |
| Morristown, TN | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| New Orleans-Metairie, LA | 2 | $ 470,000 | $ 235,000 | $ 43,000 |
| Ocean City, NJ | 2 | $ 820,000 | $ 410,000 | $ 165,000 |
| Panama City, FL | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Redding, CA | 2 | $ 690,000 | $ 345,000 | $ 114,000 |
| Salinas, CA | 2 | $ 1,130,000 | $ 565,000 | $ 94,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,450,000 | $ 725,000 | $ 367,000 |
| Savannah, GA | 2 | $ 630,000 | $ 315,000 | $ 124,000 |
| St. Cloud, MN | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Toledo, OH | 2 | $ 270,000 | $ 135,000 | $ 43,000 |
| Tuscaloosa, AL | 2 | $ 480,000 | $ 240,000 | $ 165,000 |
| Yuma, AZ | 2 | $ 650,000 | $ 325,000 | $ 168,000 |
| Abilene, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 465,000 | $ 465,000 | $ 189,000 |
| Bakersfield, CA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Baton Rouge, LA | 1 | $ 285,000 | $ 285,000 | $ 187,000 |
| Bloomington, IN | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Bowling Green, KY | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Brownsville-Harlingen, TX | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Brunswick, GA | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Burlington, NC | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| California-Lexington Park, MD | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Charleston, WV | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Cheyenne, WY | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Chico, CA | 1 | $ 275,000 | $ 275,000 | $ 209,000 |
| Clarksville, TN-KY | 1 | $ 455,000 | $ 455,000 | $ 95,000 |
| College Station-Bryan, TX | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Columbia, MO | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Corpus Christi, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Decatur, IL | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Des Moines-West Des Moines, IA | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| El Paso, TX | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Erie, PA | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Flint, MI | 1 | $ 375,000 | $ 375,000 | $ 57,000 |
| Fort Collins, CO | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Gainesville, FL | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Greeley, CO | 1 | $ 425,000 | $ 425,000 | $ 74,000 |
| Green Bay, WI | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Homosassa Springs, FL | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Houma-Thibodaux, LA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Huntsville, AL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Ithaca, NY | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Jacksonville, NC | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Joplin, MO | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Killeen-Temple, TX | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Lafayette-West Lafayette, IN | 1 | $ 185,000 | $ 185,000 | $ 288,000 |
| Lancaster, PA | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Lansing-East Lansing, MI | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Lawton, OK | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lebanon, PA | 1 | $ 375,000 | $ 375,000 | $ 116,000 |
| Lewiston-Auburn, ME | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Pine Bluff, AR | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Reading, PA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Rochester, MN | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Rochester, NY | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Salem, OR | 1 | $ 345,000 | $ 345,000 | $ 0 |
| San Angelo, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Sebring, FL | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Sherman-Denison, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Spartanburg, SC | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Springfield, MO | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Syracuse, NY | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Tacoma-Lakewood, WA | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Trenton, NJ | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Warner Robins, GA | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Wenatchee, WA | 1 | $ 415,000 | $ 415,000 | $ 220,000 |
| Winchester, VA-WV | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Yakima, WA | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,921 | $805,605,000 | $275,000 | $3,105,000 | $109,000 | $1,544,000 |
| Refinancing | 2,646 | $829,000,000 | $313,000 | $2,955,000 | $141,000 | $1,544,000 |
| Cash-out Refinancing | 826 | $251,410,000 | $304,000 | $1,205,000 | $135,000 | $2,555,000 |
| Home Improvement | 37 | $9,445,000 | $255,000 | $765,000 | $113,000 | $231,000 |
| Other Purpose | 9 | $1,975,000 | $219,000 | $415,000 | $143,000 | $407,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,497 | $1,338,065,000 | $297,000 | $3,105,000 | $132,000 | $1,544,000 |
| Black or African American | 762 | $200,620,000 | $263,000 | $805,000 | $88,000 | $628,000 |
| Hispanic | 657 | $179,015,000 | $272,000 | $995,000 | $99,000 | $831,000 |
| Asian | 325 | $117,465,000 | $361,000 | $2,605,000 | $166,000 | $2,555,000 |
| Not Provided | 147 | $46,245,000 | $314,000 | $985,000 | $131,000 | $737,000 |
| Not applicable | 27 | $8,825,000 | $326,000 | $2,955,000 | $0 | $0 |
| American Indian or Alaskan Native | 13 | $3,905,000 | $300,000 | $615,000 | $109,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,135,000 | $305,000 | $525,000 | $63,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,968 | $1,508,680,000 | $303,000 | $3,105,000 | $139,000 | $2,555,000 |
| FHA-insured (Federal Housing Administration) | 943 | $232,075,000 | $246,000 | $955,000 | $72,000 | $453,000 |
| VA-guaranteed (Veterans Administration) | 452 | $142,620,000 | $315,000 | $975,000 | $72,000 | $720,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $14,060,000 | $185,000 | $455,000 | $58,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,859 | $1,410,815,000 | $290,000 | $2,955,000 | $126,000 | $2,555,000 |
| Application Withdrawn By Applicant | 923 | $296,225,000 | $320,000 | $3,105,000 | $137,000 | $1,500,000 |
| Application Denied By Financial Institution | 550 | $156,640,000 | $284,000 | $2,305,000 | $99,000 | $737,000 |
| Application Approved But Not Accepted | 107 | $33,755,000 | $315,000 | $1,865,000 | $140,000 | $1,451,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,889 | $1,740,795,000 | $295,000 | $3,105,000 | $128,000 | $2,555,000 |
| Other | 199 | $59,255,000 | $297,000 | $2,305,000 | $117,000 | $720,000 |
| Debt-To-Income Ratio | 140 | $36,240,000 | $258,000 | $1,045,000 | $72,000 | $480,000 |
| Credit History | 81 | $22,895,000 | $282,000 | $1,035,000 | $97,000 | $540,000 |
| Collateral | 47 | $16,175,000 | $344,000 | $1,805,000 | $131,000 | $737,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $10,855,000 | $264,000 | $735,000 | $82,000 | $172,000 |
| Unverifiable Information | 30 | $8,280,000 | $276,000 | $555,000 | $102,000 | $612,000 |
| Employment History | 12 | $2,940,000 | $245,000 | $645,000 | $101,000 | $700,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About