Evolve Bank & Trust Mortgage Lending & HMDA Data, 2020

In 2020, Evolve Bank & Trust of Memphis, TN reported 6,439 mortgage applications totaling $1.9 billion, up 92% from 2019. The average application was for $294,678, and applicants reported an average income of $125,555. 75% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Memphis, TN-MS-AR (615), Wilmington, DE-MD-NJ (359) and Hartford-West Hartford-East Hartford, CT (286) (applications in parentheses).

Mortgage Company & Address Evolve Bank & Trust
6000 Poplar Avenue Suite 300
Memphis, TN 38119
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 6,439
Total Mortgage Loan Application Amount $1,897,435,000
Average Mortgage Loan Application Amount $294,678
Highest Mortgage Loan Application Amount $3,105,000
Average Applicant Income $125,555
Highest Applicant Income $2,555,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evolve Bank & Trust by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 478 $ 112,060,000 $ 234,435 $ 134,000
New Castle, Delaware 349 $ 84,705,000 $ 242,707 $ 89,000
Worcester, Massachusetts 253 $ 64,325,000 $ 254,249 $ 82,000
Suffolk, New York 219 $ 80,015,000 $ 365,365 $ 148,000
Hartford, Connecticut 215 $ 52,985,000 $ 246,441 $ 120,000
Middlesex, Massachusetts 190 $ 68,750,000 $ 361,842 $ 135,000
Los Angeles, California 183 $ 96,085,000 $ 525,054 $ 179,000
Fairfield, Connecticut 171 $ 61,875,000 $ 361,842 $ 150,000
Hillsborough, Florida 163 $ 41,605,000 $ 255,245 $ 105,000
Franklin, Ohio 159 $ 32,715,000 $ 205,754 $ 87,000
Maricopa, Arizona 120 $ 36,940,000 $ 307,833 $ 144,000
Prince George's, Maryland 110 $ 34,980,000 $ 318,000 $ 102,000
Craighead, Arkansas 107 $ 23,655,000 $ 221,074 $ 103,000
New Haven, Connecticut 89 $ 24,315,000 $ 273,202 $ 127,000
Sussex, Delaware 89 $ 23,155,000 $ 260,168 $ 101,000
Litchfield, Connecticut 87 $ 26,535,000 $ 305,000 $ 156,000
Pinellas, Florida 74 $ 17,460,000 $ 235,945 $ 86,000
Hampden, Massachusetts 74 $ 18,410,000 $ 248,783 $ 98,000
DeSoto, Mississippi 62 $ 17,290,000 $ 278,870 $ 98,000
Essex, Massachusetts 61 $ 19,935,000 $ 326,803 $ 106,000
Kent, Delaware 57 $ 13,405,000 $ 235,175 $ 68,000
Westchester, New York 57 $ 24,945,000 $ 437,631 $ 174,000
Contra Costa, California 56 $ 26,360,000 $ 470,714 $ 201,000
Santa Clara, California 51 $ 30,995,000 $ 607,745 $ 234,000
Deschutes, Oregon 51 $ 20,565,000 $ 403,235 $ 179,000
Pinal, Arizona 49 $ 10,395,000 $ 212,142 $ 106,000
Middlesex, Connecticut 46 $ 12,540,000 $ 272,608 $ 142,000
Nassau, New York 46 $ 19,960,000 $ 433,913 $ 164,000
Alameda, California 39 $ 20,605,000 $ 528,333 $ 205,000
Utah, Utah 36 $ 12,400,000 $ 344,444 $ 150,000
Pasco, Florida 35 $ 8,465,000 $ 241,857 $ 93,000
Broward, Florida 33 $ 9,995,000 $ 302,878 $ 111,000
Charleston, South Carolina 31 $ 12,755,000 $ 411,451 $ 129,000
Fayette, Tennessee 31 $ 8,495,000 $ 274,032 $ 130,000
Hillsborough, New Hampshire 30 $ 8,400,000 $ 280,000 $ 105,000
Orange, California 29 $ 13,215,000 $ 455,689 $ 144,000
Norfolk, Massachusetts 29 $ 10,945,000 $ 377,413 $ 130,000
Plymouth, Massachusetts 29 $ 10,455,000 $ 360,517 $ 118,000
Anne Arundel, Maryland 27 $ 7,725,000 $ 286,111 $ 101,000
Delaware, Ohio 27 $ 8,355,000 $ 309,444 $ 142,000
Harris, Texas 26 $ 4,790,000 $ 184,230 $ 188,000
Tolland, Connecticut 25 $ 6,665,000 $ 266,600 $ 117,000
Charles, Maryland 25 $ 8,155,000 $ 326,200 $ 95,000
Gregg, Texas 25 $ 3,395,000 $ 135,800 $ 73,000
District of Columbia, District Of Columbia 24 $ 7,730,000 $ 322,083 $ 106,000
Rockingham, New Hampshire 23 $ 6,715,000 $ 291,956 $ 114,000
Orange, Florida 22 $ 4,510,000 $ 205,000 $ 77,000
Hampshire, Massachusetts 22 $ 5,570,000 $ 253,181 $ 138,000
Suffolk, Massachusetts 22 $ 9,440,000 $ 429,090 $ 143,000
Tarrant, Texas 22 $ 4,650,000 $ 211,363 $ 112,000
Ventura, California 21 $ 8,465,000 $ 403,095 $ 149,000
New London, Connecticut 21 $ 5,535,000 $ 263,571 $ 144,000
Lee, Florida 21 $ 5,295,000 $ 252,142 $ 109,000
Palm Beach, Florida 21 $ 7,055,000 $ 335,952 $ 182,000
Clark, Nevada 21 $ 6,585,000 $ 313,571 $ 156,000
Providence, Rhode Island 21 $ 5,055,000 $ 240,714 $ 90,000
Salt Lake, Utah 21 $ 6,525,000 $ 310,714 $ 131,000
Miami-Dade, Florida 20 $ 5,460,000 $ 273,000 $ 78,000
Fulton, Georgia 20 $ 6,050,000 $ 302,500 $ 128,000
Henry, Georgia 20 $ 4,360,000 $ 218,000 $ 77,000
Barnstable, Massachusetts 18 $ 6,600,000 $ 366,666 $ 228,000
Bexar, Texas 18 $ 4,350,000 $ 241,666 $ 53,000
King, Washington 18 $ 9,160,000 $ 508,888 $ 188,000
Riverside, California 17 $ 5,145,000 $ 302,647 $ 284,000
San Bernardino, California 17 $ 4,965,000 $ 292,058 $ 145,000
Baltimore, Maryland 17 $ 4,845,000 $ 285,000 $ 93,000
Bergen, New Jersey 17 $ 6,835,000 $ 402,058 $ 160,000
Tipton, Tennessee 17 $ 3,555,000 $ 209,117 $ 72,000
Crittenden, Arkansas 16 $ 3,090,000 $ 193,125 $ 138,000
San Diego, California 16 $ 6,470,000 $ 404,375 $ 100,000
Cobb, Georgia 16 $ 4,380,000 $ 273,750 $ 84,000
Midland, Texas 16 $ 5,430,000 $ 339,375 $ 176,000
Fairfax, Virginia 16 $ 7,460,000 $ 466,250 $ 227,000
Pulaski, Arkansas 15 $ 1,855,000 $ 123,666 $ 148,000
Fairfield, Ohio 15 $ 3,275,000 $ 218,333 $ 86,000
Dallas, Texas 15 $ 2,455,000 $ 163,666 $ 92,000
Gwinnett, Georgia 14 $ 3,940,000 $ 281,428 $ 102,000
Johnson, Kansas 14 $ 4,620,000 $ 330,000 $ 129,000
Putnam, New York 14 $ 4,570,000 $ 326,428 $ 155,000
Union, Ohio 14 $ 4,470,000 $ 319,285 $ 172,000
Fort Bend, Texas 14 $ 3,780,000 $ 270,000 $ 104,000
Henrico, Virginia 14 $ 5,490,000 $ 392,142 $ 105,000
Windham, Connecticut 13 $ 3,185,000 $ 245,000 $ 68,000
Polk, Florida 13 $ 2,935,000 $ 225,769 $ 78,000
Macomb, Michigan 13 $ 3,215,000 $ 247,307 $ 101,000
Delaware, Pennsylvania 13 $ 3,875,000 $ 298,076 $ 145,000
St. Louis, Missouri 12 $ 2,570,000 $ 214,166 $ 166,000
Cuyahoga, Ohio 12 $ 2,180,000 $ 181,666 $ 206,000
Horry, South Carolina 12 $ 2,580,000 $ 215,000 $ 94,000
Denton, Texas 12 $ 3,400,000 $ 283,333 $ 84,000
Loudoun, Virginia 12 $ 6,690,000 $ 557,500 $ 169,000
Sharp, Arkansas 11 $ 1,025,000 $ 93,181 $ 60,000
San Mateo, California 11 $ 6,925,000 $ 629,545 $ 256,000
Hernando, Florida 11 $ 2,125,000 $ 193,181 $ 82,000
Cherokee, Georgia 11 $ 3,065,000 $ 278,636 $ 124,000
Forsyth, Georgia 11 $ 2,675,000 $ 243,181 $ 90,000
Honolulu, Hawaii 11 $ 5,505,000 $ 500,454 $ 111,000
Cook, Illinois 11 $ 3,545,000 $ 322,272 $ 267,000
Montgomery, Maryland 11 $ 4,925,000 $ 447,727 $ 188,000
Queens, New York 11 $ 4,955,000 $ 450,454 $ 140,000
Chester, Pennsylvania 11 $ 3,265,000 $ 296,818 $ 111,000
Newport, Rhode Island 11 $ 3,885,000 $ 353,181 $ 164,000
Washington, Rhode Island 11 $ 3,405,000 $ 309,545 $ 151,000
Travis, Texas 11 $ 3,865,000 $ 351,363 $ 152,000
Norfolk, Virginia 11 $ 2,405,000 $ 218,636 $ 65,000
Virginia Beach, Virginia 11 $ 2,575,000 $ 234,090 $ 64,000
Pima, Arizona 10 $ 2,350,000 $ 235,000 $ 90,000
DeKalb, Georgia 10 $ 2,450,000 $ 245,000 $ 69,000
Jefferson, Texas 10 $ 2,050,000 $ 205,000 $ 64,000
Davis, Utah 10 $ 3,170,000 $ 317,000 $ 74,000
Portsmouth, Virginia 10 $ 1,660,000 $ 166,000 $ 47,000
Mississippi, Arkansas 9 $ 2,745,000 $ 305,000 $ 172,000
Sacramento, California 9 $ 2,835,000 $ 315,000 $ 178,000
Volusia, Florida 9 $ 2,415,000 $ 268,333 $ 76,000
Baltimore City, Maryland 9 $ 1,735,000 $ 192,777 $ 85,000
Cecil, Maryland 9 $ 2,005,000 $ 222,777 $ 71,000
Marshall, Mississippi 9 $ 1,705,000 $ 189,444 $ 96,000
Bronx, New York 9 $ 4,305,000 $ 478,333 $ 178,000
Davidson, Tennessee 9 $ 2,695,000 $ 299,444 $ 131,000
Suffolk, Virginia 9 $ 2,135,000 $ 237,222 $ 71,000
Cross, Arkansas 8 $ 1,420,000 $ 177,500 $ 147,000
San Francisco, California 8 $ 6,270,000 $ 783,750 $ 327,000
Collier, Florida 8 $ 3,190,000 $ 398,750 $ 131,000
Sarasota, Florida 8 $ 2,610,000 $ 326,250 $ 123,000
St. Lucie, Florida 8 $ 1,640,000 $ 205,000 $ 98,000
Worcester, Maryland 8 $ 1,290,000 $ 161,250 $ 123,000
Dutchess, New York 8 $ 2,660,000 $ 332,500 $ 223,000
Wake, North Carolina 8 $ 2,290,000 $ 286,250 $ 139,000
Licking, Ohio 8 $ 1,620,000 $ 202,500 $ 60,000
Lorain, Ohio 8 $ 1,580,000 $ 197,500 $ 79,000
Allegheny, Pennsylvania 8 $ 1,860,000 $ 232,500 $ 115,000
Yavapai, Arizona 7 $ 3,235,000 $ 462,142 $ 137,000
El Paso, Colorado 7 $ 2,195,000 $ 313,571 $ 81,000
Charlotte, Florida 7 $ 1,555,000 $ 222,142 $ 136,000
Seminole, Florida 7 $ 1,935,000 $ 276,428 $ 87,000
Harford, Maryland 7 $ 2,075,000 $ 296,428 $ 107,000
Howard, Maryland 7 $ 2,325,000 $ 332,142 $ 129,000
Bristol, Massachusetts 7 $ 2,425,000 $ 346,428 $ 95,000
Bernalillo, New Mexico 7 $ 1,535,000 $ 219,285 $ 46,000
Orange, New York 7 $ 1,975,000 $ 282,142 $ 102,000
Guilford, North Carolina 7 $ 1,905,000 $ 272,142 $ 243,000
Mecklenburg, North Carolina 7 $ 2,165,000 $ 309,285 $ 160,000
Philadelphia, Pennsylvania 7 $ 1,795,000 $ 256,428 $ 141,000
Beaufort, South Carolina 7 $ 2,015,000 $ 287,857 $ 120,000
Berkeley, South Carolina 7 $ 2,375,000 $ 339,285 $ 116,000
Greenville, South Carolina 7 $ 2,405,000 $ 343,571 $ 115,000
Montgomery, Texas 7 $ 1,665,000 $ 237,857 $ 90,000
Potter, Texas 7 $ 1,885,000 $ 269,285 $ 130,000
Hampton, Virginia 7 $ 1,565,000 $ 223,571 $ 45,000
Greene, Arkansas 6 $ 870,000 $ 145,000 $ 64,000
Lawrence, Arkansas 6 $ 1,110,000 $ 185,000 $ 88,000
Lonoke, Arkansas 6 $ 860,000 $ 143,333 $ 114,000
San Joaquin, California 6 $ 2,120,000 $ 353,333 $ 119,000
Solano, California 6 $ 2,400,000 $ 400,000 $ 95,000
Manatee, Florida 6 $ 1,970,000 $ 328,333 $ 147,000
Coweta, Georgia 6 $ 1,800,000 $ 300,000 $ 140,000
DuPage, Illinois 6 $ 1,810,000 $ 301,666 $ 253,000
Berkshire, Massachusetts 6 $ 1,570,000 $ 261,666 $ 107,000
Oakland, Michigan 6 $ 1,610,000 $ 268,333 $ 105,000
Essex, New Jersey 6 $ 2,730,000 $ 455,000 $ 227,000
Ocean, New Jersey 6 $ 1,610,000 $ 268,333 $ 87,000
Dona Ana, New Mexico 6 $ 1,340,000 $ 223,333 $ 117,000
Champaign, Ohio 6 $ 850,000 $ 141,666 $ 60,000
Richland, Ohio 6 $ 740,000 $ 123,333 $ 47,000
Washington, Oregon 6 $ 1,820,000 $ 303,333 $ 102,000
El Dorado, California 5 $ 1,945,000 $ 389,000 $ 343,000
Arapahoe, Colorado 5 $ 1,795,000 $ 359,000 $ 43,000
Osceola, Florida 5 $ 1,195,000 $ 239,000 $ 72,000
Butts, Georgia 5 $ 1,305,000 $ 261,000 $ 112,000
Paulding, Georgia 5 $ 1,105,000 $ 221,000 $ 71,000
Ada, Idaho 5 $ 1,165,000 $ 233,000 $ 120,000
Cumberland, Maine 5 $ 2,785,000 $ 557,000 $ 252,000
Panola, Mississippi 5 $ 755,000 $ 151,000 $ 87,000
Kings, New York 5 $ 2,615,000 $ 523,000 $ 159,000
Forsyth, North Carolina 5 $ 825,000 $ 165,000 $ 58,000
Iredell, North Carolina 5 $ 2,185,000 $ 437,000 $ 191,000
Erie, Ohio 5 $ 705,000 $ 141,000 $ 85,000
Hamilton, Ohio 5 $ 1,365,000 $ 273,000 $ 99,000
Logan, Ohio 5 $ 745,000 $ 149,000 $ 48,000
Muskingum, Ohio 5 $ 765,000 $ 153,000 $ 57,000
Pickaway, Ohio 5 $ 1,195,000 $ 239,000 $ 112,000
Oklahoma, Oklahoma 5 $ 935,000 $ 187,000 $ 213,000
Clackamas, Oregon 5 $ 2,085,000 $ 417,000 $ 114,000
Aiken, South Carolina 5 $ 985,000 $ 197,000 $ 74,000
Dorchester, South Carolina 5 $ 1,475,000 $ 295,000 $ 60,000
Harrison, Texas 5 $ 1,095,000 $ 219,000 $ 88,000
Upshur, Texas 5 $ 1,125,000 $ 225,000 $ 94,000
Weber, Utah 5 $ 1,125,000 $ 225,000 $ 91,000
Chesapeake, Virginia 5 $ 1,255,000 $ 251,000 $ 61,000
James City, Virginia 5 $ 1,425,000 $ 285,000 $ 71,000
Berkeley, West Virginia 5 $ 1,345,000 $ 269,000 $ 49,000
Baldwin, Alabama 4 $ 1,030,000 $ 257,500 $ 166,000
Cleburne, Arkansas 4 $ 770,000 $ 192,500 $ 109,000
Izard, Arkansas 4 $ 610,000 $ 152,500 $ 95,000
Marin, California 4 $ 3,500,000 $ 875,000 $ 217,000
Sonoma, California 4 $ 1,610,000 $ 402,500 $ 160,000
Lake, Florida 4 $ 1,010,000 $ 252,500 $ 76,000
Santa Rosa, Florida 4 $ 950,000 $ 237,500 $ 135,000
St. Johns, Florida 4 $ 1,630,000 $ 407,500 $ 193,000
Fayette, Georgia 4 $ 1,030,000 $ 257,500 $ 106,000
Monroe, Georgia 4 $ 1,290,000 $ 322,500 $ 139,000
Newton, Georgia 4 $ 1,210,000 $ 302,500 $ 99,000
Pike, Georgia 4 $ 740,000 $ 185,000 $ 108,000
Kane, Illinois 4 $ 850,000 $ 212,500 $ 63,000
Frederick, Maryland 4 $ 1,140,000 $ 285,000 $ 109,000
Franklin, Massachusetts 4 $ 650,000 $ 162,500 $ 80,000
Jackson, Missouri 4 $ 630,000 $ 157,500 $ 77,000
St. Louis City, Missouri 4 $ 1,040,000 $ 260,000 $ 144,000
Washoe, Nevada 4 $ 980,000 $ 245,000 $ 104,000
Strafford, New Hampshire 4 $ 920,000 $ 230,000 $ 97,000
Monmouth, New Jersey 4 $ 1,220,000 $ 305,000 $ 311,000
Union, New Jersey 4 $ 1,870,000 $ 467,500 $ 207,000
Santa Fe, New Mexico 4 $ 4,890,000 $ 1,222,500 $ 991,000
Rockland, New York 4 $ 1,620,000 $ 405,000 $ 141,000
Clark, Ohio 4 $ 600,000 $ 150,000 $ 49,000
Madison, Ohio 4 $ 810,000 $ 202,500 $ 87,000
Medina, Ohio 4 $ 1,070,000 $ 267,500 $ 117,000
Morrow, Ohio 4 $ 700,000 $ 175,000 $ 50,000
Montgomery, Pennsylvania 4 $ 1,530,000 $ 382,500 $ 113,000
Madison, Tennessee 4 $ 590,000 $ 147,500 $ 88,000
Sumner, Tennessee 4 $ 840,000 $ 210,000 $ 216,000
Parker, Texas 4 $ 1,250,000 $ 312,500 $ 93,000
Rusk, Texas 4 $ 440,000 $ 110,000 $ 59,000
Williamson, Texas 4 $ 1,000,000 $ 250,000 $ 127,000
Alexandria, Virginia 4 $ 1,990,000 $ 497,500 $ 223,000
Prince William, Virginia 4 $ 1,560,000 $ 390,000 $ 158,000
York, Virginia 4 $ 1,290,000 $ 322,500 $ 74,000
Gila, Arizona 3 $ 685,000 $ 228,333 $ 89,000
Navajo, Arizona 3 $ 625,000 $ 208,333 $ 327,000
Baxter, Arkansas 3 $ 345,000 $ 115,000 $ 149,000
Benton, Arkansas 3 $ 835,000 $ 278,333 $ 120,000
Fulton, Arkansas 3 $ 465,000 $ 155,000 $ 77,000
Garland, Arkansas 3 $ 415,000 $ 138,333 $ 60,000
St. Francis, Arkansas 3 $ 485,000 $ 161,666 $ 103,000
Merced, California 3 $ 975,000 $ 325,000 $ 144,000
Santa Cruz, California 3 $ 2,055,000 $ 685,000 $ 236,000
Stanislaus, California 3 $ 865,000 $ 288,333 $ 117,000
Tulare, California 3 $ 675,000 $ 225,000 $ 536,000
Tuolumne, California 3 $ 725,000 $ 241,666 $ 288,000
Boulder, Colorado 3 $ 645,000 $ 215,000 $ 50,000
Jefferson, Colorado 3 $ 1,115,000 $ 371,666 $ 116,000
Brevard, Florida 3 $ 855,000 $ 285,000 $ 193,000
Sumter, Florida 3 $ 855,000 $ 285,000 $ 42,000
Columbia, Georgia 3 $ 685,000 $ 228,333 $ 112,000
Lamar, Georgia 3 $ 715,000 $ 238,333 $ 122,000
Spalding, Georgia 3 $ 525,000 $ 175,000 $ 98,000
Maui, Hawaii 3 $ 1,895,000 $ 631,666 $ 306,000
Will, Illinois 3 $ 515,000 $ 171,666 $ 35,000
York, Maine 3 $ 815,000 $ 271,666 $ 132,000
Calvert, Maryland 3 $ 645,000 $ 215,000 $ 93,000
Queen Anne's, Maryland 3 $ 825,000 $ 275,000 $ 286,000
Berrien, Michigan 3 $ 1,375,000 $ 458,333 $ 700,000
Wayne, Michigan 3 $ 615,000 $ 205,000 $ 52,000
Dakota, Minnesota 3 $ 955,000 $ 318,333 $ 44,000
Hinds, Mississippi 3 $ 1,065,000 $ 355,000 $ 206,000
Gloucester, New Jersey 3 $ 725,000 $ 241,666 $ 85,000
Morris, New Jersey 3 $ 1,545,000 $ 515,000 $ 278,000
New York, New York 3 $ 895,000 $ 298,333 $ 293,000
Durham, North Carolina 3 $ 585,000 $ 195,000 $ 56,000
Harnett, North Carolina 3 $ 685,000 $ 228,333 $ 98,000
Henderson, North Carolina 3 $ 855,000 $ 285,000 $ 64,000
Ashland, Ohio 3 $ 365,000 $ 121,666 $ 139,000
Huron, Ohio 3 $ 535,000 $ 178,333 $ 49,000
Knox, Ohio 3 $ 915,000 $ 305,000 $ 323,000
Jackson, Oregon 3 $ 905,000 $ 301,666 $ 152,000
Multnomah, Oregon 3 $ 925,000 $ 308,333 $ 793,000
Bucks, Pennsylvania 3 $ 1,025,000 $ 341,666 $ 123,000
Kent, Rhode Island 3 $ 1,015,000 $ 338,333 $ 106,000
Georgetown, South Carolina 3 $ 1,005,000 $ 335,000 $ 94,000
Lexington, South Carolina 3 $ 755,000 $ 251,666 $ 114,000
Hardin, Tennessee 3 $ 595,000 $ 198,333 $ 144,000
Sevier, Tennessee 3 $ 1,225,000 $ 408,333 $ 269,000
Collin, Texas 3 $ 925,000 $ 308,333 $ 130,000
Ector, Texas 3 $ 835,000 $ 278,333 $ 108,000
Galveston, Texas 3 $ 755,000 $ 251,666 $ 122,000
Hays, Texas 3 $ 775,000 $ 258,333 $ 101,000
Hood, Texas 3 $ 895,000 $ 298,333 $ 238,000
Kaufman, Texas 3 $ 805,000 $ 268,333 $ 86,000
Randall, Texas 3 $ 605,000 $ 201,666 $ 93,000
Smith, Texas 3 $ 525,000 $ 175,000 $ 81,000
Iron, Utah 3 $ 825,000 $ 275,000 $ 59,000
Washington, Utah 3 $ 755,000 $ 251,666 $ 64,000
Windham, Vermont 3 $ 535,000 $ 178,333 $ 262,000
Newport News, Virginia 3 $ 485,000 $ 161,666 $ 47,000
Stafford, Virginia 3 $ 1,045,000 $ 348,333 $ 114,000
Snohomish, Washington 3 $ 1,335,000 $ 445,000 $ 70,000
Colbert, Alabama 2 $ 510,000 $ 255,000 $ 132,000
Jefferson, Alabama 2 $ 270,000 $ 135,000 $ 55,000
Tuscaloosa, Alabama 2 $ 480,000 $ 240,000 $ 165,000
Anchorage, Alaska 2 $ 590,000 $ 295,000 $ 0
Mohave, Arizona 2 $ 530,000 $ 265,000 $ 57,000
Yuma, Arizona 2 $ 650,000 $ 325,000 $ 168,000
Independence, Arkansas 2 $ 390,000 $ 195,000 $ 83,000
Poinsett, Arkansas 2 $ 570,000 $ 285,000 $ 63,000
Randolph, Arkansas 2 $ 300,000 $ 150,000 $ 68,000
Saline, Arkansas 2 $ 210,000 $ 105,000 $ 124,000
White, Arkansas 2 $ 600,000 $ 300,000 $ 78,000
Fresno, California 2 $ 490,000 $ 245,000 $ 124,000
Monterey, California 2 $ 1,130,000 $ 565,000 $ 94,000
Nevada, California 2 $ 540,000 $ 270,000 $ 475,000
Placer, California 2 $ 650,000 $ 325,000 $ 246,000
San Luis Obispo, California 2 $ 1,450,000 $ 725,000 $ 367,000
Shasta, California 2 $ 690,000 $ 345,000 $ 114,000
Denver, Colorado 2 $ 610,000 $ 305,000 $ 75,000
La Plata, Colorado 2 $ 1,030,000 $ 515,000 $ 182,000
Bay, Florida 2 $ 390,000 $ 195,000 $ 70,000
Duval, Florida 2 $ 360,000 $ 180,000 $ 145,000
Okaloosa, Florida 2 $ 300,000 $ 150,000 $ 29,000
Walton, Florida 2 $ 400,000 $ 200,000 $ 108,000
Chatham, Georgia 2 $ 630,000 $ 315,000 $ 124,000
Clayton, Georgia 2 $ 370,000 $ 185,000 $ 47,000
Hall, Georgia 2 $ 730,000 $ 365,000 $ 158,000
Liberty, Georgia 2 $ 400,000 $ 200,000 $ 0
Oconee, Georgia 2 $ 830,000 $ 415,000 $ 147,000
Walton, Georgia 2 $ 470,000 $ 235,000 $ 195,000
Bonner, Idaho 2 $ 550,000 $ 275,000 $ 76,000
Canyon, Idaho 2 $ 350,000 $ 175,000 $ 108,000
Kootenai, Idaho 2 $ 560,000 $ 280,000 $ 113,000
Lake, Illinois 2 $ 550,000 $ 275,000 $ 165,000
St. Clair, Illinois 2 $ 340,000 $ 170,000 $ 69,000
Jefferson, Kentucky 2 $ 450,000 $ 225,000 $ 0
Dorchester, Maryland 2 $ 260,000 $ 130,000 $ 103,000
Washington, Maryland 2 $ 400,000 $ 200,000 $ 77,000
Wicomico, Maryland 2 $ 480,000 $ 240,000 $ 74,000
Benton, Minnesota 2 $ 670,000 $ 335,000 $ 0
Ramsey, Minnesota 2 $ 360,000 $ 180,000 $ 55,000
Scott, Minnesota 2 $ 690,000 $ 345,000 $ 0
Lafayette, Mississippi 2 $ 570,000 $ 285,000 $ 71,000
Cape Girardeau, Missouri 2 $ 680,000 $ 340,000 $ 206,000
St. Charles, Missouri 2 $ 360,000 $ 180,000 $ 63,000
Yellowstone, Montana 2 $ 580,000 $ 290,000 $ 103,000
Douglas, Nevada 2 $ 880,000 $ 440,000 $ 144,000
Belknap, New Hampshire 2 $ 360,000 $ 180,000 $ 132,000
Carroll, New Hampshire 2 $ 740,000 $ 370,000 $ 139,000
Cheshire, New Hampshire 2 $ 250,000 $ 125,000 $ 90,000
Grafton, New Hampshire 2 $ 770,000 $ 385,000 $ 180,000
Burlington, New Jersey 2 $ 530,000 $ 265,000 $ 79,000
Cape May, New Jersey 2 $ 820,000 $ 410,000 $ 165,000
Passaic, New Jersey 2 $ 720,000 $ 360,000 $ 122,000
Albany, New York 2 $ 320,000 $ 160,000 $ 85,000
Cherokee, North Carolina 2 $ 300,000 $ 150,000 $ 191,000
Greene, North Carolina 2 $ 280,000 $ 140,000 $ 91,000
Moore, North Carolina 2 $ 470,000 $ 235,000 $ 49,000
Pitt, North Carolina 2 $ 330,000 $ 165,000 $ 30,000
Rowan, North Carolina 2 $ 510,000 $ 255,000 $ 78,000
Scotland, North Carolina 2 $ 450,000 $ 225,000 $ 69,000
Geauga, Ohio 2 $ 380,000 $ 190,000 $ 79,000
Guernsey, Ohio 2 $ 280,000 $ 140,000 $ 46,000
Lake, Ohio 2 $ 470,000 $ 235,000 $ 103,000
Lucas, Ohio 2 $ 270,000 $ 135,000 $ 43,000
Montgomery, Ohio 2 $ 440,000 $ 220,000 $ 22,000
Perry, Ohio 2 $ 220,000 $ 110,000 $ 40,000
Portage, Ohio 2 $ 440,000 $ 220,000 $ 69,000
Summit, Ohio 2 $ 280,000 $ 140,000 $ 66,000
Warren, Ohio 2 $ 540,000 $ 270,000 $ 0
Cleveland, Oklahoma 2 $ 270,000 $ 135,000 $ 94,000
Rogers, Oklahoma 2 $ 260,000 $ 130,000 $ 107,000
Crook, Oregon 2 $ 740,000 $ 370,000 $ 57,000
Lane, Oregon 2 $ 450,000 $ 225,000 $ 142,000
Linn, Oregon 2 $ 540,000 $ 270,000 $ 130,000
Chesterfield, South Carolina 2 $ 410,000 $ 205,000 $ 298,000
Florence, South Carolina 2 $ 180,000 $ 90,000 $ 33,000
Marlboro, South Carolina 2 $ 250,000 $ 125,000 $ 71,000
York, South Carolina 2 $ 470,000 $ 235,000 $ 83,000
Blount, Tennessee 2 $ 700,000 $ 350,000 $ 247,000
Fentress, Tennessee 2 $ 410,000 $ 205,000 $ 60,000
Gibson, Tennessee 2 $ 320,000 $ 160,000 $ 106,000
Jefferson, Tennessee 2 $ 570,000 $ 285,000 $ 93,000
Knox, Tennessee 2 $ 460,000 $ 230,000 $ 94,000
Brazoria, Texas 2 $ 450,000 $ 225,000 $ 400,000
Comal, Texas 2 $ 330,000 $ 165,000 $ 51,000
Henderson, Texas 2 $ 270,000 $ 135,000 $ 75,000
Hutchinson, Texas 2 $ 480,000 $ 240,000 $ 244,000
Lubbock, Texas 2 $ 670,000 $ 335,000 $ 109,000
Webb, Texas 2 $ 450,000 $ 225,000 $ 76,000
Duchesne, Utah 2 $ 240,000 $ 120,000 $ 46,000
Accomack, Virginia 2 $ 420,000 $ 210,000 $ 107,000
Chesterfield, Virginia 2 $ 340,000 $ 170,000 $ 99,000
Hanover, Virginia 2 $ 580,000 $ 290,000 $ 188,000
Spotsylvania, Virginia 2 $ 920,000 $ 460,000 $ 141,000
Monongalia, West Virginia 2 $ 430,000 $ 215,000 $ 37,000
Iowa, Wisconsin 2 $ 300,000 $ 150,000 $ 24,000
Kenosha, Wisconsin 2 $ 400,000 $ 200,000 $ 76,000
Outagamie, Wisconsin 2 $ 480,000 $ 240,000 $ 111,000
Autauga, Alabama 1 $ 235,000 $ 235,000 $ 13,000
Dale, Alabama 1 $ 145,000 $ 145,000 $ 95,000
Madison, Alabama 1 $ 355,000 $ 355,000 $ 0
Montgomery, Alabama 1 $ 95,000 $ 95,000 $ 112,000
Shelby, Alabama 1 $ 235,000 $ 235,000 $ 145,000
St. Clair, Alabama 1 $ 145,000 $ 145,000 $ 0
Apache, Arizona 1 $ 155,000 $ 155,000 $ 133,000
Graham, Arizona 1 $ 225,000 $ 225,000 $ 0
Jefferson, Arkansas 1 $ 125,000 $ 125,000 $ 97,000
Stone, Arkansas 1 $ 175,000 $ 175,000 $ 0
Van Buren, Arkansas 1 $ 85,000 $ 85,000 $ 62,000
Washington, Arkansas 1 $ 205,000 $ 205,000 $ 60,000
Woodruff, Arkansas 1 $ 165,000 $ 165,000 $ 74,000
Butte, California 1 $ 275,000 $ 275,000 $ 209,000
Humboldt, California 1 $ 265,000 $ 265,000 $ 0
Kern, California 1 $ 285,000 $ 285,000 $ 0
Adams, Colorado 1 $ 385,000 $ 385,000 $ 147,000
Douglas, Colorado 1 $ 505,000 $ 505,000 $ 226,000
Gunnison, Colorado 1 $ 1,295,000 $ 1,295,000 $ 418,000
Larimer, Colorado 1 $ 105,000 $ 105,000 $ 31,000
Lincoln, Colorado 1 $ 185,000 $ 185,000 $ 0
Routt, Colorado 1 $ 415,000 $ 415,000 $ 250,000
Weld, Colorado 1 $ 425,000 $ 425,000 $ 74,000
Alachua, Florida 1 $ 145,000 $ 145,000 $ 35,000
Citrus, Florida 1 $ 245,000 $ 245,000 $ 52,000
Clay, Florida 1 $ 245,000 $ 245,000 $ 64,000
Hendry, Florida 1 $ 285,000 $ 285,000 $ 46,000
Highlands, Florida 1 $ 155,000 $ 155,000 $ 80,000
Indian River, Florida 1 $ 155,000 $ 155,000 $ 137,000
Taylor, Florida 1 $ 85,000 $ 85,000 $ 107,000
Decatur, Georgia 1 $ 295,000 $ 295,000 $ 110,000
Douglas, Georgia 1 $ 245,000 $ 245,000 $ 105,000
Glynn, Georgia 1 $ 145,000 $ 145,000 $ 59,000
Gordon, Georgia 1 $ 325,000 $ 325,000 $ 68,000
Habersham, Georgia 1 $ 155,000 $ 155,000 $ 39,000
Haralson, Georgia 1 $ 235,000 $ 235,000 $ 106,000
Houston, Georgia 1 $ 55,000 $ 55,000 $ 25,000
Jasper, Georgia 1 $ 265,000 $ 265,000 $ 74,000
Pickens, Georgia 1 $ 175,000 $ 175,000 $ 72,000
Polk, Georgia 1 $ 205,000 $ 205,000 $ 0
Richmond, Georgia 1 $ 205,000 $ 205,000 $ 0
Rockdale, Georgia 1 $ 295,000 $ 295,000 $ 89,000
Upson, Georgia 1 $ 215,000 $ 215,000 $ 0
Hawaii, Hawaii 1 $ 215,000 $ 215,000 $ 191,000
Bear Lake, Idaho 1 $ 425,000 $ 425,000 $ 160,000
Madison, Idaho 1 $ 245,000 $ 245,000 $ 112,000
Teton, Idaho 1 $ 145,000 $ 145,000 $ 119,000
Henry, Illinois 1 $ 65,000 $ 65,000 $ 0
Kendall, Illinois 1 $ 155,000 $ 155,000 $ 119,000
Macon, Illinois 1 $ 155,000 $ 155,000 $ 113,000
Madison, Illinois 1 $ 125,000 $ 125,000 $ 30,000
McHenry, Illinois 1 $ 135,000 $ 135,000 $ 184,000
Monroe, Illinois 1 $ 265,000 $ 265,000 $ 145,000
Brown, Indiana 1 $ 215,000 $ 215,000 $ 46,000
Carroll, Indiana 1 $ 185,000 $ 185,000 $ 288,000
Johnson, Indiana 1 $ 275,000 $ 275,000 $ 0
Marion, Indiana 1 $ 85,000 $ 85,000 $ 32,000
Owen, Indiana 1 $ 145,000 $ 145,000 $ 72,000
Wayne, Indiana 1 $ 185,000 $ 185,000 $ 121,000
Des Moines, Iowa 1 $ 385,000 $ 385,000 $ 0
Polk, Iowa 1 $ 155,000 $ 155,000 $ 93,000
Leavenworth, Kansas 1 $ 185,000 $ 185,000 $ 147,000
Breckinridge, Kentucky 1 $ 205,000 $ 205,000 $ 0
Green, Kentucky 1 $ 265,000 $ 265,000 $ 86,000
Hardin, Kentucky 1 $ 165,000 $ 165,000 $ 0
Warren, Kentucky 1 $ 205,000 $ 205,000 $ 75,000
Ascension, Louisiana 1 $ 285,000 $ 285,000 $ 187,000
Jefferson, Louisiana 1 $ 255,000 $ 255,000 $ 0
St. Tammany, Louisiana 1 $ 215,000 $ 215,000 $ 43,000
Terrebonne, Louisiana 1 $ 215,000 $ 215,000 $ 0
Androscoggin, Maine 1 $ 215,000 $ 215,000 $ 81,000
Franklin, Maine 1 $ 435,000 $ 435,000 $ 386,000
Kennebec, Maine 1 $ 195,000 $ 195,000 $ 100,000
Somerset, Maine 1 $ 75,000 $ 75,000 $ 91,000
Carroll, Maryland 1 $ 265,000 $ 265,000 $ 147,000
Kent, Maryland 1 $ 105,000 $ 105,000 $ 26,000
St. Mary's, Maryland 1 $ 205,000 $ 205,000 $ 91,000
Emmet, Michigan 1 $ 205,000 $ 205,000 $ 121,000
Genesee, Michigan 1 $ 375,000 $ 375,000 $ 57,000
Kent, Michigan 1 $ 145,000 $ 145,000 $ 48,000
Newaygo, Michigan 1 $ 165,000 $ 165,000 $ 124,000
Shiawassee, Michigan 1 $ 245,000 $ 245,000 $ 69,000
Anoka, Minnesota 1 $ 165,000 $ 165,000 $ 64,000
Carlton, Minnesota 1 $ 135,000 $ 135,000 $ 60,000
Dodge, Minnesota 1 $ 255,000 $ 255,000 $ 87,000
Goodhue, Minnesota 1 $ 265,000 $ 265,000 $ 0
St. Louis, Minnesota 1 $ 205,000 $ 205,000 $ 0
Washington, Minnesota 1 $ 295,000 $ 295,000 $ 82,000
Wright, Minnesota 1 $ 305,000 $ 305,000 $ 0
Benton, Mississippi 1 $ 175,000 $ 175,000 $ 49,000
Lee, Mississippi 1 $ 95,000 $ 95,000 $ 109,000
Montgomery, Mississippi 1 $ 85,000 $ 85,000 $ 79,000
Oktibbeha, Mississippi 1 $ 145,000 $ 145,000 $ 45,000
Simpson, Mississippi 1 $ 155,000 $ 155,000 $ 208,000
Tate, Mississippi 1 $ 165,000 $ 165,000 $ 45,000
Tishomingo, Mississippi 1 $ 75,000 $ 75,000 $ 19,000
Tunica, Mississippi 1 $ 395,000 $ 395,000 $ 200,000
Union, Mississippi 1 $ 215,000 $ 215,000 $ 37,000
Boone, Missouri 1 $ 215,000 $ 215,000 $ 92,000
Greene, Missouri 1 $ 335,000 $ 335,000 $ 0
Jasper, Missouri 1 $ 195,000 $ 195,000 $ 0
Maries, Missouri 1 $ 295,000 $ 295,000 $ 78,000
Platte, Missouri 1 $ 225,000 $ 225,000 $ 96,000
Pulaski, Missouri 1 $ 545,000 $ 545,000 $ 178,000
Stone, Missouri 1 $ 275,000 $ 275,000 $ 0
Lake, Montana 1 $ 515,000 $ 515,000 $ 363,000
Custer, Nebraska 1 $ 165,000 $ 165,000 $ 64,000
Nye, Nevada 1 $ 105,000 $ 105,000 $ 74,000
Merrimack, New Hampshire 1 $ 275,000 $ 275,000 $ 54,000
Sullivan, New Hampshire 1 $ 235,000 $ 235,000 $ 149,000
Atlantic, New Jersey 1 $ 465,000 $ 465,000 $ 189,000
Camden, New Jersey 1 $ 95,000 $ 95,000 $ 94,000
Hudson, New Jersey 1 $ 355,000 $ 355,000 $ 312,000
Mercer, New Jersey 1 $ 275,000 $ 275,000 $ 0
Middlesex, New Jersey 1 $ 175,000 $ 175,000 $ 66,000
Salem, New Jersey 1 $ 55,000 $ 55,000 $ 52,000
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Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,921 $805,605,000 $275,000 $3,105,000 $109,000 $1,544,000
Refinancing 2,646 $829,000,000 $313,000 $2,955,000 $141,000 $1,544,000
Cash-out Refinancing 826 $251,410,000 $304,000 $1,205,000 $135,000 $2,555,000
Home Improvement 37 $9,445,000 $255,000 $765,000 $113,000 $231,000
Other Purpose 9 $1,975,000 $219,000 $415,000 $143,000 $407,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,497 $1,338,065,000 $297,000 $3,105,000 $132,000 $1,544,000
Black or African American 762 $200,620,000 $263,000 $805,000 $88,000 $628,000
Hispanic 657 $179,015,000 $272,000 $995,000 $99,000 $831,000
Asian 325 $117,465,000 $361,000 $2,605,000 $166,000 $2,555,000
Not Provided 147 $46,245,000 $314,000 $985,000 $131,000 $737,000
Not applicable 27 $8,825,000 $326,000 $2,955,000 $0 $0
American Indian or Alaskan Native 13 $3,905,000 $300,000 $615,000 $109,000 $178,000
Native Hawaiian or Other Pacific Islander 7 $2,135,000 $305,000 $525,000 $63,000 $157,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,968 $1,508,680,000 $303,000 $3,105,000 $139,000 $2,555,000
FHA-insured (Federal Housing Administration) 943 $232,075,000 $246,000 $955,000 $72,000 $453,000
VA-guaranteed (Veterans Administration) 452 $142,620,000 $315,000 $975,000 $72,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $14,060,000 $185,000 $455,000 $58,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,859 $1,410,815,000 $290,000 $2,955,000 $126,000 $2,555,000
Application Withdrawn By Applicant 923 $296,225,000 $320,000 $3,105,000 $137,000 $1,500,000
Application Denied By Financial Institution 550 $156,640,000 $284,000 $2,305,000 $99,000 $737,000
Application Approved But Not Accepted 107 $33,755,000 $315,000 $1,865,000 $140,000 $1,451,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,889 $1,740,795,000 $295,000 $3,105,000 $128,000 $2,555,000
Other 199 $59,255,000 $297,000 $2,305,000 $117,000 $720,000
Debt-To-Income Ratio 140 $36,240,000 $258,000 $1,045,000 $72,000 $480,000
Credit History 81 $22,895,000 $282,000 $1,035,000 $97,000 $540,000
Collateral 47 $16,175,000 $344,000 $1,805,000 $131,000 $737,000
Insufficient Cash (Downpayment, Closing Cost) 41 $10,855,000 $264,000 $735,000 $82,000 $172,000
Unverifiable Information 30 $8,280,000 $276,000 $555,000 $102,000 $612,000
Employment History 12 $2,940,000 $245,000 $645,000 $101,000 $700,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evolve Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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