F&B Acquisition Group LLC Mortgage Lending & HMDA Data, 2014

In 2014, F&B Acquisition Group LLC of St. Louis, MO reported 833 mortgage applications totaling $168.6 million, down 7% from 2013. The average application was for $202,345, and applicants reported an average income of $102,420. 73% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (727), Orlando-Kissimmee-Sanford, FL (25) and Kansas City, MO-KS (15) (applications in parentheses).

Mortgage Company & Address F&B Acquisition Group LLC
12412 Powerscourt Drive Ste. 20
St. Louis, MO 63131
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 833
Total Mortgage Loan Application Amount $168,554,000
Average Mortgage Loan Application Amount $202,345
Highest Mortgage Loan Application Amount $1,625,000
Average Applicant Income $102,420
Highest Applicant Income $1,335,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records F&B Acquisition Group LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for F&B Acquisition Group LLC by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 369 $ 85,362,000 $ 231,333 $ 114,000
St. Charles, Missouri 135 $ 27,299,000 $ 202,214 $ 102,000
St. Louis City, Missouri 115 $ 17,583,000 $ 152,895 $ 74,000
Jefferson, Missouri 73 $ 11,557,000 $ 158,315 $ 77,000
Orange, Florida 19 $ 4,337,000 $ 228,263 $ 153,000
Madison, Illinois 11 $ 1,943,000 $ 176,636 $ 87,000
St. Clair, Illinois 8 $ 845,000 $ 105,625 $ 99,000
Jackson, Missouri 7 $ 1,021,000 $ 145,857 $ 68,000
Platte, Missouri 5 $ 1,380,000 $ 276,000 $ 234,000
Pinellas, Florida 4 $ 858,000 $ 214,500 $ 95,000
Camden, Missouri 4 $ 652,000 $ 163,000 $ 119,000
Franklin, Missouri 4 $ 528,000 $ 132,000 $ 57,000
Lincoln, Missouri 4 $ 730,000 $ 182,500 $ 74,000
New Madrid, Missouri 4 $ 521,000 $ 130,250 $ 39,000
Warren, Missouri 4 $ 702,000 $ 175,500 $ 91,000
Lake, Florida 3 $ 560,000 $ 186,666 $ 61,000
Monroe, Illinois 3 $ 406,000 $ 135,333 $ 57,000
Cape Girardeau, Missouri 3 $ 292,000 $ 97,333 $ 96,000
Osceola, Florida 2 $ 328,000 $ 164,000 $ 96,000
Sumter, Florida 2 $ 832,000 $ 416,000 $ 414,000
Cook, Illinois 2 $ 426,000 $ 213,000 $ 77,000
Boone, Missouri 2 $ 340,000 $ 170,000 $ 114,000
Buchanan, Missouri 2 $ 225,000 $ 112,500 $ 88,000
Clay, Missouri 2 $ 437,000 $ 218,500 $ 108,000
St. Francois, Missouri 2 $ 344,000 $ 172,000 $ 159,000
Stoddard, Missouri 2 $ 448,000 $ 224,000 $ 70,000
Stone, Missouri 2 $ 287,000 $ 143,500 $ 178,000
Collier, Florida 1 $ 417,000 $ 417,000 $ 116,000
Duval, Florida 1 $ 223,000 $ 223,000 $ 77,000
Lee, Florida 1 $ 386,000 $ 386,000 $ 108,000
Seminole, Florida 1 $ 380,000 $ 380,000 $ 105,000
St. Lucie, Florida 1 $ 301,000 $ 301,000 $ 233,000
Volusia, Florida 1 $ 221,000 $ 221,000 $ 77,000
Clinton, Illinois 1 $ 129,000 $ 129,000 $ 63,000
Audrain, Missouri 1 $ 89,000 $ 89,000 $ 45,000
Barry, Missouri 1 $ 90,000 $ 90,000 $ 77,000
Callaway, Missouri 1 $ 155,000 $ 155,000 $ 105,000
Greene, Missouri 1 $ 103,000 $ 103,000 $ 55,000
Henry, Missouri 1 $ 145,000 $ 145,000 $ 112,000
Howell, Missouri 1 $ 210,000 $ 210,000 $ 104,000
Lawrence, Missouri 1 $ 64,000 $ 64,000 $ 56,000
Miller, Missouri 1 $ 277,000 $ 277,000 $ 56,000
Ralls, Missouri 1 $ 127,000 $ 127,000 $ 30,000
Ray, Missouri 1 $ 82,000 $ 82,000 $ 20,000
Reynolds, Missouri 1 $ 95,000 $ 95,000 $ 17,000
Scott, Missouri 1 $ 100,000 $ 100,000 $ 46,000
Warren, Virginia 1 $ 238,000 $ 238,000 $ 133,000
Clark, Washington 1 $ 210,000 $ 210,000 $ 1,084,000
Pierce, Washington 1 $ 195,000 $ 195,000 $ 120,000

Mortgage Loan Application Detail Totals for F&B Acquisition Group LLC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 523 $104,187,000 $199,000 $814,000 $92,000 $1,179,000
Refinancing 310 $64,367,000 $207,000 $1,625,000 $120,000 $1,335,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 676 $135,274,000 $200,000 $980,000 $102,000 $1,335,000
Not Provided 118 $22,777,000 $193,000 $504,000 $100,000 $1,179,000
Asian 13 $5,330,000 $410,000 $1,625,000 $236,000 $513,000
Black or African American 11 $1,707,000 $155,000 $276,000 $72,000 $189,000
Hispanic 11 $2,247,000 $204,000 $404,000 $68,000 $140,000
Native Hawaiian or Other Pacific Islander 3 $802,000 $267,000 $342,000 $67,000 $90,000
Not applicable 1 $417,000 $417,000 $417,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 687 $144,365,000 $210,000 $1,625,000 $110,000 $1,335,000
FHA-insured (Federal Housing Administration) 97 $15,290,000 $157,000 $280,000 $68,000 $1,084,000
VA-guaranteed (Veterans Administration) 31 $6,081,000 $196,000 $400,000 $76,000 $163,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,818,000 $156,000 $238,000 $51,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 610 $128,175,000 $210,000 $1,625,000 $109,000 $1,335,000
File Closed For Incompleteness 191 $35,275,000 $184,000 $760,000 $92,000 $1,084,000
Application Denied By Financial Institution 25 $3,713,000 $148,000 $255,000 $62,000 $260,000
Application Withdrawn By Applicant 6 $974,000 $162,000 $250,000 $51,000 $75,000
Loan Purchased By The Institution 1 $417,000 $417,000 $417,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into F&B Acquisition Group LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess F&B Acquisition Group LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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