Fair Way Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Fair Way Lending Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fair Way Lending Llc 918 Lily Creek Rd, #202 Louisville, KY 40243 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 298 |
| Total Mortgage Loan Application Amount | $51,701,000 |
| Average Mortgage Loan Application Amount | $165,000 |
| Highest Mortgage Loan Application Amount | $2,381,000 |
| Average Applicant Income | $76,500 |
| Highest Applicant Income | $675,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Fair Way Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fair Way Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Fair Way Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fair Way Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Fair Way Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fair Way Lending Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 91 | $ 15,990,000 | $ 175,000 | $ 82,000 |
| Fayette County Kentucky | 19 | $ 3,547,000 | $ 186,000 | $ 71,000 |
| Duval County Florida | 14 | $ 1,871,000 | $ 133,000 | $ 110,000 |
| Boone County Kentucky | 14 | $ 2,509,000 | $ 179,000 | $ 91,000 |
| Monroe County Indiana | 13 | $ 1,902,000 | $ 146,000 | $ 73,000 |
| Vanderburgh County Indiana | 9 | $ 1,144,000 | $ 127,000 | $ 59,000 |
| Madison County Kentucky | 9 | $ 1,402,000 | $ 155,000 | $ 57,000 |
| Warrick County Indiana | 8 | $ 1,194,000 | $ 149,000 | $ 62,000 |
| Scott County Indiana | 7 | $ 755,000 | $ 107,000 | $ 41,000 |
| Bullitt County Kentucky | 7 | $ 1,059,000 | $ 151,000 | $ 69,000 |
| Kenton County Kentucky | 7 | $ 987,000 | $ 141,000 | $ 47,000 |
| Oldham County Kentucky | 7 | $ 2,690,000 | $ 384,000 | $ 205,000 |
| Campbell County Kentucky | 6 | $ 875,000 | $ 145,000 | $ 67,000 |
| Daviess County Kentucky | 6 | $ 884,000 | $ 147,000 | $ 61,000 |
| Johnson County Indiana | 5 | $ 906,000 | $ 181,000 | $ 92,000 |
| Warren County Kentucky | 4 | $ 587,000 | $ 146,000 | $ 54,000 |
| Marion County Indiana | 3 | $ 494,000 | $ 164,000 | $ 72,000 |
| Boyd County Kentucky | 3 | $ 446,000 | $ 148,000 | $ 59,000 |
| Hardin County Kentucky | 3 | $ 625,000 | $ 208,000 | $ 72,000 |
| Laurel County Kentucky | 3 | $ 397,000 | $ 132,000 | $ 43,000 |
| Nelson County Kentucky | 3 | $ 472,000 | $ 157,000 | $ 93,000 |
| Shelby County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 72,000 |
| Woodford County Kentucky | 3 | $ 453,000 | $ 151,000 | $ 64,000 |
| Floyd County Indiana | 2 | $ 305,000 | $ 152,000 | $ 70,000 |
| Harrison County Indiana | 2 | $ 244,000 | $ 122,000 | $ 53,000 |
| Posey County Indiana | 2 | $ 315,000 | $ 157,000 | $ 67,000 |
| Caldwell County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 40,000 |
| Carter County Kentucky | 2 | $ 356,000 | $ 178,000 | $ 85,000 |
| Garrard County Kentucky | 2 | $ 2,490,000 | $ 1,245,000 | $ 365,000 |
| Mercer County Kentucky | 2 | $ 793,000 | $ 396,000 | $ 130,000 |
| Spencer County Kentucky | 2 | $ 456,000 | $ 228,000 | $ 74,000 |
| Brown County Indiana | 1 | $ 250,000 | $ 250,000 | $ 119,000 |
| Clark County Indiana | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Greene County Indiana | 1 | $ 78,000 | $ 78,000 | $ 53,000 |
| Hamilton County Indiana | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Jackson County Indiana | 1 | $ 74,000 | $ 74,000 | $ 56,000 |
| Lawrence County Indiana | 1 | $ 94,000 | $ 94,000 | $ 22,000 |
| Morgan County Indiana | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Owen County Indiana | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Washington County Indiana | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Anderson County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 34,000 |
| Breckinridge County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 29,000 |
| Calloway County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Christian County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Clark County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Edmonson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Franklin County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Gallatin County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Grant County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Hart County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
| Henry County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Jackson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Johnson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Lewis County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Lyon County Kentucky | 1 | $ 290,000 | $ 290,000 | $ 325,000 |
| McCracken County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| McLean County Kentucky | 1 | $ 299,000 | $ 299,000 | $ 151,000 |
| Owen County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Pike County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Rowan County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Russell County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Taylor County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Trimble County Kentucky | 1 | $ 161,000 | $ 161,000 | $ 69,000 |
| Union County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Wolfe County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Fair Way Lending Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 209 | $38,773,000 | $185,000 | $2,381,000 | $83,000 | $675,000 |
| Home Purchase | 89 | $12,928,000 | $145,000 | $417,000 | $70,000 | $275,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 268 | $47,118,000 | $175,000 | $2,381,000 | $79,000 | $675,000 |
| Black or African American | 13 | $1,659,000 | $127,000 | $276,000 | $48,000 | $116,000 |
| Not Provided | 7 | $1,252,000 | $178,000 | $290,000 | $89,000 | $325,000 |
| Hispanic | 6 | $911,000 | $151,000 | $300,000 | $93,000 | $146,000 |
| Asian | 4 | $761,000 | $190,000 | $285,000 | $92,000 | $127,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 166 | $32,320,000 | $194,000 | $2,381,000 | $94,000 | $675,000 |
| FHA-insured (Federal Housing Administration) | 112 | $16,296,000 | $145,000 | $298,000 | $58,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,866,000 | $155,000 | $217,000 | $74,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,219,000 | $152,000 | $417,000 | $49,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 154 | $24,635,000 | $159,000 | $417,000 | $80,000 | $305,000 |
| Application Withdrawn By Applicant | 117 | $22,550,000 | $192,000 | $2,381,000 | $82,000 | $675,000 |
| Application Denied By Financial Institution | 21 | $3,379,000 | $160,000 | $315,000 | $54,000 | $152,000 |
| Application Approved But Not Accepted | 5 | $1,009,000 | $201,000 | $273,000 | $100,000 | $187,000 |
| Preapproval Approved but not Accepted | 1 | $128,000 | $128,000 | $128,000 | $35,000 | $35,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $1,482,000 | $164,000 | $185,000 | $54,000 | $77,000 |
| Debt-To-Income Ratio | 5 | $793,000 | $158,000 | $315,000 | $53,000 | $152,000 |
| Collateral | 2 | $465,000 | $232,000 | $280,000 | $46,000 | $63,000 |
| Other | 2 | $297,000 | $148,000 | $185,000 | $68,000 | $70,000 |
| Unverifiable Information | 1 | $76,000 | $76,000 | $76,000 | $46,000 | $46,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fair Way Lending Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fair Way Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.