Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2022

In 2022, Farm Credit Mid-America, Aca of Louisville, KY reported 5,504 mortgage applications totaling $1.9 billion, down 30% from 2021. The average application was for $350,357, and applicants reported an average income of $174,049. 63% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (328), Cincinnati, OH-KY-IN (146) and Columbus, OH (124) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,504
Total Mortgage Loan Application Amount $1,928,370,000
Average Mortgage Loan Application Amount $350,357
Highest Mortgage Loan Application Amount $4,205,000
Average Applicant Income $174,049
Highest Applicant Income $7,002,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maury, Tennessee 57 $ 28,535,000 $ 500,614 $ 242,000
LaGrange, Indiana 56 $ 15,900,000 $ 283,928 $ 108,000
Geauga, Ohio 47 $ 13,935,000 $ 296,489 $ 185,000
Rutherford, Tennessee 42 $ 23,690,000 $ 564,047 $ 181,000
Sumner, Tennessee 40 $ 21,180,000 $ 529,500 $ 367,000
Ashtabula, Ohio 38 $ 7,050,000 $ 185,526 $ 108,000
Wilson, Tennessee 38 $ 17,090,000 $ 449,736 $ 250,000
Elkhart, Indiana 37 $ 11,115,000 $ 300,405 $ 142,000
Bedford, Tennessee 35 $ 12,115,000 $ 346,142 $ 157,000
Cumberland, Tennessee 34 $ 12,580,000 $ 370,000 $ 146,000
LaPorte, Indiana 30 $ 8,420,000 $ 280,666 $ 179,000
Licking, Ohio 29 $ 12,175,000 $ 419,827 $ 169,000
Wayne, Ohio 29 $ 9,795,000 $ 337,758 $ 183,000
Robertson, Tennessee 29 $ 12,705,000 $ 438,103 $ 153,000
Daviess, Kentucky 28 $ 9,930,000 $ 354,642 $ 142,000
Shelby, Kentucky 27 $ 10,805,000 $ 400,185 $ 198,000
Dickson, Tennessee 26 $ 10,280,000 $ 395,384 $ 153,000
Washington, Tennessee 26 $ 11,110,000 $ 427,307 $ 309,000
Knox, Ohio 25 $ 6,925,000 $ 277,000 $ 147,000
Fayette, Tennessee 25 $ 10,395,000 $ 415,800 $ 162,000
Christian, Kentucky 24 $ 5,800,000 $ 241,666 $ 192,000
Clermont, Ohio 24 $ 10,150,000 $ 422,916 $ 259,000
Fairfield, Ohio 24 $ 7,820,000 $ 325,833 $ 157,000
Trumbull, Ohio 24 $ 6,480,000 $ 270,000 $ 133,000
Jefferson, Tennessee 24 $ 7,760,000 $ 323,333 $ 113,000
Harrison, Indiana 23 $ 8,135,000 $ 353,695 $ 184,000
Blount, Tennessee 23 $ 9,385,000 $ 408,043 $ 143,000
Greene, Tennessee 23 $ 9,995,000 $ 434,565 $ 156,000
Noble, Indiana 22 $ 5,260,000 $ 239,090 $ 106,000
Clark, Ohio 22 $ 6,700,000 $ 304,545 $ 127,000
Cheatham, Tennessee 22 $ 8,790,000 $ 399,545 $ 173,000
Harrison, Kentucky 21 $ 6,875,000 $ 327,380 $ 141,000
Nelson, Kentucky 21 $ 5,385,000 $ 256,428 $ 130,000
Loudon, Tennessee 21 $ 10,595,000 $ 504,523 $ 230,000
Williamson, Tennessee 21 $ 13,985,000 $ 665,952 $ 252,000
Hardin, Kentucky 20 $ 3,850,000 $ 192,500 $ 151,000
Hart, Kentucky 20 $ 3,980,000 $ 199,000 $ 125,000
Medina, Ohio 20 $ 7,570,000 $ 378,500 $ 179,000
Miami, Ohio 20 $ 6,490,000 $ 324,500 $ 192,000
Preble, Ohio 20 $ 5,180,000 $ 259,000 $ 236,000
Tuscarawas, Ohio 20 $ 5,260,000 $ 263,000 $ 161,000
Cannon, Tennessee 20 $ 8,040,000 $ 402,000 $ 145,000
McMinn, Tennessee 20 $ 7,170,000 $ 358,500 $ 128,000
Jasper, Indiana 19 $ 7,895,000 $ 415,526 $ 265,000
Warren, Kentucky 19 $ 5,075,000 $ 267,105 $ 327,000
Muskingum, Ohio 19 $ 4,885,000 $ 257,105 $ 129,000
Stark, Ohio 19 $ 7,325,000 $ 385,526 $ 351,000
Marshall, Tennessee 19 $ 7,575,000 $ 398,684 $ 204,000
Porter, Indiana 18 $ 5,820,000 $ 323,333 $ 194,000
Brown, Ohio 18 $ 7,010,000 $ 389,444 $ 238,000
Butler, Ohio 18 $ 6,400,000 $ 355,555 $ 165,000
Greene, Ohio 18 $ 7,360,000 $ 408,888 $ 146,000
Fentress, Tennessee 18 $ 5,160,000 $ 286,666 $ 128,000
Giles, Tennessee 18 $ 5,370,000 $ 298,333 $ 150,000
Monroe, Tennessee 18 $ 7,060,000 $ 392,222 $ 196,000
Montgomery, Tennessee 18 $ 7,940,000 $ 441,111 $ 169,000
Allen, Indiana 17 $ 5,045,000 $ 296,764 $ 127,000
Carroll, Ohio 17 $ 3,185,000 $ 187,352 $ 87,000
Hamblen, Tennessee 17 $ 7,575,000 $ 445,588 $ 156,000
Washington, Texas 17 $ 11,475,000 $ 675,000 $ 296,000
Boone, Indiana 16 $ 8,060,000 $ 503,750 $ 378,000
Clark, Indiana 16 $ 4,570,000 $ 285,625 $ 135,000
Breckinridge, Kentucky 16 $ 2,860,000 $ 178,750 $ 130,000
Grayson, Kentucky 16 $ 3,580,000 $ 223,750 $ 104,000
Todd, Kentucky 16 $ 3,630,000 $ 226,875 $ 150,000
Ashland, Ohio 16 $ 3,330,000 $ 208,125 $ 116,000
Columbiana, Ohio 16 $ 3,890,000 $ 243,125 $ 122,000
Lorain, Ohio 16 $ 3,340,000 $ 208,750 $ 114,000
Shelby, Ohio 16 $ 4,450,000 $ 278,125 $ 184,000
Warren, Ohio 16 $ 7,650,000 $ 478,125 $ 233,000
Hawkins, Tennessee 16 $ 4,120,000 $ 257,500 $ 117,000
Hickman, Tennessee 16 $ 5,780,000 $ 361,250 $ 152,000
Roane, Tennessee 16 $ 6,690,000 $ 418,125 $ 157,000
Owen, Indiana 15 $ 4,185,000 $ 279,000 $ 106,000
Tippecanoe, Indiana 15 $ 4,345,000 $ 289,666 $ 187,000
Boone, Kentucky 15 $ 7,165,000 $ 477,666 $ 226,000
Guernsey, Ohio 15 $ 4,145,000 $ 276,333 $ 122,000
Montgomery, Ohio 15 $ 3,435,000 $ 229,000 $ 179,000
Ross, Ohio 15 $ 3,835,000 $ 255,666 $ 104,000
Knox, Tennessee 15 $ 6,305,000 $ 420,333 $ 156,000
Lincoln, Tennessee 15 $ 3,335,000 $ 222,333 $ 236,000
Warren, Iowa 14 $ 6,090,000 $ 435,000 $ 178,000
Lancaster, Nebraska 14 $ 6,100,000 $ 435,714 $ 162,000
Gibson, Indiana 13 $ 2,825,000 $ 217,307 $ 153,000
Morgan, Indiana 13 $ 3,485,000 $ 268,076 $ 107,000
Dallas, Iowa 13 $ 4,925,000 $ 378,846 $ 652,000
Holmes, Ohio 13 $ 2,115,000 $ 162,692 $ 115,000
Logan, Ohio 13 $ 4,695,000 $ 361,153 $ 165,000
Mercer, Ohio 13 $ 5,465,000 $ 420,384 $ 231,000
Coffee, Tennessee 13 $ 4,155,000 $ 319,615 $ 111,000
Lawrence, Tennessee 13 $ 4,795,000 $ 368,846 $ 171,000
Putnam, Tennessee 13 $ 6,545,000 $ 503,461 $ 159,000
Tipton, Tennessee 13 $ 3,295,000 $ 253,461 $ 158,000
Warren, Tennessee 13 $ 4,565,000 $ 351,153 $ 313,000
Jackson, Indiana 12 $ 2,810,000 $ 234,166 $ 141,000
Kosciusko, Indiana 12 $ 2,360,000 $ 196,666 $ 105,000
St. Joseph, Indiana 12 $ 2,570,000 $ 214,166 $ 115,000
Carroll, Iowa 12 $ 3,610,000 $ 300,833 $ 149,000
Grant, Kentucky 12 $ 3,050,000 $ 254,166 $ 129,000
Madison, Kentucky 12 $ 4,840,000 $ 403,333 $ 149,000
Pulaski, Kentucky 12 $ 2,410,000 $ 200,833 $ 125,000
Platte, Nebraska 12 $ 4,860,000 $ 405,000 $ 182,000
Portage, Ohio 12 $ 2,830,000 $ 235,833 $ 157,000
Scioto, Ohio 12 $ 4,130,000 $ 344,166 $ 156,000
Sevier, Tennessee 12 $ 5,560,000 $ 463,333 $ 141,000
Smith, Tennessee 12 $ 5,190,000 $ 432,500 $ 177,000
White, Tennessee 12 $ 4,560,000 $ 380,000 $ 125,000
Daviess, Indiana 11 $ 2,015,000 $ 183,181 $ 128,000
Wayne, Indiana 11 $ 3,215,000 $ 292,272 $ 142,000
Barren, Kentucky 11 $ 2,835,000 $ 257,727 $ 121,000
Humphreys, Tennessee 11 $ 2,725,000 $ 247,727 $ 91,000
Bartholomew, Indiana 10 $ 4,130,000 $ 413,000 $ 157,000
Carroll, Indiana 10 $ 1,250,000 $ 125,000 $ 119,000
Monroe, Indiana 10 $ 3,680,000 $ 368,000 $ 150,000
Shelby, Indiana 10 $ 3,410,000 $ 341,000 $ 134,000
Mills, Iowa 10 $ 4,100,000 $ 410,000 $ 142,000
Bourbon, Kentucky 10 $ 7,920,000 $ 792,000 $ 414,000
Logan, Kentucky 10 $ 3,850,000 $ 385,000 $ 104,000
Belmont, Ohio 10 $ 3,210,000 $ 321,000 $ 104,000
Franklin, Ohio 10 $ 3,780,000 $ 378,000 $ 172,000
Gallia, Ohio 10 $ 2,440,000 $ 244,000 $ 146,000
Jackson, Ohio 10 $ 2,430,000 $ 243,000 $ 108,000
Morgan, Ohio 10 $ 3,120,000 $ 312,000 $ 112,000
Morrow, Ohio 10 $ 3,670,000 $ 367,000 $ 125,000
Perry, Ohio 10 $ 2,120,000 $ 212,000 $ 105,000
Union, Ohio 10 $ 1,850,000 $ 185,000 $ 139,000
Grainger, Tennessee 10 $ 3,480,000 $ 348,000 $ 130,000
Lewis, Tennessee 10 $ 4,100,000 $ 410,000 $ 167,000
Meigs, Tennessee 10 $ 2,690,000 $ 269,000 $ 114,000
Overton, Tennessee 10 $ 2,500,000 $ 250,000 $ 148,000
Adams, Indiana 9 $ 1,605,000 $ 178,333 $ 86,000
Brown, Indiana 9 $ 3,015,000 $ 335,000 $ 116,000
Dearborn, Indiana 9 $ 3,955,000 $ 439,444 $ 219,000
Delaware, Indiana 9 $ 2,355,000 $ 261,666 $ 177,000
Greene, Indiana 9 $ 1,975,000 $ 219,444 $ 261,000
Hamilton, Indiana 9 $ 3,435,000 $ 381,666 $ 199,000
Howard, Indiana 9 $ 2,365,000 $ 262,777 $ 109,000
Scott, Indiana 9 $ 1,775,000 $ 197,222 $ 73,000
Miami, Kansas 9 $ 5,195,000 $ 577,222 $ 214,000
Osage, Kansas 9 $ 3,585,000 $ 398,333 $ 174,000
Allen, Kentucky 9 $ 2,065,000 $ 229,444 $ 97,000
Bath, Kentucky 9 $ 2,535,000 $ 281,666 $ 175,000
Greenup, Kentucky 9 $ 3,905,000 $ 433,888 $ 299,000
Kenton, Kentucky 9 $ 3,095,000 $ 343,888 $ 173,000
Saunders, Nebraska 9 $ 2,495,000 $ 277,222 $ 139,000
Seward, Nebraska 9 $ 2,715,000 $ 301,666 $ 141,000
Athens, Ohio 9 $ 2,135,000 $ 237,222 $ 123,000
Hocking, Ohio 9 $ 4,565,000 $ 507,222 $ 303,000
Mahoning, Ohio 9 $ 1,605,000 $ 178,333 $ 134,000
Noble, Ohio 9 $ 2,635,000 $ 292,777 $ 608,000
Williams, Ohio 9 $ 1,735,000 $ 192,777 $ 178,000
Hardeman, Tennessee 9 $ 2,185,000 $ 242,777 $ 99,000
Madison, Tennessee 9 $ 2,845,000 $ 316,111 $ 114,000
Shelby, Tennessee 9 $ 3,935,000 $ 437,222 $ 284,000
Sullivan, Tennessee 9 $ 2,105,000 $ 233,888 $ 141,000
DeKalb, Indiana 8 $ 1,620,000 $ 202,500 $ 99,000
Hancock, Indiana 8 $ 2,470,000 $ 308,750 $ 115,000
Jay, Indiana 8 $ 2,590,000 $ 323,750 $ 73,000
Marshall, Indiana 8 $ 2,540,000 $ 317,500 $ 210,000
Posey, Indiana 8 $ 920,000 $ 115,000 $ 148,000
Sullivan, Indiana 8 $ 2,750,000 $ 343,750 $ 175,000
Warren, Indiana 8 $ 2,260,000 $ 282,500 $ 120,000
Whitley, Indiana 8 $ 1,590,000 $ 198,750 $ 110,000
Pottawattamie, Iowa 8 $ 2,370,000 $ 296,250 $ 146,000
Douglas, Kansas 8 $ 4,280,000 $ 535,000 $ 276,000
Anderson, Kentucky 8 $ 2,580,000 $ 322,500 $ 168,000
Campbell, Kentucky 8 $ 4,240,000 $ 530,000 $ 236,000
Henry, Kentucky 8 $ 1,810,000 $ 226,250 $ 102,000
Scott, Kentucky 8 $ 2,030,000 $ 253,750 $ 182,000
Washington, Kentucky 8 $ 2,490,000 $ 311,250 $ 129,000
Coshocton, Ohio 8 $ 1,380,000 $ 172,500 $ 345,000
Darke, Ohio 8 $ 1,610,000 $ 201,250 $ 125,000
Delaware, Ohio 8 $ 2,940,000 $ 367,500 $ 153,000
Highland, Ohio 8 $ 2,320,000 $ 290,000 $ 96,000
Pickaway, Ohio 8 $ 2,160,000 $ 270,000 $ 181,000
Pike, Ohio 8 $ 1,490,000 $ 186,250 $ 201,000
Richland, Ohio 8 $ 2,340,000 $ 292,500 $ 140,000
Washington, Ohio 8 $ 2,070,000 $ 258,750 $ 144,000
Brown, South Dakota 8 $ 3,520,000 $ 440,000 $ 265,000
Bledsoe, Tennessee 8 $ 2,700,000 $ 337,500 $ 136,000
Davidson, Tennessee 8 $ 3,410,000 $ 426,250 $ 181,000
Franklin, Tennessee 8 $ 2,330,000 $ 291,250 $ 110,000
Gibson, Tennessee 8 $ 2,310,000 $ 288,750 $ 136,000
Jackson, Tennessee 8 $ 1,650,000 $ 206,250 $ 174,000
Macon, Tennessee 8 $ 2,360,000 $ 295,000 $ 111,000
Van Buren, Tennessee 8 $ 1,770,000 $ 221,250 $ 93,000
Natrona, Wyoming 8 $ 3,660,000 $ 457,500 $ 201,000
Madison, Illinois 7 $ 2,355,000 $ 336,428 $ 151,000
Madison, Indiana 7 $ 2,925,000 $ 417,857 $ 135,000
Rush, Indiana 7 $ 2,435,000 $ 347,857 $ 129,000
Steuben, Indiana 7 $ 1,925,000 $ 275,000 $ 126,000
Switzerland, Indiana 7 $ 1,075,000 $ 153,571 $ 86,000
Clinton, Iowa 7 $ 2,935,000 $ 419,285 $ 225,000
Harrison, Iowa 7 $ 2,475,000 $ 353,571 $ 216,000
Jasper, Iowa 7 $ 3,065,000 $ 437,857 $ 139,000
Polk, Iowa 7 $ 3,225,000 $ 460,714 $ 197,000
Brown, Kansas 7 $ 2,025,000 $ 289,285 $ 182,000
Shawnee, Kansas 7 $ 2,415,000 $ 345,000 $ 153,000
Jessamine, Kentucky 7 $ 2,965,000 $ 423,571 $ 132,000
Mercer, Kentucky 7 $ 1,945,000 $ 277,857 $ 110,000
Montgomery, Kentucky 7 $ 1,715,000 $ 245,000 $ 117,000
Ohio, Kentucky 7 $ 1,775,000 $ 253,571 $ 103,000
Pendleton, Kentucky 7 $ 1,695,000 $ 242,142 $ 147,000
Spencer, Kentucky 7 $ 2,725,000 $ 389,285 $ 255,000
Trigg, Kentucky 7 $ 2,565,000 $ 366,428 $ 113,000
Buffalo, Nebraska 7 $ 3,835,000 $ 547,857 $ 280,000
Custer, Nebraska 7 $ 1,955,000 $ 279,285 $ 126,000
Lincoln, Nebraska 7 $ 1,685,000 $ 240,714 $ 110,000
Lawrence, Ohio 7 $ 1,915,000 $ 273,571 $ 147,000
Pennington, South Dakota 7 $ 2,265,000 $ 323,571 $ 195,000
Spink, South Dakota 7 $ 2,695,000 $ 385,000 $ 146,000
Anderson, Tennessee 7 $ 1,935,000 $ 276,428 $ 115,000
Bradley, Tennessee 7 $ 2,805,000 $ 400,714 $ 265,000
Chester, Tennessee 7 $ 2,215,000 $ 316,428 $ 142,000
DeKalb, Tennessee 7 $ 2,275,000 $ 325,000 $ 128,000
Hancock, Tennessee 7 $ 2,505,000 $ 357,857 $ 126,000
Houston, Tennessee 7 $ 1,835,000 $ 262,142 $ 108,000
Wayne, Tennessee 7 $ 2,105,000 $ 300,714 $ 158,000
Champaign, Illinois 6 $ 1,540,000 $ 256,666 $ 204,000
Macoupin, Illinois 6 $ 2,320,000 $ 386,666 $ 162,000
Clinton, Indiana 6 $ 1,460,000 $ 243,333 $ 650,000
Fulton, Indiana 6 $ 1,420,000 $ 236,666 $ 363,000
Grant, Indiana 6 $ 1,900,000 $ 316,666 $ 376,000
Lawrence, Indiana 6 $ 1,590,000 $ 265,000 $ 107,000
Ripley, Indiana 6 $ 2,410,000 $ 401,666 $ 128,000
Tipton, Indiana 6 $ 2,560,000 $ 426,666 $ 149,000
Washington, Indiana 6 $ 1,580,000 $ 263,333 $ 152,000
White, Indiana 6 $ 2,090,000 $ 348,333 $ 296,000
Guthrie, Iowa 6 $ 3,440,000 $ 573,333 $ 213,000
Linn, Iowa 6 $ 3,000,000 $ 500,000 $ 123,000
Poweshiek, Iowa 6 $ 1,840,000 $ 306,666 $ 127,000
Winnebago, Iowa 6 $ 2,480,000 $ 413,333 $ 354,000
Coffey, Kansas 6 $ 1,830,000 $ 305,000 $ 144,000
Franklin, Kansas 6 $ 2,110,000 $ 351,666 $ 103,000
Linn, Kansas 6 $ 2,780,000 $ 463,333 $ 349,000
Montgomery, Kansas 6 $ 1,190,000 $ 198,333 $ 112,000
Adair, Kentucky 6 $ 3,220,000 $ 536,666 $ 185,000
Edmonson, Kentucky 6 $ 2,160,000 $ 360,000 $ 136,000
Fayette, Kentucky 6 $ 5,040,000 $ 840,000 $ 372,000
Fleming, Kentucky 6 $ 1,980,000 $ 330,000 $ 101,000
Hopkins, Kentucky 6 $ 2,890,000 $ 481,666 $ 200,000
Jefferson, Kentucky 6 $ 3,180,000 $ 530,000 $ 267,000
Meade, Kentucky 6 $ 1,060,000 $ 176,666 $ 133,000
Metcalfe, Kentucky 6 $ 1,200,000 $ 200,000 $ 114,000
Muhlenberg, Kentucky 6 $ 1,880,000 $ 313,333 $ 135,000
Oldham, Kentucky 6 $ 4,120,000 $ 686,666 $ 280,000
Wayne, Kentucky 6 $ 1,610,000 $ 268,333 $ 487,000
Woodford, Kentucky 6 $ 2,440,000 $ 406,666 $ 141,000
Cedar, Nebraska 6 $ 1,470,000 $ 245,000 $ 93,000
Holt, Nebraska 6 $ 890,000 $ 148,333 $ 141,000
Perkins, Nebraska 6 $ 2,230,000 $ 371,666 $ 178,000
Dona Ana, New Mexico 6 $ 2,550,000 $ 425,000 $ 154,000
Adams, Ohio 6 $ 1,030,000 $ 171,666 $ 125,000
Champaign, Ohio 6 $ 2,010,000 $ 335,000 $ 165,000
Clinton, Ohio 6 $ 2,550,000 $ 425,000 $ 153,000
Fayette, Ohio 6 $ 2,030,000 $ 338,333 $ 162,000
Fulton, Ohio 6 $ 1,130,000 $ 188,333 $ 109,000
Harrison, Ohio 6 $ 1,610,000 $ 268,333 $ 186,000
Jefferson, Ohio 6 $ 1,080,000 $ 180,000 $ 68,000
Madison, Ohio 6 $ 2,280,000 $ 380,000 $ 236,000
Meigs, Ohio 6 $ 1,820,000 $ 303,333 $ 140,000
Summit, Ohio 6 $ 2,270,000 $ 378,333 $ 118,000
Charles Mix, South Dakota 6 $ 1,660,000 $ 276,666 $ 144,000
Claiborne, Tennessee 6 $ 2,090,000 $ 348,333 $ 120,000
Morgan, Tennessee 6 $ 2,850,000 $ 475,000 $ 149,000
Stewart, Tennessee 6 $ 2,590,000 $ 431,666 $ 179,000
Union, Tennessee 6 $ 1,650,000 $ 275,000 $ 198,000
Crook, Wyoming 6 $ 4,340,000 $ 723,333 $ 240,000
Sublette, Wyoming 6 $ 2,010,000 $ 335,000 $ 123,000
Decatur, Indiana 5 $ 1,145,000 $ 229,000 $ 139,000
Dubois, Indiana 5 $ 1,465,000 $ 293,000 $ 143,000
Floyd, Indiana 5 $ 1,195,000 $ 239,000 $ 100,000
Johnson, Indiana 5 $ 2,625,000 $ 525,000 $ 203,000
Lake, Indiana 5 $ 2,455,000 $ 491,000 $ 160,000
Miami, Indiana 5 $ 1,145,000 $ 229,000 $ 182,000
Parke, Indiana 5 $ 1,065,000 $ 213,000 $ 152,000
Pulaski, Indiana 5 $ 835,000 $ 167,000 $ 80,000
Boone, Iowa 5 $ 1,825,000 $ 365,000 $ 155,000
Delaware, Iowa 5 $ 1,935,000 $ 387,000 $ 177,000
Marion, Iowa 5 $ 2,125,000 $ 425,000 $ 208,000
Muscatine, Iowa 5 $ 1,575,000 $ 315,000 $ 105,000
Shelby, Iowa 5 $ 785,000 $ 157,000 $ 99,000
Tama, Iowa 5 $ 1,145,000 $ 229,000 $ 271,000
Lyon, Kansas 5 $ 1,265,000 $ 253,000 $ 106,000
Nemaha, Kansas 5 $ 1,735,000 $ 347,000 $ 152,000
Riley, Kansas 5 $ 2,855,000 $ 571,000 $ 268,000
Bullitt, Kentucky 5 $ 1,185,000 $ 237,000 $ 89,000
Laurel, Kentucky 5 $ 1,415,000 $ 283,000 $ 111,000
Lincoln, Kentucky 5 $ 1,895,000 $ 379,000 $ 215,000
Taylor, Kentucky 5 $ 1,455,000 $ 291,000 $ 716,000
Dodge, Nebraska 5 $ 1,965,000 $ 393,000 $ 204,000
Madison, Nebraska 5 $ 1,395,000 $ 279,000 $ 181,000
Nuckolls, Nebraska 5 $ 1,795,000 $ 359,000 $ 192,000
Sarpy, Nebraska 5 $ 1,985,000 $ 397,000 $ 142,000
Lake, Ohio 5 $ 1,295,000 $ 259,000 $ 192,000
Van Wert, Ohio 5 $ 1,505,000 $ 301,000 $ 117,000
Hamlin, South Dakota 5 $ 2,115,000 $ 423,000 $ 148,000
Marshall, South Dakota 5 $ 1,315,000 $ 263,000 $ 138,000
Carter, Tennessee 5 $ 1,655,000 $ 331,000 $ 202,000
Clay, Tennessee 5 $ 3,295,000 $ 659,000 $ 201,000
Grundy, Tennessee 5 $ 2,185,000 $ 437,000 $ 308,000
Lauderdale, Tennessee 5 $ 815,000 $ 163,000 $ 83,000
Marion, Tennessee 5 $ 1,175,000 $ 235,000 $ 123,000
McNairy, Tennessee 5 $ 1,465,000 $ 293,000 $ 111,000
Scott, Tennessee 5 $ 1,105,000 $ 221,000 $ 175,000
Trousdale, Tennessee 5 $ 1,695,000 $ 339,000 $ 189,000
Austin, Texas 5 $ 3,275,000 $ 655,000 $ 272,000
Fannin, Texas 5 $ 2,515,000 $ 503,000 $ 359,000
Leon, Texas 5 $ 1,745,000 $ 349,000 $ 127,000
Wilson, Texas 5 $ 3,395,000 $ 679,000 $ 231,000
Wood, Texas 5 $ 2,585,000 $ 517,000 $ 171,000
Fremont, Wyoming 5 $ 1,545,000 $ 309,000 $ 102,000
Kit Carson, Colorado 4 $ 1,160,000 $ 290,000 $ 151,000
Effingham, Illinois 4 $ 1,010,000 $ 252,500 $ 163,000
Iroquois, Illinois 4 $ 690,000 $ 172,500 $ 127,000
Macon, Illinois 4 $ 870,000 $ 217,500 $ 156,000
Cass, Indiana 4 $ 960,000 $ 240,000 $ 354,000
Crawford, Indiana 4 $ 1,090,000 $ 272,500 $ 74,000
Fountain, Indiana 4 $ 1,350,000 $ 337,500 $ 173,000
Henry, Indiana 4 $ 1,290,000 $ 322,500 $ 148,000
Huntington, Indiana 4 $ 1,000,000 $ 250,000 $ 110,000
Jefferson, Indiana 4 $ 1,240,000 $ 310,000 $ 158,000
Orange, Indiana 4 $ 1,370,000 $ 342,500 $ 161,000
Spencer, Indiana 4 $ 1,010,000 $ 252,500 $ 124,000
Vanderburgh, Indiana 4 $ 1,420,000 $ 355,000 $ 659,000
Vigo, Indiana 4 $ 1,170,000 $ 292,500 $ 141,000
Wells, Indiana 4 $ 1,300,000 $ 325,000 $ 116,000
Adams, Iowa 4 $ 960,000 $ 240,000 $ 89,000
Black Hawk, Iowa 4 $ 1,190,000 $ 297,500 $ 113,000
Cerro Gordo, Iowa 4 $ 1,560,000 $ 390,000 $ 157,000
Clayton, Iowa 4 $ 860,000 $ 215,000 $ 309,000
Decatur, Iowa 4 $ 980,000 $ 245,000 $ 76,000
Fayette, Iowa 4 $ 580,000 $ 145,000 $ 111,000
Floyd, Iowa 4 $ 1,470,000 $ 367,500 $ 217,000
Jackson, Iowa 4 $ 1,440,000 $ 360,000 $ 111,000
Kossuth, Iowa 4 $ 1,360,000 $ 340,000 $ 189,000
Lyon, Iowa 4 $ 1,810,000 $ 452,500 $ 157,000
Montgomery, Iowa 4 $ 1,040,000 $ 260,000 $ 130,000
Palo Alto, Iowa 4 $ 1,110,000 $ 277,500 $ 207,000
Scott, Iowa 4 $ 710,000 $ 177,500 $ 92,000
Sioux, Iowa 4 $ 1,360,000 $ 340,000 $ 223,000
Clay, Kansas 4 $ 750,000 $ 187,500 $ 111,000
Jefferson, Kansas 4 $ 1,480,000 $ 370,000 $ 128,000
Leavenworth, Kansas 4 $ 980,000 $ 245,000 $ 119,000
Wabaunsee, Kansas 4 $ 1,210,000 $ 302,500 $ 123,000
Boyle, Kentucky 4 $ 2,040,000 $ 510,000 $ 193,000
Bracken, Kentucky 4 $ 1,510,000 $ 377,500 $ 164,000
Butler, Kentucky 4 $ 440,000 $ 110,000 $ 58,000
Caldwell, Kentucky 4 $ 770,000 $ 192,500 $ 121,000
Carter, Kentucky 4 $ 1,490,000 $ 372,500 $ 171,000
Hancock, Kentucky 4 $ 1,060,000 $ 265,000 $ 134,000
Lewis, Kentucky 4 $ 690,000 $ 172,500 $ 147,000
Mason, Kentucky 4 $ 870,000 $ 217,500 $ 119,000
McLean, Kentucky 4 $ 920,000 $ 230,000 $ 249,000
Morgan, Kentucky 4 $ 1,440,000 $ 360,000 $ 157,000
Russell, Kentucky 4 $ 960,000 $ 240,000 $ 244,000
Boone, Nebraska 4 $ 1,100,000 $ 275,000 $ 297,000
Cuming, Nebraska 4 $ 1,230,000 $ 307,500 $ 97,000
Furnas, Nebraska 4 $ 1,000,000 $ 250,000 $ 188,000
Gage, Nebraska 4 $ 540,000 $ 135,000 $ 71,000
Jefferson, Nebraska 4 $ 590,000 $ 147,500 $ 119,000
Johnson, Nebraska 4 $ 780,000 $ 195,000 $ 74,000
Keith, Nebraska 4 $ 650,000 $ 162,500 $ 117,000
Scotts Bluff, Nebraska 4 $ 880,000 $ 220,000 $ 144,000
Valley, Nebraska 4 $ 1,230,000 $ 307,500 $ 147,000
Allen, Ohio 4 $ 990,000 $ 247,500 $ 142,000
Auglaize, Ohio 4 $ 1,330,000 $ 332,500 $ 100,000
Huron, Ohio 4 $ 940,000 $ 235,000 $ 72,000
Bon Homme, South Dakota 4 $ 1,400,000 $ 350,000 $ 210,000
Grant, South Dakota 4 $ 1,080,000 $ 270,000 $ 178,000
Gregory, South Dakota 4 $ 1,300,000 $ 325,000 $ 184,000
Hutchinson, South Dakota 4 $ 900,000 $ 225,000 $ 92,000
Lake, South Dakota 4 $ 1,650,000 $ 412,500 $ 129,000
Lincoln, South Dakota 4 $ 1,790,000 $ 447,500 $ 134,000
Moody, South Dakota 4 $ 1,180,000 $ 295,000 $ 141,000
Cocke, Tennessee 4 $ 1,070,000 $ 267,500 $ 92,000
Hamilton, Tennessee 4 $ 1,190,000 $ 297,500 $ 95,000
Henderson, Tennessee 4 $ 1,130,000 $ 282,500 $ 96,000
Polk, Tennessee 4 $ 1,700,000 $ 425,000 $ 196,000
Rhea, Tennessee 4 $ 1,540,000 $ 385,000 $ 178,000
Sequatchie, Tennessee 4 $ 1,170,000 $ 292,500 $ 115,000
Weakley, Tennessee 4 $ 1,030,000 $ 257,500 $ 121,000
Cameron, Texas 4 $ 2,230,000 $ 557,500 $ 237,000
Cooke, Texas 4 $ 3,500,000 $ 875,000 $ 268,000
Fayette, Texas 4 $ 2,980,000 $ 745,000 $ 273,000
Gillespie, Texas 4 $ 1,240,000 $ 310,000 $ 155,000
Hidalgo, Texas 4 $ 1,130,000 $ 282,500 $ 137,000
Montgomery, Texas 4 $ 3,080,000 $ 770,000 $ 266,000
Douglas, Illinois 3 $ 1,335,000 $ 445,000 $ 124,000
Jasper, Illinois 3 $ 695,000 $ 231,666 $ 83,000
Logan, Illinois 3 $ 555,000 $ 185,000 $ 94,000
Marion, Illinois 3 $ 385,000 $ 128,333 $ 190,000
Union, Illinois 3 $ 835,000 $ 278,333 $ 104,000
Williamson, Illinois 3 $ 695,000 $ 231,666 $ 98,000
Clay, Indiana 3 $ 1,585,000 $ 528,333 $ 172,000
Hendricks, Indiana 3 $ 515,000 $ 171,666 $ 115,000
Knox, Indiana 3 $ 575,000 $ 191,666 $ 280,000
Montgomery, Indiana 3 $ 815,000 $ 271,666 $ 1,157,000
Newton, Indiana 3 $ 1,135,000 $ 378,333 $ 284,000
Perry, Indiana 3 $ 1,015,000 $ 338,333 $ 127,000
Putnam, Indiana 3 $ 1,125,000 $ 375,000 $ 176,000
Starke, Indiana 3 $ 565,000 $ 188,333 $ 101,000
Wabash, Indiana 3 $ 1,195,000 $ 398,333 $ 230,000
Warrick, Indiana 3 $ 1,115,000 $ 371,666 $ 165,000
Bremer, Iowa 3 $ 885,000 $ 295,000 $ 98,000
Fremont, Iowa 3 $ 905,000 $ 301,666 $ 126,000
Hamilton, Iowa 3 $ 925,000 $ 308,333 $ 188,000
Hardin, Iowa 3 $ 745,000 $ 248,333 $ 106,000
Henry, Iowa 3 $ 495,000 $ 165,000 $ 283,000
Keokuk, Iowa 3 $ 1,145,000 $ 381,666 $ 131,000
Lucas, Iowa 3 $ 925,000 $ 308,333 $ 101,000
Marshall, Iowa 3 $ 775,000 $ 258,333 $ 116,000
Plymouth, Iowa 3 $ 495,000 $ 165,000 $ 128,000
Pocahontas, Iowa 3 $ 435,000 $ 145,000 $ 98,000
Sac, Iowa 3 $ 655,000 $ 218,333 $ 150,000
Story, Iowa 3 $ 1,385,000 $ 461,666 $ 191,000
Wapello, Iowa 3 $ 805,000 $ 268,333 $ 143,000
Winneshiek, Iowa 3 $ 665,000 $ 221,666 $ 129,000
Johnson, Kansas 3 $ 925,000 $ 308,333 $ 111,000
Pottawatomie, Kansas 3 $ 875,000 $ 291,666 $ 119,000
Clark, Kentucky 3 $ 775,000 $ 258,333 $ 133,000
Clinton, Kentucky 3 $ 415,000 $ 138,333 $ 219,000
Franklin, Kentucky 3 $ 1,265,000 $ 421,666 $ 334,000
Larue, Kentucky 3 $ 685,000 $ 228,333 $ 82,000
Owen, Kentucky 3 $ 885,000 $ 295,000 $ 110,000
Powell, Kentucky 3 $ 565,000 $ 188,333 $ 172,000
Rockcastle, Kentucky 3 $ 995,000 $ 331,666 $ 102,000
Simpson, Kentucky 3 $ 1,075,000 $ 358,333 $ 135,000
Trimble, Kentucky 3 $ 1,205,000 $ 401,666 $ 132,000
St. Joseph, Michigan 3 $ 775,000 $ 258,333 $ 118,000
Adams, Nebraska 3 $ 435,000 $ 145,000 $ 306,000
Antelope, Nebraska 3 $ 555,000 $ 185,000 $ 43,000
Cass, Nebraska 3 $ 1,505,000 $ 501,666 $ 179,000
Dawes, Nebraska 3 $ 815,000 $ 271,666 $ 130,000
Dawson, Nebraska 3 $ 1,235,000 $ 411,666 $ 145,000
Frontier, Nebraska 3 $ 515,000 $ 171,666 $ 108,000
Kearney, Nebraska 3 $ 1,265,000 $ 421,666 $ 185,000
Stanton, Nebraska 3 $ 995,000 $ 331,666 $ 199,000
Thurston, Nebraska 3 $ 1,665,000 $ 555,000 $ 305,000
Wayne, Nebraska 3 $ 745,000 $ 248,333 $ 202,000
Webster, Nebraska 3 $ 1,115,000 $ 371,666 $ 148,000
York, Nebraska 3 $ 465,000 $ 155,000 $ 105,000
Defiance, Ohio 3 $ 675,000 $ 225,000 $ 98,000
Monroe, Ohio 3 $ 1,195,000 $ 398,333 $ 144,000
Paulding, Ohio 3 $ 825,000 $ 275,000 $ 148,000
Campbell, South Dakota 3 $ 1,515,000 $ 505,000 $ 197,000
Clark, South Dakota 3 $ 895,000 $ 298,333 $ 135,000
Codington, South Dakota 3 $ 2,105,000 $ 701,666 $ 284,000
Edmunds, South Dakota 3 $ 945,000 $ 315,000 $ 200,000
Hanson, South Dakota 3 $ 865,000 $ 288,333 $ 134,000
Minnehaha, South Dakota 3 $ 3,485,000 $ 1,161,666 $ 420,000
Benton, Tennessee 3 $ 885,000 $ 295,000 $ 312,000
Carroll, Tennessee 3 $ 715,000 $ 238,333 $ 58,000
Crockett, Tennessee 3 $ 1,095,000 $ 365,000 $ 174,000
Hardin, Tennessee 3 $ 585,000 $ 195,000 $ 244,000
Henry, Tennessee 3 $ 215,000 $ 71,666 $ 99,000
Moore, Tennessee 3 $ 865,000 $ 288,333 $ 142,000
Perry, Tennessee 3 $ 955,000 $ 318,333 $ 253,000
Unicoi, Tennessee 3 $ 835,000 $ 278,333 $ 110,000
Bandera, Texas 3 $ 1,375,000 $ 458,333 $ 232,000
Brewster, Texas 3 $ 1,185,000 $ 395,000 $ 70,000
Freestone, Texas 3 $ 1,595,000 $ 531,666 $ 113,000
Grayson, Texas 3 $ 1,895,000 $ 631,666 $ 284,000
Hopkins, Texas 3 $ 1,655,000 $ 551,666 $ 291,000
Jefferson, Texas 3 $ 1,245,000 $ 415,000 $ 181,000
Nacogdoches, Texas 3 $ 2,065,000 $ 688,333 $ 191,000
Nueces, Texas 3 $ 1,575,000 $ 525,000 $ 315,000
San Patricio, Texas 3 $ 1,805,000 $ 601,666 $ 299,000
Smith, Texas 3 $ 2,305,000 $ 768,333 $ 238,000
Uvalde, Texas 3 $ 815,000 $ 271,666 $ 188,000
Van Zandt, Texas 3 $ 1,825,000 $ 608,333 $ 376,000
Waller, Texas 3 $ 1,215,000 $ 405,000 $ 231,000
Douglas, Colorado 2 $ 1,420,000 $ 710,000 $ 366,000
El Paso, Colorado 2 $ 940,000 $ 470,000 $ 296,000
Lee, Florida 2 $ 1,330,000 $ 665,000 $ 2,996,000
Christian, Illinois 2 $ 890,000 $ 445,000 $ 214,000
Clark, Illinois 2 $ 650,000 $ 325,000 $ 299,000
Coles, Illinois 2 $ 760,000 $ 380,000 $ 150,000
De Witt, Illinois 2 $ 500,000 $ 250,000 $ 183,000
Franklin, Illinois 2 $ 610,000 $ 305,000 $ 122,000
Gallatin, Illinois 2 $ 470,000 $ 235,000 $ 119,000
Menard, Illinois 2 $ 480,000 $ 240,000 $ 181,000
Randolph, Illinois 2 $ 1,120,000 $ 560,000 $ 219,000
St. Clair, Illinois 2 $ 430,000 $ 215,000 $ 173,000
Benton, Indiana 2 $ 310,000 $ 155,000 $ 105,000
Blackford, Indiana 2 $ 740,000 $ 370,000 $ 125,000
Fayette, Indiana 2 $ 410,000 $ 205,000 $ 239,000
Franklin, Indiana 2 $ 720,000 $ 360,000 $ 136,000
Pike, Indiana 2 $ 420,000 $ 210,000 $ 107,000
Vermillion, Indiana 2 $ 380,000 $ 190,000 $ 103,000
Buena Vista, Iowa 2 $ 500,000 $ 250,000 $ 144,000
Butler, Iowa 2 $ 300,000 $ 150,000 $ 91,000
Cedar, Iowa 2 $ 440,000 $ 220,000 $ 84,000
Cherokee, Iowa 2 $ 750,000 $ 375,000 $ 247,000
Crawford, Iowa 2 $ 410,000 $ 205,000 $ 41,000
Franklin, Iowa 2 $ 460,000 $ 230,000 $ 208,000
Hancock, Iowa 2 $ 930,000 $ 465,000 $ 259,000
Howard, Iowa 2 $ 410,000 $ 205,000 $ 152,000
Johnson, Iowa 2 $ 380,000 $ 190,000 $ 117,000
Madison, Iowa 2 $ 1,020,000 $ 510,000 $ 163,000
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Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,232 $1,607,540,000 $379,000 $4,205,000 $180,000 $7,002,000
Refinancing 909 $255,875,000 $281,000 $2,385,000 $150,000 $5,833,000
Home Improvement 344 $61,840,000 $179,000 $1,395,000 $166,000 $1,982,000
Other Purpose 14 $1,940,000 $138,000 $375,000 $154,000 $409,000
Cash-out Refinancing 5 $1,175,000 $235,000 $625,000 $120,000 $181,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,669 $1,632,695,000 $349,000 $4,205,000 $170,000 $7,002,000
Not Provided 716 $253,040,000 $353,000 $2,135,000 $204,000 $5,833,000
Hispanic 49 $13,945,000 $284,000 $745,000 $148,000 $491,000
American Indian or Alaskan Native 23 $9,405,000 $408,000 $845,000 $201,000 $482,000
Black or African American 23 $7,315,000 $318,000 $585,000 $122,000 $383,000
Asian 15 $7,005,000 $467,000 $865,000 $120,000 $281,000
Not applicable 2 $410,000 $205,000 $355,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,504 $1,928,370,000 $350,000 $4,205,000 $174,000 $7,002,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,492 $1,198,910,000 $343,000 $3,555,000 $199,000 $7,002,000
Application Approved But Not Accepted 1,141 $417,755,000 $366,000 $2,725,000 $156,000 $3,884,000
Application Denied By Financial Institution 506 $176,820,000 $349,000 $4,205,000 $97,000 $687,000
File Closed For Incompleteness 206 $81,600,000 $396,000 $2,135,000 $121,000 $835,000
Application Withdrawn By Applicant 159 $53,285,000 $335,000 $1,315,000 $88,000 $2,047,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,998 $1,751,550,000 $350,000 $3,555,000 $182,000 $7,002,000
Debt-To-Income Ratio 267 $93,475,000 $350,000 $1,315,000 $101,000 $564,000
Insufficient Cash (Downpayment, Closing Cost) 163 $56,185,000 $344,000 $1,505,000 $76,000 $237,000
Credit History 42 $12,070,000 $287,000 $965,000 $118,000 $402,000
Collateral 29 $13,765,000 $474,000 $4,205,000 $148,000 $687,000
Unverifiable Information 3 $965,000 $321,000 $485,000 $82,000 $130,000
Other 2 $360,000 $180,000 $215,000 $39,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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