Fay Servicing LLC Mortgage Lending & HMDA Data, 2019
In 2019, Fay Servicing LLC of Tampa, FL reported 4,676 mortgage applications totaling $1.1 billion, up 13% from 2018. The average application was for $238,432, and applicants reported an average income of $87,662. 15% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (208), Chicago-Naperville, IL (187) and Atlanta-Sandy Springs-Roswell, GA (175) (applications in parentheses).
| Mortgage Company & Address | Fay Servicing LLC Tampa, FL 33609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,676 |
| Total Mortgage Loan Application Amount | $1,114,910,000 |
| Average Mortgage Loan Application Amount | $238,432 |
| Highest Mortgage Loan Application Amount | $3,605,000 |
| Average Applicant Income | $87,662 |
| Highest Applicant Income | $1,440,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fay Servicing LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 392 | $ 59,820,000 | $ 152,602 | $ 66,775 |
| Los Angeles-Long Beach-Glendale, CA | 208 | $ 95,970,000 | $ 461,394 | $ 131,000 |
| Chicago-Naperville, IL | 187 | $ 40,675,000 | $ 217,513 | $ 76,000 |
| Atlanta-Sandy Springs-Roswell, GA | 175 | $ 30,755,000 | $ 175,742 | $ 74,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 123 | $ 42,755,000 | $ 347,601 | $ 124,696 |
| Riverside-San Bernardino-Ontario, CA | 99 | $ 32,175,000 | $ 325,000 | $ 116,000 |
| Phoenix-Mesa-Scottsdale, AZ | 92 | $ 23,070,000 | $ 250,760 | $ 96,000 |
| Philadelphia, PA | 90 | $ 13,750,000 | $ 152,777 | $ 50,000 |
| Houston-The Woodlands-Sugar Land, TX | 85 | $ 12,015,000 | $ 141,352 | $ 84,000 |
| Tampa-St. Petersburg-Clearwater, FL | 80 | $ 17,660,000 | $ 220,750 | $ 93,000 |
| Oakland-Hayward-Berkeley, CA | 70 | $ 35,190,000 | $ 502,714 | $ 128,000 |
| Orlando-Kissimmee-Sanford, FL | 67 | $ 17,925,000 | $ 267,537 | $ 101,000 |
| New York-Newark, NY | 63 | $ 16,445,000 | $ 261,031 | $ 102,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 61 | $ 16,295,000 | $ 267,131 | $ 83,000 |
| Charlotte-Concord-Gastonia, NC-SC | 60 | $ 15,190,000 | $ 253,166 | $ 83,700 |
| Newark, NJ-PA | 60 | $ 15,680,000 | $ 261,333 | $ 74,250 |
| San Diego-Carlsbad, CA | 60 | $ 26,930,000 | $ 448,833 | $ 119,000 |
| Denver-Aurora-Lakewood, CO | 58 | $ 18,850,000 | $ 325,000 | $ 100,000 |
| Dallas-Plano-Irving, TX | 57 | $ 11,005,000 | $ 193,070 | $ 87,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 57 | $ 13,725,000 | $ 240,789 | $ 88,929 |
| New York-Jersey City-White Plains, NY-NJ | 57 | $ 26,725,000 | $ 468,859 | $ 121,684 |
| Miami-Miami Beach-Kendall, FL | 56 | $ 15,720,000 | $ 280,714 | $ 83,000 |
| Anaheim-Santa Ana-Irvine, CA | 52 | $ 27,120,000 | $ 521,538 | $ 148,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 51 | $ 17,385,000 | $ 340,882 | $ 122,000 |
| Seattle-Bellevue-Everett, WA | 48 | $ 16,420,000 | $ 342,083 | $ 86,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 48 | $ 15,100,000 | $ 314,583 | $ 97,000 |
| St. Louis, MO-IL | 47 | $ 8,175,000 | $ 173,936 | $ 80,063 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 46 | $ 12,070,000 | $ 262,391 | $ 166,000 |
| Baltimore-Columbia-Towson, MD | 45 | $ 10,015,000 | $ 222,555 | $ 87,000 |
| Port St. Lucie, FL | 44 | $ 6,260,000 | $ 142,272 | $ 67,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 42 | $ 13,100,000 | $ 311,904 | $ 113,714 |
| Jacksonville, FL | 40 | $ 6,460,000 | $ 161,500 | $ 67,000 |
| Richmond, VA | 40 | $ 6,290,000 | $ 157,250 | $ 59,000 |
| Warren-Troy-Farmington Hills, MI | 37 | $ 7,165,000 | $ 193,648 | $ 97,000 |
| Detroit-Dearborn-Livonia, MI | 35 | $ 8,655,000 | $ 247,285 | $ 54,000 |
| Kansas City, MO-KS | 35 | $ 5,745,000 | $ 164,142 | $ 66,942 |
| San Antonio-New Braunfels, TX | 35 | $ 4,425,000 | $ 126,428 | $ 72,000 |
| Cleveland-Elyria, OH | 34 | $ 4,030,000 | $ 118,529 | $ 57,000 |
| Fort Worth-Arlington, TX | 34 | $ 5,560,000 | $ 163,529 | $ 87,000 |
| Indianapolis-Carmel-Anderson, IN | 32 | $ 4,360,000 | $ 136,250 | $ 63,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 31 | $ 20,325,000 | $ 655,645 | $ 149,000 |
| Camden, NJ | 30 | $ 4,800,000 | $ 160,000 | $ 95,000 |
| Montgomery County-Bucks County-Chester County, PA | 30 | $ 8,590,000 | $ 286,333 | $ 115,000 |
| Tucson, AZ | 29 | $ 4,065,000 | $ 140,172 | $ 60,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 28 | $ 5,330,000 | $ 190,357 | $ 71,000 |
| Pittsburgh, PA | 28 | $ 3,370,000 | $ 120,357 | $ 74,000 |
| Memphis, TN-MS-AR | 27 | $ 4,055,000 | $ 150,185 | $ 65,000 |
| Cincinnati, OH-KY-IN | 26 | $ 4,310,000 | $ 165,769 | $ 74,692 |
| Tacoma-Lakewood, WA | 23 | $ 5,575,000 | $ 242,391 | $ 68,000 |
| Albuquerque, NM | 22 | $ 3,700,000 | $ 168,181 | $ 80,000 |
| North Port-Sarasota-Bradenton, FL | 22 | $ 5,560,000 | $ 252,727 | $ 169,000 |
| San Francisco-Redwood City-South San Francisco, CA | 22 | $ 13,290,000 | $ 604,090 | $ 105,000 |
| Stockton-Lodi, CA | 22 | $ 8,380,000 | $ 380,909 | $ 98,000 |
| Lake County-Kenosha County, IL-WI | 21 | $ 4,315,000 | $ 205,476 | $ 99,666 |
| Columbia, SC | 20 | $ 2,610,000 | $ 130,500 | $ 67,000 |
| Raleigh, NC | 20 | $ 4,060,000 | $ 203,000 | $ 68,000 |
| Washington-Baltimore-Arlington, DC | 20 | $ 5,460,000 | $ 273,000 | $ 111,000 |
| Dover, DE | 19 | $ 3,065,000 | $ 161,315 | $ 0 |
| Cape Coral-Fort Myers, FL | 18 | $ 4,080,000 | $ 226,666 | $ 137,000 |
| Charleston-North Charleston, SC | 18 | $ 2,500,000 | $ 138,888 | $ 63,000 |
| Columbus, OH | 18 | $ 2,750,000 | $ 152,777 | $ 116,000 |
| Durham-Chapel Hill, NC | 18 | $ 3,190,000 | $ 177,222 | $ 66,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 2,810,000 | $ 156,111 | $ 46,000 |
| Austin-Round Rock, TX | 17 | $ 2,785,000 | $ 163,823 | $ 56,000 |
| Greensboro-High Point, NC | 17 | $ 2,095,000 | $ 123,235 | $ 58,000 |
| Louisville/Jefferson County, KY-IN | 17 | $ 2,225,000 | $ 130,882 | $ 61,529 |
| Milwaukee-Waukesha-West Allis, WI | 17 | $ 3,815,000 | $ 224,411 | $ 138,000 |
| Fresno, CA | 16 | $ 3,420,000 | $ 213,750 | $ 161,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 3,195,000 | $ 213,000 | $ 71,000 |
| Gary, IN | 15 | $ 1,985,000 | $ 132,333 | $ 52,000 |
| Greenville-Anderson-Mauldin, SC | 15 | $ 2,015,000 | $ 134,333 | $ 65,000 |
| Lansing-East Lansing, MI | 15 | $ 1,975,000 | $ 131,666 | $ 72,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 8,155,000 | $ 543,666 | $ 97,000 |
| Salinas, CA | 15 | $ 5,355,000 | $ 357,000 | $ 192,000 |
| Winston-Salem, NC | 15 | $ 1,955,000 | $ 130,333 | $ 70,000 |
| Birmingham-Hoover, AL | 14 | $ 1,510,000 | $ 107,857 | $ 56,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 2,135,000 | $ 164,230 | $ 92,000 |
| Wilmington, DE-MD-NJ | 13 | $ 1,935,000 | $ 148,846 | $ 112,000 |
| Vallejo-Fairfield, CA | 12 | $ 3,680,000 | $ 306,666 | $ 85,000 |
| Bakersfield, CA | 11 | $ 2,535,000 | $ 230,454 | $ 112,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 11 | $ 955,000 | $ 86,818 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 1,565,000 | $ 142,272 | $ 121,000 |
| McAllen-Edinburg-Mission, TX | 11 | $ 1,095,000 | $ 99,545 | $ 60,000 |
| Medford, OR | 11 | $ 1,715,000 | $ 155,909 | $ 28,000 |
| Naples-Immokalee-Marco Island, FL | 11 | $ 3,575,000 | $ 325,000 | $ 144,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 5,025,000 | $ 456,818 | $ 137,000 |
| Savannah, GA | 11 | $ 1,845,000 | $ 167,727 | $ 56,000 |
| Spartanburg, SC | 11 | $ 1,145,000 | $ 104,090 | $ 52,000 |
| Visalia-Porterville, CA | 11 | $ 1,735,000 | $ 157,727 | $ 65,000 |
| Baton Rouge, LA | 10 | $ 6,120,000 | $ 612,000 | $ 191,000 |
| Modesto, CA | 10 | $ 3,830,000 | $ 383,000 | $ 112,000 |
| San Rafael, CA | 10 | $ 6,490,000 | $ 649,000 | $ 146,000 |
| Trenton, NJ | 10 | $ 1,340,000 | $ 134,000 | $ 44,000 |
| Tulsa, OK | 10 | $ 970,000 | $ 97,000 | $ 60,000 |
| Yuba City, CA | 10 | $ 2,470,000 | $ 247,000 | $ 80,000 |
| Akron, OH | 9 | $ 1,055,000 | $ 117,222 | $ 68,000 |
| El Paso, TX | 9 | $ 1,095,000 | $ 121,666 | $ 59,000 |
| Fayetteville, NC | 9 | $ 1,305,000 | $ 145,000 | $ 42,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,155,000 | $ 128,333 | $ 57,000 |
| Huntsville, AL | 9 | $ 835,000 | $ 92,777 | $ 59,000 |
| New Orleans-Metairie, LA | 9 | $ 1,115,000 | $ 123,888 | $ 45,000 |
| Reading, PA | 9 | $ 845,000 | $ 93,888 | $ 33,000 |
| Dayton-Springfield-Kettering, OH | 8 | $ 1,650,000 | $ 206,250 | $ 110,000 |
| Elgin, IL | 8 | $ 1,660,000 | $ 207,500 | $ 87,000 |
| Harrisburg-Carlisle, PA | 8 | $ 1,180,000 | $ 147,500 | $ 71,000 |
| Jackson, MS | 8 | $ 1,140,000 | $ 142,500 | $ 73,000 |
| Knoxville, TN | 8 | $ 1,710,000 | $ 213,750 | $ 73,000 |
| Oklahoma City, OK | 8 | $ 810,000 | $ 101,250 | $ 50,000 |
| Santa Fe, NM | 8 | $ 2,490,000 | $ 311,250 | $ 48,000 |
| Santa Rosa, CA | 8 | $ 3,130,000 | $ 391,250 | $ 135,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 665,000 | $ 95,000 | $ 69,714 |
| Canton-Massillon, OH | 7 | $ 1,435,000 | $ 205,000 | $ 89,000 |
| Chattanooga, TN-GA | 7 | $ 1,335,000 | $ 190,714 | $ 88,000 |
| East Stroudsburg, PA | 7 | $ 965,000 | $ 137,857 | $ 61,000 |
| Eugene, OR | 7 | $ 1,265,000 | $ 180,714 | $ 42,000 |
| Gainesville, FL | 7 | $ 1,225,000 | $ 175,000 | $ 62,000 |
| Green Bay, WI | 7 | $ 875,000 | $ 125,000 | $ 64,000 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 705,000 | $ 100,714 | $ 68,000 |
| Madera, CA | 7 | $ 1,315,000 | $ 187,857 | $ 65,000 |
| Madison, WI | 7 | $ 1,245,000 | $ 177,857 | $ 67,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 1,315,000 | $ 187,857 | $ 123,428 |
| Nassau County-Suffolk County, NY | 7 | $ 4,075,000 | $ 582,142 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 915,000 | $ 130,714 | $ 47,000 |
| Pueblo, CO | 7 | $ 735,000 | $ 105,000 | $ 72,000 |
| Toledo, OH | 7 | $ 795,000 | $ 113,571 | $ 42,000 |
| Wichita, KS | 7 | $ 975,000 | $ 139,285 | $ 88,000 |
| York-Hanover, PA | 7 | $ 1,065,000 | $ 152,142 | $ 102,000 |
| Colorado Springs, CO | 6 | $ 1,290,000 | $ 215,000 | $ 44,000 |
| Corpus Christi, TX | 6 | $ 600,000 | $ 100,000 | $ 58,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,260,000 | $ 210,000 | $ 74,000 |
| Erie, PA | 6 | $ 960,000 | $ 160,000 | $ 71,000 |
| Flint, MI | 6 | $ 700,000 | $ 116,666 | $ 82,000 |
| Greeley, CO | 6 | $ 1,210,000 | $ 201,666 | $ 86,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 580,000 | $ 96,666 | $ 52,000 |
| Lakeland-Winter Haven, FL | 6 | $ 860,000 | $ 143,333 | $ 69,000 |
| Morristown, TN | 6 | $ 850,000 | $ 141,666 | $ 70,000 |
| Ocean City, NJ | 6 | $ 1,450,000 | $ 241,666 | $ 108,000 |
| Peoria, IL | 6 | $ 630,000 | $ 105,000 | $ 27,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 2,820,000 | $ 470,000 | $ 111,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 620,000 | $ 103,333 | $ 49,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 790,000 | $ 131,666 | $ 62,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 815,000 | $ 163,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,115,000 | $ 223,000 | $ 70,000 |
| Clarksville, TN-KY | 5 | $ 845,000 | $ 169,000 | $ 67,000 |
| Columbus, GA-AL | 5 | $ 485,000 | $ 97,000 | $ 62,000 |
| Flagstaff, AZ | 5 | $ 1,275,000 | $ 255,000 | $ 99,000 |
| Lancaster, PA | 5 | $ 1,435,000 | $ 287,000 | $ 89,000 |
| Laredo, TX | 5 | $ 475,000 | $ 95,000 | $ 118,000 |
| Montgomery, AL | 5 | $ 565,000 | $ 113,000 | $ 55,000 |
| Ocala, FL | 5 | $ 615,000 | $ 123,000 | $ 69,000 |
| Olympia-Tumwater, WA | 5 | $ 1,065,000 | $ 213,000 | $ 106,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 685,000 | $ 137,000 | $ 92,000 |
| Punta Gorda, FL | 5 | $ 905,000 | $ 181,000 | $ 69,000 |
| Racine, WI | 5 | $ 875,000 | $ 175,000 | $ 92,000 |
| Roanoke, VA | 5 | $ 1,125,000 | $ 225,000 | $ 34,000 |
| Rockford, IL | 5 | $ 905,000 | $ 181,000 | $ 140,000 |
| Salem, OR | 5 | $ 705,000 | $ 141,000 | $ 51,000 |
| Spokane-Spokane Valley, WA | 5 | $ 865,000 | $ 173,000 | $ 66,000 |
| Tallahassee, FL | 5 | $ 625,000 | $ 125,000 | $ 63,000 |
| Tyler, TX | 5 | $ 675,000 | $ 135,000 | $ 61,000 |
| Victoria, TX | 5 | $ 675,000 | $ 135,000 | $ 61,000 |
| Wilmington, NC | 5 | $ 865,000 | $ 173,000 | $ 62,000 |
| Yakima, WA | 5 | $ 1,085,000 | $ 217,000 | $ 54,000 |
| Auburn-Opelika, AL | 4 | $ 450,000 | $ 112,500 | $ 74,000 |
| Beaumont-Port Arthur, TX | 4 | $ 390,000 | $ 97,500 | $ 46,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,190,000 | $ 297,500 | $ 64,000 |
| Charlottesville, VA | 4 | $ 560,000 | $ 140,000 | $ 56,000 |
| Cleveland, TN | 4 | $ 370,000 | $ 92,500 | $ 49,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 2,430,000 | $ 607,500 | $ 322,000 |
| Florence, SC | 4 | $ 590,000 | $ 147,500 | $ 139,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 550,000 | $ 137,500 | $ 84,000 |
| Homosassa Springs, FL | 4 | $ 910,000 | $ 227,500 | $ 120,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 700,000 | $ 175,000 | $ 69,000 |
| Mobile, AL | 4 | $ 430,000 | $ 107,500 | $ 101,000 |
| Terre Haute, IN | 4 | $ 420,000 | $ 105,000 | $ 62,000 |
| Bend-Redmond, OR | 3 | $ 645,000 | $ 215,000 | $ 94,000 |
| Bloomington, IL | 3 | $ 445,000 | $ 148,333 | $ 50,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 425,000 | $ 141,666 | $ 90,000 |
| College Station-Bryan, TX | 3 | $ 165,000 | $ 55,000 | $ 30,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 485,000 | $ 161,666 | $ 86,000 |
| Elkhart-Goshen, IN | 3 | $ 375,000 | $ 125,000 | $ 58,000 |
| Evansville, IN-KY | 3 | $ 295,000 | $ 98,333 | $ 60,666 |
| Fort Wayne, IN | 3 | $ 415,000 | $ 138,333 | $ 93,000 |
| Goldsboro, NC | 3 | $ 435,000 | $ 145,000 | $ 51,000 |
| Grants Pass, OR | 3 | $ 485,000 | $ 161,666 | $ 31,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 665,000 | $ 221,666 | $ 92,000 |
| Jackson, TN | 3 | $ 785,000 | $ 261,666 | $ 157,000 |
| Kalamazoo-Portage, MI | 3 | $ 255,000 | $ 85,000 | $ 57,000 |
| Kennewick-Richland, WA | 3 | $ 415,000 | $ 138,333 | $ 46,000 |
| Killeen-Temple, TX | 3 | $ 375,000 | $ 125,000 | $ 178,000 |
| Las Cruces, NM | 3 | $ 305,000 | $ 101,666 | $ 59,000 |
| Lubbock, TX | 3 | $ 315,000 | $ 105,000 | $ 53,000 |
| Lynchburg, VA | 3 | $ 585,000 | $ 195,000 | $ 115,000 |
| Macon-Bibb County, GA | 3 | $ 565,000 | $ 188,333 | $ 49,000 |
| Manhattan, KS | 3 | $ 445,000 | $ 148,333 | $ 64,000 |
| Mansfield, OH | 3 | $ 415,000 | $ 138,333 | $ 50,000 |
| Monroe, MI | 3 | $ 305,000 | $ 101,666 | $ 83,000 |
| Providence-Warwick, RI-MA | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Rocky Mount, NC | 3 | $ 295,000 | $ 98,333 | $ 47,000 |
| Rome, GA | 3 | $ 255,000 | $ 85,000 | $ 31,000 |
| Salisbury, MD-DE | 3 | $ 375,000 | $ 125,000 | $ 62,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,235,000 | $ 411,666 | $ 80,000 |
| Shreveport-Bossier City, LA | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| Sioux City, IA-NE-SD | 3 | $ 245,000 | $ 81,666 | $ 86,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 495,000 | $ 165,000 | $ 88,000 |
| Vineland-Bridgeton, NJ | 3 | $ 295,000 | $ 98,333 | $ 51,000 |
| Wausau, WI | 3 | $ 405,000 | $ 135,000 | $ 88,000 |
| Wichita Falls, TX | 3 | $ 175,000 | $ 58,333 | $ 62,000 |
| Winchester, VA-WV | 3 | $ 825,000 | $ 275,000 | $ 140,000 |
| Abilene, TX | 2 | $ 510,000 | $ 255,000 | $ 87,000 |
| Albany, GA | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Ann Arbor, MI | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 170,000 | $ 85,000 | $ 22,000 |
| Appleton, WI | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| Asheville, NC | 2 | $ 370,000 | $ 185,000 | $ 25,000 |
| Athens-Clarke County, GA | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Boulder, CO | 2 | $ 640,000 | $ 320,000 | $ 23,000 |
| Bowling Green, KY | 2 | $ 490,000 | $ 245,000 | $ 45,000 |
| Bremerton-Silverdale, WA | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| Brownsville-Harlingen, TX | 2 | $ 140,000 | $ 70,000 | $ 86,000 |
| Burlington, NC | 2 | $ 320,000 | $ 160,000 | $ 22,000 |
| California-Lexington Park, MD | 2 | $ 430,000 | $ 215,000 | $ 114,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Decatur, AL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Dothan, AL | 2 | $ 90,000 | $ 45,000 | $ 48,000 |
| Duluth, MN-WI | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Eau Claire, WI | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Florence-Muscle Shoals, AL | 2 | $ 130,000 | $ 65,000 | $ 31,000 |
| Gainesville, GA | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Gettysburg, PA | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Harrisonburg, VA | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Hattiesburg, MS | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Hinesville, GA | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| Janesville-Beloit, WI | 2 | $ 390,000 | $ 195,000 | $ 163,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Lafayette, LA | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Lake Charles, LA | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Lebanon, PA | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Longview, TX | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Mankato-North Mankato, MN | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| Michigan City-La Porte, IN | 2 | $ 220,000 | $ 110,000 | $ 17,000 |
| Napa, CA | 2 | $ 1,270,000 | $ 635,000 | $ 139,000 |
| Odessa, TX | 2 | $ 80,000 | $ 40,000 | $ 71,000 |
| Panama City, FL | 2 | $ 280,000 | $ 140,000 | $ 101,000 |
| Parkersburg-Vienna, WV | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Rochester, MN | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Springfield, IL | 2 | $ 200,000 | $ 100,000 | $ 88,000 |
| Springfield, MO | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
| St. Cloud, MN | 2 | $ 240,000 | $ 120,000 | $ 105,000 |
| Syracuse, NY | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Wenatchee, WA | 2 | $ 430,000 | $ 215,000 | $ 49,000 |
| Wheeling, WV-OH | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Albany, OR | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Altoona, PA | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Amarillo, TX | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Barnstable Town, MA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Beckley, WV | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bellingham, WA | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Bloomington, IN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Boston, MA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Brunswick, GA | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Charleston, WV | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Chico, CA | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Columbia, MO | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Columbus, IN | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| El Centro, CA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Gadsden, AL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Grand Junction, CO | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Hanford-Corcoran, CA | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Iowa City, IA | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Jacksonville, NC | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Johnson City, TN | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Jonesboro, AR | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Joplin, MO | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Kankakee, IL | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Kokomo, IN | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Lafayette-West Lafayette, IN | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Lawrence, KS | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Lima, OH | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Longview, WA | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Merced, CA | 1 | $ 585,000 | $ 585,000 | $ 80,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Muncie, IN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Muskegon, MI | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| New Bern, NC | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Niles-Benton Harbor, MI | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Oshkosh-Neenah, WI | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Redding, CA | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Rockingham County-Strafford County, NH | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sebring, FL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| St. Joseph, MO-KS | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Staunton-Waynesboro, VA | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Sumter, SC | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Urban Honolulu, HI | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Valdosta, GA | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Warner Robins, GA | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Williamsport, PA | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Worcester, MA-CT | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Yuma, AZ | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Fay Servicing LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,187 | $525,915,000 | $240,000 | $2,565,000 | $102,000 | $1,440,000 |
| Cash-out Refinancing | 2,167 | $505,075,000 | $233,000 | $3,005,000 | $78,000 | $1,200,000 |
| Home Purchase | 319 | $82,805,000 | $259,000 | $3,605,000 | $55,000 | $600,000 |
| Other Purpose | 3 | $1,115,000 | $371,000 | $895,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,069 | $486,055,000 | $234,000 | $2,565,000 | $96,000 | $1,164,000 |
| Black or African American | 865 | $159,425,000 | $184,000 | $3,605,000 | $68,000 | $672,000 |
| Not Provided | 619 | $164,905,000 | $266,000 | $3,005,000 | $82,000 | $1,200,000 |
| Hispanic | 563 | $137,525,000 | $244,000 | $2,035,000 | $84,000 | $930,000 |
| Not applicable | 286 | $67,010,000 | $234,000 | $1,955,000 | $0 | $0 |
| Asian | 193 | $79,915,000 | $414,000 | $2,205,000 | $140,000 | $1,440,000 |
| American Indian or Alaskan Native | 54 | $10,570,000 | $195,000 | $535,000 | $74,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $9,505,000 | $352,000 | $1,355,000 | $105,000 | $661,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,044 | $801,130,000 | $263,000 | $3,605,000 | $99,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 1,538 | $291,470,000 | $189,000 | $735,000 | $71,000 | $405,000 |
| VA-guaranteed (Veterans Administration) | 94 | $22,310,000 | $237,000 | $725,000 | $79,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,126 | $519,750,000 | $244,000 | $2,035,000 | $99,000 | $1,164,000 |
| Application Denied By Financial Institution | 1,498 | $366,100,000 | $244,000 | $3,605,000 | $76,000 | $1,440,000 |
| Loan Originated | 706 | $151,490,000 | $214,000 | $1,795,000 | $69,000 | $458,000 |
| File Closed For Incompleteness | 322 | $72,560,000 | $225,000 | $1,355,000 | $107,000 | $600,000 |
| Application Approved But Not Accepted | 24 | $5,010,000 | $208,000 | $705,000 | $55,000 | $155,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,178 | $748,810,000 | $235,000 | $2,035,000 | $95,000 | $1,164,000 |
| Debt-To-Income Ratio | 624 | $169,000,000 | $270,000 | $1,345,000 | $58,000 | $396,000 |
| Credit History | 557 | $121,165,000 | $217,000 | $2,205,000 | $92,000 | $1,440,000 |
| Collateral | 214 | $44,580,000 | $208,000 | $2,565,000 | $76,000 | $635,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $11,235,000 | $340,000 | $3,005,000 | $128,000 | $1,200,000 |
| Other | 28 | $5,740,000 | $205,000 | $1,335,000 | $71,000 | $486,000 |
| Unverifiable Information | 27 | $9,875,000 | $365,000 | $3,605,000 | $87,000 | $665,000 |
| Employment History | 15 | $4,505,000 | $300,000 | $825,000 | $94,000 | $182,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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