Fidelity Bank Mortgage Lending & HMDA Data, 2007

In 2007, Fidelity Bank of Wichita, KS reported 2,669 mortgage applications totaling $199.6 million, up 7% from 2006. The average application was for $74,789, and applicants reported an average income of $45,154. 50% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Wichita, KS (900), Fort Worth-Arlington, TX (209) and Dallas-Plano-Irving, TX (104) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,669
Total Mortgage Loan Application Amount $199,613,000
Average Mortgage Loan Application Amount $74,789
Highest Mortgage Loan Application Amount $14,400,000
Average Applicant Income $45,154
Highest Applicant Income $581,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 802 $ 70,117,000 $ 87,427 $ 61,000
Tarrant, Texas 163 $ 8,567,000 $ 52,558 $ 0
Sumner, Kansas 55 $ 4,175,000 $ 75,909 $ 49,000
Butler, Kansas 40 $ 5,810,000 $ 145,250 $ 65,000
Denton, Texas 37 $ 2,094,000 $ 56,594 $ 0
Dallas, Texas 34 $ 1,856,000 $ 54,588 $ 0
Parker, Texas 33 $ 1,704,000 $ 51,636 $ 0
San Diego, California 30 $ 2,583,000 $ 86,100 $ 0
Cowley, Kansas 29 $ 1,905,000 $ 65,689 $ 46,000
Oklahoma, Oklahoma 25 $ 16,943,000 $ 677,720 $ 33,000
Collin, Texas 17 $ 764,000 $ 44,941 $ 0
Harris, Texas 16 $ 1,133,000 $ 70,812 $ 16,000
Saline, Kansas 15 $ 542,000 $ 36,133 $ 64,000
Baldwin, Alabama 13 $ 594,000 $ 45,692 $ 43,000
White, Arkansas 13 $ 578,000 $ 44,461 $ 53,000
Tuscaloosa, Alabama 12 $ 590,000 $ 49,166 $ 49,000
Pinal, Arizona 12 $ 1,179,000 $ 98,250 $ 70,000
Fort Bend, Texas 12 $ 539,000 $ 44,916 $ 0
Jefferson, Alabama 11 $ 641,000 $ 58,272 $ 50,000
Walker, Alabama 11 $ 621,000 $ 56,454 $ 45,000
Columbia, Florida 11 $ 678,000 $ 61,636 $ 57,000
Johnson, Texas 11 $ 543,000 $ 49,363 $ 0
Houston, Alabama 9 $ 402,000 $ 44,666 $ 40,000
Maricopa, Arizona 9 $ 1,397,000 $ 155,222 $ 45,000
Garland, Arkansas 9 $ 707,000 $ 78,555 $ 46,000
Harrison, Mississippi 9 $ 474,000 $ 52,666 $ 63,000
Otero, New Mexico 9 $ 415,000 $ 46,111 $ 66,000
Tulsa, Oklahoma 9 $ 409,000 $ 45,444 $ 38,000
Mobile, Alabama 8 $ 378,000 $ 47,250 $ 53,000
Drew, Arkansas 8 $ 375,000 $ 46,875 $ 39,000
Duval, Florida 8 $ 548,000 $ 68,500 $ 53,000
Polk, Florida 8 $ 527,000 $ 65,875 $ 51,000
Suwannee, Florida 8 $ 517,000 $ 64,625 $ 60,000
Hood, Texas 8 $ 406,000 $ 50,750 $ 0
Crawford, Arkansas 7 $ 467,000 $ 66,714 $ 40,000
Faulkner, Arkansas 7 $ 386,000 $ 55,142 $ 70,000
Holmes, Florida 7 $ 506,000 $ 72,285 $ 50,000
Putnam, Florida 7 $ 450,000 $ 64,285 $ 41,000
Jackson, Mississippi 7 $ 296,000 $ 42,285 $ 40,000
Grant, New Mexico 7 $ 405,000 $ 57,857 $ 60,000
Lexington, South Carolina 7 $ 399,000 $ 57,000 $ 47,000
Coffee, Alabama 6 $ 364,000 $ 60,666 $ 60,000
Covington, Alabama 6 $ 294,000 $ 49,000 $ 43,000
Pike, Alabama 6 $ 273,000 $ 45,500 $ 76,000
Jefferson, Arkansas 6 $ 198,000 $ 33,000 $ 61,000
Madison, Florida 6 $ 304,000 $ 50,666 $ 45,000
Rankin, Mississippi 6 $ 237,000 $ 39,500 $ 40,000
Clark, Nevada 6 $ 270,000 $ 45,000 $ 58,000
Dona Ana, New Mexico 6 $ 273,000 $ 45,500 $ 54,000
Cleveland, Oklahoma 6 $ 193,000 $ 32,166 $ 54,000
Orangeburg, South Carolina 6 $ 300,000 $ 50,000 $ 45,000
Kaufman, Texas 6 $ 345,000 $ 57,500 $ 0
Travis, Texas 6 $ 208,000 $ 34,666 $ 0
Geneva, Alabama 5 $ 215,000 $ 43,000 $ 35,000
Bradley, Arkansas 5 $ 178,000 $ 35,600 $ 36,000
Union, Arkansas 5 $ 206,000 $ 41,200 $ 31,000
Clay, Florida 5 $ 357,000 $ 71,400 $ 50,000
Escambia, Florida 5 $ 537,000 $ 107,400 $ 52,000
Hillsborough, Florida 5 $ 423,000 $ 84,600 $ 76,000
Lowndes, Georgia 5 $ 354,000 $ 70,800 $ 50,000
Ware, Georgia 5 $ 217,000 $ 43,400 $ 34,000
Harvey, Kansas 5 $ 722,000 $ 144,400 $ 64,000
Wayne, Michigan 5 $ 411,000 $ 82,200 $ 9,000
Jones, Mississippi 5 $ 206,000 $ 41,200 $ 36,000
Lamar, Mississippi 5 $ 213,000 $ 42,600 $ 67,000
Wayne, Mississippi 5 $ 177,000 $ 35,400 $ 48,000
San Juan, New Mexico 5 $ 297,000 $ 59,400 $ 57,000
Creek, Oklahoma 5 $ 325,000 $ 65,000 $ 57,000
Sequoyah, Oklahoma 5 $ 292,000 $ 58,400 $ 42,000
Wagoner, Oklahoma 5 $ 268,000 $ 53,600 $ 34,000
Horry, South Carolina 5 $ 305,000 $ 61,000 $ 40,000
Ellis, Texas 5 $ 382,000 $ 76,400 $ 0
Williamson, Texas 5 $ 100,000 $ 20,000 $ 0
Calhoun, Alabama 4 $ 251,000 $ 62,750 $ 53,000
Crenshaw, Alabama 4 $ 213,000 $ 53,250 $ 46,000
Dallas, Alabama 4 $ 258,000 $ 64,500 $ 62,000
Fayette, Alabama 4 $ 225,000 $ 56,250 $ 50,000
Shelby, Alabama 4 $ 186,000 $ 46,500 $ 29,000
Craighead, Arkansas 4 $ 160,000 $ 40,000 $ 29,000
Independence, Arkansas 4 $ 128,000 $ 32,000 $ 30,000
Pulaski, Arkansas 4 $ 211,000 $ 52,750 $ 62,000
Saline, Arkansas 4 $ 128,000 $ 32,000 $ 58,000
Washington, Arkansas 4 $ 195,000 $ 48,750 $ 61,000
Garfield, Colorado 4 $ 263,000 $ 65,750 $ 51,000
Bradford, Florida 4 $ 233,000 $ 58,250 $ 53,000
Marion, Florida 4 $ 314,000 $ 78,500 $ 63,000
Orange, Florida 4 $ 215,000 $ 53,750 $ 20,000
Pasco, Florida 4 $ 260,000 $ 65,000 $ 58,000
Walton, Florida 4 $ 277,000 $ 69,250 $ 37,000
Appling, Georgia 4 $ 250,000 $ 62,500 $ 56,000
Berrien, Georgia 4 $ 175,000 $ 43,750 $ 52,000
Coffee, Georgia 4 $ 188,000 $ 47,000 $ 57,000
Grady, Georgia 4 $ 183,000 $ 45,750 $ 38,000
Douglas, Kansas 4 $ 564,000 $ 141,000 $ 54,000
Reno, Kansas 4 $ 195,000 $ 48,750 $ 49,000
Clarke, Mississippi 4 $ 208,000 $ 52,000 $ 43,000
George, Mississippi 4 $ 170,000 $ 42,500 $ 74,000
Marion, Mississippi 4 $ 142,000 $ 35,500 $ 46,000
Duplin, North Carolina 4 $ 268,000 $ 67,000 $ 73,000
Montgomery, Ohio 4 $ 209,000 $ 52,250 $ 6,000
Beckham, Oklahoma 4 $ 216,000 $ 54,000 $ 68,000
Caddo, Oklahoma 4 $ 249,000 $ 62,250 $ 81,000
Canadian, Oklahoma 4 $ 639,000 $ 159,750 $ 30,000
Le Flore, Oklahoma 4 $ 237,000 $ 59,250 $ 47,000
Osage, Oklahoma 4 $ 167,000 $ 41,750 $ 39,000
Anderson, South Carolina 4 $ 202,000 $ 50,500 $ 31,000
Dorchester, South Carolina 4 $ 269,000 $ 67,250 $ 38,000
Georgetown, South Carolina 4 $ 176,000 $ 44,000 $ 48,000
Bell, Texas 4 $ 101,000 $ 25,250 $ 0
Brazoria, Texas 4 $ 190,000 $ 47,500 $ 0
Erath, Texas 4 $ 149,000 $ 37,250 $ 0
Rockwall, Texas 4 $ 155,000 $ 38,750 $ 0
Augusta, Virginia 4 $ 247,000 $ 61,750 $ 37,000
Barbour, Alabama 3 $ 200,000 $ 66,666 $ 41,000
Blount, Alabama 3 $ 218,000 $ 72,666 $ 57,000
Cleburne, Alabama 3 $ 103,000 $ 34,333 $ 23,000
Dale, Alabama 3 $ 145,000 $ 48,333 $ 61,000
Escambia, Alabama 3 $ 184,000 $ 61,333 $ 58,000
Henry, Alabama 3 $ 100,000 $ 33,333 $ 111,000
Marengo, Alabama 3 $ 109,000 $ 36,333 $ 41,000
Pickens, Alabama 3 $ 191,000 $ 63,666 $ 36,000
St. Clair, Alabama 3 $ 146,000 $ 48,666 $ 40,000
Mohave, Arizona 3 $ 196,000 $ 65,333 $ 38,000
Desha, Arkansas 3 $ 143,000 $ 47,666 $ 46,000
Greene, Arkansas 3 $ 123,000 $ 41,000 $ 35,000
Jackson, Arkansas 3 $ 71,000 $ 23,666 $ 38,000
Riverside, California 3 $ 304,000 $ 101,333 $ 0
Bay, Florida 3 $ 188,000 $ 62,666 $ 45,000
Citrus, Florida 3 $ 124,000 $ 41,333 $ 50,000
Gilchrist, Florida 3 $ 208,000 $ 69,333 $ 44,000
Lee, Florida 3 $ 270,000 $ 90,000 $ 56,000
Levy, Florida 3 $ 233,000 $ 77,666 $ 37,000
Okaloosa, Florida 3 $ 224,000 $ 74,666 $ 174,000
Pinellas, Florida 3 $ 198,000 $ 66,000 $ 58,000
Santa Rosa, Florida 3 $ 258,000 $ 86,000 $ 55,000
St. Johns, Florida 3 $ 188,000 $ 62,666 $ 69,000
Colquitt, Georgia 3 $ 119,000 $ 39,666 $ 29,000
Decatur, Georgia 3 $ 140,000 $ 46,666 $ 58,000
Johnson, Kansas 3 $ 289,000 $ 96,333 $ 53,000
Labette, Kansas 3 $ 133,000 $ 44,333 $ 61,000
Genesee, Michigan 3 $ 131,000 $ 43,666 $ 0
Jasper, Mississippi 3 $ 148,000 $ 49,333 $ 57,000
Perry, Mississippi 3 $ 119,000 $ 39,666 $ 40,000
Stone, Mississippi 3 $ 137,000 $ 45,666 $ 40,000
Wilkinson, Mississippi 3 $ 137,000 $ 45,666 $ 38,000
Chaves, New Mexico 3 $ 213,000 $ 71,000 $ 38,000
Lea, New Mexico 3 $ 108,000 $ 36,000 $ 29,000
Nash, North Carolina 3 $ 145,000 $ 48,333 $ 35,000
Onslow, North Carolina 3 $ 102,000 $ 34,000 $ 29,000
Cuyahoga, Ohio 3 $ 268,000 $ 89,333 $ 55,000
Adair, Oklahoma 3 $ 207,000 $ 69,000 $ 34,000
Cherokee, Oklahoma 3 $ 142,000 $ 47,333 $ 36,000
Haskell, Oklahoma 3 $ 188,000 $ 62,666 $ 55,000
Marshall, Oklahoma 3 $ 222,000 $ 74,000 $ 106,000
Payne, Oklahoma 3 $ 86,000 $ 28,666 $ 42,000
Rogers, Oklahoma 3 $ 149,000 $ 49,666 $ 67,000
Berkeley, South Carolina 3 $ 200,000 $ 66,666 $ 53,000
Sumter, South Carolina 3 $ 192,000 $ 64,000 $ 36,000
Grayson, Texas 3 $ 105,000 $ 35,000 $ 11,000
Smith, Texas 3 $ 74,000 $ 24,666 $ 0
Wise, Virginia 3 $ 135,000 $ 45,000 $ 61,000
Autauga, Alabama 2 $ 162,000 $ 81,000 $ 47,000
Chilton, Alabama 2 $ 117,000 $ 58,500 $ 192,000
Colbert, Alabama 2 $ 64,000 $ 32,000 $ 52,000
Conecuh, Alabama 2 $ 158,000 $ 79,000 $ 47,000
Cullman, Alabama 2 $ 177,000 $ 88,500 $ 29,000
DeKalb, Alabama 2 $ 110,000 $ 55,000 $ 66,000
Elmore, Alabama 2 $ 79,000 $ 39,500 $ 48,000
Hale, Alabama 2 $ 129,000 $ 64,500 $ 28,000
Monroe, Alabama 2 $ 112,000 $ 56,000 $ 47,000
Montgomery, Alabama 2 $ 152,000 $ 76,000 $ 53,000
Perry, Alabama 2 $ 115,000 $ 57,500 $ 53,000
Sumter, Alabama 2 $ 137,000 $ 68,500 $ 49,000
Ashley, Arkansas 2 $ 97,000 $ 48,500 $ 39,000
Chicot, Arkansas 2 $ 117,000 $ 58,500 $ 35,000
Cleveland, Arkansas 2 $ 113,000 $ 56,500 $ 56,000
Columbia, Arkansas 2 $ 79,000 $ 39,500 $ 30,000
Cross, Arkansas 2 $ 70,000 $ 35,000 $ 40,000
Grant, Arkansas 2 $ 73,000 $ 36,500 $ 36,000
Johnson, Arkansas 2 $ 67,000 $ 33,500 $ 24,000
Montgomery, Arkansas 2 $ 118,000 $ 59,000 $ 33,000
Ouachita, Arkansas 2 $ 90,000 $ 45,000 $ 40,000
Phillips, Arkansas 2 $ 96,000 $ 48,000 $ 57,000
Poinsett, Arkansas 2 $ 79,000 $ 39,500 $ 37,000
Pope, Arkansas 2 $ 96,000 $ 48,000 $ 67,000
Sebastian, Arkansas 2 $ 185,000 $ 92,500 $ 60,000
Yell, Arkansas 2 $ 74,000 $ 37,000 $ 43,000
Orange, California 2 $ 156,000 $ 78,000 $ 0
Fairfield, Connecticut 2 $ 153,000 $ 76,500 $ 76,000
Alachua, Florida 2 $ 137,000 $ 68,500 $ 51,000
Broward, Florida 2 $ 318,000 $ 159,000 $ 58,000
Gadsden, Florida 2 $ 81,000 $ 40,500 $ 33,000
Lake, Florida 2 $ 297,000 $ 148,500 $ 62,000
Leon, Florida 2 $ 100,000 $ 50,000 $ 39,000
Miami-Dade, Florida 2 $ 243,000 $ 121,500 $ 87,000
Nassau, Florida 2 $ 138,000 $ 69,000 $ 62,000
Sumter, Florida 2 $ 100,000 $ 50,000 $ 59,000
Union, Florida 2 $ 74,000 $ 37,000 $ 40,000
Volusia, Florida 2 $ 99,000 $ 49,500 $ 40,000
Wakulla, Florida 2 $ 87,000 $ 43,500 $ 34,000
Bacon, Georgia 2 $ 124,000 $ 62,000 $ 38,000
Bleckley, Georgia 2 $ 115,000 $ 57,500 $ 55,000
Bryan, Georgia 2 $ 144,000 $ 72,000 $ 57,000
Bulloch, Georgia 2 $ 122,000 $ 61,000 $ 39,000
Clayton, Georgia 2 $ 207,000 $ 103,500 $ 15,000
Cook, Georgia 2 $ 142,000 $ 71,000 $ 56,000
Glynn, Georgia 2 $ 115,000 $ 57,500 $ 34,000
Jeff Davis, Georgia 2 $ 102,000 $ 51,000 $ 43,000
Laurens, Georgia 2 $ 121,000 $ 60,500 $ 66,000
Liberty, Georgia 2 $ 156,000 $ 78,000 $ 57,000
Monroe, Georgia 2 $ 131,000 $ 65,500 $ 26,000
Montgomery, Georgia 2 $ 74,000 $ 37,000 $ 43,000
Pierce, Georgia 2 $ 85,000 $ 42,500 $ 68,000
Wayne, Georgia 2 $ 109,000 $ 54,500 $ 39,000
Worth, Georgia 2 $ 120,000 $ 60,000 $ 46,000
Cook, Illinois 2 $ 162,000 $ 81,000 $ 0
DuPage, Illinois 2 $ 231,000 $ 115,500 $ 45,000
Porter, Indiana 2 $ 214,000 $ 107,000 $ 59,000
Barton, Kansas 2 $ 132,000 $ 66,000 $ 38,000
Dickinson, Kansas 2 $ 52,000 $ 26,000 $ 66,000
Greenwood, Kansas 2 $ 49,000 $ 24,500 $ 25,000
Kingman, Kansas 2 $ 77,000 $ 38,500 $ 129,000
Wyandotte, Kansas 2 $ 66,000 $ 33,000 $ 70,000
Jackson, Michigan 2 $ 104,000 $ 52,000 $ 0
Copiah, Mississippi 2 $ 106,000 $ 53,000 $ 47,000
Forrest, Mississippi 2 $ 149,000 $ 74,500 $ 81,000
Hancock, Mississippi 2 $ 93,000 $ 46,500 $ 44,000
Lauderdale, Mississippi 2 $ 93,000 $ 46,500 $ 73,000
Lawrence, Mississippi 2 $ 116,000 $ 58,000 $ 70,000
Leake, Mississippi 2 $ 93,000 $ 46,500 $ 29,000
Lee, Mississippi 2 $ 155,000 $ 77,500 $ 42,000
Lincoln, Mississippi 2 $ 123,000 $ 61,500 $ 57,000
Lowndes, Mississippi 2 $ 105,000 $ 52,500 $ 39,000
Newton, Mississippi 2 $ 101,000 $ 50,500 $ 53,000
Oktibbeha, Mississippi 2 $ 65,000 $ 32,500 $ 51,000
Panola, Mississippi 2 $ 128,000 $ 64,000 $ 35,000
Pike, Mississippi 2 $ 86,000 $ 43,000 $ 76,000
Scott, Mississippi 2 $ 51,000 $ 25,500 $ 48,000
Yazoo, Mississippi 2 $ 138,000 $ 69,000 $ 49,000
Washoe, Nevada 2 $ 74,000 $ 37,000 $ 43,000
Ocean, New Jersey 2 $ 278,000 $ 139,000 $ 56,000
Lincoln, New Mexico 2 $ 82,000 $ 41,000 $ 40,000
Luna, New Mexico 2 $ 81,000 $ 40,500 $ 37,000
Rio Arriba, New Mexico 2 $ 112,000 $ 56,000 $ 59,000
Sierra, New Mexico 2 $ 55,000 $ 27,500 $ 30,000
Valencia, New Mexico 2 $ 108,000 $ 54,000 $ 76,000
Kings, New York 2 $ 426,000 $ 213,000 $ 69,000
Columbus, North Carolina 2 $ 128,000 $ 64,000 $ 28,000
Cumberland, North Carolina 2 $ 136,000 $ 68,000 $ 41,000
Durham, North Carolina 2 $ 264,000 $ 132,000 $ 59,000
Lenoir, North Carolina 2 $ 87,000 $ 43,500 $ 39,000
Northampton, North Carolina 2 $ 118,000 $ 59,000 $ 28,000
Pitt, North Carolina 2 $ 77,000 $ 38,500 $ 31,000
Licking, Ohio 2 $ 332,000 $ 166,000 $ 121,000
Mahoning, Ohio 2 $ 152,000 $ 76,000 $ 0
Trumbull, Ohio 2 $ 81,000 $ 40,500 $ 75,000
Tuscarawas, Ohio 2 $ 139,000 $ 69,500 $ 35,000
Blaine, Oklahoma 2 $ 96,000 $ 48,000 $ 33,000
Carter, Oklahoma 2 $ 109,000 $ 54,500 $ 28,000
Delaware, Oklahoma 2 $ 102,000 $ 51,000 $ 54,000
Mayes, Oklahoma 2 $ 88,000 $ 44,000 $ 28,000
McIntosh, Oklahoma 2 $ 114,000 $ 57,000 $ 47,000
Muskogee, Oklahoma 2 $ 64,000 $ 32,000 $ 31,000
Woodward, Oklahoma 2 $ 112,000 $ 56,000 $ 66,000
Clackamas, Oregon 2 $ 185,000 $ 92,500 $ 38,000
Multnomah, Oregon 2 $ 105,000 $ 52,500 $ 48,000
Abbeville, South Carolina 2 $ 112,000 $ 56,000 $ 51,000
Chesterfield, South Carolina 2 $ 152,000 $ 76,000 $ 60,000
Darlington, South Carolina 2 $ 96,000 $ 48,000 $ 44,000
Dillon, South Carolina 2 $ 103,000 $ 51,500 $ 43,000
Florence, South Carolina 2 $ 91,000 $ 45,500 $ 133,000
Lee, South Carolina 2 $ 132,000 $ 66,000 $ 36,000
Spartanburg, South Carolina 2 $ 87,000 $ 43,500 $ 41,000
Madison, Tennessee 2 $ 137,000 $ 68,500 $ 17,000
Burnet, Texas 2 $ 41,000 $ 20,500 $ 0
Cooke, Texas 2 $ 74,000 $ 37,000 $ 0
El Paso, Texas 2 $ 103,000 $ 51,500 $ 0
Galveston, Texas 2 $ 96,000 $ 48,000 $ 0
Hill, Texas 2 $ 70,000 $ 35,000 $ 0
Wise, Texas 2 $ 132,000 $ 66,000 $ 0
Buchanan, Virginia 2 $ 80,000 $ 40,000 $ 40,000
Grant, Washington 2 $ 66,000 $ 33,000 $ 41,000
Butler, Alabama 1 $ 41,000 $ 41,000 $ 43,000
Cherokee, Alabama 1 $ 48,000 $ 48,000 $ 27,000
Clarke, Alabama 1 $ 69,000 $ 69,000 $ 36,000
Clay, Alabama 1 $ 74,000 $ 74,000 $ 95,000
Coosa, Alabama 1 $ 13,000 $ 13,000 $ 30,000
Etowah, Alabama 1 $ 73,000 $ 73,000 $ 67,000
Lamar, Alabama 1 $ 30,000 $ 30,000 $ 33,000
Lauderdale, Alabama 1 $ 39,000 $ 39,000 $ 43,000
Lee, Alabama 1 $ 80,000 $ 80,000 $ 48,000
Lowndes, Alabama 1 $ 61,000 $ 61,000 $ 50,000
Macon, Alabama 1 $ 37,000 $ 37,000 $ 31,000
Marion, Alabama 1 $ 56,000 $ 56,000 $ 43,000
Morgan, Alabama 1 $ 76,000 $ 76,000 $ 58,000
Talladega, Alabama 1 $ 36,000 $ 36,000 $ 72,000
Tallapoosa, Alabama 1 $ 81,000 $ 81,000 $ 118,000
Washington, Alabama 1 $ 18,000 $ 18,000 $ 57,000
Wilcox, Alabama 1 $ 14,000 $ 14,000 $ 36,000
Coconino, Arizona 1 $ 69,000 $ 69,000 $ 43,000
Gila, Arizona 1 $ 55,000 $ 55,000 $ 53,000
Greenlee, Arizona 1 $ 69,000 $ 69,000 $ 77,000
Pima, Arizona 1 $ 90,000 $ 90,000 $ 33,000
Yavapai, Arizona 1 $ 32,000 $ 32,000 $ 36,000
Arkansas, Arkansas 1 $ 37,000 $ 37,000 $ 75,000
Baxter, Arkansas 1 $ 72,000 $ 72,000 $ 51,000
Cleburne, Arkansas 1 $ 55,000 $ 55,000 $ 39,000
Crittenden, Arkansas 1 $ 56,000 $ 56,000 $ 33,000
Hot Spring, Arkansas 1 $ 48,000 $ 48,000 $ 77,000
Howard, Arkansas 1 $ 74,000 $ 74,000 $ 95,000
Izard, Arkansas 1 $ 35,000 $ 35,000 $ 41,000
Little River, Arkansas 1 $ 68,000 $ 68,000 $ 240,000
Logan, Arkansas 1 $ 35,000 $ 35,000 $ 19,000
Lonoke, Arkansas 1 $ 100,000 $ 100,000 $ 0
Miller, Arkansas 1 $ 52,000 $ 52,000 $ 39,000
Mississippi, Arkansas 1 $ 63,000 $ 63,000 $ 48,000
Polk, Arkansas 1 $ 29,000 $ 29,000 $ 19,000
Randolph, Arkansas 1 $ 28,000 $ 28,000 $ 59,000
Searcy, Arkansas 1 $ 20,000 $ 20,000 $ 56,000
Sevier, Arkansas 1 $ 71,000 $ 71,000 $ 43,000
Fresno, California 1 $ 86,000 $ 86,000 $ 0
Kings, California 1 $ 124,000 $ 124,000 $ 220,000
Madera, California 1 $ 31,000 $ 31,000 $ 30,000
San Mateo, California 1 $ 72,000 $ 72,000 $ 58,000
El Paso, Colorado 1 $ 33,000 $ 33,000 $ 25,000
Hartford, Connecticut 1 $ 198,000 $ 198,000 $ 94,000
New Haven, Connecticut 1 $ 127,000 $ 127,000 $ 83,000
Baker, Florida 1 $ 63,000 $ 63,000 $ 75,000
Charlotte, Florida 1 $ 20,000 $ 20,000 $ 72,000
Collier, Florida 1 $ 413,000 $ 413,000 $ 180,000
Dixie, Florida 1 $ 65,000 $ 65,000 $ 30,000
Hamilton, Florida 1 $ 18,000 $ 18,000 $ 30,000
Hendry, Florida 1 $ 49,000 $ 49,000 $ 48,000
Liberty, Florida 1 $ 60,000 $ 60,000 $ 29,000
Manatee, Florida 1 $ 85,000 $ 85,000 $ 49,000
Osceola, Florida 1 $ 64,000 $ 64,000 $ 34,000
Baldwin, Georgia 1 $ 48,000 $ 48,000 $ 21,000
Bibb, Georgia 1 $ 44,000 $ 44,000 $ 19,000
Charlton, Georgia 1 $ 61,000 $ 61,000 $ 49,000
Chatham, Georgia 1 $ 50,000 $ 50,000 $ 17,000
Clinch, Georgia 1 $ 18,000 $ 18,000 $ 100,000
Dawson, Georgia 1 $ 14,000 $ 14,000 $ 24,000
Dodge, Georgia 1 $ 76,000 $ 76,000 $ 69,000
Floyd, Georgia 1 $ 53,000 $ 53,000 $ 26,000
Fulton, Georgia 1 $ 540,000 $ 540,000 $ 0
Greene, Georgia 1 $ 62,000 $ 62,000 $ 93,000
Gwinnett, Georgia 1 $ 121,000 $ 121,000 $ 42,000
Henry, Georgia 1 $ 54,000 $ 54,000 $ 60,000
Houston, Georgia 1 $ 77,000 $ 77,000 $ 64,000
Jones, Georgia 1 $ 42,000 $ 42,000 $ 20,000
Lee, Georgia 1 $ 55,000 $ 55,000 $ 26,000
Marion, Georgia 1 $ 76,000 $ 76,000 $ 36,000
McIntosh, Georgia 1 $ 75,000 $ 75,000 $ 43,000
Miller, Georgia 1 $ 49,000 $ 49,000 $ 45,000
Quitman, Georgia 1 $ 20,000 $ 20,000 $ 85,000
Rockdale, Georgia 1 $ 11,000 $ 11,000 $ 31,000
Seminole, Georgia 1 $ 28,000 $ 28,000 $ 112,000
Spalding, Georgia 1 $ 48,000 $ 48,000 $ 24,000
Stewart, Georgia 1 $ 72,000 $ 72,000 $ 38,000
Tattnall, Georgia 1 $ 55,000 $ 55,000 $ 37,000
Taylor, Georgia 1 $ 37,000 $ 37,000 $ 318,000
Telfair, Georgia 1 $ 56,000 $ 56,000 $ 41,000
Tift, Georgia 1 $ 52,000 $ 52,000 $ 83,000
Toombs, Georgia 1 $ 56,000 $ 56,000 $ 38,000
Treutlen, Georgia 1 $ 51,000 $ 51,000 $ 34,000
Turner, Georgia 1 $ 14,000 $ 14,000 $ 107,000
Twiggs, Georgia 1 $ 75,000 $ 75,000 $ 70,000
Wilkes, Georgia 1 $ 46,000 $ 46,000 $ 55,000
Wilkinson, Georgia 1 $ 19,000 $ 19,000 $ 29,000
Ada, Idaho 1 $ 182,000 $ 182,000 $ 85,000
Marion, Indiana 1 $ 136,000 $ 136,000 $ 70,000
Atchison, Kansas 1 $ 10,000 $ 10,000 $ 45,000
Edwards, Kansas 1 $ 52,000 $ 52,000 $ 72,000
Jefferson, Kansas 1 $ 73,000 $ 73,000 $ 60,000
Lane, Kansas 1 $ 5,000 $ 5,000 $ 52,000
Lyon, Kansas 1 $ 92,000 $ 92,000 $ 57,000
Miami, Kansas 1 $ 36,000 $ 36,000 $ 72,000
Montgomery, Kansas 1 $ 41,000 $ 41,000 $ 57,000
Neosho, Kansas 1 $ 9,000 $ 9,000 $ 24,000
Osage, Kansas 1 $ 137,000 $ 137,000 $ 87,000
Ottawa, Kansas 1 $ 60,000 $ 60,000 $ 147,000
Riley, Kansas 1 $ 36,000 $ 36,000 $ 84,000
Wilson, Kansas 1 $ 9,000 $ 9,000 $ 34,000
Fayette, Kentucky 1 $ 78,000 $ 78,000 $ 23,000
Jefferson, Kentucky 1 $ 164,000 $ 164,000 $ 0
Kenton, Kentucky 1 $ 152,000 $ 152,000 $ 71,000
Acadia, Louisiana 1 $ 101,000 $ 101,000 $ 274,000
Caddo, Louisiana 1 $ 36,000 $ 36,000 $ 28,000
De Soto, Louisiana 1 $ 189,000 $ 189,000 $ 156,000
East Baton Rouge, Louisiana 1 $ 33,000 $ 33,000 $ 52,000
Livingston, Louisiana 1 $ 50,000 $ 50,000 $ 34,000
Madison, Louisiana 1 $ 30,000 $ 30,000 $ 34,000
Morehouse, Louisiana 1 $ 43,000 $ 43,000 $ 29,000
St. Bernard, Louisiana 1 $ 68,000 $ 68,000 $ 50,000
St. Martin, Louisiana 1 $ 60,000 $ 60,000 $ 60,000
Allegan, Michigan 1 $ 39,000 $ 39,000 $ 0
Calhoun, Michigan 1 $ 52,000 $ 52,000 $ 31,000
Kalkaska, Michigan 1 $ 85,000 $ 85,000 $ 0
Macomb, Michigan 1 $ 98,000 $ 98,000 $ 57,000
Montcalm, Michigan 1 $ 36,000 $ 36,000 $ 8,000
Osceola, Michigan 1 $ 30,000 $ 30,000 $ 0
Saginaw, Michigan 1 $ 53,000 $ 53,000 $ 0
Adams, Mississippi 1 $ 26,000 $ 26,000 $ 31,000
Amite, Mississippi 1 $ 44,000 $ 44,000 $ 120,000
Attala, Mississippi 1 $ 45,000 $ 45,000 $ 36,000
Carroll, Mississippi 1 $ 39,000 $ 39,000 $ 20,000
Choctaw, Mississippi 1 $ 44,000 $ 44,000 $ 45,000
Claiborne, Mississippi 1 $ 65,000 $ 65,000 $ 32,000
DeSoto, Mississippi 1 $ 219,000 $ 219,000 $ 0
Franklin, Mississippi 1 $ 33,000 $ 33,000 $ 30,000
Grenada, Mississippi 1 $ 28,000 $ 28,000 $ 14,000
Hinds, Mississippi 1 $ 47,000 $ 47,000 $ 26,000
Itawamba, Mississippi 1 $ 66,000 $ 66,000 $ 78,000
Jefferson Davis, Mississippi 1 $ 37,000 $ 37,000 $ 21,000
Kemper, Mississippi 1 $ 63,000 $ 63,000 $ 48,000
Lafayette, Mississippi 1 $ 49,000 $ 49,000 $ 42,000
Marshall, Mississippi 1 $ 53,000 $ 53,000 $ 101,000
Montgomery, Mississippi 1 $ 73,000 $ 73,000 $ 36,000
Pearl River, Mississippi 1 $ 71,000 $ 71,000 $ 62,000
Simpson, Mississippi 1 $ 29,000 $ 29,000 $ 20,000
Tate, Mississippi 1 $ 34,000 $ 34,000 $ 124,000
Union, Mississippi 1 $ 29,000 $ 29,000 $ 52,000
Washington, Mississippi 1 $ 21,000 $ 21,000 $ 58,000
Webster, Mississippi 1 $ 33,000 $ 33,000 $ 31,000
Barry, Missouri 1 $ 40,000 $ 40,000 $ 54,000
Buchanan, Missouri 1 $ 77,000 $ 77,000 $ 54,000
Jackson, Missouri 1 $ 236,000 $ 236,000 $ 76,000
Pemiscot, Missouri 1 $ 80,000 $ 80,000 $ 60,000
Douglas, Nebraska 1 $ 40,000 $ 40,000 $ 0
Bernalillo, New Mexico 1 $ 53,000 $ 53,000 $ 60,000
Eddy, New Mexico 1 $ 72,000 $ 72,000 $ 24,000
Guadalupe, New Mexico 1 $ 73,000 $ 73,000 $ 36,000
Santa Fe, New Mexico 1 $ 105,000 $ 105,000 $ 105,000
Socorro, New Mexico 1 $ 25,000 $ 25,000 $ 29,000
Erie, New York 1 $ 70,000 $ 70,000 $ 61,000
Monroe, New York 1 $ 260,000 $ 260,000 $ 107,000
Orange, New York 1 $ 117,000 $ 117,000 $ 62,000
Queens, New York 1 $ 89,000 $ 89,000 $ 54,000
Ulster, New York 1 $ 65,000 $ 65,000 $ 35,000
Bladen, North Carolina 1 $ 19,000 $ 19,000 $ 24,000
Brunswick, North Carolina 1 $ 50,000 $ 50,000 $ 21,000
Chowan, North Carolina 1 $ 45,000 $ 45,000 $ 43,000
Cleveland, North Carolina 1 $ 81,000 $ 81,000 $ 30,000
Craven, North Carolina 1 $ 58,000 $ 58,000 $ 25,000
Graham, North Carolina 1 $ 52,000 $ 52,000 $ 45,000
Granville, North Carolina 1 $ 29,000 $ 29,000 $ 15,000
Greene, North Carolina 1 $ 44,000 $ 44,000 $ 25,000
Halifax, North Carolina 1 $ 38,000 $ 38,000 $ 30,000
Harnett, North Carolina 1 $ 22,000 $ 22,000 $ 36,000
Hertford, North Carolina 1 $ 80,000 $ 80,000 $ 30,000
Iredell, North Carolina 1 $ 85,000 $ 85,000 $ 31,000
Johnston, North Carolina 1 $ 57,000 $ 57,000 $ 23,000
Mecklenburg, North Carolina 1 $ 134,000 $ 134,000 $ 0
Moore, North Carolina 1 $ 53,000 $ 53,000 $ 30,000
Pamlico, North Carolina 1 $ 43,000 $ 43,000 $ 20,000
Randolph, North Carolina 1 $ 46,000 $ 46,000 $ 29,000
Robeson, North Carolina 1 $ 27,000 $ 27,000 $ 17,000
Surry, North Carolina 1 $ 17,000 $ 17,000 $ 46,000
Swain, North Carolina 1 $ 67,000 $ 67,000 $ 137,000
Wake, North Carolina 1 $ 49,000 $ 49,000 $ 47,000
Wayne, North Carolina 1 $ 34,000 $ 34,000 $ 18,000
Wilson, North Carolina 1 $ 37,000 $ 37,000 $ 32,000
Yancey, North Carolina 1 $ 24,000 $ 24,000 $ 21,000
Columbiana, Ohio 1 $ 58,000 $ 58,000 $ 0
Franklin, Ohio 1 $ 104,000 $ 104,000 $ 0
Hamilton, Ohio 1 $ 18,000 $ 18,000 $ 0
Hardin, Ohio 1 $ 100,000 $ 100,000 $ 34,000
Lorain, Ohio 1 $ 20,000 $ 20,000 $ 0
Lucas, Ohio 1 $ 121,000 $ 121,000 $ 0
Medina, Ohio 1 $ 45,000 $ 45,000 $ 0
Portage, Ohio 1 $ 115,000 $ 115,000 $ 76,000
Ross, Ohio 1 $ 77,000 $ 77,000 $ 0
Shelby, Ohio 1 $ 58,000 $ 58,000 $ 0
Stark, Ohio 1 $ 85,000 $ 85,000 $ 40,000
Summit, Ohio 1 $ 271,000 $ 271,000 $ 156,000
Vinton, Ohio 1 $ 86,000 $ 86,000 $ 93,000
Bryan, Oklahoma 1 $ 26,000 $ 26,000 $ 53,000
Comanche, Oklahoma 1 $ 12,000 $ 12,000 $ 24,000
Custer, Oklahoma 1 $ 69,000 $ 69,000 $ 30,000
Ellis, Oklahoma 1 $ 71,000 $ 71,000 $ 47,000
Garfield, Oklahoma 1 $ 26,000 $ 26,000 $ 20,000
Garvin, Oklahoma 1 $ 25,000 $ 25,000 $ 27,000
Harper, Oklahoma 1 $ 38,000 $ 38,000 $ 29,000
Hughes, Oklahoma 1 $ 70,000 $ 70,000 $ 55,000
Kay, Oklahoma 1 $ 70,000 $ 70,000 $ 73,000
Kingfisher, Oklahoma 1 $ 22,000 $ 22,000 $ 0
Kiowa, Oklahoma 1 $ 39,000 $ 39,000 $ 84,000
Latimer, Oklahoma 1 $ 39,000 $ 39,000 $ 48,000
Lincoln, Oklahoma 1 $ 63,000 $ 63,000 $ 38,000
Logan, Oklahoma 1 $ 73,000 $ 73,000 $ 55,000
Love, Oklahoma 1 $ 34,000 $ 34,000 $ 37,000
McClain, Oklahoma 1 $ 24,000 $ 24,000 $ 32,000
McCurtain, Oklahoma 1 $ 53,000 $ 53,000 $ 70,000
Nowata, Oklahoma 1 $ 35,000 $ 35,000 $ 39,000
Okfuskee, Oklahoma 1 $ 24,000 $ 24,000 $ 19,000
Okmulgee, Oklahoma 1 $ 60,000 $ 60,000 $ 83,000
Ottawa, Oklahoma 1 $ 23,000 $ 23,000 $ 35,000
Pawnee, Oklahoma 1 $ 54,000 $ 54,000 $ 55,000
Pittsburg, Oklahoma 1 $ 35,000 $ 35,000 $ 26,000
Pontotoc, Oklahoma 1 $ 37,000 $ 37,000 $ 27,000
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Mortgage Loan Application Detail Totals for Fidelity Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,730 $136,581,000 $78,000 $14,400,000 $50,000 $581,000
Home Improvement 594 $23,332,000 $39,000 $500,000 $23,000 $197,000
Refinancing 345 $39,700,000 $115,000 $2,900,000 $59,000 $310,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,753 $122,209,000 $69,000 $520,000 $56,000 $581,000
Not applicable 503 $51,324,000 $102,000 $14,400,000 $0 $0
Not Provided 206 $11,746,000 $57,000 $540,000 $57,000 $261,000
Black or African American 101 $6,683,000 $66,000 $437,000 $50,000 $168,000
Hispanic 73 $4,682,000 $64,000 $200,000 $50,000 $149,000
American Indian or Alaskan Native 15 $679,000 $45,000 $103,000 $43,000 $113,000
Asian 15 $2,063,000 $137,000 $371,000 $69,000 $318,000
Native Hawaiian or Other Pacific Islander 3 $227,000 $75,000 $109,000 $32,000 $47,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,286 $162,611,000 $71,000 $14,400,000 $45,000 $581,000
FHA-insured (Federal Housing Administration) 323 $28,759,000 $89,000 $203,000 $39,000 $369,000
VA-guaranteed (Veterans Administration) 60 $8,243,000 $137,000 $415,000 $67,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,323 $122,115,000 $92,000 $14,400,000 $57,000 $581,000
Application Approved But Not Accepted 525 $29,063,000 $55,000 $415,000 $50,000 $444,000
Loan Purchased By The Institution 478 $26,073,000 $54,000 $201,000 $0 $0
Application Denied By Financial Institution 283 $16,723,000 $59,000 $1,000,000 $52,000 $320,000
Application Withdrawn By Applicant 52 $5,035,000 $96,000 $437,000 $61,000 $220,000
File Closed For Incompleteness 7 $532,000 $76,000 $161,000 $50,000 $87,000
Preapproval Approved but not Accepted 1 $72,000 $72,000 $72,000 $48,000 $48,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 139 $6,960,000 $50,000 $185,000 $46,000 $177,000
Debt-To-Income Ratio 41 $2,957,000 $72,000 $476,000 $48,000 $192,000
Unverifiable Information 33 $1,476,000 $44,000 $87,000 $70,000 $320,000
Other 26 $1,891,000 $72,000 $210,000 $64,000 $274,000
Collateral 20 $2,083,000 $104,000 $1,000,000 $58,000 $147,000
Employment History 13 $721,000 $55,000 $163,000 $47,000 $95,000
Insufficient Cash (Downpayment, Closing Cost) 10 $610,000 $61,000 $94,000 $57,000 $100,000
Credit Application Incomplete 1 $25,000 $25,000 $25,000 $25,000 $25,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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