Fidelity Home Mortgage Mortgage Lending & HMDA Data, 2004
In 2004, Fidelity Home Mortgage of Baltimore, MD reported 1,091 mortgage applications totaling $151.4 million. The average application was for $138,803, and applicants reported an average income of $56,315. 70% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Baltimore-Towson, MD (111), Atlanta-Sandy Springs-Marietta, GA (56) and Philadelphia, PA (40) (applications in parentheses).
| Mortgage Company & Address | Fidelity Home Mortgage 1012 North Point Rd Baltimore, MD 21224 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 |
| Total Number of Mortgage Applications | 1,091 |
| Total Mortgage Loan Application Amount | $151,435,000 |
| Average Mortgage Loan Application Amount | $138,803 |
| Highest Mortgage Loan Application Amount | $919,000 |
| Average Applicant Income | $56,315 |
| Highest Applicant Income | $500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Home Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 77 | $ 13,734,000 | $ 178,363 | $ 67,000 |
| Baltimore, Maryland | 50 | $ 7,406,000 | $ 148,120 | $ 56,000 |
| District of Columbia, District Of Columbia | 27 | $ 4,348,000 | $ 161,037 | $ 71,000 |
| Baltimore City, Maryland | 26 | $ 2,246,000 | $ 86,384 | $ 62,000 |
| Philadelphia, Pennsylvania | 25 | $ 1,472,000 | $ 58,880 | $ 33,000 |
| Sacramento, California | 24 | $ 4,656,000 | $ 194,000 | $ 113,000 |
| Montgomery, Maryland | 21 | $ 6,192,000 | $ 294,857 | $ 99,000 |
| Harford, Maryland | 20 | $ 3,780,000 | $ 189,000 | $ 71,000 |
| York, Pennsylvania | 19 | $ 2,276,000 | $ 119,789 | $ 52,000 |
| Jefferson, Alabama | 16 | $ 1,457,000 | $ 91,062 | $ 37,000 |
| Shelby, Tennessee | 15 | $ 1,163,000 | $ 77,533 | $ 35,000 |
| Walton, Georgia | 14 | $ 2,103,000 | $ 150,214 | $ 59,000 |
| Gwinnett, Georgia | 11 | $ 1,438,000 | $ 130,727 | $ 45,000 |
| Burlington, New Jersey | 11 | $ 1,656,000 | $ 150,545 | $ 56,000 |
| Rockdale, Georgia | 10 | $ 920,000 | $ 92,000 | $ 409,000 |
| Gloucester, New Jersey | 10 | $ 1,534,000 | $ 153,400 | $ 57,000 |
| Anne Arundel, Maryland | 9 | $ 1,762,000 | $ 195,777 | $ 72,000 |
| Madison, Tennessee | 9 | $ 668,000 | $ 74,222 | $ 31,000 |
| Newport News, Virginia | 9 | $ 990,000 | $ 110,000 | $ 36,000 |
| Charles, Maryland | 8 | $ 1,522,000 | $ 190,250 | $ 63,000 |
| Camden, New Jersey | 8 | $ 925,000 | $ 115,625 | $ 55,000 |
| Prince William, Virginia | 8 | $ 1,346,000 | $ 168,250 | $ 52,000 |
| Columbia, Georgia | 7 | $ 601,000 | $ 85,857 | $ 37,000 |
| Wake, North Carolina | 7 | $ 897,000 | $ 128,142 | $ 47,000 |
| Delaware, Pennsylvania | 7 | $ 803,000 | $ 114,714 | $ 51,000 |
| Virginia Beach, Virginia | 7 | $ 1,127,000 | $ 161,000 | $ 55,000 |
| Placer, California | 6 | $ 2,413,000 | $ 402,166 | $ 88,000 |
| Wakulla, Florida | 6 | $ 468,000 | $ 78,000 | $ 35,000 |
| DeKalb, Georgia | 6 | $ 861,000 | $ 143,500 | $ 54,000 |
| Calcasieu, Louisiana | 6 | $ 526,000 | $ 87,666 | $ 43,000 |
| Ellis, Texas | 6 | $ 674,000 | $ 112,333 | $ 39,000 |
| Tarrant, Texas | 6 | $ 635,000 | $ 105,833 | $ 47,000 |
| Salt Lake, Utah | 6 | $ 871,000 | $ 145,166 | $ 68,000 |
| Fairfax, Virginia | 6 | $ 1,418,000 | $ 236,333 | $ 70,000 |
| Los Angeles, California | 5 | $ 1,342,000 | $ 268,400 | $ 111,000 |
| Orange, California | 5 | $ 1,627,000 | $ 325,400 | $ 100,000 |
| Brevard, Florida | 5 | $ 581,000 | $ 116,200 | $ 71,000 |
| Sedgwick, Kansas | 5 | $ 291,000 | $ 58,200 | $ 31,000 |
| Gibson, Tennessee | 5 | $ 288,000 | $ 57,600 | $ 26,000 |
| Dallas, Texas | 5 | $ 566,000 | $ 113,200 | $ 46,000 |
| Harris, Texas | 5 | $ 442,000 | $ 88,400 | $ 38,000 |
| Spotsylvania, Virginia | 5 | $ 1,087,000 | $ 217,400 | $ 62,000 |
| Nevada, California | 4 | $ 856,000 | $ 214,000 | $ 117,000 |
| Sussex, Delaware | 4 | $ 628,000 | $ 157,000 | $ 56,000 |
| Miami-Dade, Florida | 4 | $ 636,000 | $ 159,000 | $ 67,000 |
| Cobb, Georgia | 4 | $ 611,000 | $ 152,750 | $ 50,000 |
| Caddo, Louisiana | 4 | $ 254,000 | $ 63,500 | $ 21,000 |
| Frederick, Maryland | 4 | $ 779,000 | $ 194,750 | $ 81,000 |
| Cumberland, North Carolina | 4 | $ 419,000 | $ 104,750 | $ 64,000 |
| Forsyth, North Carolina | 4 | $ 380,000 | $ 95,000 | $ 32,000 |
| Franklin, Ohio | 4 | $ 393,000 | $ 98,250 | $ 48,000 |
| Chester, Pennsylvania | 4 | $ 741,000 | $ 185,250 | $ 60,000 |
| Anderson, South Carolina | 4 | $ 346,000 | $ 86,500 | $ 29,000 |
| Jefferson, Texas | 4 | $ 270,000 | $ 67,500 | $ 37,000 |
| Henrico, Virginia | 4 | $ 427,000 | $ 106,750 | $ 62,000 |
| Norfolk, Virginia | 4 | $ 542,000 | $ 135,500 | $ 43,000 |
| Maricopa, Arizona | 3 | $ 428,000 | $ 142,666 | $ 54,000 |
| Kent, Delaware | 3 | $ 395,000 | $ 131,666 | $ 34,000 |
| New Castle, Delaware | 3 | $ 341,000 | $ 113,666 | $ 75,000 |
| Hernando, Florida | 3 | $ 280,000 | $ 93,333 | $ 34,000 |
| Orange, Florida | 3 | $ 311,000 | $ 103,666 | $ 54,000 |
| Richmond, Georgia | 3 | $ 242,000 | $ 80,666 | $ 30,000 |
| Carroll, Maryland | 3 | $ 411,000 | $ 137,000 | $ 48,000 |
| Howard, Maryland | 3 | $ 601,000 | $ 200,333 | $ 75,000 |
| Washington, Mississippi | 3 | $ 234,000 | $ 78,000 | $ 75,000 |
| Ocean, New Jersey | 3 | $ 647,000 | $ 215,666 | $ 71,000 |
| Davidson, North Carolina | 3 | $ 363,000 | $ 121,000 | $ 45,000 |
| Guilford, North Carolina | 3 | $ 391,000 | $ 130,333 | $ 44,000 |
| Adams, Pennsylvania | 3 | $ 426,000 | $ 142,000 | $ 54,000 |
| Bucks, Pennsylvania | 3 | $ 357,000 | $ 119,000 | $ 45,000 |
| Cumberland, Pennsylvania | 3 | $ 386,000 | $ 128,666 | $ 45,000 |
| Lycoming, Pennsylvania | 3 | $ 372,000 | $ 124,000 | $ 55,000 |
| Florence, South Carolina | 3 | $ 393,000 | $ 131,000 | $ 58,000 |
| Richland, South Carolina | 3 | $ 266,000 | $ 88,666 | $ 30,000 |
| Chesapeake, Virginia | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Portsmouth, Virginia | 3 | $ 263,000 | $ 87,666 | $ 37,000 |
| Wythe, Virginia | 3 | $ 270,000 | $ 90,000 | $ 34,000 |
| Jefferson, Arkansas | 2 | $ 176,000 | $ 88,000 | $ 36,000 |
| Butte, California | 2 | $ 132,000 | $ 66,000 | $ 46,000 |
| El Dorado, California | 2 | $ 588,000 | $ 294,000 | $ 78,000 |
| San Joaquin, California | 2 | $ 810,000 | $ 405,000 | $ 145,000 |
| Santa Clara, California | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| Solano, California | 2 | $ 579,000 | $ 289,500 | $ 96,000 |
| Lake, Florida | 2 | $ 286,000 | $ 143,000 | $ 51,000 |
| Palm Beach, Florida | 2 | $ 245,000 | $ 122,500 | $ 55,000 |
| Emanuel, Georgia | 2 | $ 205,000 | $ 102,500 | $ 41,000 |
| Fulton, Georgia | 2 | $ 172,000 | $ 86,000 | $ 33,000 |
| McDuffie, Georgia | 2 | $ 195,000 | $ 97,500 | $ 44,000 |
| Paulding, Georgia | 2 | $ 168,000 | $ 84,000 | $ 28,000 |
| Claiborne, Louisiana | 2 | $ 114,000 | $ 57,000 | $ 38,000 |
| Rapides, Louisiana | 2 | $ 146,000 | $ 73,000 | $ 28,000 |
| Webster, Louisiana | 2 | $ 167,000 | $ 83,500 | $ 23,000 |
| Calvert, Maryland | 2 | $ 421,000 | $ 210,500 | $ 80,000 |
| Dorchester, Maryland | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| St. Mary's, Maryland | 2 | $ 341,000 | $ 170,500 | $ 62,000 |
| Cumberland, New Jersey | 2 | $ 255,000 | $ 127,500 | $ 51,000 |
| Essex, New Jersey | 2 | $ 441,000 | $ 220,500 | $ 72,000 |
| Mercer, New Jersey | 2 | $ 224,000 | $ 112,000 | $ 61,000 |
| Hoke, North Carolina | 2 | $ 197,000 | $ 98,500 | $ 45,000 |
| Johnston, North Carolina | 2 | $ 231,000 | $ 115,500 | $ 44,000 |
| Mecklenburg, North Carolina | 2 | $ 248,000 | $ 124,000 | $ 56,000 |
| New Hanover, North Carolina | 2 | $ 274,000 | $ 137,000 | $ 152,000 |
| Randolph, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 39,000 |
| Beaver, Pennsylvania | 2 | $ 283,000 | $ 141,500 | $ 55,000 |
| Lancaster, Pennsylvania | 2 | $ 274,000 | $ 137,000 | $ 62,000 |
| Mifflin, Pennsylvania | 2 | $ 185,000 | $ 92,500 | $ 38,000 |
| Berkeley, South Carolina | 2 | $ 246,000 | $ 123,000 | $ 40,000 |
| Edgefield, South Carolina | 2 | $ 189,000 | $ 94,500 | $ 26,000 |
| Greenville, South Carolina | 2 | $ 183,000 | $ 91,500 | $ 26,000 |
| Horry, South Carolina | 2 | $ 308,000 | $ 154,000 | $ 78,000 |
| Orangeburg, South Carolina | 2 | $ 161,000 | $ 80,500 | $ 41,000 |
| Pickens, South Carolina | 2 | $ 131,000 | $ 65,500 | $ 26,000 |
| Lauderdale, Tennessee | 2 | $ 119,000 | $ 59,500 | $ 31,000 |
| Bexar, Texas | 2 | $ 155,000 | $ 77,500 | $ 30,000 |
| Johnson, Texas | 2 | $ 212,000 | $ 106,000 | $ 57,000 |
| Weber, Utah | 2 | $ 221,000 | $ 110,500 | $ 33,000 |
| Alexandria, Virginia | 2 | $ 583,000 | $ 291,500 | $ 102,000 |
| Hampton, Virginia | 2 | $ 273,000 | $ 136,500 | $ 46,000 |
| Suffolk, Virginia | 2 | $ 339,000 | $ 169,500 | $ 51,000 |
| Houston, Alabama | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Tuscaloosa, Alabama | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Sebastian, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 202,000 |
| Calaveras, California | 1 | $ 213,000 | $ 213,000 | $ 52,000 |
| Fresno, California | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Kings, California | 1 | $ 154,000 | $ 154,000 | $ 105,000 |
| Monterey, California | 1 | $ 99,000 | $ 99,000 | $ 116,000 |
| Riverside, California | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| San Bernardino, California | 1 | $ 167,000 | $ 167,000 | $ 95,000 |
| San Diego, California | 1 | $ 103,000 | $ 103,000 | $ 74,000 |
| Denver, Colorado | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Jefferson, Colorado | 1 | $ 214,000 | $ 214,000 | $ 75,000 |
| New Haven, Connecticut | 1 | $ 320,000 | $ 320,000 | $ 111,000 |
| Windham, Connecticut | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Hillsborough, Florida | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Leon, Florida | 1 | $ 47,000 | $ 47,000 | $ 17,000 |
| Levy, Florida | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Berrien, Georgia | 1 | $ 54,000 | $ 54,000 | $ 55,000 |
| Cherokee, Georgia | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Clayton, Georgia | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Coweta, Georgia | 1 | $ 111,000 | $ 111,000 | $ 58,000 |
| Fayette, Georgia | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
| Forsyth, Georgia | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Henry, Georgia | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Houston, Georgia | 1 | $ 152,000 | $ 152,000 | $ 74,000 |
| Newton, Georgia | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Troup, Georgia | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| White, Georgia | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Cook, Illinois | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Madison, Illinois | 1 | $ 147,000 | $ 147,000 | $ 89,000 |
| Will, Illinois | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Johnson, Indiana | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Lucas, Iowa | 1 | $ 97,000 | $ 97,000 | $ 94,000 |
| Butler, Kansas | 1 | $ 124,000 | $ 124,000 | $ 46,000 |
| Shawnee, Kansas | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Russell, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| De Soto, Louisiana | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| East Baton Rouge, Louisiana | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Lincoln, Louisiana | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Natchitoches, Louisiana | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Caroline, Maryland | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Washington, Maryland | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Wicomico, Maryland | 1 | $ 138,000 | $ 138,000 | $ 88,000 |
| Worcester, Maryland | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Cheboygan, Michigan | 1 | $ 56,000 | $ 56,000 | $ 45,000 |
| Kalkaska, Michigan | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Kent, Michigan | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Muskegon, Michigan | 1 | $ 46,000 | $ 46,000 | $ 27,000 |
| St. Clair, Michigan | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Douglas, Minnesota | 1 | $ 44,000 | $ 44,000 | $ 47,000 |
| DeSoto, Mississippi | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Rankin, Mississippi | 1 | $ 101,000 | $ 101,000 | $ 35,000 |
| Scott, Mississippi | 1 | $ 81,000 | $ 81,000 | $ 25,000 |
| Simpson, Mississippi | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Sunflower, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Tippah, Mississippi | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Warren, Mississippi | 1 | $ 42,000 | $ 42,000 | $ 20,000 |
| Jackson, Missouri | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| Nye, Nevada | 1 | $ 169,000 | $ 169,000 | $ 46,000 |
| Atlantic, New Jersey | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Middlesex, New Jersey | 1 | $ 328,000 | $ 328,000 | $ 122,000 |
| Monmouth, New Jersey | 1 | $ 276,000 | $ 276,000 | $ 94,000 |
| Sussex, New Jersey | 1 | $ 98,000 | $ 98,000 | $ 87,000 |
| Columbia, New York | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| Alamance, North Carolina | 1 | $ 111,000 | $ 111,000 | $ 47,000 |
| Brunswick, North Carolina | 1 | $ 92,000 | $ 92,000 | $ 94,000 |
| Buncombe, North Carolina | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Chatham, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Davie, North Carolina | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Duplin, North Carolina | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
| Edgecombe, North Carolina | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Lincoln, North Carolina | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Martin, North Carolina | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Onslow, North Carolina | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| Pender, North Carolina | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
| Richmond, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Robeson, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Sampson, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Surry, North Carolina | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Wayne, North Carolina | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Wilson, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Cuyahoga, Ohio | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Stark, Ohio | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Summit, Ohio | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Payne, Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 12,000 |
| Clackamas, Oregon | 1 | $ 141,000 | $ 141,000 | $ 50,000 |
| Berks, Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Butler, Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Huntingdon, Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Monroe, Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Montgomery, Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Schuylkill, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Aiken, South Carolina | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Fairfield, South Carolina | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Greenwood, South Carolina | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Sumter, South Carolina | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Bradley, Tennessee | 1 | $ 536,000 | $ 536,000 | $ 122,000 |
| Hamilton, Tennessee | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| Williamson, Tennessee | 1 | $ 299,000 | $ 299,000 | $ 87,000 |
| Bastrop, Texas | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Caldwell, Texas | 1 | $ 54,000 | $ 54,000 | $ 64,000 |
| Collin, Texas | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| Galveston, Texas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Hidalgo, Texas | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| Hunt, Texas | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Montgomery, Texas | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Navarro, Texas | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Travis, Texas | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Van Zandt, Texas | 1 | $ 131,000 | $ 131,000 | $ 28,000 |
| Davis, Utah | 1 | $ 159,000 | $ 159,000 | $ 53,000 |
| Carroll, Virginia | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Chesterfield, Virginia | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Fauquier, Virginia | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Fluvanna, Virginia | 1 | $ 142,000 | $ 142,000 | $ 47,000 |
| Gloucester, Virginia | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Grayson, Virginia | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Hanover, Virginia | 1 | $ 109,000 | $ 109,000 | $ 28,000 |
| Isle of Wight, Virginia | 1 | $ 141,000 | $ 141,000 | $ 33,000 |
| King William, Virginia | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Pulaski, Virginia | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Richmond City, Virginia | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Roanoke City, Virginia | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| York, Virginia | 1 | $ 241,000 | $ 241,000 | $ 60,000 |
| Thurston, Washington | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Fidelity Home Mortgage in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 631 | $80,130,000 | $125,806 | $616,000 | $55,419 | $500,000 |
| Refinancing | 455 | $70,596,000 | $128,413 | $919,000 | $54,931 | $377,000 |
| Home Improvement | 5 | $709,000 | $141,800 | $295,000 | $66,000 | $102,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 350 | $51,055,000 | $120,655 | $750,000 | $50,137 | $409,000 |
| White | 347 | $48,974,000 | $128,071 | $919,000 | $55,464 | $500,000 |
| Black or African American | 331 | $42,072,000 | $118,750 | $360,000 | $47,150 | $211,000 |
| Hispanic | 46 | $6,820,000 | $132,857 | $333,000 | $50,857 | $208,000 |
| Asian | 10 | $1,288,000 | $132,166 | $241,000 | $74,500 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $898,000 | $224,500 | $276,000 | $113,500 | $224,000 |
| American Indian or Alaskan Native | 3 | $328,000 | $103,500 | $122,000 | $97,000 | $124,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 701 | $84,661,000 | $122,193 | $304,000 | $45,354 | $133,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 322 | $57,552,000 | $138,296 | $919,000 | $72,481 | $500,000 |
| VA-guaranteed (Veterans Administration) | 68 | $9,222,000 | $134,866 | $283,000 | $59,200 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 760 | $104,220,000 | $125,516 | $750,000 | $53,645 | $500,000 |
| Application Withdrawn By Applicant | 267 | $38,074,000 | $126,962 | $919,000 | $52,111 | $409,000 |
| Application Denied By Financial Institution | 63 | $9,091,000 | $107,400 | $518,000 | $50,266 | $245,000 |
| File Closed For Incompleteness | 1 | $50,000 | $50,000 | $50,000 | $17,000 | $17,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $326,000 | $128,500 | $188,000 | $73,500 | $108,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Home Mortgage's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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