Financial Freedom Acquisition Mortgage Lending & HMDA Data, 2010
In 2010, Financial Freedom Acquisition of Irvine, CA reported 3,229 mortgage applications totaling $570.9 million, down 26% from 2009. The average application was for $176,799, and applicants reported an average income of $0. 57% of its applications resulted in an originated loan and 31% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (223), Nassau-Suffolk, NY (75) and Los Angeles-Long Beach-Glendale, CA (73) (applications in parentheses).
| Mortgage Company & Address | Financial Freedom Acquisition 1 Banting Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 3,229 |
| Total Mortgage Loan Application Amount | $570,886,000 |
| Average Mortgage Loan Application Amount | $176,799 |
| Highest Mortgage Loan Application Amount | $542,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Financial Freedom Acquisition filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings, New York | 79 | $ 25,734,000 | $ 325,746 | $ 0 |
| Los Angeles, California | 73 | $ 21,409,000 | $ 293,273 | $ 0 |
| Queens, New York | 58 | $ 17,890,000 | $ 308,448 | $ 0 |
| Miami-Dade, Florida | 54 | $ 8,276,000 | $ 153,259 | $ 0 |
| Cook, Illinois | 52 | $ 7,582,000 | $ 145,807 | $ 0 |
| Suffolk, New York | 44 | $ 12,275,000 | $ 278,977 | $ 0 |
| Philadelphia, Pennsylvania | 40 | $ 3,524,000 | $ 88,100 | $ 0 |
| Orange, California | 36 | $ 11,597,000 | $ 322,138 | $ 0 |
| Salt Lake, Utah | 35 | $ 5,142,000 | $ 146,914 | $ 0 |
| New Haven, Connecticut | 34 | $ 6,463,000 | $ 190,088 | $ 0 |
| Westchester, New York | 33 | $ 10,795,000 | $ 327,121 | $ 0 |
| San Diego, California | 32 | $ 8,095,000 | $ 252,968 | $ 0 |
| Nassau, New York | 31 | $ 9,797,000 | $ 316,032 | $ 0 |
| Honolulu, Hawaii | 29 | $ 10,151,000 | $ 350,034 | $ 0 |
| Middlesex, Massachusetts | 29 | $ 7,418,000 | $ 255,793 | $ 0 |
| Alameda, California | 28 | $ 9,246,000 | $ 330,214 | $ 0 |
| District of Columbia, District Of Columbia | 28 | $ 6,946,000 | $ 248,071 | $ 0 |
| Knox, Tennessee | 28 | $ 2,938,000 | $ 104,928 | $ 0 |
| Fairfield, Connecticut | 26 | $ 6,189,000 | $ 238,038 | $ 0 |
| Harris, Texas | 26 | $ 4,087,000 | $ 157,192 | $ 0 |
| Broward, Florida | 24 | $ 3,527,000 | $ 146,958 | $ 0 |
| Hartford, Connecticut | 23 | $ 3,258,000 | $ 141,652 | $ 0 |
| Essex, Massachusetts | 23 | $ 5,629,000 | $ 244,739 | $ 0 |
| King, Washington | 22 | $ 5,025,000 | $ 228,409 | $ 0 |
| Palm Beach, Florida | 21 | $ 3,281,000 | $ 156,238 | $ 0 |
| Riverside, California | 19 | $ 3,484,000 | $ 183,368 | $ 0 |
| Bronx, New York | 19 | $ 5,075,000 | $ 267,105 | $ 0 |
| Volusia, Florida | 18 | $ 1,861,000 | $ 103,388 | $ 0 |
| Baltimore, Maryland | 17 | $ 2,987,000 | $ 175,705 | $ 0 |
| Baltimore City, Maryland | 17 | $ 1,539,000 | $ 90,529 | $ 0 |
| Worcester, Massachusetts | 17 | $ 2,314,000 | $ 136,117 | $ 0 |
| Bernalillo, New Mexico | 17 | $ 2,494,000 | $ 146,705 | $ 0 |
| Bexar, Texas | 17 | $ 1,735,000 | $ 102,058 | $ 0 |
| Dallas, Texas | 17 | $ 1,970,000 | $ 115,882 | $ 0 |
| San Bernardino, California | 16 | $ 2,152,000 | $ 134,500 | $ 0 |
| Monmouth, New Jersey | 16 | $ 4,632,000 | $ 289,500 | $ 0 |
| Tarrant, Texas | 16 | $ 1,327,000 | $ 82,937 | $ 0 |
| Bay, Florida | 15 | $ 1,970,000 | $ 131,333 | $ 0 |
| Bergen, New Jersey | 15 | $ 4,026,000 | $ 268,400 | $ 0 |
| Norfolk, Massachusetts | 14 | $ 2,829,000 | $ 202,071 | $ 0 |
| Washington, Rhode Island | 14 | $ 3,156,000 | $ 225,428 | $ 0 |
| Davis, Utah | 14 | $ 1,991,000 | $ 142,214 | $ 0 |
| Santa Clara, California | 13 | $ 4,810,000 | $ 370,000 | $ 0 |
| New Castle, Delaware | 13 | $ 2,091,000 | $ 160,846 | $ 0 |
| Marion, Indiana | 13 | $ 1,002,000 | $ 77,076 | $ 0 |
| St. Louis, Missouri | 13 | $ 2,159,000 | $ 166,076 | $ 0 |
| Ocean, New Jersey | 13 | $ 3,382,000 | $ 260,153 | $ 0 |
| Summit, Ohio | 13 | $ 880,000 | $ 67,692 | $ 0 |
| Anne Arundel, Maryland | 12 | $ 3,113,000 | $ 259,416 | $ 0 |
| Suffolk, Massachusetts | 12 | $ 2,206,000 | $ 183,833 | $ 0 |
| Weber, Utah | 12 | $ 1,606,000 | $ 133,833 | $ 0 |
| Contra Costa, California | 11 | $ 3,465,000 | $ 315,000 | $ 0 |
| New London, Connecticut | 11 | $ 2,416,000 | $ 219,636 | $ 0 |
| Plymouth, Massachusetts | 11 | $ 2,258,000 | $ 205,272 | $ 0 |
| Clark, Nevada | 11 | $ 1,640,000 | $ 149,090 | $ 0 |
| Hillsborough, New Hampshire | 11 | $ 1,569,000 | $ 142,636 | $ 0 |
| Providence, Rhode Island | 11 | $ 1,429,000 | $ 129,909 | $ 0 |
| Charleston, South Carolina | 11 | $ 2,570,000 | $ 233,636 | $ 0 |
| Travis, Texas | 11 | $ 2,386,000 | $ 216,909 | $ 0 |
| Maricopa, Arizona | 10 | $ 1,809,000 | $ 180,900 | $ 0 |
| Prince George's, Maryland | 10 | $ 1,834,000 | $ 183,400 | $ 0 |
| Wayne, Michigan | 10 | $ 634,000 | $ 63,400 | $ 0 |
| Essex, New Jersey | 10 | $ 1,848,000 | $ 184,800 | $ 0 |
| Kent, Rhode Island | 10 | $ 1,198,000 | $ 119,800 | $ 0 |
| Ventura, California | 9 | $ 3,020,000 | $ 335,555 | $ 0 |
| Windham, Connecticut | 9 | $ 1,302,000 | $ 144,666 | $ 0 |
| Hillsborough, Florida | 9 | $ 1,126,000 | $ 125,111 | $ 0 |
| Oakland, Michigan | 9 | $ 1,119,000 | $ 124,333 | $ 0 |
| Mecklenburg, North Carolina | 9 | $ 1,130,000 | $ 125,555 | $ 0 |
| Clackamas, Oregon | 9 | $ 1,695,000 | $ 188,333 | $ 0 |
| Utah, Utah | 9 | $ 1,513,000 | $ 168,111 | $ 0 |
| Washington, Utah | 9 | $ 1,146,000 | $ 127,333 | $ 0 |
| Chesapeake, Virginia | 9 | $ 1,553,000 | $ 172,555 | $ 0 |
| Virginia Beach, Virginia | 9 | $ 1,516,000 | $ 168,444 | $ 0 |
| Kern, California | 8 | $ 1,200,000 | $ 150,000 | $ 0 |
| Litchfield, Connecticut | 8 | $ 2,091,000 | $ 261,375 | $ 0 |
| Ada, Idaho | 8 | $ 852,000 | $ 106,500 | $ 0 |
| Hampden, Massachusetts | 8 | $ 656,000 | $ 82,000 | $ 0 |
| Atlantic, New Jersey | 8 | $ 1,986,000 | $ 248,250 | $ 0 |
| Union, New Jersey | 8 | $ 1,439,000 | $ 179,875 | $ 0 |
| Cuyahoga, Ohio | 8 | $ 914,000 | $ 114,250 | $ 0 |
| Lancaster, Pennsylvania | 8 | $ 761,000 | $ 95,125 | $ 0 |
| Horry, South Carolina | 8 | $ 1,273,000 | $ 159,125 | $ 0 |
| Davidson, Tennessee | 8 | $ 1,169,000 | $ 146,125 | $ 0 |
| Smith, Texas | 8 | $ 938,000 | $ 117,250 | $ 0 |
| Norfolk, Virginia | 8 | $ 1,018,000 | $ 127,250 | $ 0 |
| Clark, Washington | 8 | $ 992,000 | $ 124,000 | $ 0 |
| Snohomish, Washington | 8 | $ 1,726,000 | $ 215,750 | $ 0 |
| Duval, Florida | 7 | $ 952,000 | $ 136,000 | $ 0 |
| Orange, Florida | 7 | $ 449,000 | $ 64,142 | $ 0 |
| Pinellas, Florida | 7 | $ 511,000 | $ 73,000 | $ 0 |
| St. Lucie, Florida | 7 | $ 404,000 | $ 57,714 | $ 0 |
| Canyon, Idaho | 7 | $ 461,000 | $ 65,857 | $ 0 |
| Queen Anne's, Maryland | 7 | $ 2,053,000 | $ 293,285 | $ 0 |
| Barnstable, Massachusetts | 7 | $ 2,459,000 | $ 351,285 | $ 0 |
| Bristol, Massachusetts | 7 | $ 942,000 | $ 134,571 | $ 0 |
| St. Louis, Minnesota | 7 | $ 554,000 | $ 79,142 | $ 0 |
| St. Louis City, Missouri | 7 | $ 395,000 | $ 56,428 | $ 0 |
| Valencia, New Mexico | 7 | $ 1,458,000 | $ 208,285 | $ 0 |
| Jackson, Oregon | 7 | $ 1,392,000 | $ 198,857 | $ 0 |
| Bucks, Pennsylvania | 7 | $ 1,364,000 | $ 194,857 | $ 0 |
| Delaware, Pennsylvania | 7 | $ 945,000 | $ 135,000 | $ 0 |
| Gregg, Texas | 7 | $ 563,000 | $ 80,428 | $ 0 |
| Hampton, Virginia | 7 | $ 818,000 | $ 116,857 | $ 0 |
| Henrico, Virginia | 7 | $ 915,000 | $ 130,714 | $ 0 |
| Island, Washington | 7 | $ 1,717,000 | $ 245,285 | $ 0 |
| Jefferson, Alabama | 6 | $ 466,000 | $ 77,666 | $ 0 |
| Sacramento, California | 6 | $ 614,000 | $ 102,333 | $ 0 |
| San Francisco, California | 6 | $ 2,348,000 | $ 391,333 | $ 0 |
| Santa Barbara, California | 6 | $ 2,360,000 | $ 393,333 | $ 0 |
| Highlands, Florida | 6 | $ 691,000 | $ 115,166 | $ 0 |
| Marion, Florida | 6 | $ 1,278,000 | $ 213,000 | $ 0 |
| Pasco, Florida | 6 | $ 772,000 | $ 128,666 | $ 0 |
| Seminole, Florida | 6 | $ 927,000 | $ 154,500 | $ 0 |
| Sumter, Florida | 6 | $ 1,280,000 | $ 213,333 | $ 0 |
| Maui, Hawaii | 6 | $ 1,516,000 | $ 252,666 | $ 0 |
| Kootenai, Idaho | 6 | $ 1,375,000 | $ 229,166 | $ 0 |
| Cumberland, Maine | 6 | $ 1,033,000 | $ 172,166 | $ 0 |
| Merrimack, New Hampshire | 6 | $ 805,000 | $ 134,166 | $ 0 |
| Rockingham, New Hampshire | 6 | $ 1,052,000 | $ 175,333 | $ 0 |
| Hudson, New Jersey | 6 | $ 1,193,000 | $ 198,833 | $ 0 |
| Morris, New Jersey | 6 | $ 1,826,000 | $ 304,333 | $ 0 |
| Santa Fe, New Mexico | 6 | $ 1,372,000 | $ 228,666 | $ 0 |
| Richmond, New York | 6 | $ 1,836,000 | $ 306,000 | $ 0 |
| Stark, Ohio | 6 | $ 546,000 | $ 91,000 | $ 0 |
| Trumbull, Ohio | 6 | $ 384,000 | $ 64,000 | $ 0 |
| Beaufort, South Carolina | 6 | $ 1,590,000 | $ 265,000 | $ 0 |
| Richland, South Carolina | 6 | $ 615,000 | $ 102,500 | $ 0 |
| Bradley, Tennessee | 6 | $ 459,000 | $ 76,500 | $ 0 |
| Cumberland, Tennessee | 6 | $ 945,000 | $ 157,500 | $ 0 |
| Collin, Texas | 6 | $ 1,159,000 | $ 193,166 | $ 0 |
| Northumberland, Virginia | 6 | $ 1,227,000 | $ 204,500 | $ 0 |
| Portsmouth, Virginia | 6 | $ 587,000 | $ 97,833 | $ 0 |
| Clallam, Washington | 6 | $ 1,356,000 | $ 226,000 | $ 0 |
| Skagit, Washington | 6 | $ 1,502,000 | $ 250,333 | $ 0 |
| Placer, California | 5 | $ 1,396,000 | $ 279,200 | $ 0 |
| Sonoma, California | 5 | $ 1,415,000 | $ 283,000 | $ 0 |
| Larimer, Colorado | 5 | $ 938,000 | $ 187,600 | $ 0 |
| Middlesex, Connecticut | 5 | $ 778,000 | $ 155,600 | $ 0 |
| Sarasota, Florida | 5 | $ 650,000 | $ 130,000 | $ 0 |
| Jefferson, Louisiana | 5 | $ 454,000 | $ 90,800 | $ 0 |
| Montgomery, Maryland | 5 | $ 1,409,000 | $ 281,800 | $ 0 |
| Kent, Michigan | 5 | $ 484,000 | $ 96,800 | $ 0 |
| Pearl River, Mississippi | 5 | $ 812,000 | $ 162,400 | $ 0 |
| Cape Girardeau, Missouri | 5 | $ 777,000 | $ 155,400 | $ 0 |
| Greene, Missouri | 5 | $ 294,000 | $ 58,800 | $ 0 |
| Middlesex, New Jersey | 5 | $ 884,000 | $ 176,800 | $ 0 |
| Albany, New York | 5 | $ 674,000 | $ 134,800 | $ 0 |
| Orange, New York | 5 | $ 904,000 | $ 180,800 | $ 0 |
| Erie, Ohio | 5 | $ 735,000 | $ 147,000 | $ 0 |
| Lorain, Ohio | 5 | $ 294,000 | $ 58,800 | $ 0 |
| Mahoning, Ohio | 5 | $ 277,000 | $ 55,400 | $ 0 |
| Josephine, Oregon | 5 | $ 881,000 | $ 176,200 | $ 0 |
| Berkeley, South Carolina | 5 | $ 439,000 | $ 87,800 | $ 0 |
| Florence, South Carolina | 5 | $ 646,000 | $ 129,200 | $ 0 |
| Sevier, Tennessee | 5 | $ 566,000 | $ 113,200 | $ 0 |
| Sullivan, Tennessee | 5 | $ 582,000 | $ 116,400 | $ 0 |
| Iron, Utah | 5 | $ 583,000 | $ 116,600 | $ 0 |
| Chittenden, Vermont | 5 | $ 995,000 | $ 199,000 | $ 0 |
| Chesterfield, Virginia | 5 | $ 598,000 | $ 119,600 | $ 0 |
| Hanover, Virginia | 5 | $ 835,000 | $ 167,000 | $ 0 |
| Newport News, Virginia | 5 | $ 460,000 | $ 92,000 | $ 0 |
| Richmond City, Virginia | 5 | $ 1,275,000 | $ 255,000 | $ 0 |
| Spotsylvania, Virginia | 5 | $ 890,000 | $ 178,000 | $ 0 |
| Pierce, Washington | 5 | $ 799,000 | $ 159,800 | $ 0 |
| Whatcom, Washington | 5 | $ 956,000 | $ 191,200 | $ 0 |
| Monterey, California | 4 | $ 1,315,000 | $ 328,750 | $ 0 |
| San Luis Obispo, California | 4 | $ 1,290,000 | $ 322,500 | $ 0 |
| El Paso, Colorado | 4 | $ 595,000 | $ 148,750 | $ 0 |
| Sussex, Delaware | 4 | $ 759,000 | $ 189,750 | $ 0 |
| Collier, Florida | 4 | $ 1,328,000 | $ 332,000 | $ 0 |
| Lake, Florida | 4 | $ 336,000 | $ 84,000 | $ 0 |
| Manatee, Florida | 4 | $ 784,000 | $ 196,000 | $ 0 |
| Monroe, Florida | 4 | $ 732,000 | $ 183,000 | $ 0 |
| Gooding, Idaho | 4 | $ 514,000 | $ 128,500 | $ 0 |
| Twin Falls, Idaho | 4 | $ 349,000 | $ 87,250 | $ 0 |
| DuPage, Illinois | 4 | $ 854,000 | $ 213,500 | $ 0 |
| Lake, Illinois | 4 | $ 1,006,000 | $ 251,500 | $ 0 |
| Oldham, Kentucky | 4 | $ 1,028,000 | $ 257,000 | $ 0 |
| Frederick, Maryland | 4 | $ 814,000 | $ 203,500 | $ 0 |
| Harford, Maryland | 4 | $ 701,000 | $ 175,250 | $ 0 |
| Macomb, Michigan | 4 | $ 526,000 | $ 131,500 | $ 0 |
| Washtenaw, Michigan | 4 | $ 346,000 | $ 86,500 | $ 0 |
| Jackson, Missouri | 4 | $ 288,000 | $ 72,000 | $ 0 |
| Flathead, Montana | 4 | $ 963,000 | $ 240,750 | $ 0 |
| Burlington, New Jersey | 4 | $ 530,000 | $ 132,500 | $ 0 |
| Mercer, New Jersey | 4 | $ 319,000 | $ 79,750 | $ 0 |
| Dutchess, New York | 4 | $ 852,000 | $ 213,000 | $ 0 |
| Onondaga, New York | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Saratoga, New York | 4 | $ 624,000 | $ 156,000 | $ 0 |
| Wake, North Carolina | 4 | $ 470,000 | $ 117,500 | $ 0 |
| Portage, Ohio | 4 | $ 331,000 | $ 82,750 | $ 0 |
| Crook, Oregon | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Washington, Oregon | 4 | $ 811,000 | $ 202,750 | $ 0 |
| Yamhill, Oregon | 4 | $ 785,000 | $ 196,250 | $ 0 |
| Chester, Pennsylvania | 4 | $ 898,000 | $ 224,500 | $ 0 |
| Montgomery, Pennsylvania | 4 | $ 1,165,000 | $ 291,250 | $ 0 |
| Jefferson, Tennessee | 4 | $ 581,000 | $ 145,250 | $ 0 |
| Shelby, Tennessee | 4 | $ 266,000 | $ 66,500 | $ 0 |
| Union, Tennessee | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Brazos, Texas | 4 | $ 731,000 | $ 182,750 | $ 0 |
| Uintah, Utah | 4 | $ 432,000 | $ 108,000 | $ 0 |
| Accomack, Virginia | 4 | $ 262,000 | $ 65,500 | $ 0 |
| Augusta, Virginia | 4 | $ 562,000 | $ 140,500 | $ 0 |
| Fairfax, Virginia | 4 | $ 1,052,000 | $ 263,000 | $ 0 |
| Fauquier, Virginia | 4 | $ 596,000 | $ 149,000 | $ 0 |
| Roanoke City, Virginia | 4 | $ 398,000 | $ 99,500 | $ 0 |
| Jefferson, Washington | 4 | $ 966,000 | $ 241,500 | $ 0 |
| Kitsap, Washington | 4 | $ 496,000 | $ 124,000 | $ 0 |
| Walla Walla, Washington | 4 | $ 461,000 | $ 115,250 | $ 0 |
| Yakima, Washington | 4 | $ 1,056,000 | $ 264,000 | $ 0 |
| Gila, Arizona | 3 | $ 313,000 | $ 104,333 | $ 0 |
| Mohave, Arizona | 3 | $ 681,000 | $ 227,000 | $ 0 |
| Pima, Arizona | 3 | $ 356,000 | $ 118,666 | $ 0 |
| Pinal, Arizona | 3 | $ 513,000 | $ 171,000 | $ 0 |
| Yavapai, Arizona | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Marin, California | 3 | $ 1,027,000 | $ 342,333 | $ 0 |
| San Mateo, California | 3 | $ 1,155,000 | $ 385,000 | $ 0 |
| Solano, California | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Jefferson, Colorado | 3 | $ 826,000 | $ 275,333 | $ 0 |
| Tolland, Connecticut | 3 | $ 497,000 | $ 165,666 | $ 0 |
| Escambia, Florida | 3 | $ 306,000 | $ 102,000 | $ 0 |
| Hernando, Florida | 3 | $ 206,000 | $ 68,666 | $ 0 |
| DeKalb, Georgia | 3 | $ 511,000 | $ 170,333 | $ 0 |
| Allen, Indiana | 3 | $ 179,000 | $ 59,666 | $ 0 |
| Hamilton, Indiana | 3 | $ 311,000 | $ 103,666 | $ 0 |
| Hendricks, Indiana | 3 | $ 522,000 | $ 174,000 | $ 0 |
| Scott, Iowa | 3 | $ 438,000 | $ 146,000 | $ 0 |
| St. Tammany, Louisiana | 3 | $ 396,000 | $ 132,000 | $ 0 |
| Lincoln, Maine | 3 | $ 558,000 | $ 186,000 | $ 0 |
| Allegany, Maryland | 3 | $ 174,000 | $ 58,000 | $ 0 |
| Carroll, Maryland | 3 | $ 729,000 | $ 243,000 | $ 0 |
| Cecil, Maryland | 3 | $ 604,000 | $ 201,333 | $ 0 |
| Somerset, Maryland | 3 | $ 158,000 | $ 52,666 | $ 0 |
| Washington, Maryland | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Hampshire, Massachusetts | 3 | $ 476,000 | $ 158,666 | $ 0 |
| Iosco, Michigan | 3 | $ 202,000 | $ 67,333 | $ 0 |
| Muskegon, Michigan | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Newaygo, Michigan | 3 | $ 260,000 | $ 86,666 | $ 0 |
| Hubbard, Minnesota | 3 | $ 367,000 | $ 122,333 | $ 0 |
| Ramsey, Minnesota | 3 | $ 509,000 | $ 169,666 | $ 0 |
| Jackson, Mississippi | 3 | $ 333,000 | $ 111,000 | $ 0 |
| St. Charles, Missouri | 3 | $ 402,000 | $ 134,000 | $ 0 |
| Vernon, Missouri | 3 | $ 313,000 | $ 104,333 | $ 0 |
| Lewis and Clark, Montana | 3 | $ 278,000 | $ 92,666 | $ 0 |
| Grafton, New Hampshire | 3 | $ 404,000 | $ 134,666 | $ 0 |
| Camden, New Jersey | 3 | $ 444,000 | $ 148,000 | $ 0 |
| Passaic, New Jersey | 3 | $ 704,000 | $ 234,666 | $ 0 |
| Erie, New York | 3 | $ 229,000 | $ 76,333 | $ 0 |
| Monroe, New York | 3 | $ 230,000 | $ 76,666 | $ 0 |
| Rockland, New York | 3 | $ 773,000 | $ 257,666 | $ 0 |
| Franklin, Ohio | 3 | $ 206,000 | $ 68,666 | $ 0 |
| Hamilton, Ohio | 3 | $ 302,000 | $ 100,666 | $ 0 |
| Lake, Ohio | 3 | $ 259,000 | $ 86,333 | $ 0 |
| Comanche, Oklahoma | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Curry, Oregon | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Deschutes, Oregon | 3 | $ 609,000 | $ 203,000 | $ 0 |
| Klamath, Oregon | 3 | $ 226,000 | $ 75,333 | $ 0 |
| Lincoln, Oregon | 3 | $ 359,000 | $ 119,666 | $ 0 |
| Linn, Oregon | 3 | $ 233,000 | $ 77,666 | $ 0 |
| Multnomah, Oregon | 3 | $ 394,000 | $ 131,333 | $ 0 |
| Berks, Pennsylvania | 3 | $ 463,000 | $ 154,333 | $ 0 |
| Lebanon, Pennsylvania | 3 | $ 286,000 | $ 95,333 | $ 0 |
| Wayne, Pennsylvania | 3 | $ 548,000 | $ 182,666 | $ 0 |
| Pickens, South Carolina | 3 | $ 589,000 | $ 196,333 | $ 0 |
| Sumter, South Carolina | 3 | $ 308,000 | $ 102,666 | $ 0 |
| Blount, Tennessee | 3 | $ 378,000 | $ 126,000 | $ 0 |
| Hamilton, Tennessee | 3 | $ 398,000 | $ 132,666 | $ 0 |
| Fort Bend, Texas | 3 | $ 401,000 | $ 133,666 | $ 0 |
| Gillespie, Texas | 3 | $ 819,000 | $ 273,000 | $ 0 |
| Hopkins, Texas | 3 | $ 491,000 | $ 163,666 | $ 0 |
| Kerr, Texas | 3 | $ 533,000 | $ 177,666 | $ 0 |
| Parker, Texas | 3 | $ 171,000 | $ 57,000 | $ 0 |
| Wood, Texas | 3 | $ 306,000 | $ 102,000 | $ 0 |
| Kane, Utah | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Bedford, Virginia | 3 | $ 421,000 | $ 140,333 | $ 0 |
| Gloucester, Virginia | 3 | $ 303,000 | $ 101,000 | $ 0 |
| Halifax, Virginia | 3 | $ 160,000 | $ 53,333 | $ 0 |
| New Kent, Virginia | 3 | $ 461,000 | $ 153,666 | $ 0 |
| Russell, Virginia | 3 | $ 467,000 | $ 155,666 | $ 0 |
| Suffolk, Virginia | 3 | $ 409,000 | $ 136,333 | $ 0 |
| York, Virginia | 3 | $ 500,000 | $ 166,666 | $ 0 |
| Cowlitz, Washington | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Lewis, Washington | 3 | $ 366,000 | $ 122,000 | $ 0 |
| Thurston, Washington | 3 | $ 518,000 | $ 172,666 | $ 0 |
| Milwaukee, Wisconsin | 3 | $ 206,000 | $ 68,666 | $ 0 |
| Racine, Wisconsin | 3 | $ 410,000 | $ 136,666 | $ 0 |
| Sauk, Wisconsin | 3 | $ 360,000 | $ 120,000 | $ 0 |
| Waukesha, Wisconsin | 3 | $ 399,000 | $ 133,000 | $ 0 |
| Madison, Alabama | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Pulaski, Arkansas | 2 | $ 139,000 | $ 69,500 | $ 0 |
| Butte, California | 2 | $ 194,000 | $ 97,000 | $ 0 |
| El Dorado, California | 2 | $ 583,000 | $ 291,500 | $ 0 |
| Fresno, California | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Lake, California | 2 | $ 35,000 | $ 17,500 | $ 0 |
| Adams, Colorado | 2 | $ 263,000 | $ 131,500 | $ 0 |
| Denver, Colorado | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Mesa, Colorado | 2 | $ 572,000 | $ 286,000 | $ 0 |
| Citrus, Florida | 2 | $ 141,000 | $ 70,500 | $ 0 |
| Indian River, Florida | 2 | $ 111,000 | $ 55,500 | $ 0 |
| Levy, Florida | 2 | $ 149,000 | $ 74,500 | $ 0 |
| Martin, Florida | 2 | $ 584,000 | $ 292,000 | $ 0 |
| Okaloosa, Florida | 2 | $ 493,000 | $ 246,500 | $ 0 |
| Polk, Florida | 2 | $ 117,000 | $ 58,500 | $ 0 |
| Putnam, Florida | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Chatham, Georgia | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Cobb, Georgia | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Fulton, Georgia | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Gilmer, Georgia | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Gwinnett, Georgia | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Henry, Georgia | 2 | $ 179,000 | $ 89,500 | $ 0 |
| Jenkins, Georgia | 2 | $ 176,000 | $ 88,000 | $ 0 |
| White, Georgia | 2 | $ 265,000 | $ 132,500 | $ 0 |
| Hawaii, Hawaii | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Bonner, Idaho | 2 | $ 433,000 | $ 216,500 | $ 0 |
| Washington, Idaho | 2 | $ 209,000 | $ 104,500 | $ 0 |
| Will, Illinois | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Lake, Indiana | 2 | $ 103,000 | $ 51,500 | $ 0 |
| Madison, Indiana | 2 | $ 139,000 | $ 69,500 | $ 0 |
| St. Joseph, Indiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Vanderburgh, Indiana | 2 | $ 106,000 | $ 53,000 | $ 0 |
| Warrick, Indiana | 2 | $ 189,000 | $ 94,500 | $ 0 |
| Johnson, Kansas | 2 | $ 373,000 | $ 186,500 | $ 0 |
| Jefferson, Kentucky | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Simpson, Kentucky | 2 | $ 157,000 | $ 78,500 | $ 0 |
| Morehouse, Louisiana | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Orleans, Louisiana | 2 | $ 313,000 | $ 156,500 | $ 0 |
| Ouachita, Louisiana | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Rapides, Louisiana | 2 | $ 143,000 | $ 71,500 | $ 0 |
| Washington, Louisiana | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Knox, Maine | 2 | $ 461,000 | $ 230,500 | $ 0 |
| Oxford, Maine | 2 | $ 630,000 | $ 315,000 | $ 0 |
| York, Maine | 2 | $ 455,000 | $ 227,500 | $ 0 |
| St. Mary's, Maryland | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Antrim, Michigan | 2 | $ 836,000 | $ 418,000 | $ 0 |
| Cheboygan, Michigan | 2 | $ 223,000 | $ 111,500 | $ 0 |
| Genesee, Michigan | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Jackson, Michigan | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Oceana, Michigan | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Anoka, Minnesota | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Cook, Minnesota | 2 | $ 595,000 | $ 297,500 | $ 0 |
| Isanti, Minnesota | 2 | $ 183,000 | $ 91,500 | $ 0 |
| Forrest, Mississippi | 2 | $ 191,000 | $ 95,500 | $ 0 |
| Cass, Missouri | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Christian, Missouri | 2 | $ 165,000 | $ 82,500 | $ 0 |
| Cole, Missouri | 2 | $ 329,000 | $ 164,500 | $ 0 |
| St. Clair, Missouri | 2 | $ 118,000 | $ 59,000 | $ 0 |
| Broadwater, Montana | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Lake, Montana | 2 | $ 612,000 | $ 306,000 | $ 0 |
| Lincoln, Montana | 2 | $ 542,000 | $ 271,000 | $ 0 |
| Madison, Montana | 2 | $ 265,000 | $ 132,500 | $ 0 |
| Ravalli, Montana | 2 | $ 474,000 | $ 237,000 | $ 0 |
| Belknap, New Hampshire | 2 | $ 499,000 | $ 249,500 | $ 0 |
| Carroll, New Hampshire | 2 | $ 853,000 | $ 426,500 | $ 0 |
| Hunterdon, New Jersey | 2 | $ 321,000 | $ 160,500 | $ 0 |
| Rio Arriba, New Mexico | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Broome, New York | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Fulton, New York | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Niagara, New York | 2 | $ 183,000 | $ 91,500 | $ 0 |
| Ulster, New York | 2 | $ 535,000 | $ 267,500 | $ 0 |
| Washington, New York | 2 | $ 121,000 | $ 60,500 | $ 0 |
| Alamance, North Carolina | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Carteret, North Carolina | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Durham, North Carolina | 2 | $ 279,000 | $ 139,500 | $ 0 |
| Franklin, North Carolina | 2 | $ 221,000 | $ 110,500 | $ 0 |
| McDowell, North Carolina | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Union, North Carolina | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Clermont, Ohio | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Geauga, Ohio | 2 | $ 215,000 | $ 107,500 | $ 0 |
| Medina, Ohio | 2 | $ 169,000 | $ 84,500 | $ 0 |
| Carter, Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Garfield, Oklahoma | 2 | $ 173,000 | $ 86,500 | $ 0 |
| Tulsa, Oklahoma | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Douglas, Oregon | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Malheur, Oregon | 2 | $ 175,000 | $ 87,500 | $ 0 |
| Marion, Oregon | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Tillamook, Oregon | 2 | $ 376,000 | $ 188,000 | $ 0 |
| Adams, Pennsylvania | 2 | $ 369,000 | $ 184,500 | $ 0 |
| Dauphin, Pennsylvania | 2 | $ 107,000 | $ 53,500 | $ 0 |
| Greene, Pennsylvania | 2 | $ 287,000 | $ 143,500 | $ 0 |
| Lackawanna, Pennsylvania | 2 | $ 237,000 | $ 118,500 | $ 0 |
| Lawrence, Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Monroe, Pennsylvania | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Northampton, Pennsylvania | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Pike, Pennsylvania | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Schuylkill, Pennsylvania | 2 | $ 198,000 | $ 99,000 | $ 0 |
| York, Pennsylvania | 2 | $ 173,000 | $ 86,500 | $ 0 |
| Bristol, Rhode Island | 2 | $ 425,000 | $ 212,500 | $ 0 |
| Darlington, South Carolina | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Lexington, South Carolina | 2 | $ 467,000 | $ 233,500 | $ 0 |
| Marion, South Carolina | 2 | $ 189,000 | $ 94,500 | $ 0 |
| Spartanburg, South Carolina | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Union, South Carolina | 2 | $ 65,000 | $ 32,500 | $ 0 |
| Anderson, Tennessee | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Greene, Tennessee | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Loudon, Tennessee | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Meigs, Tennessee | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Putnam, Tennessee | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Brazoria, Texas | 2 | $ 217,000 | $ 108,500 | $ 0 |
| Burnet, Texas | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Caldwell, Texas | 2 | $ 174,000 | $ 87,000 | $ 0 |
| Cherokee, Texas | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Comanche, Texas | 2 | $ 237,000 | $ 118,500 | $ 0 |
| El Paso, Texas | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Galveston, Texas | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Liberty, Texas | 2 | $ 153,000 | $ 76,500 | $ 0 |
| Llano, Texas | 2 | $ 150,000 | $ 75,000 | $ 0 |
| McLennan, Texas | 2 | $ 97,000 | $ 48,500 | $ 0 |
| Montgomery, Texas | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Rains, Texas | 2 | $ 329,000 | $ 164,500 | $ 0 |
| Red River, Texas | 2 | $ 143,000 | $ 71,500 | $ 0 |
| Tom Green, Texas | 2 | $ 99,000 | $ 49,500 | $ 0 |
| Morgan, Utah | 2 | $ 229,000 | $ 114,500 | $ 0 |
| Summit, Utah | 2 | $ 494,000 | $ 247,000 | $ 0 |
| Windsor, Vermont | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Caroline, Virginia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Culpeper, Virginia | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Dinwiddie, Virginia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Essex, Virginia | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Franklin, Virginia | 2 | $ 309,000 | $ 154,500 | $ 0 |
| James City, Virginia | 2 | $ 417,000 | $ 208,500 | $ 0 |
| Loudoun, Virginia | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Orange, Virginia | 2 | $ 443,000 | $ 221,500 | $ 0 |
| Powhatan, Virginia | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Rappahannock, Virginia | 2 | $ 579,000 | $ 289,500 | $ 0 |
| Westmoreland, Virginia | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Grant, Washington | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Pacific, Washington | 2 | $ 195,000 | $ 97,500 | $ 0 |
| San Juan, Washington | 2 | $ 766,000 | $ 383,000 | $ 0 |
| Kanawha, West Virginia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Brown, Wisconsin | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Jefferson, Wisconsin | 2 | $ 179,000 | $ 89,500 | $ 0 |
| Ozaukee, Wisconsin | 2 | $ 279,000 | $ 139,500 | $ 0 |
| Polk, Wisconsin | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Autauga, Alabama | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Cleburne, Alabama | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Conecuh, Alabama | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Dale, Alabama | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Geneva, Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Houston, Alabama | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Lauderdale, Alabama | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Marion, Alabama | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Mobile, Alabama | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Morgan, Alabama | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Shelby, Alabama | 1 | $ 124,000 | $ 124,000 | $ 0 |
| St. Clair, Alabama | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Talladega, Alabama | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Walker, Alabama | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Anchorage, Alaska | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Fairbanks North Star, Alaska | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Apache, Arizona | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Santa Cruz, Arizona | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Ashley, Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Benton, Arkansas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Boone, Arkansas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Craighead, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fulton, Arkansas | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Perry, Arkansas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Polk, Arkansas | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Saline, Arkansas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Sharp, Arkansas | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Calaveras, California | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Kings, California | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Mariposa, California | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Modoc, California | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Plumas, California | 1 | $ 256,000 | $ 256,000 | $ 0 |
| San Joaquin, California | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Shasta, California | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Trinity, California | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Tulare, California | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Yuba, California | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Arapahoe, Colorado | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Boulder, Colorado | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Costilla, Colorado | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Delta, Colorado | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Douglas, Colorado | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Weld, Colorado | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Kent, Delaware | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alachua, Florida | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Brevard, Florida | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Charlotte, Florida | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Hardee, Florida | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Jackson, Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Lafayette, Florida | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Lee, Florida | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Leon, Florida | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Nassau, Florida | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Johns, Florida | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Washington, Florida | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Bibb, Georgia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Burke, Georgia | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Cook, Georgia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Effingham, Georgia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Fannin, Georgia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Fayette, Georgia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Grady, Georgia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hall, Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
Mortgage Loan Application Detail Totals for Financial Freedom Acquisition in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,706 | $489,554,000 | $180,000 | $542,000 | $0 | $0 |
| Home Improvement | 411 | $63,408,000 | $154,000 | $485,000 | $0 | $0 |
| Home Purchase | 112 | $17,924,000 | $160,000 | $439,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,360 | $418,233,000 | $177,000 | $542,000 | $0 | $0 |
| Black or African American | 520 | $79,701,000 | $153,000 | $523,000 | $0 | $0 |
| Hispanic | 180 | $34,124,000 | $189,000 | $518,000 | $0 | $0 |
| Asian | 53 | $15,087,000 | $284,000 | $523,000 | $0 | $0 |
| Not applicable | 53 | $10,137,000 | $191,000 | $446,000 | $0 | $0 |
| Not Provided | 32 | $6,268,000 | $195,000 | $507,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,687,000 | $270,000 | $428,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $1,649,000 | $164,000 | $367,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,229 | $570,886,000 | $176,000 | $542,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,851 | $329,543,000 | $178,000 | $532,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,004 | $175,137,000 | $174,000 | $542,000 | $0 | $0 |
| Application Withdrawn By Applicant | 261 | $46,004,000 | $176,000 | $518,000 | $0 | $0 |
| Application Approved But Not Accepted | 60 | $10,065,000 | $167,000 | $463,000 | $0 | $0 |
| Loan Purchased By The Institution | 53 | $10,137,000 | $191,000 | $446,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 483 | $83,495,000 | $172,000 | $523,000 | $0 | $0 |
| Collateral | 408 | $69,336,000 | $169,000 | $542,000 | $0 | $0 |
| Unverifiable Information | 43 | $8,767,000 | $203,000 | $497,000 | $0 | $0 |
| Other | 40 | $8,063,000 | $201,000 | $497,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $5,231,000 | $186,000 | $469,000 | $0 | $0 |
| Credit History | 1 | $89,000 | $89,000 | $89,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $156,000 | $156,000 | $156,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Financial Freedom Acquisition's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Financial Freedom Acquisition's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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