Financial Freedom Acquisition Mortgage Lending & HMDA Data, 2010
In 2010, Financial Freedom Acquisition of Irvine, CA reported 3,229 mortgage applications totaling $570.9 million, down 26% from 2009. The average application was for $176,799, and applicants reported an average income of $0. 57% of its applications resulted in an originated loan and 31% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (223), Nassau-Suffolk, NY (75) and Los Angeles-Long Beach-Glendale, CA (73) (applications in parentheses).
| Mortgage Company & Address | Financial Freedom Acquisition 1 Banting Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 3,229 |
| Total Mortgage Loan Application Amount | $570,886,000 |
| Average Mortgage Loan Application Amount | $176,799 |
| Highest Mortgage Loan Application Amount | $542,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Financial Freedom Acquisition filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 223 | $ 68,473,000 | $ 307,053 | $ 0 |
| Nassau-Suffolk, NY | 75 | $ 22,072,000 | $ 294,293 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 73 | $ 21,409,000 | $ 293,273 | $ 0 |
| Philadelphia, PA | 62 | $ 7,896,000 | $ 127,354 | $ 0 |
| Baltimore-Towson, MD | 61 | $ 11,457,000 | $ 187,819 | $ 0 |
| Chicago-Joliet-Naperville, IL | 60 | $ 8,978,000 | $ 149,633 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 57 | $ 8,164,000 | $ 143,228 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 57 | $ 12,731,000 | $ 223,350 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 54 | $ 8,276,000 | $ 153,259 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 45 | $ 7,238,000 | $ 160,844 | $ 0 |
| Knoxville, TN | 39 | $ 4,106,000 | $ 105,282 | $ 0 |
| Oakland-Fremont-Hayward, CA | 39 | $ 12,711,000 | $ 325,923 | $ 0 |
| Boston-Quincy, MA | 37 | $ 7,293,000 | $ 197,108 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 37 | $ 5,487,000 | $ 148,297 | $ 0 |
| Salt Lake City, UT | 37 | $ 5,636,000 | $ 152,324 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 36 | $ 11,597,000 | $ 322,138 | $ 0 |
| Edison-New Brunswick, NJ | 35 | $ 9,053,000 | $ 258,657 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 35 | $ 5,636,000 | $ 161,028 | $ 0 |
| New Haven-Milford, CT | 34 | $ 6,463,000 | $ 190,088 | $ 0 |
| Richmond, VA | 32 | $ 5,053,000 | $ 157,906 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 32 | $ 8,095,000 | $ 252,968 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 31 | $ 4,533,000 | $ 146,225 | $ 0 |
| Seattle-Bellevue-Everett, WA | 30 | $ 6,751,000 | $ 225,033 | $ 0 |
| Cambridge-Newton-Framingham, MA | 29 | $ 7,418,000 | $ 255,793 | $ 0 |
| Honolulu, HI | 29 | $ 10,151,000 | $ 350,034 | $ 0 |
| Dallas-Plano-Irving, TX | 28 | $ 3,739,000 | $ 133,535 | $ 0 |
| Newark-Union, NJ-PA | 28 | $ 5,668,000 | $ 202,428 | $ 0 |
| Ogden-Clearfield, UT | 28 | $ 3,826,000 | $ 136,642 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 28 | $ 4,677,000 | $ 167,035 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 26 | $ 6,189,000 | $ 238,038 | $ 0 |
| St. Louis, MO-IL | 26 | $ 3,134,000 | $ 120,538 | $ 0 |
| Albuquerque, NM | 25 | $ 4,065,000 | $ 162,600 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 25 | $ 2,615,000 | $ 104,600 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 24 | $ 3,527,000 | $ 146,958 | $ 0 |
| Indianapolis-Carmel, IN | 23 | $ 2,102,000 | $ 91,391 | $ 0 |
| Peabody, MA | 23 | $ 5,629,000 | $ 244,739 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 21 | $ 3,281,000 | $ 156,238 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 20 | $ 1,851,000 | $ 92,550 | $ 0 |
| Fort Worth-Arlington, TX | 19 | $ 1,498,000 | $ 78,842 | $ 0 |
| San Antonio-New Braunfels, TX | 19 | $ 2,091,000 | $ 110,052 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 1,861,000 | $ 103,388 | $ 0 |
| Akron, OH | 17 | $ 1,211,000 | $ 71,235 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 17 | $ 1,712,000 | $ 100,705 | $ 0 |
| Worcester, MA | 17 | $ 2,314,000 | $ 136,117 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 16 | $ 3,009,000 | $ 188,062 | $ 0 |
| Wilmington, DE-MD-NJ | 16 | $ 2,695,000 | $ 168,437 | $ 0 |
| Boise City-Nampa, ID | 15 | $ 1,313,000 | $ 87,533 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 15 | $ 1,970,000 | $ 131,333 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 1,934,000 | $ 128,933 | $ 0 |
| Austin-Round Rock-San Marcos, TX | 14 | $ 2,647,000 | $ 189,071 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 13 | $ 1,764,000 | $ 135,692 | $ 0 |
| Phoenix-Mesa-Glendale, AZ | 13 | $ 2,322,000 | $ 178,615 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 13 | $ 2,593,000 | $ 199,461 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 4,810,000 | $ 370,000 | $ 0 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 12 | $ 1,350,000 | $ 112,500 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 12 | $ 4,530,000 | $ 377,500 | $ 0 |
| Springfield, MA | 12 | $ 1,379,000 | $ 114,916 | $ 0 |
| Albany-Schenectady-Troy, NY | 11 | $ 1,556,000 | $ 141,454 | $ 0 |
| Kansas City, MO-KS | 11 | $ 1,404,000 | $ 127,636 | $ 0 |
| Las Vegas-Paradise, NV | 11 | $ 1,640,000 | $ 149,090 | $ 0 |
| Manchester-Nashua, NH | 11 | $ 1,569,000 | $ 142,636 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 11 | $ 1,550,000 | $ 140,909 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 11 | $ 1,292,000 | $ 117,454 | $ 0 |
| Norwich-New London, CT | 11 | $ 2,416,000 | $ 219,636 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 661,000 | $ 60,090 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 10 | $ 634,000 | $ 63,400 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 1,324,000 | $ 132,400 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 9 | $ 2,223,000 | $ 247,000 | $ 0 |
| Birmingham-Hoover, AL | 9 | $ 774,000 | $ 86,000 | $ 0 |
| Denver-Aurora-Broomfield, CO | 9 | $ 1,588,000 | $ 176,444 | $ 0 |
| Jacksonville, FL | 9 | $ 1,465,000 | $ 162,777 | $ 0 |
| Louisville-Jefferson County, KY-IN | 9 | $ 1,515,000 | $ 168,333 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 9 | $ 1,434,000 | $ 159,333 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 3,020,000 | $ 335,555 | $ 0 |
| Port St. Lucie, FL | 9 | $ 988,000 | $ 109,777 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 9 | $ 1,756,000 | $ 195,111 | $ 0 |
| Provo-Orem, UT | 9 | $ 1,513,000 | $ 168,111 | $ 0 |
| St. George, UT | 9 | $ 1,146,000 | $ 127,333 | $ 0 |
| Atlantic City-Hammonton, NJ | 8 | $ 1,986,000 | $ 248,250 | $ 0 |
| Bakersfield-Delano, CA | 8 | $ 1,200,000 | $ 150,000 | $ 0 |
| Camden, NJ | 8 | $ 1,106,000 | $ 138,250 | $ 0 |
| Columbia, SC | 8 | $ 1,082,000 | $ 135,250 | $ 0 |
| Grand Rapids-Wyoming, MI | 8 | $ 744,000 | $ 93,000 | $ 0 |
| Lancaster, PA | 8 | $ 761,000 | $ 95,125 | $ 0 |
| Longview, TX | 8 | $ 653,000 | $ 81,625 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 884,000 | $ 110,500 | $ 0 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 8 | $ 1,273,000 | $ 159,125 | $ 0 |
| Portland-South Portland-Biddeford, ME | 8 | $ 1,488,000 | $ 186,000 | $ 0 |
| Roanoke, VA | 8 | $ 1,214,000 | $ 151,750 | $ 0 |
| Tyler, TX | 8 | $ 938,000 | $ 117,250 | $ 0 |
| Barnstable Town, MA | 7 | $ 2,459,000 | $ 351,285 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 7 | $ 694,000 | $ 99,142 | $ 0 |
| Duluth, MN-WI | 7 | $ 554,000 | $ 79,142 | $ 0 |
| Florence, SC | 7 | $ 940,000 | $ 134,285 | $ 0 |
| Medford, OR | 7 | $ 1,392,000 | $ 198,857 | $ 0 |
| Springfield, MO | 7 | $ 459,000 | $ 65,571 | $ 0 |
| Canton-Massillon, OH | 6 | $ 546,000 | $ 91,000 | $ 0 |
| Cleveland, TN | 6 | $ 459,000 | $ 76,500 | $ 0 |
| Coeur D'Alene, ID | 6 | $ 1,375,000 | $ 229,166 | $ 0 |
| Lynchburg, VA | 6 | $ 608,000 | $ 101,333 | $ 0 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,502,000 | $ 250,333 | $ 0 |
| Ocala, FL | 6 | $ 1,278,000 | $ 213,000 | $ 0 |
| Raleigh-Cary, NC | 6 | $ 691,000 | $ 115,166 | $ 0 |
| Rockingham County-Strafford County, NH | 6 | $ 1,052,000 | $ 175,333 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 6 | $ 2,360,000 | $ 393,333 | $ 0 |
| Santa Fe, NM | 6 | $ 1,372,000 | $ 228,666 | $ 0 |
| Bellingham, WA | 5 | $ 956,000 | $ 191,200 | $ 0 |
| Buffalo-Niagara Falls, NY | 5 | $ 412,000 | $ 82,400 | $ 0 |
| Burlington-South Burlington, VT | 5 | $ 995,000 | $ 199,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 5 | $ 777,000 | $ 155,400 | $ 0 |
| College Station-Bryan, TX | 5 | $ 813,000 | $ 162,600 | $ 0 |
| Fort Collins-Loveland, CO | 5 | $ 938,000 | $ 187,600 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 582,000 | $ 116,400 | $ 0 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,049,000 | $ 209,800 | $ 0 |
| Memphis, TN-MS-AR | 5 | $ 396,000 | $ 79,200 | $ 0 |
| Morristown, TN | 5 | $ 647,000 | $ 129,400 | $ 0 |
| Sandusky, OH | 5 | $ 735,000 | $ 147,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,415,000 | $ 283,000 | $ 0 |
| Syracuse, NY | 5 | $ 426,000 | $ 85,200 | $ 0 |
| Tacoma, WA | 5 | $ 799,000 | $ 159,800 | $ 0 |
| Ann Arbor, MI | 4 | $ 346,000 | $ 86,500 | $ 0 |
| Bremerton-Silverdale, WA | 4 | $ 496,000 | $ 124,000 | $ 0 |
| Colorado Springs, CO | 4 | $ 595,000 | $ 148,750 | $ 0 |
| Columbus, OH | 4 | $ 281,000 | $ 70,250 | $ 0 |
| Cumberland, MD-WV | 4 | $ 235,000 | $ 58,750 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 471,000 | $ 117,750 | $ 0 |
| Durham-Chapel Hill, NC | 4 | $ 554,000 | $ 138,500 | $ 0 |
| Evansville, IN-KY | 4 | $ 295,000 | $ 73,750 | $ 0 |
| Fort Wayne, IN | 4 | $ 309,000 | $ 77,250 | $ 0 |
| Gary, IN | 4 | $ 469,000 | $ 117,250 | $ 0 |
| Greenville-Mauldin-Easley, SC | 4 | $ 687,000 | $ 171,750 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 502,000 | $ 125,500 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 201,000 | $ 50,250 | $ 0 |
| Naples-Marco Island, FL | 4 | $ 1,328,000 | $ 332,000 | $ 0 |
| Pascagoula, MS | 4 | $ 418,000 | $ 104,500 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 421,000 | $ 105,250 | $ 0 |
| Salinas, CA | 4 | $ 1,315,000 | $ 328,750 | $ 0 |
| Salisbury, MD | 4 | $ 214,000 | $ 53,500 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 1,290,000 | $ 322,500 | $ 0 |
| Trenton-Ewing, NJ | 4 | $ 319,000 | $ 79,750 | $ 0 |
| Yakima, WA | 4 | $ 1,056,000 | $ 264,000 | $ 0 |
| Bend, OR | 3 | $ 609,000 | $ 203,000 | $ 0 |
| Charleston, WV | 3 | $ 249,000 | $ 83,000 | $ 0 |
| Chattanooga, TN-GA | 3 | $ 398,000 | $ 132,666 | $ 0 |
| Glens Falls, NY | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Harrisburg-Carlisle, PA | 3 | $ 186,000 | $ 62,000 | $ 0 |
| Hattiesburg, MS | 3 | $ 223,000 | $ 74,333 | $ 0 |
| Lake Havasu City-Kingman, AZ | 3 | $ 681,000 | $ 227,000 | $ 0 |
| Lawton, OK | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Lebanon, PA | 3 | $ 286,000 | $ 95,333 | $ 0 |
| Longview, WA | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Muskegon-Norton Shores, MI | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Olympia, WA | 3 | $ 518,000 | $ 172,666 | $ 0 |
| Prescott, AZ | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Racine, WI | 3 | $ 410,000 | $ 136,666 | $ 0 |
| Reading, PA | 3 | $ 463,000 | $ 154,333 | $ 0 |
| Rochester, NY | 3 | $ 230,000 | $ 76,666 | $ 0 |
| Salem, OR | 3 | $ 479,000 | $ 159,666 | $ 0 |
| Savannah, GA | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Sumter, SC | 3 | $ 308,000 | $ 102,666 | $ 0 |
| Tucson, AZ | 3 | $ 356,000 | $ 118,666 | $ 0 |
| Vallejo-Fairfield, CA | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Alexandria, LA | 2 | $ 143,000 | $ 71,500 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Anderson, IN | 2 | $ 139,000 | $ 69,500 | $ 0 |
| Augusta-Richmond County, GA-SC | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Billings, MT | 2 | $ 305,000 | $ 152,500 | $ 0 |
| Binghamton, NY | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Bloomington, IN | 2 | $ 146,000 | $ 73,000 | $ 0 |
| Burlington, NC | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Charlottesville, VA | 2 | $ 781,000 | $ 390,500 | $ 0 |
| Chico, CA | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 493,000 | $ 246,500 | $ 0 |
| Dothan, AL | 2 | $ 179,000 | $ 89,500 | $ 0 |
| El Paso, TX | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Flint, MI | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Fresno, CA | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Grand Junction, CO | 2 | $ 572,000 | $ 286,000 | $ 0 |
| Green Bay, WI | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 149,000 | $ 74,500 | $ 0 |
| Huntsville, AL | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Jackson, MI | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Jefferson City, MO | 2 | $ 329,000 | $ 164,500 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Kingston, NY | 2 | $ 535,000 | $ 267,500 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 117,000 | $ 58,500 | $ 0 |
| Lewiston, ID-WA | 2 | $ 165,000 | $ 82,500 | $ 0 |
| Monroe, LA | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Montgomery, AL | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Oklahoma City, OK | 2 | $ 203,000 | $ 101,500 | $ 0 |
| San Angelo, TX | 2 | $ 99,000 | $ 49,500 | $ 0 |
| Scranton--Wilkes-Barre, PA | 2 | $ 237,000 | $ 118,500 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 111,000 | $ 55,500 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Spartanburg, SC | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Tulsa, OK | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Waco, TX | 2 | $ 97,000 | $ 48,500 | $ 0 |
| Wichita Falls, TX | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Wichita, KS | 2 | $ 87,000 | $ 43,500 | $ 0 |
| Wilmington, NC | 2 | $ 431,000 | $ 215,500 | $ 0 |
| York-Hanover, PA | 2 | $ 173,000 | $ 86,500 | $ 0 |
| Albany, GA | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Altoona, PA | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Amarillo, TX | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Anchorage, AK | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Anderson, SC | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Bangor, ME | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Baton Rouge, LA | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Battle Creek, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Boulder, CO | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Cheyenne, WY | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Dalton, GA | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Dayton, OH | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Decatur, AL | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Decatur, IL | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Dover, DE | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Elizabethtown, KY | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Elmira, NY | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Eugene-Springfield, OR | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Fairbanks, AK | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Fayetteville, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Gainesville, FL | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Gainesville, GA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Greeley, CO | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Jackson, MS | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Jacksonville, NC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Janesville, WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Johnson City, TN | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Jonesboro, AR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Kokomo, IN | 1 | $ 98,000 | $ 98,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Las Cruces, NM | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Lawrence, KS | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Lima, OH | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Logan, UT-ID | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Macon, GA | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Madison, WI | 1 | $ 388,000 | $ 388,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Missoula, MT | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Mobile, AL | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Monroe, MI | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Ocean City, NJ | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Pittsburgh, PA | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Pittsfield, MA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Redding, CA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Spokane, WA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Springfield, OH | 1 | $ 113,000 | $ 113,000 | $ 0 |
| St. Cloud, MN | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Stockton, CA | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Tallahassee, FL | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Toledo, OH | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Topeka, KS | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Wausau, WI | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Yuba City, CA | 1 | $ 109,000 | $ 109,000 | $ 0 |
Mortgage Loan Application Detail Totals for Financial Freedom Acquisition in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,706 | $489,554,000 | $180,000 | $542,000 | $0 | $0 |
| Home Improvement | 411 | $63,408,000 | $154,000 | $485,000 | $0 | $0 |
| Home Purchase | 112 | $17,924,000 | $160,000 | $439,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,360 | $418,233,000 | $177,000 | $542,000 | $0 | $0 |
| Black or African American | 520 | $79,701,000 | $153,000 | $523,000 | $0 | $0 |
| Hispanic | 180 | $34,124,000 | $189,000 | $518,000 | $0 | $0 |
| Asian | 53 | $15,087,000 | $284,000 | $523,000 | $0 | $0 |
| Not applicable | 53 | $10,137,000 | $191,000 | $446,000 | $0 | $0 |
| Not Provided | 32 | $6,268,000 | $195,000 | $507,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,687,000 | $270,000 | $428,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $1,649,000 | $164,000 | $367,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,229 | $570,886,000 | $176,000 | $542,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,851 | $329,543,000 | $178,000 | $532,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,004 | $175,137,000 | $174,000 | $542,000 | $0 | $0 |
| Application Withdrawn By Applicant | 261 | $46,004,000 | $176,000 | $518,000 | $0 | $0 |
| Application Approved But Not Accepted | 60 | $10,065,000 | $167,000 | $463,000 | $0 | $0 |
| Loan Purchased By The Institution | 53 | $10,137,000 | $191,000 | $446,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 483 | $83,495,000 | $172,000 | $523,000 | $0 | $0 |
| Collateral | 408 | $69,336,000 | $169,000 | $542,000 | $0 | $0 |
| Unverifiable Information | 43 | $8,767,000 | $203,000 | $497,000 | $0 | $0 |
| Other | 40 | $8,063,000 | $201,000 | $497,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $5,231,000 | $186,000 | $469,000 | $0 | $0 |
| Credit History | 1 | $89,000 | $89,000 | $89,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $156,000 | $156,000 | $156,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Financial Freedom Acquisition's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Financial Freedom Acquisition's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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