First-Citizens Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First-Citizens Bank & Trust Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First-Citizens Bank & Trust Company 4300 Six Forks Road Fcc 21 Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 26,035 |
| Total Mortgage Loan Application Amount | $4,535,545,000 |
| Average Mortgage Loan Application Amount | $181,800 |
| Highest Mortgage Loan Application Amount | $6,305,000 |
| Average Applicant Income | $146,600 |
| Highest Applicant Income | $5,111,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First-Citizens Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First-Citizens Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First-Citizens Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First-Citizens Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First-Citizens Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First-Citizens Bank & Trust Company's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 2,084 | $ 388,280,000 | $ 186,000 | $ 189,000 |
| Mecklenburg County North Carolina | 1,794 | $ 335,990,000 | $ 187,000 | $ 184,000 |
| Charleston County South Carolina | 901 | $ 256,505,000 | $ 284,000 | $ 184,000 |
| Richland County South Carolina | 818 | $ 128,720,000 | $ 157,000 | $ 149,000 |
| Greenville County South Carolina | 651 | $ 120,005,000 | $ 184,000 | $ 146,000 |
| Guilford County North Carolina | 596 | $ 100,800,000 | $ 169,000 | $ 173,000 |
| Buncombe County North Carolina | 589 | $ 129,845,000 | $ 220,000 | $ 169,000 |
| Lexington County South Carolina | 554 | $ 78,700,000 | $ 142,000 | $ 122,000 |
| Spartanburg County South Carolina | 548 | $ 70,650,000 | $ 128,000 | $ 106,000 |
| New Hanover County North Carolina | 534 | $ 141,780,000 | $ 265,000 | $ 222,000 |
| Union County North Carolina | 486 | $ 77,820,000 | $ 160,000 | $ 160,000 |
| Durham County North Carolina | 456 | $ 93,090,000 | $ 204,000 | $ 185,000 |
| York County South Carolina | 423 | $ 70,075,000 | $ 165,000 | $ 123,000 |
| Henderson County North Carolina | 406 | $ 68,140,000 | $ 167,000 | $ 115,000 |
| Cumberland County North Carolina | 400 | $ 48,850,000 | $ 122,000 | $ 116,000 |
| Horry County South Carolina | 394 | $ 66,310,000 | $ 168,000 | $ 122,000 |
| Johnston County North Carolina | 380 | $ 44,150,000 | $ 116,000 | $ 105,000 |
| Forsyth County North Carolina | 378 | $ 61,380,000 | $ 162,000 | $ 156,000 |
| Anderson County South Carolina | 284 | $ 39,590,000 | $ 139,000 | $ 113,000 |
| Carteret County North Carolina | 270 | $ 56,140,000 | $ 207,000 | $ 227,000 |
| Macon County North Carolina | 268 | $ 49,280,000 | $ 183,000 | $ 106,000 |
| Berkeley County South Carolina | 262 | $ 42,960,000 | $ 163,000 | $ 140,000 |
| Brunswick County North Carolina | 261 | $ 55,685,000 | $ 213,000 | $ 183,000 |
| Pickens County South Carolina | 259 | $ 53,155,000 | $ 205,000 | $ 159,000 |
| Catawba County North Carolina | 241 | $ 37,805,000 | $ 156,000 | $ 144,000 |
| Craven County North Carolina | 231 | $ 39,665,000 | $ 171,000 | $ 140,000 |
| Orange County North Carolina | 215 | $ 63,345,000 | $ 294,000 | $ 237,000 |
| Aiken County South Carolina | 204 | $ 29,130,000 | $ 142,000 | $ 115,000 |
| Pitt County North Carolina | 200 | $ 33,320,000 | $ 166,000 | $ 163,000 |
| Iredell County North Carolina | 197 | $ 41,405,000 | $ 210,000 | $ 172,000 |
| Cabarrus County North Carolina | 188 | $ 26,650,000 | $ 141,000 | $ 114,000 |
| Jackson County North Carolina | 188 | $ 46,240,000 | $ 245,000 | $ 175,000 |
| Moore County North Carolina | 180 | $ 53,160,000 | $ 295,000 | $ 227,000 |
| Lancaster County South Carolina | 180 | $ 23,620,000 | $ 131,000 | $ 107,000 |
| Onslow County North Carolina | 178 | $ 26,280,000 | $ 147,000 | $ 109,000 |
| Dorchester County South Carolina | 178 | $ 27,060,000 | $ 152,000 | $ 116,000 |
| Caldwell County North Carolina | 177 | $ 19,965,000 | $ 112,000 | $ 94,000 |
| Beaufort County South Carolina | 171 | $ 36,705,000 | $ 214,000 | $ 186,000 |
| Darlington County South Carolina | 170 | $ 20,120,000 | $ 118,000 | $ 92,000 |
| Florence County South Carolina | 168 | $ 27,780,000 | $ 165,000 | $ 129,000 |
| Chatham County North Carolina | 165 | $ 40,845,000 | $ 247,000 | $ 200,000 |
| Georgetown County South Carolina | 159 | $ 38,575,000 | $ 242,000 | $ 246,000 |
| Lincoln County North Carolina | 154 | $ 19,550,000 | $ 126,000 | $ 113,000 |
| Oconee County South Carolina | 151 | $ 35,755,000 | $ 236,000 | $ 184,000 |
| Franklin County North Carolina | 150 | $ 18,010,000 | $ 120,000 | $ 101,000 |
| Burke County North Carolina | 149 | $ 13,145,000 | $ 88,000 | $ 71,000 |
| Greenwood County South Carolina | 149 | $ 20,135,000 | $ 135,000 | $ 141,000 |
| Pender County North Carolina | 146 | $ 32,360,000 | $ 221,000 | $ 177,000 |
| Roanoke County Virginia | 145 | $ 20,195,000 | $ 139,000 | $ 124,000 |
| Haywood County North Carolina | 136 | $ 20,480,000 | $ 150,000 | $ 100,000 |
| Transylvania County North Carolina | 132 | $ 27,800,000 | $ 210,000 | $ 144,000 |
| Pittsylvania County Virginia | 128 | $ 13,930,000 | $ 108,000 | $ 82,000 |
| Kershaw County South Carolina | 123 | $ 14,525,000 | $ 118,000 | $ 116,000 |
| Orangeburg County South Carolina | 119 | $ 11,185,000 | $ 93,000 | $ 97,000 |
| Sumter County South Carolina | 114 | $ 13,210,000 | $ 115,000 | $ 127,000 |
| Wayne County North Carolina | 112 | $ 14,800,000 | $ 132,000 | $ 125,000 |
| Harnett County North Carolina | 110 | $ 11,860,000 | $ 107,000 | $ 82,000 |
| Roanoke City County Virginia | 105 | $ 18,295,000 | $ 174,000 | $ 134,000 |
| Bedford County Virginia | 104 | $ 18,960,000 | $ 182,000 | $ 154,000 |
| Polk County North Carolina | 100 | $ 18,630,000 | $ 186,000 | $ 122,000 |
| Cherokee County North Carolina | 99 | $ 13,115,000 | $ 132,000 | $ 75,000 |
| Gaston County North Carolina | 99 | $ 10,455,000 | $ 105,000 | $ 103,000 |
| Watauga County North Carolina | 99 | $ 22,385,000 | $ 226,000 | $ 174,000 |
| Wilson County North Carolina | 99 | $ 12,865,000 | $ 129,000 | $ 104,000 |
| Chester County South Carolina | 97 | $ 10,305,000 | $ 106,000 | $ 88,000 |
| Danville County Virginia | 96 | $ 7,770,000 | $ 80,000 | $ 76,000 |
| Albemarle County Virginia | 88 | $ 16,310,000 | $ 185,000 | $ 205,000 |
| Sampson County North Carolina | 84 | $ 8,860,000 | $ 105,000 | $ 99,000 |
| Davidson County North Carolina | 81 | $ 14,545,000 | $ 179,000 | $ 170,000 |
| Rockingham County North Carolina | 81 | $ 7,415,000 | $ 91,000 | $ 78,000 |
| Madison County Georgia | 80 | $ 7,460,000 | $ 93,000 | $ 73,000 |
| Dillon County South Carolina | 79 | $ 7,655,000 | $ 96,000 | $ 91,000 |
| Chesterfield County Virginia | 79 | $ 9,365,000 | $ 118,000 | $ 164,000 |
| Lenoir County North Carolina | 78 | $ 7,140,000 | $ 91,000 | $ 110,000 |
| Rutherford County North Carolina | 78 | $ 10,120,000 | $ 129,000 | $ 96,000 |
| Lee County North Carolina | 77 | $ 7,605,000 | $ 98,000 | $ 84,000 |
| Chesterfield County South Carolina | 74 | $ 6,380,000 | $ 86,000 | $ 92,000 |
| Edgefield County South Carolina | 74 | $ 6,620,000 | $ 89,000 | $ 82,000 |
| Pamlico County North Carolina | 72 | $ 9,970,000 | $ 138,000 | $ 119,000 |
| Henrico County Virginia | 71 | $ 11,225,000 | $ 158,000 | $ 196,000 |
| Montgomery County Virginia | 71 | $ 12,115,000 | $ 170,000 | $ 175,000 |
| Franklin County Georgia | 70 | $ 8,000,000 | $ 114,000 | $ 79,000 |
| Hart County Georgia | 67 | $ 8,455,000 | $ 126,000 | $ 110,000 |
| Saluda County South Carolina | 67 | $ 6,315,000 | $ 94,000 | $ 112,000 |
| Stokes County North Carolina | 66 | $ 6,330,000 | $ 95,000 | $ 71,000 |
| Newberry County South Carolina | 66 | $ 7,480,000 | $ 113,000 | $ 97,000 |
| Milwaukee County Wisconsin | 65 | $ 6,385,000 | $ 98,000 | $ 63,000 |
| Fulton County Georgia | 62 | $ 19,840,000 | $ 320,000 | $ 243,000 |
| McDowell County North Carolina | 62 | $ 7,080,000 | $ 114,000 | $ 119,000 |
| Fairfield County South Carolina | 62 | $ 7,210,000 | $ 116,000 | $ 111,000 |
| Abbeville County South Carolina | 61 | $ 5,055,000 | $ 82,000 | $ 84,000 |
| Laurens County South Carolina | 59 | $ 8,095,000 | $ 137,000 | $ 95,000 |
| Alexander County North Carolina | 58 | $ 5,020,000 | $ 86,000 | $ 81,000 |
| Stephens County Georgia | 57 | $ 5,145,000 | $ 90,000 | $ 81,000 |
| Columbus County North Carolina | 57 | $ 6,175,000 | $ 108,000 | $ 131,000 |
| Beaufort County North Carolina | 56 | $ 7,810,000 | $ 139,000 | $ 119,000 |
| Randolph County North Carolina | 56 | $ 6,740,000 | $ 120,000 | $ 92,000 |
| Chatham County Georgia | 55 | $ 14,195,000 | $ 258,000 | $ 183,000 |
| Greenbrier County West Virginia | 54 | $ 5,630,000 | $ 104,000 | $ 88,000 |
| Pocahontas County West Virginia | 53 | $ 4,315,000 | $ 81,000 | $ 75,000 |
| Ashe County North Carolina | 51 | $ 7,025,000 | $ 137,000 | $ 167,000 |
| Bladen County North Carolina | 51 | $ 4,245,000 | $ 83,000 | $ 110,000 |
| Botetourt County Virginia | 51 | $ 6,515,000 | $ 127,000 | $ 116,000 |
| Richmond City County Virginia | 51 | $ 8,325,000 | $ 163,000 | $ 202,000 |
| Alamance County North Carolina | 50 | $ 8,500,000 | $ 170,000 | $ 206,000 |
| Nash County North Carolina | 50 | $ 6,150,000 | $ 123,000 | $ 140,000 |
| Stanly County North Carolina | 49 | $ 6,835,000 | $ 139,000 | $ 102,000 |
| Lynchburg County Virginia | 48 | $ 5,630,000 | $ 117,000 | $ 130,000 |
| Columbia County Georgia | 47 | $ 7,955,000 | $ 169,000 | $ 125,000 |
| Wilkes County North Carolina | 47 | $ 5,285,000 | $ 112,000 | $ 87,000 |
| Swain County North Carolina | 45 | $ 8,395,000 | $ 186,000 | $ 134,000 |
| Marion County South Carolina | 45 | $ 2,935,000 | $ 65,000 | $ 86,000 |
| McCormick County South Carolina | 45 | $ 6,205,000 | $ 137,000 | $ 104,000 |
| Avery County North Carolina | 43 | $ 11,355,000 | $ 264,000 | $ 310,000 |
| Mecklenburg County Virginia | 42 | $ 5,000,000 | $ 119,000 | $ 104,000 |
| Surry County North Carolina | 40 | $ 5,400,000 | $ 135,000 | $ 108,000 |
| Augusta County Virginia | 40 | $ 4,550,000 | $ 113,000 | $ 96,000 |
| Marlboro County South Carolina | 39 | $ 2,275,000 | $ 58,000 | $ 62,000 |
| Halifax County North Carolina | 37 | $ 3,635,000 | $ 98,000 | $ 130,000 |
| Clarendon County South Carolina | 37 | $ 4,275,000 | $ 115,000 | $ 127,000 |
| Rowan County North Carolina | 36 | $ 4,250,000 | $ 118,000 | $ 85,000 |
| Rockingham County Virginia | 36 | $ 4,790,000 | $ 133,000 | $ 128,000 |
| Cobb County Georgia | 35 | $ 5,815,000 | $ 166,000 | $ 173,000 |
| Gwinnett County Georgia | 35 | $ 5,645,000 | $ 161,000 | $ 171,000 |
| Clay County North Carolina | 35 | $ 3,885,000 | $ 111,000 | $ 112,000 |
| Fairfax County Virginia | 35 | $ 11,685,000 | $ 333,000 | $ 200,000 |
| Maricopa County Arizona | 34 | $ 13,720,000 | $ 403,000 | $ 325,000 |
| DeKalb County Georgia | 33 | $ 9,915,000 | $ 300,000 | $ 202,000 |
| Pickens County Georgia | 33 | $ 4,555,000 | $ 138,000 | $ 64,000 |
| Yancey County North Carolina | 33 | $ 3,225,000 | $ 97,000 | $ 110,000 |
| Palm Beach County Florida | 32 | $ 6,950,000 | $ 217,000 | $ 222,000 |
| Graham County North Carolina | 32 | $ 4,890,000 | $ 152,000 | $ 129,000 |
| Granville County North Carolina | 32 | $ 4,680,000 | $ 146,000 | $ 105,000 |
| Yadkin County North Carolina | 32 | $ 3,540,000 | $ 110,000 | $ 92,000 |
| Duplin County North Carolina | 31 | $ 2,305,000 | $ 74,000 | $ 76,000 |
| Alleghany County Virginia | 31 | $ 2,155,000 | $ 69,000 | $ 61,000 |
| Madison County North Carolina | 30 | $ 3,960,000 | $ 132,000 | $ 98,000 |
| Warren County North Carolina | 30 | $ 4,240,000 | $ 141,000 | $ 135,000 |
| Salem County Virginia | 30 | $ 4,000,000 | $ 133,000 | $ 113,000 |
| Davie County North Carolina | 29 | $ 6,145,000 | $ 211,000 | $ 195,000 |
| Williamsburg County South Carolina | 29 | $ 3,685,000 | $ 127,000 | $ 113,000 |
| Franklin County Virginia | 29 | $ 7,135,000 | $ 246,000 | $ 209,000 |
| Hanover County Virginia | 29 | $ 6,305,000 | $ 217,000 | $ 208,000 |
| Richmond County Georgia | 27 | $ 3,245,000 | $ 120,000 | $ 121,000 |
| Greene County North Carolina | 27 | $ 2,405,000 | $ 89,000 | $ 99,000 |
| Knox County Tennessee | 27 | $ 7,985,000 | $ 295,000 | $ 275,000 |
| Los Angeles County California | 26 | $ 12,760,000 | $ 490,000 | $ 312,000 |
| Collier County Florida | 25 | $ 7,565,000 | $ 302,000 | $ 332,000 |
| Colleton County South Carolina | 25 | $ 7,425,000 | $ 297,000 | $ 283,000 |
| Brunswick County Virginia | 25 | $ 2,505,000 | $ 100,000 | $ 91,000 |
| Campbell County Virginia | 25 | $ 2,835,000 | $ 113,000 | $ 82,000 |
| Pasquotank County North Carolina | 23 | $ 2,265,000 | $ 98,000 | $ 105,000 |
| Broward County Florida | 22 | $ 5,800,000 | $ 263,000 | $ 234,000 |
| Duval County Florida | 22 | $ 3,090,000 | $ 140,000 | $ 143,000 |
| Robeson County North Carolina | 22 | $ 2,460,000 | $ 111,000 | $ 126,000 |
| Vance County North Carolina | 22 | $ 4,350,000 | $ 197,000 | $ 171,000 |
| Barnwell County South Carolina | 22 | $ 2,270,000 | $ 103,000 | $ 93,000 |
| Charlottesville County Virginia | 22 | $ 5,960,000 | $ 270,000 | $ 258,000 |
| Loudoun County Virginia | 22 | $ 7,540,000 | $ 342,000 | $ 215,000 |
| Washington County Wisconsin | 22 | $ 5,820,000 | $ 264,000 | $ 165,000 |
| Lee County Florida | 21 | $ 3,925,000 | $ 186,000 | $ 187,000 |
| Pinellas County Florida | 21 | $ 2,705,000 | $ 128,000 | $ 116,000 |
| Gilmer County Georgia | 21 | $ 2,475,000 | $ 117,000 | $ 83,000 |
| Cherokee County South Carolina | 20 | $ 1,940,000 | $ 97,000 | $ 77,000 |
| Waukesha County Wisconsin | 19 | $ 2,605,000 | $ 137,000 | $ 100,000 |
| Orange County California | 18 | $ 9,450,000 | $ 525,000 | $ 265,000 |
| Alleghany County North Carolina | 18 | $ 1,250,000 | $ 69,000 | $ 116,000 |
| Cherokee County Georgia | 17 | $ 3,075,000 | $ 180,000 | $ 141,000 |
| Calhoun County South Carolina | 17 | $ 3,795,000 | $ 223,000 | $ 126,000 |
| Lee County South Carolina | 17 | $ 1,025,000 | $ 60,000 | $ 75,000 |
| Floyd County Virginia | 17 | $ 1,615,000 | $ 95,000 | $ 145,000 |
| St. Johns County Florida | 16 | $ 3,100,000 | $ 193,000 | $ 192,000 |
| Barrow County Georgia | 16 | $ 2,290,000 | $ 143,000 | $ 158,000 |
| Forsyth County Georgia | 16 | $ 2,350,000 | $ 146,000 | $ 151,000 |
| Cleveland County North Carolina | 16 | $ 2,370,000 | $ 148,000 | $ 127,000 |
| Hoke County North Carolina | 16 | $ 1,560,000 | $ 97,000 | $ 121,000 |
| Warren County Virginia | 16 | $ 1,340,000 | $ 83,000 | $ 194,000 |
| San Diego County California | 15 | $ 3,665,000 | $ 244,000 | $ 170,000 |
| Miami-Dade County Florida | 15 | $ 8,795,000 | $ 586,000 | $ 495,000 |
| Anson County North Carolina | 15 | $ 1,305,000 | $ 87,000 | $ 94,000 |
| Dare County North Carolina | 15 | $ 8,015,000 | $ 534,000 | $ 305,000 |
| Frederick County Virginia | 15 | $ 2,025,000 | $ 135,000 | $ 162,000 |
| Staunton County Virginia | 15 | $ 1,395,000 | $ 93,000 | $ 69,000 |
| Lunenburg County Virginia | 14 | $ 2,570,000 | $ 183,000 | $ 86,000 |
| Hillsborough County Florida | 13 | $ 5,075,000 | $ 390,000 | $ 124,000 |
| Carroll County Virginia | 13 | $ 1,405,000 | $ 108,000 | $ 92,000 |
| Pulaski County Virginia | 13 | $ 2,085,000 | $ 160,000 | $ 138,000 |
| Racine County Wisconsin | 13 | $ 1,605,000 | $ 123,000 | $ 105,000 |
| Martin County Florida | 12 | $ 3,110,000 | $ 259,000 | $ 245,000 |
| Clarke County Georgia | 12 | $ 1,300,000 | $ 108,000 | $ 89,000 |
| Hall County Georgia | 12 | $ 10,180,000 | $ 848,000 | $ 277,000 |
| Jones County North Carolina | 12 | $ 1,220,000 | $ 101,000 | $ 77,000 |
| Montgomery County North Carolina | 12 | $ 4,120,000 | $ 343,000 | $ 276,000 |
| Greensville County Virginia | 12 | $ 850,000 | $ 70,000 | $ 61,000 |
| Caswell County North Carolina | 11 | $ 985,000 | $ 89,000 | $ 73,000 |
| Union County South Carolina | 11 | $ 665,000 | $ 60,000 | $ 83,000 |
| King County Washington | 11 | $ 4,405,000 | $ 400,000 | $ 344,000 |
| Jackson County Georgia | 10 | $ 1,070,000 | $ 107,000 | $ 68,000 |
| Anne Arundel County Maryland | 10 | $ 3,250,000 | $ 325,000 | $ 247,000 |
| Martin County North Carolina | 10 | $ 890,000 | $ 89,000 | $ 85,000 |
| Northampton County North Carolina | 10 | $ 1,650,000 | $ 165,000 | $ 161,000 |
| Bamberg County South Carolina | 10 | $ 830,000 | $ 83,000 | $ 119,000 |
| Davidson County Tennessee | 10 | $ 3,880,000 | $ 388,000 | $ 157,000 |
| Goochland County Virginia | 10 | $ 1,320,000 | $ 132,000 | $ 235,000 |
| District of Columbia County District Of Columbia | 9 | $ 3,595,000 | $ 399,000 | $ 206,000 |
| Orange County Florida | 9 | $ 2,485,000 | $ 276,000 | $ 193,000 |
| McDuffie County Georgia | 9 | $ 975,000 | $ 108,000 | $ 91,000 |
| Oglethorpe County Georgia | 9 | $ 845,000 | $ 93,000 | $ 112,000 |
| Montgomery County Maryland | 9 | $ 1,675,000 | $ 186,000 | $ 159,000 |
| Charlotte County Virginia | 9 | $ 405,000 | $ 45,000 | $ 85,000 |
| Nottoway County Virginia | 9 | $ 1,425,000 | $ 158,000 | $ 108,000 |
| Prince William County Virginia | 9 | $ 1,335,000 | $ 148,000 | $ 161,000 |
| Pierce County Washington | 9 | $ 2,075,000 | $ 230,000 | $ 306,000 |
| Fannin County Georgia | 8 | $ 970,000 | $ 121,000 | $ 80,000 |
| Rabun County Georgia | 8 | $ 1,290,000 | $ 161,000 | $ 113,000 |
| Towns County Georgia | 8 | $ 850,000 | $ 106,000 | $ 51,000 |
| Williamson County Tennessee | 8 | $ 2,150,000 | $ 268,000 | $ 259,000 |
| Emporia County Virginia | 8 | $ 520,000 | $ 65,000 | $ 60,000 |
| Harrisonburg County Virginia | 8 | $ 5,260,000 | $ 657,000 | $ 141,000 |
| Henry County Virginia | 8 | $ 460,000 | $ 57,000 | $ 95,000 |
| Riverside County California | 7 | $ 1,105,000 | $ 157,000 | $ 256,000 |
| Denver County Colorado | 7 | $ 1,935,000 | $ 276,000 | $ 297,000 |
| Union County Georgia | 7 | $ 1,085,000 | $ 155,000 | $ 73,000 |
| Gates County North Carolina | 7 | $ 935,000 | $ 133,000 | $ 139,000 |
| Person County North Carolina | 7 | $ 735,000 | $ 105,000 | $ 148,000 |
| Richmond County North Carolina | 7 | $ 435,000 | $ 62,000 | $ 110,000 |
| Jasper County South Carolina | 7 | $ 665,000 | $ 95,000 | $ 217,000 |
| Amherst County Virginia | 7 | $ 615,000 | $ 87,000 | $ 112,000 |
| Grayson County Virginia | 7 | $ 525,000 | $ 75,000 | $ 71,000 |
| Powhatan County Virginia | 7 | $ 1,105,000 | $ 157,000 | $ 217,000 |
| Brevard County Florida | 6 | $ 860,000 | $ 143,000 | $ 102,000 |
| Henry County Georgia | 6 | $ 1,820,000 | $ 303,000 | $ 153,000 |
| Lumpkin County Georgia | 6 | $ 550,000 | $ 91,000 | $ 52,000 |
| Edgecombe County North Carolina | 6 | $ 300,000 | $ 50,000 | $ 59,000 |
| Fauquier County Virginia | 6 | $ 2,750,000 | $ 458,000 | $ 390,000 |
| Fluvanna County Virginia | 6 | $ 950,000 | $ 158,000 | $ 56,000 |
| Halifax County Virginia | 6 | $ 880,000 | $ 146,000 | $ 70,000 |
| Monroe County West Virginia | 6 | $ 560,000 | $ 93,000 | $ 39,000 |
| Arapahoe County Colorado | 5 | $ 2,065,000 | $ 413,000 | $ 186,000 |
| Volusia County Florida | 5 | $ 735,000 | $ 147,000 | $ 93,000 |
| Elbert County Georgia | 5 | $ 375,000 | $ 75,000 | $ 36,000 |
| Habersham County Georgia | 5 | $ 545,000 | $ 109,000 | $ 86,000 |
| Howard County Maryland | 5 | $ 2,625,000 | $ 525,000 | $ 374,000 |
| Santa Fe County New Mexico | 5 | $ 3,565,000 | $ 713,000 | $ 193,000 |
| Camden County North Carolina | 5 | $ 835,000 | $ 167,000 | $ 104,000 |
| Chowan County North Carolina | 5 | $ 895,000 | $ 179,000 | $ 327,000 |
| Hamilton County Tennessee | 5 | $ 1,945,000 | $ 389,000 | $ 532,000 |
| Amelia County Virginia | 5 | $ 615,000 | $ 123,000 | $ 152,000 |
| Fredericksburg County Virginia | 5 | $ 655,000 | $ 131,000 | $ 373,000 |
| Giles County Virginia | 5 | $ 455,000 | $ 91,000 | $ 100,000 |
| Louisa County Virginia | 5 | $ 1,325,000 | $ 265,000 | $ 396,000 |
| New Kent County Virginia | 5 | $ 335,000 | $ 67,000 | $ 93,000 |
| Ozaukee County Wisconsin | 5 | $ 785,000 | $ 157,000 | $ 306,000 |
| Jefferson County Colorado | 4 | $ 1,240,000 | $ 310,000 | $ 242,000 |
| Clay County Florida | 4 | $ 740,000 | $ 185,000 | $ 363,000 |
| Manatee County Florida | 4 | $ 810,000 | $ 202,000 | $ 98,000 |
| Nassau County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 276,000 |
| Clayton County Georgia | 4 | $ 530,000 | $ 132,000 | $ 94,000 |
| Warren County Georgia | 4 | $ 200,000 | $ 50,000 | $ 47,000 |
| Johnson County Kansas | 4 | $ 850,000 | $ 212,000 | $ 200,000 |
| Bernalillo County New Mexico | 4 | $ 1,710,000 | $ 427,000 | $ 196,000 |
| Scotland County North Carolina | 4 | $ 280,000 | $ 70,000 | $ 91,000 |
| Hampton County South Carolina | 4 | $ 3,610,000 | $ 902,000 | $ 21,000 |
| Sevier County Tennessee | 4 | $ 580,000 | $ 145,000 | $ 103,000 |
| Washington County Tennessee | 4 | $ 740,000 | $ 185,000 | $ 167,000 |
| Dallas County Texas | 4 | $ 1,530,000 | $ 382,000 | $ 439,000 |
| Arlington County Virginia | 4 | $ 680,000 | $ 170,000 | $ 186,000 |
| Chesapeake County Virginia | 4 | $ 680,000 | $ 170,000 | $ 279,000 |
| Culpeper County Virginia | 4 | $ 770,000 | $ 192,000 | $ 283,000 |
| Patrick County Virginia | 4 | $ 440,000 | $ 110,000 | $ 68,000 |
| Radford County Virginia | 4 | $ 560,000 | $ 140,000 | $ 125,000 |
| Virginia Beach County Virginia | 4 | $ 1,250,000 | $ 312,000 | $ 154,000 |
| Monongalia County West Virginia | 4 | $ 480,000 | $ 120,000 | $ 141,000 |
| Dane County Wisconsin | 4 | $ 650,000 | $ 162,000 | $ 155,000 |
| Sacramento County California | 3 | $ 335,000 | $ 111,000 | $ 114,000 |
| Boulder County Colorado | 3 | $ 805,000 | $ 268,000 | $ 99,000 |
| El Paso County Colorado | 3 | $ 605,000 | $ 201,000 | $ 246,000 |
| Bay County Florida | 3 | $ 875,000 | $ 291,000 | $ 120,000 |
| Hernando County Florida | 3 | $ 515,000 | $ 171,000 | $ 65,000 |
| Monroe County Florida | 3 | $ 1,165,000 | $ 388,000 | $ 409,000 |
| Walton County Florida | 3 | $ 1,265,000 | $ 421,000 | $ 291,000 |
| Bryan County Georgia | 3 | $ 275,000 | $ 91,000 | $ 89,000 |
| Bulloch County Georgia | 3 | $ 785,000 | $ 261,000 | $ 130,000 |
| Effingham County Georgia | 3 | $ 365,000 | $ 121,000 | $ 123,000 |
| Fayette County Georgia | 3 | $ 535,000 | $ 178,000 | $ 76,000 |
| Glynn County Georgia | 3 | $ 755,000 | $ 251,000 | $ 258,000 |
| Oconee County Georgia | 3 | $ 945,000 | $ 315,000 | $ 204,000 |
| Paulding County Georgia | 3 | $ 335,000 | $ 111,000 | $ 118,000 |
| Baltimore County Maryland | 3 | $ 1,515,000 | $ 505,000 | $ 287,000 |
| Bertie County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 141,000 |
| Currituck County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 282,000 |
| Mitchell County North Carolina | 3 | $ 175,000 | $ 58,000 | $ 49,000 |
| Perquimans County North Carolina | 3 | $ 195,000 | $ 65,000 | $ 80,000 |
| Clackamas County Oregon | 3 | $ 935,000 | $ 311,000 | $ 415,000 |
| Blount County Tennessee | 3 | $ 3,465,000 | $ 1,155,000 | $ 230,000 |
| Sullivan County Tennessee | 3 | $ 1,225,000 | $ 408,000 | $ 253,000 |
| Travis County Texas | 3 | $ 1,755,000 | $ 585,000 | $ 201,000 |
| Craig County Virginia | 3 | $ 665,000 | $ 221,000 | $ 56,000 |
| Essex County Virginia | 3 | $ 1,295,000 | $ 431,000 | $ 955,000 |
| Galax County Virginia | 3 | $ 165,000 | $ 55,000 | $ 90,000 |
| Gloucester County Virginia | 3 | $ 405,000 | $ 135,000 | $ 160,000 |
| Middlesex County Virginia | 3 | $ 995,000 | $ 331,000 | $ 180,000 |
| Nelson County Virginia | 3 | $ 535,000 | $ 178,000 | $ 76,000 |
| Newport News County Virginia | 3 | $ 145,000 | $ 48,000 | $ 82,000 |
| Prince George County Virginia | 3 | $ 635,000 | $ 211,000 | $ 113,000 |
| Suffolk County Virginia | 3 | $ 315,000 | $ 105,000 | $ 57,000 |
| Winchester County Virginia | 3 | $ 435,000 | $ 145,000 | $ 118,000 |
| Sheboygan County Wisconsin | 3 | $ 635,000 | $ 211,000 | $ 89,000 |
| Etowah County Alabama | 2 | $ 140,000 | $ 70,000 | $ 240,000 |
| Pima County Arizona | 2 | $ 450,000 | $ 225,000 | $ 267,000 |
| El Dorado County California | 2 | $ 280,000 | $ 140,000 | $ 186,000 |
| Placer County California | 2 | $ 530,000 | $ 265,000 | $ 162,000 |
| Santa Clara County California | 2 | $ 1,040,000 | $ 520,000 | $ 170,000 |
| Chaffee County Colorado | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| Douglas County Colorado | 2 | $ 2,160,000 | $ 1,080,000 | $ 344,000 |
| Pitkin County Colorado | 2 | $ 1,770,000 | $ 885,000 | $ 0 |
| Alachua County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 387,000 |
| Charlotte County Florida | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Flagler County Florida | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Lake County Florida | 2 | $ 330,000 | $ 165,000 | $ 96,000 |
| Osceola County Florida | 2 | $ 120,000 | $ 60,000 | $ 128,000 |
| Pasco County Florida | 2 | $ 300,000 | $ 150,000 | $ 107,000 |
| Polk County Florida | 2 | $ 260,000 | $ 130,000 | $ 137,000 |
| Sarasota County Florida | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| Seminole County Florida | 2 | $ 740,000 | $ 370,000 | $ 252,000 |
| St. Lucie County Florida | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| Banks County Georgia | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Bartow County Georgia | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Carroll County Georgia | 2 | $ 170,000 | $ 85,000 | $ 181,000 |
| Catoosa County Georgia | 2 | $ 670,000 | $ 335,000 | $ 132,000 |
| Coweta County Georgia | 2 | $ 150,000 | $ 75,000 | $ 89,000 |
| Greene County Georgia | 2 | $ 2,760,000 | $ 1,380,000 | $ 63,000 |
| Putnam County Georgia | 2 | $ 800,000 | $ 400,000 | $ 385,000 |
| Walton County Georgia | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Hamilton County Indiana | 2 | $ 680,000 | $ 340,000 | $ 250,000 |
| Hyde County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 152,000 |
| Butler County Pennsylvania | 2 | $ 1,230,000 | $ 615,000 | $ 259,000 |
| DeKalb County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 234,000 |
| Greene County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 133,000 |
| Johnson County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 144,000 |
| Loudon County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 541,000 |
| Robertson County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Denton County Texas | 2 | $ 150,000 | $ 75,000 | $ 124,000 |
| Fort Bend County Texas | 2 | $ 460,000 | $ 230,000 | $ 292,000 |
| Harris County Texas | 2 | $ 440,000 | $ 220,000 | $ 191,000 |
| Alexandria County Virginia | 2 | $ 200,000 | $ 100,000 | $ 284,000 |
| Clarke County Virginia | 2 | $ 180,000 | $ 90,000 | $ 99,000 |
| Greene County Virginia | 2 | $ 130,000 | $ 65,000 | $ 234,000 |
| Highland County Virginia | 2 | $ 280,000 | $ 140,000 | $ 410,000 |
| James City County Virginia | 2 | $ 140,000 | $ 70,000 | $ 141,000 |
| King William County Virginia | 2 | $ 340,000 | $ 170,000 | $ 297,000 |
| Martinsville County Virginia | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Norfolk County Virginia | 2 | $ 550,000 | $ 275,000 | $ 162,000 |
| Northampton County Virginia | 2 | $ 1,060,000 | $ 530,000 | $ 132,000 |
| Orange County Virginia | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Shenandoah County Virginia | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Southampton County Virginia | 2 | $ 80,000 | $ 40,000 | $ 171,000 |
| Spotsylvania County Virginia | 2 | $ 160,000 | $ 80,000 | $ 125,000 |
| Tazewell County Virginia | 2 | $ 210,000 | $ 105,000 | $ 137,000 |
| Snohomish County Washington | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Thurston County Washington | 2 | $ 430,000 | $ 215,000 | $ 230,000 |
| Gilmer County West Virginia | 2 | $ 90,000 | $ 45,000 | $ 156,000 |
| Jefferson County West Virginia | 2 | $ 680,000 | $ 340,000 | $ 200,000 |
| Dodge County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 301,000 |
| Jefferson County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Vilas County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 399,000 |
| Yavapai County Arizona | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Alameda County California | 1 | $ 605,000 | $ 605,000 | $ 372,000 |
| San Bernardino County California | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| La Plata County Colorado | 1 | $ 655,000 | $ 655,000 | $ 423,000 |
| Summit County Colorado | 1 | $ 225,000 | $ 225,000 | $ 550,000 |
| Columbia County Florida | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Franklin County Florida | 1 | $ 75,000 | $ 75,000 | $ 246,000 |
| Marion County Florida | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Okaloosa County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Sumter County Florida | 1 | $ 195,000 | $ 195,000 | $ 27,000 |
| Baldwin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Burke County Georgia | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Glascock County Georgia | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Houston County Georgia | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Jefferson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Laurens County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Liberty County Georgia | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Newton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Toombs County Georgia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Cook County Illinois | 1 | $ 455,000 | $ 455,000 | $ 325,000 |
| Douglas County Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| York County Maine | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Harford County Maryland | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Prince George's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 349,000 |
| Queen Anne's County Maryland | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Washington County Maryland | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Clay County Missouri | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Platte County Missouri | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Beaverhead County Montana | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Ocean County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Lea County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 340,000 |
| Erie County New York | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Washington County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 473,000 |
| Oklahoma County Oklahoma | 1 | $ 1,955,000 | $ 1,955,000 | $ 564,000 |
| Rogers County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Deschutes County Oregon | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Washington County Oregon | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 248,000 |
| Chester County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Franklin County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Allendale County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Anderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Bedford County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Carter County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Coffee County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Cumberland County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Dickson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 61,000 |
| Hawkins County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Henry County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 230,000 |
| Jefferson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Rutherford County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 96,000 |
| Shelby County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 278,000 |
| Sumner County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Unicoi County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 405,000 |
| Collin County Texas | 1 | $ 595,000 | $ 595,000 | $ 102,000 |
| Limestone County Texas | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| McLennan County Texas | 1 | $ 435,000 | $ 435,000 | $ 295,000 |
| Tarrant County Texas | 1 | $ 95,000 | $ 95,000 | $ 448,000 |
| Appomattox County Virginia | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Bath County Virginia | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Caroline County Virginia | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Colonial Heights County Virginia | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Covington County Virginia | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Cumberland County Virginia | 1 | $ 55,000 | $ 55,000 | $ 230,000 |
| Dinwiddie County Virginia | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Falls Church County Virginia | 1 | $ 755,000 | $ 755,000 | $ 201,000 |
| Lexington County Virginia | 1 | $ 95,000 | $ 95,000 | $ 15,000 |
| Page County Virginia | 1 | $ 175,000 | $ 175,000 | $ 214,000 |
| Petersburg County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Rappahannock County Virginia | 1 | $ 515,000 | $ 515,000 | $ 180,000 |
| Richmond County Virginia | 1 | $ 65,000 | $ 65,000 | $ 440,000 |
| Smyth County Virginia | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Stafford County Virginia | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Sussex County Virginia | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Clark County Washington | 1 | $ 215,000 | $ 215,000 | $ 417,000 |
| Douglas County Washington | 1 | $ 485,000 | $ 485,000 | $ 859,000 |
| Jefferson County Washington | 1 | $ 435,000 | $ 435,000 | $ 434,000 |
| Kitsap County Washington | 1 | $ 735,000 | $ 735,000 | $ 246,000 |
| Cabell County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Jackson County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 380,000 |
| Marion County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 623,000 |
| Wood County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 197,000 |
| Marathon County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 231,000 |
| Walworth County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Waushara County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 367,000 |
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,191 | $1,872,055,000 | $260,000 | $6,305,000 | $155,000 | $5,009,000 |
| Other Purpose | 6,867 | $693,665,000 | $101,000 | $3,005,000 | $154,000 | $5,111,000 |
| Refinancing | 5,695 | $1,143,425,000 | $200,000 | $4,105,000 | $149,000 | $2,477,000 |
| Home Improvement | 4,879 | $472,515,000 | $96,000 | $2,005,000 | $145,000 | $1,557,000 |
| Cash-out Refinancing | 1,403 | $353,885,000 | $252,000 | $2,885,000 | $130,000 | $1,697,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,503 | $3,257,085,000 | $176,000 | $4,105,000 | $148,000 | $5,009,000 |
| Not Provided | 3,976 | $632,210,000 | $159,000 | $2,845,000 | $193,000 | $5,111,000 |
| Black or African American | 1,605 | $219,975,000 | $137,000 | $3,005,000 | $89,000 | $2,199,000 |
| Hispanic | 654 | $102,630,000 | $156,000 | $1,485,000 | $104,000 | $3,699,000 |
| Not applicable | 584 | $183,520,000 | $314,000 | $6,305,000 | $0 | $0 |
| Asian | 500 | $106,080,000 | $212,000 | $2,835,000 | $160,000 | $2,261,000 |
| American Indian or Alaskan Native | 85 | $12,995,000 | $152,000 | $1,285,000 | $114,000 | $756,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,620,000 | $187,000 | $505,000 | $209,000 | $599,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,154 | $4,389,870,000 | $174,000 | $6,305,000 | $153,000 | $5,111,000 |
| FHA-insured (Federal Housing Administration) | 620 | $96,740,000 | $156,000 | $375,000 | $57,000 | $256,000 |
| VA-guaranteed (Veterans Administration) | 173 | $36,115,000 | $208,000 | $625,000 | $75,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 88 | $12,820,000 | $145,000 | $275,000 | $50,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,023 | $3,228,235,000 | $179,000 | $6,305,000 | $163,000 | $5,111,000 |
| Application Denied By Financial Institution | 5,471 | $821,415,000 | $150,000 | $3,205,000 | $104,000 | $2,199,000 |
| Application Withdrawn By Applicant | 888 | $186,740,000 | $210,000 | $1,785,000 | $166,000 | $2,635,000 |
| Application Approved But Not Accepted | 867 | $133,815,000 | $154,000 | $6,275,000 | $158,000 | $1,908,000 |
| File Closed For Incompleteness | 786 | $165,340,000 | $210,000 | $1,745,000 | $151,000 | $3,294,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,564 | $3,714,130,000 | $180,000 | $6,305,000 | $163,000 | $5,111,000 |
| Debt-To-Income Ratio | 2,169 | $396,465,000 | $182,000 | $3,205,000 | $78,000 | $2,051,000 |
| Credit History | 1,838 | $187,480,000 | $102,000 | $1,955,000 | $99,000 | $1,956,000 |
| Collateral | 913 | $140,115,000 | $153,000 | $3,005,000 | $155,000 | $2,199,000 |
| Other | 233 | $31,105,000 | $133,000 | $1,205,000 | $152,000 | $775,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 203 | $50,365,000 | $248,000 | $1,505,000 | $108,000 | $782,000 |
| Unverifiable Information | 110 | $14,660,000 | $133,000 | $755,000 | $143,000 | $962,000 |
| Employment History | 4 | $1,020,000 | $255,000 | $605,000 | $111,000 | $149,000 |
| Credit Application Incomplete | 1 | $205,000 | $205,000 | $205,000 | $329,000 | $329,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First-Citizens Bank & Trust Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First-Citizens Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.