First Direct Lending LLC Mortgage Lending & HMDA Data, 2017

In 2017, First Direct Lending LLC of Irvine, CA reported 11,613 mortgage applications totaling $2.4 billion. The average application was for $204,143, and applicants reported an average income of $68,150. 40% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (588), Riverside-San Bernardino-Ontario, CA (550) and Los Angeles-Long Beach-Glendale, CA (440) (applications in parentheses).

Mortgage Company & Address First Direct Lending LLC
15261 Laguna Canyon Road, Suite 200
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2015  
Total Number of Mortgage Applications 11,613
Total Mortgage Loan Application Amount $2,370,722,000
Average Mortgage Loan Application Amount $204,143
Highest Mortgage Loan Application Amount $1,612,000
Average Applicant Income $68,150
Highest Applicant Income $1,120,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Direct Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Direct Lending LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 516 $ 100,325,000 $ 194,428 $ 63,000
Los Angeles, California 440 $ 136,827,000 $ 310,970 $ 81,000
Riverside, California 292 $ 71,290,000 $ 244,143 $ 76,000
San Bernardino, California 258 $ 59,174,000 $ 229,356 $ 72,000
Miami-Dade, Florida 194 $ 39,367,000 $ 202,922 $ 70,000
Sacramento, California 190 $ 44,155,000 $ 232,394 $ 72,000
Broward, Florida 161 $ 31,762,000 $ 197,279 $ 68,000
San Diego, California 138 $ 45,029,000 $ 326,297 $ 80,000
Palm Beach, Florida 130 $ 25,814,000 $ 198,569 $ 71,000
Cook, Illinois 122 $ 22,629,000 $ 185,483 $ 66,000
King, Washington 120 $ 34,327,000 $ 286,058 $ 81,000
Pierce, Washington 116 $ 26,185,000 $ 225,732 $ 75,000
Hillsborough, Florida 114 $ 20,204,000 $ 177,228 $ 65,000
San Joaquin, California 110 $ 25,692,000 $ 233,563 $ 74,000
Adams, Colorado 105 $ 24,407,000 $ 232,447 $ 61,000
Arapahoe, Colorado 104 $ 23,321,000 $ 224,240 $ 66,000
Orange, Florida 103 $ 18,103,000 $ 175,757 $ 59,000
Snohomish, Washington 100 $ 27,910,000 $ 279,100 $ 84,000
Lee, Florida 99 $ 16,300,000 $ 164,646 $ 60,000
Stanislaus, California 97 $ 19,920,000 $ 205,360 $ 62,000
Contra Costa, California 94 $ 28,932,000 $ 307,787 $ 83,000
Orange, California 85 $ 31,384,000 $ 369,223 $ 97,000
Clark, Washington 81 $ 19,176,000 $ 236,740 $ 79,000
Weld, Colorado 77 $ 16,896,000 $ 219,428 $ 63,000
Denver, Colorado 76 $ 18,602,000 $ 244,763 $ 72,000
Jefferson, Colorado 75 $ 18,143,000 $ 241,906 $ 69,000
Pinellas, Florida 75 $ 13,209,000 $ 176,120 $ 68,000
Polk, Florida 75 $ 12,139,000 $ 161,853 $ 62,000
Kern, California 73 $ 13,544,000 $ 185,534 $ 70,000
Brevard, Florida 73 $ 12,484,000 $ 171,013 $ 64,000
Volusia, Florida 73 $ 10,871,000 $ 148,917 $ 53,000
Pinal, Arizona 72 $ 11,610,000 $ 161,250 $ 55,000
Philadelphia, Pennsylvania 72 $ 10,509,000 $ 145,958 $ 62,000
Fresno, California 71 $ 13,433,000 $ 189,197 $ 62,000
Solano, California 71 $ 21,190,000 $ 298,450 $ 87,000
El Paso, Colorado 70 $ 12,791,000 $ 182,728 $ 57,000
Prince George's, Maryland 70 $ 14,721,000 $ 210,300 $ 67,000
Mecklenburg, North Carolina 67 $ 12,096,000 $ 180,537 $ 69,000
Pima, Arizona 66 $ 10,283,000 $ 155,803 $ 55,000
Duval, Florida 65 $ 10,608,000 $ 163,200 $ 64,000
Davidson, Tennessee 61 $ 10,820,000 $ 177,377 $ 55,000
Osceola, Florida 60 $ 10,766,000 $ 179,433 $ 62,000
Gwinnett, Georgia 60 $ 10,042,000 $ 167,366 $ 62,000
Washington, Oregon 56 $ 13,849,000 $ 247,303 $ 63,000
Multnomah, Oregon 55 $ 12,767,000 $ 232,127 $ 66,000
Alameda, California 54 $ 19,967,000 $ 369,759 $ 105,000
Spokane, Washington 54 $ 9,455,000 $ 175,092 $ 56,000
Santa Clara, California 53 $ 21,819,000 $ 411,679 $ 101,000
Clackamas, Oregon 51 $ 12,927,000 $ 253,470 $ 75,000
Tulare, California 48 $ 8,097,000 $ 168,687 $ 59,000
St. Lucie, Florida 48 $ 7,537,000 $ 157,020 $ 54,000
Franklin, Ohio 48 $ 7,068,000 $ 147,250 $ 65,000
Allegheny, Pennsylvania 48 $ 7,376,000 $ 153,666 $ 82,000
Pasco, Florida 47 $ 8,037,000 $ 171,000 $ 65,000
Larimer, Colorado 43 $ 9,793,000 $ 227,744 $ 67,000
Cobb, Georgia 43 $ 7,974,000 $ 185,441 $ 71,000
Wake, North Carolina 43 $ 7,943,000 $ 184,720 $ 59,000
Fairfax, Virginia 40 $ 13,351,000 $ 333,775 $ 84,000
Seminole, Florida 39 $ 7,167,000 $ 183,769 $ 64,000
Shelby, Tennessee 38 $ 6,046,000 $ 159,105 $ 97,000
Jefferson, Alabama 37 $ 6,226,000 $ 168,270 $ 64,000
Ventura, California 37 $ 11,437,000 $ 309,108 $ 77,000
Lake, Florida 37 $ 6,944,000 $ 187,675 $ 67,000
Oakland, Michigan 37 $ 6,963,000 $ 188,189 $ 68,000
Prince William, Virginia 37 $ 9,589,000 $ 259,162 $ 84,000
Montgomery, Maryland 35 $ 10,687,000 $ 305,342 $ 86,000
Bucks, Pennsylvania 35 $ 7,490,000 $ 214,000 $ 75,000
Lancaster, Pennsylvania 35 $ 6,227,000 $ 177,914 $ 73,000
Rutherford, Tennessee 35 $ 5,906,000 $ 168,742 $ 61,000
Yavapai, Arizona 33 $ 6,346,000 $ 192,303 $ 64,000
Douglas, Colorado 33 $ 10,015,000 $ 303,484 $ 91,000
Hernando, Florida 33 $ 4,655,000 $ 141,060 $ 56,000
Manatee, Florida 33 $ 5,760,000 $ 174,545 $ 67,000
Will, Illinois 33 $ 5,700,000 $ 172,727 $ 73,000
Cuyahoga, Ohio 33 $ 5,160,000 $ 156,363 $ 68,000
Kitsap, Washington 33 $ 6,908,000 $ 209,333 $ 61,000
Marion, Oregon 32 $ 6,710,000 $ 209,687 $ 54,000
Merced, California 31 $ 6,270,000 $ 202,258 $ 63,000
Collier, Florida 31 $ 6,307,000 $ 203,451 $ 57,000
Charlotte, Florida 30 $ 4,480,000 $ 149,333 $ 52,000
Anne Arundel, Maryland 30 $ 6,822,000 $ 227,400 $ 77,000
Baltimore, Maryland 30 $ 5,865,000 $ 195,500 $ 73,000
Benton, Washington 30 $ 5,800,000 $ 193,333 $ 69,000
Milwaukee, Wisconsin 29 $ 4,529,000 $ 156,172 $ 65,000
Placer, California 28 $ 7,252,000 $ 259,000 $ 72,000
Lake, Indiana 28 $ 4,736,000 $ 169,142 $ 67,000
Macomb, Michigan 28 $ 4,798,000 $ 171,357 $ 69,000
Hamilton, Ohio 28 $ 4,697,000 $ 167,750 $ 65,000
Chesterfield, Virginia 28 $ 4,729,000 $ 168,892 $ 65,000
Santa Barbara, California 27 $ 7,821,000 $ 289,666 $ 70,000
Sarasota, Florida 26 $ 4,070,000 $ 156,538 $ 60,000
Marion, Indiana 26 $ 3,649,000 $ 140,346 $ 59,000
Polk, Iowa 26 $ 4,349,000 $ 167,269 $ 68,000
Mohave, Arizona 25 $ 4,050,000 $ 162,000 $ 69,000
Clay, Florida 25 $ 3,917,000 $ 156,680 $ 63,000
Marion, Florida 25 $ 3,850,000 $ 154,000 $ 49,000
Fulton, Georgia 25 $ 4,855,000 $ 194,200 $ 76,000
Wayne, Michigan 25 $ 3,908,000 $ 156,320 $ 69,000
Durham, North Carolina 25 $ 4,630,000 $ 185,200 $ 71,000
Monterey, California 24 $ 7,533,000 $ 313,875 $ 71,000
Escambia, Florida 24 $ 3,496,000 $ 145,666 $ 63,000
Lake, Illinois 24 $ 4,681,000 $ 195,041 $ 101,000
Guilford, North Carolina 24 $ 4,206,000 $ 175,250 $ 65,000
Burlington, New Jersey 23 $ 4,221,000 $ 183,521 $ 81,000
Hamilton, Tennessee 23 $ 3,011,000 $ 130,913 $ 60,000
Thurston, Washington 23 $ 4,707,000 $ 204,652 $ 77,000
Bay, Florida 22 $ 3,541,000 $ 160,954 $ 79,000
Buncombe, North Carolina 21 $ 3,725,000 $ 177,380 $ 60,000
Delaware, Pennsylvania 21 $ 4,160,000 $ 198,095 $ 71,000
Sumner, Tennessee 21 $ 4,284,000 $ 204,000 $ 64,000
Mobile, Alabama 20 $ 3,076,000 $ 153,800 $ 67,000
Flagler, Florida 20 $ 3,290,000 $ 164,500 $ 55,000
Indian River, Florida 20 $ 2,966,000 $ 148,300 $ 49,000
St. Johns, Florida 20 $ 3,814,000 $ 190,700 $ 68,000
DuPage, Illinois 20 $ 4,379,000 $ 218,950 $ 88,000
Kane, Illinois 20 $ 3,246,000 $ 162,300 $ 70,000
Montgomery, Pennsylvania 20 $ 4,024,000 $ 201,200 $ 72,000
Virginia Beach, Virginia 20 $ 3,641,000 $ 182,050 $ 59,000
Martin, Florida 19 $ 3,938,000 $ 207,263 $ 72,000
Henry, Georgia 19 $ 3,263,000 $ 171,736 $ 71,000
Hudson, New Jersey 19 $ 5,059,000 $ 266,263 $ 91,000
Monmouth, New Jersey 19 $ 6,032,000 $ 317,473 $ 101,000
Chester, Pennsylvania 19 $ 4,875,000 $ 256,578 $ 92,000
Shasta, California 18 $ 3,072,000 $ 170,666 $ 54,000
Yolo, California 18 $ 5,017,000 $ 278,722 $ 70,000
Pueblo, Colorado 18 $ 3,268,000 $ 181,555 $ 64,000
Cherokee, Georgia 18 $ 3,418,000 $ 189,888 $ 68,000
DeKalb, Georgia 18 $ 3,147,000 $ 174,833 $ 82,000
Ocean, New Jersey 18 $ 3,997,000 $ 222,055 $ 70,000
Union, New Jersey 18 $ 4,394,000 $ 244,111 $ 94,000
Jackson, Oregon 18 $ 3,583,000 $ 199,055 $ 53,000
Linn, Oregon 18 $ 3,250,000 $ 180,555 $ 51,000
Dauphin, Pennsylvania 18 $ 2,661,000 $ 147,833 $ 57,000
Northampton, Pennsylvania 18 $ 3,086,000 $ 171,444 $ 65,000
Henrico, Virginia 18 $ 3,095,000 $ 171,944 $ 55,000
Kings, California 17 $ 2,978,000 $ 175,176 $ 64,000
San Luis Obispo, California 17 $ 5,073,000 $ 298,411 $ 70,000
Boulder, Colorado 17 $ 4,077,000 $ 239,823 $ 62,000
Santa Rosa, Florida 17 $ 2,780,000 $ 163,529 $ 59,000
Paulding, Georgia 17 $ 2,880,000 $ 169,411 $ 67,000
Middlesex, New Jersey 17 $ 3,943,000 $ 231,941 $ 73,000
Lane, Oregon 17 $ 3,337,000 $ 196,294 $ 61,000
Tarrant, Texas 17 $ 3,205,000 $ 188,529 $ 68,000
Norfolk, Virginia 17 $ 2,639,000 $ 155,235 $ 57,000
Richmond City, Virginia 17 $ 3,043,000 $ 179,000 $ 56,000
Sonoma, California 16 $ 5,450,000 $ 340,625 $ 93,000
Sutter, California 16 $ 2,910,000 $ 181,875 $ 58,000
Kent, Michigan 16 $ 2,714,000 $ 169,625 $ 67,000
Bergen, New Jersey 16 $ 4,742,000 $ 296,375 $ 98,000
Union, North Carolina 16 $ 2,922,000 $ 182,625 $ 73,000
Warren, Ohio 16 $ 2,921,000 $ 182,562 $ 85,000
Deschutes, Oregon 16 $ 3,330,000 $ 208,125 $ 58,000
Yamhill, Oregon 16 $ 3,326,000 $ 207,875 $ 55,000
Luzerne, Pennsylvania 16 $ 2,288,000 $ 143,000 $ 59,000
Knox, Tennessee 16 $ 2,477,000 $ 154,812 $ 62,000
Skagit, Washington 16 $ 3,291,000 $ 205,687 $ 60,000
Madera, California 15 $ 2,665,000 $ 177,666 $ 76,000
Alachua, Florida 15 $ 2,315,000 $ 154,333 $ 58,000
Coweta, Georgia 15 $ 2,760,000 $ 184,000 $ 83,000
Baltimore City, Maryland 15 $ 2,382,000 $ 158,800 $ 73,000
Charles, Maryland 15 $ 3,408,000 $ 227,200 $ 85,000
Frederick, Maryland 15 $ 3,792,000 $ 252,800 $ 75,000
Harford, Maryland 15 $ 3,179,000 $ 211,933 $ 66,000
Cabarrus, North Carolina 15 $ 2,951,000 $ 196,733 $ 69,000
Gaston, North Carolina 15 $ 2,171,000 $ 144,733 $ 59,000
Johnston, North Carolina 15 $ 2,267,000 $ 151,133 $ 64,000
Summit, Ohio 15 $ 2,237,000 $ 149,133 $ 64,000
York, Pennsylvania 15 $ 2,347,000 $ 156,466 $ 62,000
Wilson, Tennessee 15 $ 2,902,000 $ 193,466 $ 50,000
Hartford, Connecticut 14 $ 2,731,000 $ 195,071 $ 58,000
Ottawa, Michigan 14 $ 2,377,000 $ 169,785 $ 72,000
Brunswick, North Carolina 14 $ 2,822,000 $ 201,571 $ 69,000
Butler, Ohio 14 $ 2,197,000 $ 156,928 $ 66,000
Fairfield, Ohio 14 $ 2,564,000 $ 183,142 $ 60,000
Douglas, Oregon 14 $ 2,144,000 $ 153,142 $ 57,000
Monroe, Pennsylvania 14 $ 2,600,000 $ 185,714 $ 58,000
Blount, Tennessee 14 $ 2,250,000 $ 160,714 $ 59,000
Chesapeake, Virginia 14 $ 2,345,000 $ 167,500 $ 63,000
Loudoun, Virginia 14 $ 4,396,000 $ 314,000 $ 79,000
Coconino, Arizona 13 $ 2,730,000 $ 210,000 $ 76,000
Butte, California 13 $ 2,365,000 $ 181,923 $ 61,000
El Dorado, California 13 $ 3,349,000 $ 257,615 $ 67,000
Imperial, California 13 $ 2,234,000 $ 171,846 $ 60,000
Nevada, California 13 $ 3,716,000 $ 285,846 $ 75,000
Essex, New Jersey 13 $ 3,589,000 $ 276,076 $ 81,000
Passaic, New Jersey 13 $ 2,973,000 $ 228,692 $ 88,000
Williamson, Tennessee 13 $ 4,110,000 $ 316,153 $ 107,000
Yakima, Washington 13 $ 2,495,000 $ 191,923 $ 69,000
Dane, Wisconsin 13 $ 2,078,000 $ 159,846 $ 59,000
Citrus, Florida 12 $ 1,774,000 $ 147,833 $ 65,000
Forsyth, Georgia 12 $ 2,618,000 $ 218,166 $ 80,000
McHenry, Illinois 12 $ 1,759,000 $ 146,583 $ 60,000
Cumberland, North Carolina 12 $ 1,632,000 $ 136,000 $ 60,000
Bexar, Texas 12 $ 2,257,000 $ 188,083 $ 85,000
Whatcom, Washington 12 $ 3,360,000 $ 280,000 $ 88,000
Kenosha, Wisconsin 12 $ 2,129,000 $ 177,416 $ 66,000
Waukesha, Wisconsin 12 $ 2,254,000 $ 187,833 $ 79,000
Humboldt, California 11 $ 2,609,000 $ 237,181 $ 68,000
Fairfield, Connecticut 11 $ 3,040,000 $ 276,363 $ 97,000
Okaloosa, Florida 11 $ 2,021,000 $ 183,727 $ 51,000
Chatham, Georgia 11 $ 1,681,000 $ 152,818 $ 72,000
Douglas, Georgia 11 $ 2,285,000 $ 207,727 $ 63,000
Newton, Georgia 11 $ 1,870,000 $ 170,000 $ 48,000
Hamilton, Indiana 11 $ 2,339,000 $ 212,636 $ 80,000
St. Tammany, Louisiana 11 $ 2,544,000 $ 231,272 $ 68,000
Carroll, Maryland 11 $ 2,245,000 $ 204,090 $ 70,000
Forsyth, North Carolina 11 $ 1,545,000 $ 140,454 $ 61,000
Lorain, Ohio 11 $ 1,611,000 $ 146,454 $ 65,000
Berks, Pennsylvania 11 $ 1,695,000 $ 154,090 $ 67,000
Butler, Pennsylvania 11 $ 1,778,000 $ 161,636 $ 60,000
Erie, Pennsylvania 11 $ 1,543,000 $ 140,272 $ 69,000
Franklin, Pennsylvania 11 $ 1,718,000 $ 156,181 $ 52,000
Lehigh, Pennsylvania 11 $ 1,842,000 $ 167,454 $ 42,000
Lycoming, Pennsylvania 11 $ 1,679,000 $ 152,636 $ 62,000
Harris, Texas 11 $ 2,387,000 $ 217,000 $ 95,000
Louisa, Virginia 11 $ 1,595,000 $ 145,000 $ 50,000
Stafford, Virginia 11 $ 2,411,000 $ 219,181 $ 83,000
Baldwin, Alabama 10 $ 1,808,000 $ 180,800 $ 71,000
Tuolumne, California 10 $ 2,147,000 $ 214,700 $ 58,000
Carroll, Georgia 10 $ 1,448,000 $ 144,800 $ 54,000
Allen, Indiana 10 $ 1,408,000 $ 140,800 $ 67,000
Cecil, Maryland 10 $ 1,867,000 $ 186,700 $ 95,000
Clermont, Ohio 10 $ 1,510,000 $ 151,000 $ 70,000
Licking, Ohio 10 $ 1,682,000 $ 168,200 $ 53,000
Polk, Oregon 10 $ 1,979,000 $ 197,900 $ 49,000
Lackawanna, Pennsylvania 10 $ 1,786,000 $ 178,600 $ 68,000
Denton, Texas 10 $ 2,388,000 $ 238,800 $ 96,000
Williamson, Texas 10 $ 2,118,000 $ 211,800 $ 96,000
Shelby, Alabama 9 $ 1,421,000 $ 157,888 $ 66,000
Del Norte, California 9 $ 1,941,000 $ 215,666 $ 80,000
Lake, California 9 $ 1,685,000 $ 187,222 $ 58,000
San Mateo, California 9 $ 3,070,000 $ 341,111 $ 64,000
Yuba, California 9 $ 1,586,000 $ 176,222 $ 58,000
New Haven, Connecticut 9 $ 1,297,000 $ 144,111 $ 57,000
Jefferson, Louisiana 9 $ 1,349,000 $ 149,888 $ 71,000
Washtenaw, Michigan 9 $ 2,150,000 $ 238,888 $ 94,000
Gloucester, New Jersey 9 $ 1,530,000 $ 170,000 $ 74,000
Davidson, North Carolina 9 $ 1,376,000 $ 152,888 $ 50,000
Iredell, North Carolina 9 $ 1,606,000 $ 178,444 $ 67,000
Portage, Ohio 9 $ 1,077,000 $ 119,666 $ 54,000
Robertson, Tennessee 9 $ 1,234,000 $ 137,111 $ 49,000
Newport News, Virginia 9 $ 1,279,000 $ 142,111 $ 42,000
Clallam, Washington 9 $ 1,706,000 $ 189,555 $ 53,000
Brown, Wisconsin 9 $ 1,498,000 $ 166,444 $ 76,000
Walworth, Wisconsin 9 $ 1,290,000 $ 143,333 $ 53,000
Tuscaloosa, Alabama 8 $ 1,185,000 $ 148,125 $ 63,000
Yuma, Arizona 8 $ 1,350,000 $ 168,750 $ 64,000
San Francisco, California 8 $ 2,960,000 $ 370,000 $ 94,000
Elbert, Colorado 8 $ 2,216,000 $ 277,000 $ 66,000
Mesa, Colorado 8 $ 1,777,000 $ 222,125 $ 68,000
Sumter, Florida 8 $ 1,487,000 $ 185,875 $ 61,000
Barrow, Georgia 8 $ 1,206,000 $ 150,750 $ 53,000
Houston, Georgia 8 $ 1,041,000 $ 130,125 $ 57,000
Hendricks, Indiana 8 $ 976,000 $ 122,000 $ 44,000
Porter, Indiana 8 $ 1,703,000 $ 212,875 $ 74,000
Linn, Iowa 8 $ 1,221,000 $ 152,625 $ 57,000
Jefferson, Kentucky 8 $ 1,131,000 $ 141,375 $ 63,000
East Baton Rouge, Louisiana 8 $ 1,256,000 $ 157,000 $ 45,000
Calvert, Maryland 8 $ 1,922,000 $ 240,250 $ 104,000
Mercer, New Jersey 8 $ 1,971,000 $ 246,375 $ 103,000
Lincoln, North Carolina 8 $ 1,645,000 $ 205,625 $ 46,000
Delaware, Ohio 8 $ 1,446,000 $ 180,750 $ 73,000
Medina, Ohio 8 $ 1,127,000 $ 140,875 $ 77,000
Stark, Ohio 8 $ 1,373,000 $ 171,625 $ 75,000
Josephine, Oregon 8 $ 1,594,000 $ 199,250 $ 58,000
Adams, Pennsylvania 8 $ 1,450,000 $ 181,250 $ 67,000
Cumberland, Pennsylvania 8 $ 1,155,000 $ 144,375 $ 65,000
Westmoreland, Pennsylvania 8 $ 1,039,000 $ 129,875 $ 62,000
Greene, Tennessee 8 $ 1,446,000 $ 180,750 $ 59,000
Maury, Tennessee 8 $ 1,287,000 $ 160,875 $ 72,000
Montgomery, Tennessee 8 $ 1,187,000 $ 148,375 $ 57,000
Travis, Texas 8 $ 1,558,000 $ 194,750 $ 65,000
Dinwiddie, Virginia 8 $ 1,360,000 $ 170,000 $ 62,000
Portsmouth, Virginia 8 $ 1,099,000 $ 137,375 $ 37,000
Spotsylvania, Virginia 8 $ 1,640,000 $ 205,000 $ 57,000
Warren, Virginia 8 $ 1,425,000 $ 178,125 $ 74,000
Grant, Washington 8 $ 1,342,000 $ 167,750 $ 74,000
Lewis, Washington 8 $ 1,835,000 $ 229,375 $ 64,000
Washington, Wisconsin 8 $ 1,415,000 $ 176,875 $ 54,000
Madison, Alabama 7 $ 1,125,000 $ 160,714 $ 100,000
Calaveras, California 7 $ 1,689,000 $ 241,285 $ 87,000
Jackson, Florida 7 $ 963,000 $ 137,571 $ 52,000
Leon, Florida 7 $ 1,326,000 $ 189,428 $ 75,000
Fayette, Georgia 7 $ 1,158,000 $ 165,428 $ 60,000
Hall, Georgia 7 $ 1,247,000 $ 178,142 $ 65,000
Walton, Georgia 7 $ 888,000 $ 126,857 $ 57,000
Sangamon, Illinois 7 $ 1,327,000 $ 189,571 $ 86,000
Winnebago, Illinois 7 $ 863,000 $ 123,285 $ 68,000
Madison, Indiana 7 $ 889,000 $ 127,000 $ 63,000
Vanderburgh, Indiana 7 $ 1,072,000 $ 153,142 $ 88,000
Scott, Iowa 7 $ 950,000 $ 135,714 $ 63,000
Orleans, Louisiana 7 $ 1,305,000 $ 186,428 $ 66,000
Howard, Maryland 7 $ 2,144,000 $ 306,285 $ 82,000
Morris, New Jersey 7 $ 1,833,000 $ 261,857 $ 102,000
Henderson, North Carolina 7 $ 1,313,000 $ 187,571 $ 66,000
Moore, North Carolina 7 $ 1,307,000 $ 186,714 $ 88,000
Lucas, Ohio 7 $ 1,056,000 $ 150,857 $ 85,000
Seneca, Ohio 7 $ 978,000 $ 139,714 $ 44,000
Lebanon, Pennsylvania 7 $ 1,139,000 $ 162,714 $ 65,000
Northumberland, Pennsylvania 7 $ 951,000 $ 135,857 $ 65,000
Sevier, Tennessee 7 $ 1,381,000 $ 197,285 $ 65,000
Collin, Texas 7 $ 1,298,000 $ 185,428 $ 62,000
Dallas, Texas 7 $ 1,351,000 $ 193,000 $ 87,000
Frederick, Virginia 7 $ 1,668,000 $ 238,285 $ 62,000
Hampton, Virginia 7 $ 1,039,000 $ 148,428 $ 67,000
Outagamie, Wisconsin 7 $ 969,000 $ 138,428 $ 82,000
Racine, Wisconsin 7 $ 980,000 $ 140,000 $ 59,000
Limestone, Alabama 6 $ 986,000 $ 164,333 $ 72,000
St. Clair, Alabama 6 $ 731,000 $ 121,833 $ 35,000
Cochise, Arizona 6 $ 990,000 $ 165,000 $ 83,000
Gila, Arizona 6 $ 1,038,000 $ 173,000 $ 51,000
Graham, Arizona 6 $ 755,000 $ 125,833 $ 73,000
Navajo, Arizona 6 $ 825,000 $ 137,500 $ 68,000
Santa Cruz, Arizona 6 $ 933,000 $ 155,500 $ 50,000
Amador, California 6 $ 1,209,000 $ 201,500 $ 71,000
Marin, California 6 $ 3,506,000 $ 584,333 $ 113,000
Santa Cruz, California 6 $ 2,766,000 $ 461,000 $ 124,000
Fremont, Colorado 6 $ 985,000 $ 164,166 $ 45,000
Muscogee, Georgia 6 $ 951,000 $ 158,500 $ 67,000
Richmond, Georgia 6 $ 1,111,000 $ 185,166 $ 57,000
Kankakee, Illinois 6 $ 867,000 $ 144,500 $ 76,000
Kendall, Illinois 6 $ 1,150,000 $ 191,666 $ 81,000
Morgan, Indiana 6 $ 968,000 $ 161,333 $ 77,000
St. Joseph, Indiana 6 $ 839,000 $ 139,833 $ 54,000
Black Hawk, Iowa 6 $ 878,000 $ 146,333 $ 60,000
Dallas, Iowa 6 $ 1,056,000 $ 176,000 $ 55,000
Dubuque, Iowa 6 $ 940,000 $ 156,666 $ 106,000
Warren, Iowa 6 $ 929,000 $ 154,833 $ 68,000
Calcasieu, Louisiana 6 $ 915,000 $ 152,500 $ 57,000
Washington, Maryland 6 $ 1,054,000 $ 175,666 $ 71,000
Ingham, Michigan 6 $ 980,000 $ 163,333 $ 72,000
Jackson, Michigan 6 $ 969,000 $ 161,500 $ 49,000
Livingston, Michigan 6 $ 1,033,000 $ 172,166 $ 63,000
St. Clair, Michigan 6 $ 814,000 $ 135,666 $ 51,000
Atlantic, New Jersey 6 $ 1,044,000 $ 174,000 $ 53,000
Camden, New Jersey 6 $ 820,000 $ 136,666 $ 68,000
Hunterdon, New Jersey 6 $ 2,063,000 $ 343,833 $ 104,000
Sussex, New Jersey 6 $ 1,265,000 $ 210,833 $ 117,000
Miami, Ohio 6 $ 985,000 $ 164,166 $ 71,000
Columbia, Oregon 6 $ 1,231,000 $ 205,166 $ 78,000
Coos, Oregon 6 $ 931,000 $ 155,166 $ 56,000
Klamath, Oregon 6 $ 1,060,000 $ 176,666 $ 74,000
Mercer, Pennsylvania 6 $ 859,000 $ 143,166 $ 51,000
Schuylkill, Pennsylvania 6 $ 649,000 $ 108,166 $ 41,000
Washington, Pennsylvania 6 $ 1,133,000 $ 188,833 $ 70,000
Wayne, Pennsylvania 6 $ 921,000 $ 153,500 $ 54,000
Cheatham, Tennessee 6 $ 1,264,000 $ 210,666 $ 58,000
Sullivan, Tennessee 6 $ 962,000 $ 160,333 $ 55,000
Augusta, Virginia 6 $ 873,000 $ 145,500 $ 52,000
Hanover, Virginia 6 $ 895,000 $ 149,166 $ 47,000
Lynchburg, Virginia 6 $ 890,000 $ 148,333 $ 58,000
Orange, Virginia 6 $ 1,151,000 $ 191,833 $ 72,000
Roanoke, Virginia 6 $ 844,000 $ 140,666 $ 44,000
Shenandoah, Virginia 6 $ 918,000 $ 153,000 $ 63,000
Cowlitz, Washington 6 $ 1,155,000 $ 192,500 $ 72,000
Winnebago, Wisconsin 6 $ 939,000 $ 156,500 $ 74,000
Houston, Alabama 5 $ 678,000 $ 135,600 $ 69,000
Colusa, California 5 $ 1,008,000 $ 201,600 $ 58,000
Napa, California 5 $ 2,268,000 $ 453,600 $ 130,000
San Benito, California 5 $ 1,547,000 $ 309,400 $ 86,000
Tehama, California 5 $ 1,005,000 $ 201,000 $ 63,000
Litchfield, Connecticut 5 $ 692,000 $ 138,400 $ 49,000
Middlesex, Connecticut 5 $ 1,070,000 $ 214,000 $ 77,000
Monroe, Florida 5 $ 1,227,000 $ 245,400 $ 67,000
Nassau, Florida 5 $ 842,000 $ 168,400 $ 78,000
Putnam, Florida 5 $ 690,000 $ 138,000 $ 63,000
Walton, Florida 5 $ 888,000 $ 177,600 $ 69,000
Jackson, Georgia 5 $ 909,000 $ 181,800 $ 65,000
LaSalle, Illinois 5 $ 745,000 $ 149,000 $ 65,000
Madison, Illinois 5 $ 728,000 $ 145,600 $ 67,000
Clark, Indiana 5 $ 788,000 $ 157,600 $ 96,000
LaPorte, Indiana 5 $ 478,000 $ 95,600 $ 60,000
Steuben, Indiana 5 $ 527,000 $ 105,400 $ 125,000
Tippecanoe, Indiana 5 $ 853,000 $ 170,600 $ 59,000
Woodbury, Iowa 5 $ 904,000 $ 180,800 $ 64,000
Lafayette, Louisiana 5 $ 905,000 $ 181,000 $ 55,000
Berrien, Michigan 5 $ 993,000 $ 198,600 $ 74,000
Van Buren, Michigan 5 $ 793,000 $ 158,600 $ 54,000
Craven, North Carolina 5 $ 615,000 $ 123,000 $ 47,000
Onslow, North Carolina 5 $ 903,000 $ 180,600 $ 69,000
Robeson, North Carolina 5 $ 741,000 $ 148,200 $ 53,000
Rowan, North Carolina 5 $ 918,000 $ 183,600 $ 70,000
Allen, Ohio 5 $ 610,000 $ 122,000 $ 67,000
Champaign, Ohio 5 $ 679,000 $ 135,800 $ 48,000
Lawrence, Ohio 5 $ 715,000 $ 143,000 $ 57,000
Montgomery, Ohio 5 $ 658,000 $ 131,600 $ 58,000
Benton, Oregon 5 $ 821,000 $ 164,200 $ 66,000
Beaver, Pennsylvania 5 $ 908,000 $ 181,600 $ 64,000
Centre, Pennsylvania 5 $ 945,000 $ 189,000 $ 64,000
Crawford, Pennsylvania 5 $ 644,000 $ 128,800 $ 56,000
Susquehanna, Pennsylvania 5 $ 652,000 $ 130,400 $ 42,000
Dickson, Tennessee 5 $ 794,000 $ 158,800 $ 68,000
Smith, Tennessee 5 $ 684,000 $ 136,800 $ 53,000
Gloucester, Virginia 5 $ 970,000 $ 194,000 $ 84,000
Roanoke City, Virginia 5 $ 701,000 $ 140,200 $ 48,000
Rockingham, Virginia 5 $ 856,000 $ 171,200 $ 62,000
Suffolk, Virginia 5 $ 789,000 $ 157,800 $ 56,000
Chelan, Washington 5 $ 1,179,000 $ 235,800 $ 96,000
Franklin, Washington 5 $ 801,000 $ 160,200 $ 49,000
Grays Harbor, Washington 5 $ 807,000 $ 161,400 $ 63,000
Stevens, Washington 5 $ 905,000 $ 181,000 $ 47,000
Walla Walla, Washington 5 $ 850,000 $ 170,000 $ 45,000
Fond du Lac, Wisconsin 5 $ 934,000 $ 186,800 $ 68,000
Sheboygan, Wisconsin 5 $ 748,000 $ 149,600 $ 51,000
Cullman, Alabama 4 $ 616,000 $ 154,000 $ 80,000
Elmore, Alabama 4 $ 462,000 $ 115,500 $ 51,000
Lee, Alabama 4 $ 589,000 $ 147,250 $ 41,000
Montgomery, Alabama 4 $ 526,000 $ 131,500 $ 43,000
Plumas, California 4 $ 630,000 $ 157,500 $ 41,000
Garfield, Colorado 4 $ 1,065,000 $ 266,250 $ 59,000
Summit, Colorado 4 $ 911,000 $ 227,750 $ 86,000
Tolland, Connecticut 4 $ 651,000 $ 162,750 $ 50,000
New Castle, Delaware 4 $ 616,000 $ 154,000 $ 48,000
Baker, Florida 4 $ 716,000 $ 179,000 $ 74,000
Columbia, Florida 4 $ 536,000 $ 134,000 $ 44,000
Highlands, Florida 4 $ 807,000 $ 201,750 $ 59,000
Banks, Georgia 4 $ 492,000 $ 123,000 $ 38,000
Bartow, Georgia 4 $ 543,000 $ 135,750 $ 65,000
Bibb, Georgia 4 $ 458,000 $ 114,500 $ 94,000
Clarke, Georgia 4 $ 615,000 $ 153,750 $ 79,000
McLean, Illinois 4 $ 862,000 $ 215,500 $ 81,000
Johnson, Indiana 4 $ 539,000 $ 134,750 $ 53,000
Montgomery, Indiana 4 $ 577,000 $ 144,250 $ 60,000
Wells, Indiana 4 $ 454,000 $ 113,500 $ 28,000
Jones, Iowa 4 $ 698,000 $ 174,500 $ 65,000
Fayette, Kentucky 4 $ 493,000 $ 123,250 $ 42,000
Kenton, Kentucky 4 $ 856,000 $ 214,000 $ 96,000
Queen Anne's, Maryland 4 $ 743,000 $ 185,750 $ 43,000
Genesee, Michigan 4 $ 582,000 $ 145,500 $ 63,000
Grand Traverse, Michigan 4 $ 798,000 $ 199,500 $ 80,000
Somerset, New Jersey 4 $ 1,446,000 $ 361,500 $ 95,000
Warren, New Jersey 4 $ 801,000 $ 200,250 $ 60,000
Bladen, North Carolina 4 $ 478,000 $ 119,500 $ 51,000
Caldwell, North Carolina 4 $ 508,000 $ 127,000 $ 42,000
Catawba, North Carolina 4 $ 444,000 $ 111,000 $ 32,000
Chatham, North Carolina 4 $ 786,000 $ 196,500 $ 71,000
New Hanover, North Carolina 4 $ 752,000 $ 188,000 $ 50,000
Northampton, North Carolina 4 $ 577,000 $ 144,250 $ 61,000
Pasquotank, North Carolina 4 $ 599,000 $ 149,750 $ 60,000
Randolph, North Carolina 4 $ 679,000 $ 169,750 $ 87,000
Rockingham, North Carolina 4 $ 788,000 $ 197,000 $ 53,000
Ashtabula, Ohio 4 $ 404,000 $ 101,000 $ 55,000
Erie, Ohio 4 $ 505,000 $ 126,250 $ 55,000
Lake, Ohio 4 $ 547,000 $ 136,750 $ 45,000
Richland, Ohio 4 $ 438,000 $ 109,500 $ 46,000
Ross, Ohio 4 $ 481,000 $ 120,250 $ 82,000
Clatsop, Oregon 4 $ 1,061,000 $ 265,250 $ 71,000
Umatilla, Oregon 4 $ 806,000 $ 201,500 $ 90,000
Bedford, Pennsylvania 4 $ 703,000 $ 175,750 $ 71,000
Carbon, Pennsylvania 4 $ 742,000 $ 185,500 $ 83,000
Indiana, Pennsylvania 4 $ 540,000 $ 135,000 $ 91,000
Lawrence, Pennsylvania 4 $ 766,000 $ 191,500 $ 68,000
Mifflin, Pennsylvania 4 $ 507,000 $ 126,750 $ 58,000
Snyder, Pennsylvania 4 $ 565,000 $ 141,250 $ 65,000
Bedford, Tennessee 4 $ 437,000 $ 109,250 $ 47,000
Jefferson, Tennessee 4 $ 843,000 $ 210,750 $ 89,000
Loudon, Tennessee 4 $ 798,000 $ 199,500 $ 128,000
Macon, Tennessee 4 $ 502,000 $ 125,500 $ 40,000
Putnam, Tennessee 4 $ 469,000 $ 117,250 $ 57,000
White, Tennessee 4 $ 676,000 $ 169,000 $ 53,000
Chambers, Texas 4 $ 864,000 $ 216,000 $ 110,000
Comal, Texas 4 $ 968,000 $ 242,000 $ 59,000
Fort Bend, Texas 4 $ 684,000 $ 171,000 $ 70,000
Montgomery, Texas 4 $ 631,000 $ 157,750 $ 77,000
Charlottesville, Virginia 4 $ 764,000 $ 191,000 $ 63,000
Culpeper, Virginia 4 $ 688,000 $ 172,000 $ 40,000
Fauquier, Virginia 4 $ 743,000 $ 185,750 $ 43,000
Fluvanna, Virginia 4 $ 662,000 $ 165,500 $ 49,000
Franklin, Virginia 4 $ 577,000 $ 144,250 $ 52,000
James City, Virginia 4 $ 801,000 $ 200,250 $ 58,000
Wythe, Virginia 4 $ 571,000 $ 142,750 $ 81,000
Asotin, Washington 4 $ 618,000 $ 154,500 $ 47,000
Mason, Washington 4 $ 844,000 $ 211,000 $ 60,000
Okanogan, Washington 4 $ 747,000 $ 186,750 $ 78,000
Marathon, Wisconsin 4 $ 494,000 $ 123,500 $ 57,000
Polk, Wisconsin 4 $ 667,000 $ 166,750 $ 107,000
St. Croix, Wisconsin 4 $ 764,000 $ 191,000 $ 74,000
Autauga, Alabama 3 $ 459,000 $ 153,000 $ 40,000
Bibb, Alabama 3 $ 297,000 $ 99,000 $ 43,000
Chilton, Alabama 3 $ 413,000 $ 137,666 $ 19,000
Clay, Alabama 3 $ 307,000 $ 102,333 $ 45,000
Lauderdale, Alabama 3 $ 307,000 $ 102,333 $ 57,000
Morgan, Alabama 3 $ 469,000 $ 156,333 $ 69,000
Russell, Alabama 3 $ 428,000 $ 142,666 $ 49,000
Lassen, California 3 $ 463,000 $ 154,333 $ 59,000
Mendocino, California 3 $ 781,000 $ 260,333 $ 37,000
Siskiyou, California 3 $ 411,000 $ 137,000 $ 55,000
Trinity, California 3 $ 516,000 $ 172,000 $ 59,000
Broomfield, Colorado 3 $ 546,000 $ 182,000 $ 79,000
Delta, Colorado 3 $ 593,000 $ 197,666 $ 67,000
Kit Carson, Colorado 3 $ 445,000 $ 148,333 $ 92,000
Park, Colorado 3 $ 636,000 $ 212,000 $ 47,000
Rio Grande, Colorado 3 $ 466,000 $ 155,333 $ 42,000
New London, Connecticut 3 $ 726,000 $ 242,000 $ 45,000
Sussex, Delaware 3 $ 463,000 $ 154,333 $ 38,000
Gadsden, Florida 3 $ 390,000 $ 130,000 $ 58,000
Hendry, Florida 3 $ 606,000 $ 202,000 $ 65,000
Wakulla, Florida 3 $ 377,000 $ 125,666 $ 68,000
Brooks, Georgia 3 $ 416,000 $ 138,666 $ 33,000
Clayton, Georgia 3 $ 452,000 $ 150,666 $ 105,000
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Mortgage Loan Application Detail Totals for First Direct Lending LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,563 $2,356,804,000 $203,000 $1,612,000 $68,000 $1,120,000
Home Purchase 49 $13,725,000 $280,000 $628,000 $103,000 $268,000
Home Improvement 1 $193,000 $193,000 $193,000 $104,000 $104,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,049 $1,407,735,000 $199,000 $1,612,000 $69,000 $447,000
Hispanic 1,455 $314,130,000 $215,000 $1,331,000 $66,000 $268,000
Not Provided 1,439 $297,810,000 $206,000 $647,000 $70,000 $1,120,000
Black or African American 1,165 $224,310,000 $192,000 $674,000 $66,000 $639,000
Asian 339 $88,821,000 $262,000 $627,000 $81,000 $415,000
American Indian or Alaskan Native 93 $19,327,000 $207,000 $457,000 $69,000 $187,000
Native Hawaiian or Other Pacific Islander 73 $18,589,000 $254,000 $636,000 $75,000 $184,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 7,088 $1,400,825,000 $197,000 $1,159,000 $66,000 $392,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,897 $839,005,000 $215,000 $1,612,000 $73,000 $1,120,000
VA-guaranteed (Veterans Administration) 628 $130,892,000 $208,000 $606,000 $66,000 $208,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,615 $973,188,000 $210,000 $647,000 $72,000 $437,000
Application Denied By Financial Institution 4,290 $835,002,000 $194,000 $1,612,000 $64,000 $639,000
Application Withdrawn By Applicant 2,695 $559,288,000 $207,000 $1,159,000 $70,000 $1,120,000
Application Approved But Not Accepted 13 $3,244,000 $249,000 $528,000 $75,000 $162,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Direct Lending LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Direct Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List