First Greensboro Home Equity Mortgage Lending & HMDA Data, 2006
In 2006, First Greensboro Home Equity of Greensboro, NC reported 7,229 mortgage applications totaling $934.4 million, down 35% from 2005. The average application was for $129,255, and applicants reported an average income of $52,567. 50% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Greensboro-High Point, NC (1,000), Virginia Beach-Norfolk-Newport News, VA-NC (347) and Charlotte-Gastonia-Concord, NC-SC (330) (applications in parentheses).
| Mortgage Company & Address | First Greensboro Home Equity 1801 Stanley Rd, Ste 400 Greensboro, NC 27407 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,229 |
| Total Mortgage Loan Application Amount | $934,386,000 |
| Average Mortgage Loan Application Amount | $129,255 |
| Highest Mortgage Loan Application Amount | $924,000 |
| Average Applicant Income | $52,567 |
| Highest Applicant Income | $708,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Greensboro Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greensboro-High Point, NC | 1,000 | $ 105,490,000 | $ 105,490 | $ 35,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 347 | $ 54,980,000 | $ 158,443 | $ 51,657 |
| Charlotte-Gastonia-Concord, NC-SC | 330 | $ 39,792,000 | $ 120,581 | $ 48,627 |
| Baltimore-Towson, MD | 302 | $ 55,146,000 | $ 182,602 | $ 77,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 265 | $ 32,692,000 | $ 123,366 | $ 51,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 247 | $ 57,646,000 | $ 233,384 | $ 76,663 |
| Winston-Salem, NC | 221 | $ 24,948,000 | $ 112,886 | $ 45,000 |
| Raleigh-Cary, NC | 158 | $ 20,959,000 | $ 132,651 | $ 57,000 |
| Burlington, NC | 120 | $ 12,512,000 | $ 104,266 | $ 35,000 |
| Danville, VA | 120 | $ 9,998,000 | $ 83,316 | $ 34,000 |
| Wilmington, NC | 120 | $ 17,695,000 | $ 147,458 | $ 66,000 |
| Las Vegas-Paradise, NV | 113 | $ 16,837,000 | $ 149,000 | $ 49,000 |
| Salt Lake City, UT | 107 | $ 14,182,000 | $ 132,542 | $ 54,000 |
| Jacksonville, FL | 103 | $ 14,935,000 | $ 145,000 | $ 74,000 |
| Richmond, VA | 97 | $ 11,551,000 | $ 119,082 | $ 53,000 |
| Harrisonburg, VA | 96 | $ 13,503,000 | $ 140,656 | $ 46,000 |
| Hickory-Lenoir-Morganton, NC | 96 | $ 10,067,000 | $ 104,864 | $ 54,000 |
| Durham, NC | 92 | $ 11,539,000 | $ 125,423 | $ 52,000 |
| Tampa-St. Petersburg-Clearwater, FL | 86 | $ 10,323,000 | $ 120,034 | $ 69,000 |
| Little Rock-North Little Rock, AR | 81 | $ 9,172,000 | $ 113,234 | $ 57,000 |
| Ogden-Clearfield, UT | 80 | $ 8,659,000 | $ 108,237 | $ 42,000 |
| Orlando-Kissimmee, FL | 79 | $ 11,499,000 | $ 145,556 | $ 82,000 |
| Memphis, TN-MS-AR | 67 | $ 8,219,000 | $ 122,671 | $ 57,000 |
| Asheville, NC | 66 | $ 8,903,000 | $ 134,893 | $ 47,000 |
| Atlanta-Sandy Springs-Marietta, GA | 66 | $ 9,929,000 | $ 150,439 | $ 55,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 60 | $ 10,803,000 | $ 180,050 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 59 | $ 12,095,000 | $ 205,000 | $ 99,000 |
| Cincinnati-Middletown, OH-KY-IN | 58 | $ 6,389,000 | $ 110,155 | $ 55,034 |
| Jacksonville, NC | 47 | $ 6,057,000 | $ 128,872 | $ 84,000 |
| Wilmington, DE-MD-NJ | 46 | $ 7,203,000 | $ 156,586 | $ 58,304 |
| Philadelphia, PA | 37 | $ 5,224,000 | $ 141,189 | $ 46,000 |
| Rocky Mount, NC | 37 | $ 3,901,000 | $ 105,432 | $ 41,000 |
| Charlottesville, VA | 36 | $ 5,048,000 | $ 140,222 | $ 53,000 |
| Bethesda-Gaithersburg-Frederick, MD | 34 | $ 6,507,000 | $ 191,382 | $ 97,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 34 | $ 6,414,000 | $ 188,647 | $ 101,000 |
| Detroit-Livonia-Dearborn, MI | 30 | $ 3,962,000 | $ 132,066 | $ 63,000 |
| Winchester, VA-WV | 30 | $ 4,059,000 | $ 135,300 | $ 41,333 |
| Greenville, NC | 27 | $ 3,369,000 | $ 124,777 | $ 56,000 |
| Fayetteville, NC | 26 | $ 2,710,000 | $ 104,230 | $ 55,000 |
| Dover, DE | 25 | $ 2,732,000 | $ 109,280 | $ 48,000 |
| Kansas City, MO-KS | 24 | $ 1,952,000 | $ 81,333 | $ 62,500 |
| Springfield, MO | 24 | $ 3,978,000 | $ 165,750 | $ 81,000 |
| Lynchburg, VA | 23 | $ 2,344,000 | $ 101,913 | $ 36,000 |
| Miami-Miami Beach-Kendall, FL | 23 | $ 4,897,000 | $ 212,913 | $ 67,000 |
| Williamsport, PA | 23 | $ 2,017,000 | $ 87,695 | $ 36,000 |
| Hot Springs, AR | 21 | $ 1,960,000 | $ 93,333 | $ 63,000 |
| Grand Rapids-Wyoming, MI | 19 | $ 2,087,000 | $ 109,842 | $ 61,000 |
| Cleveland-Elyria-Mentor, OH | 18 | $ 2,206,000 | $ 122,555 | $ 67,000 |
| Jackson, TN | 18 | $ 2,492,000 | $ 138,444 | $ 58,000 |
| Cape Coral-Fort Myers, FL | 17 | $ 2,871,000 | $ 168,882 | $ 70,000 |
| Roanoke, VA | 17 | $ 1,642,000 | $ 96,588 | $ 37,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,376,000 | $ 158,400 | $ 56,000 |
| Lakeland, FL | 15 | $ 2,232,000 | $ 148,800 | $ 77,000 |
| Provo-Orem, UT | 15 | $ 2,171,000 | $ 144,733 | $ 66,000 |
| York-Hanover, PA | 15 | $ 2,615,000 | $ 174,333 | $ 58,000 |
| Charleston-North Charleston, SC | 14 | $ 1,468,000 | $ 104,857 | $ 55,000 |
| Lancaster, PA | 14 | $ 2,058,000 | $ 147,000 | $ 30,000 |
| Macon, GA | 14 | $ 1,190,000 | $ 85,000 | $ 52,000 |
| Colorado Springs, CO | 13 | $ 2,140,000 | $ 164,615 | $ 65,000 |
| Mobile, AL | 13 | $ 1,558,000 | $ 119,846 | $ 53,000 |
| Panama City-Lynn Haven, FL | 13 | $ 1,358,000 | $ 104,461 | $ 74,000 |
| Pine Bluff, AR | 13 | $ 1,093,000 | $ 84,076 | $ 49,000 |
| Chattanooga, TN-GA | 12 | $ 1,154,000 | $ 96,166 | $ 73,000 |
| Dayton, OH | 12 | $ 837,000 | $ 69,750 | $ 57,000 |
| Fort Smith, AR-OK | 12 | $ 881,000 | $ 73,416 | $ 49,250 |
| Harrisburg-Carlisle, PA | 12 | $ 1,525,000 | $ 127,083 | $ 59,000 |
| Pittsburgh, PA | 12 | $ 905,000 | $ 75,416 | $ 59,000 |
| Sarasota-Bradenton-Venice, FL | 12 | $ 1,782,000 | $ 148,500 | $ 49,000 |
| Baton Rouge, LA | 11 | $ 1,711,000 | $ 155,545 | $ 44,000 |
| Greenville, SC | 11 | $ 1,550,000 | $ 140,909 | $ 56,000 |
| Ocala, FL | 11 | $ 1,468,000 | $ 133,454 | $ 56,000 |
| Port St. Lucie-Fort Pierce, FL | 9 | $ 918,000 | $ 102,000 | $ 65,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 1,501,000 | $ 166,777 | $ 66,000 |
| St. Louis, MO-IL | 9 | $ 938,000 | $ 104,222 | $ 72,000 |
| Columbus, OH | 8 | $ 878,000 | $ 109,750 | $ 46,000 |
| Fort Wayne, IN | 8 | $ 618,000 | $ 77,250 | $ 41,000 |
| Anderson, SC | 7 | $ 592,000 | $ 84,571 | $ 37,000 |
| Ann Arbor, MI | 7 | $ 646,000 | $ 92,285 | $ 64,000 |
| Birmingham-Hoover, AL | 7 | $ 626,000 | $ 89,428 | $ 77,000 |
| Columbia, SC | 7 | $ 1,315,000 | $ 187,857 | $ 57,000 |
| Goldsboro, NC | 7 | $ 454,000 | $ 64,857 | $ 61,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,739,000 | $ 248,428 | $ 60,000 |
| Indianapolis-Carmel, IN | 7 | $ 1,417,000 | $ 202,428 | $ 82,000 |
| Savannah, GA | 7 | $ 986,000 | $ 140,857 | $ 78,000 |
| Bakersfield, CA | 6 | $ 651,000 | $ 108,500 | $ 52,000 |
| Des Moines-West Des Moines, IA | 6 | $ 851,000 | $ 141,833 | $ 51,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,236,000 | $ 206,000 | $ 40,000 |
| Joplin, MO | 6 | $ 423,000 | $ 70,500 | $ 40,000 |
| Louisville-Jefferson County, KY-IN | 6 | $ 660,000 | $ 110,000 | $ 61,000 |
| Newark-Union, NJ-PA | 6 | $ 630,000 | $ 105,000 | $ 46,666 |
| Salisbury, MD | 6 | $ 1,333,000 | $ 222,166 | $ 74,000 |
| St. George, UT | 6 | $ 1,077,000 | $ 179,500 | $ 32,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 432,000 | $ 72,000 | $ 48,000 |
| Denver-Aurora, CO | 5 | $ 858,000 | $ 171,600 | $ 67,000 |
| Florence, SC | 5 | $ 1,077,000 | $ 215,400 | $ 84,000 |
| Janesville, WI | 5 | $ 433,000 | $ 86,600 | $ 51,000 |
| Lansing-East Lansing, MI | 5 | $ 594,000 | $ 118,800 | $ 50,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5 | $ 478,000 | $ 95,600 | $ 31,000 |
| San Antonio, TX | 5 | $ 504,000 | $ 100,800 | $ 23,000 |
| Springfield, OH | 5 | $ 358,000 | $ 71,600 | $ 49,000 |
| Tulsa, OK | 5 | $ 635,000 | $ 127,000 | $ 61,000 |
| Tuscaloosa, AL | 5 | $ 413,000 | $ 82,600 | $ 42,000 |
| Wichita Falls, TX | 5 | $ 414,000 | $ 82,800 | $ 44,000 |
| Akron, OH | 4 | $ 658,000 | $ 164,500 | $ 50,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 319,000 | $ 79,750 | $ 50,000 |
| Cumberland, MD-WV | 4 | $ 422,000 | $ 105,500 | $ 63,500 |
| Hattiesburg, MS | 4 | $ 321,000 | $ 80,250 | $ 23,000 |
| Houston-Sugar Land-Baytown, TX | 4 | $ 279,000 | $ 69,750 | $ 42,000 |
| New Haven-Milford, CT | 4 | $ 304,000 | $ 76,000 | $ 51,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 750,000 | $ 187,500 | $ 29,000 |
| Pascagoula, MS | 4 | $ 315,000 | $ 78,750 | $ 51,000 |
| Warner Robins, GA | 4 | $ 420,000 | $ 105,000 | $ 75,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 711,000 | $ 177,750 | $ 50,000 |
| Ames, IA | 3 | $ 273,000 | $ 91,000 | $ 306,000 |
| Athens-Clarke County, GA | 3 | $ 355,000 | $ 118,333 | $ 37,000 |
| Flint, MI | 3 | $ 224,000 | $ 74,666 | $ 22,000 |
| Fort Collins-Loveland, CO | 3 | $ 335,000 | $ 111,666 | $ 104,000 |
| Gulfport-Biloxi, MS | 3 | $ 427,000 | $ 142,333 | $ 44,000 |
| Jackson, MS | 3 | $ 521,000 | $ 173,666 | $ 55,000 |
| Lafayette, LA | 3 | $ 198,000 | $ 66,000 | $ 38,000 |
| Lexington-Fayette, KY | 3 | $ 269,000 | $ 89,666 | $ 38,000 |
| Los Angeles-Long Beach-Glendale, CA | 3 | $ 114,000 | $ 38,000 | $ 108,000 |
| Madison, WI | 3 | $ 139,000 | $ 46,333 | $ 57,000 |
| Mansfield, OH | 3 | $ 216,000 | $ 72,000 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 379,000 | $ 126,333 | $ 13,000 |
| Reading, PA | 3 | $ 132,000 | $ 44,000 | $ 44,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 836,000 | $ 278,666 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 3 | $ 685,000 | $ 228,333 | $ 102,000 |
| State College, PA | 3 | $ 239,000 | $ 79,666 | $ 34,000 |
| Tallahassee, FL | 3 | $ 423,000 | $ 141,000 | $ 48,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 392,000 | $ 130,666 | $ 83,666 |
| Albany, GA | 2 | $ 275,000 | $ 137,500 | $ 19,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 356,000 | $ 178,000 | $ 90,000 |
| Auburn-Opelika, AL | 2 | $ 306,000 | $ 153,000 | $ 71,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 138,000 | $ 69,000 | $ 46,000 |
| Dothan, AL | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Duluth, MN-WI | 2 | $ 172,000 | $ 86,000 | $ 63,000 |
| Elizabethtown, KY | 2 | $ 224,000 | $ 112,000 | $ 61,000 |
| Holland-Grand Haven, MI | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Huntsville, AL | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Jonesboro, AR | 2 | $ 143,000 | $ 71,500 | $ 43,000 |
| Knoxville, TN | 2 | $ 228,000 | $ 114,000 | $ 32,000 |
| Lewiston, ID-WA | 2 | $ 154,000 | $ 77,000 | $ 51,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 331,000 | $ 165,500 | $ 60,000 |
| Nashville-Davidson--Murfreesboro, TN | 2 | $ 170,000 | $ 85,000 | $ 13,000 |
| New York-White Plains-Wayne, NY-NJ | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Oklahoma City, OK | 2 | $ 139,000 | $ 69,500 | $ 44,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 241,000 | $ 120,500 | $ 71,000 |
| Punta Gorda, FL | 2 | $ 220,000 | $ 110,000 | $ 128,000 |
| Shreveport-Bossier City, LA | 2 | $ 204,000 | $ 102,000 | $ 36,000 |
| Spartanburg, SC | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Terre Haute, IN | 2 | $ 141,000 | $ 70,500 | $ 17,000 |
| Alexandria, LA | 1 | $ 113,000 | $ 113,000 | $ 25,000 |
| Battle Creek, MI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Binghamton, NY | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Boulder, CO | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Chicago-Naperville-Joliet, IL | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Chico, CA | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Columbia, MO | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Dalton, GA | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Evansville, IN-KY | 1 | $ 56,000 | $ 56,000 | $ 110,000 |
| Fond Du Lac, WI | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Fort Worth-Arlington, TX | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Fresno, CA | 1 | $ 222,000 | $ 222,000 | $ 60,000 |
| Grand Junction, CO | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 189,000 | $ 189,000 | $ 48,000 |
| Logan, UT-ID | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Montgomery, AL | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Muskegon-Norton Shores, MI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Naples-Marco Island, FL | 1 | $ 344,000 | $ 344,000 | $ 102,000 |
| Niles-Benton Harbor, MI | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 325,000 | $ 325,000 | $ 43,000 |
| Pueblo, CO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 51,000 | $ 51,000 | $ 67,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Syracuse, NY | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Topeka, KS | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Wheeling, WV-OH | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for First Greensboro Home Equity in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,474 | $349,063,000 | $141,000 | $924,000 | $60,000 | $708,000 |
| Home Purchase | 2,441 | $307,348,000 | $125,000 | $780,000 | $56,000 | $540,000 |
| Refinancing | 2,314 | $277,975,000 | $120,000 | $750,000 | $41,000 | $708,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,976 | $509,237,000 | $128,000 | $924,000 | $51,000 | $708,000 |
| White | 2,272 | $290,248,000 | $127,000 | $663,000 | $56,000 | $708,000 |
| Black or African American | 679 | $91,130,000 | $134,000 | $780,000 | $46,000 | $360,000 |
| Hispanic | 253 | $34,508,000 | $136,000 | $528,000 | $55,000 | $336,000 |
| Asian | 38 | $7,425,000 | $195,000 | $650,000 | $69,000 | $323,000 |
| American Indian or Alaskan Native | 7 | $1,029,000 | $147,000 | $310,000 | $36,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $809,000 | $202,000 | $500,000 | $24,000 | $40,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,229 | $934,386,000 | $129,000 | $924,000 | $52,000 | $708,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,596 | $481,840,000 | $133,000 | $696,000 | $61,000 | $708,000 |
| Application Denied By Financial Institution | 2,135 | $254,713,000 | $119,000 | $780,000 | $37,000 | $324,000 |
| Application Withdrawn By Applicant | 1,003 | $138,105,000 | $137,000 | $924,000 | $52,000 | $420,000 |
| Application Approved But Not Accepted | 492 | $59,181,000 | $120,000 | $553,000 | $55,000 | $240,000 |
| Loan Purchased By The Institution | 3 | $547,000 | $182,000 | $315,000 | $193,000 | $484,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 924 | $98,592,000 | $106,000 | $620,000 | $29,000 | $300,000 |
| Other | 752 | $97,726,000 | $129,000 | $663,000 | $46,000 | $324,000 |
| Collateral | 317 | $40,551,000 | $127,000 | $780,000 | $43,000 | $323,000 |
| Debt-To-Income Ratio | 136 | $17,120,000 | $125,000 | $615,000 | $37,000 | $219,000 |
| Employment History | 3 | $317,000 | $105,000 | $122,000 | $27,000 | $45,000 |
| Unverifiable Information | 3 | $407,000 | $135,000 | $184,000 | $36,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Greensboro Home Equity's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Greensboro Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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