First Greensboro Home Equity Mortgage Lending & HMDA Data, 2006

In 2006, First Greensboro Home Equity of Greensboro, NC reported 7,229 mortgage applications totaling $934.4 million, down 35% from 2005. The average application was for $129,255, and applicants reported an average income of $52,567. 50% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Greensboro-High Point, NC (1,000), Virginia Beach-Norfolk-Newport News, VA-NC (347) and Charlotte-Gastonia-Concord, NC-SC (330) (applications in parentheses).

Mortgage Company & Address First Greensboro Home Equity
1801 Stanley Rd, Ste 400
Greensboro, NC 27407
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 7,229
Total Mortgage Loan Application Amount $934,386,000
Average Mortgage Loan Application Amount $129,255
Highest Mortgage Loan Application Amount $924,000
Average Applicant Income $52,567
Highest Applicant Income $708,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Greensboro Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Greensboro Home Equity by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Guilford, North Carolina 655 $ 70,960,000 $ 108,335 $ 33,000
Randolph, North Carolina 241 $ 23,815,000 $ 98,817 $ 40,000
Mecklenburg, North Carolina 210 $ 25,286,000 $ 120,409 $ 45,000
Forsyth, North Carolina 172 $ 18,933,000 $ 110,075 $ 46,000
Wilkes, North Carolina 167 $ 17,287,000 $ 103,514 $ 44,000
Washington, Arkansas 131 $ 15,892,000 $ 121,312 $ 52,000
Benton, Arkansas 129 $ 16,353,000 $ 126,767 $ 49,000
Wake, North Carolina 127 $ 17,433,000 $ 137,267 $ 56,000
Baltimore, Maryland 122 $ 20,223,000 $ 165,762 $ 65,000
Alamance, North Carolina 120 $ 12,512,000 $ 104,266 $ 35,000
Clark, Nevada 113 $ 16,837,000 $ 149,000 $ 49,000
Rockingham, North Carolina 104 $ 10,715,000 $ 103,028 $ 42,000
Salt Lake, Utah 99 $ 13,206,000 $ 133,393 $ 55,000
Virginia Beach, Virginia 96 $ 16,146,000 $ 168,187 $ 51,000
Prince George's, Maryland 80 $ 18,762,000 $ 234,525 $ 70,000
Davidson, North Carolina 80 $ 9,431,000 $ 117,887 $ 42,000
Rockingham, Virginia 80 $ 10,613,000 $ 132,662 $ 45,000
Chesapeake, Virginia 74 $ 14,595,000 $ 197,229 $ 68,000
Baltimore City, Maryland 72 $ 8,629,000 $ 119,847 $ 67,000
Iredell, North Carolina 72 $ 8,111,000 $ 112,652 $ 45,000
Pittsylvania, Virginia 71 $ 6,223,000 $ 87,647 $ 39,000
New Hanover, North Carolina 69 $ 10,310,000 $ 149,420 $ 59,000
Duval, Florida 64 $ 8,500,000 $ 132,812 $ 70,000
Augusta, Virginia 61 $ 7,475,000 $ 122,540 $ 49,000
Horry, South Carolina 60 $ 10,803,000 $ 180,050 $ 81,000
Norfolk, Virginia 60 $ 8,395,000 $ 139,916 $ 41,000
Gaston, North Carolina 55 $ 5,771,000 $ 104,927 $ 46,000
Pulaski, Arkansas 52 $ 5,710,000 $ 109,807 $ 58,000
Danville, Virginia 49 $ 3,775,000 $ 77,040 $ 26,000
Onslow, North Carolina 47 $ 6,057,000 $ 128,872 $ 84,000
Anne Arundel, Maryland 46 $ 12,206,000 $ 265,347 $ 92,000
Macomb, Michigan 46 $ 8,647,000 $ 187,978 $ 85,000
Durham, North Carolina 45 $ 5,307,000 $ 117,933 $ 47,000
Weber, Utah 45 $ 4,295,000 $ 95,444 $ 40,000
Montgomery, North Carolina 41 $ 3,711,000 $ 90,512 $ 50,000
Orange, Florida 40 $ 6,041,000 $ 151,025 $ 79,000
Hillsborough, Florida 39 $ 5,524,000 $ 141,641 $ 82,000
Shelby, Tennessee 39 $ 4,566,000 $ 117,076 $ 55,000
New Castle, Delaware 38 $ 5,875,000 $ 154,605 $ 59,000
Fairfax, Virginia 37 $ 11,133,000 $ 300,891 $ 98,000
Buncombe, North Carolina 36 $ 4,292,000 $ 119,222 $ 45,000
Portsmouth, Virginia 36 $ 4,361,000 $ 121,138 $ 43,000
Brunswick, North Carolina 35 $ 5,130,000 $ 146,571 $ 81,000
Davis, Utah 35 $ 4,364,000 $ 124,685 $ 43,000
Broward, Florida 34 $ 6,414,000 $ 188,647 $ 101,000
Harford, Maryland 34 $ 9,325,000 $ 274,264 $ 95,000
Union, North Carolina 33 $ 4,868,000 $ 147,515 $ 79,000
Burke, North Carolina 32 $ 3,901,000 $ 121,906 $ 63,000
Caldwell, North Carolina 32 $ 3,250,000 $ 101,562 $ 36,000
Page, Virginia 31 $ 4,586,000 $ 147,935 $ 44,000
Wayne, Michigan 30 $ 3,962,000 $ 132,066 $ 63,000
Clay, Florida 28 $ 3,980,000 $ 142,142 $ 70,000
Chesterfield, Virginia 28 $ 3,917,000 $ 139,892 $ 64,000
Shenandoah, Virginia 28 $ 3,693,000 $ 131,892 $ 49,000
Granville, North Carolina 27 $ 2,998,000 $ 111,037 $ 36,000
Nash, North Carolina 26 $ 2,965,000 $ 114,038 $ 36,000
Pitt, North Carolina 26 $ 3,291,000 $ 126,576 $ 58,000
Kent, Delaware 25 $ 2,732,000 $ 109,280 $ 48,000
Tipton, Tennessee 25 $ 3,143,000 $ 125,720 $ 58,000
Albemarle, Virginia 25 $ 3,349,000 $ 133,960 $ 45,000
Frederick, Virginia 25 $ 3,586,000 $ 143,440 $ 44,000
Henry, Virginia 25 $ 1,865,000 $ 74,600 $ 23,000
Prince William, Virginia 25 $ 6,937,000 $ 277,480 $ 79,000
Montgomery, Maryland 24 $ 4,538,000 $ 189,083 $ 106,000
Lee, Mississippi 24 $ 2,880,000 $ 120,000 $ 46,000
Cabarrus, North Carolina 24 $ 2,872,000 $ 119,666 $ 51,000
Catawba, North Carolina 24 $ 2,250,000 $ 93,750 $ 70,000
Rowan, North Carolina 24 $ 2,516,000 $ 104,833 $ 45,000
Rutherford, North Carolina 24 $ 2,628,000 $ 109,500 $ 36,000
Hamilton, Ohio 24 $ 2,863,000 $ 119,291 $ 49,000
Hampton, Virginia 24 $ 2,865,000 $ 119,375 $ 38,000
Newport News, Virginia 24 $ 2,803,000 $ 116,791 $ 62,000
Miami-Dade, Florida 23 $ 4,897,000 $ 212,913 $ 67,000
Pinellas, Florida 23 $ 2,340,000 $ 101,739 $ 57,000
Lycoming, Pennsylvania 23 $ 2,017,000 $ 87,695 $ 36,000
Cleveland, North Carolina 22 $ 2,577,000 $ 117,136 $ 49,000
Johnston, North Carolina 22 $ 2,482,000 $ 112,818 $ 64,000
Garland, Arkansas 21 $ 1,960,000 $ 93,333 $ 63,000
Caswell, North Carolina 21 $ 2,764,000 $ 131,619 $ 52,000
Stokes, North Carolina 21 $ 2,477,000 $ 117,952 $ 36,000
Warren, Virginia 19 $ 3,032,000 $ 159,578 $ 56,000
Seminole, Florida 18 $ 2,233,000 $ 124,055 $ 76,000
Cumberland, North Carolina 18 $ 1,910,000 $ 106,111 $ 48,000
Henderson, North Carolina 18 $ 2,864,000 $ 159,111 $ 57,000
Person, North Carolina 18 $ 2,320,000 $ 128,888 $ 63,000
Henrico, Virginia 18 $ 2,250,000 $ 125,000 $ 42,000
Lee, Florida 17 $ 2,871,000 $ 168,882 $ 70,000
Chatham, North Carolina 17 $ 2,028,000 $ 119,294 $ 61,000
Davie, North Carolina 17 $ 2,283,000 $ 134,294 $ 47,000
Suffolk, Virginia 17 $ 2,827,000 $ 166,294 $ 38,000
Pasco, Florida 16 $ 1,675,000 $ 104,687 $ 64,000
Greene, Missouri 16 $ 2,213,000 $ 138,312 $ 92,000
Pender, North Carolina 16 $ 2,255,000 $ 140,937 $ 65,000
Butler, Ohio 16 $ 1,294,000 $ 80,875 $ 44,000
Madison, Tennessee 16 $ 2,392,000 $ 149,500 $ 63,000
Harrisonburg, Virginia 16 $ 2,890,000 $ 180,625 $ 52,000
Orange, Virginia 16 $ 2,665,000 $ 166,562 $ 46,000
Polk, Florida 15 $ 2,232,000 $ 148,800 $ 77,000
Volusia, Florida 15 $ 2,376,000 $ 158,400 $ 56,000
DeKalb, Georgia 15 $ 1,784,000 $ 118,933 $ 52,000
Surry, North Carolina 15 $ 1,511,000 $ 100,733 $ 40,000
York, Pennsylvania 15 $ 2,615,000 $ 174,333 $ 58,000
Loudoun, Virginia 15 $ 3,177,000 $ 211,800 $ 72,000
Bibb, Georgia 14 $ 1,190,000 $ 85,000 $ 52,000
Gwinnett, Georgia 14 $ 2,035,000 $ 145,357 $ 54,000
Lancaster, Pennsylvania 14 $ 2,058,000 $ 147,000 $ 30,000
Mobile, Alabama 13 $ 1,558,000 $ 119,846 $ 53,000
Mohave, Arizona 13 $ 1,650,000 $ 126,923 $ 40,000
El Paso, Colorado 13 $ 2,140,000 $ 164,615 $ 65,000
Bay, Florida 13 $ 1,358,000 $ 104,461 $ 74,000
Carroll, Maryland 13 $ 2,218,000 $ 170,615 $ 69,000
Jackson, Missouri 13 $ 1,123,000 $ 86,384 $ 35,000
Wilson, North Carolina 13 $ 1,606,000 $ 123,538 $ 65,000
Utah, Utah 13 $ 2,067,000 $ 159,000 $ 63,000
Dinwiddie, Virginia 13 $ 1,327,000 $ 102,076 $ 85,000
Halifax, Virginia 13 $ 1,502,000 $ 115,538 $ 49,000
Martinsville, Virginia 13 $ 908,000 $ 69,846 $ 30,000
Carroll, Arkansas 12 $ 1,082,000 $ 90,166 $ 44,000
Jefferson, Arkansas 12 $ 1,033,000 $ 86,083 $ 51,000
Northampton, North Carolina 12 $ 917,000 $ 76,416 $ 56,000
Orange, North Carolina 12 $ 1,884,000 $ 157,000 $ 43,000
Richmond, North Carolina 12 $ 915,000 $ 76,250 $ 39,000
Montgomery, Pennsylvania 12 $ 1,660,000 $ 138,333 $ 67,000
Philadelphia, Pennsylvania 12 $ 1,694,000 $ 141,166 $ 30,000
Hamilton, Tennessee 12 $ 1,154,000 $ 96,166 $ 73,000
Faulkner, Arkansas 11 $ 1,364,000 $ 124,000 $ 53,000
Lake, Florida 11 $ 1,427,000 $ 129,727 $ 89,000
Marion, Florida 11 $ 1,468,000 $ 133,454 $ 56,000
Fulton, Georgia 11 $ 2,032,000 $ 184,727 $ 46,000
Charles, Maryland 11 $ 2,227,000 $ 202,454 $ 62,000
Howard, Maryland 11 $ 2,403,000 $ 218,454 $ 153,000
Kent, Michigan 11 $ 866,000 $ 78,727 $ 61,000
Oakland, Michigan 11 $ 3,202,000 $ 291,090 $ 172,000
Alleghany, North Carolina 11 $ 1,556,000 $ 141,454 $ 50,000
Edgecombe, North Carolina 11 $ 936,000 $ 85,090 $ 53,000
Haywood, North Carolina 11 $ 1,529,000 $ 139,000 $ 37,000
Lincoln, North Carolina 11 $ 1,547,000 $ 140,636 $ 43,000
Moore, North Carolina 11 $ 1,376,000 $ 125,090 $ 48,000
Yadkin, North Carolina 11 $ 1,255,000 $ 114,090 $ 41,000
Cuyahoga, Ohio 11 $ 1,557,000 $ 141,545 $ 76,000
Culpeper, Virginia 11 $ 2,293,000 $ 208,454 $ 59,000
Richmond City, Virginia 11 $ 744,000 $ 67,636 $ 25,000
Spotsylvania, Virginia 11 $ 2,519,000 $ 229,000 $ 76,000
Saline, Arkansas 10 $ 1,188,000 $ 118,800 $ 50,000
Osceola, Florida 10 $ 1,798,000 $ 179,800 $ 96,000
St. Johns, Florida 10 $ 2,379,000 $ 237,900 $ 111,000
Cobb, Georgia 10 $ 1,427,000 $ 142,700 $ 73,000
Ascension, Louisiana 10 $ 1,618,000 $ 161,800 $ 46,000
Calvert, Maryland 10 $ 1,597,000 $ 159,700 $ 97,000
Frederick, Maryland 10 $ 1,969,000 $ 196,900 $ 76,000
Halifax, North Carolina 10 $ 898,000 $ 89,800 $ 43,000
Sebastian, Arkansas 9 $ 685,000 $ 76,111 $ 51,000
White, Arkansas 9 $ 1,241,000 $ 137,888 $ 75,000
Franklin, North Carolina 9 $ 1,044,000 $ 116,000 $ 54,000
Montgomery, Ohio 9 $ 576,000 $ 64,000 $ 50,000
Greenville, South Carolina 9 $ 1,293,000 $ 143,666 $ 59,000
McMinn, Tennessee 9 $ 761,000 $ 84,555 $ 58,000
Lynchburg, Virginia 9 $ 785,000 $ 87,222 $ 34,000
Roanoke City, Virginia 9 $ 712,000 $ 79,111 $ 34,000
Stafford, Virginia 9 $ 1,955,000 $ 217,222 $ 116,000
Hempstead, Arkansas 8 $ 395,000 $ 49,375 $ 37,000
Hernando, Florida 8 $ 784,000 $ 98,000 $ 51,000
Sarasota, Florida 8 $ 1,347,000 $ 168,375 $ 60,000
St. Lucie, Florida 8 $ 790,000 $ 98,750 $ 63,000
Cecil, Maryland 8 $ 1,328,000 $ 166,000 $ 55,000
Alexander, North Carolina 8 $ 666,000 $ 83,250 $ 44,000
Ashe, North Carolina 8 $ 1,059,000 $ 132,375 $ 39,000
Hoke, North Carolina 8 $ 800,000 $ 100,000 $ 73,000
Watauga, North Carolina 8 $ 949,000 $ 118,625 $ 111,000
Campbell, Virginia 8 $ 934,000 $ 116,750 $ 51,000
Riverside, California 7 $ 1,102,000 $ 157,428 $ 80,000
Sussex, Delaware 7 $ 1,005,000 $ 143,571 $ 43,000
Allen, Indiana 7 $ 558,000 $ 79,714 $ 45,000
Washtenaw, Michigan 7 $ 646,000 $ 92,285 $ 64,000
Christian, Missouri 7 $ 1,390,000 $ 198,571 $ 67,000
Craven, North Carolina 7 $ 953,000 $ 136,142 $ 73,000
Currituck, North Carolina 7 $ 1,109,000 $ 158,428 $ 35,000
Duplin, North Carolina 7 $ 857,000 $ 122,428 $ 72,000
Harnett, North Carolina 7 $ 1,051,000 $ 150,142 $ 39,000
Stanly, North Carolina 7 $ 747,000 $ 106,714 $ 19,000
Wayne, North Carolina 7 $ 454,000 $ 64,857 $ 61,000
Delaware, Pennsylvania 7 $ 1,176,000 $ 168,000 $ 34,000
Anderson, South Carolina 7 $ 592,000 $ 84,571 $ 37,000
Gibson, Tennessee 7 $ 980,000 $ 140,000 $ 43,000
Arlington, Virginia 7 $ 1,416,000 $ 202,285 $ 115,000
Fauquier, Virginia 7 $ 1,477,000 $ 211,000 $ 42,000
Rockbridge, Virginia 7 $ 1,057,000 $ 151,000 $ 36,000
Waynesboro, Virginia 7 $ 537,000 $ 76,714 $ 36,000
Baldwin, Alabama 6 $ 804,000 $ 134,000 $ 53,000
Cherokee, Alabama 6 $ 403,000 $ 67,166 $ 31,000
Drew, Arkansas 6 $ 603,000 $ 100,500 $ 78,000
Kern, California 6 $ 651,000 $ 108,500 $ 52,000
Laurens, Georgia 6 $ 594,000 $ 99,000 $ 44,000
Polk, Iowa 6 $ 851,000 $ 141,833 $ 51,000
Johnson, Kansas 6 $ 481,000 $ 80,166 $ 139,000
Jasper, Missouri 6 $ 423,000 $ 70,500 $ 40,000
Cherokee, North Carolina 6 $ 1,097,000 $ 182,833 $ 80,000
Dare, North Carolina 6 $ 1,535,000 $ 255,833 $ 63,000
Pasquotank, North Carolina 6 $ 1,025,000 $ 170,833 $ 61,000
Scotland, North Carolina 6 $ 639,000 $ 106,500 $ 52,000
Vance, North Carolina 6 $ 725,000 $ 120,833 $ 28,000
Franklin, Ohio 6 $ 420,000 $ 70,000 $ 48,000
Lake, Ohio 6 $ 574,000 $ 95,666 $ 62,000
Allegheny, Pennsylvania 6 $ 462,000 $ 77,000 $ 49,000
Monroe, Pennsylvania 6 $ 638,000 $ 106,333 $ 58,000
Dorchester, South Carolina 6 $ 738,000 $ 123,000 $ 64,000
Washington, Utah 6 $ 1,077,000 $ 179,500 $ 32,000
Louisa, Virginia 6 $ 977,000 $ 162,833 $ 60,000
Prince George, Virginia 6 $ 683,000 $ 113,833 $ 41,000
Rappahannock, Virginia 6 $ 1,137,000 $ 189,500 $ 48,000
Jefferson, Alabama 5 $ 492,000 $ 98,400 $ 88,000
Tuscaloosa, Alabama 5 $ 413,000 $ 82,600 $ 42,000
Maricopa, Arizona 5 $ 478,000 $ 95,600 $ 31,000
Hot Spring, Arkansas 5 $ 292,000 $ 58,400 $ 45,000
Lonoke, Arkansas 5 $ 578,000 $ 115,600 $ 67,000
Madison, Arkansas 5 $ 447,000 $ 89,400 $ 40,000
Hartford, Connecticut 5 $ 699,000 $ 139,800 $ 35,000
Flagler, Florida 5 $ 597,000 $ 119,400 $ 41,000
Hart, Georgia 5 $ 1,012,000 $ 202,400 $ 86,000
Marion, Indiana 5 $ 354,000 $ 70,800 $ 58,000
Wicomico, Maryland 5 $ 1,224,000 $ 244,800 $ 89,000
Barry, Michigan 5 $ 906,000 $ 181,200 $ 65,000
Ingham, Michigan 5 $ 594,000 $ 118,800 $ 50,000
Clay, Missouri 5 $ 348,000 $ 69,600 $ 42,000
Anson, North Carolina 5 $ 733,000 $ 146,600 $ 24,000
Bertie, North Carolina 5 $ 388,000 $ 77,600 $ 35,000
Lee, North Carolina 5 $ 466,000 $ 93,200 $ 37,000
Lenoir, North Carolina 5 $ 452,000 $ 90,400 $ 45,000
Polk, North Carolina 5 $ 625,000 $ 125,000 $ 45,000
Clark, Ohio 5 $ 358,000 $ 71,600 $ 49,000
Clinton, Pennsylvania 5 $ 379,000 $ 75,800 $ 28,000
Cumberland, Pennsylvania 5 $ 682,000 $ 136,400 $ 74,000
Dauphin, Pennsylvania 5 $ 765,000 $ 153,000 $ 37,000
Berkeley, South Carolina 5 $ 516,000 $ 103,200 $ 18,000
Florence, South Carolina 5 $ 1,077,000 $ 215,400 $ 84,000
Dyer, Tennessee 5 $ 730,000 $ 146,000 $ 60,000
Bexar, Texas 5 $ 504,000 $ 100,800 $ 23,000
Wichita, Texas 5 $ 414,000 $ 82,800 $ 44,000
Tooele, Utah 5 $ 595,000 $ 119,000 $ 39,000
Staunton, Virginia 5 $ 620,000 $ 124,000 $ 29,000
Rock, Wisconsin 5 $ 433,000 $ 86,600 $ 51,000
Ashley, Arkansas 4 $ 455,000 $ 113,750 $ 49,000
Cleburne, Arkansas 4 $ 329,000 $ 82,250 $ 46,000
New Haven, Connecticut 4 $ 304,000 $ 76,000 $ 51,000
Brevard, Florida 4 $ 750,000 $ 187,500 $ 29,000
Manatee, Florida 4 $ 435,000 $ 108,750 $ 27,000
Palm Beach, Florida 4 $ 711,000 $ 177,750 $ 50,000
Bryan, Georgia 4 $ 492,000 $ 123,000 $ 98,000
Houston, Georgia 4 $ 420,000 $ 105,000 $ 75,000
Jefferson, Kentucky 4 $ 397,000 $ 99,250 $ 67,000
Kenton, Kentucky 4 $ 302,000 $ 75,500 $ 59,000
Queen Anne's, Maryland 4 $ 142,000 $ 35,500 $ 92,000
Mower, Minnesota 4 $ 450,000 $ 112,500 $ 75,000
Jackson, Mississippi 4 $ 315,000 $ 78,750 $ 51,000
Lowndes, Mississippi 4 $ 491,000 $ 122,750 $ 67,000
Lawrence, Missouri 4 $ 236,000 $ 59,000 $ 59,000
Columbus, North Carolina 4 $ 517,000 $ 129,250 $ 28,000
Gates, North Carolina 4 $ 584,000 $ 146,000 $ 39,000
Trumbull, Ohio 4 $ 212,000 $ 53,000 $ 50,000
Chester, Pennsylvania 4 $ 442,000 $ 110,500 $ 42,000
Pike, Pennsylvania 4 $ 470,000 $ 117,500 $ 70,000
Bamberg, South Carolina 4 $ 235,000 $ 58,750 $ 51,000
Georgetown, South Carolina 4 $ 742,000 $ 185,500 $ 114,000
Lexington, South Carolina 4 $ 812,000 $ 203,000 $ 15,000
Harris, Texas 4 $ 279,000 $ 69,750 $ 42,000
Alexandria, Virginia 4 $ 803,000 $ 200,750 $ 36,000
Bedford, Virginia 4 $ 414,000 $ 103,500 $ 25,000
Fluvanna, Virginia 4 $ 656,000 $ 164,000 $ 61,000
Greene, Virginia 4 $ 798,000 $ 199,500 $ 64,000
Winchester, Virginia 4 $ 388,000 $ 97,000 $ 27,000
Berkeley, West Virginia 4 $ 898,000 $ 224,500 $ 38,000
Escambia, Alabama 3 $ 604,000 $ 201,333 $ 79,000
Talladega, Alabama 3 $ 185,000 $ 61,666 $ 38,000
Clark, Arkansas 3 $ 242,000 $ 80,666 $ 20,000
Grant, Arkansas 3 $ 332,000 $ 110,666 $ 63,000
Logan, Arkansas 3 $ 193,000 $ 64,333 $ 52,000
Pope, Arkansas 3 $ 242,000 $ 80,666 $ 49,000
Los Angeles, California 3 $ 114,000 $ 38,000 $ 108,000
Sacramento, California 3 $ 836,000 $ 278,666 $ 0
San Diego, California 3 $ 685,000 $ 228,333 $ 102,000
Larimer, Colorado 3 $ 335,000 $ 111,666 $ 104,000
Chatham, Georgia 3 $ 494,000 $ 164,666 $ 51,000
Clayton, Georgia 3 $ 461,000 $ 153,666 $ 67,000
Newton, Georgia 3 $ 444,000 $ 148,000 $ 66,000
Story, Iowa 3 $ 273,000 $ 91,000 $ 306,000
Boone, Kentucky 3 $ 274,000 $ 91,333 $ 57,000
Campbell, Kentucky 3 $ 293,000 $ 97,666 $ 55,000
Fayette, Kentucky 3 $ 269,000 $ 89,666 $ 38,000
Lafayette, Louisiana 3 $ 198,000 $ 66,000 $ 38,000
Allegany, Maryland 3 $ 172,000 $ 57,333 $ 13,000
Worcester, Maryland 3 $ 676,000 $ 225,333 $ 96,000
Genesee, Michigan 3 $ 224,000 $ 74,666 $ 22,000
Newaygo, Michigan 3 $ 315,000 $ 105,000 $ 57,000
Harrison, Mississippi 3 $ 427,000 $ 142,333 $ 44,000
Lamar, Mississippi 3 $ 210,000 $ 70,000 $ 9,000
St. Louis City, Missouri 3 $ 240,000 $ 80,000 $ 35,000
Graham, North Carolina 3 $ 440,000 $ 146,666 $ 20,000
Hertford, North Carolina 3 $ 296,000 $ 98,666 $ 27,000
Robeson, North Carolina 3 $ 355,000 $ 118,333 $ 12,000
Yancey, North Carolina 3 $ 266,000 $ 88,666 $ 32,000
Auglaize, Ohio 3 $ 180,000 $ 60,000 $ 60,000
Miami, Ohio 3 $ 261,000 $ 87,000 $ 78,000
Richland, Ohio 3 $ 216,000 $ 72,000 $ 71,000
Warren, Ohio 3 $ 453,000 $ 151,000 $ 107,000
Adair, Oklahoma 3 $ 225,000 $ 75,000 $ 33,000
Rogers, Oklahoma 3 $ 360,000 $ 120,000 $ 43,000
Berks, Pennsylvania 3 $ 132,000 $ 44,000 $ 44,000
Centre, Pennsylvania 3 $ 239,000 $ 79,666 $ 34,000
Franklin, Pennsylvania 3 $ 275,000 $ 91,666 $ 71,000
Snyder, Pennsylvania 3 $ 329,000 $ 109,666 $ 6,000
Westmoreland, Pennsylvania 3 $ 115,000 $ 38,333 $ 41,000
Charleston, South Carolina 3 $ 214,000 $ 71,333 $ 101,000
Richland, South Carolina 3 $ 503,000 $ 167,666 $ 114,000
York, South Carolina 3 $ 262,000 $ 87,333 $ 8,000
Fayette, Tennessee 3 $ 510,000 $ 170,000 $ 64,000
Hardin, Tennessee 3 $ 272,000 $ 90,666 $ 24,000
Lauderdale, Tennessee 3 $ 269,000 $ 89,666 $ 32,000
Iron, Utah 3 $ 362,000 $ 120,666 $ 80,000
Summit, Utah 3 $ 381,000 $ 127,000 $ 47,000
Botetourt, Virginia 3 $ 453,000 $ 151,000 $ 59,000
Buena Vista, Virginia 3 $ 391,000 $ 130,333 $ 44,000
Franklin, Virginia 3 $ 289,000 $ 96,333 $ 22,000
Isle of Wight, Virginia 3 $ 781,000 $ 260,333 $ 98,000
James City, Virginia 3 $ 546,000 $ 182,000 $ 48,000
King George, Virginia 3 $ 563,000 $ 187,666 $ 71,000
Manassas, Virginia 3 $ 800,000 $ 266,666 $ 126,000
Pulaski, Virginia 3 $ 214,000 $ 71,333 $ 56,000
Smyth, Virginia 3 $ 210,000 $ 70,000 $ 38,000
York, Virginia 3 $ 552,000 $ 184,000 $ 49,000
Dane, Wisconsin 3 $ 139,000 $ 46,333 $ 57,000
Coffee, Alabama 2 $ 279,000 $ 139,500 $ 59,000
DeKalb, Alabama 2 $ 44,000 $ 22,000 $ 120,000
Houston, Alabama 2 $ 80,000 $ 40,000 $ 76,000
Lee, Alabama 2 $ 306,000 $ 153,000 $ 71,000
Limestone, Alabama 2 $ 260,000 $ 130,000 $ 45,000
Pickens, Alabama 2 $ 286,000 $ 143,000 $ 0
Arkansas, Arkansas 2 $ 125,000 $ 62,500 $ 30,000
Baxter, Arkansas 2 $ 292,000 $ 146,000 $ 114,000
Boone, Arkansas 2 $ 170,000 $ 85,000 $ 58,000
Crawford, Arkansas 2 $ 139,000 $ 69,500 $ 57,000
Lafayette, Arkansas 2 $ 150,000 $ 75,000 $ 44,000
Miller, Arkansas 2 $ 142,000 $ 71,000 $ 72,000
Van Buren, Arkansas 2 $ 161,000 $ 80,500 $ 24,000
Yell, Arkansas 2 $ 140,000 $ 70,000 $ 38,000
San Bernardino, California 2 $ 399,000 $ 199,500 $ 18,000
Adams, Colorado 2 $ 179,000 $ 89,500 $ 39,000
Middlesex, Connecticut 2 $ 1,040,000 $ 520,000 $ 123,000
District of Columbia, District Of Columbia 2 $ 274,000 $ 137,000 $ 54,000
Charlotte, Florida 2 $ 220,000 $ 110,000 $ 128,000
Citrus, Florida 2 $ 316,000 $ 158,000 $ 282,000
Columbia, Florida 2 $ 135,000 $ 67,500 $ 45,000
Escambia, Florida 2 $ 269,000 $ 134,500 $ 19,000
Putnam, Florida 2 $ 266,000 $ 133,000 $ 58,000
Wakulla, Florida 2 $ 58,000 $ 29,000 $ 72,000
Banks, Georgia 2 $ 186,000 $ 93,000 $ 107,000
Forsyth, Georgia 2 $ 454,000 $ 227,000 $ 63,000
Oglethorpe, Georgia 2 $ 198,000 $ 99,000 $ 36,000
Paulding, Georgia 2 $ 253,000 $ 126,500 $ 33,000
Rockdale, Georgia 2 $ 532,000 $ 266,000 $ 0
Nez Perce, Idaho 2 $ 154,000 $ 77,000 $ 51,000
Dearborn, Indiana 2 $ 486,000 $ 243,000 $ 69,000
Crawford, Kansas 2 $ 276,000 $ 138,000 $ 56,000
Hardin, Kentucky 2 $ 224,000 $ 112,000 $ 61,000
Caddo, Louisiana 2 $ 204,000 $ 102,000 $ 36,000
Webster, Louisiana 2 $ 160,000 $ 80,000 $ 140,000
Caroline, Maryland 2 $ 448,000 $ 224,000 $ 67,000
Dorchester, Maryland 2 $ 489,000 $ 244,500 $ 58,000
Washington, Maryland 2 $ 338,000 $ 169,000 $ 44,000
Ottawa, Michigan 2 $ 220,000 $ 110,000 $ 72,000
St. Clair, Michigan 2 $ 246,000 $ 123,000 $ 45,000
Pennington, Minnesota 2 $ 254,000 $ 127,000 $ 51,000
St. Louis, Minnesota 2 $ 172,000 $ 86,000 $ 63,000
Hinds, Mississippi 2 $ 426,000 $ 213,000 $ 83,000
Jones, Mississippi 2 $ 134,000 $ 67,000 $ 0
Camden, Missouri 2 $ 115,000 $ 57,500 $ 17,000
Laclede, Missouri 2 $ 160,000 $ 80,000 $ 34,000
Lincoln, Missouri 2 $ 226,000 $ 113,000 $ 57,000
St. Charles, Missouri 2 $ 50,000 $ 25,000 $ 77,000
St. Louis, Missouri 2 $ 422,000 $ 211,000 $ 141,000
Passaic, New Jersey 2 $ 160,000 $ 80,000 $ 0
Beaufort, North Carolina 2 $ 141,000 $ 70,500 $ 44,000
Carteret, North Carolina 2 $ 623,000 $ 311,500 $ 100,000
Chowan, North Carolina 2 $ 223,000 $ 111,500 $ 30,000
Macon, North Carolina 2 $ 366,000 $ 183,000 $ 70,000
Sampson, North Carolina 2 $ 209,000 $ 104,500 $ 59,000
Clermont, Ohio 2 $ 306,000 $ 153,000 $ 127,000
Hancock, Ohio 2 $ 149,000 $ 74,500 $ 35,000
Mahoning, Ohio 2 $ 220,000 $ 110,000 $ 44,000
Portage, Ohio 2 $ 482,000 $ 241,000 $ 75,000
Summit, Ohio 2 $ 176,000 $ 88,000 $ 26,000
Delaware, Oklahoma 2 $ 229,000 $ 114,500 $ 74,000
Tulsa, Oklahoma 2 $ 275,000 $ 137,500 $ 88,000
Adams, Pennsylvania 2 $ 189,000 $ 94,500 $ 37,000
Bucks, Pennsylvania 2 $ 252,000 $ 126,000 $ 72,000
Columbia, Pennsylvania 2 $ 162,000 $ 81,000 $ 66,000
Lawrence, Pennsylvania 2 $ 324,000 $ 162,000 $ 81,000
Lehigh, Pennsylvania 2 $ 356,000 $ 178,000 $ 90,000
Perry, Pennsylvania 2 $ 78,000 $ 39,000 $ 76,000
Susquehanna, Pennsylvania 2 $ 318,000 $ 159,000 $ 59,000
Washington, Pennsylvania 2 $ 258,000 $ 129,000 $ 120,000
Aiken, South Carolina 2 $ 138,000 $ 69,000 $ 46,000
Cherokee, South Carolina 2 $ 176,000 $ 88,000 $ 120,000
Laurens, South Carolina 2 $ 257,000 $ 128,500 $ 40,000
Spartanburg, South Carolina 2 $ 130,000 $ 65,000 $ 0
Chester, Tennessee 2 $ 100,000 $ 50,000 $ 19,000
Knox, Tennessee 2 $ 228,000 $ 114,000 $ 32,000
Lake, Tennessee 2 $ 264,000 $ 132,000 $ 29,000
Rutherford, Tennessee 2 $ 170,000 $ 85,000 $ 13,000
San Augustine, Texas 2 $ 99,000 $ 49,500 $ 67,000
Box Elder, Utah 2 $ 109,000 $ 54,500 $ 0
Juab, Utah 2 $ 104,000 $ 52,000 $ 84,000
Wasatch, Utah 2 $ 325,000 $ 162,500 $ 45,000
Accomack, Virginia 2 $ 126,000 $ 63,000 $ 117,000
Caroline, Virginia 2 $ 246,000 $ 123,000 $ 63,000
Charlottesville, Virginia 2 $ 160,000 $ 80,000 $ 96,000
Colonial Heights, Virginia 2 $ 150,000 $ 75,000 $ 24,000
Floyd, Virginia 2 $ 172,000 $ 86,000 $ 48,000
Fredericksburg, Virginia 2 $ 445,000 $ 222,500 $ 5,000
Goochland, Virginia 2 $ 428,000 $ 214,000 $ 81,000
Madison, Virginia 2 $ 282,000 $ 141,000 $ 32,000
Manassas Park, Virginia 2 $ 470,000 $ 235,000 $ 50,000
Mecklenburg, Virginia 2 $ 195,000 $ 97,500 $ 46,000
Middlesex, Virginia 2 $ 160,000 $ 80,000 $ 180,000
New Kent, Virginia 2 $ 155,000 $ 77,500 $ 24,000
Patrick, Virginia 2 $ 150,000 $ 75,000 $ 18,000
Petersburg, Virginia 2 $ 312,000 $ 156,000 $ 35,000
Wythe, Virginia 2 $ 280,000 $ 140,000 $ 35,000
Buffalo, Wisconsin 2 $ 130,000 $ 65,000 $ 21,000
Blount, Alabama 1 $ 109,000 $ 109,000 $ 53,000
Cullman, Alabama 1 $ 131,000 $ 131,000 $ 0
Dale, Alabama 1 $ 131,000 $ 131,000 $ 46,000
Elmore, Alabama 1 $ 35,000 $ 35,000 $ 100,000
St. Clair, Alabama 1 $ 25,000 $ 25,000 $ 48,000
Tallapoosa, Alabama 1 $ 338,000 $ 338,000 $ 131,000
Bradley, Arkansas 1 $ 77,000 $ 77,000 $ 36,000
Chicot, Arkansas 1 $ 52,000 $ 52,000 $ 54,000
Craighead, Arkansas 1 $ 93,000 $ 93,000 $ 51,000
Dallas, Arkansas 1 $ 80,000 $ 80,000 $ 54,000
Desha, Arkansas 1 $ 43,000 $ 43,000 $ 45,000
Fulton, Arkansas 1 $ 55,000 $ 55,000 $ 12,000
Howard, Arkansas 1 $ 50,000 $ 50,000 $ 38,000
Independence, Arkansas 1 $ 156,000 $ 156,000 $ 126,000
Johnson, Arkansas 1 $ 109,000 $ 109,000 $ 0
Lee, Arkansas 1 $ 76,000 $ 76,000 $ 38,000
Lincoln, Arkansas 1 $ 60,000 $ 60,000 $ 30,000
Mississippi, Arkansas 1 $ 50,000 $ 50,000 $ 23,000
Newton, Arkansas 1 $ 59,000 $ 59,000 $ 42,000
Phillips, Arkansas 1 $ 110,000 $ 110,000 $ 28,000
Poinsett, Arkansas 1 $ 50,000 $ 50,000 $ 35,000
Randolph, Arkansas 1 $ 133,000 $ 133,000 $ 65,000
Scott, Arkansas 1 $ 65,000 $ 65,000 $ 19,000
St. Francis, Arkansas 1 $ 81,000 $ 81,000 $ 52,000
Butte, California 1 $ 126,000 $ 126,000 $ 60,000
Contra Costa, California 1 $ 325,000 $ 325,000 $ 43,000
Fresno, California 1 $ 222,000 $ 222,000 $ 60,000
Arapahoe, Colorado 1 $ 210,000 $ 210,000 $ 86,000
Boulder, Colorado 1 $ 294,000 $ 294,000 $ 0
Denver, Colorado 1 $ 275,000 $ 275,000 $ 106,000
Douglas, Colorado 1 $ 194,000 $ 194,000 $ 69,000
Mesa, Colorado 1 $ 90,000 $ 90,000 $ 0
Pueblo, Colorado 1 $ 135,000 $ 135,000 $ 0
Collier, Florida 1 $ 344,000 $ 344,000 $ 102,000
Leon, Florida 1 $ 365,000 $ 365,000 $ 0
Martin, Florida 1 $ 128,000 $ 128,000 $ 78,000
Nassau, Florida 1 $ 76,000 $ 76,000 $ 0
Okeechobee, Florida 1 $ 185,000 $ 185,000 $ 68,000
Santa Rosa, Florida 1 $ 110,000 $ 110,000 $ 0
Sumter, Florida 1 $ 195,000 $ 195,000 $ 0
Union, Florida 1 $ 140,000 $ 140,000 $ 0
Clarke, Georgia 1 $ 157,000 $ 157,000 $ 39,000
Colquitt, Georgia 1 $ 66,000 $ 66,000 $ 29,000
Cook, Georgia 1 $ 144,000 $ 144,000 $ 0
Coweta, Georgia 1 $ 149,000 $ 149,000 $ 41,000
Crisp, Georgia 1 $ 53,000 $ 53,000 $ 28,000
Dawson, Georgia 1 $ 190,000 $ 190,000 $ 80,000
Dougherty, Georgia 1 $ 147,000 $ 147,000 $ 0
Henry, Georgia 1 $ 105,000 $ 105,000 $ 60,000
Lee, Georgia 1 $ 128,000 $ 128,000 $ 38,000
Liberty, Georgia 1 $ 189,000 $ 189,000 $ 48,000
Peach, Georgia 1 $ 70,000 $ 70,000 $ 0
Telfair, Georgia 1 $ 62,000 $ 62,000 $ 42,000
Thomas, Georgia 1 $ 50,000 $ 50,000 $ 28,000
Toombs, Georgia 1 $ 168,000 $ 168,000 $ 88,000
Treutlen, Georgia 1 $ 171,000 $ 171,000 $ 39,000
Walton, Georgia 1 $ 63,000 $ 63,000 $ 68,000
Ware, Georgia 1 $ 133,000 $ 133,000 $ 0
Whitfield, Georgia 1 $ 108,000 $ 108,000 $ 39,000
Elmore, Idaho 1 $ 96,000 $ 96,000 $ 43,000
Twin Falls, Idaho 1 $ 150,000 $ 150,000 $ 41,000
Cook, Illinois 1 $ 52,000 $ 52,000 $ 0
Clinton, Indiana 1 $ 77,000 $ 77,000 $ 26,000
Hamilton, Indiana 1 $ 663,000 $ 663,000 $ 170,000
Henry, Indiana 1 $ 138,000 $ 138,000 $ 14,000
Huntington, Indiana 1 $ 95,000 $ 95,000 $ 41,000
Kosciusko, Indiana 1 $ 57,000 $ 57,000 $ 120,000
Miami, Indiana 1 $ 75,000 $ 75,000 $ 25,000
Morgan, Indiana 1 $ 400,000 $ 400,000 $ 119,000
Sullivan, Indiana 1 $ 90,000 $ 90,000 $ 0
Vanderburgh, Indiana 1 $ 56,000 $ 56,000 $ 110,000
Vigo, Indiana 1 $ 51,000 $ 51,000 $ 34,000
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Mortgage Loan Application Detail Totals for First Greensboro Home Equity in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,474 $349,063,000 $141,000 $924,000 $60,000 $708,000
Home Purchase 2,441 $307,348,000 $125,000 $780,000 $56,000 $540,000
Refinancing 2,314 $277,975,000 $120,000 $750,000 $41,000 $708,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 3,976 $509,237,000 $128,000 $924,000 $51,000 $708,000
White 2,272 $290,248,000 $127,000 $663,000 $56,000 $708,000
Black or African American 679 $91,130,000 $134,000 $780,000 $46,000 $360,000
Hispanic 253 $34,508,000 $136,000 $528,000 $55,000 $336,000
Asian 38 $7,425,000 $195,000 $650,000 $69,000 $323,000
American Indian or Alaskan Native 7 $1,029,000 $147,000 $310,000 $36,000 $89,000
Native Hawaiian or Other Pacific Islander 4 $809,000 $202,000 $500,000 $24,000 $40,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,229 $934,386,000 $129,000 $924,000 $52,000 $708,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,596 $481,840,000 $133,000 $696,000 $61,000 $708,000
Application Denied By Financial Institution 2,135 $254,713,000 $119,000 $780,000 $37,000 $324,000
Application Withdrawn By Applicant 1,003 $138,105,000 $137,000 $924,000 $52,000 $420,000
Application Approved But Not Accepted 492 $59,181,000 $120,000 $553,000 $55,000 $240,000
Loan Purchased By The Institution 3 $547,000 $182,000 $315,000 $193,000 $484,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 924 $98,592,000 $106,000 $620,000 $29,000 $300,000
Other 752 $97,726,000 $129,000 $663,000 $46,000 $324,000
Collateral 317 $40,551,000 $127,000 $780,000 $43,000 $323,000
Debt-To-Income Ratio 136 $17,120,000 $125,000 $615,000 $37,000 $219,000
Employment History 3 $317,000 $105,000 $122,000 $27,000 $45,000
Unverifiable Information 3 $407,000 $135,000 $184,000 $36,000 $60,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Greensboro Home Equity's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Greensboro Home Equity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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