First National Bank of Omaha Mortgage Lending & HMDA Data, 2019

In 2019, First National Bank of Omaha of Omaha, NE reported 14,477 mortgage applications totaling $2.9 billion, up 4% from 2018. The average application was for $201,461, and applicants reported an average income of $110,910. 75% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (5,704), Fort Collins, CO (1,562) and Kansas City, MO-KS (1,228) (applications in parentheses).

Mortgage Company & Address First National Bank of Omaha
1620 Dodge Street
Omaha, NE 68197
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 14,477
Total Mortgage Loan Application Amount $2,916,555,000
Average Mortgage Loan Application Amount $201,461
Highest Mortgage Loan Application Amount $75,455,000
Average Applicant Income $110,910
Highest Applicant Income $2,780,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Omaha filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Omaha by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 3,625 $ 556,375,000 $ 153,482 $ 107,000
Larimer, Colorado 1,562 $ 369,200,000 $ 236,363 $ 128,000
Sarpy, Nebraska 1,135 $ 197,695,000 $ 174,180 $ 107,000
Johnson, Kansas 769 $ 160,345,000 $ 208,511 $ 140,000
Weld, Colorado 720 $ 129,470,000 $ 179,819 $ 104,000
Lancaster, Nebraska 494 $ 91,190,000 $ 184,595 $ 118,000
DeKalb, Illinois 483 $ 65,205,000 $ 135,000 $ 92,000
Pottawattamie, Iowa 481 $ 68,935,000 $ 143,316 $ 84,000
Buffalo, Nebraska 327 $ 43,985,000 $ 134,510 $ 88,000
Boulder, Colorado 298 $ 83,580,000 $ 280,469 $ 161,000
McHenry, Illinois 295 $ 32,725,000 $ 110,932 $ 90,000
Dodge, Nebraska 262 $ 27,890,000 $ 106,450 $ 88,000
Kane, Illinois 208 $ 36,010,000 $ 173,125 $ 119,000
Hall, Nebraska 172 $ 18,800,000 $ 109,302 $ 80,000
Kendall, Illinois 153 $ 23,275,000 $ 152,124 $ 120,000
Jackson, Missouri 153 $ 30,475,000 $ 199,183 $ 113,000
Washington, Nebraska 150 $ 30,840,000 $ 205,600 $ 112,000
Lincoln, Nebraska 147 $ 17,315,000 $ 117,789 $ 88,000
Platte, Nebraska 131 $ 17,405,000 $ 132,862 $ 82,000
Adams, Colorado 109 $ 22,225,000 $ 203,899 $ 115,000
Cass, Nebraska 100 $ 17,750,000 $ 177,500 $ 104,000
Leavenworth, Kansas 98 $ 19,400,000 $ 197,959 $ 86,000
Box Butte, Nebraska 95 $ 9,315,000 $ 98,052 $ 79,000
Saunders, Nebraska 76 $ 13,130,000 $ 172,763 $ 140,000
Harrison, Iowa 75 $ 12,725,000 $ 169,666 $ 82,000
Scotts Bluff, Nebraska 72 $ 8,370,000 $ 116,250 $ 85,000
Madison, Nebraska 71 $ 8,065,000 $ 113,591 $ 78,000
Boone, Illinois 70 $ 7,040,000 $ 100,571 $ 62,000
LaSalle, Illinois 69 $ 8,285,000 $ 120,072 $ 121,000
Collin, Texas 67 $ 19,795,000 $ 295,447 $ 139,000
Denton, Texas 66 $ 91,460,000 $ 1,385,757 $ 116,000
Wyandotte, Kansas 63 $ 10,015,000 $ 158,968 $ 68,000
Mills, Iowa 62 $ 8,790,000 $ 141,774 $ 81,000
Gage, Nebraska 59 $ 5,375,000 $ 91,101 $ 68,000
Jefferson, Colorado 58 $ 31,920,000 $ 550,344 $ 138,000
Cook, Illinois 57 $ 13,415,000 $ 235,350 $ 187,000
Denver, Colorado 55 $ 12,905,000 $ 234,636 $ 162,000
Davison, South Dakota 54 $ 8,950,000 $ 165,740 $ 85,000
Yankton, South Dakota 54 $ 7,680,000 $ 142,222 $ 81,000
Winnebago, Illinois 50 $ 13,160,000 $ 263,200 $ 63,000
Dawes, Nebraska 50 $ 5,320,000 $ 106,400 $ 88,000
Cass, Missouri 44 $ 6,500,000 $ 147,727 $ 115,000
Arapahoe, Colorado 40 $ 10,020,000 $ 250,500 $ 168,000
Clay, Missouri 38 $ 7,550,000 $ 198,684 $ 130,000
Broomfield, Colorado 32 $ 6,700,000 $ 209,375 $ 153,000
DuPage, Illinois 32 $ 6,220,000 $ 194,375 $ 102,000
Douglas, Colorado 31 $ 7,685,000 $ 247,903 $ 174,000
Platte, Missouri 31 $ 6,805,000 $ 219,516 $ 134,000
Miami, Kansas 29 $ 7,115,000 $ 245,344 $ 128,000
Butler, Nebraska 26 $ 2,950,000 $ 113,461 $ 81,000
Dawson, Nebraska 23 $ 3,785,000 $ 164,565 $ 72,000
York, Nebraska 21 $ 2,775,000 $ 132,142 $ 75,000
Burt, Nebraska 20 $ 2,230,000 $ 111,500 $ 83,000
Kearney, Nebraska 20 $ 3,570,000 $ 178,500 $ 80,000
Otoe, Nebraska 20 $ 2,300,000 $ 115,000 $ 113,000
Seward, Nebraska 19 $ 2,345,000 $ 123,421 $ 90,000
Dallas, Texas 19 $ 4,705,000 $ 247,631 $ 123,000
Ogle, Illinois 18 $ 3,970,000 $ 220,555 $ 77,000
Maricopa, Arizona 17 $ 10,355,000 $ 609,117 $ 463,000
Lake, Illinois 17 $ 2,355,000 $ 138,529 $ 171,000
Will, Illinois 16 $ 2,980,000 $ 186,250 $ 112,000
Adams, Nebraska 15 $ 2,285,000 $ 152,333 $ 111,000
Beadle, South Dakota 15 $ 1,455,000 $ 97,000 $ 87,000
Douglas, Kansas 14 $ 3,040,000 $ 217,142 $ 148,000
Cheyenne, Nebraska 13 $ 1,455,000 $ 111,923 $ 67,000
Stanton, Nebraska 13 $ 1,555,000 $ 119,615 $ 93,000
El Paso, Colorado 12 $ 3,540,000 $ 295,000 $ 118,000
Crawford, Iowa 12 $ 2,490,000 $ 207,500 $ 93,000
Shelby, Iowa 12 $ 1,530,000 $ 127,500 $ 100,000
Phelps, Nebraska 12 $ 1,290,000 $ 107,500 $ 73,000
Saline, Nebraska 12 $ 1,330,000 $ 110,833 $ 84,000
Tarrant, Texas 12 $ 4,530,000 $ 377,500 $ 179,000
Cedar, Nebraska 11 $ 1,065,000 $ 96,818 $ 95,000
Colfax, Nebraska 11 $ 1,255,000 $ 114,090 $ 78,000
Howard, Nebraska 11 $ 1,215,000 $ 110,454 $ 72,000
Wayne, Nebraska 11 $ 745,000 $ 67,727 $ 72,000
Laramie, Wyoming 11 $ 2,265,000 $ 205,909 $ 124,000
Polk, Iowa 10 $ 33,550,000 $ 3,355,000 $ 97,000
Fillmore, Nebraska 10 $ 1,480,000 $ 148,000 $ 82,000
Custer, Nebraska 9 $ 805,000 $ 89,444 $ 55,000
Merrick, Nebraska 9 $ 1,115,000 $ 123,888 $ 93,000
Lee, Illinois 8 $ 1,300,000 $ 162,500 $ 309,000
Sedgwick, Kansas 8 $ 33,050,000 $ 4,131,250 $ 86,000
Camden, Missouri 8 $ 1,590,000 $ 198,750 $ 219,000
Knox, Nebraska 8 $ 690,000 $ 86,250 $ 88,000
Minnehaha, South Dakota 8 $ 1,360,000 $ 170,000 $ 93,000
Montgomery, Iowa 7 $ 925,000 $ 132,142 $ 66,000
Hamilton, Nebraska 7 $ 945,000 $ 135,000 $ 174,000
Harlan, Nebraska 7 $ 865,000 $ 123,571 $ 91,000
Nance, Nebraska 7 $ 605,000 $ 86,428 $ 36,000
Walworth, Wisconsin 7 $ 645,000 $ 92,142 $ 119,000
Fremont, Iowa 6 $ 1,050,000 $ 175,000 $ 138,000
Shawnee, Kansas 6 $ 1,910,000 $ 318,333 $ 102,000
Nemaha, Nebraska 6 $ 560,000 $ 93,333 $ 107,000
Pierce, Nebraska 6 $ 480,000 $ 80,000 $ 93,000
Polk, Nebraska 6 $ 480,000 $ 80,000 $ 62,000
Bon Homme, South Dakota 6 $ 390,000 $ 65,000 $ 78,000
Hanson, South Dakota 6 $ 770,000 $ 128,333 $ 75,000
Los Angeles, California 5 $ 2,815,000 $ 563,000 $ 361,000
Logan, Colorado 5 $ 1,385,000 $ 277,000 $ 78,000
Routt, Colorado 5 $ 5,985,000 $ 1,197,000 $ 369,000
Summit, Colorado 5 $ 2,635,000 $ 527,000 $ 542,000
Audubon, Iowa 5 $ 1,165,000 $ 233,000 $ 101,000
Dickinson, Iowa 5 $ 805,000 $ 161,000 $ 206,000
Gosper, Nebraska 5 $ 935,000 $ 187,000 $ 233,000
Keith, Nebraska 5 $ 565,000 $ 113,000 $ 41,000
Red Willow, Nebraska 5 $ 185,000 $ 37,000 $ 138,000
Sanborn, South Dakota 5 $ 245,000 $ 49,000 $ 89,000
Harris, Texas 5 $ 1,955,000 $ 391,000 $ 172,000
Gilpin, Colorado 4 $ 970,000 $ 242,500 $ 121,000
Jackson, Colorado 4 $ 780,000 $ 195,000 $ 113,000
New Castle, Delaware 4 $ 1,020,000 $ 255,000 $ 104,000
Osceola, Iowa 4 $ 650,000 $ 162,500 $ 104,000
Hennepin, Minnesota 4 $ 71,750,000 $ 17,937,500 $ 0
Nodaway, Missouri 4 $ 430,000 $ 107,500 $ 65,000
Kimball, Nebraska 4 $ 530,000 $ 132,500 $ 94,000
Morrill, Nebraska 4 $ 550,000 $ 137,500 $ 85,000
Sheridan, Nebraska 4 $ 370,000 $ 92,500 $ 74,000
Ocean, New Jersey 4 $ 1,210,000 $ 302,500 $ 111,000
Montgomery, Pennsylvania 4 $ 960,000 $ 240,000 $ 131,000
Pennington, South Dakota 4 $ 3,830,000 $ 957,500 $ 95,000
Williamson, Texas 4 $ 37,050,000 $ 9,262,500 $ 121,000
Fresno, California 3 $ 715,000 $ 238,333 $ 104,000
Grand, Colorado 3 $ 725,000 $ 241,666 $ 301,000
Morgan, Colorado 3 $ 375,000 $ 125,000 $ 40,000
Park, Colorado 3 $ 565,000 $ 188,333 $ 151,000
Pueblo, Colorado 3 $ 575,000 $ 191,666 $ 58,000
Yuma, Colorado 3 $ 585,000 $ 195,000 $ 53,000
Brevard, Florida 3 $ 565,000 $ 188,333 $ 77,000
Escambia, Florida 3 $ 435,000 $ 145,000 $ 64,000
Okaloosa, Florida 3 $ 815,000 $ 271,666 $ 174,000
Pinellas, Florida 3 $ 815,000 $ 271,666 $ 230,000
St. Clair, Illinois 3 $ 925,000 $ 308,333 $ 144,000
Allen, Indiana 3 $ 205,000 $ 68,333 $ 50,000
Cass, Iowa 3 $ 225,000 $ 75,000 $ 39,000
Guthrie, Iowa 3 $ 495,000 $ 165,000 $ 152,000
Calhoun, Michigan 3 $ 365,000 $ 121,666 $ 40,000
Bates, Missouri 3 $ 255,000 $ 85,000 $ 48,000
Antelope, Nebraska 3 $ 235,000 $ 78,333 $ 75,000
Cuming, Nebraska 3 $ 345,000 $ 115,000 $ 67,000
Deuel, Nebraska 3 $ 445,000 $ 148,333 $ 49,000
Garfield, Nebraska 3 $ 605,000 $ 201,666 $ 105,000
Jefferson, Nebraska 3 $ 515,000 $ 171,666 $ 120,000
Johnson, Nebraska 3 $ 735,000 $ 245,000 $ 122,000
Nuckolls, Nebraska 3 $ 105,000 $ 35,000 $ 44,000
Sherman, Nebraska 3 $ 395,000 $ 131,666 $ 63,000
Clark, Nevada 3 $ 945,000 $ 315,000 $ 229,000
Somerset, New Jersey 3 $ 695,000 $ 231,666 $ 138,000
Chester, Pennsylvania 3 $ 375,000 $ 125,000 $ 218,000
Jerauld, South Dakota 3 $ 135,000 $ 45,000 $ 64,000
Lawrence, South Dakota 3 $ 195,000 $ 65,000 $ 104,000
Turner, South Dakota 3 $ 265,000 $ 88,333 $ 60,000
King, Washington 3 $ 1,305,000 $ 435,000 $ 138,000
Oneida, Wisconsin 3 $ 605,000 $ 201,666 $ 99,000
Riverside, California 2 $ 740,000 $ 370,000 $ 249,000
San Bernardino, California 2 $ 670,000 $ 335,000 $ 95,000
Eagle, Colorado 2 $ 950,000 $ 475,000 $ 219,000
Elbert, Colorado 2 $ 910,000 $ 455,000 $ 171,000
Garfield, Colorado 2 $ 1,030,000 $ 515,000 $ 133,000
Gunnison, Colorado 2 $ 540,000 $ 270,000 $ 208,000
Fairfield, Connecticut 2 $ 460,000 $ 230,000 $ 123,000
New Haven, Connecticut 2 $ 440,000 $ 220,000 $ 165,000
Miami-Dade, Florida 2 $ 540,000 $ 270,000 $ 79,000
Palm Beach, Florida 2 $ 1,350,000 $ 675,000 $ 1,614,000
Carroll, Iowa 2 $ 200,000 $ 100,000 $ 96,000
Monona, Iowa 2 $ 170,000 $ 85,000 $ 49,000
Page, Iowa 2 $ 150,000 $ 75,000 $ 68,000
Union, Iowa 2 $ 260,000 $ 130,000 $ 69,000
Atchison, Kansas 2 $ 340,000 $ 170,000 $ 111,000
Franklin, Kansas 2 $ 280,000 $ 140,000 $ 62,000
Lyon, Kansas 2 $ 8,670,000 $ 4,335,000 $ 0
Pottawatomie, Kansas 2 $ 390,000 $ 195,000 $ 87,000
Riley, Kansas 2 $ 550,000 $ 275,000 $ 197,000
Ramsey, Minnesota 2 $ 23,660,000 $ 11,830,000 $ 95,000
Washington, Minnesota 2 $ 47,930,000 $ 23,965,000 $ 85,000
Buchanan, Missouri 2 $ 310,000 $ 155,000 $ 48,000
Jasper, Missouri 2 $ 290,000 $ 145,000 $ 91,000
Morgan, Missouri 2 $ 390,000 $ 195,000 $ 91,000
Stone, Missouri 2 $ 250,000 $ 125,000 $ 136,000
Taney, Missouri 2 $ 330,000 $ 165,000 $ 45,000
Beaverhead, Montana 2 $ 170,000 $ 85,000 $ 56,000
Boone, Nebraska 2 $ 160,000 $ 80,000 $ 112,000
Chase, Nebraska 2 $ 110,000 $ 55,000 $ 36,000
Loup, Nebraska 2 $ 650,000 $ 325,000 $ 113,000
Pawnee, Nebraska 2 $ 40,000 $ 20,000 $ 91,000
Perkins, Nebraska 2 $ 200,000 $ 100,000 $ 29,000
Richardson, Nebraska 2 $ 150,000 $ 75,000 $ 145,000
Atlantic, New Jersey 2 $ 460,000 $ 230,000 $ 144,000
Bergen, New Jersey 2 $ 660,000 $ 330,000 $ 97,000
Mercer, New Jersey 2 $ 600,000 $ 300,000 $ 135,000
Middlesex, New Jersey 2 $ 840,000 $ 420,000 $ 199,000
Westchester, New York 2 $ 610,000 $ 305,000 $ 141,000
Clatsop, Oregon 2 $ 470,000 $ 235,000 $ 65,000
Brule, South Dakota 2 $ 90,000 $ 45,000 $ 44,000
Hutchinson, South Dakota 2 $ 100,000 $ 50,000 $ 39,000
Union, South Dakota 2 $ 680,000 $ 340,000 $ 148,000
Bell, Texas 2 $ 510,000 $ 255,000 $ 151,000
Bexar, Texas 2 $ 440,000 $ 220,000 $ 200,000
Fort Bend, Texas 2 $ 780,000 $ 390,000 $ 201,000
Hays, Texas 2 $ 990,000 $ 495,000 $ 198,000
Kaufman, Texas 2 $ 400,000 $ 200,000 $ 119,000
Salt Lake, Utah 2 $ 410,000 $ 205,000 $ 56,000
Pierce, Washington 2 $ 600,000 $ 300,000 $ 109,000
Yakima, Washington 2 $ 470,000 $ 235,000 $ 106,000
Sawyer, Wisconsin 2 $ 320,000 $ 160,000 $ 47,000
Albany, Wyoming 2 $ 470,000 $ 235,000 $ 102,000
Carbon, Wyoming 2 $ 750,000 $ 375,000 $ 250,000
Lee, Alabama 1 $ 145,000 $ 145,000 $ 61,000
Anchorage, Alaska 1 $ 405,000 $ 405,000 $ 144,000
Pima, Arizona 1 $ 275,000 $ 275,000 $ 98,000
Pinal, Arizona 1 $ 205,000 $ 205,000 $ 121,000
Yavapai, Arizona 1 $ 185,000 $ 185,000 $ 31,000
Carroll, Arkansas 1 $ 75,000 $ 75,000 $ 117,000
Contra Costa, California 1 $ 405,000 $ 405,000 $ 97,000
Placer, California 1 $ 245,000 $ 245,000 $ 203,000
Sacramento, California 1 $ 55,000 $ 55,000 $ 158,000
Santa Barbara, California 1 $ 415,000 $ 415,000 $ 100,000
Santa Clara, California 1 $ 405,000 $ 405,000 $ 42,000
Stanislaus, California 1 $ 385,000 $ 385,000 $ 49,000
Archuleta, Colorado 1 $ 255,000 $ 255,000 $ 42,000
Fremont, Colorado 1 $ 215,000 $ 215,000 $ 123,000
Mesa, Colorado 1 $ 125,000 $ 125,000 $ 36,000
Mineral, Colorado 1 $ 315,000 $ 315,000 $ 92,000
Montrose, Colorado 1 $ 135,000 $ 135,000 $ 38,000
Ouray, Colorado 1 $ 405,000 $ 405,000 $ 136,000
San Juan, Colorado 1 $ 245,000 $ 245,000 $ 84,000
Teller, Colorado 1 $ 455,000 $ 455,000 $ 146,000
Hartford, Connecticut 1 $ 195,000 $ 195,000 $ 89,000
New London, Connecticut 1 $ 235,000 $ 235,000 $ 74,000
Tolland, Connecticut 1 $ 225,000 $ 225,000 $ 155,000
Broward, Florida 1 $ 605,000 $ 605,000 $ 341,000
Collier, Florida 1 $ 435,000 $ 435,000 $ 353,000
Hernando, Florida 1 $ 105,000 $ 105,000 $ 70,000
Lee, Florida 1 $ 345,000 $ 345,000 $ 237,000
Orange, Florida 1 $ 275,000 $ 275,000 $ 70,000
Pasco, Florida 1 $ 25,000 $ 25,000 $ 677,000
Seminole, Florida 1 $ 135,000 $ 135,000 $ 56,000
Walker, Georgia 1 $ 75,000 $ 75,000 $ 82,000
Bureau, Illinois 1 $ 75,000 $ 75,000 $ 137,000
Effingham, Illinois 1 $ 95,000 $ 95,000 $ 44,000
Henry, Illinois 1 $ 145,000 $ 145,000 $ 118,000
Iroquois, Illinois 1 $ 125,000 $ 125,000 $ 82,000
Jo Daviess, Illinois 1 $ 195,000 $ 195,000 $ 138,000
Kankakee, Illinois 1 $ 215,000 $ 215,000 $ 89,000
Livingston, Illinois 1 $ 125,000 $ 125,000 $ 0
Marion, Illinois 1 $ 75,000 $ 75,000 $ 89,000
Marshall, Illinois 1 $ 135,000 $ 135,000 $ 78,000
McLean, Illinois 1 $ 165,000 $ 165,000 $ 59,000
Sangamon, Illinois 1 $ 265,000 $ 265,000 $ 56,000
Stark, Illinois 1 $ 105,000 $ 105,000 $ 91,000
Vermilion, Illinois 1 $ 75,000 $ 75,000 $ 67,000
Whiteside, Illinois 1 $ 185,000 $ 185,000 $ 60,000
Howard, Indiana 1 $ 185,000 $ 185,000 $ 113,000
Buchanan, Iowa 1 $ 235,000 $ 235,000 $ 120,000
Buena Vista, Iowa 1 $ 135,000 $ 135,000 $ 57,000
Clayton, Iowa 1 $ 35,000 $ 35,000 $ 83,000
Dallas, Iowa 1 $ 175,000 $ 175,000 $ 99,000
Franklin, Iowa 1 $ 115,000 $ 115,000 $ 72,000
Ida, Iowa 1 $ 55,000 $ 55,000 $ 118,000
Lyon, Iowa 1 $ 115,000 $ 115,000 $ 82,000
O'Brien, Iowa 1 $ 105,000 $ 105,000 $ 209,000
Ringgold, Iowa 1 $ 245,000 $ 245,000 $ 102,000
Sac, Iowa 1 $ 45,000 $ 45,000 $ 35,000
Scott, Iowa 1 $ 175,000 $ 175,000 $ 78,000
Story, Iowa 1 $ 165,000 $ 165,000 $ 211,000
Wapello, Iowa 1 $ 35,000 $ 35,000 $ 73,000
Webster, Iowa 1 $ 155,000 $ 155,000 $ 67,000
Wright, Iowa 1 $ 225,000 $ 225,000 $ 240,000
Barber, Kansas 1 $ 55,000 $ 55,000 $ 36,000
Barton, Kansas 1 $ 25,000 $ 25,000 $ 83,000
Clay, Kansas 1 $ 155,000 $ 155,000 $ 99,000
Cloud, Kansas 1 $ 185,000 $ 185,000 $ 102,000
Cowley, Kansas 1 $ 75,000 $ 75,000 $ 40,000
Dickinson, Kansas 1 $ 115,000 $ 115,000 $ 78,000
Geary, Kansas 1 $ 65,000 $ 65,000 $ 222,000
Marion, Kansas 1 $ 105,000 $ 105,000 $ 67,000
Mitchell, Kansas 1 $ 45,000 $ 45,000 $ 80,000
Neosho, Kansas 1 $ 145,000 $ 145,000 $ 118,000
Norton, Kansas 1 $ 365,000 $ 365,000 $ 730,000
Rooks, Kansas 1 $ 45,000 $ 45,000 $ 81,000
Saline, Kansas 1 $ 345,000 $ 345,000 $ 130,000
Wabaunsee, Kansas 1 $ 275,000 $ 275,000 $ 114,000
Wilson, Kansas 1 $ 65,000 $ 65,000 $ 90,000
Muhlenberg, Kentucky 1 $ 35,000 $ 35,000 $ 46,000
Iberville, Louisiana 1 $ 205,000 $ 205,000 $ 135,000
Cumberland, Maine 1 $ 325,000 $ 325,000 $ 71,000
Kennebec, Maine 1 $ 305,000 $ 305,000 $ 150,000
Anne Arundel, Maryland 1 $ 275,000 $ 275,000 $ 56,000
Calvert, Maryland 1 $ 365,000 $ 365,000 $ 103,000
Carroll, Maryland 1 $ 345,000 $ 345,000 $ 146,000
Cecil, Maryland 1 $ 395,000 $ 395,000 $ 136,000
Harford, Maryland 1 $ 75,000 $ 75,000 $ 83,000
Hampden, Massachusetts 1 $ 115,000 $ 115,000 $ 89,000
Berrien, Michigan 1 $ 255,000 $ 255,000 $ 160,000
Branch, Michigan 1 $ 35,000 $ 35,000 $ 30,000
Charlevoix, Michigan 1 $ 215,000 $ 215,000 $ 1,174,000
Genesee, Michigan 1 $ 85,000 $ 85,000 $ 63,000
Jackson, Michigan 1 $ 165,000 $ 165,000 $ 0
Oakland, Michigan 1 $ 255,000 $ 255,000 $ 97,000
Ottawa, Michigan 1 $ 295,000 $ 295,000 $ 225,000
Anoka, Minnesota 1 $ 335,000 $ 335,000 $ 110,000
Becker, Minnesota 1 $ 275,000 $ 275,000 $ 300,000
Blue Earth, Minnesota 1 $ 225,000 $ 225,000 $ 95,000
Itasca, Minnesota 1 $ 135,000 $ 135,000 $ 115,000
Mille Lacs, Minnesota 1 $ 375,000 $ 375,000 $ 110,000
Polk, Minnesota 1 $ 245,000 $ 245,000 $ 363,000
Sherburne, Minnesota 1 $ 375,000 $ 375,000 $ 110,000
St. Louis, Minnesota 1 $ 185,000 $ 185,000 $ 90,000
Andrew, Missouri 1 $ 85,000 $ 85,000 $ 27,000
Dallas, Missouri 1 $ 325,000 $ 325,000 $ 118,000
Gentry, Missouri 1 $ 115,000 $ 115,000 $ 39,000
Henry, Missouri 1 $ 155,000 $ 155,000 $ 67,000
Hickory, Missouri 1 $ 45,000 $ 45,000 $ 46,000
Johnson, Missouri 1 $ 225,000 $ 225,000 $ 61,000
Lincoln, Missouri 1 $ 165,000 $ 165,000 $ 85,000
Miller, Missouri 1 $ 165,000 $ 165,000 $ 0
Newton, Missouri 1 $ 125,000 $ 125,000 $ 144,000
Pettis, Missouri 1 $ 155,000 $ 155,000 $ 90,000
St. Charles, Missouri 1 $ 105,000 $ 105,000 $ 61,000
St. Clair, Missouri 1 $ 95,000 $ 95,000 $ 143,000
Gallatin, Montana 1 $ 605,000 $ 605,000 $ 204,000
Stillwater, Montana 1 $ 255,000 $ 255,000 $ 91,000
Banner, Nebraska 1 $ 125,000 $ 125,000 $ 69,000
Brown, Nebraska 1 $ 235,000 $ 235,000 $ 156,000
Franklin, Nebraska 1 $ 35,000 $ 35,000 $ 26,000
Frontier, Nebraska 1 $ 45,000 $ 45,000 $ 0
Furnas, Nebraska 1 $ 95,000 $ 95,000 $ 105,000
Grant, Nebraska 1 $ 25,000 $ 25,000 $ 118,000
Hitchcock, Nebraska 1 $ 105,000 $ 105,000 $ 50,000
Holt, Nebraska 1 $ 35,000 $ 35,000 $ 62,000
Hooker, Nebraska 1 $ 65,000 $ 65,000 $ 30,000
Thayer, Nebraska 1 $ 135,000 $ 135,000 $ 50,000
Thomas, Nebraska 1 $ 35,000 $ 35,000 $ 100,000
Webster, Nebraska 1 $ 145,000 $ 145,000 $ 102,000
Merrimack, New Hampshire 1 $ 275,000 $ 275,000 $ 122,000
Strafford, New Hampshire 1 $ 225,000 $ 225,000 $ 90,000
Burlington, New Jersey 1 $ 115,000 $ 115,000 $ 250,000
Camden, New Jersey 1 $ 355,000 $ 355,000 $ 98,000
Hudson, New Jersey 1 $ 305,000 $ 305,000 $ 217,000
Morris, New Jersey 1 $ 395,000 $ 395,000 $ 77,000
Union, New Jersey 1 $ 315,000 $ 315,000 $ 120,000
Davidson, North Carolina 1 $ 195,000 $ 195,000 $ 135,000
Durham, North Carolina 1 $ 215,000 $ 215,000 $ 126,000
Mecklenburg, North Carolina 1 $ 305,000 $ 305,000 $ 190,000
Butler, Ohio 1 $ 245,000 $ 245,000 $ 170,000
Carroll, Ohio 1 $ 65,000 $ 65,000 $ 70,000
Greene, Ohio 1 $ 105,000 $ 105,000 $ 55,000
Hamilton, Ohio 1 $ 265,000 $ 265,000 $ 127,000
Knox, Ohio 1 $ 125,000 $ 125,000 $ 85,000
Muskingum, Ohio 1 $ 235,000 $ 235,000 $ 79,000
Ottawa, Ohio 1 $ 185,000 $ 185,000 $ 69,000
Delaware, Oklahoma 1 $ 265,000 $ 265,000 $ 348,000
McIntosh, Oklahoma 1 $ 55,000 $ 55,000 $ 139,000
Oklahoma, Oklahoma 1 $ 8,405,000 $ 8,405,000 $ 0
Lane, Oregon 1 $ 185,000 $ 185,000 $ 123,000
Berks, Pennsylvania 1 $ 185,000 $ 185,000 $ 96,000
Fayette, Pennsylvania 1 $ 65,000 $ 65,000 $ 38,000
Northampton, Pennsylvania 1 $ 145,000 $ 145,000 $ 55,000
Philadelphia, Pennsylvania 1 $ 235,000 $ 235,000 $ 82,000
Providence, Rhode Island 1 $ 255,000 $ 255,000 $ 90,000
Greenville, South Carolina 1 $ 75,000 $ 75,000 $ 0
Lexington, South Carolina 1 $ 34,305,000 $ 34,305,000 $ 0
Brown, South Dakota 1 $ 125,000 $ 125,000 $ 60,000
Custer, South Dakota 1 $ 265,000 $ 265,000 $ 140,000
Fall River, South Dakota 1 $ 245,000 $ 245,000 $ 91,000
Grant, South Dakota 1 $ 55,000 $ 55,000 $ 37,000
Kingsbury, South Dakota 1 $ 25,000 $ 25,000 $ 64,000
Lincoln, South Dakota 1 $ 245,000 $ 245,000 $ 73,000
Stanley, South Dakota 1 $ 205,000 $ 205,000 $ 1,317,000
Grundy, Tennessee 1 $ 175,000 $ 175,000 $ 60,000
Hamilton, Tennessee 1 $ 305,000 $ 305,000 $ 75,000
Putnam, Tennessee 1 $ 215,000 $ 215,000 $ 69,000
Wilson, Tennessee 1 $ 255,000 $ 255,000 $ 153,000
Angelina, Texas 1 $ 125,000 $ 125,000 $ 69,000
Bosque, Texas 1 $ 105,000 $ 105,000 $ 42,000
Brazos, Texas 1 $ 405,000 $ 405,000 $ 187,000
Chambers, Texas 1 $ 455,000 $ 455,000 $ 152,000
Ector, Texas 1 $ 215,000 $ 215,000 $ 62,000
El Paso, Texas 1 $ 135,000 $ 135,000 $ 46,000
Galveston, Texas 1 $ 245,000 $ 245,000 $ 121,000
Grayson, Texas 1 $ 235,000 $ 235,000 $ 173,000
Hidalgo, Texas 1 $ 55,000 $ 55,000 $ 53,000
Hood, Texas 1 $ 295,000 $ 295,000 $ 0
Hunt, Texas 1 $ 25,000 $ 25,000 $ 53,000
Lubbock, Texas 1 $ 175,000 $ 175,000 $ 60,000
McLennan, Texas 1 $ 165,000 $ 165,000 $ 54,000
Montgomery, Texas 1 $ 345,000 $ 345,000 $ 163,000
Parker, Texas 1 $ 405,000 $ 405,000 $ 0
Stephens, Texas 1 $ 125,000 $ 125,000 $ 65,000
Throckmorton, Texas 1 $ 65,000 $ 65,000 $ 96,000
Travis, Texas 1 $ 755,000 $ 755,000 $ 220,000
Uvalde, Texas 1 $ 115,000 $ 115,000 $ 40,000
Walker, Texas 1 $ 155,000 $ 155,000 $ 77,000
Windham, Vermont 1 $ 315,000 $ 315,000 $ 91,000
Arlington, Virginia 1 $ 445,000 $ 445,000 $ 0
Patrick, Virginia 1 $ 55,000 $ 55,000 $ 51,000
Prince William, Virginia 1 $ 215,000 $ 215,000 $ 72,000
Benton, Washington 1 $ 225,000 $ 225,000 $ 55,000
Grays Harbor, Washington 1 $ 195,000 $ 195,000 $ 47,000
Snohomish, Washington 1 $ 385,000 $ 385,000 $ 113,000
Harrison, West Virginia 1 $ 245,000 $ 245,000 $ 55,000
Lewis, West Virginia 1 $ 245,000 $ 245,000 $ 48,000
Wood, West Virginia 1 $ 25,000 $ 25,000 $ 44,000
Adams, Wisconsin 1 $ 245,000 $ 245,000 $ 331,000
Ashland, Wisconsin 1 $ 235,000 $ 235,000 $ 173,000
Crawford, Wisconsin 1 $ 215,000 $ 215,000 $ 108,000
Door, Wisconsin 1 $ 215,000 $ 215,000 $ 209,000
Green Lake, Wisconsin 1 $ 225,000 $ 225,000 $ 63,000
Kenosha, Wisconsin 1 $ 45,000 $ 45,000 $ 42,000
Manitowoc, Wisconsin 1 $ 35,000 $ 35,000 $ 60,000
Marathon, Wisconsin 1 $ 265,000 $ 265,000 $ 109,000
Marquette, Wisconsin 1 $ 45,000 $ 45,000 $ 99,000
Milwaukee, Wisconsin 1 $ 145,000 $ 145,000 $ 0
Racine, Wisconsin 1 $ 125,000 $ 125,000 $ 40,000
Vilas, Wisconsin 1 $ 175,000 $ 175,000 $ 109,000

Mortgage Loan Application Detail Totals for First National Bank of Omaha in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,146 $1,703,860,000 $277,000 $75,455,000 $108,000 $2,780,000
Refinancing 3,619 $668,835,000 $184,000 $4,305,000 $124,000 $1,932,000
Home Improvement 1,840 $148,940,000 $80,000 $18,505,000 $109,000 $1,440,000
Other Purpose 1,587 $109,935,000 $69,000 $765,000 $105,000 $1,317,000
Cash-out Refinancing 1,285 $284,985,000 $221,000 $1,245,000 $98,000 $649,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,013 $1,887,705,000 $171,000 $4,305,000 $112,000 $2,780,000
Not Provided 1,564 $296,580,000 $189,000 $1,505,000 $130,000 $2,501,000
Hispanic 1,028 $127,590,000 $124,000 $1,125,000 $75,000 $1,028,000
Not applicable 311 $505,405,000 $1,625,000 $75,455,000 $0 $0
Asian 268 $53,540,000 $199,000 $675,000 $103,000 $460,000
Black or African American 225 $34,825,000 $154,000 $1,095,000 $98,000 $719,000
American Indian or Alaskan Native 32 $4,400,000 $137,000 $325,000 $128,000 $1,440,000
Native Hawaiian or Other Pacific Islander 11 $1,895,000 $172,000 $315,000 $128,000 $270,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,991 $2,629,605,000 $202,000 $75,455,000 $115,000 $2,780,000
FHA-insured (Federal Housing Administration) 870 $153,920,000 $176,000 $525,000 $71,000 $361,000
VA-guaranteed (Veterans Administration) 488 $116,900,000 $239,000 $595,000 $83,000 $238,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 128 $16,130,000 $126,000 $315,000 $51,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,860 $2,353,080,000 $216,000 $75,455,000 $113,000 $2,780,000
Application Denied By Financial Institution 1,730 $172,650,000 $99,000 $1,205,000 $97,000 $1,440,000
Application Withdrawn By Applicant 1,490 $305,010,000 $204,000 $8,405,000 $107,000 $1,733,000
Application Approved But Not Accepted 268 $38,190,000 $142,000 $895,000 $120,000 $1,932,000
File Closed For Incompleteness 128 $29,120,000 $227,000 $1,105,000 $120,000 $933,000
Loan Purchased By The Institution 1 $18,505,000 $18,505,000 $18,505,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,747 $2,743,905,000 $215,000 $75,455,000 $113,000 $2,780,000
Debt-To-Income Ratio 554 $68,120,000 $122,000 $1,205,000 $60,000 $341,000
Credit History 509 $35,785,000 $70,000 $505,000 $94,000 $541,000
Collateral 444 $45,390,000 $102,000 $1,055,000 $129,000 $1,300,000
Unverifiable Information 146 $12,910,000 $88,000 $355,000 $142,000 $1,440,000
Other 43 $4,925,000 $114,000 $455,000 $113,000 $499,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,810,000 $150,000 $355,000 $113,000 $460,000
Employment History 11 $2,275,000 $206,000 $715,000 $45,000 $142,000
Credit Application Incomplete 9 $845,000 $93,000 $265,000 $96,000 $178,000
Mortgage Insurance Denied 2 $590,000 $295,000 $375,000 $99,000 $120,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Omaha's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Omaha's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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