First Place Bank Mortgage Lending & HMDA Data, 2012

In 2012, First Place Bank of Warren, OH reported 21,357 mortgage applications totaling $4.6 billion, up 42% from 2011. The average application was for $213,861, and applicants reported an average income of $115,611. 77% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (2,931), Cleveland-Elyria-Mentor, OH (2,097) and Youngstown-Warren-Boardman, OH-PA (1,191) (applications in parentheses).

Mortgage Company & Address First Place Bank
185 East Market
Warren, OH 44481
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 21,357
Total Mortgage Loan Application Amount $4,567,431,000
Average Mortgage Loan Application Amount $213,861
Highest Mortgage Loan Application Amount $7,600,000
Average Applicant Income $115,611
Highest Applicant Income $2,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Place Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Place Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hamilton, Ohio 1,494 $ 302,109,000 $ 202,214 $ 124,000
Cuyahoga, Ohio 1,194 $ 204,639,000 $ 171,389 $ 113,000
Ottawa, Michigan 836 $ 133,632,000 $ 159,846 $ 84,000
Kent, Michigan 772 $ 118,283,000 $ 153,216 $ 109,000
Rockingham, New Hampshire 686 $ 180,032,000 $ 262,437 $ 128,000
Montgomery, Maryland 672 $ 256,936,000 $ 382,345 $ 169,000
Mahoning, Ohio 621 $ 88,186,000 $ 142,006 $ 81,000
Franklin, Ohio 572 $ 115,942,000 $ 202,695 $ 121,000
Trumbull, Ohio 568 $ 65,535,000 $ 115,378 $ 77,000
Oakland, Michigan 566 $ 137,588,000 $ 243,088 $ 139,000
Warren, Ohio 542 $ 128,665,000 $ 237,389 $ 142,000
Genesee, Michigan 521 $ 78,702,000 $ 151,059 $ 103,000
Middlesex, Massachusetts 507 $ 156,034,000 $ 307,759 $ 140,000
Lorain, Ohio 448 $ 70,097,000 $ 156,466 $ 89,000
Summit, Ohio 428 $ 80,858,000 $ 188,920 $ 108,000
Norfolk, Massachusetts 420 $ 125,049,000 $ 297,735 $ 121,000
Lucas, Ohio 418 $ 72,137,000 $ 172,576 $ 106,000
Montgomery, Ohio 404 $ 82,929,000 $ 205,269 $ 131,000
Hamilton, Indiana 373 $ 101,209,000 $ 271,337 $ 153,000
Clermont, Ohio 313 $ 58,011,000 $ 185,338 $ 93,000
Butler, Ohio 310 $ 46,906,000 $ 151,309 $ 106,000
Marion, Indiana 284 $ 50,029,000 $ 176,158 $ 110,000
Wayne, Michigan 281 $ 50,225,000 $ 178,736 $ 113,000
Washtenaw, Michigan 265 $ 55,215,000 $ 208,358 $ 59,000
Delaware, Ohio 262 $ 68,300,000 $ 260,687 $ 142,000
Greene, Ohio 256 $ 67,977,000 $ 265,535 $ 152,000
Portage, Ohio 250 $ 43,855,000 $ 175,420 $ 95,000
Allegan, Michigan 229 $ 37,332,000 $ 163,021 $ 107,000
District of Columbia, District Of Columbia 220 $ 90,728,000 $ 412,400 $ 194,000
Essex, Massachusetts 210 $ 56,990,000 $ 271,380 $ 120,000
Suffolk, Massachusetts 201 $ 60,955,000 $ 303,258 $ 138,000
Lake, Ohio 199 $ 37,745,000 $ 189,673 $ 97,000
Worcester, Massachusetts 196 $ 49,348,000 $ 251,775 $ 132,000
Macomb, Michigan 192 $ 41,491,000 $ 216,098 $ 109,000
Jackson, Michigan 175 $ 25,344,000 $ 144,822 $ 81,000
Hillsborough, New Hampshire 173 $ 41,991,000 $ 242,722 $ 129,000
Strafford, New Hampshire 164 $ 33,572,000 $ 204,707 $ 94,000
Licking, Ohio 161 $ 34,412,000 $ 213,739 $ 117,000
Medina, Ohio 137 $ 28,570,000 $ 208,540 $ 112,000
Howard, Maryland 136 $ 45,239,000 $ 332,639 $ 142,000
Montgomery, Pennsylvania 135 $ 33,539,000 $ 248,437 $ 115,000
Grafton, New Hampshire 131 $ 34,036,000 $ 259,816 $ 25,000
Hendricks, Indiana 125 $ 26,450,000 $ 211,600 $ 94,000
Geauga, Ohio 119 $ 26,382,000 $ 221,697 $ 136,000
Plymouth, Massachusetts 118 $ 34,232,000 $ 290,101 $ 124,000
Livingston, Michigan 115 $ 23,662,000 $ 205,756 $ 113,000
Wood, Ohio 106 $ 23,409,000 $ 220,839 $ 106,000
Kenton, Kentucky 102 $ 19,407,000 $ 190,264 $ 110,000
Stark, Ohio 90 $ 17,216,000 $ 191,288 $ 85,000
Windsor, Vermont 90 $ 23,162,000 $ 257,355 $ 25,000
Hampden, Massachusetts 89 $ 17,649,000 $ 198,303 $ 104,000
York, Maine 86 $ 20,826,000 $ 242,162 $ 121,000
Monroe, Michigan 84 $ 16,683,000 $ 198,607 $ 106,000
Bristol, Massachusetts 81 $ 20,997,000 $ 259,222 $ 77,000
Barnstable, Massachusetts 73 $ 18,674,000 $ 255,808 $ 137,000
Boone, Indiana 70 $ 19,533,000 $ 279,042 $ 142,000
St. Johns, Florida 68 $ 14,066,000 $ 206,852 $ 123,000
Campbell, Kentucky 68 $ 14,728,000 $ 216,588 $ 116,000
Hancock, Indiana 66 $ 11,208,000 $ 169,818 $ 75,000
Boone, Kentucky 64 $ 12,469,000 $ 194,828 $ 115,000
Cumberland, Maine 60 $ 16,164,000 $ 269,400 $ 140,000
Cook, Illinois 59 $ 14,675,000 $ 248,728 $ 116,000
Johnson, Indiana 59 $ 10,737,000 $ 181,983 $ 100,000
Fairfax, Virginia 59 $ 23,716,000 $ 401,966 $ 166,000
Will, Illinois 55 $ 9,827,000 $ 178,672 $ 98,000
Morgan, Indiana 52 $ 7,869,000 $ 151,326 $ 52,000
Merrimack, New Hampshire 52 $ 9,543,000 $ 183,519 $ 94,000
Bucks, Pennsylvania 48 $ 13,028,000 $ 271,416 $ 119,000
Fairfield, Ohio 42 $ 9,069,000 $ 215,928 $ 132,000
Grand Traverse, Michigan 41 $ 8,338,000 $ 203,365 $ 96,000
Union, Ohio 39 $ 10,163,000 $ 260,589 $ 119,000
Kalamazoo, Michigan 38 $ 6,349,000 $ 167,078 $ 118,000
Philadelphia, Pennsylvania 38 $ 8,385,000 $ 220,657 $ 88,000
Anne Arundel, Maryland 37 $ 11,401,000 $ 308,135 $ 138,000
Columbiana, Ohio 35 $ 4,678,000 $ 133,657 $ 73,000
Lee, Florida 33 $ 6,579,000 $ 199,363 $ 160,000
Carroll, New Hampshire 31 $ 6,481,000 $ 209,064 $ 164,000
Prince George's, Maryland 30 $ 7,292,000 $ 243,066 $ 94,000
Barry, Michigan 30 $ 4,639,000 $ 154,633 $ 86,000
Calhoun, Michigan 29 $ 3,685,000 $ 127,068 $ 88,000
Sullivan, New Hampshire 29 $ 6,219,000 $ 214,448 $ 30,000
Carroll, Maryland 28 $ 8,827,000 $ 315,250 $ 144,000
Erie, Ohio 28 $ 4,883,000 $ 174,392 $ 138,000
Arlington, Virginia 28 $ 11,743,000 $ 419,392 $ 164,000
Hampshire, Massachusetts 27 $ 5,918,000 $ 219,185 $ 105,000
Lapeer, Michigan 27 $ 4,735,000 $ 175,370 $ 83,000
Lenawee, Michigan 27 $ 5,126,000 $ 189,851 $ 112,000
Chester, Pennsylvania 27 $ 6,452,000 $ 238,962 $ 135,000
Frederick, Maryland 26 $ 7,024,000 $ 270,153 $ 105,000
DuPage, Illinois 24 $ 6,230,000 $ 259,583 $ 122,000
Ingham, Michigan 24 $ 3,947,000 $ 164,458 $ 102,000
Miami, Ohio 24 $ 5,120,000 $ 213,333 $ 130,000
Ottawa, Ohio 24 $ 4,385,000 $ 182,708 $ 107,000
Hartford, Connecticut 23 $ 4,336,000 $ 188,521 $ 118,000
Collier, Florida 23 $ 5,655,000 $ 245,869 $ 229,000
Muskegon, Michigan 21 $ 3,572,000 $ 170,095 $ 103,000
Madison, Ohio 21 $ 4,181,000 $ 199,095 $ 101,000
Orange, Vermont 21 $ 5,278,000 $ 251,333 $ 2,000
Belknap, New Hampshire 20 $ 3,669,000 $ 183,450 $ 118,000
Montcalm, Michigan 19 $ 3,228,000 $ 169,894 $ 133,000
Morris, New Jersey 19 $ 5,257,000 $ 276,684 $ 103,000
Alexandria, Virginia 19 $ 7,116,000 $ 374,526 $ 155,000
Knox, Ohio 18 $ 3,054,000 $ 169,666 $ 84,000
Wayne, Ohio 18 $ 2,765,000 $ 153,611 $ 92,000
Duval, Florida 17 $ 3,597,000 $ 211,588 $ 110,000
Baltimore, Maryland 17 $ 4,636,000 $ 272,705 $ 139,000
Saginaw, Michigan 17 $ 3,101,000 $ 182,411 $ 108,000
Clark, Ohio 17 $ 2,590,000 $ 152,352 $ 109,000
Madison, Indiana 16 $ 4,032,000 $ 252,000 $ 231,000
Monroe, Indiana 16 $ 4,272,000 $ 267,000 $ 228,000
Loudoun, Virginia 16 $ 6,480,000 $ 405,000 $ 191,000
Maricopa, Arizona 15 $ 2,619,000 $ 174,600 $ 103,000
Eaton, Michigan 14 $ 1,901,000 $ 135,785 $ 82,000
Clinton, Ohio 14 $ 2,217,000 $ 158,357 $ 58,000
Fulton, Ohio 14 $ 2,899,000 $ 207,071 $ 78,000
Delaware, Pennsylvania 14 $ 3,287,000 $ 234,785 $ 138,000
Sussex, Delaware 13 $ 2,959,000 $ 227,615 $ 243,000
Palm Beach, Florida 13 $ 2,636,000 $ 202,769 $ 225,000
Oxford, Maine 13 $ 1,862,000 $ 143,230 $ 180,000
Charlevoix, Michigan 13 $ 3,090,000 $ 237,692 $ 202,000
Hillsdale, Michigan 13 $ 1,871,000 $ 143,923 $ 125,000
Brown, Ohio 13 $ 1,677,000 $ 129,000 $ 59,000
Sarasota, Florida 12 $ 2,566,000 $ 213,833 $ 170,000
Baltimore City, Maryland 12 $ 2,767,000 $ 230,583 $ 127,000
Iosco, Michigan 12 $ 1,726,000 $ 143,833 $ 89,000
Bergen, New Jersey 12 $ 2,981,000 $ 248,416 $ 115,000
Beaufort, South Carolina 12 $ 3,189,000 $ 265,750 $ 258,000
Rutland, Vermont 12 $ 2,075,000 $ 172,916 $ 142,000
Prince William, Virginia 12 $ 3,825,000 $ 318,750 $ 107,000
Dearborn, Indiana 11 $ 2,770,000 $ 251,818 $ 108,000
Shelby, Indiana 11 $ 1,333,000 $ 121,181 $ 53,000
Clinton, Michigan 11 $ 2,341,000 $ 212,818 $ 132,000
Newaygo, Michigan 11 $ 1,596,000 $ 145,090 $ 109,000
Shiawassee, Michigan 11 $ 1,629,000 $ 148,090 $ 71,000
St. Clair, Michigan 11 $ 1,564,000 $ 142,181 $ 77,000
Perry, Ohio 11 $ 2,761,000 $ 251,000 $ 238,000
Berrien, Michigan 10 $ 2,255,000 $ 225,500 $ 188,000
Oceana, Michigan 10 $ 1,824,000 $ 182,400 $ 128,000
Cheshire, New Hampshire 10 $ 1,685,000 $ 168,500 $ 85,000
Belmont, Ohio 10 $ 2,074,000 $ 207,400 $ 84,000
Muskingum, Ohio 10 $ 2,193,000 $ 219,300 $ 109,000
Pickaway, Ohio 10 $ 1,749,000 $ 174,900 $ 90,000
Charlotte, Florida 9 $ 1,283,000 $ 142,555 $ 123,000
Fayette, Kentucky 9 $ 2,452,000 $ 272,444 $ 112,000
Charles, Maryland 9 $ 2,473,000 $ 274,777 $ 100,000
Leelanau, Michigan 9 $ 1,977,000 $ 219,666 $ 109,000
Roscommon, Michigan 9 $ 1,096,000 $ 121,777 $ 363,000
Hancock, Ohio 9 $ 2,114,000 $ 234,888 $ 100,000
Charleston, South Carolina 9 $ 3,300,000 $ 366,666 $ 140,000
Broward, Florida 8 $ 2,275,000 $ 284,375 $ 161,000
Worcester, Maryland 8 $ 2,234,000 $ 279,250 $ 318,000
Ionia, Michigan 8 $ 1,068,000 $ 133,500 $ 67,000
Lake, Michigan 8 $ 1,385,000 $ 173,125 $ 88,000
Tuscola, Michigan 8 $ 783,000 $ 97,875 $ 64,000
Allen, Ohio 8 $ 1,604,000 $ 200,500 $ 150,000
Ashtabula, Ohio 8 $ 1,050,000 $ 131,250 $ 158,000
Defiance, Ohio 8 $ 906,000 $ 113,250 $ 68,000
Tuscarawas, Ohio 8 $ 1,638,000 $ 204,750 $ 110,000
Allegheny, Pennsylvania 8 $ 1,650,000 $ 206,250 $ 102,000
Providence, Rhode Island 8 $ 1,732,000 $ 216,500 $ 96,000
San Diego, California 7 $ 3,327,000 $ 475,285 $ 185,000
Lake, Illinois 7 $ 1,993,000 $ 284,714 $ 230,000
Lake, Indiana 7 $ 1,205,000 $ 172,142 $ 79,000
Jefferson, Kentucky 7 $ 1,088,000 $ 155,428 $ 112,000
Mecosta, Michigan 7 $ 993,000 $ 141,857 $ 109,000
Cape May, New Jersey 7 $ 2,107,000 $ 301,000 $ 170,000
Champaign, Ohio 7 $ 986,000 $ 140,857 $ 65,000
Scioto, Ohio 7 $ 1,459,000 $ 208,428 $ 129,000
Windham, Vermont 7 $ 1,027,000 $ 146,714 $ 84,000
Tolland, Connecticut 6 $ 1,418,000 $ 236,333 $ 125,000
Manatee, Florida 6 $ 1,497,000 $ 249,500 $ 155,000
Clinton, Indiana 6 $ 1,629,000 $ 271,500 $ 113,000
Queen Anne's, Maryland 6 $ 1,750,000 $ 291,666 $ 125,000
Emmet, Michigan 6 $ 1,191,000 $ 198,500 $ 278,000
Kalkaska, Michigan 6 $ 729,000 $ 121,500 $ 119,000
Van Buren, Michigan 6 $ 988,000 $ 164,666 $ 102,000
Monmouth, New Jersey 6 $ 1,542,000 $ 257,000 $ 136,000
Sussex, New Jersey 6 $ 957,000 $ 159,500 $ 87,000
Wake, North Carolina 6 $ 1,182,000 $ 197,000 $ 241,000
Ashland, Ohio 6 $ 638,000 $ 106,333 $ 54,000
Carroll, Ohio 6 $ 1,243,000 $ 207,166 $ 95,000
Highland, Ohio 6 $ 819,000 $ 136,500 $ 68,000
Huron, Ohio 6 $ 939,000 $ 156,500 $ 80,000
Logan, Ohio 6 $ 853,000 $ 142,166 $ 127,000
Berkeley, South Carolina 6 $ 1,696,000 $ 282,666 $ 135,000
York, South Carolina 6 $ 1,973,000 $ 328,833 $ 193,000
El Paso, Colorado 5 $ 1,124,000 $ 224,800 $ 99,000
New Haven, Connecticut 5 $ 1,543,000 $ 308,600 $ 111,000
Hillsborough, Florida 5 $ 1,019,000 $ 203,800 $ 94,000
Miami-Dade, Florida 5 $ 1,245,000 $ 249,000 $ 557,000
Pinellas, Florida 5 $ 1,203,000 $ 240,600 $ 62,000
Kane, Illinois 5 $ 1,000,000 $ 200,000 $ 103,000
Putnam, Indiana 5 $ 808,000 $ 161,600 $ 71,000
Steuben, Indiana 5 $ 1,080,000 $ 216,000 $ 224,000
Pendleton, Kentucky 5 $ 1,017,000 $ 203,400 $ 81,000
Antrim, Michigan 5 $ 1,430,000 $ 286,000 $ 358,000
Benzie, Michigan 5 $ 812,000 $ 162,400 $ 86,000
Cheboygan, Michigan 5 $ 1,460,000 $ 292,000 $ 259,000
Bristol, Rhode Island 5 $ 1,089,000 $ 217,800 $ 117,000
Kent, Rhode Island 5 $ 1,329,000 $ 265,800 $ 155,000
Washington, Rhode Island 5 $ 1,100,000 $ 220,000 $ 113,000
Campbell, Tennessee 5 $ 1,458,000 $ 291,600 $ 274,000
Fairfield, Connecticut 4 $ 1,545,000 $ 386,250 $ 166,000
Middlesex, Connecticut 4 $ 628,000 $ 157,000 $ 102,000
Windham, Connecticut 4 $ 904,000 $ 226,000 $ 116,000
Gwinnett, Georgia 4 $ 1,071,000 $ 267,750 $ 218,000
McHenry, Illinois 4 $ 1,036,000 $ 259,000 $ 186,000
Howard, Indiana 4 $ 897,000 $ 224,250 $ 117,000
Tippecanoe, Indiana 4 $ 515,000 $ 128,750 $ 48,000
Grant, Kentucky 4 $ 869,000 $ 217,250 $ 78,000
Spencer, Kentucky 4 $ 684,000 $ 171,000 $ 69,000
Dukes, Massachusetts 4 $ 1,030,000 $ 257,500 $ 315,000
Alcona, Michigan 4 $ 350,000 $ 87,500 $ 61,000
St. Louis, Missouri 4 $ 827,000 $ 206,750 $ 135,000
Ocean, New Jersey 4 $ 1,062,000 $ 265,500 $ 140,000
Auglaize, Ohio 4 $ 757,000 $ 189,250 $ 81,000
Morrow, Ohio 4 $ 733,000 $ 183,250 $ 73,000
Putnam, Ohio 4 $ 1,169,000 $ 292,250 $ 127,000
Sandusky, Ohio 4 $ 696,000 $ 174,000 $ 95,000
Beaver, Pennsylvania 4 $ 757,000 $ 189,250 $ 93,000
Butler, Pennsylvania 4 $ 1,125,000 $ 281,250 $ 141,000
Davidson, Tennessee 4 $ 1,054,000 $ 263,500 $ 124,000
Loudon, Tennessee 4 $ 799,000 $ 199,750 $ 71,000
Virginia Beach, Virginia 4 $ 766,000 $ 191,500 $ 85,000
Litchfield, Connecticut 3 $ 608,000 $ 202,666 $ 111,000
Hernando, Florida 3 $ 273,000 $ 91,000 $ 67,000
Orange, Florida 3 $ 687,000 $ 229,000 $ 65,000
Pasco, Florida 3 $ 537,000 $ 179,000 $ 79,000
Polk, Florida 3 $ 288,000 $ 96,000 $ 65,000
Seminole, Florida 3 $ 792,000 $ 264,000 $ 120,000
Volusia, Florida 3 $ 445,000 $ 148,333 $ 122,000
Cobb, Georgia 3 $ 793,000 $ 264,333 $ 133,000
Forsyth, Georgia 3 $ 1,053,000 $ 351,000 $ 120,000
Decatur, Indiana 3 $ 403,000 $ 134,333 $ 81,000
Bracken, Kentucky 3 $ 342,000 $ 114,000 $ 82,000
Russell, Kentucky 3 $ 490,000 $ 163,333 $ 84,000
Hancock, Maine 3 $ 674,000 $ 224,666 $ 81,000
Calvert, Maryland 3 $ 1,010,000 $ 336,666 $ 171,000
Washington, Maryland 3 $ 926,000 $ 308,666 $ 111,000
Berkshire, Massachusetts 3 $ 375,000 $ 125,000 $ 101,000
Nantucket, Massachusetts 3 $ 1,502,000 $ 500,666 $ 266,000
Arenac, Michigan 3 $ 419,000 $ 139,666 $ 105,000
Clare, Michigan 3 $ 327,000 $ 109,000 $ 129,000
Gladwin, Michigan 3 $ 344,000 $ 114,666 $ 218,000
Mackinac, Michigan 3 $ 448,000 $ 149,333 $ 119,000
Manistee, Michigan 3 $ 849,000 $ 283,000 $ 215,000
Mason, Michigan 3 $ 229,000 $ 76,333 $ 104,000
Ogemaw, Michigan 3 $ 550,000 $ 183,333 $ 247,000
Atlantic, New Jersey 3 $ 915,000 $ 305,000 $ 149,000
Essex, New Jersey 3 $ 1,112,000 $ 370,666 $ 189,000
Somerset, New Jersey 3 $ 880,000 $ 293,333 $ 98,000
Union, New Jersey 3 $ 1,140,000 $ 380,000 $ 139,000
Adams, Ohio 3 $ 593,000 $ 197,666 $ 85,000
Marion, Ohio 3 $ 584,000 $ 194,666 $ 151,000
Richland, Ohio 3 $ 615,000 $ 205,000 $ 74,000
Ross, Ohio 3 $ 366,000 $ 122,000 $ 66,000
Adams, Pennsylvania 3 $ 746,000 $ 248,666 $ 92,000
Berks, Pennsylvania 3 $ 673,000 $ 224,333 $ 113,000
Cumberland, Pennsylvania 3 $ 960,000 $ 320,000 $ 156,000
Kershaw, South Carolina 3 $ 567,000 $ 189,000 $ 116,000
Sevier, Tennessee 3 $ 615,000 $ 205,000 $ 198,000
Falls Church, Virginia 3 $ 1,402,000 $ 467,333 $ 150,000
Marshall, West Virginia 3 $ 524,000 $ 174,666 $ 74,000
Wood, West Virginia 3 $ 635,000 $ 211,666 $ 101,000
Contra Costa, California 2 $ 480,000 $ 240,000 $ 87,000
New London, Connecticut 2 $ 315,000 $ 157,500 $ 92,000
Alachua, Florida 2 $ 290,000 $ 145,000 $ 94,000
Brevard, Florida 2 $ 136,000 $ 68,000 $ 73,000
Osceola, Florida 2 $ 173,000 $ 86,500 $ 67,000
Sumter, Florida 2 $ 431,000 $ 215,500 $ 129,000
DeKalb, Georgia 2 $ 618,000 $ 309,000 $ 247,000
Fulton, Georgia 2 $ 644,000 $ 322,000 $ 166,000
Greene, Georgia 2 $ 687,000 $ 343,500 $ 318,000
Newton, Georgia 2 $ 482,000 $ 241,000 $ 149,000
Allen, Indiana 2 $ 260,000 $ 130,000 $ 55,000
Bartholomew, Indiana 2 $ 588,000 $ 294,000 $ 149,000
Brown, Indiana 2 $ 280,000 $ 140,000 $ 47,000
Elkhart, Indiana 2 $ 350,000 $ 175,000 $ 127,000
Franklin, Indiana 2 $ 354,000 $ 177,000 $ 66,000
Henry, Indiana 2 $ 293,000 $ 146,500 $ 40,000
Kosciusko, Indiana 2 $ 210,000 $ 105,000 $ 90,000
Owen, Indiana 2 $ 319,000 $ 159,500 $ 50,000
Rush, Indiana 2 $ 143,000 $ 71,500 $ 34,000
Carter, Kentucky 2 $ 363,000 $ 181,500 $ 77,000
Greenup, Kentucky 2 $ 405,000 $ 202,500 $ 106,000
Henry, Kentucky 2 $ 475,000 $ 237,500 $ 162,000
Meade, Kentucky 2 $ 396,000 $ 198,000 $ 83,000
Lafayette, Louisiana 2 $ 473,000 $ 236,500 $ 128,000
Knox, Maine 2 $ 713,000 $ 356,500 $ 313,000
Sagadahoc, Maine 2 $ 435,000 $ 217,500 $ 118,000
Cecil, Maryland 2 $ 1,510,000 $ 755,000 $ 283,000
Harford, Maryland 2 $ 318,000 $ 159,000 $ 89,000
Alpena, Michigan 2 $ 296,000 $ 148,000 $ 121,000
Missaukee, Michigan 2 $ 385,000 $ 192,500 $ 124,000
Osceola, Michigan 2 $ 235,000 $ 117,500 $ 101,000
Presque Isle, Michigan 2 $ 697,000 $ 348,500 $ 158,000
Washoe, Nevada 2 $ 363,000 $ 181,500 $ 111,000
Burlington, New Jersey 2 $ 446,000 $ 223,000 $ 98,000
Mercer, New Jersey 2 $ 579,000 $ 289,500 $ 141,000
Middlesex, New Jersey 2 $ 703,000 $ 351,500 $ 119,000
Chautauqua, New York 2 $ 464,000 $ 232,000 $ 206,000
Gaston, North Carolina 2 $ 240,000 $ 120,000 $ 75,000
Lincoln, North Carolina 2 $ 621,000 $ 310,500 $ 128,000
Athens, Ohio 2 $ 199,000 $ 99,500 $ 85,000
Coshocton, Ohio 2 $ 421,000 $ 210,500 $ 94,000
Harrison, Ohio 2 $ 233,000 $ 116,500 $ 109,000
Henry, Ohio 2 $ 342,000 $ 171,000 $ 82,000
Hocking, Ohio 2 $ 252,000 $ 126,000 $ 135,000
Mercer, Ohio 2 $ 363,000 $ 181,500 $ 104,000
Preble, Ohio 2 $ 294,000 $ 147,000 $ 80,000
Seneca, Ohio 2 $ 284,000 $ 142,000 $ 93,000
Williams, Ohio 2 $ 291,000 $ 145,500 $ 69,000
Erie, Pennsylvania 2 $ 417,000 $ 208,500 $ 102,000
Fayette, Pennsylvania 2 $ 432,000 $ 216,000 $ 99,000
Luzerne, Pennsylvania 2 $ 360,000 $ 180,000 $ 99,000
Mercer, Pennsylvania 2 $ 366,000 $ 183,000 $ 77,000
Newport, Rhode Island 2 $ 370,000 $ 185,000 $ 93,000
Dorchester, South Carolina 2 $ 339,000 $ 169,500 $ 58,000
Richland, South Carolina 2 $ 429,000 $ 214,500 $ 196,000
Hamilton, Tennessee 2 $ 571,000 $ 285,500 $ 73,000
Union, Tennessee 2 $ 777,000 $ 388,500 $ 101,000
Travis, Texas 2 $ 496,000 $ 248,000 $ 119,000
Washington, Vermont 2 $ 375,000 $ 187,500 $ 118,000
Spotsylvania, Virginia 2 $ 697,000 $ 348,500 $ 116,000
Dane, Wisconsin 2 $ 443,000 $ 221,500 $ 142,000
Baldwin, Alabama 1 $ 190,000 $ 190,000 $ 51,000
Alameda, California 1 $ 455,000 $ 455,000 $ 96,000
Los Angeles, California 1 $ 236,000 $ 236,000 $ 517,000
Orange, California 1 $ 449,000 $ 449,000 $ 183,000
San Benito, California 1 $ 374,000 $ 374,000 $ 166,000
San Joaquin, California 1 $ 200,000 $ 200,000 $ 49,000
Santa Clara, California 1 $ 480,000 $ 480,000 $ 155,000
Arapahoe, Colorado 1 $ 408,000 $ 408,000 $ 133,000
Douglas, Colorado 1 $ 63,000 $ 63,000 $ 90,000
Jefferson, Colorado 1 $ 245,000 $ 245,000 $ 163,000
Larimer, Colorado 1 $ 249,000 $ 249,000 $ 130,000
Summit, Colorado 1 $ 446,000 $ 446,000 $ 147,000
Weld, Colorado 1 $ 222,000 $ 222,000 $ 120,000
Citrus, Florida 1 $ 110,000 $ 110,000 $ 78,000
Clay, Florida 1 $ 214,000 $ 214,000 $ 61,000
Flagler, Florida 1 $ 236,000 $ 236,000 $ 64,000
Indian River, Florida 1 $ 350,000 $ 350,000 $ 240,000
Lake, Florida 1 $ 124,000 $ 124,000 $ 66,000
Marion, Florida 1 $ 54,000 $ 54,000 $ 136,000
Monroe, Florida 1 $ 417,000 $ 417,000 $ 43,000
Nassau, Florida 1 $ 320,000 $ 320,000 $ 317,000
Santa Rosa, Florida 1 $ 200,000 $ 200,000 $ 224,000
St. Lucie, Florida 1 $ 249,000 $ 249,000 $ 500,000
Cherokee, Georgia 1 $ 247,000 $ 247,000 $ 181,000
Hall, Georgia 1 $ 252,000 $ 252,000 $ 203,000
Paulding, Georgia 1 $ 120,000 $ 120,000 $ 68,000
Warren, Illinois 1 $ 156,000 $ 156,000 $ 136,000
Clay, Indiana 1 $ 141,000 $ 141,000 $ 104,000
Delaware, Indiana 1 $ 144,000 $ 144,000 $ 706,000
Fayette, Indiana 1 $ 167,000 $ 167,000 $ 50,000
Greene, Indiana 1 $ 229,000 $ 229,000 $ 78,000
Harrison, Indiana 1 $ 137,000 $ 137,000 $ 81,000
Jennings, Indiana 1 $ 184,000 $ 184,000 $ 60,000
Lawrence, Indiana 1 $ 243,000 $ 243,000 $ 90,000
Marshall, Indiana 1 $ 180,000 $ 180,000 $ 80,000
Montgomery, Indiana 1 $ 304,000 $ 304,000 $ 124,000
Ripley, Indiana 1 $ 91,000 $ 91,000 $ 32,000
Scott, Indiana 1 $ 167,000 $ 167,000 $ 44,000
St. Joseph, Indiana 1 $ 199,000 $ 199,000 $ 79,000
Switzerland, Indiana 1 $ 84,000 $ 84,000 $ 42,000
Tipton, Indiana 1 $ 75,000 $ 75,000 $ 24,000
Vanderburgh, Indiana 1 $ 297,000 $ 297,000 $ 114,000
Vigo, Indiana 1 $ 233,000 $ 233,000 $ 86,000
White, Indiana 1 $ 200,000 $ 200,000 $ 101,000
Iowa, Iowa 1 $ 159,000 $ 159,000 $ 66,000
Linn, Iowa 1 $ 166,000 $ 166,000 $ 52,000
Adair, Kentucky 1 $ 118,000 $ 118,000 $ 57,000
Barren, Kentucky 1 $ 147,000 $ 147,000 $ 133,000
Boyle, Kentucky 1 $ 70,000 $ 70,000 $ 21,000
Clinton, Kentucky 1 $ 59,000 $ 59,000 $ 146,000
Daviess, Kentucky 1 $ 204,000 $ 204,000 $ 78,000
Hardin, Kentucky 1 $ 317,000 $ 317,000 $ 300,000
Livingston, Kentucky 1 $ 220,000 $ 220,000 $ 110,000
Lyon, Kentucky 1 $ 169,000 $ 169,000 $ 328,000
Nelson, Kentucky 1 $ 256,000 $ 256,000 $ 107,000
Pulaski, Kentucky 1 $ 148,000 $ 148,000 $ 142,000
Scott, Kentucky 1 $ 220,000 $ 220,000 $ 101,000
Shelby, Kentucky 1 $ 262,000 $ 262,000 $ 202,000
Wayne, Kentucky 1 $ 120,000 $ 120,000 $ 167,000
Bossier, Louisiana 1 $ 150,000 $ 150,000 $ 131,000
Calcasieu, Louisiana 1 $ 242,000 $ 242,000 $ 96,000
East Baton Rouge, Louisiana 1 $ 417,000 $ 417,000 $ 234,000
St. Martin, Louisiana 1 $ 371,000 $ 371,000 $ 233,000
Androscoggin, Maine 1 $ 134,000 $ 134,000 $ 43,000
Penobscot, Maine 1 $ 96,000 $ 96,000 $ 112,000
Piscataquis, Maine 1 $ 155,000 $ 155,000 $ 30,000
Somerset, Maine 1 $ 153,000 $ 153,000 $ 131,000
Allegany, Maryland 1 $ 114,000 $ 114,000 $ 45,000
Franklin, Massachusetts 1 $ 100,000 $ 100,000 $ 44,000
Branch, Michigan 1 $ 66,000 $ 66,000 $ 67,000
Cass, Michigan 1 $ 200,000 $ 200,000 $ 199,000
Crawford, Michigan 1 $ 124,000 $ 124,000 $ 0
Delta, Michigan 1 $ 317,000 $ 317,000 $ 197,000
Gratiot, Michigan 1 $ 211,000 $ 211,000 $ 54,000
Houghton, Michigan 1 $ 75,000 $ 75,000 $ 38,000
Huron, Michigan 1 $ 133,000 $ 133,000 $ 29,000
Isabella, Michigan 1 $ 116,000 $ 116,000 $ 70,000
Midland, Michigan 1 $ 86,000 $ 86,000 $ 96,000
Oscoda, Michigan 1 $ 210,000 $ 210,000 $ 178,000
Otsego, Michigan 1 $ 158,000 $ 158,000 $ 36,000
Sanilac, Michigan 1 $ 98,000 $ 98,000 $ 81,000
Schoolcraft, Michigan 1 $ 71,000 $ 71,000 $ 0
St. Joseph, Michigan 1 $ 147,000 $ 147,000 $ 171,000
Wexford, Michigan 1 $ 100,000 $ 100,000 $ 256,000
Lowndes, Mississippi 1 $ 117,000 $ 117,000 $ 356,000
Cass, Missouri 1 $ 160,000 $ 160,000 $ 36,000
Newton, Missouri 1 $ 100,000 $ 100,000 $ 51,000
St. Charles, Missouri 1 $ 417,000 $ 417,000 $ 385,000
Douglas, Nebraska 1 $ 219,000 $ 219,000 $ 120,000
Clark, Nevada 1 $ 280,000 $ 280,000 $ 82,000
Camden, New Jersey 1 $ 346,000 $ 346,000 $ 108,000
Hunterdon, New Jersey 1 $ 289,000 $ 289,000 $ 69,000
Passaic, New Jersey 1 $ 363,000 $ 363,000 $ 133,000
Sierra, New Mexico 1 $ 220,000 $ 220,000 $ 163,000
Torrance, New Mexico 1 $ 310,000 $ 310,000 $ 134,000
Cattaraugus, New York 1 $ 160,000 $ 160,000 $ 176,000
Cayuga, New York 1 $ 133,000 $ 133,000 $ 155,000
Erie, New York 1 $ 152,000 $ 152,000 $ 134,000
Steuben, New York 1 $ 242,000 $ 242,000 $ 117,000
Alamance, North Carolina 1 $ 129,000 $ 129,000 $ 127,000
Brunswick, North Carolina 1 $ 348,000 $ 348,000 $ 87,000
Catawba, North Carolina 1 $ 255,000 $ 255,000 $ 70,000
Chatham, North Carolina 1 $ 281,000 $ 281,000 $ 76,000
Currituck, North Carolina 1 $ 225,000 $ 225,000 $ 369,000
Dare, North Carolina 1 $ 408,000 $ 408,000 $ 123,000
Durham, North Carolina 1 $ 323,000 $ 323,000 $ 119,000
Haywood, North Carolina 1 $ 169,000 $ 169,000 $ 133,000
Iredell, North Carolina 1 $ 288,000 $ 288,000 $ 175,000
Mecklenburg, North Carolina 1 $ 369,000 $ 369,000 $ 173,000
Onslow, North Carolina 1 $ 153,000 $ 153,000 $ 124,000
Orange, North Carolina 1 $ 207,000 $ 207,000 $ 279,000
Union, North Carolina 1 $ 249,000 $ 249,000 $ 130,000
Fayette, Ohio 1 $ 255,000 $ 255,000 $ 12,000
Gallia, Ohio 1 $ 228,000 $ 228,000 $ 46,000
Guernsey, Ohio 1 $ 196,000 $ 196,000 $ 52,000
Hardin, Ohio 1 $ 160,000 $ 160,000 $ 113,000
Jefferson, Ohio 1 $ 43,000 $ 43,000 $ 33,000
Lawrence, Ohio 1 $ 257,000 $ 257,000 $ 99,000
Shelby, Ohio 1 $ 64,000 $ 64,000 $ 37,000
Van Wert, Ohio 1 $ 220,000 $ 220,000 $ 120,000
Wyandot, Ohio 1 $ 214,000 $ 214,000 $ 54,000
Delaware, Oklahoma 1 $ 308,000 $ 308,000 $ 93,000
Lane, Oregon 1 $ 208,000 $ 208,000 $ 92,000
Washington, Oregon 1 $ 192,000 $ 192,000 $ 77,000
Carbon, Pennsylvania 1 $ 125,000 $ 125,000 $ 159,000
Clearfield, Pennsylvania 1 $ 225,000 $ 225,000 $ 74,000
Franklin, Pennsylvania 1 $ 219,000 $ 219,000 $ 116,000
Greene, Pennsylvania 1 $ 91,000 $ 91,000 $ 54,000
Indiana, Pennsylvania 1 $ 180,000 $ 180,000 $ 44,000
Lebanon, Pennsylvania 1 $ 157,000 $ 157,000 $ 59,000
Monroe, Pennsylvania 1 $ 217,000 $ 217,000 $ 125,000
Washington, Pennsylvania 1 $ 96,000 $ 96,000 $ 38,000
Westmoreland, Pennsylvania 1 $ 192,000 $ 192,000 $ 141,000
Anderson, South Carolina 1 $ 338,000 $ 338,000 $ 137,000
Clarendon, South Carolina 1 $ 136,000 $ 136,000 $ 70,000
Colleton, South Carolina 1 $ 291,000 $ 291,000 $ 61,000
Horry, South Carolina 1 $ 182,000 $ 182,000 $ 125,000
Lexington, South Carolina 1 $ 300,000 $ 300,000 $ 126,000
Newberry, South Carolina 1 $ 156,000 $ 156,000 $ 66,000
Sumter, South Carolina 1 $ 315,000 $ 315,000 $ 119,000
Pennington, South Dakota 1 $ 100,000 $ 100,000 $ 185,000
Blount, Tennessee 1 $ 117,000 $ 117,000 $ 48,000
Bradley, Tennessee 1 $ 225,000 $ 225,000 $ 62,000
Hawkins, Tennessee 1 $ 415,000 $ 415,000 $ 261,000
Pickett, Tennessee 1 $ 107,000 $ 107,000 $ 167,000
Shelby, Tennessee 1 $ 220,000 $ 220,000 $ 100,000
Washington, Tennessee 1 $ 165,000 $ 165,000 $ 35,000
Williamson, Tennessee 1 $ 408,000 $ 408,000 $ 163,000
Aransas, Texas 1 $ 119,000 $ 119,000 $ 53,000
El Paso, Texas 1 $ 261,000 $ 261,000 $ 253,000
Harris, Texas 1 $ 340,000 $ 340,000 $ 121,000
Addison, Vermont 1 $ 323,000 $ 323,000 $ 0
Chittenden, Vermont 1 $ 249,000 $ 249,000 $ 192,000
Essex, Vermont 1 $ 85,000 $ 85,000 $ 35,000
Orleans, Vermont 1 $ 207,000 $ 207,000 $ 0
Fairfax City, Virginia 1 $ 287,000 $ 287,000 $ 133,000
Franklin, Virginia 1 $ 210,000 $ 210,000 $ 84,000
James City, Virginia 1 $ 320,000 $ 320,000 $ 116,000
Montgomery, Virginia 1 $ 139,000 $ 139,000 $ 260,000
Nelson, Virginia 1 $ 239,000 $ 239,000 $ 319,000
Newport News, Virginia 1 $ 60,000 $ 60,000 $ 215,000
Orange, Virginia 1 $ 411,000 $ 411,000 $ 227,000
Stafford, Virginia 1 $ 310,000 $ 310,000 $ 116,000
Berkeley, West Virginia 1 $ 157,000 $ 157,000 $ 63,000
Cabell, West Virginia 1 $ 228,000 $ 228,000 $ 137,000
Kanawha, West Virginia 1 $ 157,000 $ 157,000 $ 78,000
Logan, West Virginia 1 $ 276,000 $ 276,000 $ 121,000
Pleasants, West Virginia 1 $ 113,000 $ 113,000 $ 40,000
Putnam, West Virginia 1 $ 394,000 $ 394,000 $ 114,000
Raleigh, West Virginia 1 $ 228,000 $ 228,000 $ 327,000
Wirt, West Virginia 1 $ 218,000 $ 218,000 $ 76,000
Brown, Wisconsin 1 $ 169,000 $ 169,000 $ 45,000
Kenosha, Wisconsin 1 $ 192,000 $ 192,000 $ 81,000
Oneida, Wisconsin 1 $ 265,000 $ 265,000 $ 218,000
Walworth, Wisconsin 1 $ 92,000 $ 92,000 $ 30,000
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Mortgage Loan Application Detail Totals for First Place Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,118 $2,926,898,000 $223,000 $7,600,000 $121,000 $2,600,000
Home Purchase 8,174 $1,627,185,000 $199,000 $978,000 $107,000 $1,658,000
Home Improvement 65 $13,348,000 $205,000 $417,000 $111,000 $478,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,481 $4,120,315,000 $211,000 $1,040,000 $115,000 $2,600,000
Asian 611 $153,902,000 $251,000 $940,000 $142,000 $1,243,000
Not Provided 489 $127,059,000 $259,000 $975,000 $129,000 $888,000
Black or African American 375 $68,663,000 $183,000 $731,000 $95,000 $783,000
Hispanic 338 $72,456,000 $214,000 $868,000 $124,000 $945,000
American Indian or Alaskan Native 33 $6,995,000 $211,000 $589,000 $98,000 $379,000
Native Hawaiian or Other Pacific Islander 23 $5,089,000 $221,000 $390,000 $108,000 $360,000
Not applicable 7 $12,952,000 $1,850,000 $7,600,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,965 $4,217,343,000 $222,000 $7,600,000 $123,000 $2,600,000
FHA-insured (Federal Housing Administration) 1,946 $272,371,000 $139,000 $687,000 $61,000 $501,000
VA-guaranteed (Veterans Administration) 269 $57,245,000 $212,000 $735,000 $84,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 177 $20,472,000 $115,000 $223,000 $42,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,343 $3,572,361,000 $218,000 $4,200,000 $123,000 $2,387,000
Application Withdrawn By Applicant 2,263 $436,756,000 $192,000 $7,600,000 $111,000 $2,600,000
Application Denied By Financial Institution 1,709 $313,541,000 $183,000 $1,040,000 $93,000 $960,000
Loan Purchased By The Institution 609 $146,252,000 $240,000 $466,000 $2,000 $65,000
Application Approved But Not Accepted 431 $98,447,000 $228,000 $638,000 $115,000 $1,102,000
File Closed For Incompleteness 1 $15,000 $15,000 $15,000 $29,000 $29,000
Preapproval Denied by Financial Institution 1 $59,000 $59,000 $59,000 $32,000 $32,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 462 $86,538,000 $187,000 $917,000 $108,000 $627,000
Credit Application Incomplete 453 $86,976,000 $192,000 $900,000 $106,000 $705,000
Debt-To-Income Ratio 314 $59,457,000 $189,000 $1,040,000 $71,000 $363,000
Credit History 199 $26,634,000 $133,000 $434,000 $66,000 $960,000
Other 175 $34,757,000 $198,000 $870,000 $102,000 $441,000
Unverifiable Information 40 $8,067,000 $201,000 $625,000 $85,000 $287,000
Mortgage Insurance Denied 28 $5,015,000 $179,000 $735,000 $88,000 $185,000
Employment History 20 $2,691,000 $134,000 $332,000 $40,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,465,000 $182,000 $893,000 $92,000 $588,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Place Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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