First Residential Mortgage Mortgage Lending & HMDA Data, 2011

In 2011, First Residential Mortgage of Louisville, KY reported 20,404 mortgage applications totaling $4.5 billion, down 67% from 2010. The average application was for $222,717, and applicants reported an average income of $97,058. 5% of its applications resulted in an originated loan and 55% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (707), Washington-Arlington-Alexandria, DC-VA-MD-WV (605) and Chicago-Joliet-Naperville, IL (503) (applications in parentheses).

Mortgage Company & Address First Residential Mortgage
9721 Ormsby Station Rd.
Louisville, KY 40223
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 20,404
Total Mortgage Loan Application Amount $4,544,333,000
Average Mortgage Loan Application Amount $222,717
Highest Mortgage Loan Application Amount $776,000
Average Applicant Income $97,058
Highest Applicant Income $1,992,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Residential Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Residential Mortgage by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 707 $ 247,973,000 $ 350,739 $ 119,000
San Diego, California 302 $ 101,388,000 $ 335,721 $ 111,000
Orange, California 270 $ 101,360,000 $ 375,407 $ 128,000
Cook, Illinois 253 $ 52,340,000 $ 206,877 $ 79,000
Harris, Texas 222 $ 39,366,000 $ 177,324 $ 104,000
Suffolk, New York 204 $ 58,578,000 $ 287,147 $ 118,000
Jefferson, Kentucky 187 $ 32,117,000 $ 171,748 $ 93,000
Maricopa, Arizona 183 $ 37,950,000 $ 207,377 $ 96,000
Fairfax, Virginia 173 $ 60,284,000 $ 348,462 $ 128,000
Montgomery, Maryland 158 $ 54,498,000 $ 344,924 $ 126,000
Riverside, California 148 $ 35,019,000 $ 236,614 $ 101,000
Santa Clara, California 136 $ 55,534,000 $ 408,338 $ 129,000
Nassau, New York 133 $ 41,845,000 $ 314,624 $ 116,000
King, Washington 132 $ 38,275,000 $ 289,962 $ 104,000
San Bernardino, California 128 $ 30,343,000 $ 237,054 $ 100,000
Baltimore, Maryland 124 $ 27,780,000 $ 224,032 $ 119,000
Wake, North Carolina 122 $ 23,364,000 $ 191,508 $ 93,000
Tarrant, Texas 116 $ 19,264,000 $ 166,068 $ 89,000
Ventura, California 114 $ 41,591,000 $ 364,833 $ 146,000
Bexar, Texas 112 $ 19,947,000 $ 178,098 $ 101,000
Hartford, Connecticut 107 $ 23,772,000 $ 222,168 $ 96,000
New Castle, Delaware 106 $ 24,032,000 $ 226,716 $ 89,000
Contra Costa, California 105 $ 36,225,000 $ 345,000 $ 113,000
Prince George's, Maryland 105 $ 26,799,000 $ 255,228 $ 116,000
Anne Arundel, Maryland 104 $ 27,547,000 $ 264,875 $ 105,000
Alameda, California 99 $ 38,095,000 $ 384,797 $ 136,000
Westchester, New York 99 $ 36,271,000 $ 366,373 $ 132,000
Sacramento, California 97 $ 25,059,000 $ 258,340 $ 119,000
Ocean, New Jersey 89 $ 24,121,000 $ 271,022 $ 111,000
New Haven, Connecticut 88 $ 20,262,000 $ 230,250 $ 85,000
Mecklenburg, North Carolina 88 $ 16,568,000 $ 188,272 $ 79,000
Montgomery, Pennsylvania 88 $ 20,548,000 $ 233,500 $ 122,000
Johnson, Kansas 87 $ 16,409,000 $ 188,609 $ 84,000
Fairfield, Connecticut 86 $ 29,433,000 $ 342,244 $ 140,000
DuPage, Illinois 85 $ 19,831,000 $ 233,305 $ 91,000
Dallas, Texas 85 $ 15,352,000 $ 180,611 $ 99,000
Cumberland, Maine 82 $ 17,896,000 $ 218,243 $ 83,000
Middlesex, New Jersey 82 $ 21,212,000 $ 258,682 $ 103,000
District of Columbia, District Of Columbia 81 $ 29,012,000 $ 358,172 $ 138,000
San Mateo, California 80 $ 34,242,000 $ 428,025 $ 130,000
Collin, Texas 80 $ 13,885,000 $ 173,562 $ 92,000
Bergen, New Jersey 79 $ 25,812,000 $ 326,734 $ 144,000
Fort Bend, Texas 78 $ 14,738,000 $ 188,948 $ 95,000
Lake, Illinois 74 $ 17,433,000 $ 235,581 $ 81,000
Travis, Texas 73 $ 15,286,000 $ 209,397 $ 95,000
Cobb, Georgia 72 $ 13,991,000 $ 194,319 $ 91,000
Rockingham, New Hampshire 71 $ 15,837,000 $ 223,056 $ 96,000
Bucks, Pennsylvania 71 $ 14,940,000 $ 210,422 $ 101,000
Denton, Texas 71 $ 13,858,000 $ 195,183 $ 94,000
Snohomish, Washington 71 $ 17,039,000 $ 239,985 $ 86,000
Marion, Indiana 70 $ 10,852,000 $ 155,028 $ 70,000
Gwinnett, Georgia 69 $ 12,470,000 $ 180,724 $ 78,000
Delaware, Pennsylvania 68 $ 14,024,000 $ 206,235 $ 95,000
Pima, Arizona 67 $ 13,476,000 $ 201,134 $ 91,000
Middlesex, Massachusetts 67 $ 17,342,000 $ 258,835 $ 100,000
Monmouth, New Jersey 66 $ 20,747,000 $ 314,348 $ 118,000
Chester, Pennsylvania 66 $ 15,472,000 $ 234,424 $ 113,000
York, Maine 65 $ 13,450,000 $ 206,923 $ 70,000
Morris, New Jersey 65 $ 20,599,000 $ 316,907 $ 166,000
Will, Illinois 64 $ 13,473,000 $ 210,515 $ 82,000
Oakland, Michigan 64 $ 13,773,000 $ 215,203 $ 102,000
Hillsborough, New Hampshire 64 $ 14,243,000 $ 222,546 $ 82,000
Queens, New York 64 $ 19,094,000 $ 298,343 $ 91,000
Pierce, Washington 64 $ 14,772,000 $ 230,812 $ 99,000
St. Louis, Missouri 63 $ 11,996,000 $ 190,412 $ 104,000
Davidson, Tennessee 61 $ 11,413,000 $ 187,098 $ 82,000
Sussex, Delaware 60 $ 13,385,000 $ 223,083 $ 95,000
Guilford, North Carolina 58 $ 10,168,000 $ 175,310 $ 87,000
Howard, Maryland 56 $ 17,670,000 $ 315,535 $ 111,000
Allegheny, Pennsylvania 55 $ 7,999,000 $ 145,436 $ 100,000
Philadelphia, Pennsylvania 55 $ 9,237,000 $ 167,945 $ 73,000
Hennepin, Minnesota 54 $ 10,584,000 $ 196,000 $ 76,000
Shelby, Tennessee 54 $ 10,303,000 $ 190,796 $ 84,000
Montgomery, Texas 54 $ 10,135,000 $ 187,685 $ 113,000
Dutchess, New York 53 $ 11,787,000 $ 222,396 $ 97,000
Loudoun, Virginia 53 $ 19,746,000 $ 372,566 $ 128,000
Fresno, California 52 $ 10,272,000 $ 197,538 $ 85,000
Harford, Maryland 52 $ 13,638,000 $ 262,269 $ 114,000
Erie, New York 52 $ 7,716,000 $ 148,384 $ 83,000
Virginia Beach, Virginia 52 $ 11,551,000 $ 222,134 $ 80,000
Fulton, Georgia 51 $ 11,636,000 $ 228,156 $ 110,000
Essex, Massachusetts 51 $ 13,582,000 $ 266,313 $ 95,000
Worcester, Massachusetts 51 $ 10,503,000 $ 205,941 $ 77,000
Pulaski, Arkansas 50 $ 8,719,000 $ 174,380 $ 85,000
Essex, New Jersey 50 $ 14,635,000 $ 292,700 $ 174,000
Kings, New York 50 $ 14,881,000 $ 297,620 $ 95,000
Williamson, Texas 50 $ 9,056,000 $ 181,120 $ 94,000
Hamilton, Indiana 49 $ 9,054,000 $ 184,775 $ 84,000
Frederick, Maryland 49 $ 13,259,000 $ 270,591 $ 91,000
Orange, New York 49 $ 10,009,000 $ 204,265 $ 90,000
Prince William, Virginia 49 $ 16,007,000 $ 326,673 $ 107,000
Jefferson, Alabama 48 $ 8,712,000 $ 181,500 $ 75,000
Lancaster, Pennsylvania 48 $ 7,635,000 $ 159,062 $ 77,000
Madison, Alabama 47 $ 8,965,000 $ 190,744 $ 74,000
Placer, California 47 $ 13,679,000 $ 291,042 $ 90,000
Lake, Indiana 47 $ 8,527,000 $ 181,425 $ 106,000
Richmond, New York 47 $ 13,569,000 $ 288,702 $ 134,000
Sonoma, California 45 $ 15,763,000 $ 350,288 $ 96,000
Kane, Illinois 44 $ 9,156,000 $ 208,090 $ 81,000
Passaic, New Jersey 44 $ 12,157,000 $ 276,295 $ 116,000
Providence, Rhode Island 44 $ 10,139,000 $ 230,431 $ 76,000
San Francisco, California 42 $ 17,893,000 $ 426,023 $ 114,000
Polk, Iowa 42 $ 7,773,000 $ 185,071 $ 91,000
Douglas, Nebraska 42 $ 7,159,000 $ 170,452 $ 78,000
Rockland, New York 42 $ 12,291,000 $ 292,642 $ 119,000
Santa Cruz, California 41 $ 15,339,000 $ 374,121 $ 118,000
Plymouth, Massachusetts 41 $ 9,666,000 $ 235,756 $ 84,000
Monroe, New York 41 $ 6,074,000 $ 148,146 $ 74,000
San Luis Obispo, California 40 $ 14,371,000 $ 359,275 $ 106,000
Burlington, New Jersey 40 $ 8,297,000 $ 207,425 $ 155,000
Brunswick, North Carolina 39 $ 8,222,000 $ 210,820 $ 98,000
Berks, Pennsylvania 39 $ 6,840,000 $ 175,384 $ 120,000
Spokane, Washington 39 $ 6,682,000 $ 171,333 $ 67,000
Milwaukee, Wisconsin 39 $ 6,065,000 $ 155,512 $ 85,000
Marin, California 38 $ 16,018,000 $ 421,526 $ 111,000
Carroll, Maryland 38 $ 10,152,000 $ 267,157 $ 95,000
Norfolk, Massachusetts 38 $ 10,067,000 $ 264,921 $ 103,000
York, Pennsylvania 38 $ 6,307,000 $ 165,973 $ 84,000
Dane, Wisconsin 38 $ 6,890,000 $ 181,315 $ 72,000
Waukesha, Wisconsin 38 $ 7,562,000 $ 199,000 $ 80,000
Union, New Jersey 37 $ 10,486,000 $ 283,405 $ 131,000
St. Tammany, Louisiana 36 $ 6,105,000 $ 169,583 $ 151,000
Somerset, New Jersey 36 $ 11,863,000 $ 329,527 $ 114,000
Durham, North Carolina 36 $ 5,968,000 $ 165,777 $ 67,000
Forsyth, North Carolina 36 $ 5,574,000 $ 154,833 $ 71,000
Northampton, Pennsylvania 36 $ 6,823,000 $ 189,527 $ 77,000
McHenry, Illinois 35 $ 6,088,000 $ 173,942 $ 60,000
Porter, Indiana 35 $ 6,333,000 $ 180,942 $ 72,000
Gloucester, New Jersey 35 $ 7,006,000 $ 200,171 $ 128,000
Dauphin, Pennsylvania 35 $ 5,822,000 $ 166,342 $ 80,000
Chesapeake, Virginia 35 $ 7,614,000 $ 217,542 $ 88,000
Kern, California 34 $ 6,987,000 $ 205,500 $ 100,000
DeKalb, Georgia 34 $ 7,011,000 $ 206,205 $ 107,000
Wayne, Michigan 34 $ 5,646,000 $ 166,058 $ 94,000
Chesterfield, Virginia 34 $ 6,935,000 $ 203,970 $ 93,000
Yavapai, Arizona 33 $ 6,616,000 $ 200,484 $ 84,000
San Joaquin, California 33 $ 8,023,000 $ 243,121 $ 92,000
New London, Connecticut 33 $ 7,581,000 $ 229,727 $ 84,000
Tolland, Connecticut 33 $ 7,136,000 $ 216,242 $ 110,000
Fayette, Kentucky 33 $ 5,911,000 $ 179,121 $ 92,000
Orleans, Louisiana 33 $ 6,972,000 $ 211,272 $ 122,000
Buncombe, North Carolina 33 $ 6,602,000 $ 200,060 $ 80,000
Monterey, California 32 $ 12,041,000 $ 376,281 $ 103,000
Palm Beach, Florida 32 $ 5,559,000 $ 173,718 $ 79,000
Pinellas, Florida 32 $ 4,630,000 $ 144,687 $ 96,000
Camden, New Jersey 32 $ 5,882,000 $ 183,812 $ 82,000
Williamson, Tennessee 32 $ 8,593,000 $ 268,531 $ 162,000
El Paso, Texas 32 $ 4,491,000 $ 140,343 $ 86,000
Clark, Washington 32 $ 6,532,000 $ 204,125 $ 112,000
Sedgwick, Kansas 31 $ 4,810,000 $ 155,161 $ 96,000
Calvert, Maryland 31 $ 7,738,000 $ 249,612 $ 101,000
Jackson, Missouri 31 $ 5,662,000 $ 182,645 $ 95,000
Cabarrus, North Carolina 31 $ 5,867,000 $ 189,258 $ 78,000
Jefferson, Louisiana 30 $ 5,215,000 $ 173,833 $ 104,000
Bristol, Massachusetts 30 $ 5,646,000 $ 188,200 $ 78,000
St. Charles, Missouri 30 $ 5,461,000 $ 182,033 $ 86,000
Galveston, Texas 30 $ 4,887,000 $ 162,900 $ 113,000
Kitsap, Washington 30 $ 6,995,000 $ 233,166 $ 90,000
Santa Barbara, California 29 $ 11,383,000 $ 392,517 $ 114,000
East Baton Rouge, Louisiana 29 $ 4,882,000 $ 168,344 $ 120,000
Hampden, Massachusetts 29 $ 4,791,000 $ 165,206 $ 78,000
Macomb, Michigan 29 $ 5,612,000 $ 193,517 $ 90,000
Cape May, New Jersey 29 $ 6,770,000 $ 233,448 $ 133,000
Saratoga, New York 29 $ 5,025,000 $ 173,275 $ 74,000
Hamilton, Tennessee 29 $ 5,355,000 $ 184,655 $ 102,000
Hidalgo, Texas 29 $ 5,053,000 $ 174,241 $ 82,000
Henrico, Virginia 29 $ 6,028,000 $ 207,862 $ 79,000
Baldwin, Alabama 28 $ 5,578,000 $ 199,214 $ 79,000
Benton, Arkansas 28 $ 4,962,000 $ 177,214 $ 125,000
Broward, Florida 28 $ 5,312,000 $ 189,714 $ 106,000
Anoka, Minnesota 28 $ 4,970,000 $ 177,500 $ 72,000
Mercer, New Jersey 28 $ 7,422,000 $ 265,071 $ 154,000
Cumberland, Pennsylvania 28 $ 4,551,000 $ 162,535 $ 105,000
Dakota, Minnesota 27 $ 5,412,000 $ 200,444 $ 82,000
New Hanover, North Carolina 27 $ 4,548,000 $ 168,444 $ 97,000
Lehigh, Pennsylvania 27 $ 6,449,000 $ 238,851 $ 118,000
Bell, Texas 27 $ 3,854,000 $ 142,740 $ 76,000
Shelby, Alabama 26 $ 5,178,000 $ 199,153 $ 83,000
Chatham, Georgia 26 $ 4,698,000 $ 180,692 $ 77,000
Atlantic, New Jersey 26 $ 5,394,000 $ 207,461 $ 88,000
Hudson, New Jersey 26 $ 6,901,000 $ 265,423 $ 85,000
Onondaga, New York 26 $ 3,887,000 $ 149,500 $ 76,000
Rensselaer, New York 26 $ 4,650,000 $ 178,846 $ 91,000
Luzerne, Pennsylvania 26 $ 4,249,000 $ 163,423 $ 75,000
Greenville, South Carolina 26 $ 4,285,000 $ 164,807 $ 79,000
Solano, California 25 $ 6,526,000 $ 261,040 $ 87,000
Miami-Dade, Florida 25 $ 4,510,000 $ 180,400 $ 68,000
Cherokee, Georgia 25 $ 5,469,000 $ 218,760 $ 120,000
Henry, Georgia 25 $ 4,294,000 $ 171,760 $ 78,000
Hendricks, Indiana 25 $ 4,050,000 $ 162,000 $ 86,000
Cumberland, North Carolina 25 $ 3,878,000 $ 155,120 $ 74,000
Iredell, North Carolina 25 $ 4,693,000 $ 187,720 $ 75,000
Johnston, North Carolina 25 $ 4,549,000 $ 181,960 $ 115,000
Multnomah, Oregon 25 $ 5,903,000 $ 236,120 $ 94,000
Westmoreland, Pennsylvania 25 $ 3,737,000 $ 149,480 $ 106,000
Knox, Tennessee 25 $ 4,484,000 $ 179,360 $ 74,000
Rutherford, Tennessee 25 $ 4,069,000 $ 162,760 $ 69,000
Thurston, Washington 25 $ 5,461,000 $ 218,440 $ 88,000
El Dorado, California 24 $ 7,139,000 $ 297,458 $ 126,000
Shasta, California 24 $ 4,574,000 $ 190,583 $ 103,000
Litchfield, Connecticut 24 $ 5,220,000 $ 217,500 $ 81,000
Lancaster, Nebraska 24 $ 4,459,000 $ 185,791 $ 68,000
Stanislaus, California 23 $ 4,253,000 $ 184,913 $ 70,000
Yolo, California 23 $ 5,926,000 $ 257,652 $ 129,000
Hillsborough, Florida 23 $ 3,543,000 $ 154,043 $ 97,000
Oldham, Kentucky 23 $ 5,462,000 $ 237,478 $ 109,000
Jefferson, Missouri 23 $ 3,569,000 $ 155,173 $ 76,000
Sussex, New Jersey 23 $ 5,238,000 $ 227,739 $ 81,000
Bronx, New York 23 $ 6,522,000 $ 283,565 $ 80,000
Union, North Carolina 23 $ 4,307,000 $ 187,260 $ 155,000
James City, Virginia 23 $ 6,460,000 $ 280,869 $ 82,000
Middlesex, Connecticut 22 $ 5,463,000 $ 248,318 $ 82,000
Madison, Illinois 22 $ 3,219,000 $ 146,318 $ 70,000
Elkhart, Indiana 22 $ 3,329,000 $ 151,318 $ 82,000
Clay, Missouri 22 $ 3,792,000 $ 172,363 $ 87,000
Washington, Pennsylvania 22 $ 3,588,000 $ 163,090 $ 120,000
Horry, South Carolina 22 $ 3,795,000 $ 172,500 $ 65,000
Washington, Arkansas 21 $ 3,830,000 $ 182,380 $ 70,000
Butte, California 21 $ 4,389,000 $ 209,000 $ 95,000
Nevada, California 21 $ 5,962,000 $ 283,904 $ 97,000
Fayette, Georgia 21 $ 4,106,000 $ 195,523 $ 100,000
Clark, Indiana 21 $ 3,199,000 $ 152,333 $ 57,000
Linn, Iowa 21 $ 3,912,000 $ 186,285 $ 89,000
Baltimore City, Maryland 21 $ 5,154,000 $ 245,428 $ 147,000
Cecil, Maryland 21 $ 3,567,000 $ 169,857 $ 65,000
St. Mary's, Maryland 21 $ 4,952,000 $ 235,809 $ 96,000
Ulster, New York 21 $ 3,993,000 $ 190,142 $ 95,000
Nueces, Texas 21 $ 3,581,000 $ 170,523 $ 116,000
Mobile, Alabama 20 $ 3,352,000 $ 167,600 $ 79,000
Mohave, Arizona 20 $ 3,407,000 $ 170,350 $ 82,000
Tulare, California 20 $ 4,187,000 $ 209,350 $ 79,000
Kennebec, Maine 20 $ 3,534,000 $ 176,700 $ 71,000
Lincoln, Maine 20 $ 4,210,000 $ 210,500 $ 71,000
Washington, Maryland 20 $ 3,966,000 $ 198,300 $ 77,000
Washington, Minnesota 20 $ 4,290,000 $ 214,500 $ 91,000
Wilson, Tennessee 20 $ 3,743,000 $ 187,150 $ 71,000
Arlington, Virginia 20 $ 6,852,000 $ 342,600 $ 171,000
Stafford, Virginia 20 $ 5,776,000 $ 288,800 $ 90,000
Brown, Wisconsin 20 $ 3,127,000 $ 156,350 $ 125,000
Laramie, Wyoming 20 $ 4,266,000 $ 213,300 $ 101,000
Limestone, Alabama 19 $ 3,558,000 $ 187,263 $ 65,000
Pinal, Arizona 19 $ 3,305,000 $ 173,947 $ 67,000
Madera, California 19 $ 3,893,000 $ 204,894 $ 127,000
Kent, Delaware 19 $ 3,837,000 $ 201,947 $ 79,000
Ramsey, Minnesota 19 $ 3,584,000 $ 188,631 $ 75,000
Merrimack, New Hampshire 19 $ 3,832,000 $ 201,684 $ 74,000
Albany, New York 19 $ 3,254,000 $ 171,263 $ 84,000
Putnam, New York 19 $ 5,495,000 $ 289,210 $ 98,000
Gaston, North Carolina 19 $ 2,770,000 $ 145,789 $ 95,000
Hampton, Virginia 19 $ 3,579,000 $ 188,368 $ 89,000
Outagamie, Wisconsin 19 $ 2,670,000 $ 140,526 $ 64,000
Saline, Arkansas 18 $ 3,022,000 $ 167,888 $ 82,000
Napa, California 18 $ 7,267,000 $ 403,722 $ 156,000
Forsyth, Georgia 18 $ 4,067,000 $ 225,944 $ 108,000
Allen, Indiana 18 $ 2,890,000 $ 160,555 $ 66,000
Floyd, Indiana 18 $ 3,170,000 $ 176,111 $ 75,000
Boone, Kentucky 18 $ 3,683,000 $ 204,611 $ 93,000
Hardin, Kentucky 18 $ 2,859,000 $ 158,833 $ 74,000
Hunterdon, New Jersey 18 $ 6,374,000 $ 354,111 $ 117,000
Onslow, North Carolina 18 $ 3,183,000 $ 176,833 $ 85,000
Rowan, North Carolina 18 $ 2,787,000 $ 154,833 $ 88,000
Monroe, Pennsylvania 18 $ 3,091,000 $ 171,722 $ 78,000
Washington, Rhode Island 18 $ 4,741,000 $ 263,388 $ 89,000
Richland, South Carolina 18 $ 3,032,000 $ 168,444 $ 74,000
Sumner, Tennessee 18 $ 3,476,000 $ 193,111 $ 79,000
Brazoria, Texas 18 $ 2,693,000 $ 149,611 $ 97,000
Newport News, Virginia 18 $ 3,149,000 $ 174,944 $ 106,000
Walworth, Wisconsin 18 $ 3,129,000 $ 173,833 $ 102,000
Lee, Alabama 17 $ 3,447,000 $ 202,764 $ 70,000
Bibb, Georgia 17 $ 2,734,000 $ 160,823 $ 74,000
Coweta, Georgia 17 $ 2,704,000 $ 159,058 $ 103,000
Tippecanoe, Indiana 17 $ 2,262,000 $ 133,058 $ 60,000
Bullitt, Kentucky 17 $ 2,839,000 $ 167,000 $ 63,000
Kenton, Kentucky 17 $ 3,232,000 $ 190,117 $ 121,000
Queen Anne's, Maryland 17 $ 4,610,000 $ 271,176 $ 113,000
Kent, Michigan 17 $ 3,372,000 $ 198,352 $ 96,000
Livingston, Michigan 17 $ 3,744,000 $ 220,235 $ 92,000
Greene, Missouri 17 $ 2,459,000 $ 144,647 $ 63,000
Warren, New Jersey 17 $ 3,349,000 $ 197,000 $ 89,000
Schenectady, New York 17 $ 3,112,000 $ 183,058 $ 86,000
Lincoln, North Carolina 17 $ 2,937,000 $ 172,764 $ 67,000
Beaver, Pennsylvania 17 $ 2,472,000 $ 145,411 $ 66,000
Montgomery, Tennessee 17 $ 2,731,000 $ 160,647 $ 86,000
Chittenden, Vermont 17 $ 4,085,000 $ 240,294 $ 104,000
Sheboygan, Wisconsin 17 $ 2,807,000 $ 165,117 $ 67,000
Lee, Florida 16 $ 2,589,000 $ 161,812 $ 88,000
Hall, Georgia 16 $ 3,104,000 $ 194,000 $ 104,000
Johnson, Indiana 16 $ 3,180,000 $ 198,750 $ 74,000
Madison, Kentucky 16 $ 2,540,000 $ 158,750 $ 90,000
Scott, Minnesota 16 $ 4,032,000 $ 252,000 $ 87,000
Harrison, Mississippi 16 $ 2,762,000 $ 172,625 $ 82,000
Carteret, North Carolina 16 $ 3,543,000 $ 221,437 $ 90,000
Harnett, North Carolina 16 $ 3,229,000 $ 201,812 $ 84,000
Moore, North Carolina 16 $ 3,530,000 $ 220,625 $ 101,000
Kent, Rhode Island 16 $ 3,174,000 $ 198,375 $ 56,000
Comal, Texas 16 $ 2,741,000 $ 171,312 $ 98,000
Norfolk, Virginia 16 $ 3,222,000 $ 201,375 $ 92,000
Kenosha, Wisconsin 16 $ 2,938,000 $ 183,625 $ 119,000
Duval, Florida 15 $ 2,375,000 $ 158,333 $ 68,000
Pasco, Florida 15 $ 2,374,000 $ 158,266 $ 88,000
McLean, Illinois 15 $ 2,265,000 $ 151,000 $ 78,000
Androscoggin, Maine 15 $ 2,531,000 $ 168,733 $ 74,000
Charles, Maryland 15 $ 3,635,000 $ 242,333 $ 90,000
Suffolk, Massachusetts 15 $ 3,215,000 $ 214,333 $ 60,000
Washtenaw, Michigan 15 $ 2,925,000 $ 195,000 $ 82,000
DeSoto, Mississippi 15 $ 3,032,000 $ 202,133 $ 119,000
Carroll, New Hampshire 15 $ 2,534,000 $ 168,933 $ 68,000
Cheshire, New Hampshire 15 $ 2,644,000 $ 176,266 $ 80,000
Strafford, New Hampshire 15 $ 3,325,000 $ 221,666 $ 90,000
Hays, Texas 15 $ 3,280,000 $ 218,666 $ 107,000
Rutland, Vermont 15 $ 2,877,000 $ 191,800 $ 85,000
Clallam, Washington 15 $ 3,901,000 $ 260,066 $ 70,000
Skagit, Washington 15 $ 3,555,000 $ 237,000 $ 87,000
Whatcom, Washington 15 $ 3,673,000 $ 244,866 $ 92,000
Elmore, Alabama 14 $ 2,715,000 $ 193,928 $ 61,000
Polk, Florida 14 $ 2,013,000 $ 143,785 $ 68,000
Kendall, Illinois 14 $ 3,811,000 $ 272,214 $ 92,000
Winnebago, Illinois 14 $ 2,248,000 $ 160,571 $ 118,000
Shawnee, Kansas 14 $ 2,305,000 $ 164,642 $ 95,000
Caddo, Louisiana 14 $ 2,366,000 $ 169,000 $ 112,000
Calcasieu, Louisiana 14 $ 2,236,000 $ 159,714 $ 60,000
Penobscot, Maine 14 $ 2,577,000 $ 184,071 $ 59,000
Monroe, Michigan 14 $ 2,799,000 $ 199,928 $ 73,000
Grafton, New Hampshire 14 $ 2,975,000 $ 212,500 $ 79,000
Clinton, New York 14 $ 2,016,000 $ 144,000 $ 78,000
Catawba, North Carolina 14 $ 2,132,000 $ 152,285 $ 68,000
Davidson, North Carolina 14 $ 2,569,000 $ 183,500 $ 65,000
Henderson, North Carolina 14 $ 2,344,000 $ 167,428 $ 69,000
Orange, North Carolina 14 $ 2,462,000 $ 175,857 $ 83,000
Franklin, Pennsylvania 14 $ 2,441,000 $ 174,357 $ 137,000
Robertson, Tennessee 14 $ 2,595,000 $ 185,357 $ 67,000
Smith, Texas 14 $ 2,333,000 $ 166,642 $ 67,000
Windsor, Vermont 14 $ 2,662,000 $ 190,142 $ 144,000
Hanover, Virginia 14 $ 3,003,000 $ 214,500 $ 89,000
Yakima, Washington 14 $ 2,531,000 $ 180,785 $ 76,000
Winnebago, Wisconsin 14 $ 2,318,000 $ 165,571 $ 157,000
Natrona, Wyoming 14 $ 3,379,000 $ 241,357 $ 221,000
Montgomery, Alabama 13 $ 2,505,000 $ 192,692 $ 75,000
Craighead, Arkansas 13 $ 2,022,000 $ 155,538 $ 77,000
Sebastian, Arkansas 13 $ 1,797,000 $ 138,230 $ 85,000
Lake, California 13 $ 3,024,000 $ 232,615 $ 105,000
Mendocino, California 13 $ 3,445,000 $ 265,000 $ 93,000
Orange, Florida 13 $ 2,217,000 $ 170,538 $ 96,000
Houston, Georgia 13 $ 1,993,000 $ 153,307 $ 92,000
Boone, Illinois 13 $ 2,464,000 $ 189,538 $ 79,000
Monroe, Indiana 13 $ 2,059,000 $ 158,384 $ 65,000
Morgan, Indiana 13 $ 1,933,000 $ 148,692 $ 69,000
Warren, Kentucky 13 $ 2,006,000 $ 154,307 $ 55,000
Lafayette, Louisiana 13 $ 2,460,000 $ 189,230 $ 103,000
Oxford, Maine 13 $ 3,047,000 $ 234,384 $ 73,000
Sagadahoc, Maine 13 $ 2,583,000 $ 198,692 $ 74,000
Worcester, Maryland 13 $ 2,440,000 $ 187,692 $ 84,000
Barnstable, Massachusetts 13 $ 2,695,000 $ 207,307 $ 94,000
St. Louis, Minnesota 13 $ 2,178,000 $ 167,538 $ 81,000
Platte, Missouri 13 $ 2,813,000 $ 216,384 $ 78,000
Alamance, North Carolina 13 $ 1,849,000 $ 142,230 $ 91,000
Haywood, North Carolina 13 $ 2,513,000 $ 193,307 $ 71,000
Lackawanna, Pennsylvania 13 $ 2,040,000 $ 156,923 $ 66,000
Brazos, Texas 13 $ 2,554,000 $ 196,461 $ 81,000
Ellis, Texas 13 $ 2,642,000 $ 203,230 $ 98,000
Rockwall, Texas 13 $ 2,539,000 $ 195,307 $ 154,000
Addison, Vermont 13 $ 2,606,000 $ 200,461 $ 91,000
Washington, Vermont 13 $ 2,996,000 $ 230,461 $ 111,000
Windham, Vermont 13 $ 2,384,000 $ 183,384 $ 86,000
Alexandria, Virginia 13 $ 4,604,000 $ 354,153 $ 155,000
Warren, Virginia 13 $ 2,685,000 $ 206,538 $ 84,000
Benton, Washington 13 $ 2,317,000 $ 178,230 $ 109,000
Cowlitz, Washington 13 $ 2,076,000 $ 159,692 $ 65,000
Island, Washington 13 $ 3,370,000 $ 259,230 $ 117,000
Mason, Washington 13 $ 2,680,000 $ 206,153 $ 121,000
St. Croix, Wisconsin 13 $ 2,931,000 $ 225,461 $ 163,000
Washington, Wisconsin 13 $ 3,040,000 $ 233,846 $ 122,000
Coconino, Arizona 12 $ 2,703,000 $ 225,250 $ 85,000
Faulkner, Arkansas 12 $ 1,922,000 $ 160,166 $ 84,000
Madison, Indiana 12 $ 1,821,000 $ 151,750 $ 82,000
St. Joseph, Indiana 12 $ 1,990,000 $ 165,833 $ 93,000
Vanderburgh, Indiana 12 $ 1,721,000 $ 143,416 $ 51,000
Douglas, Kansas 12 $ 2,226,000 $ 185,500 $ 92,000
Livingston, Louisiana 12 $ 1,879,000 $ 156,583 $ 66,000
Genesee, Michigan 12 $ 1,803,000 $ 150,250 $ 75,000
Cape Girardeau, Missouri 12 $ 1,678,000 $ 139,833 $ 83,000
St. Louis City, Missouri 12 $ 1,963,000 $ 163,583 $ 83,000
Belknap, New Hampshire 12 $ 2,435,000 $ 202,916 $ 69,000
Cumberland, New Jersey 12 $ 2,176,000 $ 181,333 $ 70,000
Sullivan, New York 12 $ 2,272,000 $ 189,333 $ 78,000
Pitt, North Carolina 12 $ 1,720,000 $ 143,333 $ 137,000
Clackamas, Oregon 12 $ 2,507,000 $ 208,916 $ 75,000
Washington, Oregon 12 $ 2,995,000 $ 249,583 $ 90,000
Butler, Pennsylvania 12 $ 2,061,000 $ 171,750 $ 72,000
Louisa, Virginia 12 $ 2,506,000 $ 208,833 $ 82,000
Lewis, Washington 12 $ 1,914,000 $ 159,500 $ 68,000
Racine, Wisconsin 12 $ 2,087,000 $ 173,916 $ 96,000
Fremont, Wyoming 12 $ 2,173,000 $ 181,083 $ 82,000
Teton, Wyoming 12 $ 4,348,000 $ 362,333 $ 200,000
Navajo, Arizona 11 $ 2,236,000 $ 203,272 $ 120,000
Humboldt, California 11 $ 2,385,000 $ 216,818 $ 65,000
Kings, California 11 $ 2,323,000 $ 211,181 $ 139,000
Seminole, Florida 11 $ 1,913,000 $ 173,909 $ 90,000
Glynn, Georgia 11 $ 1,996,000 $ 181,454 $ 87,000
Paulding, Georgia 11 $ 2,179,000 $ 198,090 $ 69,000
St. Clair, Illinois 11 $ 1,714,000 $ 155,818 $ 62,000
Boone, Indiana 11 $ 1,857,000 $ 168,818 $ 103,000
Black Hawk, Iowa 11 $ 1,751,000 $ 159,181 $ 68,000
Leavenworth, Kansas 11 $ 2,026,000 $ 184,181 $ 88,000
Franklin, Kentucky 11 $ 2,198,000 $ 199,818 $ 97,000
Scott, Kentucky 11 $ 2,147,000 $ 195,181 $ 132,000
Ascension, Louisiana 11 $ 1,833,000 $ 166,636 $ 91,000
Knox, Maine 11 $ 2,308,000 $ 209,818 $ 56,000
Wicomico, Maryland 11 $ 2,140,000 $ 194,545 $ 77,000
Hinds, Mississippi 11 $ 1,933,000 $ 175,727 $ 85,000
Salem, New Jersey 11 $ 2,117,000 $ 192,454 $ 77,000
Broome, New York 11 $ 1,510,000 $ 137,272 $ 71,000
Chautauqua, New York 11 $ 1,353,000 $ 123,000 $ 46,000
Niagara, New York 11 $ 1,654,000 $ 150,363 $ 88,000
Dare, North Carolina 11 $ 3,081,000 $ 280,090 $ 185,000
Pender, North Carolina 11 $ 1,890,000 $ 171,818 $ 98,000
Adams, Pennsylvania 11 $ 1,976,000 $ 179,636 $ 73,000
Charleston, South Carolina 11 $ 2,786,000 $ 253,272 $ 66,000
Cameron, Texas 11 $ 1,806,000 $ 164,181 $ 98,000
Albemarle, Virginia 11 $ 2,879,000 $ 261,727 $ 84,000
Spotsylvania, Virginia 11 $ 2,672,000 $ 242,909 $ 183,000
Eau Claire, Wisconsin 11 $ 1,900,000 $ 172,727 $ 65,000
La Crosse, Wisconsin 11 $ 1,777,000 $ 161,545 $ 93,000
Rock, Wisconsin 11 $ 1,936,000 $ 176,000 $ 76,000
Sweetwater, Wyoming 11 $ 2,275,000 $ 206,818 $ 81,000
Marshall, Alabama 10 $ 1,968,000 $ 196,800 $ 99,000
Tuscaloosa, Alabama 10 $ 1,875,000 $ 187,500 $ 223,000
Yuma, Arizona 10 $ 1,882,000 $ 188,200 $ 67,000
Okaloosa, Florida 10 $ 1,672,000 $ 167,200 $ 59,000
Clarke, Georgia 10 $ 1,540,000 $ 154,000 $ 102,000
Douglas, Georgia 10 $ 1,712,000 $ 171,200 $ 94,000
Lowndes, Georgia 10 $ 1,477,000 $ 147,700 $ 73,000
Newton, Georgia 10 $ 1,701,000 $ 170,100 $ 70,000
Pottawattamie, Iowa 10 $ 1,674,000 $ 167,400 $ 66,000
Scott, Iowa 10 $ 1,636,000 $ 163,600 $ 62,000
Nelson, Kentucky 10 $ 1,621,000 $ 162,100 $ 140,000
Tangipahoa, Louisiana 10 $ 1,668,000 $ 166,800 $ 83,000
Allegany, Maryland 10 $ 1,232,000 $ 123,200 $ 64,000
Madison, Mississippi 10 $ 1,924,000 $ 192,400 $ 101,000
Rankin, Mississippi 10 $ 1,808,000 $ 180,800 $ 93,000
Sarpy, Nebraska 10 $ 1,801,000 $ 180,100 $ 77,000
Essex, New York 10 $ 1,271,000 $ 127,100 $ 73,000
Jefferson, New York 10 $ 1,648,000 $ 164,800 $ 62,000
Madison, New York 10 $ 1,481,000 $ 148,100 $ 98,000
Oneida, New York 10 $ 1,606,000 $ 160,600 $ 75,000
Chatham, North Carolina 10 $ 1,752,000 $ 175,200 $ 97,000
Cleveland, North Carolina 10 $ 1,885,000 $ 188,500 $ 63,000
Craven, North Carolina 10 $ 1,764,000 $ 176,400 $ 63,000
Lee, North Carolina 10 $ 1,546,000 $ 154,600 $ 66,000
Rockingham, North Carolina 10 $ 1,184,000 $ 118,400 $ 53,000
Carbon, Pennsylvania 10 $ 1,932,000 $ 193,200 $ 81,000
Lebanon, Pennsylvania 10 $ 1,512,000 $ 151,200 $ 68,000
Maury, Tennessee 10 $ 1,398,000 $ 139,800 $ 68,000
Guadalupe, Texas 10 $ 1,684,000 $ 168,400 $ 83,000
Jefferson, Texas 10 $ 1,633,000 $ 163,300 $ 90,000
Johnson, Texas 10 $ 1,466,000 $ 146,600 $ 83,000
McLennan, Texas 10 $ 1,353,000 $ 135,300 $ 81,000
Parker, Texas 10 $ 2,044,000 $ 204,400 $ 79,000
Randall, Texas 10 $ 1,424,000 $ 142,400 $ 99,000
Augusta, Virginia 10 $ 1,576,000 $ 157,600 $ 68,000
Bedford, Virginia 10 $ 2,378,000 $ 237,800 $ 88,000
Fauquier, Virginia 10 $ 2,643,000 $ 264,300 $ 106,000
Lynchburg, Virginia 10 $ 1,686,000 $ 168,600 $ 75,000
Portsmouth, Virginia 10 $ 1,493,000 $ 149,300 $ 59,000
Rockingham, Virginia 10 $ 2,341,000 $ 234,100 $ 73,000
Suffolk, Virginia 10 $ 2,386,000 $ 238,600 $ 97,000
York, Virginia 10 $ 2,504,000 $ 250,400 $ 118,000
Klickitat, Washington 10 $ 1,693,000 $ 169,300 $ 73,000
Door, Wisconsin 10 $ 1,865,000 $ 186,500 $ 131,000
Marathon, Wisconsin 10 $ 1,371,000 $ 137,100 $ 73,000
Oneida, Wisconsin 10 $ 2,077,000 $ 207,700 $ 87,000
Morgan, Alabama 9 $ 1,675,000 $ 186,111 $ 67,000
St. Clair, Alabama 9 $ 1,648,000 $ 183,111 $ 69,000
Siskiyou, California 9 $ 1,717,000 $ 190,777 $ 98,000
Windham, Connecticut 9 $ 2,042,000 $ 226,888 $ 80,000
Brevard, Florida 9 $ 1,383,000 $ 153,666 $ 73,000
Collier, Florida 9 $ 2,385,000 $ 265,000 $ 145,000
Lake, Florida 9 $ 1,584,000 $ 176,000 $ 73,000
Sarasota, Florida 9 $ 1,869,000 $ 207,666 $ 96,000
Habersham, Georgia 9 $ 1,618,000 $ 179,777 $ 55,000
Champaign, Illinois 9 $ 1,547,000 $ 171,888 $ 70,000
Delaware, Indiana 9 $ 1,175,000 $ 130,555 $ 68,000
Hancock, Indiana 9 $ 1,298,000 $ 144,222 $ 76,000
Wyandotte, Kansas 9 $ 1,258,000 $ 139,777 $ 69,000
Bossier, Louisiana 9 $ 1,564,000 $ 173,777 $ 92,000
Rapides, Louisiana 9 $ 1,406,000 $ 156,222 $ 136,000
Terrebonne, Louisiana 9 $ 1,549,000 $ 172,111 $ 85,000
Hancock, Maine 9 $ 1,745,000 $ 193,888 $ 71,000
Berkshire, Massachusetts 9 $ 1,602,000 $ 178,000 $ 57,000
Berrien, Michigan 9 $ 1,518,000 $ 168,666 $ 78,000
Ingham, Michigan 9 $ 1,748,000 $ 194,222 $ 107,000
Goodhue, Minnesota 9 $ 1,605,000 $ 178,333 $ 62,000
Olmsted, Minnesota 9 $ 1,443,000 $ 160,333 $ 75,000
Stearns, Minnesota 9 $ 1,559,000 $ 173,222 $ 63,000
Wright, Minnesota 9 $ 2,018,000 $ 224,222 $ 79,000
Jackson, Mississippi 9 $ 1,439,000 $ 159,888 $ 76,000
Taney, Missouri 9 $ 1,640,000 $ 182,222 $ 63,000
Rutherford, North Carolina 9 $ 1,635,000 $ 181,666 $ 76,000
Centre, Pennsylvania 9 $ 1,495,000 $ 166,111 $ 128,000
Erie, Pennsylvania 9 $ 1,637,000 $ 181,888 $ 67,000
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Mortgage Loan Application Detail Totals for First Residential Mortgage in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 19,641 $4,389,543,000 $223,000 $776,000 $97,000 $1,992,000
Home Improvement 557 $115,746,000 $207,000 $650,000 $101,000 $1,800,000
Home Purchase 206 $39,044,000 $189,000 $563,000 $92,000 $1,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,673 $3,027,568,000 $221,000 $776,000 $96,000 $1,980,000
Not Provided 5,810 $1,309,133,000 $225,000 $737,000 $99,000 $1,992,000
Hispanic 371 $86,303,000 $232,000 $729,000 $94,000 $1,260,000
Black or African American 287 $56,622,000 $197,000 $625,000 $84,000 $600,000
Asian 220 $53,699,000 $244,000 $727,000 $110,000 $1,946,000
Native Hawaiian or Other Pacific Islander 23 $6,972,000 $303,000 $737,000 $120,000 $600,000
American Indian or Alaskan Native 20 $4,036,000 $201,000 $413,000 $108,000 $600,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,282 $3,573,656,000 $219,000 $776,000 $99,000 $1,992,000
FHA-insured (Federal Housing Administration) 4,122 $970,677,000 $235,000 $765,000 $90,000 $1,980,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 11,210 $2,436,944,000 $217,000 $765,000 $96,000 $1,980,000
File Closed For Incompleteness 8,162 $1,885,306,000 $230,000 $776,000 $98,000 $1,992,000
Loan Originated 969 $208,139,000 $214,000 $737,000 $100,000 $727,000
Application Withdrawn By Applicant 63 $13,944,000 $221,000 $678,000 $119,000 $352,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Residential Mortgage's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Residential Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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