First Street Financial, Inc. Mortgage Lending & HMDA Data, 2006
In 2006, First Street Financial, Inc. of Irvine, CA reported 8,876 mortgage applications totaling $2.3 billion, up 50% from 2005. The average application was for $257,236, and applicants reported an average income of $109,041. 30% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,730), Riverside-San Bernardino-Ontario, CA (1,579) and Santa Ana-Anaheim-Irvine, CA (507) (applications in parentheses).
| Mortgage Company & Address | First Street Financial, Inc. 310 Commerce, Suite 150 Irvine, CA 92602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,876 |
| Total Mortgage Loan Application Amount | $2,283,230,000 |
| Average Mortgage Loan Application Amount | $257,236 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $109,041 |
| Highest Applicant Income | $1,944,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Street Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,730 | $ 543,016,000 | $ 313,882 | $ 121,000 |
| San Bernardino, California | 798 | $ 191,672,000 | $ 240,190 | $ 102,000 |
| Riverside, California | 781 | $ 219,564,000 | $ 281,131 | $ 117,000 |
| Orange, California | 507 | $ 184,920,000 | $ 364,733 | $ 153,000 |
| San Diego, California | 406 | $ 132,271,000 | $ 325,790 | $ 134,000 |
| Broward, Florida | 211 | $ 45,961,000 | $ 217,824 | $ 97,000 |
| Maricopa, Arizona | 198 | $ 46,662,000 | $ 235,666 | $ 105,000 |
| Miami-Dade, Florida | 178 | $ 42,492,000 | $ 238,719 | $ 102,000 |
| Kern, California | 166 | $ 31,222,000 | $ 188,084 | $ 86,000 |
| Clark, Nevada | 135 | $ 31,852,000 | $ 235,940 | $ 109,000 |
| Fresno, California | 117 | $ 22,257,000 | $ 190,230 | $ 82,000 |
| Sacramento, California | 116 | $ 30,991,000 | $ 267,163 | $ 102,000 |
| Alameda, California | 99 | $ 37,384,000 | $ 377,616 | $ 136,000 |
| Contra Costa, California | 78 | $ 25,705,000 | $ 329,551 | $ 132,000 |
| San Joaquin, California | 76 | $ 22,434,000 | $ 295,184 | $ 116,000 |
| Hillsborough, Florida | 73 | $ 13,608,000 | $ 186,410 | $ 113,000 |
| Palm Beach, Florida | 68 | $ 15,737,000 | $ 231,426 | $ 118,000 |
| Orange, Florida | 57 | $ 10,149,000 | $ 178,052 | $ 79,000 |
| Salt Lake, Utah | 55 | $ 7,468,000 | $ 135,781 | $ 74,000 |
| Stanislaus, California | 53 | $ 13,581,000 | $ 256,245 | $ 104,000 |
| Tulare, California | 53 | $ 9,946,000 | $ 187,660 | $ 73,000 |
| Santa Clara, California | 52 | $ 22,559,000 | $ 433,826 | $ 154,000 |
| Duval, Florida | 51 | $ 9,862,000 | $ 193,372 | $ 88,000 |
| Solano, California | 45 | $ 14,335,000 | $ 318,555 | $ 121,000 |
| Ventura, California | 45 | $ 18,657,000 | $ 414,600 | $ 163,000 |
| Milwaukee, Wisconsin | 43 | $ 4,221,000 | $ 98,162 | $ 54,000 |
| Jackson, Missouri | 42 | $ 4,541,000 | $ 108,119 | $ 74,000 |
| Pinellas, Florida | 39 | $ 7,013,000 | $ 179,820 | $ 72,000 |
| King, Washington | 39 | $ 10,589,000 | $ 271,512 | $ 100,000 |
| Sonoma, California | 38 | $ 12,186,000 | $ 320,684 | $ 149,000 |
| Prince George's, Maryland | 38 | $ 12,485,000 | $ 328,552 | $ 106,000 |
| Lee, Florida | 37 | $ 7,032,000 | $ 190,054 | $ 113,000 |
| St. Louis, Missouri | 37 | $ 4,882,000 | $ 131,945 | $ 59,000 |
| Fulton, Georgia | 34 | $ 6,215,000 | $ 182,794 | $ 96,000 |
| San Mateo, California | 31 | $ 13,145,000 | $ 424,032 | $ 174,000 |
| Oklahoma, Oklahoma | 31 | $ 2,805,000 | $ 90,483 | $ 86,000 |
| Pima, Arizona | 30 | $ 6,737,000 | $ 224,566 | $ 88,000 |
| Volusia, Florida | 29 | $ 5,291,000 | $ 182,448 | $ 71,000 |
| Imperial, California | 28 | $ 4,760,000 | $ 170,000 | $ 79,000 |
| Merced, California | 28 | $ 7,414,000 | $ 264,785 | $ 110,000 |
| Honolulu, Hawaii | 28 | $ 13,060,000 | $ 466,428 | $ 178,000 |
| Oakland, Michigan | 28 | $ 8,369,000 | $ 298,892 | $ 116,000 |
| Osceola, Florida | 26 | $ 4,770,000 | $ 183,461 | $ 80,000 |
| Baltimore City, Maryland | 26 | $ 3,170,000 | $ 121,923 | $ 63,000 |
| Polk, Florida | 24 | $ 3,253,000 | $ 135,541 | $ 88,000 |
| St. Lucie, Florida | 24 | $ 4,584,000 | $ 191,000 | $ 70,000 |
| Pasco, Florida | 23 | $ 3,656,000 | $ 158,956 | $ 90,000 |
| St. Louis City, Missouri | 22 | $ 2,246,000 | $ 102,090 | $ 69,000 |
| Madera, California | 21 | $ 4,346,000 | $ 206,952 | $ 93,000 |
| New Haven, Connecticut | 21 | $ 3,606,000 | $ 171,714 | $ 91,000 |
| Brevard, Florida | 21 | $ 3,966,000 | $ 188,857 | $ 113,000 |
| Hennepin, Minnesota | 21 | $ 3,825,000 | $ 182,142 | $ 127,000 |
| Monterey, California | 20 | $ 9,074,000 | $ 453,700 | $ 135,000 |
| Bernalillo, New Mexico | 20 | $ 2,448,000 | $ 122,400 | $ 61,000 |
| Pierce, Washington | 20 | $ 4,859,000 | $ 242,950 | $ 95,000 |
| Snohomish, Washington | 20 | $ 5,836,000 | $ 291,800 | $ 105,000 |
| Marion, Florida | 19 | $ 2,293,000 | $ 120,684 | $ 52,000 |
| Jefferson, Colorado | 18 | $ 3,652,000 | $ 202,888 | $ 91,000 |
| Gwinnett, Georgia | 18 | $ 3,052,000 | $ 169,555 | $ 93,000 |
| Wayne, Michigan | 18 | $ 3,756,000 | $ 208,666 | $ 102,000 |
| Kings, California | 17 | $ 3,611,000 | $ 212,411 | $ 87,000 |
| San Francisco, California | 17 | $ 6,802,000 | $ 400,117 | $ 140,000 |
| Sarasota, Florida | 17 | $ 3,144,000 | $ 184,941 | $ 84,000 |
| Clay, Missouri | 17 | $ 2,355,000 | $ 138,529 | $ 93,000 |
| Cleveland, Oklahoma | 17 | $ 2,005,000 | $ 117,941 | $ 98,000 |
| Multnomah, Oregon | 17 | $ 3,231,000 | $ 190,058 | $ 67,000 |
| Fairfield, Connecticut | 16 | $ 6,371,000 | $ 398,187 | $ 124,000 |
| Collier, Florida | 16 | $ 4,132,000 | $ 258,250 | $ 106,000 |
| Johnson, Kansas | 16 | $ 2,767,000 | $ 172,937 | $ 110,000 |
| Baltimore, Maryland | 16 | $ 3,415,000 | $ 213,437 | $ 81,000 |
| Macomb, Michigan | 16 | $ 2,510,000 | $ 156,875 | $ 75,000 |
| Utah, Utah | 16 | $ 2,589,000 | $ 161,812 | $ 93,000 |
| Spokane, Washington | 16 | $ 2,465,000 | $ 154,062 | $ 82,000 |
| Butte, California | 15 | $ 3,449,000 | $ 229,933 | $ 92,000 |
| Santa Barbara, California | 15 | $ 5,351,000 | $ 356,733 | $ 135,000 |
| Hawaii, Hawaii | 15 | $ 5,477,000 | $ 365,133 | $ 235,000 |
| Douglas, Nebraska | 15 | $ 1,326,000 | $ 88,400 | $ 53,000 |
| Yuma, Arizona | 14 | $ 2,172,000 | $ 155,142 | $ 80,000 |
| Lake, California | 14 | $ 2,819,000 | $ 201,357 | $ 96,000 |
| Placer, California | 14 | $ 4,727,000 | $ 337,642 | $ 138,000 |
| Hernando, Florida | 14 | $ 2,160,000 | $ 154,285 | $ 67,000 |
| Wake, North Carolina | 14 | $ 2,665,000 | $ 190,357 | $ 93,000 |
| Tulsa, Oklahoma | 14 | $ 2,038,000 | $ 145,571 | $ 96,000 |
| Polk, Iowa | 13 | $ 1,264,000 | $ 97,230 | $ 52,000 |
| Scott, Iowa | 13 | $ 1,344,000 | $ 103,384 | $ 112,000 |
| Prince William, Virginia | 13 | $ 3,992,000 | $ 307,076 | $ 110,000 |
| San Luis Obispo, California | 12 | $ 5,532,000 | $ 461,000 | $ 152,000 |
| Adams, Colorado | 12 | $ 2,177,000 | $ 181,416 | $ 68,000 |
| St. Johns, Florida | 12 | $ 3,067,000 | $ 255,583 | $ 151,000 |
| Clayton, Georgia | 12 | $ 1,645,000 | $ 137,083 | $ 79,000 |
| Wyandotte, Kansas | 12 | $ 1,391,000 | $ 115,916 | $ 58,000 |
| Anne Arundel, Maryland | 12 | $ 3,703,000 | $ 308,583 | $ 91,000 |
| Forsyth, North Carolina | 12 | $ 1,294,000 | $ 107,833 | $ 57,000 |
| Shelby, Tennessee | 12 | $ 1,164,000 | $ 97,000 | $ 82,000 |
| Clark, Washington | 12 | $ 2,317,000 | $ 193,083 | $ 63,000 |
| Denver, Colorado | 11 | $ 2,112,000 | $ 192,000 | $ 87,000 |
| Charlotte, Florida | 11 | $ 2,495,000 | $ 226,818 | $ 81,000 |
| Clay, Florida | 11 | $ 2,052,000 | $ 186,545 | $ 52,000 |
| Seminole, Florida | 11 | $ 2,261,000 | $ 205,545 | $ 86,000 |
| Davis, Utah | 11 | $ 1,905,000 | $ 173,181 | $ 88,000 |
| Weber, Utah | 11 | $ 1,293,000 | $ 117,545 | $ 73,000 |
| Yuba, California | 10 | $ 2,544,000 | $ 254,400 | $ 84,000 |
| Arapahoe, Colorado | 10 | $ 1,063,000 | $ 106,300 | $ 73,000 |
| Alachua, Florida | 10 | $ 1,315,000 | $ 131,500 | $ 70,000 |
| Escambia, Florida | 10 | $ 1,625,000 | $ 162,500 | $ 64,000 |
| Lake, Florida | 10 | $ 2,088,000 | $ 208,800 | $ 103,000 |
| Cobb, Georgia | 10 | $ 1,340,000 | $ 134,000 | $ 67,000 |
| Sedgwick, Kansas | 10 | $ 1,065,000 | $ 106,500 | $ 47,000 |
| Harford, Maryland | 10 | $ 1,832,000 | $ 183,200 | $ 62,000 |
| Wicomico, Maryland | 10 | $ 948,000 | $ 94,800 | $ 72,000 |
| Sandoval, New Mexico | 10 | $ 1,915,000 | $ 191,500 | $ 90,000 |
| Mecklenburg, North Carolina | 10 | $ 1,285,000 | $ 128,500 | $ 84,000 |
| Deschutes, Oregon | 10 | $ 2,953,000 | $ 295,300 | $ 112,000 |
| Henrico, Virginia | 10 | $ 1,830,000 | $ 183,000 | $ 94,000 |
| El Paso, Colorado | 9 | $ 2,548,000 | $ 283,111 | $ 126,000 |
| Manatee, Florida | 9 | $ 1,875,000 | $ 208,333 | $ 99,000 |
| Montgomery, Maryland | 9 | $ 4,497,000 | $ 499,666 | $ 169,000 |
| Guilford, North Carolina | 9 | $ 955,000 | $ 106,111 | $ 73,000 |
| Thurston, Washington | 9 | $ 1,961,000 | $ 217,888 | $ 128,000 |
| Whatcom, Washington | 9 | $ 1,496,000 | $ 166,222 | $ 74,000 |
| San Benito, California | 8 | $ 3,450,000 | $ 431,250 | $ 132,000 |
| Shasta, California | 8 | $ 1,942,000 | $ 242,750 | $ 535,000 |
| Yolo, California | 8 | $ 2,087,000 | $ 260,875 | $ 127,000 |
| Hartford, Connecticut | 8 | $ 1,161,000 | $ 145,125 | $ 68,000 |
| New London, Connecticut | 8 | $ 1,864,000 | $ 233,000 | $ 108,000 |
| Houston, Georgia | 8 | $ 790,000 | $ 98,750 | $ 81,000 |
| Canyon, Idaho | 8 | $ 941,000 | $ 117,625 | $ 57,000 |
| Richland, South Carolina | 8 | $ 797,000 | $ 99,625 | $ 57,000 |
| Mohave, Arizona | 7 | $ 2,221,000 | $ 317,285 | $ 343,000 |
| Mendocino, California | 7 | $ 1,876,000 | $ 268,000 | $ 82,000 |
| Nevada, California | 7 | $ 3,312,000 | $ 473,142 | $ 120,000 |
| Columbia, Florida | 7 | $ 697,000 | $ 99,571 | $ 53,000 |
| Martin, Florida | 7 | $ 1,456,000 | $ 208,000 | $ 107,000 |
| DeKalb, Georgia | 7 | $ 1,368,000 | $ 195,428 | $ 68,000 |
| Charles, Maryland | 7 | $ 2,075,000 | $ 296,428 | $ 115,000 |
| Calhoun, Michigan | 7 | $ 651,000 | $ 93,000 | $ 198,000 |
| Saginaw, Michigan | 7 | $ 788,000 | $ 112,571 | $ 119,000 |
| Clackamas, Oregon | 7 | $ 2,003,000 | $ 286,142 | $ 172,000 |
| Washington, Utah | 7 | $ 2,121,000 | $ 303,000 | $ 114,000 |
| Fairfax, Virginia | 7 | $ 3,064,000 | $ 437,714 | $ 132,000 |
| Kitsap, Washington | 7 | $ 1,243,000 | $ 177,571 | $ 71,000 |
| Pinal, Arizona | 6 | $ 1,196,000 | $ 199,333 | $ 86,000 |
| Benton, Arkansas | 6 | $ 1,281,000 | $ 213,500 | $ 74,000 |
| Pulaski, Arkansas | 6 | $ 581,000 | $ 96,833 | $ 43,000 |
| El Dorado, California | 6 | $ 2,410,000 | $ 401,666 | $ 217,000 |
| Mesa, Colorado | 6 | $ 776,000 | $ 129,333 | $ 66,000 |
| Okaloosa, Florida | 6 | $ 1,438,000 | $ 239,666 | $ 74,000 |
| Santa Rosa, Florida | 6 | $ 1,028,000 | $ 171,333 | $ 108,000 |
| Henry, Georgia | 6 | $ 602,000 | $ 100,333 | $ 88,000 |
| Kent, Michigan | 6 | $ 1,002,000 | $ 167,000 | $ 101,000 |
| Washoe, Nevada | 6 | $ 2,449,000 | $ 408,166 | $ 138,000 |
| Santa Fe, New Mexico | 6 | $ 952,000 | $ 158,666 | $ 47,000 |
| Douglas, Oregon | 6 | $ 849,000 | $ 141,500 | $ 46,000 |
| Jackson, Oregon | 6 | $ 1,868,000 | $ 311,333 | $ 116,000 |
| Marion, Oregon | 6 | $ 852,000 | $ 142,000 | $ 64,000 |
| Washington, Oregon | 6 | $ 1,712,000 | $ 285,333 | $ 91,000 |
| Greenville, South Carolina | 6 | $ 1,040,000 | $ 173,333 | $ 68,000 |
| Spartanburg, South Carolina | 6 | $ 1,205,000 | $ 200,833 | $ 110,000 |
| Portsmouth, Virginia | 6 | $ 922,000 | $ 153,666 | $ 87,000 |
| Yavapai, Arizona | 5 | $ 892,000 | $ 178,400 | $ 76,000 |
| Calaveras, California | 5 | $ 1,096,000 | $ 219,200 | $ 77,000 |
| Pueblo, Colorado | 5 | $ 516,000 | $ 103,200 | $ 60,000 |
| Citrus, Florida | 5 | $ 850,000 | $ 170,000 | $ 71,000 |
| Flagler, Florida | 5 | $ 1,032,000 | $ 206,400 | $ 253,000 |
| Rockdale, Georgia | 5 | $ 817,000 | $ 163,400 | $ 89,000 |
| Kauai, Hawaii | 5 | $ 1,531,000 | $ 306,200 | $ 77,000 |
| Maui, Hawaii | 5 | $ 2,104,000 | $ 420,800 | $ 198,000 |
| Ada, Idaho | 5 | $ 939,000 | $ 187,800 | $ 75,000 |
| Calvert, Maryland | 5 | $ 1,157,000 | $ 231,400 | $ 90,000 |
| Dakota, Minnesota | 5 | $ 789,000 | $ 157,800 | $ 57,000 |
| St. Charles, Missouri | 5 | $ 882,000 | $ 176,400 | $ 74,000 |
| Linn, Oregon | 5 | $ 915,000 | $ 183,000 | $ 64,000 |
| Yamhill, Oregon | 5 | $ 1,414,000 | $ 282,800 | $ 120,000 |
| Pickens, South Carolina | 5 | $ 449,000 | $ 89,800 | $ 52,000 |
| York, South Carolina | 5 | $ 823,000 | $ 164,600 | $ 67,000 |
| Loudoun, Virginia | 5 | $ 1,784,000 | $ 356,800 | $ 105,000 |
| Newport News, Virginia | 5 | $ 733,000 | $ 146,600 | $ 102,000 |
| Chelan, Washington | 5 | $ 846,000 | $ 169,200 | $ 118,000 |
| Yakima, Washington | 5 | $ 877,000 | $ 175,400 | $ 78,000 |
| Racine, Wisconsin | 5 | $ 300,000 | $ 60,000 | $ 43,000 |
| Marin, California | 4 | $ 2,278,000 | $ 569,500 | $ 183,000 |
| Napa, California | 4 | $ 1,611,000 | $ 402,750 | $ 125,000 |
| Sutter, California | 4 | $ 765,000 | $ 191,250 | $ 128,000 |
| Tehama, California | 4 | $ 682,000 | $ 170,500 | $ 134,000 |
| Douglas, Colorado | 4 | $ 823,000 | $ 205,750 | $ 75,000 |
| Larimer, Colorado | 4 | $ 607,000 | $ 151,750 | $ 57,000 |
| Linn, Iowa | 4 | $ 252,000 | $ 63,000 | $ 59,000 |
| Genesee, Michigan | 4 | $ 447,000 | $ 111,750 | $ 67,000 |
| Lapeer, Michigan | 4 | $ 430,000 | $ 107,500 | $ 33,000 |
| Scott, Minnesota | 4 | $ 1,042,000 | $ 260,500 | $ 82,000 |
| Andrew, Missouri | 4 | $ 448,000 | $ 112,000 | $ 49,000 |
| Cass, Missouri | 4 | $ 283,000 | $ 70,750 | $ 75,000 |
| Rogers, Oklahoma | 4 | $ 444,000 | $ 111,000 | $ 42,000 |
| Rutherford, Tennessee | 4 | $ 445,000 | $ 111,250 | $ 116,000 |
| Chesterfield, Virginia | 4 | $ 576,000 | $ 144,000 | $ 54,000 |
| Hampton, Virginia | 4 | $ 395,000 | $ 98,750 | $ 46,000 |
| Virginia Beach, Virginia | 4 | $ 588,000 | $ 147,000 | $ 68,000 |
| Cowlitz, Washington | 4 | $ 684,000 | $ 171,000 | $ 44,000 |
| Waukesha, Wisconsin | 4 | $ 902,000 | $ 225,500 | $ 68,000 |
| Cochise, Arizona | 3 | $ 370,000 | $ 123,333 | $ 40,000 |
| Santa Cruz, Arizona | 3 | $ 975,000 | $ 325,000 | $ 95,000 |
| Amador, California | 3 | $ 717,000 | $ 239,000 | $ 100,000 |
| Santa Cruz, California | 3 | $ 1,159,000 | $ 386,333 | $ 97,000 |
| Gadsden, Florida | 3 | $ 433,000 | $ 144,333 | $ 40,000 |
| Highlands, Florida | 3 | $ 530,000 | $ 176,666 | $ 122,000 |
| Indian River, Florida | 3 | $ 604,000 | $ 201,333 | $ 92,000 |
| Leon, Florida | 3 | $ 431,000 | $ 143,666 | $ 46,000 |
| Nassau, Florida | 3 | $ 322,000 | $ 107,333 | $ 55,000 |
| Bibb, Georgia | 3 | $ 417,000 | $ 139,000 | $ 47,000 |
| Carroll, Georgia | 3 | $ 278,000 | $ 92,666 | $ 35,000 |
| Douglas, Georgia | 3 | $ 677,000 | $ 225,666 | $ 103,000 |
| Paulding, Georgia | 3 | $ 494,000 | $ 164,666 | $ 55,000 |
| Whitfield, Georgia | 3 | $ 263,000 | $ 87,666 | $ 61,000 |
| Bannock, Idaho | 3 | $ 475,000 | $ 158,333 | $ 67,000 |
| Pottawattamie, Iowa | 3 | $ 512,000 | $ 170,666 | $ 83,000 |
| Washington, Maryland | 3 | $ 475,000 | $ 158,333 | $ 44,000 |
| Worcester, Maryland | 3 | $ 793,000 | $ 264,333 | $ 100,000 |
| Allegan, Michigan | 3 | $ 335,000 | $ 111,666 | $ 230,000 |
| Ingham, Michigan | 3 | $ 265,000 | $ 88,333 | $ 33,000 |
| Jackson, Michigan | 3 | $ 282,000 | $ 94,000 | $ 40,000 |
| Sanilac, Michigan | 3 | $ 283,000 | $ 94,333 | $ 69,000 |
| Crow Wing, Minnesota | 3 | $ 436,000 | $ 145,333 | $ 60,000 |
| Ramsey, Minnesota | 3 | $ 555,000 | $ 185,000 | $ 82,000 |
| Buchanan, Missouri | 3 | $ 311,000 | $ 103,666 | $ 118,000 |
| Franklin, Missouri | 3 | $ 463,000 | $ 154,333 | $ 52,000 |
| Greene, Missouri | 3 | $ 286,000 | $ 95,333 | $ 35,000 |
| Lancaster, Nebraska | 3 | $ 271,000 | $ 90,333 | $ 98,000 |
| Sarpy, Nebraska | 3 | $ 682,000 | $ 227,333 | $ 104,000 |
| Lea, New Mexico | 3 | $ 207,000 | $ 69,000 | $ 56,000 |
| Buncombe, North Carolina | 3 | $ 456,000 | $ 152,000 | $ 57,000 |
| Cleveland, North Carolina | 3 | $ 287,000 | $ 95,666 | $ 26,000 |
| Durham, North Carolina | 3 | $ 445,000 | $ 148,333 | $ 93,000 |
| Pasquotank, North Carolina | 3 | $ 519,000 | $ 173,000 | $ 60,000 |
| Wilson, North Carolina | 3 | $ 250,000 | $ 83,333 | $ 49,000 |
| Canadian, Oklahoma | 3 | $ 553,000 | $ 184,333 | $ 110,000 |
| Woodward, Oklahoma | 3 | $ 184,000 | $ 61,333 | $ 67,000 |
| Josephine, Oregon | 3 | $ 606,000 | $ 202,000 | $ 64,000 |
| Klamath, Oregon | 3 | $ 383,000 | $ 127,666 | $ 88,000 |
| Polk, Oregon | 3 | $ 524,000 | $ 174,666 | $ 100,000 |
| Horry, South Carolina | 3 | $ 415,000 | $ 138,333 | $ 52,000 |
| Cache, Utah | 3 | $ 241,000 | $ 80,333 | $ 59,000 |
| Caroline, Virginia | 3 | $ 571,000 | $ 190,333 | $ 60,000 |
| Chesapeake, Virginia | 3 | $ 802,000 | $ 267,333 | $ 78,000 |
| Clarke, Virginia | 3 | $ 950,000 | $ 316,666 | $ 89,000 |
| Isle of Wight, Virginia | 3 | $ 394,000 | $ 131,333 | $ 44,000 |
| Louisa, Virginia | 3 | $ 311,000 | $ 103,666 | $ 74,000 |
| Roanoke City, Virginia | 3 | $ 319,000 | $ 106,333 | $ 33,000 |
| Suffolk, Virginia | 3 | $ 419,000 | $ 139,666 | $ 75,000 |
| Rock, Wisconsin | 3 | $ 611,000 | $ 203,666 | $ 80,000 |
| Coconino, Arizona | 2 | $ 531,000 | $ 265,500 | $ 67,000 |
| Gila, Arizona | 2 | $ 429,000 | $ 214,500 | $ 63,000 |
| Craighead, Arkansas | 2 | $ 179,000 | $ 89,500 | $ 75,000 |
| Lonoke, Arkansas | 2 | $ 115,000 | $ 57,500 | $ 69,000 |
| Lassen, California | 2 | $ 415,000 | $ 207,500 | $ 69,000 |
| Boulder, Colorado | 2 | $ 260,000 | $ 130,000 | $ 131,000 |
| Elbert, Colorado | 2 | $ 658,000 | $ 329,000 | $ 99,000 |
| Weld, Colorado | 2 | $ 185,000 | $ 92,500 | $ 55,000 |
| Litchfield, Connecticut | 2 | $ 417,000 | $ 208,500 | $ 91,000 |
| Middlesex, Connecticut | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Bradford, Florida | 2 | $ 190,000 | $ 95,000 | $ 101,000 |
| Hardee, Florida | 2 | $ 158,000 | $ 79,000 | $ 49,000 |
| Putnam, Florida | 2 | $ 317,000 | $ 158,500 | $ 140,000 |
| Suwannee, Florida | 2 | $ 263,000 | $ 131,500 | $ 59,000 |
| Union, Florida | 2 | $ 175,000 | $ 87,500 | $ 56,000 |
| Barrow, Georgia | 2 | $ 358,000 | $ 179,000 | $ 52,000 |
| Effingham, Georgia | 2 | $ 232,000 | $ 116,000 | $ 95,000 |
| Fayette, Georgia | 2 | $ 366,000 | $ 183,000 | $ 68,000 |
| Forsyth, Georgia | 2 | $ 161,000 | $ 80,500 | $ 104,000 |
| Hall, Georgia | 2 | $ 144,000 | $ 72,000 | $ 35,000 |
| Jones, Georgia | 2 | $ 482,000 | $ 241,000 | $ 59,000 |
| Lowndes, Georgia | 2 | $ 385,000 | $ 192,500 | $ 135,000 |
| Lumpkin, Georgia | 2 | $ 493,000 | $ 246,500 | $ 71,000 |
| Newton, Georgia | 2 | $ 159,000 | $ 79,500 | $ 106,000 |
| Richmond, Georgia | 2 | $ 152,000 | $ 76,000 | $ 96,000 |
| Spalding, Georgia | 2 | $ 174,000 | $ 87,000 | $ 35,000 |
| Thomas, Georgia | 2 | $ 145,000 | $ 72,500 | $ 41,000 |
| Walker, Georgia | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Franklin, Idaho | 2 | $ 178,000 | $ 89,000 | $ 70,000 |
| Kootenai, Idaho | 2 | $ 452,000 | $ 226,000 | $ 55,000 |
| Benton, Iowa | 2 | $ 282,000 | $ 141,000 | $ 153,000 |
| Lucas, Iowa | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Anderson, Kansas | 2 | $ 110,000 | $ 55,000 | $ 125,000 |
| Carroll, Kentucky | 2 | $ 138,000 | $ 69,000 | $ 39,000 |
| Floyd, Kentucky | 2 | $ 296,000 | $ 148,000 | $ 68,000 |
| Jefferson, Kentucky | 2 | $ 188,000 | $ 94,000 | $ 49,000 |
| Jessamine, Kentucky | 2 | $ 185,000 | $ 92,500 | $ 64,000 |
| Cecil, Maryland | 2 | $ 333,000 | $ 166,500 | $ 45,000 |
| Frederick, Maryland | 2 | $ 476,000 | $ 238,000 | $ 76,000 |
| Howard, Maryland | 2 | $ 456,000 | $ 228,000 | $ 78,000 |
| Livingston, Michigan | 2 | $ 357,000 | $ 178,500 | $ 84,000 |
| Mackinac, Michigan | 2 | $ 115,000 | $ 57,500 | $ 33,000 |
| Monroe, Michigan | 2 | $ 297,000 | $ 148,500 | $ 56,000 |
| Tuscola, Michigan | 2 | $ 258,000 | $ 129,000 | $ 38,000 |
| Van Buren, Michigan | 2 | $ 119,000 | $ 59,500 | $ 54,000 |
| Washtenaw, Michigan | 2 | $ 133,000 | $ 66,500 | $ 137,000 |
| Carver, Minnesota | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Isanti, Minnesota | 2 | $ 182,000 | $ 91,000 | $ 59,000 |
| Butler, Missouri | 2 | $ 142,000 | $ 71,000 | $ 66,000 |
| Cole, Missouri | 2 | $ 326,000 | $ 163,000 | $ 68,000 |
| Jasper, Missouri | 2 | $ 150,000 | $ 75,000 | $ 23,000 |
| Lincoln, Missouri | 2 | $ 403,000 | $ 201,500 | $ 50,000 |
| Newton, Missouri | 2 | $ 395,000 | $ 197,500 | $ 185,000 |
| Flathead, Montana | 2 | $ 448,000 | $ 224,000 | $ 111,000 |
| Platte, Nebraska | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Nye, Nevada | 2 | $ 438,000 | $ 219,000 | $ 74,000 |
| Chaves, New Mexico | 2 | $ 104,000 | $ 52,000 | $ 59,000 |
| Dona Ana, New Mexico | 2 | $ 531,000 | $ 265,500 | $ 75,000 |
| McKinley, New Mexico | 2 | $ 224,000 | $ 112,000 | $ 51,000 |
| San Juan, New Mexico | 2 | $ 152,000 | $ 76,000 | $ 38,000 |
| Taos, New Mexico | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Valencia, New Mexico | 2 | $ 127,000 | $ 63,500 | $ 47,000 |
| Cabarrus, North Carolina | 2 | $ 239,000 | $ 119,500 | $ 74,000 |
| Currituck, North Carolina | 2 | $ 287,000 | $ 143,500 | $ 83,000 |
| Jackson, North Carolina | 2 | $ 541,000 | $ 270,500 | $ 78,000 |
| Onslow, North Carolina | 2 | $ 242,000 | $ 121,000 | $ 168,000 |
| Person, North Carolina | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Pitt, North Carolina | 2 | $ 293,000 | $ 146,500 | $ 61,000 |
| Rockingham, North Carolina | 2 | $ 308,000 | $ 154,000 | $ 107,000 |
| Rowan, North Carolina | 2 | $ 296,000 | $ 148,000 | $ 64,000 |
| Union, North Carolina | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Cuyahoga, Ohio | 2 | $ 180,000 | $ 90,000 | $ 78,000 |
| Caddo, Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 47,000 |
| Kay, Oklahoma | 2 | $ 127,000 | $ 63,500 | $ 38,000 |
| McCurtain, Oklahoma | 2 | $ 125,000 | $ 62,500 | $ 49,000 |
| Coos, Oregon | 2 | $ 339,000 | $ 169,500 | $ 72,000 |
| York, Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Aiken, South Carolina | 2 | $ 298,000 | $ 149,000 | $ 153,000 |
| Beaufort, South Carolina | 2 | $ 1,229,000 | $ 614,500 | $ 159,000 |
| Charleston, South Carolina | 2 | $ 339,000 | $ 169,500 | $ 45,000 |
| Georgetown, South Carolina | 2 | $ 537,000 | $ 268,500 | $ 77,000 |
| Lexington, South Carolina | 2 | $ 374,000 | $ 187,000 | $ 56,000 |
| Sumter, South Carolina | 2 | $ 180,000 | $ 90,000 | $ 86,000 |
| Davidson, Tennessee | 2 | $ 862,000 | $ 431,000 | $ 89,000 |
| Knox, Tennessee | 2 | $ 398,000 | $ 199,000 | $ 53,000 |
| Madison, Tennessee | 2 | $ 853,000 | $ 426,500 | $ 108,000 |
| Montgomery, Tennessee | 2 | $ 83,000 | $ 41,500 | $ 26,000 |
| Frederick, Virginia | 2 | $ 444,000 | $ 222,000 | $ 124,000 |
| Fredericksburg, Virginia | 2 | $ 819,000 | $ 409,500 | $ 360,000 |
| Harrisonburg, Virginia | 2 | $ 344,000 | $ 172,000 | $ 355,000 |
| Manassas, Virginia | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Norfolk, Virginia | 2 | $ 215,000 | $ 107,500 | $ 72,000 |
| Richmond City, Virginia | 2 | $ 421,000 | $ 210,500 | $ 84,000 |
| Benton, Washington | 2 | $ 125,000 | $ 62,500 | $ 66,000 |
| Clallam, Washington | 2 | $ 280,000 | $ 140,000 | $ 32,000 |
| Skagit, Washington | 2 | $ 382,000 | $ 191,000 | $ 115,000 |
| Eau Claire, Wisconsin | 2 | $ 297,000 | $ 148,500 | $ 59,000 |
| Sawyer, Wisconsin | 2 | $ 826,000 | $ 413,000 | $ 522,000 |
| Fremont, Wyoming | 2 | $ 142,000 | $ 71,000 | $ 31,000 |
| Sweetwater, Wyoming | 2 | $ 156,000 | $ 78,000 | $ 58,000 |
| Apache, Arizona | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Navajo, Arizona | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Arkansas, Arkansas | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Faulkner, Arkansas | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| Jackson, Arkansas | 1 | $ 104,000 | $ 104,000 | $ 27,000 |
| Jefferson, Arkansas | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Lawrence, Arkansas | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| White, Arkansas | 1 | $ 134,000 | $ 134,000 | $ 62,000 |
| Glenn, California | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Humboldt, California | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Mono, California | 1 | $ 252,000 | $ 252,000 | $ 72,000 |
| Plumas, California | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Tuolumne, California | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| Fremont, Colorado | 1 | $ 148,000 | $ 148,000 | $ 53,000 |
| Garfield, Colorado | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| Gilpin, Colorado | 1 | $ 199,000 | $ 199,000 | $ 68,000 |
| Grand, Colorado | 1 | $ 181,000 | $ 181,000 | $ 55,000 |
| Logan, Colorado | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| Morgan, Colorado | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Rio Blanco, Colorado | 1 | $ 90,000 | $ 90,000 | $ 101,000 |
| Summit, Colorado | 1 | $ 449,000 | $ 449,000 | $ 168,000 |
| Windham, Connecticut | 1 | $ 261,000 | $ 261,000 | $ 55,000 |
| Baker, Florida | 1 | $ 122,000 | $ 122,000 | $ 86,000 |
| Bay, Florida | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| DeSoto, Florida | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Dixie, Florida | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Hendry, Florida | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Wakulla, Florida | 1 | $ 62,000 | $ 62,000 | $ 183,000 |
| Walton, Florida | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Camden, Georgia | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Catoosa, Georgia | 1 | $ 162,000 | $ 162,000 | $ 164,000 |
| Chatham, Georgia | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Cherokee, Georgia | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Fannin, Georgia | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Floyd, Georgia | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
| Glynn, Georgia | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
| Haralson, Georgia | 1 | $ 442,000 | $ 442,000 | $ 115,000 |
| Jackson, Georgia | 1 | $ 437,000 | $ 437,000 | $ 125,000 |
| Jenkins, Georgia | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Toombs, Georgia | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Walton, Georgia | 1 | $ 174,000 | $ 174,000 | $ 99,000 |
| Worth, Georgia | 1 | $ 331,000 | $ 331,000 | $ 75,000 |
| Bear Lake, Idaho | 1 | $ 117,000 | $ 117,000 | $ 102,000 |
| Blaine, Idaho | 1 | $ 233,000 | $ 233,000 | $ 47,000 |
| Fremont, Idaho | 1 | $ 109,000 | $ 109,000 | $ 85,000 |
| Jefferson, Idaho | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Nez Perce, Idaho | 1 | $ 161,000 | $ 161,000 | $ 29,000 |
| Teton, Idaho | 1 | $ 224,000 | $ 224,000 | $ 87,000 |
| Valley, Idaho | 1 | $ 203,000 | $ 203,000 | $ 43,000 |
| Cook, Illinois | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Appanoose, Iowa | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Black Hawk, Iowa | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Cerro Gordo, Iowa | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Dallas, Iowa | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Decatur, Iowa | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Guthrie, Iowa | 1 | $ 210,000 | $ 210,000 | $ 228,000 |
| Henry, Iowa | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Lee, Iowa | 1 | $ 84,000 | $ 84,000 | $ 56,000 |
| O'Brien, Iowa | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Wapello, Iowa | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Allen, Kansas | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Bourbon, Kansas | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Crawford, Kansas | 1 | $ 124,000 | $ 124,000 | $ 85,000 |
| Harper, Kansas | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Leavenworth, Kansas | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Reno, Kansas | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Riley, Kansas | 1 | $ 233,000 | $ 233,000 | $ 96,000 |
| Sumner, Kansas | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Christian, Kentucky | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| Fayette, Kentucky | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Hopkins, Kentucky | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Laurel, Kentucky | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Montgomery, Kentucky | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Carroll, Maryland | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Garrett, Maryland | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| St. Mary's, Maryland | 1 | $ 327,000 | $ 327,000 | $ 150,000 |
| Talbot, Maryland | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Alcona, Michigan | 1 | $ 261,000 | $ 261,000 | $ 104,000 |
| Branch, Michigan | 1 | $ 86,000 | $ 86,000 | $ 100,000 |
| Eaton, Michigan | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Montmorency, Michigan | 1 | $ 54,000 | $ 54,000 | $ 34,000 |
| Osceola, Michigan | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Ottawa, Michigan | 1 | $ 190,000 | $ 190,000 | $ 57,000 |
| Shiawassee, Michigan | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| St. Clair, Michigan | 1 | $ 74,000 | $ 74,000 | $ 77,000 |
| Anoka, Minnesota | 1 | $ 206,000 | $ 206,000 | $ 54,000 |
| Chisago, Minnesota | 1 | $ 207,000 | $ 207,000 | $ 68,000 |
| Goodhue, Minnesota | 1 | $ 102,000 | $ 102,000 | $ 74,000 |
| Mille Lacs, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Nobles, Minnesota | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Olmsted, Minnesota | 1 | $ 140,000 | $ 140,000 | $ 18,000 |
| Stearns, Minnesota | 1 | $ 304,000 | $ 304,000 | $ 132,000 |
| Wright, Minnesota | 1 | $ 208,000 | $ 208,000 | $ 64,000 |
| Camden, Missouri | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Gentry, Missouri | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Holt, Missouri | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Lafayette, Missouri | 1 | $ 141,000 | $ 141,000 | $ 36,000 |
| Lawrence, Missouri | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Miller, Missouri | 1 | $ 107,000 | $ 107,000 | $ 70,000 |
| Pettis, Missouri | 1 | $ 59,000 | $ 59,000 | $ 31,000 |
| Pulaski, Missouri | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Ray, Missouri | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| St. Francois, Missouri | 1 | $ 129,000 | $ 129,000 | $ 41,000 |
| Stoddard, Missouri | 1 | $ 56,000 | $ 56,000 | $ 73,000 |
| Stone, Missouri | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Cascade, Montana | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Glacier, Montana | 1 | $ 68,000 | $ 68,000 | $ 120,000 |
| Lincoln, Montana | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Ravalli, Montana | 1 | $ 210,000 | $ 210,000 | $ 84,000 |
| Nance, Nebraska | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Scotts Bluff, Nebraska | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Carson City, Nevada | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| Humboldt, Nevada | 1 | $ 247,000 | $ 247,000 | $ 108,000 |
| Lander, Nevada | 1 | $ 99,000 | $ 99,000 | $ 61,000 |
| Lincoln, New Mexico | 1 | $ 600,000 | $ 600,000 | $ 159,000 |
| Otero, New Mexico | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Rio Arriba, New Mexico | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Torrance, New Mexico | 1 | $ 124,000 | $ 124,000 | $ 33,000 |
| Alleghany, North Carolina | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| Ashe, North Carolina | 1 | $ 1,085,000 | $ 1,085,000 | $ 408,000 |
| Beaufort, North Carolina | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| Brunswick, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Caldwell, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Camden, North Carolina | 1 | $ 238,000 | $ 238,000 | $ 73,000 |
| Carteret, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 44,000 |
| Chatham, North Carolina | 1 | $ 259,000 | $ 259,000 | $ 95,000 |
| Craven, North Carolina | 1 | $ 202,000 | $ 202,000 | $ 96,000 |
| Dare, North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 540,000 |
| Davidson, North Carolina | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Franklin, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Gaston, North Carolina | 1 | $ 247,000 | $ 247,000 | $ 114,000 |
| Iredell, North Carolina | 1 | $ 650,000 | $ 650,000 | $ 186,000 |
| Johnston, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Lincoln, North Carolina | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Moore, North Carolina | 1 | $ 460,000 | $ 460,000 | $ 313,000 |
| Orange, North Carolina | 1 | $ 158,000 | $ 158,000 | $ 74,000 |
| Randolph, North Carolina | 1 | $ 278,000 | $ 278,000 | $ 179,000 |
| Richmond, North Carolina | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Robeson, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Rutherford, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Surry, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Cass, North Dakota | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Cherokee, Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Coal, Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
| Comanche, Oklahoma | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Craig, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Garfield, Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| Haskell, Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 39,000 |
| Le Flore, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Mayes, Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 53,000 |
| Payne, Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for First Street Financial, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,307 | $1,501,232,000 | $282,000 | $1,500,000 | $101,000 | $1,944,000 |
| Home Purchase | 3,569 | $781,998,000 | $219,000 | $1,200,000 | $121,000 | $1,530,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,171 | $836,399,000 | $263,000 | $1,250,000 | $110,000 | $1,530,000 |
| White | 2,698 | $667,802,000 | $247,000 | $1,320,000 | $109,000 | $1,944,000 |
| Not Provided | 1,268 | $334,087,000 | $263,000 | $1,500,000 | $105,000 | $1,699,000 |
| Black or African American | 1,100 | $247,923,000 | $225,000 | $1,275,000 | $95,000 | $1,164,000 |
| Asian | 455 | $141,490,000 | $310,000 | $1,080,000 | $147,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 134 | $44,532,000 | $332,000 | $1,155,000 | $136,000 | $1,101,000 |
| American Indian or Alaskan Native | 50 | $10,997,000 | $219,000 | $580,000 | $94,000 | $277,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,876 | $2,283,230,000 | $257,000 | $1,500,000 | $109,000 | $1,944,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 3,157 | $841,779,000 | $266,000 | $1,260,000 | $109,000 | $1,944,000 |
| Application Denied By Financial Institution | 2,900 | $744,801,000 | $256,000 | $1,500,000 | $117,000 | $1,320,000 |
| Loan Originated | 2,664 | $650,917,000 | $244,000 | $1,155,000 | $100,000 | $1,500,000 |
| File Closed For Incompleteness | 116 | $33,134,000 | $285,000 | $1,320,000 | $136,000 | $1,226,000 |
| Application Withdrawn By Applicant | 39 | $12,599,000 | $323,000 | $1,250,000 | $127,000 | $306,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 572 | $142,360,000 | $248,000 | $1,500,000 | $126,000 | $900,000 |
| Credit History | 529 | $114,187,000 | $215,000 | $1,250,000 | $102,000 | $718,000 |
| Debt-To-Income Ratio | 421 | $122,586,000 | $291,000 | $850,000 | $117,000 | $1,101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 326 | $93,381,000 | $286,000 | $995,000 | $112,000 | $720,000 |
| Collateral | 313 | $82,024,000 | $262,000 | $1,275,000 | $124,000 | $572,000 |
| Unverifiable Information | 153 | $44,659,000 | $291,000 | $975,000 | $139,000 | $981,000 |
| Credit Application Incomplete | 66 | $14,891,000 | $225,000 | $750,000 | $125,000 | $492,000 |
| Employment History | 65 | $16,235,000 | $249,000 | $708,000 | $93,000 | $246,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Street Financial, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Street Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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