First Tennessee Bank NA Mortgage Lending & HMDA Data, 2006
In 2006, First Tennessee Bank NA of Memphis, TN reported 35,961 mortgage applications totaling $2.4 billion, up 29% from 2005. The average application was for $65,583, and applicants reported an average income of $22,727. 13% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Memphis, TN-MS-AR (2,042), Washington-Arlington-Alexandria, DC-VA-MD-WV (1,382) and Nashville-Davidson--Murfreesboro, TN (1,308) (applications in parentheses).
| Mortgage Company & Address | First Tennessee Bank NA 165 Madison 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 35,961 |
| Total Mortgage Loan Application Amount | $2,358,442,000 |
| Average Mortgage Loan Application Amount | $65,583 |
| Highest Mortgage Loan Application Amount | $4,200,000 |
| Average Applicant Income | $22,727 |
| Highest Applicant Income | $5,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Memphis, TN-MS-AR | 2,042 | $ 125,161,000 | $ 61,293 | $ 71,992 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,382 | $ 114,852,000 | $ 83,105 | $ 12,924 |
| Nashville-Davidson--Murfreesboro, TN | 1,308 | $ 77,148,000 | $ 58,981 | $ 69,000 |
| Knoxville, TN | 1,221 | $ 84,363,000 | $ 69,093 | $ 80,000 |
| Seattle-Bellevue-Everett, WA | 1,187 | $ 89,084,000 | $ 75,049 | $ 2,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,007 | $ 69,890,000 | $ 69,404 | $ 7,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,007 | $ 66,657,000 | $ 66,193 | $ 2,867 |
| Atlanta-Sandy Springs-Marietta, GA | 1,003 | $ 58,810,000 | $ 58,634 | $ 20,000 |
| Baltimore-Towson, MD | 956 | $ 62,703,000 | $ 65,588 | $ 12,000 |
| Boise City-Nampa, ID | 856 | $ 43,007,000 | $ 50,241 | $ 2,000 |
| Denver-Aurora, CO | 585 | $ 35,737,000 | $ 61,088 | $ 5,000 |
| Kingsport-Bristol-Bristol, TN-VA | 541 | $ 35,038,000 | $ 64,765 | $ 67,301 |
| Salt Lake City, UT | 531 | $ 31,277,000 | $ 58,902 | $ 2,000 |
| Riverside-San Bernardino-Ontario, CA | 478 | $ 40,233,000 | $ 84,169 | $ 6,000 |
| Dallas-Plano-Irving, TX | 445 | $ 26,521,000 | $ 59,597 | $ 11,000 |
| Indianapolis-Carmel, IN | 423 | $ 16,082,000 | $ 38,018 | $ 2,000 |
| Chattanooga, TN-GA | 416 | $ 48,396,000 | $ 116,336 | $ 107,197 |
| Johnson City, TN | 400 | $ 26,861,000 | $ 67,152 | $ 63,000 |
| Las Vegas-Paradise, NV | 387 | $ 26,607,000 | $ 68,751 | $ 7,000 |
| St. Louis, MO-IL | 385 | $ 18,183,000 | $ 47,228 | $ 9,220 |
| Philadelphia, PA | 376 | $ 25,418,000 | $ 67,601 | $ 22,000 |
| Los Angeles-Long Beach-Glendale, CA | 366 | $ 46,690,000 | $ 127,568 | $ 15,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 364 | $ 33,275,000 | $ 91,414 | $ 3,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 360 | $ 23,044,000 | $ 64,011 | $ 8,372 |
| Omaha-Council Bluffs, NE-IA | 345 | $ 10,992,000 | $ 31,860 | $ 1,982 |
| Chicago-Naperville-Joliet, IL | 334 | $ 24,565,000 | $ 73,547 | $ 18,000 |
| Providence-New Bedford-Fall River, RI-MA | 315 | $ 20,683,000 | $ 65,660 | $ 7,752 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 314 | $ 21,950,000 | $ 69,904 | $ 10,289 |
| Kansas City, MO-KS | 308 | $ 15,132,000 | $ 49,129 | $ 10,000 |
| Fort Worth-Arlington, TX | 290 | $ 15,669,000 | $ 54,031 | $ 9,000 |
| New York-White Plains-Wayne, NY-NJ | 281 | $ 26,362,000 | $ 93,814 | $ 32,708 |
| Bethesda-Gaithersburg-Frederick, MD | 280 | $ 24,654,000 | $ 88,050 | $ 14,000 |
| Charlotte-Gastonia-Concord, NC-SC | 274 | $ 12,770,000 | $ 46,605 | $ 11,277 |
| Albuquerque, NM | 267 | $ 14,619,000 | $ 54,752 | $ 8,000 |
| Boston-Quincy, MA | 253 | $ 17,428,000 | $ 68,885 | $ 8,000 |
| Oklahoma City, OK | 217 | $ 8,748,000 | $ 40,313 | $ 8,000 |
| Lancaster, PA | 200 | $ 7,942,000 | $ 39,710 | $ 5,000 |
| Cincinnati-Middletown, OH-KY-IN | 199 | $ 9,664,000 | $ 48,562 | $ 5,015 |
| Newark-Union, NJ-PA | 199 | $ 16,384,000 | $ 82,331 | $ 26,547 |
| Wichita, KS | 195 | $ 6,195,000 | $ 31,769 | $ 8,000 |
| Morristown, TN | 193 | $ 12,860,000 | $ 66,632 | $ 50,000 |
| Tacoma, WA | 185 | $ 13,063,000 | $ 70,610 | $ 5,000 |
| Provo-Orem, UT | 182 | $ 10,465,000 | $ 57,500 | $ 2,000 |
| Cambridge-Newton-Framingham, MA | 180 | $ 14,393,000 | $ 79,961 | $ 14,000 |
| Houston-Sugar Land-Baytown, TX | 176 | $ 8,093,000 | $ 45,982 | $ 1,000 |
| Edison, NJ | 171 | $ 14,073,000 | $ 82,298 | $ 33,000 |
| Oakland-Fremont-Hayward, CA | 168 | $ 19,331,000 | $ 115,065 | $ 19,000 |
| Colorado Springs, CO | 165 | $ 8,679,000 | $ 52,600 | $ 6,000 |
| Ogden-Clearfield, UT | 165 | $ 9,018,000 | $ 54,654 | $ 4,000 |
| Santa Ana-Anaheim-Irvine, CA | 165 | $ 20,983,000 | $ 127,169 | $ 18,000 |
| Richmond, VA | 160 | $ 9,639,000 | $ 60,243 | $ 6,000 |
| Warren-Troy-Farmington Hills, MI | 157 | $ 8,585,000 | $ 54,681 | $ 14,000 |
| Tampa-St. Petersburg-Clearwater, FL | 155 | $ 11,410,000 | $ 73,612 | $ 14,000 |
| Nassau-Suffolk, NY | 154 | $ 16,169,000 | $ 104,993 | $ 23,000 |
| Grand Rapids-Wyoming, MI | 153 | $ 4,986,000 | $ 32,588 | $ 2,000 |
| San Diego-Carlsbad-San Marcos, CA | 152 | $ 15,891,000 | $ 104,546 | $ 5,000 |
| Wilmington, DE-MD-NJ | 150 | $ 9,606,000 | $ 64,040 | $ 18,186 |
| Orlando-Kissimmee, FL | 146 | $ 11,902,000 | $ 81,520 | $ 24,000 |
| Pittsburgh, PA | 142 | $ 8,071,000 | $ 56,838 | $ 17,000 |
| Harrisburg-Carlisle, PA | 139 | $ 5,317,000 | $ 38,251 | $ 9,000 |
| Spokane, WA | 139 | $ 6,659,000 | $ 47,906 | $ 2,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 136 | $ 8,879,000 | $ 65,286 | $ 9,772 |
| Austin-Round Rock, TX | 135 | $ 7,306,000 | $ 54,118 | $ 4,000 |
| Camden, NJ | 135 | $ 8,614,000 | $ 63,807 | $ 28,000 |
| Reno-Sparks, NV | 133 | $ 10,408,000 | $ 78,255 | $ 4,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 129 | $ 16,540,000 | $ 128,217 | $ 11,000 |
| Raleigh-Cary, NC | 124 | $ 5,962,000 | $ 48,080 | $ 18,000 |
| Eugene-Springfield, OR | 119 | $ 6,894,000 | $ 57,932 | $ 5,000 |
| Columbus, OH | 113 | $ 6,629,000 | $ 58,663 | $ 11,000 |
| Rockingham County-Strafford County, NH | 111 | $ 7,295,000 | $ 65,720 | $ 8,000 |
| York-Hanover, PA | 111 | $ 5,843,000 | $ 52,639 | $ 7,000 |
| Springfield, MO | 105 | $ 3,665,000 | $ 34,904 | $ 5,000 |
| Pocatello, ID | 103 | $ 3,395,000 | $ 32,961 | $ 7,000 |
| Essex County, MA | 99 | $ 7,135,000 | $ 72,070 | $ 15,000 |
| Cleveland, TN | 96 | $ 6,869,000 | $ 71,552 | $ 74,000 |
| Louisville-Jefferson County, KY-IN | 96 | $ 4,195,000 | $ 43,697 | $ 14,666 |
| Manchester-Nashua, NH | 96 | $ 6,318,000 | $ 65,812 | $ 9,000 |
| Salem, OR | 94 | $ 5,665,000 | $ 60,265 | $ 5,000 |
| Cleveland-Elyria-Mentor, OH | 93 | $ 4,687,000 | $ 50,397 | $ 18,000 |
| Ann Arbor, MI | 91 | $ 4,920,000 | $ 54,065 | $ 3,000 |
| Portland-South Portland-Biddeford, ME | 91 | $ 5,202,000 | $ 57,164 | $ 12,000 |
| Tulsa, OK | 91 | $ 4,210,000 | $ 46,263 | $ 6,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 81 | $ 5,968,000 | $ 73,679 | $ 17,000 |
| Worcester, MA | 80 | $ 4,526,000 | $ 56,575 | $ 10,000 |
| Jackson, TN | 79 | $ 5,478,000 | $ 69,341 | $ 96,000 |
| St. Joseph, MO-KS | 78 | $ 2,058,000 | $ 26,384 | $ 2,384 |
| Fresno, CA | 75 | $ 5,848,000 | $ 77,973 | $ 4,000 |
| Lexington-Fayette, KY | 74 | $ 2,873,000 | $ 38,824 | $ 8,000 |
| San Francisco-San Mateo-Redwood City, CA | 74 | $ 10,391,000 | $ 140,418 | $ 5,000 |
| Jacksonville, FL | 73 | $ 5,551,000 | $ 76,041 | $ 20,000 |
| Tucson, AZ | 73 | $ 5,447,000 | $ 74,616 | $ 12,000 |
| Milwaukee-Waukesha-West Allis, WI | 72 | $ 4,980,000 | $ 69,166 | $ 15,000 |
| Des Moines-West Des Moines, IA | 70 | $ 3,430,000 | $ 49,000 | $ 3,000 |
| Madison, WI | 69 | $ 3,600,000 | $ 52,173 | $ 8,000 |
| Vallejo-Fairfield, CA | 69 | $ 6,750,000 | $ 97,826 | $ 3,000 |
| Hartford-West Hartford-East Hartford, CT | 68 | $ 5,169,000 | $ 76,014 | $ 24,000 |
| Hagerstown-Martinsburg, MD-WV | 67 | $ 3,903,000 | $ 58,253 | $ 13,283 |
| Idaho Falls, ID | 67 | $ 2,452,000 | $ 36,597 | $ 2,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 62 | $ 2,999,000 | $ 48,370 | $ 17,000 |
| Detroit-Livonia-Dearborn, MI | 60 | $ 2,379,000 | $ 39,650 | $ 11,000 |
| Barnstable Town, MA | 58 | $ 4,103,000 | $ 70,741 | $ 21,000 |
| Greensboro-High Point, NC | 58 | $ 2,292,000 | $ 39,517 | $ 17,000 |
| Kennewick-Richland-Pasco, WA | 58 | $ 2,696,000 | $ 46,482 | $ 6,000 |
| Coeur D'Alene, ID | 56 | $ 3,060,000 | $ 54,642 | $ 15,000 |
| Bend, OR | 55 | $ 5,205,000 | $ 94,636 | $ 1,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 54 | $ 4,639,000 | $ 85,907 | $ 22,000 |
| Greeley, CO | 52 | $ 2,550,000 | $ 49,038 | $ 12,000 |
| Reading, PA | 51 | $ 2,279,000 | $ 44,686 | $ 4,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 50 | $ 6,817,000 | $ 136,340 | $ 13,000 |
| Dover, DE | 48 | $ 2,395,000 | $ 49,895 | $ 12,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 48 | $ 4,175,000 | $ 86,979 | $ 32,000 |
| Bremerton-Silverdale, WA | 47 | $ 3,843,000 | $ 81,765 | $ 10,000 |
| Medford, OR | 47 | $ 4,219,000 | $ 89,765 | $ 2,000 |
| New Orleans-Metairie-Kenner, LA | 47 | $ 2,773,000 | $ 59,000 | $ 18,000 |
| Olympia, WA | 47 | $ 2,865,000 | $ 60,957 | $ 11,000 |
| Bellingham, WA | 45 | $ 2,731,000 | $ 60,688 | $ 0 |
| Salisbury, MD | 43 | $ 2,466,000 | $ 57,348 | $ 27,000 |
| Honolulu, HI | 41 | $ 4,699,000 | $ 114,609 | $ 2,000 |
| Lake County-Kenosha County, IL-WI | 39 | $ 3,300,000 | $ 84,615 | $ 14,846 |
| Little Rock-North Little Rock, AR | 39 | $ 1,347,000 | $ 34,538 | $ 27,000 |
| Bakersfield, CA | 38 | $ 3,116,000 | $ 82,000 | $ 13,000 |
| Albany-Schenectady-Troy, NY | 37 | $ 3,112,000 | $ 84,108 | $ 21,000 |
| Bridgeport-Stamford-Norwalk, CT | 37 | $ 4,107,000 | $ 111,000 | $ 31,000 |
| New Haven-Milford, CT | 37 | $ 2,658,000 | $ 71,837 | $ 33,000 |
| Fort Collins-Loveland, CO | 36 | $ 1,996,000 | $ 55,444 | $ 10,000 |
| Santa Cruz-Watsonville, CA | 36 | $ 4,330,000 | $ 120,277 | $ 1,000 |
| Sarasota-Bradenton-Venice, FL | 36 | $ 3,028,000 | $ 84,111 | $ 25,000 |
| St. George, UT | 36 | $ 2,303,000 | $ 63,972 | $ 3,000 |
| Stockton, CA | 35 | $ 2,994,000 | $ 85,542 | $ 11,000 |
| Logan, UT-ID | 34 | $ 1,224,000 | $ 36,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 34 | $ 3,286,000 | $ 96,647 | $ 36,000 |
| Savannah, GA | 34 | $ 2,758,000 | $ 81,117 | $ 53,000 |
| Boulder, CO | 33 | $ 3,099,000 | $ 93,909 | $ 12,000 |
| Buffalo-Niagara Falls, NY | 33 | $ 1,894,000 | $ 57,393 | $ 15,000 |
| Dayton, OH | 33 | $ 1,325,000 | $ 40,151 | $ 23,000 |
| Fort Wayne, IN | 33 | $ 879,000 | $ 26,636 | $ 4,000 |
| Santa Rosa-Petaluma, CA | 33 | $ 3,182,000 | $ 96,424 | $ 14,000 |
| Akron, OH | 32 | $ 1,578,000 | $ 49,312 | $ 25,000 |
| Holland-Grand Haven, MI | 31 | $ 1,235,000 | $ 39,838 | $ 1,000 |
| Longview, WA | 30 | $ 1,413,000 | $ 47,100 | $ 7,000 |
| Winston-Salem, NC | 30 | $ 1,192,000 | $ 39,733 | $ 14,000 |
| Palm Bay-Melbourne-Titusville, FL | 29 | $ 2,005,000 | $ 69,137 | $ 13,000 |
| Scranton--Wilkes-Barre, PA | 29 | $ 994,000 | $ 34,275 | $ 26,000 |
| Anderson, IN | 28 | $ 851,000 | $ 30,392 | $ 10,000 |
| Jefferson City, MO | 28 | $ 940,000 | $ 33,571 | $ 13,000 |
| Lake Charles, LA | 28 | $ 848,000 | $ 30,285 | $ 3,000 |
| San Antonio, TX | 28 | $ 1,052,000 | $ 37,571 | $ 0 |
| Bangor, ME | 27 | $ 1,117,000 | $ 41,370 | $ 26,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 2,641,000 | $ 97,814 | $ 29,000 |
| Farmington, NM | 27 | $ 1,027,000 | $ 38,037 | $ 0 |
| Lawrence, KS | 27 | $ 1,100,000 | $ 40,740 | $ 4,000 |
| Modesto, CA | 27 | $ 2,688,000 | $ 99,555 | $ 21,000 |
| Santa Fe, NM | 27 | $ 3,807,000 | $ 141,000 | $ 4,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 26 | $ 2,077,000 | $ 79,884 | $ 18,000 |
| Wilmington, NC | 26 | $ 1,514,000 | $ 58,230 | $ 18,000 |
| Columbia, SC | 25 | $ 1,487,000 | $ 59,480 | $ 48,000 |
| Toledo, OH | 25 | $ 1,231,000 | $ 49,240 | $ 42,000 |
| Gary, IN | 24 | $ 1,124,000 | $ 46,833 | $ 21,000 |
| Baton Rouge, LA | 23 | $ 1,030,000 | $ 44,782 | $ 29,000 |
| Durham, NC | 23 | $ 1,325,000 | $ 57,608 | $ 30,000 |
| Gainesville, FL | 23 | $ 1,181,000 | $ 51,347 | $ 4,000 |
| Mount Vernon-Anacortes, WA | 23 | $ 1,455,000 | $ 63,260 | $ 11,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 23 | $ 1,081,000 | $ 47,000 | $ 28,000 |
| Prescott, AZ | 23 | $ 1,574,000 | $ 68,434 | $ 0 |
| Springfield, MA | 23 | $ 1,183,000 | $ 51,434 | $ 24,000 |
| Birmingham-Hoover, AL | 22 | $ 1,481,000 | $ 67,318 | $ 39,000 |
| Greenville, SC | 21 | $ 1,178,000 | $ 56,095 | $ 34,000 |
| Trenton-Ewing, NJ | 21 | $ 1,326,000 | $ 63,142 | $ 36,000 |
| Wichita Falls, TX | 21 | $ 591,000 | $ 28,142 | $ 0 |
| Cheyenne, WY | 20 | $ 898,000 | $ 44,900 | $ 0 |
| Flagstaff, AZ | 20 | $ 1,458,000 | $ 72,900 | $ 11,000 |
| Lewiston-Auburn, ME | 20 | $ 648,000 | $ 32,400 | $ 12,000 |
| Wenatchee, WA | 20 | $ 1,187,000 | $ 59,350 | $ 8,000 |
| Billings, MT | 19 | $ 960,000 | $ 50,526 | $ 3,000 |
| Columbus, GA-AL | 19 | $ 840,000 | $ 44,210 | $ 12,368 |
| Duluth, MN-WI | 19 | $ 797,000 | $ 41,947 | $ 7,578 |
| El Paso, TX | 19 | $ 882,000 | $ 46,421 | $ 5,000 |
| Syracuse, NY | 19 | $ 1,053,000 | $ 55,421 | $ 21,000 |
| Topeka, KS | 19 | $ 763,000 | $ 40,157 | $ 8,000 |
| Charleston-North Charleston, SC | 18 | $ 2,017,000 | $ 112,055 | $ 74,000 |
| Jackson, MS | 18 | $ 978,000 | $ 54,333 | $ 32,000 |
| Missoula, MT | 18 | $ 1,338,000 | $ 74,333 | $ 13,000 |
| Norwich-New London, CT | 18 | $ 1,270,000 | $ 70,555 | $ 28,000 |
| Spartanburg, SC | 18 | $ 427,000 | $ 23,722 | $ 3,000 |
| Winchester, VA-WV | 18 | $ 1,369,000 | $ 76,055 | $ 14,000 |
| Yuba City, CA | 17 | $ 1,325,000 | $ 77,941 | $ 0 |
| Asheville, NC | 16 | $ 927,000 | $ 57,937 | $ 40,000 |
| Clarksville, TN-KY | 16 | $ 803,000 | $ 50,187 | $ 54,375 |
| Rochester, NY | 16 | $ 699,000 | $ 43,687 | $ 34,000 |
| Tallahassee, FL | 16 | $ 1,209,000 | $ 75,562 | $ 12,000 |
| Grand Junction, CO | 15 | $ 749,000 | $ 49,933 | $ 0 |
| Redding, CA | 15 | $ 1,243,000 | $ 82,866 | $ 11,000 |
| Yakima, WA | 15 | $ 700,000 | $ 46,666 | $ 6,000 |
| Yuma, AZ | 15 | $ 582,000 | $ 38,800 | $ 18,000 |
| Atlantic City, NJ | 14 | $ 1,079,000 | $ 77,071 | $ 29,000 |
| Fayetteville, NC | 14 | $ 495,000 | $ 35,357 | $ 13,000 |
| Gainesville, GA | 14 | $ 748,000 | $ 53,428 | $ 27,000 |
| Kalamazoo-Portage, MI | 14 | $ 513,000 | $ 36,642 | $ 23,000 |
| Lafayette, LA | 14 | $ 541,000 | $ 38,642 | $ 13,000 |
| Lebanon, PA | 14 | $ 762,000 | $ 54,428 | $ 0 |
| Port St. Lucie-Fort Pierce, FL | 14 | $ 987,000 | $ 70,500 | $ 13,000 |
| State College, PA | 14 | $ 977,000 | $ 69,785 | $ 16,000 |
| Visalia-Porterville, CA | 14 | $ 1,280,000 | $ 91,428 | $ 28,000 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 626,000 | $ 44,714 | $ 1,428 |
| Kingston, NY | 13 | $ 805,000 | $ 61,923 | $ 23,000 |
| Las Cruces, NM | 13 | $ 822,000 | $ 63,230 | $ 6,000 |
| San Luis Obispo-Paso Robles, CA | 13 | $ 1,955,000 | $ 150,384 | $ 14,000 |
| Charlottesville, VA | 12 | $ 981,000 | $ 81,750 | $ 15,000 |
| Fort Walton Beach-Crestview-Destin, FL | 12 | $ 1,892,000 | $ 157,666 | $ 80,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 529,000 | $ 44,083 | $ 5,000 |
| Lafayette, IN | 12 | $ 444,000 | $ 37,000 | $ 0 |
| Monroe, MI | 12 | $ 461,000 | $ 38,416 | $ 6,000 |
| Ames, IA | 11 | $ 433,000 | $ 39,363 | $ 0 |
| Augusta-Richmond County, GA-SC | 11 | $ 616,000 | $ 56,000 | $ 29,727 |
| Burlington-South Burlington, VT | 11 | $ 798,000 | $ 72,545 | $ 17,000 |
| Canton-Massillon, OH | 11 | $ 418,000 | $ 38,000 | $ 18,000 |
| Charleston, WV | 11 | $ 248,000 | $ 22,545 | $ 19,000 |
| Columbia, MO | 11 | $ 385,000 | $ 35,000 | $ 0 |
| Green Bay, WI | 11 | $ 467,000 | $ 42,454 | $ 2,000 |
| Lakeland, FL | 11 | $ 656,000 | $ 59,636 | $ 40,000 |
| Lynchburg, VA | 11 | $ 687,000 | $ 62,454 | $ 5,000 |
| Naples-Marco Island, FL | 11 | $ 1,284,000 | $ 116,727 | $ 101,000 |
| Roanoke, VA | 11 | $ 584,000 | $ 53,090 | $ 10,000 |
| Salinas, CA | 11 | $ 1,705,000 | $ 155,000 | $ 16,000 |
| Vineland-Millville-Bridgeton, NJ | 11 | $ 802,000 | $ 72,909 | $ 20,000 |
| Binghamton, NY | 10 | $ 611,000 | $ 61,100 | $ 26,000 |
| Bloomington, IN | 10 | $ 469,000 | $ 46,900 | $ 0 |
| El Centro, CA | 10 | $ 732,000 | $ 73,200 | $ 16,000 |
| Hot Springs, AR | 10 | $ 398,000 | $ 39,800 | $ 7,000 |
| Pascagoula, MS | 10 | $ 474,000 | $ 47,400 | $ 54,000 |
| Altoona, PA | 9 | $ 540,000 | $ 60,000 | $ 16,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 420,000 | $ 46,666 | $ 43,888 |
| Fargo, ND-MN | 9 | $ 471,000 | $ 52,333 | $ 0 |
| Fort Smith, AR-OK | 9 | $ 444,000 | $ 49,333 | $ 24,666 |
| Lincoln, NE | 9 | $ 311,000 | $ 34,555 | $ 7,000 |
| Muncie, IN | 9 | $ 221,000 | $ 24,555 | $ 7,000 |
| San Angelo, TX | 9 | $ 245,000 | $ 27,222 | $ 0 |
| Springfield, IL | 9 | $ 329,000 | $ 36,555 | $ 0 |
| Tyler, TX | 9 | $ 295,000 | $ 32,777 | $ 0 |
| Williamsport, PA | 9 | $ 268,000 | $ 29,777 | $ 0 |
| Auburn-Opelika, AL | 8 | $ 432,000 | $ 54,000 | $ 95,000 |
| Chico, CA | 8 | $ 471,000 | $ 58,875 | $ 0 |
| Corvallis, OR | 8 | $ 362,000 | $ 45,250 | $ 9,000 |
| Flint, MI | 8 | $ 500,000 | $ 62,500 | $ 14,000 |
| Janesville, WI | 8 | $ 496,000 | $ 62,000 | $ 22,000 |
| Lansing-East Lansing, MI | 8 | $ 356,000 | $ 44,500 | $ 5,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 348,000 | $ 43,500 | $ 23,000 |
| Pueblo, CO | 8 | $ 379,000 | $ 47,375 | $ 5,000 |
| Shreveport-Bossier City, LA | 8 | $ 321,000 | $ 40,125 | $ 24,000 |
| Beaumont-Port Arthur, TX | 7 | $ 188,000 | $ 26,857 | $ 0 |
| Casper, WY | 7 | $ 317,000 | $ 45,285 | $ 19,000 |
| Glens Falls, NY | 7 | $ 586,000 | $ 83,714 | $ 5,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 253,000 | $ 36,142 | $ 17,142 |
| Huntsville, AL | 7 | $ 434,000 | $ 62,000 | $ 59,000 |
| Johnstown, PA | 7 | $ 326,000 | $ 46,571 | $ 10,000 |
| Merced, CA | 7 | $ 696,000 | $ 99,428 | $ 19,000 |
| Ocala, FL | 7 | $ 590,000 | $ 84,285 | $ 24,000 |
| Panama City-Lynn Haven, FL | 7 | $ 780,000 | $ 111,428 | $ 73,000 |
| Peoria, IL | 7 | $ 234,000 | $ 33,428 | $ 22,000 |
| Punta Gorda, FL | 7 | $ 431,000 | $ 61,571 | $ 17,000 |
| Rockford, IL | 7 | $ 331,000 | $ 47,285 | $ 26,000 |
| Cumberland, MD-WV | 6 | $ 241,000 | $ 40,166 | $ 32,000 |
| Erie, PA | 6 | $ 231,000 | $ 38,500 | $ 17,000 |
| Great Falls, MT | 6 | $ 229,000 | $ 38,166 | $ 0 |
| Jackson, MI | 6 | $ 222,000 | $ 37,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 211,000 | $ 35,166 | $ 0 |
| Macon, GA | 6 | $ 264,000 | $ 44,000 | $ 15,000 |
| Napa, CA | 6 | $ 401,000 | $ 66,833 | $ 0 |
| Rochester, MN | 6 | $ 375,000 | $ 62,500 | $ 13,000 |
| Rocky Mount, NC | 6 | $ 351,000 | $ 58,500 | $ 69,000 |
| Sioux Falls, SD | 6 | $ 250,000 | $ 41,666 | $ 30,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 140,000 | $ 23,333 | $ 0 |
| Athens-Clarke County, GA | 5 | $ 247,000 | $ 49,400 | $ 37,000 |
| Carson City, NV | 5 | $ 314,000 | $ 62,800 | $ 36,000 |
| Corpus Christi, TX | 5 | $ 94,000 | $ 18,800 | $ 0 |
| Dalton, GA | 5 | $ 342,000 | $ 68,400 | $ 44,000 |
| Elizabethtown, KY | 5 | $ 155,000 | $ 31,000 | $ 36,000 |
| Greenville, NC | 5 | $ 168,000 | $ 33,600 | $ 58,000 |
| Gulfport-Biloxi, MS | 5 | $ 162,000 | $ 32,400 | $ 6,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 264,000 | $ 52,800 | $ 64,000 |
| Ithaca, NY | 5 | $ 325,000 | $ 65,000 | $ 63,000 |
| Jacksonville, NC | 5 | $ 292,000 | $ 58,400 | $ 22,000 |
| Madera, CA | 5 | $ 441,000 | $ 88,200 | $ 0 |
| Mansfield, OH | 5 | $ 138,000 | $ 27,600 | $ 29,000 |
| Monroe, LA | 5 | $ 289,000 | $ 57,800 | $ 49,000 |
| Ocean City, NJ | 5 | $ 352,000 | $ 70,400 | $ 20,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 5 | $ 291,000 | $ 58,200 | $ 43,200 |
| Sandusky, OH | 5 | $ 174,000 | $ 34,800 | $ 0 |
| Santa Barbara-Santa Maria, CA | 5 | $ 708,000 | $ 141,600 | $ 33,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 230,000 | $ 46,000 | $ 69,800 |
| Anderson, SC | 4 | $ 440,000 | $ 110,000 | $ 46,000 |
| Appleton, WI | 4 | $ 179,000 | $ 44,750 | $ 0 |
| Brownsville-Harlingen, TX | 4 | $ 100,000 | $ 25,000 | $ 0 |
| Champaign-Urbana, IL | 4 | $ 312,000 | $ 78,000 | $ 0 |
| Elkhart-Goshen, IN | 4 | $ 314,000 | $ 78,500 | $ 0 |
| Hanford-Corcoran, CA | 4 | $ 357,000 | $ 89,250 | $ 0 |
| Harrisonburg, VA | 4 | $ 250,000 | $ 62,500 | $ 33,000 |
| Kokomo, IN | 4 | $ 301,000 | $ 75,250 | $ 49,000 |
| Lewiston, ID-WA | 4 | $ 168,000 | $ 42,000 | $ 0 |
| Pittsfield, MA | 4 | $ 337,000 | $ 84,250 | $ 58,000 |
| Racine, WI | 4 | $ 327,000 | $ 81,750 | $ 0 |
| Sebastian-Vero Beach, FL | 4 | $ 363,000 | $ 90,750 | $ 23,000 |
| Utica-Rome, NY | 4 | $ 392,000 | $ 98,000 | $ 22,000 |
| Valdosta, GA | 4 | $ 213,000 | $ 53,250 | $ 87,000 |
| Albany, GA | 3 | $ 139,000 | $ 46,333 | $ 0 |
| Bay City, MI | 3 | $ 178,000 | $ 59,333 | $ 43,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 360,000 | $ 120,000 | $ 18,000 |
| Brunswick, GA | 3 | $ 1,036,000 | $ 345,333 | $ 200,000 |
| Burlington, NC | 3 | $ 136,000 | $ 45,333 | $ 0 |
| Evansville, IN-KY | 3 | $ 100,000 | $ 33,333 | $ 0 |
| Hattiesburg, MS | 3 | $ 94,000 | $ 31,333 | $ 13,000 |
| Iowa City, IA | 3 | $ 121,000 | $ 40,333 | $ 27,000 |
| Jonesboro, AR | 3 | $ 80,000 | $ 26,666 | $ 81,000 |
| Mobile, AL | 3 | $ 257,000 | $ 85,666 | $ 69,000 |
| Owensboro, KY | 3 | $ 145,000 | $ 48,333 | $ 85,000 |
| Sheboygan, WI | 3 | $ 222,000 | $ 74,000 | $ 30,000 |
| Sioux City, IA-NE-SD | 3 | $ 101,000 | $ 33,666 | $ 16,666 |
| Springfield, OH | 3 | $ 163,000 | $ 54,333 | $ 0 |
| Victoria, TX | 3 | $ 73,000 | $ 24,333 | $ 0 |
| Waco, TX | 3 | $ 157,000 | $ 52,333 | $ 0 |
| Warner Robins, GA | 3 | $ 89,000 | $ 29,666 | $ 17,000 |
| Wausau, WI | 3 | $ 80,000 | $ 26,666 | $ 0 |
| Wheeling, WV-OH | 3 | $ 170,000 | $ 56,666 | $ 0 |
| Alexandria, LA | 2 | $ 72,000 | $ 36,000 | $ 11,000 |
| Bismarck, ND | 2 | $ 75,000 | $ 37,500 | $ 42,000 |
| Bloomington-Normal, IL | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Cedar Rapids, IA | 2 | $ 71,000 | $ 35,500 | $ 31,000 |
| College Station-Bryan, TX | 2 | $ 85,000 | $ 42,500 | $ 0 |
| Danville, VA | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Florence, SC | 2 | $ 53,000 | $ 26,500 | $ 19,000 |
| Goldsboro, NC | 2 | $ 50,000 | $ 25,000 | $ 74,000 |
| Grand Forks, ND-MN | 2 | $ 47,000 | $ 23,500 | $ 25,000 |
| Kankakee-Bradley, IL | 2 | $ 126,000 | $ 63,000 | $ 0 |
| La Crosse, WI-MN | 2 | $ 143,000 | $ 71,500 | $ 66,000 |
| Lawton, OK | 2 | $ 85,000 | $ 42,500 | $ 49,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 71,000 | $ 35,500 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 125,000 | $ 62,500 | $ 0 |
| Montgomery, AL | 2 | $ 167,000 | $ 83,500 | $ 24,000 |
| Muskegon-Norton Shores, MI | 2 | $ 77,000 | $ 38,500 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Rapid City, SD | 2 | $ 53,000 | $ 26,500 | $ 108,000 |
| Sherman-Denison, TX | 2 | $ 49,000 | $ 24,500 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 151,000 | $ 75,500 | $ 0 |
| St. Cloud, MN | 2 | $ 105,000 | $ 52,500 | $ 38,000 |
| Abilene, TX | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Amarillo, TX | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Battle Creek, MI | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Bowling Green, KY | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Decatur, AL | 1 | $ 100,000 | $ 100,000 | $ 400,000 |
| Decatur, IL | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Dothan, AL | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Eau Claire, WI | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Gadsden, AL | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Joplin, MO | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Lima, OH | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Longview, TX | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Lubbock, TX | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Midland, TX | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 9,000 | $ 9,000 | $ 24,000 |
| Rome, GA | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Sumter, SC | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Terre Haute, IN | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,364 | $1,352,621,000 | $77,000 | $4,000,000 | $23,000 | $5,000,000 |
| Home Purchase | 15,002 | $809,249,000 | $53,000 | $4,200,000 | $13,000 | $2,000,000 |
| Home Improvement | 3,595 | $196,572,000 | $54,000 | $1,300,000 | $62,000 | $3,127,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,656 | $1,721,134,000 | $64,000 | $4,200,000 | $0 | $301,000 |
| White | 5,208 | $368,024,000 | $70,000 | $4,000,000 | $90,000 | $5,000,000 |
| Not Provided | 2,805 | $191,342,000 | $68,000 | $2,000,000 | $97,000 | $2,000,000 |
| Black or African American | 861 | $48,943,000 | $56,000 | $697,000 | $67,000 | $3,127,000 |
| Hispanic | 236 | $15,114,000 | $64,000 | $464,000 | $75,000 | $629,000 |
| Asian | 136 | $9,160,000 | $67,000 | $321,000 | $90,000 | $490,000 |
| American Indian or Alaskan Native | 45 | $3,278,000 | $72,000 | $298,000 | $94,000 | $619,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,447,000 | $103,000 | $300,000 | $133,000 | $770,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 35,961 | $2,358,442,000 | $65,000 | $4,200,000 | $23,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 26,597 | $1,699,474,000 | $63,000 | $1,300,000 | $0 | $301,000 |
| Loan Originated | 4,544 | $344,670,000 | $75,000 | $4,200,000 | $100,000 | $5,000,000 |
| Application Denied By Financial Institution | 2,822 | $173,733,000 | $61,000 | $1,400,000 | $71,000 | $3,127,000 |
| Application Approved But Not Accepted | 1,180 | $81,843,000 | $69,000 | $4,000,000 | $90,000 | $845,000 |
| Application Withdrawn By Applicant | 818 | $58,722,000 | $71,000 | $888,000 | $93,000 | $1,020,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,572 | $90,525,000 | $57,000 | $1,400,000 | $71,000 | $3,127,000 |
| Debt-To-Income Ratio | 695 | $46,886,000 | $67,000 | $800,000 | $54,000 | $398,000 |
| Collateral | 240 | $16,193,000 | $67,000 | $750,000 | $91,000 | $400,000 |
| Other | 173 | $10,998,000 | $63,000 | $446,000 | $100,000 | $550,000 |
| Unverifiable Information | 138 | $8,887,000 | $64,000 | $250,000 | $85,000 | $269,000 |
| Employment History | 4 | $244,000 | $61,000 | $125,000 | $105,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Tennessee Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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