Firstbank Mortgage Lending & HMDA Data, 2013

In 2013, Firstbank of Nashville, TN reported 6,562 mortgage applications totaling $1.0 billion, up 16% from 2012. The average application was for $153,449, and applicants reported an average income of $76,172. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,270), Huntsville, AL (571) and Birmingham-Hoover, AL (496) (applications in parentheses).

Mortgage Company & Address Firstbank
1221 Broadway Suite 1300
Nashville, TN 37203
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 6,562
Total Mortgage Loan Application Amount $1,006,935,000
Average Mortgage Loan Application Amount $153,449
Highest Mortgage Loan Application Amount $1,572,000
Average Applicant Income $76,172
Highest Applicant Income $2,206,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firstbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Firstbank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison, Alabama 523 $ 105,086,000 $ 200,929 $ 93,000
Rutherford, Tennessee 336 $ 47,666,000 $ 141,863 $ 82,000
Greenville, South Carolina 320 $ 53,578,000 $ 167,431 $ 82,000
Davidson, Tennessee 311 $ 53,812,000 $ 173,028 $ 95,000
Jefferson, Alabama 250 $ 45,030,000 $ 180,120 $ 76,000
Spartanburg, South Carolina 230 $ 30,088,000 $ 130,817 $ 53,000
Henderson, Tennessee 221 $ 18,611,000 $ 84,212 $ 58,000
Shelby, Alabama 182 $ 32,905,000 $ 180,796 $ 76,000
Williamson, Tennessee 176 $ 45,287,000 $ 257,312 $ 122,000
Lexington, South Carolina 160 $ 24,034,000 $ 150,212 $ 64,000
Henry, Tennessee 152 $ 14,110,000 $ 92,828 $ 67,000
Hamilton, Tennessee 146 $ 25,701,000 $ 176,034 $ 86,000
Madison, Tennessee 130 $ 16,273,000 $ 125,176 $ 88,000
Carroll, Tennessee 116 $ 7,070,000 $ 60,948 $ 61,000
Sumner, Tennessee 110 $ 21,349,000 $ 194,081 $ 78,000
Richland, South Carolina 102 $ 15,518,000 $ 152,137 $ 70,000
Wilson, Tennessee 102 $ 18,246,000 $ 178,882 $ 73,000
Marshall, Alabama 98 $ 16,549,000 $ 168,867 $ 83,000
Cumberland, Tennessee 93 $ 12,269,000 $ 131,924 $ 67,000
Dickson, Tennessee 92 $ 11,738,000 $ 127,586 $ 67,000
Humphreys, Tennessee 88 $ 8,514,000 $ 96,750 $ 65,000
Floyd, Georgia 85 $ 10,121,000 $ 119,070 $ 61,000
Benton, Tennessee 71 $ 6,052,000 $ 85,239 $ 83,000
Independence, Arkansas 70 $ 8,594,000 $ 122,771 $ 70,000
Morgan, Alabama 53 $ 7,503,000 $ 141,566 $ 65,000
Madison, Mississippi 49 $ 9,978,000 $ 203,632 $ 95,000
Anderson, South Carolina 49 $ 6,672,000 $ 136,163 $ 57,000
Limestone, Alabama 48 $ 8,474,000 $ 176,541 $ 76,000
Aiken, South Carolina 47 $ 6,376,000 $ 135,659 $ 57,000
Lincoln, Tennessee 43 $ 4,211,000 $ 97,930 $ 60,000
Knox, Tennessee 40 $ 7,946,000 $ 198,650 $ 108,000
Fulton, Georgia 39 $ 11,825,000 $ 303,205 $ 166,000
St. Clair, Alabama 38 $ 5,910,000 $ 155,526 $ 64,000
Horry, South Carolina 38 $ 5,630,000 $ 148,157 $ 84,000
Decatur, Tennessee 38 $ 2,870,000 $ 75,526 $ 52,000
Covington, Alabama 37 $ 6,084,000 $ 164,432 $ 70,000
Rankin, Mississippi 36 $ 5,700,000 $ 158,333 $ 65,000
Cheatham, Tennessee 36 $ 5,584,000 $ 155,111 $ 64,000
Warren, Tennessee 36 $ 3,613,000 $ 100,361 $ 50,000
Botetourt, Virginia 36 $ 5,822,000 $ 161,722 $ 71,000
Newberry, South Carolina 35 $ 4,745,000 $ 135,571 $ 60,000
Cannon, Tennessee 35 $ 2,314,000 $ 66,114 $ 40,000
Robertson, Tennessee 35 $ 6,000,000 $ 171,428 $ 56,000
Oconee, South Carolina 34 $ 6,277,000 $ 184,617 $ 72,000
Shelby, Tennessee 34 $ 5,685,000 $ 167,205 $ 98,000
Chesterfield, Virginia 34 $ 5,868,000 $ 172,588 $ 72,000
Rockbridge, Virginia 32 $ 5,540,000 $ 173,125 $ 62,000
Chattooga, Georgia 31 $ 3,305,000 $ 106,612 $ 43,000
Kershaw, South Carolina 30 $ 3,773,000 $ 125,766 $ 46,000
Tazewell, Virginia 30 $ 4,166,000 $ 138,866 $ 63,000
Cobb, Georgia 29 $ 7,536,000 $ 259,862 $ 118,000
Dinwiddie, Virginia 29 $ 3,562,000 $ 122,827 $ 66,000
Cullman, Alabama 28 $ 4,675,000 $ 166,964 $ 93,000
Cleburne, Arkansas 28 $ 3,474,000 $ 124,071 $ 73,000
Marion, Tennessee 27 $ 3,377,000 $ 125,074 $ 55,000
Jackson, Arkansas 26 $ 2,299,000 $ 88,423 $ 51,000
Pickens, South Carolina 26 $ 3,558,000 $ 136,846 $ 58,000
DeKalb, Tennessee 26 $ 1,537,000 $ 59,115 $ 42,000
Maury, Tennessee 25 $ 4,044,000 $ 161,760 $ 95,000
Bedford, Tennessee 24 $ 2,517,000 $ 104,875 $ 51,000
Rockingham, Virginia 24 $ 3,363,000 $ 140,125 $ 42,000
Charleston, South Carolina 22 $ 4,249,000 $ 193,136 $ 93,000
Gibson, Tennessee 22 $ 2,570,000 $ 116,818 $ 111,000
Hickman, Tennessee 22 $ 1,430,000 $ 65,000 $ 38,000
Montgomery, Tennessee 22 $ 3,318,000 $ 150,818 $ 56,000
Perry, Tennessee 22 $ 2,047,000 $ 93,045 $ 83,000
Rhea, Tennessee 20 $ 881,000 $ 44,050 $ 40,000
DeKalb, Georgia 18 $ 4,123,000 $ 229,055 $ 126,000
Hinds, Mississippi 18 $ 2,829,000 $ 157,166 $ 83,000
Marshall, Tennessee 18 $ 2,842,000 $ 157,888 $ 59,000
Sevier, Tennessee 18 $ 2,848,000 $ 158,222 $ 99,000
Chester, Tennessee 17 $ 1,134,000 $ 66,705 $ 54,000
Franklin, Tennessee 17 $ 2,785,000 $ 163,823 $ 92,000
Roanoke, Virginia 16 $ 2,264,000 $ 141,500 $ 54,000
Calhoun, Alabama 15 $ 1,720,000 $ 114,666 $ 55,000
Jones, Mississippi 15 $ 1,735,000 $ 115,666 $ 54,000
DeKalb, Alabama 14 $ 3,171,000 $ 226,500 $ 85,000
Berkeley, South Carolina 14 $ 2,585,000 $ 184,642 $ 88,000
Talladega, Alabama 13 $ 1,862,000 $ 143,230 $ 83,000
York, South Carolina 13 $ 2,547,000 $ 195,923 $ 82,000
Chatham, Georgia 12 $ 2,768,000 $ 230,666 $ 158,000
Caldwell, North Carolina 12 $ 2,290,000 $ 190,833 $ 95,000
Baldwin, Alabama 11 $ 1,731,000 $ 157,363 $ 40,000
Jackson, Alabama 11 $ 1,884,000 $ 171,272 $ 88,000
Tuscaloosa, Alabama 11 $ 1,821,000 $ 165,545 $ 70,000
Catoosa, Georgia 11 $ 1,756,000 $ 159,636 $ 76,000
Sequatchie, Tennessee 11 $ 1,762,000 $ 160,181 $ 56,000
Franklin, Virginia 11 $ 1,604,000 $ 145,818 $ 62,000
Roanoke City, Virginia 11 $ 1,183,000 $ 107,545 $ 43,000
Blount, Alabama 10 $ 1,226,000 $ 122,600 $ 57,000
Houston, Alabama 10 $ 1,362,000 $ 136,200 $ 65,000
Cherokee, Georgia 10 $ 2,253,000 $ 225,300 $ 95,000
Beaufort, South Carolina 10 $ 2,115,000 $ 211,500 $ 133,000
Orangeburg, South Carolina 10 $ 1,219,000 $ 121,900 $ 53,000
Walker, Alabama 9 $ 1,574,000 $ 174,888 $ 242,000
Colonial Heights, Virginia 9 $ 974,000 $ 108,222 $ 56,000
Lexington, Virginia 9 $ 1,647,000 $ 183,000 $ 87,000
Walker, Georgia 8 $ 908,000 $ 113,500 $ 53,000
Greenwood, South Carolina 8 $ 833,000 $ 104,125 $ 45,000
Smith, Tennessee 8 $ 969,000 $ 121,125 $ 56,000
Augusta, Virginia 8 $ 1,347,000 $ 168,375 $ 50,000
Buena Vista, Virginia 8 $ 928,000 $ 116,000 $ 44,000
Prince George, Virginia 8 $ 1,199,000 $ 149,875 $ 62,000
Colbert, Alabama 7 $ 1,193,000 $ 170,428 $ 72,000
Leon, Florida 7 $ 596,000 $ 85,142 $ 8,000
Gordon, Georgia 7 $ 1,038,000 $ 148,285 $ 47,000
Gwinnett, Georgia 7 $ 1,328,000 $ 189,714 $ 102,000
Chesterfield, South Carolina 7 $ 926,000 $ 132,285 $ 52,000
Georgetown, South Carolina 7 $ 1,656,000 $ 236,571 $ 117,000
Blount, Tennessee 7 $ 891,000 $ 127,285 $ 20,000
Bradley, Tennessee 7 $ 1,032,000 $ 147,428 $ 79,000
Russell, Virginia 7 $ 1,150,000 $ 164,285 $ 90,000
Etowah, Alabama 6 $ 705,000 $ 117,500 $ 49,000
Montgomery, Alabama 6 $ 870,000 $ 145,000 $ 56,000
Sharp, Arkansas 6 $ 691,000 $ 115,166 $ 75,000
Walton, Florida 6 $ 1,181,000 $ 196,833 $ 234,000
Bartow, Georgia 6 $ 984,000 $ 164,000 $ 68,000
Forsyth, Georgia 6 $ 1,750,000 $ 291,666 $ 134,000
Harrison, Mississippi 6 $ 1,033,000 $ 172,166 $ 72,000
Laurens, South Carolina 6 $ 796,000 $ 132,666 $ 69,000
Hardin, Tennessee 6 $ 276,000 $ 46,000 $ 52,000
Macon, Tennessee 6 $ 525,000 $ 87,500 $ 29,000
Putnam, Tennessee 6 $ 719,000 $ 119,833 $ 54,000
Weakley, Tennessee 6 $ 618,000 $ 103,000 $ 52,000
Waynesboro, Virginia 6 $ 781,000 $ 130,166 $ 51,000
Chilton, Alabama 5 $ 556,000 $ 111,200 $ 43,000
Lauderdale, Alabama 5 $ 505,000 $ 101,000 $ 21,000
Mobile, Alabama 5 $ 567,000 $ 113,400 $ 63,000
Pulaski, Arkansas 5 $ 863,000 $ 172,600 $ 101,000
Collier, Florida 5 $ 1,079,000 $ 215,800 $ 0
Duval, Florida 5 $ 854,000 $ 170,800 $ 63,000
Burke, North Carolina 5 $ 1,567,000 $ 313,400 $ 100,000
Cherokee, South Carolina 5 $ 643,000 $ 128,600 $ 42,000
Fairfield, South Carolina 5 $ 664,000 $ 132,800 $ 113,000
Bledsoe, Tennessee 5 $ 308,000 $ 61,600 $ 43,000
Coffee, Tennessee 5 $ 782,000 $ 156,400 $ 63,000
Grundy, Tennessee 5 $ 461,000 $ 92,200 $ 33,000
Lewis, Tennessee 5 $ 402,000 $ 80,400 $ 35,000
Montgomery, Virginia 5 $ 723,000 $ 144,600 $ 61,000
Van Buren, Arkansas 4 $ 997,000 $ 249,250 $ 55,000
Bay, Florida 4 $ 790,000 $ 197,500 $ 135,000
Broward, Florida 4 $ 751,000 $ 187,750 $ 13,000
Miami-Dade, Florida 4 $ 1,057,000 $ 264,250 $ 123,000
Polk, Georgia 4 $ 432,000 $ 108,000 $ 55,000
Forrest, Mississippi 4 $ 400,000 $ 100,000 $ 40,000
Darlington, South Carolina 4 $ 868,000 $ 217,000 $ 90,000
Florence, South Carolina 4 $ 714,000 $ 178,500 $ 48,000
Bedford, Virginia 4 $ 513,000 $ 128,250 $ 32,000
Shenandoah, Virginia 4 $ 543,000 $ 135,750 $ 37,000
Elmore, Alabama 3 $ 847,000 $ 282,333 $ 99,000
Lee, Alabama 3 $ 359,000 $ 119,666 $ 130,000
Tallapoosa, Alabama 3 $ 266,000 $ 88,666 $ 50,000
Woodruff, Arkansas 3 $ 168,000 $ 56,000 $ 74,000
Lake, Florida 3 $ 544,000 $ 181,333 $ 0
Lee, Florida 3 $ 363,000 $ 121,000 $ 24,000
Santa Rosa, Florida 3 $ 509,000 $ 169,666 $ 80,000
Seminole, Florida 3 $ 442,000 $ 147,333 $ 41,000
Union, Georgia 3 $ 435,000 $ 145,000 $ 47,000
DeSoto, Mississippi 3 $ 522,000 $ 174,000 $ 44,000
Jackson, Mississippi 3 $ 400,000 $ 133,333 $ 53,000
Yazoo, Mississippi 3 $ 466,000 $ 155,333 $ 76,000
Stanly, North Carolina 3 $ 335,000 $ 111,666 $ 36,000
Wake, North Carolina 3 $ 1,013,000 $ 337,666 $ 151,000
Edgefield, South Carolina 3 $ 502,000 $ 167,333 $ 47,000
Jasper, South Carolina 3 $ 577,000 $ 192,333 $ 39,000
Lancaster, South Carolina 3 $ 351,000 $ 117,000 $ 55,000
Union, South Carolina 3 $ 420,000 $ 140,000 $ 54,000
Dyer, Tennessee 3 $ 505,000 $ 168,333 $ 77,000
Giles, Tennessee 3 $ 1,702,000 $ 567,333 $ 29,000
Houston, Tennessee 3 $ 266,000 $ 88,666 $ 48,000
Stewart, Tennessee 3 $ 293,000 $ 97,666 $ 46,000
Hopewell, Virginia 3 $ 344,000 $ 114,666 $ 44,000
Wythe, Virginia 3 $ 621,000 $ 207,000 $ 126,000
Mercer, West Virginia 3 $ 218,000 $ 72,666 $ 45,000
Raleigh, West Virginia 3 $ 581,000 $ 193,666 $ 88,000
Barbour, Alabama 2 $ 203,000 $ 101,500 $ 36,000
Bibb, Alabama 2 $ 252,000 $ 126,000 $ 63,000
Dale, Alabama 2 $ 268,000 $ 134,000 $ 56,000
Escambia, Alabama 2 $ 289,000 $ 144,500 $ 69,000
Franklin, Alabama 2 $ 287,000 $ 143,500 $ 70,000
Geneva, Alabama 2 $ 261,000 $ 130,500 $ 37,000
Lawrence, Alabama 2 $ 196,000 $ 98,000 $ 21,000
Randolph, Alabama 2 $ 552,000 $ 276,000 $ 115,000
Crittenden, Arkansas 2 $ 181,000 $ 90,500 $ 65,000
Lawrence, Arkansas 2 $ 253,000 $ 126,500 $ 49,000
Prairie, Arkansas 2 $ 312,000 $ 156,000 $ 59,000
White, Arkansas 2 $ 231,000 $ 115,500 $ 54,000
Citrus, Florida 2 $ 191,000 $ 95,500 $ 24,000
Escambia, Florida 2 $ 142,000 $ 71,000 $ 60,000
Franklin, Florida 2 $ 445,000 $ 222,500 $ 56,000
Okaloosa, Florida 2 $ 263,000 $ 131,500 $ 0
Palm Beach, Florida 2 $ 495,000 $ 247,500 $ 0
Sarasota, Florida 2 $ 457,000 $ 228,500 $ 77,000
St. Johns, Florida 2 $ 220,000 $ 110,000 $ 0
Carroll, Georgia 2 $ 499,000 $ 249,500 $ 65,000
Effingham, Georgia 2 $ 565,000 $ 282,500 $ 123,000
Muscogee, Georgia 2 $ 463,000 $ 231,500 $ 167,000
Whitfield, Georgia 2 $ 130,000 $ 65,000 $ 0
East Baton Rouge, Louisiana 2 $ 242,000 $ 121,000 $ 197,000
Copiah, Mississippi 2 $ 217,000 $ 108,500 $ 38,000
Hancock, Mississippi 2 $ 181,000 $ 90,500 $ 24,000
Lamar, Mississippi 2 $ 233,000 $ 116,500 $ 51,000
Pearl River, Mississippi 2 $ 488,000 $ 244,000 $ 74,000
Warren, Mississippi 2 $ 412,000 $ 206,000 $ 76,000
Winston, Mississippi 2 $ 394,000 $ 197,000 $ 105,000
Durham, North Carolina 2 $ 137,000 $ 68,500 $ 86,000
Orange, North Carolina 2 $ 445,000 $ 222,500 $ 66,000
Surry, North Carolina 2 $ 427,000 $ 213,500 $ 61,000
Barnwell, South Carolina 2 $ 216,000 $ 108,000 $ 34,000
Dorchester, South Carolina 2 $ 327,000 $ 163,500 $ 79,000
Crockett, Tennessee 2 $ 243,000 $ 121,500 $ 74,000
Fentress, Tennessee 2 $ 89,000 $ 44,500 $ 84,000
Jefferson, Tennessee 2 $ 641,000 $ 320,500 $ 223,000
McNairy, Tennessee 2 $ 286,000 $ 143,000 $ 21,000
Monroe, Tennessee 2 $ 226,000 $ 113,000 $ 15,000
Obion, Tennessee 2 $ 194,000 $ 97,000 $ 63,000
Tipton, Tennessee 2 $ 355,000 $ 177,500 $ 102,000
Van Buren, Tennessee 2 $ 269,000 $ 134,500 $ 72,000
White, Tennessee 2 $ 42,000 $ 21,000 $ 50,000
Albemarle, Virginia 2 $ 595,000 $ 297,500 $ 169,000
Buchanan, Virginia 2 $ 199,000 $ 99,500 $ 90,000
Covington, Virginia 2 $ 95,000 $ 47,500 $ 88,000
Salem, Virginia 2 $ 381,000 $ 190,500 $ 51,000
Washington, Virginia 2 $ 503,000 $ 251,500 $ 67,000
Autauga, Alabama 1 $ 330,000 $ 330,000 $ 56,000
Chambers, Alabama 1 $ 136,000 $ 136,000 $ 38,000
Conecuh, Alabama 1 $ 188,000 $ 188,000 $ 197,000
Dallas, Alabama 1 $ 103,000 $ 103,000 $ 82,000
Fayette, Alabama 1 $ 134,000 $ 134,000 $ 45,000
Henry, Alabama 1 $ 95,000 $ 95,000 $ 37,000
Lamar, Alabama 1 $ 73,000 $ 73,000 $ 75,000
Pike, Alabama 1 $ 55,000 $ 55,000 $ 0
Russell, Alabama 1 $ 79,000 $ 79,000 $ 33,000
Washington, Alabama 1 $ 88,000 $ 88,000 $ 0
Winston, Alabama 1 $ 131,000 $ 131,000 $ 40,000
Pima, Arizona 1 $ 92,000 $ 92,000 $ 33,000
Columbia, Arkansas 1 $ 41,000 $ 41,000 $ 24,000
Craighead, Arkansas 1 $ 87,000 $ 87,000 $ 94,000
Garland, Arkansas 1 $ 176,000 $ 176,000 $ 35,000
Izard, Arkansas 1 $ 117,000 $ 117,000 $ 38,000
Saline, Arkansas 1 $ 134,000 $ 134,000 $ 25,000
Sebastian, Arkansas 1 $ 245,000 $ 245,000 $ 60,000
Calaveras, California 1 $ 134,000 $ 134,000 $ 0
Ventura, California 1 $ 584,000 $ 584,000 $ 192,000
New London, Connecticut 1 $ 93,000 $ 93,000 $ 0
Baker, Florida 1 $ 89,000 $ 89,000 $ 0
Brevard, Florida 1 $ 258,000 $ 258,000 $ 95,000
Calhoun, Florida 1 $ 24,000 $ 24,000 $ 0
Flagler, Florida 1 $ 46,000 $ 46,000 $ 0
Gadsden, Florida 1 $ 92,000 $ 92,000 $ 0
Hillsborough, Florida 1 $ 238,000 $ 238,000 $ 104,000
Holmes, Florida 1 $ 104,000 $ 104,000 $ 0
Liberty, Florida 1 $ 35,000 $ 35,000 $ 0
Marion, Florida 1 $ 56,000 $ 56,000 $ 115,000
Monroe, Florida 1 $ 371,000 $ 371,000 $ 0
Orange, Florida 1 $ 46,000 $ 46,000 $ 0
Sumter, Florida 1 $ 255,000 $ 255,000 $ 0
Wakulla, Florida 1 $ 47,000 $ 47,000 $ 0
Washington, Florida 1 $ 68,000 $ 68,000 $ 0
Burke, Georgia 1 $ 198,000 $ 198,000 $ 0
Clayton, Georgia 1 $ 116,000 $ 116,000 $ 57,000
Columbia, Georgia 1 $ 310,000 $ 310,000 $ 0
Dade, Georgia 1 $ 110,000 $ 110,000 $ 179,000
Decatur, Georgia 1 $ 70,000 $ 70,000 $ 35,000
Early, Georgia 1 $ 157,000 $ 157,000 $ 66,000
Franklin, Georgia 1 $ 162,000 $ 162,000 $ 258,000
Gilmer, Georgia 1 $ 230,000 $ 230,000 $ 57,000
Glynn, Georgia 1 $ 417,000 $ 417,000 $ 918,000
Hart, Georgia 1 $ 226,000 $ 226,000 $ 0
McIntosh, Georgia 1 $ 326,000 $ 326,000 $ 374,000
Meriwether, Georgia 1 $ 177,000 $ 177,000 $ 69,000
Monroe, Georgia 1 $ 231,000 $ 231,000 $ 92,000
Oconee, Georgia 1 $ 267,000 $ 267,000 $ 20,000
Oglethorpe, Georgia 1 $ 93,000 $ 93,000 $ 53,000
Pickens, Georgia 1 $ 156,000 $ 156,000 $ 63,000
Richmond, Georgia 1 $ 53,000 $ 53,000 $ 0
Seminole, Georgia 1 $ 76,000 $ 76,000 $ 75,000
Spalding, Georgia 1 $ 276,000 $ 276,000 $ 135,000
Toombs, Georgia 1 $ 49,000 $ 49,000 $ 0
Worth, Georgia 1 $ 76,000 $ 76,000 $ 102,000
Carlisle, Kentucky 1 $ 450,000 $ 450,000 $ 0
Warren, Kentucky 1 $ 182,000 $ 182,000 $ 49,000
Caddo, Louisiana 1 $ 63,000 $ 63,000 $ 0
Livingston, Louisiana 1 $ 146,000 $ 146,000 $ 0
Plymouth, Massachusetts 1 $ 376,000 $ 376,000 $ 0
Alcorn, Mississippi 1 $ 195,000 $ 195,000 $ 131,000
Coahoma, Mississippi 1 $ 82,000 $ 82,000 $ 24,000
Lafayette, Mississippi 1 $ 112,000 $ 112,000 $ 170,000
Lincoln, Mississippi 1 $ 143,000 $ 143,000 $ 76,000
Newton, Mississippi 1 $ 186,000 $ 186,000 $ 83,000
Oktibbeha, Mississippi 1 $ 96,000 $ 96,000 $ 79,000
Wayne, Mississippi 1 $ 79,000 $ 79,000 $ 41,000
Gloucester, New Jersey 1 $ 36,000 $ 36,000 $ 63,000
Bernalillo, New Mexico 1 $ 105,000 $ 105,000 $ 0
Valencia, New Mexico 1 $ 146,000 $ 146,000 $ 56,000
Jefferson, New York 1 $ 162,000 $ 162,000 $ 0
Oswego, New York 1 $ 160,000 $ 160,000 $ 116,000
Brunswick, North Carolina 1 $ 180,000 $ 180,000 $ 50,000
Buncombe, North Carolina 1 $ 185,000 $ 185,000 $ 72,000
Cleveland, North Carolina 1 $ 90,000 $ 90,000 $ 21,000
Cumberland, North Carolina 1 $ 84,000 $ 84,000 $ 0
Gaston, North Carolina 1 $ 204,000 $ 204,000 $ 76,000
Guilford, North Carolina 1 $ 283,000 $ 283,000 $ 249,000
Haywood, North Carolina 1 $ 207,000 $ 207,000 $ 134,000
Jackson, North Carolina 1 $ 105,000 $ 105,000 $ 0
Martin, North Carolina 1 $ 118,000 $ 118,000 $ 62,000
Montgomery, North Carolina 1 $ 239,000 $ 239,000 $ 113,000
Watauga, North Carolina 1 $ 141,000 $ 141,000 $ 68,000
Clinton, Ohio 1 $ 2,000 $ 2,000 $ 55,000
Tulsa, Oklahoma 1 $ 79,000 $ 79,000 $ 0
Clearfield, Pennsylvania 1 $ 38,000 $ 38,000 $ 0
Abbeville, South Carolina 1 $ 122,000 $ 122,000 $ 70,000
Saluda, South Carolina 1 $ 136,000 $ 136,000 $ 28,000
Williamsburg, South Carolina 1 $ 156,000 $ 156,000 $ 81,000
Anderson, Tennessee 1 $ 73,000 $ 73,000 $ 39,000
Fayette, Tennessee 1 $ 143,000 $ 143,000 $ 377,000
Grainger, Tennessee 1 $ 55,000 $ 55,000 $ 0
Hardeman, Tennessee 1 $ 235,000 $ 235,000 $ 101,000
Jackson, Tennessee 1 $ 84,000 $ 84,000 $ 54,000
Lawrence, Tennessee 1 $ 130,000 $ 130,000 $ 60,000
Loudon, Tennessee 1 $ 207,000 $ 207,000 $ 150,000
Moore, Tennessee 1 $ 192,000 $ 192,000 $ 67,000
Overton, Tennessee 1 $ 124,000 $ 124,000 $ 0
Sullivan, Tennessee 1 $ 104,000 $ 104,000 $ 32,000
Trousdale, Tennessee 1 $ 162,000 $ 162,000 $ 40,000
Washington, Tennessee 1 $ 192,000 $ 192,000 $ 66,000
Wayne, Tennessee 1 $ 78,000 $ 78,000 $ 44,000
Collin, Texas 1 $ 180,000 $ 180,000 $ 92,000
Denton, Texas 1 $ 109,000 $ 109,000 $ 0
San Augustine, Texas 1 $ 72,000 $ 72,000 $ 115,000
Alleghany, Virginia 1 $ 198,000 $ 198,000 $ 106,000
Bland, Virginia 1 $ 156,000 $ 156,000 $ 42,000
Brunswick, Virginia 1 $ 52,000 $ 52,000 $ 12,000
Craig, Virginia 1 $ 160,000 $ 160,000 $ 75,000
Fairfax, Virginia 1 $ 174,000 $ 174,000 $ 0
Henrico, Virginia 1 $ 109,000 $ 109,000 $ 58,000
Lynchburg, Virginia 1 $ 133,000 $ 133,000 $ 42,000
Page, Virginia 1 $ 133,000 $ 133,000 $ 41,000
Petersburg, Virginia 1 $ 62,000 $ 62,000 $ 14,000
Powhatan, Virginia 1 $ 352,000 $ 352,000 $ 159,000
Prince William, Virginia 1 $ 264,000 $ 264,000 $ 64,000
Pulaski, Virginia 1 $ 131,000 $ 131,000 $ 58,000
Southampton, Virginia 1 $ 166,000 $ 166,000 $ 93,000
Staunton, Virginia 1 $ 148,000 $ 148,000 $ 44,000
Virginia Beach, Virginia 1 $ 272,000 $ 272,000 $ 178,000
Westmoreland, Virginia 1 $ 152,000 $ 152,000 $ 109,000
Wise, Virginia 1 $ 163,000 $ 163,000 $ 64,000
Kanawha, West Virginia 1 $ 136,000 $ 136,000 $ 0

Mortgage Loan Application Detail Totals for Firstbank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,972 $614,487,000 $154,000 $1,500,000 $72,000 $2,206,000
Refinancing 2,328 $381,021,000 $163,000 $1,572,000 $85,000 $2,206,000
Home Improvement 262 $11,427,000 $43,000 $1,117,000 $61,000 $1,101,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,839 $897,104,000 $153,000 $1,500,000 $78,000 $2,206,000
Black or African American 386 $56,387,000 $146,000 $662,000 $59,000 $334,000
Hispanic 121 $17,108,000 $141,000 $416,000 $56,000 $172,000
Asian 87 $15,279,000 $175,000 $584,000 $79,000 $410,000
Not applicable 55 $8,981,000 $163,000 $1,572,000 $0 $0
Not Provided 50 $8,627,000 $172,000 $417,000 $92,000 $721,000
Native Hawaiian or Other Pacific Islander 13 $2,024,000 $155,000 $309,000 $84,000 $258,000
American Indian or Alaskan Native 11 $1,425,000 $129,000 $297,000 $63,000 $160,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,057 $646,439,000 $159,000 $1,572,000 $91,000 $2,206,000
FHA-insured (Federal Housing Administration) 1,444 $190,725,000 $132,000 $420,000 $46,000 $514,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 568 $70,008,000 $123,000 $317,000 $41,000 $79,000
VA-guaranteed (Veterans Administration) 493 $99,763,000 $202,000 $608,000 $76,000 $463,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,018 $767,678,000 $152,000 $1,572,000 $76,000 $2,206,000
Loan Purchased By The Institution 474 $78,689,000 $166,000 $870,000 $80,000 $721,000
Application Withdrawn By Applicant 460 $71,063,000 $154,000 $960,000 $79,000 $1,238,000
Application Denied By Financial Institution 343 $42,780,000 $124,000 $662,000 $62,000 $1,089,000
Application Approved But Not Accepted 201 $34,620,000 $172,000 $808,000 $76,000 $440,000
File Closed For Incompleteness 66 $12,105,000 $183,000 $417,000 $78,000 $302,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firstbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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