Firstbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Firstbank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstbank 11 Channing Way Nashville, TN 38305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26,195 |
| Total Mortgage Loan Application Amount | $6,214,845,000 |
| Average Mortgage Loan Application Amount | $284,800 |
| Highest Mortgage Loan Application Amount | $68,185,000 |
| Average Applicant Income | $149,200 |
| Highest Applicant Income | $8,577,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Firstbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Firstbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstbank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 6,193 | $ 1,002,345,000 | $ 285,181 | $ 109,863 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3,573 | $ 1,368,095,000 | $ 382,000 | $ 187,000 |
| BIRMINGHAM-HOOVER, AL | 1,083 | $ 270,685,000 | $ 249,000 | $ 101,000 |
| HUNTSVILLE, AL | 987 | $ 305,825,000 | $ 309,000 | $ 128,000 |
| CHATTANOOGA, TN-GA | 975 | $ 252,075,000 | $ 238,500 | $ 121,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 591 | $ 173,085,000 | $ 292,000 | $ 126,000 |
| MEMPHIS, TN-MS-AR | 462 | $ 101,920,000 | $ 293,000 | $ 505,333 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 448 | $ 71,560,000 | $ 159,000 | $ 95,000 |
| KNOXVILLE, TN | 443 | $ 98,995,000 | $ 223,000 | $ 151,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 434 | $ 125,060,000 | $ 288,000 | $ 121,000 |
| TUSCALOOSA, AL | 330 | $ 62,280,000 | $ 188,000 | $ 85,000 |
| JACKSON, MS | 306 | $ 25,930,000 | $ 84,000 | $ 62,000 |
| DALTON, GA | 256 | $ 42,940,000 | $ 167,000 | $ 77,000 |
| DALLAS-PLANO-IRVING, TX | 244 | $ 47,430,000 | $ 194,000 | $ 105,000 |
| JACKSON, TN | 243 | $ 51,035,000 | $ 210,000 | $ 143,000 |
| MOBILE, AL | 223 | $ 27,825,000 | $ 124,000 | $ 67,000 |
| AUSTIN-ROUND ROCK, TX | 219 | $ 44,545,000 | $ 203,000 | $ 99,000 |
| CLARKSVILLE, TN-KY | 170 | $ 42,130,000 | $ 195,000 | $ 88,000 |
| BOWLING GREEN, KY | 160 | $ 27,240,000 | $ 170,000 | $ 92,000 |
| DOTHAN, AL | 156 | $ 26,790,000 | $ 171,000 | $ 66,000 |
| OKLAHOMA CITY, OK | 145 | $ 12,975,000 | $ 89,000 | $ 65,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 132 | $ 17,240,000 | $ 130,000 | $ 76,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 125 | $ 47,135,000 | $ 377,000 | $ 151,000 |
| ROME, GA | 123 | $ 28,685,000 | $ 233,000 | $ 92,000 |
| MORRISTOWN, TN | 114 | $ 22,860,000 | $ 200,000 | $ 121,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 114 | $ 31,130,000 | $ 273,000 | $ 128,000 |
| COLUMBUS, GA-AL | 110 | $ 17,010,000 | $ 167,000 | $ 68,500 |
| CLEVELAND, TN | 91 | $ 20,475,000 | $ 225,000 | $ 107,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 90 | $ 97,170,000 | $ 1,079,000 | $ 125,000 |
| DECATUR, AL | 88 | $ 17,820,000 | $ 202,000 | $ 93,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 83 | $ 31,065,000 | $ 359,500 | $ 126,000 |
| HATTIESBURG, MS | 83 | $ 9,465,000 | $ 114,000 | $ 82,000 |
| FORT WORTH-ARLINGTON, TX | 79 | $ 47,155,000 | $ 596,000 | $ 101,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 78 | $ 12,830,000 | $ 164,000 | $ 85,000 |
| JACKSONVILLE, FL | 77 | $ 23,085,000 | $ 299,000 | $ 136,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 73 | $ 24,325,000 | $ 333,000 | $ 181,000 |
| KANSAS CITY, MO-KS | 68 | $ 18,610,000 | $ 290,500 | $ 150,500 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 64 | $ 7,540,000 | $ 117,000 | $ 60,000 |
| MONTGOMERY, AL | 62 | $ 11,140,000 | $ 179,000 | $ 77,000 |
| RALEIGH, NC | 60 | $ 20,750,000 | $ 345,000 | $ 154,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 59 | $ 30,145,000 | $ 510,000 | $ 231,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 56 | $ 23,050,000 | $ 412,500 | $ 138,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 55 | $ 28,105,000 | $ 511,000 | $ 183,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 55 | $ 20,905,000 | $ 334,500 | $ 135,000 |
| GADSDEN, AL | 54 | $ 8,810,000 | $ 163,000 | $ 85,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 54 | $ 28,480,000 | $ 527,000 | $ 188,000 |
| ALBANY, GA | 53 | $ 7,585,000 | $ 143,000 | $ 60,000 |
| AUBURN-OPELIKA, AL | 51 | $ 15,675,000 | $ 307,000 | $ 101,000 |
| FLORENCE-MUSCLE SHOALS, AL | 49 | $ 12,425,000 | $ 253,000 | $ 199,000 |
| CHICAGO-NAPERVILLE, IL | 46 | $ 15,750,000 | $ 342,000 | $ 198,000 |
| LAKELAND-WINTER HAVEN, FL | 44 | $ 7,270,000 | $ 165,000 | $ 79,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 44 | $ 18,730,000 | $ 431,500 | $ 140,000 |
| TULSA, OK | 41 | $ 8,435,000 | $ 205,000 | $ 112,000 |
| DENVER-AURORA-LAKEWOOD, CO | 40 | $ 29,420,000 | $ 735,000 | $ 195,000 |
| ODESSA, TX | 40 | $ 4,810,000 | $ 120,000 | $ 71,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 39 | $ 10,145,000 | $ 260,000 | $ 139,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 38 | $ 10,990,000 | $ 289,000 | $ 122,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 36 | $ 8,240,000 | $ 255,500 | $ 110,500 |
| NEW YORK-NEWARK, NY | 36 | $ 13,600,000 | $ 346,500 | $ 167,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 36 | $ 15,620,000 | $ 433,000 | $ 142,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 35 | $ 17,235,000 | $ 492,000 | $ 173,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 34 | $ 8,360,000 | $ 245,000 | $ 97,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 34 | $ 13,600,000 | $ 400,000 | $ 148,000 |
| BEAUMONT-PORT ARTHUR, TX | 33 | $ 3,715,000 | $ 112,000 | $ 79,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 33 | $ 13,055,000 | $ 395,000 | $ 158,000 |
| NEW ORLEANS-METAIRIE, LA | 32 | $ 11,840,000 | $ 370,000 | $ 148,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 31 | $ 10,845,000 | $ 349,000 | $ 143,000 |
| SAN DIEGO-CARLSBAD, CA | 31 | $ 17,355,000 | $ 559,000 | $ 197,000 |
| MACON-BIBB COUNTY, GA | 30 | $ 4,750,000 | $ 158,000 | $ 57,000 |
| PANAMA CITY, FL | 29 | $ 10,585,000 | $ 365,000 | $ 213,000 |
| ST. LOUIS, MO-IL | 29 | $ 9,445,000 | $ 310,500 | $ 98,500 |
| BOISE CITY, ID | 28 | $ 12,410,000 | $ 443,000 | $ 151,000 |
| CINCINNATI, OH-KY-IN | 28 | $ 5,730,000 | $ 209,000 | $ 111,500 |
| GAINESVILLE, FL | 28 | $ 4,020,000 | $ 143,000 | $ 88,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 27 | $ 13,615,000 | $ 504,000 | $ 143,000 |
| KILLEEN-TEMPLE, TX | 27 | $ 3,695,000 | $ 136,000 | $ 92,000 |
| SALT LAKE CITY, UT | 27 | $ 9,945,000 | $ 368,000 | $ 152,000 |
| COLLEGE STATION-BRYAN, TX | 26 | $ 3,150,000 | $ 121,000 | $ 78,000 |
| MIDLAND, TX | 26 | $ 3,670,000 | $ 141,000 | $ 111,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 26 | $ 12,600,000 | $ 484,000 | $ 227,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 26 | $ 15,840,000 | $ 609,000 | $ 185,000 |
| TYLER, TX | 26 | $ 2,180,000 | $ 83,000 | $ 79,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 25 | $ 9,305,000 | $ 372,000 | $ 161,000 |
| SAVANNAH, GA | 25 | $ 5,855,000 | $ 234,000 | $ 130,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 24 | $ 12,110,000 | $ 504,000 | $ 108,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 24 | $ 8,260,000 | $ 287,000 | $ 134,500 |
| WARNER ROBINS, GA | 22 | $ 3,720,000 | $ 169,000 | $ 102,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 21 | $ 4,745,000 | $ 225,000 | $ 95,000 |
| PROVO-OREM, UT | 21 | $ 8,875,000 | $ 422,000 | $ 180,000 |
| ALBUQUERQUE, NM | 20 | $ 5,480,000 | $ 274,000 | $ 148,000 |
| CAPE CORAL-FORT MYERS, FL | 20 | $ 6,790,000 | $ 339,000 | $ 151,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 20 | $ 9,220,000 | $ 461,000 | $ 145,000 |
| SEBRING, FL | 20 | $ 3,350,000 | $ 167,000 | $ 145,000 |
| BRUNSWICK, GA | 19 | $ 4,235,000 | $ 222,000 | $ 114,000 |
| COLUMBUS, OH | 19 | $ 5,115,000 | $ 269,000 | $ 156,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 19 | $ 3,495,000 | $ 392,000 | $ 154,000 |
| VALDOSTA, GA | 19 | $ 3,535,000 | $ 186,000 | $ 63,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 19 | $ 6,125,000 | $ 322,000 | $ 147,000 |
| DURHAM-CHAPEL HILL, NC | 18 | $ 5,480,000 | $ 304,000 | $ 141,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 5,130,000 | $ 285,000 | $ 140,000 |
| LUBBOCK, TX | 18 | $ 2,350,000 | $ 130,000 | $ 82,000 |
| NEWARK, NJ-PA | 18 | $ 7,050,000 | $ 281,500 | $ 153,500 |
| TACOMA-LAKEWOOD, WA | 18 | $ 7,790,000 | $ 432,000 | $ 174,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 18 | $ 5,790,000 | $ 336,000 | $ 109,000 |
| COLUMBIA, SC | 17 | $ 4,365,000 | $ 256,000 | $ 105,000 |
| PROVIDENCE-WARWICK, RI-MA | 17 | $ 5,995,000 | $ 342,500 | $ 137,500 |
| CLEVELAND-ELYRIA, OH | 16 | $ 4,350,000 | $ 271,000 | $ 159,000 |
| GREENSBORO-HIGH POINT, NC | 16 | $ 1,750,000 | $ 109,000 | $ 70,000 |
| MCALLEN-EDINBURG-MISSION, TX | 16 | $ 2,250,000 | $ 140,000 | $ 136,000 |
| RENO, NV | 16 | $ 6,870,000 | $ 429,000 | $ 148,000 |
| ASHEVILLE, NC | 15 | $ 6,565,000 | $ 437,000 | $ 349,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 15 | $ 5,665,000 | $ 377,000 | $ 164,000 |
| COLORADO SPRINGS, CO | 15 | $ 5,135,000 | $ 342,000 | $ 76,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 15 | $ 2,305,000 | $ 153,000 | $ 77,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 15 | $ 4,855,000 | $ 323,000 | $ 100,000 |
| TALLAHASSEE, FL | 15 | $ 2,525,000 | $ 168,000 | $ 98,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 14 | $ 4,890,000 | $ 349,000 | $ 175,000 |
| LEXINGTON-FAYETTE, KY | 14 | $ 2,630,000 | $ 187,000 | $ 105,000 |
| OWENSBORO, KY | 14 | $ 2,300,000 | $ 164,000 | $ 67,000 |
| PORTLAND-SOUTH PORTLAND, ME | 14 | $ 4,720,000 | $ 337,000 | $ 116,000 |
| TUCSON, AZ | 14 | $ 4,660,000 | $ 332,000 | $ 124,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 13 | $ 2,615,000 | $ 201,000 | $ 82,000 |
| FRESNO, CA | 13 | $ 4,385,000 | $ 337,000 | $ 158,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 13 | $ 4,075,000 | $ 313,000 | $ 108,000 |
| STOCKTON-LODI, CA | 13 | $ 5,435,000 | $ 418,000 | $ 161,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 12 | $ 5,110,000 | $ 425,000 | $ 230,000 |
| CORPUS CHRISTI, TX | 12 | $ 1,710,000 | $ 142,000 | $ 79,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 11 | $ 2,355,000 | $ 348,500 | $ 196,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 11 | $ 2,255,000 | $ 250,000 | $ 109,000 |
| BAKERSFIELD, CA | 11 | $ 4,455,000 | $ 405,000 | $ 144,000 |
| GARY, IN | 11 | $ 1,255,000 | $ 114,000 | $ 69,000 |
| LAREDO, TX | 11 | $ 1,025,000 | $ 93,000 | $ 112,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 2,665,000 | $ 242,000 | $ 132,000 |
| OCALA, FL | 11 | $ 1,445,000 | $ 131,000 | $ 62,000 |
| RICHMOND, VA | 11 | $ 4,055,000 | $ 368,000 | $ 197,000 |
| SPOKANE-SPOKANE VALLEY, WA | 11 | $ 4,295,000 | $ 390,000 | $ 132,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 2,835,000 | $ 257,000 | $ 151,000 |
| BOSTON, MA | 10 | $ 5,310,000 | $ 531,000 | $ 413,000 |
| FAYETTEVILLE, NC | 10 | $ 2,330,000 | $ 233,000 | $ 152,000 |
| GRAND RAPIDS-WYOMING, MI | 10 | $ 2,090,000 | $ 209,000 | $ 119,000 |
| MANCHESTER-NASHUA, NH | 10 | $ 3,370,000 | $ 337,000 | $ 203,000 |
| NEW HAVEN-MILFORD, CT | 10 | $ 2,390,000 | $ 239,000 | $ 101,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 10 | $ 15,520,000 | $ 1,552,000 | $ 162,000 |
| BREMERTON-SILVERDALE, WA | 9 | $ 2,835,000 | $ 315,000 | $ 97,000 |
| BROWNSVILLE-HARLINGEN, TX | 9 | $ 1,155,000 | $ 128,000 | $ 91,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 9 | $ 4,365,000 | $ 485,000 | $ 286,000 |
| LYNCHBURG, VA | 9 | $ 2,335,000 | $ 259,000 | $ 141,000 |
| ABILENE, TX | 8 | $ 1,080,000 | $ 135,000 | $ 123,000 |
| BEND-REDMOND, OR | 8 | $ 3,290,000 | $ 411,000 | $ 220,000 |
| CAMDEN, NJ | 8 | $ 1,880,000 | $ 235,000 | $ 142,000 |
| DES MOINES-WEST DES MOINES, IA | 8 | $ 740,000 | $ 92,000 | $ 103,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 8 | $ 1,240,000 | $ 155,000 | $ 104,000 |
| EUGENE, OR | 8 | $ 3,320,000 | $ 415,000 | $ 91,000 |
| LAS CRUCES, NM | 8 | $ 3,440,000 | $ 430,000 | $ 107,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 3,510,000 | $ 438,000 | $ 119,000 |
| PITTSBURGH, PA | 8 | $ 2,280,000 | $ 285,000 | $ 137,000 |
| SHERMAN-DENISON, TX | 8 | $ 1,140,000 | $ 142,000 | $ 74,000 |
| THE VILLAGES, FL | 8 | $ 1,650,000 | $ 206,000 | $ 107,000 |
| TOLEDO, OH | 8 | $ 6,830,000 | $ 853,000 | $ 130,000 |
| BATON ROUGE, LA | 7 | $ 2,315,000 | $ 330,000 | $ 165,000 |
| COLUMBUS, IN | 7 | $ 575,000 | $ 82,000 | $ 50,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 7 | $ 985,000 | $ 140,000 | $ 79,000 |
| EL PASO, TX | 7 | $ 1,105,000 | $ 157,000 | $ 113,000 |
| ELGIN, IL | 7 | $ 2,245,000 | $ 320,000 | $ 151,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 2,355,000 | $ 336,000 | $ 202,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 3,195,000 | $ 456,000 | $ 226,000 |
| OLYMPIA-TUMWATER, WA | 7 | $ 3,005,000 | $ 429,000 | $ 217,000 |
| PHILADELPHIA, PA | 7 | $ 2,145,000 | $ 306,000 | $ 161,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,565,000 | $ 223,000 | $ 97,000 |
| PUNTA GORDA, FL | 7 | $ 1,555,000 | $ 222,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 7 | $ 4,515,000 | $ 645,000 | $ 283,000 |
| SPARTANBURG, SC | 7 | $ 1,725,000 | $ 246,000 | $ 160,000 |
| SPRINGFIELD, MO | 7 | $ 2,365,000 | $ 337,000 | $ 144,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 3,055,000 | $ 436,000 | $ 115,000 |
| WINSTON-SALEM, NC | 7 | $ 2,205,000 | $ 315,000 | $ 173,000 |
| AKRON, OH | 6 | $ 1,200,000 | $ 200,000 | $ 139,000 |
| CHICO, CA | 6 | $ 2,140,000 | $ 356,000 | $ 217,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 490,000 | $ 81,500 | $ 58,500 |
| HOMOSASSA SPRINGS, FL | 6 | $ 1,380,000 | $ 230,000 | $ 123,000 |
| IDAHO FALLS, ID | 6 | $ 2,290,000 | $ 381,000 | $ 114,000 |
| LAFAYETTE, LA | 6 | $ 1,930,000 | $ 321,000 | $ 92,000 |
| MADISON, WI | 6 | $ 2,240,000 | $ 373,000 | $ 237,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 2,600,000 | $ 433,000 | $ 290,000 |
| ROCHESTER, NY | 6 | $ 1,440,000 | $ 240,000 | $ 132,000 |
| SALEM, OR | 6 | $ 2,050,000 | $ 341,000 | $ 155,000 |
| SANTA FE, NM | 6 | $ 1,950,000 | $ 325,000 | $ 124,000 |
| ST. GEORGE, UT | 6 | $ 1,830,000 | $ 305,000 | $ 115,000 |
| TRENTON, NJ | 6 | $ 1,370,000 | $ 228,000 | $ 114,000 |
| ALBANY, OR | 5 | $ 1,545,000 | $ 309,000 | $ 99,000 |
| ANN ARBOR, MI | 5 | $ 2,085,000 | $ 417,000 | $ 222,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 1,825,000 | $ 365,000 | $ 127,000 |
| GREELEY, CO | 5 | $ 2,315,000 | $ 463,000 | $ 232,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 1,085,000 | $ 217,000 | $ 103,000 |
| LONGVIEW, TX | 5 | $ 515,000 | $ 103,000 | $ 164,000 |
| MODESTO, CA | 5 | $ 1,845,000 | $ 369,000 | $ 130,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 1,895,000 | $ 359,000 | $ 76,000 |
| ROCKY MOUNT, NC | 5 | $ 3,385,000 | $ 677,000 | $ 159,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 2,525,000 | $ 505,000 | $ 144,000 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 2,405,000 | $ 481,000 | $ 140,000 |
| SANTA ROSA, CA | 5 | $ 2,575,000 | $ 515,000 | $ 169,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 165,000 | $ 26,000 | $ 43,500 |
| SYRACUSE, NY | 5 | $ 1,005,000 | $ 201,000 | $ 226,000 |
| WILMINGTON, NC | 5 | $ 2,285,000 | $ 457,000 | $ 251,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,100,000 | $ 275,000 | $ 239,000 |
| COEUR D'ALENE, ID | 4 | $ 1,690,000 | $ 422,000 | $ 81,000 |
| EVANSVILLE, IN-KY | 4 | $ 610,000 | $ 152,500 | $ 170,500 |
| FORT COLLINS, CO | 4 | $ 1,740,000 | $ 435,000 | $ 128,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 690,000 | $ 120,000 | $ 154,500 |
| HINESVILLE, GA | 4 | $ 500,000 | $ 125,000 | $ 121,000 |
| HOT SPRINGS, AR | 4 | $ 1,040,000 | $ 260,000 | $ 140,000 |
| LANCASTER, PA | 4 | $ 1,080,000 | $ 270,000 | $ 156,000 |
| MEDFORD, OR | 4 | $ 1,510,000 | $ 377,000 | $ 140,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 1,350,000 | $ 337,000 | $ 170,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 1,020,000 | $ 255,000 | $ 113,000 |
| SIOUX FALLS, SD | 4 | $ 890,000 | $ 222,000 | $ 167,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 1,910,000 | $ 477,000 | $ 153,000 |
| APPLETON, WI | 3 | $ 765,000 | $ 255,000 | $ 122,000 |
| BANGOR, ME | 3 | $ 745,000 | $ 248,000 | $ 85,000 |
| BILLINGS, MT | 3 | $ 895,000 | $ 298,000 | $ 83,000 |
| CHARLESTON, WV | 3 | $ 485,000 | $ 161,000 | $ 89,000 |
| CHEYENNE, WY | 3 | $ 1,055,000 | $ 351,000 | $ 285,000 |
| DUBUQUE, IA | 3 | $ 165,000 | $ 55,000 | $ 56,000 |
| FORT WAYNE, IN | 3 | $ 595,000 | $ 198,000 | $ 100,000 |
| GAINESVILLE, GA | 3 | $ 935,000 | $ 311,000 | $ 149,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 775,000 | $ 258,000 | $ 153,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 425,000 | $ 141,000 | $ 66,000 |
| JACKSONVILLE, NC | 3 | $ 1,095,000 | $ 365,000 | $ 179,000 |
| LANSING-EAST LANSING, MI | 3 | $ 475,000 | $ 158,000 | $ 103,000 |
| LINCOLN, NE | 3 | $ 595,000 | $ 198,000 | $ 59,000 |
| MERCED, CA | 3 | $ 1,005,000 | $ 335,000 | $ 118,000 |
| MORGANTOWN, WV | 3 | $ 865,000 | $ 288,000 | $ 112,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 315,000 | $ 105,000 | $ 100,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,425,000 | $ 475,000 | $ 109,000 |
| PEORIA, IL | 3 | $ 135,000 | $ 45,000 | $ 41,000 |
| REDDING, CA | 3 | $ 905,000 | $ 301,000 | $ 118,000 |
| SALINAS, CA | 3 | $ 1,035,000 | $ 345,000 | $ 168,000 |
| SAN RAFAEL, CA | 3 | $ 1,455,000 | $ 485,000 | $ 131,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 485,000 | $ 161,000 | $ 67,000 |
| TWIN FALLS, ID | 3 | $ 935,000 | $ 311,000 | $ 145,000 |
| VICTORIA, TX | 3 | $ 545,000 | $ 181,000 | $ 123,000 |
| WALLA WALLA, WA | 3 | $ 1,725,000 | $ 575,000 | $ 218,000 |
| WICHITA FALLS, TX | 3 | $ 395,000 | $ 131,000 | $ 61,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 490,000 | $ 245,000 | $ 136,000 |
| AMARILLO, TX | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| ANCHORAGE, AK | 2 | $ 960,000 | $ 480,000 | $ 157,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 660,000 | $ 330,000 | $ 124,000 |
| BARNSTABLE TOWN, MA | 2 | $ 650,000 | $ 325,000 | $ 112,000 |
| BELLINGHAM, WA | 2 | $ 840,000 | $ 420,000 | $ 172,000 |
| BLOOMINGTON, IN | 2 | $ 590,000 | $ 295,000 | $ 80,000 |
| CARBONDALE-MARION, IL | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| CEDAR RAPIDS, IA | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| DOVER, DE | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| ERIE, PA | 2 | $ 10,840,000 | $ 5,420,000 | $ 0 |
| FARMINGTON, NM | 2 | $ 630,000 | $ 315,000 | $ 68,000 |
| FLAGSTAFF, AZ | 2 | $ 560,000 | $ 280,000 | $ 133,000 |
| FLORENCE, SC | 2 | $ 260,000 | $ 130,000 | $ 142,000 |
| GOLDSBORO, NC | 2 | $ 5,410,000 | $ 2,705,000 | $ 0 |
| GRAND FORKS, ND-MN | 2 | $ 890,000 | $ 445,000 | $ 187,000 |
| HAMMOND, LA | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| HARRISONBURG, VA | 2 | $ 480,000 | $ 240,000 | $ 78,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 690,000 | $ 345,000 | $ 90,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 810,000 | $ 405,000 | $ 116,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 550,000 | $ 275,000 | $ 125,000 |
| LOGAN, UT-ID | 2 | $ 570,000 | $ 285,000 | $ 49,000 |
| MONROE, LA | 2 | $ 320,000 | $ 160,000 | $ 40,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 680,000 | $ 340,000 | $ 108,000 |
| MUSKEGON, MI | 2 | $ 80,000 | $ 40,000 | $ 35,000 |
| READING, PA | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| ROANOKE, VA | 2 | $ 720,000 | $ 360,000 | $ 109,000 |
| ROCKFORD, IL | 2 | $ 400,000 | $ 200,000 | $ 196,000 |
| SALISBURY, MD-DE | 2 | $ 640,000 | $ 320,000 | $ 90,000 |
| SAN ANGELO, TX | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| TEXARKANA, TX-AR | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
| WACO, TX | 2 | $ 830,000 | $ 415,000 | $ 142,000 |
| WENATCHEE, WA | 2 | $ 690,000 | $ 345,000 | $ 91,000 |
| WICHITA, KS | 2 | $ 720,000 | $ 360,000 | $ 252,000 |
| WORCESTER, MA-CT | 2 | $ 810,000 | $ 405,000 | $ 615,000 |
| YAKIMA, WA | 2 | $ 480,000 | $ 240,000 | $ 92,000 |
| YORK-HANOVER, PA | 2 | $ 560,000 | $ 280,000 | $ 284,000 |
| AMES, IA | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 305,000 | $ 305,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| BOULDER, CO | 1 | $ 625,000 | $ 625,000 | $ 115,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| BURLINGTON, NC | 1 | $ 495,000 | $ 495,000 | $ 129,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 315,000 | $ 315,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 485,000 | $ 485,000 | $ 135,000 |
| CASPER, WY | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| CHARLOTTESVILLE, VA | 1 | $ 385,000 | $ 385,000 | $ 186,000 |
| EAU CLAIRE, WI | 1 | $ 255,000 | $ 255,000 | $ 188,000 |
| ELKHART-GOSHEN, IN | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| FARGO, ND-MN | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| FLINT, MI | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| FORT SMITH, AR-OK | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| GREAT FALLS, MT | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| GREEN BAY, WI | 1 | $ 435,000 | $ 435,000 | $ 195,000 |
| GREENVILLE, NC | 1 | $ 385,000 | $ 385,000 | $ 170,000 |
| JOHNSON CITY, TN | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| JONESBORO, AR | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| LAKE CHARLES, LA | 1 | $ 295,000 | $ 295,000 | $ 190,000 |
| LAWTON, OK | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| LEWISTON, ID-WA | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| LONGVIEW, WA | 1 | $ 325,000 | $ 325,000 | $ 284,000 |
| MADERA, CA | 1 | $ 265,000 | $ 265,000 | $ 306,000 |
| MANHATTAN, KS | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| MIDLAND, MI | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| MISSOULA, MT | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| MONROE, MI | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| MUNCIE, IN | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| NAPA, CA | 1 | $ 845,000 | $ 845,000 | $ 312,000 |
| NEW BERN, NC | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 405,000 | $ 405,000 | $ 297,000 |
| PINE BLUFF, AR | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| RAPID CITY, SD | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| ROCHESTER, MN | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| SAGINAW, MI | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| SPRINGFIELD, IL | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| ST. JOSEPH, MO-KS | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| STATE COLLEGE, PA | 1 | $ 385,000 | $ 385,000 | $ 67,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| WINCHESTER, VA-WV | 1 | $ 425,000 | $ 425,000 | $ 165,000 |
| YUMA, AZ | 1 | $ 375,000 | $ 375,000 | $ 275,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,597 | $4,378,755,000 | $223,000 | $68,185,000 | $94,000 | $8,577,000 |
| Cash-out Refinancing | 2,425 | $785,925,000 | $324,000 | $4,505,000 | $136,000 | $2,500,000 |
| Other Purpose | 2,204 | $374,740,000 | $170,000 | $3,945,000 | $204,000 | $7,770,000 |
| Refinancing | 1,902 | $650,930,000 | $342,000 | $22,505,000 | $145,000 | $1,581,000 |
| Home Improvement | 67 | $24,495,000 | $365,000 | $3,745,000 | $167,000 | $1,214,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,768 | $3,517,260,000 | $223,000 | $4,505,000 | $113,000 | $8,577,000 |
| Black or African American | 4,084 | $697,470,000 | $170,000 | $1,605,000 | $70,000 | $1,911,000 |
| Not Provided | 2,792 | $778,290,000 | $278,000 | $3,745,000 | $165,000 | $5,963,000 |
| Hispanic | 1,960 | $329,010,000 | $167,000 | $1,445,000 | $79,000 | $1,200,000 |
| Asian | 770 | $280,160,000 | $363,000 | $1,285,000 | $157,000 | $1,503,000 |
| Not applicable | 507 | $539,155,000 | $1,063,000 | $68,185,000 | $0 | $0 |
| American Indian or Alaskan Native | 168 | $29,460,000 | $175,000 | $695,000 | $79,000 | $445,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $7,620,000 | $293,000 | $915,000 | $125,000 | $523,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,057 | $5,611,165,000 | $233,000 | $68,185,000 | $112,000 | $8,577,000 |
| FHA-insured (Federal Housing Administration) | 1,195 | $291,965,000 | $244,000 | $655,000 | $77,000 | $1,010,000 |
| VA-guaranteed (Veterans Administration) | 699 | $265,515,000 | $379,000 | $2,335,000 | $118,000 | $452,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 244 | $46,200,000 | $189,000 | $385,000 | $60,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,072 | $3,629,820,000 | $300,000 | $68,185,000 | $139,000 | $8,577,000 |
| Application Denied By Financial Institution | 8,920 | $1,359,110,000 | $152,000 | $2,075,000 | $70,000 | $4,512,000 |
| Application Withdrawn By Applicant | 2,969 | $948,285,000 | $319,000 | $3,045,000 | $140,000 | $7,770,000 |
| Application Approved But Not Accepted | 2,052 | $230,820,000 | $112,000 | $1,855,000 | $75,000 | $1,585,000 |
| Loan Purchased By The Institution | 125 | $25,085,000 | $200,000 | $1,375,000 | $0 | $0 |
| File Closed For Incompleteness | 57 | $21,725,000 | $381,000 | $1,615,000 | $194,000 | $1,258,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,275 | $4,855,735,000 | $281,000 | $68,185,000 | $132,000 | $8,577,000 |
| Credit History | 5,649 | $771,335,000 | $136,000 | $2,005,000 | $68,000 | $4,512,000 |
| Debt-To-Income Ratio | 1,739 | $277,175,000 | $159,000 | $1,505,000 | $57,000 | $1,620,000 |
| Other | 457 | $66,455,000 | $145,000 | $965,000 | $77,000 | $881,000 |
| Credit Application Incomplete | 338 | $119,570,000 | $353,000 | $2,075,000 | $140,000 | $721,000 |
| Unverifiable Information | 337 | $49,475,000 | $146,000 | $905,000 | $79,000 | $613,000 |
| Employment History | 226 | $30,500,000 | $134,000 | $695,000 | $63,000 | $600,000 |
| Collateral | 121 | $30,315,000 | $250,000 | $1,805,000 | $130,000 | $1,249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 53 | $14,285,000 | $269,000 | $865,000 | $108,000 | $344,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.