Flagstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Flagstar Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank 5151 Corporate Dr Troy, MI 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 236,148 |
| Total Mortgage Loan Application Amount | $47,110,155,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $3,570,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $5,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Flagstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Flagstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WARREN-TROY-FARMINGTON HILLS, MI | 6,140 | $ 973,831,000 | $ 158,000 | $ 78,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 6,010 | $ 997,777,000 | $ 166,000 | $ 95,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5,796 | $ 1,900,922,000 | $ 327,000 | $ 102,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 5,326 | $ 1,111,201,000 | $ 208,000 | $ 93,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 5,173 | $ 932,111,000 | $ 180,000 | $ 78,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 4,948 | $ 1,095,655,000 | $ 221,000 | $ 85,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4,851 | $ 1,417,135,000 | $ 292,000 | $ 98,000 |
| DALLAS-PLANO-IRVING, TX | 4,521 | $ 809,339,000 | $ 179,000 | $ 95,000 |
| ST. LOUIS, MO-IL | 4,426 | $ 662,872,000 | $ 138,000 | $ 61,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,238 | $ 1,034,179,000 | $ 244,000 | $ 96,000 |
| DENVER-AURORA, CO | 3,592 | $ 795,008,000 | $ 221,000 | $ 92,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 3,434 | $ 1,203,478,000 | $ 341,000 | $ 112,000 |
| BALTIMORE-TOWSON, MD | 3,406 | $ 755,715,000 | $ 221,000 | $ 76,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3,167 | $ 884,619,000 | $ 277,250 | $ 92,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 3,122 | $ 368,195,000 | $ 117,000 | $ 67,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,849 | $ 633,229,000 | $ 222,000 | $ 92,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 2,683 | $ 839,816,000 | $ 313,000 | $ 116,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 2,503 | $ 614,705,000 | $ 241,500 | $ 94,500 |
| FORT WORTH-ARLINGTON, TX | 2,303 | $ 362,019,000 | $ 157,000 | $ 87,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2,300 | $ 585,047,000 | $ 254,000 | $ 103,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2,266 | $ 753,944,000 | $ 332,000 | $ 118,000 |
| ORLANDO-KISSIMMEE, FL | 2,235 | $ 434,669,000 | $ 194,000 | $ 82,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,192 | $ 454,918,000 | $ 207,000 | $ 98,000 |
| TUCSON, AZ | 2,157 | $ 410,970,000 | $ 190,000 | $ 78,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 2,098 | $ 351,709,000 | $ 167,500 | $ 68,500 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2,087 | $ 736,365,000 | $ 352,000 | $ 121,000 |
| AUSTIN-ROUND ROCK, TX | 2,078 | $ 408,704,000 | $ 196,000 | $ 100,000 |
| PHILADELPHIA, PA | 2,071 | $ 380,904,000 | $ 183,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,019 | $ 347,291,000 | $ 172,000 | $ 78,000 |
| LAS VEGAS-PARADISE, NV | 1,968 | $ 427,039,000 | $ 216,000 | $ 99,000 |
| TACOMA, WA | 1,874 | $ 456,204,000 | $ 243,000 | $ 82,000 |
| KANSAS CITY, MO-KS | 1,675 | $ 247,483,000 | $ 150,500 | $ 70,500 |
| GRAND RAPIDS-WYOMING, MI | 1,669 | $ 211,079,000 | $ 126,000 | $ 58,000 |
| SAN ANTONIO, TX | 1,593 | $ 242,871,000 | $ 152,000 | $ 80,000 |
| NASSAU-SUFFOLK, NY | 1,577 | $ 509,894,000 | $ 323,000 | $ 109,000 |
| INDIANAPOLIS-CARMEL, IN | 1,575 | $ 248,516,000 | $ 157,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,442 | $ 298,651,000 | $ 207,000 | $ 104,000 |
| NEWARK-UNION, NJ-PA | 1,439 | $ 408,632,000 | $ 240,500 | $ 89,500 |
| EDISON-NEW BRUNSWICK, NJ | 1,363 | $ 375,182,000 | $ 275,000 | $ 100,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,351 | $ 318,918,000 | $ 240,000 | $ 83,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1,321 | $ 171,486,000 | $ 129,000 | $ 63,000 |
| COLUMBUS, OH | 1,321 | $ 204,260,000 | $ 154,000 | $ 73,000 |
| JACKSONVILLE, FL | 1,307 | $ 229,892,000 | $ 175,000 | $ 72,000 |
| SALT LAKE CITY, UT | 1,293 | $ 303,375,000 | $ 234,000 | $ 95,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,232 | $ 199,791,000 | $ 162,000 | $ 63,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1,215 | $ 199,783,000 | $ 164,000 | $ 76,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,201 | $ 202,633,000 | $ 168,000 | $ 65,000 |
| LANSING-EAST LANSING, MI | 1,183 | $ 143,313,000 | $ 121,000 | $ 58,000 |
| FRESNO, CA | 1,172 | $ 238,514,000 | $ 203,000 | $ 83,000 |
| PITTSBURGH, PA | 1,095 | $ 138,272,000 | $ 126,000 | $ 64,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,069 | $ 199,441,000 | $ 183,500 | $ 72,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,034 | $ 224,126,000 | $ 216,000 | $ 84,000 |
| BIRMINGHAM-HOOVER, AL | 1,022 | $ 155,753,000 | $ 152,000 | $ 71,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 982 | $ 384,115,000 | $ 391,000 | $ 138,000 |
| SPOKANE, WA | 975 | $ 177,391,000 | $ 181,000 | $ 77,000 |
| RALEIGH-CARY, NC | 957 | $ 170,400,000 | $ 178,000 | $ 70,000 |
| RICHMOND, VA | 947 | $ 186,465,000 | $ 196,000 | $ 69,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 935 | $ 140,224,000 | $ 147,000 | $ 63,000 |
| MEMPHIS, TN-MS-AR | 923 | $ 131,446,000 | $ 140,666 | $ 79,666 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 916 | $ 383,872,000 | $ 419,000 | $ 141,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 905 | $ 184,362,000 | $ 213,000 | $ 70,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 882 | $ 179,825,000 | $ 200,500 | $ 69,000 |
| BOSTON-QUINCY, MA | 877 | $ 248,492,000 | $ 283,000 | $ 95,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 861 | $ 291,735,000 | $ 338,000 | $ 113,000 |
| COLUMBIA, SC | 857 | $ 125,795,000 | $ 146,000 | $ 66,000 |
| GARY, IN | 853 | $ 126,543,000 | $ 148,000 | $ 66,000 |
| ANN ARBOR, MI | 774 | $ 140,846,000 | $ 181,000 | $ 88,000 |
| CAMDEN, NJ | 752 | $ 150,792,000 | $ 200,000 | $ 77,000 |
| PORT ST. LUCIE, FL | 685 | $ 115,881,000 | $ 169,000 | $ 84,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 678 | $ 126,390,000 | $ 186,000 | $ 71,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 676 | $ 104,269,000 | $ 154,000 | $ 70,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 675 | $ 93,664,000 | $ 140,500 | $ 64,500 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 674 | $ 207,960,000 | $ 308,000 | $ 96,000 |
| BOISE CITY-NAMPA, ID | 669 | $ 131,582,000 | $ 196,000 | $ 79,000 |
| BATON ROUGE, LA | 667 | $ 106,942,000 | $ 160,000 | $ 71,000 |
| ALBUQUERQUE, NM | 666 | $ 126,969,000 | $ 190,000 | $ 75,000 |
| STOCKTON, CA | 635 | $ 142,408,000 | $ 224,000 | $ 88,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 631 | $ 186,819,000 | $ 296,000 | $ 100,000 |
| FORT WAYNE, IN | 605 | $ 75,736,000 | $ 125,000 | $ 58,000 |
| BAKERSFIELD, CA | 602 | $ 117,443,000 | $ 195,000 | $ 85,000 |
| TULSA, OK | 599 | $ 84,429,000 | $ 140,000 | $ 69,000 |
| JACKSON, MI | 598 | $ 60,948,000 | $ 101,000 | $ 51,000 |
| CAPE CORAL-FORT MYERS, FL | 592 | $ 115,323,000 | $ 194,000 | $ 119,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 572 | $ 78,499,000 | $ 137,000 | $ 62,000 |
| SALEM, OR | 566 | $ 114,243,000 | $ 201,000 | $ 72,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 540 | $ 84,927,000 | $ 157,000 | $ 66,000 |
| OGDEN-CLEARFIELD, UT | 530 | $ 114,262,000 | $ 215,000 | $ 79,000 |
| WILMINGTON, DE-MD-NJ | 522 | $ 111,466,000 | $ 211,666 | $ 76,666 |
| NEW HAVEN-MILFORD, CT | 520 | $ 114,415,000 | $ 220,000 | $ 80,000 |
| FLINT, MI | 515 | $ 61,783,000 | $ 119,000 | $ 65,000 |
| TALLAHASSEE, FL | 509 | $ 88,514,000 | $ 173,000 | $ 72,000 |
| EL PASO, TX | 507 | $ 69,513,000 | $ 137,000 | $ 70,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 500 | $ 73,762,000 | $ 147,000 | $ 65,000 |
| VALLEJO-FAIRFIELD, CA | 497 | $ 135,088,000 | $ 271,000 | $ 116,000 |
| MODESTO, CA | 483 | $ 95,737,000 | $ 198,000 | $ 73,000 |
| DAYTON, OH | 474 | $ 59,951,000 | $ 126,000 | $ 60,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 473 | $ 66,980,000 | $ 141,000 | $ 64,500 |
| HOLLAND-GRAND HAVEN, MI | 466 | $ 65,717,000 | $ 141,000 | $ 62,000 |
| ALBANY-SCHENECTADY-TROY, NY | 461 | $ 79,132,000 | $ 171,000 | $ 73,000 |
| PROVO-OREM, UT | 459 | $ 100,386,000 | $ 218,000 | $ 86,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 451 | $ 112,843,000 | $ 250,000 | $ 86,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 450 | $ 85,799,000 | $ 190,000 | $ 90,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 441 | $ 87,084,000 | $ 222,500 | $ 84,000 |
| TOLEDO, OH | 440 | $ 52,875,000 | $ 120,000 | $ 64,000 |
| BRADENTON-SARASOTA-VENICE, FL | 439 | $ 85,943,000 | $ 195,000 | $ 93,000 |
| WORCESTER, MA | 439 | $ 99,174,000 | $ 225,000 | $ 78,000 |
| COLORADO SPRINGS, CO | 438 | $ 92,235,000 | $ 210,000 | $ 81,000 |
| PEABODY, MA | 437 | $ 113,672,000 | $ 260,000 | $ 94,000 |
| LAKELAND-WINTER HAVEN, FL | 429 | $ 67,271,000 | $ 156,000 | $ 67,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 426 | $ 69,106,000 | $ 162,000 | $ 70,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 425 | $ 125,367,000 | $ 294,000 | $ 106,000 |
| AKRON, OH | 421 | $ 56,001,000 | $ 133,000 | $ 65,000 |
| DES MOINES-WEST DES MOINES, IA | 414 | $ 66,267,000 | $ 160,000 | $ 65,000 |
| SANTA ROSA-PETALUMA, CA | 392 | $ 120,546,000 | $ 307,000 | $ 116,000 |
| BOULDER, CO | 388 | $ 103,961,000 | $ 267,000 | $ 99,000 |
| GREENSBORO-HIGH POINT, NC | 388 | $ 51,135,000 | $ 131,000 | $ 55,000 |
| WICHITA, KS | 388 | $ 45,566,000 | $ 117,000 | $ 57,000 |
| HONOLULU, HI | 371 | $ 135,710,000 | $ 365,000 | $ 112,000 |
| MADISON, WI | 371 | $ 76,375,000 | $ 205,000 | $ 83,000 |
| NAPLES-MARCO ISLAND, FL | 363 | $ 85,886,000 | $ 236,000 | $ 121,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 358 | $ 63,517,000 | $ 177,000 | $ 82,000 |
| YUMA, AZ | 351 | $ 52,563,000 | $ 149,000 | $ 60,000 |
| DURHAM, NC | 345 | $ 56,566,000 | $ 163,000 | $ 75,000 |
| MCALLEN-EDINBURG-MISSION, TX | 345 | $ 50,976,000 | $ 147,000 | $ 81,000 |
| SHREVEPORT-BOSSIER CITY, LA | 345 | $ 43,489,000 | $ 126,000 | $ 55,000 |
| VISALIA-PORTERVILLE, CA | 337 | $ 63,665,000 | $ 188,000 | $ 83,000 |
| OLYMPIA, WA | 333 | $ 78,781,000 | $ 236,000 | $ 83,000 |
| BREMERTON-SILVERDALE, WA | 332 | $ 82,908,000 | $ 249,000 | $ 87,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 332 | $ 32,411,000 | $ 98,333 | $ 45,000 |
| KALAMAZOO-PORTAGE, MI | 330 | $ 44,330,000 | $ 134,000 | $ 67,000 |
| WILMINGTON, NC | 330 | $ 66,206,000 | $ 200,000 | $ 90,000 |
| OKLAHOMA CITY, OK | 329 | $ 43,443,000 | $ 132,000 | $ 68,000 |
| KNOXVILLE, TN | 318 | $ 52,383,000 | $ 164,000 | $ 77,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 314 | $ 74,610,000 | $ 237,000 | $ 92,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 312 | $ 46,686,000 | $ 149,000 | $ 78,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 306 | $ 47,447,000 | $ 150,500 | $ 68,500 |
| MUSKEGON-NORTON SHORES, MI | 299 | $ 32,888,000 | $ 109,000 | $ 46,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 292 | $ 61,526,000 | $ 211,000 | $ 74,000 |
| LEXINGTON-FAYETTE, KY | 291 | $ 45,417,000 | $ 156,000 | $ 74,000 |
| YAKIMA, WA | 282 | $ 48,032,000 | $ 170,000 | $ 68,000 |
| PRESCOTT, AZ | 280 | $ 62,501,000 | $ 223,000 | $ 95,000 |
| RACINE, WI | 276 | $ 44,351,000 | $ 160,000 | $ 54,000 |
| SPRINGFIELD, MO | 274 | $ 38,108,000 | $ 139,000 | $ 62,000 |
| RENO-SPARKS, NV | 273 | $ 63,798,000 | $ 233,000 | $ 101,000 |
| LANCASTER, PA | 271 | $ 45,885,000 | $ 169,000 | $ 70,000 |
| MOBILE, AL | 269 | $ 39,094,000 | $ 145,000 | $ 62,000 |
| SPRINGFIELD, MA | 269 | $ 49,347,000 | $ 183,000 | $ 63,000 |
| ANCHORAGE, AK | 266 | $ 64,500,000 | $ 242,000 | $ 85,000 |
| SANTA FE, NM | 266 | $ 70,411,000 | $ 264,000 | $ 95,000 |
| JACKSON, MS | 264 | $ 30,858,000 | $ 116,000 | $ 64,000 |
| OCALA, FL | 264 | $ 38,717,000 | $ 146,000 | $ 58,000 |
| ASHEVILLE, NC | 260 | $ 45,250,000 | $ 174,000 | $ 63,000 |
| CHICO, CA | 260 | $ 56,111,000 | $ 215,000 | $ 85,000 |
| EUGENE-SPRINGFIELD, OR | 260 | $ 55,555,000 | $ 213,000 | $ 85,000 |
| COLUMBIA, MO | 258 | $ 36,925,000 | $ 143,000 | $ 59,000 |
| FORT COLLINS-LOVELAND, CO | 257 | $ 56,131,000 | $ 218,000 | $ 103,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 254 | $ 40,699,000 | $ 143,500 | $ 59,000 |
| MADERA, CA | 243 | $ 49,198,000 | $ 202,000 | $ 76,000 |
| GREELEY, CO | 241 | $ 48,552,000 | $ 201,000 | $ 85,000 |
| HARRISBURG-CARLISLE, PA | 238 | $ 37,273,000 | $ 156,000 | $ 67,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 238 | $ 40,848,000 | $ 171,000 | $ 76,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 238 | $ 74,538,000 | $ 313,000 | $ 123,000 |
| SALINAS, CA | 232 | $ 73,664,000 | $ 317,000 | $ 106,000 |
| APPLETON, WI | 228 | $ 32,805,000 | $ 143,000 | $ 60,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 228 | $ 27,696,000 | $ 129,000 | $ 58,000 |
| ST. GEORGE, UT | 228 | $ 52,427,000 | $ 229,000 | $ 91,000 |
| NILES-BENTON HARBOR, MI | 227 | $ 32,223,000 | $ 141,000 | $ 66,000 |
| IDAHO FALLS, ID | 222 | $ 38,885,000 | $ 175,000 | $ 71,000 |
| YORK-HANOVER, PA | 220 | $ 40,364,000 | $ 183,000 | $ 71,000 |
| GREENVILLE, NC | 218 | $ 32,281,000 | $ 148,000 | $ 73,000 |
| SPARTANBURG, SC | 218 | $ 28,098,000 | $ 128,000 | $ 58,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 217 | $ 19,585,000 | $ 90,000 | $ 47,000 |
| GREEN BAY, WI | 216 | $ 34,596,000 | $ 160,000 | $ 73,000 |
| MERCED, CA | 216 | $ 38,200,000 | $ 176,000 | $ 76,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 216 | $ 58,816,000 | $ 272,000 | $ 97,000 |
| GRAND JUNCTION, CO | 211 | $ 47,027,000 | $ 222,000 | $ 83,000 |
| SAVANNAH, GA | 211 | $ 36,274,000 | $ 171,000 | $ 73,000 |
| BEAUMONT-PORT ARTHUR, TX | 208 | $ 25,115,000 | $ 120,000 | $ 65,000 |
| MONTGOMERY, AL | 206 | $ 29,107,000 | $ 141,000 | $ 61,000 |
| SCRANTON--WILKES-BARRE, PA | 206 | $ 25,759,000 | $ 125,000 | $ 64,000 |
| CORPUS CHRISTI, TX | 205 | $ 26,674,000 | $ 130,000 | $ 72,000 |
| FAYETTEVILLE, NC | 205 | $ 26,009,000 | $ 126,000 | $ 59,000 |
| HICKORY-LENOIR-MORGANTON, NC | 205 | $ 26,366,000 | $ 128,000 | $ 57,000 |
| SPRINGFIELD, IL | 205 | $ 22,820,000 | $ 111,000 | $ 58,000 |
| BATTLE CREEK, MI | 204 | $ 21,161,000 | $ 103,000 | $ 50,000 |
| BEND, OR | 202 | $ 53,906,000 | $ 266,000 | $ 121,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 199 | $ 19,504,000 | $ 97,000 | $ 45,500 |
| MOUNT VERNON-ANACORTES, WA | 198 | $ 47,358,000 | $ 239,000 | $ 82,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 197 | $ 44,079,000 | $ 223,000 | $ 95,000 |
| ROANOKE, VA | 193 | $ 32,127,000 | $ 166,000 | $ 60,000 |
| READING, PA | 191 | $ 29,621,000 | $ 155,000 | $ 66,000 |
| WINSTON-SALEM, NC | 187 | $ 27,116,000 | $ 145,000 | $ 61,000 |
| BUFFALO-NIAGARA FALLS, NY | 184 | $ 25,040,000 | $ 136,000 | $ 73,000 |
| HUNTSVILLE, AL | 184 | $ 29,999,000 | $ 163,000 | $ 78,000 |
| OSHKOSH-NEENAH, WI | 178 | $ 23,862,000 | $ 134,000 | $ 59,000 |
| GAINESVILLE, GA | 176 | $ 33,700,000 | $ 191,000 | $ 75,000 |
| REDDING, CA | 176 | $ 38,536,000 | $ 218,000 | $ 82,000 |
| MANCHESTER-NASHUA, NH | 175 | $ 37,665,000 | $ 215,000 | $ 79,000 |
| ROCHESTER, NY | 174 | $ 25,785,000 | $ 148,000 | $ 84,000 |
| CHATTANOOGA, TN-GA | 168 | $ 24,676,000 | $ 144,000 | $ 59,500 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 168 | $ 22,144,000 | $ 131,000 | $ 76,000 |
| MONROE, MI | 168 | $ 22,540,000 | $ 134,000 | $ 66,000 |
| TOPEKA, KS | 167 | $ 19,033,000 | $ 113,000 | $ 60,000 |
| NORWICH-NEW LONDON, CT | 160 | $ 35,498,000 | $ 221,000 | $ 81,000 |
| POCATELLO, ID | 160 | $ 22,744,000 | $ 142,000 | $ 61,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 159 | $ 17,192,000 | $ 109,000 | $ 62,500 |
| BELLINGHAM, WA | 155 | $ 35,905,000 | $ 231,000 | $ 77,000 |
| BROWNSVILLE-HARLINGEN, TX | 155 | $ 22,028,000 | $ 142,000 | $ 100,000 |
| CANTON-MASSILLON, OH | 154 | $ 21,030,000 | $ 136,000 | $ 57,000 |
| JOHNSON CITY, TN | 154 | $ 24,268,000 | $ 157,000 | $ 70,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 154 | $ 20,291,000 | $ 133,500 | $ 58,500 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 145 | $ 31,612,000 | $ 218,000 | $ 75,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 144 | $ 28,548,000 | $ 198,000 | $ 133,000 |
| RAPID CITY, SD | 142 | $ 22,283,000 | $ 156,000 | $ 59,000 |
| ROCKFORD, IL | 139 | $ 18,563,000 | $ 133,000 | $ 60,000 |
| TRENTON-EWING, NJ | 139 | $ 28,533,000 | $ 205,000 | $ 73,000 |
| COEUR D'ALENE, ID | 136 | $ 27,656,000 | $ 203,000 | $ 78,000 |
| SANTA CRUZ-WATSONVILLE, CA | 136 | $ 49,772,000 | $ 365,000 | $ 128,000 |
| COLUMBUS, GA-AL | 134 | $ 19,018,000 | $ 131,500 | $ 51,500 |
| WENATCHEE, WA | 131 | $ 27,958,000 | $ 213,000 | $ 90,000 |
| ANDERSON, SC | 130 | $ 18,445,000 | $ 141,000 | $ 55,000 |
| LINCOLN, NE | 130 | $ 19,257,000 | $ 148,000 | $ 63,000 |
| PEORIA, IL | 130 | $ 17,072,000 | $ 131,000 | $ 62,000 |
| GAINESVILLE, FL | 129 | $ 19,146,000 | $ 148,000 | $ 70,000 |
| MICHIGAN CITY-LA PORTE, IN | 126 | $ 15,663,000 | $ 124,000 | $ 66,000 |
| PALM COAST, FL | 126 | $ 22,070,000 | $ 175,000 | $ 78,000 |
| SEBASTIAN-VERO BEACH, FL | 125 | $ 22,559,000 | $ 180,000 | $ 84,000 |
| PANAMA CITY-LYNN HAVEN, FL | 123 | $ 23,924,000 | $ 194,000 | $ 108,000 |
| YUBA CITY, CA | 122 | $ 22,504,000 | $ 184,000 | $ 125,000 |
| DULUTH, MN-WI | 121 | $ 18,146,000 | $ 139,000 | $ 59,000 |
| FLORENCE, SC | 120 | $ 14,221,000 | $ 118,000 | $ 56,000 |
| GULFPORT-BILOXI, MS | 120 | $ 16,518,000 | $ 137,000 | $ 78,000 |
| LONGVIEW, WA | 120 | $ 21,351,000 | $ 177,000 | $ 64,000 |
| EVANSVILLE, IN-KY | 118 | $ 14,371,000 | $ 101,000 | $ 50,500 |
| COLLEGE STATION-BRYAN, TX | 117 | $ 17,634,000 | $ 150,000 | $ 82,000 |
| AMARILLO, TX | 116 | $ 15,303,000 | $ 131,000 | $ 65,000 |
| BARNSTABLE TOWN, MA | 116 | $ 31,846,000 | $ 274,000 | $ 117,000 |
| BLOOMINGTON, IN | 115 | $ 16,563,000 | $ 144,000 | $ 66,000 |
| PUEBLO, CO | 113 | $ 17,409,000 | $ 154,000 | $ 82,000 |
| SHERMAN-DENISON, TX | 113 | $ 16,968,000 | $ 150,000 | $ 94,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 112 | $ 14,538,000 | $ 129,000 | $ 67,000 |
| LYNCHBURG, VA | 112 | $ 17,024,000 | $ 152,000 | $ 56,000 |
| ELKHART-GOSHEN, IN | 111 | $ 14,079,000 | $ 126,000 | $ 53,000 |
| ALBANY, GA | 108 | $ 15,965,000 | $ 147,000 | $ 65,000 |
| PUNTA GORDA, FL | 108 | $ 19,793,000 | $ 183,000 | $ 116,000 |
| HANFORD-CORCORAN, CA | 107 | $ 20,024,000 | $ 187,000 | $ 73,000 |
| JOPLIN, MO | 107 | $ 11,965,000 | $ 111,000 | $ 55,000 |
| MACON, GA | 107 | $ 15,839,000 | $ 148,000 | $ 55,000 |
| MEDFORD, OR | 107 | $ 25,223,000 | $ 235,000 | $ 77,000 |
| DOVER, DE | 104 | $ 20,478,000 | $ 196,000 | $ 64,000 |
| SYRACUSE, NY | 104 | $ 14,336,000 | $ 137,000 | $ 70,000 |
| LAFAYETTE, LA | 101 | $ 16,350,000 | $ 161,000 | $ 67,000 |
| LOGAN, UT-ID | 101 | $ 17,484,000 | $ 160,000 | $ 60,500 |
| BURLINGTON, NC | 100 | $ 13,226,000 | $ 132,000 | $ 49,000 |
| CHARLOTTESVILLE, VA | 100 | $ 21,186,000 | $ 211,000 | $ 79,000 |
| NAPA, CA | 98 | $ 35,149,000 | $ 358,000 | $ 129,000 |
| JEFFERSON CITY, MO | 97 | $ 11,882,000 | $ 122,000 | $ 53,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 97 | $ 16,219,000 | $ 167,000 | $ 58,000 |
| LAS CRUCES, NM | 96 | $ 15,809,000 | $ 164,000 | $ 63,000 |
| SALISBURY, MD | 96 | $ 16,007,000 | $ 166,000 | $ 65,000 |
| SIOUX CITY, IA-NE-SD | 95 | $ 9,193,000 | $ 99,000 | $ 44,000 |
| WATERLOO-CEDAR FALLS, IA | 92 | $ 11,581,000 | $ 125,000 | $ 65,000 |
| EL CENTRO, CA | 91 | $ 16,096,000 | $ 176,000 | $ 66,000 |
| FLAGSTAFF, AZ | 90 | $ 21,141,000 | $ 234,000 | $ 181,000 |
| WACO, TX | 90 | $ 13,193,000 | $ 146,000 | $ 95,000 |
| LAREDO, TX | 89 | $ 12,893,000 | $ 144,000 | $ 66,000 |
| MANSFIELD, OH | 89 | $ 9,155,000 | $ 102,000 | $ 56,000 |
| CLARKSVILLE, TN-KY | 88 | $ 11,736,000 | $ 130,000 | $ 54,000 |
| FARMINGTON, NM | 85 | $ 15,126,000 | $ 177,000 | $ 65,000 |
| CHARLESTON, WV | 84 | $ 11,469,000 | $ 136,000 | $ 61,000 |
| ST. JOSEPH, MO-KS | 84 | $ 9,828,000 | $ 106,000 | $ 55,500 |
| TUSCALOOSA, AL | 81 | $ 13,030,000 | $ 160,000 | $ 65,000 |
| TYLER, TX | 81 | $ 12,587,000 | $ 155,000 | $ 91,000 |
| PASCAGOULA, MS | 80 | $ 11,912,000 | $ 148,000 | $ 116,000 |
| WARNER ROBINS, GA | 80 | $ 13,076,000 | $ 163,000 | $ 65,000 |
| LA CROSSE, WI-MN | 79 | $ 10,299,000 | $ 153,000 | $ 69,000 |
| BAY CITY, MI | 77 | $ 8,309,000 | $ 107,000 | $ 56,000 |
| HOT SPRINGS, AR | 76 | $ 8,985,000 | $ 118,000 | $ 59,000 |
| KINGSTON, NY | 76 | $ 15,365,000 | $ 202,000 | $ 83,000 |
| AMES, IA | 75 | $ 10,985,000 | $ 146,000 | $ 63,000 |
| MISSOULA, MT | 75 | $ 17,198,000 | $ 229,000 | $ 91,000 |
| SPRINGFIELD, OH | 75 | $ 7,281,000 | $ 97,000 | $ 46,000 |
| VALDOSTA, GA | 75 | $ 10,740,000 | $ 143,000 | $ 56,000 |
| LONGVIEW, TX | 74 | $ 10,262,000 | $ 138,000 | $ 74,000 |
| UTICA-ROME, NY | 73 | $ 10,247,000 | $ 140,000 | $ 67,000 |
| OCEAN CITY, NJ | 72 | $ 19,774,000 | $ 274,000 | $ 135,000 |
| WINCHESTER, VA-WV | 71 | $ 15,325,000 | $ 203,000 | $ 63,000 |
| ATHENS-CLARKE COUNTY, GA | 70 | $ 11,913,000 | $ 170,000 | $ 81,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 70 | $ 10,361,000 | $ 148,000 | $ 56,000 |
| MIDLAND, TX | 69 | $ 10,488,000 | $ 152,000 | $ 81,000 |
| MORRISTOWN, TN | 69 | $ 10,177,000 | $ 147,000 | $ 63,000 |
| ROCKY MOUNT, NC | 69 | $ 9,110,000 | $ 132,000 | $ 57,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 69 | $ 6,202,000 | $ 89,500 | $ 48,000 |
| JACKSON, TN | 68 | $ 8,168,000 | $ 120,000 | $ 61,000 |
| GLENS FALLS, NY | 67 | $ 9,470,000 | $ 141,000 | $ 63,000 |
| ANNISTON-OXFORD, AL | 65 | $ 8,892,000 | $ 136,000 | $ 60,000 |
| AUBURN-OPELIKA, AL | 65 | $ 11,183,000 | $ 172,000 | $ 124,000 |
| JACKSONVILLE, NC | 65 | $ 10,502,000 | $ 161,000 | $ 69,000 |
| BINGHAMTON, NY | 64 | $ 7,399,000 | $ 115,000 | $ 66,000 |
| BISMARCK, ND | 64 | $ 9,983,000 | $ 155,000 | $ 68,000 |
| SANDUSKY, OH | 64 | $ 7,714,000 | $ 120,000 | $ 69,000 |
| BILLINGS, MT | 60 | $ 11,399,000 | $ 189,000 | $ 76,000 |
| CLEVELAND, TN | 59 | $ 8,733,000 | $ 148,000 | $ 56,000 |
| DECATUR, AL | 56 | $ 7,194,000 | $ 128,000 | $ 55,000 |
| HATTIESBURG, MS | 56 | $ 8,414,000 | $ 150,000 | $ 70,000 |
| ODESSA, TX | 56 | $ 6,738,000 | $ 120,000 | $ 68,000 |
| SUMTER, SC | 56 | $ 6,632,000 | $ 118,000 | $ 50,000 |
| CEDAR RAPIDS, IA | 55 | $ 7,332,000 | $ 133,000 | $ 58,000 |
| JANESVILLE, WI | 55 | $ 8,684,000 | $ 157,000 | $ 88,000 |
| ANDERSON, IN | 54 | $ 5,394,000 | $ 99,000 | $ 51,000 |
| CORVALLIS, OR | 53 | $ 11,532,000 | $ 217,000 | $ 77,000 |
| DOTHAN, AL | 51 | $ 7,789,000 | $ 152,000 | $ 63,000 |
| FARGO, ND-MN | 49 | $ 6,869,000 | $ 139,000 | $ 57,000 |
| DANVILLE, IL | 48 | $ 3,595,000 | $ 74,000 | $ 46,000 |
| LEBANON, PA | 48 | $ 7,359,000 | $ 153,000 | $ 66,000 |
| LUBBOCK, TX | 48 | $ 5,839,000 | $ 121,000 | $ 87,000 |
| WHEELING, WV-OH | 48 | $ 4,969,000 | $ 100,500 | $ 54,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 47 | $ 9,748,000 | $ 207,000 | $ 85,000 |
| LAFAYETTE, IN | 47 | $ 5,964,000 | $ 126,000 | $ 63,000 |
| CHAMPAIGN-URBANA, IL | 46 | $ 6,409,000 | $ 139,000 | $ 66,000 |
| DANVILLE, VA | 46 | $ 5,217,000 | $ 113,000 | $ 55,000 |
| FORT SMITH, AR-OK | 44 | $ 5,121,000 | $ 117,000 | $ 64,500 |
| HARRISONBURG, VA | 44 | $ 8,466,000 | $ 192,000 | $ 59,000 |
| SIOUX FALLS, SD | 44 | $ 6,456,000 | $ 146,000 | $ 58,000 |
| BRUNSWICK, GA | 43 | $ 7,157,000 | $ 166,000 | $ 64,000 |
| LAWRENCE, KS | 43 | $ 7,105,000 | $ 165,000 | $ 67,000 |
| ALTOONA, PA | 42 | $ 4,988,000 | $ 118,000 | $ 45,000 |
| LIMA, OH | 42 | $ 4,767,000 | $ 113,000 | $ 53,000 |
| WAUSAU, WI | 42 | $ 5,523,000 | $ 131,000 | $ 61,000 |
| FOND DU LAC, WI | 41 | $ 5,354,000 | $ 130,000 | $ 52,000 |
| CARSON CITY, NV | 40 | $ 10,222,000 | $ 255,000 | $ 89,000 |
| LAKE CHARLES, LA | 40 | $ 5,786,000 | $ 144,000 | $ 73,000 |
| STATE COLLEGE, PA | 40 | $ 6,521,000 | $ 163,000 | $ 67,000 |
| ABILENE, TX | 39 | $ 4,285,000 | $ 109,000 | $ 60,000 |
| FLORENCE-MUSCLE SHOALS, AL | 39 | $ 5,126,000 | $ 131,000 | $ 64,000 |
| JOHNSTOWN, PA | 38 | $ 3,673,000 | $ 96,000 | $ 46,000 |
| MONROE, LA | 38 | $ 5,455,000 | $ 143,000 | $ 63,000 |
| TERRE HAUTE, IN | 38 | $ 4,236,000 | $ 111,000 | $ 52,000 |
| CUMBERLAND, MD-WV | 37 | $ 4,405,000 | $ 141,500 | $ 41,500 |
| MORGANTOWN, WV | 36 | $ 5,573,000 | $ 154,000 | $ 81,000 |
| GADSDEN, AL | 35 | $ 5,258,000 | $ 150,000 | $ 71,000 |
| GOLDSBORO, NC | 35 | $ 4,449,000 | $ 127,000 | $ 58,000 |
| KOKOMO, IN | 35 | $ 4,096,000 | $ 117,000 | $ 54,000 |
| MUNCIE, IN | 35 | $ 5,213,000 | $ 148,000 | $ 65,000 |
| VICTORIA, TX | 35 | $ 4,585,000 | $ 131,000 | $ 86,000 |
| PITTSFIELD, MA | 34 | $ 6,626,000 | $ 194,000 | $ 75,000 |
| KANKAKEE-BRADLEY, IL | 33 | $ 4,860,000 | $ 147,000 | $ 74,000 |
| DALTON, GA | 32 | $ 4,430,000 | $ 138,000 | $ 53,000 |
| BLOOMINGTON-NORMAL, IL | 31 | $ 4,995,000 | $ 161,000 | $ 69,000 |
| CHEYENNE, WY | 31 | $ 6,135,000 | $ 197,000 | $ 81,000 |
| COLUMBUS, IN | 30 | $ 4,755,000 | $ 158,000 | $ 77,000 |
| PINE BLUFF, AR | 30 | $ 3,160,000 | $ 105,000 | $ 55,000 |
| SHEBOYGAN, WI | 30 | $ 4,482,000 | $ 149,000 | $ 64,000 |
| LEWISTON-AUBURN, ME | 28 | $ 4,628,000 | $ 165,000 | $ 64,000 |
| WICHITA FALLS, TX | 28 | $ 3,215,000 | $ 114,000 | $ 72,000 |
| CASPER, WY | 27 | $ 5,010,000 | $ 185,000 | $ 72,000 |
| ROME, GA | 27 | $ 3,574,000 | $ 132,000 | $ 51,000 |
| SAN ANGELO, TX | 27 | $ 3,555,000 | $ 131,000 | $ 64,000 |
| TEXARKANA, TX-TEXARKANA, AR | 27 | $ 3,496,000 | $ 130,500 | $ 50,500 |
| BANGOR, ME | 26 | $ 4,139,000 | $ 159,000 | $ 63,000 |
| ERIE, PA | 24 | $ 2,698,000 | $ 112,000 | $ 72,000 |
| FAIRBANKS, AK | 24 | $ 4,819,000 | $ 200,000 | $ 87,000 |
| HINESVILLE-FORT STEWART, GA | 24 | $ 3,720,000 | $ 155,000 | $ 67,000 |
| ALEXANDRIA, LA | 23 | $ 3,267,000 | $ 142,000 | $ 70,000 |
| ST. CLOUD, MN | 23 | $ 3,561,000 | $ 154,000 | $ 48,000 |
| WILLIAMSPORT, PA | 22 | $ 2,810,000 | $ 127,000 | $ 61,000 |
| ELMIRA, NY | 21 | $ 1,904,000 | $ 90,000 | $ 66,000 |
| LEWISTON, ID-WA | 20 | $ 4,317,000 | $ 219,000 | $ 104,500 |
| ROCHESTER, MN | 19 | $ 3,801,000 | $ 200,000 | $ 74,000 |
| EAU CLAIRE, WI | 18 | $ 2,266,000 | $ 125,000 | $ 65,000 |
| ELIZABETHTOWN, KY | 18 | $ 2,442,000 | $ 135,000 | $ 50,000 |
| OWENSBORO, KY | 17 | $ 2,666,000 | $ 156,000 | $ 55,000 |
| GREAT FALLS, MT | 16 | $ 2,271,000 | $ 141,000 | $ 70,000 |
| DECATUR, IL | 15 | $ 2,136,000 | $ 142,000 | $ 67,000 |
| JONESBORO, AR | 15 | $ 2,274,000 | $ 151,000 | $ 58,000 |
| LAWTON, OK | 15 | $ 1,875,000 | $ 125,000 | $ 54,000 |
| IOWA CITY, IA | 14 | $ 2,380,000 | $ 170,000 | $ 73,000 |
| DUBUQUE, IA | 13 | $ 1,443,000 | $ 111,000 | $ 54,000 |
| BOWLING GREEN, KY | 11 | $ 1,598,000 | $ 145,000 | $ 76,000 |
| ITHACA, NY | 4 | $ 416,000 | $ 104,000 | $ 71,000 |
| GRAND FORKS, ND-MN | 3 | $ 494,000 | $ 160,500 | $ 102,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 2 | $ 436,000 | $ 218,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 123,079 | $25,244,246,000 | $205,000 | $2,265,000 | $80,000 | $4,320,000 |
| Home Purchase | 106,016 | $20,480,814,000 | $193,000 | $3,570,000 | $85,000 | $5,520,000 |
| Home Improvement | 7,053 | $1,385,095,000 | $196,000 | $2,044,000 | $83,000 | $1,740,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 155,357 | $30,824,664,000 | $198,000 | $3,570,000 | $86,000 | $4,379,000 |
| Black or African American | 25,185 | $4,308,006,000 | $171,000 | $2,000,000 | $65,000 | $3,462,000 |
| Hispanic | 23,314 | $4,668,145,000 | $200,000 | $1,425,000 | $71,000 | $5,520,000 |
| Not Provided | 21,059 | $4,472,817,000 | $212,000 | $2,044,000 | $82,000 | $4,787,000 |
| Asian | 7,357 | $1,983,109,000 | $269,000 | $1,665,000 | $103,000 | $3,680,000 |
| Not applicable | 2,108 | $457,581,000 | $217,000 | $1,750,000 | $88,000 | $1,266,000 |
| Native Hawaiian or Other Pacific Islander | 1,018 | $255,393,000 | $250,000 | $1,175,000 | $85,000 | $456,000 |
| American Indian or Alaskan Native | 750 | $140,440,000 | $187,000 | $710,000 | $76,000 | $576,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 145,480 | $31,545,145,000 | $216,000 | $3,570,000 | $95,000 | $5,520,000 |
| FHA-insured (Federal Housing Administration) | 84,587 | $14,497,416,000 | $171,000 | $1,280,000 | $62,000 | $1,454,000 |
| VA-guaranteed (Veterans Administration) | 4,684 | $922,878,000 | $197,000 | $729,000 | $66,000 | $385,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,397 | $144,716,000 | $103,000 | $400,000 | $40,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 118,176 | $23,323,482,000 | $197,000 | $1,948,000 | $83,000 | $4,320,000 |
| Application Denied By Financial Institution | 44,528 | $9,184,553,000 | $206,000 | $3,570,000 | $81,000 | $4,787,000 |
| Application Approved But Not Accepted | 44,273 | $9,047,868,000 | $204,000 | $2,925,000 | $84,000 | $5,520,000 |
| Loan Purchased By The Institution | 22,340 | $4,445,803,000 | $199,000 | $934,000 | $87,000 | $4,379,000 |
| Preapproval Approved but not Accepted | 3,560 | $579,771,000 | $162,000 | $888,000 | $61,000 | $614,000 |
| Preapproval Denied by Financial Institution | 2,884 | $449,225,000 | $155,000 | $930,000 | $56,000 | $629,000 |
| File Closed For Incompleteness | 387 | $79,453,000 | $205,000 | $1,313,000 | $107,000 | $1,376,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 16,539 | $3,475,240,000 | $210,000 | $3,570,000 | $92,000 | $4,787,000 |
| Credit History | 11,462 | $1,943,138,000 | $169,000 | $2,000,000 | $60,000 | $2,520,000 |
| Debt-To-Income Ratio | 8,969 | $1,991,249,000 | $222,000 | $2,000,000 | $61,000 | $803,000 |
| Collateral | 5,373 | $1,081,573,000 | $201,000 | $2,153,000 | $93,000 | $3,620,000 |
| Unverifiable Information | 2,443 | $586,144,000 | $239,000 | $2,000,000 | $112,000 | $1,492,000 |
| Mortgage Insurance Denied | 1,448 | $325,753,000 | $224,000 | $676,000 | $84,000 | $672,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 680 | $134,690,000 | $198,000 | $1,800,000 | $79,000 | $717,000 |
| Employment History | 393 | $76,844,000 | $195,000 | $1,665,000 | $70,000 | $768,000 |
| Credit Application Incomplete | 105 | $19,147,000 | $182,000 | $708,000 | $82,000 | $1,440,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.