Flagstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Flagstar Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank 5151 Corporate Drive Troy, MI 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 |
| Total Number of Mortgage Applications | 138,683 |
| Total Mortgage Loan Application Amount | $35,775,520,000 |
| Average Mortgage Loan Application Amount | $257,333 |
| Highest Mortgage Loan Application Amount | $7,200,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Flagstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Flagstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 9,654 | $ 3,596,541,000 | $ 372,000 | $ 112,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5,953 | $ 1,384,057,000 | $ 232,000 | $ 115,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5,411 | $ 1,458,633,000 | $ 269,000 | $ 93,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5,077 | $ 2,112,888,000 | $ 416,000 | $ 135,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4,904 | $ 927,250,000 | $ 189,000 | $ 84,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 3,398 | $ 788,446,000 | $ 232,000 | $ 87,000 |
| SAN DIEGO-CARLSBAD, CA | 3,334 | $ 1,239,166,000 | $ 371,000 | $ 110,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,242 | $ 802,998,000 | $ 247,000 | $ 88,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3,115 | $ 687,340,000 | $ 210,000 | $ 71,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,982 | $ 984,288,000 | $ 329,000 | $ 111,500 |
| DENVER-AURORA-LAKEWOOD, CO | 2,902 | $ 765,208,000 | $ 263,000 | $ 81,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2,690 | $ 1,115,642,000 | $ 414,000 | $ 134,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,460 | $ 815,105,000 | $ 331,000 | $ 118,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2,321 | $ 665,670,000 | $ 286,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,115 | $ 1,114,658,000 | $ 527,000 | $ 166,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,974 | $ 491,897,000 | $ 249,000 | $ 111,000 |
| AUSTIN-ROUND ROCK, TX | 1,888 | $ 503,788,000 | $ 266,000 | $ 126,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,660 | $ 277,041,000 | $ 166,000 | $ 81,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,627 | $ 413,866,000 | $ 254,000 | $ 102,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,592 | $ 548,197,000 | $ 322,500 | $ 71,750 |
| ST. LOUIS, MO-IL | 1,522 | $ 278,007,000 | $ 177,000 | $ 42,500 |
| DALLAS-PLANO-IRVING, TX | 1,508 | $ 371,410,000 | $ 246,000 | $ 106,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,486 | $ 318,490,000 | $ 214,000 | $ 88,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,462 | $ 314,315,000 | $ 214,000 | $ 79,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,448 | $ 311,924,000 | $ 215,000 | $ 52,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,428 | $ 357,146,000 | $ 250,000 | $ 96,000 |
| KANSAS CITY, MO-KS | 1,308 | $ 253,069,000 | $ 194,500 | $ 53,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,267 | $ 325,891,000 | $ 253,500 | $ 95,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,183 | $ 401,079,000 | $ 339,000 | $ 105,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,143 | $ 318,755,000 | $ 278,000 | $ 85,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 981 | $ 381,412,000 | $ 388,000 | $ 115,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 943 | $ 156,750,000 | $ 160,000 | $ 56,500 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 908 | $ 437,811,000 | $ 482,000 | $ 147,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 889 | $ 191,774,000 | $ 215,000 | $ 81,000 |
| GRAND RAPIDS-WYOMING, MI | 850 | $ 123,974,000 | $ 145,000 | $ 67,000 |
| JACKSONVILLE, FL | 835 | $ 177,591,000 | $ 212,000 | $ 82,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 820 | $ 183,581,000 | $ 223,000 | $ 82,000 |
| PROVIDENCE-WARWICK, RI-MA | 818 | $ 196,110,000 | $ 254,000 | $ 90,000 |
| CAPE CORAL-FORT MYERS, FL | 815 | $ 173,200,000 | $ 212,000 | $ 113,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 727 | $ 164,757,000 | $ 220,000 | $ 80,000 |
| PORT ST. LUCIE, FL | 718 | $ 130,995,000 | $ 182,000 | $ 95,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 648 | $ 151,421,000 | $ 233,000 | $ 88,000 |
| COLUMBUS, OH | 637 | $ 110,416,000 | $ 173,000 | $ 44,000 |
| NEWARK, NJ-PA | 616 | $ 181,415,000 | $ 246,500 | $ 118,500 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 609 | $ 137,693,000 | $ 194,000 | $ 75,500 |
| LANSING-EAST LANSING, MI | 591 | $ 79,768,000 | $ 134,000 | $ 63,000 |
| FRESNO, CA | 590 | $ 138,346,000 | $ 234,000 | $ 91,000 |
| SALT LAKE CITY, UT | 575 | $ 141,652,000 | $ 246,000 | $ 79,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 551 | $ 181,844,000 | $ 330,000 | $ 97,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 545 | $ 100,192,000 | $ 183,000 | $ 77,000 |
| STOCKTON-LODI, CA | 535 | $ 131,327,000 | $ 245,000 | $ 91,000 |
| ANN ARBOR, MI | 529 | $ 110,207,000 | $ 208,000 | $ 85,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 509 | $ 150,859,000 | $ 296,000 | $ 156,000 |
| SANTA ROSA, CA | 494 | $ 165,800,000 | $ 335,000 | $ 112,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 481 | $ 107,357,000 | $ 223,000 | $ 79,000 |
| SPOKANE-SPOKANE VALLEY, WA | 480 | $ 93,514,000 | $ 194,000 | $ 79,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 472 | $ 89,544,000 | $ 189,000 | $ 95,000 |
| PITTSBURGH, PA | 466 | $ 77,353,000 | $ 165,000 | $ 74,000 |
| FORT WORTH-ARLINGTON, TX | 465 | $ 95,668,000 | $ 205,000 | $ 90,000 |
| MODESTO, CA | 452 | $ 100,456,000 | $ 222,000 | $ 57,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 448 | $ 83,536,000 | $ 186,000 | $ 81,000 |
| TUCSON, AZ | 448 | $ 84,311,000 | $ 188,000 | $ 67,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 443 | $ 114,759,000 | $ 259,000 | $ 90,000 |
| GREEN BAY, WI | 437 | $ 70,322,000 | $ 160,000 | $ 69,000 |
| KENNEWICK-RICHLAND, WA | 436 | $ 85,344,000 | $ 195,000 | $ 84,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 433 | $ 72,670,000 | $ 167,000 | $ 82,000 |
| VALLEJO-FAIRFIELD, CA | 421 | $ 121,698,000 | $ 289,000 | $ 90,000 |
| WICHITA, KS | 405 | $ 58,392,000 | $ 144,000 | $ 61,000 |
| BAKERSFIELD, CA | 403 | $ 87,036,000 | $ 215,000 | $ 83,000 |
| FLINT, MI | 403 | $ 53,581,000 | $ 132,000 | $ 63,000 |
| CAMDEN, NJ | 395 | $ 82,046,000 | $ 207,000 | $ 68,000 |
| BEND-REDMOND, OR | 391 | $ 100,490,000 | $ 257,000 | $ 102,000 |
| SALEM, OR | 390 | $ 77,682,000 | $ 199,000 | $ 70,000 |
| BOISE CITY, ID | 378 | $ 72,468,000 | $ 191,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 361 | $ 97,478,000 | $ 270,000 | $ 94,000 |
| JACKSON, MI | 360 | $ 38,457,000 | $ 106,000 | $ 62,000 |
| CINCINNATI, OH-KY-IN | 349 | $ 53,803,000 | $ 146,333 | $ 47,666 |
| OGDEN-CLEARFIELD, UT | 349 | $ 78,880,000 | $ 226,000 | $ 67,000 |
| HARRISBURG-CARLISLE, PA | 343 | $ 61,893,000 | $ 180,000 | $ 76,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 334 | $ 58,456,000 | $ 175,000 | $ 64,000 |
| TACOMA-LAKEWOOD, WA | 324 | $ 81,176,000 | $ 250,000 | $ 86,000 |
| ALTOONA, PA | 316 | $ 42,693,000 | $ 135,000 | $ 71,000 |
| BISMARCK, ND | 315 | $ 72,520,000 | $ 230,000 | $ 82,000 |
| LAKELAND-WINTER HAVEN, FL | 311 | $ 44,132,000 | $ 141,000 | $ 55,000 |
| COLORADO SPRINGS, CO | 292 | $ 71,137,000 | $ 243,000 | $ 61,000 |
| EVANSVILLE, IN-KY | 291 | $ 41,486,000 | $ 136,000 | $ 9,500 |
| SHEBOYGAN, WI | 291 | $ 38,871,000 | $ 133,000 | $ 72,000 |
| CLEVELAND-ELYRIA, OH | 280 | $ 38,945,000 | $ 139,000 | $ 44,000 |
| PROVO-OREM, UT | 278 | $ 67,113,000 | $ 241,000 | $ 83,000 |
| CHATTANOOGA, TN-GA | 268 | $ 51,470,000 | $ 177,000 | $ 67,000 |
| PHILADELPHIA, PA | 266 | $ 52,384,000 | $ 196,000 | $ 63,000 |
| ELGIN, IL | 243 | $ 49,679,000 | $ 204,000 | $ 74,000 |
| FORT WAYNE, IN | 241 | $ 31,544,000 | $ 130,000 | $ 33,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 233 | $ 47,483,000 | $ 203,000 | $ 84,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 227 | $ 73,376,000 | $ 323,000 | $ 79,000 |
| MADISON, WI | 226 | $ 46,473,000 | $ 205,000 | $ 73,000 |
| BIRMINGHAM-HOOVER, AL | 221 | $ 38,721,000 | $ 175,000 | $ 73,000 |
| RICHMOND, VA | 221 | $ 50,332,000 | $ 227,000 | $ 67,000 |
| ANCHORAGE, AK | 215 | $ 68,340,000 | $ 317,000 | $ 105,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 215 | $ 40,738,000 | $ 194,000 | $ 65,000 |
| REDDING, CA | 209 | $ 47,547,000 | $ 227,000 | $ 87,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 209 | $ 51,855,000 | $ 250,500 | $ 92,500 |
| BOSTON, MA | 202 | $ 62,351,000 | $ 308,000 | $ 78,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 197 | $ 31,175,000 | $ 167,000 | $ 65,000 |
| BEAUMONT-PORT ARTHUR, TX | 191 | $ 28,463,000 | $ 149,000 | $ 80,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 189 | $ 66,538,000 | $ 352,000 | $ 118,000 |
| COLLEGE STATION-BRYAN, TX | 186 | $ 39,468,000 | $ 212,000 | $ 136,000 |
| SIOUX FALLS, SD | 183 | $ 35,502,000 | $ 194,000 | $ 7,000 |
| SAGINAW, MI | 181 | $ 19,557,000 | $ 108,000 | $ 56,000 |
| MISSOULA, MT | 174 | $ 38,570,000 | $ 221,000 | $ 56,000 |
| GREELEY, CO | 173 | $ 42,489,000 | $ 245,000 | $ 64,000 |
| NEW ORLEANS-METAIRIE, LA | 173 | $ 28,648,000 | $ 165,000 | $ 69,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 172 | $ 26,701,000 | $ 155,000 | $ 82,000 |
| TOLEDO, OH | 172 | $ 22,395,000 | $ 130,000 | $ 57,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 166 | $ 53,157,000 | $ 320,000 | $ 109,000 |
| GREAT FALLS, MT | 165 | $ 29,698,000 | $ 179,000 | $ 95,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 165 | $ 37,935,000 | $ 229,000 | $ 71,000 |
| LAREDO, TX | 159 | $ 28,778,000 | $ 180,000 | $ 88,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 159 | $ 24,151,000 | $ 142,000 | $ 28,500 |
| MEMPHIS, TN-MS-AR | 158 | $ 27,478,000 | $ 176,500 | $ 63,500 |
| SALINAS, CA | 152 | $ 50,091,000 | $ 329,000 | $ 115,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 151 | $ 21,982,000 | $ 141,500 | $ 63,000 |
| VISALIA-PORTERVILLE, CA | 147 | $ 30,901,000 | $ 210,000 | $ 79,000 |
| BILLINGS, MT | 145 | $ 27,467,000 | $ 189,000 | $ 71,000 |
| BOULDER, CO | 144 | $ 44,255,000 | $ 307,000 | $ 103,000 |
| SANTA MARIA-SANTA BARBARA, CA | 140 | $ 49,262,000 | $ 351,000 | $ 102,000 |
| ALBUQUERQUE, NM | 137 | $ 25,831,000 | $ 188,000 | $ 80,000 |
| FORT COLLINS, CO | 137 | $ 33,527,000 | $ 244,000 | $ 66,000 |
| RALEIGH, NC | 136 | $ 31,205,000 | $ 229,000 | $ 48,000 |
| SANTA CRUZ-WATSONVILLE, CA | 131 | $ 55,679,000 | $ 425,000 | $ 140,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 129 | $ 26,886,000 | $ 210,500 | $ 91,000 |
| LINCOLN, NE | 129 | $ 19,988,000 | $ 154,000 | $ 62,000 |
| OLYMPIA-TUMWATER, WA | 127 | $ 29,946,000 | $ 235,000 | $ 85,000 |
| SANTA FE, NM | 127 | $ 35,356,000 | $ 278,000 | $ 134,000 |
| SAVANNAH, GA | 127 | $ 25,523,000 | $ 200,000 | $ 81,000 |
| ALBANY-SCHENECTADY-TROY, NY | 124 | $ 22,188,000 | $ 178,000 | $ 69,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 123 | $ 30,527,000 | $ 248,000 | $ 60,000 |
| AKRON, OH | 121 | $ 17,903,000 | $ 147,000 | $ 24,000 |
| WILMINGTON, DE-MD-NJ | 121 | $ 28,232,000 | $ 205,333 | $ 61,666 |
| WORCESTER, MA-CT | 121 | $ 26,853,000 | $ 206,500 | $ 57,500 |
| EAU CLAIRE, WI | 118 | $ 16,642,000 | $ 141,000 | $ 60,000 |
| KALAMAZOO-PORTAGE, MI | 118 | $ 17,180,000 | $ 145,000 | $ 65,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 116 | $ 22,059,000 | $ 190,000 | $ 99,000 |
| DES MOINES-WEST DES MOINES, IA | 110 | $ 19,438,000 | $ 176,000 | $ 72,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 110 | $ 25,958,000 | $ 235,000 | $ 108,000 |
| EL PASO, TX | 110 | $ 17,947,000 | $ 163,000 | $ 70,000 |
| YAKIMA, WA | 107 | $ 17,935,000 | $ 167,000 | $ 60,000 |
| EUGENE, OR | 105 | $ 22,931,000 | $ 218,000 | $ 75,000 |
| SAN RAFAEL, CA | 103 | $ 47,633,000 | $ 462,000 | $ 156,000 |
| MONROE, MI | 102 | $ 14,446,000 | $ 141,000 | $ 58,000 |
| KILLEEN-TEMPLE, TX | 98 | $ 16,832,000 | $ 171,000 | $ 84,000 |
| ERIE, PA | 97 | $ 13,708,000 | $ 141,000 | $ 64,000 |
| YORK-HANOVER, PA | 97 | $ 19,059,000 | $ 196,000 | $ 74,000 |
| MERCED, CA | 96 | $ 18,098,000 | $ 188,000 | $ 69,000 |
| YUBA CITY, CA | 95 | $ 19,486,000 | $ 205,000 | $ 69,000 |
| RENO, NV | 94 | $ 24,540,000 | $ 261,000 | $ 107,000 |
| BELLINGHAM, WA | 93 | $ 21,703,000 | $ 233,000 | $ 80,000 |
| ALBANY, GA | 92 | $ 13,344,000 | $ 145,000 | $ 69,000 |
| NAPA, CA | 91 | $ 36,852,000 | $ 404,000 | $ 121,000 |
| SPRINGFIELD, MO | 91 | $ 13,047,000 | $ 143,000 | $ 16,000 |
| ST. GEORGE, UT | 89 | $ 20,603,000 | $ 231,000 | $ 93,000 |
| LAFAYETTE, LA | 88 | $ 18,403,000 | $ 209,000 | $ 98,000 |
| SEBASTIAN-VERO BEACH, FL | 87 | $ 14,178,000 | $ 162,000 | $ 51,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 86 | $ 17,377,000 | $ 202,000 | $ 48,000 |
| OCALA, FL | 85 | $ 12,635,000 | $ 148,000 | $ 66,000 |
| BATTLE CREEK, MI | 84 | $ 9,930,000 | $ 118,000 | $ 56,000 |
| MCALLEN-EDINBURG-MISSION, TX | 84 | $ 15,007,000 | $ 178,000 | $ 102,000 |
| GAINESVILLE, GA | 83 | $ 18,380,000 | $ 221,000 | $ 73,000 |
| JOHNSTOWN, PA | 81 | $ 9,313,000 | $ 114,000 | $ 65,000 |
| NEW HAVEN-MILFORD, CT | 79 | $ 16,890,000 | $ 213,000 | $ 69,000 |
| KNOXVILLE, TN | 78 | $ 13,728,000 | $ 176,000 | $ 54,000 |
| CANTON-MASSILLON, OH | 77 | $ 9,962,000 | $ 129,000 | $ 29,000 |
| CHICO, CA | 76 | $ 16,868,000 | $ 221,000 | $ 101,000 |
| COLUMBIA, SC | 76 | $ 12,211,000 | $ 160,000 | $ 55,000 |
| IDAHO FALLS, ID | 76 | $ 13,633,000 | $ 179,000 | $ 58,000 |
| LAWRENCE, KS | 75 | $ 15,105,000 | $ 201,000 | $ 103,000 |
| MUSKEGON, MI | 75 | $ 9,008,000 | $ 120,000 | $ 35,000 |
| SEBRING, FL | 75 | $ 8,277,000 | $ 110,000 | $ 52,000 |
| TRENTON, NJ | 75 | $ 17,056,000 | $ 227,000 | $ 91,000 |
| DULUTH, MN-WI | 74 | $ 11,150,000 | $ 134,000 | $ 42,000 |
| BAY CITY, MI | 73 | $ 8,131,000 | $ 111,000 | $ 60,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 73 | $ 9,598,000 | $ 131,000 | $ 68,000 |
| MANKATO-NORTH MANKATO, MN | 72 | $ 11,074,000 | $ 153,000 | $ 21,000 |
| MORGANTOWN, WV | 70 | $ 13,932,000 | $ 199,000 | $ 82,000 |
| COEUR D'ALENE, ID | 69 | $ 13,888,000 | $ 201,000 | $ 71,000 |
| AMES, IA | 68 | $ 10,858,000 | $ 159,000 | $ 68,000 |
| HANFORD-CORCORAN, CA | 68 | $ 13,104,000 | $ 192,000 | $ 73,000 |
| MOUNT VERNON-ANACORTES, WA | 68 | $ 15,004,000 | $ 220,000 | $ 90,000 |
| SALISBURY, MD-DE | 68 | $ 17,149,000 | $ 246,000 | $ 110,500 |
| BREMERTON-SILVERDALE, WA | 67 | $ 18,168,000 | $ 271,000 | $ 87,000 |
| RAPID CITY, SD | 67 | $ 13,483,000 | $ 201,000 | $ 64,000 |
| GARY, IN | 66 | $ 11,872,000 | $ 179,000 | $ 51,000 |
| JOPLIN, MO | 66 | $ 7,077,000 | $ 107,000 | $ 34,000 |
| PUNTA GORDA, FL | 66 | $ 12,284,000 | $ 186,000 | $ 84,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 65 | $ 29,275,000 | $ 450,000 | $ 104,000 |
| LEXINGTON-FAYETTE, KY | 64 | $ 10,243,000 | $ 160,000 | $ 59,000 |
| LANCASTER, PA | 63 | $ 11,226,000 | $ 178,000 | $ 82,000 |
| MADERA, CA | 63 | $ 13,535,000 | $ 214,000 | $ 74,000 |
| TOPEKA, KS | 63 | $ 8,466,000 | $ 134,000 | $ 63,000 |
| APPLETON, WI | 60 | $ 9,472,000 | $ 157,000 | $ 51,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 60 | $ 11,722,000 | $ 195,000 | $ 64,000 |
| COLUMBIA, MO | 57 | $ 8,410,000 | $ 147,000 | $ 48,000 |
| STATE COLLEGE, PA | 57 | $ 10,619,000 | $ 186,000 | $ 85,000 |
| URBAN HONOLULU, HI | 56 | $ 27,158,000 | $ 484,000 | $ 70,000 |
| MANCHESTER-NASHUA, NH | 53 | $ 11,641,000 | $ 219,000 | $ 84,000 |
| MONTGOMERY, AL | 53 | $ 8,131,000 | $ 153,000 | $ 57,000 |
| ALBANY, OR | 52 | $ 8,958,000 | $ 172,000 | $ 68,000 |
| SPARTANBURG, SC | 51 | $ 7,781,000 | $ 152,000 | $ 53,000 |
| OKLAHOMA CITY, OK | 50 | $ 8,201,000 | $ 164,000 | $ 74,000 |
| CLARKSVILLE, TN-KY | 49 | $ 8,313,000 | $ 142,500 | $ 67,000 |
| SPRINGFIELD, OH | 49 | $ 6,543,000 | $ 133,000 | $ 38,000 |
| ASHEVILLE, NC | 48 | $ 11,241,000 | $ 234,000 | $ 76,000 |
| AUBURN-OPELIKA, AL | 48 | $ 8,975,000 | $ 186,000 | $ 54,000 |
| BLOOMINGTON, IN | 48 | $ 8,688,000 | $ 181,000 | $ 34,000 |
| PRESCOTT, AZ | 48 | $ 10,811,000 | $ 225,000 | $ 69,000 |
| ROCHESTER, NY | 46 | $ 5,858,000 | $ 127,000 | $ 67,000 |
| DURHAM-CHAPEL HILL, NC | 45 | $ 10,139,000 | $ 225,000 | $ 43,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 45 | $ 11,967,000 | $ 265,000 | $ 106,000 |
| ABILENE, TX | 44 | $ 7,158,000 | $ 162,000 | $ 76,000 |
| BARNSTABLE TOWN, MA | 44 | $ 12,308,000 | $ 279,000 | $ 90,000 |
| GAINESVILLE, FL | 44 | $ 7,883,000 | $ 179,000 | $ 81,000 |
| NILES-BENTON HARBOR, MI | 44 | $ 6,496,000 | $ 147,000 | $ 79,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 44 | $ 5,674,000 | $ 123,000 | $ 31,500 |
| DAYTON, OH | 43 | $ 5,661,000 | $ 131,000 | $ 43,000 |
| THE VILLAGES, FL | 43 | $ 7,665,000 | $ 178,000 | $ 92,000 |
| WACO, TX | 43 | $ 8,220,000 | $ 191,000 | $ 83,000 |
| SHERMAN-DENISON, TX | 42 | $ 7,586,000 | $ 180,000 | $ 98,000 |
| OCEAN CITY, NJ | 41 | $ 8,973,000 | $ 218,000 | $ 133,000 |
| SPRINGFIELD, MA | 41 | $ 8,524,000 | $ 207,000 | $ 41,000 |
| TULSA, OK | 41 | $ 6,718,000 | $ 163,000 | $ 48,000 |
| SPRINGFIELD, IL | 39 | $ 5,440,000 | $ 139,000 | $ 13,000 |
| CORPUS CHRISTI, TX | 38 | $ 8,032,000 | $ 211,000 | $ 111,000 |
| ST. CLOUD, MN | 38 | $ 6,785,000 | $ 178,000 | $ 58,000 |
| MIDLAND, MI | 37 | $ 4,880,000 | $ 131,000 | $ 78,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 36 | $ 9,094,000 | $ 252,000 | $ 64,000 |
| NORWICH-NEW LONDON, CT | 36 | $ 8,454,000 | $ 234,000 | $ 76,000 |
| CAPE GIRARDEAU, MO-IL | 34 | $ 4,014,000 | $ 118,000 | $ 39,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 34 | $ 6,852,000 | $ 197,500 | $ 41,000 |
| GRAND JUNCTION, CO | 33 | $ 7,064,000 | $ 214,000 | $ 47,000 |
| JANESVILLE-BELOIT, WI | 33 | $ 5,101,000 | $ 154,000 | $ 68,000 |
| PARKERSBURG-VIENNA, WV | 33 | $ 4,333,000 | $ 131,000 | $ 57,000 |
| RACINE, WI | 33 | $ 6,448,000 | $ 195,000 | $ 61,000 |
| LOGAN, UT-ID | 32 | $ 5,659,000 | $ 159,000 | $ 51,000 |
| MANHATTAN, KS | 31 | $ 5,826,000 | $ 187,000 | $ 62,000 |
| JEFFERSON CITY, MO | 30 | $ 3,615,000 | $ 120,000 | $ 45,000 |
| JOHNSON CITY, TN | 30 | $ 4,994,000 | $ 166,000 | $ 76,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 30 | $ 3,186,000 | $ 94,500 | $ 55,000 |
| POCATELLO, ID | 29 | $ 4,474,000 | $ 154,000 | $ 73,000 |
| READING, PA | 28 | $ 5,448,000 | $ 194,000 | $ 70,000 |
| BATON ROUGE, LA | 27 | $ 4,976,000 | $ 184,000 | $ 44,000 |
| WINSTON-SALEM, NC | 27 | $ 5,509,000 | $ 204,000 | $ 47,000 |
| HOMOSASSA SPRINGS, FL | 26 | $ 2,720,000 | $ 104,000 | $ 67,000 |
| HUNTSVILLE, AL | 26 | $ 4,091,000 | $ 157,000 | $ 39,000 |
| WENATCHEE, WA | 26 | $ 6,787,000 | $ 261,000 | $ 105,000 |
| CLEVELAND, TN | 25 | $ 3,851,000 | $ 154,000 | $ 54,000 |
| DALTON, GA | 25 | $ 3,492,000 | $ 139,000 | $ 28,000 |
| EAST STROUDSBURG, PA | 25 | $ 3,988,000 | $ 159,000 | $ 78,000 |
| HOUMA-THIBODAUX, LA | 25 | $ 3,646,000 | $ 145,000 | $ 52,000 |
| OWENSBORO, KY | 25 | $ 3,045,000 | $ 121,000 | $ 6,000 |
| PANAMA CITY, FL | 25 | $ 4,809,000 | $ 192,000 | $ 74,000 |
| ROCHESTER, MN | 25 | $ 4,635,000 | $ 185,000 | $ 47,000 |
| BROWNSVILLE-HARLINGEN, TX | 24 | $ 3,342,000 | $ 139,000 | $ 95,000 |
| EL CENTRO, CA | 24 | $ 4,419,000 | $ 184,000 | $ 71,000 |
| MEDFORD, OR | 24 | $ 5,904,000 | $ 246,000 | $ 82,000 |
| SYRACUSE, NY | 24 | $ 3,101,000 | $ 129,000 | $ 58,000 |
| FLAGSTAFF, AZ | 23 | $ 5,994,000 | $ 260,000 | $ 125,000 |
| ROANOKE, VA | 23 | $ 5,351,000 | $ 232,000 | $ 49,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 22 | $ 3,936,000 | $ 178,000 | $ 46,000 |
| DOVER, DE | 22 | $ 4,710,000 | $ 214,000 | $ 61,000 |
| LA CROSSE-ONALASKA, WI-MN | 22 | $ 3,401,000 | $ 154,000 | $ 30,000 |
| PUEBLO, CO | 22 | $ 3,428,000 | $ 155,000 | $ 44,000 |
| WINCHESTER, VA-WV | 22 | $ 4,424,000 | $ 177,000 | $ 44,500 |
| GREENSBORO-HIGH POINT, NC | 21 | $ 3,468,000 | $ 165,000 | $ 57,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 21 | $ 2,640,000 | $ 127,000 | $ 27,666 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 21 | $ 2,992,000 | $ 142,000 | $ 24,000 |
| LUBBOCK, TX | 21 | $ 2,390,000 | $ 113,000 | $ 76,000 |
| VINELAND-BRIDGETON, NJ | 21 | $ 3,490,000 | $ 166,000 | $ 31,000 |
| CHARLOTTESVILLE, VA | 20 | $ 4,064,000 | $ 203,000 | $ 56,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 20 | $ 3,301,000 | $ 165,000 | $ 50,000 |
| DOTHAN, AL | 20 | $ 2,998,000 | $ 149,000 | $ 37,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 20 | $ 3,225,000 | $ 205,500 | $ 70,500 |
| MOBILE, AL | 20 | $ 2,907,000 | $ 145,000 | $ 44,000 |
| LONGVIEW, WA | 19 | $ 4,475,000 | $ 235,000 | $ 65,000 |
| PEORIA, IL | 19 | $ 3,027,000 | $ 159,000 | $ 48,000 |
| PORTLAND-SOUTH PORTLAND, ME | 19 | $ 4,857,000 | $ 255,000 | $ 91,000 |
| COLUMBUS, GA-AL | 18 | $ 3,370,000 | $ 157,500 | $ 57,500 |
| FARGO, ND-MN | 18 | $ 3,456,000 | $ 194,500 | $ 58,000 |
| FAYETTEVILLE, NC | 18 | $ 3,079,000 | $ 171,000 | $ 20,000 |
| JACKSON, MS | 18 | $ 3,584,000 | $ 199,000 | $ 24,000 |
| OSHKOSH-NEENAH, WI | 18 | $ 3,691,000 | $ 205,000 | $ 69,000 |
| TALLAHASSEE, FL | 18 | $ 2,939,000 | $ 163,000 | $ 71,000 |
| VICTORIA, TX | 18 | $ 3,839,000 | $ 213,000 | $ 139,000 |
| CHEYENNE, WY | 17 | $ 4,327,000 | $ 254,000 | $ 23,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 16 | $ 3,301,000 | $ 176,000 | $ 28,000 |
| HICKORY-LENOIR-MORGANTON, NC | 16 | $ 2,675,000 | $ 167,000 | $ 64,000 |
| LYNCHBURG, VA | 16 | $ 2,986,000 | $ 186,000 | $ 43,000 |
| TUSCALOOSA, AL | 16 | $ 2,604,000 | $ 162,000 | $ 56,000 |
| FORT SMITH, AR-OK | 15 | $ 2,737,000 | $ 167,500 | $ 71,500 |
| GETTYSBURG, PA | 15 | $ 3,044,000 | $ 202,000 | $ 79,000 |
| ROCKFORD, IL | 15 | $ 2,229,000 | $ 148,000 | $ 53,000 |
| WARNER ROBINS, GA | 15 | $ 2,595,000 | $ 173,000 | $ 37,000 |
| BINGHAMTON, NY | 14 | $ 2,056,000 | $ 146,000 | $ 53,000 |
| LAWTON, OK | 14 | $ 1,901,000 | $ 135,000 | $ 48,000 |
| SIERRA VISTA-DOUGLAS, AZ | 14 | $ 2,566,000 | $ 183,000 | $ 28,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 1,546,000 | $ 107,000 | $ 33,000 |
| ST. JOSEPH, MO-KS | 14 | $ 2,013,000 | $ 143,000 | $ 26,000 |
| YUMA, AZ | 14 | $ 2,637,000 | $ 188,000 | $ 50,000 |
| BRUNSWICK, GA | 13 | $ 2,217,000 | $ 170,000 | $ 49,000 |
| CHAMPAIGN-URBANA, IL | 13 | $ 2,225,000 | $ 171,000 | $ 44,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 13 | $ 1,931,000 | $ 148,000 | $ 12,000 |
| VALDOSTA, GA | 13 | $ 2,342,000 | $ 180,000 | $ 28,000 |
| AMARILLO, TX | 12 | $ 2,119,000 | $ 176,000 | $ 78,000 |
| CORVALLIS, OR | 12 | $ 2,822,000 | $ 235,000 | $ 92,000 |
| FOND DU LAC, WI | 12 | $ 1,493,000 | $ 124,000 | $ 51,000 |
| HATTIESBURG, MS | 12 | $ 3,211,000 | $ 267,000 | $ 92,000 |
| SAN ANGELO, TX | 12 | $ 2,818,000 | $ 234,000 | $ 83,000 |
| STAUNTON-WAYNESBORO, VA | 12 | $ 2,610,000 | $ 217,000 | $ 58,000 |
| WILMINGTON, NC | 12 | $ 3,128,000 | $ 260,000 | $ 47,000 |
| GLENS FALLS, NY | 11 | $ 2,110,000 | $ 191,000 | $ 85,000 |
| GRAND FORKS, ND-MN | 11 | $ 1,919,000 | $ 171,500 | $ 56,500 |
| KANKAKEE, IL | 11 | $ 1,871,000 | $ 170,000 | $ 88,000 |
| LEBANON, PA | 11 | $ 1,853,000 | $ 168,000 | $ 71,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 2,204,000 | $ 200,000 | $ 60,000 |
| WALLA WALLA, WA | 11 | $ 2,189,000 | $ 199,000 | $ 96,000 |
| WAUSAU, WI | 11 | $ 1,430,000 | $ 130,000 | $ 28,000 |
| BECKLEY, WV | 10 | $ 1,637,000 | $ 163,000 | $ 45,000 |
| CARBONDALE-MARION, IL | 10 | $ 1,208,000 | $ 120,000 | $ 64,000 |
| CHARLESTON, WV | 10 | $ 1,080,000 | $ 108,000 | $ 47,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 10 | $ 1,809,000 | $ 180,000 | $ 20,000 |
| MANSFIELD, OH | 10 | $ 1,407,000 | $ 140,000 | $ 37,000 |
| TEXARKANA, TX-AR | 10 | $ 1,453,000 | $ 148,000 | $ 65,500 |
| TYLER, TX | 10 | $ 2,271,000 | $ 227,000 | $ 83,000 |
| BLOOMSBURG-BERWICK, PA | 9 | $ 1,782,000 | $ 198,000 | $ 87,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 9 | $ 1,757,000 | $ 195,000 | $ 40,000 |
| HINESVILLE, GA | 9 | $ 1,608,000 | $ 178,000 | $ 49,000 |
| MACON, GA | 9 | $ 1,546,000 | $ 171,000 | $ 66,000 |
| MIDLAND, TX | 9 | $ 1,934,000 | $ 214,000 | $ 82,000 |
| ODESSA, TX | 9 | $ 2,104,000 | $ 233,000 | $ 157,000 |
| SIOUX CITY, IA-NE-SD | 9 | $ 1,549,000 | $ 166,000 | $ 28,000 |
| UTICA-ROME, NY | 9 | $ 1,174,000 | $ 130,000 | $ 53,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 1,366,000 | $ 170,000 | $ 54,000 |
| ELKHART-GOSHEN, IN | 8 | $ 1,147,000 | $ 143,000 | $ 48,000 |
| GRANTS PASS, OR | 8 | $ 1,528,000 | $ 191,000 | $ 71,000 |
| KINGSTON, NY | 8 | $ 1,514,000 | $ 189,000 | $ 93,000 |
| LAS CRUCES, NM | 8 | $ 896,000 | $ 112,000 | $ 42,000 |
| LONGVIEW, TX | 8 | $ 1,302,000 | $ 162,000 | $ 80,000 |
| MORRISTOWN, TN | 8 | $ 1,947,000 | $ 243,000 | $ 60,000 |
| WHEELING, WV-OH | 8 | $ 888,000 | $ 154,000 | $ 80,000 |
| BOWLING GREEN, KY | 7 | $ 1,408,000 | $ 201,000 | $ 27,000 |
| GRAND ISLAND, NE | 7 | $ 861,000 | $ 123,000 | $ 40,000 |
| HAMMOND, LA | 7 | $ 1,521,000 | $ 217,000 | $ 67,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 1,304,000 | $ 186,000 | $ 75,000 |
| ROME, GA | 7 | $ 1,329,000 | $ 189,000 | $ 50,000 |
| CARSON CITY, NV | 6 | $ 1,511,000 | $ 251,000 | $ 112,000 |
| CASPER, WY | 6 | $ 1,557,000 | $ 259,000 | $ 63,000 |
| FAIRBANKS, AK | 6 | $ 1,793,000 | $ 298,000 | $ 95,000 |
| JACKSONVILLE, NC | 6 | $ 892,000 | $ 148,000 | $ 45,000 |
| WILLIAMSPORT, PA | 6 | $ 1,046,000 | $ 174,000 | $ 80,000 |
| DECATUR, AL | 5 | $ 744,000 | $ 148,000 | $ 46,000 |
| FARMINGTON, NM | 5 | $ 639,000 | $ 127,000 | $ 45,000 |
| GREENVILLE, NC | 5 | $ 733,000 | $ 146,000 | $ 27,000 |
| JACKSON, TN | 5 | $ 995,000 | $ 199,000 | $ 42,000 |
| KOKOMO, IN | 5 | $ 596,000 | $ 119,000 | $ 21,000 |
| MONROE, LA | 5 | $ 1,200,000 | $ 240,000 | $ 53,000 |
| NEW BERN, NC | 5 | $ 839,000 | $ 167,000 | $ 26,000 |
| PITTSFIELD, MA | 5 | $ 1,127,000 | $ 225,000 | $ 87,000 |
| SUMTER, SC | 5 | $ 749,000 | $ 149,000 | $ 58,000 |
| WICHITA FALLS, TX | 5 | $ 507,000 | $ 101,000 | $ 52,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 719,000 | $ 179,000 | $ 18,000 |
| BANGOR, ME | 4 | $ 439,000 | $ 109,000 | $ 60,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 607,000 | $ 151,000 | $ 44,000 |
| BLOOMINGTON, IL | 4 | $ 721,000 | $ 180,000 | $ 82,000 |
| CEDAR RAPIDS, IA | 4 | $ 581,000 | $ 145,000 | $ 0 |
| DECATUR, IL | 4 | $ 631,000 | $ 157,000 | $ 53,000 |
| DUBUQUE, IA | 4 | $ 670,000 | $ 167,000 | $ 66,000 |
| ELMIRA, NY | 4 | $ 671,000 | $ 167,000 | $ 57,000 |
| HARRISONBURG, VA | 4 | $ 870,000 | $ 217,000 | $ 55,000 |
| ITHACA, NY | 4 | $ 843,000 | $ 210,000 | $ 112,000 |
| MUNCIE, IN | 4 | $ 389,000 | $ 97,000 | $ 35,000 |
| PINE BLUFF, AR | 4 | $ 750,000 | $ 187,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 4 | $ 438,000 | $ 109,000 | $ 10,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 3 | $ 504,000 | $ 168,000 | $ 35,000 |
| BURLINGTON, NC | 3 | $ 530,000 | $ 176,000 | $ 19,000 |
| COLUMBUS, IN | 3 | $ 503,000 | $ 167,000 | $ 18,000 |
| CUMBERLAND, MD-WV | 3 | $ 249,000 | $ 75,000 | $ 18,000 |
| FLORENCE, SC | 3 | $ 313,000 | $ 104,000 | $ 20,000 |
| IOWA CITY, IA | 3 | $ 516,000 | $ 172,000 | $ 62,000 |
| JONESBORO, AR | 3 | $ 635,000 | $ 211,000 | $ 71,000 |
| LAKE CHARLES, LA | 3 | $ 659,000 | $ 219,000 | $ 17,000 |
| LEWISTON, ID-WA | 3 | $ 369,000 | $ 106,500 | $ 34,500 |
| LIMA, OH | 3 | $ 381,000 | $ 127,000 | $ 68,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 173,000 | $ 86,000 | $ 26,000 |
| GADSDEN, AL | 2 | $ 357,000 | $ 178,000 | $ 0 |
| TERRE HAUTE, IN | 2 | $ 198,000 | $ 99,000 | $ 75,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| GOLDSBORO, NC | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| HOT SPRINGS, AR | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 67,922 | $16,364,887,000 | $240,000 | $7,200,000 | $90,000 | $6,000,000 |
| Refinancing | 66,609 | $18,341,242,000 | $275,000 | $2,600,000 | $92,000 | $5,868,000 |
| Home Improvement | 4,152 | $1,069,391,000 | $257,000 | $1,400,000 | $103,000 | $1,680,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 80,712 | $19,776,380,000 | $245,000 | $7,200,000 | $102,000 | $6,000,000 |
| Asian | 17,588 | $6,002,294,000 | $341,000 | $2,415,000 | $131,000 | $2,204,000 |
| Not applicable | 15,669 | $3,824,878,000 | $244,000 | $2,600,000 | $0 | $0 |
| Hispanic | 11,807 | $2,838,670,000 | $240,000 | $2,100,000 | $82,000 | $1,474,000 |
| Not Provided | 6,862 | $1,932,388,000 | $281,000 | $1,883,000 | $103,000 | $2,563,000 |
| Black or African American | 5,182 | $1,165,007,000 | $224,000 | $1,318,000 | $76,000 | $2,345,000 |
| Native Hawaiian or Other Pacific Islander | 450 | $137,171,000 | $304,000 | $1,000,000 | $103,000 | $1,113,000 |
| American Indian or Alaskan Native | 413 | $98,732,000 | $239,000 | $899,000 | $94,000 | $724,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 96,108 | $26,146,350,000 | $272,000 | $7,200,000 | $109,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 28,697 | $6,043,973,000 | $210,000 | $946,000 | $46,000 | $537,000 |
| VA-guaranteed (Veterans Administration) | 11,604 | $3,279,008,000 | $282,000 | $1,700,000 | $67,000 | $1,073,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,274 | $306,189,000 | $134,000 | $406,000 | $45,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 97,982 | $25,500,075,000 | $260,000 | $2,600,000 | $105,000 | $6,000,000 |
| Application Denied By Financial Institution | 21,999 | $5,741,408,000 | $260,000 | $7,200,000 | $99,000 | $4,800,000 |
| Loan Purchased By The Institution | 15,663 | $3,817,996,000 | $243,000 | $1,666,000 | $0 | $0 |
| Application Approved But Not Accepted | 2,275 | $565,094,000 | $248,000 | $1,763,000 | $97,000 | $2,345,000 |
| Application Withdrawn By Applicant | 744 | $146,681,000 | $197,000 | $1,000,000 | $85,000 | $1,374,000 |
| File Closed For Incompleteness | 20 | $4,266,000 | $213,000 | $1,100,000 | $29,000 | $336,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 11,779 | $3,087,957,000 | $262,000 | $2,100,000 | $103,000 | $4,278,000 |
| Debt-To-Income Ratio | 4,255 | $1,171,179,000 | $275,000 | $7,200,000 | $69,000 | $718,000 |
| Collateral | 2,844 | $698,976,000 | $245,000 | $2,100,000 | $114,000 | $2,830,000 |
| Credit History | 1,511 | $366,888,000 | $242,000 | $2,000,000 | $101,000 | $4,800,000 |
| Other | 1,068 | $279,246,000 | $261,000 | $2,000,000 | $138,000 | $2,114,000 |
| Unverifiable Information | 231 | $62,751,000 | $271,000 | $1,965,000 | $109,000 | $1,079,000 |
| Employment History | 156 | $40,078,000 | $256,000 | $1,060,000 | $79,000 | $450,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $20,534,000 | $218,000 | $880,000 | $84,000 | $307,000 |
| Mortgage Insurance Denied | 61 | $13,799,000 | $226,000 | $600,000 | $107,000 | $425,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.