Prosperity Home Mortgage, LLC Mortgage Lending & HMDA Data, 2019
In 2019, Prosperity Home Mortgage, LLC of Chantilly, VA reported 27,971 mortgage applications totaling $8.0 billion, up 77% from 2018. The average application was for $284,859, and applicants reported an average income of $118,002. 77% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (3,001), Minneapolis-St. Paul-Bloomington, MN-WI (2,552) and Atlanta-Sandy Springs-Roswell, GA (2,422) (applications in parentheses).
| Mortgage Company & Address | Prosperity Home Mortgage, LLC 14501 George Carter Way Suite 300 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 27,971 |
| Total Mortgage Loan Application Amount | $7,967,805,000 |
| Average Mortgage Loan Application Amount | $284,859 |
| Highest Mortgage Loan Application Amount | $2,905,000 |
| Average Applicant Income | $118,002 |
| Highest Applicant Income | $6,480,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prosperity Home Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,001 | $ 1,324,795,000 | $ 441,451 | $ 155,280 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,552 | $ 650,120,000 | $ 254,749 | $ 108,555 |
| Atlanta-Sandy Springs-Roswell, GA | 2,422 | $ 716,610,000 | $ 295,875 | $ 125,000 |
| Baltimore-Columbia-Towson, MD | 1,515 | $ 474,645,000 | $ 313,297 | $ 122,000 |
| Kansas City, MO-KS | 1,444 | $ 298,820,000 | $ 206,939 | $ 92,936 |
| Richmond, VA | 1,396 | $ 364,440,000 | $ 261,060 | $ 106,000 |
| Outside any metro area | 1,189 | $ 228,485,000 | $ 192,165 | $ 99,817 |
| Raleigh, NC | 1,169 | $ 334,465,000 | $ 286,112 | $ 120,000 |
| Washington-Baltimore-Arlington, DC | 1,070 | $ 465,000,000 | $ 434,579 | $ 152,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 714 | $ 178,230,000 | $ 249,621 | $ 92,936 |
| Birmingham-Hoover, AL | 674 | $ 136,420,000 | $ 202,403 | $ 97,000 |
| Montgomery County-Bucks County-Chester County, PA | 654 | $ 193,320,000 | $ 295,596 | $ 129,000 |
| Durham-Chapel Hill, NC | 450 | $ 113,020,000 | $ 251,155 | $ 112,000 |
| Philadelphia, PA | 450 | $ 110,810,000 | $ 246,244 | $ 109,000 |
| New York-Newark, NY | 439 | $ 132,415,000 | $ 301,628 | $ 126,000 |
| Dallas-Plano-Irving, TX | 435 | $ 138,355,000 | $ 318,057 | $ 157,000 |
| Jacksonville, FL | 397 | $ 96,405,000 | $ 242,833 | $ 112,000 |
| Milwaukee-Waukesha-West Allis, WI | 393 | $ 94,385,000 | $ 240,165 | $ 105,000 |
| Louisville/Jefferson County, KY-IN | 308 | $ 57,220,000 | $ 185,779 | $ 84,357 |
| Wilmington, DE-MD-NJ | 271 | $ 71,455,000 | $ 263,671 | $ 109,767 |
| Chicago-Naperville, IL | 253 | $ 77,425,000 | $ 306,027 | $ 146,000 |
| Madison, WI | 243 | $ 59,055,000 | $ 243,024 | $ 105,000 |
| Salisbury, MD-DE | 243 | $ 60,595,000 | $ 249,362 | $ 136,707 |
| Tucson, AZ | 242 | $ 54,810,000 | $ 226,487 | $ 102,000 |
| Charlotte-Concord-Gastonia, NC-SC | 237 | $ 64,775,000 | $ 273,312 | $ 112,189 |
| Greensboro-High Point, NC | 218 | $ 43,820,000 | $ 201,009 | $ 86,000 |
| Winston-Salem, NC | 205 | $ 42,665,000 | $ 208,121 | $ 95,000 |
| Charleston-North Charleston, SC | 200 | $ 46,840,000 | $ 234,200 | $ 83,000 |
| Newark, NJ-PA | 194 | $ 72,260,000 | $ 372,474 | $ 141,804 |
| Blacksburg-Christiansburg-Radford, VA | 193 | $ 35,945,000 | $ 186,243 | $ 92,000 |
| Cincinnati, OH-KY-IN | 165 | $ 30,125,000 | $ 182,575 | $ 98,054 |
| Roanoke, VA | 146 | $ 24,720,000 | $ 169,315 | $ 77,000 |
| Warren-Troy-Farmington Hills, MI | 136 | $ 25,850,000 | $ 190,073 | $ 81,000 |
| Ocean City, NJ | 124 | $ 56,680,000 | $ 457,096 | $ 242,000 |
| Rochester, MN | 109 | $ 24,645,000 | $ 226,100 | $ 107,000 |
| Hagerstown-Martinsburg, MD-WV | 108 | $ 23,350,000 | $ 216,203 | $ 78,379 |
| Charlottesville, VA | 105 | $ 29,085,000 | $ 277,000 | $ 110,000 |
| Miami-Miami Beach-Kendall, FL | 103 | $ 47,865,000 | $ 464,708 | $ 178,000 |
| Pittsburgh, PA | 95 | $ 17,315,000 | $ 182,263 | $ 86,000 |
| Chattanooga, TN-GA | 94 | $ 17,510,000 | $ 186,276 | $ 79,404 |
| Atlantic City-Hammonton, NJ | 93 | $ 21,085,000 | $ 226,720 | $ 145,000 |
| Camden, NJ | 91 | $ 20,065,000 | $ 220,494 | $ 118,000 |
| Hartford-West Hartford-East Hartford, CT | 89 | $ 19,435,000 | $ 218,370 | $ 157,000 |
| Omaha-Council Bluffs, NE-IA | 89 | $ 16,075,000 | $ 180,617 | $ 85,000 |
| Fort Worth-Arlington, TX | 87 | $ 24,265,000 | $ 278,908 | $ 130,000 |
| Lincoln, NE | 87 | $ 13,405,000 | $ 154,080 | $ 72,000 |
| Staunton-Waynesboro, VA | 80 | $ 13,890,000 | $ 173,625 | $ 67,000 |
| Lynchburg, VA | 79 | $ 15,045,000 | $ 190,443 | $ 78,000 |
| Gainesville, GA | 77 | $ 17,765,000 | $ 230,714 | $ 85,000 |
| Lexington-Fayette, KY | 75 | $ 12,295,000 | $ 163,933 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 74 | $ 21,980,000 | $ 297,027 | $ 118,000 |
| Denver-Aurora-Lakewood, CO | 72 | $ 37,930,000 | $ 526,805 | $ 184,000 |
| Trenton, NJ | 68 | $ 17,740,000 | $ 260,882 | $ 105,000 |
| Wausau, WI | 62 | $ 8,770,000 | $ 141,451 | $ 73,000 |
| Lake County-Kenosha County, IL-WI | 50 | $ 14,380,000 | $ 287,600 | $ 138,840 |
| San Diego-Carlsbad, CA | 50 | $ 32,360,000 | $ 647,200 | $ 267,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 50 | $ 29,870,000 | $ 597,400 | $ 201,000 |
| St. Cloud, MN | 50 | $ 8,520,000 | $ 170,400 | $ 82,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 39 | $ 8,915,000 | $ 228,589 | $ 95,307 |
| Springfield, MO | 39 | $ 5,135,000 | $ 131,666 | $ 64,000 |
| Elizabethtown-Fort Knox, KY | 38 | $ 5,270,000 | $ 138,684 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 35 | $ 15,645,000 | $ 447,000 | $ 146,000 |
| York-Hanover, PA | 33 | $ 6,325,000 | $ 191,666 | $ 87,000 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 9,910,000 | $ 309,687 | $ 134,000 |
| Eau Claire, WI | 32 | $ 5,930,000 | $ 185,312 | $ 100,000 |
| Burlington, NC | 31 | $ 5,795,000 | $ 186,935 | $ 72,000 |
| Fayetteville, NC | 30 | $ 6,040,000 | $ 201,333 | $ 77,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 30 | $ 12,270,000 | $ 409,000 | $ 136,400 |
| Winchester, VA-WV | 24 | $ 7,040,000 | $ 293,333 | $ 116,208 |
| Phoenix-Mesa-Scottsdale, AZ | 22 | $ 5,940,000 | $ 270,000 | $ 112,000 |
| Salem, OR | 22 | $ 5,670,000 | $ 257,727 | $ 74,000 |
| Orlando-Kissimmee-Sanford, FL | 21 | $ 5,485,000 | $ 261,190 | $ 130,000 |
| Reading, PA | 21 | $ 4,685,000 | $ 223,095 | $ 100,000 |
| Sumter, SC | 21 | $ 2,925,000 | $ 139,285 | $ 58,000 |
| California-Lexington Park, MD | 19 | $ 5,405,000 | $ 284,473 | $ 86,000 |
| Chambersburg-Waynesboro, PA | 19 | $ 2,795,000 | $ 147,105 | $ 60,000 |
| Santa Maria-Santa Barbara, CA | 19 | $ 13,625,000 | $ 717,105 | $ 202,000 |
| Sierra Vista-Douglas, AZ | 19 | $ 3,715,000 | $ 195,526 | $ 75,000 |
| Dover, DE | 18 | $ 3,620,000 | $ 201,111 | $ 62,000 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 12,315,000 | $ 724,411 | $ 447,000 |
| Fond Du Lac, WI | 17 | $ 2,345,000 | $ 137,941 | $ 87,000 |
| Janesville-Beloit, WI | 17 | $ 2,075,000 | $ 122,058 | $ 69,000 |
| New York-Jersey City-White Plains, NY-NJ | 17 | $ 6,205,000 | $ 365,000 | $ 126,000 |
| Tuscaloosa, AL | 17 | $ 2,565,000 | $ 150,882 | $ 72,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 17 | $ 3,805,000 | $ 223,823 | $ 93,000 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 3,300,000 | $ 206,250 | $ 109,000 |
| Wilmington, NC | 16 | $ 4,600,000 | $ 287,500 | $ 144,000 |
| North Port-Sarasota-Bradenton, FL | 14 | $ 3,760,000 | $ 268,571 | $ 148,000 |
| Detroit-Dearborn-Livonia, MI | 13 | $ 1,615,000 | $ 124,230 | $ 71,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 7,955,000 | $ 611,923 | $ 196,000 |
| New Haven-Milford, CT | 13 | $ 2,255,000 | $ 173,461 | $ 76,000 |
| Port St. Lucie, FL | 13 | $ 2,455,000 | $ 188,846 | $ 81,000 |
| St. Joseph, MO-KS | 12 | $ 1,170,000 | $ 97,500 | $ 71,000 |
| Norwich-New London, CT | 11 | $ 2,575,000 | $ 234,090 | $ 89,000 |
| Sherman-Denison, TX | 11 | $ 2,025,000 | $ 184,090 | $ 80,000 |
| Cumberland, MD-WV | 10 | $ 940,000 | $ 94,000 | $ 67,000 |
| Duluth, MN-WI | 10 | $ 1,930,000 | $ 193,000 | $ 81,000 |
| Flint, MI | 10 | $ 1,730,000 | $ 173,000 | $ 70,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 2,730,000 | $ 273,000 | $ 130,300 |
| Racine, WI | 10 | $ 2,120,000 | $ 212,000 | $ 104,000 |
| Elgin, IL | 9 | $ 2,075,000 | $ 230,555 | $ 129,000 |
| Greenville, NC | 9 | $ 1,155,000 | $ 128,333 | $ 160,000 |
| Lawrence, KS | 9 | $ 2,285,000 | $ 253,888 | $ 127,000 |
| Athens-Clarke County, GA | 8 | $ 1,690,000 | $ 211,250 | $ 86,000 |
| Fresno, CA | 8 | $ 1,680,000 | $ 210,000 | $ 101,000 |
| La Crosse-Onalaska, WI-MN | 8 | $ 1,570,000 | $ 196,250 | $ 94,000 |
| Punta Gorda, FL | 8 | $ 1,330,000 | $ 166,250 | $ 83,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,325,000 | $ 189,285 | $ 121,000 |
| Cleveland, TN | 7 | $ 965,000 | $ 137,857 | $ 114,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,165,000 | $ 166,428 | $ 49,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,945,000 | $ 277,857 | $ 112,000 |
| Lancaster, PA | 7 | $ 2,065,000 | $ 295,000 | $ 133,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 2,995,000 | $ 427,857 | $ 147,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,555,000 | $ 222,142 | $ 312,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 2,105,000 | $ 300,714 | $ 111,000 |
| Tacoma-Lakewood, WA | 7 | $ 4,505,000 | $ 643,571 | $ 231,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,560,000 | $ 260,000 | $ 86,000 |
| Gettysburg, PA | 6 | $ 870,000 | $ 145,000 | $ 92,000 |
| Joplin, MO | 6 | $ 630,000 | $ 105,000 | $ 49,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 2,520,000 | $ 420,000 | $ 132,000 |
| Providence-Warwick, RI-MA | 6 | $ 1,900,000 | $ 316,666 | $ 129,000 |
| Rome, GA | 6 | $ 900,000 | $ 150,000 | $ 60,000 |
| Gadsden, AL | 5 | $ 655,000 | $ 131,000 | $ 80,000 |
| Lansing-East Lansing, MI | 5 | $ 585,000 | $ 117,000 | $ 44,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 1,215,000 | $ 243,000 | $ 275,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,125,000 | $ 225,000 | $ 167,000 |
| Ocala, FL | 5 | $ 1,335,000 | $ 267,000 | $ 146,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 5,005,000 | $ 1,001,000 | $ 270,000 |
| Asheville, NC | 4 | $ 1,000,000 | $ 250,000 | $ 115,000 |
| Colorado Springs, CO | 4 | $ 990,000 | $ 247,500 | $ 68,000 |
| Dalton, GA | 4 | $ 770,000 | $ 192,500 | $ 62,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 1,020,000 | $ 255,000 | $ 139,000 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 1,000,000 | $ 250,000 | $ 100,000 |
| Olympia-Tumwater, WA | 4 | $ 1,020,000 | $ 255,000 | $ 114,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,400,000 | $ 350,000 | $ 97,000 |
| Salinas, CA | 4 | $ 2,250,000 | $ 562,500 | $ 289,000 |
| San Antonio-New Braunfels, TX | 4 | $ 820,000 | $ 205,000 | $ 136,000 |
| St. Louis, MO-IL | 4 | $ 700,000 | $ 175,000 | $ 80,000 |
| Vineland-Bridgeton, NJ | 4 | $ 950,000 | $ 237,500 | $ 75,000 |
| Gainesville, FL | 3 | $ 645,000 | $ 215,000 | $ 177,000 |
| Jacksonville, NC | 3 | $ 1,015,000 | $ 338,333 | $ 201,000 |
| Knoxville, TN | 3 | $ 575,000 | $ 191,666 | $ 76,000 |
| Lakeland-Winter Haven, FL | 3 | $ 685,000 | $ 228,333 | $ 82,000 |
| Mankato-North Mankato, MN | 3 | $ 595,000 | $ 198,333 | $ 70,000 |
| Montgomery, AL | 3 | $ 445,000 | $ 148,333 | $ 70,000 |
| Oshkosh-Neenah, WI | 3 | $ 685,000 | $ 228,333 | $ 157,000 |
| Rocky Mount, NC | 3 | $ 265,000 | $ 88,333 | $ 52,000 |
| Savannah, GA | 3 | $ 1,115,000 | $ 371,666 | $ 162,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 485,000 | $ 161,666 | $ 91,000 |
| Sebastian-Vero Beach, FL | 3 | $ 755,000 | $ 251,666 | $ 191,000 |
| Sheboygan, WI | 3 | $ 745,000 | $ 248,333 | $ 92,000 |
| Worcester, MA-CT | 3 | $ 565,000 | $ 188,333 | $ 55,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 1,690,000 | $ 845,000 | $ 347,000 |
| Florence-Muscle Shoals, AL | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Gary, IN | 2 | $ 650,000 | $ 325,000 | $ 129,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 890,000 | $ 445,000 | $ 212,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Huntsville, AL | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| Kalamazoo-Portage, MI | 2 | $ 400,000 | $ 200,000 | $ 138,000 |
| Longview, WA | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Macon-Bibb County, GA | 2 | $ 160,000 | $ 80,000 | $ 324,000 |
| Merced, CA | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| Mobile, AL | 2 | $ 200,000 | $ 100,000 | $ 83,000 |
| Morgantown, WV | 2 | $ 760,000 | $ 380,000 | $ 250,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 760,000 | $ 380,000 | $ 103,000 |
| Saginaw, MI | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,170,000 | $ 585,000 | $ 136,000 |
| State College, PA | 2 | $ 670,000 | $ 335,000 | $ 129,000 |
| Warner Robins, GA | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Abilene, TX | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Albany, GA | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Albany, OR | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Altoona, PA | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Amarillo, TX | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Ann Arbor, MI | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Appleton, WI | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Auburn-Opelika, AL | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Austin-Round Rock, TX | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Baton Rouge, LA | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Bend-Redmond, OR | 1 | $ 335,000 | $ 335,000 | $ 157,000 |
| Boulder, CO | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Bowling Green, KY | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Brunswick, GA | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Champaign-Urbana, IL | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| College Station-Bryan, TX | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Columbia, MO | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Columbia, SC | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Decatur, AL | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| East Stroudsburg, PA | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Erie, PA | 1 | $ 205,000 | $ 205,000 | $ 202,000 |
| Fargo, ND-MN | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| Goldsboro, NC | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Grand Island, NE | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Harrisonburg, VA | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 475,000 | $ 475,000 | $ 499,000 |
| Jefferson City, MO | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Johnson City, TN | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Johnstown, PA | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Longview, TX | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Manhattan, KS | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Michigan City-La Porte, IN | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Monroe, MI | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Owensboro, KY | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 475,000 | $ 475,000 | $ 111,000 |
| San Rafael, CA | 1 | $ 775,000 | $ 775,000 | $ 196,000 |
| Springfield, MA | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| The Villages, FL | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Topeka, KS | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Tulsa, OK | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Waco, TX | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Wenatchee, WA | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Wichita, KS | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Yuma, AZ | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,730 | $6,556,500,000 | $276,000 | $2,715,000 | $113,000 | $5,460,000 |
| Refinancing | 2,890 | $1,034,650,000 | $358,000 | $2,905,000 | $148,000 | $6,270,000 |
| Cash-out Refinancing | 1,146 | $327,300,000 | $285,000 | $2,505,000 | $134,000 | $2,826,000 |
| Other Purpose | 202 | $48,580,000 | $240,000 | $1,775,000 | $186,000 | $6,480,000 |
| Not Applicable | 3 | $775,000 | $258,000 | $625,000 | $100,000 | $161,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,528 | $5,800,010,000 | $282,000 | $2,715,000 | $118,000 | $6,480,000 |
| Not Provided | 2,572 | $828,380,000 | $322,000 | $2,905,000 | $134,000 | $2,160,000 |
| Black or African American | 2,172 | $530,900,000 | $244,000 | $1,385,000 | $93,000 | $960,000 |
| Hispanic | 1,431 | $382,855,000 | $267,000 | $1,555,000 | $103,000 | $2,826,000 |
| Asian | 1,152 | $392,800,000 | $340,000 | $1,605,000 | $144,000 | $3,116,000 |
| American Indian or Alaskan Native | 88 | $21,570,000 | $245,000 | $635,000 | $90,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $9,925,000 | $397,000 | $1,775,000 | $132,000 | $436,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,433 | $6,240,175,000 | $291,000 | $2,905,000 | $127,000 | $6,480,000 |
| FHA-insured (Federal Housing Administration) | 3,677 | $808,085,000 | $219,000 | $715,000 | $76,000 | $4,611,000 |
| VA-guaranteed (Veterans Administration) | 2,526 | $859,580,000 | $340,000 | $1,935,000 | $103,000 | $1,729,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 335 | $59,965,000 | $179,000 | $445,000 | $58,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,430 | $6,153,710,000 | $287,000 | $2,905,000 | $115,000 | $2,538,000 |
| Application Withdrawn By Applicant | 4,883 | $1,387,125,000 | $284,000 | $2,255,000 | $134,000 | $6,480,000 |
| Application Denied By Financial Institution | 629 | $150,825,000 | $239,000 | $2,505,000 | $91,000 | $4,611,000 |
| File Closed For Incompleteness | 464 | $126,490,000 | $272,000 | $1,105,000 | $112,000 | $1,800,000 |
| Preapproval Approved but not Accepted | 304 | $88,400,000 | $290,000 | $1,265,000 | $97,000 | $900,000 |
| Preapproval Denied by Financial Institution | 193 | $42,035,000 | $217,000 | $1,105,000 | $79,000 | $852,000 |
| Application Approved But Not Accepted | 65 | $18,445,000 | $283,000 | $715,000 | $110,000 | $372,000 |
| Loan Purchased By The Institution | 3 | $775,000 | $258,000 | $625,000 | $100,000 | $161,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27,149 | $7,774,945,000 | $286,000 | $2,905,000 | $118,000 | $6,480,000 |
| Debt-To-Income Ratio | 320 | $80,090,000 | $250,000 | $2,505,000 | $80,000 | $4,611,000 |
| Credit History | 216 | $48,050,000 | $222,000 | $1,105,000 | $94,000 | $878,000 |
| Collateral | 151 | $32,855,000 | $217,000 | $1,425,000 | $95,000 | $595,000 |
| Employment History | 45 | $10,035,000 | $223,000 | $705,000 | $67,000 | $240,000 |
| Unverifiable Information | 33 | $7,605,000 | $230,000 | $645,000 | $98,000 | $852,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $5,435,000 | $236,000 | $975,000 | $112,000 | $456,000 |
| Other | 19 | $4,385,000 | $230,000 | $485,000 | $80,000 | $175,000 |
| Credit Application Incomplete | 15 | $4,405,000 | $293,000 | $1,075,000 | $143,000 | $691,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Home Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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