Prosperity Home Mortgage, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Prosperity Home Mortgage, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Home Mortgage, Llc 14501 George Carter Way Suite 300 Glen Allen, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 27,971 |
| Total Mortgage Loan Application Amount | $7,967,805,000 |
| Average Mortgage Loan Application Amount | $283,400 |
| Highest Mortgage Loan Application Amount | $2,905,000 |
| Average Applicant Income | $136,200 |
| Highest Applicant Income | $6,480,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Prosperity Home Mortgage, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Home Mortgage, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Prosperity Home Mortgage, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Home Mortgage, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Home Mortgage, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Home Mortgage, Llc's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3,001 | $ 1,324,795,000 | $ 389,000 | $ 141,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,552 | $ 650,120,000 | $ 246,000 | $ 100,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,422 | $ 716,610,000 | $ 295,000 | $ 125,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,515 | $ 474,645,000 | $ 313,000 | $ 122,000 |
| KANSAS CITY, MO-KS | 1,444 | $ 298,820,000 | $ 214,500 | $ 96,500 |
| RICHMOND, VA | 1,396 | $ 364,440,000 | $ 261,000 | $ 106,000 |
| NA (OUTSIDE OF MSA/MD) | 1,189 | $ 228,485,000 | $ 186,230 | $ 92,346 |
| RALEIGH, NC | 1,169 | $ 334,465,000 | $ 286,000 | $ 120,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1,070 | $ 465,000,000 | $ 434,000 | $ 152,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 714 | $ 178,230,000 | $ 266,000 | $ 88,500 |
| BIRMINGHAM-HOOVER, AL | 674 | $ 136,420,000 | $ 202,000 | $ 97,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 654 | $ 193,320,000 | $ 295,000 | $ 129,000 |
| DURHAM-CHAPEL HILL, NC | 450 | $ 113,020,000 | $ 251,000 | $ 112,000 |
| PHILADELPHIA, PA | 450 | $ 110,810,000 | $ 246,000 | $ 109,000 |
| NEW YORK-NEWARK, NY | 439 | $ 132,415,000 | $ 301,000 | $ 126,000 |
| DALLAS-PLANO-IRVING, TX | 435 | $ 138,355,000 | $ 318,000 | $ 157,000 |
| JACKSONVILLE, FL | 397 | $ 96,405,000 | $ 242,000 | $ 112,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 393 | $ 94,385,000 | $ 240,000 | $ 105,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 308 | $ 57,220,000 | $ 173,000 | $ 80,500 |
| WILMINGTON, DE-MD-NJ | 271 | $ 71,455,000 | $ 209,666 | $ 86,333 |
| CHICAGO-NAPERVILLE, IL | 253 | $ 77,425,000 | $ 306,000 | $ 146,000 |
| MADISON, WI | 243 | $ 59,055,000 | $ 243,000 | $ 105,000 |
| SALISBURY, MD-DE | 243 | $ 60,595,000 | $ 244,000 | $ 133,000 |
| TUCSON, AZ | 242 | $ 54,810,000 | $ 226,000 | $ 102,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 237 | $ 64,775,000 | $ 292,000 | $ 127,500 |
| GREENSBORO-HIGH POINT, NC | 218 | $ 43,820,000 | $ 201,000 | $ 86,000 |
| WINSTON-SALEM, NC | 205 | $ 42,665,000 | $ 208,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 200 | $ 46,840,000 | $ 234,000 | $ 83,000 |
| NEWARK, NJ-PA | 194 | $ 72,260,000 | $ 297,000 | $ 132,500 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 193 | $ 35,945,000 | $ 186,000 | $ 92,000 |
| CINCINNATI, OH-KY-IN | 165 | $ 30,125,000 | $ 162,666 | $ 89,000 |
| ROANOKE, VA | 146 | $ 24,720,000 | $ 169,000 | $ 77,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 136 | $ 25,850,000 | $ 190,000 | $ 81,000 |
| OCEAN CITY, NJ | 124 | $ 56,680,000 | $ 457,000 | $ 242,000 |
| ROCHESTER, MN | 109 | $ 24,645,000 | $ 226,000 | $ 107,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 108 | $ 23,350,000 | $ 216,000 | $ 77,500 |
| CHARLOTTESVILLE, VA | 105 | $ 29,085,000 | $ 277,000 | $ 110,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 103 | $ 47,865,000 | $ 464,000 | $ 178,000 |
| PITTSBURGH, PA | 95 | $ 17,315,000 | $ 182,000 | $ 86,000 |
| CHATTANOOGA, TN-GA | 94 | $ 17,510,000 | $ 181,000 | $ 78,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 93 | $ 21,085,000 | $ 226,000 | $ 145,000 |
| CAMDEN, NJ | 91 | $ 20,065,000 | $ 220,000 | $ 118,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 89 | $ 19,435,000 | $ 218,000 | $ 157,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 89 | $ 16,075,000 | $ 180,000 | $ 85,000 |
| FORT WORTH-ARLINGTON, TX | 87 | $ 24,265,000 | $ 278,000 | $ 130,000 |
| LINCOLN, NE | 87 | $ 13,405,000 | $ 154,000 | $ 72,000 |
| STAUNTON-WAYNESBORO, VA | 80 | $ 13,890,000 | $ 173,000 | $ 67,000 |
| LYNCHBURG, VA | 79 | $ 15,045,000 | $ 190,000 | $ 78,000 |
| GAINESVILLE, GA | 77 | $ 17,765,000 | $ 230,000 | $ 85,000 |
| LEXINGTON-FAYETTE, KY | 75 | $ 12,295,000 | $ 163,000 | $ 77,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 74 | $ 21,980,000 | $ 297,000 | $ 118,000 |
| DENVER-AURORA-LAKEWOOD, CO | 72 | $ 37,930,000 | $ 526,000 | $ 184,000 |
| TRENTON, NJ | 68 | $ 17,740,000 | $ 260,000 | $ 105,000 |
| WAUSAU, WI | 62 | $ 8,770,000 | $ 141,000 | $ 73,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 50 | $ 14,380,000 | $ 263,500 | $ 127,500 |
| SAN DIEGO-CARLSBAD, CA | 50 | $ 32,360,000 | $ 647,000 | $ 267,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 50 | $ 29,870,000 | $ 597,000 | $ 201,000 |
| ST. CLOUD, MN | 50 | $ 8,520,000 | $ 170,000 | $ 82,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 39 | $ 8,915,000 | $ 229,000 | $ 95,000 |
| SPRINGFIELD, MO | 39 | $ 5,135,000 | $ 131,000 | $ 64,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 38 | $ 5,270,000 | $ 138,000 | $ 61,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 35 | $ 15,645,000 | $ 447,000 | $ 146,000 |
| YORK-HANOVER, PA | 33 | $ 6,325,000 | $ 191,000 | $ 87,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 32 | $ 9,910,000 | $ 309,000 | $ 134,000 |
| EAU CLAIRE, WI | 32 | $ 5,930,000 | $ 185,000 | $ 100,000 |
| BURLINGTON, NC | 31 | $ 5,795,000 | $ 186,000 | $ 72,000 |
| FAYETTEVILLE, NC | 30 | $ 6,040,000 | $ 201,000 | $ 77,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 30 | $ 12,270,000 | $ 379,500 | $ 125,000 |
| WINCHESTER, VA-WV | 24 | $ 7,040,000 | $ 174,500 | $ 96,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 22 | $ 5,940,000 | $ 270,000 | $ 112,000 |
| SALEM, OR | 22 | $ 5,670,000 | $ 257,000 | $ 74,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 21 | $ 5,485,000 | $ 261,000 | $ 130,000 |
| READING, PA | 21 | $ 4,685,000 | $ 223,000 | $ 100,000 |
| SUMTER, SC | 21 | $ 2,925,000 | $ 139,000 | $ 58,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 19 | $ 5,405,000 | $ 284,000 | $ 86,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 19 | $ 2,795,000 | $ 147,000 | $ 60,000 |
| SANTA MARIA-SANTA BARBARA, CA | 19 | $ 13,625,000 | $ 717,000 | $ 202,000 |
| SIERRA VISTA-DOUGLAS, AZ | 19 | $ 3,715,000 | $ 195,000 | $ 75,000 |
| DOVER, DE | 18 | $ 3,620,000 | $ 201,000 | $ 62,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 17 | $ 12,315,000 | $ 724,000 | $ 447,000 |
| FOND DU LAC, WI | 17 | $ 2,345,000 | $ 137,000 | $ 87,000 |
| JANESVILLE-BELOIT, WI | 17 | $ 2,075,000 | $ 122,000 | $ 69,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 17 | $ 6,205,000 | $ 365,000 | $ 126,000 |
| TUSCALOOSA, AL | 17 | $ 2,565,000 | $ 150,000 | $ 72,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 17 | $ 3,805,000 | $ 223,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16 | $ 3,300,000 | $ 206,000 | $ 109,000 |
| WILMINGTON, NC | 16 | $ 4,600,000 | $ 287,000 | $ 144,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 14 | $ 3,760,000 | $ 268,000 | $ 148,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 13 | $ 1,615,000 | $ 124,000 | $ 71,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 13 | $ 7,955,000 | $ 611,000 | $ 196,000 |
| NEW HAVEN-MILFORD, CT | 13 | $ 2,255,000 | $ 173,000 | $ 76,000 |
| PORT ST. LUCIE, FL | 13 | $ 2,455,000 | $ 188,000 | $ 81,000 |
| ST. JOSEPH, MO-KS | 12 | $ 1,170,000 | $ 97,000 | $ 71,000 |
| NORWICH-NEW LONDON, CT | 11 | $ 2,575,000 | $ 234,000 | $ 89,000 |
| SHERMAN-DENISON, TX | 11 | $ 2,025,000 | $ 184,000 | $ 80,000 |
| CUMBERLAND, MD-WV | 10 | $ 940,000 | $ 94,000 | $ 67,000 |
| DULUTH, MN-WI | 10 | $ 1,930,000 | $ 193,000 | $ 81,000 |
| FLINT, MI | 10 | $ 1,730,000 | $ 173,000 | $ 70,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 2,730,000 | $ 238,000 | $ 143,500 |
| RACINE, WI | 10 | $ 2,120,000 | $ 212,000 | $ 104,000 |
| ELGIN, IL | 9 | $ 2,075,000 | $ 230,000 | $ 129,000 |
| GREENVILLE, NC | 9 | $ 1,155,000 | $ 128,000 | $ 160,000 |
| LAWRENCE, KS | 9 | $ 2,285,000 | $ 253,000 | $ 127,000 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 1,690,000 | $ 211,000 | $ 86,000 |
| FRESNO, CA | 8 | $ 1,680,000 | $ 210,000 | $ 101,000 |
| LA CROSSE-ONALASKA, WI-MN | 8 | $ 1,570,000 | $ 196,000 | $ 94,000 |
| PUNTA GORDA, FL | 8 | $ 1,330,000 | $ 166,000 | $ 83,000 |
| CAPE CORAL-FORT MYERS, FL | 7 | $ 1,325,000 | $ 189,000 | $ 121,000 |
| CLEVELAND, TN | 7 | $ 965,000 | $ 137,000 | $ 114,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 1,165,000 | $ 166,000 | $ 49,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 1,945,000 | $ 277,000 | $ 112,000 |
| LANCASTER, PA | 7 | $ 2,065,000 | $ 295,000 | $ 133,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 2,995,000 | $ 427,000 | $ 147,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 1,555,000 | $ 222,000 | $ 312,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7 | $ 2,105,000 | $ 300,000 | $ 111,000 |
| TACOMA-LAKEWOOD, WA | 7 | $ 4,505,000 | $ 643,000 | $ 231,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,560,000 | $ 260,000 | $ 86,000 |
| GETTYSBURG, PA | 6 | $ 870,000 | $ 145,000 | $ 92,000 |
| JOPLIN, MO | 6 | $ 630,000 | $ 105,000 | $ 49,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 6 | $ 2,520,000 | $ 420,000 | $ 132,000 |
| PROVIDENCE-WARWICK, RI-MA | 6 | $ 1,900,000 | $ 316,000 | $ 129,000 |
| ROME, GA | 6 | $ 900,000 | $ 150,000 | $ 60,000 |
| GADSDEN, AL | 5 | $ 655,000 | $ 131,000 | $ 80,000 |
| LANSING-EAST LANSING, MI | 5 | $ 585,000 | $ 117,000 | $ 44,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 5 | $ 1,215,000 | $ 243,000 | $ 275,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 1,125,000 | $ 225,000 | $ 167,000 |
| OCALA, FL | 5 | $ 1,335,000 | $ 267,000 | $ 146,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 5,005,000 | $ 1,001,000 | $ 270,000 |
| ASHEVILLE, NC | 4 | $ 1,000,000 | $ 250,000 | $ 115,000 |
| COLORADO SPRINGS, CO | 4 | $ 990,000 | $ 247,000 | $ 68,000 |
| DALTON, GA | 4 | $ 770,000 | $ 192,000 | $ 62,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 1,020,000 | $ 255,000 | $ 139,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 4 | $ 1,000,000 | $ 250,000 | $ 100,000 |
| OLYMPIA-TUMWATER, WA | 4 | $ 1,020,000 | $ 255,000 | $ 114,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 1,400,000 | $ 350,000 | $ 97,000 |
| SALINAS, CA | 4 | $ 2,250,000 | $ 562,000 | $ 289,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 820,000 | $ 205,000 | $ 136,000 |
| ST. LOUIS, MO-IL | 4 | $ 700,000 | $ 175,000 | $ 80,000 |
| VINELAND-BRIDGETON, NJ | 4 | $ 950,000 | $ 237,000 | $ 75,000 |
| GAINESVILLE, FL | 3 | $ 645,000 | $ 215,000 | $ 177,000 |
| JACKSONVILLE, NC | 3 | $ 1,015,000 | $ 338,000 | $ 201,000 |
| KNOXVILLE, TN | 3 | $ 575,000 | $ 191,000 | $ 76,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 685,000 | $ 228,000 | $ 82,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 595,000 | $ 198,000 | $ 70,000 |
| MONTGOMERY, AL | 3 | $ 445,000 | $ 148,000 | $ 70,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 685,000 | $ 228,000 | $ 157,000 |
| ROCKY MOUNT, NC | 3 | $ 265,000 | $ 88,000 | $ 52,000 |
| SAVANNAH, GA | 3 | $ 1,115,000 | $ 371,000 | $ 162,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 485,000 | $ 161,000 | $ 91,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 755,000 | $ 251,000 | $ 191,000 |
| SHEBOYGAN, WI | 3 | $ 745,000 | $ 248,000 | $ 92,000 |
| WORCESTER, MA-CT | 3 | $ 565,000 | $ 188,000 | $ 55,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 1,690,000 | $ 845,000 | $ 347,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| GARY, IN | 2 | $ 650,000 | $ 325,000 | $ 129,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 890,000 | $ 445,000 | $ 212,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| HUNTSVILLE, AL | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 400,000 | $ 200,000 | $ 138,000 |
| LONGVIEW, WA | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 160,000 | $ 80,000 | $ 324,000 |
| MERCED, CA | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| MOBILE, AL | 2 | $ 200,000 | $ 100,000 | $ 83,000 |
| MORGANTOWN, WV | 2 | $ 760,000 | $ 380,000 | $ 250,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 760,000 | $ 380,000 | $ 103,000 |
| SAGINAW, MI | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,170,000 | $ 585,000 | $ 136,000 |
| STATE COLLEGE, PA | 2 | $ 670,000 | $ 335,000 | $ 129,000 |
| WARNER ROBINS, GA | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| ABILENE, TX | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| ALBANY, GA | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| ALBANY, OR | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| ALTOONA, PA | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| AMARILLO, TX | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| ANN ARBOR, MI | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| APPLETON, WI | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| AUBURN-OPELIKA, AL | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| BATON ROUGE, LA | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| BEND-REDMOND, OR | 1 | $ 335,000 | $ 335,000 | $ 157,000 |
| BOULDER, CO | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| BOWLING GREEN, KY | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| BRUNSWICK, GA | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| COLUMBIA, MO | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| COLUMBIA, SC | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| DECATUR, AL | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| EAST STROUDSBURG, PA | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| ERIE, PA | 1 | $ 205,000 | $ 205,000 | $ 202,000 |
| FARGO, ND-MN | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| GOLDSBORO, NC | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| GRAND ISLAND, NE | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| HARRISONBURG, VA | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 475,000 | $ 475,000 | $ 499,000 |
| JEFFERSON CITY, MO | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| JOHNSON CITY, TN | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| JOHNSTOWN, PA | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| LONGVIEW, TX | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| MANHATTAN, KS | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| MONROE, MI | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| OWENSBORO, KY | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 475,000 | $ 475,000 | $ 111,000 |
| SAN RAFAEL, CA | 1 | $ 775,000 | $ 775,000 | $ 196,000 |
| SPRINGFIELD, MA | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| THE VILLAGES, FL | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| TOPEKA, KS | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| TULSA, OK | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| WACO, TX | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| WENATCHEE, WA | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| WICHITA, KS | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| YUMA, AZ | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,730 | $6,556,500,000 | $276,000 | $2,715,000 | $113,000 | $5,460,000 |
| Refinancing | 2,890 | $1,034,650,000 | $358,000 | $2,905,000 | $148,000 | $6,270,000 |
| Cash-out Refinancing | 1,146 | $327,300,000 | $285,000 | $2,505,000 | $134,000 | $2,826,000 |
| Other Purpose | 202 | $48,580,000 | $240,000 | $1,775,000 | $186,000 | $6,480,000 |
| Not Applicable | 3 | $775,000 | $258,000 | $625,000 | $100,000 | $161,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,528 | $5,800,010,000 | $282,000 | $2,715,000 | $118,000 | $6,480,000 |
| Not Provided | 2,572 | $828,380,000 | $322,000 | $2,905,000 | $134,000 | $2,160,000 |
| Black or African American | 2,172 | $530,900,000 | $244,000 | $1,385,000 | $93,000 | $960,000 |
| Hispanic | 1,431 | $382,855,000 | $267,000 | $1,555,000 | $103,000 | $2,826,000 |
| Asian | 1,152 | $392,800,000 | $340,000 | $1,605,000 | $144,000 | $3,116,000 |
| American Indian or Alaskan Native | 88 | $21,570,000 | $245,000 | $635,000 | $90,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $9,925,000 | $397,000 | $1,775,000 | $132,000 | $436,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,433 | $6,240,175,000 | $291,000 | $2,905,000 | $127,000 | $6,480,000 |
| FHA-insured (Federal Housing Administration) | 3,677 | $808,085,000 | $219,000 | $715,000 | $76,000 | $4,611,000 |
| VA-guaranteed (Veterans Administration) | 2,526 | $859,580,000 | $340,000 | $1,935,000 | $103,000 | $1,729,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 335 | $59,965,000 | $179,000 | $445,000 | $58,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,430 | $6,153,710,000 | $287,000 | $2,905,000 | $115,000 | $2,538,000 |
| Application Withdrawn By Applicant | 4,883 | $1,387,125,000 | $284,000 | $2,255,000 | $134,000 | $6,480,000 |
| Application Denied By Financial Institution | 629 | $150,825,000 | $239,000 | $2,505,000 | $91,000 | $4,611,000 |
| File Closed For Incompleteness | 464 | $126,490,000 | $272,000 | $1,105,000 | $112,000 | $1,800,000 |
| Preapproval Approved but not Accepted | 304 | $88,400,000 | $290,000 | $1,265,000 | $97,000 | $900,000 |
| Preapproval Denied by Financial Institution | 193 | $42,035,000 | $217,000 | $1,105,000 | $79,000 | $852,000 |
| Application Approved But Not Accepted | 65 | $18,445,000 | $283,000 | $715,000 | $110,000 | $372,000 |
| Loan Purchased By The Institution | 3 | $775,000 | $258,000 | $625,000 | $100,000 | $161,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27,149 | $7,774,945,000 | $286,000 | $2,905,000 | $118,000 | $6,480,000 |
| Debt-To-Income Ratio | 320 | $80,090,000 | $250,000 | $2,505,000 | $80,000 | $4,611,000 |
| Credit History | 216 | $48,050,000 | $222,000 | $1,105,000 | $94,000 | $878,000 |
| Collateral | 151 | $32,855,000 | $217,000 | $1,425,000 | $95,000 | $595,000 |
| Employment History | 45 | $10,035,000 | $223,000 | $705,000 | $67,000 | $240,000 |
| Unverifiable Information | 33 | $7,605,000 | $230,000 | $645,000 | $98,000 | $852,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $5,435,000 | $236,000 | $975,000 | $112,000 | $456,000 |
| Other | 19 | $4,385,000 | $230,000 | $485,000 | $80,000 | $175,000 |
| Credit Application Incomplete | 15 | $4,405,000 | $293,000 | $1,075,000 | $143,000 | $691,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Home Mortgage, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.