Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Franklin First Financial, Ltd 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,613 |
| Total Mortgage Loan Application Amount | $893,743,000 |
| Average Mortgage Loan Application Amount | $377,333 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $1,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 451 | $ 165,118,000 | $ 366,000 | $ 113,000 |
| Queens County New York | 353 | $ 142,490,000 | $ 403,000 | $ 87,000 |
| Suffolk County New York | 278 | $ 89,853,000 | $ 323,000 | $ 122,000 |
| Kings County New York | 266 | $ 117,096,000 | $ 440,000 | $ 101,000 |
| Bronx County New York | 97 | $ 35,880,000 | $ 369,000 | $ 86,000 |
| Los Angeles County California | 81 | $ 34,258,000 | $ 422,000 | $ 107,000 |
| Westchester County New York | 59 | $ 22,136,000 | $ 375,000 | $ 112,000 |
| Richmond County New York | 42 | $ 16,145,000 | $ 384,000 | $ 93,000 |
| Bergen County New Jersey | 35 | $ 11,870,000 | $ 339,000 | $ 169,000 |
| Hudson County New Jersey | 33 | $ 11,206,000 | $ 339,000 | $ 111,000 |
| Middlesex County New Jersey | 29 | $ 7,072,000 | $ 243,000 | $ 72,000 |
| Union County New Jersey | 29 | $ 7,154,000 | $ 246,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 23 | $ 10,210,000 | $ 443,000 | $ 215,000 |
| Monmouth County New Jersey | 22 | $ 8,065,000 | $ 366,000 | $ 142,000 |
| Burlington County New Jersey | 20 | $ 4,652,000 | $ 232,000 | $ 85,000 |
| Essex County New Jersey | 18 | $ 4,264,000 | $ 236,000 | $ 71,000 |
| Fairfield County Connecticut | 17 | $ 4,794,000 | $ 282,000 | $ 82,000 |
| Prince George's County Maryland | 16 | $ 5,409,000 | $ 338,000 | $ 81,000 |
| Passaic County New Jersey | 14 | $ 3,119,000 | $ 222,000 | $ 61,000 |
| Cook County Illinois | 13 | $ 2,413,000 | $ 185,000 | $ 100,000 |
| Orange County New York | 13 | $ 3,767,000 | $ 289,000 | $ 124,000 |
| Riverside County California | 11 | $ 3,816,000 | $ 346,000 | $ 126,000 |
| Pinellas County Florida | 11 | $ 2,501,000 | $ 227,000 | $ 89,000 |
| Camden County New Jersey | 11 | $ 1,713,000 | $ 155,000 | $ 59,000 |
| Broward County Florida | 10 | $ 2,119,000 | $ 211,000 | $ 112,000 |
| Hillsborough County Florida | 10 | $ 2,436,000 | $ 243,000 | $ 60,000 |
| Morris County New Jersey | 10 | $ 3,479,000 | $ 347,000 | $ 160,000 |
| New York County New York | 10 | $ 4,587,000 | $ 458,000 | $ 179,000 |
| Rockland County New York | 10 | $ 3,327,000 | $ 332,000 | $ 102,000 |
| Monroe County Pennsylvania | 10 | $ 1,757,000 | $ 175,000 | $ 84,000 |
| Miami-Dade County Florida | 9 | $ 2,644,000 | $ 293,000 | $ 126,000 |
| Plymouth County Massachusetts | 9 | $ 2,435,000 | $ 270,000 | $ 95,000 |
| Ocean County New Jersey | 9 | $ 2,236,000 | $ 248,000 | $ 117,000 |
| San Bernardino County California | 8 | $ 2,143,000 | $ 267,000 | $ 94,000 |
| Orange County Florida | 8 | $ 2,041,000 | $ 255,000 | $ 100,000 |
| Palm Beach County Florida | 8 | $ 3,211,000 | $ 401,000 | $ 152,000 |
| Anne Arundel County Maryland | 8 | $ 3,821,000 | $ 477,000 | $ 148,000 |
| Putnam County New York | 8 | $ 1,981,000 | $ 247,000 | $ 86,000 |
| Bucks County Pennsylvania | 8 | $ 2,781,000 | $ 347,000 | $ 125,000 |
| Montgomery County Pennsylvania | 8 | $ 1,959,000 | $ 244,000 | $ 72,000 |
| San Diego County California | 7 | $ 1,922,000 | $ 274,000 | $ 101,000 |
| Polk County Florida | 7 | $ 1,230,000 | $ 175,000 | $ 71,000 |
| Baltimore County Maryland | 7 | $ 2,028,000 | $ 289,000 | $ 136,000 |
| Middlesex County Massachusetts | 7 | $ 2,862,000 | $ 408,000 | $ 96,000 |
| Suffolk County Massachusetts | 7 | $ 2,342,000 | $ 334,000 | $ 117,000 |
| Orange County California | 6 | $ 2,243,000 | $ 373,000 | $ 203,000 |
| Osceola County Florida | 6 | $ 1,137,000 | $ 189,000 | $ 52,000 |
| Pasco County Florida | 6 | $ 1,280,000 | $ 213,000 | $ 85,000 |
| St. Lucie County Florida | 6 | $ 1,244,000 | $ 207,000 | $ 102,000 |
| Gwinnett County Georgia | 6 | $ 1,306,000 | $ 217,000 | $ 67,000 |
| Harford County Maryland | 6 | $ 2,332,000 | $ 388,000 | $ 127,000 |
| Montgomery County Maryland | 6 | $ 2,204,000 | $ 367,000 | $ 82,000 |
| Norfolk County Massachusetts | 6 | $ 1,775,000 | $ 295,000 | $ 89,000 |
| Gloucester County New Jersey | 6 | $ 1,076,000 | $ 179,000 | $ 49,000 |
| Sussex County New Jersey | 6 | $ 1,268,000 | $ 211,000 | $ 72,000 |
| Dutchess County New York | 6 | $ 1,862,000 | $ 310,000 | $ 81,000 |
| Sacramento County California | 5 | $ 1,492,000 | $ 298,000 | $ 116,000 |
| San Joaquin County California | 5 | $ 1,575,000 | $ 315,000 | $ 72,000 |
| Tolland County Connecticut | 5 | $ 1,175,000 | $ 235,000 | $ 70,000 |
| Lake County Florida | 5 | $ 1,285,000 | $ 257,000 | $ 96,000 |
| Lee County Florida | 5 | $ 1,804,000 | $ 360,000 | $ 132,000 |
| Manatee County Florida | 5 | $ 1,747,000 | $ 349,000 | $ 72,000 |
| Martin County Florida | 5 | $ 1,472,000 | $ 294,000 | $ 216,000 |
| Sarasota County Florida | 5 | $ 795,000 | $ 159,000 | $ 95,000 |
| Volusia County Florida | 5 | $ 931,000 | $ 186,000 | $ 70,000 |
| Essex County Massachusetts | 5 | $ 1,606,000 | $ 321,000 | $ 57,000 |
| Warren County New Jersey | 5 | $ 1,123,000 | $ 224,000 | $ 121,000 |
| Ulster County New York | 5 | $ 1,419,000 | $ 283,000 | $ 95,000 |
| Cuyahoga County Ohio | 5 | $ 802,000 | $ 160,000 | $ 53,000 |
| Contra Costa County California | 4 | $ 1,352,000 | $ 338,000 | $ 100,000 |
| Ventura County California | 4 | $ 1,856,000 | $ 464,000 | $ 167,000 |
| New Castle County Delaware | 4 | $ 1,106,000 | $ 276,000 | $ 132,000 |
| Seminole County Florida | 4 | $ 928,000 | $ 232,000 | $ 122,000 |
| Cherokee County Georgia | 4 | $ 1,185,000 | $ 296,000 | $ 93,000 |
| Cobb County Georgia | 4 | $ 1,632,000 | $ 408,000 | $ 114,000 |
| Bristol County Massachusetts | 4 | $ 990,000 | $ 247,000 | $ 90,000 |
| Berks County Pennsylvania | 4 | $ 936,000 | $ 234,000 | $ 160,000 |
| Pike County Pennsylvania | 4 | $ 476,000 | $ 119,000 | $ 67,000 |
| El Paso County Texas | 4 | $ 446,000 | $ 111,000 | $ 36,000 |
| Kern County California | 3 | $ 1,206,000 | $ 402,000 | $ 57,000 |
| Placer County California | 3 | $ 1,217,000 | $ 405,000 | $ 102,000 |
| New Haven County Connecticut | 3 | $ 862,000 | $ 287,000 | $ 140,000 |
| Duval County Florida | 3 | $ 437,000 | $ 145,000 | $ 31,000 |
| Flagler County Florida | 3 | $ 396,000 | $ 132,000 | $ 111,000 |
| Hernando County Florida | 3 | $ 289,000 | $ 96,000 | $ 36,000 |
| DeKalb County Georgia | 3 | $ 434,000 | $ 144,000 | $ 70,000 |
| Douglas County Georgia | 3 | $ 595,000 | $ 198,000 | $ 34,000 |
| Paulding County Georgia | 3 | $ 692,000 | $ 230,000 | $ 83,000 |
| Boone County Illinois | 3 | $ 829,000 | $ 276,000 | $ 198,000 |
| Atlantic County New Jersey | 3 | $ 429,000 | $ 143,000 | $ 31,000 |
| Somerset County New Jersey | 3 | $ 936,000 | $ 312,000 | $ 115,000 |
| Washington County New York | 3 | $ 447,000 | $ 149,000 | $ 52,000 |
| Cumberland County North Carolina | 3 | $ 833,000 | $ 277,000 | $ 81,000 |
| Mecklenburg County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 91,000 |
| Union County North Carolina | 3 | $ 1,271,000 | $ 423,000 | $ 171,000 |
| Medina County Ohio | 3 | $ 430,000 | $ 143,000 | $ 51,000 |
| Portage County Ohio | 3 | $ 422,000 | $ 140,000 | $ 63,000 |
| Deschutes County Oregon | 3 | $ 1,251,000 | $ 417,000 | $ 62,000 |
| Delaware County Pennsylvania | 3 | $ 845,000 | $ 281,000 | $ 90,000 |
| York County Pennsylvania | 3 | $ 902,000 | $ 300,000 | $ 111,000 |
| Beaufort County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 49,000 |
| Lancaster County South Carolina | 3 | $ 748,000 | $ 249,000 | $ 69,000 |
| Davidson County Tennessee | 3 | $ 1,209,000 | $ 403,000 | $ 213,000 |
| Williamson County Tennessee | 3 | $ 1,312,000 | $ 437,000 | $ 110,000 |
| Harris County Texas | 3 | $ 363,000 | $ 121,000 | $ 36,000 |
| King County Washington | 3 | $ 877,000 | $ 292,000 | $ 107,000 |
| Alameda County California | 2 | $ 542,000 | $ 271,000 | $ 77,000 |
| Fresno County California | 2 | $ 683,000 | $ 341,000 | $ 102,000 |
| Merced County California | 2 | $ 573,000 | $ 286,000 | $ 38,000 |
| Monterey County California | 2 | $ 813,000 | $ 406,000 | $ 108,000 |
| Solano County California | 2 | $ 615,000 | $ 307,000 | $ 84,000 |
| Hartford County Connecticut | 2 | $ 496,000 | $ 248,000 | $ 61,000 |
| Middlesex County Connecticut | 2 | $ 458,000 | $ 229,000 | $ 187,000 |
| Sussex County Delaware | 2 | $ 501,000 | $ 250,000 | $ 77,000 |
| Charlotte County Florida | 2 | $ 203,000 | $ 101,000 | $ 87,000 |
| Marion County Florida | 2 | $ 203,000 | $ 101,000 | $ 60,000 |
| St. Johns County Florida | 2 | $ 805,000 | $ 402,000 | $ 31,000 |
| Chatham County Georgia | 2 | $ 600,000 | $ 300,000 | $ 92,000 |
| Coweta County Georgia | 2 | $ 480,000 | $ 240,000 | $ 77,000 |
| Hancock County Georgia | 2 | $ 407,000 | $ 203,000 | $ 92,000 |
| DuPage County Illinois | 2 | $ 519,000 | $ 259,000 | $ 102,000 |
| Lake County Indiana | 2 | $ 653,000 | $ 326,000 | $ 109,000 |
| Marion County Indiana | 2 | $ 492,000 | $ 246,000 | $ 89,000 |
| Carroll County Maryland | 2 | $ 634,000 | $ 317,000 | $ 127,000 |
| Wicomico County Maryland | 2 | $ 362,000 | $ 181,000 | $ 99,000 |
| Worcester County Massachusetts | 2 | $ 834,000 | $ 417,000 | $ 181,000 |
| Oakland County Michigan | 2 | $ 747,000 | $ 373,000 | $ 131,000 |
| Cape May County New Jersey | 2 | $ 614,000 | $ 307,000 | $ 78,000 |
| Mercer County New Jersey | 2 | $ 441,000 | $ 220,000 | $ 95,000 |
| Albany County New York | 2 | $ 344,000 | $ 172,000 | $ 41,000 |
| Delaware County New York | 2 | $ 155,000 | $ 77,000 | $ 90,000 |
| Montgomery County New York | 2 | $ 244,000 | $ 122,000 | $ 40,000 |
| Brunswick County North Carolina | 2 | $ 393,000 | $ 196,000 | $ 106,000 |
| Davie County North Carolina | 2 | $ 646,000 | $ 323,000 | $ 73,000 |
| Allegheny County Pennsylvania | 2 | $ 453,000 | $ 226,000 | $ 40,000 |
| Clinton County Pennsylvania | 2 | $ 516,000 | $ 258,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 373,000 | $ 186,000 | $ 47,000 |
| Franklin County Pennsylvania | 2 | $ 387,000 | $ 193,000 | $ 68,000 |
| Lehigh County Pennsylvania | 2 | $ 921,000 | $ 460,000 | $ 159,000 |
| Northampton County Pennsylvania | 2 | $ 1,047,000 | $ 523,000 | $ 126,000 |
| Newport County Rhode Island | 2 | $ 890,000 | $ 445,000 | $ 206,000 |
| Georgetown County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 96,000 |
| Montgomery County Tennessee | 2 | $ 519,000 | $ 259,000 | $ 85,000 |
| Dallas County Texas | 2 | $ 490,000 | $ 245,000 | $ 74,000 |
| Harrison County Texas | 2 | $ 221,000 | $ 110,000 | $ 21,000 |
| Wilson County Texas | 2 | $ 538,000 | $ 269,000 | $ 65,000 |
| Chittenden County Vermont | 2 | $ 349,000 | $ 174,000 | $ 62,000 |
| Pierce County Washington | 2 | $ 469,000 | $ 234,000 | $ 97,000 |
| Berkeley County West Virginia | 2 | $ 634,000 | $ 317,000 | $ 110,000 |
| Clark County Arkansas | 1 | $ 189,000 | $ 189,000 | $ 143,000 |
| Craighead County Arkansas | 1 | $ 260,000 | $ 260,000 | $ 110,000 |
| Saline County Arkansas | 1 | $ 228,000 | $ 228,000 | $ 81,000 |
| San Mateo County California | 1 | $ 360,000 | $ 360,000 | $ 130,000 |
| Santa Barbara County California | 1 | $ 370,000 | $ 370,000 | $ 33,000 |
| Santa Clara County California | 1 | $ 615,000 | $ 615,000 | $ 540,000 |
| Sonoma County California | 1 | $ 426,000 | $ 426,000 | $ 120,000 |
| Tuolumne County California | 1 | $ 185,000 | $ 185,000 | $ 181,000 |
| Yolo County California | 1 | $ 280,000 | $ 280,000 | $ 156,000 |
| Arapahoe County Colorado | 1 | $ 249,000 | $ 249,000 | $ 58,000 |
| El Paso County Colorado | 1 | $ 178,000 | $ 178,000 | $ 186,000 |
| Litchfield County Connecticut | 1 | $ 98,000 | $ 98,000 | $ 188,000 |
| New London County Connecticut | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Kent County Delaware | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Bradford County Florida | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Escambia County Florida | 1 | $ 128,000 | $ 128,000 | $ 191,000 |
| Leon County Florida | 1 | $ 234,000 | $ 234,000 | $ 40,000 |
| Nassau County Florida | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Putnam County Florida | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 147,000 | $ 147,000 | $ 123,000 |
| Walton County Florida | 1 | $ 1,625,000 | $ 1,625,000 | $ 1,023,000 |
| Barrow County Georgia | 1 | $ 584,000 | $ 584,000 | $ 221,000 |
| Bibb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Butts County Georgia | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Camden County Georgia | 1 | $ 238,000 | $ 238,000 | $ 197,000 |
| Clayton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Effingham County Georgia | 1 | $ 302,000 | $ 302,000 | $ 92,000 |
| Fayette County Georgia | 1 | $ 417,000 | $ 417,000 | $ 226,000 |
| Forsyth County Georgia | 1 | $ 299,000 | $ 299,000 | $ 123,000 |
| Hall County Georgia | 1 | $ 134,000 | $ 134,000 | $ 80,000 |
| Henry County Georgia | 1 | $ 207,000 | $ 207,000 | $ 50,000 |
| Lowndes County Georgia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 282,000 | $ 282,000 | $ 261,000 |
| Muscogee County Georgia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Spalding County Georgia | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Twiggs County Georgia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Walton County Georgia | 1 | $ 110,000 | $ 110,000 | $ 100,000 |
| Adams County Illinois | 1 | $ 770,000 | $ 770,000 | $ 350,000 |
| Grundy County Illinois | 1 | $ 223,000 | $ 223,000 | $ 118,000 |
| McHenry County Illinois | 1 | $ 268,000 | $ 268,000 | $ 146,000 |
| Saline County Illinois | 1 | $ 162,000 | $ 162,000 | $ 120,000 |
| Tazewell County Illinois | 1 | $ 151,000 | $ 151,000 | $ 108,000 |
| Will County Illinois | 1 | $ 284,000 | $ 284,000 | $ 77,000 |
| Williamson County Illinois | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 142,000 | $ 142,000 | $ 181,000 |
| Clinton County Indiana | 1 | $ 260,000 | $ 260,000 | $ 57,000 |
| Hamilton County Indiana | 1 | $ 499,000 | $ 499,000 | $ 148,000 |
| Johnson County Indiana | 1 | $ 194,000 | $ 194,000 | $ 120,000 |
| Lawrence County Indiana | 1 | $ 130,000 | $ 130,000 | $ 21,000 |
| Vanderburgh County Indiana | 1 | $ 296,000 | $ 296,000 | $ 100,000 |
| Androscoggin County Maine | 1 | $ 342,000 | $ 342,000 | $ 201,000 |
| Hancock County Maine | 1 | $ 162,000 | $ 162,000 | $ 51,000 |
| York County Maine | 1 | $ 99,000 | $ 99,000 | $ 10,000 |
| Baltimore City County Maryland | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Cecil County Maryland | 1 | $ 491,000 | $ 491,000 | $ 140,000 |
| Charles County Maryland | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| Queen Anne's County Maryland | 1 | $ 454,000 | $ 454,000 | $ 137,000 |
| St. Mary's County Maryland | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
| Barnstable County Massachusetts | 1 | $ 232,000 | $ 232,000 | $ 100,000 |
| Wayne County Michigan | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| Ravalli County Montana | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Cheshire County New Hampshire | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| Hunterdon County New Jersey | 1 | $ 569,000 | $ 569,000 | $ 166,000 |
| Taos County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Broome County New York | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Chautauqua County New York | 1 | $ 96,000 | $ 96,000 | $ 84,000 |
| Columbia County New York | 1 | $ 232,000 | $ 232,000 | $ 80,000 |
| Cortland County New York | 1 | $ 113,000 | $ 113,000 | $ 123,000 |
| Erie County New York | 1 | $ 176,000 | $ 176,000 | $ 75,000 |
| Jefferson County New York | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Monroe County New York | 1 | $ 575,000 | $ 575,000 | $ 277,000 |
| Niagara County New York | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Rensselaer County New York | 1 | $ 258,000 | $ 258,000 | $ 160,000 |
| Saratoga County New York | 1 | $ 176,000 | $ 176,000 | $ 86,000 |
| Steuben County New York | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Tioga County New York | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Burke County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 332,000 | $ 332,000 | $ 115,000 |
| Carteret County North Carolina | 1 | $ 408,000 | $ 408,000 | $ 600,000 |
| Catawba County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 32,000 |
| Cleveland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Guilford County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 55,000 |
| Hoke County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| New Hanover County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Orange County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Rowan County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Rutherford County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 74,000 |
| Transylvania County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 155,000 |
| Wake County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 49,000 |
| Wayne County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Burleigh County North Dakota | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Delaware County Ohio | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Fayette County Ohio | 1 | $ 223,000 | $ 223,000 | $ 145,000 |
| Hamilton County Ohio | 1 | $ 320,000 | $ 320,000 | $ 89,000 |
| Licking County Ohio | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Lucas County Ohio | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Summit County Ohio | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Wyandot County Ohio | 1 | $ 163,000 | $ 163,000 | $ 127,000 |
| Comanche County Oklahoma | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 196,000 | $ 196,000 | $ 134,000 |
| Columbia County Oregon | 1 | $ 302,000 | $ 302,000 | $ 74,000 |
| Coos County Oregon | 1 | $ 246,000 | $ 246,000 | $ 116,000 |
| Multnomah County Oregon | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Blair County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 49,000 |
| Cambria County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 92,000 |
| Chester County Pennsylvania | 1 | $ 231,000 | $ 231,000 | $ 91,000 |
| Cumberland County Pennsylvania | 1 | $ 277,000 | $ 277,000 | $ 87,000 |
| Lancaster County Pennsylvania | 1 | $ 293,000 | $ 293,000 | $ 100,000 |
| Perry County Pennsylvania | 1 | $ 261,000 | $ 261,000 | $ 84,000 |
| Bristol County Rhode Island | 1 | $ 249,000 | $ 249,000 | $ 48,000 |
| Providence County Rhode Island | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Berkeley County South Carolina | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Charleston County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Dorchester County South Carolina | 1 | $ 194,000 | $ 194,000 | $ 104,000 |
| Horry County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 105,000 |
| Lexington County South Carolina | 1 | $ 256,000 | $ 256,000 | $ 133,000 |
| Richland County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Sumter County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Perkins County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Bradley County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Chester County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 88,000 |
| Henderson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 151,000 |
| Knox County Tennessee | 1 | $ 413,000 | $ 413,000 | $ 180,000 |
| Lewis County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 73,000 |
| Madison County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| McMinn County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Rutherford County Tennessee | 1 | $ 251,000 | $ 251,000 | $ 61,000 |
| Sevier County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Sullivan County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Sumner County Tennessee | 1 | $ 222,000 | $ 222,000 | $ 37,000 |
| Brazos County Texas | 1 | $ 197,000 | $ 197,000 | $ 48,000 |
| Denton County Texas | 1 | $ 248,000 | $ 248,000 | $ 0 |
| DeWitt County Texas | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Ellis County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Grayson County Texas | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Lamar County Texas | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Montgomery County Texas | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Tarrant County Texas | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Travis County Texas | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Clark County Washington | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Kitsap County Washington | 1 | $ 218,000 | $ 218,000 | $ 91,000 |
| Monongalia County West Virginia | 1 | $ 158,000 | $ 158,000 | $ 194,000 |
| Converse County Wyoming | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Lincoln County Wyoming | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,393 | $457,120,000 | $328,000 | $1,625,000 | $99,000 | $1,345,000 |
| Home Purchase | 1,208 | $431,245,000 | $356,000 | $1,238,000 | $110,000 | $1,750,000 |
| Home Improvement | 12 | $5,378,000 | $448,000 | $815,000 | $130,000 | $269,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,055 | $355,059,000 | $336,000 | $1,625,000 | $121,000 | $1,750,000 |
| Black or African American | 689 | $242,438,000 | $351,000 | $1,221,000 | $92,000 | $306,000 |
| Hispanic | 405 | $129,850,000 | $320,000 | $801,000 | $87,000 | $490,000 |
| Not Provided | 224 | $76,039,000 | $339,000 | $1,300,000 | $91,000 | $1,035,000 |
| Asian | 222 | $82,817,000 | $373,000 | $740,000 | $97,000 | $540,000 |
| Native Hawaiin or Other Pacific Islander | 13 | $5,465,000 | $420,000 | $625,000 | $175,000 | $1,006,000 |
| American Indian or Alaskan Native | 5 | $2,075,000 | $415,000 | $593,000 | $137,000 | $276,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,291 | $437,049,000 | $338,000 | $1,625,000 | $122,000 | $1,750,000 |
| FHA-insured (Federal Housing Administration) | 1,134 | $390,966,000 | $344,000 | $1,221,000 | $84,000 | $542,000 |
| VA-guaranteed (Veterans Administration) | 187 | $65,420,000 | $349,000 | $1,000,000 | $101,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $308,000 | $308,000 | $308,000 | $89,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,345 | $478,425,000 | $355,000 | $1,625,000 | $107,000 | $1,750,000 |
| File Closed For Incompleteness | 778 | $254,668,000 | $327,000 | $1,470,000 | $107,000 | $760,000 |
| Application Approved But Not Accepted | 223 | $79,986,000 | $358,000 | $1,040,000 | $109,000 | $1,006,000 |
| Application Denied By Financial Institution | 158 | $49,543,000 | $313,000 | $1,221,000 | $91,000 | $674,000 |
| Application Withdrawn By Applicant | 109 | $31,121,000 | $285,000 | $626,000 | $52,000 | $405,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 50 | $16,342,000 | $326,000 | $626,000 | $75,000 | $280,000 |
| Credit History | 35 | $10,291,000 | $294,000 | $715,000 | $90,000 | $168,000 |
| Collateral | 26 | $9,102,000 | $350,000 | $1,221,000 | $121,000 | $323,000 |
| Other | 25 | $7,195,000 | $287,000 | $614,000 | $110,000 | $674,000 |
| Unverifiable Information | 10 | $3,298,000 | $329,000 | $546,000 | $63,000 | $105,000 |
| Employment History | 6 | $1,861,000 | $310,000 | $414,000 | $78,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $142,000 | $142,000 | $142,000 | $62,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.