Gateway Bank, FSB Mortgage Lending & HMDA Data, 2010
In 2010, Gateway Bank, FSB of San Leandro, CA reported 15,715 mortgage applications totaling $4.8 billion, up 15% from 2009. The average application was for $302,727, and applicants reported an average income of $113,356. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,197), Santa Ana-Anaheim-Irvine, CA (1,983) and Riverside-San Bernardino-Ontario, CA (1,918) (applications in parentheses).
| Mortgage Company & Address | Gateway Bank, FSB 2336 Merced Street San Leandro, CA 94577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,715 |
| Total Mortgage Loan Application Amount | $4,757,361,000 |
| Average Mortgage Loan Application Amount | $302,727 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $113,356 |
| Highest Applicant Income | $1,981,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 4,197 | $ 1,356,123,000 | $ 323,117 | $ 116,000 |
| Orange, California | 1,983 | $ 665,298,000 | $ 335,500 | $ 120,000 |
| Santa Clara, California | 1,159 | $ 493,334,000 | $ 425,654 | $ 145,000 |
| Riverside, California | 1,149 | $ 215,415,000 | $ 187,480 | $ 80,000 |
| San Bernardino, California | 769 | $ 157,104,000 | $ 204,296 | $ 81,000 |
| Alameda, California | 685 | $ 272,336,000 | $ 397,570 | $ 141,000 |
| Contra Costa, California | 408 | $ 159,904,000 | $ 391,921 | $ 140,000 |
| San Diego, California | 394 | $ 134,111,000 | $ 340,383 | $ 125,000 |
| Ventura, California | 327 | $ 118,288,000 | $ 361,737 | $ 141,000 |
| Honolulu, Hawaii | 297 | $ 121,348,000 | $ 408,579 | $ 113,000 |
| Fresno, California | 211 | $ 39,257,000 | $ 186,052 | $ 85,000 |
| Monroe, New York | 186 | $ 25,141,000 | $ 135,166 | $ 74,000 |
| Sacramento, California | 170 | $ 34,118,000 | $ 200,694 | $ 91,000 |
| San Mateo, California | 160 | $ 73,443,000 | $ 459,018 | $ 177,000 |
| Marin, California | 148 | $ 75,384,000 | $ 509,351 | $ 235,000 |
| San Francisco, California | 142 | $ 66,987,000 | $ 471,739 | $ 167,000 |
| Salt Lake, Utah | 109 | $ 20,306,000 | $ 186,293 | $ 53,000 |
| San Joaquin, California | 71 | $ 13,442,000 | $ 189,323 | $ 116,000 |
| Virginia Beach, Virginia | 71 | $ 17,495,000 | $ 246,408 | $ 79,000 |
| Sonoma, California | 65 | $ 20,138,000 | $ 309,815 | $ 120,000 |
| Jefferson, Colorado | 64 | $ 15,451,000 | $ 241,421 | $ 90,000 |
| Snohomish, Washington | 63 | $ 15,420,000 | $ 244,761 | $ 97,000 |
| Fairfax, Virginia | 60 | $ 16,572,000 | $ 276,200 | $ 108,000 |
| Maricopa, Arizona | 57 | $ 9,061,000 | $ 158,964 | $ 89,000 |
| King, Washington | 56 | $ 16,397,000 | $ 292,803 | $ 131,000 |
| Arapahoe, Colorado | 50 | $ 10,764,000 | $ 215,280 | $ 89,000 |
| Clark, Nevada | 50 | $ 6,986,000 | $ 139,720 | $ 56,000 |
| Douglas, Colorado | 48 | $ 13,125,000 | $ 273,437 | $ 103,000 |
| Placer, California | 45 | $ 13,090,000 | $ 290,888 | $ 139,000 |
| Bernalillo, New Mexico | 45 | $ 8,065,000 | $ 179,222 | $ 90,000 |
| Gwinnett, Georgia | 42 | $ 6,208,000 | $ 147,809 | $ 59,000 |
| Nassau, New York | 42 | $ 13,672,000 | $ 325,523 | $ 114,000 |
| Stanislaus, California | 41 | $ 6,278,000 | $ 153,121 | $ 67,000 |
| Santa Cruz, California | 40 | $ 13,889,000 | $ 347,225 | $ 140,000 |
| Monterey, California | 38 | $ 10,526,000 | $ 277,000 | $ 121,000 |
| Solano, California | 38 | $ 9,347,000 | $ 245,973 | $ 101,000 |
| Hawaii, Hawaii | 38 | $ 8,454,000 | $ 222,473 | $ 82,000 |
| Kings, New York | 38 | $ 13,886,000 | $ 365,421 | $ 89,000 |
| San Luis Obispo, California | 37 | $ 12,672,000 | $ 342,486 | $ 183,000 |
| Suffolk, New York | 37 | $ 10,616,000 | $ 286,918 | $ 91,000 |
| Queens, New York | 35 | $ 12,312,000 | $ 351,771 | $ 81,000 |
| Kern, California | 31 | $ 5,211,000 | $ 168,096 | $ 97,000 |
| Santa Barbara, California | 30 | $ 10,845,000 | $ 361,500 | $ 122,000 |
| Utah, Utah | 29 | $ 5,467,000 | $ 188,517 | $ 63,000 |
| Chesapeake, Virginia | 29 | $ 7,005,000 | $ 241,551 | $ 78,000 |
| Adams, Colorado | 28 | $ 5,851,000 | $ 208,964 | $ 83,000 |
| Erie, New York | 27 | $ 4,158,000 | $ 154,000 | $ 81,000 |
| Lane, Oregon | 26 | $ 4,748,000 | $ 182,615 | $ 84,000 |
| Harris, Texas | 26 | $ 5,772,000 | $ 222,000 | $ 133,000 |
| El Dorado, California | 25 | $ 7,512,000 | $ 300,480 | $ 146,000 |
| Maui, Hawaii | 23 | $ 8,324,000 | $ 361,913 | $ 105,000 |
| Wake, North Carolina | 22 | $ 4,651,000 | $ 211,409 | $ 121,000 |
| Dallas, Texas | 22 | $ 4,923,000 | $ 223,772 | $ 127,000 |
| Tarrant, Texas | 22 | $ 3,651,000 | $ 165,954 | $ 85,000 |
| Davis, Utah | 22 | $ 4,026,000 | $ 183,000 | $ 73,000 |
| Denver, Colorado | 21 | $ 4,040,000 | $ 192,380 | $ 70,000 |
| El Paso, Colorado | 21 | $ 5,244,000 | $ 249,714 | $ 100,000 |
| Monmouth, New Jersey | 21 | $ 6,383,000 | $ 303,952 | $ 136,000 |
| Montgomery, Maryland | 20 | $ 6,554,000 | $ 327,700 | $ 102,000 |
| Richmond, New York | 19 | $ 6,249,000 | $ 328,894 | $ 89,000 |
| Denton, Texas | 19 | $ 3,632,000 | $ 191,157 | $ 99,000 |
| Humboldt, California | 18 | $ 4,101,000 | $ 227,833 | $ 69,000 |
| Boulder, Colorado | 18 | $ 5,937,000 | $ 329,833 | $ 109,000 |
| Hartford, Connecticut | 18 | $ 3,360,000 | $ 186,666 | $ 80,000 |
| Merced, California | 17 | $ 1,855,000 | $ 109,117 | $ 78,000 |
| Napa, California | 16 | $ 6,851,000 | $ 428,187 | $ 168,000 |
| Sandoval, New Mexico | 16 | $ 3,416,000 | $ 213,500 | $ 105,000 |
| Norfolk, Virginia | 16 | $ 3,473,000 | $ 217,062 | $ 69,000 |
| Kitsap, Washington | 16 | $ 2,978,000 | $ 186,125 | $ 83,000 |
| Fort Bend, Texas | 15 | $ 2,961,000 | $ 197,400 | $ 120,000 |
| Henrico, Virginia | 15 | $ 2,916,000 | $ 194,400 | $ 67,000 |
| Kauai, Hawaii | 14 | $ 4,635,000 | $ 331,071 | $ 103,000 |
| Howard, Maryland | 14 | $ 4,299,000 | $ 307,071 | $ 123,000 |
| Bergen, New Jersey | 14 | $ 4,686,000 | $ 334,714 | $ 108,000 |
| Bronx, New York | 14 | $ 4,569,000 | $ 326,357 | $ 82,000 |
| Collin, Texas | 14 | $ 3,645,000 | $ 260,357 | $ 143,000 |
| Loudoun, Virginia | 14 | $ 4,915,000 | $ 351,071 | $ 112,000 |
| Nevada, California | 13 | $ 3,926,000 | $ 302,000 | $ 173,000 |
| Broward, Florida | 13 | $ 2,706,000 | $ 208,153 | $ 68,000 |
| Prince William, Virginia | 13 | $ 3,404,000 | $ 261,846 | $ 104,000 |
| Pima, Arizona | 12 | $ 2,514,000 | $ 209,500 | $ 85,000 |
| Calaveras, California | 12 | $ 2,089,000 | $ 174,083 | $ 181,000 |
| Shasta, California | 12 | $ 3,160,000 | $ 263,333 | $ 187,000 |
| Yolo, California | 12 | $ 2,350,000 | $ 195,833 | $ 103,000 |
| Anne Arundel, Maryland | 12 | $ 2,645,000 | $ 220,416 | $ 94,000 |
| Niagara, New York | 12 | $ 1,457,000 | $ 121,416 | $ 59,000 |
| Bexar, Texas | 12 | $ 1,730,000 | $ 144,166 | $ 92,000 |
| Pierce, Washington | 12 | $ 3,174,000 | $ 264,500 | $ 127,000 |
| San Benito, California | 11 | $ 3,102,000 | $ 282,000 | $ 100,000 |
| Tulare, California | 11 | $ 2,064,000 | $ 187,636 | $ 72,000 |
| Fulton, Georgia | 11 | $ 2,768,000 | $ 251,636 | $ 228,000 |
| Prince George's, Maryland | 11 | $ 2,154,000 | $ 195,818 | $ 69,000 |
| Washoe, Nevada | 11 | $ 1,703,000 | $ 154,818 | $ 103,000 |
| Westchester, New York | 11 | $ 3,388,000 | $ 308,000 | $ 107,000 |
| Madera, California | 10 | $ 1,350,000 | $ 135,000 | $ 81,000 |
| Weld, Colorado | 10 | $ 2,072,000 | $ 207,200 | $ 89,000 |
| Ocean, New Jersey | 10 | $ 2,611,000 | $ 261,100 | $ 89,000 |
| Rensselaer, New York | 10 | $ 1,337,000 | $ 133,700 | $ 60,000 |
| Multnomah, Oregon | 10 | $ 2,291,000 | $ 229,100 | $ 94,000 |
| Newport News, Virginia | 10 | $ 1,940,000 | $ 194,000 | $ 62,000 |
| New Haven, Connecticut | 9 | $ 1,704,000 | $ 189,333 | $ 99,000 |
| Cobb, Georgia | 9 | $ 1,671,000 | $ 185,666 | $ 60,000 |
| Ada, Idaho | 9 | $ 1,498,000 | $ 166,444 | $ 63,000 |
| Cook, Illinois | 9 | $ 2,445,000 | $ 271,666 | $ 113,000 |
| Rockland, New York | 9 | $ 2,518,000 | $ 279,777 | $ 108,000 |
| Wayne, New York | 9 | $ 1,180,000 | $ 131,111 | $ 86,000 |
| Davidson, Tennessee | 9 | $ 1,525,000 | $ 169,444 | $ 66,000 |
| Suffolk, Virginia | 9 | $ 2,054,000 | $ 228,222 | $ 84,000 |
| Middlesex, New Jersey | 8 | $ 1,921,000 | $ 240,125 | $ 87,000 |
| Onondaga, New York | 8 | $ 1,322,000 | $ 165,250 | $ 55,000 |
| Providence, Rhode Island | 8 | $ 1,701,000 | $ 212,625 | $ 70,000 |
| Travis, Texas | 8 | $ 2,512,000 | $ 314,000 | $ 229,000 |
| Weber, Utah | 8 | $ 1,359,000 | $ 169,875 | $ 57,000 |
| Chesterfield, Virginia | 8 | $ 1,532,000 | $ 191,500 | $ 61,000 |
| Clark, Washington | 8 | $ 1,603,000 | $ 200,375 | $ 84,000 |
| Imperial, California | 7 | $ 991,000 | $ 141,571 | $ 74,000 |
| Broomfield, Colorado | 7 | $ 1,485,000 | $ 212,142 | $ 72,000 |
| Palm Beach, Florida | 7 | $ 1,045,000 | $ 149,285 | $ 78,000 |
| Ontario, New York | 7 | $ 1,181,000 | $ 168,714 | $ 67,000 |
| Washington, Oregon | 7 | $ 1,624,000 | $ 232,000 | $ 105,000 |
| Knox, Tennessee | 7 | $ 846,000 | $ 120,857 | $ 34,000 |
| Chelan, Washington | 7 | $ 1,612,000 | $ 230,285 | $ 70,000 |
| Kings, California | 6 | $ 1,004,000 | $ 167,333 | $ 101,000 |
| Lake, California | 6 | $ 1,315,000 | $ 219,166 | $ 148,000 |
| Mendocino, California | 6 | $ 1,379,000 | $ 229,833 | $ 67,000 |
| Litchfield, Connecticut | 6 | $ 1,299,000 | $ 216,500 | $ 69,000 |
| Hall, Georgia | 6 | $ 730,000 | $ 121,666 | $ 54,000 |
| DuPage, Illinois | 6 | $ 1,316,000 | $ 219,333 | $ 88,000 |
| Baltimore, Maryland | 6 | $ 1,474,000 | $ 245,666 | $ 60,000 |
| Camden, New Jersey | 6 | $ 1,074,000 | $ 179,000 | $ 69,000 |
| Passaic, New Jersey | 6 | $ 1,562,000 | $ 260,333 | $ 80,000 |
| Dutchess, New York | 6 | $ 1,734,000 | $ 289,000 | $ 106,000 |
| Genesee, New York | 6 | $ 600,000 | $ 100,000 | $ 48,000 |
| Mecklenburg, North Carolina | 6 | $ 795,000 | $ 132,500 | $ 41,000 |
| Marion, Oregon | 6 | $ 875,000 | $ 145,833 | $ 54,000 |
| Montgomery, Texas | 6 | $ 1,065,000 | $ 177,500 | $ 99,000 |
| Isle of Wight, Virginia | 6 | $ 1,510,000 | $ 251,666 | $ 77,000 |
| Richmond City, Virginia | 6 | $ 1,160,000 | $ 193,333 | $ 55,000 |
| Tolland, Connecticut | 5 | $ 1,298,000 | $ 259,600 | $ 86,000 |
| Miami-Dade, Florida | 5 | $ 1,017,000 | $ 203,400 | $ 80,000 |
| Pinellas, Florida | 5 | $ 1,104,000 | $ 220,800 | $ 117,000 |
| DeKalb, Georgia | 5 | $ 747,000 | $ 149,400 | $ 62,000 |
| Jefferson, Kentucky | 5 | $ 746,000 | $ 149,200 | $ 51,000 |
| Harford, Maryland | 5 | $ 1,400,000 | $ 280,000 | $ 101,000 |
| Worcester, Massachusetts | 5 | $ 1,359,000 | $ 271,800 | $ 90,000 |
| Hudson, New Jersey | 5 | $ 1,944,000 | $ 388,800 | $ 66,000 |
| Somerset, New Jersey | 5 | $ 1,141,000 | $ 228,200 | $ 82,000 |
| New York, New York | 5 | $ 2,180,000 | $ 436,000 | $ 113,000 |
| Saratoga, New York | 5 | $ 961,000 | $ 192,200 | $ 65,000 |
| Delaware, Ohio | 5 | $ 1,634,000 | $ 326,800 | $ 113,000 |
| Franklin, Ohio | 5 | $ 1,049,000 | $ 209,800 | $ 103,000 |
| Summit, Ohio | 5 | $ 763,000 | $ 152,600 | $ 73,000 |
| Clackamas, Oregon | 5 | $ 1,473,000 | $ 294,600 | $ 122,000 |
| Philadelphia, Pennsylvania | 5 | $ 824,000 | $ 164,800 | $ 79,000 |
| Hampton, Virginia | 5 | $ 991,000 | $ 198,200 | $ 85,000 |
| Sutter, California | 4 | $ 627,000 | $ 156,750 | $ 94,000 |
| Tuolumne, California | 4 | $ 756,000 | $ 189,000 | $ 538,000 |
| Larimer, Colorado | 4 | $ 814,000 | $ 203,500 | $ 77,000 |
| Fairfield, Connecticut | 4 | $ 1,151,000 | $ 287,750 | $ 106,000 |
| Hillsborough, Florida | 4 | $ 446,000 | $ 111,500 | $ 56,000 |
| Bibb, Georgia | 4 | $ 676,000 | $ 169,000 | $ 60,000 |
| Columbia, Georgia | 4 | $ 653,000 | $ 163,250 | $ 72,000 |
| Forsyth, Georgia | 4 | $ 831,000 | $ 207,750 | $ 85,000 |
| Bonneville, Idaho | 4 | $ 506,000 | $ 126,500 | $ 52,000 |
| Lake, Indiana | 4 | $ 395,000 | $ 98,750 | $ 57,000 |
| Charles, Maryland | 4 | $ 957,000 | $ 239,250 | $ 58,000 |
| Middlesex, Massachusetts | 4 | $ 1,628,000 | $ 407,000 | $ 147,000 |
| Macomb, Michigan | 4 | $ 642,000 | $ 160,500 | $ 37,000 |
| Burlington, New Jersey | 4 | $ 906,000 | $ 226,500 | $ 58,000 |
| Union, New Jersey | 4 | $ 1,225,000 | $ 306,250 | $ 90,000 |
| San Juan, New Mexico | 4 | $ 800,000 | $ 200,000 | $ 108,000 |
| Valencia, New Mexico | 4 | $ 578,000 | $ 144,500 | $ 55,000 |
| Livingston, New York | 4 | $ 609,000 | $ 152,250 | $ 79,000 |
| Orange, New York | 4 | $ 1,083,000 | $ 270,750 | $ 88,000 |
| Putnam, New York | 4 | $ 1,031,000 | $ 257,750 | $ 62,000 |
| Polk, Oregon | 4 | $ 1,218,000 | $ 304,500 | $ 132,000 |
| Allegheny, Pennsylvania | 4 | $ 560,000 | $ 140,000 | $ 43,000 |
| Lackawanna, Pennsylvania | 4 | $ 595,000 | $ 148,750 | $ 67,000 |
| Westmoreland, Pennsylvania | 4 | $ 484,000 | $ 121,000 | $ 47,000 |
| Rockwall, Texas | 4 | $ 668,000 | $ 167,000 | $ 83,000 |
| Williamson, Texas | 4 | $ 649,000 | $ 162,250 | $ 78,000 |
| Alexandria, Virginia | 4 | $ 884,000 | $ 221,000 | $ 54,000 |
| Arlington, Virginia | 4 | $ 1,585,000 | $ 396,250 | $ 114,000 |
| Hanover, Virginia | 4 | $ 1,130,000 | $ 282,500 | $ 98,000 |
| Louisa, Virginia | 4 | $ 640,000 | $ 160,000 | $ 47,000 |
| Portsmouth, Virginia | 4 | $ 700,000 | $ 175,000 | $ 56,000 |
| Island, Washington | 4 | $ 608,000 | $ 152,000 | $ 149,000 |
| Thurston, Washington | 4 | $ 901,000 | $ 225,250 | $ 83,000 |
| Whatcom, Washington | 4 | $ 479,000 | $ 119,750 | $ 80,000 |
| Butte, California | 3 | $ 756,000 | $ 252,000 | $ 76,000 |
| Tehama, California | 3 | $ 677,000 | $ 225,666 | $ 66,000 |
| Park, Colorado | 3 | $ 576,000 | $ 192,000 | $ 65,000 |
| New London, Connecticut | 3 | $ 645,000 | $ 215,000 | $ 65,000 |
| Clay, Florida | 3 | $ 526,000 | $ 175,333 | $ 55,000 |
| Duval, Florida | 3 | $ 422,000 | $ 140,666 | $ 44,000 |
| Cherokee, Georgia | 3 | $ 549,000 | $ 183,000 | $ 62,000 |
| Bannock, Idaho | 3 | $ 446,000 | $ 148,666 | $ 35,000 |
| Twin Falls, Idaho | 3 | $ 452,000 | $ 150,666 | $ 95,000 |
| Marion, Indiana | 3 | $ 186,000 | $ 62,000 | $ 43,000 |
| Hennepin, Minnesota | 3 | $ 821,000 | $ 273,666 | $ 81,000 |
| Essex, New Jersey | 3 | $ 715,000 | $ 238,333 | $ 59,000 |
| Morris, New Jersey | 3 | $ 819,000 | $ 273,000 | $ 112,000 |
| Dona Ana, New Mexico | 3 | $ 632,000 | $ 210,666 | $ 84,000 |
| Clinton, New York | 3 | $ 659,000 | $ 219,666 | $ 76,000 |
| Jefferson, New York | 3 | $ 594,000 | $ 198,000 | $ 98,000 |
| Oneida, New York | 3 | $ 483,000 | $ 161,000 | $ 86,000 |
| Tompkins, New York | 3 | $ 498,000 | $ 166,000 | $ 62,000 |
| Washington, New York | 3 | $ 541,000 | $ 180,333 | $ 83,000 |
| Wyoming, New York | 3 | $ 306,000 | $ 102,000 | $ 70,000 |
| Buncombe, North Carolina | 3 | $ 608,000 | $ 202,666 | $ 76,000 |
| Lancaster, Pennsylvania | 3 | $ 420,000 | $ 140,000 | $ 66,000 |
| Monroe, Pennsylvania | 3 | $ 591,000 | $ 197,000 | $ 74,000 |
| Montgomery, Pennsylvania | 3 | $ 478,000 | $ 159,333 | $ 101,000 |
| Anderson, Tennessee | 3 | $ 582,000 | $ 194,000 | $ 87,000 |
| Cumberland, Tennessee | 3 | $ 294,000 | $ 98,000 | $ 48,000 |
| Greene, Tennessee | 3 | $ 434,000 | $ 144,666 | $ 54,000 |
| Shelby, Tennessee | 3 | $ 575,000 | $ 191,666 | $ 57,000 |
| Williamson, Tennessee | 3 | $ 884,000 | $ 294,666 | $ 106,000 |
| Box Elder, Utah | 3 | $ 481,000 | $ 160,333 | $ 57,000 |
| Cache, Utah | 3 | $ 696,000 | $ 232,000 | $ 62,000 |
| Wasatch, Utah | 3 | $ 748,000 | $ 249,333 | $ 198,000 |
| Campbell, Virginia | 3 | $ 523,000 | $ 174,333 | $ 41,000 |
| James City, Virginia | 3 | $ 943,000 | $ 314,333 | $ 100,000 |
| Douglas, Washington | 3 | $ 388,000 | $ 129,333 | $ 39,000 |
| Skagit, Washington | 3 | $ 685,000 | $ 228,333 | $ 85,000 |
| Spokane, Washington | 3 | $ 754,000 | $ 251,333 | $ 71,000 |
| Jefferson, Alabama | 2 | $ 219,000 | $ 109,500 | $ 54,000 |
| Gila, Arizona | 2 | $ 569,000 | $ 284,500 | $ 78,000 |
| Plumas, California | 2 | $ 416,000 | $ 208,000 | $ 161,000 |
| Siskiyou, California | 2 | $ 458,000 | $ 229,000 | $ 217,000 |
| Clear Creek, Colorado | 2 | $ 543,000 | $ 271,500 | $ 125,000 |
| Middlesex, Connecticut | 2 | $ 525,000 | $ 262,500 | $ 83,000 |
| Kent, Delaware | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| Lake, Florida | 2 | $ 335,000 | $ 167,500 | $ 65,000 |
| Lee, Florida | 2 | $ 187,000 | $ 93,500 | $ 80,000 |
| Monroe, Florida | 2 | $ 846,000 | $ 423,000 | $ 177,000 |
| Douglas, Georgia | 2 | $ 192,000 | $ 96,000 | $ 50,000 |
| Henry, Georgia | 2 | $ 261,000 | $ 130,500 | $ 72,000 |
| Newton, Georgia | 2 | $ 232,000 | $ 116,000 | $ 145,000 |
| Richmond, Georgia | 2 | $ 130,000 | $ 65,000 | $ 16,000 |
| Canyon, Idaho | 2 | $ 188,000 | $ 94,000 | $ 45,000 |
| Will, Illinois | 2 | $ 487,000 | $ 243,500 | $ 74,000 |
| Boone, Kentucky | 2 | $ 252,000 | $ 126,000 | $ 56,000 |
| Kenton, Kentucky | 2 | $ 248,000 | $ 124,000 | $ 59,000 |
| Caroline, Maryland | 2 | $ 241,000 | $ 120,500 | $ 56,000 |
| Barnstable, Massachusetts | 2 | $ 416,000 | $ 208,000 | $ 73,000 |
| Bristol, Massachusetts | 2 | $ 573,000 | $ 286,500 | $ 85,000 |
| Essex, Massachusetts | 2 | $ 363,000 | $ 181,500 | $ 41,000 |
| Norfolk, Massachusetts | 2 | $ 582,000 | $ 291,000 | $ 90,000 |
| Yellowstone, Montana | 2 | $ 273,000 | $ 136,500 | $ 48,000 |
| Elko, Nevada | 2 | $ 392,000 | $ 196,000 | $ 62,000 |
| Atlantic, New Jersey | 2 | $ 287,000 | $ 143,500 | $ 47,000 |
| Gloucester, New Jersey | 2 | $ 316,000 | $ 158,000 | $ 57,000 |
| Sussex, New Jersey | 2 | $ 402,000 | $ 201,000 | $ 84,000 |
| Los Alamos, New Mexico | 2 | $ 543,000 | $ 271,500 | $ 109,000 |
| Torrance, New Mexico | 2 | $ 212,000 | $ 106,000 | $ 62,000 |
| Albany, New York | 2 | $ 422,000 | $ 211,000 | $ 91,000 |
| Allegany, New York | 2 | $ 166,000 | $ 83,000 | $ 45,000 |
| Lewis, New York | 2 | $ 326,000 | $ 163,000 | $ 43,000 |
| Madison, New York | 2 | $ 213,000 | $ 106,500 | $ 103,000 |
| Orleans, New York | 2 | $ 141,000 | $ 70,500 | $ 42,000 |
| Oswego, New York | 2 | $ 225,000 | $ 112,500 | $ 58,000 |
| Schenectady, New York | 2 | $ 244,000 | $ 122,000 | $ 40,000 |
| Sullivan, New York | 2 | $ 417,000 | $ 208,500 | $ 91,000 |
| Tioga, New York | 2 | $ 288,000 | $ 144,000 | $ 39,000 |
| Ulster, New York | 2 | $ 255,000 | $ 127,500 | $ 48,000 |
| Chatham, North Carolina | 2 | $ 535,000 | $ 267,500 | $ 67,000 |
| Currituck, North Carolina | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Forsyth, North Carolina | 2 | $ 226,000 | $ 113,000 | $ 62,000 |
| Guilford, North Carolina | 2 | $ 567,000 | $ 283,500 | $ 91,000 |
| New Hanover, North Carolina | 2 | $ 356,000 | $ 178,000 | $ 101,000 |
| Randolph, North Carolina | 2 | $ 222,000 | $ 111,000 | $ 42,000 |
| Rockingham, North Carolina | 2 | $ 251,000 | $ 125,500 | $ 39,000 |
| Stanly, North Carolina | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Union, North Carolina | 2 | $ 686,000 | $ 343,000 | $ 106,000 |
| Cuyahoga, Ohio | 2 | $ 206,000 | $ 103,000 | $ 39,000 |
| Hamilton, Ohio | 2 | $ 534,000 | $ 267,000 | $ 87,000 |
| Highland, Ohio | 2 | $ 243,000 | $ 121,500 | $ 45,000 |
| Licking, Ohio | 2 | $ 341,000 | $ 170,500 | $ 60,000 |
| Lorain, Ohio | 2 | $ 209,000 | $ 104,500 | $ 5,000 |
| Mahoning, Ohio | 2 | $ 201,000 | $ 100,500 | $ 30,000 |
| Miami, Ohio | 2 | $ 322,000 | $ 161,000 | $ 57,000 |
| Montgomery, Ohio | 2 | $ 183,000 | $ 91,500 | $ 45,000 |
| Klamath, Oregon | 2 | $ 274,000 | $ 137,000 | $ 208,000 |
| Berks, Pennsylvania | 2 | $ 378,000 | $ 189,000 | $ 76,000 |
| Bucks, Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Chester, Pennsylvania | 2 | $ 409,000 | $ 204,500 | $ 75,000 |
| Dauphin, Pennsylvania | 2 | $ 299,000 | $ 149,500 | $ 65,000 |
| Delaware, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Erie, Pennsylvania | 2 | $ 174,000 | $ 87,000 | $ 42,000 |
| Lehigh, Pennsylvania | 2 | $ 508,000 | $ 254,000 | $ 138,000 |
| Northampton, Pennsylvania | 2 | $ 289,000 | $ 144,500 | $ 100,000 |
| York, Pennsylvania | 2 | $ 289,000 | $ 144,500 | $ 68,000 |
| Kent, Rhode Island | 2 | $ 468,000 | $ 234,000 | $ 60,000 |
| Washington, Rhode Island | 2 | $ 662,000 | $ 331,000 | $ 138,000 |
| York, South Carolina | 2 | $ 437,000 | $ 218,500 | $ 82,000 |
| Franklin, Tennessee | 2 | $ 225,000 | $ 112,500 | $ 57,000 |
| Hamilton, Tennessee | 2 | $ 201,000 | $ 100,500 | $ 80,000 |
| Rutherford, Tennessee | 2 | $ 356,000 | $ 178,000 | $ 75,000 |
| Sullivan, Tennessee | 2 | $ 265,000 | $ 132,500 | $ 30,000 |
| Sumner, Tennessee | 2 | $ 201,000 | $ 100,500 | $ 56,000 |
| Wilson, Tennessee | 2 | $ 324,000 | $ 162,000 | $ 41,000 |
| Brazoria, Texas | 2 | $ 340,000 | $ 170,000 | $ 111,000 |
| Cameron, Texas | 2 | $ 147,000 | $ 73,500 | $ 48,000 |
| Ellis, Texas | 2 | $ 249,000 | $ 124,500 | $ 53,000 |
| Galveston, Texas | 2 | $ 272,000 | $ 136,000 | $ 53,000 |
| Hidalgo, Texas | 2 | $ 170,000 | $ 85,000 | $ 29,000 |
| Summit, Utah | 2 | $ 586,000 | $ 293,000 | $ 356,000 |
| Bedford, Virginia | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Franklin, Virginia | 2 | $ 468,000 | $ 234,000 | $ 70,000 |
| King William, Virginia | 2 | $ 424,000 | $ 212,000 | $ 59,000 |
| Spotsylvania, Virginia | 2 | $ 317,000 | $ 158,500 | $ 37,000 |
| Cowlitz, Washington | 2 | $ 457,000 | $ 228,500 | $ 68,000 |
| Grant, Washington | 2 | $ 403,000 | $ 201,500 | $ 18,000 |
| Grant, Wisconsin | 2 | $ 294,000 | $ 147,000 | $ 59,000 |
| Milwaukee, Wisconsin | 2 | $ 451,000 | $ 225,500 | $ 83,000 |
| Sheboygan, Wisconsin | 2 | $ 374,000 | $ 187,000 | $ 97,000 |
| Cleburne, Alabama | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Escambia, Alabama | 1 | $ 194,000 | $ 194,000 | $ 100,000 |
| Madison, Alabama | 1 | $ 281,000 | $ 281,000 | $ 118,000 |
| Mobile, Alabama | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Cochise, Arizona | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| La Paz, Arizona | 1 | $ 414,000 | $ 414,000 | $ 891,000 |
| Mohave, Arizona | 1 | $ 250,000 | $ 250,000 | $ 116,000 |
| Pinal, Arizona | 1 | $ 374,000 | $ 374,000 | $ 229,000 |
| Columbia, Arkansas | 1 | $ 117,000 | $ 117,000 | $ 161,000 |
| Sebastian, Arkansas | 1 | $ 197,000 | $ 197,000 | $ 94,000 |
| St. Francis, Arkansas | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
| Van Buren, Arkansas | 1 | $ 236,000 | $ 236,000 | $ 76,000 |
| Washington, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Amador, California | 1 | $ 368,000 | $ 368,000 | $ 250,000 |
| Del Norte, California | 1 | $ 204,000 | $ 204,000 | $ 92,000 |
| Yuba, California | 1 | $ 119,000 | $ 119,000 | $ 153,000 |
| Archuleta, Colorado | 1 | $ 103,000 | $ 103,000 | $ 165,000 |
| Bent, Colorado | 1 | $ 57,000 | $ 57,000 | $ 79,000 |
| La Plata, Colorado | 1 | $ 226,000 | $ 226,000 | $ 57,000 |
| Montrose, Colorado | 1 | $ 417,000 | $ 417,000 | $ 109,000 |
| Morgan, Colorado | 1 | $ 217,000 | $ 217,000 | $ 73,000 |
| Pueblo, Colorado | 1 | $ 141,000 | $ 141,000 | $ 74,000 |
| Teller, Colorado | 1 | $ 219,000 | $ 219,000 | $ 43,000 |
| Yuma, Colorado | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Windham, Connecticut | 1 | $ 189,000 | $ 189,000 | $ 47,000 |
| District of Columbia, District Of Columbia | 1 | $ 304,000 | $ 304,000 | $ 77,000 |
| Alachua, Florida | 1 | $ 169,000 | $ 169,000 | $ 26,000 |
| Bay, Florida | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Charlotte, Florida | 1 | $ 147,000 | $ 147,000 | $ 66,000 |
| Citrus, Florida | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Escambia, Florida | 1 | $ 248,000 | $ 248,000 | $ 110,000 |
| Martin, Florida | 1 | $ 358,000 | $ 358,000 | $ 80,000 |
| Okaloosa, Florida | 1 | $ 137,000 | $ 137,000 | $ 85,000 |
| Polk, Florida | 1 | $ 296,000 | $ 296,000 | $ 164,000 |
| Putnam, Florida | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| Sarasota, Florida | 1 | $ 173,000 | $ 173,000 | $ 41,000 |
| Seminole, Florida | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| St. Johns, Florida | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| St. Lucie, Florida | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Burke, Georgia | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Carroll, Georgia | 1 | $ 93,000 | $ 93,000 | $ 30,000 |
| Catoosa, Georgia | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
| Chatham, Georgia | 1 | $ 417,000 | $ 417,000 | $ 109,000 |
| Clarke, Georgia | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Clayton, Georgia | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Dawson, Georgia | 1 | $ 136,000 | $ 136,000 | $ 73,000 |
| Glynn, Georgia | 1 | $ 113,000 | $ 113,000 | $ 64,000 |
| Houston, Georgia | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| Lamar, Georgia | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| McIntosh, Georgia | 1 | $ 331,000 | $ 331,000 | $ 54,000 |
| Miller, Georgia | 1 | $ 198,000 | $ 198,000 | $ 39,000 |
| Monroe, Georgia | 1 | $ 263,000 | $ 263,000 | $ 49,000 |
| Muscogee, Georgia | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
| Tift, Georgia | 1 | $ 183,000 | $ 183,000 | $ 55,000 |
| Walker, Georgia | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Blaine, Idaho | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Bonner, Idaho | 1 | $ 254,000 | $ 254,000 | $ 74,000 |
| Gem, Idaho | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Kootenai, Idaho | 1 | $ 134,000 | $ 134,000 | $ 38,000 |
| Latah, Idaho | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Madison, Idaho | 1 | $ 181,000 | $ 181,000 | $ 69,000 |
| Minidoka, Idaho | 1 | $ 91,000 | $ 91,000 | $ 22,000 |
| Nez Perce, Idaho | 1 | $ 370,000 | $ 370,000 | $ 107,000 |
| Oneida, Idaho | 1 | $ 101,000 | $ 101,000 | $ 86,000 |
| Rock Island, Illinois | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Clark, Indiana | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Clay, Indiana | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Dearborn, Indiana | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Delaware, Indiana | 1 | $ 59,000 | $ 59,000 | $ 17,000 |
| Fountain, Indiana | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| Hancock, Indiana | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Jasper, Indiana | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Jennings, Indiana | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Montgomery, Indiana | 1 | $ 162,000 | $ 162,000 | $ 68,000 |
| Ohio, Indiana | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| St. Joseph, Indiana | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Vanderburgh, Indiana | 1 | $ 121,000 | $ 121,000 | $ 44,000 |
| Wabash, Indiana | 1 | $ 73,000 | $ 73,000 | $ 27,000 |
| Wells, Indiana | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Dallas, Iowa | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Polk, Iowa | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
| Bullitt, Kentucky | 1 | $ 226,000 | $ 226,000 | $ 80,000 |
| Mason, Kentucky | 1 | $ 40,000 | $ 40,000 | $ 10,000 |
| Montgomery, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Nelson, Kentucky | 1 | $ 236,000 | $ 236,000 | $ 109,000 |
| Shelby, Kentucky | 1 | $ 116,000 | $ 116,000 | $ 39,000 |
| Trimble, Kentucky | 1 | $ 156,000 | $ 156,000 | $ 36,000 |
| Orleans, Louisiana | 1 | $ 226,000 | $ 226,000 | $ 55,000 |
| St. Tammany, Louisiana | 1 | $ 292,000 | $ 292,000 | $ 94,000 |
| Penobscot, Maine | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Baltimore City, Maryland | 1 | $ 228,000 | $ 228,000 | $ 45,000 |
| Calvert, Maryland | 1 | $ 634,000 | $ 634,000 | $ 232,000 |
| Carroll, Maryland | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Frederick, Maryland | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Garrett, Maryland | 1 | $ 130,000 | $ 130,000 | $ 109,000 |
| Queen Anne's, Maryland | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| St. Mary's, Maryland | 1 | $ 356,000 | $ 356,000 | $ 232,000 |
| Wicomico, Maryland | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| Hampden, Massachusetts | 1 | $ 383,000 | $ 383,000 | $ 199,000 |
| Plymouth, Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 88,000 |
| Newaygo, Michigan | 1 | $ 66,000 | $ 66,000 | $ 19,000 |
| Saginaw, Michigan | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Wayne, Michigan | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Anoka, Minnesota | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Becker, Minnesota | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Chisago, Minnesota | 1 | $ 137,000 | $ 137,000 | $ 39,000 |
| Ramsey, Minnesota | 1 | $ 300,000 | $ 300,000 | $ 201,000 |
| Rice, Minnesota | 1 | $ 156,000 | $ 156,000 | $ 30,000 |
| Scott, Minnesota | 1 | $ 282,000 | $ 282,000 | $ 105,000 |
| Jackson, Missouri | 1 | $ 242,000 | $ 242,000 | $ 48,000 |
| Phelps, Missouri | 1 | $ 194,000 | $ 194,000 | $ 119,000 |
| St. Charles, Missouri | 1 | $ 197,000 | $ 197,000 | $ 77,000 |
| Stone, Missouri | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Carson City, Nevada | 1 | $ 281,000 | $ 281,000 | $ 12,000 |
| Hillsborough, New Hampshire | 1 | $ 240,000 | $ 240,000 | $ 133,000 |
| Rockingham, New Hampshire | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Cape May, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Hunterdon, New Jersey | 1 | $ 312,000 | $ 312,000 | $ 87,000 |
| Warren, New Jersey | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Chaves, New Mexico | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Cibola, New Mexico | 1 | $ 196,000 | $ 196,000 | $ 111,000 |
| Curry, New Mexico | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Grant, New Mexico | 1 | $ 192,000 | $ 192,000 | $ 53,000 |
| Santa Fe, New Mexico | 1 | $ 119,000 | $ 119,000 | $ 121,000 |
| Broome, New York | 1 | $ 126,000 | $ 126,000 | $ 84,000 |
| Cattaraugus, New York | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Chautauqua, New York | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| Chemung, New York | 1 | $ 109,000 | $ 109,000 | $ 31,000 |
| Chenango, New York | 1 | $ 144,000 | $ 144,000 | $ 73,000 |
| Columbia, New York | 1 | $ 204,000 | $ 204,000 | $ 73,000 |
| Cortland, New York | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Essex, New York | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Greene, New York | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Seneca, New York | 1 | $ 250,000 | $ 250,000 | $ 864,000 |
| Steuben, New York | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
| Warren, New York | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Yates, New York | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Cabarrus, North Carolina | 1 | $ 268,000 | $ 268,000 | $ 88,000 |
| Carteret, North Carolina | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
| Cleveland, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Cumberland, North Carolina | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Durham, North Carolina | 1 | $ 201,000 | $ 201,000 | $ 121,000 |
| Granville, North Carolina | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Iredell, North Carolina | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Lenoir, North Carolina | 1 | $ 156,000 | $ 156,000 | $ 113,000 |
| Moore, North Carolina | 1 | $ 232,000 | $ 232,000 | $ 46,000 |
| Onslow, North Carolina | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| Rutherford, North Carolina | 1 | $ 127,000 | $ 127,000 | $ 40,000 |
| Stokes, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Surry, North Carolina | 1 | $ 207,000 | $ 207,000 | $ 111,000 |
| Ashtabula, Ohio | 1 | $ 298,000 | $ 298,000 | $ 171,000 |
| Champaign, Ohio | 1 | $ 212,000 | $ 212,000 | $ 44,000 |
| Clark, Ohio | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Columbiana, Ohio | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Fairfield, Ohio | 1 | $ 178,000 | $ 178,000 | $ 68,000 |
| Lucas, Ohio | 1 | $ 130,000 | $ 130,000 | $ 89,000 |
| Medina, Ohio | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Meigs, Ohio | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Pickaway, Ohio | 1 | $ 117,000 | $ 117,000 | $ 82,000 |
| Portage, Ohio | 1 | $ 97,000 | $ 97,000 | $ 125,000 |
| Union, Ohio | 1 | $ 187,000 | $ 187,000 | $ 164,000 |
| Canadian, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Delaware, Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Logan, Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Benton, Oregon | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Deschutes, Oregon | 1 | $ 234,000 | $ 234,000 | $ 72,000 |
| Jackson, Oregon | 1 | $ 83,000 | $ 83,000 | $ 82,000 |
| Jefferson, Oregon | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Josephine, Oregon | 1 | $ 278,000 | $ 278,000 | $ 66,000 |
| Yamhill, Oregon | 1 | $ 331,000 | $ 331,000 | $ 72,000 |
| Armstrong, Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 90,000 |
| Beaver, Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 105,000 |
| Blair, Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Butler, Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 113,000 |
| Cambria, Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Columbia, Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Cumberland, Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Fayette, Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Lawrence, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 29,000 |
| Luzerne, Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 136,000 |
| Lycoming, Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
| Mifflin, Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Pike, Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Gateway Bank, FSB in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,506 | $3,141,416,000 | $330,000 | $1,500,000 | $126,000 | $1,981,000 |
| Home Purchase | 6,209 | $1,615,945,000 | $260,000 | $1,076,000 | $94,000 | $1,756,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,235 | $1,889,976,000 | $303,000 | $1,500,000 | $125,000 | $1,886,000 |
| Asian | 5,812 | $1,948,833,000 | $335,000 | $1,120,000 | $117,000 | $1,734,000 |
| Hispanic | 2,053 | $443,769,000 | $216,000 | $730,000 | $69,000 | $1,981,000 |
| Not Provided | 1,065 | $333,481,000 | $313,000 | $1,391,000 | $116,000 | $1,330,000 |
| Black or African American | 402 | $95,847,000 | $238,000 | $707,000 | $80,000 | $451,000 |
| Native Hawaiian or Other Pacific Islander | 111 | $34,767,000 | $313,000 | $626,000 | $99,000 | $336,000 |
| American Indian or Alaskan Native | 37 | $10,688,000 | $288,000 | $715,000 | $124,000 | $363,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,189 | $3,906,410,000 | $320,000 | $1,500,000 | $125,000 | $1,981,000 |
| FHA-insured (Federal Housing Administration) | 3,324 | $792,431,000 | $238,000 | $853,000 | $72,000 | $626,000 |
| VA-guaranteed (Veterans Administration) | 202 | $58,520,000 | $289,000 | $962,000 | $85,000 | $363,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 15,640 | $4,738,770,000 | $302,000 | $1,500,000 | $113,000 | $1,981,000 |
| Loan Originated | 49 | $11,857,000 | $241,000 | $1,012,000 | $129,000 | $1,080,000 |
| Application Denied By Financial Institution | 12 | $2,781,000 | $231,000 | $436,000 | $98,000 | $170,000 |
| Application Approved But Not Accepted | 7 | $2,143,000 | $306,000 | $462,000 | $84,000 | $190,000 |
| Application Withdrawn By Applicant | 5 | $1,421,000 | $284,000 | $445,000 | $130,000 | $244,000 |
| File Closed For Incompleteness | 2 | $389,000 | $194,000 | $242,000 | $70,000 | $82,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 7 | $1,771,000 | $253,000 | $436,000 | $88,000 | $117,000 |
| Collateral | 4 | $938,000 | $234,000 | $417,000 | $117,000 | $170,000 |
| Other | 1 | $72,000 | $72,000 | $72,000 | $96,000 | $96,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank, FSB's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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