Gateway Bank, FSB Mortgage Lending & HMDA Data, 2007
In 2007, Gateway Bank, FSB of San Leandro, CA reported 11,541 mortgage applications totaling $3.2 billion, down 40% from 2006. The average application was for $278,181, and applicants reported an average income of $111,065. 4% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,095), Riverside-San Bernardino-Ontario, CA (694) and Oakland-Fremont-Hayward, CA (614) (applications in parentheses).
| Mortgage Company & Address | Gateway Bank, FSB 2336 Merced Street San Leandro, CA 94577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,541 |
| Total Mortgage Loan Application Amount | $3,210,495,000 |
| Average Mortgage Loan Application Amount | $278,181 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $111,065 |
| Highest Applicant Income | $5,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,095 | $ 400,360,000 | $ 365,625 | $ 126,000 |
| Riverside, California | 361 | $ 108,092,000 | $ 299,423 | $ 124,000 |
| San Bernardino, California | 333 | $ 88,602,000 | $ 266,072 | $ 107,000 |
| Alameda, California | 330 | $ 120,568,000 | $ 365,357 | $ 158,000 |
| Orange, California | 314 | $ 122,370,000 | $ 389,713 | $ 146,000 |
| Contra Costa, California | 284 | $ 93,519,000 | $ 329,292 | $ 131,000 |
| Miami-Dade, Florida | 279 | $ 71,993,000 | $ 258,039 | $ 114,000 |
| Santa Clara, California | 248 | $ 96,781,000 | $ 390,245 | $ 146,000 |
| San Diego, California | 242 | $ 78,391,000 | $ 323,929 | $ 149,000 |
| Clark, Nevada | 224 | $ 58,224,000 | $ 259,928 | $ 130,000 |
| Suffolk, New York | 207 | $ 66,668,000 | $ 322,067 | $ 101,000 |
| Maricopa, Arizona | 204 | $ 47,462,000 | $ 232,656 | $ 114,000 |
| Honolulu, Hawaii | 199 | $ 65,398,000 | $ 328,633 | $ 108,000 |
| Sonoma, California | 153 | $ 54,403,000 | $ 355,575 | $ 123,000 |
| Salt Lake, Utah | 149 | $ 31,925,000 | $ 214,261 | $ 89,000 |
| Monterey, California | 143 | $ 64,360,000 | $ 450,069 | $ 190,000 |
| Cook, Illinois | 138 | $ 25,024,000 | $ 181,333 | $ 108,000 |
| San Joaquin, California | 130 | $ 37,942,000 | $ 291,861 | $ 139,000 |
| Orange, Florida | 127 | $ 25,811,000 | $ 203,236 | $ 122,000 |
| Sacramento, California | 124 | $ 32,338,000 | $ 260,790 | $ 108,000 |
| Queens, New York | 123 | $ 40,827,000 | $ 331,926 | $ 81,000 |
| Broward, Florida | 116 | $ 31,442,000 | $ 271,051 | $ 113,000 |
| San Mateo, California | 112 | $ 50,902,000 | $ 454,482 | $ 160,000 |
| Santa Barbara, California | 106 | $ 30,162,000 | $ 284,547 | $ 105,000 |
| Snohomish, Washington | 105 | $ 25,190,000 | $ 239,904 | $ 91,000 |
| Kern, California | 100 | $ 20,850,000 | $ 208,500 | $ 76,000 |
| Ocean, New Jersey | 100 | $ 23,616,000 | $ 236,160 | $ 82,000 |
| Kings, New York | 96 | $ 38,811,000 | $ 404,281 | $ 87,000 |
| Marin, California | 95 | $ 64,564,000 | $ 679,621 | $ 220,000 |
| Solano, California | 89 | $ 30,705,000 | $ 345,000 | $ 137,000 |
| Nassau, New York | 88 | $ 30,070,000 | $ 341,704 | $ 97,000 |
| San Francisco, California | 81 | $ 47,421,000 | $ 585,444 | $ 220,000 |
| Essex, New Jersey | 78 | $ 20,757,000 | $ 266,115 | $ 86,000 |
| Fresno, California | 77 | $ 14,254,000 | $ 185,116 | $ 76,000 |
| New Haven, Connecticut | 71 | $ 14,220,000 | $ 200,281 | $ 57,000 |
| Hillsborough, Florida | 66 | $ 11,991,000 | $ 181,681 | $ 74,000 |
| Pinellas, Florida | 63 | $ 12,010,000 | $ 190,634 | $ 103,000 |
| Hartford, Connecticut | 59 | $ 12,743,000 | $ 215,983 | $ 68,000 |
| King, Washington | 58 | $ 15,253,000 | $ 262,982 | $ 128,000 |
| Lee, Florida | 53 | $ 12,839,000 | $ 242,245 | $ 80,000 |
| Stanislaus, California | 52 | $ 12,914,000 | $ 248,346 | $ 107,000 |
| Prince George's, Maryland | 52 | $ 15,892,000 | $ 305,615 | $ 91,000 |
| Monmouth, New Jersey | 50 | $ 13,830,000 | $ 276,600 | $ 95,000 |
| San Luis Obispo, California | 49 | $ 15,260,000 | $ 311,428 | $ 123,000 |
| Ventura, California | 49 | $ 20,015,000 | $ 408,469 | $ 163,000 |
| Providence, Rhode Island | 48 | $ 10,943,000 | $ 227,979 | $ 61,000 |
| Shasta, California | 46 | $ 9,201,000 | $ 200,021 | $ 84,000 |
| Burlington, New Jersey | 45 | $ 8,508,000 | $ 189,066 | $ 65,000 |
| Fairfield, Connecticut | 44 | $ 12,047,000 | $ 273,795 | $ 176,000 |
| Union, New Jersey | 43 | $ 11,341,000 | $ 263,744 | $ 68,000 |
| Bronx, New York | 43 | $ 13,856,000 | $ 322,232 | $ 95,000 |
| Tulare, California | 41 | $ 8,670,000 | $ 211,463 | $ 117,000 |
| Osceola, Florida | 41 | $ 9,060,000 | $ 220,975 | $ 94,000 |
| Palm Beach, Florida | 41 | $ 11,948,000 | $ 291,414 | $ 138,000 |
| Lane, Oregon | 41 | $ 7,868,000 | $ 191,902 | $ 73,000 |
| Santa Cruz, California | 39 | $ 16,980,000 | $ 435,384 | $ 177,000 |
| Washoe, Nevada | 38 | $ 8,491,000 | $ 223,447 | $ 186,000 |
| Camden, New Jersey | 38 | $ 6,773,000 | $ 178,236 | $ 62,000 |
| Philadelphia, Pennsylvania | 38 | $ 4,862,000 | $ 127,947 | $ 43,000 |
| Merced, California | 37 | $ 8,399,000 | $ 227,000 | $ 114,000 |
| Richmond, New York | 37 | $ 11,876,000 | $ 320,972 | $ 79,000 |
| Harris, Texas | 37 | $ 10,724,000 | $ 289,837 | $ 96,000 |
| Polk, Florida | 36 | $ 5,398,000 | $ 149,944 | $ 56,000 |
| Hawaii, Hawaii | 36 | $ 10,052,000 | $ 279,222 | $ 89,000 |
| Wayne, Michigan | 36 | $ 4,680,000 | $ 130,000 | $ 59,000 |
| Volusia, Florida | 35 | $ 5,841,000 | $ 166,885 | $ 70,000 |
| Orange, New York | 35 | $ 9,061,000 | $ 258,885 | $ 79,000 |
| Collier, Florida | 34 | $ 11,505,000 | $ 338,382 | $ 196,000 |
| Pasco, Florida | 34 | $ 5,546,000 | $ 163,117 | $ 81,000 |
| Seminole, Florida | 34 | $ 7,986,000 | $ 234,882 | $ 83,000 |
| Chatham, Georgia | 34 | $ 4,531,000 | $ 133,264 | $ 54,000 |
| Duval, Florida | 33 | $ 5,776,000 | $ 175,030 | $ 58,000 |
| Hudson, New Jersey | 32 | $ 9,263,000 | $ 289,468 | $ 83,000 |
| Middlesex, New Jersey | 31 | $ 8,087,000 | $ 260,870 | $ 83,000 |
| Hampden, Massachusetts | 30 | $ 4,873,000 | $ 162,433 | $ 52,000 |
| Mercer, New Jersey | 30 | $ 6,025,000 | $ 200,833 | $ 54,000 |
| Lake, California | 29 | $ 10,005,000 | $ 345,000 | $ 162,000 |
| Westchester, New York | 29 | $ 11,286,000 | $ 389,172 | $ 118,000 |
| Passaic, New Jersey | 28 | $ 7,891,000 | $ 281,821 | $ 79,000 |
| Fairfax, Virginia | 27 | $ 8,796,000 | $ 325,777 | $ 127,000 |
| Pierce, Washington | 26 | $ 6,275,000 | $ 241,346 | $ 94,000 |
| Jefferson, Alabama | 25 | $ 2,651,000 | $ 106,040 | $ 84,000 |
| El Dorado, California | 25 | $ 7,277,000 | $ 291,080 | $ 153,000 |
| Placer, California | 25 | $ 10,973,000 | $ 438,920 | $ 171,000 |
| Madera, California | 24 | $ 4,469,000 | $ 186,208 | $ 115,000 |
| Fulton, Georgia | 24 | $ 5,126,000 | $ 213,583 | $ 107,000 |
| Bergen, New Jersey | 24 | $ 8,103,000 | $ 337,625 | $ 150,000 |
| Utah, Utah | 24 | $ 5,529,000 | $ 230,375 | $ 142,000 |
| DeKalb, Georgia | 23 | $ 4,531,000 | $ 197,000 | $ 87,000 |
| Bristol, Massachusetts | 23 | $ 5,458,000 | $ 237,304 | $ 54,000 |
| Lake, Florida | 22 | $ 5,042,000 | $ 229,181 | $ 84,000 |
| Baltimore, Maryland | 22 | $ 4,191,000 | $ 190,500 | $ 71,000 |
| Baltimore City, Maryland | 22 | $ 3,479,000 | $ 158,136 | $ 62,000 |
| Dutchess, New York | 22 | $ 5,396,000 | $ 245,272 | $ 78,000 |
| Clayton, Georgia | 21 | $ 2,494,000 | $ 118,761 | $ 59,000 |
| Montgomery, Maryland | 21 | $ 6,133,000 | $ 292,047 | $ 83,000 |
| Brevard, Florida | 20 | $ 6,583,000 | $ 329,150 | $ 111,000 |
| Atlantic, New Jersey | 20 | $ 3,890,000 | $ 194,500 | $ 52,000 |
| Gloucester, New Jersey | 20 | $ 3,847,000 | $ 192,350 | $ 71,000 |
| Monroe, Pennsylvania | 20 | $ 3,288,000 | $ 164,400 | $ 55,000 |
| Richland, South Carolina | 19 | $ 2,903,000 | $ 152,789 | $ 73,000 |
| Washington, Utah | 19 | $ 5,506,000 | $ 289,789 | $ 158,000 |
| Plymouth, Massachusetts | 18 | $ 5,015,000 | $ 278,611 | $ 74,000 |
| Pike, Pennsylvania | 18 | $ 3,738,000 | $ 207,666 | $ 57,000 |
| Pima, Arizona | 17 | $ 3,896,000 | $ 229,176 | $ 159,000 |
| Oakland, Michigan | 17 | $ 6,770,000 | $ 398,235 | $ 196,000 |
| Mecklenburg, North Carolina | 17 | $ 2,240,000 | $ 131,764 | $ 86,000 |
| Kent, Rhode Island | 17 | $ 3,794,000 | $ 223,176 | $ 75,000 |
| Dallas, Texas | 17 | $ 6,830,000 | $ 401,764 | $ 414,000 |
| St. Lucie, Florida | 16 | $ 2,928,000 | $ 183,000 | $ 92,000 |
| Will, Illinois | 16 | $ 2,532,000 | $ 158,250 | $ 162,000 |
| Macomb, Michigan | 16 | $ 3,185,000 | $ 199,062 | $ 72,000 |
| St. Louis, Missouri | 16 | $ 2,463,000 | $ 153,937 | $ 88,000 |
| Somerset, New Jersey | 16 | $ 4,787,000 | $ 299,187 | $ 70,000 |
| Wake, North Carolina | 16 | $ 3,892,000 | $ 243,250 | $ 154,000 |
| Multnomah, Oregon | 16 | $ 2,532,000 | $ 158,250 | $ 137,000 |
| Washington, Rhode Island | 16 | $ 4,619,000 | $ 288,687 | $ 129,000 |
| Fort Bend, Texas | 16 | $ 1,691,000 | $ 105,687 | $ 196,000 |
| Davis, Utah | 16 | $ 2,634,000 | $ 164,625 | $ 89,000 |
| Chesterfield, Virginia | 16 | $ 2,839,000 | $ 177,437 | $ 58,000 |
| Maui, Hawaii | 15 | $ 5,715,000 | $ 381,000 | $ 142,000 |
| Northampton, Pennsylvania | 15 | $ 2,501,000 | $ 166,733 | $ 52,000 |
| Tarrant, Texas | 15 | $ 1,688,000 | $ 112,533 | $ 132,000 |
| Pinal, Arizona | 14 | $ 2,945,000 | $ 210,357 | $ 150,000 |
| Yolo, California | 14 | $ 5,069,000 | $ 362,071 | $ 81,000 |
| Denver, Colorado | 14 | $ 3,137,000 | $ 224,071 | $ 94,000 |
| El Paso, Colorado | 14 | $ 1,974,000 | $ 141,000 | $ 105,000 |
| Cobb, Georgia | 14 | $ 3,043,000 | $ 217,357 | $ 99,000 |
| DuPage, Illinois | 14 | $ 3,638,000 | $ 259,857 | $ 80,000 |
| Anne Arundel, Maryland | 14 | $ 3,969,000 | $ 283,500 | $ 74,000 |
| Worcester, Massachusetts | 14 | $ 3,053,000 | $ 218,071 | $ 58,000 |
| Shelby, Tennessee | 14 | $ 1,484,000 | $ 106,000 | $ 41,000 |
| Loudoun, Virginia | 14 | $ 4,073,000 | $ 290,928 | $ 171,000 |
| Adams, Colorado | 13 | $ 2,378,000 | $ 182,923 | $ 94,000 |
| Arapahoe, Colorado | 13 | $ 2,738,000 | $ 210,615 | $ 60,000 |
| District of Columbia, District Of Columbia | 13 | $ 3,956,000 | $ 304,307 | $ 160,000 |
| Kane, Illinois | 13 | $ 2,008,000 | $ 154,461 | $ 69,000 |
| Ouachita, Louisiana | 13 | $ 1,355,000 | $ 104,230 | $ 52,000 |
| Erie, New York | 13 | $ 1,725,000 | $ 132,692 | $ 67,000 |
| Rockland, New York | 13 | $ 3,733,000 | $ 287,153 | $ 102,000 |
| Hernando, Florida | 12 | $ 2,665,000 | $ 222,083 | $ 68,000 |
| Lake, Illinois | 12 | $ 1,639,000 | $ 136,583 | $ 60,000 |
| Lake, Indiana | 12 | $ 1,050,000 | $ 87,500 | $ 70,000 |
| Charles, Maryland | 12 | $ 3,069,000 | $ 255,750 | $ 72,000 |
| Middlesex, Massachusetts | 12 | $ 3,653,000 | $ 304,416 | $ 95,000 |
| Cape May, New Jersey | 12 | $ 3,240,000 | $ 270,000 | $ 92,000 |
| Morris, New Jersey | 12 | $ 4,566,000 | $ 380,500 | $ 141,000 |
| Sussex, New Jersey | 12 | $ 3,047,000 | $ 253,916 | $ 98,000 |
| Franklin, Ohio | 12 | $ 1,706,000 | $ 142,166 | $ 90,000 |
| Charleston, South Carolina | 12 | $ 2,160,000 | $ 180,000 | $ 68,000 |
| Richmond City, Virginia | 12 | $ 2,072,000 | $ 172,666 | $ 45,000 |
| Calaveras, California | 11 | $ 3,555,000 | $ 323,181 | $ 278,000 |
| Cuyahoga, Ohio | 11 | $ 1,434,000 | $ 130,363 | $ 58,000 |
| Stark, Ohio | 11 | $ 770,000 | $ 70,000 | $ 44,000 |
| Greenville, South Carolina | 11 | $ 1,961,000 | $ 178,272 | $ 106,000 |
| Prince William, Virginia | 11 | $ 2,975,000 | $ 270,454 | $ 117,000 |
| Mendocino, California | 10 | $ 3,893,000 | $ 389,300 | $ 176,000 |
| Tehama, California | 10 | $ 3,783,000 | $ 378,300 | $ 206,000 |
| Marion, Florida | 10 | $ 1,770,000 | $ 177,000 | $ 65,000 |
| Sarasota, Florida | 10 | $ 2,505,000 | $ 250,500 | $ 80,000 |
| Essex, Massachusetts | 10 | $ 2,335,000 | $ 233,500 | $ 65,000 |
| Ulster, New York | 10 | $ 2,347,000 | $ 234,700 | $ 66,000 |
| Guilford, North Carolina | 10 | $ 1,357,000 | $ 135,700 | $ 72,000 |
| Pitt, North Carolina | 10 | $ 1,351,000 | $ 135,100 | $ 49,000 |
| Montgomery, Ohio | 10 | $ 1,386,000 | $ 138,600 | $ 67,000 |
| Delaware, Pennsylvania | 10 | $ 1,126,000 | $ 112,600 | $ 45,000 |
| Franklin, Pennsylvania | 10 | $ 1,867,000 | $ 186,700 | $ 80,000 |
| Lehigh, Pennsylvania | 10 | $ 1,930,000 | $ 193,000 | $ 51,000 |
| Montgomery, Pennsylvania | 10 | $ 2,304,000 | $ 230,400 | $ 69,000 |
| Mohave, Arizona | 9 | $ 1,710,000 | $ 190,000 | $ 227,000 |
| Butte, California | 9 | $ 1,727,000 | $ 191,888 | $ 120,000 |
| Napa, California | 9 | $ 2,550,000 | $ 283,333 | $ 100,000 |
| Jefferson, Colorado | 9 | $ 2,091,000 | $ 232,333 | $ 81,000 |
| New London, Connecticut | 9 | $ 1,806,000 | $ 200,666 | $ 74,000 |
| Charlotte, Florida | 9 | $ 2,070,000 | $ 230,000 | $ 104,000 |
| Indian River, Florida | 9 | $ 3,107,000 | $ 345,222 | $ 134,000 |
| Gwinnett, Georgia | 9 | $ 1,894,000 | $ 210,444 | $ 62,000 |
| Cumberland, New Jersey | 9 | $ 1,666,000 | $ 185,111 | $ 58,000 |
| Monroe, New York | 9 | $ 944,000 | $ 104,888 | $ 44,000 |
| Forsyth, North Carolina | 9 | $ 1,289,000 | $ 143,222 | $ 47,000 |
| Bucks, Pennsylvania | 9 | $ 2,010,000 | $ 223,333 | $ 69,000 |
| Spartanburg, South Carolina | 9 | $ 855,000 | $ 95,000 | $ 100,000 |
| Denton, Texas | 9 | $ 1,372,000 | $ 152,444 | $ 91,000 |
| Hampton, Virginia | 9 | $ 1,586,000 | $ 176,222 | $ 70,000 |
| Henrico, Virginia | 9 | $ 1,666,000 | $ 185,111 | $ 69,000 |
| Clark, Washington | 9 | $ 1,951,000 | $ 216,777 | $ 79,000 |
| Litchfield, Connecticut | 8 | $ 1,658,000 | $ 207,250 | $ 76,000 |
| Tolland, Connecticut | 8 | $ 1,702,000 | $ 212,750 | $ 51,000 |
| Manatee, Florida | 8 | $ 1,782,000 | $ 222,750 | $ 93,000 |
| Effingham, Georgia | 8 | $ 1,180,000 | $ 147,500 | $ 52,000 |
| Henry, Georgia | 8 | $ 1,343,000 | $ 167,875 | $ 77,000 |
| Paulding, Georgia | 8 | $ 1,483,000 | $ 185,375 | $ 59,000 |
| Ada, Idaho | 8 | $ 1,189,000 | $ 148,625 | $ 134,000 |
| Kendall, Illinois | 8 | $ 1,232,000 | $ 154,000 | $ 67,000 |
| DeSoto, Mississippi | 8 | $ 1,232,000 | $ 154,000 | $ 109,000 |
| Albany, New York | 8 | $ 1,388,000 | $ 173,500 | $ 60,000 |
| Saratoga, New York | 8 | $ 1,367,000 | $ 170,875 | $ 65,000 |
| Allegheny, Pennsylvania | 8 | $ 1,063,000 | $ 132,875 | $ 62,000 |
| Bradley, Tennessee | 8 | $ 991,000 | $ 123,875 | $ 43,000 |
| Bexar, Texas | 8 | $ 922,000 | $ 115,250 | $ 61,000 |
| Collin, Texas | 8 | $ 1,418,000 | $ 177,250 | $ 79,000 |
| Kitsap, Washington | 8 | $ 3,456,000 | $ 432,000 | $ 143,000 |
| Skagit, Washington | 8 | $ 1,819,000 | $ 227,375 | $ 68,000 |
| Pulaski, Arkansas | 7 | $ 1,054,000 | $ 150,571 | $ 83,000 |
| Kings, California | 7 | $ 1,254,000 | $ 179,142 | $ 72,000 |
| Windham, Connecticut | 7 | $ 1,210,000 | $ 172,857 | $ 36,000 |
| Cherokee, Georgia | 7 | $ 1,435,000 | $ 205,000 | $ 125,000 |
| Suffolk, Massachusetts | 7 | $ 2,406,000 | $ 343,714 | $ 74,000 |
| Sullivan, New York | 7 | $ 1,128,000 | $ 161,142 | $ 61,000 |
| Gaston, North Carolina | 7 | $ 992,000 | $ 141,714 | $ 50,000 |
| Butler, Ohio | 7 | $ 841,000 | $ 120,142 | $ 74,000 |
| Deschutes, Oregon | 7 | $ 2,257,000 | $ 322,428 | $ 119,000 |
| Washington, Oregon | 7 | $ 1,377,000 | $ 196,714 | $ 155,000 |
| Beaufort, South Carolina | 7 | $ 1,857,000 | $ 265,285 | $ 160,000 |
| Travis, Texas | 7 | $ 1,795,000 | $ 256,428 | $ 175,000 |
| Whatcom, Washington | 7 | $ 1,840,000 | $ 262,857 | $ 35,000 |
| Garland, Arkansas | 6 | $ 1,547,000 | $ 257,833 | $ 330,000 |
| Middlesex, Connecticut | 6 | $ 1,353,000 | $ 225,500 | $ 52,000 |
| Alachua, Florida | 6 | $ 915,000 | $ 152,500 | $ 66,000 |
| Flagler, Florida | 6 | $ 1,588,000 | $ 264,666 | $ 165,000 |
| Putnam, Florida | 6 | $ 759,000 | $ 126,500 | $ 48,000 |
| Coffee, Georgia | 6 | $ 635,000 | $ 105,833 | $ 28,000 |
| Marion, Indiana | 6 | $ 585,000 | $ 97,500 | $ 42,000 |
| St. Joseph, Indiana | 6 | $ 291,000 | $ 48,500 | $ 51,000 |
| Norfolk, Massachusetts | 6 | $ 1,280,000 | $ 213,333 | $ 66,000 |
| Washtenaw, Michigan | 6 | $ 1,053,000 | $ 175,500 | $ 50,000 |
| Benton, Minnesota | 6 | $ 614,000 | $ 102,333 | $ 144,000 |
| Buchanan, Missouri | 6 | $ 674,000 | $ 112,333 | $ 87,000 |
| Jefferson, Missouri | 6 | $ 603,000 | $ 100,500 | $ 46,000 |
| Putnam, New York | 6 | $ 1,189,000 | $ 198,166 | $ 67,000 |
| Hamilton, Ohio | 6 | $ 724,000 | $ 120,666 | $ 54,000 |
| Summit, Ohio | 6 | $ 577,000 | $ 96,166 | $ 68,000 |
| Luzerne, Pennsylvania | 6 | $ 928,000 | $ 154,666 | $ 169,000 |
| York, Pennsylvania | 6 | $ 1,151,000 | $ 191,833 | $ 74,000 |
| Berkeley, South Carolina | 6 | $ 1,489,000 | $ 248,166 | $ 190,000 |
| Tooele, Utah | 6 | $ 1,053,000 | $ 175,500 | $ 110,000 |
| Uintah, Utah | 6 | $ 939,000 | $ 156,500 | $ 61,000 |
| Weber, Utah | 6 | $ 1,015,000 | $ 169,166 | $ 72,000 |
| Newport News, Virginia | 6 | $ 1,121,000 | $ 186,833 | $ 55,000 |
| Island, Washington | 6 | $ 2,484,000 | $ 414,000 | $ 141,000 |
| Yavapai, Arizona | 5 | $ 796,000 | $ 159,200 | $ 130,000 |
| Humboldt, California | 5 | $ 1,000,000 | $ 200,000 | $ 66,000 |
| Imperial, California | 5 | $ 808,000 | $ 161,600 | $ 68,000 |
| San Benito, California | 5 | $ 1,548,000 | $ 309,600 | $ 196,000 |
| Douglas, Colorado | 5 | $ 1,869,000 | $ 373,800 | $ 134,000 |
| Citrus, Florida | 5 | $ 967,000 | $ 193,400 | $ 60,000 |
| Monroe, Florida | 5 | $ 1,516,000 | $ 303,200 | $ 227,000 |
| Santa Rosa, Florida | 5 | $ 768,000 | $ 153,600 | $ 67,000 |
| St. Johns, Florida | 5 | $ 1,138,000 | $ 227,600 | $ 117,000 |
| Peoria, Illinois | 5 | $ 720,000 | $ 144,000 | $ 135,000 |
| Jefferson, Kentucky | 5 | $ 819,000 | $ 163,800 | $ 78,000 |
| Queen Anne's, Maryland | 5 | $ 1,432,000 | $ 286,400 | $ 84,000 |
| Genesee, Michigan | 5 | $ 440,000 | $ 88,000 | $ 76,000 |
| Washington, Minnesota | 5 | $ 1,050,000 | $ 210,000 | $ 469,000 |
| Warren, New Jersey | 5 | $ 862,000 | $ 172,400 | $ 68,000 |
| Cabarrus, North Carolina | 5 | $ 775,000 | $ 155,000 | $ 47,000 |
| Nash, North Carolina | 5 | $ 509,000 | $ 101,800 | $ 50,000 |
| Berks, Pennsylvania | 5 | $ 655,000 | $ 131,000 | $ 61,000 |
| Lackawanna, Pennsylvania | 5 | $ 647,000 | $ 129,400 | $ 90,000 |
| Dorchester, South Carolina | 5 | $ 800,000 | $ 160,000 | $ 65,000 |
| Lexington, South Carolina | 5 | $ 679,000 | $ 135,800 | $ 54,000 |
| Giles, Tennessee | 5 | $ 231,000 | $ 46,200 | $ 55,000 |
| Knox, Tennessee | 5 | $ 510,000 | $ 102,000 | $ 36,000 |
| Hidalgo, Texas | 5 | $ 969,000 | $ 193,800 | $ 196,000 |
| Norfolk, Virginia | 5 | $ 815,000 | $ 163,000 | $ 43,000 |
| Suffolk, Virginia | 5 | $ 854,000 | $ 170,800 | $ 58,000 |
| Virginia Beach, Virginia | 5 | $ 1,017,000 | $ 203,400 | $ 48,000 |
| Spokane, Washington | 5 | $ 707,000 | $ 141,400 | $ 41,000 |
| Thurston, Washington | 5 | $ 1,231,000 | $ 246,200 | $ 83,000 |
| Shelby, Alabama | 4 | $ 587,000 | $ 146,750 | $ 55,000 |
| Anchorage, Alaska | 4 | $ 743,000 | $ 185,750 | $ 87,000 |
| Benton, Arkansas | 4 | $ 479,000 | $ 119,750 | $ 67,000 |
| Del Norte, California | 4 | $ 628,000 | $ 157,000 | $ 63,000 |
| Lassen, California | 4 | $ 713,000 | $ 178,250 | $ 73,000 |
| Sutter, California | 4 | $ 766,000 | $ 191,500 | $ 99,000 |
| Tuolumne, California | 4 | $ 1,306,000 | $ 326,500 | $ 146,000 |
| Pueblo, Colorado | 4 | $ 1,034,000 | $ 258,500 | $ 87,000 |
| Weld, Colorado | 4 | $ 786,000 | $ 196,500 | $ 98,000 |
| Clay, Florida | 4 | $ 658,000 | $ 164,500 | $ 42,000 |
| Escambia, Florida | 4 | $ 443,000 | $ 110,750 | $ 33,000 |
| Nassau, Florida | 4 | $ 810,000 | $ 202,500 | $ 43,000 |
| Bibb, Georgia | 4 | $ 414,000 | $ 103,500 | $ 36,000 |
| Douglas, Georgia | 4 | $ 536,000 | $ 134,000 | $ 58,000 |
| Fayette, Georgia | 4 | $ 802,000 | $ 200,500 | $ 80,000 |
| Glynn, Georgia | 4 | $ 372,000 | $ 93,000 | $ 207,000 |
| Madison, Illinois | 4 | $ 729,000 | $ 182,250 | $ 74,000 |
| Orleans, Louisiana | 4 | $ 409,000 | $ 102,250 | $ 15,000 |
| Calvert, Maryland | 4 | $ 941,000 | $ 235,250 | $ 109,000 |
| St. Mary's, Maryland | 4 | $ 434,000 | $ 108,500 | $ 456,000 |
| Washington, Maryland | 4 | $ 659,000 | $ 164,750 | $ 71,000 |
| Berkshire, Massachusetts | 4 | $ 651,000 | $ 162,750 | $ 57,000 |
| Hennepin, Minnesota | 4 | $ 1,913,000 | $ 478,250 | $ 167,000 |
| Morrison, Minnesota | 4 | $ 412,000 | $ 103,000 | $ 303,000 |
| Dona Ana, New Mexico | 4 | $ 977,000 | $ 244,250 | $ 94,000 |
| Rensselaer, New York | 4 | $ 560,000 | $ 140,000 | $ 55,000 |
| Schenectady, New York | 4 | $ 688,000 | $ 172,000 | $ 82,000 |
| Washington, New York | 4 | $ 538,000 | $ 134,500 | $ 37,000 |
| Randolph, North Carolina | 4 | $ 429,000 | $ 107,250 | $ 39,000 |
| Rowan, North Carolina | 4 | $ 542,000 | $ 135,500 | $ 111,000 |
| Union, North Carolina | 4 | $ 1,333,000 | $ 333,250 | $ 108,000 |
| Linn, Oregon | 4 | $ 377,000 | $ 94,250 | $ 37,000 |
| Newport, Rhode Island | 4 | $ 1,263,000 | $ 315,750 | $ 45,000 |
| Aiken, South Carolina | 4 | $ 295,000 | $ 73,750 | $ 50,000 |
| Georgetown, South Carolina | 4 | $ 689,000 | $ 172,250 | $ 103,000 |
| York, South Carolina | 4 | $ 837,000 | $ 209,250 | $ 116,000 |
| Hamilton, Tennessee | 4 | $ 457,000 | $ 114,250 | $ 48,000 |
| Rutherford, Tennessee | 4 | $ 588,000 | $ 147,000 | $ 41,000 |
| Montgomery, Texas | 4 | $ 651,000 | $ 162,750 | $ 37,000 |
| Arlington, Virginia | 4 | $ 1,281,000 | $ 320,250 | $ 163,000 |
| Fauquier, Virginia | 4 | $ 1,252,000 | $ 313,000 | $ 122,000 |
| Chilton, Alabama | 3 | $ 252,000 | $ 84,000 | $ 37,000 |
| Etowah, Alabama | 3 | $ 341,000 | $ 113,666 | $ 40,000 |
| Madison, Alabama | 3 | $ 279,000 | $ 93,000 | $ 57,000 |
| Morgan, Alabama | 3 | $ 463,000 | $ 154,333 | $ 111,000 |
| Nevada, California | 3 | $ 1,417,000 | $ 472,333 | $ 114,000 |
| Plumas, California | 3 | $ 556,000 | $ 185,333 | $ 132,000 |
| Siskiyou, California | 3 | $ 984,000 | $ 328,000 | $ 137,000 |
| Hendry, Florida | 3 | $ 320,000 | $ 106,666 | $ 94,000 |
| Martin, Florida | 3 | $ 746,000 | $ 248,666 | $ 140,000 |
| Bryan, Georgia | 3 | $ 310,000 | $ 103,333 | $ 162,000 |
| Camden, Georgia | 3 | $ 403,000 | $ 134,333 | $ 435,000 |
| Coweta, Georgia | 3 | $ 465,000 | $ 155,000 | $ 44,000 |
| Richmond, Georgia | 3 | $ 444,000 | $ 148,000 | $ 62,000 |
| Rockdale, Georgia | 3 | $ 711,000 | $ 237,000 | $ 106,000 |
| Canyon, Idaho | 3 | $ 305,000 | $ 101,666 | $ 143,000 |
| Kootenai, Idaho | 3 | $ 430,000 | $ 143,333 | $ 168,000 |
| Kankakee, Illinois | 3 | $ 191,000 | $ 63,666 | $ 11,000 |
| McLean, Illinois | 3 | $ 212,000 | $ 70,666 | $ 32,000 |
| Montgomery, Indiana | 3 | $ 470,000 | $ 156,666 | $ 18,000 |
| Johnson, Kansas | 3 | $ 441,000 | $ 147,000 | $ 52,000 |
| Livingston, Louisiana | 3 | $ 435,000 | $ 145,000 | $ 186,000 |
| Morehouse, Louisiana | 3 | $ 185,000 | $ 61,666 | $ 19,000 |
| York, Maine | 3 | $ 599,000 | $ 199,666 | $ 66,000 |
| Carroll, Maryland | 3 | $ 639,000 | $ 213,000 | $ 65,000 |
| Harford, Maryland | 3 | $ 569,000 | $ 189,666 | $ 53,000 |
| Howard, Maryland | 3 | $ 1,043,000 | $ 347,666 | $ 231,000 |
| Eaton, Michigan | 3 | $ 473,000 | $ 157,666 | $ 58,000 |
| Ingham, Michigan | 3 | $ 358,000 | $ 119,333 | $ 46,000 |
| Kent, Michigan | 3 | $ 412,000 | $ 137,333 | $ 52,000 |
| Livingston, Michigan | 3 | $ 1,247,000 | $ 415,666 | $ 252,000 |
| Ottawa, Michigan | 3 | $ 467,000 | $ 155,666 | $ 43,000 |
| Van Buren, Michigan | 3 | $ 473,000 | $ 157,666 | $ 81,000 |
| Jackson, Missouri | 3 | $ 338,000 | $ 112,666 | $ 73,000 |
| Hillsborough, New Hampshire | 3 | $ 808,000 | $ 269,333 | $ 84,000 |
| Salem, New Jersey | 3 | $ 621,000 | $ 207,000 | $ 54,000 |
| Onondaga, New York | 3 | $ 398,000 | $ 132,666 | $ 85,000 |
| Brunswick, North Carolina | 3 | $ 634,000 | $ 211,333 | $ 106,000 |
| Moore, North Carolina | 3 | $ 847,000 | $ 282,333 | $ 136,000 |
| Polk, North Carolina | 3 | $ 2,122,000 | $ 707,333 | $ 177,000 |
| Fairfield, Ohio | 3 | $ 564,000 | $ 188,000 | $ 52,000 |
| Licking, Ohio | 3 | $ 429,000 | $ 143,000 | $ 66,000 |
| Coos, Oregon | 3 | $ 573,000 | $ 191,000 | $ 62,000 |
| Jackson, Oregon | 3 | $ 588,000 | $ 196,000 | $ 29,000 |
| Lancaster, Pennsylvania | 3 | $ 430,000 | $ 143,333 | $ 50,000 |
| Dillon, South Carolina | 3 | $ 250,000 | $ 83,333 | $ 60,000 |
| Horry, South Carolina | 3 | $ 347,000 | $ 115,666 | $ 87,000 |
| Oconee, South Carolina | 3 | $ 550,000 | $ 183,333 | $ 53,000 |
| Orangeburg, South Carolina | 3 | $ 338,000 | $ 112,666 | $ 68,000 |
| Sullivan, Tennessee | 3 | $ 258,000 | $ 86,000 | $ 31,000 |
| Wilson, Tennessee | 3 | $ 580,000 | $ 193,333 | $ 33,000 |
| Brazos, Texas | 3 | $ 257,000 | $ 85,666 | $ 29,000 |
| Gregg, Texas | 3 | $ 317,000 | $ 105,666 | $ 18,000 |
| Taylor, Texas | 3 | $ 348,000 | $ 116,000 | $ 71,000 |
| Wise, Texas | 3 | $ 201,000 | $ 67,000 | $ 71,000 |
| Cache, Utah | 3 | $ 285,000 | $ 95,000 | $ 37,000 |
| Alexandria, Virginia | 3 | $ 724,000 | $ 241,333 | $ 102,000 |
| Bedford, Virginia | 3 | $ 413,000 | $ 137,666 | $ 36,000 |
| Chesapeake, Virginia | 3 | $ 650,000 | $ 216,666 | $ 61,000 |
| Roanoke, Virginia | 3 | $ 445,000 | $ 148,333 | $ 46,000 |
| Spotsylvania, Virginia | 3 | $ 567,000 | $ 189,000 | $ 68,000 |
| Kittitas, Washington | 3 | $ 385,000 | $ 128,333 | $ 59,000 |
| Milwaukee, Wisconsin | 3 | $ 303,000 | $ 101,000 | $ 39,000 |
| Covington, Alabama | 2 | $ 122,000 | $ 61,000 | $ 45,000 |
| Franklin, Alabama | 2 | $ 165,000 | $ 82,500 | $ 14,000 |
| Limestone, Alabama | 2 | $ 287,000 | $ 143,500 | $ 52,000 |
| Talladega, Alabama | 2 | $ 242,000 | $ 121,000 | $ 44,000 |
| Kenai Peninsula, Alaska | 2 | $ 346,000 | $ 173,000 | $ 90,000 |
| North Slope, Alaska | 2 | $ 209,000 | $ 104,500 | $ 143,000 |
| Faulkner, Arkansas | 2 | $ 275,000 | $ 137,500 | $ 146,000 |
| Jefferson, Arkansas | 2 | $ 137,000 | $ 68,500 | $ 36,000 |
| Phillips, Arkansas | 2 | $ 196,000 | $ 98,000 | $ 76,000 |
| Trinity, California | 2 | $ 220,000 | $ 110,000 | $ 15,000 |
| Garfield, Colorado | 2 | $ 521,000 | $ 260,500 | $ 60,000 |
| Montezuma, Colorado | 2 | $ 415,000 | $ 207,500 | $ 81,000 |
| Rio Grande, Colorado | 2 | $ 265,000 | $ 132,500 | $ 35,000 |
| Routt, Colorado | 2 | $ 449,000 | $ 224,500 | $ 27,000 |
| Summit, Colorado | 2 | $ 1,035,000 | $ 517,500 | $ 438,000 |
| Teller, Colorado | 2 | $ 445,000 | $ 222,500 | $ 55,000 |
| New Castle, Delaware | 2 | $ 301,000 | $ 150,500 | $ 36,000 |
| Sussex, Delaware | 2 | $ 461,000 | $ 230,500 | $ 52,000 |
| Columbia, Florida | 2 | $ 264,000 | $ 132,000 | $ 52,000 |
| Leon, Florida | 2 | $ 332,000 | $ 166,000 | $ 309,000 |
| Sumter, Florida | 2 | $ 293,000 | $ 146,500 | $ 59,000 |
| Bulloch, Georgia | 2 | $ 188,000 | $ 94,000 | $ 22,000 |
| Carroll, Georgia | 2 | $ 201,000 | $ 100,500 | $ 49,000 |
| Clarke, Georgia | 2 | $ 311,000 | $ 155,500 | $ 36,000 |
| Dougherty, Georgia | 2 | $ 262,000 | $ 131,000 | $ 51,000 |
| Floyd, Georgia | 2 | $ 223,000 | $ 111,500 | $ 53,000 |
| Forsyth, Georgia | 2 | $ 394,000 | $ 197,000 | $ 89,000 |
| Hall, Georgia | 2 | $ 370,000 | $ 185,000 | $ 58,000 |
| Jones, Georgia | 2 | $ 224,000 | $ 112,000 | $ 30,000 |
| Monroe, Georgia | 2 | $ 407,000 | $ 203,500 | $ 53,000 |
| Newton, Georgia | 2 | $ 397,000 | $ 198,500 | $ 84,000 |
| Pierce, Georgia | 2 | $ 186,000 | $ 93,000 | $ 21,000 |
| Spalding, Georgia | 2 | $ 975,000 | $ 487,500 | $ 0 |
| Kauai, Hawaii | 2 | $ 968,000 | $ 484,000 | $ 72,000 |
| Tazewell, Illinois | 2 | $ 236,000 | $ 118,000 | $ 81,000 |
| Winnebago, Illinois | 2 | $ 229,000 | $ 114,500 | $ 79,000 |
| Bartholomew, Indiana | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Elkhart, Indiana | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Hamilton, Indiana | 2 | $ 431,000 | $ 215,500 | $ 68,000 |
| Monroe, Indiana | 2 | $ 281,000 | $ 140,500 | $ 29,000 |
| Dallas, Iowa | 2 | $ 185,000 | $ 92,500 | $ 0 |
| Linn, Iowa | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| O'Brien, Iowa | 2 | $ 103,000 | $ 51,500 | $ 51,000 |
| Leavenworth, Kansas | 2 | $ 202,000 | $ 101,000 | $ 28,000 |
| Calcasieu, Louisiana | 2 | $ 176,000 | $ 88,000 | $ 61,000 |
| Catahoula, Louisiana | 2 | $ 284,000 | $ 142,000 | $ 55,000 |
| Jefferson, Louisiana | 2 | $ 602,000 | $ 301,000 | $ 40,000 |
| St. Tammany, Louisiana | 2 | $ 995,000 | $ 497,500 | $ 0 |
| Cumberland, Maine | 2 | $ 401,000 | $ 200,500 | $ 70,000 |
| Caroline, Maryland | 2 | $ 211,000 | $ 105,500 | $ 39,000 |
| Cecil, Maryland | 2 | $ 411,000 | $ 205,500 | $ 63,000 |
| Dorchester, Maryland | 2 | $ 346,000 | $ 173,000 | $ 52,000 |
| Worcester, Maryland | 2 | $ 191,000 | $ 95,500 | $ 53,000 |
| Barnstable, Massachusetts | 2 | $ 703,000 | $ 351,500 | $ 85,000 |
| Franklin, Massachusetts | 2 | $ 356,000 | $ 178,000 | $ 49,000 |
| Bay, Michigan | 2 | $ 227,000 | $ 113,500 | $ 50,000 |
| Berrien, Michigan | 2 | $ 143,000 | $ 71,500 | $ 22,000 |
| Charlevoix, Michigan | 2 | $ 253,000 | $ 126,500 | $ 40,000 |
| Jackson, Michigan | 2 | $ 187,000 | $ 93,500 | $ 38,000 |
| Lenawee, Michigan | 2 | $ 385,000 | $ 192,500 | $ 35,000 |
| Mecosta, Michigan | 2 | $ 223,000 | $ 111,500 | $ 63,000 |
| Anoka, Minnesota | 2 | $ 255,000 | $ 127,500 | $ 71,000 |
| Blue Earth, Minnesota | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Le Sueur, Minnesota | 2 | $ 397,000 | $ 198,500 | $ 76,000 |
| Nicollet, Minnesota | 2 | $ 219,000 | $ 109,500 | $ 22,000 |
| Ramsey, Minnesota | 2 | $ 428,000 | $ 214,000 | $ 56,000 |
| Hinds, Mississippi | 2 | $ 157,000 | $ 78,500 | $ 42,000 |
| Jackson, Mississippi | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| Greene, Missouri | 2 | $ 163,000 | $ 81,500 | $ 50,000 |
| Jasper, Missouri | 2 | $ 342,000 | $ 171,000 | $ 68,000 |
| St. Louis City, Missouri | 2 | $ 171,000 | $ 85,500 | $ 57,000 |
| Churchill, Nevada | 2 | $ 285,000 | $ 142,500 | $ 35,000 |
| Nye, Nevada | 2 | $ 473,000 | $ 236,500 | $ 41,000 |
| Rockingham, New Hampshire | 2 | $ 518,000 | $ 259,000 | $ 122,000 |
| Hunterdon, New Jersey | 2 | $ 892,000 | $ 446,000 | $ 37,000 |
| Broome, New York | 2 | $ 165,000 | $ 82,500 | $ 67,000 |
| Cattaraugus, New York | 2 | $ 239,000 | $ 119,500 | $ 91,000 |
| Delaware, New York | 2 | $ 324,000 | $ 162,000 | $ 73,000 |
| Livingston, New York | 2 | $ 181,000 | $ 90,500 | $ 58,000 |
| Niagara, New York | 2 | $ 262,000 | $ 131,000 | $ 60,000 |
| Oneida, New York | 2 | $ 376,000 | $ 188,000 | $ 85,000 |
| Ontario, New York | 2 | $ 274,000 | $ 137,000 | $ 72,000 |
| Oswego, New York | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Wayne, New York | 2 | $ 283,000 | $ 141,500 | $ 58,000 |
| Anson, North Carolina | 2 | $ 222,000 | $ 111,000 | $ 43,000 |
| Durham, North Carolina | 2 | $ 227,000 | $ 113,500 | $ 41,000 |
| Iredell, North Carolina | 2 | $ 248,000 | $ 124,000 | $ 54,000 |
| Onslow, North Carolina | 2 | $ 238,000 | $ 119,000 | $ 56,000 |
| Orange, North Carolina | 2 | $ 587,000 | $ 293,500 | $ 115,000 |
| Rutherford, North Carolina | 2 | $ 142,000 | $ 71,000 | $ 55,000 |
| Stokes, North Carolina | 2 | $ 233,000 | $ 116,500 | $ 30,000 |
| Wayne, North Carolina | 2 | $ 315,000 | $ 157,500 | $ 72,000 |
| Lake, Ohio | 2 | $ 322,000 | $ 161,000 | $ 74,000 |
| Lorain, Ohio | 2 | $ 261,000 | $ 130,500 | $ 48,000 |
| Lucas, Ohio | 2 | $ 278,000 | $ 139,000 | $ 39,000 |
| Richland, Ohio | 2 | $ 319,000 | $ 159,500 | $ 30,000 |
| Ross, Ohio | 2 | $ 205,000 | $ 102,500 | $ 67,000 |
| Warren, Ohio | 2 | $ 265,000 | $ 132,500 | $ 49,000 |
| Wayne, Ohio | 2 | $ 298,000 | $ 149,000 | $ 62,000 |
| Curry, Oregon | 2 | $ 458,000 | $ 229,000 | $ 110,000 |
| Klamath, Oregon | 2 | $ 305,000 | $ 152,500 | $ 44,000 |
| Beaver, Pennsylvania | 2 | $ 198,000 | $ 99,000 | $ 76,000 |
| Blair, Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Carbon, Pennsylvania | 2 | $ 506,000 | $ 253,000 | $ 70,000 |
| Dauphin, Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Lebanon, Pennsylvania | 2 | $ 206,000 | $ 103,000 | $ 12,000 |
| Northumberland, Pennsylvania | 2 | $ 344,000 | $ 172,000 | $ 53,000 |
| Snyder, Pennsylvania | 2 | $ 219,000 | $ 109,500 | $ 54,000 |
| Somerset, Pennsylvania | 2 | $ 317,000 | $ 158,500 | $ 99,000 |
| Westmoreland, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 49,000 |
| Anderson, South Carolina | 2 | $ 199,000 | $ 99,500 | $ 56,000 |
| Barnwell, South Carolina | 2 | $ 278,000 | $ 139,000 | $ 60,000 |
| Florence, South Carolina | 2 | $ 265,000 | $ 132,500 | $ 47,000 |
| Pickens, South Carolina | 2 | $ 254,000 | $ 127,000 | $ 40,000 |
| Carroll, Tennessee | 2 | $ 171,000 | $ 85,500 | $ 40,000 |
| Davidson, Tennessee | 2 | $ 280,000 | $ 140,000 | $ 62,000 |
| Hamblen, Tennessee | 2 | $ 219,000 | $ 109,500 | $ 33,000 |
| Loudon, Tennessee | 2 | $ 357,000 | $ 178,500 | $ 39,000 |
| Sevier, Tennessee | 2 | $ 527,000 | $ 263,500 | $ 793,000 |
| White, Tennessee | 2 | $ 350,000 | $ 175,000 | $ 0 |
| El Paso, Texas | 2 | $ 169,000 | $ 84,500 | $ 88,000 |
| Kaufman, Texas | 2 | $ 249,000 | $ 124,500 | $ 14,000 |
| Smith, Texas | 2 | $ 482,000 | $ 241,000 | $ 109,000 |
| Brunswick, Virginia | 2 | $ 260,000 | $ 130,000 | $ 12,000 |
| Charlottesville, Virginia | 2 | $ 246,000 | $ 123,000 | $ 139,000 |
| Fluvanna, Virginia | 2 | $ 405,000 | $ 202,500 | $ 31,000 |
| Isle of Wight, Virginia | 2 | $ 343,000 | $ 171,500 | $ 45,000 |
| New Kent, Virginia | 2 | $ 491,000 | $ 245,500 | $ 61,000 |
Mortgage Loan Application Detail Totals for Gateway Bank, FSB in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,293 | $2,063,225,000 | $282,000 | $5,000,000 | $103,000 | $2,103,000 |
| Home Purchase | 4,240 | $1,141,321,000 | $269,000 | $3,500,000 | $125,000 | $5,000,000 |
| Home Improvement | 8 | $5,949,000 | $743,000 | $2,150,000 | $78,000 | $135,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,826 | $1,360,061,000 | $281,000 | $5,000,000 | $121,000 | $5,000,000 |
| Hispanic | 2,534 | $690,716,000 | $272,000 | $1,600,000 | $95,000 | $2,103,000 |
| Black or African American | 1,786 | $410,559,000 | $229,000 | $1,374,000 | $82,000 | $1,190,000 |
| Not Provided | 1,175 | $344,970,000 | $293,000 | $4,650,000 | $126,000 | $1,410,000 |
| Asian | 993 | $336,097,000 | $338,000 | $1,500,000 | $138,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 143 | $42,974,000 | $300,000 | $1,645,000 | $105,000 | $358,000 |
| Not applicable | 48 | $16,583,000 | $345,000 | $1,657,000 | $103,000 | $690,000 |
| American Indian or Alaskan Native | 36 | $8,535,000 | $237,000 | $639,000 | $139,000 | $1,207,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,161 | $2,710,471,000 | $295,000 | $5,000,000 | $124,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 2,373 | $498,809,000 | $210,000 | $669,000 | $63,000 | $1,190,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,215,000 | $173,000 | $278,000 | $60,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 9,161 | $2,533,519,000 | $276,000 | $3,150,000 | $107,000 | $5,000,000 |
| Application Denied By Financial Institution | 1,352 | $409,301,000 | $302,000 | $4,650,000 | $138,000 | $2,103,000 |
| Loan Originated | 472 | $120,399,000 | $255,000 | $1,500,000 | $105,000 | $1,410,000 |
| Application Approved But Not Accepted | 298 | $80,597,000 | $270,000 | $1,425,000 | $117,000 | $522,000 |
| Application Withdrawn By Applicant | 189 | $46,236,000 | $244,000 | $5,000,000 | $111,000 | $748,000 |
| File Closed For Incompleteness | 69 | $20,443,000 | $296,000 | $1,000,000 | $109,000 | $248,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 438 | $129,558,000 | $295,000 | $3,500,000 | $163,000 | $1,539,000 |
| Credit History | 207 | $58,478,000 | $282,000 | $1,645,000 | $121,000 | $509,000 |
| Debt-To-Income Ratio | 152 | $53,193,000 | $349,000 | $4,650,000 | $127,000 | $2,103,000 |
| Credit Application Incomplete | 142 | $39,836,000 | $280,000 | $2,780,000 | $120,000 | $690,000 |
| Collateral | 131 | $43,525,000 | $332,000 | $1,470,000 | $132,000 | $593,000 |
| Employment History | 122 | $33,607,000 | $275,000 | $1,000,000 | $150,000 | $530,000 |
| Unverifiable Information | 96 | $31,311,000 | $326,000 | $2,000,000 | $111,000 | $536,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 61 | $18,847,000 | $308,000 | $1,852,000 | $125,000 | $873,000 |
| Mortgage Insurance Denied | 3 | $946,000 | $315,000 | $553,000 | $39,000 | $84,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank, FSB's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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