George Mason Mortgage, LLC Mortgage Lending & HMDA Data, 2023

In 2023, George Mason Mortgage, LLC of Prince William, VA reported 3,942 mortgage applications totaling $1.6 billion, down 49% from 2022. The average application was for $416,415, and applicants reported an average income of $157,754. 76% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,322), Richmond, VA (1,122) and Baltimore-Columbia-Towson, MD (399) (applications in parentheses).

Mortgage Company & Address George Mason Mortgage, LLC
4100 Monument Corner Drive #100
Prince William, VA 22030
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 3,942
Total Mortgage Loan Application Amount $1,641,510,000
Average Mortgage Loan Application Amount $416,415
Highest Mortgage Loan Application Amount $24,055,000
Average Applicant Income $157,754
Highest Applicant Income $5,288,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records George Mason Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for George Mason Mortgage, LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 337 $ 125,645,000 $ 372,833 $ 107,000
District of Columbia, District Of Columbia 262 $ 135,160,000 $ 515,877 $ 172,000
Chesterfield, Virginia 259 $ 92,935,000 $ 358,822 $ 118,000
Henrico, Virginia 259 $ 80,915,000 $ 312,413 $ 106,000
Fairfax, Virginia 225 $ 136,795,000 $ 607,977 $ 200,000
Montgomery, Maryland 215 $ 123,055,000 $ 572,348 $ 216,000
Richmond City, Virginia 171 $ 56,985,000 $ 333,245 $ 121,000
Prince William, Virginia 151 $ 70,895,000 $ 469,503 $ 154,000
Hanover, Virginia 119 $ 46,825,000 $ 393,487 $ 162,000
Baltimore, Maryland 115 $ 48,025,000 $ 417,608 $ 264,000
Frederick, Maryland 110 $ 41,770,000 $ 379,727 $ 143,000
Baltimore City, Maryland 102 $ 26,860,000 $ 263,333 $ 131,000
Anne Arundel, Maryland 78 $ 38,420,000 $ 492,564 $ 213,000
New Kent, Virginia 59 $ 20,595,000 $ 349,067 $ 121,000
Washington, Maryland 53 $ 15,525,000 $ 292,924 $ 151,000
Loudoun, Virginia 53 $ 33,705,000 $ 635,943 $ 214,000
Beaufort, South Carolina 52 $ 30,780,000 $ 591,923 $ 255,000
King William, Virginia 48 $ 14,060,000 $ 292,916 $ 88,000
Petersburg, Virginia 48 $ 8,890,000 $ 185,208 $ 60,000
Arlington, Virginia 47 $ 29,075,000 $ 618,617 $ 212,000
Howard, Maryland 45 $ 25,275,000 $ 561,666 $ 243,000
Alexandria, Virginia 44 $ 18,870,000 $ 428,863 $ 149,000
Charles, Maryland 38 $ 13,580,000 $ 357,368 $ 98,000
Northumberland, Virginia 38 $ 12,620,000 $ 332,105 $ 176,000
Powhatan, Virginia 38 $ 16,900,000 $ 444,736 $ 184,000
Goochland, Virginia 35 $ 15,035,000 $ 429,571 $ 209,000
Harford, Maryland 34 $ 13,160,000 $ 387,058 $ 128,000
Louisa, Virginia 30 $ 13,460,000 $ 448,666 $ 180,000
Spotsylvania, Virginia 29 $ 12,535,000 $ 432,241 $ 157,000
Jefferson, West Virginia 28 $ 11,160,000 $ 398,571 $ 158,000
Rockingham, Virginia 25 $ 7,135,000 $ 285,400 $ 134,000
Westmoreland, Virginia 25 $ 7,805,000 $ 312,200 $ 164,000
Berkeley, West Virginia 25 $ 6,975,000 $ 279,000 $ 110,000
Carroll, Maryland 23 $ 7,645,000 $ 332,391 $ 107,000
Franklin, Pennsylvania 23 $ 7,165,000 $ 311,521 $ 126,000
Stafford, Virginia 22 $ 9,080,000 $ 412,727 $ 228,000
King and Queen, Virginia 21 $ 6,445,000 $ 306,904 $ 108,000
Essex, Virginia 19 $ 4,605,000 $ 242,368 $ 90,000
Fairfax City, Virginia 16 $ 8,160,000 $ 510,000 $ 222,000
Hopewell, Virginia 16 $ 3,340,000 $ 208,750 $ 60,000
York, Pennsylvania 15 $ 4,785,000 $ 319,000 $ 136,000
Frederick, Virginia 15 $ 5,455,000 $ 363,666 $ 122,000
Warren, Virginia 15 $ 4,625,000 $ 308,333 $ 135,000
Dinwiddie, Virginia 14 $ 3,100,000 $ 221,428 $ 76,000
Richmond, Virginia 14 $ 2,990,000 $ 213,571 $ 76,000
Culpeper, Virginia 13 $ 5,165,000 $ 397,307 $ 174,000
Harrisonburg, Virginia 12 $ 3,510,000 $ 292,500 $ 131,000
Shenandoah, Virginia 12 $ 3,020,000 $ 251,666 $ 101,000
DeKalb, Georgia 11 $ 4,005,000 $ 364,090 $ 128,000
Pasquotank, North Carolina 11 $ 3,385,000 $ 307,727 $ 107,000
Colonial Heights, Virginia 11 $ 2,635,000 $ 239,545 $ 111,000
Sussex, Delaware 10 $ 4,860,000 $ 486,000 $ 598,000
Augusta, Virginia 10 $ 2,240,000 $ 224,000 $ 106,000
Manassas, Virginia 10 $ 3,350,000 $ 335,000 $ 116,000
Middlesex, Virginia 10 $ 2,580,000 $ 258,000 $ 122,000
Orange, Virginia 10 $ 4,090,000 $ 409,000 $ 122,000
Virginia Beach, Virginia 10 $ 3,410,000 $ 341,000 $ 254,000
Fulton, Georgia 9 $ 3,545,000 $ 393,888 $ 153,000
Worcester, Maryland 9 $ 5,925,000 $ 658,333 $ 659,000
Fauquier, Virginia 9 $ 4,165,000 $ 462,777 $ 182,000
Henry, Georgia 8 $ 3,320,000 $ 415,000 $ 151,000
Wicomico, Maryland 8 $ 2,150,000 $ 268,750 $ 128,000
Amelia, Virginia 8 $ 2,570,000 $ 321,250 $ 89,000
Prince George, Virginia 8 $ 4,130,000 $ 516,250 $ 157,000
Brunswick, North Carolina 7 $ 3,365,000 $ 480,714 $ 276,000
Jasper, South Carolina 7 $ 3,105,000 $ 443,571 $ 182,000
Caroline, Virginia 7 $ 2,205,000 $ 315,000 $ 131,000
Cumberland, Virginia 7 $ 2,005,000 $ 286,428 $ 176,000
Fluvanna, Virginia 7 $ 1,915,000 $ 273,571 $ 138,000
Lancaster, Virginia 7 $ 2,275,000 $ 325,000 $ 137,000
Suffolk, Virginia 7 $ 2,655,000 $ 379,285 $ 150,000
Broward, Florida 6 $ 3,630,000 $ 605,000 $ 280,000
Hillsborough, Florida 6 $ 2,300,000 $ 383,333 $ 362,000
Clayton, Georgia 6 $ 2,060,000 $ 343,333 $ 122,000
Talbot, Maryland 5 $ 2,065,000 $ 413,000 $ 164,000
Dare, North Carolina 5 $ 2,725,000 $ 545,000 $ 408,000
Perquimans, North Carolina 5 $ 1,215,000 $ 243,000 $ 86,000
Adams, Pennsylvania 5 $ 1,625,000 $ 325,000 $ 111,000
Horry, South Carolina 5 $ 1,195,000 $ 239,000 $ 152,000
Norfolk, Virginia 5 $ 1,645,000 $ 329,000 $ 92,000
Sussex, Virginia 5 $ 1,175,000 $ 235,000 $ 69,000
Manatee, Florida 4 $ 1,200,000 $ 300,000 $ 125,000
Calvert, Maryland 4 $ 1,980,000 $ 495,000 $ 152,000
Garrett, Maryland 4 $ 2,810,000 $ 702,500 $ 336,000
Mecklenburg, North Carolina 4 $ 1,980,000 $ 495,000 $ 268,000
Wake, North Carolina 4 $ 2,690,000 $ 672,500 $ 240,000
Pickens, South Carolina 4 $ 4,160,000 $ 1,040,000 $ 275,000
Albemarle, Virginia 4 $ 1,260,000 $ 315,000 $ 101,000
Clarke, Virginia 4 $ 2,920,000 $ 730,000 $ 231,000
Falls Church, Virginia 4 $ 3,490,000 $ 872,500 $ 313,000
Isle of Wight, Virginia 4 $ 1,130,000 $ 282,500 $ 94,000
Manassas Park, Virginia 4 $ 1,500,000 $ 375,000 $ 92,000
Nottoway, Virginia 4 $ 930,000 $ 232,500 $ 69,000
Page, Virginia 4 $ 940,000 $ 235,000 $ 108,000
Portsmouth, Virginia 4 $ 1,340,000 $ 335,000 $ 86,000
Prince Edward, Virginia 4 $ 890,000 $ 222,500 $ 59,000
Rappahannock, Virginia 4 $ 2,060,000 $ 515,000 $ 147,000
Waynesboro, Virginia 4 $ 1,210,000 $ 302,500 $ 104,000
Pinellas, Florida 3 $ 925,000 $ 308,333 $ 151,000
St. Mary's, Maryland 3 $ 1,125,000 $ 375,000 $ 238,000
Davidson, Tennessee 3 $ 1,235,000 $ 411,666 $ 206,000
Shelby, Tennessee 3 $ 895,000 $ 298,333 $ 183,000
Bedford, Virginia 3 $ 1,215,000 $ 405,000 $ 257,000
Charles City, Virginia 3 $ 885,000 $ 295,000 $ 96,000
Franklin, Virginia 3 $ 1,805,000 $ 601,666 $ 281,000
James City, Virginia 3 $ 1,215,000 $ 405,000 $ 135,000
King George, Virginia 3 $ 1,185,000 $ 395,000 $ 288,000
Montgomery, Virginia 3 $ 905,000 $ 301,666 $ 138,000
Newport News, Virginia 3 $ 465,000 $ 155,000 $ 62,000
Winchester, Virginia 3 $ 1,085,000 $ 361,666 $ 153,000
York, Virginia 3 $ 1,035,000 $ 345,000 $ 220,000
Morgan, West Virginia 3 $ 1,055,000 $ 351,666 $ 155,000
Lake, Florida 2 $ 1,130,000 $ 565,000 $ 133,000
Lee, Florida 2 $ 1,250,000 $ 625,000 $ 734,000
Miami-Dade, Florida 2 $ 1,410,000 $ 705,000 $ 410,000
Palm Beach, Florida 2 $ 24,450,000 $ 12,225,000 $ 219,000
Pasco, Florida 2 $ 790,000 $ 395,000 $ 194,000
Barrow, Georgia 2 $ 770,000 $ 385,000 $ 112,000
Chatham, Georgia 2 $ 480,000 $ 240,000 $ 96,000
Gwinnett, Georgia 2 $ 960,000 $ 480,000 $ 162,000
Houston, Georgia 2 $ 760,000 $ 380,000 $ 145,000
Rockdale, Georgia 2 $ 1,200,000 $ 600,000 $ 158,000
Allegany, Maryland 2 $ 400,000 $ 200,000 $ 81,000
Queen Anne's, Maryland 2 $ 1,000,000 $ 500,000 $ 157,000
Currituck, North Carolina 2 $ 610,000 $ 305,000 $ 98,000
Forsyth, North Carolina 2 $ 490,000 $ 245,000 $ 212,000
Lincoln, North Carolina 2 $ 860,000 $ 430,000 $ 137,000
Rowan, North Carolina 2 $ 490,000 $ 245,000 $ 31,000
Harrison, Ohio 2 $ 540,000 $ 270,000 $ 136,000
Cumberland, Pennsylvania 2 $ 600,000 $ 300,000 $ 160,000
Lancaster, Pennsylvania 2 $ 370,000 $ 185,000 $ 195,000
Charleston, South Carolina 2 $ 1,040,000 $ 520,000 $ 220,000
Lexington, South Carolina 2 $ 1,140,000 $ 570,000 $ 329,000
Accomack, Virginia 2 $ 230,000 $ 115,000 $ 52,000
Charlottesville, Virginia 2 $ 890,000 $ 445,000 $ 146,000
Chesapeake, Virginia 2 $ 870,000 $ 435,000 $ 126,000
Emporia, Virginia 2 $ 150,000 $ 75,000 $ 41,000
Greene, Virginia 2 $ 350,000 $ 175,000 $ 79,000
Greensville, Virginia 2 $ 270,000 $ 135,000 $ 63,000
Halifax, Virginia 2 $ 870,000 $ 435,000 $ 140,000
Madison, Virginia 2 $ 320,000 $ 160,000 $ 71,000
Nelson, Virginia 2 $ 220,000 $ 110,000 $ 52,000
Northampton, Virginia 2 $ 490,000 $ 245,000 $ 98,000
Staunton, Virginia 2 $ 530,000 $ 265,000 $ 108,000
Hampshire, West Virginia 2 $ 740,000 $ 370,000 $ 83,000
Clay, Florida 1 $ 525,000 $ 525,000 $ 143,000
Collier, Florida 1 $ 505,000 $ 505,000 $ 190,000
Martin, Florida 1 $ 445,000 $ 445,000 $ 261,000
Nassau, Florida 1 $ 595,000 $ 595,000 $ 1,737,000
Polk, Florida 1 $ 315,000 $ 315,000 $ 334,000
St. Lucie, Florida 1 $ 375,000 $ 375,000 $ 159,000
Douglas, Georgia 1 $ 305,000 $ 305,000 $ 63,000
Effingham, Georgia 1 $ 305,000 $ 305,000 $ 155,000
Long, Georgia 1 $ 285,000 $ 285,000 $ 70,000
Troup, Georgia 1 $ 205,000 $ 205,000 $ 91,000
Upson, Georgia 1 $ 235,000 $ 235,000 $ 114,000
White, Georgia 1 $ 365,000 $ 365,000 $ 97,000
Dorchester, Maryland 1 $ 395,000 $ 395,000 $ 156,000
Kent, Maryland 1 $ 265,000 $ 265,000 $ 123,000
Beaufort, North Carolina 1 $ 75,000 $ 75,000 $ 44,000
Cabarrus, North Carolina 1 $ 1,105,000 $ 1,105,000 $ 516,000
Camden, North Carolina 1 $ 195,000 $ 195,000 $ 81,000
Davidson, North Carolina 1 $ 315,000 $ 315,000 $ 110,000
Durham, North Carolina 1 $ 255,000 $ 255,000 $ 140,000
Franklin, North Carolina 1 $ 445,000 $ 445,000 $ 90,000
Harnett, North Carolina 1 $ 225,000 $ 225,000 $ 167,000
New Hanover, North Carolina 1 $ 355,000 $ 355,000 $ 127,000
Pender, North Carolina 1 $ 845,000 $ 845,000 $ 426,000
Vance, North Carolina 1 $ 365,000 $ 365,000 $ 90,000
Warren, North Carolina 1 $ 665,000 $ 665,000 $ 152,000
Clermont, Ohio 1 $ 435,000 $ 435,000 $ 150,000
Scioto, Ohio 1 $ 75,000 $ 75,000 $ 359,000
Stark, Ohio 1 $ 215,000 $ 215,000 $ 98,000
Trumbull, Ohio 1 $ 115,000 $ 115,000 $ 117,000
Union, Ohio 1 $ 415,000 $ 415,000 $ 0
Allegheny, Pennsylvania 1 $ 375,000 $ 375,000 $ 130,000
Centre, Pennsylvania 1 $ 285,000 $ 285,000 $ 224,000
Philadelphia, Pennsylvania 1 $ 305,000 $ 305,000 $ 102,000
Berkeley, South Carolina 1 $ 1,335,000 $ 1,335,000 $ 315,000
Colleton, South Carolina 1 $ 405,000 $ 405,000 $ 154,000
Georgetown, South Carolina 1 $ 485,000 $ 485,000 $ 194,000
McCormick, South Carolina 1 $ 465,000 $ 465,000 $ 211,000
Oconee, South Carolina 1 $ 455,000 $ 455,000 $ 299,000
Knox, Tennessee 1 $ 505,000 $ 505,000 $ 163,000
Rutherford, Tennessee 1 $ 435,000 $ 435,000 $ 127,000
Sevier, Tennessee 1 $ 255,000 $ 255,000 $ 315,000
Botetourt, Virginia 1 $ 295,000 $ 295,000 $ 37,000
Brunswick, Virginia 1 $ 95,000 $ 95,000 $ 41,000
Buckingham, Virginia 1 $ 425,000 $ 425,000 $ 160,000
Charlotte, Virginia 1 $ 175,000 $ 175,000 $ 58,000
Fredericksburg, Virginia 1 $ 505,000 $ 505,000 $ 206,000
Giles, Virginia 1 $ 75,000 $ 75,000 $ 46,000
Hampton, Virginia 1 $ 205,000 $ 205,000 $ 91,000
Lunenburg, Virginia 1 $ 175,000 $ 175,000 $ 73,000
Lynchburg, Virginia 1 $ 65,000 $ 65,000 $ 90,000
Pittsylvania, Virginia 1 $ 725,000 $ 725,000 $ 501,000
Poquoson, Virginia 1 $ 365,000 $ 365,000 $ 99,000
Southampton, Virginia 1 $ 275,000 $ 275,000 $ 100,000
Surry, Virginia 1 $ 345,000 $ 345,000 $ 121,000
Washington, Virginia 1 $ 245,000 $ 245,000 $ 90,000
Williamsburg, Virginia 1 $ 125,000 $ 125,000 $ 308,000
Greenbrier, West Virginia 1 $ 85,000 $ 85,000 $ 21,000
Hardy, West Virginia 1 $ 285,000 $ 285,000 $ 264,000
McDowell, West Virginia 1 $ 65,000 $ 65,000 $ 96,000
Pocahontas, West Virginia 1 $ 285,000 $ 285,000 $ 142,000
Tucker, West Virginia 1 $ 145,000 $ 145,000 $ 408,000

Mortgage Loan Application Detail Totals for George Mason Mortgage, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,591 $1,511,435,000 $420,000 $24,055,000 $159,000 $5,288,000
Refinancing 234 $89,250,000 $381,000 $1,755,000 $136,000 $1,360,000
Cash-out Refinancing 98 $36,730,000 $374,000 $1,445,000 $163,000 $1,309,000
Home Improvement 13 $3,235,000 $248,000 $605,000 $189,000 $917,000
Other Purpose 5 $775,000 $155,000 $225,000 $97,000 $167,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,797 $807,215,000 $449,000 $24,055,000 $184,000 $5,288,000
Black or African American 777 $283,155,000 $364,000 $2,325,000 $117,000 $656,000
Not Provided 764 $308,730,000 $404,000 $2,025,000 $154,000 $2,394,000
Hispanic 367 $133,225,000 $363,000 $1,705,000 $109,000 $1,140,000
Asian 161 $78,595,000 $488,000 $2,505,000 $185,000 $2,502,000
American Indian or Alaskan Native 19 $5,955,000 $313,000 $555,000 $133,000 $354,000
Native Hawaiian or Other Pacific Islander 4 $780,000 $195,000 $475,000 $112,000 $278,000
Not applicable 3 $715,000 $238,000 $405,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,208 $1,353,830,000 $422,000 $24,055,000 $166,000 $5,288,000
FHA-insured (Federal Housing Administration) 470 $169,270,000 $360,000 $1,395,000 $114,000 $465,000
VA-guaranteed (Veterans Administration) 212 $105,460,000 $497,000 $1,445,000 $142,000 $413,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $12,950,000 $249,000 $395,000 $77,000 $123,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,990 $1,236,000,000 $413,000 $24,055,000 $151,000 $5,288,000
Application Withdrawn By Applicant 731 $320,515,000 $438,000 $2,505,000 $178,000 $2,502,000
Application Denied By Financial Institution 173 $63,205,000 $365,000 $1,715,000 $140,000 $4,112,000
File Closed For Incompleteness 39 $19,435,000 $498,000 $3,005,000 $329,000 $4,765,000
Application Approved But Not Accepted 6 $1,640,000 $273,000 $395,000 $123,000 $266,000
Loan Purchased By The Institution 3 $715,000 $238,000 $405,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,769 $1,578,305,000 $418,000 $24,055,000 $158,000 $5,288,000
Debt-To-Income Ratio 51 $24,995,000 $490,000 $1,715,000 $101,000 $380,000
Credit History 36 $11,970,000 $332,000 $1,205,000 $235,000 $4,112,000
Collateral 25 $7,255,000 $290,000 $755,000 $115,000 $501,000
Unverifiable Information 20 $6,010,000 $300,000 $835,000 $115,000 $238,000
Other 19 $4,055,000 $213,000 $445,000 $154,000 $1,360,000
Employment History 12 $4,070,000 $339,000 $755,000 $95,000 $339,000
Insufficient Cash (Downpayment, Closing Cost) 8 $3,740,000 $467,000 $1,705,000 $140,000 $576,000
Credit Application Incomplete 2 $1,110,000 $555,000 $645,000 $189,000 $256,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into George Mason Mortgage, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess George Mason Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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