Ally Bank F/K/A/ Gmac Bank Mortgage Lending & HMDA Data, 2006
In 2006, Ally Bank F/K/A/ Gmac Bank of Ft. Washington, PA reported 185,574 mortgage applications totaling $32.1 billion. The average application was for $172,994, and applicants reported an average income of $35,653. 32% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (9,260), Phoenix-Mesa-Scottsdale, AZ (7,521) and Warren-Troy-Farmington Hills, MI (4,597) (applications in parentheses).
| Mortgage Company & Address | Ally Bank F/K/A/ Gmac Bank 1100 Virginia Drive Ft. Washington, PA 19034 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 185,574 |
| Total Mortgage Loan Application Amount | $32,103,230,000 |
| Average Mortgage Loan Application Amount | $172,994 |
| Highest Mortgage Loan Application Amount | $4,548,000 |
| Average Applicant Income | $35,653 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank F/K/A/ Gmac Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 9,260 | $ 1,977,173,000 | $ 213,517 | $ 50,000 |
| Phoenix-Mesa-Scottsdale, AZ | 7,521 | $ 1,522,925,000 | $ 202,489 | $ 44,000 |
| Warren-Troy-Farmington Hills, MI | 4,597 | $ 497,531,000 | $ 108,229 | $ 19,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,151 | $ 1,065,287,000 | $ 256,633 | $ 31,369 |
| Los Angeles-Long Beach-Glendale, CA | 4,085 | $ 1,186,695,000 | $ 290,500 | $ 47,000 |
| Baltimore-Towson, MD | 3,688 | $ 741,298,000 | $ 201,002 | $ 23,000 |
| Denver-Aurora, CO | 3,582 | $ 647,512,000 | $ 180,768 | $ 49,000 |
| Philadelphia, PA | 3,180 | $ 512,516,000 | $ 161,168 | $ 51,000 |
| Riverside-San Bernardino-Ontario, CA | 2,957 | $ 646,543,000 | $ 218,648 | $ 41,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,804 | $ 426,349,000 | $ 152,050 | $ 21,000 |
| Kansas City, MO-KS | 2,345 | $ 316,264,000 | $ 134,867 | $ 20,835 |
| Edison, NJ | 2,203 | $ 473,218,000 | $ 214,806 | $ 46,000 |
| Detroit-Livonia-Dearborn, MI | 2,147 | $ 174,349,000 | $ 81,205 | $ 13,000 |
| St. Louis, MO-IL | 2,118 | $ 317,279,000 | $ 149,801 | $ 32,211 |
| Portland-Vancouver-Beaverton, OR-WA | 2,105 | $ 376,014,000 | $ 178,628 | $ 29,504 |
| Dallas-Plano-Irving, TX | 2,039 | $ 278,734,000 | $ 136,701 | $ 19,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,956 | $ 326,732,000 | $ 167,040 | $ 41,000 |
| Seattle-Bellevue-Everett, WA | 1,953 | $ 402,017,000 | $ 205,845 | $ 32,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,909 | $ 364,855,000 | $ 191,123 | $ 46,332 |
| Indianapolis-Carmel, IN | 1,860 | $ 253,672,000 | $ 136,382 | $ 55,000 |
| New York-White Plains-Wayne, NY-NJ | 1,833 | $ 445,224,000 | $ 242,893 | $ 49,261 |
| Camden, NJ | 1,810 | $ 302,124,000 | $ 166,919 | $ 45,000 |
| Orlando-Kissimmee, FL | 1,760 | $ 326,030,000 | $ 185,244 | $ 44,000 |
| Boston-Quincy, MA | 1,719 | $ 420,576,000 | $ 244,663 | $ 50,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,648 | $ 485,037,000 | $ 294,318 | $ 52,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,568 | $ 234,233,000 | $ 149,383 | $ 31,398 |
| Milwaukee-Waukesha-West Allis, WI | 1,520 | $ 267,842,000 | $ 176,211 | $ 58,000 |
| Tucson, AZ | 1,503 | $ 249,202,000 | $ 165,803 | $ 42,000 |
| Newark-Union, NJ-PA | 1,489 | $ 318,307,000 | $ 213,772 | $ 49,743 |
| Miami-Miami Beach-Kendall, FL | 1,334 | $ 276,872,000 | $ 207,550 | $ 29,000 |
| Houston-Sugar Land-Baytown, TX | 1,332 | $ 158,524,000 | $ 119,012 | $ 41,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,302 | $ 217,866,000 | $ 167,331 | $ 19,901 |
| Santa Ana-Anaheim-Irvine, CA | 1,292 | $ 420,534,000 | $ 325,490 | $ 57,000 |
| Colorado Springs, CO | 1,284 | $ 219,106,000 | $ 170,643 | $ 30,000 |
| Cambridge-Newton-Framingham, MA | 1,244 | $ 311,200,000 | $ 250,160 | $ 50,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,218 | $ 270,320,000 | $ 221,937 | $ 29,000 |
| Columbus, OH | 1,191 | $ 184,785,000 | $ 155,151 | $ 35,000 |
| Austin-Round Rock, TX | 1,178 | $ 161,844,000 | $ 137,388 | $ 15,000 |
| Fort Worth-Arlington, TX | 1,152 | $ 134,148,000 | $ 116,447 | $ 20,000 |
| Oakland-Fremont-Hayward, CA | 1,090 | $ 349,998,000 | $ 321,099 | $ 29,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1,088 | $ 319,317,000 | $ 293,489 | $ 45,000 |
| Hartford-West Hartford-East Hartford, CT | 1,002 | $ 160,181,000 | $ 159,861 | $ 41,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,002 | $ 183,921,000 | $ 183,553 | $ 39,572 |
| Las Vegas-Paradise, NV | 979 | $ 181,444,000 | $ 185,336 | $ 43,000 |
| Richmond, VA | 966 | $ 151,188,000 | $ 156,509 | $ 31,000 |
| Cleveland-Elyria-Mentor, OH | 952 | $ 122,996,000 | $ 129,197 | $ 12,000 |
| Cincinnati-Middletown, OH-KY-IN | 944 | $ 123,410,000 | $ 130,730 | $ 30,730 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 917 | $ 177,278,000 | $ 193,323 | $ 45,000 |
| Raleigh-Cary, NC | 913 | $ 138,624,000 | $ 151,833 | $ 50,000 |
| Lake County-Kenosha County, IL-WI | 877 | $ 200,439,000 | $ 228,550 | $ 56,063 |
| Provo-Orem, UT | 853 | $ 131,007,000 | $ 153,583 | $ 41,000 |
| Essex County, MA | 818 | $ 189,306,000 | $ 231,425 | $ 50,000 |
| Portland-South Portland-Biddeford, ME | 809 | $ 141,675,000 | $ 175,123 | $ 53,000 |
| Jacksonville, FL | 808 | $ 119,943,000 | $ 148,444 | $ 39,000 |
| Wilmington, DE-MD-NJ | 802 | $ 125,383,000 | $ 156,337 | $ 45,832 |
| Salt Lake City, UT | 775 | $ 130,973,000 | $ 168,997 | $ 40,000 |
| Worcester, MA | 759 | $ 145,778,000 | $ 192,065 | $ 34,000 |
| New Haven-Milford, CT | 758 | $ 115,753,000 | $ 152,708 | $ 37,000 |
| Flint, MI | 718 | $ 58,231,000 | $ 81,101 | $ 19,000 |
| Davenport-Moline-Rock Island, IA-IL | 710 | $ 79,984,000 | $ 112,653 | $ 2,301 |
| Nassau-Suffolk, NY | 701 | $ 147,687,000 | $ 210,680 | $ 58,000 |
| Tacoma, WA | 670 | $ 116,350,000 | $ 173,656 | $ 19,000 |
| Nashville-Davidson--Murfreesboro, TN | 651 | $ 97,243,000 | $ 149,374 | $ 31,000 |
| San Antonio, TX | 623 | $ 74,274,000 | $ 119,219 | $ 21,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 611 | $ 124,210,000 | $ 203,289 | $ 57,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 609 | $ 223,555,000 | $ 367,085 | $ 57,000 |
| Cape Coral-Fort Myers, FL | 575 | $ 124,101,000 | $ 215,827 | $ 82,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 575 | $ 88,525,000 | $ 153,956 | $ 56,000 |
| Charleston-North Charleston, SC | 553 | $ 94,307,000 | $ 170,537 | $ 31,000 |
| Prescott, AZ | 551 | $ 108,779,000 | $ 197,421 | $ 59,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 544 | $ 79,838,000 | $ 146,761 | $ 35,794 |
| Ann Arbor, MI | 544 | $ 76,828,000 | $ 141,227 | $ 31,000 |
| Lakeland, FL | 532 | $ 75,977,000 | $ 142,813 | $ 22,000 |
| Hagerstown-Martinsburg, MD-WV | 516 | $ 87,981,000 | $ 170,505 | $ 35,296 |
| Boise City-Nampa, ID | 506 | $ 61,615,000 | $ 121,768 | $ 31,000 |
| Grand Rapids-Wyoming, MI | 501 | $ 54,531,000 | $ 108,844 | $ 12,000 |
| Spokane, WA | 499 | $ 67,065,000 | $ 134,398 | $ 21,000 |
| Stockton, CA | 493 | $ 115,850,000 | $ 234,989 | $ 30,000 |
| Sarasota-Bradenton-Venice, FL | 490 | $ 104,922,000 | $ 214,126 | $ 64,000 |
| Rockingham County-Strafford County, NH | 480 | $ 81,868,000 | $ 170,558 | $ 45,000 |
| Springfield, MO | 464 | $ 53,636,000 | $ 115,594 | $ 28,000 |
| Fresno, CA | 463 | $ 87,810,000 | $ 189,654 | $ 38,000 |
| Bridgeport-Stamford-Norwalk, CT | 461 | $ 110,951,000 | $ 240,674 | $ 41,000 |
| Eugene-Springfield, OR | 461 | $ 73,658,000 | $ 159,778 | $ 43,000 |
| Birmingham-Hoover, AL | 458 | $ 50,054,000 | $ 109,288 | $ 18,000 |
| Akron, OH | 452 | $ 55,638,000 | $ 123,092 | $ 19,000 |
| Bloomington, IN | 452 | $ 59,813,000 | $ 132,329 | $ 79,000 |
| Bakersfield, CA | 447 | $ 71,237,000 | $ 159,366 | $ 32,000 |
| Manchester-Nashua, NH | 438 | $ 75,445,000 | $ 172,248 | $ 33,000 |
| Honolulu, HI | 437 | $ 117,293,000 | $ 268,405 | $ 57,000 |
| Lansing-East Lansing, MI | 422 | $ 41,794,000 | $ 99,037 | $ 45,000 |
| San Francisco-San Mateo-Redwood City, CA | 421 | $ 166,738,000 | $ 396,052 | $ 38,000 |
| Columbia, SC | 411 | $ 54,146,000 | $ 131,742 | $ 14,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 398 | $ 64,667,000 | $ 162,479 | $ 36,000 |
| Albuquerque, NM | 396 | $ 47,552,000 | $ 120,080 | $ 19,000 |
| Gary, IN | 392 | $ 52,610,000 | $ 134,209 | $ 26,000 |
| Modesto, CA | 391 | $ 84,394,000 | $ 215,841 | $ 19,000 |
| Lexington-Fayette, KY | 386 | $ 55,237,000 | $ 143,101 | $ 27,000 |
| Memphis, TN-MS-AR | 382 | $ 44,246,000 | $ 115,827 | $ 35,089 |
| Atlantic City, NJ | 380 | $ 67,906,000 | $ 178,700 | $ 44,000 |
| Reno-Sparks, NV | 374 | $ 75,498,000 | $ 201,866 | $ 28,000 |
| Greenville, SC | 373 | $ 50,685,000 | $ 135,884 | $ 28,000 |
| Ogden-Clearfield, UT | 369 | $ 51,817,000 | $ 140,425 | $ 31,000 |
| York-Hanover, PA | 359 | $ 45,592,000 | $ 126,997 | $ 15,000 |
| Pittsburgh, PA | 358 | $ 38,606,000 | $ 107,837 | $ 23,000 |
| Barnstable Town, MA | 357 | $ 80,031,000 | $ 224,176 | $ 47,000 |
| Tallahassee, FL | 357 | $ 57,063,000 | $ 159,840 | $ 4,000 |
| Lynchburg, VA | 349 | $ 46,873,000 | $ 134,306 | $ 54,000 |
| Trenton-Ewing, NJ | 345 | $ 66,245,000 | $ 192,014 | $ 55,000 |
| Fort Collins-Loveland, CO | 335 | $ 54,083,000 | $ 161,441 | $ 37,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 331 | $ 102,842,000 | $ 310,700 | $ 54,000 |
| Palm Bay-Melbourne-Titusville, FL | 321 | $ 46,024,000 | $ 143,376 | $ 29,000 |
| Springfield, MA | 320 | $ 42,461,000 | $ 132,690 | $ 28,000 |
| Madison, WI | 319 | $ 52,421,000 | $ 164,329 | $ 40,000 |
| Little Rock-North Little Rock, AR | 317 | $ 39,891,000 | $ 125,839 | $ 9,000 |
| Dayton, OH | 316 | $ 35,237,000 | $ 111,509 | $ 38,000 |
| Boulder, CO | 315 | $ 65,373,000 | $ 207,533 | $ 46,000 |
| Bellingham, WA | 304 | $ 60,792,000 | $ 199,973 | $ 8,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 304 | $ 46,910,000 | $ 154,309 | $ 49,000 |
| Savannah, GA | 302 | $ 44,381,000 | $ 146,956 | $ 16,000 |
| Greensboro-High Point, NC | 301 | $ 38,979,000 | $ 129,498 | $ 41,000 |
| Port St. Lucie-Fort Pierce, FL | 297 | $ 49,219,000 | $ 165,720 | $ 50,000 |
| Yuma, AZ | 294 | $ 35,074,000 | $ 119,299 | $ 52,000 |
| Louisville-Jefferson County, KY-IN | 293 | $ 30,863,000 | $ 105,334 | $ 20,276 |
| Omaha-Council Bluffs, NE-IA | 290 | $ 34,785,000 | $ 119,948 | $ 22,717 |
| Grand Junction, CO | 289 | $ 45,967,000 | $ 159,055 | $ 12,000 |
| Durham, NC | 275 | $ 44,840,000 | $ 163,054 | $ 34,000 |
| Greeley, CO | 274 | $ 44,304,000 | $ 161,693 | $ 28,000 |
| Harrisburg-Carlisle, PA | 274 | $ 29,872,000 | $ 109,021 | $ 24,000 |
| Anchorage, AK | 273 | $ 38,402,000 | $ 140,666 | $ 46,000 |
| Oklahoma City, OK | 264 | $ 20,740,000 | $ 78,560 | $ 28,000 |
| Jackson, MS | 262 | $ 35,602,000 | $ 135,885 | $ 44,000 |
| Roanoke, VA | 256 | $ 32,757,000 | $ 127,957 | $ 32,000 |
| Des Moines-West Des Moines, IA | 255 | $ 30,574,000 | $ 119,898 | $ 22,000 |
| Monroe, MI | 250 | $ 26,181,000 | $ 104,724 | $ 8,000 |
| Lancaster, PA | 249 | $ 30,453,000 | $ 122,301 | $ 25,000 |
| Rochester, NY | 246 | $ 18,352,000 | $ 74,601 | $ 44,000 |
| Olympia, WA | 243 | $ 42,634,000 | $ 175,448 | $ 31,000 |
| Vallejo-Fairfield, CA | 242 | $ 60,985,000 | $ 252,004 | $ 28,000 |
| Fort Wayne, IN | 237 | $ 21,247,000 | $ 89,649 | $ 40,000 |
| Wilmington, NC | 237 | $ 45,807,000 | $ 193,278 | $ 57,000 |
| Lafayette, IN | 235 | $ 22,113,000 | $ 94,097 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 235 | $ 29,077,000 | $ 123,731 | $ 36,000 |
| Rockford, IL | 234 | $ 28,406,000 | $ 121,393 | $ 12,000 |
| Norwich-New London, CT | 233 | $ 35,274,000 | $ 151,390 | $ 87,000 |
| Salem, OR | 233 | $ 32,679,000 | $ 140,253 | $ 14,000 |
| Visalia-Porterville, CA | 230 | $ 36,070,000 | $ 156,826 | $ 27,000 |
| Baton Rouge, LA | 226 | $ 26,865,000 | $ 118,871 | $ 35,000 |
| Naples-Marco Island, FL | 223 | $ 56,360,000 | $ 252,735 | $ 95,000 |
| Santa Rosa-Petaluma, CA | 221 | $ 69,274,000 | $ 313,457 | $ 38,000 |
| Bend, OR | 217 | $ 44,112,000 | $ 203,281 | $ 28,000 |
| Cedar Rapids, IA | 217 | $ 26,212,000 | $ 120,792 | $ 10,000 |
| Tulsa, OK | 217 | $ 19,325,000 | $ 89,055 | $ 26,000 |
| Albany-Schenectady-Troy, NY | 214 | $ 23,507,000 | $ 109,845 | $ 32,000 |
| Bremerton-Silverdale, WA | 213 | $ 38,889,000 | $ 182,577 | $ 16,000 |
| Asheville, NC | 212 | $ 31,419,000 | $ 148,202 | $ 37,000 |
| Augusta-Richmond County, GA-SC | 207 | $ 23,974,000 | $ 115,816 | $ 13,178 |
| Midland, TX | 207 | $ 25,848,000 | $ 124,869 | $ 9,000 |
| St. George, UT | 207 | $ 38,455,000 | $ 185,772 | $ 58,000 |
| Toledo, OH | 206 | $ 21,239,000 | $ 103,101 | $ 29,000 |
| New Orleans-Metairie-Kenner, LA | 204 | $ 27,360,000 | $ 134,117 | $ 39,000 |
| Bloomington-Normal, IL | 202 | $ 29,854,000 | $ 147,792 | $ 3,000 |
| Pueblo, CO | 196 | $ 22,498,000 | $ 114,785 | $ 25,000 |
| Mount Vernon-Anacortes, WA | 191 | $ 35,568,000 | $ 186,219 | $ 11,000 |
| Ocean City, NJ | 190 | $ 46,419,000 | $ 244,310 | $ 44,000 |
| Canton-Massillon, OH | 185 | $ 17,721,000 | $ 95,789 | $ 20,000 |
| Rochester, MN | 184 | $ 31,663,000 | $ 172,081 | $ 24,000 |
| Reading, PA | 183 | $ 20,511,000 | $ 112,081 | $ 31,000 |
| South Bend-Mishawaka, IN-MI | 182 | $ 19,043,000 | $ 104,631 | $ 36,807 |
| Kalamazoo-Portage, MI | 180 | $ 16,888,000 | $ 93,822 | $ 29,000 |
| Ocala, FL | 179 | $ 24,629,000 | $ 137,592 | $ 28,000 |
| Holland-Grand Haven, MI | 177 | $ 25,424,000 | $ 143,638 | $ 18,000 |
| Flagstaff, AZ | 172 | $ 38,425,000 | $ 223,401 | $ 75,000 |
| Morgantown, WV | 171 | $ 26,957,000 | $ 157,643 | $ 10,000 |
| Merced, CA | 168 | $ 35,087,000 | $ 208,851 | $ 28,000 |
| Huntsville, AL | 163 | $ 16,996,000 | $ 104,269 | $ 22,000 |
| Waterloo-Cedar Falls, IA | 162 | $ 10,880,000 | $ 67,160 | $ 48,000 |
| Buffalo-Niagara Falls, NY | 160 | $ 11,710,000 | $ 73,187 | $ 46,000 |
| Kennewick-Richland-Pasco, WA | 157 | $ 19,590,000 | $ 124,777 | $ 12,000 |
| Duluth, MN-WI | 155 | $ 21,852,000 | $ 140,980 | $ 11,935 |
| Santa Barbara-Santa Maria, CA | 155 | $ 51,266,000 | $ 330,748 | $ 34,000 |
| San Luis Obispo-Paso Robles, CA | 154 | $ 45,593,000 | $ 296,058 | $ 40,000 |
| Scranton--Wilkes-Barre, PA | 153 | $ 14,594,000 | $ 95,385 | $ 24,000 |
| Vineland-Millville-Bridgeton, NJ | 153 | $ 20,861,000 | $ 136,346 | $ 35,000 |
| Wenatchee, WA | 153 | $ 24,231,000 | $ 158,372 | $ 7,000 |
| Winston-Salem, NC | 153 | $ 19,769,000 | $ 129,209 | $ 51,000 |
| Florence, SC | 145 | $ 17,939,000 | $ 123,717 | $ 10,000 |
| Medford, OR | 144 | $ 28,700,000 | $ 199,305 | $ 50,000 |
| Charlottesville, VA | 143 | $ 26,077,000 | $ 182,356 | $ 38,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 140 | $ 22,309,000 | $ 159,350 | $ 25,642 |
| Fort Walton Beach-Crestview-Destin, FL | 140 | $ 24,492,000 | $ 174,942 | $ 24,000 |
| Jackson, MI | 140 | $ 11,651,000 | $ 83,221 | $ 9,000 |
| Muskegon-Norton Shores, MI | 140 | $ 12,283,000 | $ 87,735 | $ 11,000 |
| Niles-Benton Harbor, MI | 140 | $ 22,788,000 | $ 162,771 | $ 30,000 |
| Shreveport-Bossier City, LA | 137 | $ 13,063,000 | $ 95,350 | $ 23,000 |
| Dover, DE | 135 | $ 19,661,000 | $ 145,637 | $ 33,000 |
| Knoxville, TN | 135 | $ 15,683,000 | $ 116,170 | $ 20,000 |
| Mobile, AL | 133 | $ 13,895,000 | $ 104,473 | $ 19,000 |
| Salinas, CA | 132 | $ 44,226,000 | $ 335,045 | $ 69,000 |
| Fayetteville, NC | 131 | $ 13,357,000 | $ 101,961 | $ 18,000 |
| Wichita, KS | 129 | $ 11,363,000 | $ 88,085 | $ 46,000 |
| Burlington-South Burlington, VT | 128 | $ 19,623,000 | $ 153,304 | $ 1,000 |
| Corpus Christi, TX | 127 | $ 12,742,000 | $ 100,330 | $ 53,000 |
| Dothan, AL | 127 | $ 14,224,000 | $ 112,000 | $ 2,000 |
| Blacksburg-Christiansburg-Radford, VA | 126 | $ 18,206,000 | $ 144,492 | $ 15,000 |
| Gainesville, FL | 126 | $ 19,681,000 | $ 156,198 | $ 22,000 |
| Killeen-Temple-Fort Hood, TX | 126 | $ 11,877,000 | $ 94,261 | $ 8,000 |
| Montgomery, AL | 123 | $ 12,977,000 | $ 105,504 | $ 16,000 |
| Santa Fe, NM | 123 | $ 23,854,000 | $ 193,934 | $ 73,000 |
| Champaign-Urbana, IL | 119 | $ 13,763,000 | $ 115,655 | $ 10,000 |
| Victoria, TX | 119 | $ 10,812,000 | $ 90,857 | $ 1,000 |
| Syracuse, NY | 118 | $ 8,330,000 | $ 70,593 | $ 37,000 |
| Green Bay, WI | 115 | $ 12,735,000 | $ 110,739 | $ 29,000 |
| Coeur D'Alene, ID | 113 | $ 16,374,000 | $ 144,902 | $ 27,000 |
| Youngstown-Warren-Boardman, OH-PA | 113 | $ 10,819,000 | $ 95,743 | $ 31,362 |
| Chattanooga, TN-GA | 111 | $ 12,129,000 | $ 109,270 | $ 18,243 |
| Winchester, VA-WV | 109 | $ 20,361,000 | $ 186,798 | $ 47,018 |
| Spartanburg, SC | 108 | $ 12,789,000 | $ 118,416 | $ 20,000 |
| Waco, TX | 108 | $ 10,301,000 | $ 95,379 | $ 12,000 |
| Clarksville, TN-KY | 106 | $ 11,506,000 | $ 108,547 | $ 11,264 |
| Yakima, WA | 106 | $ 12,528,000 | $ 118,188 | $ 6,000 |
| Racine, WI | 105 | $ 16,770,000 | $ 159,714 | $ 45,000 |
| Peoria, IL | 104 | $ 11,632,000 | $ 111,846 | $ 14,000 |
| Cheyenne, WY | 102 | $ 11,745,000 | $ 115,147 | $ 38,000 |
| Punta Gorda, FL | 102 | $ 15,361,000 | $ 150,598 | $ 24,000 |
| Panama City-Lynn Haven, FL | 98 | $ 17,455,000 | $ 178,112 | $ 24,000 |
| Redding, CA | 94 | $ 16,928,000 | $ 180,085 | $ 15,000 |
| Gainesville, GA | 93 | $ 15,727,000 | $ 169,107 | $ 10,000 |
| Columbus, GA-AL | 92 | $ 9,827,000 | $ 106,815 | $ 26,434 |
| Fairbanks, AK | 91 | $ 9,507,000 | $ 104,472 | $ 60,000 |
| Saginaw-Saginaw Township North, MI | 91 | $ 6,635,000 | $ 72,912 | $ 28,000 |
| Missoula, MT | 90 | $ 10,420,000 | $ 115,777 | $ 29,000 |
| Farmington, NM | 88 | $ 11,316,000 | $ 128,590 | $ 12,000 |
| Yuba City, CA | 88 | $ 14,764,000 | $ 167,772 | $ 8,000 |
| Longview, WA | 87 | $ 12,429,000 | $ 142,862 | $ 22,000 |
| Elkhart-Goshen, IN | 86 | $ 9,219,000 | $ 107,197 | $ 22,000 |
| Evansville, IN-KY | 86 | $ 7,862,000 | $ 91,418 | $ 26,813 |
| Anderson, SC | 85 | $ 10,768,000 | $ 126,682 | $ 13,000 |
| Chico, CA | 85 | $ 14,091,000 | $ 165,776 | $ 23,000 |
| Santa Cruz-Watsonville, CA | 85 | $ 28,985,000 | $ 341,000 | $ 26,000 |
| Amarillo, TX | 84 | $ 8,708,000 | $ 103,666 | $ 3,000 |
| Lake Charles, LA | 84 | $ 12,251,000 | $ 145,845 | $ 65,000 |
| Madera, CA | 84 | $ 16,551,000 | $ 197,035 | $ 19,000 |
| Macon, GA | 83 | $ 8,613,000 | $ 103,771 | $ 20,000 |
| Burlington, NC | 82 | $ 10,052,000 | $ 122,585 | $ 17,000 |
| La Crosse, WI-MN | 82 | $ 10,836,000 | $ 132,146 | $ 52,609 |
| Sumter, SC | 81 | $ 8,476,000 | $ 104,641 | $ 8,000 |
| Hickory-Lenoir-Morganton, NC | 80 | $ 10,112,000 | $ 126,400 | $ 22,000 |
| Huntington-Ashland, WV-KY-OH | 80 | $ 5,610,000 | $ 70,125 | $ 22,287 |
| Charleston, WV | 79 | $ 6,689,000 | $ 84,670 | $ 22,000 |
| Iowa City, IA | 79 | $ 11,142,000 | $ 141,037 | $ 7,000 |
| Greenville, NC | 78 | $ 8,226,000 | $ 105,461 | $ 56,000 |
| Michigan City-La Porte, IN | 76 | $ 9,042,000 | $ 118,973 | $ 21,000 |
| Sherman-Denison, TX | 76 | $ 7,893,000 | $ 103,855 | $ 20,000 |
| Hanford-Corcoran, CA | 75 | $ 11,484,000 | $ 153,120 | $ 12,000 |
| Anderson, IN | 74 | $ 5,550,000 | $ 75,000 | $ 34,000 |
| Appleton, WI | 74 | $ 9,521,000 | $ 128,662 | $ 44,000 |
| Eau Claire, WI | 74 | $ 9,293,000 | $ 125,581 | $ 21,000 |
| Springfield, OH | 74 | $ 6,452,000 | $ 87,189 | $ 21,000 |
| Topeka, KS | 74 | $ 6,973,000 | $ 94,229 | $ 20,000 |
| Kingsport-Bristol-Bristol, TN-VA | 73 | $ 8,034,000 | $ 110,054 | $ 24,232 |
| Sioux Falls, SD | 72 | $ 8,759,000 | $ 121,652 | $ 18,000 |
| Lewiston-Auburn, ME | 71 | $ 9,475,000 | $ 133,450 | $ 37,000 |
| Tuscaloosa, AL | 71 | $ 7,625,000 | $ 107,394 | $ 21,000 |
| Idaho Falls, ID | 70 | $ 7,548,000 | $ 107,828 | $ 35,000 |
| Kingston, NY | 70 | $ 8,344,000 | $ 119,200 | $ 41,000 |
| El Centro, CA | 69 | $ 11,122,000 | $ 161,188 | $ 41,000 |
| Battle Creek, MI | 68 | $ 5,582,000 | $ 82,088 | $ 22,000 |
| El Paso, TX | 68 | $ 7,799,000 | $ 114,691 | $ 16,000 |
| Hattiesburg, MS | 68 | $ 8,104,000 | $ 119,176 | $ 23,000 |
| Janesville, WI | 67 | $ 7,816,000 | $ 116,656 | $ 41,000 |
| Kankakee-Bradley, IL | 66 | $ 9,199,000 | $ 139,378 | $ 23,000 |
| Las Cruces, NM | 65 | $ 6,872,000 | $ 105,723 | $ 31,000 |
| Warner Robins, GA | 65 | $ 6,238,000 | $ 95,969 | $ 23,000 |
| College Station-Bryan, TX | 64 | $ 8,707,000 | $ 136,046 | $ 23,000 |
| Bay City, MI | 63 | $ 4,372,000 | $ 69,396 | $ 30,000 |
| Brunswick, GA | 63 | $ 10,624,000 | $ 168,634 | $ 34,000 |
| Oshkosh-Neenah, WI | 63 | $ 7,515,000 | $ 119,285 | $ 52,000 |
| Salisbury, MD | 63 | $ 8,082,000 | $ 128,285 | $ 20,000 |
| Wausau, WI | 63 | $ 6,566,000 | $ 104,222 | $ 35,000 |
| Dubuque, IA | 61 | $ 7,039,000 | $ 115,393 | $ 29,000 |
| Longview, TX | 61 | $ 6,139,000 | $ 100,639 | $ 6,000 |
| Lebanon, PA | 60 | $ 5,689,000 | $ 94,816 | $ 26,000 |
| Tyler, TX | 60 | $ 5,972,000 | $ 99,533 | $ 7,000 |
| Decatur, IL | 59 | $ 5,115,000 | $ 86,694 | $ 6,000 |
| Jacksonville, NC | 58 | $ 6,714,000 | $ 115,758 | $ 23,000 |
| St. Cloud, MN | 58 | $ 8,301,000 | $ 143,120 | $ 43,000 |
| Corvallis, OR | 56 | $ 9,116,000 | $ 162,785 | $ 34,000 |
| Napa, CA | 56 | $ 18,916,000 | $ 337,785 | $ 37,000 |
| St. Joseph, MO-KS | 56 | $ 6,108,000 | $ 109,071 | $ 5,785 |
| Harrisonburg, VA | 55 | $ 7,225,000 | $ 131,363 | $ 51,000 |
| Lafayette, LA | 55 | $ 6,013,000 | $ 109,327 | $ 44,000 |
| Lincoln, NE | 54 | $ 6,198,000 | $ 114,777 | $ 5,000 |
| Odessa, TX | 54 | $ 5,181,000 | $ 95,944 | $ 3,000 |
| Fargo, ND-MN | 53 | $ 5,376,000 | $ 101,433 | $ 24,339 |
| Muncie, IN | 53 | $ 3,667,000 | $ 69,188 | $ 41,000 |
| Beaumont-Port Arthur, TX | 50 | $ 4,760,000 | $ 95,200 | $ 29,000 |
| Kokomo, IN | 50 | $ 3,261,000 | $ 65,220 | $ 43,000 |
| Decatur, AL | 49 | $ 4,236,000 | $ 86,448 | $ 16,000 |
| McAllen-Edinburg-Mission, TX | 49 | $ 5,771,000 | $ 117,775 | $ 28,000 |
| Sebastian-Vero Beach, FL | 48 | $ 6,772,000 | $ 141,083 | $ 31,000 |
| Gulfport-Biloxi, MS | 47 | $ 4,932,000 | $ 104,936 | $ 32,000 |
| Lubbock, TX | 47 | $ 4,202,000 | $ 89,404 | $ 7,000 |
| Logan, UT-ID | 46 | $ 6,425,000 | $ 139,673 | $ 37,826 |
| Rome, GA | 46 | $ 5,824,000 | $ 126,608 | $ 10,000 |
| Fort Smith, AR-OK | 45 | $ 4,299,000 | $ 95,533 | $ 6,044 |
| Anniston-Oxford, AL | 44 | $ 3,575,000 | $ 81,250 | $ 24,000 |
| Springfield, IL | 44 | $ 4,800,000 | $ 109,090 | $ 31,000 |
| Bowling Green, KY | 42 | $ 3,249,000 | $ 77,357 | $ 37,000 |
| Columbia, MO | 42 | $ 5,819,000 | $ 138,547 | $ 29,000 |
| Joplin, MO | 42 | $ 3,463,000 | $ 82,452 | $ 17,000 |
| Pascagoula, MS | 42 | $ 4,407,000 | $ 104,928 | $ 42,000 |
| Auburn-Opelika, AL | 41 | $ 4,520,000 | $ 110,243 | $ 5,000 |
| Bismarck, ND | 41 | $ 5,223,000 | $ 127,390 | $ 6,000 |
| Lawrence, KS | 41 | $ 5,549,000 | $ 135,341 | $ 11,000 |
| Texarkana, Tx-Texarkana, AR | 41 | $ 3,656,000 | $ 89,170 | $ 8,902 |
| Utica-Rome, NY | 41 | $ 2,770,000 | $ 67,560 | $ 44,000 |
| Wheeling, WV-OH | 41 | $ 2,534,000 | $ 61,804 | $ 2,463 |
| Athens-Clarke County, GA | 39 | $ 4,351,000 | $ 111,564 | $ 28,000 |
| Sheboygan, WI | 38 | $ 4,769,000 | $ 125,500 | $ 75,000 |
| Terre Haute, IN | 38 | $ 2,959,000 | $ 77,868 | $ 42,000 |
| Hinesville-Fort Stewart, GA | 37 | $ 3,651,000 | $ 98,675 | $ 10,000 |
| Sioux City, IA-NE-SD | 36 | $ 3,065,000 | $ 85,138 | $ 19,833 |
| Great Falls, MT | 35 | $ 3,836,000 | $ 109,600 | $ 14,000 |
| Abilene, TX | 34 | $ 3,318,000 | $ 97,588 | $ 29,000 |
| Billings, MT | 34 | $ 3,515,000 | $ 103,382 | $ 26,000 |
| Pittsfield, MA | 34 | $ 5,400,000 | $ 158,823 | $ 47,000 |
| Wichita Falls, TX | 34 | $ 3,470,000 | $ 102,058 | $ 10,000 |
| Bangor, ME | 33 | $ 3,179,000 | $ 96,333 | $ 34,000 |
| Glens Falls, NY | 32 | $ 3,257,000 | $ 101,781 | $ 35,000 |
| Brownsville-Harlingen, TX | 31 | $ 3,760,000 | $ 121,290 | $ 20,000 |
| Carson City, NV | 31 | $ 6,261,000 | $ 201,967 | $ 29,000 |
| Cumberland, MD-WV | 31 | $ 2,766,000 | $ 89,225 | $ 41,677 |
| Albany, GA | 29 | $ 2,463,000 | $ 84,931 | $ 15,000 |
| Casper, WY | 29 | $ 2,951,000 | $ 101,758 | $ 42,000 |
| Elizabethtown, KY | 29 | $ 2,447,000 | $ 84,379 | $ 12,000 |
| Mansfield, OH | 29 | $ 2,349,000 | $ 81,000 | $ 34,000 |
| Danville, VA | 28 | $ 2,430,000 | $ 86,785 | $ 15,000 |
| Jackson, TN | 28 | $ 3,142,000 | $ 112,214 | $ 11,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 28 | $ 1,862,000 | $ 66,500 | $ 32,714 |
| Pocatello, ID | 28 | $ 2,473,000 | $ 88,321 | $ 15,000 |
| Fond Du Lac, WI | 27 | $ 3,313,000 | $ 122,703 | $ 34,000 |
| Gadsden, AL | 27 | $ 2,802,000 | $ 103,777 | $ 12,000 |
| Hot Springs, AR | 27 | $ 3,600,000 | $ 133,333 | $ 10,000 |
| Lima, OH | 27 | $ 2,728,000 | $ 101,037 | $ 17,000 |
| Alexandria, LA | 26 | $ 2,552,000 | $ 98,153 | $ 21,000 |
| Sandusky, OH | 26 | $ 2,153,000 | $ 82,807 | $ 31,000 |
| Erie, PA | 25 | $ 2,935,000 | $ 117,400 | $ 24,000 |
| Grand Forks, ND-MN | 25 | $ 1,958,000 | $ 78,320 | $ 33,840 |
| Johnson City, TN | 25 | $ 3,071,000 | $ 122,840 | $ 23,000 |
| Rocky Mount, NC | 25 | $ 2,633,000 | $ 105,320 | $ 25,000 |
| State College, PA | 25 | $ 2,928,000 | $ 117,120 | $ 17,000 |
| Weirton-Steubenville, WV-OH | 25 | $ 1,975,000 | $ 79,000 | $ 2,880 |
| Columbus, IN | 24 | $ 2,413,000 | $ 100,541 | $ 34,000 |
| Monroe, LA | 24 | $ 2,478,000 | $ 103,250 | $ 16,000 |
| Danville, IL | 23 | $ 1,174,000 | $ 51,043 | $ 34,000 |
| Jefferson City, MO | 23 | $ 2,276,000 | $ 98,956 | $ 27,000 |
| Rapid City, SD | 23 | $ 2,678,000 | $ 116,434 | $ 4,000 |
| Goldsboro, NC | 22 | $ 2,197,000 | $ 99,863 | $ 22,000 |
| San Angelo, TX | 22 | $ 2,089,000 | $ 94,954 | $ 15,000 |
| Williamsport, PA | 22 | $ 2,122,000 | $ 96,454 | $ 30,000 |
| Ames, IA | 21 | $ 2,853,000 | $ 135,857 | $ 42,000 |
| Houma-Bayou Cane-Thibodaux, LA | 21 | $ 2,099,000 | $ 99,952 | $ 24,000 |
| Valdosta, GA | 21 | $ 1,894,000 | $ 90,190 | $ 16,000 |
| Florence-Muscle Shoals, AL | 20 | $ 1,773,000 | $ 88,650 | $ 15,000 |
| Lewiston, ID-WA | 20 | $ 2,566,000 | $ 128,300 | $ 40,000 |
| Cleveland, TN | 19 | $ 2,280,000 | $ 120,000 | $ 7,000 |
| Lawton, OK | 19 | $ 1,666,000 | $ 87,684 | $ 9,000 |
| Dalton, GA | 18 | $ 1,733,000 | $ 96,277 | $ 21,000 |
| Morristown, TN | 18 | $ 1,838,000 | $ 102,111 | $ 9,000 |
| Owensboro, KY | 18 | $ 2,048,000 | $ 113,777 | $ 25,000 |
| Binghamton, NY | 16 | $ 1,199,000 | $ 74,937 | $ 29,000 |
| Pine Bluff, AR | 16 | $ 1,401,000 | $ 87,562 | $ 15,000 |
| Altoona, PA | 15 | $ 976,000 | $ 65,066 | $ 21,000 |
| Laredo, TX | 13 | $ 1,410,000 | $ 108,461 | $ 17,000 |
| Jonesboro, AR | 12 | $ 1,096,000 | $ 91,333 | $ 4,000 |
| Johnstown, PA | 10 | $ 639,000 | $ 63,900 | $ 8,000 |
| Elmira, NY | 8 | $ 889,000 | $ 111,125 | $ 24,000 |
| Ithaca, NY | 7 | $ 452,000 | $ 64,571 | $ 74,000 |
Mortgage Loan Application Detail Totals for Ally Bank F/K/A/ Gmac Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 94,753 | $16,919,805,000 | $178,000 | $4,548,000 | $29,000 | $9,999,000 |
| Home Purchase | 81,748 | $14,646,968,000 | $179,000 | $3,500,000 | $38,000 | $9,999,000 |
| Home Improvement | 9,073 | $536,457,000 | $59,000 | $1,829,000 | $84,000 | $876,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 122,888 | $20,611,735,000 | $167,000 | $3,500,000 | $37,000 | $9,999,000 |
| Not Provided | 22,392 | $3,102,679,000 | $138,000 | $2,300,000 | $48,000 | $9,999,000 |
| Not applicable | 12,478 | $3,355,803,000 | $268,000 | $4,548,000 | $0 | $0 |
| Hispanic | 12,316 | $2,210,859,000 | $179,000 | $1,894,000 | $32,000 | $2,402,000 |
| Black or African American | 10,859 | $1,789,732,000 | $164,000 | $2,128,000 | $27,000 | $1,164,000 |
| Asian | 3,526 | $839,094,000 | $237,000 | $1,500,000 | $69,000 | $2,400,000 |
| American Indian or Alaskan Native | 682 | $109,536,000 | $160,000 | $1,652,000 | $42,000 | $2,180,000 |
| Native Hawaiian or Other Pacific Islander | 433 | $83,792,000 | $193,000 | $690,000 | $46,000 | $432,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 169,736 | $29,894,967,000 | $176,000 | $4,548,000 | $38,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 12,267 | $1,673,941,000 | $136,000 | $463,000 | $12,000 | $562,000 |
| VA-guaranteed (Veterans Administration) | 3,571 | $534,322,000 | $149,000 | $521,000 | $10,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 110,062 | $19,935,968,000 | $181,000 | $4,548,000 | $0 | $501,000 |
| Loan Originated | 60,100 | $9,280,940,000 | $154,000 | $2,590,000 | $86,000 | $4,537,000 |
| Application Approved But Not Accepted | 8,799 | $1,583,112,000 | $179,000 | $2,040,000 | $105,000 | $9,999,000 |
| Application Denied By Financial Institution | 6,264 | $1,212,728,000 | $193,000 | $3,500,000 | $91,000 | $9,999,000 |
| Application Withdrawn By Applicant | 340 | $87,450,000 | $257,000 | $2,380,000 | $108,000 | $1,830,000 |
| File Closed For Incompleteness | 9 | $3,032,000 | $336,000 | $1,500,000 | $87,000 | $438,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,580 | $405,481,000 | $256,000 | $2,500,000 | $105,000 | $2,402,000 |
| Collateral | 1,373 | $221,521,000 | $161,000 | $1,500,000 | $81,000 | $2,702,000 |
| Other | 1,116 | $227,078,000 | $203,000 | $3,500,000 | $111,000 | $2,520,000 |
| Debt-To-Income Ratio | 1,102 | $168,994,000 | $153,000 | $2,250,000 | $84,000 | $9,999,000 |
| Credit History | 766 | $131,973,000 | $172,000 | $1,000,000 | $66,000 | $480,000 |
| Employment History | 138 | $25,110,000 | $181,000 | $656,000 | $69,000 | $195,000 |
| Unverifiable Information | 111 | $18,834,000 | $169,000 | $1,295,000 | $77,000 | $384,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 76 | $13,377,000 | $176,000 | $525,000 | $74,000 | $222,000 |
| Mortgage Insurance Denied | 1 | $180,000 | $180,000 | $180,000 | $57,000 | $57,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank F/K/A/ Gmac Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank F/K/A/ Gmac Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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