Gms Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Gms Funding, Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gms Funding, Llc 824 Meeting Street West Columbia, SC 29169 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,686 |
| Total Mortgage Loan Application Amount | $601,816,000 |
| Average Mortgage Loan Application Amount | $116,000 |
| Highest Mortgage Loan Application Amount | $1,360,000 |
| Average Applicant Income | $34,000 |
| Highest Applicant Income | $8,860,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Gms Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gms Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Gms Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gms Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Gms Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gms Funding, Llc's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBIA, SC | 408 | $ 51,796,000 | $ 126,000 | $ 60,000 |
| BIRMINGHAM-HOOVER, AL | 364 | $ 46,957,000 | $ 129,000 | $ 45,000 |
| MEMPHIS, TN-MS-AR | 287 | $ 33,719,000 | $ 111,000 | $ 65,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 269 | $ 35,668,000 | $ 132,000 | $ 35,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 152 | $ 21,286,000 | $ 140,000 | $ 41,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 120 | $ 36,630,000 | $ 306,500 | $ 59,500 |
| MOBILE, AL | 116 | $ 12,178,000 | $ 104,000 | $ 33,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 105 | $ 18,429,000 | $ 175,000 | $ 36,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 100 | $ 11,680,000 | $ 116,000 | $ 35,000 |
| RICHMOND, VA | 100 | $ 15,945,000 | $ 159,000 | $ 35,000 |
| MONTGOMERY, AL | 87 | $ 9,068,000 | $ 104,000 | $ 33,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 73 | $ 7,160,000 | $ 98,000 | $ 24,000 |
| CHATTANOOGA, TN-GA | 72 | $ 7,588,000 | $ 105,000 | $ 31,000 |
| FLORENCE, SC | 59 | $ 6,021,000 | $ 102,000 | $ 33,000 |
| KNOXVILLE, TN | 59 | $ 6,449,000 | $ 109,000 | $ 31,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 50 | $ 7,995,000 | $ 159,000 | $ 45,000 |
| TUSCALOOSA, AL | 49 | $ 6,298,000 | $ 128,000 | $ 37,000 |
| HUNTSVILLE, AL | 47 | $ 6,025,000 | $ 128,000 | $ 53,000 |
| BALTIMORE-TOWSON, MD | 46 | $ 9,651,000 | $ 209,000 | $ 37,000 |
| SPARTANBURG, SC | 45 | $ 4,886,000 | $ 108,000 | $ 38,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 44 | $ 6,921,000 | $ 141,500 | $ 45,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 42 | $ 6,969,000 | $ 165,000 | $ 33,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 40 | $ 4,576,000 | $ 111,500 | $ 30,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 39 | $ 4,624,000 | $ 90,500 | $ 36,500 |
| CLARKSVILLE, TN-KY | 37 | $ 4,267,000 | $ 115,000 | $ 52,000 |
| ROANOKE, VA | 35 | $ 4,409,000 | $ 125,000 | $ 23,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 31 | $ 5,556,000 | $ 179,000 | $ 34,000 |
| CLEVELAND, TN | 28 | $ 3,322,000 | $ 118,000 | $ 40,000 |
| ANDERSON, SC | 27 | $ 3,332,000 | $ 123,000 | $ 28,000 |
| JACKSON, TN | 24 | $ 2,815,000 | $ 117,000 | $ 21,000 |
| SUMTER, SC | 24 | $ 3,189,000 | $ 132,000 | $ 46,000 |
| ALBUQUERQUE, NM | 23 | $ 3,874,000 | $ 168,000 | $ 50,000 |
| JACKSONVILLE, FL | 20 | $ 2,598,000 | $ 129,000 | $ 36,000 |
| INDIANAPOLIS-CARMEL, IN | 19 | $ 2,699,000 | $ 142,000 | $ 28,000 |
| MORRISTOWN, TN | 18 | $ 2,223,000 | $ 123,000 | $ 27,000 |
| DECATUR, AL | 17 | $ 1,666,000 | $ 98,000 | $ 42,000 |
| FLORENCE-MUSCLE SHOALS, AL | 14 | $ 1,355,000 | $ 96,000 | $ 31,000 |
| GRAND RAPIDS-WYOMING, MI | 14 | $ 1,617,000 | $ 115,000 | $ 34,000 |
| ORLANDO-KISSIMMEE, FL | 13 | $ 2,154,000 | $ 165,000 | $ 27,000 |
| FLINT, MI | 12 | $ 1,465,000 | $ 122,000 | $ 43,000 |
| HARRISONBURG, VA | 12 | $ 1,664,000 | $ 138,000 | $ 31,000 |
| JOHNSON CITY, TN | 12 | $ 1,422,000 | $ 118,000 | $ 33,000 |
| ANNISTON-OXFORD, AL | 11 | $ 1,244,000 | $ 113,000 | $ 46,000 |
| LANSING-EAST LANSING, MI | 11 | $ 1,072,000 | $ 97,000 | $ 22,000 |
| SALISBURY, MD | 10 | $ 1,260,000 | $ 126,000 | $ 30,000 |
| WINCHESTER, VA-WV | 10 | $ 2,184,000 | $ 218,000 | $ 29,000 |
| DANVILLE, VA | 9 | $ 916,000 | $ 101,000 | $ 30,000 |
| DOTHAN, AL | 9 | $ 828,000 | $ 92,000 | $ 29,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,161,000 | $ 145,000 | $ 38,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 1,164,000 | $ 145,000 | $ 26,000 |
| GADSDEN, AL | 8 | $ 844,000 | $ 105,000 | $ 48,000 |
| LYNCHBURG, VA | 8 | $ 967,000 | $ 120,000 | $ 43,000 |
| CHARLOTTESVILLE, VA | 7 | $ 1,326,000 | $ 189,000 | $ 42,000 |
| KALAMAZOO-PORTAGE, MI | 7 | $ 900,000 | $ 128,000 | $ 35,000 |
| BATTLE CREEK, MI | 6 | $ 538,000 | $ 89,000 | $ 35,000 |
| JACKSON, MI | 6 | $ 854,000 | $ 142,000 | $ 30,000 |
| MUSKEGON-NORTON SHORES, MI | 6 | $ 814,000 | $ 135,000 | $ 17,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 5 | $ 1,245,000 | $ 249,000 | $ 54,000 |
| PORT ST. LUCIE, FL | 5 | $ 936,000 | $ 187,000 | $ 45,000 |
| CUMBERLAND, MD-WV | 4 | $ 513,000 | $ 128,000 | $ 38,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 955,000 | $ 238,000 | $ 34,000 |
| MONROE, MI | 4 | $ 490,000 | $ 122,000 | $ 46,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 530,000 | $ 132,000 | $ 6,000 |
| TALLAHASSEE, FL | 4 | $ 245,000 | $ 61,000 | $ 31,000 |
| FARMINGTON, NM | 3 | $ 673,000 | $ 224,000 | $ 48,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 1,082,000 | $ 360,000 | $ 23,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 690,000 | $ 230,000 | $ 20,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 603,000 | $ 201,000 | $ 51,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 210,000 | $ 70,000 | $ 15,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 3 | $ 321,000 | $ 107,000 | $ 13,000 |
| SARASOTA-BRADENTON-VENICE, FL | 3 | $ 470,000 | $ 156,000 | $ 34,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3 | $ 481,000 | $ 160,000 | $ 27,000 |
| ANDERSON, IN | 2 | $ 136,000 | $ 68,000 | $ 34,000 |
| BAY CITY, MI | 2 | $ 242,000 | $ 121,000 | $ 37,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 409,000 | $ 204,000 | $ 0 |
| FAYETTEVILLE, NC | 2 | $ 242,000 | $ 121,000 | $ 20,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 2 | $ 457,000 | $ 228,000 | $ 33,000 |
| LAKELAND, FL | 2 | $ 135,000 | $ 67,000 | $ 58,000 |
| LAS CRUCES, NM | 2 | $ 409,000 | $ 204,000 | $ 62,000 |
| OCALA, FL | 2 | $ 146,000 | $ 73,000 | $ 28,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 437,000 | $ 218,000 | $ 33,000 |
| ANN ARBOR, MI | 1 | $ 302,000 | $ 302,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 465,000 | $ 465,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 235,000 | $ 235,000 | $ 26,000 |
| DENVER-AURORA, CO | 1 | $ 290,000 | $ 290,000 | $ 51,000 |
| DURHAM, NC | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
| EVANSVILLE, IN-KY | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 100,000 | $ 100,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 49,000 | $ 49,000 | $ 0 |
| JACKSON, MS | 1 | $ 172,000 | $ 172,000 | $ 19,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 177,000 | $ 177,000 | $ 41,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 254,000 | $ 254,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 160,000 | $ 160,000 | $ 0 |
Mortgage Loan Application Detail Totals for Gms Funding, Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,038 | $537,631,000 | $133,000 | $1,360,000 | $40,000 | $8,860,000 |
| Home Purchase | 648 | $64,185,000 | $99,000 | $800,000 | $28,000 | $500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,264 | $432,773,000 | $132,000 | $1,360,000 | $41,000 | $8,860,000 |
| Black or African American | 1,367 | $158,285,000 | $115,000 | $750,000 | $32,000 | $572,000 |
| Hispanic | 44 | $7,844,000 | $178,000 | $468,000 | $44,000 | $252,000 |
| Asian | 6 | $967,000 | $161,000 | $405,000 | $74,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,359,000 | $339,000 | $580,000 | $66,000 | $116,000 |
| American Indian or Alaskan Native | 1 | $588,000 | $588,000 | $588,000 | $116,000 | $116,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,686 | $601,816,000 | $128,000 | $1,360,000 | $38,000 | $8,860,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,120 | $283,397,000 | $133,000 | $1,250,000 | $43,000 | $2,400,000 |
| Application Denied By Financial Institution | 1,954 | $254,525,000 | $130,000 | $1,360,000 | $33,000 | $8,860,000 |
| Preapproval Denied by Financial Institution | 353 | $32,620,000 | $92,000 | $375,000 | $27,000 | $500,000 |
| Loan Originated | 259 | $31,274,000 | $120,000 | $480,000 | $52,000 | $219,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,645 | $196,252,000 | $119,000 | $1,000,000 | $32,000 | $8,860,000 |
| Collateral | 222 | $28,255,000 | $127,000 | $750,000 | $31,000 | $144,000 |
| Debt-To-Income Ratio | 214 | $32,167,000 | $150,000 | $922,000 | $32,000 | $226,000 |
| Credit Application Incomplete | 57 | $8,914,000 | $156,000 | $515,000 | $45,000 | $175,000 |
| Unverifiable Information | 35 | $5,670,000 | $162,000 | $1,360,000 | $48,000 | $322,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $4,408,000 | $137,000 | $400,000 | $37,000 | $112,000 |
| Other | 24 | $2,540,000 | $105,000 | $357,000 | $30,000 | $170,000 |
| Employment History | 10 | $951,000 | $95,000 | $138,000 | $29,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gms Funding, Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gms Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.