Gold Star Mortgage Financial Group, Corporation Mortgage Lending & HMDA Data, 2025

In 2025, Gold Star Mortgage Financial Group, Corporation of Ann Arbor, MI reported 11,574 mortgage applications totaling $3.5 billion, up 37% from 2024. The average application was for $300,489, and applicants reported an average income of $136,189. 60% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (563), Detroit-Dearborn-Livonia, MI (474) and Reno, NV (337) (applications in parentheses).

Mortgage Company & Address Gold Star Mortgage Financial Group, Corporation
2350 Green Road Suite 100b
Ann Arbor, MI 48105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 11,574
Total Mortgage Loan Application Amount $3,477,860,000
Average Mortgage Loan Application Amount $300,489
Highest Mortgage Loan Application Amount $2,995,000
Average Applicant Income $136,189
Highest Applicant Income $8,250,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gold Star Mortgage Financial Group, Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gold Star Mortgage Financial Group, Corporation by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne, Michigan 474 $ 93,020,000 $ 196,244 $ 107,000
Washtenaw, Michigan 320 $ 123,340,000 $ 385,437 $ 175,000
Washoe, Nevada 298 $ 148,020,000 $ 496,711 $ 196,000
Oakland, Michigan 264 $ 80,020,000 $ 303,106 $ 152,000
Broward, Florida 258 $ 88,740,000 $ 343,953 $ 188,000
Campbell, Wyoming 254 $ 57,970,000 $ 228,228 $ 119,000
Lake, Indiana 219 $ 58,085,000 $ 265,228 $ 122,000
Mesa, Colorado 191 $ 50,975,000 $ 266,884 $ 109,000
Maricopa, Arizona 185 $ 70,185,000 $ 379,378 $ 159,000
Duval, Florida 183 $ 28,685,000 $ 156,748 $ 84,000
Macomb, Michigan 183 $ 39,425,000 $ 215,437 $ 103,000
Hillsborough, Florida 175 $ 47,555,000 $ 271,742 $ 111,000
Wake, North Carolina 167 $ 83,885,000 $ 502,305 $ 205,000
Clark, Nevada 157 $ 57,155,000 $ 364,044 $ 170,000
Palm Beach, Florida 143 $ 47,835,000 $ 334,510 $ 142,000
Miami-Dade, Florida 131 $ 49,735,000 $ 379,656 $ 155,000
Volusia, Florida 129 $ 37,295,000 $ 289,108 $ 137,000
Douglas, Nebraska 122 $ 34,650,000 $ 284,016 $ 135,000
Lake, Florida 113 $ 30,245,000 $ 267,654 $ 111,000
Cook, Illinois 112 $ 32,210,000 $ 287,589 $ 134,000
Ross, Ohio 104 $ 19,860,000 $ 190,961 $ 88,000
Harris, Texas 104 $ 37,500,000 $ 360,576 $ 200,000
Lee, Florida 103 $ 28,115,000 $ 272,961 $ 111,000
Bernalillo, New Mexico 98 $ 21,900,000 $ 223,469 $ 103,000
Will, Illinois 90 $ 28,400,000 $ 315,555 $ 149,000
Orange, Florida 89 $ 31,665,000 $ 355,786 $ 149,000
Polk, Florida 87 $ 18,655,000 $ 214,425 $ 82,000
Lenawee, Michigan 86 $ 14,850,000 $ 172,674 $ 78,000
Washington, Utah 85 $ 29,555,000 $ 347,705 $ 188,000
Tippecanoe, Indiana 81 $ 16,705,000 $ 206,234 $ 95,000
Pulaski, Missouri 74 $ 16,900,000 $ 228,378 $ 96,000
Livingston, Michigan 71 $ 27,905,000 $ 393,028 $ 179,000
Pierce, Washington 69 $ 26,785,000 $ 388,188 $ 155,000
Sarasota, Florida 67 $ 22,295,000 $ 332,761 $ 172,000
Porter, Indiana 66 $ 21,520,000 $ 326,060 $ 123,000
Pasco, Florida 65 $ 12,895,000 $ 198,384 $ 95,000
Travis, Texas 63 $ 29,225,000 $ 463,888 $ 240,000
Marion, Florida 62 $ 11,430,000 $ 184,354 $ 86,000
Tarrant, Texas 62 $ 16,810,000 $ 271,129 $ 142,000
King, Washington 60 $ 28,640,000 $ 477,333 $ 159,000
Milwaukee, Wisconsin 59 $ 9,635,000 $ 163,305 $ 79,000
Brevard, Florida 58 $ 16,220,000 $ 279,655 $ 110,000
Jackson, Michigan 58 $ 11,920,000 $ 205,517 $ 98,000
Pinellas, Florida 56 $ 19,340,000 $ 345,357 $ 154,000
Douglas, Washington 55 $ 17,715,000 $ 322,090 $ 114,000
Clay, Florida 54 $ 10,890,000 $ 201,666 $ 134,000
Genesee, Michigan 54 $ 10,230,000 $ 189,444 $ 84,000
Dallas, Texas 54 $ 17,400,000 $ 322,222 $ 139,000
Chelan, Washington 54 $ 16,870,000 $ 312,407 $ 156,000
Manatee, Florida 53 $ 18,995,000 $ 358,396 $ 180,000
St. Lucie, Florida 50 $ 15,550,000 $ 311,000 $ 115,000
Oklahoma, Oklahoma 50 $ 11,420,000 $ 228,400 $ 199,000
Osceola, Florida 49 $ 14,905,000 $ 304,183 $ 123,000
Collier, Florida 46 $ 22,790,000 $ 495,434 $ 238,000
Cuyahoga, Ohio 45 $ 9,545,000 $ 212,111 $ 152,000
Collin, Texas 44 $ 18,350,000 $ 417,045 $ 168,000
Sarpy, Nebraska 43 $ 14,405,000 $ 335,000 $ 174,000
Monroe, Michigan 41 $ 10,615,000 $ 258,902 $ 113,000
San Bernardino, California 40 $ 14,600,000 $ 365,000 $ 128,000
Phelps, Missouri 40 $ 9,240,000 $ 231,000 $ 99,000
Hennepin, Minnesota 39 $ 11,165,000 $ 286,282 $ 199,000
Lyon, Nevada 39 $ 13,425,000 $ 344,230 $ 122,000
Seminole, Florida 38 $ 13,880,000 $ 365,263 $ 138,000
Johnston, North Carolina 38 $ 11,770,000 $ 309,736 $ 105,000
Montgomery, Texas 38 $ 13,000,000 $ 342,105 $ 219,000
Denton, Texas 37 $ 14,635,000 $ 395,540 $ 194,000
Salt Lake, Utah 37 $ 19,125,000 $ 516,891 $ 266,000
Pinal, Arizona 36 $ 11,090,000 $ 308,055 $ 100,000
Okaloosa, Florida 35 $ 12,625,000 $ 360,714 $ 223,000
Ingham, Michigan 34 $ 7,930,000 $ 233,235 $ 90,000
Allegheny, Pennsylvania 34 $ 9,110,000 $ 267,941 $ 155,000
Denver, Colorado 33 $ 13,965,000 $ 423,181 $ 240,000
El Paso, Colorado 32 $ 13,090,000 $ 409,062 $ 135,000
Luzerne, Pennsylvania 32 $ 5,970,000 $ 186,562 $ 118,000
Riverside, California 31 $ 16,275,000 $ 525,000 $ 172,000
Hernando, Florida 31 $ 5,945,000 $ 191,774 $ 76,000
Williamson, Texas 31 $ 9,875,000 $ 318,548 $ 128,000
Dane, Wisconsin 30 $ 7,140,000 $ 238,000 $ 120,000
Racine, Wisconsin 30 $ 6,770,000 $ 225,666 $ 107,000
Highlands, Florida 29 $ 5,135,000 $ 177,068 $ 76,000
St. Clair, Michigan 29 $ 5,395,000 $ 186,034 $ 93,000
Valencia, New Mexico 29 $ 4,045,000 $ 139,482 $ 71,000
Citrus, Florida 28 $ 5,110,000 $ 182,500 $ 81,000
Johnson, Kansas 28 $ 11,100,000 $ 396,428 $ 157,000
Sedgwick, Kansas 27 $ 4,495,000 $ 166,481 $ 66,000
Kent, Michigan 27 $ 7,935,000 $ 293,888 $ 132,000
Mecklenburg, North Carolina 27 $ 10,955,000 $ 405,740 $ 142,000
Fort Bend, Texas 27 $ 8,745,000 $ 323,888 $ 129,000
Utah, Utah 27 $ 14,085,000 $ 521,666 $ 157,000
Pima, Arizona 26 $ 8,700,000 $ 334,615 $ 207,000
Jefferson, Colorado 26 $ 15,040,000 $ 578,461 $ 249,000
Calhoun, Michigan 26 $ 4,940,000 $ 190,000 $ 95,000
Franklin, Ohio 26 $ 6,200,000 $ 238,461 $ 94,000
Harnett, North Carolina 25 $ 7,655,000 $ 306,200 $ 102,000
Gunnison, Colorado 23 $ 10,025,000 $ 435,869 $ 150,000
Durham, North Carolina 23 $ 7,655,000 $ 332,826 $ 139,000
Pike, Ohio 23 $ 4,145,000 $ 180,217 $ 93,000
Prince William, Virginia 23 $ 13,005,000 $ 565,434 $ 179,000
Multnomah, Oregon 22 $ 8,390,000 $ 381,363 $ 170,000
Snohomish, Washington 22 $ 13,990,000 $ 635,909 $ 181,000
St. Johns, Florida 21 $ 5,105,000 $ 243,095 $ 106,000
Jackson, Mississippi 21 $ 5,245,000 $ 249,761 $ 102,000
Washington, Pennsylvania 21 $ 4,015,000 $ 191,190 $ 94,000
Fairfax, Virginia 21 $ 13,785,000 $ 656,428 $ 268,000
Loudoun, Virginia 21 $ 11,095,000 $ 528,333 $ 186,000
Arapahoe, Colorado 20 $ 8,050,000 $ 402,500 $ 133,000
Marion, Indiana 20 $ 3,840,000 $ 192,000 $ 86,000
Sandoval, New Mexico 20 $ 5,230,000 $ 261,500 $ 98,000
Canadian, Oklahoma 20 $ 4,030,000 $ 201,500 $ 113,000
El Paso, Texas 20 $ 7,380,000 $ 369,000 $ 236,000
Ellis, Texas 20 $ 4,800,000 $ 240,000 $ 99,000
Spokane, Washington 20 $ 5,890,000 $ 294,500 $ 94,000
Los Angeles, California 19 $ 8,655,000 $ 455,526 $ 178,000
Putnam, Florida 19 $ 2,485,000 $ 130,789 $ 61,000
Jackson, Missouri 19 $ 5,515,000 $ 290,263 $ 131,000
Crook, Wyoming 19 $ 5,505,000 $ 289,736 $ 121,000
Mohave, Arizona 18 $ 4,390,000 $ 243,888 $ 93,000
Nassau, Florida 18 $ 3,980,000 $ 221,111 $ 123,000
Benton, Arkansas 17 $ 4,615,000 $ 271,470 $ 100,000
Flagler, Florida 17 $ 4,825,000 $ 283,823 $ 128,000
Miami, Kansas 17 $ 4,825,000 $ 283,823 $ 115,000
Morris, New Jersey 17 $ 8,975,000 $ 527,941 $ 209,000
Jackson, Ohio 17 $ 2,765,000 $ 162,647 $ 83,000
Knox, Tennessee 17 $ 6,315,000 $ 371,470 $ 170,000
Bexar, Texas 17 $ 5,755,000 $ 338,529 $ 144,000
Lapeer, Michigan 16 $ 4,450,000 $ 278,125 $ 121,000
Brazoria, Texas 16 $ 3,860,000 $ 241,250 $ 93,000
Dodge, Wisconsin 16 $ 2,530,000 $ 158,125 $ 52,000
Kankakee, Illinois 15 $ 3,315,000 $ 221,000 $ 91,000
Hillsdale, Michigan 15 $ 2,635,000 $ 175,666 $ 78,000
Dakota, Minnesota 15 $ 4,615,000 $ 307,666 $ 114,000
Sheboygan, Wisconsin 15 $ 3,665,000 $ 244,333 $ 102,000
Baldwin, Alabama 14 $ 5,040,000 $ 360,000 $ 129,000
Middlesex, New Jersey 14 $ 6,600,000 $ 471,428 $ 173,000
Hamilton, Ohio 14 $ 3,140,000 $ 224,285 $ 86,000
Lorain, Ohio 14 $ 2,800,000 $ 200,000 $ 91,000
Anderson, South Carolina 14 $ 3,110,000 $ 222,142 $ 97,000
Hays, Texas 14 $ 4,180,000 $ 298,571 $ 165,000
Grant, Washington 14 $ 3,440,000 $ 245,714 $ 102,000
Calhoun, Alabama 13 $ 1,435,000 $ 110,384 $ 47,000
Alachua, Florida 13 $ 1,775,000 $ 136,538 $ 105,000
Charlotte, Florida 13 $ 4,375,000 $ 336,538 $ 115,000
Howard, Indiana 13 $ 1,265,000 $ 97,307 $ 44,000
Jasper, Indiana 13 $ 3,325,000 $ 255,769 $ 96,000
Pottawattamie, Iowa 13 $ 2,295,000 $ 176,538 $ 85,000
Lincoln, Oklahoma 13 $ 1,775,000 $ 136,538 $ 67,000
Beaver, Pennsylvania 13 $ 2,915,000 $ 224,230 $ 121,000
Horry, South Carolina 13 $ 4,425,000 $ 340,384 $ 124,000
Adams, Colorado 12 $ 4,490,000 $ 374,166 $ 120,000
Ramsey, Minnesota 12 $ 3,080,000 $ 256,666 $ 189,000
Laclede, Missouri 12 $ 1,090,000 $ 90,833 $ 49,000
Greenville, South Carolina 12 $ 3,940,000 $ 328,333 $ 117,000
Richland, Wisconsin 12 $ 3,220,000 $ 268,333 $ 88,000
Rock, Wisconsin 12 $ 2,120,000 $ 176,666 $ 86,000
Winnebago, Wisconsin 12 $ 2,120,000 $ 176,666 $ 120,000
San Joaquin, California 11 $ 3,845,000 $ 349,545 $ 100,000
Naugatuck Valley Planning Region, Connecticut 11 $ 4,075,000 $ 370,454 $ 108,000
Kent, Delaware 11 $ 3,375,000 $ 306,818 $ 91,000
Sumter, Florida 11 $ 2,355,000 $ 214,090 $ 77,000
Gwinnett, Georgia 11 $ 3,845,000 $ 349,545 $ 114,000
Carroll, Indiana 11 $ 2,045,000 $ 185,909 $ 70,000
Leavenworth, Kansas 11 $ 2,555,000 $ 232,272 $ 104,000
Prince George's, Maryland 11 $ 4,225,000 $ 384,090 $ 123,000
Cumberland, North Carolina 11 $ 2,105,000 $ 191,363 $ 135,000
Parker, Texas 11 $ 3,415,000 $ 310,454 $ 163,000
Kern, California 10 $ 2,580,000 $ 258,000 $ 95,000
Orange, California 10 $ 9,630,000 $ 963,000 $ 379,000
Garfield, Colorado 10 $ 2,780,000 $ 278,000 $ 96,000
Montrose, Colorado 10 $ 3,540,000 $ 354,000 $ 128,000
Okeechobee, Florida 10 $ 2,420,000 $ 242,000 $ 97,000
Cobb, Georgia 10 $ 3,800,000 $ 380,000 $ 158,000
Henry, Georgia 10 $ 3,940,000 $ 394,000 $ 123,000
Cass, Indiana 10 $ 1,180,000 $ 118,000 $ 61,000
LaPorte, Indiana 10 $ 2,250,000 $ 225,000 $ 119,000
Eaton, Michigan 10 $ 2,450,000 $ 245,000 $ 97,000
Cleveland, Oklahoma 10 $ 2,070,000 $ 207,000 $ 98,000
Beaufort, South Carolina 10 $ 3,470,000 $ 347,000 $ 195,000
Berkeley, South Carolina 10 $ 3,410,000 $ 341,000 $ 239,000
York, South Carolina 10 $ 2,540,000 $ 254,000 $ 75,000
Davidson, Tennessee 10 $ 4,110,000 $ 411,000 $ 214,000
Johnson, Texas 10 $ 2,470,000 $ 247,000 $ 128,000
Newport News, Virginia 10 $ 2,810,000 $ 281,000 $ 345,000
Thurston, Washington 10 $ 4,640,000 $ 464,000 $ 120,000
Fond du Lac, Wisconsin 10 $ 1,790,000 $ 179,000 $ 82,000
Levy, Florida 9 $ 1,435,000 $ 159,444 $ 78,000
Martin, Florida 9 $ 3,215,000 $ 357,222 $ 166,000
Fulton, Georgia 9 $ 2,945,000 $ 327,222 $ 105,000
McHenry, Illinois 9 $ 2,525,000 $ 280,555 $ 89,000
Miami, Indiana 9 $ 975,000 $ 108,333 $ 60,000
Montcalm, Michigan 9 $ 1,615,000 $ 179,444 $ 77,000
Shiawassee, Michigan 9 $ 1,775,000 $ 197,222 $ 70,000
Camden, Missouri 9 $ 4,125,000 $ 458,333 $ 190,000
Carson City, Nevada 9 $ 4,825,000 $ 536,111 $ 186,000
Bergen, New Jersey 9 $ 6,705,000 $ 745,000 $ 238,000
Santa Fe, New Mexico 9 $ 3,445,000 $ 382,777 $ 138,000
Summit, Ohio 9 $ 1,705,000 $ 189,444 $ 91,000
Kaufman, Texas 9 $ 2,335,000 $ 259,444 $ 111,000
Kenosha, Wisconsin 9 $ 2,635,000 $ 292,777 $ 119,000
Outagamie, Wisconsin 9 $ 2,405,000 $ 267,222 $ 93,000
Cullman, Alabama 8 $ 1,750,000 $ 218,750 $ 81,000
Sacramento, California 8 $ 2,920,000 $ 365,000 $ 125,000
Delta, Colorado 8 $ 1,750,000 $ 218,750 $ 57,000
Weld, Colorado 8 $ 3,280,000 $ 410,000 $ 115,000
Capitol Planning Region, Connecticut 8 $ 2,460,000 $ 307,500 $ 131,000
Bay, Florida 8 $ 2,060,000 $ 257,500 $ 123,000
Santa Rosa, Florida 8 $ 2,580,000 $ 322,500 $ 124,000
Walton, Florida 8 $ 2,850,000 $ 356,250 $ 129,000
Clayton, Georgia 8 $ 1,980,000 $ 247,500 $ 99,000
DeKalb, Georgia 8 $ 2,310,000 $ 288,750 $ 112,000
Clinton, Indiana 8 $ 1,410,000 $ 176,250 $ 70,000
White, Indiana 8 $ 1,180,000 $ 147,500 $ 102,000
Charles, Maryland 8 $ 3,030,000 $ 378,750 $ 157,000
Saginaw, Michigan 8 $ 1,340,000 $ 167,500 $ 80,000
Washington, Minnesota 8 $ 2,490,000 $ 311,250 $ 135,000
Wright, Minnesota 8 $ 2,940,000 $ 367,500 $ 150,000
Harrison, Mississippi 8 $ 1,600,000 $ 200,000 $ 107,000
Gaston, North Carolina 8 $ 2,570,000 $ 321,250 $ 251,000
Butler, Ohio 8 $ 2,050,000 $ 256,250 $ 95,000
Lucas, Ohio 8 $ 1,290,000 $ 161,250 $ 75,000
Montgomery, Ohio 8 $ 2,030,000 $ 253,750 $ 86,000
Scioto, Ohio 8 $ 1,950,000 $ 243,750 $ 103,000
Washington, Oklahoma 8 $ 1,150,000 $ 143,750 $ 72,000
Butler, Pennsylvania 8 $ 2,020,000 $ 252,500 $ 171,000
Charleston, South Carolina 8 $ 2,320,000 $ 290,000 $ 189,000
Bell, Texas 8 $ 1,930,000 $ 241,250 $ 93,000
Galveston, Texas 8 $ 2,290,000 $ 286,250 $ 159,000
Hunt, Texas 8 $ 2,630,000 $ 328,750 $ 792,000
Brown, Wisconsin 8 $ 1,920,000 $ 240,000 $ 98,000
Marathon, Wisconsin 8 $ 1,330,000 $ 166,250 $ 62,000
Walworth, Wisconsin 8 $ 2,160,000 $ 270,000 $ 218,000
Johnson, Wyoming 8 $ 2,660,000 $ 332,500 $ 117,000
Weston, Wyoming 8 $ 1,310,000 $ 163,750 $ 61,000
Washington, Arkansas 7 $ 1,915,000 $ 273,571 $ 125,000
Contra Costa, California 7 $ 3,265,000 $ 466,428 $ 173,000
San Diego, California 7 $ 3,665,000 $ 523,571 $ 166,000
Sussex, Delaware 7 $ 2,705,000 $ 386,428 $ 120,000
Baker, Florida 7 $ 1,105,000 $ 157,857 $ 61,000
Indian River, Florida 7 $ 1,395,000 $ 199,285 $ 87,000
Cherokee, Georgia 7 $ 2,745,000 $ 392,142 $ 134,000
Douglas, Georgia 7 $ 2,285,000 $ 326,428 $ 97,000
Benton, Indiana 7 $ 765,000 $ 109,285 $ 63,000
Baltimore City, Maryland 7 $ 1,255,000 $ 179,285 $ 118,000
Allegan, Michigan 7 $ 1,165,000 $ 166,428 $ 80,000
Anoka, Minnesota 7 $ 2,475,000 $ 353,571 $ 154,000
Dent, Missouri 7 $ 1,375,000 $ 196,428 $ 62,000
Saunders, Nebraska 7 $ 1,235,000 $ 176,428 $ 95,000
Essex, New Jersey 7 $ 3,135,000 $ 447,857 $ 149,000
Dona Ana, New Mexico 7 $ 2,495,000 $ 356,428 $ 120,000
Otero, New Mexico 7 $ 1,505,000 $ 215,000 $ 85,000
Brunswick, North Carolina 7 $ 3,605,000 $ 515,000 $ 165,000
Granville, North Carolina 7 $ 2,685,000 $ 383,571 $ 268,000
Nash, North Carolina 7 $ 1,555,000 $ 222,142 $ 64,000
New Hanover, North Carolina 7 $ 3,395,000 $ 485,000 $ 200,000
Rowan, North Carolina 7 $ 1,255,000 $ 179,285 $ 79,000
Fairfield, Ohio 7 $ 1,315,000 $ 187,857 $ 118,000
Highland, Ohio 7 $ 1,165,000 $ 166,428 $ 75,000
Medina, Ohio 7 $ 1,875,000 $ 267,857 $ 272,000
Stark, Ohio 7 $ 1,165,000 $ 166,428 $ 79,000
Westmoreland, Pennsylvania 7 $ 1,125,000 $ 160,714 $ 73,000
Bradley, Tennessee 7 $ 1,005,000 $ 143,571 $ 96,000
Sullivan, Tennessee 7 $ 1,645,000 $ 235,000 $ 85,000
Wichita, Texas 7 $ 1,175,000 $ 167,857 $ 99,000
Natrona, Wyoming 7 $ 1,475,000 $ 210,714 $ 82,000
Gila, Arizona 6 $ 1,560,000 $ 260,000 $ 154,000
Amador, California 6 $ 2,180,000 $ 363,333 $ 143,000
Escambia, Florida 6 $ 2,500,000 $ 416,666 $ 144,000
Hardee, Florida 6 $ 2,660,000 $ 443,333 $ 109,000
Newton, Georgia 6 $ 1,100,000 $ 183,333 $ 70,000
Rockdale, Georgia 6 $ 1,040,000 $ 173,333 $ 105,000
DuPage, Illinois 6 $ 2,050,000 $ 341,666 $ 149,000
Lake, Illinois 6 $ 2,450,000 $ 408,333 $ 332,000
Montgomery, Maryland 6 $ 3,480,000 $ 580,000 $ 302,000
Ottawa, Michigan 6 $ 1,270,000 $ 211,666 $ 101,000
Tuscola, Michigan 6 $ 690,000 $ 115,000 $ 57,000
Texas, Missouri 6 $ 1,120,000 $ 186,666 $ 79,000
Cass, Nebraska 6 $ 1,530,000 $ 255,000 $ 118,000
Monmouth, New Jersey 6 $ 3,640,000 $ 606,666 $ 285,000
Chaves, New Mexico 6 $ 530,000 $ 88,333 $ 72,000
Socorro, New Mexico 6 $ 400,000 $ 66,666 $ 54,000
Cabarrus, North Carolina 6 $ 1,100,000 $ 183,333 $ 98,000
Franklin, North Carolina 6 $ 1,950,000 $ 325,000 $ 151,000
Guilford, North Carolina 6 $ 1,310,000 $ 218,333 $ 96,000
Onslow, North Carolina 6 $ 2,080,000 $ 346,666 $ 138,000
Lancaster, South Carolina 6 $ 1,650,000 $ 275,000 $ 132,000
Spartanburg, South Carolina 6 $ 1,650,000 $ 275,000 $ 64,000
Blount, Tennessee 6 $ 2,510,000 $ 418,333 $ 119,000
Bastrop, Texas 6 $ 2,270,000 $ 378,333 $ 151,000
Hood, Texas 6 $ 840,000 $ 140,000 $ 63,000
Nueces, Texas 6 $ 2,110,000 $ 351,666 $ 104,000
Smith, Texas 6 $ 2,460,000 $ 410,000 $ 263,000
Val Verde, Texas 6 $ 1,790,000 $ 298,333 $ 222,000
Alexandria, Virginia 6 $ 3,130,000 $ 521,666 $ 178,000
Chesterfield, Virginia 6 $ 2,880,000 $ 480,000 $ 228,000
Lynchburg, Virginia 6 $ 1,120,000 $ 186,666 $ 88,000
Clark, Washington 6 $ 2,840,000 $ 473,333 $ 137,000
Mason, Washington 6 $ 1,730,000 $ 288,333 $ 151,000
Jefferson, Alabama 5 $ 1,045,000 $ 209,000 $ 98,000
Yavapai, Arizona 5 $ 1,945,000 $ 389,000 $ 122,000
Calaveras, California 5 $ 2,115,000 $ 423,000 $ 220,000
Larimer, Colorado 5 $ 2,705,000 $ 541,000 $ 389,000
Union, Florida 5 $ 805,000 $ 161,000 $ 87,000
Bartow, Georgia 5 $ 835,000 $ 167,000 $ 70,000
Chatham, Georgia 5 $ 2,365,000 $ 473,000 $ 92,000
Hamilton, Indiana 5 $ 1,955,000 $ 391,000 $ 155,000
St. Joseph, Indiana 5 $ 645,000 $ 129,000 $ 46,000
Baltimore, Maryland 5 $ 1,725,000 $ 345,000 $ 133,000
Washington, Maryland 5 $ 695,000 $ 139,000 $ 160,000
Ionia, Michigan 5 $ 835,000 $ 167,000 $ 61,000
Kalamazoo, Michigan 5 $ 965,000 $ 193,000 $ 76,000
Sherburne, Minnesota 5 $ 1,525,000 $ 305,000 $ 113,000
Boone, Missouri 5 $ 1,645,000 $ 329,000 $ 137,000
Washington, Nebraska 5 $ 2,445,000 $ 489,000 $ 187,000
Elko, Nevada 5 $ 2,105,000 $ 421,000 $ 187,000
Burlington, New Jersey 5 $ 2,835,000 $ 567,000 $ 212,000
Mercer, New Jersey 5 $ 2,645,000 $ 529,000 $ 214,000
Torrance, New Mexico 5 $ 735,000 $ 147,000 $ 104,000
Alamance, North Carolina 5 $ 1,555,000 $ 311,000 $ 106,000
Catawba, North Carolina 5 $ 1,005,000 $ 201,000 $ 96,000
Chatham, North Carolina 5 $ 1,735,000 $ 347,000 $ 234,000
Cleveland, North Carolina 5 $ 725,000 $ 145,000 $ 78,000
Wayne, North Carolina 5 $ 1,145,000 $ 229,000 $ 91,000
Wilson, North Carolina 5 $ 2,035,000 $ 407,000 $ 147,000
Gallia, Ohio 5 $ 635,000 $ 127,000 $ 90,000
Hocking, Ohio 5 $ 1,125,000 $ 225,000 $ 109,000
McClain, Oklahoma 5 $ 2,225,000 $ 445,000 $ 161,000
Jackson, Oregon 5 $ 1,465,000 $ 293,000 $ 116,000
Lackawanna, Pennsylvania 5 $ 1,155,000 $ 231,000 $ 69,000
Lawrence, Pennsylvania 5 $ 995,000 $ 199,000 $ 76,000
Hamilton, Tennessee 5 $ 1,715,000 $ 343,000 $ 105,000
Montgomery, Tennessee 5 $ 1,395,000 $ 279,000 $ 110,000
Williamson, Tennessee 5 $ 2,845,000 $ 569,000 $ 192,000
Beaver, Utah 5 $ 1,135,000 $ 227,000 $ 84,000
Davis, Utah 5 $ 2,185,000 $ 437,000 $ 119,000
Iron, Utah 5 $ 2,075,000 $ 415,000 $ 148,000
Arlington, Virginia 5 $ 3,355,000 $ 671,000 $ 558,000
Fauquier, Virginia 5 $ 2,745,000 $ 549,000 $ 154,000
Waukesha, Wisconsin 5 $ 1,675,000 $ 335,000 $ 82,000
St. Clair, Alabama 4 $ 1,060,000 $ 265,000 $ 183,000
Coconino, Arizona 4 $ 1,750,000 $ 437,500 $ 351,000
Fresno, California 4 $ 2,280,000 $ 570,000 $ 161,000
Merced, California 4 $ 1,300,000 $ 325,000 $ 66,000
Placer, California 4 $ 1,480,000 $ 370,000 $ 114,000
Santa Clara, California 4 $ 3,310,000 $ 827,500 $ 283,000
Stanislaus, California 4 $ 1,410,000 $ 352,500 $ 114,000
Ventura, California 4 $ 1,600,000 $ 400,000 $ 87,000
Douglas, Colorado 4 $ 2,110,000 $ 527,500 $ 187,000
Park, Colorado 4 $ 1,920,000 $ 480,000 $ 272,000
Leon, Florida 4 $ 930,000 $ 232,500 $ 109,000
Barrow, Georgia 4 $ 910,000 $ 227,500 $ 89,000
Greene, Georgia 4 $ 640,000 $ 160,000 $ 97,000
Habersham, Georgia 4 $ 680,000 $ 170,000 $ 89,000
Bonneville, Idaho 4 $ 920,000 $ 230,000 $ 62,000
Grundy, Illinois 4 $ 1,170,000 $ 292,500 $ 88,000
Starke, Indiana 4 $ 700,000 $ 175,000 $ 89,000
Montgomery, Iowa 4 $ 460,000 $ 115,000 $ 89,000
Anne Arundel, Maryland 4 $ 1,730,000 $ 432,500 $ 104,000
Frederick, Maryland 4 $ 1,650,000 $ 412,500 $ 152,000
Barry, Michigan 4 $ 920,000 $ 230,000 $ 92,000
Bay, Michigan 4 $ 400,000 $ 100,000 $ 67,000
Presque Isle, Michigan 4 $ 1,910,000 $ 477,500 $ 337,000
Scott, Minnesota 4 $ 1,560,000 $ 390,000 $ 128,000
Lincoln, New Mexico 4 $ 2,400,000 $ 600,000 $ 143,000
Buncombe, North Carolina 4 $ 2,070,000 $ 517,500 $ 277,000
Davidson, North Carolina 4 $ 930,000 $ 232,500 $ 124,000
Iredell, North Carolina 4 $ 960,000 $ 240,000 $ 111,000
Pitt, North Carolina 4 $ 920,000 $ 230,000 $ 93,000
Union, North Carolina 4 $ 1,680,000 $ 420,000 $ 202,000
Delaware, Ohio 4 $ 2,030,000 $ 507,500 $ 210,000
Lake, Ohio 4 $ 650,000 $ 162,500 $ 69,000
Licking, Ohio 4 $ 750,000 $ 187,500 $ 66,000
Vinton, Ohio 4 $ 710,000 $ 177,500 $ 48,000
Warren, Ohio 4 $ 1,310,000 $ 327,500 $ 106,000
Pottawatomie, Oklahoma 4 $ 750,000 $ 187,500 $ 114,000
Tulsa, Oklahoma 4 $ 890,000 $ 222,500 $ 178,000
Lane, Oregon 4 $ 1,600,000 $ 400,000 $ 131,000
Dorchester, South Carolina 4 $ 1,520,000 $ 380,000 $ 180,000
Richland, South Carolina 4 $ 1,000,000 $ 250,000 $ 78,000
Rutherford, Tennessee 4 $ 1,440,000 $ 360,000 $ 155,000
Sumner, Tennessee 4 $ 1,120,000 $ 280,000 $ 123,000
Comal, Texas 4 $ 2,480,000 $ 620,000 $ 175,000
Tooele, Utah 4 $ 1,280,000 $ 320,000 $ 86,000
Culpeper, Virginia 4 $ 1,740,000 $ 435,000 $ 156,000
Suffolk, Virginia 4 $ 850,000 $ 212,500 $ 83,000
Virginia Beach, Virginia 4 $ 1,160,000 $ 290,000 $ 114,000
Douglas, Wisconsin 4 $ 620,000 $ 155,000 $ 53,000
Wood, Wisconsin 4 $ 290,000 $ 72,500 $ 80,000
Sheridan, Wyoming 4 $ 1,200,000 $ 300,000 $ 101,000
Dale, Alabama 3 $ 395,000 $ 131,666 $ 76,000
Dallas, Alabama 3 $ 455,000 $ 151,666 $ 74,000
Morgan, Alabama 3 $ 345,000 $ 115,000 $ 45,000
Tuscaloosa, Alabama 3 $ 955,000 $ 318,333 $ 289,000
Navajo, Arizona 3 $ 935,000 $ 311,666 $ 121,000
Craighead, Arkansas 3 $ 615,000 $ 205,000 $ 79,000
Poinsett, Arkansas 3 $ 435,000 $ 145,000 $ 131,000
Shasta, California 3 $ 1,215,000 $ 405,000 $ 229,000
Sonoma, California 3 $ 1,385,000 $ 461,666 $ 99,000
Boulder, Colorado 3 $ 1,845,000 $ 615,000 $ 389,000
Gilpin, Colorado 3 $ 1,945,000 $ 648,333 $ 245,000
Hinsdale, Colorado 3 $ 1,105,000 $ 368,333 $ 110,000
Pueblo, Colorado 3 $ 465,000 $ 155,000 $ 59,000
Summit, Colorado 3 $ 1,445,000 $ 481,666 $ 381,000
Teller, Colorado 3 $ 1,205,000 $ 401,666 $ 192,000
New Castle, Delaware 3 $ 655,000 $ 218,333 $ 60,000
District of Columbia, District Of Columbia 3 $ 1,475,000 $ 491,666 $ 376,000
Bradford, Florida 3 $ 455,000 $ 151,666 $ 76,000
Jackson, Florida 3 $ 435,000 $ 145,000 $ 119,000
Coweta, Georgia 3 $ 1,355,000 $ 451,666 $ 255,000
Fayette, Georgia 3 $ 1,005,000 $ 335,000 $ 154,000
Liberty, Georgia 3 $ 665,000 $ 221,666 $ 97,000
Madison, Georgia 3 $ 1,095,000 $ 365,000 $ 78,000
Paulding, Georgia 3 $ 835,000 $ 278,333 $ 145,000
Richmond, Georgia 3 $ 615,000 $ 205,000 $ 166,000
Kane, Illinois 3 $ 735,000 $ 245,000 $ 82,000
Elkhart, Indiana 3 $ 395,000 $ 131,666 $ 77,000
Montgomery, Indiana 3 $ 365,000 $ 121,666 $ 43,000
Newton, Indiana 3 $ 505,000 $ 168,333 $ 69,000
Butler, Kansas 3 $ 745,000 $ 248,333 $ 78,000
Jefferson, Louisiana 3 $ 745,000 $ 248,333 $ 75,000
Ouachita, Louisiana 3 $ 435,000 $ 145,000 $ 105,000
Calvert, Maryland 3 $ 1,065,000 $ 355,000 $ 117,000
Caroline, Maryland 3 $ 815,000 $ 271,666 $ 97,000
Harford, Maryland 3 $ 325,000 $ 108,333 $ 78,000
Berrien, Michigan 3 $ 825,000 $ 275,000 $ 120,000
Gladwin, Michigan 3 $ 975,000 $ 325,000 $ 122,000
Gratiot, Michigan 3 $ 395,000 $ 131,666 $ 48,000
Huron, Michigan 3 $ 455,000 $ 151,666 $ 160,000
Isabella, Michigan 3 $ 535,000 $ 178,333 $ 64,000
Midland, Michigan 3 $ 185,000 $ 61,666 $ 45,000
Muskegon, Michigan 3 $ 655,000 $ 218,333 $ 127,000
Newaygo, Michigan 3 $ 375,000 $ 125,000 $ 109,000
Otsego, Michigan 3 $ 705,000 $ 235,000 $ 90,000
Carver, Minnesota 3 $ 1,165,000 $ 388,333 $ 138,000
Isanti, Minnesota 3 $ 945,000 $ 315,000 $ 168,000
Christian, Missouri 3 $ 765,000 $ 255,000 $ 136,000
Crawford, Missouri 3 $ 505,000 $ 168,333 $ 66,000
Iron, Missouri 3 $ 215,000 $ 71,666 $ 98,000
Ocean, New Jersey 3 $ 1,705,000 $ 568,333 $ 168,000
Somerset, New Jersey 3 $ 1,305,000 $ 435,000 $ 155,000
Union, New Jersey 3 $ 1,845,000 $ 615,000 $ 1,044,000
Luna, New Mexico 3 $ 425,000 $ 141,666 $ 109,000
Rio Arriba, New Mexico 3 $ 645,000 $ 215,000 $ 76,000
Sierra, New Mexico 3 $ 565,000 $ 188,333 $ 86,000
Taos, New Mexico 3 $ 355,000 $ 118,333 $ 89,000
Hoke, North Carolina 3 $ 655,000 $ 218,333 $ 102,000
Warren, North Carolina 3 $ 735,000 $ 245,000 $ 243,000
Ashtabula, Ohio 3 $ 665,000 $ 221,666 $ 60,000
Clermont, Ohio 3 $ 905,000 $ 301,666 $ 179,000
Greene, Ohio 3 $ 275,000 $ 91,666 $ 56,000
Madison, Ohio 3 $ 645,000 $ 215,000 $ 86,000
Meigs, Ohio 3 $ 305,000 $ 101,666 $ 30,000
Perry, Ohio 3 $ 2,205,000 $ 735,000 $ 280,000
Pickaway, Ohio 3 $ 855,000 $ 285,000 $ 120,000
Trumbull, Ohio 3 $ 355,000 $ 118,333 $ 80,000
Logan, Oklahoma 3 $ 405,000 $ 135,000 $ 89,000
Clackamas, Oregon 3 $ 1,045,000 $ 348,333 $ 101,000
Bucks, Pennsylvania 3 $ 565,000 $ 188,333 $ 53,000
Chester, Pennsylvania 3 $ 1,405,000 $ 468,333 $ 149,000
Dauphin, Pennsylvania 3 $ 1,205,000 $ 401,666 $ 103,000
Indiana, Pennsylvania 3 $ 365,000 $ 121,666 $ 74,000
Lancaster, Pennsylvania 3 $ 1,035,000 $ 345,000 $ 156,000
Monroe, Pennsylvania 3 $ 655,000 $ 218,333 $ 56,000
Montgomery, Pennsylvania 3 $ 1,215,000 $ 405,000 $ 309,000
Florence, South Carolina 3 $ 785,000 $ 261,666 $ 96,000
Monroe, Tennessee 3 $ 635,000 $ 211,666 $ 134,000
Washington, Tennessee 3 $ 975,000 $ 325,000 $ 143,000
Angelina, Texas 3 $ 665,000 $ 221,666 $ 61,000
Cameron, Texas 3 $ 535,000 $ 178,333 $ 86,000
Cooke, Texas 3 $ 1,155,000 $ 385,000 $ 186,000
Gregg, Texas 3 $ 925,000 $ 308,333 $ 110,000
Howard, Texas 3 $ 495,000 $ 165,000 $ 291,000
Llano, Texas 3 $ 665,000 $ 221,666 $ 95,000
Midland, Texas 3 $ 1,025,000 $ 341,666 $ 111,000
Palo Pinto, Texas 3 $ 935,000 $ 311,666 $ 129,000
Trinity, Texas 3 $ 395,000 $ 131,666 $ 43,000
Webb, Texas 3 $ 455,000 $ 151,666 $ 53,000
Wise, Texas 3 $ 675,000 $ 225,000 $ 92,000
Chesapeake, Virginia 3 $ 1,215,000 $ 405,000 $ 206,000
Hampton, Virginia 3 $ 755,000 $ 251,666 $ 81,000
Henrico, Virginia 3 $ 925,000 $ 308,333 $ 101,000
Norfolk, Virginia 3 $ 595,000 $ 198,333 $ 92,000
Spotsylvania, Virginia 3 $ 1,055,000 $ 351,666 $ 166,000
Stafford, Virginia 3 $ 1,465,000 $ 488,333 $ 118,000
Kitsap, Washington 3 $ 1,315,000 $ 438,333 $ 129,000
Lewis, Washington 3 $ 1,095,000 $ 365,000 $ 85,000
Whatcom, Washington 3 $ 1,265,000 $ 421,666 $ 113,000
Yakima, Washington 3 $ 575,000 $ 191,666 $ 77,000
Columbia, Wisconsin 3 $ 875,000 $ 291,666 $ 116,000
Green Lake, Wisconsin 3 $ 625,000 $ 208,333 $ 71,000
Jefferson, Wisconsin 3 $ 885,000 $ 295,000 $ 88,000
Lincoln, Wisconsin 3 $ 425,000 $ 141,666 $ 53,000
Sauk, Wisconsin 3 $ 1,035,000 $ 345,000 $ 90,000
Coffee, Alabama 2 $ 960,000 $ 480,000 $ 236,000
Henry, Alabama 2 $ 480,000 $ 240,000 $ 159,000
Houston, Alabama 2 $ 580,000 $ 290,000 $ 175,000
Mobile, Alabama 2 $ 470,000 $ 235,000 $ 98,000
Santa Cruz, Arizona 2 $ 990,000 $ 495,000 $ 153,000
Cross, Arkansas 2 $ 570,000 $ 285,000 $ 91,000
White, Arkansas 2 $ 170,000 $ 85,000 $ 57,000
Monterey, California 2 $ 1,120,000 $ 560,000 $ 214,000
Plumas, California 2 $ 500,000 $ 250,000 $ 112,000
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Mortgage Loan Application Detail Totals for Gold Star Mortgage Financial Group, Corporation in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,486 $2,737,880,000 $288,000 $2,995,000 $125,000 $3,859,000
Refinancing 1,048 $422,490,000 $403,000 $2,985,000 $213,000 $8,250,000
Cash-out Refinancing 988 $305,550,000 $309,000 $2,805,000 $163,000 $5,640,000
Home Improvement 52 $11,940,000 $229,000 $745,000 $120,000 $454,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,174 $1,918,900,000 $310,000 $2,995,000 $144,000 $8,250,000
Hispanic 1,940 $528,040,000 $272,000 $2,285,000 $114,000 $3,198,000
Not Provided 1,633 $514,855,000 $315,000 $2,245,000 $141,000 $3,132,000
Black or African American 1,088 $270,490,000 $248,000 $1,305,000 $101,000 $1,140,000
Asian 413 $161,585,000 $391,000 $1,535,000 $180,000 $2,244,000
American Indian or Alaskan Native 287 $67,675,000 $235,000 $805,000 $106,000 $1,188,000
Native Hawaiian or Other Pacific Islander 39 $16,315,000 $418,000 $1,195,000 $136,000 $925,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,906 $2,009,210,000 $290,000 $2,995,000 $157,000 $8,250,000
FHA-insured (Federal Housing Administration) 3,545 $1,045,425,000 $294,000 $1,045,000 $97,000 $1,776,000
VA-guaranteed (Veterans Administration) 994 $394,990,000 $397,000 $2,005,000 $124,000 $554,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 129 $28,235,000 $218,000 $445,000 $75,000 $138,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,891 $2,070,625,000 $300,000 $2,985,000 $132,000 $8,250,000
Application Withdrawn By Applicant 2,638 $837,670,000 $317,000 $2,945,000 $156,000 $5,640,000
Application Approved But Not Accepted 1,073 $310,815,000 $289,000 $2,995,000 $127,000 $1,677,000
Preapproval Approved but not Accepted 408 $109,080,000 $267,000 $2,245,000 $96,000 $587,000
Application Denied By Financial Institution 386 $95,450,000 $247,000 $985,000 $96,000 $726,000
File Closed For Incompleteness 146 $45,630,000 $312,000 $1,005,000 $173,000 $2,256,000
Preapproval Denied by Financial Institution 32 $8,590,000 $268,000 $525,000 $85,000 $182,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,156 $3,373,820,000 $302,000 $2,995,000 $136,000 $8,250,000
Debt-To-Income Ratio 200 $51,020,000 $255,000 $795,000 $84,000 $405,000
Credit History 68 $17,920,000 $263,000 $635,000 $108,000 $378,000
Collateral 51 $11,505,000 $225,000 $985,000 $127,000 $726,000
Unverifiable Information 33 $9,595,000 $290,000 $775,000 $102,000 $218,000
Other 20 $3,440,000 $172,000 $365,000 $91,000 $193,000
Employment History 17 $3,635,000 $213,000 $545,000 $70,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 16 $4,450,000 $278,000 $965,000 $104,000 $207,000
Credit Application Incomplete 13 $2,475,000 $190,000 $395,000 $87,000 $197,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gold Star Mortgage Financial Group, Corporation's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gold Star Mortgage Financial Group, Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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