Gold Star Mortgage Financial Group, Corporation Mortgage Lending & HMDA Data, 2025
In 2025, Gold Star Mortgage Financial Group, Corporation of Ann Arbor, MI reported 11,574 mortgage applications totaling $3.5 billion, up 37% from 2024. The average application was for $300,489, and applicants reported an average income of $136,189. 60% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (563), Detroit-Dearborn-Livonia, MI (474) and Reno, NV (337) (applications in parentheses).
| Mortgage Company & Address | Gold Star Mortgage Financial Group, Corporation 2350 Green Road Suite 100b Ann Arbor, MI 48105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 11,574 |
| Total Mortgage Loan Application Amount | $3,477,860,000 |
| Average Mortgage Loan Application Amount | $300,489 |
| Highest Mortgage Loan Application Amount | $2,995,000 |
| Average Applicant Income | $136,189 |
| Highest Applicant Income | $8,250,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gold Star Mortgage Financial Group, Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,869 | $ 449,335,000 | $ 240,414 | $ 106,826 |
| Warren-Troy-Farmington Hills, MI | 563 | $ 157,195,000 | $ 279,209 | $ 135,000 |
| Detroit-Dearborn-Livonia, MI | 474 | $ 93,020,000 | $ 196,244 | $ 107,000 |
| Reno, NV | 337 | $ 161,445,000 | $ 479,065 | $ 187,000 |
| Ann Arbor, MI | 320 | $ 123,340,000 | $ 385,437 | $ 175,000 |
| Lake County-Porter County-Jasper County, IN | 301 | $ 83,435,000 | $ 277,192 | $ 120,000 |
| Orlando-Kissimmee-Sanford, FL | 289 | $ 90,695,000 | $ 313,823 | $ 129,000 |
| Jacksonville, FL | 283 | $ 49,765,000 | $ 175,848 | $ 97,000 |
| Tampa, FL | 271 | $ 66,395,000 | $ 245,000 | $ 103,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 258 | $ 88,740,000 | $ 343,953 | $ 188,000 |
| Chicago-Naperville, IL | 221 | $ 66,355,000 | $ 300,248 | $ 138,000 |
| Phoenix-Mesa-Scottsdale, AZ | 221 | $ 81,275,000 | $ 367,760 | $ 150,000 |
| Raleigh, NC | 211 | $ 97,605,000 | $ 462,582 | $ 186,000 |
| Houston-The Woodlands-Sugar Land, TX | 199 | $ 67,415,000 | $ 338,768 | $ 181,000 |
| Omaha-Council Bluffs, NE-IA | 197 | $ 57,085,000 | $ 289,771 | $ 138,375 |
| Grand Junction, CO | 191 | $ 50,975,000 | $ 266,884 | $ 109,000 |
| Dallas-Plano-Irving, TX | 172 | $ 60,150,000 | $ 349,709 | $ 172,000 |
| Las Vegas-Henderson-Paradise, NV | 157 | $ 57,155,000 | $ 364,044 | $ 170,000 |
| Albuquerque, NM | 152 | $ 31,910,000 | $ 209,934 | $ 96,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 146 | $ 42,120,000 | $ 288,493 | $ 136,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 143 | $ 47,835,000 | $ 334,510 | $ 142,000 |
| Miami-Miami Beach-Kendall, FL | 131 | $ 49,735,000 | $ 379,656 | $ 155,000 |
| North Port-Sarasota-Bradenton, FL | 120 | $ 41,290,000 | $ 344,083 | $ 175,000 |
| Austin-Round Rock, TX | 116 | $ 46,240,000 | $ 398,620 | $ 195,000 |
| Wenatchee, WA | 109 | $ 34,585,000 | $ 317,293 | $ 135,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 107 | $ 32,925,000 | $ 307,710 | $ 163,766 |
| Denver-Aurora-Lakewood, CO | 106 | $ 49,690,000 | $ 468,773 | $ 203,000 |
| Cape Coral-Fort Myers, FL | 103 | $ 28,115,000 | $ 272,961 | $ 111,000 |
| Oklahoma City, OK | 103 | $ 22,205,000 | $ 215,582 | $ 149,000 |
| Lafayette-West Lafayette, IN | 100 | $ 19,710,000 | $ 197,100 | $ 90,000 |
| Arlington-Alexandria-Reston, VA-WV | 91 | $ 51,375,000 | $ 564,560 | $ 218,000 |
| Pittsburgh, PA | 90 | $ 20,670,000 | $ 229,666 | $ 125,000 |
| Lakeland-Winter Haven, FL | 87 | $ 18,655,000 | $ 214,425 | $ 82,000 |
| Fort Worth-Arlington, TX | 86 | $ 23,370,000 | $ 271,744 | $ 141,000 |
| Kansas City, MO-KS | 85 | $ 27,005,000 | $ 317,705 | $ 131,470 |
| St. George, UT | 85 | $ 29,555,000 | $ 347,705 | $ 188,000 |
| Atlanta-Sandy Springs-Roswell, GA | 81 | $ 25,655,000 | $ 316,728 | $ 120,000 |
| Cleveland, OH | 75 | $ 16,315,000 | $ 217,533 | $ 144,000 |
| Charlotte-Concord-Gastonia, NC-SC | 74 | $ 23,260,000 | $ 314,324 | $ 134,621 |
| Riverside-San Bernardino-Ontario, CA | 71 | $ 30,875,000 | $ 434,859 | $ 149,000 |
| Tacoma-Lakewood, WA | 69 | $ 26,785,000 | $ 388,188 | $ 155,000 |
| Milwaukee-Waukesha-West Allis, WI | 66 | $ 11,950,000 | $ 181,060 | $ 80,000 |
| Ocala, FL | 62 | $ 11,430,000 | $ 184,354 | $ 86,000 |
| Seattle-Bellevue-Everett, WA | 60 | $ 28,640,000 | $ 477,333 | $ 159,000 |
| Port St. Lucie, FL | 59 | $ 18,765,000 | $ 318,050 | $ 122,000 |
| Jackson, MI | 58 | $ 11,920,000 | $ 205,517 | $ 98,000 |
| Palm Bay-Melbourne-Titusville, FL | 58 | $ 16,220,000 | $ 279,655 | $ 110,000 |
| Columbus, OH | 57 | $ 15,725,000 | $ 275,877 | $ 117,000 |
| St. Petersburg-Clearwater-Largo, FL | 56 | $ 19,340,000 | $ 345,357 | $ 154,000 |
| Flint, MI | 54 | $ 10,230,000 | $ 189,444 | $ 84,000 |
| Grand Rapids-Wyoming, MI | 51 | $ 12,575,000 | $ 246,568 | $ 109,000 |
| Lansing-East Lansing, MI | 46 | $ 11,250,000 | $ 244,565 | $ 94,000 |
| Naples-Immokalee-Marco Island, FL | 46 | $ 22,790,000 | $ 495,434 | $ 238,000 |
| Crestview-Fort Walton Beach-Destin, FL | 43 | $ 15,475,000 | $ 359,883 | $ 208,000 |
| Monroe, MI | 41 | $ 10,615,000 | $ 258,902 | $ 113,000 |
| Salt Lake City, UT | 41 | $ 20,405,000 | $ 497,682 | $ 253,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 37 | $ 7,125,000 | $ 192,567 | $ 113,000 |
| Colorado Springs, CO | 35 | $ 14,295,000 | $ 408,428 | $ 140,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 35 | $ 13,855,000 | $ 395,857 | $ 159,200 |
| Indianapolis-Carmel-Anderson, IN | 34 | $ 8,500,000 | $ 250,000 | $ 99,000 |
| Madison, WI | 33 | $ 8,015,000 | $ 242,878 | $ 120,000 |
| Cincinnati, OH-KY-IN | 32 | $ 8,120,000 | $ 253,750 | $ 98,281 |
| Wichita, KS | 31 | $ 5,465,000 | $ 176,290 | $ 67,000 |
| Gulfport-Biloxi-Pascagoula, MS | 30 | $ 7,090,000 | $ 236,333 | $ 104,000 |
| Newark, NJ-PA | 30 | $ 15,610,000 | $ 520,333 | $ 276,000 |
| Racine, WI | 30 | $ 6,770,000 | $ 225,666 | $ 107,000 |
| Durham-Chapel Hill, NC | 29 | $ 9,795,000 | $ 337,758 | $ 154,000 |
| Sebring, FL | 29 | $ 5,135,000 | $ 177,068 | $ 76,000 |
| Greenville-Anderson-Mauldin, SC | 28 | $ 7,500,000 | $ 267,857 | $ 109,000 |
| Homosassa Springs, FL | 28 | $ 5,110,000 | $ 182,500 | $ 81,000 |
| Knoxville, TN | 28 | $ 11,600,000 | $ 414,285 | $ 169,000 |
| Provo-Orem, UT | 28 | $ 14,510,000 | $ 518,214 | $ 155,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 27 | $ 7,385,000 | $ 273,518 | $ 202,000 |
| Battle Creek, MI | 26 | $ 4,940,000 | $ 190,000 | $ 95,000 |
| Lakewood-New Brunswick, NJ | 26 | $ 13,250,000 | $ 509,615 | $ 196,000 |
| San Antonio-New Braunfels, TX | 26 | $ 9,450,000 | $ 363,461 | $ 144,000 |
| Tucson, AZ | 26 | $ 8,700,000 | $ 334,615 | $ 207,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 25 | $ 6,745,000 | $ 269,800 | $ 105,000 |
| Marietta, GA | 25 | $ 8,215,000 | $ 328,600 | $ 132,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 11,005,000 | $ 440,200 | $ 178,000 |
| Charleston-North Charleston, SC | 22 | $ 7,250,000 | $ 329,545 | $ 211,000 |
| Everett, WA | 22 | $ 13,990,000 | $ 635,909 | $ 181,000 |
| Gainesville, FL | 22 | $ 3,210,000 | $ 145,909 | $ 94,000 |
| Washington, DC-MD | 22 | $ 8,730,000 | $ 396,818 | $ 169,590 |
| Baltimore-Columbia-Towson, MD | 20 | $ 5,810,000 | $ 290,500 | $ 118,000 |
| El Paso, TX | 20 | $ 7,380,000 | $ 369,000 | $ 236,000 |
| Spokane-Spokane Valley, WA | 20 | $ 5,890,000 | $ 294,500 | $ 94,000 |
| Los Angeles-Long Beach-Glendale, CA | 19 | $ 8,655,000 | $ 455,526 | $ 178,000 |
| Lake Havasu City-Kingman, AZ | 18 | $ 4,390,000 | $ 243,888 | $ 93,000 |
| Wilmington, NC | 16 | $ 8,030,000 | $ 501,875 | $ 174,000 |
| Kankakee, IL | 15 | $ 3,315,000 | $ 221,000 | $ 91,000 |
| Sheboygan, WI | 15 | $ 3,665,000 | $ 244,333 | $ 102,000 |
| Daphne-Fairhope-Foley, AL | 14 | $ 5,040,000 | $ 360,000 | $ 129,000 |
| Fayetteville, NC | 14 | $ 2,760,000 | $ 197,142 | $ 126,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 5,080,000 | $ 362,857 | $ 132,000 |
| Anniston-Oxford-Jacksonville, AL | 13 | $ 1,435,000 | $ 110,384 | $ 47,000 |
| Kokomo, IN | 13 | $ 1,265,000 | $ 97,307 | $ 44,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 4,425,000 | $ 340,384 | $ 124,000 |
| Punta Gorda, FL | 13 | $ 4,375,000 | $ 336,538 | $ 115,000 |
| Dayton-Springfield-Kettering, OH | 12 | $ 2,800,000 | $ 233,333 | $ 88,000 |
| Janesville-Beloit, WI | 12 | $ 2,120,000 | $ 176,666 | $ 86,000 |
| Oshkosh-Neenah, WI | 12 | $ 2,120,000 | $ 176,666 | $ 120,000 |
| Richmond, VA | 12 | $ 5,240,000 | $ 436,666 | $ 169,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 12 | $ 4,400,000 | $ 366,666 | $ 121,000 |
| Dover, DE | 11 | $ 3,375,000 | $ 306,818 | $ 91,000 |
| New York-Jersey City-White Plains, NY-NJ | 11 | $ 7,395,000 | $ 672,272 | $ 219,000 |
| Stockton-Lodi, CA | 11 | $ 3,845,000 | $ 349,545 | $ 100,000 |
| Waterbury-Shelton, CT | 11 | $ 4,075,000 | $ 370,454 | $ 108,000 |
| Wildwood-The Villages, FL | 11 | $ 2,355,000 | $ 214,090 | $ 77,000 |
| Anaheim-Santa Ana-Irvine, CA | 10 | $ 9,630,000 | $ 963,000 | $ 379,000 |
| Bakersfield, CA | 10 | $ 2,580,000 | $ 258,000 | $ 95,000 |
| Birmingham-Hoover, AL | 10 | $ 2,500,000 | $ 250,000 | $ 147,000 |
| Fond Du Lac, WI | 10 | $ 1,790,000 | $ 179,000 | $ 82,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 3,300,000 | $ 330,000 | $ 125,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 10 | $ 3,470,000 | $ 347,000 | $ 195,000 |
| Lynchburg, VA | 10 | $ 1,950,000 | $ 195,000 | $ 83,000 |
| Michigan City-La Porte, IN | 10 | $ 2,250,000 | $ 225,000 | $ 119,000 |
| Olympia-Tumwater, WA | 10 | $ 4,640,000 | $ 464,000 | $ 120,000 |
| Toledo, OH | 10 | $ 1,780,000 | $ 178,000 | $ 80,000 |
| Washington-Baltimore-Arlington, DC | 10 | $ 5,130,000 | $ 513,000 | $ 242,000 |
| Akron, OH | 9 | $ 1,705,000 | $ 189,444 | $ 91,000 |
| Appleton, WI | 9 | $ 2,405,000 | $ 267,222 | $ 93,000 |
| Carson City, NV | 9 | $ 4,825,000 | $ 536,111 | $ 186,000 |
| Green Bay, WI | 9 | $ 2,055,000 | $ 228,333 | $ 95,000 |
| Kenosha, WI | 9 | $ 2,635,000 | $ 292,777 | $ 119,000 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 2,245,000 | $ 249,444 | $ 118,000 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 3,185,000 | $ 353,888 | $ 153,000 |
| Rocky Mount, NC | 9 | $ 1,965,000 | $ 218,333 | $ 65,000 |
| Santa Fe, NM | 9 | $ 3,445,000 | $ 382,777 | $ 138,000 |
| Greeley, CO | 8 | $ 3,280,000 | $ 410,000 | $ 115,000 |
| Greensboro-High Point, NC | 8 | $ 1,840,000 | $ 230,000 | $ 93,000 |
| Killeen-Temple, TX | 8 | $ 1,930,000 | $ 241,250 | $ 93,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 4,080,000 | $ 510,000 | $ 176,000 |
| Panama City, FL | 8 | $ 2,060,000 | $ 257,500 | $ 123,000 |
| Saginaw, MI | 8 | $ 1,340,000 | $ 167,500 | $ 80,000 |
| Wausau, WI | 8 | $ 1,330,000 | $ 166,250 | $ 62,000 |
| Camden, NJ | 7 | $ 3,465,000 | $ 495,000 | $ 188,000 |
| Canton-Massillon, OH | 7 | $ 1,165,000 | $ 166,428 | $ 79,000 |
| Casper, WY | 7 | $ 1,475,000 | $ 210,714 | $ 82,000 |
| Cleveland, TN | 7 | $ 1,005,000 | $ 143,571 | $ 96,000 |
| Corpus Christi, TX | 7 | $ 2,365,000 | $ 337,857 | $ 101,000 |
| Elgin, IL | 7 | $ 2,015,000 | $ 287,857 | $ 102,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,135,000 | $ 162,142 | $ 163,714 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 2,435,000 | $ 347,857 | $ 381,000 |
| Las Cruces, NM | 7 | $ 2,495,000 | $ 356,428 | $ 120,000 |
| San Diego-Carlsbad, CA | 7 | $ 3,665,000 | $ 523,571 | $ 166,000 |
| Savannah, GA | 7 | $ 3,095,000 | $ 442,142 | $ 105,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,395,000 | $ 199,285 | $ 87,000 |
| St. Louis, MO-IL | 7 | $ 2,445,000 | $ 349,285 | $ 335,571 |
| Wichita Falls, TX | 7 | $ 1,175,000 | $ 167,857 | $ 99,000 |
| Winston-Salem, NC | 7 | $ 1,805,000 | $ 257,857 | $ 111,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 3,070,000 | $ 511,666 | $ 206,000 |
| Clarksville, TN-KY | 6 | $ 1,670,000 | $ 278,333 | $ 108,500 |
| Columbia, SC | 6 | $ 1,560,000 | $ 260,000 | $ 76,000 |
| Jacksonville, NC | 6 | $ 2,080,000 | $ 346,666 | $ 138,000 |
| Jonesboro, AR | 6 | $ 1,050,000 | $ 175,000 | $ 105,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 2,450,000 | $ 408,333 | $ 332,000 |
| New Orleans-Metairie, LA | 6 | $ 1,300,000 | $ 216,666 | $ 83,000 |
| Spartanburg, SC | 6 | $ 1,650,000 | $ 275,000 | $ 64,000 |
| Springfield, MO | 6 | $ 1,370,000 | $ 228,333 | $ 106,000 |
| Tallahassee, FL | 6 | $ 1,290,000 | $ 215,000 | $ 134,000 |
| Tyler, TX | 6 | $ 2,460,000 | $ 410,000 | $ 263,000 |
| Baton Rouge, LA | 5 | $ 1,425,000 | $ 285,000 | $ 108,000 |
| Burlington, NC | 5 | $ 1,555,000 | $ 311,000 | $ 106,000 |
| Chattanooga, TN-GA | 5 | $ 1,715,000 | $ 343,000 | $ 105,000 |
| Columbia, MO | 5 | $ 1,645,000 | $ 329,000 | $ 137,000 |
| Fort Collins, CO | 5 | $ 2,705,000 | $ 541,000 | $ 389,000 |
| Fresno, CA | 5 | $ 2,615,000 | $ 523,000 | $ 144,000 |
| Goldsboro, NC | 5 | $ 1,145,000 | $ 229,000 | $ 91,000 |
| Johnson City, TN | 5 | $ 1,365,000 | $ 273,000 | $ 123,000 |
| Kalamazoo-Portage, MI | 5 | $ 965,000 | $ 193,000 | $ 76,000 |
| Medford, OR | 5 | $ 1,465,000 | $ 293,000 | $ 116,000 |
| Ogden-Clearfield, UT | 5 | $ 2,185,000 | $ 437,000 | $ 119,000 |
| Prescott Valley-Prescott, AZ | 5 | $ 1,945,000 | $ 389,000 | $ 122,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 645,000 | $ 129,000 | $ 46,000 |
| Trenton, NJ | 5 | $ 2,645,000 | $ 529,000 | $ 214,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 935,000 | $ 187,000 | $ 99,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,180,000 | $ 295,000 | $ 107,000 |
| Asheville, NC | 4 | $ 2,070,000 | $ 517,500 | $ 277,000 |
| Bay City, MI | 4 | $ 400,000 | $ 100,000 | $ 67,000 |
| Beaumont-Port Arthur, TX | 4 | $ 420,000 | $ 105,000 | $ 97,000 |
| Dothan, AL | 4 | $ 1,060,000 | $ 265,000 | $ 167,000 |
| Duluth, MN-WI | 4 | $ 620,000 | $ 155,000 | $ 53,000 |
| Eugene, OR | 4 | $ 1,600,000 | $ 400,000 | $ 131,000 |
| Flagstaff, AZ | 4 | $ 1,750,000 | $ 437,500 | $ 351,000 |
| Greenville, NC | 4 | $ 920,000 | $ 230,000 | $ 93,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,420,000 | $ 355,000 | $ 99,000 |
| Hinesville, GA | 4 | $ 730,000 | $ 182,500 | $ 91,000 |
| Idaho Falls, ID | 4 | $ 920,000 | $ 230,000 | $ 62,000 |
| Lexington Park, MD | 4 | $ 1,260,000 | $ 315,000 | $ 105,000 |
| Merced, CA | 4 | $ 1,300,000 | $ 325,000 | $ 66,000 |
| Midland, TX | 4 | $ 1,340,000 | $ 335,000 | $ 117,000 |
| Modesto, CA | 4 | $ 1,410,000 | $ 352,500 | $ 114,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,600,000 | $ 400,000 | $ 87,000 |
| Philadelphia, PA | 4 | $ 1,050,000 | $ 262,500 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 3,310,000 | $ 827,500 | $ 283,000 |
| Tulsa, OK | 4 | $ 890,000 | $ 222,500 | $ 178,000 |
| Wilmington, DE-MD-NJ | 4 | $ 910,000 | $ 227,500 | $ 71,250 |
| Athens-Clarke County, GA | 3 | $ 1,095,000 | $ 365,000 | $ 78,000 |
| Bellingham, WA | 3 | $ 1,265,000 | $ 421,666 | $ 113,000 |
| Boulder, CO | 3 | $ 1,845,000 | $ 615,000 | $ 389,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,315,000 | $ 438,333 | $ 129,000 |
| Brownsville-Harlingen, TX | 3 | $ 535,000 | $ 178,333 | $ 86,000 |
| Brunswick, GA | 3 | $ 905,000 | $ 301,666 | $ 89,000 |
| Decatur, AL | 3 | $ 345,000 | $ 115,000 | $ 45,000 |
| Elkhart-Goshen, IN | 3 | $ 395,000 | $ 131,666 | $ 77,000 |
| Florence, SC | 3 | $ 785,000 | $ 261,666 | $ 96,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 375,000 | $ 125,000 | $ 69,333 |
| Lancaster, PA | 3 | $ 1,035,000 | $ 345,000 | $ 156,000 |
| Laredo, TX | 3 | $ 455,000 | $ 151,666 | $ 53,000 |
| Longview, TX | 3 | $ 925,000 | $ 308,333 | $ 110,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 905,000 | $ 301,666 | $ 174,333 |
| Memphis, TN-MS-AR | 3 | $ 1,095,000 | $ 365,000 | $ 105,000 |
| Midland, MI | 3 | $ 185,000 | $ 61,666 | $ 45,000 |
| Monroe, LA | 3 | $ 435,000 | $ 145,000 | $ 105,000 |
| Muskegon, MI | 3 | $ 655,000 | $ 218,333 | $ 127,000 |
| Niles-Benton Harbor, MI | 3 | $ 825,000 | $ 275,000 | $ 120,000 |
| Pueblo, CO | 3 | $ 465,000 | $ 155,000 | $ 59,000 |
| Redding, CA | 3 | $ 1,215,000 | $ 405,000 | $ 229,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 1,455,000 | $ 485,000 | $ 252,000 |
| Santa Rosa, CA | 3 | $ 1,385,000 | $ 461,666 | $ 99,000 |
| St. Joseph, MO-KS | 3 | $ 595,000 | $ 198,333 | $ 88,000 |
| Traverse City, MI | 3 | $ 985,000 | $ 328,333 | $ 140,000 |
| Tuscaloosa, AL | 3 | $ 955,000 | $ 318,333 | $ 289,000 |
| Yakima, WA | 3 | $ 575,000 | $ 191,666 | $ 77,000 |
| Abilene, TX | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| Albany, GA | 2 | $ 210,000 | $ 105,000 | $ 66,000 |
| Albany, OR | 2 | $ 680,000 | $ 340,000 | $ 89,000 |
| Amarillo, TX | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| Bend-Redmond, OR | 2 | $ 1,290,000 | $ 645,000 | $ 271,000 |
| Bowling Green, KY | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 540,000 | $ 270,000 | $ 64,000 |
| Coeur D'Alene, ID | 2 | $ 970,000 | $ 485,000 | $ 131,000 |
| Dalton, GA | 2 | $ 550,000 | $ 275,000 | $ 158,000 |
| Erie, PA | 2 | $ 510,000 | $ 255,000 | $ 62,000 |
| Fort Smith, AR-OK | 2 | $ 440,000 | $ 220,000 | $ 70,500 |
| Gainesville, GA | 2 | $ 700,000 | $ 350,000 | $ 109,000 |
| Hammond, LA | 2 | $ 120,000 | $ 60,000 | $ 40,000 |
| Jefferson City, MO | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Joplin, MO | 2 | $ 300,000 | $ 150,000 | $ 86,000 |
| Lawton, OK | 2 | $ 410,000 | $ 205,000 | $ 170,000 |
| Lewiston-Auburn, ME | 2 | $ 940,000 | $ 470,000 | $ 157,000 |
| Logan, UT-ID | 2 | $ 680,000 | $ 340,000 | $ 78,000 |
| Longview, WA | 2 | $ 710,000 | $ 355,000 | $ 70,000 |
| Macon-Bibb County, GA | 2 | $ 480,000 | $ 240,000 | $ 94,000 |
| Mobile, AL | 2 | $ 470,000 | $ 235,000 | $ 98,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 560,000 | $ 280,000 | $ 111,000 |
| New Haven-Milford, CT | 2 | $ 590,000 | $ 295,000 | $ 153,000 |
| Norwich-New London, CT | 2 | $ 850,000 | $ 425,000 | $ 172,000 |
| Peoria, IL | 2 | $ 560,000 | $ 280,000 | $ 182,000 |
| Rochester, MN | 2 | $ 640,000 | $ 320,000 | $ 54,000 |
| Rockford, IL | 2 | $ 520,000 | $ 260,000 | $ 101,000 |
| Salem, OR | 2 | $ 990,000 | $ 495,000 | $ 132,000 |
| Salinas, CA | 2 | $ 1,120,000 | $ 560,000 | $ 214,000 |
| Shreveport-Bossier City, LA | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 720,000 | $ 360,000 | $ 142,000 |
| Springfield, OH | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| St. Cloud, MN | 2 | $ 440,000 | $ 220,000 | $ 75,000 |
| Sumter, SC | 2 | $ 520,000 | $ 260,000 | $ 223,000 |
| Walla Walla, WA | 2 | $ 1,040,000 | $ 520,000 | $ 106,000 |
| Yuba City, CA | 2 | $ 840,000 | $ 420,000 | $ 102,000 |
| Amherst Town-Northampton, MA | 1 | $ 55,000 | $ 55,000 | $ 810,000 |
| Bangor, ME | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Billings, MT | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Bismarck, ND | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Cheyenne, WY | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Chico, CA | 1 | $ 305,000 | $ 305,000 | $ 260,000 |
| College Station-Bryan, TX | 1 | $ 135,000 | $ 135,000 | $ 222,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Des Moines-West Des Moines, IA | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Eagle Pass, TX | 1 | $ 255,000 | $ 255,000 | $ 177,000 |
| Farmington, NM | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Florence-Muscle Shoals, AL | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Fort Wayne, IN | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Grants Pass, OR | 1 | $ 485,000 | $ 485,000 | $ 101,000 |
| Hanford-Corcoran, CA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Jackson, MS | 1 | $ 475,000 | $ 475,000 | $ 237,000 |
| Kennewick-Richland, WA | 1 | $ 485,000 | $ 485,000 | $ 149,000 |
| Lawrence, KS | 1 | $ 255,000 | $ 255,000 | $ 182,000 |
| Lewiston, ID-WA | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Lincoln, NE | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Mansfield, OH | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Montgomery, AL | 1 | $ 55,000 | $ 55,000 | $ 191,000 |
| Owensboro, KY | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Rapid City, SD | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Salisbury, MD-DE | 1 | $ 345,000 | $ 345,000 | $ 79,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 1,505,000 | $ 1,505,000 | $ 603,000 |
| Sandusky, OH | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 515,000 | $ 515,000 | $ 86,000 |
| Sherman-Denison, TX | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Staunton-Waynesboro, VA | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Topeka, KS | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Valdosta, GA | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Vallejo-Fairfield, CA | 1 | $ 1,035,000 | $ 1,035,000 | $ 267,000 |
| Warner Robins, GA | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 105,000 | $ 105,000 | $ 314,000 |
| Yuma, AZ | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Gold Star Mortgage Financial Group, Corporation in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,486 | $2,737,880,000 | $288,000 | $2,995,000 | $125,000 | $3,859,000 |
| Refinancing | 1,048 | $422,490,000 | $403,000 | $2,985,000 | $213,000 | $8,250,000 |
| Cash-out Refinancing | 988 | $305,550,000 | $309,000 | $2,805,000 | $163,000 | $5,640,000 |
| Home Improvement | 52 | $11,940,000 | $229,000 | $745,000 | $120,000 | $454,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,174 | $1,918,900,000 | $310,000 | $2,995,000 | $144,000 | $8,250,000 |
| Hispanic | 1,940 | $528,040,000 | $272,000 | $2,285,000 | $114,000 | $3,198,000 |
| Not Provided | 1,633 | $514,855,000 | $315,000 | $2,245,000 | $141,000 | $3,132,000 |
| Black or African American | 1,088 | $270,490,000 | $248,000 | $1,305,000 | $101,000 | $1,140,000 |
| Asian | 413 | $161,585,000 | $391,000 | $1,535,000 | $180,000 | $2,244,000 |
| American Indian or Alaskan Native | 287 | $67,675,000 | $235,000 | $805,000 | $106,000 | $1,188,000 |
| Native Hawaiian or Other Pacific Islander | 39 | $16,315,000 | $418,000 | $1,195,000 | $136,000 | $925,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,906 | $2,009,210,000 | $290,000 | $2,995,000 | $157,000 | $8,250,000 |
| FHA-insured (Federal Housing Administration) | 3,545 | $1,045,425,000 | $294,000 | $1,045,000 | $97,000 | $1,776,000 |
| VA-guaranteed (Veterans Administration) | 994 | $394,990,000 | $397,000 | $2,005,000 | $124,000 | $554,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 129 | $28,235,000 | $218,000 | $445,000 | $75,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,891 | $2,070,625,000 | $300,000 | $2,985,000 | $132,000 | $8,250,000 |
| Application Withdrawn By Applicant | 2,638 | $837,670,000 | $317,000 | $2,945,000 | $156,000 | $5,640,000 |
| Application Approved But Not Accepted | 1,073 | $310,815,000 | $289,000 | $2,995,000 | $127,000 | $1,677,000 |
| Preapproval Approved but not Accepted | 408 | $109,080,000 | $267,000 | $2,245,000 | $96,000 | $587,000 |
| Application Denied By Financial Institution | 386 | $95,450,000 | $247,000 | $985,000 | $96,000 | $726,000 |
| File Closed For Incompleteness | 146 | $45,630,000 | $312,000 | $1,005,000 | $173,000 | $2,256,000 |
| Preapproval Denied by Financial Institution | 32 | $8,590,000 | $268,000 | $525,000 | $85,000 | $182,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,156 | $3,373,820,000 | $302,000 | $2,995,000 | $136,000 | $8,250,000 |
| Debt-To-Income Ratio | 200 | $51,020,000 | $255,000 | $795,000 | $84,000 | $405,000 |
| Credit History | 68 | $17,920,000 | $263,000 | $635,000 | $108,000 | $378,000 |
| Collateral | 51 | $11,505,000 | $225,000 | $985,000 | $127,000 | $726,000 |
| Unverifiable Information | 33 | $9,595,000 | $290,000 | $775,000 | $102,000 | $218,000 |
| Other | 20 | $3,440,000 | $172,000 | $365,000 | $91,000 | $193,000 |
| Employment History | 17 | $3,635,000 | $213,000 | $545,000 | $70,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $4,450,000 | $278,000 | $965,000 | $104,000 | $207,000 |
| Credit Application Incomplete | 13 | $2,475,000 | $190,000 | $395,000 | $87,000 | $197,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gold Star Mortgage Financial Group, Corporation's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gold Star Mortgage Financial Group, Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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