Grand Bank, National Association Mortgage Lending & HMDA Data, 2011
In 2011, Grand Bank, National Association of Hamilton, NJ reported 6,122 mortgage applications totaling $1.7 billion, up 3656% from 2010. The average application was for $275,084, and applicants reported an average income of $102,027. 50% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (810), Santa Ana-Anaheim-Irvine, CA (324) and New York-White Plains-Wayne, NY-NJ (321) (applications in parentheses).
| Mortgage Company & Address | Grand Bank, National Association 2297 Hwy 33 Hamilton, NJ 08690 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,122 |
| Total Mortgage Loan Application Amount | $1,684,070,000 |
| Average Mortgage Loan Application Amount | $275,084 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $102,027 |
| Highest Applicant Income | $6,188,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Grand Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 810 | $ 284,878,000 | $ 351,701 | $ 122,000 |
| Santa Ana-Anaheim-Irvine, CA | 324 | $ 125,655,000 | $ 387,824 | $ 144,000 |
| New York-White Plains-Wayne, NY-NJ | 321 | $ 115,341,000 | $ 359,317 | $ 135,093 |
| Riverside-San Bernardino-Ontario, CA | 281 | $ 63,507,000 | $ 226,003 | $ 103,000 |
| Phoenix-Mesa-Glendale, AZ | 220 | $ 39,661,000 | $ 180,277 | $ 87,000 |
| San Diego-Carlsbad-San Marcos, CA | 217 | $ 74,524,000 | $ 343,428 | $ 104,000 |
| Seattle-Bellevue-Everett, WA | 193 | $ 60,962,000 | $ 315,865 | $ 127,000 |
| Nassau-Suffolk, NY | 168 | $ 53,057,000 | $ 315,815 | $ 120,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 149 | $ 50,979,000 | $ 342,140 | $ 116,657 |
| Oakland-Fremont-Hayward, CA | 134 | $ 47,639,000 | $ 355,514 | $ 111,000 |
| Denver-Aurora-Broomfield, CO | 109 | $ 25,559,000 | $ 234,486 | $ 68,000 |
| Chicago-Joliet-Naperville, IL | 100 | $ 21,040,000 | $ 210,400 | $ 69,000 |
| Honolulu, HI | 91 | $ 37,242,000 | $ 409,252 | $ 99,000 |
| Bethesda-Rockville-Frederick, MD | 85 | $ 27,565,000 | $ 324,294 | $ 124,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 83 | $ 18,675,000 | $ 225,000 | $ 77,000 |
| Houston-Sugar Land-Baytown, TX | 82 | $ 13,046,000 | $ 159,097 | $ 87,000 |
| San Francisco-San Mateo-Redwood City, CA | 80 | $ 37,858,000 | $ 473,225 | $ 157,000 |
| Dallas-Plano-Irving, TX | 74 | $ 12,084,000 | $ 163,297 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 74 | $ 31,057,000 | $ 419,689 | $ 157,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 72 | $ 26,161,000 | $ 363,347 | $ 104,000 |
| Miami-Miami Beach-Kendall, FL | 66 | $ 12,423,000 | $ 188,227 | $ 104,000 |
| Albuquerque, NM | 60 | $ 11,198,000 | $ 186,633 | $ 70,000 |
| Colorado Springs, CO | 55 | $ 13,066,000 | $ 237,563 | $ 19,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 53 | $ 11,899,000 | $ 224,509 | $ 107,000 |
| Baltimore-Towson, MD | 52 | $ 13,336,000 | $ 256,461 | $ 96,000 |
| Edison-New Brunswick, NJ | 47 | $ 14,458,000 | $ 307,617 | $ 131,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 42 | $ 8,987,000 | $ 213,976 | $ 74,857 |
| Orlando-Kissimmee-Sanford, FL | 42 | $ 6,909,000 | $ 164,500 | $ 59,000 |
| Philadelphia, PA | 42 | $ 9,277,000 | $ 220,880 | $ 99,000 |
| Boston-Quincy, MA | 39 | $ 10,238,000 | $ 262,512 | $ 84,000 |
| Tampa-St. Petersburg-Clearwater, FL | 39 | $ 6,083,000 | $ 155,974 | $ 49,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 38 | $ 8,862,000 | $ 233,210 | $ 82,921 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 38 | $ 7,485,000 | $ 196,973 | $ 98,000 |
| Las Vegas-Paradise, NV | 37 | $ 7,726,000 | $ 208,810 | $ 75,000 |
| San Antonio-New Braunfels, TX | 37 | $ 7,505,000 | $ 202,837 | $ 45,000 |
| Atlanta-Sandy Springs-Marietta, GA | 36 | $ 7,472,000 | $ 207,555 | $ 69,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 32 | $ 7,082,000 | $ 221,312 | $ 95,000 |
| Newark-Union, NJ-PA | 30 | $ 7,733,000 | $ 257,766 | $ 105,000 |
| Warren-Troy-Farmington Hills, MI | 28 | $ 4,187,000 | $ 149,535 | $ 34,000 |
| Austin-Round Rock-San Marcos, TX | 25 | $ 5,268,000 | $ 210,720 | $ 108,000 |
| St. Louis, MO-IL | 25 | $ 4,448,000 | $ 177,920 | $ 77,880 |
| Tacoma, WA | 25 | $ 6,840,000 | $ 273,600 | $ 70,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 25 | $ 5,840,000 | $ 233,600 | $ 62,560 |
| Stockton, CA | 24 | $ 4,833,000 | $ 201,375 | $ 80,000 |
| Fort Worth-Arlington, TX | 23 | $ 3,531,000 | $ 153,521 | $ 77,000 |
| Providence-New Bedford-Fall River, RI-MA | 22 | $ 4,395,000 | $ 199,772 | $ 87,636 |
| Albany-Schenectady-Troy, NY | 21 | $ 4,133,000 | $ 196,809 | $ 86,000 |
| Cambridge-Newton-Framingham, MA | 21 | $ 6,604,000 | $ 314,476 | $ 110,000 |
| Salinas, CA | 20 | $ 5,606,000 | $ 280,300 | $ 323,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 19 | $ 3,590,000 | $ 188,947 | $ 92,842 |
| Jacksonville, FL | 19 | $ 3,470,000 | $ 182,631 | $ 43,000 |
| Richmond, VA | 19 | $ 4,468,000 | $ 235,157 | $ 79,000 |
| Salt Lake City, UT | 19 | $ 3,884,000 | $ 204,421 | $ 77,000 |
| Vallejo-Fairfield, CA | 19 | $ 3,884,000 | $ 204,421 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 6,186,000 | $ 343,666 | $ 122,000 |
| Raleigh-Cary, NC | 18 | $ 3,922,000 | $ 217,888 | $ 103,000 |
| Las Cruces, NM | 17 | $ 2,794,000 | $ 164,352 | $ 53,000 |
| Tucson, AZ | 17 | $ 4,996,000 | $ 293,882 | $ 73,000 |
| Buffalo-Niagara Falls, NY | 16 | $ 1,900,000 | $ 118,750 | $ 93,000 |
| Fresno, CA | 16 | $ 2,948,000 | $ 184,250 | $ 92,000 |
| North Port-Bradenton-Sarasota, FL | 16 | $ 3,227,000 | $ 201,687 | $ 62,000 |
| Prescott, AZ | 16 | $ 4,411,000 | $ 275,687 | $ 140,000 |
| Camden, NJ | 15 | $ 3,169,000 | $ 211,266 | $ 106,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 2,779,000 | $ 185,266 | $ 70,000 |
| Ogden-Clearfield, UT | 15 | $ 2,427,000 | $ 161,800 | $ 68,000 |
| Spokane, WA | 15 | $ 2,572,000 | $ 171,466 | $ 90,000 |
| El Centro, CA | 14 | $ 1,896,000 | $ 135,428 | $ 43,000 |
| New Orleans-Metairie-Kenner, LA | 14 | $ 2,428,000 | $ 173,428 | $ 80,000 |
| Peabody, MA | 14 | $ 3,362,000 | $ 240,142 | $ 70,000 |
| Worcester, MA | 14 | $ 3,149,000 | $ 224,928 | $ 78,000 |
| Kansas City, MO-KS | 13 | $ 2,149,000 | $ 165,307 | $ 39,615 |
| Santa Barbara-Santa Maria-Goleta, CA | 13 | $ 4,364,000 | $ 335,692 | $ 102,000 |
| Indianapolis-Carmel, IN | 12 | $ 2,045,000 | $ 170,416 | $ 28,000 |
| Modesto, CA | 12 | $ 1,929,000 | $ 160,750 | $ 54,000 |
| Bakersfield-Delano, CA | 11 | $ 2,305,000 | $ 209,545 | $ 79,000 |
| Charleston-North Charleston-Summerville, SC | 11 | $ 2,787,000 | $ 253,363 | $ 63,000 |
| Columbus, OH | 11 | $ 1,960,000 | $ 178,181 | $ 62,000 |
| Baton Rouge, LA | 10 | $ 2,332,000 | $ 233,200 | $ 59,000 |
| Grand Rapids-Wyoming, MI | 10 | $ 1,582,000 | $ 158,200 | $ 38,000 |
| Kennewick-Pasco-Richland, WA | 10 | $ 1,747,000 | $ 174,700 | $ 76,000 |
| Lakeland-Winter Haven, FL | 10 | $ 1,247,000 | $ 124,700 | $ 30,000 |
| Pittsburgh, PA | 10 | $ 1,589,000 | $ 158,900 | $ 84,000 |
| San Luis Obispo-Paso Robles, CA | 10 | $ 3,599,000 | $ 359,900 | $ 89,000 |
| Bremerton-Silverdale, WA | 9 | $ 2,206,000 | $ 245,111 | $ 126,000 |
| Chico, CA | 9 | $ 2,322,000 | $ 258,000 | $ 110,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,867,000 | $ 207,444 | $ 62,000 |
| Kingston, NY | 9 | $ 1,832,000 | $ 203,555 | $ 79,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 2,373,000 | $ 263,666 | $ 91,222 |
| Olympia, WA | 9 | $ 1,887,000 | $ 209,666 | $ 70,000 |
| Trenton-Ewing, NJ | 9 | $ 1,852,000 | $ 205,777 | $ 132,000 |
| Winston-Salem, NC | 9 | $ 1,347,000 | $ 149,666 | $ 67,000 |
| Boulder, CO | 8 | $ 2,298,000 | $ 287,250 | $ 161,000 |
| Greeley, CO | 8 | $ 1,829,000 | $ 228,625 | $ 57,000 |
| Huntsville, AL | 8 | $ 1,717,000 | $ 214,625 | $ 20,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 1,234,000 | $ 154,250 | $ 54,000 |
| New Haven-Milford, CT | 8 | $ 2,126,000 | $ 265,750 | $ 104,000 |
| Port St. Lucie, FL | 8 | $ 1,122,000 | $ 140,250 | $ 32,000 |
| Provo-Orem, UT | 8 | $ 1,915,000 | $ 239,375 | $ 66,000 |
| St. George, UT | 8 | $ 1,691,000 | $ 211,375 | $ 91,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,630,000 | $ 232,857 | $ 121,571 |
| Cleveland-Elyria-Mentor, OH | 7 | $ 1,211,000 | $ 173,000 | $ 60,000 |
| Des Moines-West Des Moines, IA | 7 | $ 1,067,000 | $ 152,428 | $ 20,000 |
| El Paso, TX | 7 | $ 1,026,000 | $ 146,571 | $ 19,000 |
| Flagstaff, AZ | 7 | $ 1,969,000 | $ 281,285 | $ 131,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,850,000 | $ 264,285 | $ 210,000 |
| Greensboro-High Point, NC | 7 | $ 1,424,000 | $ 203,428 | $ 66,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,742,000 | $ 248,857 | $ 83,857 |
| Napa, CA | 7 | $ 2,669,000 | $ 381,285 | $ 107,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 1,174,000 | $ 167,714 | $ 40,285 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,188,000 | $ 169,714 | $ 65,000 |
| Santa Fe, NM | 7 | $ 2,036,000 | $ 290,857 | $ 148,000 |
| Santa Rosa-Petaluma, CA | 7 | $ 2,241,000 | $ 320,142 | $ 58,000 |
| Birmingham-Hoover, AL | 6 | $ 1,376,000 | $ 229,333 | $ 55,000 |
| Columbia, SC | 6 | $ 896,000 | $ 149,333 | $ 70,000 |
| Detroit-Livonia-Dearborn, MI | 6 | $ 948,000 | $ 158,000 | $ 7,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,358,000 | $ 226,333 | $ 53,000 |
| Madison, WI | 6 | $ 1,196,000 | $ 199,333 | $ 101,000 |
| Manchester-Nashua, NH | 6 | $ 1,940,000 | $ 323,333 | $ 117,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 842,000 | $ 140,333 | $ 81,000 |
| Naples-Marco Island, FL | 6 | $ 1,160,000 | $ 193,333 | $ 68,000 |
| Ocala, FL | 6 | $ 809,000 | $ 134,833 | $ 55,000 |
| Oklahoma City, OK | 6 | $ 681,000 | $ 113,500 | $ 97,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,011,000 | $ 168,500 | $ 65,000 |
| Portland-South Portland-Biddeford, ME | 6 | $ 1,703,000 | $ 283,833 | $ 118,000 |
| Bellingham, WA | 5 | $ 1,248,000 | $ 249,600 | $ 88,000 |
| Bend, OR | 5 | $ 1,236,000 | $ 247,200 | $ 22,000 |
| Charlottesville, VA | 5 | $ 1,228,000 | $ 245,600 | $ 111,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 770,000 | $ 154,000 | $ 84,000 |
| Gary, IN | 5 | $ 915,000 | $ 183,000 | $ 323,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 898,000 | $ 179,600 | $ 25,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 992,000 | $ 198,400 | $ 35,000 |
| Laredo, TX | 5 | $ 598,000 | $ 119,600 | $ 52,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 5 | $ 1,375,000 | $ 275,000 | $ 417,000 |
| Reno-Sparks, NV | 5 | $ 838,000 | $ 167,600 | $ 122,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 865,000 | $ 173,000 | $ 55,000 |
| Yakima, WA | 5 | $ 983,000 | $ 196,600 | $ 96,000 |
| Yuba City, CA | 5 | $ 906,000 | $ 181,200 | $ 42,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 795,000 | $ 198,750 | $ 42,000 |
| Holland-Grand Haven, MI | 4 | $ 697,000 | $ 174,250 | $ 45,000 |
| Jackson, MS | 4 | $ 710,000 | $ 177,500 | $ 136,000 |
| Lawton, OK | 4 | $ 432,000 | $ 108,000 | $ 56,000 |
| Louisville-Jefferson County, KY-IN | 4 | $ 778,000 | $ 194,500 | $ 52,500 |
| Memphis, TN-MS-AR | 4 | $ 831,000 | $ 207,750 | $ 50,000 |
| Rochester, NY | 4 | $ 614,000 | $ 153,500 | $ 67,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,236,000 | $ 309,000 | $ 94,000 |
| Visalia-Porterville, CA | 4 | $ 1,394,000 | $ 348,500 | $ 108,000 |
| Warner Robins, GA | 4 | $ 891,000 | $ 222,750 | $ 115,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,001,000 | $ 250,250 | $ 39,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 489,000 | $ 163,000 | $ 61,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 476,000 | $ 158,666 | $ 14,666 |
| Brownsville-Harlingen, TX | 3 | $ 324,000 | $ 108,000 | $ 17,000 |
| Chattanooga, TN-GA | 3 | $ 590,000 | $ 196,666 | $ 46,000 |
| Corpus Christi, TX | 3 | $ 447,000 | $ 149,000 | $ 41,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 524,000 | $ 174,666 | $ 0 |
| Dayton, OH | 3 | $ 790,000 | $ 263,333 | $ 46,000 |
| Eugene-Springfield, OR | 3 | $ 424,000 | $ 141,333 | $ 22,000 |
| Fargo, ND-MN | 3 | $ 609,000 | $ 203,000 | $ 62,000 |
| Grand Junction, CO | 3 | $ 409,000 | $ 136,333 | $ 50,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 639,000 | $ 213,000 | $ 63,000 |
| Jackson, MI | 3 | $ 441,000 | $ 147,000 | $ 0 |
| Lexington-Fayette, KY | 3 | $ 563,000 | $ 187,666 | $ 61,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 492,000 | $ 164,000 | $ 106,000 |
| Merced, CA | 3 | $ 437,000 | $ 145,666 | $ 85,000 |
| Mobile, AL | 3 | $ 599,000 | $ 199,666 | $ 105,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 956,000 | $ 318,666 | $ 139,000 |
| Ocean City, NJ | 3 | $ 686,000 | $ 228,666 | $ 167,000 |
| Pueblo, CO | 3 | $ 440,000 | $ 146,666 | $ 32,000 |
| Rockford, IL | 3 | $ 472,000 | $ 157,333 | $ 16,000 |
| Salisbury, MD | 3 | $ 350,000 | $ 116,666 | $ 45,000 |
| Savannah, GA | 3 | $ 829,000 | $ 276,333 | $ 173,000 |
| Shreveport-Bossier City, LA | 3 | $ 448,000 | $ 149,333 | $ 25,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 425,000 | $ 141,666 | $ 10,666 |
| Springfield, IL | 3 | $ 475,000 | $ 158,333 | $ 37,000 |
| Springfield, MA | 3 | $ 531,000 | $ 177,000 | $ 64,000 |
| Tallahassee, FL | 3 | $ 532,000 | $ 177,333 | $ 0 |
| Tulsa, OK | 3 | $ 660,000 | $ 220,000 | $ 365,000 |
| Tyler, TX | 3 | $ 590,000 | $ 196,666 | $ 70,000 |
| Wichita, KS | 3 | $ 423,000 | $ 141,000 | $ 22,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 356,000 | $ 118,666 | $ 73,000 |
| Akron, OH | 2 | $ 297,000 | $ 148,500 | $ 29,000 |
| Anderson, SC | 2 | $ 315,000 | $ 157,500 | $ 79,000 |
| Appleton, WI | 2 | $ 296,000 | $ 148,000 | $ 55,000 |
| Bay City, MI | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| Bismarck, ND | 2 | $ 387,000 | $ 193,500 | $ 71,000 |
| Boise City-Nampa, ID | 2 | $ 321,000 | $ 160,500 | $ 59,000 |
| Brunswick, GA | 2 | $ 142,000 | $ 71,000 | $ 144,000 |
| Cedar Rapids, IA | 2 | $ 250,000 | $ 125,000 | $ 28,000 |
| Charleston, WV | 2 | $ 264,000 | $ 132,000 | $ 88,000 |
| Danville, VA | 2 | $ 519,000 | $ 259,500 | $ 40,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 184,000 | $ 92,000 | $ 10,000 |
| Elkhart-Goshen, IN | 2 | $ 345,000 | $ 172,500 | $ 41,000 |
| Evansville, IN-KY | 2 | $ 382,000 | $ 191,000 | $ 35,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 376,000 | $ 188,000 | $ 79,000 |
| Glens Falls, NY | 2 | $ 609,000 | $ 304,500 | $ 88,000 |
| Hanford-Corcoran, CA | 2 | $ 361,000 | $ 180,500 | $ 30,000 |
| Harrisburg-Carlisle, PA | 2 | $ 285,000 | $ 142,500 | $ 67,000 |
| Hot Springs, AR | 2 | $ 404,000 | $ 202,000 | $ 189,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 269,000 | $ 134,500 | $ 137,000 |
| Kalamazoo-Portage, MI | 2 | $ 276,000 | $ 138,000 | $ 17,000 |
| Kankakee-Bradley, IL | 2 | $ 242,000 | $ 121,000 | $ 59,000 |
| Knoxville, TN | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Lancaster, PA | 2 | $ 401,000 | $ 200,500 | $ 40,000 |
| Lansing-East Lansing, MI | 2 | $ 216,000 | $ 108,000 | $ 161,000 |
| Lynchburg, VA | 2 | $ 405,000 | $ 202,500 | $ 96,000 |
| Madera-Chowchilla, CA | 2 | $ 258,000 | $ 129,000 | $ 35,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 560,000 | $ 280,000 | $ 739,000 |
| Missoula, MT | 2 | $ 514,000 | $ 257,000 | $ 55,000 |
| Montgomery, AL | 2 | $ 427,000 | $ 213,500 | $ 67,000 |
| Muskegon-Norton Shores, MI | 2 | $ 398,000 | $ 199,000 | $ 89,000 |
| Norwich-New London, CT | 2 | $ 254,000 | $ 127,000 | $ 118,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 731,000 | $ 365,500 | $ 65,000 |
| Punta Gorda, FL | 2 | $ 284,000 | $ 142,000 | $ 68,000 |
| Rapid City, SD | 2 | $ 405,000 | $ 202,500 | $ 45,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 311,000 | $ 155,500 | $ 83,000 |
| Sebastian-Vero Beach, FL | 2 | $ 375,000 | $ 187,500 | $ 67,000 |
| Spartanburg, SC | 2 | $ 330,000 | $ 165,000 | $ 124,000 |
| St. Joseph, MO-KS | 2 | $ 539,000 | $ 269,500 | $ 117,000 |
| Syracuse, NY | 2 | $ 342,000 | $ 171,000 | $ 66,000 |
| Terre Haute, IN | 2 | $ 278,000 | $ 139,000 | $ 25,000 |
| Utica-Rome, NY | 2 | $ 311,000 | $ 155,500 | $ 94,000 |
| Valdosta, GA | 2 | $ 317,000 | $ 158,500 | $ 102,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 366,000 | $ 183,000 | $ 28,000 |
| York-Hanover, PA | 2 | $ 418,000 | $ 209,000 | $ 96,000 |
| Abilene, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alexandria, LA | 1 | $ 180,000 | $ 180,000 | $ 114,000 |
| Altoona, PA | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Amarillo, TX | 1 | $ 475,000 | $ 475,000 | $ 169,000 |
| Anchorage, AK | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Barnstable Town, MA | 1 | $ 209,000 | $ 209,000 | $ 150,000 |
| Beaumont-Port Arthur, TX | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Billings, MT | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Bowling Green, KY | 1 | $ 319,000 | $ 319,000 | $ 59,000 |
| Casper, WY | 1 | $ 194,000 | $ 194,000 | $ 29,000 |
| Champaign-Urbana, IL | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Cheyenne, WY | 1 | $ 182,000 | $ 182,000 | $ 159,000 |
| Clarksville, TN-KY | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
| College Station-Bryan, TX | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Columbia, MO | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Columbus, IN | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Corvallis, OR | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Duluth, MN-WI | 1 | $ 633,000 | $ 633,000 | $ 401,000 |
| Elmira, NY | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Erie, PA | 1 | $ 166,000 | $ 166,000 | $ 52,000 |
| Fayetteville, NC | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Florence, SC | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Gainesville, FL | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Goldsboro, NC | 1 | $ 252,000 | $ 252,000 | $ 179,000 |
| Greenville, NC | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 204,000 | $ 204,000 | $ 99,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 316,000 | $ 316,000 | $ 132,000 |
| Jacksonville, NC | 1 | $ 91,000 | $ 91,000 | $ 94,000 |
| Lafayette, LA | 1 | $ 168,000 | $ 168,000 | $ 131,000 |
| Lake Charles, LA | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Lincoln, NE | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Longview, WA | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Manhattan, KS | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Medford, OR | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Monroe, LA | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Monroe, MI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 127,000 | $ 127,000 | $ 110,000 |
| Owensboro, KY | 1 | $ 397,000 | $ 397,000 | $ 107,000 |
| Palm Coast, FL | 1 | $ 188,000 | $ 188,000 | $ 38,000 |
| Reading, PA | 1 | $ 124,000 | $ 124,000 | $ 122,000 |
| Redding, CA | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Roanoke, VA | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Rockingham County-Strafford County, NH | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Rocky Mount, NC | 1 | $ 156,000 | $ 156,000 | $ 69,000 |
| Salem, OR | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 206,000 | $ 206,000 | $ 80,000 |
| Springfield, MO | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Sumter, SC | 1 | $ 417,000 | $ 417,000 | $ 231,000 |
| Toledo, OH | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Tuscaloosa, AL | 1 | $ 117,000 | $ 117,000 | $ 71,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 409,000 | $ 409,000 | $ 348,000 |
| Wilmington, NC | 1 | $ 244,000 | $ 244,000 | $ 73,000 |
| Winchester, VA-WV | 1 | $ 183,000 | $ 183,000 | $ 0 |
Mortgage Loan Application Detail Totals for Grand Bank, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,222 | $1,224,561,000 | $290,000 | $1,700,000 | $104,000 | $2,736,000 |
| Home Purchase | 1,849 | $445,955,000 | $241,000 | $2,000,000 | $97,000 | $6,188,000 |
| Home Improvement | 51 | $13,554,000 | $265,000 | $695,000 | $121,000 | $410,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,277 | $912,134,000 | $278,000 | $2,000,000 | $107,000 | $2,736,000 |
| Not Provided | 1,046 | $312,278,000 | $298,000 | $1,124,000 | $111,000 | $1,540,000 |
| Hispanic | 789 | $176,481,000 | $223,000 | $820,000 | $69,000 | $3,387,000 |
| Asian | 653 | $193,369,000 | $296,000 | $890,000 | $114,000 | $1,200,000 |
| Black or African American | 307 | $74,205,000 | $241,000 | $795,000 | $82,000 | $6,188,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $12,479,000 | $346,000 | $753,000 | $88,000 | $310,000 |
| American Indian or Alaskan Native | 12 | $2,524,000 | $210,000 | $314,000 | $60,000 | $230,000 |
| Not applicable | 2 | $600,000 | $300,000 | $350,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,776 | $1,111,063,000 | $294,000 | $2,000,000 | $135,000 | $6,188,000 |
| FHA-insured (Federal Housing Administration) | 1,701 | $399,832,000 | $235,000 | $737,000 | $55,000 | $656,000 |
| VA-guaranteed (Veterans Administration) | 645 | $173,175,000 | $268,000 | $930,000 | $34,000 | $468,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,043 | $840,729,000 | $276,000 | $2,000,000 | $98,000 | $3,387,000 |
| Application Denied By Financial Institution | 1,312 | $344,861,000 | $262,000 | $1,575,000 | $99,000 | $2,736,000 |
| Application Approved But Not Accepted | 1,267 | $354,667,000 | $279,000 | $1,988,000 | $111,000 | $6,188,000 |
| Application Withdrawn By Applicant | 500 | $143,813,000 | $287,000 | $1,124,000 | $110,000 | $1,200,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 415 | $117,597,000 | $283,000 | $890,000 | $79,000 | $2,736,000 |
| Other | 345 | $81,495,000 | $236,000 | $1,070,000 | $112,000 | $1,607,000 |
| Collateral | 220 | $57,797,000 | $262,000 | $800,000 | $109,000 | $1,276,000 |
| Credit History | 201 | $51,115,000 | $254,000 | $1,575,000 | $83,000 | $867,000 |
| Unverifiable Information | 79 | $21,901,000 | $277,000 | $729,000 | $132,000 | $1,527,000 |
| Employment History | 26 | $7,231,000 | $278,000 | $729,000 | $109,000 | $532,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,101,000 | $221,000 | $455,000 | $66,000 | $135,000 |
| Credit Application Incomplete | 12 | $4,624,000 | $385,000 | $1,350,000 | $372,000 | $1,540,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Grand Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Grand Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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