Graystone Tower Bank Mortgage Lending & HMDA Data, 2010
In 2010, Graystone Tower Bank of Enola, PA reported 13,469 mortgage applications totaling $3.2 billion. The average application was for $238,908, and applicants reported an average income of $102,562. 60% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Philadelphia, PA (2,176), Baltimore-Towson, MD (762) and Providence-New Bedford-Fall River, RI-MA (580) (applications in parentheses).
| Mortgage Company & Address | Graystone Tower Bank 1826 Good Hope Road Enola, PA 17025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 |
| Total Number of Mortgage Applications | 13,469 |
| Total Mortgage Loan Application Amount | $3,217,853,000 |
| Average Mortgage Loan Application Amount | $238,908 |
| Highest Mortgage Loan Application Amount | $2,750,000 |
| Average Applicant Income | $102,562 |
| Highest Applicant Income | $3,794,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Graystone Tower Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 2,176 | $ 482,306,000 | $ 221,647 | $ 98,000 |
| Baltimore-Towson, MD | 762 | $ 218,297,000 | $ 286,479 | $ 113,000 |
| Providence-New Bedford-Fall River, RI-MA | 580 | $ 132,758,000 | $ 228,893 | $ 94,586 |
| Portland-South Portland-Biddeford, ME | 564 | $ 132,718,000 | $ 235,315 | $ 124,000 |
| Boston-Quincy, MA | 503 | $ 149,149,000 | $ 296,518 | $ 120,000 |
| Lancaster, PA | 474 | $ 91,725,000 | $ 193,512 | $ 82,000 |
| Rockingham County-Strafford County, NH | 466 | $ 114,440,000 | $ 245,579 | $ 107,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 436 | $ 133,126,000 | $ 305,334 | $ 124,678 |
| Cambridge-Newton-Framingham, MA | 413 | $ 128,106,000 | $ 310,184 | $ 127,000 |
| New York-White Plains-Wayne, NY-NJ | 413 | $ 150,881,000 | $ 365,329 | $ 124,728 |
| Camden, NJ | 402 | $ 83,172,000 | $ 206,895 | $ 96,000 |
| Bethesda-Rockville-Frederick, MD | 356 | $ 123,899,000 | $ 348,030 | $ 164,000 |
| York-Hanover, PA | 353 | $ 72,537,000 | $ 205,487 | $ 79,000 |
| Harrisburg-Carlisle, PA | 289 | $ 57,362,000 | $ 198,484 | $ 82,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 287 | $ 51,419,000 | $ 179,160 | $ 89,637 |
| Wilmington, DE-MD-NJ | 281 | $ 61,976,000 | $ 220,555 | $ 80,501 |
| Atlantic City-Hammonton, NJ | 256 | $ 56,382,000 | $ 220,242 | $ 95,000 |
| Edison-New Brunswick, NJ | 254 | $ 70,321,000 | $ 276,854 | $ 108,000 |
| Peabody, MA | 206 | $ 54,369,000 | $ 263,927 | $ 114,000 |
| Newark-Union, NJ-PA | 156 | $ 43,653,000 | $ 279,826 | $ 108,294 |
| Albany-Schenectady-Troy, NY | 122 | $ 24,706,000 | $ 202,508 | $ 87,000 |
| Worcester, MA | 110 | $ 27,571,000 | $ 250,645 | $ 103,000 |
| Manchester-Nashua, NH | 103 | $ 23,646,000 | $ 229,572 | $ 107,000 |
| Nassau-Suffolk, NY | 99 | $ 34,357,000 | $ 347,040 | $ 116,000 |
| Trenton-Ewing, NJ | 90 | $ 20,492,000 | $ 227,688 | $ 86,000 |
| Jacksonville, FL | 87 | $ 16,063,000 | $ 184,632 | $ 101,000 |
| Pittsburgh, PA | 86 | $ 15,944,000 | $ 185,395 | $ 86,000 |
| Binghamton, NY | 82 | $ 8,370,000 | $ 102,073 | $ 54,000 |
| Dover, DE | 79 | $ 17,798,000 | $ 225,291 | $ 71,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 79 | $ 17,206,000 | $ 217,797 | $ 93,000 |
| Ocean City, NJ | 76 | $ 20,271,000 | $ 266,723 | $ 161,000 |
| Atlanta-Sandy Springs-Marietta, GA | 72 | $ 16,944,000 | $ 235,333 | $ 105,000 |
| State College, PA | 71 | $ 12,756,000 | $ 179,661 | $ 76,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 67 | $ 15,315,000 | $ 228,582 | $ 74,955 |
| Bangor, ME | 60 | $ 8,850,000 | $ 147,500 | $ 70,000 |
| Springfield, MA | 56 | $ 10,774,000 | $ 192,392 | $ 79,000 |
| Hagerstown-Martinsburg, MD-WV | 51 | $ 10,571,000 | $ 207,274 | $ 65,921 |
| Bridgeport-Stamford-Norwalk, CT | 45 | $ 19,733,000 | $ 438,511 | $ 177,000 |
| Chicago-Joliet-Naperville, IL | 44 | $ 12,177,000 | $ 276,750 | $ 119,000 |
| Madison, WI | 42 | $ 8,837,000 | $ 210,404 | $ 96,000 |
| Reading, PA | 42 | $ 6,701,000 | $ 159,547 | $ 59,000 |
| Salisbury, MD | 39 | $ 6,133,000 | $ 157,256 | $ 60,000 |
| Lebanon, PA | 37 | $ 7,918,000 | $ 214,000 | $ 108,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 36 | $ 8,205,000 | $ 227,916 | $ 98,222 |
| Hartford-West Hartford-East Hartford, CT | 35 | $ 7,903,000 | $ 225,800 | $ 92,000 |
| Lewiston-Auburn, ME | 35 | $ 5,777,000 | $ 165,057 | $ 78,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 34 | $ 8,444,000 | $ 248,352 | $ 87,000 |
| Richmond, VA | 34 | $ 8,798,000 | $ 258,764 | $ 89,000 |
| Barnstable Town, MA | 32 | $ 7,751,000 | $ 242,218 | $ 117,000 |
| St. Louis, MO-IL | 32 | $ 4,628,000 | $ 144,625 | $ 55,656 |
| New Haven-Milford, CT | 30 | $ 6,607,000 | $ 220,233 | $ 72,000 |
| Columbus, OH | 26 | $ 5,048,000 | $ 194,153 | $ 88,000 |
| Cleveland-Elyria-Mentor, OH | 25 | $ 4,183,000 | $ 167,320 | $ 76,000 |
| Columbia, SC | 24 | $ 4,883,000 | $ 203,458 | $ 77,000 |
| Scranton--Wilkes-Barre, PA | 22 | $ 3,304,000 | $ 150,181 | $ 72,000 |
| Akron, OH | 21 | $ 4,533,000 | $ 215,857 | $ 95,000 |
| Canton-Massillon, OH | 20 | $ 3,094,000 | $ 154,700 | $ 88,000 |
| Fayetteville, NC | 20 | $ 3,153,000 | $ 157,650 | $ 39,000 |
| Buffalo-Niagara Falls, NY | 16 | $ 2,568,000 | $ 160,500 | $ 51,000 |
| Denver-Aurora-Broomfield, CO | 16 | $ 4,490,000 | $ 280,625 | $ 48,000 |
| Brunswick, GA | 15 | $ 3,175,000 | $ 211,666 | $ 145,000 |
| Louisville-Jefferson County, KY-IN | 15 | $ 3,116,000 | $ 207,733 | $ 120,733 |
| Raleigh-Cary, NC | 15 | $ 2,703,000 | $ 180,200 | $ 40,000 |
| Vineland-Millville-Bridgeton, NJ | 15 | $ 2,436,000 | $ 162,400 | $ 66,000 |
| Glens Falls, NY | 13 | $ 1,817,000 | $ 139,769 | $ 75,000 |
| Williamsport, PA | 13 | $ 2,190,000 | $ 168,461 | $ 79,000 |
| Wilmington, NC | 13 | $ 3,189,000 | $ 245,307 | $ 94,000 |
| Charleston-North Charleston-Summerville, SC | 12 | $ 2,579,000 | $ 214,916 | $ 54,000 |
| Ithaca, NY | 12 | $ 1,911,000 | $ 159,250 | $ 66,000 |
| Utica-Rome, NY | 12 | $ 1,705,000 | $ 142,083 | $ 71,000 |
| Colorado Springs, CO | 9 | $ 2,063,000 | $ 229,222 | $ 25,000 |
| Greenville-Mauldin-Easley, SC | 9 | $ 1,025,000 | $ 113,888 | $ 39,000 |
| Houston-Sugar Land-Baytown, TX | 9 | $ 2,455,000 | $ 272,777 | $ 148,000 |
| Johnstown, PA | 9 | $ 1,330,000 | $ 147,777 | $ 68,000 |
| Huntsville, AL | 8 | $ 1,673,000 | $ 209,125 | $ 9,000 |
| Indianapolis-Carmel, IN | 8 | $ 1,233,000 | $ 154,125 | $ 93,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 8 | $ 2,419,000 | $ 302,375 | $ 226,000 |
| Altoona, PA | 7 | $ 1,249,000 | $ 178,428 | $ 65,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 2,372,000 | $ 338,857 | $ 135,857 |
| Norwich-New London, CT | 7 | $ 1,552,000 | $ 221,714 | $ 113,000 |
| Toledo, OH | 7 | $ 1,381,000 | $ 197,285 | $ 79,000 |
| Winchester, VA-WV | 7 | $ 1,828,000 | $ 261,142 | $ 83,857 |
| Augusta-Richmond County, GA-SC | 6 | $ 626,000 | $ 104,333 | $ 40,333 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,505,000 | $ 250,833 | $ 171,000 |
| Charlottesville, VA | 6 | $ 952,000 | $ 158,666 | $ 103,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,076,000 | $ 179,333 | $ 74,000 |
| Memphis, TN-MS-AR | 6 | $ 1,310,000 | $ 218,333 | $ 71,333 |
| New Orleans-Metairie-Kenner, LA | 6 | $ 1,044,000 | $ 174,000 | $ 54,000 |
| Racine, WI | 6 | $ 1,237,000 | $ 206,166 | $ 75,000 |
| Rochester, NY | 6 | $ 1,362,000 | $ 227,000 | $ 69,000 |
| Asheville, NC | 5 | $ 1,479,000 | $ 295,800 | $ 78,000 |
| Jacksonville, NC | 5 | $ 967,000 | $ 193,400 | $ 48,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,035,000 | $ 207,000 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 964,000 | $ 192,800 | $ 53,000 |
| Montgomery, AL | 5 | $ 935,000 | $ 187,000 | $ 0 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 5 | $ 1,117,000 | $ 223,400 | $ 182,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 836,000 | $ 167,200 | $ 141,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 557,000 | $ 111,400 | $ 66,000 |
| Sandusky, OH | 5 | $ 1,108,000 | $ 221,600 | $ 118,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 583,000 | $ 116,600 | $ 85,000 |
| Columbus, GA-AL | 4 | $ 784,000 | $ 196,000 | $ 92,250 |
| Dallas-Plano-Irving, TX | 4 | $ 776,000 | $ 194,000 | $ 139,000 |
| Farmington, NM | 4 | $ 1,215,000 | $ 303,750 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 754,000 | $ 188,500 | $ 74,000 |
| Kingston, NY | 4 | $ 1,158,000 | $ 289,500 | $ 138,000 |
| Lynchburg, VA | 4 | $ 658,000 | $ 164,500 | $ 61,000 |
| Pittsfield, MA | 4 | $ 1,057,000 | $ 264,250 | $ 134,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 1,559,000 | $ 389,750 | $ 109,000 |
| Shreveport-Bossier City, LA | 4 | $ 545,000 | $ 136,250 | $ 8,000 |
| Sumter, SC | 4 | $ 537,000 | $ 134,250 | $ 24,000 |
| Syracuse, NY | 4 | $ 773,000 | $ 193,250 | $ 68,000 |
| Wheeling, WV-OH | 4 | $ 885,000 | $ 221,250 | $ 93,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 808,000 | $ 202,000 | $ 58,500 |
| Baton Rouge, LA | 3 | $ 295,000 | $ 98,333 | $ 19,000 |
| Cincinnati-Middletown, OH-KY-IN | 3 | $ 768,000 | $ 256,000 | $ 132,000 |
| Clarksville, TN-KY | 3 | $ 613,000 | $ 204,333 | $ 34,666 |
| Cumberland, MD-WV | 3 | $ 453,000 | $ 151,000 | $ 74,000 |
| Danville, VA | 3 | $ 891,000 | $ 297,000 | $ 292,000 |
| Elkhart-Goshen, IN | 3 | $ 303,000 | $ 101,000 | $ 51,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 650,000 | $ 216,666 | $ 222,000 |
| Greenville, NC | 3 | $ 575,000 | $ 191,666 | $ 25,000 |
| Jackson, MS | 3 | $ 701,000 | $ 233,666 | $ 74,000 |
| Janesville, WI | 3 | $ 431,000 | $ 143,666 | $ 87,000 |
| Kansas City, MO-KS | 3 | $ 847,000 | $ 282,333 | $ 87,666 |
| Knoxville, TN | 3 | $ 445,000 | $ 148,333 | $ 20,000 |
| Lafayette, LA | 3 | $ 597,000 | $ 199,000 | $ 51,000 |
| Mansfield, OH | 3 | $ 486,000 | $ 162,000 | $ 75,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 824,000 | $ 274,666 | $ 64,000 |
| Ocala, FL | 3 | $ 364,000 | $ 121,333 | $ 83,000 |
| Phoenix-Mesa-Glendale, AZ | 3 | $ 478,000 | $ 159,333 | $ 57,000 |
| Punta Gorda, FL | 3 | $ 482,000 | $ 160,666 | $ 73,000 |
| Spartanburg, SC | 3 | $ 433,000 | $ 144,333 | $ 85,000 |
| Steubenville-Weirton, OH-WV | 3 | $ 231,000 | $ 77,000 | $ 25,000 |
| Alexandria, LA | 2 | $ 546,000 | $ 273,000 | $ 125,000 |
| Anderson, SC | 2 | $ 169,000 | $ 84,500 | $ 39,000 |
| Birmingham-Hoover, AL | 2 | $ 210,000 | $ 105,000 | $ 11,000 |
| Des Moines-West Des Moines, IA | 2 | $ 174,000 | $ 87,000 | $ 50,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 252,000 | $ 126,000 | $ 120,000 |
| Dothan, AL | 2 | $ 321,000 | $ 160,500 | $ 66,000 |
| Elizabethtown, KY | 2 | $ 463,000 | $ 231,500 | $ 0 |
| Elmira, NY | 2 | $ 269,000 | $ 134,500 | $ 84,000 |
| Erie, PA | 2 | $ 145,000 | $ 72,500 | $ 10,000 |
| Fort Collins-Loveland, CO | 2 | $ 482,000 | $ 241,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 174,000 | $ 87,000 | $ 48,000 |
| Gary, IN | 2 | $ 88,000 | $ 44,000 | $ 11,000 |
| Greensboro-High Point, NC | 2 | $ 526,000 | $ 263,000 | $ 52,000 |
| Lafayette, IN | 2 | $ 346,000 | $ 173,000 | $ 46,000 |
| Lima, OH | 2 | $ 293,000 | $ 146,500 | $ 71,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 370,000 | $ 185,000 | $ 21,000 |
| Mobile, AL | 2 | $ 361,000 | $ 180,500 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 2 | $ 426,000 | $ 213,000 | $ 84,000 |
| Owensboro, KY | 2 | $ 277,000 | $ 138,500 | $ 50,000 |
| Peoria, IL | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| Port St. Lucie, FL | 2 | $ 352,000 | $ 176,000 | $ 167,000 |
| Pueblo, CO | 2 | $ 453,000 | $ 226,500 | $ 24,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 347,000 | $ 173,500 | $ 80,000 |
| Roanoke, VA | 2 | $ 753,000 | $ 376,500 | $ 222,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 778,000 | $ 389,000 | $ 110,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 359,000 | $ 179,500 | $ 124,000 |
| Tulsa, OK | 2 | $ 428,000 | $ 214,000 | $ 47,000 |
| Winston-Salem, NC | 2 | $ 340,000 | $ 170,000 | $ 92,000 |
| Ann Arbor, MI | 1 | $ 210,000 | $ 210,000 | $ 65,000 |
| Appleton, WI | 1 | $ 256,000 | $ 256,000 | $ 67,000 |
| Athens-Clarke County, GA | 1 | $ 177,000 | $ 177,000 | $ 49,000 |
| Austin-Round Rock-San Marcos, TX | 1 | $ 388,000 | $ 388,000 | $ 134,000 |
| Boulder, CO | 1 | $ 398,000 | $ 398,000 | $ 77,000 |
| Burlington, NC | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Columbia, MO | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 158,000 | $ 158,000 | $ 115,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| Flagstaff, AZ | 1 | $ 461,000 | $ 461,000 | $ 762,000 |
| Florence, SC | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Fort Worth-Arlington, TX | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| Goldsboro, NC | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Grand Junction, CO | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Greeley, CO | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Green Bay, WI | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Harrisonburg, VA | 1 | $ 147,000 | $ 147,000 | $ 118,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 163,000 | $ 163,000 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Johnson City, TN | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Kankakee-Bradley, IL | 1 | $ 128,000 | $ 128,000 | $ 44,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 77,000 | $ 77,000 | $ 70,000 |
| Lakeland-Winter Haven, FL | 1 | $ 388,000 | $ 388,000 | $ 462,000 |
| Lansing-East Lansing, MI | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Las Vegas-Paradise, NV | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 707,000 | $ 707,000 | $ 208,000 |
| Michigan City-La Porte, IN | 1 | $ 270,000 | $ 270,000 | $ 60,000 |
| Monroe, MI | 1 | $ 171,000 | $ 171,000 | $ 37,000 |
| Naples-Marco Island, FL | 1 | $ 206,000 | $ 206,000 | $ 1,200,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 356,000 | $ 356,000 | $ 132,000 |
| Oklahoma City, OK | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Palm Coast, FL | 1 | $ 416,000 | $ 416,000 | $ 216,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 170,000 | $ 170,000 | $ 77,000 |
| Rapid City, SD | 1 | $ 200,000 | $ 200,000 | $ 190,000 |
| Reno-Sparks, NV | 1 | $ 299,000 | $ 299,000 | $ 0 |
| San Angelo, TX | 1 | $ 82,000 | $ 82,000 | $ 8,000 |
| San Antonio-New Braunfels, TX | 1 | $ 448,000 | $ 448,000 | $ 222,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 417,000 | $ 417,000 | $ 970,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 570,000 | $ 570,000 | $ 137,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 417,000 | $ 417,000 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 388,000 | $ 388,000 | $ 37,000 |
| Sebastian-Vero Beach, FL | 1 | $ 280,000 | $ 280,000 | $ 79,000 |
| Springfield, IL | 1 | $ 402,000 | $ 402,000 | $ 185,000 |
| Springfield, MO | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| Springfield, OH | 1 | $ 240,000 | $ 240,000 | $ 94,000 |
| Tallahassee, FL | 1 | $ 124,000 | $ 124,000 | $ 33,000 |
| Terre Haute, IN | 1 | $ 180,000 | $ 180,000 | $ 134,000 |
| Tuscaloosa, AL | 1 | $ 191,000 | $ 191,000 | $ 103,000 |
| Warner Robins, GA | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Graystone Tower Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,716 | $1,476,098,000 | $219,000 | $1,750,000 | $93,000 | $3,794,000 |
| Refinancing | 6,590 | $1,702,698,000 | $258,000 | $2,750,000 | $112,000 | $2,478,000 |
| Home Improvement | 163 | $39,057,000 | $239,000 | $681,000 | $115,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,092 | $2,655,587,000 | $239,000 | $2,750,000 | $106,000 | $3,794,000 |
| Black or African American | 907 | $197,209,000 | $217,000 | $781,000 | $70,000 | $558,000 |
| Hispanic | 558 | $124,305,000 | $222,000 | $1,020,000 | $75,000 | $825,000 |
| Asian | 433 | $117,733,000 | $271,000 | $1,482,000 | $119,000 | $2,244,000 |
| Not Provided | 430 | $112,676,000 | $262,000 | $1,440,000 | $96,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $6,083,000 | $202,000 | $409,000 | $86,000 | $350,000 |
| American Indian or Alaskan Native | 19 | $4,260,000 | $224,000 | $402,000 | $99,000 | $257,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,989 | $2,008,644,000 | $251,000 | $2,750,000 | $125,000 | $3,794,000 |
| FHA-insured (Federal Housing Administration) | 4,572 | $1,008,941,000 | $220,000 | $984,000 | $73,000 | $657,000 |
| VA-guaranteed (Veterans Administration) | 656 | $158,148,000 | $241,000 | $781,000 | $56,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 252 | $42,120,000 | $167,000 | $371,000 | $52,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,023 | $1,876,601,000 | $233,000 | $1,125,000 | $105,000 | $3,794,000 |
| Application Withdrawn By Applicant | 2,699 | $659,365,000 | $244,000 | $2,750,000 | $98,000 | $2,244,000 |
| Application Denied By Financial Institution | 1,167 | $284,900,000 | $244,000 | $1,500,000 | $93,000 | $858,000 |
| File Closed For Incompleteness | 877 | $231,509,000 | $263,000 | $1,750,000 | $111,000 | $1,800,000 |
| Application Approved But Not Accepted | 703 | $165,478,000 | $235,000 | $994,000 | $98,000 | $731,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 301 | $72,027,000 | $239,000 | $849,000 | $106,000 | $858,000 |
| Other | 244 | $61,992,000 | $254,000 | $984,000 | $105,000 | $732,000 |
| Debt-To-Income Ratio | 220 | $53,518,000 | $243,000 | $900,000 | $72,000 | $445,000 |
| Credit History | 131 | $27,893,000 | $212,000 | $570,000 | $71,000 | $278,000 |
| Credit Application Incomplete | 122 | $32,904,000 | $269,000 | $1,500,000 | $105,000 | $450,000 |
| Unverifiable Information | 78 | $20,373,000 | $261,000 | $666,000 | $91,000 | $300,000 |
| Employment History | 35 | $8,581,000 | $245,000 | $729,000 | $91,000 | $353,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $6,037,000 | $201,000 | $560,000 | $82,000 | $289,000 |
| Mortgage Insurance Denied | 6 | $1,575,000 | $262,000 | $403,000 | $102,000 | $210,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Graystone Tower Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Graystone Tower Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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