Graystone Tower Bank Mortgage Lending & HMDA Data, 2010

In 2010, Graystone Tower Bank of Enola, PA reported 13,469 mortgage applications totaling $3.2 billion. The average application was for $238,908, and applicants reported an average income of $102,562. 60% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Philadelphia, PA (2,176), Baltimore-Towson, MD (762) and Providence-New Bedford-Fall River, RI-MA (580) (applications in parentheses).

Mortgage Company & Address Graystone Tower Bank
1826 Good Hope Road
Enola, PA 17025
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  
Total Number of Mortgage Applications 13,469
Total Mortgage Loan Application Amount $3,217,853,000
Average Mortgage Loan Application Amount $238,908
Highest Mortgage Loan Application Amount $2,750,000
Average Applicant Income $102,562
Highest Applicant Income $3,794,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Graystone Tower Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Graystone Tower Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Pennsylvania 595 $ 136,944,000 $ 230,157 $ 101,000
Philadelphia, Pennsylvania 546 $ 111,002,000 $ 203,300 $ 94,000
Lancaster, Pennsylvania 474 $ 91,725,000 $ 193,512 $ 82,000
Cumberland, Maine 444 $ 107,903,000 $ 243,024 $ 130,000
Middlesex, Massachusetts 413 $ 128,106,000 $ 310,184 $ 127,000
Rockingham, New Hampshire 380 $ 95,832,000 $ 252,189 $ 110,000
Bucks, Pennsylvania 359 $ 85,729,000 $ 238,799 $ 114,000
Chester, Pennsylvania 354 $ 86,144,000 $ 243,344 $ 101,000
York, Pennsylvania 353 $ 72,537,000 $ 205,487 $ 79,000
Delaware, Pennsylvania 322 $ 62,487,000 $ 194,059 $ 78,000
Anne Arundel, Maryland 309 $ 94,079,000 $ 304,462 $ 117,000
Montgomery, Maryland 300 $ 109,618,000 $ 365,393 $ 178,000
Providence, Rhode Island 259 $ 53,341,000 $ 205,949 $ 92,000
Atlantic, New Jersey 256 $ 56,382,000 $ 220,242 $ 95,000
Norfolk, Massachusetts 241 $ 74,724,000 $ 310,058 $ 123,000
New Castle, Delaware 207 $ 44,430,000 $ 214,637 $ 76,000
Essex, Massachusetts 206 $ 54,369,000 $ 263,927 $ 114,000
Dauphin, Pennsylvania 175 $ 34,241,000 $ 195,662 $ 83,000
Camden, New Jersey 173 $ 33,056,000 $ 191,075 $ 92,000
Sussex, Delaware 166 $ 37,728,000 $ 227,277 $ 107,000
Burlington, New Jersey 164 $ 36,538,000 $ 222,792 $ 105,000
Baltimore, Maryland 152 $ 39,933,000 $ 262,717 $ 109,000
Plymouth, Massachusetts 143 $ 39,079,000 $ 273,279 $ 116,000
Lehigh, Pennsylvania 143 $ 22,734,000 $ 158,979 $ 78,000
Prince George's, Maryland 130 $ 28,108,000 $ 216,215 $ 87,000
Northampton, Pennsylvania 130 $ 26,025,000 $ 200,192 $ 103,000
Bristol, Massachusetts 128 $ 30,553,000 $ 238,695 $ 79,000
Suffolk, Massachusetts 119 $ 35,346,000 $ 297,025 $ 119,000
Ocean, New Jersey 119 $ 29,939,000 $ 251,588 $ 113,000
Howard, Maryland 112 $ 38,120,000 $ 340,357 $ 126,000
Bergen, New Jersey 112 $ 39,096,000 $ 349,071 $ 144,000
Worcester, Massachusetts 110 $ 27,571,000 $ 250,645 $ 103,000
York, Maine 108 $ 22,848,000 $ 211,555 $ 109,000
Hillsborough, New Hampshire 103 $ 23,646,000 $ 229,572 $ 107,000
Mercer, New Jersey 90 $ 20,492,000 $ 227,688 $ 86,000
Cumberland, Pennsylvania 89 $ 17,672,000 $ 198,561 $ 79,000
Strafford, New Hampshire 86 $ 18,608,000 $ 216,372 $ 91,000
District of Columbia, District Of Columbia 84 $ 26,837,000 $ 319,488 $ 123,000
Kent, Delaware 79 $ 17,798,000 $ 225,291 $ 71,000
Harford, Maryland 78 $ 19,069,000 $ 244,474 $ 94,000
Monmouth, New Jersey 77 $ 24,136,000 $ 313,454 $ 101,000
Cape May, New Jersey 76 $ 20,271,000 $ 266,723 $ 161,000
Centre, Pennsylvania 71 $ 12,756,000 $ 179,661 $ 76,000
Kent, Rhode Island 70 $ 14,748,000 $ 210,685 $ 89,000
St. Johns, Florida 65 $ 11,887,000 $ 182,876 $ 103,000
Gloucester, New Jersey 65 $ 13,578,000 $ 208,892 $ 85,000
Washington, Rhode Island 64 $ 17,306,000 $ 270,406 $ 100,000
Broome, New York 63 $ 6,124,000 $ 97,206 $ 55,000
Penobscot, Maine 60 $ 8,850,000 $ 147,500 $ 70,000
Essex, New Jersey 58 $ 15,195,000 $ 261,982 $ 98,000
Baltimore City, Maryland 57 $ 10,482,000 $ 183,894 $ 110,000
Frederick, Maryland 56 $ 14,281,000 $ 255,017 $ 94,000
Hudson, New Jersey 55 $ 15,009,000 $ 272,890 $ 90,000
Nassau, New York 53 $ 20,361,000 $ 384,169 $ 119,000
Fairfax, Virginia 53 $ 21,612,000 $ 407,773 $ 188,000
Cecil, Maryland 51 $ 13,350,000 $ 261,764 $ 99,000
Middlesex, New Jersey 46 $ 11,941,000 $ 259,586 $ 97,000
Suffolk, New York 46 $ 13,996,000 $ 304,260 $ 113,000
Windsor, Vermont 46 $ 11,509,000 $ 250,195 $ 178,000
Fairfield, Connecticut 45 $ 19,733,000 $ 438,511 $ 177,000
Albany, New York 45 $ 9,351,000 $ 207,800 $ 92,000
Kings, New York 44 $ 21,224,000 $ 482,363 $ 122,000
Berks, Pennsylvania 42 $ 6,701,000 $ 159,547 $ 59,000
Allegheny, Pennsylvania 41 $ 7,331,000 $ 178,804 $ 87,000
Calvert, Maryland 40 $ 12,810,000 $ 320,250 $ 103,000
Franklin, Pennsylvania 40 $ 6,378,000 $ 159,450 $ 58,000
Union, Pennsylvania 40 $ 6,818,000 $ 170,450 $ 100,000
Newport, Rhode Island 40 $ 10,516,000 $ 262,900 $ 137,000
Mecklenburg, North Carolina 39 $ 9,213,000 $ 236,230 $ 82,000
DeKalb, Georgia 38 $ 9,916,000 $ 260,947 $ 119,000
Hampden, Massachusetts 38 $ 7,275,000 $ 191,447 $ 77,000
Grafton, New Hampshire 38 $ 7,695,000 $ 202,500 $ 108,000
Saratoga, New York 38 $ 8,299,000 $ 218,394 $ 85,000
Davidson, Tennessee 38 $ 6,925,000 $ 182,236 $ 82,000
Merrimack, New Hampshire 37 $ 7,782,000 $ 210,324 $ 94,000
Lebanon, Pennsylvania 37 $ 7,918,000 $ 214,000 $ 108,000
Carroll, Maryland 36 $ 10,389,000 $ 288,583 $ 102,000
Westchester, New York 36 $ 15,330,000 $ 425,833 $ 141,000
Berkeley, West Virginia 36 $ 7,001,000 $ 194,472 $ 63,000
Dane, Wisconsin 36 $ 7,970,000 $ 221,388 $ 101,000
Androscoggin, Maine 35 $ 5,777,000 $ 165,057 $ 78,000
Queens, New York 35 $ 15,217,000 $ 434,771 $ 117,000
Wicomico, Maryland 34 $ 5,314,000 $ 156,294 $ 56,000
Monroe, Pennsylvania 33 $ 5,403,000 $ 163,727 $ 109,000
Northumberland, Pennsylvania 33 $ 5,488,000 $ 166,303 $ 75,000
Barnstable, Massachusetts 32 $ 7,751,000 $ 242,218 $ 117,000
Morris, New Jersey 31 $ 10,697,000 $ 345,064 $ 124,000
Bronx, New York 31 $ 9,963,000 $ 321,387 $ 87,000
New Haven, Connecticut 30 $ 6,607,000 $ 220,233 $ 72,000
Kennebec, Maine 29 $ 3,586,000 $ 123,655 $ 57,000
St. Mary's, Maryland 29 $ 7,152,000 $ 246,620 $ 77,000
Passaic, New Jersey 29 $ 7,987,000 $ 275,413 $ 86,000
Union, New Jersey 29 $ 8,106,000 $ 279,517 $ 108,000
Loudoun, Virginia 29 $ 12,374,000 $ 426,689 $ 114,000
Hartford, Connecticut 26 $ 5,893,000 $ 226,653 $ 91,000
Charles, Maryland 26 $ 6,657,000 $ 256,038 $ 75,000
Perry, Pennsylvania 25 $ 5,449,000 $ 217,960 $ 88,000
Cook, Illinois 24 $ 6,383,000 $ 265,958 $ 101,000
Salem, New Jersey 23 $ 4,196,000 $ 182,434 $ 80,000
Rensselaer, New York 23 $ 4,295,000 $ 186,739 $ 85,000
Richmond, New York 22 $ 8,093,000 $ 367,863 $ 106,000
Williamson, Tennessee 22 $ 6,696,000 $ 304,363 $ 117,000
Baldwin, Georgia 21 $ 4,442,000 $ 211,523 $ 96,000
Sussex, New Jersey 21 $ 4,994,000 $ 237,809 $ 108,000
Alexandria, Virginia 21 $ 9,194,000 $ 437,809 $ 168,000
Rockland, New York 20 $ 7,052,000 $ 352,600 $ 120,000
Duval, Florida 19 $ 3,659,000 $ 192,578 $ 96,000
Dutchess, New York 19 $ 5,019,000 $ 264,157 $ 74,000
Tioga, New York 19 $ 2,246,000 $ 118,210 $ 49,000
Pasquotank, North Carolina 19 $ 3,641,000 $ 191,631 $ 73,000
Bristol, Rhode Island 19 $ 6,294,000 $ 331,263 $ 155,000
Chesterfield, Virginia 19 $ 5,550,000 $ 292,105 $ 99,000
Dorchester, Maryland 18 $ 3,674,000 $ 204,111 $ 87,000
Queen Anne's, Maryland 18 $ 6,225,000 $ 345,833 $ 118,000
Hampshire, Massachusetts 18 $ 3,499,000 $ 194,388 $ 83,000
Putnam, New York 18 $ 4,370,000 $ 242,777 $ 101,000
Adams, Pennsylvania 18 $ 3,279,000 $ 182,166 $ 73,000
Cumberland, North Carolina 17 $ 2,723,000 $ 160,176 $ 35,000
Worcester, Maryland 16 $ 3,500,000 $ 218,750 $ 157,000
Columbia, Pennsylvania 16 $ 2,984,000 $ 186,500 $ 83,000
Jefferson, West Virginia 16 $ 3,265,000 $ 204,062 $ 90,000
Cumberland, New Jersey 15 $ 2,436,000 $ 162,400 $ 66,000
Orange, New York 15 $ 3,425,000 $ 228,333 $ 104,000
Stark, Ohio 15 $ 2,566,000 $ 171,066 $ 77,000
Washington, Maryland 14 $ 3,363,000 $ 240,214 $ 71,000
Jefferson, Missouri 14 $ 2,049,000 $ 146,357 $ 50,000
Belknap, New Hampshire 14 $ 2,806,000 $ 200,428 $ 103,000
Sullivan, New Hampshire 14 $ 2,641,000 $ 188,642 $ 136,000
Summit, Ohio 14 $ 3,128,000 $ 223,428 $ 92,000
Luzerne, Pennsylvania 14 $ 2,050,000 $ 146,428 $ 78,000
Westmoreland, Pennsylvania 14 $ 2,796,000 $ 199,714 $ 79,000
Glynn, Georgia 13 $ 2,777,000 $ 213,615 $ 137,000
Schenectady, New York 13 $ 2,101,000 $ 161,615 $ 76,000
Medina, Ohio 13 $ 1,969,000 $ 151,461 $ 71,000
Lycoming, Pennsylvania 13 $ 2,190,000 $ 168,461 $ 79,000
Beaufort, South Carolina 13 $ 4,176,000 $ 321,230 $ 181,000
Arlington, Virginia 13 $ 4,941,000 $ 380,076 $ 243,000
Hancock, Maine 12 $ 2,161,000 $ 180,083 $ 84,000
Sagadahoc, Maine 12 $ 1,967,000 $ 163,916 $ 63,000
Caroline, Maryland 12 $ 2,284,000 $ 190,333 $ 86,000
Hunterdon, New Jersey 12 $ 3,111,000 $ 259,250 $ 123,000
Somerset, New Jersey 12 $ 4,305,000 $ 358,750 $ 149,000
Tompkins, New York 12 $ 1,911,000 $ 159,250 $ 66,000
York, South Carolina 12 $ 2,429,000 $ 202,416 $ 61,000
St. Louis, Missouri 11 $ 1,523,000 $ 138,454 $ 60,000
Carroll, New Hampshire 11 $ 2,314,000 $ 210,363 $ 88,000
Cheshire, New Hampshire 11 $ 2,070,000 $ 188,181 $ 111,000
New York, New York 11 $ 7,540,000 $ 685,454 $ 378,000
Orange, Vermont 11 $ 2,465,000 $ 224,090 $ 104,000
Prince William, Virginia 11 $ 3,353,000 $ 304,818 $ 152,000
DuPage, Illinois 10 $ 3,179,000 $ 317,900 $ 141,000
Franklin, Maine 10 $ 2,028,000 $ 202,800 $ 215,000
Erie, New York 10 $ 1,224,000 $ 122,400 $ 42,000
Otsego, New York 10 $ 1,355,000 $ 135,500 $ 94,000
Iredell, North Carolina 10 $ 2,240,000 $ 224,000 $ 118,000
Beaver, Pennsylvania 10 $ 2,228,000 $ 222,800 $ 85,000
Carbon, Pennsylvania 10 $ 2,023,000 $ 202,300 $ 77,000
Schuylkill, Pennsylvania 10 $ 1,767,000 $ 176,700 $ 86,000
Snyder, Pennsylvania 10 $ 1,796,000 $ 179,600 $ 82,000
Lexington, South Carolina 10 $ 2,529,000 $ 252,900 $ 121,000
Richland, South Carolina 10 $ 1,695,000 $ 169,500 $ 42,000
Fulton, Georgia 9 $ 2,360,000 $ 262,222 $ 186,000
Oxford, Maine 9 $ 2,024,000 $ 224,888 $ 161,000
Herkimer, New York 9 $ 1,161,000 $ 129,000 $ 62,000
New Hanover, North Carolina 9 $ 2,452,000 $ 272,444 $ 79,000
Union, North Carolina 9 $ 2,354,000 $ 261,555 $ 67,000
Wake, North Carolina 9 $ 1,539,000 $ 171,000 $ 29,000
Butler, Pennsylvania 9 $ 1,601,000 $ 177,888 $ 69,000
Cambria, Pennsylvania 9 $ 1,330,000 $ 147,777 $ 68,000
Madison, Alabama 8 $ 1,673,000 $ 209,125 $ 9,000
El Paso, Colorado 8 $ 1,869,000 $ 233,625 $ 21,000
Litchfield, Connecticut 8 $ 2,448,000 $ 306,000 $ 83,000
Palm Beach, Florida 8 $ 2,419,000 $ 302,375 $ 226,000
Washington, New York 8 $ 1,003,000 $ 125,375 $ 57,000
Columbiana, Ohio 8 $ 1,416,000 $ 177,000 $ 92,000
Morrow, Ohio 8 $ 1,216,000 $ 152,000 $ 77,000
Lawrence, Pennsylvania 8 $ 1,451,000 $ 181,375 $ 70,000
Mifflin, Pennsylvania 8 $ 887,000 $ 110,875 $ 66,000
Washington, Pennsylvania 8 $ 1,454,000 $ 181,750 $ 90,000
Virginia Beach, Virginia 8 $ 1,890,000 $ 236,250 $ 62,000
Middlesex, Connecticut 7 $ 1,589,000 $ 227,000 $ 96,000
New London, Connecticut 7 $ 1,552,000 $ 221,714 $ 113,000
Will, Illinois 7 $ 1,746,000 $ 249,428 $ 124,000
Delaware, New York 7 $ 1,210,000 $ 172,857 $ 78,000
Franklin, Ohio 7 $ 1,654,000 $ 236,285 $ 126,000
Portage, Ohio 7 $ 1,405,000 $ 200,714 $ 101,000
Blair, Pennsylvania 7 $ 1,249,000 $ 178,428 $ 65,000
Montour, Pennsylvania 7 $ 1,533,000 $ 219,000 $ 85,000
Wilson, Tennessee 7 $ 1,761,000 $ 251,571 $ 94,000
Lee, Florida 6 $ 1,505,000 $ 250,833 $ 171,000
Jefferson, Kentucky 6 $ 859,000 $ 143,166 $ 135,000
Dukes, Massachusetts 6 $ 2,059,000 $ 343,166 $ 303,000
Greene, New York 6 $ 1,344,000 $ 224,000 $ 58,000
Niagara, New York 6 $ 1,344,000 $ 224,000 $ 66,000
Dare, North Carolina 6 $ 2,227,000 $ 371,166 $ 176,000
Rutherford, North Carolina 6 $ 1,601,000 $ 266,833 $ 120,000
Lackawanna, Pennsylvania 6 $ 816,000 $ 136,000 $ 56,000
Susquehanna, Pennsylvania 6 $ 625,000 $ 104,166 $ 66,000
Dorchester, South Carolina 6 $ 1,183,000 $ 197,166 $ 28,000
Columbia, Wisconsin 6 $ 867,000 $ 144,500 $ 64,000
Racine, Wisconsin 6 $ 1,237,000 $ 206,166 $ 75,000
Montgomery, Alabama 5 $ 935,000 $ 187,000 $ 0
Jefferson, Colorado 5 $ 1,461,000 $ 292,200 $ 41,000
Brevard, Florida 5 $ 557,000 $ 111,400 $ 66,000
Monroe, Florida 5 $ 1,529,000 $ 305,800 $ 260,000
Kent, Maryland 5 $ 988,000 $ 197,600 $ 57,000
Somerset, Maryland 5 $ 819,000 $ 163,800 $ 91,000
Cass, Michigan 5 $ 583,000 $ 116,600 $ 85,000
Chenango, New York 5 $ 614,000 $ 122,800 $ 45,000
Sullivan, New York 5 $ 930,000 $ 186,000 $ 175,000
Warren, New York 5 $ 814,000 $ 162,800 $ 104,000
Gaston, North Carolina 5 $ 818,000 $ 163,600 $ 52,000
Onslow, North Carolina 5 $ 967,000 $ 193,400 $ 48,000
Carroll, Ohio 5 $ 528,000 $ 105,600 $ 122,000
Cuyahoga, Ohio 5 $ 658,000 $ 131,600 $ 71,000
Erie, Ohio 5 $ 1,108,000 $ 221,600 $ 118,000
Licking, Ohio 5 $ 798,000 $ 159,600 $ 57,000
Lorain, Ohio 5 $ 1,155,000 $ 231,000 $ 100,000
Muskingum, Ohio 5 $ 837,000 $ 167,400 $ 95,000
Bradford, Pennsylvania 5 $ 786,000 $ 157,200 $ 58,000
Juniata, Pennsylvania 5 $ 913,000 $ 182,600 $ 74,000
Pike, Pennsylvania 5 $ 1,550,000 $ 310,000 $ 87,000
Tioga, Pennsylvania 5 $ 954,000 $ 190,800 $ 72,000
Charleston, South Carolina 5 $ 1,273,000 $ 254,600 $ 85,000
Horry, South Carolina 5 $ 1,117,000 $ 223,400 $ 182,000
Rutherford, Tennessee 5 $ 810,000 $ 162,000 $ 107,000
Frederick, Virginia 5 $ 1,452,000 $ 290,400 $ 73,000
Spotsylvania, Virginia 5 $ 1,550,000 $ 310,000 $ 216,000
Stafford, Virginia 5 $ 1,101,000 $ 220,200 $ 93,000
Milwaukee, Wisconsin 5 $ 964,000 $ 192,800 $ 53,000
San Diego, California 4 $ 1,559,000 $ 389,750 $ 109,000
Cherokee, Georgia 4 $ 896,000 $ 224,000 $ 62,000
Gwinnett, Georgia 4 $ 579,000 $ 144,750 $ 77,000
Richmond, Georgia 4 $ 368,000 $ 92,000 $ 41,000
Lake, Illinois 4 $ 843,000 $ 210,750 $ 90,000
Oldham, Kentucky 4 $ 1,004,000 $ 251,000 $ 95,000
Jefferson, Louisiana 4 $ 784,000 $ 196,000 $ 53,000
Knox, Maine 4 $ 696,000 $ 174,000 $ 50,000
Lincoln, Maine 4 $ 1,116,000 $ 279,000 $ 110,000
Talbot, Maryland 4 $ 879,000 $ 219,750 $ 69,000
Berkshire, Massachusetts 4 $ 1,057,000 $ 264,250 $ 134,000
Warren, New Jersey 4 $ 637,000 $ 159,250 $ 64,000
San Juan, New Mexico 4 $ 1,215,000 $ 303,750 $ 56,000
Cattaraugus, New York 4 $ 1,111,000 $ 277,750 $ 201,000
Monroe, New York 4 $ 691,000 $ 172,750 $ 46,000
Montgomery, New York 4 $ 957,000 $ 239,250 $ 103,000
Ulster, New York 4 $ 1,158,000 $ 289,500 $ 138,000
Buncombe, North Carolina 4 $ 1,062,000 $ 265,500 $ 63,000
Currituck, North Carolina 4 $ 1,316,000 $ 329,000 $ 228,000
Franklin, North Carolina 4 $ 873,000 $ 218,250 $ 62,000
Harnett, North Carolina 4 $ 725,000 $ 181,250 $ 36,000
Hertford, North Carolina 4 $ 497,000 $ 124,250 $ 46,000
Lincoln, North Carolina 4 $ 577,000 $ 144,250 $ 40,000
Knox, Ohio 4 $ 841,000 $ 210,250 $ 114,000
Ottawa, Ohio 4 $ 870,000 $ 217,500 $ 85,000
Clearfield, Pennsylvania 4 $ 414,000 $ 103,500 $ 56,000
Clinton, Pennsylvania 4 $ 513,000 $ 128,250 $ 69,000
Fayette, Pennsylvania 4 $ 534,000 $ 133,500 $ 125,000
Wayne, Pennsylvania 4 $ 1,176,000 $ 294,000 $ 80,000
Pickens, South Carolina 4 $ 354,000 $ 88,500 $ 39,000
Sumter, South Carolina 4 $ 537,000 $ 134,250 $ 24,000
Shelby, Tennessee 4 $ 909,000 $ 227,250 $ 78,000
Montgomery, Texas 4 $ 1,469,000 $ 367,250 $ 180,000
Rutland, Vermont 4 $ 880,000 $ 220,000 $ 140,000
Windham, Vermont 4 $ 994,000 $ 248,500 $ 112,000
Accomack, Virginia 4 $ 980,000 $ 245,000 $ 63,000
Hampton, Virginia 4 $ 541,000 $ 135,250 $ 18,000
Newport News, Virginia 4 $ 382,000 $ 95,500 $ 44,000
Norfolk, Virginia 4 $ 838,000 $ 209,500 $ 99,000
Maricopa, Arizona 3 $ 478,000 $ 159,333 $ 57,000
Adams, Colorado 3 $ 895,000 $ 298,333 $ 65,000
Arapahoe, Colorado 3 $ 780,000 $ 260,000 $ 20,000
Grand, Colorado 3 $ 680,000 $ 226,666 $ 86,000
Windham, Connecticut 3 $ 711,000 $ 237,000 $ 86,000
Broward, Florida 3 $ 650,000 $ 216,666 $ 222,000
Charlotte, Florida 3 $ 482,000 $ 160,666 $ 73,000
Marion, Florida 3 $ 364,000 $ 121,333 $ 83,000
Miami-Dade, Florida 3 $ 824,000 $ 274,666 $ 64,000
Orange, Florida 3 $ 310,000 $ 103,333 $ 100,000
Sumter, Florida 3 $ 465,000 $ 155,000 $ 97,000
Barrow, Georgia 3 $ 334,000 $ 111,333 $ 35,000
Cobb, Georgia 3 $ 452,000 $ 150,666 $ 65,000
Elkhart, Indiana 3 $ 303,000 $ 101,000 $ 51,000
Marion, Indiana 3 $ 403,000 $ 134,333 $ 66,000
Steuben, Indiana 3 $ 579,000 $ 193,000 $ 98,000
Bossier, Louisiana 3 $ 381,000 $ 127,000 $ 11,000
Lafayette, Louisiana 3 $ 597,000 $ 199,000 $ 51,000
Piscataquis, Maine 3 $ 380,000 $ 126,666 $ 37,000
Waldo, Maine 3 $ 421,000 $ 140,333 $ 31,000
Allegany, Maryland 3 $ 453,000 $ 151,000 $ 74,000
Garrett, Maryland 3 $ 731,000 $ 243,666 $ 230,000
Hennepin, Minnesota 3 $ 1,120,000 $ 373,333 $ 170,000
Franklin, Missouri 3 $ 340,000 $ 113,333 $ 40,000
Pulaski, Missouri 3 $ 471,000 $ 157,000 $ 0
Scott, Missouri 3 $ 325,000 $ 108,333 $ 13,000
Chautauqua, New York 3 $ 420,000 $ 140,000 $ 46,000
Columbia, New York 3 $ 543,000 $ 181,000 $ 261,000
Cortland, New York 3 $ 299,000 $ 99,666 $ 29,000
Genesee, New York 3 $ 430,000 $ 143,333 $ 58,000
Oneida, New York 3 $ 544,000 $ 181,333 $ 97,000
Schoharie, New York 3 $ 660,000 $ 220,000 $ 71,000
Beaufort, North Carolina 3 $ 415,000 $ 138,333 $ 68,000
Brunswick, North Carolina 3 $ 598,000 $ 199,333 $ 157,000
Camden, North Carolina 3 $ 935,000 $ 311,666 $ 152,000
Davidson, North Carolina 3 $ 544,000 $ 181,333 $ 26,000
Durham, North Carolina 3 $ 601,000 $ 200,333 $ 38,000
Hoke, North Carolina 3 $ 430,000 $ 143,333 $ 66,000
Jackson, North Carolina 3 $ 1,041,000 $ 347,000 $ 134,000
Perquimans, North Carolina 3 $ 960,000 $ 320,000 $ 95,000
Pitt, North Carolina 3 $ 575,000 $ 191,666 $ 25,000
Rowan, North Carolina 3 $ 481,000 $ 160,333 $ 75,000
Belmont, Ohio 3 $ 608,000 $ 202,666 $ 64,000
Delaware, Ohio 3 $ 690,000 $ 230,000 $ 75,000
Hancock, Ohio 3 $ 708,000 $ 236,000 $ 79,000
Marion, Ohio 3 $ 736,000 $ 245,333 $ 80,000
Richland, Ohio 3 $ 486,000 $ 162,000 $ 75,000
Tuscarawas, Ohio 3 $ 498,000 $ 166,000 $ 57,000
Wood, Ohio 3 $ 511,000 $ 170,333 $ 71,000
Greenville, South Carolina 3 $ 408,000 $ 136,000 $ 28,000
Spartanburg, South Carolina 3 $ 433,000 $ 144,333 $ 85,000
Sumner, Tennessee 3 $ 602,000 $ 200,666 $ 90,000
Harris, Texas 3 $ 651,000 $ 217,000 $ 130,000
Bennington, Vermont 3 $ 580,000 $ 193,333 $ 79,000
Hanover, Virginia 3 $ 818,000 $ 272,666 $ 70,000
Isle of Wight, Virginia 3 $ 531,000 $ 177,000 $ 30,000
Pittsylvania, Virginia 3 $ 891,000 $ 297,000 $ 292,000
Richmond City, Virginia 3 $ 676,000 $ 225,333 $ 99,000
Rock, Wisconsin 3 $ 431,000 $ 143,666 $ 87,000
Jefferson, Alabama 2 $ 210,000 $ 105,000 $ 11,000
Mobile, Alabama 2 $ 361,000 $ 180,500 $ 0
Pike, Alabama 2 $ 536,000 $ 268,000 $ 49,000
Carroll, Arkansas 2 $ 805,000 $ 402,500 $ 128,000
Riverside, California 2 $ 347,000 $ 173,500 $ 80,000
Broomfield, Colorado 2 $ 629,000 $ 314,500 $ 59,000
Costilla, Colorado 2 $ 392,000 $ 196,000 $ 93,000
Douglas, Colorado 2 $ 487,000 $ 243,500 $ 50,000
Larimer, Colorado 2 $ 482,000 $ 241,000 $ 0
Pueblo, Colorado 2 $ 453,000 $ 226,500 $ 24,000
Tolland, Connecticut 2 $ 421,000 $ 210,500 $ 89,000
Clay, Florida 2 $ 355,000 $ 177,500 $ 89,000
Martin, Florida 2 $ 352,000 $ 176,000 $ 167,000
Sarasota, Florida 2 $ 426,000 $ 213,000 $ 84,000
Camden, Georgia 2 $ 506,000 $ 253,000 $ 82,000
Charlton, Georgia 2 $ 294,000 $ 147,000 $ 64,000
Coweta, Georgia 2 $ 312,000 $ 156,000 $ 0
Forsyth, Georgia 2 $ 276,000 $ 138,000 $ 75,000
Henry, Georgia 2 $ 510,000 $ 255,000 $ 38,000
Jackson, Georgia 2 $ 273,000 $ 136,500 $ 73,000
McIntosh, Georgia 2 $ 398,000 $ 199,000 $ 198,000
Muscogee, Georgia 2 $ 224,000 $ 112,000 $ 60,000
Putnam, Georgia 2 $ 458,000 $ 229,000 $ 90,000
Walton, Georgia 2 $ 502,000 $ 251,000 $ 71,000
Tazewell, Illinois 2 $ 130,000 $ 65,000 $ 53,000
Allen, Indiana 2 $ 174,000 $ 87,000 $ 48,000
Boone, Indiana 2 $ 229,000 $ 114,500 $ 96,000
Lake, Indiana 2 $ 88,000 $ 44,000 $ 11,000
Tippecanoe, Indiana 2 $ 346,000 $ 173,000 $ 46,000
Polk, Iowa 2 $ 174,000 $ 87,000 $ 50,000
Reno, Kansas 2 $ 460,000 $ 230,000 $ 137,000
Daviess, Kentucky 2 $ 277,000 $ 138,500 $ 50,000
Hardin, Kentucky 2 $ 463,000 $ 231,500 $ 0
Meade, Kentucky 2 $ 310,000 $ 155,000 $ 62,000
Livingston, Louisiana 2 $ 213,000 $ 106,500 $ 29,000
Rapides, Louisiana 2 $ 546,000 $ 273,000 $ 125,000
St. Tammany, Louisiana 2 $ 260,000 $ 130,000 $ 57,000
Aroostook, Maine 2 $ 180,000 $ 90,000 $ 88,000
Nantucket, Massachusetts 2 $ 892,000 $ 446,000 $ 257,000
Allegan, Michigan 2 $ 337,000 $ 168,500 $ 101,000
Gratiot, Michigan 2 $ 256,000 $ 128,000 $ 74,000
Wayne, Michigan 2 $ 252,000 $ 126,000 $ 120,000
Washington, Minnesota 2 $ 702,000 $ 351,000 $ 119,000
Jackson, Missouri 2 $ 451,000 $ 225,500 $ 33,000
Cayuga, New York 2 $ 185,000 $ 92,500 $ 35,000
Chemung, New York 2 $ 269,000 $ 134,500 $ 84,000
Clinton, New York 2 $ 347,000 $ 173,500 $ 73,000
Essex, New York 2 $ 496,000 $ 248,000 $ 262,000
Madison, New York 2 $ 443,000 $ 221,500 $ 38,000
Schuyler, New York 2 $ 480,000 $ 240,000 $ 78,000
Bladen, North Carolina 2 $ 353,000 $ 176,500 $ 279,000
Cabarrus, North Carolina 2 $ 501,000 $ 250,500 $ 110,000
Caldwell, North Carolina 2 $ 406,000 $ 203,000 $ 101,000
Caswell, North Carolina 2 $ 439,000 $ 219,500 $ 84,000
Craven, North Carolina 2 $ 304,000 $ 152,000 $ 47,000
Forsyth, North Carolina 2 $ 340,000 $ 170,000 $ 92,000
Guilford, North Carolina 2 $ 526,000 $ 263,000 $ 52,000
Johnston, North Carolina 2 $ 291,000 $ 145,500 $ 46,000
Lee, North Carolina 2 $ 302,000 $ 151,000 $ 0
Macon, North Carolina 2 $ 416,000 $ 208,000 $ 89,000
McDowell, North Carolina 2 $ 512,000 $ 256,000 $ 131,000
Mitchell, North Carolina 2 $ 388,000 $ 194,000 $ 197,000
Moore, North Carolina 2 $ 630,000 $ 315,000 $ 125,000
Surry, North Carolina 2 $ 424,000 $ 212,000 $ 73,000
Transylvania, North Carolina 2 $ 639,000 $ 319,500 $ 130,000
Watauga, North Carolina 2 $ 731,000 $ 365,500 $ 140,000
Allen, Ohio 2 $ 293,000 $ 146,500 $ 71,000
Ashland, Ohio 2 $ 267,000 $ 133,500 $ 43,000
Ashtabula, Ohio 2 $ 278,000 $ 139,000 $ 40,000
Clinton, Ohio 2 $ 319,000 $ 159,500 $ 103,000
Fairfield, Ohio 2 $ 510,000 $ 255,000 $ 112,000
Hardin, Ohio 2 $ 312,000 $ 156,000 $ 44,000
Huron, Ohio 2 $ 582,000 $ 291,000 $ 211,000
Jefferson, Ohio 2 $ 169,000 $ 84,500 $ 16,000
Mercer, Ohio 2 $ 488,000 $ 244,000 $ 62,000
Ross, Ohio 2 $ 427,000 $ 213,500 $ 71,000
Seneca, Ohio 2 $ 480,000 $ 240,000 $ 93,000
Wayne, Ohio 2 $ 395,000 $ 197,500 $ 68,000
Williams, Ohio 2 $ 306,000 $ 153,000 $ 43,000
Wyandot, Ohio 2 $ 407,000 $ 203,500 $ 103,000
Tulsa, Oklahoma 2 $ 428,000 $ 214,000 $ 47,000
Bedford, Pennsylvania 2 $ 352,000 $ 176,000 $ 53,000
Erie, Pennsylvania 2 $ 145,000 $ 72,500 $ 10,000
Huntingdon, Pennsylvania 2 $ 308,000 $ 154,000 $ 183,000
Mercer, Pennsylvania 2 $ 440,000 $ 220,000 $ 61,000
Venango, Pennsylvania 2 $ 288,000 $ 144,000 $ 39,000
Warren, Pennsylvania 2 $ 186,000 $ 93,000 $ 39,000
Wyoming, Pennsylvania 2 $ 438,000 $ 219,000 $ 84,000
Aiken, South Carolina 2 $ 258,000 $ 129,000 $ 39,000
Anderson, South Carolina 2 $ 169,000 $ 84,500 $ 39,000
Fairfield, South Carolina 2 $ 521,000 $ 260,500 $ 81,000
Georgetown, South Carolina 2 $ 370,000 $ 185,000 $ 91,000
Kershaw, South Carolina 2 $ 138,000 $ 69,000 $ 26,000
Laurens, South Carolina 2 $ 263,000 $ 131,500 $ 54,000
Oconee, South Carolina 2 $ 195,000 $ 97,500 $ 33,000
Hickman, Tennessee 2 $ 102,000 $ 51,000 $ 33,000
Knox, Tennessee 2 $ 228,000 $ 114,000 $ 30,000
Montgomery, Tennessee 2 $ 497,000 $ 248,500 $ 0
Dallas, Texas 2 $ 353,000 $ 176,500 $ 190,000
Denton, Texas 2 $ 423,000 $ 211,500 $ 89,000
Albemarle, Virginia 2 $ 339,000 $ 169,500 $ 99,000
Fauquier, Virginia 2 $ 812,000 $ 406,000 $ 1,006,000
Fluvanna, Virginia 2 $ 264,000 $ 132,000 $ 68,000
Franklin, Virginia 2 $ 753,000 $ 376,500 $ 222,000
Henrico, Virginia 2 $ 369,000 $ 184,500 $ 54,000
King and Queen, Virginia 2 $ 268,000 $ 134,000 $ 47,000
Louisa, Virginia 2 $ 603,000 $ 301,500 $ 97,000
Mecklenburg, Virginia 2 $ 450,000 $ 225,000 $ 175,000
Suffolk, Virginia 2 $ 619,000 $ 309,500 $ 369,000
York, Virginia 2 $ 834,000 $ 417,000 $ 148,000
King, Washington 2 $ 778,000 $ 389,000 $ 110,000
Greenbrier, West Virginia 2 $ 252,000 $ 126,000 $ 66,000
Hampshire, West Virginia 2 $ 376,000 $ 188,000 $ 111,000
Harrison, West Virginia 2 $ 394,000 $ 197,000 $ 87,000
Baldwin, Alabama 1 $ 193,000 $ 193,000 $ 0
Butler, Alabama 1 $ 140,000 $ 140,000 $ 46,000
Henry, Alabama 1 $ 132,000 $ 132,000 $ 88,000
Houston, Alabama 1 $ 189,000 $ 189,000 $ 44,000
Russell, Alabama 1 $ 160,000 $ 160,000 $ 0
Tuscaloosa, Alabama 1 $ 191,000 $ 191,000 $ 103,000
Coconino, Arizona 1 $ 461,000 $ 461,000 $ 762,000
Santa Cruz, Arizona 1 $ 339,000 $ 339,000 $ 116,000
Baxter, Arkansas 1 $ 236,000 $ 236,000 $ 250,000
Crittenden, Arkansas 1 $ 214,000 $ 214,000 $ 118,000
Lonoke, Arkansas 1 $ 155,000 $ 155,000 $ 0
Pulaski, Arkansas 1 $ 215,000 $ 215,000 $ 42,000
Washington, Arkansas 1 $ 260,000 $ 260,000 $ 59,000
Alameda, California 1 $ 356,000 $ 356,000 $ 132,000
Los Angeles, California 1 $ 707,000 $ 707,000 $ 208,000
Orange, California 1 $ 570,000 $ 570,000 $ 137,000
Santa Barbara, California 1 $ 417,000 $ 417,000 $ 86,000
Santa Clara, California 1 $ 417,000 $ 417,000 $ 970,000
Santa Cruz, California 1 $ 388,000 $ 388,000 $ 37,000
Boulder, Colorado 1 $ 398,000 $ 398,000 $ 77,000
Chaffee, Colorado 1 $ 265,000 $ 265,000 $ 78,000
Denver, Colorado 1 $ 238,000 $ 238,000 $ 100,000
Dolores, Colorado 1 $ 174,000 $ 174,000 $ 58,000
Fremont, Colorado 1 $ 250,000 $ 250,000 $ 43,000
Garfield, Colorado 1 $ 344,000 $ 344,000 $ 90,000
La Plata, Colorado 1 $ 264,000 $ 264,000 $ 60,000
Mesa, Colorado 1 $ 255,000 $ 255,000 $ 0
Montrose, Colorado 1 $ 311,000 $ 311,000 $ 140,000
Teller, Colorado 1 $ 194,000 $ 194,000 $ 58,000
Weld, Colorado 1 $ 213,000 $ 213,000 $ 0
Baker, Florida 1 $ 162,000 $ 162,000 $ 42,000
Collier, Florida 1 $ 206,000 $ 206,000 $ 1,200,000
Flagler, Florida 1 $ 416,000 $ 416,000 $ 216,000
Gulf, Florida 1 $ 125,000 $ 125,000 $ 127,000
Indian River, Florida 1 $ 280,000 $ 280,000 $ 79,000
Leon, Florida 1 $ 124,000 $ 124,000 $ 33,000
Osceola, Florida 1 $ 247,000 $ 247,000 $ 319,000
Pasco, Florida 1 $ 84,000 $ 84,000 $ 52,000
Pinellas, Florida 1 $ 275,000 $ 275,000 $ 196,000
Polk, Florida 1 $ 388,000 $ 388,000 $ 462,000
Putnam, Florida 1 $ 417,000 $ 417,000 $ 356,000
Seminole, Florida 1 $ 279,000 $ 279,000 $ 89,000
Volusia, Florida 1 $ 158,000 $ 158,000 $ 115,000
Bulloch, Georgia 1 $ 196,000 $ 196,000 $ 51,000
Clarke, Georgia 1 $ 177,000 $ 177,000 $ 49,000
Fayette, Georgia 1 $ 193,000 $ 193,000 $ 99,000
Hancock, Georgia 1 $ 118,000 $ 118,000 $ 65,000
Harris, Georgia 1 $ 400,000 $ 400,000 $ 250,000
Houston, Georgia 1 $ 185,000 $ 185,000 $ 75,000
Liberty, Georgia 1 $ 163,000 $ 163,000 $ 50,000
Pike, Georgia 1 $ 340,000 $ 340,000 $ 75,000
Rockdale, Georgia 1 $ 274,000 $ 274,000 $ 0
Thomas, Georgia 1 $ 174,000 $ 174,000 $ 125,000
Kootenai, Idaho 1 $ 220,000 $ 220,000 $ 0
Payette, Idaho 1 $ 190,000 $ 190,000 $ 121,000
Cumberland, Illinois 1 $ 130,000 $ 130,000 $ 140,000
DeKalb, Illinois 1 $ 243,000 $ 243,000 $ 80,000
Franklin, Illinois 1 $ 256,000 $ 256,000 $ 60,000
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Mortgage Loan Application Detail Totals for Graystone Tower Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,716 $1,476,098,000 $219,000 $1,750,000 $93,000 $3,794,000
Refinancing 6,590 $1,702,698,000 $258,000 $2,750,000 $112,000 $2,478,000
Home Improvement 163 $39,057,000 $239,000 $681,000 $115,000 $350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,092 $2,655,587,000 $239,000 $2,750,000 $106,000 $3,794,000
Black or African American 907 $197,209,000 $217,000 $781,000 $70,000 $558,000
Hispanic 558 $124,305,000 $222,000 $1,020,000 $75,000 $825,000
Asian 433 $117,733,000 $271,000 $1,482,000 $119,000 $2,244,000
Not Provided 430 $112,676,000 $262,000 $1,440,000 $96,000 $600,000
Native Hawaiian or Other Pacific Islander 30 $6,083,000 $202,000 $409,000 $86,000 $350,000
American Indian or Alaskan Native 19 $4,260,000 $224,000 $402,000 $99,000 $257,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,989 $2,008,644,000 $251,000 $2,750,000 $125,000 $3,794,000
FHA-insured (Federal Housing Administration) 4,572 $1,008,941,000 $220,000 $984,000 $73,000 $657,000
VA-guaranteed (Veterans Administration) 656 $158,148,000 $241,000 $781,000 $56,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 252 $42,120,000 $167,000 $371,000 $52,000 $185,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,023 $1,876,601,000 $233,000 $1,125,000 $105,000 $3,794,000
Application Withdrawn By Applicant 2,699 $659,365,000 $244,000 $2,750,000 $98,000 $2,244,000
Application Denied By Financial Institution 1,167 $284,900,000 $244,000 $1,500,000 $93,000 $858,000
File Closed For Incompleteness 877 $231,509,000 $263,000 $1,750,000 $111,000 $1,800,000
Application Approved But Not Accepted 703 $165,478,000 $235,000 $994,000 $98,000 $731,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 301 $72,027,000 $239,000 $849,000 $106,000 $858,000
Other 244 $61,992,000 $254,000 $984,000 $105,000 $732,000
Debt-To-Income Ratio 220 $53,518,000 $243,000 $900,000 $72,000 $445,000
Credit History 131 $27,893,000 $212,000 $570,000 $71,000 $278,000
Credit Application Incomplete 122 $32,904,000 $269,000 $1,500,000 $105,000 $450,000
Unverifiable Information 78 $20,373,000 $261,000 $666,000 $91,000 $300,000
Employment History 35 $8,581,000 $245,000 $729,000 $91,000 $353,000
Insufficient Cash (Downpayment, Closing Cost) 30 $6,037,000 $201,000 $560,000 $82,000 $289,000
Mortgage Insurance Denied 6 $1,575,000 $262,000 $403,000 $102,000 $210,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Graystone Tower Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Graystone Tower Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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